Podcasts about FA

A cabeça da rainha e um contador Geiger velho. No primeiro ato: buscando lições de vida num povoado sem líder. Por Bia Guimarães. No segundo ato: a ambição brasileira, os poços americanos e um prédio rosa com janelas abertas. Por Paulo Victor Ribeiro. Faça parte do Clube da Novelo! Os membros têm acesso a conteúdos bônus, uma newsletter especial, aos episódios do podcast Rádio Novelo Apresenta antecipados e sem anúncios, cupons de desconto em marcas parceiras e a eventos exclusivos com a nossa equipe. Quem assinar o plano anual ganha de brinde uma bolsa da Novelo feita só pra membros. Assine em clube.radionovelo.com.br Você sabia que a história do manguebeat também passa pela Zona Oeste de São Paulo?  Gravado em 1994 no Be Bop Studios, o primeiro álbum da Mundo Livre S/A, Samba Esquema Noise, reuniu a produção de Carlos Eduardo Miranda e Charles Gavin e se tornou um marco de um movimento que conectou a identidade pernambucana a sonoridades e influências de diferentes partes do mundo. No dia 29.08, a Casa Natura Musical revisita esse capítulo da trajetória da banda e a conexão entre Recife, São Paulo e um dos álbuns mais importantes da música brasileira com um show enérgico e pulsante. Assinantes da Rádio Novelo têm 20% na ⁠⁠⁠compra do ingresso⁠⁠⁠. Assine para saber mais e confira a programação completa de shows da Casa em ⁠⁠⁠www.casanaturamusical.com.br Inscreva-se no canal da Rádio Novelo no YouTube: https://www.youtube.com/@rádionovelo Siga a Rádio Novelo no Instagram: https://www.instagram.com/radionovelo Palavras-chave: ciência, biologia, insetos, formigueiro, ditadura militar, bomba atômica, radiação

Rediffusion Dans cette saison de La Traque, suivez le parcours de l'un de ceux qui a marqué l'histoire du grand banditisme français : Rédoine Faïd. Entre ses braquages, ses séjours en prison et ses évasions cet homme a, pendant longtemps, été l'une des cibles prioritaires de la police, qui a mené un long combat pour l'attraper. L'enfant qui se rêvait braqueur Dans ce premier épisode, découvrez comment Rédoine Faïd, qui a toujours rêvé d'aventures, est entré dans le banditisme et comment la police a appris l'existence du mystérieux Gang de Creil... Crédits : Textes : Vincent Rebouah Voix : Anne Cosmao, Aurélien Gouas Production : Jean-Gabriel Rassat Learn more about your ad choices. Visit megaphone.fm/adchoices

GRUPO DE SEMILLAS DE FE EN INSTAGRAM https://www.instagram.com/semilladefegrupo?igsi=MW01enJpczhnbXduZw%3D%3D   En este episodio de Infinitos conversé nuevamente con el hermano Manuel, del canal Semillas de Fe, para conocer la historia de una niña a la que se conoce como la Niña Fátima y las revelaciones que, según su testimonio, ha recibido de Jesús y de la Virgen María.   Durante la conversación revisamos algunos mensajes que Manuel considera que ya han tenido cumplimiento y, sobre todo, profundizamos en aquellos que asegura que todavía están por cumplirse.   Hablamos de mensajes sobre fenómenos naturales, terremotos, inundaciones, sequías y una posible época de grandes tribulaciones. Uno de los mensajes más recientes incluso menciona específicamente a Perú, Chile, México, Honduras, Estados Unidos, España, Portugal y Europa, además de advertir sobre una “gran guerra” y acontecimientos que podrían generar miedo y división.   También entramos en uno de los temas más fuertes de la conversación: las revelaciones relacionadas con una división dentro de la Iglesia, el falso profeta y el Anticristo, así como la advertencia de no abandonar nuestra fe ni dejarnos llevar por el miedo, el odio o la división.   Pero este episodio no busca dejarnos con miedo. Hablamos también de qué podemos hacer espiritualmente ante mensajes como estos: oración, confesión, Eucaristía, consagración, ayuno y confianza en Dios. Manuel comparte incluso una oración de sellamiento y explica formas de proteger espiritualmente a nuestras familias y hogares.   Como siempre, las revelaciones privadas requieren discernimiento y no sustituyen la fe ni la enseñanza de la Iglesia. Los mensajes y predicciones comentados en este episodio corresponden a las afirmaciones y testimonios presentados por el invitado.   Sigue a Manuel Jesus en: YouTube: https://www.youtube.com/@SemillasdeFe Facebook: https://www.facebook.com/semilladefeperu/?_rdc=1&_rdr# Telegram: https://t.me/Semillasdefe1   ⚪️ ESCUCHA INFINITOS en SPOTIFY

Dans cette saison de La Traque, le parcours de l'un de ceux qui a marqué l'histoire du grand banditisme français : Rédoine Faïd. Entre ses braquages, ses séjours en prison et ses évasions cet homme a, pendant longtemps, été l'une des cibles prioritaires de la police, qui a mené un long combat pour l'attraper. Rejoignez-nous pour découvrir cette saison, prochainement disponible sur toutes les plateformes d'écoute. Learn more about your ad choices. Visit megaphone.fm/adchoices

A woman from Shandong Province was born into terrible poverty, abused by her step mother, and then married off to a man with health problems who also lived in poverty. When she began practicing Falun Dafa, she understood that all of the misery she had endured was to pay karmic debts. When the persecution began, she displayed heroic courage and selflessness as she sought to validate the Fa and clarify the truth. This and other experience-sharing from the Minghui website.Original Articles:1. Suffering Hardship in My Youth Paved the Way for Becoming a Falun Dafa Practitioner2. Don't Give Up Too Easily3. My Incredible Experience While Doing the Exercises To provide feedback on this podcast, please email us at feedback@minghuiradio.org

In celebration of World Falun Dafa Day, a practitioner from China recalls how she was plagued with so many diseases in her younger years doctors had given up on her. Soon after obtaining the Fa she experienced being illness free and was filled with joy. Her gratitude for Falun Dafa is endless, and she has spent many years dedicated to helping others discover the beauty of Dafa. This and other experience-sharing on the Minghui website.Original Articles:1. [Celebrating World Falun Dafa Day] On That Snowy Day, We Kept Our Promise2. [Celebrating World Falun Dafa Day] My Amazing Recovery From a Deadly Cough and Wheezing To provide feedback on this podcast, please email us at feedback@minghuiradio.org

In 1974, Leeds United won the First Division by five points, transforming themselves from the ugly side known as Dirty Leeds.  It was Don Revie's greatest triumph as a club manager.  At the end of that 1973-4 season Alf Ramsey was sacked. Don Revie was his obvious successor as the FA had no intention of ever appointing Brian Clough.  In March 1975 England beat Germany at Wembley with a standout performance from Alan Hudson.  The press was ecstatic as England ended the season three points clear at the top of their qualifying group for the following year's Euros.  Just two years later Revie resigned before he was sacked and went to manage the UAE team for a lot of money for which he was widely reviled.  His time as England's manager is pointed to as England's nadir. Colin Shindler, Jon Holmes and Jim White discuss how things went so wrong so fast for Revie's England? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Você sabe com quem você tá falando? No prólogo: o obituário de um termômetro político. Por Paula Scarpin e Flora Thomson-DeVeaux. No primeiro ato: como uma cabeleireira mineira virou pivô de um escândalo político na Índia. Por Bárbara Rubira. No segundo ato: um pesquisador e um político entram num bar. Por Carolina Moraes. Faça parte do Clube da Novelo! Os membros têm acesso a conteúdos bônus, uma newsletter especial, aos episódios do podcast Rádio Novelo Apresenta antecipados e sem anúncios, cupons de desconto em marcas parceiras e a eventos exclusivos com a nossa equipe. Quem assinar o plano anual ganha de brinde uma bolsa da Novelo feita só pra membros. Assine em clube.radionovelo.com.br Inscreva-se no canal da Rádio Novelo no YouTube: https://www.youtube.com/@rádionovelo Siga a Rádio Novelo no Instagram: https://www.instagram.com/radionovelo Você sabia que a história do manguebeat também passa pela Zona Oeste de São Paulo?  Gravado em 1994 no Be Bop Studios, o primeiro álbum da Mundo Livre S/A, Samba Esquema Noise, reuniu a produção de Carlos Eduardo Miranda e Charles Gavin e se tornou um marco de um movimento que conectou a identidade pernambucana a sonoridades e influências de diferentes partes do mundo. No dia 29.08, a Casa Natura Musical revisita esse capítulo da trajetória da banda e a conexão entre Recife, São Paulo e um dos álbuns mais importantes da música brasileira com um show enérgico e pulsante. Assinantes da Rádio Novelo têm 20% na ⁠⁠compra do ingresso⁠⁠. Assine para saber mais e confira a programação completa de shows da Casa em ⁠⁠www.casanaturamusical.com.br Palavras-chave: máscaras, carnaval, Condal, Erundina, Roberto Jefferson, Lula, Obama, eleições, Índia, Rahul Gandhi, cabeleireira, Larissa Nery, Matheus Ferrero, Eduardo Bolsonaro; bolsonarismo; WhatsApp; eleições

I didn't look like someone who had a problem with food. I wasn't overweight, but I was obsessed. For me, this was largely a mental disease.  As a kid, I went straight for the desserts. As a teenager, I felt socially uncomfortable. While other kids were out together, I was home alone eating. In college, I'd binge on a big sugary breakfast and then crash, falling asleep drooling on my books. Just before graduation, I learned about bulimia, and within three weeks, I began bingeing and purging in secret. I was ashamed, exhausted, and stuck in a cycle I couldn't stop.  In my first Twelve Step program, I stopped purging—but I kept bingeing on sugar and flour. I lived with a constant knot in my stomach. I didn't understand it then, but it was anxiety. By the time I found Food Addicts in Recovery Anonymous (FA), I was irritable, negative, and always looking for someone to blame. I'd show up to meetings in a bad mood, not wanting to be there. But I kept coming back. I made the phone calls. I practiced gratitude, even when I didn't feel it. Slowly, things began to shift. Even my kids noticed – when I was off, they'd say, “Mommy, you need a meeting.”  I'm so grateful to be abstinent through FA. One day at a time, I am free from obsession. My relationships are stronger, my marriage is better, and I'm no longer consumed by my weight or my size. Today, I have peace – and a life beyond anything food ever gave me.

Would you reveal your salary to your colleagues? What to do if you are underpaid? In this episode, ST’s own manpower correspondent Sharon Salim talks about navigating conversations around salary transparency and how being too transparent can affect workplace dynamics. Hosts Kai Wen and Sue-Ann discuss transparency being crucial to benchmarking against peers in the same industry, and whether firms discourage employees from salary transparency to maintain an advantage in salary negotiations. Highlights (click/tap above): 0:00: Intro 3:55 Utilising salary guides & public sector disparity 7:58 The impact on workplace dynamics 11:52 Downsides of transparency 15:34 Job interviews to check “market rate” 19:59 Is sharing your salary against rules 23:29 Negotiating a pay raise 27:42 Track your monthly career milestones Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Read Sue-Ann Tan's articles: https://str.sg/mvSa Hosts: See Kai Wen (seekw@sph.com.sg) and Sue-Ann Tan (suetan@sph.com.sg) Produced & edited by: Eden Soh, Fa’izah Sani and Amirul Karim Executive producer: Elizabeth Law Follow the Headstart On Record Podcast here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts Watch Headstart On Record Podcast on YouTube: https://str.sg/3psqrx --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.

“Our Teacher” is a collection of essays written by students of Falun Dafa (also known as Falun Gong). This series is comprised of their personal experiences with the practice and their interactions with Dafa's founder, Mr. Li Hongzhi, when the practice was first taught to the public. The writings were originally published on the Minghui website. Original Articles:1. Recalling the Days When Teacher Taught the Fa in Beijing2. [Celebrating World Falun Dafa Day] Recalling My Journey in Falun Dafa3. Precious Memories of Attending Master’s Lectures in Guangzhou To provide feedback on this podcast, please email us at feedback@minghuiradio.org

Neste episódio do podcast Gestão Rural, recebemos Bruno Gurgel, Head de Operações na Agromoney e economista com ampla bagagem no agronegócio. Em um cenário desafiador para o produtor rural, discutimos como a organização das informações financeiras e a disciplina na tomada de decisão transformam a realidade no campo. Bruno revela os principais erros na gestão de caixa, a importância de separar os gastos da família dos custos da fazenda e como construir um alicerce econômico sólido. Uma conversa prática e indispensável para quem busca sustentabilidade, clareza nos números e alta rentabilidade no agronegócio. CLUBE DO GESTÃO RURAL O Clube do GR nasceu do nosso desejo de ficar cada vez mais perto de você, que acompanha o Gestão Rural e vive o dia a dia do campo. Queremos que este podcast seja feito a quatro mãos! Ao preencher nosso formulário, você nos ajuda a escolher os próximos convidados e temas do programa e concorre a uma caneca exclusiva da SCADIAgro a cada episódio. Afinal, a sua voz é o que faz a gestão rural acontecer. Faça parte do clube agora

As vozes imortais de uma criança, um poeta, e um arquiteto. No prólogo: Branca encontra um retrato da podcaster enquanto jovem. No primeiro ato: a busca pela voz de um poeta. Por Mariana Filgueiras. No segundo ato: uma conversa que testou os limites da comunicabilidade. Por Branca Vianna. Faça parte do Clube da Novelo! Os membros têm acesso a conteúdos bônus, uma newsletter especial, aos episódios do podcast Rádio Novelo Apresenta antecipados e sem anúncios, cupons de desconto em marcas parceiras e a eventos exclusivos com a nossa equipe. Quem assinar o plano anual ganha de brinde uma bolsa da Novelo feita só pra membros. Assine em clube.radionovelo.com.br Inscreva-se no canal da Rádio Novelo no YouTube: https://www.youtube.com/@rádioNovelo Siga a Rádio Novelo no Instagram: https://www.instagram.com/rádionovelo Você sabia que a história do manguebeat também passa pela Zona Oeste de São Paulo?  Gravado em 1994 no Be Bop Studios, o primeiro álbum da Mundo Livre S/A, Samba Esquema Noise, reuniu a produção de Carlos Eduardo Miranda e Charles Gavin e se tornou um marco de um movimento que conectou a identidade pernambucana a sonoridades e influências de diferentes partes do mundo. No dia 29.08, a Casa Natura Musical revisita esse capítulo da trajetória da banda e a conexão entre Recife, São Paulo e um dos álbuns mais importantes da música brasileira com um show enérgico e pulsante. Assinantes da Rádio Novelo têm 20% na ⁠compra do ingresso⁠. Assine para saber mais e confira a programação completa de shows da Casa em ⁠www.casanaturamusical.com.br Palavras-chave: Branca Vianna, Berkeley, Tropicália, Festival da Canção, Martinho da Vila, Pixinguinha, rádio gaúcha, Cajuína, portunhol, portuñol, fita perdida, Pelé

