Podcasts about buy term

When it comes to life insurance, the debate between Primerica's term life insurance and whole life insurance (cash value) is one of the biggest in personal finance. Primerica pushes "Buy Term, Invest the Difference", claiming it's the smartest way to grow wealth, but is that really true? In this video, we break down the pros and cons of both—how term life works, why Primerica doesn't offer whole life, and whether cash value life insurance is actually a better long-term strategy for financial security. You'll learn the hidden fees, investment risks, and fine print that most agents won't tell you. If you're trying to decide between Primerica's term life and a whole life policy with cash value, this video will give you the knowledge you need to make the best financial choice for you and your family.

The Round Table Series #04: Infinite Banking vs Buy Term & Invest the RestIn this council of The Round Table, Robin Washington, Joe DeFazio and myself discuss the truth about whole life insurance, term insurance, investing, capital, the banking function and more. We cover a lot of ground here, wrestling with Infinite Banking, and we will be back in this format so stay tuned and share your questions, topics of choice and takeaways. To connect with Robin: https://thecashcompound.com/bookwithrobinTo connect with Joe, go to www.10thstreetcapital.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today's episode, Darren and Christina are debunking a popular financial myth: buy term insurance and invest the difference somewhere like the stock market. Although there is certainly a time and a place for term insurance, this is NOT the way. Check out the episode to learn why that is and Darren and Christina's advice for what you should actually be doing instead. Tune in now! Show notes: 00:00 - Introduction 1:50 - Buy term and invest the difference: what exactly does that mean? 11:05 - The need for term insurance 14:10 - The problem with expired term insurance in retirement 19:15 - Buying term and investing the difference is NOT a real plan 21:10 - When does term insurance make sense? FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Download “How To Find Ultra High Net Worth Clients" from https://financialadvisorsworkshop.com/  Known for Financial Triage, Frank Levine (https://www.cfsllc.com/) a Registered Representative for Certified Financial Services possesses the art of knowing what to do in the proper order. Thus helping clients prioritize fiscal decisions. His mission is to enable people to make well-informed financial decisions. A protection-first philosophy ensures what you have has limited risk exposure. The confusion & misconceptions prevalent on the internet make proper guidance essential. In this episode, Brian and Frank discuss: 1. Teaching Clients the Right Financial ‘Swing' 2. Why a Strong Cash Reserve is Key to Financial Security 3. Debunking the 'Buy Term and Invest the Difference' Myth 4. The Hidden Costs of Financial Decisions LinkedIn: https://www.linkedin.com/in/frankzlevine/  Website: https://www.cfsllc.com/  To see short videos of all our best FA Business Growing tips follow us on:  Instagram: https://www.instagram.com/FinancialAdvisorsWorkshop   TikTok: https://www.tiktok.com/@faworkshop   YouTube: https://www.youtube.com/@financialadvisorsworkshop  Facebook: https://www.facebook.com/FinancialAdvisorsWorkshop   Twitter: https://twitter.com/FAsWorkshop   iTunes: https://podcasts.apple.com/us/podcast/financial-advisors-workshop-with-brian-kasal/id1614768408   Spotify: https://open.spotify.com/show/4OB78889GRx2FHjvWtsyeE   Website: https://www.financialadvisorsworkshop.com/   Work with FourStar: https://financialadvisorsworkshop.com/Advisors   DISCLAIMER: This content is provided by FourStar Wealth Advisors for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. FourStar is an SEC registered investment advisor that maintains a principal business in the state of Illinois. The firm may only transact business in states in which it has filed or qualifies for a corresponding exemption from such requirements. For information about FourStar's registration status and business operations please consult the firm's form ADV disclosure documents, the most recent versions of which are available on the SEC investment advisory public disclosure website at www.adviserinfo.sec.gov

Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insuranceWant FREE Whole Life Insurance Education? Go Here: https://bttr.ly/vault Connect with Truth Concepts:https://truthconcepts.com/https://www.youtube.com/user/TruthConcepts Watch the latest episode with Todd - https://youtu.be/4YrQU18AVV0 Watch the rest of the Truth Concepts series with Todd Langford: https://www.youtube.com/playlist?list=PLSXbgsLBVKmHPDXME1h9iObx6tp9sTxcF In this episode of the Truth Concepts series with Todd Langford, they discuss the benefits of using whole life insurance as part of an investment strategy. They compare two scenarios: one where a person buys term insurance and invests the difference, and another where a person uses whole life insurance. They analyze the distribution phase of retirement and show that the person with whole life insurance can have a higher spendable income, even with a smaller asset base. They also highlight the importance of the death benefit in unlocking additional assets and protecting against inflation. ______________________________________________ ✉️ Email BetterWealth: https://bttr.ly/infoWEBSITE: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Are you trying to decide which type of life insurance to buy? You want to protect your family in case something happens, so how do you do it best? Whole life insurance is often rejected as expensive and a poor "investment," while mainstream opinion leans in favor of the "buy term and invest the difference" strategy, which involves opting for cheap insurance coverage and investing the dollars you save. https://www.youtube.com/live/QDyfZjPaMgc We'll guide you through the compelling story behind the "Buy Term and Invest the Difference" strategy, a concept born from Art Williams' personal experiences in the late 1960s. By examining the benefits and pitfalls of this popular approach, we empower you to make informed decisions tailored to your unique financial goals and risk tolerance. Explore the vital distinctions between whole life and term life insurance, and learn why a one-size-fits-all solution may not serve your best interests. Through relatable analogies and real-life examples, we break down the often misunderstood aspects of life insurance, helping you see the bigger picture. We also address the psychological and financial barriers that many face when considering life insurance, sharing insights from LIMRA and Dr. Wade Pfau on how whole life insurance can provide a stable safety net during economic downturns. Finally, we delve into the concept of becoming your own banker, illustrating how this alternative perspective can offer unparalleled financial flexibility and security. By understanding the sequence of returns risk and leveraging whole life insurance loans during market downturns, you can protect your investment portfolio and ensure long-term financial stability. Join us for an episode packed with actionable insights and strategies to enhance your financial planning journey. The Myth of “Buy Term and Invest the Difference”Breaking Down Insurance, Investments, and MoreCommon Pitfalls of Investing the DifferenceIs Term Insurance Actually Cheaper?Who is Buy Term and Invest the Difference For?Book A Strategy Call The Myth of “Buy Term and Invest the Difference” The idea of “buy term and invest the difference” is really common in the financial sphere, because on the surface it seems to make a lot of practical sense. After all, you're being told “buy cheap insurance to get the protection, then build your wealth in investments.” The problem is that this strategy doesn't work with certain goals. There isn't a singular, perfect insurance strategy to trump all else. There are myriad ways to get coverage, depending on what you want out of your dollars. Many people believe that Art Williams is the origin of this phrase; after his father passed, the whole life insurance death benefit didn't seem as large as what a term insurance policy could have been, and for less money. He felt strongly that his father had been sold the “wrong” policy, and so his life's mission became to get rid of whole life insurance. Curiously, he partnered with a mutual company, and the phrase “buy term, invest the difference” was born.  Breaking Down Insurance, Investments, and More So what are the elements of “buy term and invest the difference”? It may sound like there are two things at play here, but really there are many factors to consider. While of course there's term insurance and stocks (or other investments, technically), you have to ask what that strategy is being compared to. And what that's being compared to is whole life insurance. Whole life insurance is insurance that is with you for your whole life, and if done with IBC in mind, can also be used as a warehouse for your wealth. Whole life insurance is guaranteed to pay out no matter what age you die, and if you live to the “end” of the policy (called endowment), the death benefit gets paid directly to you. This is permanent insurance in the truest sense.  Comparatively, term insurance is insurance that you only have for a portion of your life.

Jim Tewalt is a certified financial planner with EPS Wealth Management. On this episode Jim Tewalt debunks two financial myths. Jim shares with us some strategies to provide predictable streams of income in retirement. ILOVEEPS.com Join Me On Telegram https://t.me/theambermayshow ------------------------------------------------------------------------------------- Get all your My Pillow Products at a DISCOUNT www.mypillow.com/amber Use Promo Code AMBER and save up to 66% off Promo code-AMBER 800-957-2123 Get Ivermectin and hydroxychloroquine and SAVE Dr Stella Immanuel www.drstellamd.com Use Promo Code AmberMay and save Docuseries Restore Your Brain Health, Reverse the Effects of Alzheimer's https://wr374.isrefer.com/go/bhbt/amberhiliker/ Take Control of Your Health & Healing! Get the full celebration of solutions that happened at Healing For The A.G.E.S. Over 20 hours of ground-breaking, life-changing, information you've never heard before, and can't get anywhere else! https://healingfortheages.com/ use promocode Amber Get Spike Support from The Wellness Company. Spike Support and give your body the natural immune support it needs to protect yourself and your family. https://www.twc.health/discount/AMBERMAY?ref=AMBERMAY Use PromoCode AmberMay Patriot Mobile- Free Activation https://www.patriotmobile.com/amber/ Use Promocode AMBER The Flynn Movie https://www.flynnmovie.com/ref/azladyz/ War On Truth Movie https://hisglory.tv/?ref=448 Promocode MAY Is it possible with Turbo Cancers on the rise and Big Pharma's reputation at zero, that Americans are finally ready to hear the truth about Cancer? Are you ready? In the 70's a Doctor working for a National Cancer Institute discovered that Apricot seeds, which contain B-17, actually slowed the growth of tumors. https://rncstore.com/ambermay Freedom First Coffee www.FreedomFirstCoffee.com Use Promocode AMBER Freedom First Beef www.FreedomFirstBeef.com Use Promocode AMBER 15% for our Natural & Organic Skincare and natural hand-poured 100% soy wax candles http://www.PureBeautybyLorina.com Use Promo code AmberMay Delicious Cheesecakes https://belovedcheesecakes.com/ PromoCode AMBER The Commander's Artist Save 10% Promo Code Amber https://thecommandersartist.com/shop/ Lose Weight Attain Your Health Goals https://ambermay.kannaway.com/ Reverse aging with Timeless Pack www.TimelessPack.com Promocode AmberMay https://ambermay.kannaway.com/ambermay/product/MY003E?categoryid=460 Lose Weight While Drinking Java www.CupAHealth.com PromoCode Amber ___________________________________________________________________ Hero's Soap Save 10% with Promo Code AmberMay We strive to create a brand that pays homage to the values that our country was founded on by our forefathers. With a Veteran of the United States Air Force as one of the owners, we understand the dedication & sacrifice that each family makes to serve their country. https://herosoapcompany.com/ambermay My Patriot Supply https://mypatriotsupply.com/Amber?rfsn=6442302.fa4e33 Survival Supplies & Emergency Preparedness Gear Trusted Self-Reliance & Food Independence The original Patriot survival company. My Patriot Supply was founded by people with a passion for self-sufficiency and food independence. We not only understand the drive to practice emergency preparedness, we are active participants in the survivalist lifestyle. We believe that true freedom comes from attaining a certain level of self-reliance. Get ALL Your Marketing Logos and Websites and More Here! www.jawdd.com Business Owners, GET Your Employee Tax Credit with the Cares ACT https://ercfilenow.com/vid/azladyz Get a Rebate On All Your Purchases of Gas https://upside.app.link/CDZ8N Use promocode CDZ8n Essential Oils https://www.youngliving.com/us/en/referral/2013099 Checkout all the facts about the Great Reset https://timetofreeamerica.com/ -------------------------------------------------------------------------------- We Are on These Platforms Frankspeech.com https://home.frankspeech.com/shows/amber-may-tv-show Rumble https://rumble.com/c/c-811265 Odysee https://odysee.com/@azladyz:c Locals https://theambermayshow.locals.com Brighteon https://www.brighteon.com/channels/azladyz Bitchute https://www.bitchute.com/search/?query=azladyz&kind=video CloutHub: https://clouthub.com/c/4EWXEKT9 Podbean: http://theambermayshow.podbean.com https://YourNews.com Catch Amber May Paisley Radio Wednesday 9pm (uk time) repeated Fridays at 1am (uk time) 2PM MST https://paisleyradio.com/ Catch Amber May On UG Media Fridays 10PM (UK Time) 3pm MST/5pm EST https://theug.media/wp-content/ugplayer/xlplayer.html Catch Amber May on Express Radio Station Thursday at 6pm MST/8pm EST https://live365.com/station/Express-Radio-a64355 Catch Amber On The Military Broadcast Radio Wednesday at 2pm MST/ 4pm EST https://www.facebook.com/MBRTalk

