Podcasts about Working capital

Arturo Préstamo Elizondo, Executive Chairman and CEO of Santacruz Silver Mining Ltd. (TSXV: SCZ) (OTCQB: SCZMF), joins me to recap the key record Q1 2025 financial results along with a comprehensive review of all operations.  Santacruz Silver operates 1 mine in Mexico, and 5 mines, 3 mills, and an ore feed-sourcing and metals trading business in Bolivia, as an emerging mid-tier silver and base metals producer.   Q1 2025 Highlights   Revenues of $70.3 million, a 34% increase year-over-year. Gross Profit of $27.9 million, a 6882% increase year-over-year. Net Income of $9.5 million, a 93% decrease year-over-year1. Adjusted EBITDA of $27.5 million, a 2202% increase year-over-year. Cash and cash equivalents of $32.5 million, a 706% increase year-over-year. Working Capital of $51.7 million, a 7530% increase year-over-year. Cash cost per silver equivalent ounce sold ($/oz) of $17.84, a 16% decrease year-over-year. AISC per silver equivalent ounce sold of $22.34, a 8% decrease year-over-year. Silver Equivalent Ounces produced of 3,688,129, a 5% decrease year-over-year.    Q1 2025 Production Highlights:   Silver Equivalent Production: 3,688,129 silver equivalent ounces Silver Production: 1,590,063 ounces Zinc Production: 20,719 tonnes Lead Production: 2,718 tonnes Copper Production: 279 tonnes Underground Development: 10,135 meters   Arturo discussed the very strong revenues, gross profit, cash and cash equivalents,  adjusted EBITDA, and working capital up substantial in year-over-year metrics. In addition their cash costs and All-In Sustaining Costs (AISC) numbers came down in a meaningful way due to a combination of factors from mine optimization work paying off, to favorable currency exchange rates, and the positive impact of paying down the Glencore loan early.    Additionally, there was better setup with San Lucas ore-feeding business absorbing the Reserva Mine ore to blend with ore from the small-scale miners, and with it not being blended with Tres Amigos and CQCQT. This made Caballo Blanco much more efficient with better metals recoveries, as well as the San Lucas operations improving efficiencies.   The water issues at Bolivar were limited to just this quarter and resolved and the reason Zimapan was higher cost this quarter was because they just bought some new equipment to optimize operations (like 3 new Scoop trams), and to take advantage of the higher-grade 960 Level.  Those were both one-off effects taken in Q1, but resolved for Q2 and moving forward for the balance of the year.   Wrapping up we reviewed the plan in place to exercise its Acceleration Option to satisfy the Base Purchase Price owed to Glencore, by making payments on a schedule that aligns the accelerated timing whilst meeting the Company's commitment to financial discipline and a strong balance sheet. The plan's primary objective is to save the Company US$40 million. The Company successfully completed payments to Glencore of USD$17.5 million by the end of Q1, and will be paying the remaining of USD$22.5 million by October 31, 2025.     If you have any follow up questions for Arturo regarding Santacruz Silver, then please email them to me Shad@kereport.com.   In full disclosure, Shad is a shareholder of Santacruz Silver at the time of this recording, and may choose to buy or sell shares at any time.   Click here to follow the latest news from Santacruz Silver

***New Video Alert! The deal looks good. Then, the buyer realizes they need some operating capital. The seller doesn't understand why this should affect the price. The numbers seem to be really high, does it make sense? Today, I show you the how and why so many small business deals go sideways on the question of working capital adjustments. Watch this week's video here: https://youtu.be/gFJZwK-3sq0 Cheers See you over on YouTube David C Barnett #businessbroker #bizbroker #businessbrokers #smallbusiness #mergersandacquisitions #smallbiz #buyabusiness #payables #balancesheet #workingcapital #networkingcapital #operatingcapital #adjustments #closingadjustments **** - Join David's email list so you never miss any new videos or important information or insights, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com **** Do Business with David using these incredible internet links... - David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com - Book a call with David and let him help you with your project, https://www.CallDavidBarnett.com - Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com - Get help selling your business, https://www.HowToSellMyOwnBusiness.com - Get better organized in your business, https://www.EasySmallBizSystems.com - Learn to make better cash flow forecasts and write incredibly effective business plans from scratch!, https://www.BizPlanSchool.com - Learn to build an equity asset with insurance! visit https://www.NewBankingSolution.com -Did you sign up for an expensive Merchant Cash Advance for your business and now struggle to make the payments? Find out how you can negotiate your way out at https://www.EndMyMCA.com

Thinking about buying a home service business with an SBA loan? This episode is your go-to guide. Jackquisitions sits down with Alan Peterson—who closed over $70 million in SBA acquisition financing last year—to break down how to structure high-leverage deals, navigate the latest SBA loan rule changes, and avoid the costly mistakes many first-time buyers make.If you're serious about acquiring a home service business and want a financing strategy that actually works, this episode is a must-listen.

Q1 2025 Financial Highlights (CAD):Revenue: $3.9 million — a 54% increase from Q1 2024's $2.5 million.Net Income: $86,000 — a turnaround from a net loss of $1.0 million in Q1 2024.Adjusted EBITDA: $112,000 — compared to a negative $755,000 in Q1 2024.Cash Position: $4.7 million as of March 31, 2025, up from $3.9 million at December 31, 2024.Working Capital: $6.3 million as of March 31, 2025, compared to $5.9 million at December 31, 2024.Kidoz Inc. $KDOZ / $KDOZF is capturing investor attention with its record-setting Q1 2025 performance and growing global footprint. The company specializes in privacy-first mobile advertising for children and families—an area of mounting importance in a post-cookie, compliance-driven world. Trusted by brands like Lego, Mattel, McDonald's, and Kraft, Kidoz now operates in over 60 countries through 5,000 apps that reach more than 500 million users monthly. “Kidoz experienced unprecedented demand from our brand partners in the first quarter of 2025, sending revenue to record first quarter highs. This incredible performance enabled our second consecutive quarterly profit and positions the Company perfectly to secure a record full year of operations”   – Jason Williams, CEOSTRATEGIC MOVES: GOING DIRECT AND EXPANDING GLOBALLYKidoz has pivoted toward direct relationships with brands, especially in the U.S., while continuing to work with trusted resellers in Europe. This strategy is translating into stronger engagement, deeper partnerships, and expanded brand trust. The company's adtech stack now includes programmatic infrastructure — giving advertisers full-spectrum tools to reach their target audiences.WHY MARKET CONDITIONS ARE TAILWINDS - NOT HEADWINDSAs AI reshapes traditional digital advertising, Kidoz remains well-positioned by focusing on in-app mobile gaming—a fast-growing entertainment vertical that remains untouched by algorithmic disruption. Gaming is increasingly favored by advertisers because it offers a controlled, brand-safe environment, unlike social media platforms that are often crowded, unpredictable, and subject to reputational risks.Kidoz's system is built to comply with privacy laws from the ground up, ensuring that brands don't have to sacrifice performance to stay compliant. Its contextual, tracking-free technology allows companies to reach under-13 audiences effectively, without regulatory risk or inflated costs.“Unlike adtech peers navigating regulatory headwinds, Kidoz was purpose-built to meet the strictest data privacy laws. It is certified by PRIVO under COPPA Safe Harbor and GDPRkids™, offering global advertisers a safe, scalable solution in a highly regulated space.”MARKET OUTLOOK AND FUTURE POTENTIALWith a profitable business model, accelerating demand from global brands, and a compliance-first architecture, Kidoz is positioned for long-term growth. The company is actively developing new products to reduce seasonality and drive more stable, year-round performance.CONCLUSIONKidoz has proven its model with strong financials, global reach, and a value proposition that resonates in today's privacy-focused ad market. For investors seeking high-growth small caps with recurring revenue, regulatory advantages, and real traction, Kidoz is a compelling story to watch unfold.