Patrick Larkin, Partner & Practice Leader, Cerity Partners Three years after launching his independent RIA, Patrick Larkin merged with Cerity Partners—but not because that was the original plan. He explains how ownership changed the way he viewed enterprise value, optionality, and the future of his business. In Summary Going independent is often viewed as the destination. Patrick Larkin discovered it was just the beginning. Louis sits down with Patrick, Partner and Practice Leader at Cerity Partners and former founder of Oak Hill Wealth Advisors, to discuss an unconventional journey: leaving Wells Fargo to build an independent RIA, then choosing to merge that business just three years later. Rather than following a predetermined exit strategy, Patrick shares how ownership fundamentally changed the way he thought about enterprise value. A conversation with a prospective acquirer revealed that buyers weren't interested in purchasing a book of business—they were looking for a business. That realization reshaped how he invested, hired, delegated, and ultimately positioned his firm for the future. The conversation from our Build Grow & Transact series also offers a candid look at life after a merger, from evaluating cultural fit and partnership to balancing autonomy with the resources of a larger organization. More broadly, it illustrates how ownership creates optionality—and why the most valuable decision an advisor makes may not be the one they originally envisioned. The Storyline After spending nearly 15 years building a successful practice at AG Edwards, Wachovia, and Wells Fargo, Patrick Larkin launched Oak Hill Wealth Advisors in 2022 with a simple objective: build a business on his own terms. Like many advisors, he expected independence to be the final destination for a long time. But then there was the realization that ownership changes more than economics; it changes perspective. And it became the beginning of an entirely different way of thinking. As acquisition inquiries arrived sooner than expected, Patrick realized something that fundamentally changed his strategy. Sophisticated buyers weren't evaluating his client relationships as a book of business; they were evaluating Oak Hill as an enterprise. That insight shifted his priorities from maximizing short-term profitability to building a business that could thrive beyond its founder. Just three years after launching, Patrick chose to merge with Cerity Partners—not because he was looking for an exit, but because he believed it strengthened the future for his clients, his team, and his family. Louis and Patrick explore what led to that decision, how ownership increased the value of his business almost immediately, why he compares independence to an IPO, and what advisors should consider if they hope to create options for the future—even if they don't yet know what that future looks like. Topics Covered Building enterprise value versus maximizing annual income Creating optionality through ownership Leaving Wells Fargo to launch an independent RIA Why buyers value businesses more than books of business Evaluating strategic partners and acquisition opportunities The economics of independence and business valuation Life after merging with Cerity Partners Balancing autonomy with enterprise-scale resources Leadership, succession, and building beyond the founder Long-term ownership and partnership models > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why did Patrick decide to leave Wells Fargo? (11:07) Patrick explains why growing frustrations around control, firm priorities, and the ability to build his business eventually outweighed the comfort of staying put. How did going independent immediately change the value of his business? (21:42) Patrick introduces one of the episode's biggest ideas: why launching Oak Hill felt like taking a company public and how ownership increased the firm's value almost overnight. Why did Patrick sell only three years after becoming independent? (20:03) An unexpected conversation with a prospective acquirer completely changed how he viewed enterprise value and accelerated his long-term thinking. What separates a business from a book of business? (21:42) Patrick discusses why recruiting advisors, delegating client relationships, and investing beyond himself made Oak Hill more attractive to strategic buyers. Why Cerity Partners? (26:48) Rather than focusing on valuation, Cerity emphasized culture, partnership, and long-term alignment—qualities Patrick says ultimately mattered most. What is life actually like after a merger? (37:57) Patrick offers an unusually candid perspective on autonomy, leadership, and why he says he hasn't second-guessed the decision once. Key Takeaways Ownership creates opportunities that often aren't visible until after independence. Enterprise value is built by creating a business that can thrive beyond its founder. The first acquisition conversation can be valuable even if no transaction occurs. Cultural alignment may ultimately matter more than valuation when selecting a long-term partner. Independence doesn't eliminate future options—it expands them. Strategic transactions can strengthen outcomes for clients, employees, and owners simultaneously. The goal isn't simply to own a business; it's to create choices for what comes next. https://youtu.be/f7FGLGjBbyo Quotable Moments “The day Oak Hill launched felt like the business had gone public.” “Potential acquirers weren't interested in buying a book. They were interested in buying a business.” “Ownership isn't simply about control. It's about creating optionality.” “The fear of leaving is almost always worse than the actual experience of leaving.” FAQs Why did Patrick Larkin merge with Cerity Partners only three years after launching his RIA? Patrick explains that independence changed how he viewed enterprise value. After learning what sophisticated buyers were actually looking for, he intentionally built Oak Hill as a business rather than simply managing for annual profitability. Why does Patrick compare independence to an IPO? Because ownership immediately transformed the economic value of his practice. Rather than participating in an internal succession model, he owned an independent enterprise that carried substantially greater market value. What changed after Patrick became independent? Beyond gaining control, he began making decisions through the lens of enterprise value—investing in advisors, systems, and infrastructure that would make the business less dependent on him personally. What made Cerity Partners stand out? Patrick cites the firm's culture, partnership model, meritocracy, long-term vision, and ability to combine local autonomy with enterprise-level capabilities. Is this episode only relevant for advisors considering selling? No. The broader lesson is that ownership creates flexibility. Whether an advisor ultimately remains independent or joins another organization, understanding how enterprise value is created can influence decisions from day one. What is the biggest lesson Patrick hopes advisors take away? That independence isn't simply about leaving a firm. It's about creating the ability to choose what comes next on your own terms. Patrick explains that independence changed how he viewed enterprise value. After learning what sophisticated buyers were actually looking for, he intentionally built Oak Hill as a business rather than simply managing for annual profitability. Because ownership immediately transformed the economic value of his practice. Rather than participating in an internal succession model, he owned an independent enterprise that carried substantially greater market value. Beyond gaining control, he began making decisions through the lens of enterprise value—investing in advisors, systems, and infrastructure that would make the business less dependent on him personally. Patrick cites the firm's culture, partnership model, meritocracy, long-term vision, and ability to combine local autonomy with enterprise-level capabilities. No. The broader lesson is that ownership creates flexibility. Whether an advisor ultimately remains independent or joins another organization, understanding how enterprise value is created can influence decisions from day one. That independence isn't simply about leaving a firm. It's about creating the ability to choose what comes next on your own terms. Related Resources From Start-Up to $31B Behemoth RIA: The Catalysts Behind the Growth of Mega-Firm Cerity Partners Ownership Matters: What Advisors Need to Know When Evaluating Firms Top Tips for Setting Your Business Up for Success Years Before a Move Patrick LarkinPartner and Practice Leader Patrick is a Partner and Practice Leader in the Lansdowne, VA office. He is a member of the Lansdowne Practice, where he works closely with families, foundations, and non-profits to help them define and achieve their financial goals with clarity and confidence. With a deep specialization in retirement income distribution planning and complex risk and wealth management strategies, Patrick is known for helping clients simplify complicated financial decisions, reduce uncertainty, and build sustainable, long-term plans. His approach emphasizes fiduciary responsibility, transparency, and personalized guidance — ensuring clients always feel informed and empowered. Prior to joining Cerity Partners, Patrick was the founding member of Oak Hill Wealth Advisors, where he built a highly respected independent advisory practice that earned the trust of families, professionals, and mission-driven organizations across the region. His leadership was instrumental in shaping a client-first culture that continues today. Patrick's work is rooted in a passion for long-term relationships — guiding clients not just through markets, but through life's milestones such as retirement, business transitions, philanthropic planning, and wealth transfer across generations. He takes pride in being both a strategic advisor and a steady partner to the people he serves. Patrick lives in Bluemont, VA, with his wife Angela, their two children, Paige and Sean, and their Golden Retrievers, Huckleberry and Genoa. Outside of the office, Patrick and his family enjoy an active lifestyle — whether it's hiking and backpacking on the Appalachian Trail, biking the Great Allegheny Passage, or sailing on the Chesapeake Bay. These experiences reflect his belief in balance, resilience, and enjoying the journey — values he also brings to his work with clients. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… Build, Grow & Transact: From Breakaway to Transaction in 3 Years A conversation with Louis Diamond and Patrick Larkin, Partner & Practice Leader at Cerity Partners.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Build, Grow & Transact: From Breakaway to Transaction in 3 Years. It’s a conversation with Patrick Larkin, Partner and Practice Leader at Cerity Partners. I’m Louis Diamond, and this is The Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Ownership as a way of creating opportunities you can’t always predict. That’s exactly why we created our Build, Grow, and Transact series. Independence isn’t the end of the story. It’s often the beginning of thinking differently about enterprise value, optionality, and what comes next. Today’s guest is Patrick Larkin, Partner and Practice Leader at Cerity Partners, and formerly the founder of Oak Hill Wealth Advisors. Patrick spent nearly 15 years building a successful practice at A.G. Edwards, Wachovia, and eventually Wells Fargo before launching his own independent firm in 2022. Just three years later, he merged that firm into Cerity. At first glance, that timeline might seem surprisingly short, but as you’ll hear, the merger wasn’t a change in direction. It was the result of seeing his business differently once he owned it. Yet, it’s this perspective that really brings that thought home. Patrick said the day Oak Hill launched felt like the business had gone public because overnight, what had been viewed as a book of business became an enterprise with substantially greater value, some four to five times the value of what it was worth at Wells. And that realization changed the way he invested, the way he hired, and ultimately the way he thought about the future. Pat and I also talk about something advisors don’t often discuss candidly, what life actually looks like after a merger. How much control do you give up? What changes day to day? How do you know whether you’re joining a partner or simply selling a business? Whether your long-term plan is to remain independent forever or eventually join a larger organization, Patrick’s experience is a reminder that ownership isn’t simply about control. It’s about creating optionality and putting yourself in a position where the next decision is yours to make. So let’s get to it. Patrick, thanks for coming on our show today. Patrick Larkin: Oh, my pleasure. Nice to meet you, Louis. Louis Diamond: You too. So let’s start off basically how we start every interview. Tell us about yourself, your background, and how you found your way into our industry in the first place. Patrick Larkin: Yeah, thank you for asking. I knew I always wanted to be a financial advisor. That part really wasn’t in question, but upon graduating college and being a 22-year-old, I knew that it was probably not practical to walk in and start advising people my parents’ age with their life savings. Probably wasn’t going to be a recipe for success. So I took a quick tour through the pharmaceutical industry first, which ended up being unexpectedly valuable. My employers there pushed me to think like an entrepreneur and within our territories. And honestly, that mindset never left me. It shaped how I built everything that came after. Eventually, an opportunity presented itself in Loudoun County, Virginia in Northern Virginia, and I became an FA trainee with A.G. Edwards, absolutely fantastic firm to start my career. Now, what drew me to this career was pretty simple. I felt like it was one of the professions that we had an opportunity to do so much good for others while simultaneously also doing well for yourself, and those two things aren’t in conflict. I also really loved the idea that in this profession there was no hiding. You don’t get paid to show up. You get paid for what you actually do. And perhaps for me, what was most important, I loved the weight of responsibility. I loved earning people’s trust. I loved the idea of deserving, being deserving of their trust, and being a steward of what they’ve worked a lifetime to build. I never took that lightly, and I still don’t. Louis Diamond: That’s amazing. Yeah, I mean, the number of people I’ve heard, you talked so fondly about A.G. Edwards and there’s a bunch of other firms that have since been absorbed or emerged that are like the regional firms of old. So not surprised to hear you loved it. A.G. Edwards, obviously, became Wells Fargo Advisors or was acquired or merged with Wells Fargo. So I know you’re at Wells and A.G. Edwards until 2022. So give us a quick version. How’d you build your practice from the pharma world into being in FA? Patrick Larkin: Yeah, so as I started with A.G. Edwards, I came in at really just the perfect time. It was towards the end of the financial crisis. And I built the business the old-fashioned way with a lot of cold calling and eventually did some dinner seminars, which I can tell you is a very expensive way to learn how to speak in front of a room. But I made some progress, and I was also in a great office, small enough that some of the advisors there would hand off some of the smaller accounts that they weren’t interested in working with, and got an opportunity to get a lot of reps in working with real life clients and individuals. I knew early on I didn’t have enough talent to win on talent alone, so I made up for it and compensated for that with really hard work. The real turning point came for me when A.G. Edwards was first acquired by Wachovia Securities, and that was about five years into my career. And at that point, my branch manager, who was eyeing retirement, asked me to step in as her partner, and that changed everything. We eventually moved over to a Wachovia Securities office, another really great local office in Loudoun County, Virginia. And from that office, I worked on and became a CIMA, a CFP, worked with the clients, built a business through referrals. And I found at that point in my career when I would go to a meeting with Wachovia, eventually Wells Fargo, as a young 30-year-old, I would look around the room often and realize that I was the youngest person in the room. The funny thing was 10 years later, I would go into that same room and I’d look around and I still was the youngest guy in that room. And those demographics in our industry, and when I came into our industry, ultimately led that office that I worked in with Wells Fargo Advisors, I eventually was the recipient and party to five different succession plans- Louis Diamond: Wow. Patrick Larkin: … at Wells Fargo Advisors. I hoped that I had built a reputation as somebody that these other advisors would entrust with their clients. And over that time period, really, I would say professionally, one of my accomplishments I’m most proud of is all five of those retired advisors that I used to work with, who had an opportunity to see me work with clients, all became clients of mine, I still continue to work with. And it’s professionally just one of the greatest honors that I’ve ever had. Louis Diamond: I mean, that’s a large number of advisors you helped sunset, but I would agree it’s the ultimate proof of concept that they not only trusted you with their clients and their life’s work, but now also with their family’s wealth. So I like that, kind of the full life cycle there. So I’m curious, though, you stayed at Wells through a really turbulent time through the fake bank scandal. There’s a lot of attrition. I mean, obviously, they’re still a powerhouse to this day, but what kept you at Wells for as long as it did before you left in 2022? Patrick Larkin: You described it as a turbulent time. Pretty turbulent might be an understatement. Even before Wells, the transition to Wells, Wachovia Bank had been the first company that we transitioned to from A.G. Edwards. And we, of course, went through the financial crisis during that time period and handholding our clients and helping them get through that time period and dealing with concerns that we shouldn’t really have to be prepared with. “Is my money safe? It’s not what’s happening to the market, but is my money safe in your institution?” But once things stabilized, I found real purpose in partnering with some of the retiring advisors and opportunities that came up. It was a really wonderful climate and atmosphere in our local office. It was really a family-like atmosphere, and I still had a lot to learn. And all those advisors that I partnered with, I’ve joked I’ve never had an original idea in my entire life. I stole all my good ideas from them. And some of them were really ahead of their time, and I learned, adopted, and built my own philosophies by working closely with them. Ultimately, by the time I left Wells Fargo, I was finishing up the fifth sunset program and had only made my way halfway through the sunset before the opportunity presented itself to create my own practice. Louis Diamond: So I’m curious, when did you first seriously start thinking about leaving and what really tipped the scales for you? What was the proverbial straw that broke the camel’s back? Patrick Larkin: Yeah, it really was a number of small items and ultimately one big one. But for a long time, I’d been content, but as I tried to grow the business beyond what I could do individually, I felt like I kept running into walls. There were it felt like limitations on how I could build out my team and structure the practice the way I envisioned it. Additionally, there were