Podcasts about personal debt

In this episode, you'll learn:How to lay a strong financial foundation before investing.Why mindset around money is critical to your investment success.The biggest mistake Gino made with his first property and how to avoid it.Choosing the right investment vehicle (multifamily anyone?).Smart strategies for using debt to fuel your investment portfolio.Why every property is a small business and how to treat it that way.Key Takeaways:"Money doesn't corrupt; it reveals" – Gino explains how your relationship with money influences your investment decisions.Start by choosing your vehicle (stocks, real estate, etc.), saving money, and investing it wisely.Understand the power of using debt responsibly to grow your portfolio.Exit strategies are key: Learn when to cash in on equity, refinance, or hold long-term.Top Advice from Gino:Build a solid financial foundation before investing.Write down one word that defines how you feel about money. Your mindset matters!Pick your investment vehicle and dive deep into it – start with multifamily if you want long-term success.Use debt strategically to maximize your returns.Always have an exit plan for each deal!Ready to start your investment journey? Reach out to Gino and the team for guidance on how to build your real estate portfolio: Call us at 865-800-3905!Looking for more tips and strategies? Subscribe and hit the notification bell to catch our next how-to guide and dive deeper into the world of real estate investing! Don't miss out on learning how we've helped 100+ investors leave their W-2 jobs and close over 86,000 units!#RealEstateInvesting #MultifamilyInvesting #FirstInvestment #JakeandGino #PassiveIncome #DebtStrategies #InvestmentTips #FinancialFreedom We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

In this conversation, Cang discusses the latest trends in fixed and variable interest rates, how personal debt impacts borrowing capacity, and strategies for managing debt to maximise borrowing power. He highlights the importance of understanding loan structures and the effects of personal liabilities on financial decisions. Ready to dive deeper? Listen up and let's Wealth Coffee Chat!

Want to get in touch? Send us a text!In this episode, we discuss the concept of running your personal finances like a business. We emphasize the importance of understanding your cash flow, liabilities, and assets, and using debt strategically to improve your balance sheet. We also highlight the need to focus on both current and future cash flow and to consider the long-term impact of financial decisions. The key takeaway is to not be afraid of using debt to improve your financial situation and to prioritize your financial goals.________________________________________________________________Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia

Michael Green reveals the hidden economic dangers and the risks of passive investing in today's market. In this episode, Andrew Brill welcomes back Michael Green, Portfolio Manager and Chief Strategist at Simplify Asset Management, for an insightful discussion on the current state of the economy. Discover why market indexes continue to hit new highs despite underlying economic weaknesses, and learn about the potential risks of passive investing. TIMESTAMPS: 00:00 - Introduction 01:34 - Economic Deceleration and Employment Data 02:23 - Market Highs vs. Economic Weakness 05:00 - Understanding Passive Investing 08:07 - Risks of Passive Investing 10:39 - Impact of Employment on 401ks 13:57 - Job Growth and Market Risks 15:51 - Misinterpretation of Market Highs 18:55 - Active vs. Passive Management 21:45 - Concentration in Large Stocks 24:03 - Geopolitical Risks and Semiconductor Market 25:24 - Socioeconomic Inequities and Inflation 28:44 - Personal Debt and National Debt 30:30 - Interest Rates and Economic Impact 35:57 - Federal Reserve Policies and Public Impact 36:47 - Google's Antitrust Case 39:47 - Protecting Personal Wealth 41:04 - Importance of Long-Term Investing 41:52 - AI and Economic Productivity 42:40 - Closing Remarks 

The meme stocks are back with a vengeance! Also this week we get into another scorching week for Howie, concerns about inflation and personal debt, how to profit from volatility, and why we all still like Uber.Copy James McMahon at www.copymycrypto.com/sam!Cash Daddies on social media: https://lnk.bio/d1sj/Check out Sam's dates: https://samtripoli.com/events/Visit www.chaostwins.com to support Sam's family-friendly project!Watch Howie's comedy special here: https://youtu.be/SyL28bklxoY and check out the Degenerate Gamblers here: https://www.youtube.com/@howiedeweyHosts: Sam Tripoli, Howie Dewey, Johnny Woodard

When the tax office comes knocking, it's not usually good news. And right now the Australian Taxation Office is pursuing thousands of people over historical debts that it had previously put on hold. Today, business reporter Nassim Khadem, on why the ATO is trying to recover the funds now and why some people are comparing it to Robodebt. Featured:Nassim Khadem, ABC Business reporter

Naseema McElroy is a published author and the founder of Financially Intentional, a platform about personal finance and living life intentionally. Naseema managed to pay off $1 million of debt. Naseema discusses how taking control of her finances has enabled her to overcome bankruptcy, divorce, and the cycle of living paycheck to paycheck. She shares her lessons along her path to help others benefit from the freedoms of financial independence. Outside of encouraging people to get their financial act together, Naseema is a mother and labor and delivery nurse. Though making six figures for years, she struggled with money. Finally realizing she couldn't out-earn her financial ignorance, she knew she had to make some changes.  By shifting her mindset around money, being consistent and intentional, she was able to change her financial future.    In this episode, we talked to Naseema about wealth building and helping people kickstart this journey, challenges to paying off her debts, the house hacking strategy and much more.   Announcement: Join the Apartment Investing Mastermind here.   Financially Intentional;   02:29 Naseema's background; 08:49 Helping people to set themselves up in this journey; 13:40 Where Naseema is at now; 16:24 Challenges she faced while paying her debts; 19:28 Taking the first step on shifting financial behavior; 23:34 The house hacking strategy; 26:55 Round of insights   Announcement: You can check this year's REWBCON event here.   Round of Insights   Apparent Failure: Her student loans. Digital Resource: Libby. Most Recommended Book: Acres. Daily Habit: Waking up early and exercising, riding her bike. #1 Insight for being financially intentional: Curating a beneficial circle of influence. Best Place to Grab a Bite in the Bay Area, CA: CreAsian.    Contact Naseema: E-mail: financiallyintentional@gmail.com  Instagram: https://www.instagram.com/financiallyintentional Podcast: https://www.financiallyintentional.com/podcast  Thank you for joining us for another great episode! If you're enjoying the show, please LEAVE A RATING OR REVIEW, and be sure to hit that subscribe button so you do not miss an episode.  

