Podcasts about business finance

Entrepreneurs start businesses in pursuit of financial freedom, yet many struggle to generate consistent profit even as revenue grows. Mike Michalowicz has seen this pattern play out time and time again. While traditional accounting trains business owners to treat profit as what's left over, Mike flipped the formula. He created Profit First, a cash management system that prioritizes profit from day one and has since been adopted by over 700,000 businesses worldwide. In this episode, Mike reveals how entrepreneurs can prioritize profit, build wealth, and finally turn revenue into true financial freedom. In this episode, Hala and Mike will discuss: (00:00) Introduction (01:45) Why Profit Must Come First (09:17) Profit First Cash Management System (14:14) Target Allocation Percentages for Profit (21:14) Handling Debt and Profit Distribution (24:44) Protecting Profit and Tax Accounts (27:57) How Spending Less Drives Innovation (33:32) Choosing Profitable Customers Strategically (40:17) Managing Profit for Financial Freedom Mike Michalowicz is a bestselling author, entrepreneur, and creator of the Profit First cash management system, used by over 700,000 businesses worldwide. He has built and sold multiple multi-million dollar companies and authored influential books, including Profit First, Clockwork, and Get Different. A sought-after keynote speaker, Mike helps entrepreneurs build profitable, sustainable businesses using behavior-based financial strategies. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting. Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Working Genius - Take the Working Genius assessment and discover your natural gifts and thrive at work. Go to workinggenius.com and get 20% off with code PROFITING Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details. Huel -  Get all the daily nutrients you need with Huel. Grab Huel today and get 15% OFF with my code PROFITING at huel.com/PROFITING.  Resources Mentioned: Mike's Website: mikemotorbike.com  Mike's Book, Get Different: bit.ly/GetDifrent  Mike's Book, Clockwork: bit.ly/Clocwork  Mike's Book, Profit First: bit.ly/-ProfitF1st  Mike's Book, The Pumpkin Plan: bit.ly/TPumpkinP  YAP E386 with Mike Michalowicz:  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Personal Finance, Wealth, Stock Market, Scalability, Investment, Risk Management, Financial Planning, Business Coaching, Finance Podcast, Saving

On today's episode of The Last Days Podcast Pastor Rick Hargrave continues our series here at The River Tri-Cities Church, The Leading of the Holy Spirit, focusing on business and finance. God NEEDS to be a part of every area of your life. If it is valuable to you, it is valuable to God. He also should be your number one business partner because all of His plans bring increase and blessing in every way imaginable. The question remains, do you trust Him? Make sure you are subscribed and keep up with us on social media.NEW EPISODES every Monday & Friday @ Noon.https://www.facebook.com/TheRiverOfTriCities/https://www.youtube.com/@TheRiverofTriCitiesChurchhttps://www.instagram.com/rivertcchurch/?hl=enhttps://www.instagram.com/thelastdayspodcast/?hl=en

Ready to see how much cash is hiding in your business? Get your free Financial Health Check now: coltivar.com/check Financial Intelligence Toolkit Most business owners think they have a profit problem. What they really have is a cash flow problem. Steve breaks down the eight cash flow levers that actually control how much money stays in your business. He walks through the four levers tied to profit and the four tied to invested capital. He also explains the order to look at them and why so many profitable companies still run out of cash. If you are working hard, showing profit on paper, but still stressed about payroll or your line of credit, this will help you see where the squeeze is really coming from and what to fix first._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.Free Financial Health Check: coltivar.com/check LinkedIn | YouTube coltivar.com

In this episode of The Mobilization Mindset, Drew Aldridge talks with Natalia Zacharin of Zacharin Consulting about the financial foundation contractors need to scale.They break down the difference between bookkeeping, controllers, and CFO strategy, why profit does not equal cash, and the common financial blind spots that hold growing construction companies back.Topics include:• Where cash actually goes in a growing contractor• When to hire a bookkeeper, controller, or CFO• Labor profitability and pricing issues• Forecasting and financial visibility for growth• Preparing financials for financing or a future saleIf you want better control of cash, margins, and growth decisions, this episode explains how strong financial leadership creates options.Free resources as mentioned: https://zacharinconsulting.com/mobilization/Natalia's LinkedIn: https://www.linkedin.com/in/growyourbottomline/Zacharin Consulting Website: https://zacharinconsulting.com/Learn more: https://mobilizationfunding.com/Subscribe to the Mobilization Minute newsletter: https://mobilizationfunding.com/newsletter-subscriptions/