some new policies that also started to bother me. One of them was the platform advisory fee, which in my eyes was less about client transparency and more about replacing a declining revenue source on the firm’s balance sheet. And after dealing with clients and helping them through the bank scandal at the firm, I was concerned that this would come back and hurt me and the relationships that I had with my clients. Incidentally, I just recently onboarded a new client that transferred to us. And for them, looking at their statement, identifying this platform advisory fee- Louis Diamond: Oh boy. Patrick Larkin: … was the last straw for them before they moved about 15 million of assets to us. Also, I thought I would be I would be a better allocator of resources than Wells Fargo. Wells Fargo retained about half of the revenue that I earned for the business. They seemed to think that the best allocation of that money was additional middle management. Whereas, I thought investment in technology, investment in additional personnel, and an investment in marketing were best places to continue to build out my vision. The final straw, and really a thing that crystallized everything for me was when I read a book in 2021 called The Infinite Game, a book written by Simon Sinek. Chapter eight, the title is Ethical Fading. And it uses the Wells Fargo bank scandal as a case study in what happens when a firm loses its moral compass. I read the chapter and thought, “There it is, I have to do something.” That was really the final push I needed. I mentioned earlier I was very fortunate to start my career with a company called A.G. Edwards, a regional brokerage firm. And while I was at A.G. Edwards, there was a research report that came out on A.G. Edwards as a company. And I’m going to paraphrase a little bit on what was said in that report, but ultimately there was a line in there, and it was a criticism, but I took it as a huge positive as being an employee there. The line said, “While management does not necessarily say it, we believe the client is put ahead of the shareholder.” And that was something I was very proud of. And I just, upon reflecting on it, felt confident those were words that I never was going to see go to print about Wells Fargo. Louis Diamond: So you left Wells in 2022 and founded Oak Hill Wealth Partners in Lansdowne, Virginia. Walk us through that decision. Why go independent rather than going to another firm? Patrick Larkin: I really thought moving to another firm, the things that I had grown frustrated with at Wells Fargo Advisors, I would also find at another wirehouse firm. I was ready, and honestly, the simple answer is I thought I could do better. And I wanted control after having what I felt like was very little control. I had grown frustrated with others making important decisions, and I wanted an opportunity to grab the reins and make decisions on my own. I believe at that time, the future of wealth management was going to be built around fiduciary advice, and I didn’t want to watch that from the sidelines anymore. I was watching what was happening in the industry. And as we were trying to hire new advisors, reaching out to college graduates who were studying CFP programs, identified that they were more inclined to want to start employment with an RIA than a wirehouse. What made the timing work really well was Wells Fargo had actually introduced a program to help advisors in the private client group spin off and establish their own RIAs. Now, whenever I tell this to another advisor, particularly ones that are wirehouses, they can’t understand it. And quite frankly, I don’t understand why they helped us do it, but we were about the 30th practice that they helped us through this process and they provided real support. They hired consultants, made vendor recommendations, even referrals to financing so I could pay off my last succession plan before I left. The only really upside for Wells Fargo was that the ask was that we continue to use First Clearing as the custodian. And one of the downsides for me was I was going to leave all of my deferred comp behind with Wells Fargo. Now, all clients had to do to join me was sign a positive consent. And on May 9th, 2020, we turned on our computers in our new office and our clients were already there. That same day, we launched and started a relationship with Charles Schwab. And it was so exciting to be able to start shopping for what I thought was the best FinTech, really feeling like I was stuck with proprietary tools that Wells Fargo advisors had offered. I felt like I was a kid in a candy store. And if there was a cool tool that I identified that would help us serve our clients better, I was all in and I was buying it. I really feel that some of the technology that Oak Hill eventually bought into and some of the tools we’re using now are going to take years and years before they eventually trickle down to where the wirehouses are, if ever. Louis Diamond: Interesting. So it was really it was for the most part an internal move from one- Patrick Larkin: It was- Louis Diamond: … channel to the other. Patrick Larkin: … it was an internal move, but there was no requirement to stay at First Clearing. As a fiduciary, they couldn’t make those demands. And again, they helped us with the financing, which is really unusual that they helped us secure a loan so I could pay off the last retiring advisor. It’s really unusual that a bank will loan money where there is no business at the time, but because of previous experience that financial institution had working with Wells, they helped us facilitate the transaction. And the program is still in place at Wells Fargo, which is absolutely amazing to me after the experience that I’ve just had myself. Louis Diamond: Yeah, it’s interesting. I mean, does it cannibalize a more profitable revenue source? Sure. But if the alternative was all the assets go to Schwab or Fidelity, to me, honestly, it’s smart. I think they played the long game by not being adversarial on it. Patrick Larkin: I think they played a long game and they took the philosophy, and I think they use it as a recruiting tool that if you love them, set them free. And that’s exactly what they did. Louis Diamond: So for the rest of the episode, I want to talk about your eventual, and not that long period of time, transaction or decision to merge Oak Hill with Cerity Partners. This is our Build, Grow, Transact subseries. And I was really struck by your story because you were three years or so into running Oak Hill, and then your merger with Cerity Partners, an amazing RIA closed. That’s a fairly short runway. Usually when I see folks go independent for the first time, it’s 10, 15, 20 years, maybe never, that they decide to merge or sell. I’m curious to understand your thinking about the transaction. Were you looking to do something? Or was it just like right place, right time and the opportunity presented itself? Patrick Larkin: I had started Oak Hill with the intent of eventually down the road, much closer to retirement, looking for a partner. The opportunity and what I learned early on helped change that idea and philosophy, and I adapted and made modifications to take advantage of it. Louis Diamond: Interesting. So you weren’t necessarily planning on selling or merging the business, it just kind of circumstances happened the way they did? Patrick Larkin: Yeah. When we started Oak Hill Wealth Advisors, it was a really pretty short period of time before we started getting calls from larger national RIAs about potential acquisition, much sooner than I expected. Early on, I just brushed them off, but about a year in, I took one of those calls and it really just opened my eyes up. I realized for the first time this small firm, this little practice actually had some real value, way more than I’d given it credit for. That first call, that first exploration didn’t go anywhere. It wasn’t a good fit. But what it gave me was a much clearer picture of what the serious acquirers were actually looking for. And that changed decisions I made at Oak Hill going forward. I really at that point stopped trying to optimize for near-term profit and really thought of my business as a business and started building towards enterprise value, sometimes at the cost of short-term income. And that turned out to be exactly the right call. Louis Diamond: That’s such an interesting perspective. Let’s double-click into that concept. So it sounds almost counterintuitive that if you kind of had this light bulb moment that like, “Okay, maybe I want to transact my business sooner than I initially thought.” I think most people would say, “Let’s become lean and mean. Let’s become as profitable as possible so my EBITDA’s higher.” But you took the different approach. What were the decisions you did to invest more in enterprise value rather than current cash flow? Patrick Larkin: A true business is one that doesn’t need me to be here every day to operate. And when we left Wells Fargo Advisors, it was myself and one other advisor that created Oak Hill Wealth Advisors. I was responsible for about 95% of the assets and revenue. And one of the more significant investments we made is in additional advisors. I recruited three new advisors, all CFPs, to join Oak Hill Wealth Advisors. Whereas, before I had been largely managing all the relationships myself. For someone that kind of grew up in the regional wirehouse space, it’s pretty counterintuitive to start moving relationships away from you onto other advisors. You’re trained and built to create a moat around your relationships, and realized that the potential acquirers are not interested, at least the ones I was interested in, weren’t interested in buying a book. They were interested in buying a business. And that just meant every decision we made going forward was not profit-driven, but how can I increase the value of the business? So after that first call, I knew I probably would be looking to move forward with a transaction sooner as opposed to the end of retirement. That information that I got on that first call helped me realize that when Oak Hill Wealth Advisors opened its doors on May 9th, 2022, we effectively had an IPO. I had great familiarity with how the succession plans at Wells Fargo Advisors worked. And on that day that we opened our practice, the value of my business jumped to be four to five times the value of it in a succession plan at Wells Fargo Advisors. Now, I knew going forward that I was going to be able to increase revenue. I was going to be able to increase EBITDA. I was going to potentially have some benefits from a market tailwind. I knew the multiples of EBITDA that the firms use may fluctuate, but the biggest change by far occurred leaving the wirehouse and having the value of my business grow four to fivefold in that same day. So what I really focused on was making sure that I was going to, when I was ready to start looking again after I had worked on improving the practice, really was going to look for a firm that was going to be a good cultural fit for both my clients, my team, and myself. Louis Diamond: That’s such a cool perspective. I’ve never heard anyone say that the day we launched your independent business was like an IPO. But honestly, it’s so true. You’re planting a flag in the ground that like, “Here is real value. This is value that we’ve created that we own rather than it being a book of business and a W-2 paycheck.” And it’s a fascinating perspective. Patrick Larkin: Yep. It really is amazing that the value changed that much on one day and the future value changes. Looking at the equity that I owned in Oak Hill Wealth Advisors, it made sense to consider is there a better way to take some risk off the table for myself and my family and diversify some of the equity that I had in Oak Hill Wealth Advisors with a larger enterprise? Louis Diamond: It makes complete sense. Obviously, everyone would sign up for 4 to 5X increase in value. Patrick Larkin: Sure. Louis Diamond: That’s not the reason most people go independent, but it’s important to know. And also, what I really liked about what you shared is I think a really valuable learning for anyone is those calls come in, whether it’s from annoying people like me or from an acquirer, from a firm, they’re not all noise. You took it as an opportunity to learn. Even though that first person who called wasn’t the right fit, it crystallized something in your mind and it let you make proactive decisions that ultimately paid off in spades when it came time to sign the dotted line for your transaction with Cerity. So I think it’s brilliant. And it’s very big picture, big-business-owner-type stuff that I think a lot of people will just filter out because it’s annoying and I’m young, I’m not looking to sell, but that was the journey. Patrick Larkin: Yeah, that first call changed my opinion about timing of when to move forward with a partnership. Originally, I thought this would be something at the end of retirement. The timing of doing so sooner seemed a lot more appealing after having that conversation and realizing what we had actually built. Louis Diamond: Amazing. So ultimately you decided to merge with Cerity Partners. We’ve had Kurt Miscinski from Cerity Partners on the show. They’re a real heavyweight within the RIA world. Most recently, they were valued at $8 billion in a recap, and it’s a very impressive firm. What specifically drew you to Cerity versus other potential buyers? Like you said, you got a lot of calls. Patrick Larkin: After that first call, I just got to work and focused on continuing to take care of our clients, building a team, adding new advisors, being a mentor to those advisors. But at the same time, we were being approached fairly regularly by that point. And I had a pretty good system for quickly deciding whether something was worth a second look, and most weren’t. But about a year ago, one of the national RIAs caught my attention and I started having conversations with them. And once I had progressed with them, I though, “You know what? If I’m giving this consideration, I really need to cast a wider net.” So I reached out to other RIAs that I had looked at and admired and been keeping an eye on. And ultimately, my longtime business coach, Barbara Kay, suggested I talk with Cerity Partners, a company that one of her other clients had just recently joined. And from the very first call, I could tell something was different. And I talked to many different companies. Cerity Partners, and an individual I spoke with, Geoff Newman, they weren’t leading with valuation formulas or deal structure. They were asking questions about my clients, my team, and how I actually ran the practice. They had a very defined process for identifying partners who were genuinely compatible, not just advisors with books that were transferable. And that distinction mattered greatly to me. They also offered really, in my opinion, the right balance of support and still having some autonomy. And their aspiration to deliver consistent standard of care to clients, whether they be in California or Virginia, so that those individuals get the same quality of experience, resonated with how I was already running things within my practice. That combination of support and autonomy, I really liked the idea of continuing to have oversight over my local practice, over our practice, which included the budget, salaries, and bonuses. It more than anybody else felt like a partnership and not a buyout. And I really appreciate it during that first call, Cerity was the only company that talked about a hundred-year plan. It was amazing to me to hear what their thoughts were. Most of the other firms I spoke with talked about valuations. And very quickly in the process, I found myself on a Zoom call with a Patagonia fleece vest-wearing private equity rep walking me through a valuation. And it was efficient, but it was not a cultural fit for me. And the infrastructure behind us and the combination of autonomy is really harder to find than most people think. As I progressed with Cerity, I remember early on in the process thinking to myself, “My God, I hope they want me, I hope they want me,” because I could tell I’m a very process-driven person They had a process with the way they brought me on board. And ultimately, we had a due diligence trip set up to go to one of their larger offices where I met with one of their leaders, Claire O’Keefe, part of their practice development, and had an opportunity to meet with different leaders within the firm and really get my arms wrapped around the potential that they had. Just the quality of the people I encountered through the whole process just kept reinforcing the decision. And by the time we got to the finish line, it didn’t feel like a transaction. It felt like I was joining something that I was excited to be part of. So just a little bit more about what attracted me to Cerity, their culture is just phenomenal. Cerity Partners uses the word “meritocracy” and they actually mean it. Ownership and influence here track your contribution, not your tenure or how well you play the politics. I just attended my first partner meeting in April, and without exaggeration, it was the most extraordinary professional meeting I’ve attended in my 25-year career. During the meeting, there was open debate about the direction of the firm, and every voice in the room carried weight. You could feel the culture. And that type of culture is built over years. You can’t fake it. Everyone in the room it felt like was rowing in the same direction. And by the time the meeting was over, I was so excited to get back to my team and tell them about what I had just witnessed, I wasn’t looking for the exit. I was looking for the brick wall to run through. I was so excited. And every once in a while I wonder having spent so much time in the wirehouse spaces, the bar just set really low for me when I talked to some of my other colleagues that have been independent for a long time. But it was just an absolutely amazing experience. And I do want to just add, one of the last really important things to me about Cerity Partners is I’ve been very fortunate with my career and in this profession. And part of my goal over the rest of my career is to have a legacy. And my legacy currently exists with the families I’ve advised and the team that I’ve built and have served and led. But Cerity Partners is helping me achieve even a greater legacy in our industry with our shared long-term goals. During my first meeting, they talked about their hundred-year vision of being a worldwide employee-owned professional services firm. And currently, and this is very exciting, the employees are the largest shareholder of the firm. No one else I talked to talked about their long-term goals like this, and it’s a vision I believe in. I want to contribute to help to see it accomplished. And one day when I do retire, I want to look back and see how I contribute it to a company that I believe is going to change the direction of professional wealth management. Louis Diamond: Wow. Patrick Larkin: My partnership with Cerity Partners is going to make that a reality. It’s just an amazing place. Yeah, very happy. Louis Diamond: Honestly, you can’t fake that type of enthusiasm. It sounds like- Patrick Larkin: It’s not- Louis Diamond: … you entered into a transaction, which is it’s like jumping into the deep end. How do you sort through what’s the sales process versus what’s real? How much of this is actually going to translate to my life? But hearing you not that long after the transaction, you still feel that and it’s very cool. In the press release I read, you cited estate planning, private markets access, and cross-border planning as key reasons for the merger. Can you talk about what it was about those? Maybe- Patrick Larkin: Yeah. Louis Diamond: … anything else that was missed? Patrick Larkin: Yeah. Louis Diamond: And were those not things that you felt