Podcasts about business finance

Check the episode transcript hereABOUT CHRIS SHEPARD Chris Shepard is an experienced real estate investor, property manager, and real estate agent.  He owns property in multiple states and chooses to invest in Portland, Oregon.  He has completed multiple 1031 exchanges and cost segregations to maximize the tax benefits of investing in real property.  Chris also holds the principal broker's license for Uptown Properties LLC and is responsible for its real estate activities.  On top of his state license, Chris holds a Certified Property Manager (CPM) designation from the Institute of Real Estate Management (IREM).  He graduated with a Bachelor of Science in Business Finance at the University of Arizona.  With his extensive background in deal analysis and negotiation, he provides incredible value to this company and its projects.  ABOUT SEAN POGGI Sean is the Asset Manager of Uptown Syndication. He graduated from the University of Oregon with a Bachelor of Science in Business Administration and brings over 14 years of leadership experience with Apple Inc. Sean has been actively investing in real estate since 2015, with experience managing both short-term and long-term rental properties, including out-of-state investments. As a passionate Project Manager and Entrepreneur, Sean is focused on driving operational efficiency, overseeing asset performance, and supporting the long-term success of each investment opportunity.   THIS TOPIC IN A NUTSHELL:  The Disposition Stage  Knowing When to Sell Setting a Target Sale Price Choosing a Multifamily Broker Preparing an Asset for Sale Creating Buyer Upside Cap Rates and NOI Understanding NOI Scenarios Beyond Cap Rates Balancing Timing and Returns When Exit Plans Change Investor Waterfalls at Sale Lessons From a Completed Disposition Adjusting Exit Underwriting The Current Multifamily Market What Comes Next and Potential Buying Opportunities     KEY QUOTE:  “You have to be ready for when the market meets your sale price.”      ABOUT THE WESTSIDE INVESTORS NETWORK   The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.   The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.     We would like to thank our Sponsors: OffsitePros and MyMoneyWorksForMe  #RealEstateInvesting #MultifamilyInvesting #MultifamilySyndication #RealEstateSyndication #RealEstateInvestors #PassiveInvesting #PassiveIncome #CommercialRealEstate #MultifamilyRealEstate #RealEstateEducation #RealEstatePodcast #PropertyInvesting #ApartmentInvesting #ApartmentSyndication #RealEstateWealth #WealthBuilding #InvestmentStrategy #RealEstateStrategy #ExitStrategy #MultifamilyInvestors #RealEstateProfessionals #PropertyInvestors #RealEstateEntrepreneur #RealEstateMarket #CapRates #NOI #RealEstateUnderwriting #InvestmentProperty #RealEstateFinance #FinancialFreedom   CONNECT WITH SEAN AND CHRIS: Sean's LinkedIn: https://www.linkedin.com/in/seanpoggi Email: syndication@uptownpm.com Website: https://www.uptownsyndication.com   CONNECT WITH US   For more information about investing with AJ and Chris:  · Uptown Syndication | https://www.uptownsyndication.com/ · LinkedIn | https://www.linkedin.com/company/71673294/admin/  For information on Portland Property Management:  · Uptown Properties | http://www.uptownpm.com ·  Youtube | @UptownProperties  Westside Investors Network  · Website | https://www.westsideinvestorsnetwork.com/ · Twitter | https://twitter.com/WIN_pdx · Instagram | @westsideinvestorsnetwork · LinkedIn | https://www.linkedin.com/groups/13949165/ · Facebook | @WestsideInvestorsNetwork ·  Tiktok| @WestsideInvestorsNetwork ·  Youtube | @WestsideInvestorsNetwork 

Check the episode transcript hereABOUT CHRIS SHEPARD Chris Shepard is an experienced real estate investor, property manager, and real estate agent.  He owns property in multiple states and chooses to invest in Portland Oregon.  He has completed multiple 1031 exchanges and cost segregations to maximize the tax benefits of investing in real property.  Chris also holds the principal brokers' license for Uptown Properties LLC and is responsible for its real estate activities.  On top of his state license, Chris holds a Certified Property Manager (CPM) designation from the Institute of Real Estate Management (IREM).  He graduated with a Bachelor of Science in Business Finance at the University of Arizona.  With his extensive background in deal analysis and negotiation, he provides incredible value to this company and its projects. ABOUT SEAN POGGI Sean is the Asset Manager of Uptown Syndication. He graduated from the University of Oregon with a Bachelor of Science in Business Administration and brings over 14 years of leadership experience with Apple Inc. Sean has been actively investing in real estate since 2015, with experience managing both short-term and long-term rental properties, including out-of-state investments. As a passionate Project Manager and Entrepreneur, Sean is focused on driving operational efficiency, overseeing asset performance, and supporting the long-term success of each investment opportunity.   THIS TOPIC IN A NUTSHELL:  Defining the Stabilization Stage in a Multifamily Syndication Lifecycle. When a Value-Add Property Is Considered Fully Stabilized. Refinancing, Permanent Debt & Achieving Sustainable Operations. Maximizing Net Operating Performance Through Occupancy & Rent Growth. Why Vacancy & Tenant Turnover Are the Biggest Threats to Stabilized Assets. Lead Metrics Every Asset Manager Should Track During Stabilization. Creating an Efficient Turnover Process to Reduce Vacancy Loss. Using Pre-Move-Out Inspections to Improve Planning & Execution. Understanding A, C & F Turnover Grades and Their Impact on Asset Performance. Balancing Renovation Costs with Long-Term Property Value Creation. Leasing Strategies for Stabilized Multifamily Properties in a Competitive Market. Navigating Market Concessions, Class A Competition & Oregon Leasing Challenges. Improving Tenant Satisfaction Through Responsive Maintenance & Communication. The Four Pillars of Successful Stabilized Asset Management. Knowing When It's Time to Hold or Sell a Stabilized Multifamily Asset.   KEY QUOTE:   “Revenue is a lag measure. The actions that drive it are the lead measures.”    ABOUT THE WESTSIDE INVESTORS NETWORK   The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.   The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.     We would like to thank our Sponsors: OffsitePros and MyMoneyWorksForMe  #RealEstateInvesting #MultifamilyInvesting #RealEstateSyndication #MultifamilySyndication #ApartmentInvesting #PassiveInvesting #PassiveIncome #RealEstateInvestors #MultifamilyRealEstate #RealEstateProfessionals #AssetManagement #MultifamilyAssets #ValueAddRealEstate #ValueAddInvesting #ApartmentSyndication #RealEstateWealth #WealthBuilding #RealEstateEducation #RealEstatePodcast #InvestingInRealEstate #CommercialRealEstate #RentalPropertyInvesting #PropertyManagement #RealEstateStrategy #RealEstateCareer #InvestorEducation #PassiveRealEstateInvesting #MultifamilyInvestor #ApartmentInvestors #WINPodcast  CONNECT WITH SEAN AND CHRIS: Sean's LinkedIn: https://www.linkedin.com/in/seanpoggi Email: syndication@uptownpm.com Website: https://www.uptownsyndication.com   CONNECT WITH US   For more information about investing with AJ and Chris:  · Uptown Syndication | https://www.uptownsyndication.com/ · LinkedIn | https://www.linkedin.com/company/71673294/admin/  For information on Portland Property Management:  · Uptown Properties | http://www.uptownpm.com ·  Youtube | @UptownProperties  Westside Investors Network  · Website | https://www.westsideinvestorsnetwork.com/ · Twitter | https://twitter.com/WIN_pdx · Instagram | @westsideinvestorsnetwork · LinkedIn | https://www.linkedin.com/groups/13949165/ · Facebook | @WestsideInvestorsNetwork ·  Tiktok| @WestsideInvestorsNetwork ·  Youtube | @WestsideInvestorsNetwork 