“Trade is like water — it will flow through whatever is the path of least resistance.” Tariffs are reshaping international trade by disrupting supply chains and impacting business sentiment. How can companies manage the associated risks, both now and in the longer term? In this episode, senior global economist Nora Szentivanyi and Natasha Condon, global head of Trade Sales, share their insights in a conversation moderated by Grace Howie from the Payments, Trade and Working Capital team.    This episode was recorded on April 23, 2025.   This communication is provided for information purposes only. Please visit www.jpmm.com/research/disclosures for important disclosures. JPMorgan Chase & Co. or its affiliates and/or subsidiaries (collectively, J.P. Morgan) normally make a market and trade as principal in securities, other financial products and other asset classes that may be discussed in this communication. This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan. Copyright 2025, JPMorganChase & Co. All rights reserved.

This episode dives into the critical role of financial clean-up before you're ready to sell—covering common misconceptions about working capital, valuation gaps and the impact of cultural misalignment— with Joanna Oakey and Rod Hore.

In this episode of Future Finance, hosts Paul Barnhurst (aka The FP&A Guy) and Glenn Hopper welcome Carlos Vega, fintech founder, investor, and AI enthusiast. Carlos shares his unique path from investment banking to co-founding Tesorio, an AI-powered financial operations platform helping companies optimize cash flow and unlock real working capital. Carlos reveals how his frustration with traditional finance workflows led him to build tools that empower finance teams to move at AI speed - with smarter forecasts, automated collections, and deeper financial visibility.Carlos Vega is the co-founder and CEO of Tesorio, an AI-powered financial operations platform. He has over a decade of experience in finance, including investment banking at Lazard and co-founding a factoring business. Carlos holds an MBA from Wharton, where he created a custom focus in “Innovation Through Analytics” He's passionate about turning data into actionable insights and making cash flow more predictable. At Tesorio, he helps companies automate collections and optimize working capital using AI.In this episode, you will discover:How Carlos designed a custom MBA in “Innovation Through Analytics”Why cash flow forecasting is more of a data problem than a finance oneThe real reason so many businesses rely on factoring (and what it reveals)How Tesorio uses AI and ML to clean and structure financial dataWhy actionable insights matter more than predictive reportsCarlos Vega shared practical insights on why cash flow is one of the most overlooked-yet critical-parts of running a business. With his background in finance and experience building Tesorio, he brought a real-world perspective to the conversation. He emphasized the importance of understanding where your money is coming from and when, and how small changes can make a big difference. At the heart of it all: clear processes, good habits, and staying on top of the details.Follow Carlos:LinkedIn - https://www.linkedin.com/in/carlos-r-vega/Website - https://www.tesorio.com/Join hosts Glenn and Paul as they unravel the complexities of AI in finance:Follow Glenn:LinkedIn: https://www.linkedin.com/in/gbhopperiiiFollow Paul:LinkedIn - https://www.linkedin.com/in/thefpandaguyFollow QFlow.AI:Website - https://bit.ly/4i1EkjgFuture Finance is sponsored by QFlow.ai, the strategic finance platform solving the toughest part of planning and analysis: B2B revenue. Align sales, marketing, and finance, speed up decision-making, and lock in accountability with QFlow.ai. Stay tuned for a deeper understanding of how AI is shaping the future of finance and what it means for businesses and individuals alike.In Today's Episode:[01:28] - Welcome to the Episode[02:54] - Creating a Custom MBA[09:46] - Lessons from a Factoring Business[10:50] - Why People Ignore Cash Flow[12:27] - Building in Panama vs. the U.S.[14:12] - Cash Flow Is a Data Problem[19:21] - Is Cash Flow Forecasting Overlooked?[21:01] - Building Accurate Collection Models[23:53]...

In this episode of Business Ninjas, we're joined by Jeremy Hill, Founder and Managing Partner of JB Capital — a firm that's rewriting the playbook for growth-minded entrepreneurs. With decades of experience and a deep understanding of capital markets, Jeremy shares how JB Capital isn't just funding companies — they're building enduring legacies.Jeremy gets candid about what makes a business worth investing in, why he's laser-focused on strong operator teams, and how his firm offers more than just money — they offer alignment, strategy, and a long-term mindset. He talks about the power of structure in capital deployment, what too many founders get wrong, and why relationships will always outweigh spreadsheets. Whether you're a founder looking for strategic capital or just a finance junkie who loves a sharp mind at work, this convo's got the goods.

Send us a textYour income statement says you're winning so why does it feel like you're broke? In this episode of Strategy. Scale. Exit. Steve unpacks one of the most common (and costly) issues business owners face: the disconnect between profit and cash. Through relatable stories and a simple four-step framework, he explains why profit is just the story and cash is the truth. If you've ever skipped a paycheck to make payroll or felt financially stuck despite growing revenue, this episode is your roadmap to clarity, control, and real cash flow confidence. Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.Want to see if you're a fit for our KPI Kickoff? Check it out here: https://www.coltivar.com/boost Support the show

Tune in for expert Cash Flow Management and Liquidity Strategy insights vital for Business Survival and sustainable Business Growth. This Corporate Finance Explained episode delivers essential Corporate Finance principles, focusing on Managing Cash Flow effectively for optimal Financial Health. Learn crucial Financial Management tactics.We analyze Cash Flow Forecasting techniques, strategic Scenario Planning for Finance, and practical Working Capital Optimization. Understand the critical Finance Strategy and Financial Planning differences that separate thriving businesses from those facing Business Failure. Explore why Profitability alone isn't enough without solid Cash Management.Study real-world examples: learn from the Cash Flow Problems leading to failure (Toys R Us, WeWork analysis) and the successful Liquidity Management and Working Capital strategies of industry leaders (Amazon Cash Flow Strategy, Walmart Inventory Management, Apple Cash Reserves). Equip your Finance Team, FP&A Analysts, and Finance Leadership with actionable Financial Analysis and Treasury Management strategies to protect and grow your business.

The cash conversion cycle is one of the most challenging things to manage in a CPG business. Join me as I talk with Samantha Abramson, CEO of Just Date as she shares her exact process including:Using AION to fund her working capital needsHer Weekly Cashflow Management ProcessHow She BudgetsYou can get a free AION bank account and access AR financing for your business hereSponsored by Aion.Startup to Scale is a podcast by Foodbevy, an online community to connect emerging food, beverage, and CPG founders to great resources and partners to grow their business. Visit us at Foodbevy.com to learn about becoming a member or an industry partner today.

Send us a textYou ever feel like your projects are running smoothly, but your cash flow isn't? Join Wade and Stephen as they dive into the critical importance of working capital in the construction business. Discover how adequate working capital acts as the lifeblood of your company, helping you manage payroll, materials, and equipment costs. Learn key strategies to ensure you have the right amount of working capital, improve your financial stability, and avoid cash flow crises. With practical tips and real-life examples, this episode is a must-watch for any contractor aiming to build a healthy, sustainable business.Subscribe to get notified as soon as new episodes go live on YouTube: https://www.youtube.com/@CarpenterCPAs?sub_confirmation=1Topics we cover in this episode include:00:29 Importance of Working Capital01:10 Bonding and Working Capital02:26 Understanding Working Capital03:27 Managing Cash Flow and Working Capital05:43 Improving Working Capital12:00 Employee Dishonesty and Working Capital13:38 Debt and Working CapitalLINKSVisit the episode page at https://carpentercpas.com/oil for more details and a transcript of the show.Take the FREE Construction Company Health Evaluation: https://profitfirstconstruction.com/free-resource-evaluate-your-accounting-system/Join the Profit First for Construction community!Find all episodes and related links at ContractorSuccessForum.com.Join the conversation on our LinkedIn page: https://www.linkedin.com/company/CarpenterCPAs FIND US ONLINEWade Carpenter, CPA, CGMA | CarpenterCPAs.comStephen Brown, Bonding Expert | SuretyAnswers.com