like you could have delivered yourself as a standalone? Patrick Larkin: I thought that they were going to help me be able to be more effective in delivering those, but they weren’t the complete picture. The capabilities that we cited in the release were genuine gaps I wanted to fill and have available for clients and be able to prospect and go after new additional clients. But being fully honest, there were also deeper drivers. One was my team. Sometimes we get emotional about this. Being someone who’s trusted is really important to me, and that’s something I hold in high priority. There are people that followed me out of Wells Fargo to join me. One of my client associates had delayed her retirement so that she could join me and help us launch for the first three months. One of my other client associates has been with me close to 15 years. These are people that trusted me to do the right thing and to make sure that I wasn’t walking them off the plank. Being able to join Cerity Partners and give them a future that didn’t hinge entirely on my personal longevity was a huge relief. And Cerity Partners is an ownership culture. I’m so happy to say today that every single individual on my team in our practice in Lansdowne is now either an equity owner in Cerity Partners or very shortly will be an equity- Louis Diamond: So cool. Patrick Larkin: … equity owner. So they have a stake as well in what they’re building. It matters. My youngest client associate noticed how much it costs to send to FedEx. And he goes, “Now that I’m an owner, maybe we should rethink about sending regular mail.” Another driver was my family. And I’ve always had the philosophy of trying to prioritize and clients first, team and colleagues, and then my family. And I’ve always made decisions that if I put those others before myself, eventually I’ll be taken care of. And going through this transaction, it was so generous to my family and provided such security. There was a little bit of guilt that, “Am I doing this for all the right reasons?” But being able to secure my family’s future, converting equity in a three-year-old RIA into a stake of a $8 billion-plus valuation with institutional backing, that was a meaningful moment and I’d be less than honest if I glossed over that. I also really wanted to be part of something larger than myself. And the opportunity to help build a legacy in this business with Cerity Partners really gives me the platform to do that. Louis Diamond: Very cool. I can tell that you’re genuine, not just because of the way you sound, the way you’re speaking, but in the very beginning of the episode, you talked about the reason you got into this business was because you thought it gave you the dual purpose of being able to help people, but also being able to enrich yourself or your family. So this answer, it comes full circle. You’re able to accomplish all these goals, which made it the right decision. And I think, look, I say to advisors all the time, “You’re allowed to be greedy, you’re allowed to be selfish as long as the clients are still in the front of your mind as the most important thing.” There’s nothing wrong with doing better for clients, building a legacy in your case, but also reaping the rewards of all your hard work and labor and also all the risks that you’ve taken over your career. I got to ask you, though, from being an employee of Wells, where you were running your team, for the most part, you can run the business within their guardrails the way you want, to then running an RIA, which is really like you’re fully in control of everything, to now being a partner, but you’re not the one who has the name on the door anymore. Patrick Larkin: Right, right. Louis Diamond: Well, how do you think about the giving up control and full ownership of your practice versus owning a very small amount of a much larger entity? Patrick Larkin: There was such continuity. Oak Hill Wealth Advisors and Cerity Partners were so philosophically aligned that I genuinely never felt like I was giving up anything that I wasn’t glad to let go. My wife joined the business shortly before I left Wells Fargo Advisors. And still to this day, on my drive home from work, I call her up and say, “You’re not going to believe this.” And it’s all a positive, good thing. So Cerity has struck the perfect balance of that autonomy and support combination that I was looking for. So I still have control and a say over the way our practice is managed. Very shortly after the merger, my supervisor came down and met me for the first time, and we went out together after the day had ended. And early in the conversation I said to him, “What can I do to make your life easier?” And he said, “Pat, what can I do to make your life easier?” And that set the tone that still exists to this day. I almost cried when he said that because that was so different than what I had experienced up to that point. So the collaboration, the way we work together, it’s just absolutely amazing. And not once for a single moment have I second-guessed my decision. And it’s really weird because I’ve now been part of this organization for nearly nine months, and there just has not been one thing that’s occurred where I said, “That’s a disappointment.” It’s just been absolutely amazing every single day. Louis Diamond: Very cool. To me, there’s different arcs of when you want to ask people the question of, “Hey, any regrets?” And usually you don’t want to ask them too soon because they’re still going through the transition and integration and growing pains. And you don’t want to ask them too far in the future because you forget about what was life before. To be this short of a duration into this new partnership and to have these feelings, that’s absolutely pretty special. I got two more questions for you, Pat, if you don’t mind. Patrick Larkin: Sure. Louis Diamond: First one, economically, to me, one of the hardest things for really any advisor to really grapple with or to fully comprehend or make their own is, “I own 100% of the equity in my business. I get to decide when I want to sell in the future. My business is growing 10% per year. I wait to sell until 10 years from now, my business is going to be much bigger and I get to keep all the cash flow. I get to make all the decisions.” That compared to the path that you took, which was take cash off the table, which everyone understands, to, “Now, I own a much smaller piece of a much larger pie.” How would you talk to someone about the financial trade-off between a hundred percent ownership in their business, full control, full discretion over everything, versus becoming a minority equity partner in a larger entity? Patrick Larkin: You have to look at the valuation of my business, again, the day that we opened our doors as Oak Hill Wealth Advisors. There was such a massive jump in the value of the business. There was not going to be an opportunity for an appreciation at that level. So then, you have to compare what the growth rate is of Oak Hill Wealth Advisors versus a Cerity Partners. And I’m not embarrassed to say that Cerity Partners is and has been growing at a much faster rate of return. The value of the equity that I have retained in Cerity Partners, my ownership stake, I fully expect by the time I transact that business as I get closer to retirement, that’s going to be worth many times more than whatever opportunity I would have had at Wells Fargo with the valuation they would have provided me. Nevermind, very important, the tax consequences of a structure like this is all the retiring advisors that I worked with were taxed at their highest marginal rate. I owned a business and we were taxed at long-term capital gains rates. A significant difference in savings in what as the owner we actually realize. So yeah, I feel very comfortable with the ownership that I have and the control and continued opportunity with the meritocracy culture to increase my share of ownership in the company. Louis Diamond: Okay, and let’s do one more question here. I’ll pick it back up. So Pat, I think it’s a really cool perspective. It’s almost do your homework, and if you find the right horse and the right jockey that can run faster than you can on your own, that the equity value will compound and grow and appreciate in a faster, more efficient way than what you’re doing on your own, which makes complete sense. It’s the ultimate trade-off. And again, it’s like jumping into the deep end. On the one hand, Oak Hill was all you, right? You control the growth, for better or worse, for the good days, the bad days, the good years, the bad years, versus now your growth is diversified amongst hundreds of partners across M&A, across different lead flow channels, et cetera. It makes complete sense. But honestly, if I were an advisor, I don’t know how I would think about it. I think it’s all just fact-and-circumstance-based on where I am in my life and who the firm is and what I’m trying to accomplish. But it’s such a cool perspective because usually the playbook that we see, which is why we did this series, is go independent and there’s a long pause until there is a realization of all the value that’s been created. So seeing you do this in a much quicker timeframe, it seems like it was the absolutely right decision. To me, it just is another path, another way that an advisor or a firm is able to think about their future. Any final advice or parting words for someone who is sitting right where you were in 2021 or 2022 thinking about making the leap? And we’ll say a transition in general, or really anything you want to share to wrap our episode here. Patrick Larkin: Thank you for having me, and this is a great question. Happy to give a thoughtful answer to it. Before I’d left Wells Fargo Advisors through the program and started Oak Hill Wealth Advisors, I had an opportunity to go through a due diligence process and make sure that this was going to be a right move for me. There was no carrot out there that was obvious. I learned after that first conversation that I had built a practice that had some value to it. I was leaving behind the security of something I knew, leaving behind a significant amount in deferred compensation, and I wanted to make sure I was making the right decision. And through that due diligence process, talked to about five other firms that had recently left Wells Fargo to join this RIA program. I asked them a lot of different questions about what their experience was. And at every point during those conversations, they all said the same thing at different points. And it sounded like this. They said, “I’m working harder than I ever have before, but I wish I had done this sooner.” So my advice to those people, do it. I know that sounds simple, but I mean it. The fear of leaving is almost always worse than the actual experience of leaving. And I understand the inertia of not leaving and the real apprehension of what was on the other side. But what I found was a version of this profession I genuinely didn’t know was possible. One where I could do things the right way on my terms for the people I care most about serving. And not every path is going to look like mine. Some advisors should go fully independent and stay there, and that can be an incredible life. But when it comes time to look for a partner, quite frankly, if Cerity Partners is not on your shortlist, you’re making a significant mistake. And I say that not to sell anything, but because I’ve lived the comparison firsthand and there’s simply nothing else like it. Louis Diamond: So Pat, it’s been really fun, but I don’t think we’ve had anyone on the eight years or so we’ve been doing this show that’s gone through this type of arc or journey that you have. One of my big takeaways or sticking points that this episode brought for me is by going independent and taking control over your future, you created complete optionality for yourself to do exactly what you wanted to do with your business, even if that was different than what you initially planned. So in your case, it was selling within three years of going independent, but by taking action, being proactive, playing some offense, you made the opportunity happen on your terms and your timeline. So this has been fun in so many different ways. I loved your comment about how when you went independent, it’s basically like the day of your IPO, the four-to-five-times increase in value versus an internal succession deal, and even just the way to think about getting equity in a larger entity versus running your own plays only. So thank you so much for doing this. This has been fun. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firm’s or could a better option exist? Should I Stay or Should I Go? Is a book written with you in mind? It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively, whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook.   Build, Grow & Transact: From Breakaway to Transaction in 3 Years A conversation with Louis Diamond and Patrick Larkin, Partner & Practice Leader at Cerity Partners.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Build, Grow & Transact: From Breakaway to Transaction in 3 Years. It’s a conversation with Patrick Larkin, Partner and Practice Leader at Cerity Partners. I’m Louis Diamond, and this is The Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Ownership as a way of creating opportunities you can’t always predict. That’s exactly why we created our Build, Grow, and Transact series. Independence isn’t the end of the story. It’s often the beginning of thinking differently about enterprise value, optionality, and what comes next. Today’s guest is Patrick Larkin, Partner and Practice Leader at Cerity Partners, and formerly the founder of Oak Hill Wealth Advisors. Patrick spent nearly 15 years building a successful practice at A.G. Edwards, Wachovia, and eventually Wells Fargo before launching his own independent firm in 2022. Just three years later, he merged that firm into Cerity. At first glance, that timeline might seem surprisingly short, but as you’ll hear, the merger wasn’t a change in direction. It was the result of seeing his business differently once he owned it. Yet, it’s this perspective that really brings that thought home. Patrick said the day Oak Hill launched felt like the business had gone public because overnight, what had been viewed as a book of business became an enterprise with substantially greater value, some four to five times the value of what it was worth at Wells. And that realization changed the way he invested, the way he hired, and ultimately the way he thought about the future. Pat and I also talk about something advisors don’t often discuss candidly, what life actually looks like after a merger. How much control do you give up? What changes day to day? How do you know whether you’re joining a partner or simply selling a business? Whether your long-term plan is to remain independent forever or eventually join a larger organization, Patrick’s experience is a reminder that ownership isn’t simply about control. It’s about creating optionality and putting yourself in a position where the next decision is yours to make. So let’s get to it. Patrick, thanks for coming on our show today. Patrick Larkin: Oh, my pleasure. Nice to meet you, Louis. Louis Diamond: You too. So let’s start off basically how we start every interview. Tell us about yourself, your background, and how you found your way into our industry in the first place. Patrick Larkin: Yeah, thank you for asking. I knew I always wanted to be a financial advisor. That part really wasn’t in question, but upon graduating college and being a 22-year-old, I knew that it was probably not practical to walk in and start advising people my parents’ age with their life savings. Probably wasn’t going to be a recipe for success. So I took a quick tour through the pharmaceutical industry first, which ended up being unexpectedly valuable. My employers there pushed me to think like an entrepreneur and within our territories. And honestly, that mindset never left me. It shaped how I built everything that came after. Eventually, an opportunity presented itself in Loudoun County, Virginia in Northern Virginia, and I became an FA trainee with A.G. Edwards, absolutely fantastic firm to start my career. Now, what drew me to this career was pretty simple. I felt like it was one of the professions that we had an opportunity to do so much good for others while simultaneously also doing well for yourself, and those two things aren’t in conflict. I also really loved the idea that in this profession there was no hiding. You don’t get paid to show up. You get paid for what you actually do. And perhaps for me, what was most important, I loved the weight of responsibility. I loved earning people’s trust. I loved the idea of deserving, being deserving of their trust, and being a steward of what they’ve worked a lifetime to build. I never took that lightly, and I still don’t. Louis Diamond: That’s amazing. Yeah, I mean, the number of people I’ve heard, you talked so fondly about A.G. Edwards and there’s a bunch of other firms that have since been absorbed or emerged that are like the regional firms of old. So not surprised to hear you loved it. A.G. Edwards, obviously, became Wells Fargo Advisors or was acquired or merged with Wells Fargo. So I know you’re at Wells and A.G. Edwards until 2022. So give us a quick version. How’d you build your practice from the pharma world into being in FA? Patrick Larkin: Yeah, so as I started with A.G. Edwards, I came in at really just the perfect time. It was towards the end of the financial crisis. And I built the business the old-fashioned way with a lot of cold calling and eventually did some dinner seminars, which I can tell you is a very expensive way to learn how to speak in front of a room. But I made some progress, and I was also in a great office, small enough that some of the advisors there would hand off some of the smaller accounts that they weren’t interested in working with, and got an opportunity to get a lot of reps in working with real life clients and individuals. I knew early on I didn’t have enough talent to win on talent alone, so I made up for it and compensated for that with really hard work. The real turning point came for me when A.G. Edwards was first acquired by Wachovia Securities, and that was about five years into my career. And at that point, my branch manager, who was eyeing retirement, asked me to step in as her partner, and that changed everything. We eventually moved over to a Wachovia Securities office, another really great local office in Loudoun County, Virginia. And from that office, I worked on and became a CIMA, a CFP, worked with the clients, built a business through referrals. And I found at that point in my career when I would go to a meeting with Wachovia, eventually Wells Fargo, as a young 30-year-old, I would look around the room often and realize that I was the youngest person in the room. The funny thing was 10 years later, I would go into that same room and I’d look around and I still was the youngest guy in that room. And those demographics in our industry, and when I came into our industry, ultimately led that office that I worked in with Wells Fargo Advisors, I eventually was the recipient and party to five different succession plans- Louis Diamond: Wow. Patrick Larkin: … at Wells Fargo Advisors. I hoped that I had built a reputation as somebody that these other advisors would entrust with their clients. And over that time period, really, I would say professionally, one of my accomplishments I’m most proud of is all five of those retired advisors that I used to work with, who had an opportunity to see me work with clients, all became clients of mine, I still continue to work with. And it’s professionally just one of the greatest honors that I’ve ever had. Louis Diamond: I mean, that’s a large number of advisors you helped sunset, but I would agree it’s the ultimate p

