Podcasts about balance sheets

Hawaiian Holdings, Inc. (HA) is the parent company of Hawaiian Airlines, a prominent carrier serving travelers to and from Hawaii, although it faces challenges due to the cyclical nature of the airline industry and the unique geographical factors impacting its operations. At the end of the month, we will publish an Arch Capital episode that will cover the company: Adyen. Listen closely as Brett and Ryan go through the history, financials, and future prospects of HA. Enjoy the show! ****************************** Subscribe to our Substack to receive free show notes and charts that go along with every episode: https://chitchatmoney.substack.com/ Want updates on future shows and projects? Follow us on Twitter: https://twitter.com/chitchatmoney Contact us: chitchatmoneypodcast@gmail.com Timestamps Company Background | (1:43) Industry | (12:17) Management & Ownership | (19:47) Earnings | (25:02) Balance Sheet | (29:00) Valuation | (30:57) Our Analysis | (32:44) Disclosure: Chit Chat Money hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation. Brett Schafer and Ryan Henderson are general partners and portfolio managers at Arch Capital. Arch Capital and its partners may hold securities discussed on this show.

For Episode 157 of the Wealth On Any Income Podcast, Rennie welcomes back Fritz Gilbert.Fritz retired in 2018 at the age of 55 after a 33-year career in Corporate America.  For the past 8 years he has been writing about his preparation for, and transition into, retirement on The Retirement Manifesto, the award-winning blog he founded 3 years prior to retirement.  In addition to the blog, Fritz published his first book in 2020, Keys to a Successful Retirement, which captures his key things he learned from his journey into retirement.Interested in some key things to help you achieve a great retirement?In this episode, Rennie and Fritz cover:01:45 Rennie and Fritz discuss a cousin of Rennie's who is about to retire and doesn't have a concrete plan for the non-financial aspects, which Fritz shares is not uncommon.03:45 The word “retirement” and how it makes Rennie uncomfortable, and how Fritz sees it.05:16 How Fritz likes to refer to retirement as the starting line and how that fits for everyone including the FIRE community (Financial Independence Retire Early).07:29 Fritz shares an update on the charity he and his wife run – Freedom for Fido – and how it has grown in the last two years.10:45 The things Fritz feels that, beyond a paycheck, need to be considered to position you to have a great retirement.12:33 Fritz shares the story of how a friend of his tried to unsuccessfully use his work skills with his wife at home after retirement!13:16 How the life changes retirement brings can impact everyone in the household and why discussing that ahead of time is important.15:59 Fritz can be contacted via his website theretirementmanifesto.com where he also has over 400 articles that he has written on his retirement journey.“But if you think a little bit deeper, and this is what you realize, when you leave work, paid work, voluntarily, or maybe not voluntarily. But when you're no longer working, you start realizing all of the non-financial benefits you also received from work. And thinking about how you're going to replace all of those in retirement, or once you're financially independent, that's where your focus should be. And it is things like relationship, right? You have relationships in the office, or in the plant, if you work in a plant. You have a sense of purpose. You've got a structure to your day. You've got objectives. You're driving towards achieving something. You get that sense of accomplishment when you put together a presentation and give it to the boss and you get the little pat on the head and say, Hey, good job on the presentation. You've got all of those things that just are gone, the day you leave. And most people don't realize the importance of all of those non-financial benefits from work until they're gone.” – Fritz GilbertTo learn more about Fritz and read his extensive blog visit theretirementmanifesto.com.If you'd like to know how books, movies, and society programs you to be poor, and what the cure is visit wealthonanyincome.com/tedx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice® and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose'.Rennie's Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose:https://wealthonanyincome.com/wealthwithpurposeRennie's 9 Days to Financial Freedom program:https://wealthonanyincome.com/programsConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/

When is the right time to start a new business? What should the economy look like?  Why do startups fail? What pitfalls should a new owner understand and avoid? In this week's episode, George and Shawn talk about these issues, with a focus on income, debt, financial statements, and other issues that may affect the new, small business owner. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind, the energy boosting, focus enhancing, productivity shot that needs to become a part of your morning ritual. Order yours at www.magicmind.com/crushdebt, and enter the code crushdebt for a discount! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Royal Caribbean (RCL) is a major cruise line operator known for its diverse fleet of ships and global itineraries, but it has faced significant challenges in the wake of the COVID-19 pandemic and ongoing regulatory concerns in the cruise industry. At the end of the month, we will publish an Arch Capital episode that will cover the company: Adyen. Listen closely as Brett and Ryan go through the history, financials, and future prospects of RCL. Enjoy the show! ****************************** Subscribe to our Substack to receive free show notes and charts that go along with every episode: https://chitchatmoney.substack.com/ Want updates on future shows and projects? Follow us on Twitter: https://twitter.com/chitchatmoney Contact us: chitchatmoneypodcast@gmail.com Timestamps Company Background | (3:32) Industry | (14:15) Management & Ownership | (23:33) Earnings | (26:37) Balance Sheet | (30:33) Valuation | (34:50) Our Analysis | (36:57) Disclosure: Chit Chat Money hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation. Brett Schafer and Ryan Henderson are general partners and portfolio managers at Arch Capital. Arch Capital and its partners may hold securities discussed on this show.

Interview with Arturo Préstamo Elizondo, Exectuive Chairman & Interim CEO of Santacruz Silver Mining (TSX-V: SCZ)Our previous interview: https://youtu.be/uSMBY6VvSwoRecording date: 4th September 2023Santacruz Silver focuses on managing, acquiring, exploring, and developing mineral assets across Latin America. In Bolivia, the company operates the Bolivar, Porco, and Caballo Blanco Group, which includes the Tres Amigos, Reserva, and Colquechaquita mines. Additionally, the Soracaya exploration initiative and the San Lucas ore procurement and trading venture are also based in Bolivia. The Zimapan mine is located in Mexico.—View SantaCruz Silver's Company Profile: https://www.cruxinvestor.com/companies/santacruz-silver-miningSign up for Crux Investor: https://cruxinvestor.com