Andrew and Alex discuss debt at a high level before diving into how it can be used for good and for bad. Debt is a highly debated topic that has advantages and disadvantages. How do you manage your debt?

Hosts: Adrian Trimboli and Frank Ambesi This insightful episode focuses on strategies to increase borrowing capacity for property investment, covering topics such as boosting income, enhancing rental income from investment properties, managing credit card limits, reducing personal debts, and making wise financial choices. In this episode, Adrian and Frank explore strategies for enhancing borrowing capacity, including income boosts, property rental income improvement, effective credit card management, expense reduction, debt minimization, and wise financial choices for property investment, emphasizing the significance of financial evaluations and entity considerations to maximise borrowing potential. Timestamps: (02:10 - 09:10)  Increasing Income, Active Refinancing and Managing Credit Card Limits  (09:28 - 09:49)  Cutting Expenses and Minimizing Costs  (09:50 - 11:26)  Personal Debt, Car Upgrades and Options for Property Investors  (11:32 - 13:17)  Managing Credit Card Limits and Expenses (13:23 - 17:15)  Extending Mortgage Term and Different Investment Entities   (17:17 - 17:47)  Business Owners and Large Documentation Loans  (17:51 - 21:03)  Summary and Recommendations  Quotes: Frank: "Increasing your income is the key motivation and most beneficial way to boost your borrowing capacity."  Adrian: "Don't ruin your life by overspending on unnecessary expenses. Find ways to cut back and save."  Frank: "Every small saving can contribute to a bigger deposit or offset account, moving you closer to your investment goals."  Adrian: "The most important thing is to increase your income." - CONNECT WITH FRANK-- 

Tom Fortino, Founder and Principal, Alpha Wealth Group, and co-host of “This Week in Wealth” on WGN Radio, joins John Williams to talk why stocks are rising today, the impact of the war in Israel on the markets, what he expects from the inflation data that will be released later this week, and why he thinks […]

Tom Fortino, Founder and Principal, Alpha Wealth Group, and co-host of “This Week in Wealth” on WGN Radio, joins John Williams to talk why stocks are rising today, the impact of the war in Israel on the markets, what he expects from the inflation data that will be released later this week, and why he thinks […]

Tom Fortino, Founder and Principal, Alpha Wealth Group, and co-host of “This Week in Wealth” on WGN Radio, joins John Williams to talk why stocks are rising today, the impact of the war in Israel on the markets, what he expects from the inflation data that will be released later this week, and why he thinks […]

Jim Geraghty is back! Today, Jim and Greg spend the good martini giving a short overview of Jim's trip to Ukraine and what he learned there. Don't miss Monday's 3 Martini Lunch, when they devote their Labor Day episode to the good, bad, and crazy things that Jim observed in Ukraine. They also recoil as the percentages of Americans delinquent on credit card debt, auto loan debt, and and personal loan debt are at their highest levels in more than a decade. Finally, they react to another moment where Senate Republican Leader Mitch McConnell seems to freeze during a press conference, and Jim says McConnell's team owes the American people a full, honest explanation of the senator's health.Please visit out great sponsors:4Patriothttps://4Patriots.comUse code MARTINI to get 10% off your purchase.

Jim Geraghty is back! Today, Jim and Greg spend the good martini giving a short overview of Jim’s trip to Ukraine and what he learned there. Don’t miss Monday’s 3 Martini Lunch, when they devote their Labor Day episode to the good, bad, and crazy things that Jim observed in Ukraine. They also recoil as […]

What the heck is a Debt Ceiling anyway? Are we learning the wrong lessons from our government's fiscal policies? Maybe we should just focus on other stuff, like braving the stock market, simplifying life, and polishing up our digital brains. All that and a couple of Hills on this month's mailbag. (00:08:53) Daring to Invest (00:13:37) Cognitive Drag and your Digital Brain (00:17:39) Investing Early and the Value of a College Degree (00:31:24) Debt Ceiling and Leverage (00:39:01) Government Debt vs. Personal Debt (00:58:00) The First Hill: A Fond Farewell (01:09:30) The Second Hill: A Long and Foolish Life Host: David Gardner Guests: Jeff Fischer, Tom King, Jason Moser, Chris Hill Producer: Rick Engdahl

Hour 2 for the Drew Mariani Show 5-19-23 Chaplet of Divine Mercy Paul Ostler joins the show to discuss America's personal debt of $17 Trillion which includes, Credit Card, Student Loans and other types of debt  