Learn about the hybrid life insurance / investment strategy that could both save you money month to month in the present, as well as put more reserves in your bank account for unexpected events, or to use up the road.

Jim Tewalt is a certified financial planner with EPS Wealth Management. He has been in the business for over 30 years. He shares with us some ideas on safe investments as well as an income producing strategy. Join Me On Telegram https://t.me/theambermayshow ------------------------------------------------------------------------------------- Get all your My Pillow Products at a DISCOUNT www.mypillow.com/amber Use Promo Code AMBER and save up to 66% off Promo code-AMBER 800-957-2123 Get Ivermectin and hydroxychloroquine and SAVE Dr Stella Immanuel www.drstellamd.com Use Promo Code AmberMay and save Dr Meehan- Telemed & Supplements https://www.meehanmd.com/ Use Promocode Amber Docuseries Restore Your Brain Health, Reverse the Effects of Alzheimer's https://wr374.isrefer.com/go/bhbt/amberhiliker/ Get Spike Support from The Wellness Company. Spike Support and give your body the natural immune support it needs to protect yourself and your family. https://www.twc.health/discount/AMBERMAY?ref=AMBERMAY Use PromoCode AmberMay Protect Your Investment Gold/Silver www.EPSWealthManagement.com Patriot Mobile- Free Activation https://www.patriotmobile.com/amber/ Use Promocode AMBER 15% for our Natural & Organic Skincare and natural hand-poured 100% soy wax candles http://www.PureBeautybyLorina.com Use Promo code AmberMay Delicious Cheesecakes https://belovedcheesecakes.com/ PromoCode AMBER The Commander's Artist Save 10% Promo Code Amber https://thecommandersartist.com/shop/ Lose Weight Attain Your Health Goals https://ambermay.kannaway.com/ Reverse aging with Timeless Pack www.TimelessPack.com Promocode AmberMay https://ambermay.kannaway.com/ambermay/product/MY003E?categoryid=460 Lose Weight While Drinking Java www.CupAHealth.com PromoCode Amber ___________________________________________________________________ Hero's Soap Save 10% with Promo Code AmberMay We strive to create a brand that pays homage to the values that our country was founded on by our forefathers. With a Veteran of the United States Air Force as one of the owners, we understand the dedication & sacrifice that each family makes to serve their country. https://herosoapcompany.com/ambermay My Patriot Supply https://mypatriotsupply.com/Amber?rfsn=6442302.fa4e33 Survival Supplies & Emergency Preparedness Gear Trusted Self-Reliance & Food Independence The original Patriot survival company. My Patriot Supply was founded by people with a passion for self-sufficiency and food independence. We not only understand the drive to practice emergency preparedness, we are active participants in the survivalist lifestyle. We believe that true freedom comes from attaining a certain level of self-reliance. Get ALL Your Marketing Logos and Websites and More Here! www.jawdd.com Business Owners, GET Your Employee Tax Credit with the Cares ACT https://ercfilenow.com/vid/azladyz Get a Rebate On All Your Purchases of Gas https://upside.app.link/CDZ8N Use promocode CDZ8n Essential Oils https://www.youngliving.com/us/en/referral/2013099 Checkout all the facts about the Great Reset https://timetofreeamerica.com/ ThePlan.Today -------------------------------------------------------------------------------- We Are on These Platforms Frankspeech.com https://home.frankspeech.com/shows/amber-may-tv-show Rumble https://rumble.com/c/c-811265 Odysee https://odysee.com/@azladyz:c Locals https://theambermayshow.locals.com Brighteon https://www.brighteon.com/channels/azladyz Bitchute https://www.bitchute.com/search/?query=azladyz&kind=video CloutHub: https://clouthub.com/c/4EWXEKT9 Podbean: http://theambermayshow.podbean.com