For Episode 156 of the Wealth On Any Income Podcast, Rennie is joined by Chellie Campbell. Chellie treats money disorders - spending bulimia and income anorexia. She's been teaching Financial Stress Reduction principles for 33 years and has written 3 books, including The Wealthy Spirit, a page-a-day book that is also a popular Facebook group. Chellie's mission is to put the fun back in funds!Are you interested in treating your money disorder?In this episode, Rennie and Chellie cover:01:53 Chellie's journey from being hired by a small bookkeeping firm to doing what she does today – putting the fun back in funds!04:00 Chellie's strategy for BUDGETS (Baby U Deserve Getting Everything).05:16 How the three books Chellie published didn't make er a lot of money in sales, but how it helped her in her business.06:14 Chellie wrote her book The Wealthy Spirit because she loves to teach by story and how she was surprised when her publisher was looking for a second book!08:27 What the “glad game” is and how Chellie uses it every day.09:24 Chellie's charity of choice is The Midnight Mission – downtown Los Angeles and the great work they do.09:55 Chellie is currently working primarily in her Facebook group – The Wealthy Spirit – where she does a 10-minute video to inspire her members to do positive affirmations every day.11:27 Faith without work is dead – Chellie shares why action is also critical.13:28 Chellie shares her biggest failure and the valuable lessons she learned from that experience.19:00 How you can contact Chellie by visiting her website https://chellie.com or email her at chellie@chellie.com. By visiting her website you can get her Top 14 Absolutely Amazing Abundance Affirmations.19:43 If you would like to sign up for The Wealthy Spirit Facebook Group for $7 for the first 30 days visit: https://chellie.com/the-wealthy-spirit-group/aff/74  use the discount code: dolphingold“My group is for people who are maybe even reluctant to do the positive thinking, but they're really professionals at the negative thinking. And I have to get them out of that if they're willing to do the work to change - which isn't hard - but you got to do it. You've got to do positive affirmations every day. I'm sorry, you're thinking negative ones 60,000 times a day. So it's just a little switch, and it'll feel uncomfortable to begin with, but that's a sign that you really need it.” – Chellie CampbellTo learn more about Chellie and to get her top 14 Absolutely Amazing Abundance Affirmations visit her website https://chellie.com/To sign up for The Wealthy Spirit Facebook Group for $7 for the first 30 days visit: https://chellie.com/the-wealthy-spirit-group/aff/74use the discount code: dolphingoldIf you'd like to know how books, movies, and society programs you to be poor, and what the cure is visit wealthonanyincome.com/tedx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice® and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose'.Rennie's Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose:https://wealthonanyincome.com/wealthwithpurposeRennie's 9 Days to Financial Freedom program:https://wealthonanyincome.com/programsConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/

This show is brought to you by SmartCookie Media where we provide end-to-end podcast production and VIP Day marketing services. Book a complimentary content session and ask for our free podcast checklist here.   Do business owners retire? They can when they build to sell!   In this episode, we're on-location! Nicole meets with three special guests to talk about how to buy or sell a business, profitably.   Meet Marc Ruiz, wealth advisor and partner at financial planning firm Oak Partners, Scott Steinwart, the first VP and regional chief sales officer for a large Midwestern bank, First Merchants Bank, and Terry McMahon, CPA with McMahon & Associates who has almost 50 years of experience in valuations, buy-sell agreements, marital dissolution, and estate planning.   Today, they share stories to highlight their best practices for planning, what the bank is looking at during an acquisition, and how having a “football team” of professionals makes all the difference.   Get Weekly Tools to Build Your Business (for free!): The Entrepreneur's Toolkit Connect with Nicole: Nicole Schmied Linkedin; @Nicole Schmied Get Your Data-Driven Marketing Strategy: SmartCookie Media FREE: Content Strategy Session Visit: Oak Partners Visit: McMahon & Associates Visit: Scott Steinwart LinkedIn Have a story to tell? Signup here: www.serialentrepreneurshow.com     **The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor. Nicole Schmied with SmartCookie Media, Marc Ruiz with Oak Partners, Terry McMahon with McMahon & Associates, and Scott Steinwart with First Merchant's Bank are separate and unaffiliated entities from LPL Financial.**

To get the latest from Denise Dunlap, you can follow her below!LinkedIn - https://www.linkedin.com/in/denisedunlap55/ Learn more about Sage Growth Capital - https://www.sagegrowthcapital.com*All other companies discussed in this episode are linked on their website above. Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.com And don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

Ryanair Holdings (RYAAY) is a major European low-cost airline, celebrated for its no-frills approach and expansive route network, while also facing regulatory and competitive hurdles in the industry. At the end of the month, we will publish an Arch Capital episode that will cover the company: Adyen. Listen closely as Brett and Ryan go through the history, financials, and future prospects of Ryanair. Enjoy the show! ****************************** Subscribe to our Substack to receive free show notes and charts that go along with every episode: https://chitchatmoney.substack.com/ Want updates on future shows and projects? Follow us on Twitter: https://twitter.com/chitchatmoney Contact us: chitchatmoneypodcast@gmail.com Timestamps Company Background | (2:00) Industry | (20:13) Management & Ownership | (26:00) Earnings | (30:06) Balance Sheet | (32:21) Valuation | (34:53) Our Analysis | (35:42) Disclosure: Chit Chat Money hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation. Brett Schafer and Ryan Henderson are general partners and portfolio managers at Arch Capital. Arch Capital and its partners may hold securities discussed on this show.

Welcome to this week's Intangible Balance Sheet Episode. This week we hear from Mike Alexander. His incredible optimism and integrity shine through and his story is a testament to unwavering nobility and loyalty. Mike recounts his unique upbringing and how the principles of his Father shaped his life and values. He candidly shares how his father's teachings on loyalty, integrity, optimism, and nobility have influenced his personal and professional life even today. Listen in for more!  Please check out and subscribe to my Youtube Channel and Newsletter! JOSH KLOOZ, CFP®, MBA SENIOR WEALTH PLANNER Phone 281.719.0036 Text 281.699.8691 Fax 281.719.0156 jklooz@carsonwealth.com 1780 Hughes Landing | Suite 570 The Woodlands, TX 77380 Music by bensound.com

Welcome to this week's Intangible Balance Sheet Episode. This week we hear from Mike Alexander. His incredible optimism and integrity shine through and his story is a testament to unwavering nobility and loyalty. Mike recounts his unique upbringing and how the principles of his Father shaped his life and values. He candidly shares how his father's teachings on loyalty, integrity, optimism, and nobility have influenced his personal and professional life even today. Listen in for more!  Please check out and subscribe to my Youtube Channel and Newsletter! JOSH KLOOZ, CFP®, MBA SENIOR WEALTH PLANNER Phone 281.719.0036 Text 281.699.8691 Fax 281.719.0156 jklooz@carsonwealth.com 1780 Hughes Landing | Suite 570 The Woodlands, TX 77380 Music by bensound.com