On today's episode of The Edge of Excellence, Matt talks to Spencer Pepe, co-CEO at College Works Painting. Spencer graduated with a business degree from the University of California.With more than 30 years of experience in entrepreneurship, Spencer talks about his career path, specifically his college experience and why he focused more on friendships and networking. His father's bankruptcy was a defining moment in his life. You'll learn how he refocused his life and how College Works proved to be a great opportunity for him. He'll discuss going out of business and the valuable lessons he learned. After being in the mortgage banking business for 10 years, Spencer has developed a special interest in marketing. He'll explain to you why he chose this niche and why it's the most important role as he talks about his marketing-driven model. You'll also understand why every entrepreneur needs to be an intrapreneur. As you probably know, it's important to live within your means. Spencer will share why he advises entrepreneurs not to take on debt. Listen as he recommends financial literacy books that address these topics.Matt and Spencer will talk about their 30-year partnership that began with College Works and the various businesses they have started since. Join Matt and Spencer for an exciting conversation about leveraging the lessons and struggles of his past, the evolution of his entrepreneurship, and the power of marketing.Enjoy! What You Will Learn In This Show:Spencer's definition of excellence.Leveraging pain and grief to get ahead in life.Why you should avoid personal debt in your life.How and why they relaunched College Works and the role of each partner.The importance of having a marketing-driven model for your business.Learning and growing as an entrepreneur.And so much more...Resources:The Edge of ExcellenceRich Dad Poor DadSpencer Pepe

Dave Ramsey & Jade Warshaw answer your questions and discuss:   How to handle business debt when tackling the Baby Steps, from the blog: Are Business Debt and Personal Debt the Same? When you should pause the Baby Steps and save up cash, from the blog: When to Pause Your Debt Snowball Why HELOC's do make you financially sophisticated, from the blog: HELOC: What Is a Home Equity Line of Credit? "Should we be content in our current home?" from the blog: How to Own Your Dream Home Should I use collector cars as assets for the future? Support Our Sponsor: NetSuite PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

“Neither a borrower nor a lender be,” advised Shakespeare's Polonius. These words seem hopelessly out of touch in cost of living crisis with soaring inflation and astronomical levels of personal debt. The charity StepChange has warned that money borrowed by UK households to pay for Christmas could take years to repay. Meanwhile, a study by the Resolution Foundation suggests the British public are the worst in the developed world at saving. How did we get here? For some, our eye-popping indebtedness begins with a failure of personal responsibility, an absence of prudence, and an inability to discern between our ‘wants' and needs'. For others, the real problem is systemic, where borrowers are victims of a consumerist society that both pressurises and stigmatises the poorest. Pragmatists argue that debt itself is morally neutral and merely part of the furniture of modern life. Free market libertarians see debt as a democratising force, giving people greater personal agency. Whereas many religious and philosophical traditions have long believed that there is something intrinsically immoral about charging interest on lending. Is debt inevitable? Or a moral failing? If so, whose? Producer: Dan Tierney.

Lori Pinkowski, Co-Founder of Pinkowski Wealth Management and Senior Portfolio Manager & Investment Advisor at Canacord provides a calming voice amidst market chaos.  See omnystudio.com/listener for privacy information.

Hello and welcome to this episode on personal debt management. In this episode, I continue the discussion on: What debt is, Debt to Income (DTI) ratio, Whether debt is important, and How to deal with/reduce your personal debt.

Hello and welcome to this episode on personal debt management. In this episode, I talk about: What debt is, Debt to Income (DTI) ratio, Whether debt is important, and How to deal with/reduce your personal debt. Looking for the video option? CLICK HERE

In today's episode, Kari addresses the specific challenge of personal debt for those considering missions. She also offers encouragement to anyone who may experience guilt and fear associated with debt. Kari reminds listeners that debt does not need to be the end of someone's missions journey and gives advice for how to deal with the reality of debt. [et_social_share]

The price of the average home in Canada increased by a record $147,000 compared to last year. Is housing going up forever? How are first-time home buyers supposed to enter such a hot market? On today's podcast, Ben Rabidoux, founder of North Cove Advisors and Edge Realty Analytics, returns with his insights on the Canadian housing market and predictions for 2022. Ben also gives his thoughts on inflation, the impact on consumers if interest rates go up, and whether consumer debt levels will rise substantially in the coming months. Tune in for a great discussion!   Links Mentioned in the Show:   Podcast 94 What Happens to Debt When House Prices Fall: https://youtu.be/ETkZEc5FLYk Podcast 266 Real Estate, Personal Debt, and Recession Indicators: https://youtu.be/0TMRQ0f0_WQ Podcast 292 Debt, Frozen Real Estate, Cancelled HELOCs, and a Guaranteed Recession: https://youtu.be/fek4xUoIkrc Podcast 333 Mortgages, Consumer Debt and Delinquencies – What's Real & What's Fantasy: https://youtu.be/b-JYXZZ7eDQ Edge Realty Analytics: https://edgeanalytics.ca/ Ben Rabidoux on Twitter: https://twitter.com/BenRabidoux Employment chart, Statistics Canada: https://www150.statcan.gc.ca/n1/daily-quotidien/211105/cg-a001-eng.htm Labour force characteristics chart, Statistics Canada: https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=1410028701 Canadian Real Estate Association Chart: https://www.crea.ca/housing-market-stats/mls-home-price-index/hpi-tool/ Current and capital accounts chart, Statistics Canada: https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=3610011201 Hoyes Michalos Consumer Insolvency Statistics: https://www.hoyes.com/press/consumer-insolvency-statistics/     Time Stamps:   2:21 – The most important trend in the housing market today: inventory levels are plunging 5:43 – At what point will house prices start to fall? 6:54 – How did real estate prices get so high? 8:49 – If high prices for single family homes are partially a supply issue, why are we not building more single family houses? 12:09 – Why immigration numbers don't tell the full story about population growth 14:51 – Will inflation and interest rates increase in 2022?                          19:25 – Ben disagrees with Doug's deflationary prognostications for 2022 21:37 – Has employment bounced back to pre-pandemic levels?                       26:08 – Ben's predictions for 2022 28:52 – Are mortgage borrowers going variable or fixed on their mortgages now? 32:14 – Will debt levels increase in 2022?