La Tertulia - 12.08.2026 - FA impulsa proyecto de ley que modifica el régimen de subsidios de personas que cesan en cargos políticos by En Perspectiva

--- eixos é a agência de notícias líder em petróleo, gás e energia no Brasil. Faça parte da comunidade eixos no Whatsapp e nas redes sociais: https://whatsapp.com/channel/0029Va97KnmHAdNRhqZO0j0s #eixos #agenciaeixos #estudioeixos

Los secretarios generales del Frente Amplio, Andrés Couble, y del Partido Republicano, Vicente Bruna, sostuvieron un rudo debate a propósito de la Agenda Contra el Crimen Organizado y el Terrorismo (ACOT) que impulsa el Gobierno de José Antonio Kast.Couble abrió los fuegos señalando que el FA reconoce a la seguridad pública como "una de las principales urgencias ciudadanas", pero se quejó de que, en la discusión de medidas particulares, la derecha suele imputarle una "defensa de los delincuentes y del crimen organizado", lo que estimó "un poco ridículo y una simplificación del debate"."Me parece complejo que no estén disponibles a cortarles derechos a delincuentes, a criminales", respondió Vicente Bruna. "En Chile la realidad actual implica que el crimen organizado tortura personas, descuartiza personas, aparecen personas en contenedores bajo tierra... ¿Cómo es posible que el Frente Amplio pretenda que se mantengan esos derechos sociales a personas como ellos, si son criminales?", se preguntó.El Primer Café, con Cecilia Rovaretti.Descubre más contenidos como este en Cooperativapodcast.cl

Ler um livro inteiro virou exceção e cientistas anunciam os primeiros vírus projetados por IA. Chefes de laboratórios de IA declaram o começo da singularidade e o Snapchat já cobra pelo armazenamento das suas memórias.O que ainda é decisão sua?No RESUMIDO #376: o fim da leitura, IA cria vírus que não existiam, loja com chefe robô vira desastre, ex-funcionária da OpenAI quer focar em telepatia, a bolha da IA está aí e ninguém se importa, MySpace ensaia a volta e muito mais!--Assine a newsletter da inovabra "Do hype ao ROI":https://inovabra.substack.com--RESUMIDO #375, apresentado por Bruno Natal--Loja RESUMIDO (camisetas, canecas, casacos, sacolas): ⁠https://www.studiogeek.com.br/resumido⁠ -- Faça sua assinatura! ⁠https://resumido.cc/assinatura⁠ 

Sofi va al concierto de Harry Styles en CDMX, Fa va a publicar un libro y ambas comparten todos sus sentimientos por Rocky, de Project Hail Mary.

The Coupe de France is the most international national cup competition in the world, with overseas territories located in every continent bar Asia taking part. The first to enter each year is always the team from Saint Pierre and Miquelon, in round 3.And this season, the tiny archipelago off the coast of Canada's Newfoundland will have a representative from the less populous island of Miquelon for the very first time, after AS Miquelonnaise won the local qualifying tournament.But how does qualification work when there are only three teams in the archipelago? Why does Saint Pierre & Miquelon's representative always start earlier than other overseas territories? And could a North American team theoretically play in the Europa League? Plus, more withdrawals than usual from the week-long national championship forces Greenland into a strategic re-think. And Caito Teixeira, the president of Guinea-Bissau's FA, breaches his bail conditions and goes on the run!Join us on Patreon at patreon.com/sweeperpod for a bonus episode this Thursday all about the 2026 OFC Champions League and how the most remote places on the planet watch football.Sweeper listeners get 10% off at Golaço Kits by using the code SWEEPER10 at checkout and if you join us on Patreon, you will get 15% off!Chapters:00:00 - Intro00:48 – Football in Saint Pierre & Miquelon04:00 – Miquelon's Coupe de France debut08:26 – Subarctic temperatures & a short season10:32 – North America in the Europa League?16:59 – Greenland's chaotic championship26:50 – Guinea-Bissau's presidential escape31:05 – Golaço Kits competition

Wolfie bring you all the news on why Nottingham Forest owner Marinakis is Suing Palace! Try Oxford Natural, Use Code FFTV For Up to 70% Off! https://oxfordnatural.com/fftv/ Welcome back to Forest Fan TV! In today's major Nottingham Forest news update, we are discussing the breaking reports that our owner, Evangelos Marinakis, has officially lodged a defamation lawsuit at the High Court against Crystal Palace and "persons unknown." This legal action stems from an offensive banner displayed by Palace supporters at Selhurst Park during our 1-1 draw last August. The controversial display depicted Marinakis holding what appeared to be a gun to the head of midfielder Morgan Gibbs-White, accompanied by a provocative speech bubble referencing blackmail, match-fixing, drug trafficking, and corruption—allegations the Greek magnate has consistently and vehemently denied. This lawsuit adds another chapter to the growing friction between the two clubs, which escalated last summer when Palace was demoted to the Conference League over UEFA multi-club ownership rules, allowing Forest to take their spot in the Europa League. While the FA already fined Crystal Palace £50,000 earlier this year for failing to control their spectators during that specific match, Marinakis is now taking personal legal steps to address the defamatory incident. Make sure to watch the full video for all the details on what this means for the club moving forward, and drop a comment below to let us know your thoughts! #nffc #crystalpalace #nottinghamforest Learn more about your ad choices. Visit podcastchoices.com/adchoices

É quarta-feira, 5 de agosto de 2026, 16h21min, hora de entrar AO VIVO com os @bitcoinheiros!Entre para fazer suas perguntas, comentários e aparecer na LIVE com a genteENTENDA SE O SEU BITCOIN NA COLDCARD ESTÁ EM RISCO:https://bitcoinheiros.com/coldcard/________________APOIE O CANALhttps://bitcoinheiros.com/apoie/⚡ln@pay.bitcoinheiros.comhttps://loja.bitcoinheiros.com para comprar produtos dos bitcoinheiros na stackbithttps://consultorio.bitcoinheiros.com para marcar uma consulta com o nosso urso DovSe você não tem uma carteira Bitcoin ou Lightning, veja opções aqui:https://bitcoinheiros.com/projetos-recomendados/00:00 Sala de espera02:20 Detalhes do hack da ColdCard06:36 A Coinkite perdeu a confiança dos bitcoinheiros?08:06 DOV perdeu bitcoin no hack da ColdCard?12:54 Os usuários roubados no hack da ColdCard têm culpa?21:17 O hack da ColdCard foi um ataque de aposentadoria?23:07 O roubo na ColdCard desincentiva a autocustódia de bitcoin?34:24 Augusto Backes distribuindo sabedoria35:38 Golpes que usam o hack da ColdCard como isca37:38 A Coinkite guarda os e-mails dos clientes?40:20 Outros dispositivos da Coinkite foram afetados?41:39 A Coinkite vai quebrar?42:49 A falha da ColdCard não é no protocolo Bitcoin45:37 Desenvolvimento de IA é a nova fronteira da tecnologia?47:03 Boltz: pausa nos serviços da exchange48:36 Krux e Kern: como está o processo de transição54:40 O hacker da ColdCard está mixando os UTXOs roubados?56:37 A polícia está investigando o roubo da ColdCard?1:00:02 Problemas de segurança no BlockClock1:04:32 Não jogue fora as ColdCards afetadas pelo hack1:07:27 Carteiras geradas no Bitcoin Core são seguras?1:10:03 A ColdCard tem culpa na falha do BIP-110?1:12:08 Por que alguns veteranos do Bitcoin apoiam o BIP-110?1:18:57 Dados de jogar em casa: gerando entropia manualmente1:21:25 O BIP-110 vai causar um fork no Bitcoin?1:26:55 Cuidados ao transferir moedas de fork no Bitcoin1:30:38 Como foi o processo de ativação do SegWit no Bitcoin1:33:18 A BlueWallet é uma carteira segura?1:36:26 Qual a função da passphrase no Bitcoin?1:39:02 Quando usar multisig no Bitcoin?1:40:55 Quem usou outras funcionalidades da ColdCard está em risco?1:43:17 Autocustódia é para todo mundo?1:45:19 Achar uma chave privada de bitcoin é roubo ou sorte?1:49:48 Existe chance de recuperar os fundos roubados na ColdCard?1:52:06 Quem pode ser processado pelo roubo da ColdCard?1:55:34 Visite o hotsite dos bitcoinheiro sobre o Hack da ColdCard1:56:40 Música: Richard – Rules Without Rulers (feat. Adam Curry)SIGA OS BITCOINHEIROS:Site: https://www.bitcoinheiros.comTwitter: https://www.x.com/bitcoinheirosISENÇÃO DE RESPONSABILIDADE:Este conteúdo foi preparado para fins meramente informativos.NÃO é uma recomendação financeira nem de investimento.As opiniões apresentadas são apenas opiniões.Faça sua própria pesquisa.Não nos responsabilizamos por qualquer decisão de investimento que você tomar ou ação que você executar inspirada em nossos vídeos.