For Episode 155 of the Wealth On Any Income Podcast, Rennie is joined by Michael Brenner.Michael is a Top Chief Marketing Officer, Content Marketing and Digital Marketing Influencer, and an international keynote speaker. He is also the author of "Mean People Suck" and "The Content Formula" and the CEO and Founder of Marketing Insider Group, a leading Content Marketing Agency. Michael has worked in leadership positions in sales and marketing for global brands like SAP and Nielsen, as well as for many thriving startups. Today, Michael helps build successful content marketing programs for leading brands and startups alike.Have you heard about ‘The Content Formula'?In this episode, Rennie and Michael cover:01:55 How Michael's frustration as a salesperson with the support he was getting led him to a career switch to marketing.02:52 Michael shares the most important thing to focus on when it comes to marketing.03:38 The charity that is special to Michael, a local charity in his county called NorthStar.04:49 Michael shares who his target market is – people just like him!05:43 Michael shares a little about his biggest failure, which is the focus of his book ‘Mean People Suck' and what else he learned from that experience.08:16 Rennie and Michael discuss how it is “survival of the friendliest” not “survival of the fittest” when it comes to human (and wolf pack) success.10:02 Michael shares a little about the focus of his book ‘The Content Formula' and how you can get a copy by connecting with him on LinkedIn (https://www.linkedin.com/in/michaelbrenner/) and sending him a message you heard him on our podcast.11:14 Michael shares his favorite tip to answer the question ‘What's the one piece of content, what's the one type of marketing story that every company should focus on?'.“In the book, The Content Formula, I talk about how every company should be sharing the things that they know, the things that are helpful to their target audience. Those messages are much better received - it almost sounds ridiculously obvious - than what we think we're supposed to be saying, ‘Hey, we're awesome, we're great, buy our stuff because it's better than the next guy's'. And no one wants to hear that. It's like the analogy of the guy that walks in the bar and says, ‘Will you marry me?' No one's going to say yes to that. But you know, the person who walks in the bar and says, ‘Hey, everybody, how you doing? What's going on'? The person that asks questions, the person that seems interested, that shares interesting stories, and tells people what might be helpful to them, that's how you can generate and attract the target audience that you want and grow your business.” – Michael BrennerIf you wish to contact Michael visit his LinkedIn profile at https://www.linkedin.com/in/michaelbrenner/To get a free PDF of the book, The Content Formula send Michael a LinkedIn message, that you heard him on the Wealth On Any Income Podcast.If you'd like to know how books, movies, and society programs you to be poor, and what the cure is visit wealthonanyincome.com/tedx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice® and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose'.Rennie's Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose:https://wealthonanyincome.com/wealthwithpurposeRennie's 9 Days to Financial Freedom program:https://wealthonanyincome.com/programsConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/

For Episode 154 of the Wealth On Any Income Podcast, Rennie is joined by Jeremy Stevenson. Jeremy is a family business growth and transition strategist, He founded iBridge to get back to what he loves, helping family businesses achieve their goals and plan for tomorrow. He has co-founded and sold a $1B+ company, consulted with 100+ businesses, and worked for/managed several family businesses - so he knows what family businesses look like.Outside of business, Jeremy mentors military veterans, advocates for animal welfare, is a car and bourbon enthusiast, and tries to play golf.Do you have a family business looking toward the future?In this episode, Rennie and Jeremy cover:01:49 What Jeremy means by using the word “trying” in regards to playing golf.02:24 Why family businesses are so important to not only Jeremy but the US economy, and why he feels it is so important to help them succeed. 03:26 Jeremy shares the importance of taking time for succession planning in family-owned businesses. 04:32 The importance of having clear intentions of what type of transition will be targeted for the business and what the founders' plans are for their future after that transition takes place.06:32 Jeremy's love for animals and the many ways he supports them, but also his work with military veterans, why that cause is important to him, and how he helps them to transition to civilian life.09:10 Jeremy clarifies his target market of family businesses, usually enterprises that have been multi-generational and are typically business-to-business (B2B).11:40 How a lot of what Jeremy does is navigate the family dynamics of business governance – as he is usually involved in ending or selling the business.   12:28 One of Jeremy's lessons he has learned is that business partnerships are dangerous and how not all friends or family make good business partners.15:25 How you can get in touch with Jeremy by visiting his LinkedIn profile at https://www.linkedin.com/in/jeremy-ibridge/ or calling his phone number 502-741-7852.“I can tell you that I saw a stat - not too long ago actually - from a company that I'm affiliated with, that did a polling and it said 81% of business owners that sold or passed their business along wish they would have done more to plan for that scenario. And it's not always about the end goal, but that's kind of like a road trip, you got to know where you're going before you can figure out how to get there. I mean, there's a lot of things you can do in between now and then. How do I grow the business? How do I create a better family harmonious environment so we're collaborative and we're on the same page and all this good stuff, driving towards a focused goal? But you've got to know what that focused goal is, whether it's going to be, at least in pencil form, and an external sale, or it's going to be an internal succession plan passing down to X, and whoever X is needs to be ready to take the reins. So, this stuff doesn't happen overnight. It takes time. Again, the earlier you start, the better, as they usually say.” – Jeremy StevensonTo contact Jeremy visit his LinkedIn profile at https://www.linkedin.com/in/jeremy-ibridge/ or his phone number is 502-741-7852.If you want to learn more about Jeremy visit his LinkedIn profile at https://www.linkedin.com/in/jeremy-ibridge/If you'd like to know how books, movies, and society programs you to be poor, and what the cure is visit wealthonanyincome.com/tedx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice® and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose'.Rennie's Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose:https://wealthonanyincome.com/wealthwithpurposeRennie's 9 Days to Financial Freedom program:https://wealthonanyincome.com/programsConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/

Listen in this week to hear portions of Joanne Marime's intangible balance sheet. She grew up in Kenya, shares her story of  coming to America despite having her visa application be denied 7 times!  You'll hear themes of perseverance and resilience and also learn more about learning to differentiate between a ‘no' and a ‘wait', You wont want to miss this incredible story!  Please check out and subscribe to my Youtube Channel and Newsletter! JOSH KLOOZ, CFP®, MBA SENIOR WEALTH PLANNER Phone 281.719.0036 Text 281.699.8691 Fax 281.719.0156 jklooz@carsonwealth.com 1780 Hughes Landing | Suite 570 The Woodlands, TX 77380 Music by bensound.com

Clean Your Balance SheetsSeason 3, Episode 3Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial take a closer look at how companies should watch their balance sheet in higher interest rate environments on this episode of “Our Three Cents.” "Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.Click Here to Subscribe to the Henssler Money Talks podcast. 