I first interviewed today's guest, Stephanie Bonte-Lebair back in Episode 025. The focus of that interview was about how she rebranded her voice studio to attract a more profitable niche, but in telling that story, Stephanie also talked about the role business networking played in the marketing of her business. She talked about it with such intentionality that I knew I wanted to learn more. So today we're talking about everything, from how to choose events to network at, how to prepare, how Stephanie makes the most of her time at an event, her follow-up routines, examples of weak and strong calls to action and more. Get your notepad ready because you'll want to take notes. If this topic of networking makes you uneasy, at least listen until you hear Stephanie's definition of business networking. A lot of us have probably had an experience with someone who was "networking" that was so obnoxious that we found the very concept repulsive. I think Stephanie's approach will be refreshingly different and one that most teachers can get excited about. People who are doing networking well are not obnoxious and you don't have to become obnoxious - in fact, please don't - to build your business through networking. Here's my conversation with Stephanie.   A full transcript and resources from this episode can be found at www.musicstudiostartup.com/episode179   MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers  

You can't afford to plan your finances based on how things used to work. Cash flow pressure, pricing changes, technology shifts, and new reporting demands are forcing business owners to think ahead instead of reacting late.Daniel Hood, Editor in Chief of Accounting Today, on where business finance is heading and what small business owners should prepare for now. You learn how advisory services, value-based pricing, AI, staffing changes, and long-term financial planning affect your cash flow and decision-making. You hear why waiting is risky, why compliance alone is not enough, and how preparing early gives you control instead of surprises. Get the clarity you need to prepare your business finances for what's next. Tune in to the full episode of Preparing Your Business Finances for What's Next with Daniel Hood.Episode resources:● Website: https://anderscpa.com/ ● If you have questions or would like to be a guest on the show, email us at mcpasuccessshow@anderscpa.com ● Check out the Virtual CFO Playbook Course:  https://anderscpa.com/virtual-cfo-services/vcfo-playbook/   QuotesDaniel Hood: "Value-based pricing and advisory services are closer-term priorities for firms. Many should have started preparing for them already."Tom Wadelton: "Sustainability reporting moved forward without finance even realizing it, proving that if accountants don't lead emerging financial areas, others will step in."Adam Hale: "Audit often feels left out of value-based pricing conversations because it's still framed as task-based compliance work."Daniel Hood is the Editor-in-Chief of Accounting Today, where he has spent over a decade covering the forces shaping the accounting profession. With more than 25 years reporting on public accounting, Daniel offers a clear-eyed view of how firms can prepare their businesses and finances for what's next. He brings deep insight into emerging trends like advisory services, technology, talent, and long-term firm strategy. Known for translating complex industry shifts into practical perspective, Daniel helps firm leaders see around corners. His work keeps the profession focused on the future, not just compliance.Website:  https://www.accountingtoday.com/FB: https://www.facebook.com/AccountingToday LI: https://www.linkedin.com/in/daniel-hood-3494ab49/ X: https://x.com/AccountingToday The Modern CPA Success Show is the go-to podcast for accounting firm owners eager to enhance profitability and master Virtual CFO services. This podcast leverages combined expertise in delivering top-tier Virtual CFO services across North America.Website: https://www.buzzsprout.com/2458888  Facebook: https://www.facebook.com/AndersCPA LinkedIn: https://www.linkedin.com/company/anders-cpa/ Instagram: https://www.instagram.com/anderscpa/ YouTube: https://www.youtube.com/@andersvcfo

A business can be busy, growing revenue, and still be going backwards. Today we share a framework we use to judge business health properly, covering cash flow, profit margins, and the personal wealth piece most owners ignore. It's a clearer way to tell what's working, what's not, and what matters next.On this episode, we discuss:00:00) Intro(02:34) Three Key Numbers Every Business Owner Must Watch(04:03) Revenue Is Vanity, Profit Is Sanity: The Cash Is King Rule(06:07) Profit vs Cash Flow: Understanding Dividend Payouts(08:23) The Power Of Recurring Revenue And Retainer Models(10:15) Data-Driven Sales: Using Lead Conversion To Predict Revenue(16:42) Decoding Margins: Gross Profit vs Net Profit Margins(19:45) Benchmarking Your Business: How Do You Compare To Competitors?(23:47) When To Increase Your Fees Without Losing Customers(28:35) Personal Wealth Strategy: Building Assets Outside Your BusinessCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Present Values and Future Values Business Finance, FIL 240-001, Spring 2026, Lecture 9 Type: mp3 audio file ©2026