Send us a textYou ever feel like your projects are running smoothly, but your cash flow isn't? Join Wade and Stephen as they dive into the critical importance of working capital in the construction business. Discover how adequate working capital acts as the lifeblood of your company, helping you manage payroll, materials, and equipment costs. Learn key strategies to ensure you have the right amount of working capital, improve your financial stability, and avoid cash flow crises. With practical tips and real-life examples, this episode is a must-watch for any contractor aiming to build a healthy, sustainable business.Subscribe to get notified as soon as new episodes go live on YouTube: https://www.youtube.com/@CarpenterCPAs?sub_confirmation=1Topics we cover in this episode include:00:29 Importance of Working Capital01:10 Bonding and Working Capital02:26 Understanding Working Capital03:27 Managing Cash Flow and Working Capital05:43 Improving Working Capital12:00 Employee Dishonesty and Working Capital13:38 Debt and Working CapitalLINKSVisit the episode page at https://carpentercpas.com/oil for more details and a transcript of the show.Take the FREE Construction Company Health Evaluation: https://profitfirstconstruction.com/free-resource-evaluate-your-accounting-system/Join the Profit First for Construction community!Find all episodes and related links at ContractorSuccessForum.com.Join the conversation on our LinkedIn page: https://www.linkedin.com/company/CarpenterCPAs FIND US ONLINEWade Carpenter, CPA, CGMA | CarpenterCPAs.comStephen Brown, Bonding Expert | SuretyAnswers.com

Inflation, supply chains, staff retention, a possible global downturn. There are so many issues facing businesses now, and they all end in one place: a cash flow spiral. The Commonwealth Bank’s General Manager of Working Capital, Elizabeth Huxley, says cash flow has become the chief concern for business across the country in recent times. But she’s offering some help, with a new system that grants businesses short-term loans using unpaid invoices as security. Business Essentials Daily is produced by: SoundCartelsoundcartel.com.au+61 3 9882 8333See omnystudio.com/listener for privacy information.

Arturo Préstamo Elizondo, Executive Chairman and CEO of Santacruz Silver Mining Ltd. (TSXV: SCZ) (OTCQB: SCZMF), joins me to recap the key takeaways from the Q3 2024 financials and operations at their 1 mine in Mexico, and 5 mines, 3 mills, and ore feed-sourcing and metals trading business in Bolivia.  This is really an reintroduction of the Company, since is has transformed its portfolio of assets since 2021 and 2022 essentially stepping into the role as a mid-tier silver and base metals producer.   Q3 Production Highlights:   -Silver Equivalent Production: 4,644,013 silver equivalent ounces -Silver Production: 1,703,387 ounces -Zinc Production: 23,143 tonnes -Lead Production: 3,027 tonnes -Copper Production: 270 tonnes   Q3 2024 Highlights (all amounts in US$000's unless otherwise stated)   Revenues increased 21% or $13,836 to $78,244 in Q3 2024, compared to $64,408 in Q3 2023 Adjusted EBITDA increased 242% or $11,181 to $15,810 in Q3 2024, compared to $4,628 in Q3 2023. Cash and Cash Equivalent increased 505% or $15,238 to $18,242 in Q3 2024, compared to $3,014 in Q3 2023. Working Capital was $24,191 at the end of Q3 2024, improving from a deficit of $43,168 as of December 31, 2023. In August 2024, Santacruz filed National Instrument 43-101 – Standards of Disclosure for Mineral Projects compliant Mineral Resource and Reserve estimates for its three Bolivian producing assets (Bolivar mine, Porco mine, and Caballo Blanco Group of mines)   Arturo takes us through the important investment the Company made over the last year, but especially during Q3, into the Zimapan Mine in Mexico, as they work to lower costs and increase production output and revenues.  He also outlines the key silver, zinc, lead, copper production profiles and growth and optimization potential at their 5 Bolivian Mines:  Bolivar, Porco, Tres Amigos, Reserva, and CQCQT.  We also review how their San Lucas ore feed-sourcing and metals trading business smooths out the processing throughput at their Bolivar, Porco, and Done Diego mills and processing centers, while helping support local mining initiatives in Bolivia.   If you have any follow up questions for Arturo regarding Santacruz Silver,  then please email them in to me Shad@kereport.com.   In full disclosure, Shad is a shareholder of Santacruz Silver at the time of this recording.   Click here to follow the latest news from Santacruz Silver Mining

Working Capital = Value Improvement:This is the LEAST sexy part of business but the value it can unlock is substantial.  GET THIS RIGHT!!!!  Greg BeckChief Growth Officer & Sunbelt M&A AdvisorFocalPoint Advisory Serivceshttps://gregbeck.focalpointcoaching.com/https://transactionreadiness-gregbeck.scoreapp.com/gbeck@focalpointcoaching.comgbeck@sunbeltnetwork.comOffice: Office: 937-866-4611 ext 5Cell: 513-379-2399www.linkedin.com/in/greg-beck

In finance interviews, understanding net working capital is key—it's a crucial measure of a company's liquidity and ability to meet short-term obligations. Here's a peek into our WSMM training clips, where we break down exactly how changes in assets and liabilities impact cash balances across the three financial statements. This clip will give you the clarity you need to navigate these questions with confidence. Get the insights that will set you apart and strengthen your technical foundation! Want help securing an offer from a top tier firm on Wall Street? Apply here: wallstmastermind.com/applyutm_source=podcastep290

This episode dives into how accounts payable (AP) automation optimizes working capital and achieves cost savings. Our guest, Mark Brousseau from Brousseau & Associates, who collaborates closely with the Institute of Finance and Management (IOFM), shares his insights on leveraging AP automation to reduce overhead costs, enhance visibility into cash flow and spending, rationalize the Days Payable Outstanding (DPO) metric, and highlight the benefits that companies miss out on by not automating their AP processes.

Send us a textMastering key financial concepts is essential for driving business success. In this episode, Steve Coughran cuts through the complexity and explains the six critical concepts you need to know for maximizing free cash flow and firm value. From NOPAT and working capital to growth strategies and WACC, Steve breaks down how these drivers can transform your business. Whether you're a CEO or business leader, this episode offers clear, actionable insights to help you focus on what really matters and build long-term value. Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. Support the show

Send us a textLearn why having profits doesn't always mean having cash and how it could be holding your business back. Steve breaks down common cash flow issues and explains how your inventory and accounts receivable might be tying up cash. In this episode, you'll discover strategies to free up working capital, improve cash flow, and avoid the pitfalls that can lead even profitable businesses to bankruptcy. Whether you're running a startup or scaling an established company, these insights are crucial for long-term financial health and growth. Here's how to get started with Boosting Your Financial IQ:Step 1:  Test your financial IQ for FREEStep 2: Download the FREE appStep 3:  Take the Fundamentals of Finance courseDisclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Get the free BYFIQ app and Starter Course here: https://www.byfiq.com/app Support the show