People have a funny relationship with debt. Some live their live in fear of it. The idea of this heavy burden of debt hanging over their heads is simply terrifying. Others embrace debt and leverage it to achieve their long term financial goals. One thing I have learned is that your relationship with debt changes over time. Which also leads me to believe that your Personal Debt Tolerance is as much a factor of your Mindset as it is your Financial Reality. #debt #financialfreedom #mindset

How To Get A Personal Debt Consolidation Loan Quickly And Easily. Are you in need of personal debt consolidation loan? Do you lack the time it may take to figure out all you need to obtain a personal debt consolidation loan? Here are a few basic tips that might help you obtain your personal debt consolidation loan in a quick and easy manner.----Welcome to Healthy Wealthy Academy. Learn how to be healthy, wealthy, and get happiness with KOKOSHUNGSAN®. Please subscribe and hit the notification bell for the latest updates. If you like it, please like, share it, and leave comments. Thanks For Your Support And For Helping Us Make The World A Better Place.Please subscribe to our youtube channel also at https://bit.ly/3jUb4PD and hit the notification bell for the latest updates. If you like it, please like, share it, and leave comments. Thank you :)

On today's show, we meet some of the new mayors in Alberta, including Corrie DiManno who was elected by council on Aug. 9 as the mayor of Banff after outgoing mayor Karen Sorenson was appointed to the Senate of Canada, and was officially voted in by the public in Monday's municipal election. We also chat with Red Deer's new mayor Ken Johnston. We discuss why Trudeau's tax plan won't pay down record levels of debt with Don Drummond, the Stauffer-Dunning fellow and adjunct professor at the School of Policy Studies at Queen's University. Plus, have Canadians piled on more personal debt amid the pandemic? Jennifer McCracken, the senior manager and licensed insolvency trustee with BDO Debt Solutions has the details. See omnystudio.com/listener for privacy information.

Relationships. Health. Stress. Goals. Business.  All of these things are effected when we have bad personal financial habits at home.   Today, we talk about the emotional and mental effects of debt at home and how it can effect these part of our lives.   We discuss road maps, outcomes and what it means to use debt responsibly in your personal life to aid in harmony in the other areas of your life.   Everyone has debt.  But, its how we use it that makes all the difference.  Are you a responsible spender, creating benefit to yourself with Credit Cards and loans and repayment?  Some are.  Or, do you fight the "keeping up with the Jones'" bug?  Do you have to have the newest, latest, greatest gadgets to maintain a lifestyle you aren't ready to really lead?  We dig into all of it today.   This is a raw, real episode and I discuss my own debts and my mindset behind them.  This isn't EVER an easy thing to talk about! See you inside... Don't forget, you can be part of my amazing community of business owners, just like you.  We are breaking down business, getting inside of our struggles and learning new techniques.  Join us at www.facebook.com/groups/letsrediscoveryourbusiness  Let's be friends on Facebook!  www.facebook.com/sabrina.r.knapp  So. Much. Information. about what's new on my website. www.sabrinamknapp.com  Check out my blog and get the latest news at www.sabrinamknapp.com/blog Pinterest Friends??  Let's do it!  www.pinterest.com/smkcoaching  Instagram too...sure!  www.instagram.com/sabrina.r.knapp  Yes, I am on LinkedIn.  www.linkedin.com/in/sabrina-knapp  Email me anytime at www.mindyourbusinesssmk@gmail.com 

Today's guest on the podcast is Erin Skye Kelly. Erin is a bestselling and award-winning author, keynote speaker, and entrepreneur who recently released the book “Get the Hell Out of Debt'' which teaches financial literacy in a way that is approachable, entertaining, and inspiring. On today's podcast episode, she shares her story of how she paid off $2 million of personal debt over a 7 year period. She enlisted the help of financial professionals but grew frustrated when their debt consolidation and refinancing solutions only made the problem worse. Instead of paying off debt with debt, Erin set out on a mission to truly understand how money works In “Get the Hell Out of Debt,” Erin recorded her findings and her financial advice, along with a healthy dose of love and laughter. Thousands of people have eradicated millions of dollars in debt because Erin Skye Kelly taught them how to get the hell out of it! WHAT ERIN SHARED ON THE PODCAST: - Her personal story with debt - Her mindset and how her debt affected her mental wellbeing - The squeeze method she used to pay off her debt - Practical tips for people currently on their debt pay off journey AND MUCH MORE LEARN MORE ABOUT ERIN VIA HER WEBSITE AT: https://www.erinskyekelly.com/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Mark works as a Fire Marshal and has a net worth of more than one million dollars. Without counting his government pension (estimated to pay him 9K a month upon retirement), he has a net worth of 960K. Mark has worked in the public fire service since he was 17 years old (now 50), and talks about his retirement plans, receiving a wake up call on how much is needed for retirement and balancing frugal living vs. spending. We also discuss HRA's and HSA's and the value of a future pension.

Aye thank you for watching another episode of “Yeah We Almost Died But We Good”

How to take debt off your personal credit report and put it on your business credit report to build business credit history.