Stephen Grootes speaks to Jeremy Lang, managing director of Business Partners, about the funding mistakes SMEs can make when financial pressure hits, from taking on the wrong type of debt to using finance to mask deeper operational problems. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.  Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 6 pm to 8 pm (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Let's keep the conversation going online:   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Check the episode transcript hereABOUT SEAN POGGI Sean is the Asset Manager of Uptown Syndication. He graduated from the University of Oregon with a Bachelor of Science in Business Administration and brings over 14 years of leadership experience with Apple Inc. Sean has been actively investing in real estate since 2015, with experience managing both short-term and long-term rental properties, including out-of-state investments. As a passionate Project Manager and Entrepreneur, Sean is focused on driving operational efficiency, overseeing asset performance, and supporting the long-term success of each investment opportunity.  ABOUT CHRIS SHEPARD Chris Shepard is an experienced real estate investor, property manager, and real estate agent.  He owns property in multiple states and chooses to invest in Portland Oregon.  He has completed multiple 1031 exchanges and cost segregations to maximize the tax benefits of investing in real property.  Chris also holds the principal brokers' license for Uptown Properties LLC and is responsible for its real estate activities.  On top of his state license, Chris holds a Certified Property Manager (CPM) designation from the Institute of Real Estate Management (IREM).  He graduated with a Bachelor of Science in Business Finance at the University of Arizona.  With his extensive background in deal analysis and negotiation, he provides incredible value to this company and its projects.    THIS TOPIC IN A NUTSHELL:  Understanding the Acquisition Stage in Multifamily Syndication How to Source Off-Market & Broker Relationships for Better Deals Building Credibility Through Track Record & Broker Trust The "Napkin Rule" for Quickly Evaluating Investment Opportunities Why Location Still Matters More Than Ever How to Underwrite Multifamily Deals Conservatively Balancing Value-Add Opportunities with Investment Risk Creating a CapEx Budget That Maximizes ROI Bridge Financing vs. Permanent Debt: Choosing the Right Leverage Planning an Effective Value-Add Strategy Before Closing What Happens During the Stabilization Phase Property Management Improvements That Increase Asset Value Cosmetic Renovations That Deliver the Highest Returns Managing Tenant Communication During Property Transitions How to Balance Occupancy, Rent Growth & Cash Flow Overcoming Operational Challenges During Stabilization Measuring Success: When Is a Property Truly Stabilized? The Importance of Communication Across Brokers, Contractors & Property Managers Setting Clear Goals, Timelines & Performance Benchmarks for Every Deal Executing a Value-Add Business Plan That Creates Long-Term Investor Returns  KEY QUOTE:   "A value-add plan creates the roadmap. Execution creates the returns."      ABOUT THE WESTSIDE INVESTORS NETWORK   The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.   The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.     We would like to thank our Sponsors: OffsitePros and MyMoneyWorksForMe  #RealEstateInvesting #MultifamilyInvesting #RealEstateSyndication #ApartmentInvesting #PassiveInvesting #CommercialRealEstate #MultifamilySyndication #ValueAddInvesting #CashFlowInvesting #RealEstateEducation #InvestorEducation #PropertyManagement #ApartmentSyndication #RealEstatePodcast #PassiveIncome #FinancialFreedom #InvestmentStrategy #DealAnalysis #Underwriting #AssetManagement #CommercialProperty #RealEstateInvestor #SyndicationCycle #InvestmentOpportunities #WealthBuilding #PortfolioGrowth #CashFlow #RealEstateBusiness #RealEstateProfessionals #WINPodcast   CONNECT WITH SEAN AND CHRIS: Sean's LinkedIn: https://www.linkedin.com/in/seanpoggi Email: syndication@uptownpm.com Website: https://www.uptownsyndication.com   CONNECT WITH US   For more information about investing with AJ and Chris:  · Uptown Syndication | https://www.uptownsyndication.com/ · LinkedIn | https://www.linkedin.com/company/71673294/admin/  For information on Portland Property Management:  · Uptown Properties | http://www.uptownpm.com ·  Youtube | @UptownProperties  Westside Investors Network  · Website | https://www.westsideinvestorsnetwork.com/ · Twitter | https://twitter.com/WIN_pdx · Instagram | @westsideinvestorsnetwork · LinkedIn | https://www.linkedin.com/groups/13949165/ · Facebook | @WestsideInvestorsNetwork ·  Tiktok| @WestsideInvestorsNetwork ·  Youtube | @WestsideInvestorsNetwork 