Discover Financial Services (DFS) is a financial services company that offers credit cards, personal loans, and banking products, catering to consumers and businesses, and navigating challenges from the competitive credit card industry and economic fluctuations. At the end of the month, we will publish an Arch Capital episode that will cover the company: Sprouts Farmers Market. Listen closely as Brett and Ryan go through the history, financials, and future prospects of Discover Financial. Enjoy the show! ****************************** Subscribe to our Substack to receive free show notes and charts that go along with every episode: https://chitchatmoney.substack.com/ Want updates on future shows and projects? Follow us on Twitter: https://twitter.com/chitchatmoney Contact us: chitchatmoneypodcast@gmail.com Timestamps Company Background | (2:58) Industry | (16:37) Management & Ownership | (20:13) Earnings | (28:19) Balance Sheet | (32:23) Valuation | (34:32) Our Analysis | (38:28) Disclosure: Chit Chat Money hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation. Brett Schafer and Ryan Henderson are general partners and portfolio managers at Arch Capital. Arch Capital and its partners may hold securities discussed on this show.

For Episode 153 of the Wealth On Any Income Podcast, Rennie is joined by Eli Natoli. Eli is an international bestselling author, speaker, and marketing strategist who helps experts scale their income, impact, and freedom and move from one-on-one coaching or consulting to offers where they can sell to many people, without complexity and overwhelm.Eli's simple Pilot to Profit framework has helped thousands of coaches and business professionals sell one-to-many offers, including online courses, membership, and group programs - to the tune of over $40M in sales. Are you ready to pilot your offer to profit?In this episode, Rennie and Eli cover:01:55 Eli shares with us her journey and why she is now offering her services to her clients.03:52 The one-to-many concept that Eli uses and why she loves it!05:21 The causes that Eli supports – The Children of Persia (https://childrenofpersia.org/).06:17 The type of clients that are drawn to Eli's Service First Marketing strategy and what that strategy is.08:02 What Eli considers her biggest failure, how she overcame it, and what she learned from that experience.10:56 A case study from Eli's Pilot to Profit program and how it isn't about selling but showing up to help the people.13:19 How you can register for one of Eli's upcoming webinars about pre-selling visit https://elinatoli.com/presell.This comes back to the whole idea of really stepping into your prospect's shoes, and to understand them and not being worried about how you sound and all that - all those things fall into place. Because one of the biggest things, especially people who are heart-centered, like I am, the main thing that I hear from them is - I hate selling. I'm not a salesperson. I always tell them like, you don't have to be a salesperson. I hate selling too. It's not even about selling just show up trying to help the people you're meant to help. – Eli NatoliTo register for one of Eli's upcoming webinars visit https://elinatoli.com/presell.If you want to learn more about Eli visit https://elinatoli.co/.If you'd like to know how books, movies, and society programs you to be poor, and what the cure is visit wealthonanyincome.com/tedx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice® and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose'.Rennie's Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose:https://wealthonanyincome.com/wealthwithpurposeRennie's 9 Days to Financial Freedom program:https://wealthonanyincome.com/programsConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/

In this Intangible Balance Sheet Episode, Josh interviews Jim Crump, a health insurance agent and resident of LaGrange, Georgia. Jim shares his background and highlights the importance of family in his life. He mentions that his grandparents instilled important attributes, such as love of country, dedication to duty, and helping others, which he continues to carry forward.The conversation delves into the influence of Jim's community, centered around church activities, where families looked after each other, creating a strong sense of safety and support. Jim shares some of his guiding principles, which revolve around his faith in God and Jesus Christ. He believes that loving God and one's neighbors is paramount and encompasses all other ethical principles.Jim shares a life-changing decision he made around 10 years ago when he left corporate America because he felt compelled to manage people in a way that contradicted his principles. This decision led him to pursue self-employment and allowed him to help others while finding fulfillment in his work.The podcast concludes with Jim's ethical will, emphasizing the importance of leaning on a higher power, living a life to be proud of, and supporting and loving one's family. Please check out and subscribe to my Youtube Channel and Newsletter! JOSH KLOOZ, CFP®, MBA SENIOR WEALTH PLANNER Phone 281.719.0036 Text 281.699.8691 Fax 281.719.0156 jklooz@carsonwealth.com 1780 Hughes Landing | Suite 570 The Woodlands, TX 77380 Music by bensound.com

Lane Kawaoka currently owns 10,000+ units across the US. He lives in Hawaii and recently quit his day job as a Professional Engineer with a MS in Civil Engineering & Construction Management and a BS in Industrial Engineering.Lane partners with investors who want to build their portfolio, but are too busy to mess with “tenants, toilets, and termites,” by curating opportunities in his Hui Deal Pipeline Club where his investors have personal access to him and know that Lane is personally putting his money on the line too. The Hui Deal Pipeline Club has acquired over $2.1B dollars of real estate acquired by syndicating over $186 Million Dollars of private equity since 2016. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.

1-Cost Segregation 2-Balance Sheet 2-P&L aka Income Statement. Do you have any ideas/questions? Share some feedback go to www.savvypodcast.com

Lowe's Companies, Inc. (LOW) is a prominent home improvement retailer, capitalizing on a robust housing market while tackling competition and supply chain complexities in the evolving retail landscape. At the end of the month, we will publish an Arch Capital episode that will cover the company: Sprouts Farmers Market. Listen closely as Brett and Ryan go through the history, financials, and future prospects of Lowe's. Enjoy the show! ****************************** Subscribe to our Substack to receive free show notes and charts that go along with every episode: https://chitchatmoney.substack.com/ Want updates on future shows and projects? Follow us on Twitter: https://twitter.com/chitchatmoney Contact us: chitchatmoneypodcast@gmail.com Timestamps Company Background | (3:52) Industry | (17:05) Management & Ownership | (22:30) Earnings | (26:20) Balance Sheet | (28:41) Valuation | (31:02) Our Analysis | (32:16) Disclosure: Chit Chat Money hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation. Brett Schafer and Ryan Henderson are general partners and portfolio managers at Arch Capital. Arch Capital and its partners may hold securities discussed on this show.