Neste sermão inspirador da Oitava Igreja, o pastor explora a crucial importância do discipulado doméstico, usando a história de Timóteo para ilustrar como a fé verdadeira é cultivada e transmitida no lar. Baseado em passagens como Atos 16:1-3 e 2 Timóteo 1:2, 5, esta mensagem desafia pais e líderes a serem referenciais de fé, ensinando a Palavra de Deus com constância e vivendo um exemplo que transforma gerações. Descubra como sua família pode ser um celeiro de fé e um testemunho vivo do Evangelho, começando pela Palavra e pelo exemplo dentro de casa. Uma reflexão profunda sobre o legado espiritual que podemos deixar.ASSINE O CANAL: http://youtube.com/oitavatv..........................................................................Website: http://www.oitavaigreja.org.br/Contas Bancárias: http://oitavaigreja.com.br/contas-bancarias-da-oitava-igreja/Faça parte da Oitava: https://bit.ly/3dX7u1QInstagram: http://www.instagram.com/oitavaigreja/Facebook: http://www.facebook.com/oitavaipbhTwitter: https://twitter.com/oitavaigrejaVocê sabe qual é o maior legado que pode deixar? Nesta pregação da Oitava Igreja, mergulhe nos princípios bíblicos do discipulado familiar, destacando como a fé genuína e o exemplo dos pais são fundamentais para moldar a próxima geração. Com referências em Deuteronômio 6:6-7 e Filipenses 3:17, o pastor enfatiza que a Palavra de Deus é a base para um lar cristão forte e que nossas atitudes e prioridades refletem a nossa crença. Entenda como o discipulado começa em casa e frutifica na igreja, impactando não apenas sua família, mas toda a sociedade para a glória de Deus.ASSINE O CANAL: http://youtube.com/oitavatv..........................................................................Website: http://www.oitavaigreja.org.br/Contas Bancárias: http://oitavaigreja.com.br/contas-bancarias-da-oitava-igreja/Faça parte da Oitava: https://bit.ly/3dX7u1QInstagram: http://www.instagram.com/oitavaigreja/Facebook: http://www.facebook.com/oitavaipbhTwitter: https://twitter.com/oitavaigreja

Estamos entrando na era do conteúdo em volume, e isso muda mais do que a quantidade de vezes que você posta.Nesse episódio, eu falo sobre por que essa mudança está acontecendo, o que ela exige de quem cria e por que muita gente provavelmente não vai conseguir sustentar essa nova fase.Preencha aqui seu formulário de aplicação para o sparkz (mentoria empresarial focada em conteúdo e vendas): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://sparkzclub.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Faça o diagnóstico do seu negócio aqui (pra gente te ajudar da melhor forma): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://form.imatize.com.br/diagnostico⁠⁠⁠⁠⁠

A Palavra de Deus é lâmpada para os nossos pés e luz para os nossos caminhos. Neste sermão, o Ap. Miguel Ângelo ensina como desenvolver uma nova relação com a Bíblia Sagrada e construir uma vida espiritual sólida, fundamentada nos princípios de Deus. A mensagem mostra a importância de amar, conhecer, meditar e obedecer às Escrituras. Quando a Palavra ocupa nossa mente e nosso coração, nossos pensamentos são renovados, nossas decisões ganham direção e nossas convicções se tornam mais fortes. Você também aprenderá seis fundamentos importantes para a construção da vida cristã: conhecimento, perspectiva, convicções, habilidades, caráter e consciência pura. 📖🙏 Deus deseja que seus filhos vivam com firmeza, disciplina, sabedoria e determinação. Faça da Bíblia o seu tesouro, medite nela diariamente e permita que a verdade de Cristo transforme suas escolhas, relacionamentos e futuro. Uma vida construída na Palavra permanece! Culto gravado na Igreja Evangélica Cristo Vive - Rio de Janeiro RJ – Tema Lâmpada para os pés, Luz para o caminho, é a Tua Palavra. Domingo - Manhã 09/08/2026 Pregador: Ap. Miguel Ângelo Aula10 Módulo – 70 Seminário: Construindo uma casa sobre a Rocha

Guest: Howard Heeley Host: Dave Homewood Recorded: ‎15th of July 2026 Released: 9th of August 2026 Duration: 1 hour 56 minutes 54 seconds In this episode Dave Homewood visits the Newark Air Museum, at former RAF Winthorpe, situated at Coddington, just outside of Newark-on-Trent, Nottinghamshire. Dave was hosted by Howard Heeley, Secretary & Museum Trustee, who has had a long affiliation with the museum, and was the perfect person to talk about the history of the site and the collection, and the current and future happenings there. The Newark Air Museum has an amazing collection of military and civilian aeroplanes and helicopters, and tells the story of aviation in Nottinghamshire, Britain and beyond. It also honours the wartime and postwar crews who trained on the site, former RAF Winthorpe, and the sacrifices they made. The following photos taken on the day by Dave Homewood are laid out below in the order of how the exhibits are discussed in the podcast so you can follow along with visuals as you listen. The RAF Winthorpe Memorial Garden Blue Steel in the workshop. This was a British air-launched, rocket-propelled nuclear armed standoff missile, built to arm the V bomber force. Hangar OneStarting with the Lee-Richards Annular Biplane replica that was constructed for the film Those Magnificent Men in their Flying Machines. A rare General Aircraft Monospar VH-UTH The unique Reid & Sigrist RS.4 Bobsleigh (Desford) The Avro Anson, behind the Taylor Monoplane. Saab Viggen Above: The Upkeep mine that was recovered from Reculver, in Kent, where the weapon was tested before sed on the Dams Raid in 1943. WW1 heritage items The ‘Half and Half’ Tiger Moth with half the skin off to show the construction of the aeroplane. The Gnome with a watering can, inside the SAAB Viggen The famous prototype Taylor Monoplane, built by John Taylor in his living room. The Clutton Fred, G-BJAD de Havilland Sea Venom FAW.21 The Zurowski ZP.1 helicopter Hawker Seahawk FB.3 The SAAB Safir Parts recovered from the crash site of Avro Lancaster ME846. A wall dedicated to the memory of the crew of Lancaster ME486. The plaque create by the Dutch resistance members. The propeller from No. 617 Squadron pilot P/O Lewis Burpee’s Lancaster, ED865 (AJ-S), shot down on its way to Germany during the Dams Raid. All aboard were killed. A section of original Avro Lancaster, W4964. The Saunders-Roe (SARO) Skeeter AOP.12 military helicopter XL764, which Howard admits he owned himself as a 21-year-old. Below Left and Centre: Two-seat de Havilland NF.3 Venom. Below Left: de Havilland Vampire T.11. MBA Tiger Cub 440 The Avro Vulcan The e Havilland Heron airliner, ‘Sir James Young Simpson’. Mikoyan-Gurevich MiG-23ML “Flogger” and Mikoyan-Gurevich MiG-27K “Flogger” Hangar Two Gloster “Prone Pilot” Meteor F8 Gloster Meteor FR.9 (Mod) The Hawker Siddeley Dominie T1 The Folland Gnat and the BAC Jet Provost SAAB Viggen AJSH 37 BAe Sea Harrier FRS.1 / FA.2, ZA176 Avro Shackleton MR.3/3 Lockeed TriStar SIM (cockpit) Sud Puma HC.1 XW208 Handley Page Hastings T.5, TG517 English Electric Canberra T.19 Radar Trainer, WH904 Blackburn Buccaneer S.1 Cessna 310, right, and MS.880 Rallye de Havilland Dove North American Harvard The Avro Ashton fuselage Westland Wessex More Photos at the Newark Air Museum Quick Links: • Newark Air Museum’s Website • Newark Air Museum Facebook Group The music at the end of this episode is Wild Flower by Joachim Karud.

Sua Voz Importa: Conecte-se e Faça Parte da Conversa! Este programa é um canal dedicado à interação direta com nossos ouvintes, oferecendo uma plataforma para ler e comentar suas mensagens, perguntas e sugestões, mergulhando em discussões aprofundadas sobre os temas mais relevantes do nosso projeto. Seja sobre a produção dos nossos conteúdos, suas experiências, aspectos … O post Pergaminhos na Bota | Agosto 2026 apareceu primeiro em RPG Next.

Sua Voz Importa: Conecte-se e Faça Parte da Conversa! Este programa é um canal dedicado à interação direta com nossos ouvintes, oferecendo uma plataforma para ler e comentar suas mensagens, perguntas e sugestões, mergulhando em discussões aprofundadas sobre os temas mais relevantes do nosso projeto. Seja sobre a produção dos nossos conteúdos, suas experiências, aspectos específicos de nossas criações ou outras áreas de interesse – sua participação é fundamental para o desenvolvimento e enriquecimento das nossas conversas! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

Anda escutando por aí sobre um tal de BIP-110 recentemente? Do que se trata essa "Proposta de Melhoria do Bitcoin"? Seria uma melhoria ou um ataque a rede? Vamos tentar entender do que se trata e o que fazer para não perder moedas em caso de um fork (uma divisão) da rede Bitcoin.BIPs do Bitcoin e site do BIP-110https://github.com/bitcoin/bipshttps://bip110.org/Paineis de navegação da blockchainhttps://bitcoin.clarkmoody.com/dashboard/https://mempool.space/pt/Monitores de fork do BIP-110 e simuladorhttps://bip110.org/monitorhttps://wickedsmartbitcoin.com/bip110_signalinghttps://bip110.orange.surf/https://bip110.orange.surf/simulator.htmlPosts no X relevanteshttps://x.com/punspotter/status/2026450568596635983https://x.com/LorenHodl/status/2081048589145682071https://x.com/btcefe/status/2080699029055303684https://x.com/_Checkmatey_/status/2081236027260485681https://x.com/SDLerner/status/2081157897677914115https://x.com/53555052454d45/status/2081135008362659991https://x.com/theonevortex/status/2079404574809715119https://x.com/theonevortex/status/2071943157290528978https://x.com/coinjoined/status/2079135633579082192https://x.com/Rob1Ham/status/1985694384956882945https://x.com/JM_speakss/status/2079920976939057638?s=20https://x.com/SamouraiWallet/status/1732584009442443336?s=20Os Quatro Cavaleiros do Infoapocalipsehttps://en.wikipedia.org/wiki/Four_Horsemen_of_the_InfocalypseSobre OP_Return depois da V30 do Bitcoin Corehttps://x.com/L0RINC/status/2065914808700936694https://bitcoincore.org/en/2025/06/06/relay-statement/https://research.mempool.space/opreturn-report/https://stephanlivera.github.io/Bitcoin-Spam/#Sobre o que fazer se acontecer um forkhttps://x.com/bitdov/status/2076039159777493268https://x.com/callebtc/status/2076245203568988533Novas maneiras de inserir dados arbitrários em transaçõeshttps://x.com/steverabinow/status/2079613801976967450https://x.com/steverabinow/status/2080632698935050254https://x.com/lopp/status/2081535763821301806https://x.com/bitdov/status/2082032815609422201https://bitcoinmagazine.com/technical/bitcoin-is-not-changed-by-proof-of-nodeGravado no bloco 959945________________APOIE O CANALhttps://bitcoinheiros.com/apoie/⚡ln@pay.bitcoinheiros.comPara agendar uma CONSULTA PRIVADA com o Dov: https://consultorio.bitcoinheiros.com/Consulta pública: https://ask.arata.se/bitdov00:00 Introdução00:50 O que é um BIP no Bitcoin?04:35 O que é o BIP-110? 12:04 Como uma mudança é aplicada na rede Bitcoin?20:10 Dominância das versões de node Bitcoin22:47 Sinalização dos mineradores para o BIP-11026:15 BIP-110: a operação Warp Speed do Bitcoin32:44 Chain split: o risco de divisão da rede Bitcoin35:57 Uso da emergência para acelerar a adoção do BIP-11038:01 O BIP-110 impede o spam no Bitcoin?44:11 O BIP-110 é um ataque ao Bitcoin?50:02 Falhas na tese do BIP-11058:00 Existe solução para o spam na rede Bitcoin?1:03:12 Defensores do BIP-110 perderam credibilidade?1:04:49 BIP-110: uma grande perda de tempo1:07:32 O Bitcoin precisa de mais implementações do protocolo?1:12:26 O aviso mentiroso do Bitcoin Knots1:14:28 A regra que faz o Bitcoin ser resiliente1:15:54 Libertários de araque e o BIP-1101:19:13 Argumentos contra o BIP-1101:28:50 O que fazer para não se ferrar com o BIP-110?1:30:52 Cuidados com moedas de fork do Bitcoin1:37:23 Mineradores podem ser obrigados a seguir o BIP-110?1:40:33 Hipocrisia dos apoiadores do BIP-1101:45:59 Rode seu próprio node e seja soberanoISENÇÃO DE RESPONSABILIDADE:Este conteúdo foi preparado para fins meramente informativos.NÃO é uma recomendação financeira nem de investimento.As opiniões apresentadas são apenas opiniões.Faça sua própria pesquisa.Não nos responsabilizamos por qualquer decisão de investimento que você tomar ou ação que você executar inspirada em nossos vídeos.

Sua Voz Importa: Conecte-se e Faça Parte da Conversa! Este programa é um canal dedicado à interação direta com nossos ouvintes, oferecendo uma plataforma para ler e comentar suas mensagens, perguntas e sugestões, mergulhando em discussões aprofundadas sobre os temas mais relevantes do nosso projeto. Seja sobre a produção dos nossos conteúdos, suas experiências, aspectos específicos de nossas criações ou outras áreas de interesse – sua participação é fundamental para o desenvolvimento e enriquecimento das nossas conversas! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

A practitioner went from being a staunch atheist indoctrinated by Marxism to embracing the teachings of Falun Dafa. Initially skeptical of the practice, his curiosity and desire for knowledge led him to watch Master Li's lectures and read Zhuan Falun. Through studying the Fa and witnessing the genuine gratitude and positive changes in other practitioners, his beliefs began to shift, gradually melting away the atheist beliefs he had been taught. This and other experience-sharing from the Minghui website.Original Articles:1. Dafa Helps Me Get Rid of Atheistic Indoctrination2. Telling People the Truth About Dafa Wherever I Go3. Falun Dafa Resolved the Conflict with My Mother-In-Law To provide feedback on this podcast, please email us at feedback@minghuiradio.org

Chame a Laila e descubra como eu posso te ajudar: https://bit.ly/laila-otrabalhodevolveSe você tivesse 15 minutos por dia, o que mudaria na sua vida?