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2140: Dustin Heiner continues his case for keeping an emergency fund as a business owner, covering exactly where to keep it so it stays safe, liquid, accessible, and earning interest. He also shares how to calculate your target number, and why avoiding bad debt is essential for entrepreneurship that lasts. Read along with the original article(s) here: https://masterpassiveincome.com/emergency-fund Quotes to ponder: "The best time to plan for hard times is when things are going well." "Bad debt (money taken out of your pocket) will be the death of your business." "Cash is king so make sure you keep your emergency fund that way." Optimal Work Daily is a daily career advice podcast where we narrate the best articles on productivity, entrepreneurship, and work-life balance, read to you by a professional narrator so you can grow your career a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back. We're running our summer podcast series called Studio Snapshots. Rather than the in-depth process-oriented interviews you're used to hearing, these rapid-fire interviews give us a glimpse into a guest's studio at a moment in time. They're part reflection, part anticipation of the future, and fully a celebration of where these teachers are today.  Today, I'm talking to Craig Harmann.    A full transcript and resources from this episode can be found at MusicStudioStartup.com/snapshot048 MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers  

"Our gross profit margin is truly the battle we have to win in order to win all of the downstream wars." - Tracy Bech  Financial statements become useful when leaders can translate the numbers into decisions. Tracy Bech, founder and author of 60 Minute CFO, explains how business owners, managers, salespeople, and field professionals can develop financial fluency without becoming accountants.  Turn Financial Data into a Meaningful Scorecard  Tracy teaches finance through stories and relationships rather than isolated numbers. Revenue alone does not reveal whether a company is financially healthy. Leaders need ratios that show how efficiently the company earns money, whether it can meet its obligations, and how prepared it is to withstand adversity.  Her three foundational measures are gross profit margin, liquidity, and safety. Gross profit margin shows what remains after the cost of producing a product or delivering a service. If that margin is too low, the company may not have enough money to cover operating expenses and generate a net profit.  Liquidity compares current assets with current liabilities, revealing the company's ability to pay its bills. Safety compares debt with equity and helps leaders understand the company's financial resilience and capacity to obtain financing when needed.  Move From Historical Reports to Forward Planning  Tax preparation and year-end reports explain what already happened. However, financial fluency allows leaders to use that history to forecast what should happen next.  Tracy outlines three stages: learn the key ratios, understand the difference between cash and profit, and use historical results to develop forecasts. Instead of simply accepting the final score, leaders can establish financial targets and create specific marching orders for pricing, sales, expenses, hiring, and growth.  Give Teams Metrics They Can Influence  Financial planning should not remain confined to the executive team. Salespeople and technicians can provide valuable information about customer responses, operational friction, pricing, quality, rework, referrals, and service delivery.  However, Tracy cautions leaders against sharing financial information that employees cannot control. Teams benefit most from clear measures connected to their work, such as proposals won, project margins, pricing discipline, accurate service, reduced callbacks, customer reviews, and referrals.  Financial visibility also strengthens succession planning. Owners preparing to exit can improve their position by optimizing financial ratios, protecting the balance sheet, exploring future growth opportunities, and developing the next generation of leadership.  Understanding the story behind the numbers helps water treatment professionals evaluate risk, communicate priorities, and make decisions that support long-term stability.  Listen to the full conversation above. Explore related episodes below. Stay engaged, keep learning, and continue scaling up your knowledge!    Timestamps  02:20 — Trace Blackmore shares what listeners can expect during Legionella Awareness Month, including a weekly series addressing Legionella and other waterborne pathogens.  03:20 — Upcoming Events for Water Treatment Professionals: Trace highlights the 2026 AWT Technical Training, taking place November 11–14 in Frisco, Texas.  05:40 — Words of Water with James  08:40 — Interview with Tracy Bech, founder and author of 60 Minute CFO and business finance educator and strategist, about making business finance less intimidating and developing financial fluency.  11:30 — Tracy explains why business finance often feels overwhelming and how simple calculations and relatable stories make financial concepts easier to understand.  13:20 — Financial performance becomes a team scorecard that helps technicians and employees understand how their work contributes to the company's health.  16:40 — Finance terminology can create communication gaps, leaving otherwise successful owners uncertain about retained earnings, working capital, and cash flow.  21:50 — Tracy explains why profit is essential for serving customers, supporting employees, and keeping a business financially sustainable.  23:30 — Gross profit margin emerges as a critical measure because it determines whether enough money remains to cover operating expenses and generate profit.  25:50 — Liquidity and safety help leaders evaluate whether the company can pay its bills, manage debt, and withstand financial adversity.  33:10 — Tracy presents three steps toward financial fluency: learn the essential ratios, understand cash versus profit, and use historical performance to forecast the future.  35:20 — Leaders can improve execution by establishing a clear destination while allowing their teams to identify obstacles, opportunities, and necessary adjustments.  38:10 — Open-book management works best when employees receive financial metrics they understand and can directly influence.  40:00 — Field professionals affect financial results through accurate work, fewer callbacks, controlled expenses, positive reviews, and customer referrals.  41:10 — Business owners can begin improving their financial fluency by reviewing the previous month's income statement and balance sheet and confirming that the information is accurate.  44:00 — Understanding the numbers helps leaders balance growth and stability while making informed decisions about profit, debt, equipment, and owner distributions.  47:10 — Tracy explains how owners preparing for retirement can strengthen financial performance, protect the balance sheet, and develop future leaders.  50:30 — Tracy encourages business leaders to give finance another chance, discover the story behind their numbers, and recognize financial fluency as a learnable skill.    Quotes "Your business cannot exist without profits and you owe it to your customers and you owe it to your employees to have profits."  "But when you get your strategies and you understand why things went the way they went, now you actually create your forecast and your marching orders."  "The best time to plant the tree was 20 years ago, and the next best time to plant the tree is today."  "I think that honestly, this is easier than you think."    Connect with Tracy Bech  Email: tracy@60minutecfo.com   Website: 60 Minute CFO  LinkedIn: Tracy Bech | LinkedIn    Guest Resources Mentioned   60 Minute CFO  The Great Game of Business, Expanded and Updated: The Only Sensible Way to Run a Company by Jack Stack (Author), Bo Burlingham (Author)  Grow Up Fast: Lessons from an AI Startup by Zach Rattner (Author), Rita Sus (Illustrator)  Power vs. Force: The Hidden Determinants of Human Behavior by Ph.D. Hawkins, david R., M.D. (Author)    Scaling UP! H2O Resources Mentioned  AWT (Association of Water Technologies)  AWT 2026 Annual Convention & Exposition  Scaling UP! H2O Academy video courses  Submit a Show Idea  The Rising Tide Mastermind    Words of Water with James McDonald  Today's definition means "water loving" and refers to substances that are attracted to water. Can you guess the word or phrase?   2026 Events for Water Professionals  Check out our Scaling UP! H2O Events Calendar where we've listed every event Water Treaters should be aware of by clicking HERE.    This episode made possible through our valued partners at: 