Today, we have an amazing guest, Matt Bontrager, who makes a lot of impact talking about bookkeeping and accounting, the power of working with a team, and the game of saving more money and building wealth by minimizing taxes and avoiding audits! Matt Bontrager is a CPA, and Managing Partner at TrueBooks, a platform that provides Tax, Accounting, Bookkeeping, and CFO Services for real estate investors. He is also the Founder of Bookkeeping Blueprint, a groundbreaking bookkeeping course that leverages AI technology to help you build a 6-figure business from scratch. Through Matt's entrepreneurial spirit, and expertise in accounting, in 2020, he jumped off the cliff from a solid W2 role to engage partnership and build a firm. He always makes accounting attractive, and able to help people pay less (sometimes zero) in taxes.   Some Questions I Ask: Where did these all start and how TrueBooks came to be? How did you exercise that confidence and lean into that identity as a business owner? How did you position yourself and what did you do to make yourself an attractive partner? Why is Accounting so important and why so many people neglect this area when it comes to finances? What are some of those mistakes that you see entrepreneurs and business owners making with their taxes and finances? How do you dissect P&L and Balance Sheets? What is the healthy rhythm and approach for how to stay intimate with your P&L and Balance Sheet? When should people be thinking about how far and advance should they be talking with their CPA or thinking about tax planning to save much money? How should business owners be thinking and approaching the budget for proper accounting and tax planning? Is there any new IRS code that's changing for investors and entrepreneurs to be paying attention to in the near future? What are the best practices that people should take to avoid getting audited? What are some of the best proven tax loopholes that people should be consistently looking at taking advantage of these and they aren't?   In This Episode, You Will Learn: Mitigating risk and cloud thoughts on shifting career path.  The power of working with a team to succeed faster. The importance of getting in tune with your income and expenses.  Saving a ton of money with bookkeeping.  Matt's best tax planning advice.  How to avoid big audits.    Quotes: “[Accounting] It is truly a language of business.” “Your accounting should be saving you a ton of money, much more than what you are paying them.”   Resources Mentioned: Quickbooks   Connect with Matt Bontrager on:  https://www.instagram.com/mattbontrager/ https://www.truebookscpa.com/   Sponsor Links: Brevo: Visit https://brevo.com/mindcast or Use the code MINDCAST and get 50% off your first 3 months!   Show Brought To You By: www.MillionaireMindcast.com Questions? Comments? Do you have a success story you would like to share on the show?  Send us an email to: Questions@MillionaireMindcast.com

Traditional discounts and coupon codes can be problematic for brands. Enter cashback offers, a game-changer for e-commerce. This new system allows shoppers to make full-price purchases and then claim a discount afterward, either in cash or store credit. Brands can discount more aggressively and still be profitable, while shoppers who choose store credit show they are not solely driven by price. This strategy adds margin and leads to a more frequent and profitable first purchase.In this episode, Jordan West and Oren Charnoff, from Fondue uncover a new trend in cashback offers for shoppers and how it can be more profitable for retailers compared to traditional discounts. Listen and learn in this episode!Key takeaways from this episode:Pop-ups now offer cashback instead of just discountsSome shoppers don't claim the discount, while others choose between cash or site creditAbout three-quarters of shoppers claim nothing or take gift cards, which is more profitableCashbacks prevent leakage or margin bleeding from coupon codesCashback system more profitable for retailersShoppers have 6 months to claim cashback, but most claim it within 11 minutes or 2 daysAverage liability period for cashback is around two weeksCoupon codes are problematic as the only way to offer discountsShoppers connect with brands for reasons beyond priceCashback offers an alternative by allowing discounts after a full-price purchaseBrands can discount more aggressively and still be profitable through cashback programFounder-led sales attract brands and contribute to successPeople care about people and like to contribute to their successBeing a person can have a greater impact than being a companyPeople follow individuals on social media, not necessarily companies.Recommended App:Fireflieshttps://app.fireflies.ai/Recommended Link:Fonduehttps://www.getfondue.com/Postscripthttps://postscript.io/Today's Guest:Oren Charnoff is Co-founder and CEO at Fondue, a Shopify app that is helping Ecommerce brands grow profitably. They work with the entire range of ecommerce from small DTC brands to publicly traded companies, and from electric scooters to astrology candles.Prior to starting Fondue, Oren was on the founding team at Hanaco Ventures - a now $1.5b venture fund investing in early and growth stage tech companies.Connect and learn more about Oren and Fondue here: Website: https://www.getfondue.com/LinkedIn: https://www.linkedin.com/in/orencharnoff/X: https://twitter.com/OCharnoffGet 5 Offers for 2 Products (10 in total) along with 10 highly engaging tried and true creatives, 30 captivating headlines, descriptions, and ad texts sent to you for only $99. Go to https://www.upgrowthcommerce.com/offer and order now - this offer is only available for a limited tiWe love our podcast community and listeners so much that we have decided to offer a free eCommerce Growth Plan for your brand! To learn more and how we can help, click here: upgrowthcommerce.com/grow Join our community and connect with other eCommerce brand owners and marketers! https://www.facebook.com/groups/secretstoscalingpodcast

Startups have a lot going on. A lot. But all the growth in the world won't matter if you aren't building a solid accounting and reporting foundation. Enter our new Start-Up Company Series of episodes, focusing on financial reporting basics – the balance sheet this go-around. So join Embarkers Adam Olsen, Zac Smith, and Mack Martinez for insights, tips, and best practices specifically for startups. Dig in!For more information on startup- and reporting-related topics:6 Ways to Improve the Reporting Side of Your Record to Report ProcessChart of Accounts Examples, Template, and TipsManaging Growth: 7 Critical Questions CFOs Should AskConnect with Embark on: LinkedIn Instagram Twitter Facebook YouTube Listen to Accounting Matters on Apple Podcasts, Google Play, and Spotify.

In this episode of "Blood, Sweat & Balance Sheets," host FloQast Co-founder and CEO Mike Whitmire chats with FloQast's first business development representative and current Managing Director, EMEA, Adam Zoucha, Managing Director about his incredible journey from audit at Deloitte to becoming a successful account executive, sales manager, and now, a key figure in FloQast's European expansion.Listen in as Mike and Adam reminisce about FloQast's early days, operating out of the cramped FloQast House in Valley Village, learning how to sell accounting software, trying (and failing) to double as an accountant at FloQast, and ultimately, launching FloQast's office in London, and what that process was like. In three years as General Manager and VP of FloQast, EMEA, Adam has helped scale FloQast's presence in the region while growing the team to over 40 employees in the process.Join Mike and Adam as they discuss the "roll up your sleeves" mindset that has been crucial in shaping FloQast's success, and how Adam's understanding of the market, empathy for colleagues, and dedication to mentorship have all contributed to making FloQast the company it is today. This candid conversation offers valuable insights into leadership, growth, and the journey of a finance company making its mark in the world. If you're curious about the inner workings of a dynamic leader and the growth of a prominent finance company, this episode is a must-listen.Blood, Sweat & Balance Sheets is available on all major podcast platforms. Subscribe now to gain valuable insights from finance industry leaders.