A crew assigned to repossess a precious and undefined item end up in the midst of a suspicious bar fight in a far-off sector of space. Genre: Science Fiction   Excerpt:Yeah, the vastness of space is scary, but the vastness of death…is scarier. I thought I'd have far more profound thoughts at the moment of my death. Something the crew could quote to each other after I was gone. Something I could have Tackle record before I no longer had the strength to speak. Maybe I would have, if I were dying of something more peaceful than an accidental-on-purpose laser blast to the gut. Maybe I would have, if it was only my life I was afraid for.   The Wheel of Fiction Turns. What did it land on this time?Each Season 9 story follows a theme chosen by the Wheel of Fiction. Thirteen spokes. Eight are the themes from previous seasons. One is "Turn Again." One is a wild card. And three are covered in question marks and will be revealed when the wheel lands on them. See a story trailer and a (satisfying) video of the wheel turning here: Showdown at the Cinna-bar This episode landed on WILD CARD. I found inspiration from a tabletop card game I have but have never actually played, called "Gloom in Space."  Here's another episode inspired by Wild Card: The Ace of Pumpkins Wild Cards is the theme for the stories I'm currently writing. These stories won't become podcast episodes from another few years, but if you're curious, check them out here: Year of Wild Cards   MERCH!Interested in merch, like mugs and notebooks, featuring my artwork?Please visit my Store page for info on where you can buy: STORYFEATHER STORE   NEWSLETTERSStoryfeather Gazette (if you'd like to keep up with the fiction I create) Fictioneer's Field Guide (if you'd like writing tips and guidance from me)  Choose what you want. (Either way, you're choosing high jinks.) FICTION-WRITING ARTICLES & RESOURCES (New)Come and explore the Fictioneer's Field Station.   MY FIRST BOOK (yay)Ever wonder how I've gotten all these hundreds of stories written? I have a method. You can learn it in my book called Fictioneer's Field Guide: A Game Plan for Writing Short Stories. It's now available from Amazon as an eBook, paperback, and hardcover. You can also get there from my Store page: STORYFEATHER STORE   CREDITSStory: "Showdown at the Cinna-bar" Copyright © 2022 by Nila L. PatelNarration, Episode Art, Editing, and Production: Nila L. Patel   Music:"Under the mask" by NICHOLAS JEUDY (Intro)"Neon city" by NICHOLAS JEUDY (Outro)"Abstract Vision #5" by ANDREW SITKOV (Outro)  Music by NICHOLAS JEUDY (Dark Fantasy Studio)"Master""Under the mask""Boys on bike""Reloaded""DNA""Doubts""Men in black""The deal""Trojan horse""Neon city""Secret agent" All tracks are part of a music and sound effects bundles I purchased from Humble Bundle and sourced from GameDev Market. Music by Andrew Sitkov and Nicholas Jeudy is licensed from GameDev MarketSound effects from AudioJungle, GameDevMarketVocal effects created with Audacity Changes made to the musical tracks? Just cropping of some to align with my narration.   Find more music by Nicholas Jeudy and Andrew Sitkov at gamedevmarket.net Find more stories by Nila at storyfeather.com   Episode Art Description:Digital drawing. Façade of a one-story building that is hovering in outer space. The main building has a single central door, covered by a domed awning, and is flanked by two windows, above which is a large sign that reads "Cinna-bar." Attached on the right are two smaller rooms or extensions. Attached to the left is an awning open to space. On the roof at right is a satellite dish or receiver, and at left are three columns. A walkway flanked with lights leads to the main entrance. The whole structure is stabilized by six visible thrusters. At upper right is a hovering sign that reads "Cinna-bar" with a lighted arrow beneath pointing to the building. Beams of translucent light in various colors shoot out of the windows at various angles. Clusters of stars are visible at bottom right and upper left corners. Watermark of "Storyfeather" above the sign above the main entrance.

El Tablero Político - Deportados y EE.UU.: las explicaciones de Lubetkin que incomodaron al FA by En Perspectiva

The Journal of Arthroplasty: The Cut brings you another very special episode based on Knee Society Proceedings that highlight important research about knee arthroplasty. In this episode of The Cut, our host Kim K. Tucker, MD speaks with our guest Simon W. Young, MD, FRCS about the John N. Insall award-winning study on Functional Versus Mechanical Aligment in Total Knee Arthroplasty.  Mechanical alignment (MA) in total knee arthroplasty is regarded as a gold standard; however, some patients report dissatisfaction postsurgery. Functional alignment (FA) is a potential alternative, integrating kinematic alignment (KA) principles with preresection bone balancing within defined boundaries. In this prospective, randomized controlled trial in robotic-assisted total knee arthroplasty, interesting results were uncovered.  Tune in to the full recording to find out what was discovered. And thanks for listening to The Journal of Arthroplasty: The Cut! In This Episode:Kim Tucker, MDSimon W. Young, MD, FRCS  The post Functional Versus Mechanical Alignment in Total Knee Arthroplasty first appeared on AAHKS.

I don't remember ever having an easy relationship with food. Food was my comfort, my reward, and my hiding place. I was a middle child with three brothers, and I was the only one who couldn't escape a problem with food and weight. As soon as I could ride a bike, I headed straight to the corner store for food. As a first grader, I figured out how to use my allowance money to buy two school lunches, and as a teen with my first paycheck and a driver's license, my car became what I called my “mobile eating unit.” At college, with unlimited food plans in both the cafeteria and my fraternity house, my freshman 15 expanded to a freshman 40. By 23, I was supposed to be living my best years, but at 310 pounds, my world was shrinking fast. I couldn't walk up stairs without getting winded, and I avoided life whenever I could. Every night I promised myself I'd change; every morning I failed again.  I first came to a Twelve-Step program in 1994, but it took years before I truly surrendered. Then, in 2007, my mortality was on the table. I was pre-diabetic with sleep apnea and on the cusp of needing blood pressure and cholesterol medications. Food Addicts in Recovery Anonymous (FA) became my lifeline. In FA, I found structure, accountability, and freedom. Through weighed and measured meals, sponsorship, and working the Twelve Steps, the obsession with food began to lift. I lost over 100 pounds, but more importantly, I found peace. FA didn't just change the way I ate– it changed how I live, how I love, and how I show up in the world. Today, I live with gratitude, acceptance, and a sense of purpose; and I remain committed to this path, one day at a time.

Chelsea have received a stunning mid-tour boost with Mykhailo Mudryk cleared to return to football following a twenty-one-month ban settlement. In this episode, we unpack the technicalities behind the FA's rule adjustment, Mudryk's return under new manager Xabi Alonso, and what the 25-year-old winger needs to do to reintegrate into a squad currently touring Asia. `MykhailoMudryk` `ChelseaFC` `PremierLeague` `XabiAlonso` `FA` `Meldonium` `TransferNews` `FootballPodcast`

Escolas dos EUA testam drones de pepper spray contra atiradores. IAs mentem e formam conluio ao operar uma máquina de vendas. Zuckerberg critica a centralização do poder de IA que ele mesmo pratica há uma década.Descontrole é o preço do poder que concentramos?o RESUMIDO #375: escola ganha drone de spray de pimenta, avião cai e a culpa é dos drones, manifestante é processado por apagar o celular, seus chats privados no Claude podem ter vazado no Google, IA mente para vender mais, Ramalho plagiou o Hulk sem saber e muito mais!--Assine a newsletter da inovabra "Do hype ao ROI":https://inovabra.substack.com--RESUMIDO #374, apresentado por Bruno Natal--Loja RESUMIDO (camisetas, canecas, casacos, sacolas): ⁠https://www.studiogeek.com.br/resumido⁠ -- Faça sua assinatura! ⁠https://resumido.cc/assinatura⁠ 

Conheça o Prosperus, programa de mentoria para empresários focado em vendas, marketing e modelo de negócio: ⁠https://bit.ly/whatsprosperus-sp4 de agosto.Você Está Fazendo Pouco?Depois da intencionalidade, vem a intensidade.Talvez você já saiba o que precisa fazer, mas ainda esteja colocando pouco volume, pouca presença e pouca energia.Faça mais do que funciona, elimine as interrupções e sustente o ritmo até o resultado aparecer.Quer acelerar os resultados do seu negócio?

Football never stops. Only nine days after the World Cup final, the news was leaked that FIFA were looking to sell a stake in the tournament, sparking a furious backlash across the globe.UEFA responded by threatening to boycott FIFA competitions, with CONCACAF and AFC subsequently releasing statements condemning the proposal, which would have seen all 211 member associations receive $40 million each. It's easier to understand why the big guns resisted, but the money could have transformed the smaller nations, so why have so many of them declined the offer? And which tiny island's FA condemned the plan despite being run by...FIFA-appointed officials?Plus, Montenegro's four clubs are all eliminated from UEFA club competition qualifying with a perfectly awful record of 10 games and 10 defeats. We examine why they fared so badly. Plus a Colombian giant is knocked out of the cup...by their own reserves!Join us on Patreon at patreon.com/sweeperpod for a bonus episode this Thursday all about the death and resurrection of former Portuguese champions Boavista.Chapters:00:00 - Intro00:46 – FIFA's collapsing house of cards01:56 – Montserrat08:15 – Guadeloupe11:52 – Nepal14:30 – Comoros21:10 – Montenegro's continental calamity29:36 – Colombia's cold-blood reserves

What next for Gianni Infantino and FIFA? Tom Clarke is joined by Alyson Rudd, Tom Allnut and Tony Cascarino to discuss what the future holds for the controversial FIFA President after a number of FA's across Europe publicly withdrew their support for him following his attempt to sell off a stake in the World Cup.We ask if we have really seen the end of this story for good and compare the similarities with UEFA's introduction of a new Champions League format in the wake of the failed Super League.Away from the FIFA scandal, Tom Allnut talks us through hs article on Real Madrid and how new manager Jose Mourinho will get the best out of England's Jude Bellingham.And we ask which teams are we excited by, intrigued by and worried by, with the new Premier League season less than three weeks away! Hosted on Acast. See acast.com/privacy for more information.

Connor O'Neill is joined by Chris Beesley and Gavin Buckland for the latest episode of the Royal Blue Podcast as they break down Everton's 2-1 win in Germany against Hamburg, all the latest transfer developments and Chelsea's “ludicrous” punishment for breaching FA rules!EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/efc Try it risk-free now with a 30-day money-back guarantee.On Today's Show:Everton 2-1 Hamburg: The Blues win in Germany after Braiden Graham produced the decisive moment, forcing an own goal in stoppage time after Merlin Rohl had put Everton in front earlier on in the matchTransfer Latest: The lads break down all the latest news surrounding Everton's pursuit of Alistair Johnston, Ethan Wheatley's potential move and Christian Norgaard's imminent arrival.Chelsea's FA rule breach: Gav is not happy at how Chelsea have been let off lightly, avoiding a points deduction and only having to pay a £10million fine after the club admitted to multiple historical breaches of regulations.

A round-up of the main headlines in Sweden on 3rd August 2026. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio.

Everton lost 8 points. Nottingham Forest lost 4. Chelsea? Not a single point, despite admitting to 74 breaches of FA rules and getting hit by three separate regulators (UEFA, the Premier League, and the FA) over £47m in undisclosed historical payments. Les and Dave lay out the full timeline of all three cases - Everton's two separate PSR breaches, Forest's £34.5m overspend, and Chelsea's Abramovich-era disclosure scandal - and compare them point by point: what the breach actually was, who discovered it, who was punished for it, and what sanction followed. Are these cases really comparable? Have Chelsea been treated more leniently than the clubs who lost points? We go through the arguments on both sides before giving our verdict. Let us know your thoughts. A breakdown of each club's breaches: Everton • Case 1: 2021/22 period. Loss £124.5m vs £105m limit (breach ~£19.5m). Charged Mar 2023. • Sanction 1: 10-point deduction (Nov 2023) → reduced to 6 points on appeal (Feb 2024). • Case 2: 2022/23 period. Breach of £16.6m. Charged Jan 2024. • Sanction 2: 2-point deduction (Apr 2024). • Total: 8 points deducted, in-season, same campaign. Nottingham Forest • Case: 2022/23 period. Threshold £61m (reduced for Championship seasons). Breach of £34.5m. Charged Jan 2024. • Sanction: 6 points initial → reduced to 4-point deduction for early admission/cooperation. • Appeal: Rejected — 4 points stood. Chelsea • UEFA (2023): €10m (£8.6m) fine — incomplete financial reporting. • Premier League (Mar 2026): £10.75m fine + immediate 9-month academy transfer ban + 1-year first-team transfer ban suspended 2 years. PL found payments, even if disclosed, would not have breached PSR. • FA (Jul 2026): 74 admitted breaches (undisclosed agent/third-party payments, £47m, 2011–2018). £10m fine (halved from £20m for self-reporting). Original 6-point suspended deduction overturned on appeal, replaced with suspended two-window transfer ban. • Total: £0 points deducted. All penalties financial or suspended. Breaches self-reported by current owners about previous (Abramovich) regime. Want a little more from us? Try The Blue Room Extra for more than 20 hours extra content a month: www.patreon.com/theblueroomextra Learn more about your ad choices. Visit podcastchoices.com/adchoices

No Braincast 643, Carlos Merigo, Bia Fiorotto, Hiago Vinícius, Cristiano Dias e Luiz Yassuda discutem como problemas estruturais são transformados em escolhas — e culpas — individuais. Do canudo de papel à pegada de carbono, do banho de cinco minutos ao “jogue com responsabilidade”, empresas e governos descobriram que uma campanha de conscientização costuma ser muito mais barata do que mudar o sistema. Isso não significa que separar o lixo, economizar água ou observar um aviso seja inútil. O problema começa quando o gesto individual é apresentado como solução completa. Faça sua parte. A empresa já fez a campanha. 04:00 PAUTA 01:25:39 QEAB -- HEINEKEN ZERO ZERO. A CERVEJA OFICIAL DA FÓRMULA 1. Quem ouve o Braincast sabe que toda grande paixão é capaz de criar um idioma próprio. Na Fórmula 1 é assim. De repente tá todo mundo falando de estratégia de pneus, pit stop, safety car, classificação, troca de pilotos… É assim que comunidades nascem. Uma conversa leva a outra. Um assunto leva a outro. Até que uma corrida deixa de ser apenas uma corrida e vira um motivo para conhecer gente, trocar ideias e compartilhar histórias. É por isso que a Heineken Zero Zero, patrocinadora oficial da Fórmula 1, acredita que fãs têm mais amigos. Porque algumas paixões aproximam pessoas. E poucas fazem isso tão naturalmente quanto a Fórmula 1. -- ✳️ TORNE-SE MEMBRO DO B9 E GANHE BENEFÍCIOS: Braincast secreto; grupo de assinantes no Telegram; e episódios sem anúncios!