Learn How To Get A Personal Debt Consolidation Loan Quickly And Easily. Are you in need of a personal debt consolidation loan? Do you lack the time it may take to figure out all you need to obtain a personal debt consolidation loan? Here are a few basic tips that might help you obtain your personal debt consolidation loan in a quick and easy manner.Please subscribe and hit the notification bell for the latest updates. If you like it, please like, share it, and leave comments. Thank you.

It's been more than a year of massive spending by the federal and provincial governments to keep people afloat in the midst of a global pandemic. The result, record debts and soaring deficits. But who will pay for it all in the end? Joining us with their thoughts are Wilfred Laurier University's Tammy Schirle; economist Jeff Rubin; and University of Toronto's April Franco. See omnystudio.com/listener for privacy information.

Debt for many is a four-letter word. Older generations saw it as a terrifying burden. But that's not exactly so for younger generations. Shawn Stack, vice-president of the Insolvency Practice Bromwich and Smith, joins us to discuss how people's relationship with debt has changed. See omnystudio.com/listener for privacy information.

Adam Cox is joined by Matt Dronfield, the head of the fully-funded debt advice charity Debt Free London, to discuss how the pandemic has affected people's debt and the worrying trends that are arising from those ignoring debt during the pandemic. They look at the reasons Brits may feel they don’t need to worry about debt right now, and how this may affect them in the future. Matt also gives some great advice for those who want to seek help before they hit a real crunch point.  

Around the world in a day. I sit down with @bitcoinlabrador and we talk and talk and talk. we touched on many things from American assholes to arrogant Europeans. Motorcycles and music. Bitcoin and pardons. Young and old and life and disagreements and friendship. It's all here. The Brothel biz in Nevada and Amsterdam during covid and how general govt stupidity and conspiracy meets. Helping normie friends understand and onboard Inheritance and custodial family could and should be a possibility. Music: Rap to Country. Europeans disrespecting Americans. Flying cars of the future. 1971 Nixon and the declaration of war on the world. Personal Debt is a real problem. The world with one value of money. Translation into Dutch of @saifedean The bitcoin standard. Bitcoin has already replaced Gold. Voting with your feet. Pardon @snowden @realrossU and Julian Assange Real Estate is the ultimate shitcoin. Be that asshole. Selfishness is good. Tribes vs individualism ? is this good or bad? Honey badgers DGAF. off-grid living. Breaking the law, never.... unless...... @prestonpysh @hodlamerican615 @princey @breedlove22

Signing up with your program was the best business decision I ever made. It completely changed my business...I mean, probably 95% of what I do, is what I learned in your program. The post Dan Brault Shares How He Went From Giving Up With 350,000+ in Personal Debt to Paying All His Debt Off in 12 Months appeared first on Real Estate Disruptors.

Signing up with your program was the best business decision I ever made. It completely changed my business...I mean, probably 95% of what I do, is what I learned in your program. The post Dan Brault Shares How He Went From Giving Up With 350,000+ in Personal Debt to Paying All His Debt Off in 12 Months appeared first on Real Estate Disruptors.

If you've found yourself in business and have debt, this episode is a must listen. If you're frustrated about the lack of growth in your business, or are questioning your decision to start a business while in debt, I'm sharing 7 lessons that I've learned about debt and my business.  To Access the Show Notes https://michelleismoneyhungry.com/personal-debt-and-your-business

A new MP3 sermon from Voice of the Church is now available on SermonAudio with the following details: Title: A Biblical view on Household and Personal Debt Subtitle: Podcasts Speaker: Various Speakers Broadcaster: Voice of the Church Event: Podcast Date: 5/4/2020 Length: 37 min.

A new MP3 sermon from Voice of the Church is now available on SermonAudio with the following details: Title: A Biblical view on Household and Personal Debt Subtitle: Podcasts Speaker: Various Speakers Broadcaster: Voice of the Church Event: Podcast Date: 5/4/2020 Length: 37 min.

Dan Edelstyn chats to Sarah-Jayne Clifton, director of Jubilee Debt Campaign about the huge changes afoot in the UK and international economies. Among the subjects discussed are the Bank of England who are effectively, bailing out banks, businesses, normal people, while their jobs have stopped or their businesses are stopped. Spanish universal basic income. How to keep up the momentum towards a fairer economy for all.. Edelstyn asks: "So I guess, the question that I'm really interested in is if all of these new things are shown to be possible, is this also a time where we could argue that a personal debt bailout across Britain is also possible? And also, how necessary do you feel that that is, as the Director of Jubilee Debt Campaign? " Sarah Jayne replies "we're seeing at the moment a simultaneous global health crisis and global economic crisis. And really, in terms of where we're focused, the intersection between debt and finance and poverty, the real impacts of that crisis, we don't think have actually fully been felt yet. They're just starting really to be set in motion. And we actually seen that much worse impacts are on the horizon, both in terms of personal debt in the UK, but also the global South debt situation for poor countries. And I think just to start with, it's just really important to recognize that this is only coming just a decade after the 2008 financial crisis. We were already struggling to really fully recover from that crisis, and now we are being hit by another global economic crisis. And I think what we're seeing also from this is that the resilience of our economies and our health systems is really weak, and it has been weakened by the economic model that we've seen governments pursuing, not just the last 10 years but for the last 40 years. The economic model of neoliberalism, which is about free markets and weak regulation, weak investment in public services, the slashing of the social safety net, which means a lot of countries are just really ill prepared to weather this crisis now, both in terms of being able to actually have the health infrastructure set up to actually support people and get through the pandemic, but also to weather the economic impacts. So on the UK household debt side, obviously we had a household debt crisis before COVID-19. Household debt levels in UK were already at a record level, higher than before 2008, about 230 billion or something. We had 9 million people in this country in problem debt, and the big overlap between people in problem debt and people in poverty, this growing household debt poverty trap. I think it's 14 million people in the UK we're in poverty prior to COVID-19, so that's about 20% of our population. So we were already facing really significant problems. We've seen actually some really quite significant action by the government in the UK to try and mitigate the worst of the economic impacts of the crisis, to really try and protect jobs and incomes, and that is really welcome. We've obviously seen the job retention scheme, where employees can be furloughed on 80% of their wages. Then they realized that actually that left out all self-employed people, so there was action on self-employed. But we know already that there are some really big gaps and there have been some big delays in this government package, that already 2 million self-employed people are just not going to be eligible for this program. Also, a lot of people have already lost their jobs, and it's laying bare something that people who cared about poverty and economic injustice have known for a long time, which is our social safety net is in absolute tatters and people are being asked to live on levels of Universal Credit and Job Seekers Allowance, which is just not possible to live on. So, in the range of £70 to £90/ week. The government's just put it up, but it's obviously still not enough. Which means that people who are reliant on that safety net have no choice really, either to become destitute or to get into further debt. So it was really important for us as an organization to try and address some of these holes that we were seeing in the government's package. So last week, we wrote a letter to the chancellor with around 80 other academics and leaders and civil society organizations, charities, think tanks and others, calling for an urgent additional package of measures specifically at tackling the household debt trap. So in order to basically stop the families and households who are already in debt, getting into more debt because of coronavirus, but also stopping a load more people whose incomes have been impacted by the pandemic from falling into a debt trap as well. The two then discuss "a seismic shift in what's considered politically acceptable intervention in the economy in the last two weeks. We've seen it not just here in the UK, but also across the world."