Welcome back. We're running our summer podcast series called Studio Snapshots. Rather than the in-depth process-oriented interviews you're used to hearing, these rapid-fire interviews give us a glimpse into a guest's studio at a moment in time. They're part reflection, part anticipation of the future, and fully a celebration of where these teachers are today.  Today, I'm talking to Christina Agostini.     A full transcript and resources from this episode can be found at MusicStudioStartup.com/snapshot047 MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers  

Three bookkeepers said the books were clean. The accountant said otherwise.Bad bookkeeping creates business problems, not just accounting problems. Inaccurate financial records can lead to overpaying taxes, missing valuable tax deductions, making decisions based on unreliable numbers, and creating challenges when applying for loans or funding. Our favorite Bookkeeping Mensch, Paul Rosenblum, is here to explain why accurate books matter long before tax season arrives and why getting the numbers right can save businesses significant time, money, and stress.Using a real bookkeeping cleanup project as a case study, Paul shares how what initially appeared to be a routine cleanup uncovered missing bank accounts, unrecorded credit cards, unreconciled transactions, and financial reports that couldn't be trusted. Along the way, he explores the importance of tax loss carryforwards and demonstrates why bookkeeping is far more than data entry. Accurate books provide the foundation for business decisions, tax planning, financial reporting, and long-term growth.Paul continues untangling this client's books in the episodes ahead, working through the credit cards, balance sheet, and compliance issues that emerge along the way.Mentioned in this episode:Does Bookkeeping Need To Be More Regulated? S7E4https://pod.link/1688000860/episode/QnV6enNwcm91dC0xODcxMTY0NgSend us Fan MailSupport the showAbout the hostPaul Rosenblum has been doing hands-on bookkeeping for over 30 years, starting with QuickBooks Desktop and adapting to the world of cloud-based QuickBooks Online. He shares practical, in-the-weeds lessons from real client files every episode.

Welcome back. We're running our summer podcast series called Studio Snapshots. Rather than the in-depth process-oriented interviews you're used to hearing, these rapid-fire interviews give us a glimpse into a guest's studio at a moment in time. They're part reflection, part anticipation of the future, and fully a celebration of where these teachers are today.  Today, I'm talking to Libby Chiaradonna .    A full transcript and resources from this episode can be found at MusicStudioStartup.com/snapshot046 MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers  

Welcome back. We're running our summer podcast series called Studio Snapshots. Rather than the in-depth process-oriented interviews you're used to hearing, these rapid-fire interviews give us a glimpse into a guest's studio at a moment in time. They're part reflection, part anticipation of the future, and fully a celebration of where these teachers are today.  Today, I'm talking to Caelyn Meier.    A full transcript and resources from this episode can be found at MusicStudioStartup.com/snapshot045 MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers  

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat do you do when your business is profitable on paper, but payroll, taxes, and contractor payments are due before the cash actually hits your account?A cash flow crunch can make even a successful business feel unstable. You may have strong revenue, promising deals, and money on the way—but if the timing is off, your emergency fund is not prepared, the pressure can quickly turn into sleepless nights and reactive decisions. In this episode, Kyle Pearce and Jon Orr unpack why profitability and solvency are not the same thing, and how Canadian business owners can build systems and tools, and better emergency funds that help them handle cash gaps without panic.You'll walk away with:A clearer understanding of why cash flow crunches happen, even in profitable businesses.A smarter way to think about your emergency fund or “wealth reservoir” so cash is not just sitting idle.Practical insight into how business owners can use structured reserves, policy loans, and strategic planning to keep operations moving while still building long-term wealth.Press play now to learn how to stop fearing the cash flow crunch and start building a system that keeps your business steady when timing gets tight.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs, a strong Canadian wealth plan starts with understanding the difference between profit and cash flow. Even when business growth looks healthy on paper, a cash flow crunch can expose weak cash management, gaps in business finance, and the need for better financial systems. This episode explores how a wealth reservoir can function like a more strategic emergency fund, helping business owners manage payroll, taxes, contractors, and other obligations without derailing long-term financial planning. By building financial systems for entrepreneurs, using corporate wealth planning, considering tax-efficient investing, and aligning personal vs corporate tax planning, business owners can create a stronger business strategy that supports financial freedom Canada, financial independence Canada, passive income planning, legacy planning Canada, and building long-term wealth Canada. Whether you are thinking about salary vs dividends Canada, RRSP optimization, corporation investment strategies, real estate investing Canada, financial buckets, capital gains strategy, estate planning Canada, or an early retirement strategy, the key is to create a flexible investment bucket strategy that supports both modest lifestyle wealth today and long-term wealth building strategies Canada for the future.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The halfway point of the year is one of the best moments to review your business finances, and most entrepreneurs let it pass without taking action. In this episode, Brian Thompson shares the CASH framework, a simple mid-year review you can complete in under an hour, that helps you understand where your business stands and make better decisions for the second half of the year. Brian gets honest about his own relationship with numbers and why most entrepreneurs avoid their finances, not because the news is bad, but because looking feels uncomfortable. This episode is a practical and compassionate guide to changing that relationship, one question at a time.   In this episode you will learn: What your financial statements are really saying How to complete a mid-year review using the four-step CASH framework What questions to ask when reviewing your revenue, expenses, and cash flow How to assess your spending and whether it reflects your values Why cash flow creates peace of mind and how to strengthen it before year end How to head into the second half of the year with three clear financial intentions Why small adjustments made consistently over six months can completely change your year   A good mid-year review is about gathering the information you need to make better decisions going forward. When you understand your cash flow, your spending patterns, and your financial position, the second half of the year becomes much easier to navigate with clarity and confidence. Whether your numbers are better than expected or worse than expected, this episode will help you turn what you find into a plan.   Resources + Links Newsletter Sign Up Follow Brian Thompson Online: Instagram, Facebook, LinkedIn, X, Forbes Follow & review the podcast: on Spotify and Apple Podcasts   About Brian and the Mission Driven Business Podcast Brian Thompson, JD/CFP®, is a tax attorney and Certified Financial Planner® who specializes in providing comprehensive financial planning to LGBTQ+ entrepreneurs who run mission-driven businesses. The Mission Driven Business podcast was born out of his passion for helping social entrepreneurs create businesses with purpose and profit. On the podcast, Brian talks with diverse entrepreneurs and the people who support them. Listeners hear stories of experiences, strength, and hope and get practical advice to help them build businesses that might just change the world, too.