Present Values and Future Values Business Finance, FIL 240-002, Spring 2026, Lecture 9 Type: mp3 audio file ©2026

Time Value of Money Business Finance, FIL 240-002, Spring 2026, Lecture 8 Type: mp3 audio file ©2026

Time Value of Money Business Finance, FIL 240-001, Spring 2026, Lecture 8 Type: mp3 audio file ©2026

If sales are up but the bank account says otherwise, something's off. In this episode, you'll learn the difference between revenue, profit, and cash flow—and the practical steps leaders use to fix cash flow problems for good. Next Steps:

Financial and Ratio Analysis Combined Business Finance, FIL 240-002, Spring 2026, Lecture 7 Type: mp3 audio file ©2026

Ratio Analysis Business Finance, FIL 240-001, Spring 2026, Lecture 6 Type: mp3 audio file ©2026

Ratio Analysis Business Finance, FIL 240-002, Spring 2026, Lecture 6 Type: mp3 audio file ©2026

Financial and Ratio Analysis Combined Business Finance, FIL 240-001, Spring 2026, Lecture 7 Type: mp3 audio file ©2026

Ready to see how much cash is hiding in your business? Get your free Financial Health Check now: coltivar.com/check Financial Intelligence Toolkit Most people think finance is someone else's job. The CFO. The CPA. The controller. Steve doesn't see it that way.In this episode, he explains why every single person in a business affects the financial outcome, whether they realize it or not. He shares a story from early in his career that completely changed how he views money, responsibility, and leadership.This isn't about learning accounting or staring at spreadsheets. It's about understanding what the numbers are actually telling you, and why avoiding them creates bigger problems over time. If you've ever said “I'm just not a numbers person,” this episode is for you._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Analysis of Financial Statements Business Finance, FIL 240-002, Spring 2026, Lecture 5 Type: mp3 audio file ©2026

Analysis of Financial Statements Business Finance, FIL 240-001, Spring 2026, Lecture 5 Type: mp3 audio file ©2026

Welcome back! It's January, which means tax season is officially upon us—so today I'm sitting down with CPA Charles Harris to kick things off. We're covering the basics—who needs to file, what to know about quarterly payments, and a few key deadlines—so you can feel clear on your next step. And quick note: registration is open for our free Self-Employment Tax Crash Course webinar coming up on February 5. You can find all the details for that at musicstudiostartup.com/tax.   A full transcript and resources from this episode can be found at musicstudiostartup.com/episode178   Resources MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers   MSS Tax Podcast Episodes:  162 – Business Travel and Conference Deductions for Music Teachers with Charles Harris, CPA 159 – Tax Prep Service for Music Teachers – Q&A with Charles and Andrea 158 – Charles Harris, CPA on Tax Prep Tips and FAQs for 2025   Tax-related Blog Resources:  Music Teacher Income + Tax Calculator Lowering Taxes with Business Expenses 3 Ways to Track Your Mileage for Tax Purposes 4 Music Teacher Tax Myths 7 Smart Ways to Use a Tax Refund

Financial Statements Business Finance, FIL 240-002, Spring 2026, Lecture 4 Type: mp3 audio file ©2026

Financial Statements Business Finance, FIL 240-001, Spring 2026, Lecture 4 Type: mp3 audio file ©2026

Ready to see how much cash is hiding in your business? Get your free Financial Health Check now: coltivar.com/check Financial Intelligence Toolkit The biggest mistake business owners make isn't marketing, hiring, or growth. It's ignoring financial literacy. In this episode, Steve explains how misunderstanding your numbers can quietly lock in a bad year before it even starts. He breaks down why profit doesn't equal cash flow, how bad assumptions lead to bad decisions, and why leaders who don't understand their financials end up working harder for worse results. If you want to focus on the right priorities and stop guessing with your business, this episode is a must-listen. _______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Financial Markets Business Finance, FIL 240-002, Spring 2026, Lecture 3 Type: mp3 audio file ©2026

Financial Markets Business Finance, FIL 240-001, Spring 2026, Lecture 3 Type: mp3 audio file ©2026