In episode 79 the Investing in Impact podcast, I speak with Ed Marcum, the Managing Partner of the Working Capital Fund, on the innovations creating a more transparent and responsible global supply chain.With over 20 years of experience in human rights and venture capital investing, Ed has worked across the for-profit, nonprofit, and public policy sectors.Previously, he spent more than a decade at Humanity United, guiding initiatives to address forced labor in corporate supply chains.He holds a bachelor's degree from the University of California, Berkeley, and an MBA/MA from The Wharton School and the Lauder Institute at the University of Pennsylvania.About the Working Capital FundThe Working Capital Fund is on a mission to improve the lives of marginalized workers, catalyzing economic justice by investing in innovative solutions that address the deep-seated challenges of global supply chains.Global supply chains are enormous, involving millions of workers across thousands of businesses. On average, a Fortune 500 company works with over 10,000 suppliers, producing the goods that consumers rely on daily.However, these supply chains are often associated with some of the most pressing challenges humanity faces, including forced labor, unfair wages, and environmental degradation.Annually, over $354 billion worth of goods are at risk of being tainted by forced labor, with more than 17 million workers trapped in modern slavery conditions.These challenges are often hidden deep within supply chains, making them difficult to detect and resolve. Moreover, supply chains are a primary contributor to greenhouse gas emissions, exacerbating the climate crisis.How the Working Capital Fund Works to Create ImpactThe Working Capital Fund focuses on investing in technologies and solutions that address the injustices inherent in global supply chains.Through its strategic investments, it aims to create a positive impact on workers and the environment. Key areas of focus include:1. AI-Enabled Transparency ToolsOne of the biggest challenges in addressing supply chain issues is the lack of transparency. Corporations often do not have visibility into the practices of their suppliers, making it difficult to identify labor violations or environmental concerns.By investing in AI-enabled transparency tools, the Working Capital Fund is empowering companies to map their entire supply chains and assess risks in real time.These tools offer a clear view of potential human rights abuses or environmental risks, helping businesses make more informed decisions about their suppliers.2. Worker-Voice SolutionsEmpowering workers is a critical part of creating a fair and just supply chain. The Working Capital Fund invests in worker-voice solutions that give laborers the tools they need to hold their employers accountable.These solutions allow workers to anonymously report unsafe working conditions, wage theft, or other violations, providing valuable feedback to companies and regulators.With this data, stakeholders can take action to improve labor conditions and ensure that workers' rights are respected.3. Financial Technology for Fair PayEnsuring fair wages for workers is another priority for the Working Capital Fund.By investing in financial technologies, the Fund is helping to create systems that ensure workers are paid promptly and fairly.These technologies also help gather sustainability data on upstream suppliers, providing insights into whether they are adhering to ethical labor practices.With this information, companies can work towards ensuring that their entire supply chain is both economically and socially responsible.

Send us a textCash flow is often more important than profit when evaluating a business. Many companies with high profits struggle due to poor management of working capital and capital expenditures. Focusing on free cash flow, the true indicator of a company's financial health, leads to better investment decisions. Understanding how to analyze a business beyond EBITDA and profit margins, factoring in working capital needs and capital intensity, can help you optimize your business for long-term growth and success. Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. Support the show

OUTLINE OF THIS EPISODE:M&A Negotiations IntroductionSetting the Tone for Fairness in M&A NegotiationsBalancing Interests in M&A TransactionsTransparency and Trust in M&A NegotiationsDeal Fatigue and Negotiation StrategiesImpact of Win-Win Negotiations on Post-Transaction Relationships RELATED EPISODESEpisode 174: Buy-Side M&A: Tackling the most Challenging task of Finding a Willing Seller. Listen now >>Episode 143: Perfect in M&A Doesn't Exist: Learn Where you can Flex. Listen now >>Episode 100: Looking back at 100 Episodes and Narrowing in on Working Capital. Listen now >> Listen to Shoot the Moon on Apple Podcasts or Spotify.Buy, sell, or grow your tech-enabled services firm with Revenue Rocket.

 In this week's episode of Maximize Business Value, Tom dives into the complexities of taxation, working capital mechanics, and post-close liabilities during a business transition. Learn why it's essential to start planning for taxes far in advance, how working capital requirements work, and why post-close liabilities often stay with the owner. Tom also highlights the importance of involving a skilled CPA, financial planner, and attorney to ensure a smooth transaction. Tune in to gain a better understanding of these crucial elements! CONNECT WITH TOMFacebook: https://www.facebook.com/masterypartnersLinkedIn: https://www.linkedin.com/in/tom-bronson/Website: https://www.masterypartners.com/Please be sure to like and follow for more great content to help YOU maximize YOUR business value!Tom Bronson is a serial entrepreneur and business owner. He is currently the founder and President of Mastery Partners, Mastery Mergers & Acquisitions, and the Business Transition Summit. All three companies empower business owners to maximize business value and serve business owners in different capacities to help them achieve their dream exit. As a business owner, Tom has been in your situation a hundred times and knows what it takes to craft the right strategy. Bronson is passionate about helping business owners and has the experience to do it. Tom has two books to help business owners on their journey to a dream exit: "Maximize Business Value Playbook," (2023), and "Maximize Business Value, Begin with the EXIT in Mind," (2020). Both are available on Amazon. ...

Send us a textIn this episode, we dive into the essential topic of working capital and its critical role in a company's financial health. Steve breaks down the difference between working capital and operating working capital, explaining why it's vital for managing cash flow and preventing financial surprises. Through real-world examples, you'll learn how changes in current assets and liabilities impact your cash position and why focusing on operating working capital is key to sustaining daily operations. Tune in to better understand this hidden driver of business success.Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. Support the show

Send us a textIn this episode of Boosting Your Financial IQ, Steve Coughran discusses a critical yet often overlooked issue for fast-growing businesses—managing capital intensity. He explains how, even with profitability, a business can face bankruptcy if working capital and capital expenditures are mismanaged. Steve shares insights and practical calculations to help entrepreneurs avoid growing their businesses into financial trouble. Tune in to learn how understanding your capital requirements can keep you on the path to sustainable growth. Here's how to get started with Boosting Your Financial IQ:Step 1:  Test your financial IQ for FREEStep 2: Download the FREE appStep 3:  Take the Fundamentals of Finance courseDisclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Get the free BYFIQ app and Starter Course here:  https://www.byfiq.com/appGet the free BYFIQ app and Starter Course here: https://www.byfiq.com/app Support the show

Gino Barbara is a real estate entrepreneur, he has grown his portfolio to over 350 million in assets under management and is teaching others how to do the same. Gino Barbaro is the co-founder of Jake & Gino, a multifamily real estate education company that offers coaching and training in real estate founded upon their proprietary framework of Buy Right, Manage Right & Finance Right In this episode, we talked about:Government and Economic PoliciesGino's View on Financial IntelligenceReal Estate Investment ChallengesHappy Money ConceptReal Estate Market ReactionsWealth Building through Real EstatePurpose-Driven Financial GoalsUseful links:https://www.linkedin.com/in/gino-barbaro-03973b4bhttps://jakeandgino.com/Transcription:Jesse Fragale (00:01.767)Ladies and gentlemen, my name is Jesse Vergali and you're listening to Working Capital, the real estate podcast. Our returning guest today, Gino Barbaro, as a real estate entrepreneur, he has grown his portfolio to over 350 million in assets under management and is teaching others how to do the same. We could do a long -winded introduction here, but we've done it before and let's get it from the horse's mouth. Gino, how's it going?Gino (00:23.35)I'm doing good, Jesse. How you doing, brother?Jesse Fragale (00:25.509)I'm doing great. It's been a while. I think over a year since we last spoke. So I'm really excited to talk about what's going on in your corner of the world. In terms of where you're recording today, are you still in Florida? Do I have thatGino (00:40.182)Yes, I'm still living in St. Augustine, Florida. I would not leave it for the world. Best place on the planet to live, in my opinion.Jesse Fragale (00:47.281)So from, what was it, pizzas, pizzas on the East coast and now in Florida in the sun.Gino (00:51.342)Yeah. It's been a big transition. used to live in New York. I left back in 2017. I have six kids. So the kids were the older kids and the younger kids loved it. The two in the middle were like, Dad, what are you doing? You're killing me. Took them a couple of years. But then when COVID hit, everything changed. We're living in the land of freedom down in Florida. And they're like, OK, Dad, now I see why you moved down here. Then I started talking to them about property taxes and about no state income tax. And they're like, how much are you saving?Why didn't you move sooner, dad? I said, I didn't know. What you don't know, you don't do it. So we love living down here, Jesse.Jesse Fragale (01:25.339)Yeah, we're just joking before the show about kind of the Canadian environment versus, you know, Florida obviously being a red state, very different, different experience being a landlord in that, in that state. So we haven't talked like I said, from the outset in a little while. So why don't you give us an update? You know, what, what's going on in your world right now in terms of, you know, what you're seeing in the market and the deals you're working on. I knowGino (01:33.059)Yes.Gino (01:37.035)IJesse Fragale (01:53.179)from up north here, we see a lot in the news right now. You guys have kind of a crazy presidential run going on. There's the economies on the top of the list for a lot of business people and landlords. So what are you seeing out there and what's been goingGino (02:08.398)Well, the first comment that I'd like to make is I never thought I'd have to go on X to get my news. I never thought I'd have to do that. And I'll tell you, Jesse, I was never