Show Notes Show Title: Learn How To Live Full Out By Living Without FearShow Theme: Living Without FearEpisode: 2026.12.28The Living Full Out Show with Nancy Solari encourages you to embrace confidence as a powerful tool to stay grounded through life's unexpected changes. Maybe you have experienced moments of deep worry that left you feeling completely stuck and overwhelmed. Perhaps you struggle to focus on your inner strength during unforeseen moments. Join Nancy as she discusses how releasing fear allows you to live with an open heart.Our first caller, John, wonders how to navigate choosing the perfect career path while feeling unprepared to make the decision. Nancy advises him to work backward from the end result, balancing the mind and heart by focusing on the unique impact and purpose he wishes to create rather than just a paycheck. Trusting your personal path and following your heart allows you to embrace new possibilities. Tune in to discover how honoring your true desires guides you toward a fulfilling career path.Our inspirational guest, Hanna Olivas, relied on a positive perspective to transform her life and find inner harmony after a rare, aggressive blood cancer diagnosis called multiple myeloma that completely uprooted her reality. Hanna faced a difficult emotional journey as she learned to navigate severe anxiety and panic attacks. Over time, she found the courage to embrace her vulnerabilities, opening conversations with God over despair. Tune in to learn how Hanna relied on deep spiritual strength to guide her family through a painful reality.Maybe you find yourself overwhelmed by unexpected twists and sleepless nights that life throws your way. Try setting aside time each day to focus on what you can control, releasing your emotions safely rather than letting anxiety build up inside like a shaken soda can. Finding peace during uncertainty and trusting your unique journey exemplifies what it means to live full out.Become a supporter of this podcast: https://www.spreaker.com/podcast/living-full-out-show--1474350/support.

Welcome back! We're doing a special series on the podcast this summer called Studio Snapshots. Rather than the in-depth, process-oriented interviews you're used to hearing, these rapid-fire interviews give us a glimpse in a guest's studio at a moment in time.  They're part reflection, part anticipation of the future, and fully a celebration of where these teachers are today. Today I'm talking to Jaclyn Mrozek.  A full transcript and resources from this episode can be found at MusicStudioStartup.com/snapshot044 MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers  

Today, we're joined by Chad Taylor, founder of Seapoint Wealth Advisors and an eight-time 5-star Wealth Manager. With over 20 years of experience navigating complex market cycles, Chad helps high-net-worth families and business owners focus on what they can control: their plan. He joins us to share how he brings predictability to financial futures.Chad Taylor began his financial services career in 1997, soon after graduating from Texas State with a finance degree. For most of his career, he has worked with large brokerage firms, most recently with UBS Financial Services, where he was Sr. Vice President of Wealth Management.In 2021, after considering what was best for his clients, he decided to launch his independent financial services firm and founded Seapoint Wealth Advisors. Chad works with high-net-worth families and small businesses on wealth creation and preservation strategies. In his 20+ years of experience, his investment process has helped guide his clients through some incredibly challenging market cycles. Chad's job is to convey predictability to the things we can control. We cannot control the markets, but we can control how we plan. Personal attention, open communication, and quality service stand as the fundamentals of his service commitment, a commitment outlined at the beginning of every relationship. This dedication and experience helped him to be voted an eight-time 5-star Wealth Manager by San Diego Magazine* and recognized as one of San Diego's 500 Most Influential People for 2025 by the San Diego Business Journal.Chad earned his CERTIFIED FINANCIAL PLANNER TM designation in 2006. He earned his Personalized Financial Planning degree from San Diego State University in 2005 and his BBA specializing in Finance from Texas State University in 1997. Business: Seapoint Wealth Website: www.seapointwealth.comSocial Media: LinkedIN - https://www.linkedin.com/in/chadtaylorwealthmanagement/Facebook - https://www.facebook.com/chad.taylor.3720/Instagram - ctaylor1451  Remember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment on my Google Business Page. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing. Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can help you get more visibility on your products and services.  

What happens when software adapts to humans, rather than humans adapting to software?In this episode of Riding Unicorns, James and Hector sit down with Jonathan Sanders, Founder & CEO of Light, the AI-native finance platform redefining how businesses manage money.Jonathan's journey spans investment banking, consulting, Pleo, founding Juni, and now building Light. Along the way, he has developed a unique perspective on technology, AI, and what the next generation of business software will look like.The conversation explores Jonathan's concept of "organic software" where AI agents learn, adapt, and operate alongside teams, reducing complexity and transforming finance from a reporting function into a strategic intelligence layer.Jonathan shares real-world examples of AI agents managing company spend, monitoring compliance, automating finance workflows, and generating insights that would have been impossible just a few years ago.The discussion also covers founder psychology, building through uncertainty, AI-first organisations, and how leadership teams must evolve in a world where software development, product design, and operations are increasingly powered by AI.Topics Covered:• Jonathan's journey from finance and consulting into startups• Why founding a company is one of the hardest ways to create change• The concept of "organic software" and AI-native business tools• How AI agents learn from company behaviour and improve over time• Building finance software that tells stories instead of generating reports• Real-world examples of autonomous finance workflows• Why AI is changing the role of CFOs and finance teams• How Light uses AI internally across product, engineering, and operations• The rise of AI-first organisations and new ways of working• Founder resilience, stress, and the realities of building companies• Why software development is changing faster than most people realise• The future of business operations in an AI-native worldThis is a conversation about the next generation of software, the future of work, and what happens when AI becomes a true operating system for businesses.

This week, Katie Koss sits down with Dave Molenda to discuss finances and accounting. She offers practical tips for managing cash flow and emphasizes the importance of regularly reviewing your numbers, as they tell a story and can guide your next move. Katie also explains how to gain financial clarity and highlights the role of accountants as a key foundation for growing a successful business.

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check Financial Intelligence Toolkit Most business owners feel pretty comfortable with their income statement. Revenue, costs, profit. Simple enough.But the balance sheet is where the real story lives and where most of the damage hides. If your balance sheet is a mess and you ever have to clean it up, those corrections will hit your profit directly and could affect your taxes going back years.In this episode Steve walks through exactly what to watch on your balance sheet, why these balances get out of control quietly, and what to do before the cleanup becomes a crisis._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Well, hello again! It has been a minute since we released a new episode here on the podcast. This spring, we wrapped up our second tax season with Charles Harris, and Music Studio Startup exhibited for the first time ever at the MTNA conference in Chicago. Thank you to everyone who stopped by the booth. It is always so fun to connect with listeners in person. And now we're back, just in time to start talking about one of my favorite things we do: the Studio Launch Grant Competition. If you're new around here, the Studio Launch Grant is designed to help new and new-ish independent music teachers launch their studios with more support, more clarity, and a little more breathing room. As in past years, this year's winner will receive a prize package of business tools, coaching, professional support, and $1,000 in seed money to help them get their studio off to a strong start. This is our fourth year hosting the competition, and applications for the 2026 Studio Launch Grant are open now. If you are a new or new-ish independent teacher, or if you know someone who is, go to musicstudiostartup.com/grant to apply or share it with a teacher who should. Applications are due June 15. Today, we're going to revisit the story of one of our past grant competition winners, Anna Showalter.   A full transcript and resources from this episode can be found at www.musicstudiostartup.com/episode180   MSS Studio Launch Grant Competition MSS Entrepreneurs Hub + Mastermind Music Studio Business Building 101 Business Finance for Music Teachers  

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check Financial Intelligence Toolkit Businesses almost never collapse without warning. The signs are usually there months before things get critical, sometimes even longer. The problem is most owners either do not know what to look for or they see the signs and convince themselves things will turn around.In this episode Steve walks through the five warning signs he looks for when he walks into any business. Catch them early and the fix is usually straightforward. Wait until they become a crisis and the options get a lot more limited.If your business is growing but something still feels off, this one is worth your full attention._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Ep 227: From Chaos to Clarity:  Understanding Your Business Finances

Check the episode transcript hereABOUT SEAN POGGI Sean is the Asset Manager of Uptown Syndication. He graduated from the University of Oregon with a Bachelor of Science in Business Administration and brings over 14 years of leadership experience with Apple Inc. Sean has been actively investing in real estate since 2015, with experience managing both short-term and long-term rental properties, including out-of-state investments. As a passionate Project Manager and Entrepreneur, Sean is focused on driving operational efficiency, overseeing asset performance, and supporting the long-term success of each investment opportunity.  ABOUT CHRIS SHEPARD Chris Shepard is an experienced real estate investor, property manager, and real estate agent.  He owns property in multiple states and chooses to invest in Portland, Oregon.  He has completed multiple 1031 exchanges and cost segregations to maximize the tax benefits of investing in real property.  Chris also holds the principal broker's license for Uptown Properties LLC and is responsible for its real estate activities.  On top of his state license, Chris holds a Certified Property Manager (CPM) designation from the Institute of Real Estate Management (IREM).  He graduated with a Bachelor of Science in Business Finance from the University of Arizona.  With his extensive background in deal analysis and negotiation, he provides incredible value to this company and its projects.    THIS TOPIC IN A NUTSHELL:  Sean and Chris break down the first full-cycle deal Finding upside through low rents, neglected management, and deferred maintenance Negotiating a $75,000 seller credit during acquisition When the Freddie Mac loan fell through after a failed property inspection Pivoting to hard money financing to get the deal closed Tackling major mold remediation and taking one unit down to the studs Replacing roofs, improving exteriors, and executing the renovation plan Refinancing during COVID and navigating shifting lender requirements How COVID reserves impacted refinance proceeds The lesson learned from refinancing too quickly Why loan-to-cost restrictions limited early capital returns Stabilizing the property through improved operations and rent growth Dispositioning the asset in 2025 after completing the full cycle Key investor lessons and how they shaped future syndications   KEY QUOTE:   “Every investor remembers their first full-cycle deal because it teaches you what the spreadsheet never can.”    ABOUT THE WESTSIDE INVESTORS NETWORK   The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.   The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.     We would like to thank our Sponsors: OffsitePros and MyMoneyWorksForMe  #RealEstateInvesting #MultifamilyInvesting #ApartmentInvesting #RealEstateSyndication #ValueAddRealEstate #CommercialRealEstate #PassiveInvesting #ActiveInvesting #AccreditedInvestor #CashFlowInvesting #PrivateEquityRealEstate #FullCycleInvesting #MultifamilySyndication #RealEstateInvestors #InvestmentProperty #RentalPropertyInvesting #InvestorEducation #WealthBuilding #FinancialFreedom #AssetManagement #PropertyManagement #RealEstateEducation #RealEstateProfessionals #PortfolioGrowth #CapitalRaising #RealEstateOperator #IncomeProducingAssets #MarketCycleInvesting #InvestmentStrategy #UptownSyndication   CONNECT WITH SEAN AND CHRIS: Sean's LinkedIn: https://www.linkedin.com/in/seanpoggi Email: syndication@uptownpm.com Website: https://www.uptownsyndication.com   CONNECT WITH US   For more information about investing with AJ and Chris:  · Uptown Syndication | https://www.uptownsyndication.com/ · LinkedIn | https://www.linkedin.com/company/71673294/admin/  For information on Portland Property Management:  · Uptown Properties | http://www.uptownpm.com ·  Youtube | @UptownProperties  Westside Investors Network  · Website | https://www.westsideinvestorsnetwork.com/ · Twitter | https://twitter.com/WIN_pdx · Instagram | @westsideinvestorsnetwork · LinkedIn | https://www.linkedin.com/groups/13949165/ · Facebook | @WestsideInvestorsNetwork ·  Tiktok| @WestsideInvestorsNetwork ·  Youtube | @WestsideInvestorsNetwork 