Consumer debt is about $19 trillion dollars. The average personal debt is up to $38,000, credit card debt is 25% of all debt, 2 in 10 Americans spend 50% - 100% of their monthly income on debt repayment. Where the money going? 15% goes to dinning, 14% gotes to clothing and personal care, and 13% goes to personal passions or hobbies. The economy is good and people and spending more - badly. They are using their credit cards but not paying down their debt. Income inequality happens when people are not managing their finances wisely. You are not being good stewards of your money. So year, debt stops your savings, stops you from getting ahead, or to live on what you make. Debt creates more debt, it never makes you a millionaire. Focus on paying down your debt while the economy is good and strong. Use it to your advantage. If you have any questions, send me a text to 818.252.5682 www.lodge-co.comIf you are in San Francisco, support John Dennis who is running against Nancy Pelosi for Congress. It is time to remove Nancy from office. Go to his website at www.realjohndennis.com

Consumer debt is about $19 trillion dollars. The average personal debt is up to $38,000, credit card debt is 25% of all debt, 2 in 10 Americans spend 50% - 100% of their monthly income on debt repayment. Where the money going? 15% goes to dinning, 14% gotes to clothing and personal care, and 13% goes to personal passions or hobbies. The economy is good and people and spending more - badly. They are using their credit cards but not paying down their debt. Income inequality happens when people are not managing their finances wisely. You are not being good stewards of your money. So year, debt stops your savings, stops you from getting ahead, or to live on what you make. Debt creates more debt, it never makes you a millionaire. Focus on paying down your debt while the economy is good and strong. Use it to your advantage. If you have any questions, send me a text to 818.252.5682 www.lodge-co.comIf you are in San Francisco, support John Dennis who is running against Nancy Pelosi for Congress. It is time to remove Nancy from office. Go to his website at www.realjohndennis.com

Not all debt is created equal. In this episode hosts Hunter & Judson help clear the air around the different types of debt. Good debt, bad debt, the worst debt—and what qualifies each. They hit all the common questions around student loan debt, how to start paying down common types of debt or refinancing your home. They shed more light on when to pay off debt, the current interest rates and when to refinance your home.

This week's episode is talking all about payday loans. As it is a New Year, it is the best time of the year to get out finances in order especially our personal debts. We see a lot of advertisement regarding payday loans but should we really get them?If you have any questions you'd like answered, please email them over to:info@penniestopounds.co.ukKae:Instagram - @ikeeyahTwitter - @ikeeyah_.Support the show (https://www.patreon.com/penniestopounds)

In this episode we discuss if you should be investing when you have personal debt. We also make some bold predictions for 2020 on Apple, Freshii, SNC Lavalin, the marijuana industry and the stock market. Tickers of companies discussed : APPL, SNC.TO, FRII.TO, APHA.TO, WEED.TO, HEXO.TO, ACB.TO. --- Send in a voice message: https://anchor.fm/the-canadian-investor/message

In this week's episode I am joined with Carlin and we are talking about reasons why some people find themselves in financial troubles and a few ways to get out of them.Debt Advice Services:https://www.stepchange.org/https://www.citizensdebtline.co.ukhttps://www.nationaldebtline.org/Carlin:Instagram - @carlinpetonTwitter - @carlinpetonYoutube - Cally ConsultsKae:Instagram - @ikeeyahTwitter - @ikeeyah_Support the show (https://www.patreon.com/penniestopounds)

Did you know that the Bank of Canada has identified the personal debt of Canadians as THE BIGGEST threat to the Canadian economy? Did you also know that for every $100 of income the average Canadian has $176 of debt? Did you also know that personal debt is one of the biggest contributors to stress, marital breakdown and depression?Canada's personal debt & national economic security - this week we are talking about it all with with Toyin Crandell (Debt Freedom Consultant).What an important topic for Canada.