Becoming your own banker, the infinite banking concept, bank on yourself and other financial concepts promote the idea of using the life benefits of life insurance. Many people think life insurance is for when you die, that's true, but you can also use life insurance while you're still alive. There are benefits to using life insurance as a financial tool that you cannot get with any other financial products. But the problem is there is good life insurance and bad life insurance and too many people who want good life insurance wind up getting bad life insurance. We talk about good life insurance, bad life insurance and how to get a good life insurance policy with cash value so that you can be your own banker. Resources: Life insurance policy sales and review McFieInsurance.com  Contact: Team@mcfieinsurance.com | 702-660-7000 0:00 How to Be Your Own Banker 3:15 History of life insurance 5:38 Types of life insurance 7:09 The two types of life insurance 8:56 The origin of Buy Term, Invest the Difference 11:26 Term life insurance, universal life insurance, indexed universal life insurance (IUL) and whole life insurance 15:00 Reviewing an IUL policy 18:23 How to set up your finances 20:57 How to tell if a life insurance policy is good or bad 22:39 10/90 Infinite banking policy (IBC) 25:11 Guaranteed vs non-guaranteed values 30:13 The difference between cash value and death benefit Follow along: Instagram: https://www.instagram.com/wealthtalkspodcast/?utm_source=ig_web_button_share_sheet&igshid=OGQ5ZDc2ODk2ZA==  Facebook: https://www.facebook.com/profile.php?id=61554798231074  Watch on Youtube: https://youtu.be/-sUT5xUCkbs

Dave Ramsey and many others bash Life Insurance "Sales Guys" every day.  "Buy Term and Invest the Difference" is preached like it is the 11th commandment.As in EVERY profession, there are good and bad actors.  As I always say, "Your Net WORK is your Net WORTH" my network has expanded dramatically over the last 5 years especially over and recently was introduced on LinkedIn to a "good" actor in the Life Insurance business that has decades of experience and stories to tell.Bob's philosophy is simple- if it doesn't feel right for the client, don't do it.  And having been in the business for 39 years with ZERO consumer complaints is proof that the philosophy is working.  Tip/Trivia – Less than TWO percent of Term Life Insurance policies pay out!  RESOURCES MENTIONED:Signup for my newsletter!Episode 32 - BENEFIT from InflationEpisode 40 - The "anti" Financial Advisor Chris MilesEpisode 81 - Interview with my State Farm AgentDo Not Buy(Or Offer) An Indexed Universal Life Until You Read ThisAccelerated Benefit RiderWhat is Medicaid Spend Down?CONNECT WITH BOB: Deighton FinancialLife Insurance GuideC 941-685-8854  Toll Free 1-866-365-6558SHOW SPONSORSFreedom FamilySimple Passive CashflowHero LendingFocus Wealth GroupSupport the showUranium Spotlight: Nuclear's Resurgence in a Clean Energy WorldA weekly podcast on uranium fuel market trends and its global energy impactListen on: Apple Podcasts SpotifySupport the show

This show is not talking against Whole Life or Universal Life Policies. Its only speaking on the benefits of structuring term policies in your life! Whole life policies are the cream of the crop when it comes to life insuranceSupport the show

A response you often get from anti-whole life insurance proponents is "buy term and invest the difference". But is this really a better use of your money or is whole life insurance actually the way to go? I'll be breaking down the numbers live and showing you exactly what to expect! If you want to visually see the numbers being discussed in this episode - https://youtu.be/NWYNon-_Xh8Episode links and ResourcesGet FREE Access to our Whole Life Insurance Masterclass - https://bttr.ly/vault |Speak with one of our life insurance experts to get clear on your wants and goals: https://bttr.ly/aaclarity #BetterWealth Free 15 Minute Clarity Call: https://bttr.ly/ytclarity The And Asset Book: https://bttr.ly/book BetterWealth Quiz: https://bttr.ly/quiz AndAsset.com: https://bttr.ly/andasset BetterWealth Youtube - https://bttr.ly/bwyoutube Financial Advisor, Agent or Coach: https://bttr.ly/advisor

This week, Christian & Rod dive into the debate between Settling the Buy Term Invest The Difference VS Buy Whole Life Insurance. Discussing every single Pro & Con as well as some known strategies for each. Tune in to this episode on Apple Podcasts, Spotify, or Youtube! Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact for each of their unique clients. Visit Money Insights and take the Investor Quiz at https://moneyinsightsgroup.com ! Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at https://moneyinsightsgroup.com/podcast Need to get in contact with the Money Insights team? Email us at insights@moneyinsights.net

Confused about whether you should but term life insurance? Here are all the advantages and disadvantages of term life insurance to help you decide whether its right for you or not. Show notes and transcript at: What is Term Life Insurance? A Simple Explanation for Kids, Teens & Beginners Confused about whether you should but ... Read More

In this episode of the Banking With Life Podcast, James' friend Dan sits down and shares his early career experience with buy term and invest the difference. He's currently a paralegal, a real estate investor, and a pastor. As always, we hope you enjoy and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ bankingwithlife.com/getting-s...━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/exclu...━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone through iTunes: ➫ itunes.apple.com/us/podcast/b...Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-l...━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

There is an age-old debate between two camps: "Buy term and invest the rest" vs the Whole Life insurance. Many financial gurus and social media financial contributors who favor "Buy term and invest the rest". But what does it mean? How does it play out in the long-term? We will take a deep dive with a more analytical method. Please enjoy responsibly.   If would like to leave any comments or suggestions for future episodes, please email me at hmfhd2020@gmail.com

This episode focuses on the unsettling math behind Dave Ramsey's recommendation to buy term and invest the difference. David shares the definition of the ‘Buy Term and Invest the Difference' approach, and talks about Ramsey's claim that permanent life insurance is a rip-off. For David, Dave Ramsey makes a big mistake for the fact that his analysis doesn't include two major expenses: the cost of term life insurance and the expense ratio inside Roth accounts. David feels that Dave Ramsey omits key details about permanent life insurance over time, in an attempt to justify his claim that permanent life insurance is a rip-off. David suggests making your permanent life insurance the bond portion of your overall investment portfolio. His advice is to reach into your current investment portfolio, take out your bond allocation, and replace it with permanent life insurance. David discloses that he isn't trying to make the case that you should put all of your money into the LIRP – what Dave Ramsey calls permanent life insurance. He suggests that Ramsey has taken a disingenuous approach in his claim that ‘Buy Term and Invest the Difference' is the only way to go.     Mentioned in this episode: David's books: Power of Zero, Look Before Your LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube

A first, a standalone pure protection term plan is now available for homemakers. But, do they really need life insurance. Mint's Shipra answers the question.

Scott and James discuss if you should cancel your existing whole life policy and buy term life insurance. Listener Question I have listened to your episodes about life insurance and whether or not it's advisable to purchase a whole life policy. However, I'd be curious to hear what you think about a whole life policy that I bought about 5 years ago. It costs me a fixed $100/ month for a $100,000 policy. I am 36 years old, single and have no children. I would like to have a family one day, but I'm not sure it makes sense to continue with a whole life policy at this time. Would it make more sense for me to continue with this policy given that it is not hurting my financially, or would it be better to collect the cash value ($6,500) to contribute it to the small amount of remaining debt that I have and get a term life policy that will likely be much less expensive? If I do get a term life policy, how much would you recommend that I purchase? Planning Points Discussed Retirement Planning Utilizing Time Efficiently Capital Appreciation Purchasing Power Other issues (IRAs, Inflation, Financial Goals, etc.) Timestamps: 3:57 - What is Whole Life Insurance? 5:28 - When Do You Need Life Insurance? 9:30 - Term Life Insurance Benefits 11:32 - Growth Rates 13:47 - Why We Own Insurance 15:29 - Tax Planning 16:43 - Aligning Your Financial Goals   LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don't miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? Submit one here

Jason and Kyle discuss the “Buy term and invest the difference” method.   This sounds like a great idea if you don't dig into the details Comparing this method to buying whole life is like comparing apples to oranges Context is important when deciding which route to go For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: kyle@cashvaluesolutions.com or jason@cashvaluesolutions.com Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

In this episode, Mint's Navneet Dubey spoke to sajja praveen chowdary, Business Unit head, Term insurance Policy Bazaar about whether 50 is the right age to buy a term insurance policy.

This is the Everything Medicare Podcast hosted by Christian Brindle. It can be found on most major platforms that podcasts can be found. Christian Brindle was raised & brought up around the insurance industry. With his dad being an insurance broker for close to 30 years, Christian had the luxury of being able to learn all about the industry from a young age. Christian has worked with people far and wide on their Medicare plans and has seen close to any situation. Christian believes in empowering people on Medicare by not just finding them a plan, but showing them and educating them on why that plan is a good fit. Christian hosts the most popular Medicare podcast on the internet called The Everything Medicare Podcast, written and published two books about Medicare, and is the founder of his own company that is dedicated to helping people on Medicare everywhere. Don't forget to like and subscribe for more videos! Helping people in Utah, Idaho, Colorado, Washington, Oregon, California, Texas, Virginia, West Virginia, South Carolina, North Carolina, Alabama, Florida, Arizona, Nevada, Alaska, Mississippi, Kentucky, Arkansas, Illinois, Kansas, Nebraska, Maryland, Georgia, Tennessee, Missouri, Indiana, Louisiana, Pennsylvania, Maine, Michigan, Wisconsin. Visit our website for more information: www.christianbrindleinsuranceservices.com Pick up Christian's Medicare Guidance book and learn everything you need to know to make a good choice: https://www.amazon.com/Medicare-Guida...​Follow us on social! Facebook: https://www.facebook.com/christianbri...​Instagram: https://www.instagram.com/christianbr...​Twitter: https://twitter.com/C_E_Brindle​#Medicare​#Medigap​#Insurance​#HealthInsurance​#Health​#Healthcare​#Medicaresupplement​#MedicareAdvantage​#Medicare2021​#Medicarehealthplan​#InsuranceAgent​#MedicarePodcast

Wondering if you need term life insurance? You probably do, so how and where should you get it? Find out on today's podcast!   Read more and get additional financial resources here: https://coveryourassetskc.com/episode-128-how-to-find-and-buy-term-life-insurance/    What we discuss on this episode:  0:33 - David got to be young at heart with some family recently. 2:54 - How do you get the best and cheapest term life insurance for you? 7:15 - How do you get life insurance? 11:38 - Who should get term life insurance? 12:47 - Where should you get it?

Do you have an insurance plan? Most people would be familiar with buying insurance plans to protect themselves and their loved ones from accidents and illnesses. Recently, there has been growing interest in the idea of buying term insurance and investing the rest of your money. What exactly is term insurance, how is it different from the other types of insurance plans out there and why do Chee Kian and Bryan recommend getting it? Find out more from this episode of a special TFC Chills series brought to you by Providend, Singapore's first fee-only wealth advisory firm. To get an honest second opinion about your finances from Providend, go to https://thefinancialcoconut.com/work-with-providend/ Get our show notes at https://www.thefinancialcoconut.com/chills21 For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut  --- The Financial Coconut started out as a reaction to online fake gurus who are propagating over simplified get rich quick programs. A Podcast that grew out of a desire to share best practices regarding personal finance turned into a network of content championing this idea of “Creating a life you love, while managing your finances well”.

In episode #73, Reggie makes his stand on the endless battle between Buy Term Invest the Rest and buying Life Insurance! Insurance is a tool and it has become a given in today's personal finance palette, but the variety drives many crazy. Everyone is telling you their side of the story and today we will too! Join us as we talk about the fundamentals of insurance. Can you still buy term insurance and invest without knowing how to invest? And should you tie your insurance and investment together?  Leave Some Feedback:What should we talk about next? Please let us know in our Telegram.Did you enjoy this episode? If so, please leave a short review. Connect With Us:Instagram @thefinancialcoconutFacebook @thefinancialcoconutThe Financial Coconut Community Telegram TFC stock geek-out Telegram Thefinancialcoconut.com

DO NOT buy Whole Life...You should buy term insurance and invest the difference!! How many times have you heard this? We just recently had a client call and say he was going to do exactly this. So, you know what we did....we did the MATH!! In this episode, we provide a high-level overview of what we found when comparing the following two strategies: Buy Term and Invest the Difference vs. Buy Whole Life and Invest the Cash Value. In addition to this podcast, we have included a link to a supplemental video where we dive deep into the numbers: BTID vs. BWLICV Video. This is Part One of a Two-Part Series. In Part Two we will look at ways in which we can optimize the Buy Whole Life and Invest the Cash Value strategy as well as how to maximize your cash flow in retirement. Resources: Buy Term Invest the Difference Video  How IBC Works  Becoming Your Own Banker by Nelson Nash  Infinite Wealth Podcast Podcast | Infinite Wealth Consultants Infinite Wealth Podcast Apple ‎The Infinite Wealth Podcast on Apple Podcasts

Managing risk is a challenging but important subject. When you've decided that caring for your family's needs means buying or updating your life insurance you will have to choose what type of insurance suits your situation best. In this episode Zach and Ben talk through what exactly life insurance is, what purposes it can serve, and how you can go about choosing the right type for your family.Do you have suggestions for episodes? Reach out to Zach or Ben with your question at:ZAshburn@ReachStrategicWealth.comBen@GuideFP.comThe Dollar Derail is intended for general information and entertainment purposes only and should not be considered investment, tax, or legal advice or as a recommendation for the purchase or sale of any security. Zach is the founder of Reach Strategic wealth and Ben is the founder of Guide Financial Planning, 2 unaffiliated fee only Registered Investment Advisors.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29 When youre buying a car, you probably look at everything in your price range. Having a wide selection is usually a blessing, but it can be confusing when youre buying term life insurance. There are several ways to buy term insurance that protects your loved ones and the Internet has added another layer of complexity. Today, financial planner and teacher Rob West walks us through the selection process. Then its your calls at 800-525-7000. We almost always tell people to choose term over whole life policies, but now we want to share the different ways you can do that. One way isbuying directly from a company. This is for folks who like to deal with an older, established insurer and most of the big name insurance companies would fit into this category. Many of these companies have been around for more than a century and have great stability. When you buy through them youll probably have to deal with an agent on the phone wholl take you through the process. Another way would be to use a comparison site. This would be for folks who want to price shop in a hurry. You can also buy a policy through a new company or brand thats associated with one of the bigger, legacy insurance companies. Theyre for folks who dont want the hassle of talking to an agent and would rather apply for a policy online. The last way isgreat for people who want life insurance without having a medical exam. Its called Simplified Term or Instant Issue. Several smaller companies specialize in this type of policy, but several of the larger, legacy insurers offer at least one simplified term policy. These are great for people with pre-existing conditions who want access to life insurance. You need life insurance if someone else, usually a spouse or children, need your income. Its intended to replace lost income should something happen to you. If you dont have any dependents, you dont need life insurance. Here are some questions we answered from our callers on todays program: My wife and I are getting married in April. Should we buy a condo with savings, or rent for a while and save some more? I have 15K in debt, 80K left on my mortgage. Should I take money out of retirement to pay off debt? My wife and I are debt free. We have chosen to not have homeowners insurance. Is this wise? I am about to receive a settlement. Should we pay off our home or invest? Ask your questions at (800) 525-7000 or email them atquestions@moneywise.org. Visit our website atmoneywise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources. Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that its your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.

“Buy Term & Invest the Difference” (BTID) sounds logical, doesn’t it? Lower your premiums and you can multiply your returns in the stock market.  But BTID has a sinister background. The phrase was coined in the 1970s by a sneaky billionaire who sold... you guessed it, stocks and term life insurance.  Following BTID has ruined many financial futures while making these behind-the-scenes brokers rich. If you want to buy life insurance, you need to know all your options to make a choice you’ll be happy with years from now.  In this episode, you’ll find out how to buy life insurance that’s right for you, not just for some broker. Want to abandon the bad advice and create a sustainable financial future for yourself? Listen now! Show highlights include: How the original BTID firm became a questionable MLM company you should think twice about. (4:47) Why term insurance is not your only (or even your best) life insurance option. (6:14) Why a Harvard professor says BTID almost never works (and the alternative that actually pays out) (7:12)  Why “investing the difference” could do as much good for your wealth as a night out in Vegas. (8:07) Check out the Tale of 2 Grandmas: https://grandmaswealthwisdom.com/podcast/a-tale-of-2-grandmas-part-1/ Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future. If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ...just like Grandma would want us to do.  Claim your complimentary Financial Analysis and find out is Whole Life is right for you and how it could fit into your portfolio here: https://grandma.as.me/FA.

No insurance can be more necessary and, at the same time, more evil than life insurance. For many decades, consumers groups and state insurance commissioners have advised consumers that they will almost always be better off choosing low-cost term life policies instead of high-cost whole life policies. Not surprisingly, for the same number of decades, the life insurance industry has steered people away from low-cost term life policies and toward costly whole life policies. Every few years, they change the name of whole life policies to confuse the public. The new spin is "permanent" life insurance. Don't be fooled. Get the facts in this presentation and learn why you are almost always better off if you "Buy Term and Invest the Difference."

Today Mariah is back in the studio with me as we discuss our recent webinar Taxbot launch and the X-Ray call we offer here at BetterWealth and dive deep into why a financial X-Ray call and why they are beneficial to each person. We also answer some questions from listeners about how life insurance loans work and questions from some listeners on why we should save. #BETTERWEALTH BetterWealth Links & Resources:  Episode #180: Buy Term and Invest the Difference, Exposed (https://youtu.be/NWYNon-_Xh8) Episode #181: Your Financial Junk Drawer (https://betterwealth.captivate.fm/episode/your-financial-junk-drawer) Episode #182: How To Accelerate All Areas Of Your Life With Sean Callagy (https://betterwealth.captivate.fm/episode/how-to-accelerate-all-areas-of-your-life-with-sean-callagy) Episode #183: Your A Sucker For Doing This With Your Money (https://youtu.be/mRleI7unumw)

Whole Life is an amazing tool, but there are skeptics that think it’s a scam. Join me as I expose the false claims and show you what a Whole Life Policy really looks like when used and set-up properly. In today's Better Wealth Episode, I share with you the real math behind whole life and expose the false notion that whole life insurance is a scam.  Listen as I breakdown different misconceptions of Whole Life Insurance Policies and why I believe it is an extremely helpful tool. Join me on YouTube to see the visual examples and the real math behind the AND Asset.  #BETTERWEALTH

First off, what are you doing?! Have you joined my daily email list where you get commentary on the ideas & news of the day relevant to liberty, veterans, and entrepreneurship. Go To CashFlowVeteran.com, Download My Ebook, and Sign Up For A Daily Dose Of Awesome! ****************** I'm squeezing one last episode in for the month of August! Andric and I drive DEEP into the common critique of whole life insurance policies where we're told to "buy term & invest the difference". First, we address the narrow criticism, and then we broadly explain why this argument doesn't make sense when comparing it to dividend paying whole life insurance and more broadly, the Infinite Banking Concept as a cash flow management system. Check it out! ****************** Links to Andric Hofrichter and His business: https://www.theibcstory.com Or email him directly: Andric@ibcwithandric.com Starting Your IBC Story with Andric can be found with his partners at https://lifesuccesslegacy.com Resources/Book Mentioned: Becoming Your Own Banker, by R. Nelson Nash (https://infinitebanking.org/product/becoming-your-own-banker/) The Case For IBC, 2nd Ed by Carlos Lara, Robert Murphy, & Nelson Nash (https://infinitebanking.org/product/the-case-for-ibc-2/) How Privatized Banking Really Works, by Carlos Lara & Robert Murphy (https://infinitebanking.org/product/how-privatized-banking-really-works) ****************** CFV Links: Website: https://cashflowveteran.com/ -- Join My Daily Email List Facebook: @CashFlowVeteran Twitter: @CashFlowVeteran Youtube: Cash Flow Veteran ************* Affiliate Links To Support The Show https://cashflowveteran.com/marketingdna -- Perry Marshall's Marketing DNA Test/Index https://cashflowveteran.com/leaseoption -- REI Wealth Academy Lease Option Training Affiliate Disclosure: I earn an income when you click and buy through these links. You don't have to, but affiliate links are the primary way for me to fund my show! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/cashflowveteran/message

Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast In this week's episode we interview Todd Langford, CEO and developer of Truth Concepts Financial Calculators and Co-Founder of the Summit for Prosperity Economics Advisors. We discuss the “Top 5 Myths of Financial Planning.” Topics discussed include: -Myth #1: Buy Term and Invest the Difference -Myth #2: Qualified Plans are the best way to save for retirement -Myth #3: The path to wealth is found in a well-diversified portfolio of stocks and bonds -Myth #4: Whole Life Insurance is a terrible investment -Myth #5: Paying Cash is the best way to make large purchases -Myth #6: Direct vs. Non-Direct Recognition. Which is best? Check our on-line course at www.InfiniteWealthCourse.com

Q&A series part-44 Podcast Episode No #108 of YouTheReal Show, today we are going to answer Mr. Seru Saha - which term insurance is available for undergraduate| Mr. Deepak Gola- is a smoker & alcoholic nominee can have claim of term plan. I had mentioned all information in this episode in a very simple language, To know the answers of above questions listen to this podcast episode till the end, I hope you find some value out of it.. I AM REALLY GREATFULL FOR YOUR TIME. Keep asking the question it'll really helpful for all YouTheReal family members. You can send me your question on Instagram and Facebook by below link ⤵️ ⤵️ I love to hear you INSTAGRAM : - https://www.instagram.com/youthereal007/ , Facebook:- https://m.facebook.com/pg/YouTheReaL.info/reviews/?ref=page_internal&msite_tab_async=1 , Who is AmitRaj Sharma? A helping man who is behind YouTheReal and working happily continuously since class 6th and always love to help people with his Real Life Solution & Realistic Motivational approach (startups, Sales Training for Products & services, individual personality growth, Insurance & Financial Planning) as per person NEED And Never afraid of failure & because he strongly believes in Learn & Grow. --- Send in a voice message: https://anchor.fm/youthereal/message

In this episode, we ask: Would you like to join us LIVE on Saturday, September 7, 2019 at 1PM-2PM Central Time? Register Now! Is it best to Buy Term and Invest the Rest? Would you like to fill out our feedback survey? What is the greatest asset in your portfolio? How has your family structure...

A L Williams popularized the concept of “Buy Term and Invest the Difference” in the 1970’s. When market returns are looking good this concept seems to make a come-back even though it’s flawed with big assumptions. They say you won’t need a death benefit when term insurance gets expensive. They say your investments will do better than whole life insurance. Maybe, and maybe not. You want guarantees? Then you want to build a strong financial foundation with guarantees before you invest. Investing isn’t bad, but don’t throw away guarantees for speculative possibilities.   Resources: Buy Term and Invest the Difference? - Video Example with ROR How to Build a Secure Financial Foundation - Video with Ben McFie and a Donut Stack

Description Life insurance may not be the sexiest part of financial planning, but it’s been one of the bedrocks for many years – acting as a backstop for any plan. But there has been a lot of confusion around what kind of life insurance each person should have. Mainly, this confusion stems from a lack […] The post Ep #069: Why You Should Buy Term Life Insurance Instead Of Permanent (Whole Life) appeared first on Capable Wealth.

No insurance can be more necessary and, at the same time, more evil than life insurance. For many decades, consumers groups and state insurance commissioners have advised consumers that they will almost always be better off choosing low-cost term life policies instead of high-cost whole life policies. Not surprisingly, for the same number of decades, the life insurance industry has steered people away from low-cost term life policies and toward costly whole life policies. Every few years, they change the name of whole life policies to confuse the public. The new spin is "permanent" life insurance. Don't be fooled. Get the facts in this presentation and learn why you are almost always better off if you "Buy Term and Invest the Difference."

Buy term and invest the difference is an academic argument that suggests you should skip the “expensive” whole life insurance et. al. and instead by “cheap” term insurance.  You should do this because it will free up financial resources to then invest in the stock market, which will produce more money for you than the […] The post Buy Term and Invest the Difference Is Still Broken appeared first on The Insurance Pro Blog.

In this episode, we ask: What happens when people hear the words “life insurance”? How long does a death benefit last? What does Whole Life Insurance provide that Term Insurance does not? What is cash value? What about high commissions paid to an agent? Where did the slogan “Buy Term and Invest the Difference” originate?...

Today show is all about life!! Remember the old phrase "buy Term and invest the difference"? So Todd talks all things Life Insurance today. Buy Term...buy a Whole Life or UL permanent insurance plan...when should you do this? Your life is on the line with Todd today!!

In the episode of the #Begreat with your money podcast we discuss all things Life Insurance, why you need it and want it. We also dive deep into the definitions of different types of life insurances and some common phrases like "Buy Term and Invest The Difference!" YouTube Video on Life Insurance: https://youtu.be/HsAukaF1s6E ❶ iTunes ☞ Search #Begreat with your money ❷ Youtube ☞ YouTube.com/iamjdanderson ❸ SoundCloud ☞ @iamjdanderson ❹ website: www.jda-solutions.com If you are Being great with your money let me know over on instagram @iamjdanderson

On Fridays, I do a live Q&A call for patrons of the show. Today we cover: When Should My Wife Take Social Security? Should I Buy Term Life Insurance as an Investment? If you'd like to join a Q&A call, become a Patron of the show at www.radicalpersonalfinance.com/patron  Joshua Social Security Strategies: How to Optimize Retirement Benefits by William Reichenstein and William Meyer http://rpf.link/1ss19mu 

Today on RPF, I answer your questions! How to Sell Whole Life Insurance to Buy Term & Invest the Difference People How to Help People Get Experience So They Know What Kind of Work to Do Joshua's System of Marginalia Savoring Books vs. Gulping Books Enjoy the show! Joshua Support Radical Personal Finance on Patreon: www.radicalpersonalfinance.com/patron  You Need a Budget! Try the same software I use: www.radicalpersonalfinance.com/YNAB 

Carlos and Bob wrap up their response to this common objection to Whole Life insurance.Website mentioned in the podcast: http://dowtheoryletters.com/Content_Free/2494.aspx

Carlos and Bob continue with their unpacking of this common objection to Whole Life insurance.

In this episode, Bob and Carlos tackle a familiar objection to IBC, showing that the critics typically compare apples to oranges.

Look What The Banks Are Doing, Not What They Want You To Do. As always, if you are reading this from your Smart Phone App, go to "Extras" to access any of the  links that are mentioned below.  If you haven't done so yet, be sure to check out the following broadcast: Think and Operate Like a Bank and How Banks Make Money This week David talks about one an asset that banks hold billions and dollars of dollars in. In fact, in a recent period, banks bought up over 40-billion dollars in this asset. What is it you may ask? Banks own billions of Dollars in BOLI's (Banked Owned Life Insurance). The largest banks currently own up to 25% of their safest assets (Tier-One Capital) in Cash Value Life insurance. It's very telling when you study the balance sheets of the very financial institutions who advocate that the average investor on main street speculate with their life's savings while they in fact do the exact opposite. For instance, in a recent 9-month period, Citibank bought up over 1-billion dollars in Cash Value Life Insurance to add to their investment holdings. During this same time period, do you know what Citibank's wholly owned subsidiary was advising their clients when visiting their website? "Buy Term and Invest The Rest" (speculate). This is only one of many examples of the hypocrisy that exist by the Big Banks who own the Major Wall Street firms. Much of this information can be validated by the research of our good friend Barry Dyke and his book: The Pirates Of Manhattan.  An industry doesn't buy over 40-billion dollars of something that is bad for them during during a shaky economy. David mentions a few of his recent Show: You Can't Spend Average, The Great Wall Street Retirement Scam David extensively talks about a Forbes Article: The Real Cost of Owning Mutual Funds Stop and read this article. It's well worth it if you have every owned a mutual fund. Stay tuned, next week, David is going to break down the numbers behind properly structured cash value policy vs. an alternative market-based investment and how it would realistically performed in comparison to an actual cash value policy. Study the facts and get informed. Those who would have you believe that a cash value policy has no place in your life have ulterior motives. Don't just listen to Wall Street and wand what their advisors are advocating. Studying what they do is more revealing of the truth. Wall Street does NOT want informed people capable of critical thinking to make important financial decisions with regard to their savings. Don't just take our word for it, do your own research. Listen in to find out why what you thought to be true about Life insurance is not true. It's not just about the death benefits. When you work with someone who understands how to properly structure an over-funded cash value policy, you will come to realize like the banks have that this is one of the most powerful asset classes that can help you weather the upcoming financial storms.  Till Next week, you can go to: 10MinuteLessonOnLifeInsurance.com  Also See: An Economic WorkHorse