Hey guys, so I just paid a tax bill and looking at those numbers in the past I probably would've wanted to throw up in my mouth a little bit. But I've done a couple of really clever things from both a strategy and a systems perspective that have completely changed the way I look at money now.I thought I'd record this episode because I know a lot of you are heading into business expense season, and honestly even if you're not, it's so useful to hear how other entrepreneurs actually deal with their money stuff behind the scenes.Enjoy this one guys, and I'm so thrilled to have a new sponsor on board, truly such a dream company

In this episode of the Be Authentic or GTFO Podcast, titled "How to Master Business Finances for Growth and Success," host Eric Oberembt sits down with Randy Brothers, a seasoned entrepreneur and financial expert. Together, they dive into the critical strategies that every business owner needs to know to manage finances effectively. From understanding cash flow and budgeting to making smart investments that fuel growth, this episode is packed with actionable insights.Randy shares his journey of overcoming financial challenges and the key lessons he learned along the way. Whether you're struggling with your business finances or looking to take your company to the next level, this episode offers practical tips and expert advice on mastering your business finances for sustained growth and long-term success. Tune in and discover the financial strategies that can transform your business.#businessfinances #growth #successListen to this episode on other podcast platforms:Spotify: https://tinyurl.com/BeAuthenticSpotifyGoogle Podcast: https://tinyurl.com/BeAuthenticGooglePodcastApple Podcast: https://tinyurl.com/BeAuthenticApplePodcastAmazon Music: https://tinyurl.com/BeAuthenticAmazonMusicConnect with "Be Authentic or GTFO" on social media:Facebook: https://www.facebook.com/beauthenticorGTFOInstagram: https://www.instagram.com/beauthenticorGTFOWebsite: https://beauthenticorgtfo.comFollow Podcast Host Eric Oberembt on social media:Facebook: https://www.facebook.com/ericoberembtInstagram: https://www.instagram.com/ericoberembt

In this episode, Dr. Joni Mansmann, Director of Business & Finance at Canon-McMillan School District, shares her remarkable journey from Mellon Bank in downtown Pittsburgh to nearly two decades leading school business operations — armed with a teaching degree, a doctorate in education, and a deep passion for the mission of public schools. She's living proof that school business officials are far more than budget managers.   Learn More About Kay-Twelve: Website: https://kay-twelve.com/ LinkedIn: https://www.linkedin.com/company/kay-twelve-com/ Instagram: https://www.instagram.com/kay_twelve/   Episode 320 of the Better Learning Podcast Kevin Stoller is the host of the Better Learning Podcast and Co-Founder of Kay-Twelve, a national leader for educational furniture. Learn more about creating better learning environments at www.Kay-Twelve.com.   For more information on our partners: Association for Learning Environments (A4LE) - https://www.a4le.org/ Education Leaders' Organization - https://www.ed-leaders.org/ Second Class Foundation - https://secondclassfoundation.org/ EDmarket - https://www.edmarket.org/ Catapult @ Penn GSE - https://catapult.gse.upenn.edu/ Want to be a Guest Speaker? Request on our website

Review for the Final Exam Business Finance, FIL 240-002, Spring 2026, Lecture 27 Type: mp3 audio file ©2026

Review for the Final Exam Business Finance, FIL 240-001, Spring 2026, Lecture 27 Type: mp3 audio file ©2026

Send us Fan Mail If you've ever thought about starting a business… but felt overwhelmed by the numbers… or questioned how you could actually grow something sustainable while being a present mom…this episode is for you.In today's conversation, I'm joined by Melissa Broughton, founder of Busy Bee Advisors and creator of the 1-Hour Bookkeeper program, who shares how she left corporate America in search of more time with her family—and built a thriving business that now empowers thousands of others to do the same.This episode is about so much more than bookkeeping.It's about starting a business with confidence, knowing your numbers so you can grow, and creating a life and business that truly supports you as a mom.We talk about: How Melissa started her business from home and scaled to nearly $1M  Why bookkeeping is a flexible, in-demand way to start a business  How knowing your numbers creates confidence, clarity, and sustainable growth  The biggest financial mistakes entrepreneurs make (and how to avoid them)  Simple ways to understand your business finances—even if you're not a “numbers person”  How moms can build income, flexibility, and freedom without sacrificing family time Melissa also shares powerful real-life examples of how understanding your numbers can transform not just your business—but your life.Stay until the end for my top 3 takeaways on starting a business, growing with confidence, and feeling empowered in your finances as a mompreneur.