To view the full show on Youtube, please click here: http://bit.ly/2RofSin DONATE: To donate to help us produce more shows please click here: https://www.faytene.tv/donate MORE INFO: To find out more about this show, watch more, donate or find out what you can do to be a part of positive change in Canada, please visit: http://www.faytene.tv CONNECT: To connect with us on-line to talk more about this important issue, please visit these social media pages: https://www.facebook.com/faytenetv/ https://twitter.com/faytene https://www.instagram.com/faytene/ E-MAIL LIST: To sign up for e-mails from us announcing upcoming shows click here: https://madmimi.com/signups/72187/join

After a three year absence Ben Rabidoux is back on the show.  We start with the story of how he got sued for libel due to some tweets he sent out, and then we discuss how borrowers can deal with the more restrictive mortgage rules, and we discuss whether or not we are headed for a recession. It’s our longest show of the year, so far, so sit back and enjoy.

Hello! Households in the UK have a combined £1.6 trillion of personal debt and this is growing. What impact does this debt have and what we should we do about it? We talk to filmmaker Dan Edelstyn, creator of the ‘Bank Job’ - a film/art project to write off local community debt in Walthamstow. Laura Hanna explains the ‘Rolling Jubilee’ campaign in the US and what they’re now doing to mobilise those in debt. Then Johnna Montgomerie, author of ‘Should We Abolish Household Debt?’, discusses her ambitious proposal for government to cancel and write down billions of pounds of harmful debt. AND Comedian and Children's Author Olaf Falafel retrains annoying animals, demands free biscuits, feeds his neighbours and votes in a Child PM See acast.com/privacy for privacy and opt-out information.

Acknowledging the great mercy that Jesus has extended to me, aids in my being free to forgive others, no matter what they have done. We are FREE!

New Theory Radio brings people together which was evident on this week’s episode. Host Nav Nanwa is joined by new best buds Sushil Tailor (Bramptonist Podcast) and Ali Raza (Metroland Media) to ‘theorize’ on the following:-Facebook banning White nationalism and separatism, and what that actually means. - Personal Debt and how millennials can get proactive- Spring Cleaning...both physically and mentally For more New Theory Radio, follow us on Facebook, Instagram and Twitter - @newtheoryradioNew Theory Radio theme produced by Dusty Loops (@DustyLoops and www.dustyloops.com)Follow our panelists: Nav NanwaTwitter: @nnanwaInstagram: @navnanwaSushil TailorTwitter: ‪@aburisushii ‬Check out the Bramptonist podcast ‘Brampton Talks’ - http://bramptonist.com/bramptontalks/Ali Raza Twitter: @reporter_raza

Mary Spector is a Professor of Law as well as Asociate Dean for Clinics and Director of the Civil/Consumer Clinic at Southern Methodist University Dedman School of Law in Dallas, Texas. She talks with Jon about the rapid growth of debt in the U.S., the work her clinic students are doing, consumer protection law, and more.

https://www.youtube.com/watch?v=ciFsvTU4ZMI To view the full show on Youtube, please click here: https://www.youtube.com/watch?v=ciFsvTU4ZMI DONATE: To donate so we can produce more shows please click here: https://www.faytene.tv/donate MORE INFO: To find out more about this show, watch more, donate or find out what you can do to be a part of positive change in Canada, please visit: http://www.faytene.tv CONNECT: To connect with us on-line to talk more about this important issue, please visit these social media pages: https://www.facebook.com/faytenetv/ https://twitter.com/faytene https://www.instagram.com/faytene/ E-MAIL LIST: To sign up for e-mails from us announcing upcoming shows click here: https://madmimi.com/signups/72187/join

Joseph Warren chats with: Alexandra Stockwell - Relationship & Intimacy Expert "DIAL DOWN YOUR STEPS, NOT YOUR GOALS!" Physician turned relationship coach Went from $290K in personal debt to debt free in 2 yrs Started coaching biz... did $250K in past 12 months Alexandra's TOP 5 Strategies to make your first $100K! Learn More: www.AlexandraStockwell.com Get More: www.First100K.com Become A Patron of The Show!! Get Patron-Only Rewards Music: www.Purple-Planet.com

Learn about a worrying trend with credit cards, why the former boss of Superdry is back in the news, a look at how the market is punishing companies with disappointing news, and why the Spice Girls may be relevant to investing. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by Shares’ News Editor Steven Frazer.

The single most important method of examining the events in Washington, or politics in general, is via the concept of Debt. Whether it be Federal, State, Local, or Personal Debt, it is a concept which puts all the events of politics into their proper context. They are nothing more than a dog and pony show. I discuss the various aspects of our American national debt, why it will eventually lead us to ruin, and help you understand the details and causes of this debt. I also discuss some basics of the podcast, its purpose, and what you can expect. Sources: https://www.forbes.com/sites/johnmauldin/2017/10/10/your-pension-is-a-lie-theres-210-trillion-of-liabilities-our-government-cant-fulfill/#4767313365b1 http://www.pewresearch.org/fact-tank/2015/08/18/5-facts-about-social-security/ https://mises.org/library/government-debt-has-no-upside https://en.wikipedia.org/wiki/Hauser%27s_law https://www.justfacts.com/nationaldebt.asp

Credit card debt is a massive, growing challenge for most Americans and the crisis is worsening. Jordan Goodman, America's Money Answers Man, talks with credit and finance authority Gerri Detweiler about credit, credit cards personal debt. Dettweiler and Goodman talk about the biggest mistakes consumers make with credit cards, what triaging debt is and why it makes sense to do so, and Dettweiler's rule of thumb to use to decide when it makes sense to seek help with credit card debt.