For Episode 152 of the Wealth On Any Income Podcast, Rennie is joined by Giuseppe Grammatico. Giuseppe is a franchise veteran who simplifies the process of franchising and excels at guiding his candidates to the model that best suits them. His greatest joy is helping people realize the American dream and sharing the freedom that comes from franchising. In addition to two decades in franchising, he also has 20 years of sales, marketing, and management experience.As Giuseppe says, “Not everyone is motivated by money and fame.” From learning about his candidates' specific goals for their businesses and lives he can guide them down their dream path. He says, “Freedom Favors the Bold.”Are you ready to consider owning a franchise as a business or side hustle?In this episode, Rennie and Giuseppe cover:02:28 Giuseppe shares his “why” with us – to educate people about their options.03:50 The charities that Giuseppe supports with his time and with his money – SCORE, Panthers Let's Eat, Goodwill, and Women for Women.05:08 The two target markets that Giuseppe primarily supports.06:19 What Giuseppe considers his biggest mistake or failure and what he learned from that experience that he knows will help you too!08:56 Giuseppe shares a case study of one of his clients who went from being a security guard to owning a staffing agency franchise.12:05 How you can book a call with Giuseppe or get a free copy of his book ‘Franchise Freedom' by visiting https://ggthefranchiseguide.com/book/.14:54 Giuseppe's advice on creating a safety net and how he defines being fully diversified.‘That's what I tell everyone. It's you know, getting, owning a business, whatever that vehicle is, real estate, franchise, non-franchise, whatever path, it's essentially creating a safety net for you at the end of the day. So, if you do lose your job, you do have that side hustle, that side income. It doesn't have to be a franchise, whatever that business or vehicle is, I always tell everyone is a way of protecting yourself.' – Giuseppe GrammaticoTo book a call with Giuseppe or to get a free copy of his book ‘Franchise Freedom'  visit https://ggthefranchiseguide.com/book/To learn more about Giuseppe visit https://ggthefranchiseguide.com/about/.If you'd like to know how books, movies, and society programs you to be poor, and what the cure is visit wealthonanyincome.com/tedx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice® and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose'.Rennie's Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose:https://wealthonanyincome.com/wealthwithpurposeRennie's 9 Days to Financial Freedom program:https://wealthonanyincome.com/programsConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/

This week's Intangible Balance Sheet features David Sawyer! Listen in as David shares some of his family story and how he traces his entrepreneurial DNA to his Grandfather. David also shares his experience in transitioning careers and how his desire to continually learn and grow has served him well. Lastly, David shares his desire is to lead his family and organization with authenticity.  Please check out and subscribe to my Youtube Channel and Newsletter! JOSH KLOOZ, CFP®, MBA SENIOR WEALTH PLANNER Phone 281.719.0036 Text 281.699.8691 Fax 281.719.0156 jklooz@carsonwealth.com 1780 Hughes Landing | Suite 570 The Woodlands, TX 77380 Music by bensound.com

Changes in Grain Balance Sheets Machine Investments Another Round of Hot, Dry Weather   00:01:05 – Changes in Grain Balance Sheets: Dan O'Brien, K-State grain economist, begins today's show with a grain market update. Dan reviews what the recent balance sheets are showing for crops in the United States.  Dan O'Brien on AgManager.info   00:12:05 – Machine Investments: Continuing the show is Kansas Farm Management Association economists Chelsea Plummer and Bob Kohman with information about recent work they did to learn more about machinery investments and cost structures.  agmanager.info/kfma Risk and Profit Online Conference    00:23:05 – Another Round of Hot, Dry Weather: K-State meteorologist Chip Redmond concludes today's show with a weather update. He says Kansas is still seeing the impacts from the last hot and dry spell but should be expecting another one in the coming week.   mesonet.ksu.edu   Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan

Today, Arden hosts Dr. Jhilam Biswas, an Instructor in Psychiatry at Harvard Medical School and a board-certified Adult and Forensic Psychiatrist. They discuss the connection between crime and mental illness.  Dr. Biswas examines how frequently violent behavior and impaired judgment are rooted in trauma. She outlines the steps taken to evaluate the mentally ill and how, unfortunately, becoming involved in the judicial system may provide insight into the incarcerated. Don't miss this informative episode of Beyond the Balance Sheet.   IN THIS EPISODE:   [01:10] Arden introduces Dr. Jhilam Biswas and shares her background and accomplishments, and Dr. Jhilam Biswas defines forensic psychiatry  [05:58] Jhilam discusses violent behavior, impaired judgment, and trauma [11:13] Jhilam explains the steps she would go through to evaluate a trauma victim [16:02] The lack of awareness of a patient makes treatment more difficult [20:54] How the rock bottom moment in the penal system can provide a respite period. Discussion of socio-economic levels as they relate to mental illness [28:11] Jhilam shares a story of helping an individual accused of murder   KEY TAKEAWAYS:   All socioeconomic groups are affected by mental illness. When mentally ill individuals are unaware of their disease, they are much less likely to understand they need treatment. A traumatic brain injury can contribute to mental illness, and unfortunately, since a brain injury cannot be seen, it may be discounted by untrained professionals.   RESOURCES:   Beyond the Balance Sheet Website   Dr. Jhilam Biswas - LinkedIn   Dr. Jhilam Biswas - Facebook   BIOGRAPHY:   Jhilam Biswas, MD, is an Instructor in Psychiatry at Harvard Medical School and board certified in Adult and Forensic Psychiatry. She is the Director of the Psychiatry, Law and Society Program at Brigham and Women's Hospital in Boston, MA, and the Co-Director of the Harvard Mass General Brigham Forensic Psychiatry Fellowship. She is a clinician and researcher in psycho-legal issues, acute psychiatric care, and physician wellbeing, and she was awarded the Massachusetts Psychiatric Society's Award for Outstanding Psychiatrist in Early Career in 2023 for her contributions to these areas. Her research is focused on improving mental health laws so they better serve patients and their families and caregivers. Dr. Biswas has published in JAMA, Harvard Review of Psychiatry, and the Journal of American Academy of Psychiatry and Law and has been quoted in the Boston Globe, ProPublica, CBS This Morning, Forbes, and the New York Times.

AutoZone, Inc. (AZO) is a retailer specializing in automotive parts and accessories, with a vast network of stores serving do-it-yourself and professional customers, but also navigating challenges from competition, shifts in consumer behavior, and technological advancements in the automotive industry. At the end of the month, we will publish an Arch Capital episode that will cover the company: Sprouts Farmers Market. Listen closely as Brett and Ryan go through the history, financials, and future prospects of WeWork. Enjoy the show! ****************************** Subscribe to our Substack to receive free show notes and charts that go along with every episode: https://chitchatmoney.substack.com/ Want updates on future shows and projects? Follow us on Twitter: https://twitter.com/chitchatmoney Contact us: chitchatmoneypodcast@gmail.com Timestamps Company Background | (3:22) Industry | (14:33) Management & Ownership | (22:15) Earnings | (28:05) Balance Sheet | (32:32) Valuation | (35:00) Our Analysis | (36:21) Disclosure: Chit Chat Money hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation. Brett Schafer and Ryan Henderson are general partners and portfolio managers at Arch Capital. Arch Capital and its partners may hold securities discussed on this show.

For Episode 151 of the Wealth On Any Income Podcast, Rennie is joined by Laura Davis.Laura is a Holistic Financial Advisor who helps people overcome overwhelm so they can have peace of mind around their money. Her clients often refer to her as their financial therapist - she loves talking with them about how their money affects their life on a deeper level. No topic is off-limits.After years of working with high-net-worth clients, she started to realize that it was close to impossible for middle-income Americans to get fiduciary financial advice. Laura's recently published book, Earn Save Spend, An Illustrated Guide to Personal Finance, addresses those needs.Would you like to have some peace of mind around your money?In this episode, Rennie and Laura cover:1:54 The path Laura took to become a financial advisor from selling real estate and what inspires her to help middle-income Americans.3:54 The charities that Laura donates both money and her time to, specifically Open Hand in Atlanta – a Meals on Wheels Program.4:40 The people that Laura is looking to support - both typical wealth management clients and clients that would benefit from her book or online programs – those in the middle-income bracket.7:01 How looking at your finances is never as overwhelming as you may think and some of the benefits of doing so.7:37 What Laura identifies as her biggest mistake (or challenge).10:02 Laura shares the benefits her clients have working with her and also a specific case study - that was one of her most challenging and illustrates it very well.14:35 The reason that Laura thinks people don't get a handle on their money.Anybody out there who's listening who feels like ‘I can't get started because it's just, it's worthless', or ‘I can only save so little, and it's meaningless.' I promise you, small decisions, positive decisions can balloon into large positive outcomes over time, but small negative decisions can balloon into large negative outcomes over time. So, anything that you can do to sort of inch up that savings, make just slightly different positive choices, I promise it's going to benefit you over time. – Laura DavisTo get Laura's book Earn Save Spend, An Illustrated Guide to Personal Finance, or to learn more about working with her visit https://financiallab.us/If you'd like to know how books, movies, and society programs you to be poor, and what the cure is visit wealthonanyincome.com/tedx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice® and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose'.Rennie's Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose:https://wealthonanyincome.com/wealthwithpurposeRennie's 9 Days to Financial Freedom program:https://wealthonanyincome.com/programsConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/

In this episode of the Wisdom and Wealth Podcast, host Josh Klooz interviews Heidi Weelborg, an estate planning attorney based in Houston, Texas. Heidi shares her background as an attorney, revealing her journey from being a paralegal to pursuing her dream of becoming a lawyer. She discusses her passion for estate planning and her desire to help families ensure a smooth transition and prevent conflicts during probate.The conversation also delves into the idea of writing an ethical will, which involves passing down beliefs and values to future generations. Heidi encourages her clients to write personal notes or letters to leave behind for their children, sharing their beliefs and hopes for the future.The interview concludes with a thought-provoking discussion about legacy and what Heidi hopes to be remembered for. She emphasizes the importance of being responsible, caring, and thoughtful, and the significance of understanding and considering others' perspectives.Listen in for more valuable insights into estate planning, family legacies, and the intangible values that shape our lives.Regenerate responsePlease check out and subscribe to my Youtube Channel and Newsletter! JOSH KLOOZ, CFP®, MBA SENIOR WEALTH PLANNER Phone 281.719.0036 Text 281.699.8691 Fax 281.719.0156 jklooz@carsonwealth.com 1780 Hughes Landing | Suite 570 The Woodlands, TX 77380 Music by bensound.com

Jyoti Bansal is not your average Silicon Valley visionary. He's a founder, entrepreneur, and investor, who sold his first company to Cisco for $3.7 billion. Today he runs 3 companies at the same time, including Harness, which is valued at $3.7 billion (there's that number again)! Today, Jyoti shares his journey to building multiple unicorns, tips for staying energized while balancing many roles, and the importance of being mission-driven versus money-driven.

For Episode 150 of the Wealth On Any Income Podcast, Rennie is joined by Cami Baker. Cami is a Top 5% Realtor, HGTV househunter veteran, Author of "RealEstate is Hot, Fundraising is Not" and a Visionary Revolutionist. In 2019 Cami founded the Real Agents of Change to create charitable giving using real estate. Cami has mastered the skill of making money while making a difference and in doing so has provided funding to nonprofits of over $9 billion per year. Real Agents of Change are the industry leaders providing real estate agents and companies the information, education, and certification on how to create charitable gifts of real estate where both the nonprofit and Realtors experience financial growth.Have you considered donating real estate to your favorite charity?In this episode, Rennie and Cami cover:02:15 Why Cami began working with charitable gifting of real estate.03:25 Who the Real Agents of Change are and a little more about what they do with charitable gifting.04:35 Cami shares who she typically works with and how she can help them.05:51 What Cami considers her biggest failure and what insight she gained from it.07:55 Cami shares a case study of one of her nonprofit clients who has benefited tremendously from charitable real estate gifts.10:40 How you can get a free downloadable copy of Cami's book Real Estate is Hot, Fundraising is Not at https://www.theraoc.com/camibaker11:20 How this would benefit the nonprofits that you personally love and how can you get the word out about how this works for them.“We all need to have coaches, coaching direction, mentors, leadership. We weren't born understanding charitable gifting of real estate or understanding finances or understanding tax planning, and all these things. And so, you know, there's no shame in asking. There's no shame in finding someone to help. As a matter of fact, isn't it the knowledgeable person, isn't it the one that moves a lot faster, the one who actually grabbed somebody by the hand, who's been there before us, and says, 'Hey, teach me what you know.' That's how we really learn. So that's what I learned from it is, you know, get those mentors where they're needed.” – Cami BakerTo get a free downloadable copy of Cami's book Real Estate is Hot, Fundraisingis Notvisit https://www.theraoc.com/camibakerTo learn more about Cami visit https://www.theraoc.com/CamiIf you'd like to know how books, movies, and society programs you to be poor, and what the cure is visit wealthonanyincome.com/tedx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice® and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose'.Rennie's Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose:https://wealthonanyincome.com/wealthwithpurposeRennie's 9 Days to Financial Freedom program:https://wealthonanyincome.com/programsConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/

In this revisited episode of Beyond the Balance Sheet, we are joined by Dr. James Greenblatt, an acknowledged integrative medicine expert, educator, and author who focuses on nutritional interventions in psychiatry and mental illness. Dr. Greenblatt dives into how the medical field needs to focus on the whole body of each individual patient. He discusses the importance of vitamins and minerals in the diet to help protect our brains from dementia and Alzheimer's. Dr. Greenblatt says that the key to healthy aging combines lifestyle and functional medicine. Tune in to hear all the preventative measures you can do now to help with brain health!   IN THIS EPISODE:    [1:22] What role does nutrition play in mental health? [5:10] Simple tests to determine a 40-50-year-old's risk for dementia were not part of a doctor's medical practice. [6:08] How is lithium linked to dementia, and are there any risks associated with using it? [10:22] What are some of the most commonly missed diagnoses in older adults?  [12:20] What other non-nutritional things Dr. Greenblatt recommends for people to achieve maximum integrative health? [13:40] Genetic loading - what does that mean?  [14:42] What is the first action Dr. Greenblatt would take for someone struggling with depression? [17:49] Recent case studies that Dr. Greenblatt has experienced.    KEY TAKEAWAYS:    Don't be passive. Get the information you need if you are experiencing memory loss or if you don't know what's going on. Be your own advocate and get tested.  Genetics plays a big role, but often nutritional or biochemical, relationships, social, and brain-stimulating activities affect brain health. Connect the body and brain. The issues that arise aren't an either-or but often a whole-body problem. Nutrition is the fuel our body needs to operate at an optimum level. Vitamins and minerals are cofactors.    BIO:   Dr. Greenblatt has lectured internationally on the scientific evidence for nutritional interventions in psychiatry and mental illness. He is the author of seven books, including Finally Focused: The Breakthrough Natural Treatment Plan for ADHD. He is the founder of Psychiatry Redefined, an educational platform dedicated to the transformation of psychiatry.The platform offers online CME-approved courses, webinars, and fellowships for professionals about functional and integrative medicine for mental illness.   Jame's Greenblatt Website   About Low Dose Lithium    Psychiatry_Redefined Instagram  

WeWork (WE) provides flexible office space solutions, but it has faced significant financial and corporate governance challenges in the past, raising questions about its long-term sustainability and growth prospects. At the end of the month, we will publish an Arch Capital episode that will cover the company: Coupang. Listen closely as Brett and Ryan go through the history, financials, and future prospects of WeWork. Enjoy the show! ****************************** Subscribe to our Substack to receive free show notes and charts that go along with every episode: https://chitchatmoney.substack.com/ Want updates on future shows and projects? Follow us on Twitter: https://twitter.com/chitchatmoney Contact us: chitchatmoneypodcast@gmail.com Timestamps Company Background | (2:48) Industry | (18:33) Management & Ownership | (23:48) Earnings | (26:19) Balance Sheet | (31:14) Valuation | (35:23) Our Analysis | (39:10) Disclosure: Chit Chat Money hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation. Brett Schafer and Ryan Henderson are general partners and portfolio managers at Arch Capital. Arch Capital and its partners may hold securities discussed on this show.

George Selgin is a senior fellow and director emeritus of the Center for Monetary and Financial Alternatives at the Cato Institute. George is also a frequent guest on Macro Musings, and he rejoins the podcast to talk about some of the recent developments in the monetary and financial policy space. Specifically, David and George discuss the history and present developments surrounding FedNow, the future of real-time payments, how to revise the Fed's operating system, whether the Fed is currently delivering on a soft landing, and a lot more.   Transcript for this week's episode.   George's Twitter: @GeorgeSelgin George Cato Institute profile   David Beckworth's Twitter: @DavidBeckworth Follow us on Twitter: @Macro_Musings   Join the Macro Musings mailing list! Check out our new Macro Musings merch!   Related Links:   *George Selgin on False Dawn: The New Deal and the Promise of Recovery* by Macro Musings   *Getting Up From the Floor* by Claudio Borio   *Opening a Federal Reserve Account* by Julie Hill   *From Cannabis to Crypto: Federal Reserve Discretion in Payments* by Julie Hill   *Fiscal Arithmetic and the Global Inflation Outlook* by Peder Beck-Friis and Richard Clarida

In Episode 149 of the Wealth On Any Income Podcast, Rennie shares how to overcome the blocks that stop you from achieving your goals, whether in relationships, business, or finance. How thoughts, feelings, and values operate in our lives. Rennie attributes his current state of Complete Financial Choice® to changing the attitudes he grew up with and adopting the attitudes of the wealthy.What blocks are stopping you from achieving your goals?In this episode, Rennie covers:0:55 How he modeled the attitudes of the wealthy and invested in creating net worth instead of paying off debt.02:15 How he discovered that thoughts are not very powerful, but how your feelings and values are.04:07 Rennie used one of his values – integrity to motivate him to overcome a block.05:06 By donating $25 on the Wealth On Income Website to Shelter to Soldier, you will receive a PDF copy of Rennie's best-selling book Wealth On Any Income. https://wealthonanyincome.com05:28 If you are feeling stuck and you want a breakthrough, Rennie shares a few questions you can ask yourself, or better yet, have someone else ask you. “Wealth is a team sport, not a solo sport.” To get unstuck, no book, no matter how good, can hold you accountable – seek out someone trusted to do that.“The reality is that your feelings are going to be far more powerful than your thoughts. Your feelings are going to dictate what you will or won't do 98% of the time. The feelings that alcoholics have, the feelings that Overeaters Anonymous have are the things that create their problems. Well, then what can you do to overcome the feelings that prevent you from doing what will support you? What will allow you to take the actions that will produce the results you want in your life? This is where the wealthy people operate from. They tap into their beliefs, attitudes, and values. They value integrity. Or let me rephrase that. If they value integrity, they will give someone else their word, or they'll ask for the support and ask to be held accountable.” – Rennie GabrielIf you'd like to know how books, movies, and society programs you to be poor, and what the cure is visit wealthonanyincome.com/tedx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice® and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose'.Rennie's Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose:https://wealthonanyincome.com/wealthwithpurposeRennie's 9 Days to Financial Freedom program:https://wealthonanyincome.com/programsConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/

Discover the Power of Balance Sheets for Restaurant Success! Learn how to create a balance sheet for your restaurant business. This essential financial tool provides insights into your fiscal standing, guiding your path to stability and growth. In this episode we cover everything you need to know about creating a balance sheet, key components like assets, liabilities, equity, and more! Follow our step-by-step guide: Choose a balance sheet date (quarterly or monthly). List assets by liquidity - from cash to long-term investments. Verify totals against your general ledger. Determine current and long-term liabilities. Calculate owner's equity - value after debts. Validate your balance sheet. Master the art of balance sheets for your restaurant's prosperity. Watch now and unleash financial potential! Read the full Blog Post:  Watch the full Video: https://youtu.be/A83IGWQeymk Social Handles: RASI Instagram: ⁠https://www.instagram.com/rasinc__/⁠ RASI Twitter: ⁠https://twitter.com/RASInc_⁠ RASI Facebook: ⁠https://www.facebook.com/RestaurantAccountingServicesInc⁠ RASI LinkedIn: ⁠https://www.linkedin.com/company/restaurant-accounting-services-inc-rasi