Studi l'italiano da mesi, conosci la grammatica a memoria, sai coniugare anche i verbi irregolari… poi arrivi in Italia, ti siedi al bar, senti due ragazzi che chiacchierano e... non capisci quasi niente! Il motivo è semplice: nessun libro di testo ti insegna lo slang, quelle parole informali e vive che gli italiani usano davvero ogni giorno. Scopriamo insieme le 20 espressioni gergali per capire — e parlare — come un vero italiano. Impara Queste Espressioni e Smetti di Parlare come un Manuale Lo slang italiano è la chiave per uscire dal "robottino da libro di grammatica" e diventare davvero spontaneo. Le 20 parole che vedremo sono quelle che senti in continuazione nei film, nelle serie TV, nelle canzoni e nelle conversazioni di tutti i giorni. Vediamole una a una, divise in cinque gruppi. Le 5 Parole Jolly dello Slang Italiano Iniziamo con le parole "jolly", quelle che senti in ogni frase e che gli italiani usano come riempitivi naturali per parlare come un madrelingua. 1. Boh La regina indiscussa dello slang italiano: un'interiezione praticamente intraducibile con una sola parola. Significa "non lo so", "non ne ho idea", ma a seconda del tono esprime anche indifferenza, dubbio o rassegnazione. "A che ora apre il museo? – Boh, prova a guardare sul sito!" (= non lo so) "Ti è piaciuto il ristorante? – Mah, boh… niente di speciale." (= indifferenza) "Perché Marco è arrabbiato? – Boh! E che ne so io." (= rassegnazione) Curiosità: si accompagna quasi sempre al gesto delle spalle alzate e delle mani aperte. Lo puoi anche allungare ("booooh!") per enfasi. Lo usano proprio tutti, dai bambini ai nonni. 2. Tipo Letteralmente significa "genere, categoria". Ma nello slang fa due lavori: è un riempitivo, come il famigerato "like" inglese, oppure significa "circa, più o meno", spesso per introdurre un esempio. "Ci vediamo tipo alle otto." (= verso le otto) "Ero tipo sotto shock quando l'ho saputo!" "Mi va qualcosa di leggero, tipo un'insalata." "Un tipo" o "una tipa" indica anche genericamente "una persona". Ma occhio: come riempitivo è il classico tormentone dei più giovani. Usalo per suonare naturale, ma con misura. 3. Roba Parola informale tanto vaga quanto comodissima: significa "cosa, cose, oggetti, materiale" (in inglese "stuff"). È perfetta quando non vuoi, o non sai, chiamare qualcosa con precisione. "Raccogli la tua roba!" (= le tue cose) "Ho un sacco di roba da fare prima di stasera." "Togli questa roba dal tavolo, dobbiamo mangiare." Brilla nelle esclamazioni: "che roba!" per lo stupore, "roba da matti!" per qualcosa di assurdo. Ha origini germaniche: deriva da una parola che significava "bottino", la stessa da cui viene anche il verbo "rubare". 4. Un Sacco Significa "molto, moltissimo, tantissimo". L'immagine è chiarissima: un sacco bello pieno, cioè una grande quantità. Funziona con i verbi, con i nomi e perfino con gli aggettivi. "Mi sei mancato un sacco!" "C'era un sacco di gente alla festa." "Tuo fratello è un sacco simpatico." Fa parte di una bella famiglia di espressioni per dire "tanto", come "una marea di", "una cifra" e "un botto". Insomma, di modi per esagerare in italiano ne abbiamo… un sacco! 5. Anche No Un rifiuto netto e ironico: "no di sicuro", "col cavolo", "manco per sogno". Il bello è che usiamo "anche", che di solito serve ad aggiungere qualcosa, seguito da un secco "no". "Una corsetta domani alle sei di mattina? – Eh, anche no, grazie!" "Lavorare anche nel weekend? Ma anche no." "Pagare quindici euro per un cocktail? Anche no." Tutto sta nel tono: va detto con una certa calma sfrontata, magari con un sopracciglio alzato. Ha una parente strettissima: "anche basta!", che si usa quando qualcosa o qualcuno ci ha davvero stancati. Slang per Giudicare Cose e Persone Quattro parole per esprimere il tuo giudizio su qualcuno o qualcosa, perfette per esprimere entusiasmo in italiano in modo naturale. 6. Figata Sostantivo: una cosa fantastica, bellissima, super interessante (in inglese "a cool thing"). Perfetta per esprimere entusiasmo verso un oggetto, un posto o un'esperienza. "Che figata questo videogioco!" "Vivere in Giappone per un anno? Una figata pazzesca!" "Hanno aperto una pista di pattinaggio in centro: che figata!" Attenzione: "figata" descrive solo le cose, mai le persone. Per le persone c'è "figo/figa". In compenso "figata" è sempre educata e sicura: la puoi usare ovunque senza alcun imbarazzo. 7. Figo / Figa Aggettivo per descrivere persone (e cose) molto cool, in gamba, di tendenza, a volte attraenti: figo al maschile, figa al femminile. "Il tuo nuovo collega è davvero figo." "Che giacca figa!" "Sei stata fighissima a rispondergli così!" Attenzione importante: al femminile, "figa" è anche un termine volgare per indicare l'organo genitale femminile. Riferita a una donna può risultare ambigua o imbarazzante, a seconda del tono. Il trucco: per le cose belle usa "figata"; per dire che un uomo è figo nessun problema; con il femminile, un po' più di attenzione. Origine e Varianti Geografiche Niente a che vedere con il "fico" frutto! Secondo l'Accademia della Crusca nasce probabilmente come slang giovanile romano degli anni '70, da "ficaccio", una deformazione popolare di "efficace" (attestata addirittura in un sonetto di Belli del 1835!). Sul piano geografico, "figo" (con la g) è più tipico del Nord, mentre "fico" (con la c) è più tipico del Centro Italia (Roma, Toscana). 8. Sfigato / Sfigata Il contrario di figo, con due significati vicini: "sfortunato" oppure "perdente" (in inglese "loser"). È il contesto a dirti quale dei due intende chi parla. "Marco perde sempre il treno, gli si rompe tutto: è proprio sfigato!" (= sfortunato) "Smettila di fare lo sfigato e invitala a uscire!" "Sei rimasto a casa il sabato sera? Che sfigato!" (tra amici, scherzando) Deriva da "sfiga", che nello slang significa "sfortuna", da cui anche l'esclamazione "che sfiga!". È un po' offensiva: tra amici e in tono scherzoso va benissimo, ma evita di darla a uno sconosciuto. 9. Spaccare Letteralmente "rompere in due", ma nello slang significa "essere fortissimo, eccezionale, andare alla grande" (in inglese "to rock", "to kill it"). "Questa canzone spacca!" "Hai spaccato all'esame, bravissima!" "Il tuo nuovo taglio di capelli spacca davvero." Per esagerare ancora di più, "spaccare di brutto". Piccola precisazione: "spaccarsi" (riflessivo) significa invece "lavorare durissimo". Ma "spacca!" da solo è semplicemente il massimo dei complimenti. Stati d'Animo: tra Fastidio e Relax Cinque espressioni gergali per parlare di emozioni, fastidi e momenti di relax. Per altre formule simili, puoi consultare la guida sulle espressioni colloquiali quotidiane. 10. Che Palle Un grande classico del fastidio: significa "che noia", "che seccatura", "che rottura". Letteralmente "palle" sono i testicoli, quindi è un po' volgare, ma talmente diffusa che la sentirai ovunque. "Devo rifare tutto da capo, che palle!" "Piove di nuovo e avevo organizzato il picnic… che palle." "Domani riunione alle otto. Che due palle." "Rompere le palle" significa infastidire, mentre "avere le palle piene" vuol dire essere stufi. Tra amici è normalissima, ma evitala in contesti formali; le versioni più educate sono "che noia", "che barba", "che pizza". Per approfondire, c'è una guida dedicata sulle parole volgari in italiano. 11. Sclerare Significa "perdere la pazienza, dare di matto, esplodere per il nervoso" (in inglese "to freak out"). "Quando ho visto il conto, sono sclerato di brutto!" "Mia madre sclera se lascio la stanza in disordine." "Sto sclerando con questo computer che si blocca in continuazione!" Deriva, scherzosamente, dal termine medico "arteriosclerosi" (per via del decadimento mentale che la malattia può causare), ma nello slang non c'entra niente la medicina. C'è anche il sostantivo "sclero": "che sclero!" per una situazione stressante. È una parola piuttosto giovanile. 12. Rosicare Letteralmente "rosicchiare, mordere a piccoli pezzi", ma nello slang significa "rodersi dall'invidia o dalla rabbia, non accettare una sconfitta" (in inglese "to be salty"). "Ho preso trenta e lui rosica perché ne ha presi ventotto." "Hai perso e basta, dai, non rosicare!" "Quando ha vinto la mia squadra, gli avversari rosicavano di brutto." Chi rosica sempre è un "rosicone". Nasce dal dialetto romano, ma ormai la usa tutta Italia. È imparentata con l'espressione "rodersi il fegato": l'immagine è quella dell'invidia che ti rosicchia da dentro. 13. Scialla Significa "tranquillo, stai sereno, rilassati, non c'è problema" (in inglese "chill", "relax"). Un piccolo invito alla calma, perfetto per sdrammatizzare. "Scialla, abbiamo ancora un sacco di tempo!" "Hai sbagliato l'esame? Scialla, lo rifarai!" "Sono in ansia per il colloquio! – Ma scialla, sei preparatissimo." Sull'origine gli esperti si dividono. C'è chi la fa risalire all'arabo "inshallah" ("se Dio vuole"), arrivato forse tramite le parlate liguri e il romanesco, e chi al verbo italiano "scialare" (godersela), dal latino "exhalare". In ogni caso è esplosa in tutta Italia nel 2011 grazie al film Scialla! di Francesco Bruni. 14. Daje Versione romana di "dai", rafforzata: "forza!", "andiamo!", "così si fa!" (in inglese "come on!", "let's go!"). Un grido di incoraggiamento ed entusiasmo. Per scoprire altre espressioni regionali italiane, c'è una guida dedicata. "Daje, ce la puoi fare!" "Pizza stasera? – Daje!" "Daje Roma, daje!" (allo stadio) Si pronuncia "dàie", con la "j" che si legge come una "i" lunga, mai all'inglese! È l'inno della romanità, legatissimo alla Roma e a campioni come Totti,...

Conheça o Prosperus, programa de mentoria para empresários focado em vendas, marketing e modelo de negócio:https://bit.ly/whatsprosperus-sp31 de julho.A Ordem Certa Para Você Vender.Antes de buscar novos clientes, venda novamente para quem já comprou de você.Faça uma nova oferta, aumente o valor da venda, melhore seus processos e só depois invista energia em conquistar novos clientes.A ordem certa reduz custos, aumenta a margem e gera mais lucro.Quer vender mais, vender melhor e aumentar a margem do seu negócio?

Eleanor Oldroyd is joined by BBC Chief Football News Reporter Simon Stone, The Athletic's Adam Crafton and ESPN's Julien Laurens as UEFA and its 55 member associations take the extraordinary step of threatening to boycott every FIFA competition if Gianni Infantino proceeds with plans to sell ownership stakes in the World Cup and other tournaments to private investors.We hear UEFA's powerful statement declaring the World Cup “not for sale”, reaction from home nations and CONCACAF, and speak live to UEFA vice-president Laura McAllister who was in the room for the vote. Plus thoughts from former FA executive director David Davies and discussion of the immediate threat to upcoming tournaments - including the U20 Women's World Cup in Poland that starts in five weeks, for which England have already qualified.

A sör nem csupán ital, hanem egy több ezer éves történet, amelyben benne van az erjedés véletlen varázsa, a mézsör mitikus szerepe és az a pillanat, amikor az ember először szelídítette meg a gabonát. Bart Dániel könyve, Az arany folyam – a sör életrajza című kötet nem egyszerűen a sör történetét meséli el (hozzátesszük: igen szórakoztató módon), hanem azt is, hogyan vált a sör táplálékká, vallási jelképpé, közösségteremtő erővé és kulturális nyelvvé. Ebben a podcastban újraértelmezzük Bart Dániellel, a legismertebb hazai sörkultúra-kutatóval, hogy mit jelent inni, ünnepelni, közösségben lenni - és garantáljuk, hogy a beszélgetés végére Ön egészen másképp fog gondolni a sörre, mint esetleg korábban, akár szereti, akár nem az úgynevezett folyékony kenyeret.Hogyan támogathatja a munkánkat? - Legújabban már a Donably felületen is támogathat bennünket, itt ÁFA-mentesen segítheti munkavégzésünket: https://www.donably.com/friderikusz-podcast - De lehet a patronálónk a Patreon-on keresztül is, mert a támogatása mértékétől függően egyre több előnyhöz juthat: https://www.patreon.com/FriderikuszPodcast - Egyszerű banki átutalással is elismerheti munkavégzésünk minőségét. Ehhez a legfontosabb adatok az alábbiak: Név: TV Pictures Számlaszám: OTP Bank 11707062-21446081 Közlemény: Podcast-támogatás Ha külföldről utalna, nemzetközi számlaszámunk (IBAN - International Bank Account Number): HU68 1170 7062 2144 6081 0000 0000 BIC/SWIFT-kód: OTPVHUHB Akármilyen formában támogatja munkánkat, nagyon köszönjük!Kövessenek, kövessetek itt is:youtube: https://www.youtube.com/c/FriderikuszPodcastFacebook: https://www.facebook.com/FriderikuszPodcastInstagram: https://www.instagram.com/friderikuszpodcastSpotify: https://open.spotify.com/show/0TBImnF4bdNCvmhJwyOlRhAmazon Music: https://music.amazon.com/podcasts/a159b938-d63e-4927-9e9b-bea37bc378d3/friderikusz-podcastYoutube Music: https://music.youtube.com/playlist?list=PLu6L9HlV4-KuNOYy_rS97rP_Q-ncvF14rApple Podcasts: https://apple.co/3hm2vfiDeezer: https://www.deezer.com/hu/show/1000256535

Todo mundo achou que o streaming ia fazer o mundo consumir a mesma cultura americana. Aconteceu o contrário, e o Brasil é o caso mais extremo.Uma reportagem da Economist mostra que a globalização do entretenimento entrou em marcha à ré. Na primeira semana de junho, 96 dos 100 maiores artistas no YouTube Music no Brasil eram brasileiros. Na Dinamarca, nove das dez faixas mais tocadas de 2025 eram em dinamarquês, contra cinco do top 20 em 2019. A fatia das séries americanas na demanda global de TV caiu de 51% para 42%, e a Netflix já produz mais séries em outras línguas do que em inglês.--Assine a newsletter O Futuro Explicado: https://resumido.substack.com/subscribe Faça sua assinatura: https://resumido.cc/assinatura Loja RESUMIDO: https://www.studiogeek.com.br/resumido Ouça mais: https://resumido.cc