Credit card debt is a massive, growing challenge for most Americans and the crisis is worsening. Jordan Goodman, America's Money Answers Man, talks with credit and finance authority Gerri Detweiler about credit, credit cards personal debt. Dettweiler and Goodman talk about the biggest mistakes consumers make with credit cards, what triaging debt is and why it makes sense to do so, and Dettweiler's rule of thumb to use to decide when it makes sense to seek help with credit card debt.

Learn from successful people how to be successful. Chick-fil-A is a model of successful thinking and planning. Learn from them

Originally aired on Faith Radio on September 27, 2017, Bill discusses the quagmire of personal debt and how to manage it with Bill Arnold.

Personal debt gradually tightens its grip around us, slowly building up and weighing us down emotionally. This is exactly what happened to my guest today, Elesha Piper. It didn’t happen over night but she accumulated $15,000 in credit card and personal loans—a large amount of money, but an amount that is so easily achievable. In this episode Elesha describes how personal debt isn’t a topic we generally like talking about as there is so much shame attached to it. And she hopes that by talking about her debt and how she overcame it, she can help and encourage other people to do the same and free themselves from the emotional rollercoster that debt delivers. Elesha talks about how she decluttered her finances first and then decluttered her stuff, tips when decluttering and where to start, and we discuss the notion of why women tend to be more affected by clutter than men. Stuff and money go hand-in-hand. If you’re holding one you generally have less of the other. I hope you enjoy x www.liveimmediately.com

Personal debt is at record levels with one in six of us at risk of a debt crisis. Credit cards, overdrafts and payday loans are propping up households across the country as wages continue to fall in real terms. And many people are struggling under the pressure of paying back what they owe. But what is the effect on the wider economy? And what should we do about it? Ayeisha Thomas-Smith is back with us this week and is joined by Sarah Lyall, NEF's Social Policy Lead and special guest Dr Jo Michell, Senior Lecturer in Economics at the University of the West of England. — Enjoying the show? Tweet us your comments and questions @NEF! — Produced by James Shield. Programme editor for the New Economics Foundation is Huw Jordan. The award-winning Weekly Economics Podcast is brought to you by the New Economics Foundation – the UK's only people powered think tank. Find out more at www.neweconomics.org.

A guest couple on Becoming Minimalist shares the exact steps they took to get out of debt. Episode 156: 33 Proven Ways to Reduce Personal Debt from Becoming Minimalist (Saving Money & Financial Freedom). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: http://www.becomingminimalist.com/33-proven-ways-to-reduce-personal-debt Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

A guest couple on Becoming Minimalist shares the exact steps they took to get out of debt. Episode 156: 33 Proven Ways to Reduce Personal Debt from Becoming Minimalist (Saving Money & Financial Freedom). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: http://www.becomingminimalist.com/33-proven-ways-to-reduce-personal-debt Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts

A guest couple on Becoming Minimalist shares the exact steps they took to get out of debt. Episode 156: 33 Proven Ways to Reduce Personal Debt from Becoming Minimalist (Saving Money & Financial Freedom). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: http://www.becomingminimalist.com/33-proven-ways-to-reduce-personal-debt Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts --- Support this podcast: https://anchor.fm/optimal-finance-daily/support

Dave and Robb discuss the role of DEBT in our private life and government balance sheet. On the heels of celebrating Independence Day, can we truly be "free" if we are beholden to any debt (public or private?) Additionally, we will discuss how the Healthcare decision may effect our freedoms and perhaps our role in calling out bad behavior that may endanger the solvency of America. Also introducing, Dave's Deep Thoughts....

Show 74 This And That Podcast66 minutes | 60.4 MBdownload mp3:   play right NOW:   It's about time for another show! Both Jeff and Gretchen had some pretty big things come up that took precedence over doing the show. In fact, Jeff's studio was in turmoil. Jeff and Gretchen share some lessons learned from both ordeals as well as talk about the economy, vacation planning, some local Dallas news that made the national headlines as well a number of other interesting and thoughtful topics! Please vote for us on Podcast Alley through the button above (if you think we deserve your vote). It's a tiny effort but means a great deal for this little podcast. Also, do make sure to vote for the other podcasts you really like!Show Notes:Lots of Stuff Going On!Jeff: House FireGretchen: Identify TheftThoughts on Personal DebtIs There Any Happy News Out There?Economic TalkUpcoming TripsCherry Blossoms In DCVacations For SaleCounter Intuitive Food ChoicesHiring Prospects For Ex ConsParkland Hospital's "Thursday" CakeGirls Basketball: 100-0George W. Bush In Dallas UpdateMost Desirable Cities In The USCholesterol Lowering FoodsWhat Is A Trillion?

Spurred by things he observed in his role as a forensic economist in the courtroom, Dr. Kent Gilbreath, professor of Economics at Baylor University's Hankamer School of Business, recently wrote the "The Coming Perfect Economic Storm." In the paper, Dr. Gilbreath identifies major trends in the U.S. economy that are converging on our economic horizon. We'll explore those trends in a series of segments over the coming weeks. This week, he discusses the decline in personal savings and increase in personal debt.

Spurred by things he observed in his role as a forensic economist in the courtroom, Dr. Kent Gilbreath, professor of Economics at Baylor University's Hankamer School of Business, recently wrote the "The Coming Perfect Economic Storm." In the paper, Dr. Gilbreath identifies five major trends in the U.S. economy that are converging on our economic horizon. We'll explore those trends in a series of segments over the coming weeks. This week, he discusses trends in labor force participation.