Tune in now as our special guest, Steve Selengut, a 40+ year professional investment manager/advisor/RIA/IAR, shares his expertise in creating income independence for both individuals and other advisors. Currently coaching others on how to achieve financial freedom, Steve is also promoting his second book,   Retirement Money Secrets. With a distinguished career as a private investment manager, he personally managed around 325 individual portfolios across the USA and abroad, making him one of the few investment book authors who have directly managed other people's money.   In this episode, Steve reveals how to generate more potential spending money than you or your clients need, quarter after quarter, year after year.   This approach empowers you to confidently say, "Neither a stock market correction, nor rising interest rates, will hurt portfolio income. In fact, either condition will help grow the income even faster."   This is an essential listen for anyone serious about securing their financial future and achieving true income independence.   Learn more here: https://theincomecoach.net/

Nicholas Spezio, Director of Transaction Services at Expo Group, discusses the world of private equity and venture capital. Private equity firms invest capital into mature businesses with long-term growth potential, often seeking a controlling stake. Venture capital firms, on the other hand, invest in early-stage companies in exchange for equity. Spezio emphasizes that private equity investors are attracted to recurring revenue-based businesses, while venture capitalists are interested in early-stage investments. He also discusses the timing of selling a business and the challenges that entrepreneurs face when transitioning to being an employee after selling their business. Private equity firms invest in mature businesses, while venture capital firms invest in early-stage companies. Private equity investors are attracted to businesses with recurring revenue streams. The timing of selling a business depends on the owner's future plans and goals. Entrepreneurs should carefully consider their reasons for selling and the long-term implications before making a decision. Integration post-acquisition can be a laborious process, requiring financial and operational due diligence. Working capital calculations can be contentious in deals, and sellers should be prepared for adjustments and negotiations.  

Pushpendra Mehta meets with Paul Galloway, Senior Director, Advisory Services at Strategic Treasurer, to review the latest treasury news and developments. Topics of discussion include the following: Treasury plan to boost working capital effectiveness and organizational resilience US inflation data primes markets for September rate cut Eight Japanese chipmakers plan US$30 billion investment in semiconductors Saudi Aramco begins issuing US dollar-denominated bonds  

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What does it mean for capital to be "working"? Today we unpack this concept, which is plays an important role in understanding the balance sheet, cash flow, and projecting cash flows in a DCF model.For recruiting help, join the WSO Academy waitlist today!Contact: investmentbankinginsights@gmail.com

In this episode, CJ interviews Dustin Pederson of Locus Robotics, as part of his series of interviews with CFOs from pre-IPO companies recorded live on the floor of the New York Stock Exchange. Dustin explains the Robot-as-a-Service (RaaS) model, a subscription-based service, how it works, and how it makes money. He and CJ do a deep dive into business models that rely on supply chains, the unique challenges of managing inventory, and tactical tips for CFOs looking to optimize their cash conversion cycles. They also examine the unique metrics tracked by Locus Robotics as both a hardware and software company compared to that of pure SaaS models. Dustin provides helpful information and tactical advice on how to build an ROI model and present it to buyers. He also shares insights on Locus Robotics' market positioning, specialized ERPs for warehouses, and how the interactions between humans and robots play out in the companies Locus Robotics serves. If you're looking for an ERP head to NetSuite: https://netsuite.com/metrics and get a customized KPI checklist.—SPONSORS:Leapfin is accounting automation software that automatically prepares and posts reliable journal entries. High-growth businesses like Reddit, Canva, and Seat Geek choose Leapfin to eliminate manual tasks, accelerate month-end close, and enable accounting leaders to provide faster insights to help their companies grow. To automatically standardize your revenue data with measurable business impact, check out leapfin.com today. Mercury is the fintech ambitious companies use for banking and all their financial workflows. With a powerful bank account at the center of their operations, companies can make better financial decisions and ensure that every dollar spent aligns with company priorities. That's why over 100K startups choose Mercury to confidently run all their financial operations with the precision, control, and focus they need to operate at their best. Learn more at mercury.com.Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust®; Members FDIC.NetSuite provides financial software for all your business needs. More than 37,000 thousand companies have already upgraded to NetSuite, gaining visibility and control over their financials, inventory, HR, eCommerce, and more. If you're looking for an ERP platform ✅ NetSuite: https://netsuite.com/metrics and get a customized KPI checklist. Maxio is the only billing and financial operations platform that was purpose built for B2B SaaS. They're helping SaaS finance teams automate billing and revenue recognition, manage collections and payments, and put together investor grade reporting packages.

Patrick breaks down Net Working Capital into digestible bites. Working Capital is incredibly confusing and usually makes deals fall apart in the 11th hour.   Podcast Nuggies: WALK THE MONEY Understanding the Collection of AR + Days to pay vendors Ask the Experts Ampleo: The Go-To Source for Financial Due Diligence https://lp.ampleo.com/transaction-advisory   Want to invest in amazing entrepreneurs with vetted deals? Send a note to monica@letsbuyabusiness.com or r@letsbuyabusiness.com   Ready to level up but not 1 on 1 consulting? **How to Buy Your First Small Business through Acquisition Entrepreneurship** https://letsbuyabusiness.com/course

It's no secret that money is tight for CPG brands. The era of surplus investor funding is gone for now, and businesses need leaner operations. That said, you still need cash to grow, so when and how can you get it? I've invited on Jim and Carly from Aion to discuss when you should access working capital as a CPG Brand.Learn more about Aion Financial HereStartup to Scale is a podcast by Foodbevy, an online community to connect emerging food, beverage, and CPG founders to great resources and partners to grow their business. Visit us at Foodbevy.com to learn about becoming a member or an industry partner today.

**In this Episode of the Becoming a Badass Pharmacy Owner Podcast; Dr. Lisa Faast with guest Carlos Weil will talk about Cash Flow to overcome DIR Fees** **Show Notes:** 1. **Carlos Weil Introduction** [2:22] 2. **Cash Flow Management** [3:41] 3. **Pharmacy Transition** [7:58] 4. **Inventory & Receivables** [13:45] 5. **Working Capital** [18:19] 6. **Financing Options** [23:17] 7. **Providing Safety Net** [36:13] Websites Mentioned: https://capitalsolutionsbancorp.com/ Contact Info: Carlos Weil – CEO Capital Solutions Bancorp Direct (239) 264-4102 Office (800) 499-6179 x406 Cell (239) 822-9906 – only 24/7 ----- #### **Becoming a Badass Pharmacy Owner Podcast is a Proud to be Apart of the Pharmacy Podcast Network**

Join "C-Roc" in an insightful conversation with Jesse Fragale, a seasoned real estate investor and podcast host, as they delve into the nuances of the real estate industry. Jesse, who initially entered the YouTube realm through commercial real estate videos for BiggerPockets, shares his journey from commercial real estate to hosting the Working Capital real estate podcast. With close to 180 episodes under his belt, Jesse's podcast provides a platform for engaging discussions with industry leaders, offering listeners valuable insights into the ever-evolving real estate landscape. Throughout the episode, Jesse offers a unique perspective on real estate investment strategies, drawing from his experiences in both the Canadian and US markets. He discusses the challenges and opportunities present in different regions, highlighting the differences in landlord-tenant regulations between Canada and the US. Jesse explains how he strategically navigates these challenges, including exploring niche markets such as student housing to maximize investment returns. As the conversation unfolds, Jesse shares his vision for the future, expressing his commitment to continuous learning and growth within the industry. With a focus on giving back and positively impacting aspiring real estate investors, Jesse aims to leverage his experience and expertise to become an influential figure in the real estate community. Tune in to this episode for an engaging discussion on real estate investment strategies, market dynamics, and the path to success in the industry, featuring the experienced insights of Jesse Fragale. https://www.instagram.com/jessefragale/

SBA Express Working Capital Loans are a good option for small businesses seeking fast funding. Although the SBA does not issue these loans directly, they guarantee a portion of the loans that originate from lenders. There are 14 direct licensed SBA loan originators available, and it is recommended to work with a PLP lender. The express loan offers quick turnaround times, with responses typically received within 36 hours, and loan amounts of up to $500,000. General qualifications for the loan include meeting the SBA's definition of a small business, having good credit scores and financial history, and the ability to repay the loan. Beau helps businesses navigate the loan process by working with banks, credit unions, and non-bank SBA lenders to find the best fit for their needs. Most lenders don't offer working capital loans, but the speaker has a handful of core partners who do. If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )

In the bustling world of entrepreneurship, stories of resilience, determination, and innovation often emerge as guiding lights for aspiring founders. One such narrative is that of Ricardo Pero, a Brazilian-born entrepreneur who embarked on a transformative journey from the corporate world to building a multimillion-dollar empire in the heart of the United States.

Walter is an American  Austrian School economist and anarcho-capitalist theorist. He was the Harold E. Wirth Eminent Scholar Endowed Chair in Economics at the School of Business at Loyola University New Orleans and a senior fellow of the non-profit think-tank Ludwig von Mises Institute in Auburn, AlabamaIn this episode, we talked about:•⁠  ⁠Walter's Bio & Background•⁠  ⁠Friedrich Hayek Works•⁠  ⁠Austrian Approach to Business Cycles and Economy Recession•⁠  ⁠Free Speech•⁠  ⁠Monopolies•⁠  ⁠Rent ControlUseful links:Friedrich Hayek “Prices and Production”, “Human Action”, “Man Economy”Transcriptions:Jesse (0s): Welcome to the working capital real estate podcast. My name's Jessica Galley And. on this show, we discuss all things real estate with investors and experts in a variety of industries that impact real estate. Whether you're looking at your first investment or raising your first fund, join me and let's build that portfolio one square foot at a time. ladies and gentlemen, my name's Jesse Fragale. You're listening to Working Capital. The Real. Estate Podcast. It is my special honor to have Walter Edward Block on the show. Walter is an American, Austrian School economist, and anarcho capital theorist.He was the Herald e worth eminent scholar, endowed chair in economics at the School of Business at Loyola University in New Orleans, and a senior fellow of the non profit think tank, Ludwig von Mises Institute in Auburn, Alabama. How's it going? Walter? PrettyWalter (50s): Good. I want to add, I'm not just an American economist, I'm also a Canadian. I worked for the Fraser Institute for about 12 years from 1979 to 1991. And I am a, a Canadian citizen, so I'm, I'm also, I don't know how to say out and about yet correctly, but otherwise I'm a Canadian as well. You'reJesse (1m 12s): Out of the, out of the closet. Out of the closet on the Canadian front that, yeah, that is, that is news to me. Were you born in, in Canada or just citizenship?Walter (1m 22s): Brooklyn.Jesse (1m 23s): Brooklyn, New York. Brooklyn. Okay. That's what I thought. Interesting. Okay. Well, you know, for those that don't know on the podcast, we mainly talk real estate with, as listeners know, we sprinkle in economists. I think you're, you're definitely unique in the sense that some of your thoughts may not be in the mainstream of, of your typical left right kind of political ideology. I, I kind of discovered you in, in high school actually, with, with some of the works that I think you wrote in the seventies, if I remember correctly.And I just think that the, some of the concepts that you talk about touch on real estate, rent control, some of the economic aspects, minimum wage. But for those that that don't know your work, don't know you Walter, maybe you could give a bit of a background, you know, how, what was your journey, you know, become an economist and, and what you do today?Walter (2m 14s): Well, it all started with me and Bernie Sanders. Bernie and I went to high school together for, we overlapped for four years, and we were sort of buddies because we were on the same track team and we ran the same events. I have to tell you, my Bernie Sanders joke, it's not at his expense. Bernie Sanders joke is that Bernie doesn't run away from much, he didn't run away from socialism even before socialism became as popular as it is now.Banks, in part to his efforts, he didn't run away not only for ex-cons voting, but even convicts voting. But there's one person that he ran away from, and that's me. Why? Because we both did the same event about a mile, and his time was about four 30 and I never broke five minutes.

In today's episode of the 2024 Outlook Series, host Craig Jeffery is joined by Edward Galvin, Head of B2B Commercial Payments Sales at VISA. They discuss the evolving treasury technology landscape, exploring key shifts and strategies for adaptation, as well as the challenges and opportunities posed by the rapid adoption of APIs and embedded banking. The 2024 Outlook Series features interviews with treasury experts about their expectations, projections, and insights for the year ahead. Find more 2024 Outlook Series episodes here. Growth Corporates Working Capital Index: https://visa-commercial-solutions.visa.com/knowledge-hub/report-working-capital-index

Register here for the webinar, Working Capital 101https://bit.ly/3IGEZWQGet $200 off your ticket to the M&A Launchpad Conference in Houston on May 11th:https://www.malaunchpad.com & enter code ACQUIRINGMINDSStephen Olmon & Collin Trimble set out to roll up the alarm industry in Texas. Alarm Masters is their first acquisition.Topics in Stephen and Collin's interview:All about the alarm, fire, & security industryTheir roll-up strategyMoats in the form of risk and licensing requirementsValuation based on monthly recurring revenueEducating their lenders on industry practicesUsing a holdback to mitigate attrition riskChoosing to offer both installation and serviceThe supply of technicians in this industryThe value of Collin's sales skillsStrategic questions they asked during due diligenceReferences and how to contact Stephen and Collin:Stephen Olmon TwitterStephen Olmon LinkedInCollin Trimble TwitterCollin Trimble LinkedInAlarm MastersWork with an SBA broker who focuses exclusively on helping entrepreneurs buy businesses:Matthias Smith of Pioneer Capital AdvisoryGet a complementary pre-acquisition HR & PEO review for your target business:Contact mark@aspenhr.com or visit Aspen HRConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on Twitter

Register here for the webinar, Working Capital 101https://bit.ly/3veZaYPAlan Lochridge left a career in consulting to buy a 20-year-old $5.5m hardscaping contractor with strong fundamentals.Topics in Alan's interview:Years of searching before acquiringUnderstanding the ROBS financing strategyReiterating company values weeklyHis day-to-day role as ownerRestructuring to do more with fewer peopleEmbracing digital marketing and CRM toolsWhy he's so comfortable with project-based revenueAdvantage of a negative cash conversion cyclePros and cons of using subcontractorsGetting his general contractor's licenseReferences and how to contact Alan:LinkedInalan@stonemanrocks.comThe Stone ManGet a complementary pre-acquisition HR & PEO review for your target business:Contact mark@aspenhr.com or visit Aspen HRLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on Twitter

Register here for the webinar, Working Capital 101https://bit.ly/3IFObuBGet $200 off your ticket to the M&A Launchpad Conference in Houston on May 11th:https://www.malaunchpad.com & enter code ACQUIRINGMINDSDespite an overwhelming transition, today Dan Tagliatela has 17x'd his initial investment and delegated the day-to-day.Topics in Dan's interview:His background in investingWhat margins indicate about a businessReturn on assets as a quality metricAcquiring a pavement sealing companyGeographic density advantage of the businessHis goal to double volume over 10 yearsReplacing the antiquated robocall machineStress of learning and upgrading at the same timeBuying a window cleaning companyThe Goldilocks approach to managementReferences and how to contact Dan:LinkedInCompetitive Strategy by Michael PorterCompetitive Advantage by Michael PorterGet complimentary due diligence on your acquisition's insurance & benefits program:Oberle Risk Strategies - Search Fund TeamWork with an SBA broker who focuses exclusively on helping entrepreneurs buy businesses:Matthias Smith of Pioneer Capital AdvisoryConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on Twitter

In this episode of the Short Term Rental Secrets podcast features hosts Mike Sjogren and Emanuele Pani interviewing Blake Dailey, a former Air Force construction project manager turned real estate investor specializing in short-term rentals and boutique hotels. Blake shares his journey from starting with a VA house hack to owning a portfolio of boutique hotels, emphasizing the importance of learning from failures and not rushing the process. He provides detailed advice on estimating renovation costs, managing contractors, and ensuring successful projects through proper planning and budgeting. The hosts also discuss the upcoming boutique hotel conference aimed at educating investors about entering and succeeding in the boutique hotel space. Throughout the episode, the importance of maintaining a work-life balance and being intentional with time management as a business owner is highlighted. 00:00 Embracing Failure and Learning Lessons 00:22 Introduction to the Hosts and the World of Short Term Rentals 01:04 Personal Updates and the Power of Perspective 03:59 Special Guest Introduction: Blake's Journey from Air Force to Real Estate Mogul 07:48 Blake's Evolution in the Real Estate Industry 11:10 The Complexities and Learning Curves of Managing Hotels 16:52 The Importance of Teamwork and Skill Transfer in Real Estate 20:34 Unlocking the Secrets to Finding the Right Contractors 22:00 Navigating Contractor Licenses and Avoiding Costly Mistakes 23:32 The Critical Role of Working Capital in Construction Projects 27:02 Effective Contractor Management and Incentive Strategies 32:26 Mastering Rehab Budgets for Large Projects 36:24 Announcing a Boutique Hotel Conference: A Deep Dive 39:32 Finding Balance in Life and Business After Quitting Your Job Blake Dailey's Bio: Blake Dailey began his real estate investing career buying and renovating hurricane-damaged homes in Panama City, FL, and stumbled upon a high cash-flowing short-term rental strategy acquiring houses with ADUs. After surpassing his W2 income with his cash flow, Blake pivoted to commercial multifamily and syndicated his first large apartment deal – a 66-unit in NC. Combining his experience with raising money and doing commercial deals and BRRRRing STR properties, Blake jumped into commercial short-term rentals by converting run-down hotels/motels into renovated boutique hotels. Blake has owned five boutique hotels and a handful of short-term rental homes across California, Florida, and Utah, along with the 66-unit apartment complex. He buys, renovates, and operates boutique short-term rentals. Connect with Blake: https://www.instagram.com/blakejdailey https://www.youtube.com/@BlakeDailey Connect with the Hosts Michael Sjogren: Short Term Rental Secrets Facebook Group | Clubhouse | Instagram | Youtube | Facebook Page | Linkedin https://linktr.ee/mikesjogren Emanuele Pani: Clubhouse | Instagram | Facebook | Linkedin Watch Mike's free masterclass training on www.strsecrets.com/masterclass Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, I speak with Markita Morris-Louis, the CEO of Compass Working Capital. Markita holds deep expertise in equity and asset building, housing, and healthcare. A proud native of North Philadelphia, raised in subsidized housing, Markita holds degrees from Brown University, New York University School of Law, and studied at the University of Natal in Durban, Republic of South Africa. Compass Working Capital, is a national nonprofit engaging in policy advocacy, direct service, and capacity building to end asset poverty for families with low-incomes and to narrow the racial and gender wealth gaps. Markita's leadership focuses on centering equity in every aspect of Compass' work, leveraging asset building as a pathway out of poverty, and amplifying the voices of those Compass serves to shift narratives about communities experiencing poverty and financial challenge. 

Kane Willmott is the Co-Founder and CEO of iQ Offices, a luxury coworking company with locations in Toronto, Vancouver, Ottawa and Montreal. Kane has over 20 years of entrepreneurial experience, assisting in the startup of multiple real estate brokerages as well as a public company listed on the Toronto Stock Exchange.  In this episode, we talked about:Kane's Background & First Steps in Real EstateCo-Working Workspace EvolutionEnterprise Co-WorkingCo-Working vs Sublease/LeaseOffice Market OverviewResourcesUseful links:https://www.iqoffices.com/https://www.linkedin.com/in/kane-willmott/?originalSubdomain=caTranscriptions:Jesse (0s): Welcome to the working capital real estate podcast. My name's Jessica Galley And. on this show, we discuss all things real estate with investors and experts in a variety of industries that impact real estate. Whether you're looking at your first investment or raising your first fund, join me and let's build that portfolio one square foot at a time. ladies and gentlemen, my name's Jesse Ali, and you're listening to Working Capital. The Real Estate Podcast. My guest today is Kane Willmott. Kain is the co-founder and CEO of iQ Offices, a luxury coworking company with locations in Toronto, Vancouver, Ottawa, and Montreal Kane, how you doing?Kane (37s): I'm good, Jesse. How are you doing?Jesse (39s): Doing great today. So for, you know, for those that don't know, iQ Offices the largest Canadian node coworking operator with eight locations in downtown Toronto, Vancouver, Ottawa, and Montreal. And I think I've got e everyone there. Is that right? Kane? YouKane (52s): Got it. Perfect.Jesse (54s): So, Kane, for those that you know, for those that don't know who you are, are iQ, Offices. What we'd like to do with most guests is basically have a little bit of a backgrounder on how you got into the real estate space, and then maybe we could talk a little bit of about iQ and how you got into that world after.Kane (1m 10s): Great. Yeah, well, I'll try and make it a short story because I've been in the, in the business quite a while, but I started at a university at Pricewaterhouse, large accounting firm, and I found out very early on that that, that, that really wasn't for me in terms of the job and what I was doing every single day. And, but it, it taught me a lot about, about what I wanted to do really with the rest of my career. And I moved to Toronto that I, I went to school in Waterloo, moved to Toronto, and got into brokerage in 1998 and had the great fortune of working for Craig Smith and Brian Murphy.Craig Smith started Asher Urban Realty. And I went over and started that with him about a year into my career. So I had the opportunity to really go through, starting up a business very early on in my career, in a fairly low risk way from an opportunity cost perspective. And, and I had a lot of great mentorship and guidance from Craig Smith. So from there started another brokerage with another partner, ultimately took a company public, and then started a company called Spire Commercial Realty, another brokerage with Alex Sharp, who's my business partner now in iQ Offices.So we started Spire in 2009, focused on investment sales, and then in 2012 we got into iQ. So that's like the, the short genealogy of, of how we got to where we are now. But I can say in terms of why we started iQ, I started in office leasing in 98. And what I found in 2011 when we started looking at this as a business model, is that office space was transacting in t

Chris Picciurro is a highly respected expert in US-based Tax Planning and Strategy for Real Esate Investors, with international recognition as a presenter on the subject. He is based in Franklin, TN, where he currently resides with his family. Chris holds several accreditations, including a CPA, MBA, PFS, and ARA. He is an accomplished public speaker, recognized for delivering informative and engaging presentations at notable events hosted by organizations such as the National Association of Tax Professionals (NATP), Michigan Association of CPAs, and the Memphis Investment Group. He also previously participated as an Adjust Professor at Baker College and Davenport University.In this episode, we talked about:Chris's Bio & BackgroundCanadian Investing in the United StatesDealing with Losses in Real EstateDepreciationOffsetting Gains Tax ConsiderationsAsset DispositionResourcesUseful links:https://www.chrispicciurro.com/https://www.linkedin.com/in/picciurro/https://www.facebook.com/YourRealEstateCPA/Transcriptions:Jesse (0s): Welcome to the working capital real estate podcast. My name's Jessica Galley And. on this show, we discuss all things real estate with investors and experts in a variety of industries that impact real estate. Whether you're looking at your first investment or raising your first fund, join me and let's build that portfolio one square foot at a time. ladies and gentlemen, my name's Jesse Alii. You're listening to Working Capital. The Real Estate Podcast. My returning guest today is Chris Paterno is a respected expert in US-based tax planning and strategy for real estate.Investors with international recognition as a presenter on the subject. He's based in Franklin, Tennessee, where he currently resides with his family. Chris holds a number of different accreditations, including CPA, MBA, PFS and ARA. Chris, welcome back to the show. How you doing?Chris (53s): I am amazing, Jesse, thanks so much for having me back. I really enjoyed our episode a few years ago and, and we still get people asking questions about it. So, you know, I'm, I'm excited to be back here honored and there's been some changes over the last few years that we wanted to make Canadian residents that are doing business in the United States aware of you have a an amazing following, amazing community. So I'm always, again, always honored to come back on the show.Jesse (1m 22s): Well, I appreciate it. Yeah. you know, from time to time I get these questions about the, the original interview we did. So we'll have some link in the show notes for that. I think we also put it out on YouTube. If you just type in investing in US real estate from Canada and you put my name Jesse Fragale or Chris's, you'll probably be able to pop that video out. But to make things easy, we'll also put a link in the show notes on that one. So, Chris, we've, we probably haven't talked, if I look at this episode, that was December, 2020, which is crazy to think it's been that long.Wow. So I always say there's a lot has happened over the last couple years, but before we even kind of get into it, why don't you give a little bit of a backgrounder for listeners, kind of who you are, how you got into, into real estate, and, you know, what you do today for, for individuals.Chris (2m 22s): Absolutely. So, yeah, my name, my name's Chris Picciurro, again, CPA Love Real estate investing. I and I have been a CPA here in the States for well over 20 years, the last 15 years niching in helping real estate investors

Mike discusses some hard hitting points of e-commerce with long-time friend John Canetta, including whether e-commerce will ever get easier, the hidden stresses of running an ecommerce business, and how John was able to recover from losing 80% of his business during quarantine.    With a new year coming around, it looks like the ecommerce landscape only gets more and more difficult. Amazon introduces more changes to storage fees, the number of competitors increase day by day, along with all the other stresses of a growing e-commerce business. In fact, the last time I've experienced an "easy" ecommerce year was back in 2019.    That's why I've invited John over to the podcast to discuss today's topic. John is a 7-figure business owner, with almost as much (if not more) years in experience selling on Amazon and Google than I do.     Here's some timestamps to help you skip to your favorite parts: 0:00 - Introduction 0:30 - Ad Spot 2:46 - Podcast Starts  4:49 - Background on John 6:22 - The Hidden Stresses of an E-Commerce Business 9:15 - Difficulty of E-commerce 11:43 - Why Cash is King 13:10 - Ecommerce Struggles  14:36 - Evaluating the Financial Model  16:09 - The EOS Model  17:33 - Tracking Return on Working Capital  19:04 - 1 SKU Brand vs 100 SKU Brand  22:51 - Machinery Manufacturing Issues    As always, if you have any questions or anything that you need help with, reach out to us at support@ecomcrew.com if you're interested.    Don't forget to leave us a review on iTunes if you enjoy our content. If you have any questions, send us an email at support@ecomcrew.com. We'd love to help you in any way we can.    Until next time, happy selling!

Episode 498: Shaan Puri (https://twitter.com/ShaanVP) and Sam Parr (https://twitter.com/theSamParr) talk about the coolest stuff they've seen this week—like why Nancy Pelosi may be out-investing Warren Buffet and how Cultural Tutor is winning Twitter by taking it more seriously than everybody else.  Want to see more MFM? Subscribe to our YouTube channel here. Want MFM Merch? Check out our store here. Want to see the best clips from MFM? Subscribe to our clips channel here. — Check Out Sam's Stuff: • Hampton - https://www.joinhampton.com/ • Ideation Bootcamp - https://www.ideationbootcamp.co/ • Copy That - https://copythat.com/ Check Out Shaan's Stuff: • Try Shepherd Out - https://www.supportshepherd.com/ • Shaan's Personal Assistant System - http://shaanpuri.com/remoteassistant • Power Writing Course - https://maven.com/generalist/writing • Small Boy Newsletter - https://smallboy.co/ • Daily Newsletter - https://www.shaanpuri.com/ — Show Notes: (0:00) Intro (2:00) Bill Gurley exposes the grift of regulation (7:00) Deion Sanders on “60 Minutes”  (14:00) CFO Secrets on negotiating like an M&A master (21:00) The Cultural Tutor's obsession with writing one tweet — Links: • Bill Gurley's All-In Talk - https://www.youtube.com/watch?v=F9cO3-MLHOM • Autopilot: https://www.joinautopilot.com/ • Deion Sanders “60 Minutes” interview - https://www.youtube.com/watch?v=h8PSWeRLGXs • Deion Sanders Jr's YouTube Channel - https://www.youtube.com/channel/UC_n7zvkh3y3PLBIUA1lHkjw • The Score Takes Care of Itself - https://tinyurl.com/jtspe367 • CFO Secrets - "Uncovering The Mystery of Working Capital in M&A" - https://www.cfosecrets.io/p/working-capital-adjustment-peg-m-a • The Cultural Tutor on David Perell - https://www.youtube.com/watch?v=1pBxikHRCXI • The Cultural Tutor twitter - https://twitter.com/culturaltutor • Vacation Sunscreen - https://www.vacation.inc/ — Past guests on My First Million include Rob Dyrdek, Hasan Minhaj, Balaji Srinivasan, Jake Paul, Dr. Andrew Huberman, Gary Vee, Lance Armstrong, Sophia Amoruso, Ariel Helwani, Ramit Sethi, Stanley Druckenmiller, Peter Diamandis, Dharmesh Shah, Brian Halligan, Marc Lore, Jason Calacanis, Andrew Wilkinson, Julian Shapiro, Kat Cole, Codie Sanchez, Nader Al-Naji, Steph Smith, Trung Phan, Nick Huber, Anthony Pompliano, Ben Askren, Ramon Van Meer, Brianne Kimmel, Andrew Gazdecki, Scott Belsky, Moiz Ali, Dan Held, Elaine Zelby, Michael Saylor, Ryan Begelman, Jack Butcher, Reed Duchscher, Tai Lopez, Harley Finkelstein, Alexa von Tobel, Noah Kagan, Nick Bare, Greg Isenberg, James Altucher, Randy Hetrick and more. — Other episodes you might enjoy: • #224 Rob Dyrdek - How Tracking Every Second of His Life Took Rob Drydek from 0 to $405M in Exits • #209 Gary Vaynerchuk - Why NFTS Are the Future • #178 Balaji Srinivasan - Balaji on How to Fix the Media, Cloud Cities & Crypto • #169 - How One Man Started 5, Billion Dollar Companies, Dan Gilbert's Empire, & Talking With Warren Buffett • ​​​​#218 - Why You Should Take a Think Week Like Bill Gates • Dave Portnoy vs The World, Extreme Body Monitoring, The Future of Apparel Retail, "How Much is Anthony Pompliano Worth?", and More • How Mr Beast Got 100M Views in Less Than 4 Days, The $25M Chrome Extension, and More