Free Cash Flow in Project Analysis Business Finance, FIL 240-001, Spring 2026, Lecture 26 Type: mp3 audio file ©2026

Free Cash Flow in Project Analysis Business Finance, FIL 240-002, Spring 2026, Lecture 26 Type: mp3 audio file ©2026

Special Topics: Ethics Business Finance, FIL 240-001, Spring 2026, Lecture 24 Type: mp3 audio file ©2026

Special Topics: Ethics Business Finance, FIL 240-002, Spring 2026, Lecture 24 Type: mp3 audio file ©2026

Free Cash Flow Business Finance, FIL 240-001, Spring 2026, Lecture 25 Type: mp3 audio file ©2026

Free Cash Flow Business Finance, FIL 240-002, Spring 2026, Lecture 25 Type: mp3 audio file ©2026

It's YOUR time to #EdUp with Josh Berry, Chief Information Officer at Delta College with Ellucian, & Jon Foco, VP, Business & Finance, Delta CollegeIn this episode, recorded LIVE from the Ellucian Live 2026 conference in Denver, Colorado,YOUR host is Dr. Jodi BlincoListen in to #EdUpThank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp!Connect with YOUR EdUp Team - ⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Elvin Freytes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dr. Joe Sallustio⁠⁠⁠⁠⁠● Join YOUR EdUp community at ⁠The EdUp Experience⁠We make education YOUR business!P.S. Want access to the only intelligence platform built exclusively from presidential conversations in higher education? Join EdUp Leadership!

Do you experience a rude awakening every April when Tax Day approaches? If so, you're one of many creators who seem to be caught off-guard by this yearly reminder that your creator business is just that - a business. And the IRS does not take it easy on you just because you are not 'good at business.' In this episode, we're highlighting three critical money mistakes that could be devastating to your business - not just during tax season, but all year round - and we'll show you how fixing them can free you from  stress and anxiety. Not only that, these solutions will keep more money in your pocket and less going to Uncle Sam. Note: For our international listeners, please refer to your country's tax code and get professional help. For everyone - this is not financial advice or tax consultation - we advise all of our community of creators to seek help from a licensed financial professional. Send us Fan MailGet On The Waitlist for our Creator Business Deep Dive!Want more help fixing your faith-focused creator business? Join the waitlist and we'll let you know when we schedule this intensive and effective training for faith-centered creators!https://godandgigs.com/bizdeepdiveSupport the showWANT HELP WITH YOUR CREATOR BUSINESS? Sign up for the Creator Biz Deep Dive waitlist - godandgigs.com/bizdeepdivePODCAST MERCHGet God and Gigs themed gear, clothing and accessories HERE! FOLLOW US ON SOCIAL!  InstagramFacebook YouTubeWant to be a guest on The God and Gigs Show? Send us a message on PodMatch, here! © 2026 Paul Creative Solutions

Net Present Value and Internal Rate of Return Business Finance, FIL 240-001, Spring 2026, Lecture 22 Type: mp3 audio file ©2026

Net Present Value and Internal Rate of Return Business Finance, FIL 240-002, Spring 2026, Lecture 22 Type: mp3 audio file ©2026

Net Present Value and Internal Rate of Return Business Finance, FIL 240-001, Spring 2026, Lecture 23 Type: mp3 audio file ©2026

Net Present Value and Internal Rate of Return Business Finance, FIL 240-002, Spring 2026, Lecture 23 Type: mp3 audio file ©2026

High sales don't mean you're winning.  In this episode, you'll discover why cash flow without discipline leads to thin margins—and how to plug the leaks that are quietly draining your bottom line.   Next Steps:

Tax strategist Carlotta Thompson explores her unique early start in tax law, her years as an IRS enrolled agent, and what it taught her about helping business owners legally reduce their tax burden through smarter planning and compliance. Thompson explains how the IRS TRULY operates, and highlights the most common audit triggers, and how tools like cost segregation, opportunity zones, family‑office‑style investing, business acquisitions, and real estate tax strategies can significantly reduce tax liability when implemented correctly, and discusses the limits of AI in accounting, as well as key red flags to watch for when hiring accountants.

Weighted Average Cost of Capital Business Finance, FIL 240-001, Spring 2026, Lecture 20 Type: mp3 audio file ©2026

Capital Budgeting Business Finance, FIL 240-001, Spring 2026, Lecture 21 Type: mp3 audio file ©2026

Capital Budgeting Business Finance, FIL 240-002, Spring 2026, Lecture 21 Type: mp3 audio file ©2026

Entrepreneurs start businesses in pursuit of financial freedom, yet many struggle to generate consistent profit even as revenue grows. Mike Michalowicz has seen this pattern play out time and time again. While traditional accounting trains business owners to treat profit as what's left over, Mike flipped the formula. He created Profit First, a cash management system that prioritizes profit from day one and has since been adopted by over 700,000 businesses worldwide. In this episode, Mike reveals how entrepreneurs can prioritize profit, build wealth, and finally turn revenue into true financial freedom. In this episode, Hala and Mike will discuss: (00:00) Introduction (01:45) Why Profit Must Come First (09:17) Profit First Cash Management System (14:14) Target Allocation Percentages for Profit (21:14) Handling Debt and Profit Distribution (24:44) Protecting Profit and Tax Accounts (27:57) How Spending Less Drives Innovation (33:32) Choosing Profitable Customers Strategically (40:17) Managing Profit for Financial Freedom Mike Michalowicz is a bestselling author, entrepreneur, and creator of the Profit First cash management system, used by over 700,000 businesses worldwide. He has built and sold multiple multi-million dollar companies and authored influential books, including Profit First, Clockwork, and Get Different. A sought-after keynote speaker, Mike helps entrepreneurs build profitable, sustainable businesses using behavior-based financial strategies. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting. Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Working Genius - Take the Working Genius assessment and discover your natural gifts and thrive at work. Go to workinggenius.com and get 20% off with code PROFITING Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details. Huel -  Get all the daily nutrients you need with Huel. Grab Huel today and get 15% OFF with my code PROFITING at huel.com/PROFITING.  Resources Mentioned: Mike's Website: mikemotorbike.com  Mike's Book, Get Different: bit.ly/GetDifrent  Mike's Book, Clockwork: bit.ly/Clocwork  Mike's Book, Profit First: bit.ly/-ProfitF1st  Mike's Book, The Pumpkin Plan: bit.ly/TPumpkinP  YAP E386 with Mike Michalowicz:  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Personal Finance, Wealth, Stock Market, Scalability, Investment, Risk Management, Financial Planning, Business Coaching, Finance Podcast, Saving

If sales are up but the bank account says otherwise, something's off. In this episode, you'll learn the difference between revenue, profit, and cash flow—and the practical steps leaders use to fix cash flow problems for good. Next Steps: