Mills Knows Bills

Level Up Your Business Game | The Best of Season 6 | The MKB Podcast Episode 54 Link to video podcast episode: https://youtu.be/n3hOLN0oVCs Welcome to Mills Knows Bills and the MKB Podcast! Get ready for another value-packed episode of MKB with your host, Mills Bender, and relive the best moments of season 6! Dive into business transitions, exits, and scaling with purpose. From mastering your first hire to strategic real estate investing, this episode has it all.

The ROI of Sharing Knowledge | The Best of Season 5 | The MKB Podcast Episode 53 Link to video podcast episode: https://youtu.be/Wzl8rvceuxU   Welcome to Mills Knows Bills and the MKB Podcast! Join us for a  wild ride through some of the best moments of Season 5!

Unlock Potential: From Financial Challenges to Business Growth | The Mills Knows Bills Podcast Episode 52 Link to video podcast episode: https://youtu.be/nTxzF6P_tYc Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! Join Mills for part two of an insightful conversation with Dan Workman of Identity Graphx. In this episode, they dive deep into the crucial topic of cash flow management, discussing common financial challenges faced by blue-collar and white-collar business owners alike. Learn proactive strategies for maintaining cash flow, leveraging debt wisely, and preparing for seasonal fluctuations. Dan also shares his personal journey into financial planning and offers valuable advice for business owners at various stages. Don't miss the chance to enhance your financial acumen and make more strategic operational decisions. To connect with Dan: dan@identitygraphx.com Do you have your own burning financial question for Mills or the MKB team?  Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe on YouTube for the latest podcast episodes and more from MKB  @mkbcfo   00:00 Welcome Back to The Mills Knows Bills Podcast 00:53 Understanding Cash Flow Challenges 03:10 Strategic Financial Planning for Seasonal Businesses 06:34 Overcoming Limiting Beliefs About Debt 12:14 The Journey to Becoming a Fractional CFO 16:47 Balancing Business Growth and Family Life 21:50 Advice for New Business Owners 25:58 Closing Remarks and Next Steps #millsknowsbills #financialpodcast #businessfinance #entrepreneurialfinance #businessowner #fractionalcfo #businessgrowth #cashflow #seasonalbusiness #debtmanagement

Wrapping Up Success: Passion & Profit in Automotive | The Mills Knows Bills Podcast Episode 51, Season 6 Link to video podcast episode: https://youtu.be/9yLozliZQDc Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills speaks with Dan Workman, a successful entrepreneur and CEO of Identity Graphx. Dan shares his journey from starting his first business at 12 years old to running a thriving vehicle wrap company. Dan explains the immense value of vehicle wraps in business marketing, citing data on their cost-efficiency and effectiveness in building brand recognition. He also discusses his collaborations in founding Wrap Shop Academy, a program designed to help other entrepreneurs succeed in the vehicle wrap industry. This episode is a must-watch for any business owner considering vehicle wraps as part of their marketing strategy, or looking to dive into the vehicle wrap business themselves. To connect with Dan: dan@identitygraphx.com Do you have your own burning financial question for Mills or the MKB team?  Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe on YouTube for the latest podcast episodes and more from MKB  ⁨@MillsKnowsBills⁩   00:00 Introduction and Guest Welcome 01:12 Dan's Entrepreneurial Journey Begins 04:16 From Window Washing to Vehicle Wraps 07:13 The Impact of Vehicle Wraps on Business 14:04 Challenges and Growth in the Wrap Business 25:20 Wrap Shop Academy and Future Plans 31:51 Conclusion and Contact Information #millsknowsbills #financialpodcast #businessfinance #entrepreneurialfinance #businessowner #carwrap #vehiclewrap      

Baby Business: Growing a Company & a Family | The Mills Knows Bills Podcast Episode 50, Season 6 Link to video podcast episode: https://youtu.be/oDc-kDVEYHM Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills continues her conversation with entrepreneur Trent Meyer. In a special announcement, Trent reveals that he and his wife Ashley are expecting their first child. The discussion centers around balancing entrepreneurship and parenting, offering tips for setting boundaries, time management, and providing support as a husband during and after childbirth. Mills shares her personal experiences and insights on maintaining a healthy work-life balance, preparing for paternity leave, and effective communication during pregnancy. Tune in for valuable advice and to celebrate this exciting new chapter in Trent's life. To connect with Trent: https://www.instagram.com/trentmeyer727 https://www.facebook.com/MeYeR986 Do you have your own burning financial question for Mills or the MKB team?  Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe on YouTube for the latest podcast episodes and more from MKB ⁨@MillsKnowsBills⁩   00:00 Introduction and Recap 01:11 Exciting News from Trent 01:58 Entrepreneurship and Parenthood 04:57 Tips for Supporting Your Partner 07:55 Deciding on Finding Out the Baby's Gender 10:33 Conclusion and Farewell #millsknowsbills #financialpodcast #businessfinance #entrepreneurialfinance #businessowner #marineconstruction #parenthood

Constructing Success: From Hobby to Thriving Business | The Mills Knows Bills Podcast Episode 49, Season 6 Link to video podcast episode: https://youtu.be/092kpLwu7Xk Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this insightful episode, Mills is joined by friend and successful entrepreneur Trent Meyer. They delve into Trent's journey from an unexpected start in marine construction to scaling a thriving engineering and permitting company in the Florida Keys. Trent shares the pivotal moments and strategies that contributed to his business growth, offering valuable insights on hiring, training, leveraging technology, and maximizing impact with minimal effort. Whether you're starting or scaling your business, Trent's story and practical tips are sure to inspire. Don't miss out as they explore how simple, yet effective steps can lead to immense growth. Stay tuned for part two next week! To connect with Trent: https://www.instagram.com/trentmeyer727 https://www.facebook.com/MeYeR986 Do you have your own burning financial question for Mills or the MKB team?  Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe for the latest podcast episodes and more from MKB on YouTube ⁨@MillsKnowsBills⁩   00:00 Introduction and Guest Welcome 00:44 Trent's Background and Business Journey 03:00 Challenges and Growth in Marine Construction 08:33 Scaling the Business and Implementing Systems 11:16 Hiring and Delegation Strategies 20:30 The Reality of Island Living 21:04 Training Challenges and Solutions 22:17 Updating and Improving SOPs 23:44 The Importance of Stepping Back 26:09 Replacing Yourself in Business 29:36 Starting a Business from Scratch 33:10 High Leverage Opportunities 36:46 Wrapping Up and Contact Information #millsknowsbills #financialpodcast #businessfinance #entrepreneurialfinance #buisnessowner #marineconstruction     

A Fractional CFO's Journey | The Mills Knows Bills Podcast Episode 48, Season 6 Link to video podcast episode: https://youtu.be/rmaNWgo8As0 Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In the previous episode, Mills welcomed business broker Carey Sobel to the podcast. Join her this time around as she answers Carey's questions about the inception and growth of her business. Mills shares her journey from working at her parents' print shop to launching MKB, her initial focus on consulting and coaching, and eventually providing fractional CFO services. Learn about her approach to work-life balance, overcoming shyness, setting boundaries, and her plans for the future, including developing streamlined software for financial management. To connect with Carey: careys@bossgi.com (Boss Group International) carey@coastalinvco.com (Coastal Investments) Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe for the latest podcast episodes and more from MKB  @MillsKnowsBills  00:00 Introduction and Welcome 00:35 Starting MKB: The Journey Begins 03:06 The Shift to Fractional CFO Services 04:24 Growth and Expansion Plans 11:40 Balancing Work and Personal Life 19:05 Conclusion and Future Outlook #millsknowsbills #businessfinance #entrepreneurialfinance #fractionalcfo #worklifebalance #worklifebalancegoals

Building to Sell: Business Brokerage & Alternative Investments | The Mills Knows Bills Podcast EP 47, Season 6 Link to video podcast episode: https://youtu.be/iPFpeWQX9Sk Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this insightful episode, Mills dives deep into the world of business brokerage and alternative investments with special guest, Carey Sobel from Boss Group International. They discuss the emotional process of selling a business, the importance of having a growth and exit strategy, and how Coastal Investment Company provides unique alternative investment opportunities tailored for business owners looking to maximize their returns. Whether you're a business owner aiming to exit or an accredited investor interested in alternative assets, this episode is packed with valuable insights to help you master your financial journey. To connect with Carey: careys@bossgi.com (Boss Group International) carey@coastalinvco.com (Coastal Investments) Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe for the latest podcast episodes and more from MKB on YouTube @MillsKnowsBills 00:00 Introduction to Mills Knows Bills 00:58 Meet Carey: A Special Guest 01:54 Carey's Background and Career 05:05 Understanding Business Brokerage and M&A 09:39 Challenges and Strategies for Business Owners 13:45 The Importance of Financial Planning 20:14 Diverse Business Ventures and Lessons Learned 22:18 Realizing the Passion for Helping Others Exit Businesses 23:20 The Emotional Process of Selling a Business 24:06 The Importance of Education and Negotiation in Business Sales 25:17 The Role of Business Brokers and Financial Institutions 27:47 Advice for Business Owners on Financials, Operations, and Marketing 35:32 The Value of Diversified Investments and Coastal's Approach 45:37 Conclusion and Contact Information #millsknowsbills #businessfinance #entrepreneurialfinance #businessbrokerage #alternativeinvestments #businesssales

Scaling Smarter: Balancing Business & Family | The Mills Knows Bills Podcast Episode 46, Season 6 Link to video podcast episode: https://youtu.be/-PLC3Fe5fbk Welcome to the Season 6 Premier of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode of MKB, guest Brandon Roberts, owner of Integrity Staffing Agency, turns the table on Mills! Brandon takes the reins, interviewing Mills about her journey into finance, the challenges of scaling her business with young children, and her ambitious goal to transform MKB into a fintech company. They explore balancing parental responsibilities with entrepreneurial goals, the importance of setting boundaries, and valuable lessons from past business experiences. Mills also shares her favorite business book and the empowering impact of speaking engagements. To connect with Brandon: https://icaconnects.com/ Brandon@icaconnects.com Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe for the latest podcast episodes and more from MKB on YouTube @MillsKnowsBills 00:00 Introduction and Guest Reintroduction 00:39 Early Career and Discovering Finance 01:58 Challenges of Growing a Business 03:27 Goals and Vision for the Future 05:02 Balancing Work and Family Life 09:25 Lessons Learned and Final Thoughts 11:45 Conclusion and Farewell #millsknowsbills #podcast #financialpodcast #businessfinance #businessscaling #entrepreneurmindset #variableincome #hiringstrategies

Overcome Hiring Hurdles: Recruitment & Staffing Solutions | The Mills Knows Bills Podcast Episode 45, Season 6 Link to video podcast episode: https://youtu.be/Xv-P3NQmAhc Welcome to the Season 6 Premier of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills discusses effective hiring strategies with Brandon Robertson, a staffing and recruiting specialist and owner of a staffing business in Maitland, FL. Brandon shares his journey from a finance graduate to becoming a successful recruiter, offering insights into the proactive approaches of staffing, the importance of vetting candidates, and how businesses can align their hiring processes to achieve growth. Learn about tips on hiring the right people, scaling your business, and maximizing revenue by outsourcing recruitment. To connect with Brandon: https://icaconnects.com/  Brandon@ICAconnects.com Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe for the latest podcast episodes and more from @MillsKnowsBills 00:00 Introduction to Mills Knows Bills  00:59 Meet Brandon Robertson 02:10 Brandon's Career Journey 05:18 Starting a Business During a Pandemic 10:00 The Importance of Hiring the Right People 12:10 Proactive vs. Reactive Recruiting 18:49 Challenges in the Staffing Industry 29:21 Advice for Business Owners and Candidates 36:25 Contact Information and Closing Remarks #financialpodcast #millsknowsbills #businessfinance #podcast #hiringstrategies #variableincome #smallbusinessowner

Family and Finance: Finding Balance as a Business Owner | The Mills Knows Bills Podcast Episode 44, Season 5 Link to video podcast episode: https://youtu.be/kCErz5p6h6g Welcome to the Season 5 Finale of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills once again sits down with guests Drew Clukey and Tyler Tebault of Clukey & Tebault for a casual, fun, and engaging conversation. They discuss various topics such as parenting challenges, favorite sports for their kids, and effective financial management. Mills also shares insights into her role as a fractional CFO, the importance of security in business operations, and how her company helps clients with strategic financial planning. Tune in for valuable nuggets of information and a light-hearted discussion on balancing business and family life. To connect with Tyler and Drew:  Website: https://www.clukeyandtebault.com/ Tel: (904) 679-3119 Email: Info@ClukeyAndTebault.com Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe on YouTube for the latest from MKB @MillsKnowsBills 00:00 Introduction and Recap 00:38 Hot Seat Questions Begin 00:47 Family Life and Parenting 02:01 Sports Preferences 03:06 Business Philosophy and Operations 07:27 Day-to-Day as a CEO 10:25 Client Acquisition Stories 11:56 Casual Conversations and Wrap-Up #millsknowsbills #financialpodcast #mkb #podcast #businesstaxes #businessowner #entrepreneurfinances #variableincome

Demystifying Taxes: Insights for Business Owners | The Mills Knows Bills Podcast Episode 43, Season 5 Link to video podcast episode: https://youtu.be/CykZRwgPKZQ Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills is joined by tax strategists Drew Clukey and Tyler Tebault of Clukey & Tebault to discuss crucial topics around tax planning and strategies for business owners. They explore the importance of proactive tax planning, differentiate between accountants and tax strategists, and debunk common tax myths. The guests also share personal anecdotes from their careers, provide advice for new business owners, and highlight the value of consistent communication with your tax professional. This episode is packed with expert insights to help you navigate your taxes more effectively and avoid common pitfalls. To connect with Tyler and Drew:  Website: https://www.clukeyandtebault.com/ Tel: (904) 679-3119 Email: Info@ClukeyAndTebault.com Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe on YouTube for the latest from MKB @MillsKnowsBills 00:00 Introduction to Mills Knows Bills 00:53 Meet the Guests: Drew and Tyler 02:12 Nationwide Services and Common Tax Myths 02:55 Social Media Tax Advice: Myths and Realities 06:51 The Importance of Tax Planning 13:52 Understanding Tax Strategies vs. Accounting 17:29 Common Tax Questions and Misconceptions 22:49 Debunking the Myth: Is It Too Late to Establish an LLC? 23:19 S Corp vs. Other Business Structures: What You Need to Know 24:18 Common Misconceptions About Business Taxes 24:59 The Importance of Consistent Communication with Your CPA 26:05 Why Business Owners Hesitate to Reach Out to Their Accountants 28:14 Favorite Industries and Clients: A CPA's Perspective 31:13 Building Strong Client Relationships 36:11 Handling Tax Questions and Common Pitfalls 37:53 Biggest Challenges and Success Stories 41:52 Innovative Tools and Team Collaboration 43:30 Final Thoughts and Contact Information #millsknowsbills #financialpodcast #mkb #podcast #businesstaxes #businessowner #entrepreneurfinances #variableincome

Finance Meets Fun: Awkward Queries and Financial Wisdom | The MKB Podcast Episode 42, Season 5 Link to video podcast episode: https://youtu.be/YxdpFewH59M Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this entertaining episode, Mills once again welcomes Chloe Peña from Day of Socials. The fun begins with a surprise unscripted start and quickly dives into a series of funny and awkward questions prepared by Josh from C47 Films. Highlights include debates around coaching toddlers versus CEOs, a kitchen-based explanation of ROI, and creative business expense justifications. Mills and Chloe also share personal insights into college experiences, advice on handling business finances, and the importance of intentional communication. Join them for laughter, unexpected revelations, and deep reflections on life as entrepreneurs. Catch Chloe's previous episode on YouTube: https://youtu.be/SZrDcmaALXo To connect with Chloe: https://www.instagram.com/dayofsocials Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills 00:00 Starting Off with a Bang 00:48 Meet the Guest: Chloe Peña 0 1:34 Inappropriate Questions Begin 03:10 ROI Explained with Kitchen Ingredients 05:01 Creative Client Expenses 06:38 Pizza, Cigars, and Personal Preferences 08:11 Quirky Client Requests 10:38 College Lessons and Regrets 15:56 Business Advice for Non-Math People 19:03 Wrapping Up with Inappropriate Questions #financialpodcast #millsknowsbills #podcast #entrepreneurialfinance #variableincome #socialmediamarketing #socialmediastrategy

Mastering Social Media for Business Growth | The Mills Knows Bills Podcast Episode 41, Season 5 Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills Bender, is joined by Chloe Peña, CEO and founder of Day of Socials (and Mills' own social media strategist). They discuss essential strategies for managing fluctuating incomes, improving personal and professional finances, and the importance of consistency in marketing, all with a focus on a social media presence. Chloe shares her thoughts on creating impactful social media content, the significance of showing up authentically, and offers practical advice for business owners looking to elevate their marketing strategies. Tune in to learn how to master your money and get Chloe's valuable insight into optimizing your social media presence for long-term success! To connect with Chloe: https://www.instagram.com/dayofsocials Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe on YouTube for the latest podcast episodes and more from MKB @MillsKnowsBills 00:00 Introduction to Mills Knows Bills 01:32 Meet Chloe Peña The Marketing Guru 03:24 The Heart of Day of Socials 04:58 The Reality of Social Media Virality 07:21 Consistency Over Virality 11:16 Authenticity in Social Media 14:30 Fun and Personality in Content Creation 16:36 The Mission Behind Day of Socials 18:25 The Art of Content Creation 19:28 Spicy Lip Gloss and Team Bonding 19:55 Future Plans for DOS 21:39 Marketing Strategies and Business Growth 23:36 Reel Ideas for Different Industries 28:41 Overcoming Imposter Syndrome 31:25 Getting Out of Your Own Head 38:26 Contact Information and Conclusion #financialpodcast #millsknowsbills #podcast #entrepreneurialfinance #variableincome #socialmediamarketing #socialmediastrategy

Strategic Financing: Essential Tips for Borrowers | The Mills Knows Bills Podcast Episode 40, Season 5 Link to video podcast episode: https://youtu.be/E4kZ8CRQLXE Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills is joined once again by commercial financing expert Brett Childers. This time, Brett takes the lead, asking Mills about how CFOs can help business owners stand out and prepare for successful loan applications. They dive into the intricacies of evaluating solvency, aligning financial strategies with lending requirements, and the importance of knowing your numbers. They also discuss real-life challenges in cash flow management and the nuances of onboarding new clients. Tune in for valuable insights and strategies tailored for both new and seasoned business owners. To connect with Brett: 321.356.3860 Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe for the latest podcast episodes and more from MKB! 00:00 Introduction and Recap 00:35 Turning the Tables: Brett's Questions 00:53 Preparing for Business Loans 03:22 Onboarding New Clients 05:25 Challenges in Business Growth 06:08 Client Success Story 09:00 The Importance of Knowing Your Numbers 11:18 Services and Client Engagement 14:23 Focus on Blue Collar Businesses 16:05 Conclusion and Contact Information #financialpodcast #millsknowsbills #podcast #entrepreneurfinances #variableincome #businessfinances #commerciallending #businessloans

Commercial Lending: Smart Borrowing for Business Growth | The Mills Knows Bills Podcast Episode 39, Season 5 Link to video podcast episode: https://youtu.be/ptRt4SipoPE Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills welcomes guest Brett Childers, an expert with over 24 years of experience in commercial lending. Brett discusses his transition into consulting for credit unions and small banks to enhance their commercial and small business sectors. The podcast delves into the most common types of business loans, the importance of pairing with the right consultant, and the pitfalls business owners face in securing financing. Brett shares insights on overcoming lending challenges and offers advice on ensuring sustainable business growth. This episode is a must-watch for variable income earners and business owners looking to master their financial strategies by borrowing wisely! To connect with Brett: 321.356.3860 Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills 00:00 Introduction to Mills Knows Bills 00:53 Meet Our Guest: Brett Childers 01:29 Brett's Journey in Commercial Lending 02:53 Understanding Business Loans 06:52 The Importance of Debt Service 08:39 Real-Life Lending Stories 20:14 Navigating Business Credit 27:58 Environmental Considerations in Lending 30:34 Final Advice and Contact Information #financialpodcast #millsknowsbills #podcast #businessinsurance #entrepreneurfinances #variableincome #businessfinances #commerciallending #businessloans

From Cashflow to Marketing: Crucial Financial Metrics | The Mills Knows Bills Podcast Episode 38, Season 5 Link to video podcast episode: https://youtu.be/wf-oDMvCAEk Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills welcomes insurance specialist Jeff Rountree back to the show to continue the conversation about crucial financial metrics every business owner should monitor. Mills highlights the importance of cash flow projection and tracking your company's net worth. They also discuss strategic marketing techniques, particularly the importance of consistency and doubling down during slower seasons. Lastly, Mills provides insightful advice on financial planning to support growth and operational strategies. Don't miss out on these invaluable tips for ensuring a healthy financial trajectory for your business! To connect with Jeff: Website: https://www.therountreeagency.com/ Office phone: 904.539.4637 Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills 00:00 Introduction and Welcome 00:46 Key Financial Metrics for Business Owners 01:54 Indicators of Financial Health 02:54 Effective Marketing Strategies 05:00 Financial Strategies for Growth 07:04 Conclusion and Next Steps #financialpodcast #millsknowsbills #podcast #businessinsurance #entrepreneurfinances #variableincome #financialmetrics #businessfinance

Commercial Insurance: Protecting Your Business Legacy With Engaging Tips from an Insurance Specialist | The Mills Knows Bills Podcast Episode 37, Season 5 Link to video podcast episode: https://youtu.be/r2iIjRHSod0 Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this season premier episode, Mills welcomes Jeff Rountree, an expert in commercial insurance, to discuss the importance of insurance for business owners. They dive deep into the significant role that insurance plays in protecting businesses, especially those with variable incomes, and how it helps to mitigate risks. Jeff shares his extensive experience and explains various types of insurance coverages, including Employment Practices Liability Insurance (EPLI) and the innovative concept of Captive Insurance. The episode also covers practical advice for business owners on when to review insurance policies, how to handle new hires, and the considerable advantages of being proactive about insurance. With an engaging discussion and useful tips, this podcast is a must-listen for any business owner looking to safeguard their financial future. To connect with Jeff: Website: https://www.therountreeagency.com/ Office phone: 904.539.4637 Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe to our YouTube channel for the latest from The Mills Knows Bills Podcast and MKB: https://youtube.com/@MillsKnowsBills 00:00 Introduction to The Mills Knows Bills Podcast 01:04 Season Kickoff and New Format 01:34 Guest Introduction: Jeff Rountree 01:53 Jeff's Journey into Insurance 04:47 Understanding Business Insurance 06:42 Common Insurance Mistakes 10:39 Advice for Business Owners 28:52 Captive Insurance Explained 34:51 Contact Information and Conclusion #financialpodcast #millsknowsbills #podcast #entrepreneurfinances #variableincome #insurance #commercialinsurance #businessinsurance

Growth Mindset: How a Growth Mindset Can Lead to Health and Wealth | The MKB Podcast Episode 36, Season 4 Finale Link to video podcast episode: https://youtu.be/Ny6WMkawLv0 Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! Welcome to the final episode of season 4! In this finale, Mills discusses the importance of financial management for blue-collar business owners with Joe Gallo, one of MKB's sales and account managers. Together, they explore how poor financial decisions impact employee morale and business growth, share insights on proactive financial planning, and emphasize the significance of taking care of your team. Don't miss this insightful conversation on mastering fluctuating incomes and creating a financially healthy business environment. Contact Gallo here for more information: gallo@millsknowsbills.com Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe on YouTube for the latest from The Mills Knows Bills Podcast and MKB: https://youtube.com/@MillsKnowsBills 00:00 Welcome to Mills Knows Bills 01:10 Introducing Gallo: A New Perspective 02:21 Challenges Faced by Blue Collar Employees 04:00 The Importance of Financial Management 09:08 Proactive Financial Planning 10:31 Advice for Blue Collar Business Owners 11:45 Conclusion and Contact Information #financialpodcast #millsknowsbills #MKB #podcast #financialquestions #variableincome #smallbusinessfinance #entrepreneurfinances #growthmindset

Financial Stress: What Causes It, and How Do We Fix It? | The Mills Knows Bills Podcast | Episode 35, Season 4 Link to video podcast episode: https://youtu.be/D7V0md9U_Mk Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode of the MKB Podcast, Mills addresses common financial stresses faced by blue collar business owners, with a focus on cash flow management. She discusses the root causes of financial stress, short-term fixes such as cutting expenses and collecting overdue receivables, and long-term strategies like negotiating vendor prices, raising prices strategically, and improving team efficiency. Tune in to learn how to master your money, maintain a steady cash flow, and turn your business into a profitable asset. Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe to the MKB YouTube channel for the latest: https://youtube.com/@MillsKnowsBills 00:00 Introduction to Mills Knows Bills 00:53 Welcome Back: Addressing Business Owners' Financial Questions 01:22 Tackling Financial Stress for Blue Collar Business Owners 03:43 Common Cash Flow Mistakes and Solutions 06:59 Strategies for Maintaining Profitability Without Raising Prices 08:48 Conclusion and How to Get Help from Mills Knows Bills #financialpodcast #millsknowsbills #podcast #mkb #entrepreneurialfinance #bluecollar #smallbusiness #variableincome

Common Struggles: Everyday Questions for MKB | The Mills Knows Bills Podcast Episode 34, Season 4 Link to video podcast episode: https://youtu.be/k2w8dg0jWKE Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills takes a conversational approach, and answers some of the common questions that she gets asked. Along with marketing team member Chloe, she discusses the challenges small business owners face with budgeting and offers tactical advice on establishing and maintaining personal and business budgets. The episode also outlines a step-by-step guide on how to review finances weekly, monthly, and quarterly, emphasizing the importance of proactive financial planning. Do you have your own burning financial question for Mills or the MKB team? Contact her here: Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe on YouTube for the latest from MKB: https://youtube.com/@MillsKnowsBills 00:00 Introduction to Mills Knows Bills 01:03 Today's Episode Structure 01:37 Common Financial Questions 02:35 Creating Accurate Budgets 05:05 Implementing Your Budget 05:31 Consistent Financial Reviews 09:32 Long-term Financial Planning 10:43 Conclusion and Next Steps  #financialpodcast #millsknowsbills #MKB #podcast #financialquestions #variableincome #smallbusinessfinance #entrepreneurfinances  

Profit Margins: How to Raise Them | The Mills Knows Bills Podcast Episode 33, Season 4 Link to video podcast episode: https://youtu.be/G5bPVlgrgHw Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode of the MKB Podcast, Mills is once again joined by fractional CFO Christian Wilson. Together, they tackle a common financial challenge faced by variable income earners: understanding and improving gross profit margin. The pair offer practical advice on renegotiating costs and vendor relationships, strategies for scaling service businesses effectively, and emphasize the importance of aligning business goals with personal aspirations. Tune in to get the insights you need to make an informed choice for your business. Subscribe for more from Mills Bender and MKB on YouTube: https://youtube.com/@MillsKnowsBills Connect with Christian: Christian@MillsKnowsBills.com Do you have your own burning financial question for Mills or the MKB team? Contact her here: Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills   00:00 Introduction to Mills Knows Bills  00:49 Meet the Team and Today's Question 01:38 Understanding Gross Profit Margin 02:42 Improving Your Gross Profit Margin 06:26 Scaling Your Service Business 08:47 Aligning Business Goals with Personal Goals 10:53 Final Thoughts and Contact Information #financialpodcast #podcast #millsknowsbills #entrepreneurialfinance #smallbusiness #variableincome #profitmargin #scalingbusiness

Pricing Strategy: Hurting Your Bottom Line? | The Mills Knows Bills Podcast Episode 32, Season 4 Link to video podcast episode: https://youtu.be/s7AID_xDs_0 Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills welcomes back fractional CFO Christian Wilson to discuss your business's pricing strategy, and how it may be hurting your bottom line. The pair discuss factors that should be included in your pricing decisions, and how those prices may reflect on the products and services being offered. They also address the financial difficulties of slow seasons, and how to keep from running out of money. Tune in to get the insights you need to make an informed choice for your business. Subscribe on YouTube for more from MKB: https://youtube.com/@MillsKnowsBills Connect with Christian: Christian@MillsKnowsBills.com Do you have your own burning financial question for Mills? Contact her here: Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills 00:00 Introduction to The Mills Knows Bills Podcast 01:02 Meet Mills' Special Guest: Christian Wilson 01:25 The Burning Financial Question: How Is My Pricing Strategy Affecting My Bottom Line? 05:45 Follow-up Question: Why Do I Run Out of Money During Slow Seasons? 10:43 Episode Wrap-Up and Contact Information #financialpodcast #millsknowsbills #entrepreneurialfinance #variableincome #smallbusiness #pricingstrategy #bottomline

Should You Lease or Buy Your Business Vehicle? | The Mills Knows Bills Podcast Episode 31, Season 4 Link to video podcast episode: https://youtu.be/ymKq9lK6QKc Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills is joined by MKB CFO Jen Fizer and special guest Kenney Baez, owner of a wildlife removal and pest control business. They discuss the financial implications of leasing vs. owning business vehicles. The conversation covers hidden costs, tax considerations, and how to make the best decision based on your current financial situation. Tune in to get the insights you need to make an informed choice for your business. Subscribe on YouTube for the latest from the MKB Podcast, Mills Knows Bills, and CEO Mills Bender! To connect with Kenney and Freedom Wildlife: Website: https://freedomwildlife.com/ Connect with Jen: Jen@MillsKnowsBills.com Do you have your own burning financial question for Mills? Contact her here: Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills 00:00 Introduction to Mills Knows Bills 01:37 Meet the Guest: Kenney Baez 02:14 Leasing vs. Owning a Company Vehicle 03:09 Financial Considerations and Advice 05:45 Pros and Cons of Leasing 11:52 Final Thoughts and Contact Information #financialpodcast #millsknowsbills #entrepreneurialfinance #variableincome #smallbusiness #podcast

How to Improve Cash Flow for Your Business | The Mills Knows Bills Podcast Episode 30, Season 4 Link to video podcast episode: https://youtu.be/hUS_kUScNYk  Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills discusses strategies for managing cash flow with her guests, fractional CFOs Christian Wilson and Jen Fizer. The episode covers key topics such as understanding cash flow statements, projecting cash flow, and solutions to cash flow problems. The trio share insights on controlling expenses, increasing revenue, and leveraging accounts receivables. They also highlight the importance of having an emergency fund. The episode aims to help business owners with fluctuating income avoid financial pitfalls and achieve their financial goals. Subscribe on YouTube for the latest from the MKB Podcast, Mills Knows Bills, and CEO Mills Bender! To connect with Jen and Christian: Jen@MillsKnowsBills.com Christian@MillsKnowsBills.com Do you have your own burning financial question for Mills? Contact her here: Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills 00:00 Introduction to Mills Knows Bills Podcast 01:02 Meet the Team: Special Guests Jen and Christian 02:32 Understanding Cash Flow Issues 05:04 Strategies to Improve Cash Flow 09:30 Building a Safety Net for Future Cash Flow 11:52 Conclusion and Contact Information  #financialpodcast #millsknowsbills #podcast #entrepreneurfinances #smallbusiness #variableincome #cashflow

Why Your Company Isn't Profitable, and How to Fix It | The Mills Knows Bills Podcast, Season 4 Link to video podcast episode: https://youtu.be/IEg9zy6NV3U Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills is joined by MKB team member Jen Fizer, a seasoned CFO with over a decade of experience. They dive into a pressing question from a listener: "Why is my company not profitable, and what can I do about it?" The conversation covers crucial aspects such as analyzing profit and loss statements, managing operating expenses, renegotiating with vendors, and optimizing revenue streams. They also discuss the importance of collecting accounts receivables on time. Get actionable tips to help your business achieve financial stability and growth. Tune in to master your money and transform your financial future! Subscribe on YouTube for the latest from Mills Knows Bills: https://youtube.com/@MillsKnowsBills To connect with Jen: Jen@MillsKnowsBills.com Do you have your own burning financial question for Mills? Contact her here: Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills   00:00 Introduction to The Mills Knows Bills Podcast 01:04 Special Guest Introduction: Jen Fizer 02:06 "Why Is My Company Not Profitable?" 03:55 Strategies to Improve Profitability 07:12 Accounts Receivables and Profitability 09:51 Conclusion and Contact Information #financialpodcast #millsknowsbills #entrepreneurialfinance #smallbusiness #variableincome #businessprofit #profitability

Tax Traps to Avoid as Business Owners | The Mills Knows Bills Podcast Season 4 Premiere Link to video podcast episode: https://youtu.be/tQd0BD-mczM Welcome back to The Mills Knows Bills Podcast! Let's get to those burning financial questions. In this season 4 premier episode, host Mills Bender welcomes Paul Childers, owner of Blue Sky Biz Solutions, to discuss the importance of showing profit in a business and avoiding common tax traps. They dive into business credit, why it matters, and how to build it effectively. Learn strategies to manage taxes, protect personal assets, and obtain better financing to scale your business. Tune in to gain insight into mastering your fluctuating income and achieving both personal and professional financial goals! To connect with Paul: https://blueskybizpro.com/ https://www.facebook.com/paul.childers.731 Do you have your own burning financial question for Mills? Contact her here: Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe on YouTube for the podcast episodes and more from Mills Knows Bills: https://youtube.com/@MillsKnowsBills 00:00 Introduction to Mills Knows Bills 00:53 Season Four Kickoff with Paul Childers 01:22 Understanding Business Credit and Taxes 03:11 Importance of Showing Profits 05:36 Building and Leveraging Business Credit 07:27 How to Improve Your Business Credit Score 08:12 Conclusion and Contact Information #financialpodcast #MillsKnowsBills #businesscredit #businesstaxes #entrepreneurialfinance #creditscore

Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this season finale episode of the Mills Knows Bills podcast, Mills provides a comprehensive guide to understanding and analyzing your profit and loss (P&L) statement. The episode covers key components such as revenue, cost of goods sold (COGS), operating expenses (OPEX), and net income. Mills offers practical tips on diversifying revenue, managing seasonal business fluctuations, negotiating with vendors, and maintaining a healthy profit margin. Whether you're a product-based or service-based business owner, this P&L analysis 101 class will help you make smarter financial decisions and avoid common pitfalls. Tune in to learn how to better handle your fluctuating income and stay on track with your financial goals! Do you have your own burning financial question for Mills? Contact her here: Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe for the latest on YouTube: https://youtube.com/@MillsKnowsBills Link to video podcast episode: https://youtu.be/5MUYVnkmG-I 00:00 Introduction to Mills Knows Bills 00:53 Podcast Overview and Goals 01:26 Understanding Profit and Loss (P&L) 02:01 Revenue Analysis 03:52 Cost of Goods Sold (COGS) 04:49 Operating Expenses (OPEX) 06:39 Net Income and Profit Margin 09:22 Conclusion and Next Steps   #financialpodcast #millsknowsbills #entrepreneurialfinance #variableincome #businessfinances

Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions! Join Mills in this solo cast episode of the Mills Knows Bills podcast as she discusses strategies for mastering fluctuating income and scaling your blue collar business. Mills identifies five common financial pitfalls that entrepreneurs face: lack of planning, mixing personal and business finances, avoidance of financial management, inadequate savings, and unbalanced leverage. Learn practical tips to implement a budget, separate finances, stay proactive in financial planning, build savings, and manage debt to ensure a healthier financial future for your business. Do you have your own burning financial question for Mills? Contact her here: Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe on YouTube for the latest https://youtube.com/@MillsKnowsBills Link to video podcast episode: https://youtu.be/dpI7WLlTED4 00:00 Introduction to Mills Knows Bills 00:28 Podcast Overview and Goals 00:53 Answering Common Financial Questions 01:35 Five Common Financial Pitfalls 01:48 Pitfall 1: Lack of Planning 03:11 Pitfall 2: Mixing Business and Personal Finances 04:30 Pitfall 3: Avoidance 06:11 Pitfall 4: Little to No Savings 0 7:18 Pitfall 5: Unbalanced Leverage 08:57 Conclusion and Call to Action #financialpodcast #millsknowsbills #entrepreneurialfinance #variableincome #businessfinances #financialmistakes #bluecollar  

Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions! This episode features a guest appearance by Josh Pies, owner of C47 Digital Studios, to discuss the financial complexities of managing multiple LLCs and the benefits of fractional CFOs. Mills and Josh explore the effectiveness of incorporating separate entities for different business ideas, balancing practicality with legal considerations, and the personal enjoyment they derive from their respective work in finance and entrepreneurship. Josh also shares insights on utilizing podcasts for business development and fostering meaningful relationships. Join the discussion for actionable financial advice and entrepreneurial insights! To connect with Josh and C47 Digital Studios: https://c47films.com https://bootstrappedunicorns.com Do you have your own burning financial question for Mills? Contact her here: Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe on YouTube for the latest from  @MillsKnowsBills  Link to video podcast episode: https://youtu.be/YSsIslQ9Ef8  00:00 Introduction to Mills Knows Bills 01:11 Meet the Guest: Josh Pies 02:04 Burning Financial Questions 03:10 Managing Multiple LLCs 08:40 The Joy of Finance 11:24 Josh Pies on Entrepreneurship 14:40 Conclusion and Contact Information #financialpodcast #millsknowsbills #entrepreneurialfinance #variableincome #videopodcast #digitalstudios #entrepreneurship

Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills is joined by Jill Healey, a Realtor with Park Life Group at Keller Williams Winter Park in Florida. The conversation delves into budgeting for a Realtor's variable income, planning for business growth, and the potential for using software or hiring an operations person to alleviate non-revenue generating tasks. Jill shares insights from her journey in real estate, her business structure, and the exciting opportunities for growth. If you're looking for advice on managing fluctuating income and boosting your financial stability, this episode is for you! Don't miss Jill's valuable insights on buying, selling, and investing in real estate. Tune in now! To connect with Jill: https://parklifeorlando.com Look for her on social media: Jill Healey, Park Life Orlando Do you have your own burning financial question for Mills? Contact her here: Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe on YouTube for the latest from  @MillsKnowsBills  Link to video episode: https://youtu.be/hxsTDZ9sTiA  00:00 Introduction to Mills Knows Bills 00:53 Welcome Back and Episode Overview 01:16 Meet Jill Healey 02:31 Jill's Business and Challenges 04:06 Budgeting and Financial Strategy 07:00 Metrics and Performance Tracking 11:41 Hiring and Management Tips 15:42 Jill's Real Estate Journey 16:46 Conclusion and Contact Information #financialpodcast #millsknowsbills #entrepreneurfinances #variableincome #floridarealtors

Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions! In episode 23, Mills discusses effective marketing strategies with Devin Pope, managing director and senior advisor at Nilsine Partners. Join their insightful conversation on optimizing marketing dollars for small businesses, such as his for high net worth clientele. Learn about the significance of starting a podcast, structuring consistent content, and leveraging social media platforms to build trust and grow your business. Devin also shares his experience in wealth management and financial planning that led to his business ownership. Tune in for practical advice and strategies to enhance your own small business, and to help you make the most out of your marketing efforts (and dollars)! To connect with Devin: Website: https://nilsinepartners.com Email: devinpope@nilsinepartners.com Do you have your own burning financial question for Mills? Contact her here: Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe on YouTube for the latest from  @MillsKnowsBills Link to video podcast episode: https://youtu.be/t4Cts00RpgQ 00:00 Introduction to Mills Knows Bills 00:53 Welcome Back to the Podcast: Today's Guest - Devin Pope 01:50 Devin's Financial Question: Maximizing Marketing Dollars 02:46 Mills' Advice: Starting a Podcast 04:58 Consistency in Marketing: Social Media and Podcasts 08:02 Planning and Recording Strategies 11:21 Devin's Business and Services 13:05 Conclusion and Final Thoughts  #financialpodcast #millsknowsbills #entrepreneurfinances #variableincome #smallbusinessmarketing

Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions! In episode 22, Mills welcomes "coffee-preneur" Eric Rowell of Grit and Grind Coffee, a mobile coffee company. The pair discuss common financial mistakes made by new business owners, including the importance of having a financial game plan, accurate bookkeeping, savings, and obtaining a line of credit. Eric shares his journey from real estate to owning several coffee trailers and brick-and-mortar stores, eventually franchising his business. They also cover strategies for optimizing business finances and the potential benefits of outsourcing bookkeeping duties, and more. Get helpful tips and actionable advice to help you manage and grow your own business. To connect with Eric: https://gritandgrind.coffee Do you have your own burning financial question for Mills? Contact her here: Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills YouTube: Subscribe for the latest video podcast episodes from  @MillsKnowsBills 00:00 Introduction to Mills Knows Bills 00:28 Podcast Format and Goals 01:14 Introducing the Guest: Eric Rowell 01:30 Eric's Journey in the Coffee Industry 02:05 Eric's Burning Financial Question 02:58 Common Financial Mistakes by Entrepreneurs 03:41 The Importance of Bookkeeping 04:29 Building Savings and Emergency Funds 05:36 Getting a Line of Credit 06:42 Eric's Experience and Challenges 08:29 Outsourcing Bookkeeping 14:15 Grit and Grind: Business Model and Expansion 16:43 Conclusion and Contact Information Link to video podcast episode on YouTube: https://youtu.be/0NMrjJJFqy8  #financialpodcast #variableincome #millsknowsbills #entrepreneurialfinance #businessmistakes

Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode of Mills Knows Bills, Mills welcomes Matthew Wasserman, a personal injury attorney based in Orlando, Florida. Together, they discuss financial strategies vital for growing law firms, including the importance of budgeting, setting up separate accounts for savings, evaluating marketing spend, understanding detailed bookkeeping, and the strategic timing for hiring new staff. Matthew also emphasizes the importance of client experience and constant communication in personal injury cases. Get helpful tips and actionable advice to help you manage and grow your own business. To connect with Matthew:  https://millertriallaw.com/attorneys/matthew-b-wasserman/ Do you have your own burning financial question for Mills? Contact her here: Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe for the latest on YouTube for the latest from @MillsKnowsBills  Link to video podcast episode on YouTube: https://youtu.be/vDFqVEq_GCk 00:00 Introduction to Mills Knows Bills Podcast 01:13 Guest Introduction: Matthew Wasserman 01:58 Common Financial Pitfalls for Growing Law Firms 03:24 Detailed Financial Advice for Law Firms 05:32 Q&A: Marketing and Staffing Strategies 10:40 Final Thoughts and Recommendations 13:20 Contact Information and Closing Remarks #financialpodcast #variableincome #millsknowsbills #entrepreneurialfinance #lawfirmgrowth

Welcome to the Mills Knows Bills Podcast! As always, we look forward to answering your burning financial questions. In this episode, host and CEO of Mills Knows Bills, Mills Bender, welcomes Kenney Baez of Freedom Wildlife. Although a successful business owner, Kenney struggles to maintain a positive financial mindset. Mills offers valuable tips on how to manage financial stress, reinforce positive financial habits, and the importance of having a supportive community. Tune in to learn how to turn financial struggles into success and meet a proactive "critter gitter" who ensures your home is pest-free and eco-friendly! To connect with Kenney and Freedom Wildlife: Website: https://freedomwildlife.com/ Do you have your own burning financial question for Mills? Contact her here: Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe for the latest on YouTube @MillsKnowsBills  00:00 Introduction to Mills Knows Bills 01:03 First In-Person Podcast Episode with Kenney  01:31 Building a Positive Relationship with Money 02:00 Mindset and Financial Health 04:41 The Importance of Support Networks 06:30 Kenney's Business and Services 07:53 Conclusion and Thanks #financialpodcast #variableincome #millsknowsbills #entrepreneurialfinance #financialmindset

Welcome back to an all new season of the Mills Knows Bills Podcast! As always, we look forward to answering your burning financial questions. In this season 3 premiere episode, host Mills Bender welcomes Joey Schuster, CEO and founder of Real Review Response. Let's get to Joey's burning financial question! Mills and Joey discuss the key factors startup founders should consider when deciding between debt financing and offering equity to investors. Joey also shares insights on maintaining a balance between leveraging debt and having cash on hand, while Mills provides expert advice on business credit scores, strategic planning, and shopping for the best financial solutions. Additionally, Joey introduces his reputation management platform, Real Review Response, highlighting its importance for businesses, especially franchises, in managing reviews and SEO effectively. To connect with Joey and Real Review Response: https://realreviewresponse.com/ https://joeyschuster.com/ For the latest from the Mills Knows Bills Podcast, please subscribe on YouTube  https://youtube.com/@MillsKnowsBills  And, please feel free to email: info@millsknowsbills.com Also, you connect with Mills here: Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Website: https://MillsKnowsBills.com 00:00 Introduction to Mills Knows Bills Podcast 00:53 Welcome Back and Episode Overview 01:16 Guest Introduction: Joey Schuster 01:33 Debt Financing vs. Equity: Key Considerations 03:30 Factors in Debt Financing 06:33 Balancing Debt and Cash Flow 08:02 Joey Schuster on Reputation Management 11:05 Conclusion and Final Thoughts #financialpodcast #millsknowsbills #variableincome #entrepreneurialfinance #startup

Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this insightful episode of the Mills Knows Bills podcast, Mills welcomes special guest Christine Chapman, owner of Chapman Education, to share her expertise on navigating the high costs of college tuition. The key topics include making informed college decisions, utilizing scholarships and grants, and financial advice for parents with children heading to college. Tune in to gain valuable tips and learn how to position your family for financial success when it comes to pursuing higher education. To connect with Christine: Visit: https://chapmaneducation.org/ Via Instagram: https://www.instagram.com/chapmaneducationorg For more from Mills Knows Bills, and this podcast, subscribe on YouTube: https://youtube.com/@MillsKnowsBills Please feel free to email: info@millsknowsbills.com Also, you connect with Mills here: Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Website: https://MillsKnowsBills.com And remember, if you're interested in taking part of our coaching programs or courses, be sure to mention our podcast to get a special discount! 00:00 Introduction to Mills Knows Bills 00:53 Special Guest: Christine from Chapman Education 03:44 Christine's Burning Financial Question 05:10 Mills' Advice on College Tuition 11:26 Christine's Services and Contact Information 16:23 Closing Remarks and Resources #financialpodcast #millsknowsbills #variableincome #collegetuition

Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions!  *Please note that we had some technical difficulties while shooting this episode. It in no way takes away from the valuable information that you will find! In this episode, Mills is joined by special guest Hope Soto, a personal injury lawyer from Miami. Hope seeks advice on how to structure her law firm's budget and manage finances while working on a contingency fee basis. Mills provides detailed strategies, including creating specific savings accounts and using the "profit first" method. The discussion also covers maximizing recovery for emotional damages in injury cases. Tune in for valuable financial tips and resources for financially structuring a legal firm. To connect with Hope: Website: https://www.sotolawfl.com/attorney-hope-soto/ Instagram: https://www.instagram.com/hopesoto.esq/ For more from Mills Knows Bills and the podcast, subscribe on YouTube: https://youtube.com/@MillsKnowsBills Please feel free to email: info@millsknowsbills.com Also, you connect with Mills here: Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Website: https://MillsKnowsBills.com And remember, if you're interested in taking part of our coaching programs or courses, be sure to mention our podcast to get a special discount!  00:00 Introduction to Mills Knows Bills Podcast 01:07 Special Guest Introduction: Hope Soto 01:56 Hope's Financial Question 02:53 Mills' Financial Advice for Hope 05:30 Implementing Financial Strategies 05:46 Profit First Method Explained 10:01 Hope's Legal Practice and Services 11:57 Conclusion and Final Thoughts  #financialpodcast #millsknowsbills #variableincome #financialstrategy #personalinjurylawfirm

Welcome to the Mills Knows Bills podcast! In this solo cast episode, host Mills Bender, founder and CEO of Mills Knows Bills, explains the role and benefits of a fractional CFO for small business owners. Tune in to learn more about how a fractional CFO can provide high-quality financial management and support for your growing business. Whether it's through guest speakers, in-depth financial conversations, or a solo cast, Mills Knows Bills aims to help you master your money. Don't forget to subscribe on YouTube for the latest podcast episodes with answers to your burning financial questions! https://youtube.com/@MillsKnowsBills You can also find Mills on: Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Website: https://MillsKnowsBills.com  00:00 Introduction to Mills Knows Bills 00:54 Understanding the Role of a Fractional CFO 02:12 Why Hire a Fractional CFO? 03:25 Benefits of Hiring a Fractional CFO 04:53 How to Connect with Mills 05:27 Conclusion and Final Thoughts #financialpodcast #millsknowsbills #variableincome #businessfinances

Welcome to the Mills Knows Bills Podcast! In this episode of Mills Knows Bills, host Mills Bender delivers a solo cast with valuable financial advice for business owners facing slower seasons. Mills discusses strategies such as identifying your slow season through profit and loss analysis, building and utilizing an emergency fund, and effectively using downtime to prepare for peak business periods. Tune in to learn how to manage fluctuating income and achieve your financial goals during your slow seasons! Whether it's through guest speakers, in-depth financial conversations, or a solo cast, Mills Knows Bills aims to help you master your money. 00:00 Introduction to Mills Knows Bills 00:53 Welcome Back and Today's Topic 01:29 Identifying Your Slow Season 01:58 Financial Strategies for Slow Seasons 02:52 Preparing for High Seasons 03:54 Conclusion and Contact Information Don't forget to subscribe on YouTube for the latest money management tips and answers to your burning financial questions!  @MillsKnowsBills  Find Mills on Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Visit https://MillsKnowsBills.com for more #financialpodcast #millsknowsbills #variableincome #businessfinances  

Welcome to The Mills Knows Bills Podcast! Let's get to those burning financial questions! Welcome to the Mills Knows Bills podcast! In this podcast, host Mills Bender, the founder and CEO of Mills Knows Bills, discusses practical financial strategies for variable income earners to master their money. This episode welcomes guest Michael Morrow, a seasoned construction expert from Northern Ireland, to share his unique journey of starting his own LLC. Learn about essential financial tips for new businesses, such as personal and business budget planning, revenue goal setting, and the importance of systematic bookkeeping. Michael also delves into his expertise in solving construction problems and offers advice for other entrepreneurs starting out. Don't miss out on this insightful conversation packed with actionable financial insights! Subscribe on YouTube @MillsKnowsBills  for the latest financial advice from Mills Bender. You can also visit https://MillsKnowsBills.com To connect with Michael: mdmorrow@gmail.com 00:00 Introduction to Mills Knows Bills 00:53 Meet Our Guest: Michael Morrow 01:23 Michael's Background and Expertise 04:11 Michael's Financial Question 05:22 Mills' Financial Advice for New Business Owners 12:44 Michael's Approach to Construction Management 16:35 Conclusion and Contact Information 16:56 Final Thoughts and Resources   #financialpodcast #millsknowsbills #variableincome #moneymanagement #newbusiness #newbusinessfinances

Welcome to The Mills Knows Bills Podcast! Let's get to those burning financial questions! In this episode of Mills Knows Bills, host Mills Bender welcomes guest Zach Sasser, "The Young Closer," to answer questions on prioritizing cash flow versus appreciation in real estate investments. Drawing from both their extensive experiences, Mills and Zach discuss strategies for achieving financial goals through passive income, the importance of understanding tax advantages, and offer insights from their business journeys. Tune in for practical advice that can help ease variable income earners' minds and achieve financial stability. To get the latest financial advice from Mills Bender, host and CEO of Mills Knows Bills, subscribe on YouTube  @MillsKnowsBills  , and visit https://MillsKnowsBills.com To connect with Zach: https://facebook.com/realzachsasser https://www.instagram.com/sasser21   LINK TO YOUTUBE VIDEO: https://youtu.be/Pe6o7kS_lXg 00:00 Introduction to Mills Knows Bills  01:01 Meet Our Guest: Zach Sasser 01:27 Zach's Financial Background 03:07 The Big Question: Cash Flow vs. Appreciation 06:27 Understanding Passive Income and Taxes 09:41 Zach's Business Insights and Contact Info 11:19 Closing Remarks and Resources

Welcome to The Mills Knows Bills Podcast! Let's get to those burning financial questions! In this episode of the "Mills Knows Bills" podcast, host Mills Bender, founder and CEO of Mills Knows Bills, welcomes Scott Rammage from Hire VP to discuss how variable income earners can effectively manage their finances. Scott, a long-time friend and business owner, seeks advice on separating savings for business and personal expenses. Mills provides valuable insights into budgeting, saving, and utilizing high-yield savings accounts for financial stability. This episode offers practical tips for business owners to scale efficiently using virtual professionals, making it a must-watch for entrepreneurs aiming to grow their businesses and achieve financial freedom. Subscribe on YouTube  @MillsKnowsBills  for the latest financial advice from Mills Bender. You can also visit https://MillsKnowsBills.com To connect with Scott: https://www.facebook.com/scott.rammage.7 https://www.vamediamachine.com/   LINK TO YOUTUBE VIDEO: https://youtu.be/hKROO0Q2j2Q 00:00 Introduction to Mills Knows Bills  01:03 Guest Introduction: Meet Scott 01:57 Scott's Burning Financial Question 02:26 Personal Financial Advice 03:48 Business Financial Advice 04:43 Clarifying Payroll Buffers 08:36 Scott's Business Insights 12:02 How to Connect with Scott 13:01 Closing Remarks and Resources #millsknowsbills #personalfinance #variableincome #financialpodcast      

Welcome to the Mills Knows Bills Podcast! In this episode of the "Mills Knows Bills" podcast, host Mills Bender, founder and CEO of Mills Knows Bills, welcomes Clifton Muckenfuss, a serial entrepreneur and business coach. Together they discuss tailored financial strategies for entrepreneurs, the importance of setting personal financial goals, and the best investments to secure long-term wealth. Clifton shares insights from his extensive experience in growing and scaling businesses, offering practical advice for small business owners. Tune in to learn how to manage your variable income, invest wisely, and achieve financial freedom.   Subscribe on YouTube  @MillsKnowsBills  for the latest financial advice from Mills Bender. You can also visit https://MillsKnowsBills.com   To Connect with Clifton: Website: https://your-small-business-coach.com/ LI: https://www.linkedin.com/in/cliftonmuckenfuss FB: https://www.facebook.com/topcontractorcoach/ IG: https://www.instagram.com/yoursmallbizcoach/   00:00 Introduction to Mills Knows Bills 01:01 Meet Clifton Muckenfuss: The Motivation Guru 01:38 Clifton's Journey and Expertise 02:52 Financial Strategies for Entrepreneurs 06:10 Getting Started with Investments 08:29 Clifton's Business Coaching Insights 10:37 Connecting with Clifton 12:25 Closing Remarks and Resources #personalfinance #personalfinance #variableincome #financialpodcast #millsknowsbills

Welcome to a new season of the Mills Knows Bills Podcast! Join host Mills Bender as she discusses with her guests strategies for variable income earners to master their finances. In the season premier of the Mills Knows Bills podcast, host Mills Bender, founder and CEO of Mills Knows Bills, speaks with guest Hugo Perez about managing money with a variable income. Hugo, a 25-year-old entrepreneur in the furniture and mattress industry, also delves into art dealing and financial literacy. They discuss the concept of passive income, investment strategies, and the necessary upfront work required to achieve financial goals. Whether you are just starting to invest or already have substantial funds, this episode offers valuable insights into mastering your finances and making smart investments. Please subscribe on YouTube  @MillsKnowsBills  for the latest podcast episodes! For more, visit: https://www.millsknowsbills.com To connect with Hugo: https://www.instagram.com/hperez1598/ call or text: 512.637.1750 00:00 Introduction to Mills Knows Bills 00:53 Season Two Kickoff with Hugo Perez 01:27 Hugo Perez's Background and Interests 02:16 Exploring Passive Income 04:00 Investing Strategies and Personal Insights 05:44 Creating Digital Products for Passive Income 09:20 Final Thoughts and Contact Information 10:36 Closing Remarks and Disclaimer #millsknowsbills #personalfinance #personalfinance #variableincome #financialpodcast

Welcome to the Mills Knows Bills podcast! Join host Mills Bender as she discusses with her guests strategies for variable income earners to master their finances. In the season finale of the Mills Knows Bills podcast, host Mills Bender, alongside special guest Megan Fitzpatrick, founder of The Fitz Solution, dive into the complexities of managing variable incomes and the importance of financial education. The episode covers various topics, from the relevance of cryptocurrency investments to empowering teenagers towards fulfilling futures. Megan shares her journey from a high school math teacher to an entrepreneur, highlighting her initiative, The Ultimate Selfie, aimed at helping teenagers discover their identities and aspirations. Additionally, the podcast addresses the significance of parental support in exploring non-traditional educational paths for their children. The episode concludes with Megan offering free resources for teenagers and their families, emphasizing the importance of diversification in investments and education as keys to financial freedom. To connect with Megan: FB: https://www.facebook.com/thefitzsolution IG: https://www.instagram.com/thefitzsolution Website: https://www.thefitzsolution.com/ If you enjoyed this content, please subscribe  @MillsKnowsBills  For more from Mills, visit: https://www.MillsKnowsBills.com  00:00 Welcome to the Mills Knows Bills Podcast: Mastering Your Money 00:53 Season Finale Special: Guest Megan Fitzpatrick Joins the Show 01:51 To Crypto or Not: Navigating Financial Investments 03:41 Empowering the Next Generation: Megan's Mission 05:36 Advice for Parents: Understanding and Supporting Your Child's Path 07:11 How to Connect with Megan and Access Free Resources 08:15 Wrapping Up the Season: A Heartfelt Thank You PODCAST TOPIC KEYWORDS: Mills Bender, Megan Fitzpatrick, Fitz Solution, crypto, financial education

Welcome to the Mills Knows Bills podcast! Join host Mills Bender as she discusses with her guests strategies for variable income earners to master their finances. In this episode of the Mills Knows Bills podcast, host Mills Bender is joined by guest Jon Sansone. The discussion focuses on financial strategies for individuals with fluctuating incomes, aiming to alleviate the struggles of living paycheck to paycheck and accelerating debt payoff. Mills provides valuable insights on monetizing a newly acquired lake house through short-term rental options, emphasizing the importance of community regulations, marketing strategies, financial planning, and insurance considerations. In addition, Jon shares his expertise on 'power selling', discouraging sales out of desperation and promoting a strong sales strategy. The episode also highlights the availability of free financial resources, coaching programs, and a special discount for podcast listeners. To connect with Jon: https://saleswarriorinspire.com/ https://www.linkedin.com/in/jon-saleswarrior-116328225 If you enjoyed this content, please subscribe  @MillsKnowsBills   For more, visit https://www.MillsKnowsBills.com 00:00 Welcome to Mills Nose Bills Podcast: Mastering Your Money 01:05 Guest Introduction and Financial Question: Monetizing a Lake House 01:39 Expert Advice: Turning Your Property into a Profitable Rental 05:49 Insurance and Financial Planning for Your Rental Property 07:25 Power Selling: Strategies for Business Owners 09:23 Ideal Clients and Professional Sales Training 10:07 How to Connect with John for Sales Mastery 11:00 Thank You and Final Thoughts   PODCAST TOPIC KEYWORDS: Mills Knows Bills, Mills Bender, Jon Sansone, Variable Income, Rental Property

Welcome to the Mills Knows Bills podcast! Join host Mills Bender as she discusses with her guests strategies for variable income earners to master their finances. The episode features guest Ashley Herrera, a mortgage expert and TV host, who shares insights on assisting elderly clients with limited financial resources in purchasing homes. They explore solutions such as building additional dwellings on existing properties and seeking investments, focusing on serving clients without traditional proof of income. Herrera details a nationwide investment program facilitating property purchase and financing. Contact information for further assistance is provided, alongside encouragement for listeners to utilize the podcast's resources for financial betterment and offers for coaching programs or courses with a special podcast discount. The episode emphasizes individual consultation for specific advice, reinforcing its educational intent.   To connect with Ashley: Website: https://www.theashleyherrera.com Call or text: (325) 340-3324 For more, visit: https://www.MillsKnowsBills.com   00:00 Welcome to the Mills Knows Bills Podcast! 00:53 Introducing Our Special Guest: Ashley 01:27 Ashley's Burning Financial Question 02:52 Creative Solutions for Elderly Financial Support 05:21 Investment Opportunities and Nationwide Programs 06:20 How to Contact Ashley for More Options 07:07 Gratitude and Additional Resources 08:06 Important Disclaimer and Closing Remarks   Topic Keywords; Mills Knows Bills, Mills Bender, Ashley Herrera, 

How to Handle Volatile Financial Markets | The Mills Knows Bills Podcast Welcome to the Mills Knows Bills Podcast! The podcast aims to assist variable income earners in mastering their finances within 90 days, focusing on transitioning from paycheck-to-paycheck living to achieving personal and professional financial goals. In this episode, host Mills Bender is joined by guest Barry Botwin, a seasoned mortgage lender from Cross Country Mortgage. Bender and Botwin discuss the uncertainty of the financial markets in the coming year, touching upon factors like elections, wars, and how these could affect interest rates and consumer behavior. They explore strategies for financial resilience, including diversifying income streams, planning personal and business finances, reducing debt, and building an emergency fund. Botwin shares insights into his work with a range of clients, from first-time homebuyers to luxury property purchasers, and offers his contact information for those seeking mortgage advice. The episode emphasizes the importance of controlling personal finances amidst market unpredictability, with Bender sharing her personal journey of how Mills Knows Bills was born out of crisis and uncertainty. To reach out to Barry: Call or text the office 7 days a week, 7am–7pm at (407)768-3242 Email: barry.botwin@ccm.com If you enjoyed this content, please like, share, and subscribe on YouTube for the latest! https://www.youtube.com/@MillsKnowsBills For more information, please visit https://www.millsknowsbills.com 00:00 Welcome to Mills Knows Bills: Mastering Your Money 00:53 Introducing Guest Barry Botwin: A Mortgage Lending Expert 02:03 Navigating Financial Uncertainty: Tips and Strategies 08:20 Barry's Insight on the Mortgage Industry and Client Advice  10:50 How to Connect with Barry for Mortgage Assistance 11:47 Gratitude and Resources for Financial Growth 12:40 Closing Remarks and Disclaimer    Topic Keywords: Mills Knows Bills, financial markets, Barry Botwin, Cross Country Mortgage, mortgage

Welcome back to the Mills Knows Bills podcast! In this episode, host Mills Bender, CEO of Mills Knows Bills, chats with guest Brady Slack, managing partner at High Country Finance and co-founder of the software company Stacked. They discuss the attributes of their best clients, emphasizing the importance of a positive money mindset and the willingness to put in the work. Slack shares his perspective on effective client relationships from an accounting and tax planning viewpoint, highlighting the benefits of viewing financial professionals as partners and the potential for making more money while paying fewer taxes. Listeners are encouraged to reach out to their own advisors and professionals for personalized financial or tax advice, ensuring a comprehensive approach to managing individual financial situations. If you enjoyed this content, subscribe to the Mills Knows Bills YouTube page for the latest! https://www.youtube.com/@MillsKnowsBills   For more information, please visit https://www.millsknowsbills.com   00:00 Welcome to Mills Knows Bills: Mastering Your Money 00:53 Special Guest Introduction: Brady Slack 01:39 The Key Traits of the Best Clients 04:05 Exploring Financial Strategies and Client Relationships 06:51 How to Connect with Brady Slack for Financial Guidance 07:43 Wrapping Up: Resources and Thanks 09:33 Final Thoughts and Disclaimer

In this episode of the Mills Knows Bills podcast, host Mills Bender, founder and CEO of Mills Knows Bills, interviews Shawn Lane, CEO and founder of FRS Credit, a credit repair company. They discuss strategies for people with variable incomes to manage their money effectively, focusing on paying off credit card debt and investing for retirement concurrently. Shawn asks Mills if those buried in credit card debt should still invest for retirement, given the high interest rates on such debts. Mills advocates a balanced approach to managing debts, savings, and investments simultaneously. He explains the debt stacking method for paying off debts and stresses the importance of having an emergency fund and investing early for retirement. Shawn shares insights into his ideal clients - people motivated to improve their credit scores for significant life purchases, and emphasizes the importance of proactively monitoring and managing credit. The episode wraps up with contact information for FRS Credit for those interested in seeking credit repair services or advice. If you enjoyed this content, please like and share, and subscribe for the latest! https://www.youtube.com/@MillsKnowsBills For more information, please visit https://www.millsknowsbills.com 00:00 Welcome to the Mills Knows Bills Podcast: Mastering Your Money 00:53 Special Guest Shawn Lane: Tackling Credit Repair and Financial Questions 02:05 Investing vs. Paying Off Credit Card Debt: An In-Depth Discussion 04:01 Strategies for Debt Payoff and Financial Planning 07:47 Exploring Options for High Credit Card Debt Holders 11:41 The Ideal Client for Credit Repair Services 14:05 Proactive Credit Monitoring and Improvement Tips 16:19 How to Contact Sean for Credit Analysis and Advice 17:58 Closing Thoughts and Resources for Financial Growth