Ready to see how much cash is hiding in your business? Get your free Financial Health Check now: coltivar.com/check Financial Intelligence Toolkit Most business owners think they're profitable. Most are wrong. In this episode, Steve breaks down why even companies with CPAs and clean-looking financials often misunderstand their real margins. He explains how messy books distort gross profit, lead to bad pricing decisions, and quietly drain cash. You'll also learn why profit alone doesn't matter, and why this one thing is the real test of whether your strategy is actually working. If you've ever wondered why you're busy, growing, and still tight on cash, this episode will connect the dots. _______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Send us your feedback about the episode!You might be fully booked — but are you actually making money?In this episode of Beauty Behind the Brand, Nicole dives into one of the most important (and most avoided) topics in the beauty industry: knowing your numbers. From service pricing and product margins to hidden costs that quietly eat away at profit, this episode is all about moving from busy to profitable.Nicole breaks down how to audit your services, evaluate product profitability, and understand where your money is really going — without overwhelm. With real-life examples from over 10 years of spa ownership, she shares how tracking your numbers gives you clarity, confidence, and control over your business decisions.If you're ready to stop guessing, start leading like a CEO, and build a beauty business that actually supports your life, this episode is your starting point for 2026. Subscribe for New Episodes Every Tuesday!Be sure to check us out on all our socials:Follow on Instagram: @beautybrandpodcasthttps://www.instagram.com/beautybrandpodcast/Subscribe on Youtube: @beautybehindthebrandpodcasthttps://www.youtube.com/channel/UCEl-qd38M4OgL8IghZ8ga9gWebsite:https://www.miskoka.com/beauty-behind-the-brandFollow our host on Instagram: @nicmanionhttps://www.instagram.com/nicmanion/

Is independent teaching actually a stable career for music teachers? In this episode, Andrea talks with Danielle Ingram, a former school music teacher who left a classroom job to build a sustainable, home-based private music studio. Danielle shares how she redefined stability, ran the numbers before quitting her W-2 job, and built demand before making the transition to full-time independent teaching. They discuss practical questions many teachers face, including replacing a school salary with private teaching, marketing strategies that worked (and didn't), designing a home studio, and why flexibility and schedule control became just as important as income. If you're a music teacher considering self-employment or questioning whether private teaching can truly be stable, this episode offers a clear, honest look at what a thoughtful transition can look like.   A full transcript and resources from this episode can be found at MusicStudioStartup.com/episode177.   MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers  

Foundations of Finance Business Finance, FIL 240-001, Spring 2026, Lecture 2 Type: mp3 audio file ©2026

Foundations of Finance Business Finance, FIL 240-002, Spring 2026, Lecture 2 Type: mp3 audio file ©2026

Introduction to Finance Business Finance, FIL 240-001, Spring 2026, Lecture 1 Type: mp3 audio file ©2026

Introduction to Finance Business Finance, FIL 240-002, Spring 2026, Lecture 1 Type: mp3 audio file ©2026

Send us your feedback about the episode!Beauty Behind the Brand is a podcast for beauty professionals who want to grow a business that supports their life — not consumes it.Hosted by Nicole Manion, this show explores the behind-the-scenes of spa ownership, entrepreneurship, motherhood, leadership, and personal growth in the beauty industry.Through real stories, mindset shifts, and business strategy, Nicole helps you build confidence, clarity, and sustainability in both business and life.  Subscribe for New Episodes Every Tuesday!Be sure to check us out on all our socials:Follow on Instagram: @beautybrandpodcasthttps://www.instagram.com/beautybrandpodcast/Subscribe on Youtube: @beautybehindthebrandpodcasthttps://www.youtube.com/channel/UCEl-qd38M4OgL8IghZ8ga9gWebsite:https://www.miskoka.com/beauty-behind-the-brandFollow our host on Instagram: @nicmanionhttps://www.instagram.com/nicmanion/

Ready to see how much cash is hiding in your business? Get your free Financial Health Check now: coltivar.com/check Why do profitable businesses still run out of cash? In this episode, Steve breaks down why cash flow, not revenue or profit, is what actually keeps a business alive. He explains what free cash flow really is, why most owners misunderstand it, and how bad strategy, poor measurement, and the wrong priorities quietly drain cash. If you're tired of stressing about payroll, lines of credit, or where the money went, this episode will change how you think about your business._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Born in 1955, hailing from Durban, South Africa, Shaun Tomson won the IPS world title in 1977. He did 14 seasons on the world tour, and won 12 events, including the 1975 Pipeline Masters, in which he made giant leaps for backside tube riding. He starred in many '70s and '80s surf films, among them Free Ride, where he's seen pumping through the barrel at Backdoor and Off the Wall—an entirely new thing at the time. But Tomson's surfing was only part of the equation. He was business minded, and in the late '70s launched a clothing label, Instinct, and in 1985 a surf shop, Surfbeat, in Santa Monica. He holds a BA in Business Finance. In 1991, Australia's Surfing Life mag named him as the world's all-time best tube rider. Tomson co-produced Bustin' Down the Door, a 2008 documentary film chronicling the rise of pro surfing in the early '70s. He's the author of the best-selling Surfer's Code: 12 Simple Lessons for Riding Through Life. In this episode of Soundings, Tomson sits down with host Jamie Brisick to talk about transformative experiences in the tube, growing up in South Africa, the influence of his father, the highs and lows of his professional career, writing his book, and the passing of his son. Produced by Jonathan Shifflett. Music by PazKa (Aska Matsumiya & Paz Lenchantin). 

From CPA to Business Owner: Lessons You Only Learn the Hard Way  | The Financial Operator Podcast | Episode 74    What does it really take to build a sustainable business—and stay sane while doing it?  In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Samantha Besnoff, CPA and founder of Your Financial Maven, for a candid, practical conversation every business owner needs to hear.  With over 30 years in accounting and more than a decade running her own firm, Samantha shares the real lessons that don't show up in spreadsheets, how long success actually takes, why boundaries matter more than hustle, and how understanding your numbers protects both your business and your sanity.  In this episode, we cover:  What it really looks like to leave a stable job and start your own firm  Why most small businesses struggle in the first 2–3 years  Setting boundaries with clients (and why it's not optional)  Pricing, retainers, and getting paid before the work is done  When—and how—to fire clients without blowing up your cash flow  What business owners need to know heading into tax season  The biggest bookkeeping and tax mistakes Samantha sees over and over  This conversation is a must-watch for: ✔ Small business owners ✔ Service providers & consultants ✔ Anyone tired of guessing with their finances  If you want fewer surprises, better cash flow, and a business that actually supports your life, this episode delivers.    ⏱️ Timestamps  00:00 Introduction & Guest Welcome 02:49 Samantha's Journey Into Entrepreneurship 07:15 Why the First 2–3 Years Are the Hardest 10:07 Getting Paid, Pricing Right, and Setting Boundaries 15:04 When (and How) to Fire Clients 20:02 Major Tax Changes Business Owners Should Know 26:50 Filing Deadlines, Extensions, and Tax Season Reality 34:45 What Business Owners Actually Need for Their Taxes 41:15 Who Samantha Works With & How to Get Started 44:37 Final Thoughts & How to Connect  To connect with Samantha M. Besnoff, CPA & Your Financial Maven: 

Rachel Harris is passionate about financial well-being & running values-led businesses. Rachel has created a modern, cloud‑focused accountancy & tax advisory firm for both businesses and individuals alongside a platform for business owners to find accessible, consumable, financial education. Stay tuned to hear Rachel's advice on the highs and lows of running a business. Why loneliness is something that you should not ignore, what you should ask an accountant when you are vetting your first one, how they can become your business partner, how to manage people within the business...& so much more.FF&M enables you to own your own PR & produces podcasts.Recorded, edited & published by Juliet Fallowfield, 2024 Fallow, Field & Mason.  Email us at hello@fallowfieldmason.com or DM us on instagram @fallowfieldmason. MUSIC CREDIT Funk Game Loop by Kevin MacLeod.  Link &  LicenceText us your questions for future founders. Plus we'd love to get your feedback, text in via Fan MailSupport the show

The work is honest, the sun is relentless, and the clock on your knees is louder than you think. That reality sparked a straight‑talk conversation about converting today's pool service income into tomorrow's durable, low‑friction cash flow. We dig into three realistic paths—scaling your route into a managed operation, investing in the markets, and building a real estate portfolio—and break down the mindset, mechanics, and tradeoffs of each, without hype.We start with a Rockefeller‑style principle: reinvest in what you understand. If you love building systems and leading people, a multi‑truck, manager‑led service company can move you out of the field and into an owner's seat where cash flow compounds. Then we get practical about real estate, the lane many service pros naturally excel in. Rentals offer a potent trio—appreciation, monthly cash flow, and significant tax advantages—while turning your local knowledge into an investing edge. You already read neighborhoods, solve problems in the field, and navigate city rules; those same skills transfer to finding solid properties, managing turns, and hiring vendors. We talk candidly about vacancies, repairs, and what “passive” really means, along with why buying within an hour of home often beats chasing distant deals. The through‑line is simple: start sooner, keep it simple, and let time do the heavy lifting.• why pool work is finite and planning matters• Rockefeller's reinvesting mindset applied to service routes• pros and cons of scaling a multi‑truck operation• crypto, gold, and market returns in plain terms• how compounding works and when it pays out• why rentals fit service pros' skills and lifestyle• appreciation, cash flow, and tax advantages explained• what “passive” really means in property management• using local knowledge to choose neighborhoods• starting early and building momentum with systemsLearn more at swimmingpoollearning.comJoin the Pool Guy Coaching ProgramIf you're interested in my coaching program, you can learn moSend us a textSupport the Pool Guy Podcast Show Sponsors! HASA https://bit.ly/HASAThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching: https://bit.ly/40wFE6y

Review for Final Exam Business Finance, FIL 240-002, Autumn 2025, Lecture 29 Type: mp3 audio file ©2025

Review for Final Exam Business Finance, FIL 240-001, Autumn 2025, Lecture 29 Type: mp3 audio file ©2025

Last Week of Class Business Finance, FIL 240-001, Autumn 2025, Lecture 28 Type: mp3 audio file ©2025

Last Week of Class Business Finance, FIL 240-002, Autumn 2025, Lecture 28 Type: mp3 audio file ©2025

The Agency Dilemma Business Finance, FIL 240-001, Autumn 2025, Lecture 26 Type: mp3 audio file ©2025

The Agency Dilemma Business Finance, FIL 240-002, Autumn 2025, Lecture 26 Type: mp3 audio file ©2025

Free Cash Flow Analysis in Capital Budgeting Decisions Business Finance, FIL 240-001, Autumn 2025, Lecture 25 Type: mp3 audio file ©2025

Ethics and Agency Business Finance, FIL 240-002, Autumn 2025, Lecture 25 Type: mp3 audio file ©2025

Big Bank sits down with Anthony “Mr. 6Ways” Dodson to share his extraordinary journey from the streets to rising in corporate America. Anthony reflects on the power of mentorship, family influence, and financial literacy, breaking down how these pillars helped him transform adversity into purpose. He speaks candidly about navigating survivor’s remorse, grief, and the lasting effects of trauma, while explaining how building a business with his family shaped the ethos behind “Family Forever.” Bank also offers his own perspectives on the importance of pursuing purpose beyond personal gain, the need for generational wealth, understanding debt as a strategic tool, and healing emotionally so the next generation doesn’t inherit unresolved pain. Together, they discuss overcoming self-doubt, the power of positive mindset, and turning lived experience into profitable, legacy-driven ventures. This episode delivers real, practical insight on financial empowerment, personal growth, and building a legacy that lasts—making it a must-listen for anyone committed to elevation. Tune in and join the conversation in the socials below. Rate, subscribe, comment and share. Follow Perspektives With Bank on IG @perspektiveswithbank @Mr.6waysSee omnystudio.com/listener for privacy information.

Free Cash Flow Analysis in Capital Budgeting Decisions Business Finance, FIL 240-002, Autumn 2025, Lecture 24 Type: mp3 audio file ©2025

Free Cash Flow Analysis in Capital Budgeting Decisions Business Finance, FIL 240-001, Autumn 2025, Lecture 24 Type: mp3 audio file ©2025

This week, as we observe Veteran's Day in the US, I'm honored to be talking to a Vietnam Veteran and guitar teacher for a non-profit organization that aims to brighten the lives of veterans who suffer from physical and mental wounds from their times of service. You'll hear about how their mission is shaped by those they serve, how they raise funds for the program, and how they address some unique considerations when matching teachers with veterans and finding creative ways to make the guitar accessible. Here's my conversation with Bernie.   Full transcript available at musicstudiostartup.com/episode175   MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers