Podcast appearances and mentions of London Bridge

Is a hidden network of ancient beings actively recruiting humans to serve a supernatural agenda? Joined for his third time in studio, Nathan Reynolds explains that The Finders Club is real, and it's not just demons in suits. It's a multi-layered system of occult recruiters, dream hijackers, and spiritual spies operating through bloodlines, ritual trauma, and generational covenants. Children are scouted through school programs. Recruits are chosen by entities that speak through technology. Targets are named by the dead. From the Jason Program to throne rooms under the London Bridge, what looks like myth is a global operation, and the competition for souls is already underway. Please pray for Tony's wife, Lindsay, as she battles breast cancer. Your prayers make a difference! If you're able, consider helping the Merkel family with medical expenses by donating to Lindsay's GoFundMe: https://gofund.me/b8f76890 Become a member for ad-free listening, extra shows, and exclusive access to our social media app: theconfessionalspodcast.com/join The Confessionals Social Network App: Apple Store: https://apple.co/3UxhPrh Google Play: https://bit.ly/43mk8kZ My New YouTube Channel Merkel IRL: @merkelIRL My First Sermon: Unseen Battles Sasquatch and The Missing Man: merkelfilms.com Merkel Media Apparel: merkmerch.com SPONSORS SIMPLISAFE TODAY: simplisafe.com/confessionals GHOSTBED: GhostBed.com/tony CONNECT WITH US Website: www.theconfessionalspodcast.com Email: contact@theconfessionalspodcast.com Nathan Reynolds YouTube: @NathanReynolds Website: snatchedfromtheflames.com MAILING ADDRESS: Merkel Media 257 N. Calderwood St., #301 Alcoa, TN 37701 SOCIAL MEDIA Subscribe to our YouTube: https://bit.ly/2TlREaI Reddit: https://www.reddit.com/r/theconfessionals/ Discord: https://discord.gg/KDn4D2uw7h Show Instagram: theconfessionalspodcast Tony's Instagram: tonymerkelofficial Facebook: www.facebook.com/TheConfessionalsPodcas Twitter: @TConfessionals Tony's Twitter: @tony_merkel Produced by: @jack_theproducer OUTRO MUSIC Joel Thomas - Imposter YouTube | Apple Music | Spotify

We're back from a whirlwind week of travel to cover the biggest events in the creator economy. Fresh off the plane from France, we share our key takeaways from Cannes Lions. We discuss why the world's biggest advertising festival, while having a much louder conversation around creators than last year, still feels like an "old school advertising convention" that has yet to fully embrace creator-led campaigns. Plus, Josh shares a powerful insight from the StreamTV conference in Denver on how legacy media is finally realizing that it has to partner with YouTube, which now consumes over 12% of all TV consumption.We also cover YouTube's new "Open Call" feature, designed to help more creators land brand deals, and a summer trend of kid-focused content collaborations from TikTok, Mark Rober, Cocomelon, and the company behind Baby Shark.And since we couldn't be at VidCon, friend of the podcast Phil Ranta, CBO at Fixated, calls in to provide an expert recap. Phil covers the on-the-ground vibes , the hot topics dominating the panels (like AI and industry consolidation), and the surprising lack of major announcements from the platforms this year.00:00 Intro00:23 Why Casey Neistat Wears Sunglasses01:20 Lauren's First Time at Cannes02:28 Is Cannes Still Not Creator-Centric?03:32 The Volume of Creator Conversation is Louder04:27 Creator Awards Without Creators?06:12 Why Creator Campaigns Aren't Winning Yet06:55 How Dove is Winning with Creators07:27 Coca-Cola's Innovative UGC Campaign08:44 The Future of Media, Marketing, and Advertising09:43 Josh's Trip to StreamTV in Denver11:09 Legacy Media is Finally Embracing YouTube12:28 Prediction: Disney-Level IP Will Launch on YouTube14:10 YouTube's Big Announcement: 'Open Call'15:40 How YouTube Will Prevent Creator Burnout17:50 YouTube's Incentive to Win Short-Form19:32 This Isn't For MrBeast20:27 Trend: TikTok Summer Camp22:14 More Summer Collabs: Mark Rober, Baby Shark & Cocomelon23:57 VidCon Recap with Phil Ranta24:16 VidCon Vibes: Chill, Accessible, and Fewer Brands24:40 VidCon Hot Topic: AI25:24 VidCon Hot Topic: Brand Impact & Shoppable Content26:22 VidCon Hot Topic: Consolidation & M&A27:02 A Lack of 'Boffo' Announcements28:56 OutroCreator Upload is your creator economy podcast, hosted by Lauren Schnipper and Joshua Cohen.Follow Lauren: https://www.linkedin.com/in/schnipper/Follow Josh: https://www.linkedin.com/in/joshuajcohen/Original music by London Bridge: https://www.instagram.com/londonbridgemusic/Edited and produced by Adam Conner: https://www.linkedin.com/in/adamonbrand

The 1430's was a dark decade for London, as the most brutal weather to ever hit London landed in a series of freezing winters, that drove up prices and froze the river in a way not seen before and never since. This was the backdrop to a decade which saw London's economy utterly collapse, and the War with France take a dramatic turn for the worse. From lavish processions through the city, to self-destructive politics, to the decline of London's merchants under the onslaught of foreign traders, this chapter sees the city trying to cope with part of London Bridge itself collapsing into the river…

Bongani Bingwa speaks with Vicki Turner, who is standing in for Adam Gilchrist, about the latest developments in the Iran-Israel conflict, US safety regulators contacting Tesla about unpredictable robot taxis, and the Queen Elizabeth memorial, which features a bridge inspired by her bridal tiara. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Bongani Bingwa speaks with Vicki Turner, who is standing in for Adam Gilchrist, about the latest developments in the Iran-Israel conflict, US safety regulators contacting Tesla about unpredictable robot taxis, and the Queen Elizabeth memorial, which features a bridge inspired by her bridal tiara. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Full Text of ReadingsMonday of the Twelfth Week in Ordinary Time Lectionary: 371The Saint of the day is Saint John FisherSaint John Fisher's Story John Fisher is usually associated with Erasmus, Thomas More, and other Renaissance humanists. His life therefore, did not have the external simplicity found in the lives of some saints. Rather, he was a man of learning, associated with the intellectuals and political leaders of his day. He was interested in the contemporary culture and eventually became chancellor at Cambridge. He had been made a bishop at 35, and one of his interests was raising the standard of preaching in England. Fisher himself was an accomplished preacher and writer. His sermons on the penitential psalms were reprinted seven times before his death. With the coming of Lutheranism, he was drawn into controversy. His eight books against heresy gave him a leading position among European theologians. In 1521, Fisher was asked to study the question of King Henry VIII's marriage to Catherine of Aragon, his brother's widow. He incurred Henry's anger by defending the validity of the king's marriage with Catherine, and later by rejecting Henry's claim to be the supreme head of the Church of England. In an attempt to be rid of him, Henry first had Fisher accused of not reporting all the “revelations” of the nun of Kent, Elizabeth Barton. In feeble health, Fisher was summoned to take the oath to the new Act of Succession. He and Thomas More refused to do so because the Act presumed the legality of Henry's divorce and his claim to be head of the English Church. They were sent to the Tower of London, where Fisher remained 14 months without trial. Finally both men were sentenced to life imprisonment and loss of goods. When the two were called to further interrogations, they remained silent. On the supposition that he was speaking privately as a priest, Fisher was tricked into declaring again that the king was not supreme head of the church in England. The king, further angered that the pope had made John Fisher a cardinal, had him brought to trial on the charge of high treason. He was condemned and executed, his body left to lie all day on the scaffold and his head hung on London Bridge. More was executed two weeks later. John Fisher’s liturgical feast is celebrated on June 22. Reflection Today many questions are raised about Christians' and priests' active involvement in social issues. John Fisher remained faithful to his calling as a priest and bishop. He strongly upheld the teachings of the Church; the very cause of his martyrdom was his loyalty to Rome. He was involved in the cultural enrichment circles as well as in the political struggles of his time. This involvement caused him to question the moral conduct of the leadership of his country. “The Church has the right, indeed the duty, to proclaim justice on the social, national and international level, and to denounce instances of injustice, when the fundamental rights of man and his very salvation demand it” (Justice in the World, 1971 Synod of Bishops). Saint of the Day, Copyright Franciscan Media

In this special episode of Creator Upload, recorded live from the 72nd annual Cannes Lions International Festival of Creativity, hosts Lauren Schnipper and Joshua Cohen feature a fantastic lineup of guests across the creator economy, including:Ed Davidson, Chief Growth Officer for Cannes Lions International Festival: Davidson discusses the growth of the creator track at Cannes Lions, now in its second year, highlighting the increasing integration of creators into the advertising industry and the festival's long-term commitment to this shift. Val DiFebo, CEO of DNY: DiFebo shares insights into how DNY is putting creators at the center of their work through their SOCI Studio offering. She discusses how creators are involved from the initial stages of campaigns and how this approach is opening new avenues for the agency. Shaina Zafar, Executive with the Next Gen Practice at UTA Marketing: Zafar, whose company JUV Consulting was acquired by UTA, talks about building intimate relationships with creators and facilitating brand deals. She also highlights the increasing presence and spontaneity of creators at Cannes this year. Sarah Potter, Global Dove Director – PR and Social Influencer, Unilever: Potter explains Dove's long-term partnerships with creators who align with the brand's values. She shares details about their #ShareTheFirst campaign, which leveraged creator-first content for a global reach. Potter emphasizes giving creators creative control and involving them in product innovation. Oui hope you enjoy!Creator Upload is your creator economy podcast, hosted by Lauren Schnipper and Joshua Cohen.Follow Lauren: https://www.linkedin.com/in/schnipper/Follow Josh: https://www.linkedin.com/in/joshuajcohen/Original music by London Bridge: https://www.instagram.com/londonbridgemusic/Edited and produced by Adam Conner: https://www.linkedin.com/in/adamonbrand

Jeopardy! recaps from the week of June 9th, 2025. We fight about the pronunciation of "gif", Emily explains the lore of "Stupid Possum Season," and Kyle does a deep dive into the London Bridge and why it's now in Arizona. Find us on Facebook (Potent Podables). Check out our Patreon (patreon.com/potentpodables). Email us at potentpodablescast@gmail.com. Continue to support social justice movements in your community and our world. https://www.founderspledge.com/funds/rapid-response-fund www.rescue.org  www.therebelsproject.org www.abortionfunds.org  https://wck.org/  https://www.pcrf.net/   https://www.givedirectly.org/ 

Josh and special guest Monica Khan, Partner & Head of Digital at Strand, tackle everything that's fit to discuss in the creator economy this week. They discuss the increasing presence and influence of creators at major industry events like VivaTech and Cannes Lions. The conversation also covers a significant forecast from WPP, predicting that creator platforms will surpass traditional media in ad revenue by 2025. We also explore YouTube's substantial economic impact, contributing $55 billion to the U.S. GDP in 2024, and the broader implications of this growth for creators.Then: innovative brand partnerships, including Lowe's collaboration with MrBeast and their new Creator Partner Program, as well as Starbucks' new full time hire initiative, all in comparison to Ulta Beauty's employee ambassador initiative.0:00 Welcome Monica Khan to Creator Upload 0:44 Monica Khan at VivaTech in Paris 1:41 The Growing Creator Presence at VivaTech 2:50 Anticipation for Cannes Lions and Creator Impact 4:21 Cannes Lions: Business Gets Done for Creators 5:01 Creators Gaining a Seat at the Table 5:29 Creators Choosing Cannes Over VidCon 6:48 Traditional Media vs. Creator Platforms 7:34 WPP Predicts Creator Platforms to Exceed Old Media Ad Revenue by 2025 8:57 Validation for the Creator Economy 10:08 WPP's Influence on Ad Spend Towards Creators 11:32 The Future of Brand Investment in Creators 12:06 The Rise of Creator-Driven Platforms 13:37 YouTube's Economic Impact: $55 Billion to US GDP in 2024 14:55 The Ripple Effect of the Creator Economy 15:18 Creators Building Economic Value and Sustainability 16:46 Supporting the Creator Middle Class 18:04 The Bell Curve vs. Barbell Curve in the Creator Economy 19:52 Small Business Education for Creators 20:18 Why Brands are Working with Niche Creators 21:42 Studio-Led vs. Creator-Led Content 22:56 The Future of Cinema and Creator Influence 24:00 Studios Leveraging Social Platforms for Content Development 24:55 Lowe's Partners with Mr. Beast for Beast Games Season 2 27:05 Lowe's Creator Partner Program 27:33 Institutionalizing Creator Partnerships 28:49 Ulta Beauty's Employee Ambassador Program vs. Lowe's Scaled Program 31:38 Starbucks' 12-Month Creator Sponsorship 33:03 Upload: Major League Baseball Invests in Jomboy Media 35:28 MLB Embracing Fan-Led Storytelling 36:21 The Evolution of Creator Partnerships to Investment 36:46 Creative Freedom vs. Investment in Creator Partnerships 38:12 Upload: Mr. Beast Hires Former YouTube, TikTok, and Meta Exec Beau Avril 39:03 Beau Avril's Expertise and Impact on Mr. Beast's Partnerships 40:19 Connecting with Monica Khan on LinkedIn 41:01 Future of Creator Upload and Listener EngagementCreator Upload is your creator economy podcast, hosted by Lauren Schnipper and Joshua Cohen.Follow Lauren: https://www.linkedin.com/in/schnipper/Follow Josh: https://www.linkedin.com/in/joshuajcohen/Original music by London Bridge: https://www.instagram.com/londonbridgemusic/Edited and produced by Adam Conner: https://www.linkedin.com/in/adamonbrand

Lauren and Josh recap the key takeaways from The Information's "Future of Influence" conference. They explore the evolving landscape of creator monetization, discussing Snap's strategy for helping creators earn money and the innovative trend of brands hiring their own customers as authentic influencers.Then: a surprising survey that reveals two-thirds of US consumers now see YouTube as a go-to destination for movies and TV shows. Finally, in Uploads & Downloads: scientists turning to YouTube to share research and fundraise in the face of government budget cuts, and discussion on the growing potential of Substack as a creator platform.00:00 Intro & Future of Influence Conference Recap03:25 Snap's Approach to Creator Monetization12:15 Are Your Favorite YouTubers Now Working at Top Brands?16:10 Brands Hiring Their Customers as Influencers22:48 Is YouTube the New Netflix?26:30 The Rise of Niche Communities30:15 Uploads of the Week: Substack & Scientists on YouTubeCreator Upload is your creator economy podcast, hosted by Lauren Schnipper and Joshua Cohen.Follow Lauren: https://www.linkedin.com/in/schnipper/Follow Josh: https://www.linkedin.com/in/joshuajcohen/Original music by London Bridge: https://www.instagram.com/londonbridgemusic/Edited and produced by Adam Conner: https://www.linkedin.com/in/adamonbrand

1 - Golden Gate - Al Jolson – 19282 - Water Under the Bridge - Elmer Feldkamp with Freddy Martin and his Orchestra - 19343 - Pod Mostem (Under the Bridge) - Walter Jagiello aka Lil Wally with Eddie Terlikowski i jego Orkiestra Polskiej Karuzeli - 19494 - London Bridge is Falling Down - Count Basie and his Orchestra – 19385 - Fallen Arches - Ben Bernie and his Hotel Roosevelt Orchestra – 19266 - The Bridge - Columbia Stellar Quartette - 19157 - Low Bridge! Everybody Down! - Billy Murray – 19128 - On a Little Bamboo Bridge – Donald King with Roy Smeck and his Serenaders- 19379 - Boardwalk Blues - The Country Club Orchestra – 192210 - The Broadway Strut - The Original Six - 192211 - The Old Covered Bridge - Jack Parker with Joe Green and his Novelty Orchestra – 193412 - Waterloo Bridge - Bill Darnell with Bob Chester and his Orchestra – 194113 - Over The Bridge - Bob Haring's Velvetone Orchestra – 192314 - Sabotage – Marion Hutton with Glenn Miller and his Orchestra – 194215 - The Old Rustic Bridge by the Mill - The Black Diamonds Band - 191116 - Bridgebuilders - Keith Falkner – 1936

Lauren and Josh are packing their linen pants and heading to the south of France! The duo breaks down a preview of the Cannes Lions Festival of Creativity, and why the heck they're going to it (and not VidCon).Also: the "Beige Lawsuit" is over, YouTube and Disney battle for key talent, plus quick takes on Dubai's creator push, Kai Cenat's Streamer University, and Hasan's recent comments on Twitch. 00:00 Intro & Upcoming Trip to Cannes03:18 What is the Cannes Lions Festival of Creativity?05:31 Cannes vs. VidCon06:54 What to Expect at Cannes10:03 The "Beige Lawsuit" Gets Dismissed14:48 Disney Acquires Cocomelon Streaming Rights17:54 Disney Sues YouTube for Poaching an Executive20:59 Upload: Dubai Wants to Attract 10,000 Creators21:42 Upload: Kai Cenat's "Streamer University"23:22 Download: Hasan Piker's "Egregiously Insufficient" Twitch Suspension26:18 OutroCreator Upload is your creator economy podcast, hosted by Lauren Schnipper and Joshua Cohen.Follow Lauren: https://www.linkedin.com/in/schnipper/Follow Josh: https://www.linkedin.com/in/joshuajcohen/Original music by London Bridge: https://www.instagram.com/londonbridgemusic/Edited and produced by Adam Conner: https://www.linkedin.com/in/adamonbrand

Discover powerful strategies to maximize your rental property returns and minimize costly vacancies. Learn how top investors are transforming their approach to property management, from tenant retention techniques to smart staffing solutions. Key Insights: Master the art of keeping great tenants and reducing turnover Understand when to scale your property management approach Explore innovative investment opportunities beyond traditional real estate Market Trends Spotlight: Rental demand is on the rise Emerging investment options offer unique wealth-building potential Strategic diversification is key to long-term financial success Explore alternative investment opportunities like sustainable teak forestry - a generational wealth strategy that offers: Low entry point Long-term growth potential International diversification Whether you're a seasoned investor or just starting out, these insights will help you make more informed, profitable real estate decisions. Resources: Learn more about the teak tree investment opportunity at Gremarketplace.com/teak Show Notes: GetRichEducation.com/555 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, learn how to reduce a giant operational expense that you'll have over time your tenant vacancy and turnover, including how many units you must own before you hire your own on site property manager as your employee. Whatever happened to agent commissions in light of last year's NAR settlement, then a timely update on teak tree investing today on Get Rich Education.   Mid South home buyers. I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated their zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Welcome to GRE from Manchester, New Hampshire to Manchester, England and across 188 nations worldwide, I'm Keith Weinhold, and you are back inside one of America's longest running and most listened to shows on real estate investing. This is get rich education. What's all that stuff really mean? I'm just another slack jawed and snaggletooth podcaster, a shaved mammal with a microphone. I'm joining you from here in London, England this week for the first time ever on the show. More on that later. Let's talk about reducing the biggest operational expense that you're ever going to have as a real estate investor, at least the one that you can exert a good measure of control over. That is reducing your tenant vacancy and turnover, that constant menace. Now, I suppose you might say that property tax is your biggest ongoing ops expense, but you've got less control over your property tax rate. So yeah, we're talking about increasing your net income by lowering your VIMTUM operating expenses. Vacancy is the V in that acronym. This is big because this can make or break your ability to have your property create positive cash flow and getting tenant turnover right both increases your income and reduces your expenses. It is springtime currently, and it's soon going to be summer, so it is the right time to talk about this. It's when there is more tenant turnover. The goal here is for you to really move the dial in increase the likelihood that your tenant is going to renew their lease. Now, sure if your tenant gets a new job out of town, they're going to move out. But if they're moving because of too many maintenance issues, well then that's something that you could have fixed. The average tenancy duration in the US over time is two to three years. And of course, that's going to be longer in single family rentals and shorter in apartments. And how long your tenant stays is driven by three factors, the price of your unit, the quality of your maintenance and the quality of your management. Let's say that your tenant moves out. To be conservative, that your vacancy period is two months between tenants. Okay, that's the turnover and the time to lease. It two months is a somewhat longish vacancy period. But come on, it happens sometimes, especially if you're going to make upgrades between tenancies and you're busy with other things in your life, if you have a move out every year at that rate, well, that is too often. That would amount. To a vacancy percentage of 14% you might think it's 17% but it isn't, because it's a 12 month vacancy plus two vacant months, all right, but if instead that tenant moves out every two years, that's just 8% vacancy, and every three years that's just 5% vacancy. Of course, if you keep your vacancy period to only one month rather than two, you can have all those numbers. You can really see how you are increasing your income by retaining the tenant. The most vital thing for you to keep in mind is that fast quality maintenance and good communication are by far the best forms of customer service that a property manager can provide, so prompt, quality maintenance. That's a retention strategy. Being a proactive helps. One strategy you can engage in is to reach out to the tenants two months before their lease is set to renew, and that's the time to give them the new lease price and ask them if they intend to stay. If they say, No, they're not, ask them why. And occasionally, you can sway them if there's been a misunderstanding in your relationship, for example, a lingering maintenance issue that hasn't been addressed, and perhaps they didn't bother to contact you about that, if nothing else, I think I mentioned this to you one time before offering a small reward, like a gift card helps. I mean, creating this sense of reciprocation is really one of the best retention tactics out there, even if the items being reciprocated aren't anywhere near equal value, like the value of a 12 month lease versus you giving them, say, a $50 gift card now, say you've tried those strategies, and none of that works, and your tenant does decide to leave, perhaps 45 days from now, but you know that you've got time in your life to turn over the unit now, and You know that you're going to be really busy with other things in 45 days. One thing that you can do then is shift your strategy to pay the tenant. Say you can pay them as little as 10 or 20 bucks a day to leave early. This way they'll vacate during a period where you've got the time to devote to the vacancy and the turnover and the showings to prospective new tenants, and that way, it's not going to linger vacant as long now, a technique like this is a little similar to an eviction, where if a tenant has violated their lease or becomes non paying, without you having to go through the length of Your court driven formal eviction process, you can pay them a lump sum to leave early. Hopefully that's not your situation, but that can come up. And I think you've heard of it before. This is known as the Cash for Keys strategy. That means to get a tenant that's made some violation against their lease, and you want to have them vacate the unit sooner. This means that you get the keys in your hand and the right to enter when you pay them to leave, rather than having to go through the not so fun eviction process and see a tenant wants to avoid a formal eviction as well, because that goes on their record, and then it can make it tough for that tenant to get rental housing elsewhere. But I dislike the Cash for Keys strategy in order to hold off from a formal eviction, because what that does is that rewards a person that violated a lease, although we know that that might also shorten your economic vacancy period, and it could actually be economically beneficial to you, Cash for Keys. It's just not ethical, though. I know it might be tempting for you, the landlord, the cash for key strategy. It rewards societally immoral behavior. Now, of course, you might be using a professional property manager that does all of this stuff for you, like I do today, but still, these are often the best practices for your manager. And I started out self managing, just like a lot of real estate investors do in the beginning, and that's where I learned strategies and techniques like this for reducing your tenant vacancy and turnover. Now, here's a really interesting question that you may not have had to ask yourself yet, but you may down the road, if you've grown your portfolio to a certain size and you're serious about reducing your vacancy and turnover expense, it might be time to ask yourself one big question, and that is for your management and maintenance. Should you use contractors, or should you start to hire your own employees? Now, if you have a small portfolio, it won't be enough work for you to keep an employee busy, so you should go with contract. Contractors. On the other hand, if you have an apartment complex with on site property management, I would definitely recommend having a make ready crew on site, because it's just so easy for them to get to and from a job site. Now, you should still maintain relationships with contractors as a backup, of course, and you should also have specialists like plumbers, electricians and HVAC people ready to call now, most investors are small and they use off site management, but if you grow big enough someday, or maybe it's two day, the important point about employees is that you really need to stay on them, because every extra hour costs you. You don't want anyone out there who's thinking that speed isn't essential, because they're like, ah, you know, I get paid by the hour. Contractors, on the other hand, they quote you or your manager a job up front. So while an extra day hurts because it's one more day you can't lease the unit, it hurts less than it does if you have your own employees. One problem with contractors is they often can't start right away, and this tends to be more true if you're self managing. See if you use a professional manager. They might have their own in house people so you can leverage their employees without having to manage employees yourself, even if your manager brings in an off site contractor, like an electrician or a plumber. Well, that contractor probably gets a lot of business from your property manager, and they have some sense of loyalty to your property manager, therefore, they're incentivized to show up on time faster than if you're trying to self manage, say, your small portfolio of five properties, and you or your tenant are the ones that call the electrician or the plumber. Well, those contractors are going to be less likely to prioritize you and your infrequent requests, and this is just another reason that I like to employ professional management and not self manage. Now, virtually no new real estate investor is going to hire their own employees, and most are never going to at all. All right, but how do you know? How would you know when it's time to hire your own property manager or your own contractor, and have them on your own payroll and you are their boss, if you've got under 20 to 30 units, all right, typically third party property management or self management with contractors, that's going to make more sense, because having a full time, dedicated employee, it's just not financially justifiable. Below 20 or 30 units, you're not going to be able to keep that employee busy. And I'm generally talking about if you have one apartment building here, or a bunch of single family rentals, only if they're in small, close proximity to each other. What about if you grow up to 30 to 60 units? All right now you're in a gray area. If the property is something that's pretty management intensive, like high turnover, or you own an older building, or you generate a lot of work orders, or you're in a challenging area. Well, at 30 to 60 units, you might justify a part time on site person. So how that could practically work in this 30 to 60 unit gray area, what you can do is have a resident manager that gets free rent, plus perhaps a small stipend from you. Okay, so that's a strategy that you can play in this gray area zone. That way they can be responsive to tenant requests, and you can keep your vacancy and turnover costs down. All right, how about when you're going even bigger and you reach 60 to 100 units. Now you're in the range where a full time on site manager or a maintenance person, starts to make financial and operational sense, because here it's 60 to 100 units. Your staffing model, it might be that you have one full time manager, they do the leasing, the tenant relations, in the admin stuff, and you'll also have a second person, a full time maintenance tech if they're needed, all right? And the final tier here, if you reach more than 100 units, oh, okay, now it is standard for you to have a full on site team. You could be in the hundreds of units. So we're talking about a property manager, a leasing agent, a maintenance lead, a groundskeeper and sometimes also a part time assistant manager. So that's it. That's the hierarchy of how, based on your portfolio size and where they're located, how you can serve tenants well and reduce your vacancy and turnover expense. Yes. All right now, what are some things that can shift those thresholds, those unit counts? Well, high rent or luxury buildings, they often need on site staff at a smaller unit count, very low rent or section eight properties, they may need more intensive oversight, buildings that have amenities, like some of these newer apartment buildings that have a pool and a gym, okay, that can trigger some more staffing needs. And if you own multiple properties that are nearby to each other, well, then you can share employees across those properties. And you've got to look at local labor costs in places like New York City, northeastern New Jersey, parts of New England, Miami or LA, those high cost places. Then breaking even on staffing. That probably takes a bigger property than those numbers that I talked about. But here, we tend to invest in those investor advantage areas, the inland northeast, the South, in the southeast, in the Midwest. Now, if you've got, say, even 50 smaller properties, but they're scattered all over the place, in multiple states, well then of course, you're not going to hire employees. A good general metric to leave you with here is that one on site employee for every 50 to 80 units that you own in the same area, that is common, that is a common industry practice in market rate multifamily apartments right now, these are pretty timeless strategies I've been talking about with you here.    As for what's happening in The market lately, I continue to slowly get more optimistic about the long beleaguered apartment market. A few weeks ago, I talked about how there's finally been greater apartment rent increases, although those rent increases are still historically low. What recently we learned that apartments are seeing a longer duration of tenancy and today, per real page, every single one of the 50 largest apartment markets has posted month over month occupancy gains, and then that's somewhat commensurate with what we're seeing on the one to four unit side, because the home ownership rate has fallen. It just fell from 65.7% down to 65.1 quarter over quarter. Now that doesn't sound like much, but that's actually a substantial drop in the home ownership rate in just one quarter. And fewer homeowners means more renters. So this basically means that the percent of Americans, renting has gone up because you just take the flip side of those numbers. So the rentership rate has essentially risen from 34.3 up to 34.9 in just one quarter. Something that completely makes sense, because we all know that home ownership affordability, especially for that first time, home buyer is lower, more renters. Is good for rental property owners. It's bringing more rental demand, more occupancy and more future pressure on rising rents. Now I want to follow up with you on a story from last year that made a lot of waves in the larger real estate world, but not so much for real estate investors. You surely remember this. That is the NAR settlement that a lot of people thought would result in lower real estate agent fees. Lowered commissions were coming. That's what everybody thought last year. Stories about that were all over the place that realtor fees are about to shrink. What's happened since then? Well, not much realtor fees, they still haven't fallen in any significant way, although the settlement was more than a year ago and this went into effect nine months ago. So to back up for a moment, in case you missed it, what happened is that a group of sellers accused the NAR, the National Association of Realtors, of inflating home costs by letting buyer side and seller side agents communicate about commission rates on the MLS home database, which only agents can see. And a jury agreed, so the NAR settled the lawsuit for over $400 million in damages, and it barred agents from sharing commission rates on those MLS databases. So that was a huge change that was expected to extinguish the globally high five to 6% realtor fee in the United States, because global averages are between one and 3% so as a result, the US real estate industry, they were bracing themselves for up to a 30% drop in the commissions that Americans pay annually in fees. But the new rules. Things have been nothing other than a big nothing burger. It only took a matter of weeks, really, for most agents to realize, you know, what did the agents do? They just simply moved their conversations off the NAR website and over to phone, text and email. That's it. Yes, that's all they did. So since that time, the average commission for buyers agents has barely budged. It ticked down less than 110 of 1% so for example, it ticked down less than 500 bucks on a 500k home that's per Redfin. So agents still expect sellers to pay five to 6% now I'm not against agents. Not only can an agent guide you through the process, what they can do is get you a higher sale price than they could have otherwise, because they really know how to market and advertise your property and reach a greater pool of buyers, but their commission rates have hardly budged. And of course, here at GRE marketplace, we typically use a direct model where agent compensation isn't priced into your properties anyway.    To review what you've learned so far today, being proactive can help reduce your tenant vacancy and turnover expense and increase your income. Prompt, quality maintenance, that is a retention strategy in itself, as can having one on site employee for every 50 to 80 apartment units. And one year later, changes at the NIR really haven't reduced aging commissions appreciably. I'm coming to you from London, England today, taking in all the top sites, Buckingham Palace and watching the changing of the guard over there, Big Ben a Thames river cruise and the London Bridge, which is actually called Tower Bridge. The real estate transaction that I'm currently involved in here is paying $550 a night to stay here at a nice hotel in the center of the city. It's right near the Thames, kind of a steep rate, and I sure didn't have to stay right in the city center, where everything is more pricey. But that's the experience that I want to have. Next week, I'll bring you the show from Edinburgh, Scotland, where I'll be paying even more for a well located hotel right on the Royal Mile, and I'll tell you how much more then I am here to boost their economies, I suppose more next, including a really timely update. I'm Keith Weinhold. You're listening to Episode 555, of get rich education.    The same place where I get my own mortgage loans is where you can get yours Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Tom Wheelwright  24:21   this is Rich Dad advisor, Tom wheelwright. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  24:37   Welcome back to Episode 555, of get rich Education. I'm your host, Keith Weinhold, with an episode number like 555, you would expect me to go deep with you on real estate pays five ways, but we did that five weeks ago on episode 550 with your audio masterclass right here on the show today, we're talking about something with less upside. Than say that or the inflation triple crown, and instead on reducing your downside, vacancy and turnover expense, next week here on the show, I expect to sit down with a guest that's a highly regarded financier and author of a fairly hot new finance book, Christopher Whelan, and next week's show could get really interesting, because I've heard Chris say something about how real estate prices could fall back to 2020 levels. In my opinion, that is so many levels of unlikely that happening is about as likely as your grocery bills falling back to 2020 levels. So we'll see it could turn into a debate next week with Christopher Whelan and I. He is a sharp, well informed guy that also used to work at the New York Fed. That's next week down the road, longtime and former co host of the real estate guys radio show, Russell gray will join us again here, and we'll see what he's been up to in his post real estate guys, radio life that's coming up in a few weeks. Lots of great future content here, monologs, yes, those slack jawed monologs For me, repeat guests and new guests joining in as well. Back to this week now, there's an intriguing and potentially lucrative investment that we've discussed on the show here before, and I do have a timely and crucial update about it. A little while back, I sat down with the teak operations principle when we were in New Orleans together. These are yes, those Panama teak tree plantations that so many of you have already invested in. Yes. So as it is here. I am an American in London today talking about teak trees in Panama and I interviewed our upcoming guest here when we were in New Orleans together, the teak investment has a long time horizon, because trees have to grow. There's also a low cost of entry and no loans available. This is a real estate investment. You can own the land with the title to it and the trees that grow on top of them. Historically, teak returns have been five and a half percent, which doesn't sound like much, but see it grows in board foot volume at the same time that the unit price grows. And if inflation runs high over the next 25 years, your return might be higher. But the reason that we're discussing this now is because the principal, Mike Cobb here meeting with me, he is going to mention a price, and this is key two weeks from today, on June 9, the price for the teak parcels increases substantially. I'll tell you about that shortly. So for GRE followers, you can get locked into the lower price for just two more weeks. Here's my chat from a little while back with the teak tree investment principle, and then I'll return to bring you more.    Hey, did you know that you can own a quarter acre parcel of a producing teak plantation, you own the title to the land, and you get the growth in the trees. On top of that, this is something that you can do as an investor. And teak trees are a valuable hardwood that you own, typically in Central America. So there's a very low cost of entry to this investment, and that's what attracts a lot of people to it. And I am with Mike Cobb, the CEO. He's also the author of the new book how to buy your home overseas and get it right the first time. But Mike, a lot of people are interested in the teak investment because it is so approachable. Tell us about it. Give us a general overview.   Mike Cobb  28:42   absolutely, you know, thanks for having me on. It's always nice to be with you. We're, we're having some fun here in New Orleans, which is terrific, you know, yeah, the teak plantation is something that I envisioned back in 1998 so what's that like 26 years ago? Right? And in 1999 we planted our very first 100 Acre teak plantation. Because what we thought about at the time, which has now proven true 25 years later, is that, you know, I was either going to need the money in 25 years and be really glad I did this, or I wasn't going to need the money in 25 years and I was going to be really glad I did this. You know what? I don't really need the money now, but I'm really glad I did this. And 25 years comes. And I think that's been really the challenge for a lot of people looking at teak. They're just like, ah, 25 years. It's too long, but 25 years comes. 25 years will come, and you can either have planted the trees and be ready to take this huge windfall of return, or you won't be getting a windfall return. So I think that's the challenge, the mental challenge, I think maybe an average investor has, but I know you work with superior investors because they're paying attention to what you're writing, they're watching your podcast, they're reading your newsletter. You have far superior investors than I would say, the average investor. So I think this is a great thing for folks to check out.   Keith Weinhold  30:00   All right, so you're talking about the investment timeline, from the time a tea tree seed is planted until the harvest time that can feel like quite a while. You have been doing this over 25 years, and that is key when you as an investor go offshore or go overseas to have trust in a stable company that's been around for a long time. That's why, really, you're one of the few people that I work with who are outside of the United States real estate like the teak trees.   Mike Cobb  30:25   Thank you. Yeah, we've been around for 31 years. I've been working in the region. 31 our development company is 28 years old. Our plantation is now 26 years old. 25 with the trees, but we bought the land 26 years ago. But the bottom line, you're right and and the other thing that we should care about. And you brought this up earlier, when we're kind of chatting, is country, what country are you planting trees in that you got to wait 25 years for them to mature and harvest? By the way, the Panama. By the way, Panama, and of all the countries in the region where I feel the most comfortable as an investor, Panama's yet, because Panama's got the canal. And I know people say, oh, yeah, that's right. It's a vital strategic US interest. It's a vital world interest. The Chinese care about it as much as we do. The Europeans care about it. Anybody who wants commerce to happen cares about that canal being open. And so you've got this country, Panama, that has the canal stable, economically stable, politically stable. And when starting to talk about 2550 7500, year time frames, because you own the land, you get the harvest in 25 years, you replant, and then your children get the next harvest, and your grandchildren get the next harvest. It is truly generational wealth. Stewardship   Keith Weinhold  31:41   Panama is a little bit like investing overseas with training wheels on their well developed, first Central American nation. They even use the United States dollars. They do is that familiar? Absolutely well. But as the investors thinking about investing in teak plantations, just tell us about the properties of teak wood, of all wood types. Why teak? Tell us about the value there.    Mike Cobb  32:00   Yeah, teak has been grown in plantations, starting with the British back about 400 years ago. And so you've got centuries of plantation growing of teak as a crop, right? And so you've got this incredible longevity of information and things like that. And I know some of the stats off the top of my head, since 1972 the average price of teak lumber has has risen about five and a half percent a year over a 52 year period. Talk about track record, centuries of growing as a crop, right? 52 years as a lumber commodity. Look, people been using it to make ships. Its hardness is its most valuable characteristic is an extremely hard wood. It's resistant to rot fungus, so it's used in outdoor furniture, for example, right? Some of the stuff on the Titanic they pulled up from the bottom of the ocean, you know, chairs made a teak, right? Teak. But ship builders fine furniture, outdoor furniture and and they're cutting teak down. This is so important, they are cutting teak down eight to 10 times faster than anybody in the world is replanting it. So just imagine what that does to supply and demand and prices based on just basic economics, right?   Keith Weinhold  33:13   Yeah, that is some scarcity. That is a really good point. Tell us about what you're surely interested in. What do the investor returns look like.   Mike Cobb  33:21   Yeah. So you know, to own one of these quarter acre parcels, by the way, you said it before you own the land, you get title to the land you own the trees. $6,880 that's your that's your entry. Gosh. So for less than $7,000 you own a quarter acre of teeth trees that in 25 years projected returns. We all projections right about $94,000 a little over $94,000 so 7000 turns into $90,000 over 25 years, harvest, plant the trees again, and in 25 years, your kids or your grandkids will get the next harvest, and so on and so on. It is a powerful generational wealth stewardship. In fact, right now we have what we call give the gift of teak because look, you know, you got kids, you got grandkids. What are you gonna get them? Right? I mean, they got everything they want, presumably, right? You buy them a teak parcel, right? Buy that kid, buy that grandkid, a teak parcel. What a cool idea. Oh my gosh, in 25 years, you might be gone, right, but they're gonna get this big windfall, and they're gonna thank grandma or grandpa, right for for thinking of them 25 years into the future?   Keith Weinhold  34:27   Yeah? Oh, I love that. And you're so proud about what you do. You regularly offer investor tour so that they come and see the teak. But maybe you know, for you, the investor, you're wondering, okay, if you're used to investing in us real estate, you might be making two leaps here. You'd be going from residential real estate to agricultural, and you'd also be investing in a nation outside your home country. And when it comes to those sort of questions, I think any savvy investor asks, okay, what are the risks involved with this investment? Can you tell us about that?   Mike Cobb  34:59   Yeah, sure. Look, you've got political risk, country risk, political risk, which, I think again, of all the countries in the region, Panama, dollar, economy, canal, safe, stable. So the political risk is minimal. It's there. It's real. You know, fire risk is an issue, right? Trees burn. The good thing about teak is that after about year three, they're up. And you keep them trimmed, trim all the low branches off. So fire risk really drops incredibly low after about year three or four. But ultimately, it's about professional management. We have a company called Heyo Forrestal that we hired 25 years ago, 26 years ago, actually, to help us find the land, do the analysis of the land, make sure it was good for teak. And when you hire professionals, you get professional results. I mean, we stayed with this company for 26 years now, and the guy that we met early on, a little forestry engineer, is now General Manager and partner in the business. So we've watched that business grow up alongside ours at the same time. Those relationships, you know, Dolly Parton and Kenny Rogers have a song you can't make old friends. So here we are with Jacobo and some of the Luis that we've worked with for, you know, 26 years, and the relationships matter, especially in that part of the world, but professionalism and professional management is the key, and you have that alongside the relationships. Both are important.   Keith Weinhold  36:20   yes. So we're talking about how the property manager is such an important part of your team, and you think about your single family homes or your apartment buildings. And Mike here is talking about the importance of professional management, because teak trees need a little management and pruning, and sometimes there are thinnings which can give you some income so that you don't have to wait 25 years. Correct another way in which you might not have to wait 25 years for the full harvest cycle is at times you can buy trees that are, say, already seven years old, so you can only be waiting 18 years, or that are teens, so you might only be waiting 10 years, or some things about that, those are some of the options. But Mike, before I ask you if you have any last word, if you want to learn more about this, get some information, learn more about it, and learn how to connect with Mike's team. He is one of our GRE marketplace providers, and he's the owner of that company. You can do that at gre marketplace.com/teak, any last thing someone should know about teak before they consider investing? Mike?    Mike Cobb  37:16   Yeah, well, two things you mentioned the tour. So we do run discovery tours. We have one coming up in January, end of January, two days, we go out to the plantation, the teenage teat plantation, by the way, oak, which is eight or nine more years to harvest. Then we're going to the sawmill, because all of our logs go through a sawmill to convert to lumber, which enhances the return to the investor.    Keith Weinhold  37:36   Do the teens sleep until noon? Or can we visit them   Mike Cobb  37:38   and then they're on their phones all day If we're gonna go visit them. We'll wake them up and, like, get on their phones. But here's, here's the last parting word. I think it's scary for a lot of people. It is scary. You're going overseas, you're outside of, you know, residential you're going into a new industry. You're going to a new country. The reason this works for so many people, over 1000 now, have done this, is it's such a small bite, $7,000 and if that's maybe one or 2% of your portfolio, what I hate to say, put it on the table and roll the dice, but you'll be happy you did. I'm happy I did. It's a small bite, but that international diversification is so important. And then you put it in something that's absolutely not correlated to the market. It's not correlated to us real estate. I mean, in 2008 to 2012 when real estate was dying in the US, our trees just kept growing. So non correlated, non US, right? And non residential. I think that's the reason you want to take a little tiny piece of your portfolio and put it overseas in something like teak.    Keith Weinhold  38:42   We know over the long term that it has grown in value 5.5% a year, but at the same time, it grows in volume, in the amount of board fees you're getting a crease, an increase in both unit value and volume. It's really growing a couple ways. At the same time, you've had over 1000 different individual investors invest in the teak now, several dozen, maybe even more than 100 of those have been you the get rich education follower. So again, thanks for joining me, Mike. If you want to learn more, start at gre marketplace.com/teak. I'm Keith Weinhold. I'll see you next time.    Yeah, good information from Mike there again for GRE followers, that 6880 price deadline is Monday, June 9, and then it goes to 8680, that is a 26% price increase, and this is because land and planting costs have skyrocketed. And you know, I have long wondered about when they were going to change that same lower price that they've had for a lot of years. The provider recently added a sawmill to convert logs to lumber, and that enhances investment returns. So when you inquire for more info, you can ask about that, and that could very well put them above the 94k per part. Possible projected payout. Teak, hardwood, it just has some amazing physical properties. It's not your run of the mill. Backyard. Maple, it is a real asset. Think of it as a forest that fights back against Fiat and the provider reputation and continuity are almost impeccable. They've even had the same forestry manager, yeah, sort of like a property manager for trees, because trees take things like prunings and thinnings, the same manager for all 26 years of the teak operation. In the future, I might join one of their teak investor tours in Panama, and if I do, I'll be sure to let you know so that we can meet up that might even be a GRE exclusive tour. What you really need to know now is that, again, the lower price is good until Monday, June 9, to get started or simply learn more, visit gre marketplace.com/teak, that's t, e, a, k, until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  41:10   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  41:34   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter. You also get my one hour fast real estate video. Of course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, GRE to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com  

This week on Creator Upload, hosts Lauren Schnipper and Joshua Cohen break down Google's game-changing AI announcements like Veo 3 for video with sound and the "Flow" filmmaking tool. They also cover a surge of industry moves, including Google's investment in AI studio Promise, Whalar's $400M valuation, Caspar Lee's Creator Ventures raising $45M, and Publicis acquiring Captiv8 in a consolidating influencer market. Plus, discussions on Instagram's new creator referral program, Kai Cenat's decision to end his Streamer University, and Samsung's FAST channel launch with creators like Dhar Mann and Mark Rober.00:00 Welcome to Creator Upload / Girl in the Closet00:43 Google's Veo 3 AI: Video & Dialogue Generation02:04 Google I/O: Veo & The Future of AI Content04:10 Google Unveils Flow AI Filmmaking Tool05:41 The AI Race & Google's YouTube Data Advantage07:36 Big Stories: Creator Economy Investment & Acquisition Boom08:05 Promise AI Studio Lands Google Investment09:42 Promise AI: Enhancing, Not Replacing, Human Creativity?11:59 AI in Hollywood: Speed, Cost, and the Future of Content14:03 Whalar Hits $400M Valuation with Major Investors14:46 Whalar's Lighthouse: The "Soho House for Creators"?16:36 Lighthouse vs. YouTube Spaces: Monetizing Creator Hubs18:00 Caspar Lee's Creator Ventures Raises $45M Second Fund20:04 Creator Ventures: Success Breeds Success20:32 Publicis Acquires Captiv823:18 Market Consolidation: The Big Picture for Influencer Marketing24:07 Uploads & Downloads24:10 Instagram's $20k Creator Referral Program: Thirsty or Smart?26:57 Kai Cenat Pulls Plug on Streamer University Amidst Backlash28:48 Samsung Launches STN FAST Channel with Dhar Mann & Mark Rober29:46 FAST Channels & Kids: Will They Watch Ads?31:41 Wrapping Up / Longitudinal Study on Kids & Media31:51 Outro & CreditsCreator Upload is your creator economy podcast, hosted by Lauren Schnipper and Joshua Cohen.Follow Lauren: https://www.linkedin.com/in/schnipper/Follow Josh: https://www.linkedin.com/in/joshuajcohen/Original music by London Bridge: https://www.instagram.com/londonbridgemusic/Edited and produced by Adam Conner: https://www.linkedin.com/in/adamonbrand

Payman welcomes renowned restorative aesthetic dentist Richard Lee to the Dental Leaders podcast. Richard shares his journey from an unintentional entry into dentistry to becoming one of the UK's top cosmetic clinicians. With refreshing candour, he discusses the endless pursuit of excellence, his formative education under mentors like Chris Orr, and his approach to balancing artistry with practicality. Throughout the episode, Richard reflects on how his international experiences, including a recent stint in New Zealand, have shaped his perspective on dentistry and life.In This Episode00:02:10 - The endless pursuit of excellence and early inspirations 00:05:50 - Discovering dentistry and university experiences 00:12:10 - Early career burnout and taking a year off to dive 00:20:25 - The influence of American occlusion courses 00:26:35 - Returning to dentistry with a new perspective 00:31:30 - Working as Chris Orr's first associate 00:38:00 - Finding your confidence in clinical dentistry 00:41:35 - Injection moulding technique for composite 00:47:15 - Working with technicians and their importance 00:51:40 - Handling difficult cases and patient expectations 00:57:20 - Setting boundaries with patients seeking dramatic aesthetics 01:07:35 - Primary tooth anatomy in composite work 01:15:25 - The New Zealand experience 01:30:35 - Clinical errors and managing patient expectations 01:38:00 - Redoing porcelain veneers for patient satisfaction 01:44:00 - Finding fulfillment in dentistry 01:47:15 - Fantasy dinner party 01:47:45 - Last days and legacyAbout Richard LeeRichard Lee is one of the UK's leading restorative aesthetic dentists, renowned for his work in both composite and ceramic restorations. A graduate of Birmingham University, Richard's career journey took him from NHS dentistry to becoming the first associate at Chris Orr's London Bridge practice. He has extensive experience in high-end private practice and currently works with Bupa. Richard is also an educator who runs sought-after composite courses internationally, including freehand and injection moulding techniques. His career has included a period working in New Zealand before returning to the UK, where he now practises in London while commuting from Winchester.

Get the full inside scoop from YouTube's biggest event of the year! This week, Joshua Cohen reports directly from the Brandcast frontline, revealing Lady Gaga's show-stopping performance, game-changing ad updates for creators, and YouTube's bold vision for the future. Plus, major news on Mr. Beast, the NFL on YouTube, and industry-shaking acquisitions!On this episode of Creator Upload, we unpack all the critical announcements from YouTube Brandcast 2025. From the star-studded red carpet featuring MrBeast to new advertising tools like Peak Points and Cultural Moment Sponsorships, we cover what creators and marketers NEED to know. We also dive into the redesign of YouTube on Connected TVs, the launch of the official YouTube Podcast Charts, and what "There's Only One YouTube" really means for the ecosystem.Beyond Brandcast, we're talking about Mr. Beast's "Beast Games" getting renewed for two more seasons by Amazon AND his major expansion into the Middle East. Get the details on the upcoming NFL game (Chargers vs. Chiefs in Brazil) that will be live-streamed FOR FREE on YouTube. And finally, we break down significant moves in the creator management world as Ben Silverman's Propagate acquires Select Management & Parker Management, and Skybound Entertainment snaps up Nine Four Entertainment.Creator Upload is your creator economy podcast, hosted by Lauren Schnipper and Joshua Cohen.Follow Lauren: https://www.linkedin.com/in/schnipper/Follow Josh: https://www.linkedin.com/in/joshuajcohen/Original music by London Bridge: https://www.instagram.com/londonbridgemusic/Edited and produced by Adam Conner: https://www.linkedin.com/in/adamonbrand

On this episode of Bleav in the Broncos, Patrick Chiotti and Bri Maestas break down Broncos 2025 schedule! Listen to their takes on the schedule, which non-divisional game they're looking forward to the most, the home game they're most excited for, and which games could have the biggest implications for the Broncos' 2025 playoff hopes.  Make sure you follow Patrick (@PatrickChiotti) and Bri (@BriMaestas303) on Twitter and BlueSky, subscribe to the show on whatever podcast listening platform you're on, and follow the Bleav Network (@BleavNetwork) on Twitter as well! Thank you for listening!

Josh and Jav are back as the guys talk about their Mother's Day this year, some NBA playoff talk, Cubs and Sox talk and the ridiculous was of the price of tickets, then the guys finish with some wrestling talk and Jav updates the AMP guys. Enjoy!

Hello to you and hello to May 2025.. this is A Bev with Stev! This episode starts with a phone call between myself and Neil Young. We discuss the bootleg nature of the new Steve Mahoney & The Mill Island Band album 'The Biddle Bros Bootleg'.. Neil is initially unhappy that this live album is being released.. Also join me and Olga a fellow improv comedy course student.. Live from London Bridge, we discuss why we started doing improv, how we've found it.. as well as about Olga's journey as a Latvian in London.. Thanks to Olga, Neil Young, Mac and Dan Baker for the Jovi Raggae: Living on a Prayer - A Reggae Cover

Tommaso Moro, pensatore cattolico, fu vittima della contesa religiosa inglese e autore di Utopia. Fu canonizzato nel 1935 come martire della fede.

What are the benefits of podcasts for learning? How does L&D respond to people leaving the profession? Should we get rid of email? In this week's episode of The Mindtools L&D Podcast, Ross G is joined by Anna and Ross D to answer your questions! During the discussion, Ross D referenced our post 'If your podcast isn't available on mobile, does it make a sound?', and Cal Newport's Deep Work. Ross G referenced the AI 2027 forecast. He also discussed (and wrote about) Shopify CEO Tobi Lütke's recent edict on the use of AI. In 'What I Learned This Week', Anna discussed PowerPoint transitions, from Luis Urrutia. Ross D discussed his new (tidier) LinkedIn URL. Find out how to edit your own. Ross G discussed the former residents of London Bridge. For more from us, visit mindtools.com. There, you'll also find details of our award-winning Content Hub, our Manager Skills Assessment, our Manager Skill Builder and our custom work.  You can also subscribe to our newsletter. Connect with our speakers If you'd like to share your thoughts on this episode, connect with us on LinkedIn: Ross Garner Dr Anna Barnett Ross Dickie

Hawk lays out some tasks for Halvy in Las Vegas, the guys talk Gilligan's Island and how long it was on for, London Bridge lives on in Arizona

Hawk lays out some tasks for Halvy in Las Vegas, the guys talk Gilligan's Island and how long it was on for, London Bridge lives on in ArizonaSee omnystudio.com/listener for privacy information.

Oil tycoon Robert P. McCulloch purchased London Bridge for $2,460,000 on 17th April, 1968. The Victorian structure, which had been sinking into the River Thames at a rate of one inch every eight years, was then dismantled stone by stone and shipped to the USA, where it now bestrides Lake Havasu City, Arizona.  The wheeze was the work of advertising executive-turned-London councilor Ivan Luckin, who convinced his colleagues that it might be possible to sell the bridge to pay for the costs of building a new one, and set about a marketing blitz including a press conference in New York in which he invoked the crossing's illustrious Roman history. In this episode, Arion, Rebecca and Olly revisit the gaudy launch ceremony; debunk the myth that McCulloch thought he was buying Tower Bridge instead; and reveal that buying the bridge wasn't even this eccentric entrepreneur's wackiest idea… Further Reading: • ‘How London Bridge Ended Up In Arizona' (HISTORY, 2016): https://www.history.com/news/how-london-bridge-ended-up-in-arizona • Inside Arizona's London Bridge (BBC, 2018): https://www.youtube.com/watch?v=EnHy4_P8SCE • ‘London Bridge in America - The Tall Story of a Transatlantic Crossing, By Travis Elborough' (Jonathan Cape, 2013):  https://www.google.co.uk/books/edition/London_Bridge_in_America/n96uDvKN3ioC?hl=en&gbpv=1&dq=Ivan+Luckin&pg=PA271&printsec=frontcover Love the show? Support us!  Join 

This episode is all about Jack The Ripper movies! First up, Klaus Kinski takes on the title role as he experiments on different women in JACK THE RIPPER. Then, David Hasselhoff fights off a returning Jack the Ripper while never missing a chance to show off his chest hair in TERROR AT LONDON BRIDGE.

This week, Matt speaks with Nicolo Majnoni, host of Shadow Kingdom, a gripping new investigative podcast from Crooked Media and Campside Media. The first season explores the mysterious June 1982 death of Roberto Calvi—known as “God's Banker”—and his ties to the Vatican, organized crime, and secret societies at the height of Italy's Cold War turmoil. They unpack Calvi's downfall, the shadowy institutions behind it, and what this story reveals about how power operates in the dark. They also discuss the Vatican's covert influence, how conspiracies blur into history, and what it means to tell stories when the truth remains elusive. Subscribe and share to stay ahead in the world of intelligence, geopolitics, and current affairs. Listen to Shadow Kingdom: God's Banker: https://crooked.com/podcast-series/shadow-kingdom/ Find more about Nicolo: https://www.nicolomajnoni.com Please share this episode using these links Audio: https://pod.fo/e/2c8a6c YouTube: https://youtu.be/cJoiqVwe-qM Support Secrets and Spies Become a “Friend of the Podcast” on Patreon for £3/$4: https://www.patreon.com/SecretsAndSpies Buy merchandise from our shop: https://www.redbubble.com/shop/ap/60934996 Subscribe to our YouTube page: https://www.youtube.com/channel/UCDVB23lrHr3KFeXq4VU36dg For more information about the podcast, check out our website: https://secretsandspiespodcast.com Connect with us on social media Bluesky: https://bsky.app/profile/secretsandspies.bsky.social Instagram: https://instagram.com/secretsandspies Facebook: https://facebook.com/secretsandspies Spoutible: https://spoutible.com/SecretsAndSpies Follow Chris and Matt on Bluesky: https://bsky.app/profile/fultonmatt.bsky.social https://bsky.app/profile/chriscarrfilm.bsky.social Secrets and Spies is produced by F & P LTD. Music by Andrew R. Bird Photos by Arin Sang-urai, Phillip Jackson/DailyMail & Canva Secrets and Spies sits at the intersection of intelligence, covert action, real-world espionage, and broader geopolitics in a way that is digestible but serious. Hosted by filmmaker Chris Carr and writer Matt Fulton, each episode unpacks global events through the lens of intelligence and geopolitics, featuring expert insights from former spies, authors, and analysts.

This episode is all about Jack The Ripper movies! First up, Klaus Kinski takes on the title role as he experiments on different women in JACK THE RIPPER. Then, David Hasselhoff fights off a returning Jack the Ripper while never missing a chance to show off his chest hair in TERROR AT LONDON BRIDGE.

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Send us a textStaying on the bridge theme Tanya and Pete share the old English song about London Bridge. Then they tell the story of a Pedlar (poor seller of second hand things) who has a recurring dream that if he travels to London Bridge great riches will be his... never give up on your dreams!!You can find our audios and books to purchase at https://imagined-worlds.net/story-shopOr join the live monthly Batt Cave storytelling club at https://ko-fi.com/tanyabatt0027/tiers Or if you are an educator for children 0 - 8 years subscribe to 'Batt on the Mat' - a monthly online, professional development storytelling and arts programme https://imagined-worlds.net/batt-on-the-matAnd finally, if you enjoyed our podcast, please share with friends and write a review. Or make a donation to support what we do here https://ko-fi.com/tanyabatt0027Kia Ora!

In 2016, ISIS encouraged vehicle attacks through its online magazine, targeting crowded outdoor events. Rather than large-scale attacks using weapons of mass destruction, terrorism has shifted towards smaller, lone-actor incidents due to increased security measures. Online radicalisation has facilitated this change, inspiring attacks with easily accessible vehicles requiring minimal skill or preparation.Following the publication, vehicle-borne attacks increased, with one of the deadliest occurring in Nice, France, during Bastille Day, killing 87 and injuring 458. Victims commonly suffered exsanguinating pelvic fractures. While these attacks are primarily linked to Islamist terrorism, vehicles have also been used in far-right, far-left, and criminal incidents. Between May 27 and September 5, 2020, 104 vehicle attacks were recorded at U.S. protests. However, jihadist-linked attacks tend to be more lethal due to sustained acceleration and higher kinetic energy, causing severe head, spinal, pelvic, and lower extremity injuries.Emergency response to these incidents is complex, often spanning large areas, such as the one-mile-long scene in Nice. Additional threats like explosives and weapons further challenge responders, as seen in attacks at London Bridge and Barcelona.Recent months have seen a rise in such attacks across Europe and the U.S., mostly linked to Islamist terrorism. Today, we are joined by Bill Salmeron, Chief of EMS for New Orleans, to discuss the New Year's Eve terrorist attack on Bourbon Street and the EMS response.This podcast is sponsored by PAX.Whatever kind of challenge you have to face - with PAX backpacks you are well-prepared. Whether on water, on land or in the air - PAX's versatile, flexible backpacks are perfectly suitable for your requirements and can be used in the most demanding of environments. Equally, PAX bags are built for comfort and rapid access to deliver the right gear at the right time to the right patient. To see more of their innovative designed product range, please click here:⁠https://www.pax-bags.com/en/⁠

The great political saga that had rocked London for the last decade or so APPARENTLY was over; but out in the streets the old forces which had instigated so much chaos found new issues to fall out over and London seemed about to engage in a new era of infighting and politics… and yet, within only a few short years? Everything changed. London united as it had not done in decades, and started to come to terms with strange events taking place within the city; jousts held upon London Bridge… and the sudden appearance of a crime fighting wizard. Honestly!Come join us as the Story of London deals with the years when London had to cope with many strange things.

In the 1960s, London Bridge was falling down – specifically, it was sinking down under the weight of modern-day traffic. London decided to put the bridge up for sale, and it attracted all kinds of buyers, from casinos to major cities to entertainers. But the winning bid came from an unexpected place: a chainsaw-manufacturing millionaire in the Arizona desert. Learn more about London Bridge at Lake Havasu City, and check out the voodoo doll found under the bridge. This episode was produced in partnership with Visit Arizona.

In this episode, Christian interviews Dr. Mike Christian, an expert in critical care and disaster medicine. Dr. Christian shares his experiences responding to major crises, including the SARS outbreak, the Haiti earthquake, and the London Bridge attack. He discusses his journey into medicine, the challenges he faced, and the importance of mental health in first responders. The conversation highlights the resilience of individuals in crisis situations and the critical decision-making required in emergency medicine. This conversation delves into the critical aspects of mental health in emergency medicine, focusing on the interplay between primary and secondary stressors faced by first responders. It emphasizes the importance of organizational culture in mitigating these stressors and highlights the benefits of interprofessional teams in pre-hospital care. The discussion also outlines key strategies for improving mental health support within organizations and the potential for implementing successful models from other countries in North America.TakeawaysDr. Christian emphasizes the importance of stepping forward to help in crises.His experience during the SARS outbreak taught him about emergency preparedness.A thirst for knowledge drove him to pursue a career in medicine.Overcoming initial struggles in education was pivotal for his success.The devastation in Haiti highlighted the need for basic public health measures.Human resilience in disaster zones can be inspiring and eye-opening.Split-second decisions can significantly impact patient outcomes in emergencies.Mental health discussions are crucial in the physician community.Teamwork is essential in emergency response and decision-making.Learning from experiences in the field is vital for growth in medicine. Mental health issues in emergency medicine must be openly discussed.Primary stressors are inherent to the job, but secondary stressors can be managed.Organizational culture significantly impacts employee well-being.Leaders must prioritize addressing secondary stressors to improve outcomes.A learning culture within organizations fosters improvement and adaptability.Caring for both patients and staff is essential for effective service delivery.Interprofessional teams have shown to improve patient survival rates.Understanding the potential of interprofessional collaboration is crucial for change.Overcoming cultural attitudes towards emergency care is necessary for progress.Support systems for first responders can enhance their performance in critical situations.Chapters00:00Introduction to Dr. Mike Christian05:00The Journey into Medicine16:09Reflections on the Haiti Earthquake27:30Mental Health in First Responders33:06The Impact of Organizational Culture on Stressors39:25Interprofessional Teams in Pre-Hospital Care50:06Implementing Change in North American Emergency ServicesThank you for listening! For more Team Ten Eight content, follow us on Facebook, Twitter, Instagram and LinkedIn!

FIXED! Crime and Punishment Series. Episode #1 of 4. In 1850, a bright-eyed eight-year-old girl walked across London Bridge in her carefully maintained school uniform. Her teachers called her promising; her siblings found her delightful. No one could have predicted that decades later, she would die violently in Mitre Square, known to history only as one of Jack the Ripper's victims. But this isn't another story about Victorian London's most notorious killer. Instead, we're exploring the lives of five women – Polly, Annie, Elisabeth, Kate, and Mary Jane – before they became infamous crime statistics. Their stories reveal a London where respectability and ruin balanced on a knife's edge, where one misfortune could send a family spiraling into poverty. Join us as we peel back the sensational headlines to discover the real women of Victorian London's East End, their dreams, their struggles, and the system that failed them. This isn't a story about how these women died – it's a story about how they lived. This episode is based on Hallie Rubenhold's The Five which you can buy at your local bookstore today! Find transcripts and show notes at: www.digpodcast.org Learn more about your ad choices. Visit podcastchoices.com/adchoices

Crime and Punishment Series. Episode #1 of 4. In 1850, a bright-eyed eight-year-old girl walked across London Bridge in her carefully maintained school uniform. Her teachers called her promising; her siblings found her delightful. No one could have predicted that decades later, she would die violently in Mitre Square, known to history only as one of Jack the Ripper's victims. But this isn't another story about Victorian London's most notorious killer. Instead, we're exploring the lives of five women – Polly, Annie, Elisabeth, Kate, and Mary Jane – before they became infamous crime statistics. Their stories reveal a London where respectability and ruin balanced on a knife's edge, where one misfortune could send a family spiraling into poverty. Join us as we peel back the sensational headlines to discover the real women of Victorian London's East End, their dreams, their struggles, and the system that failed them. This isn't a story about how these women died – it's a story about how they lived. This episode is based on Hallie Rubenhold's The Five which you can buy at your local bookstore today! Find transcripts and show notes at: www.digpodcast.org Learn more about your ad choices. Visit podcastchoices.com/adchoices

Spirit Switchboard Episode #93 Jan. 31st, 2025 Topic: Duluth Ghost Tours Guest: Kimberly Christine This week Spirit Switchboard welcomes someone who fabulously wears many hats, Kimberly Christine, owner and operator of Duluth Ghost Tours. Kimberly will share her ghostly tales and experiences with us. Bring your snacks and bevies and join us in the chat! Guest Bio: "Kimberly Christine grew up in Duluth, MN and had some amazing adventures throughout the US pursuing her MFA degree in film and theater. Working for some big venues helping to create costume and special make up effects with Cirque du Soleil, Blue Man Group, small commercials and films. But, she started her paranormal journey in 2013 with a move to one of the most haunted cities, Savannah, GA. Here she was saturated with the paranormal and got to be part of an episode on Ghost Adventures at one of the haunted properties she worked at, The Gribble House. Eventually, she moved to Los Angeles and started her own haunted tour on Hollywood Blvd guiding others about the glittery dark side. She became a seasoned paranormal investigator, Reiki Master, and healer with a passion for exploring the unseen world for 3 yrs. Then a move to Lake Havasu City, AZ, she started a new tour at the London Bridge, eventually landing her a small feature once again on Ghost Adventures during the pandemic! But 5 yrs of desert life was exhausting and the seasons called, so she moved back home to Duluth, where she now leads immersive ghost tours that delve into the city's haunted history and supernatural lore. As an experienced healer, massage therapist, designer and Reiki Master, Kimberly helps others tap into their energy for self-discovery and spirit communication, blending mysticism with practical healing techniques and even designing accessories. Her work as a paranormal investigator bridges her love for history, energy work, and the mysteries of the quantum world and beyond. Whether guiding curious minds through eerie locations along Lake Superior or teaching the art of spiritual connection, Kimberly brings a unique mix of knowledge, intuition, and a touch of magic to all she does. Her decades-long, entrepreneurial skills, have her thinking about creating courses and coaching others to start up their own business in the paranormal field as she believes every city should have a haunted tour to entertain the spooky travelers in dark tourism no matter how small the town, there's always a passing need to educate and scare... You can follow her tours @ YouTube: https://youtube.com/@duluthghosttours Instagram: https://instagram.com/duluth_ghostess Facebook: https://facebook.com/Duluth_Ghostess Or check out her websites; www.mysticwellnessacademy.com www.duluthghosttours.com www.KimberlyChristine.com www.houndsofhellboutique.com Message from Kerrilynn: I want to hear from you! I want to hear about your ghost stories, paranormal adventures and occurrences. I would also love your show suggestions to cover in the future. Email me at kerrilynn.shellhorn@gmail.com. If you enjoy the content on the channel please live, subscribe and share. My deepest gratitude to you all! A formal disclaimer: The opinions and information presented or expressed by guests on Spirit Switchboard are not necessarily those of the Host or the United Public Radio Network/UFO Paranormal Radio Network and its producers. As always Spirit Switchboard strives to hold space for open, respectful dialogue with show guests and listeners.

Billy Jensen is an American investigative journalist, author, producer, and podcaster. He's worked on over 50 murder cases and solved over 6, hosted multiple top true crime podcasts, and written a New York Times Best Selling book. He's also gone through challenges of addiction and depression and has been recovering for over two years. Billy shares wisdom on solving murders, facing depression and addiction, and finding recovery. More information on the Marques Gaines case: https://www.cbsnews.com/chicago/news/man-arrested-in-minneapolis-on-warrant-for-fatal-attack-in-river-north/ More information on the London Bridge terrorist attack victim from Millwall: https://www.foxsports.com/stories/soccer/soccer-fan-hailed-as-hero-in-london-terror-attack-shouted-f-you-im-millwall More information on the Owl Head skate park case: https://abc7ny.com/crime-stoppers-bay-ridge-mother-beaten-unsolved-crimes/2599969/ Billy Jensen's New York Times Best-Selling book Chase Darkness With Me: https://www.amazon.com/Chase-Darkness-Me-True-Crime-Started/dp/1492685852 I'll Be Gone In The Dark Book: https://www.amazon.com/Ill-Be-Gone-Dark-Obsessive/dp/0062319787 You can find out more information on Billy Jensen's upcoming projects at his website: https://billyjensen.com/ Billy Jensen's X account: https://x.com/Billyjensen Billy Jensen's Instagram account: https://www.instagram.com/billyjensen/ #truecrimepodcast #truecrimeaddict #truecrimecommunity #truecrimedocumentary #mysteries

Send us a textGerman tourist Heidi Mnilk was on a two week trip to the UK. The 17 year old pharmaceutical apprentice was staying with an English family in West Wickham in south east London.  On Sunday July 8th 1973 Heidi travelled to London with a friend to see the sights. Shortly before 5.00pm the pair boarded a train at Charing Cross Station to take them back to their accommodation. Heidi went to a non-smoking compartment and her friend to a carriage where smoking was permitted.  Less than two minutes after the train passed London Bridge two young passengers heard screams and witnessed the neighbouring compartment's door fling open and the body of a young woman fall onto the tracks. Despite these passengers raising the alarm they were not taken seriously and it was a little while before the body of Heidi Mnilk was discovered. A post-mortem showed Heidi had been stabbed before her body was hurled from the train. The young passengers gave a detailed description of a man seen leaving Heidi's compartment and police scoured London for the suspect. Then, a few months later, information came to light suggesting a motive for the seemingly random crime.Sources for the episode an be found hereSupport the showFollow Persons Unknown: Instagram and FacebookEmail: personsunknownpod@gmail.comWebsite with Transcripts:https://personsunknown.buzzsprout.com/

In this transformative episode of Finding Harmony, Harmony connects with Amanda O'Mara, a spinal energetics practitioner, somatic business coach, and intuitive healer. Together, they explore the profound world of spinal energetics, a practice that works at the intersection of energy, body, and mind to release trauma and create space for growth and transformation. Amanda shares her incredible journey from growing up in a large family, battling anxiety, and navigating life's challenges to discovering her calling as a healer. From near-death experiences to business success, Amanda's story highlights the power of energy healing in rewriting our narratives and expanding our potential.   Tune in to learn how spinal energetics works, the unique ways it taps into the nervous system, and Amanda's inspiring insights into integrating light language and other energy practices into her work.   Topics Discussed: What is spinal energetics? How trauma manifests in the body and nervous system The role of somatic and energy work in healing Amanda's personal journey through anxiety, perfectionism, and transformation The science and intuition behind energy healing Real-life client transformations through spinal energetics Integrating yoga, light language, and energy work for holistic healing   Connect with Amanda: Instagram: @agape_holistic_healing Website: agapeholistichealing.com Podcast: CalmCEO Podcast   Special Announcements: Join Harmony for a transformative workshop in London on January 25–26 at Still Point Yoga near London Bridge! Learn more about spinal energetics, pranayama, and energy healing practices. Connect with Harmony! Find your Spiritual Archetype! What is your Spiritual Entrepreneur Archetype? Take the Quiz! Sign up for the Free Spiritual Entrepreneur Class! https://harmonyslater.as.me/Spiritual-Entrepreneur-Archetype-Class Connect with Us (We love to hear from you!) Harmony Slater's Website: http://harmonyslater.com Finding Harmony Community  https://harmonyslater.com/harmony-slater-coaching Find Harmony on Instagram⁠ Follow the Finding Harmony Podcast on IG ⁠Two Minute Breathwork Session⁠

The Storm Skiing Journal and Podcast is a reader-supported publication. To receive new posts and to support independent ski journalism, please consider becoming a free or paid subscriber.WhoMax Magill, President of United Mountain Workers and ski patroller at Park City Mountain Resort, UtahRecorded onJanuary 11, 2025About United Mountain WorkersUnited Mountain Workers (UMW) is a labor union representing 16 distinct employee groups across more than a dozen U.S. ski resorts:UMW is organized under Communication Workers of America, which represents more than 700,000 workers across media, healthcare, manufacturing, and other sectors.Why I interviewed himIn case you missed it (New York Times):Ski patrollers at Park City Mountain in Utah triumphantly returned to the slopes on Thursday, after ending a nearly two-week strike over union wages and benefits. The strike hobbled the largest U.S. ski resort during a busy holiday period and sparked online fury about deepening economic inequality in rural mountain areas.Late Wednesday, the Park City Professional Ski Patrollers Association ratified a contract with Vail Resorts, which owns Park City and more than 40 other ski areas, that raises the starting pay of ski patrollers and other mountain safety workers $2 an hour, to $23. The most experienced patrollers will receive an average increase of $7.75 per hour. The agreement also expands parental leave policies for the workers, and provides “industry-leading educational opportunities,” according to the union. …Accusing Vail Resorts of unfair labor practices, the Ski Patrollers Association, which represents 204 ski patrollers and mountain safety personnel, went on strike on Dec. 27. The strike received national attention as a fight between the haves and have-nots — a global corporation valued at nearly $10 billion against the vital workers who aid and protect skiers on its properties.With few ski patrollers to open trails, respond to accidents and perform avalanche mitigation, only about one fourth of Park City Mountain's terrain was open during the strike.Irate skiers and snowboarders at Park City soon pilloried Vail, taking to social media and national news organizations to denounce lengthy lift lines and contrast the high salaries of Vail leadership and expensive ticket prices with the relatively low pay of resort workers.This is a big deal, and it's probably just getting started.What we talked aboutBack to work; support in unexpected corners; I hear tell of flying pizzas and donuts and I want in on this magical world; a brief timeline of contract negotiations; what Vail Resorts offered and why the union said no; “we had no choice but to play our final and most powerful card, knowing that our strike would cause massive disruption”; deconstructing the vast Vail management machine; what UMW won in the new contract; “the raises we won are life-changing for a ton of our members, including me”; a rapidly changing Utah; how the patrollers' union was challenged when Vail merged Park City and Canyons; “a malicious union-busting campaign is the best way to organize workers”; organizing a union in a “right to work” state; the amazing complexity of Park City Mountain Resort; the complexities of importing patrollers from one resort to another; skier volumes at Park City over time; the pluses and minuses of more skiers; “this movement will continue to grow”; the patrol union vote at A-Basin (it passed); could the various patrol unions combine?; whether ski industry unions could spread to other worker groups and regions; “all workers, ski industry or not, deserve respect”; and Vail's big 2022 pay raises.Questions I wish I'd askedI was surprised to hear Magill describe new patrol uniforms as “pretty substandard.” With every lift op rocking a Helly jacket, I figured the squad up top would get primo stuff. Why don't they?What I got wrongReal-world facts for numbers that I roughly guessed at mid-talk:* Park City population: 8,254 (I said “a little over 8,000”)* 2024-25 Epic Pass sales: approximately 2.3 million (I said “2 million”)* Early-bird price of a 2024-25 Epic Local Pass: $739 (I said “seven-thirty-something”)* Size of Park City Mountain Resort: 7,300 acres, 350 trails (I actually got these right, but tagged them with a “or whatever they are” on the pod)* On the number of active U.S. ski areas: 509, by my own count (I said “500-some,” but it changes almost weekly, so I hedged)On words being hard* I kept saying “exasperate” when I meant to say “exacerbate,” a word that my idiot brain cannot pronounce. But I know the difference so please stop sending me that email.* I said that “most” U.S. ski areas were in the Midwest and East, when I meant to say that the “majority” were. This is true. Only 189 of the 509 active U.S. ski areas (37%) sit in the 11 western ski states.On things changing fastMagill and I discussed the pending unionization vote among Arapahoe Basin patrollers. Shortly after our conversation concluded, he informed me that they had officially voted to organize.On sourcingI cited the AP (Associated Press), as my source for some summary points from the Park City patrollers' contract with Vail Resorts. Most of what I cited actually came from High Country News.Corrected mid-flow* Contract negotiations began in March (not May, as I suggested) of 2024* Patrollers at the then-independent Canyons ski area established the union that now represents all of Park City Mountain Resort in 2001, not 2002. Vail purchased Canyons in 2013 and Park City in 2014, and combined the side-by-side ski areas into one with the Quicksilver Gondola in 2015.On skier visit numbersI noted that ski resorts operating on Forest Service lands had successfully lobbied against requirements to report annual skier visit numbers. That probably seemed irrelevant in the case of Park City Mountain Resort, which does not operate on Forest Service land, but I was trying to get to the larger point that Vail Resorts is secretive with its resort-by-resort skier visits.Podcast NotesOn Right to WorkMany states have passed “right to work” laws, meaning that employees are not compelled to join a labor union, even if one represents their workplace. From the National Right to Work Legal Defense Foundation:Nuances exist from state to state. Magill notes in our conversation that Colorado is a right-to-work state, but the Colorado Sun describes the state as a “modified right-to-work state”:But the Labor Peace Act is a law that unions find to be a challenge.Enacted in 1943, the state law was seen as a compromise between unions and business owners. That's why Colorado is considered a modified right-to-work state, which means that new hires don't have to join a union if one exists, though they can if they want to. But if a union wins its Labor Peace Act election, then union membership is required.The Peace Act rules require three-quarters of eligible workers to participate in a second vote, if they already successfully voted in an NLRB election. Without it, the union has less bite since it doesn't represent all eligible workers and cannot collect dues from those who don't join. The NLRB's vote needs just a simple majority.On Park City Mountain ResortYeah it's freaking huge:On the “Knowledge”I compared the master patroller's understanding of gigantic, rollicking Park City - with its 350 trails, 7,300 acres, and dozens of lifts - to the “Knowledge,” an exam that requires would-be London taxi drivers to memorize every cobblestone in the city to earn their license. Per The New York Times:McCabe had spent the last three years of his life thinking about London's roads and landmarks, and how to navigate between them. In the process, he had logged more than 50,000 miles on motorbike and on foot, the equivalent of two circumnavigations of the Earth, nearly all within inner London's dozen boroughs and the City of London financial district. He was studying to be a London taxi driver, devoting himself full-time to the challenge that would earn him a cabbie's “green badge” and put him behind the wheel of one of the city's famous boxy black taxis.Actually, “challenge” isn't quite the word for the trial a London cabbie endures to gain his qualification. It has been called the hardest test, of any kind, in the world. Its rigors have been likened to those required to earn a degree in law or medicine. It is without question a unique intellectual, psychological and physical ordeal, demanding unnumbered thousands of hours of immersive study, as would-be cabbies undertake the task of committing to memory the entirety of London, and demonstrating that mastery through a progressively more difficult sequence of oral examinations — a process which, on average, takes four years to complete, and for some, much longer than that. The guidebook issued to prospective cabbies by London Taxi and Private Hire (LTPH), which oversees the test, summarizes the task like this:To achieve the required standard to be licensed as an “All London” taxi driver you will need a thorough knowledge, primarily, of the area within a six-mile radius of Charing Cross. You will need to know: all the streets; housing estates; parks and open spaces; government offices and departments; financial and commercial centres; diplomatic premises; town halls; registry offices; hospitals; places of worship; sports stadiums and leisure centres; airline offices; stations; hotels; clubs; theatres; cinemas; museums; art galleries; schools; colleges and universities; police stations and headquarters buildings; civil, criminal and coroner's courts; prisons; and places of interest to tourists. In fact, anywhere a taxi passenger might ask to be taken.If anything, this description understates the case. The six-mile radius from Charing Cross, the putative center-point of London marked by an equestrian statue of King Charles I, takes in some 25,000 streets. London cabbies need to know all of those streets, and how to drive them — the direction they run, which are one-way, which are dead ends, where to enter and exit traffic circles, and so on. But cabbies also need to know everything on the streets. Examiners may ask a would-be cabbie to identify the location of any restaurant in London. Any pub, any shop, any landmark, no matter how small or obscure — all are fair game. Test-takers have been asked to name the whereabouts of flower stands, of laundromats, of commemorative plaques. One taxi driver told me that he was asked the location of a statue, just a foot tall, depicting two mice sharing a piece of cheese. It's on the facade of a building in Philpot Lane, on the corner of Eastcheap, not far from London Bridge.Surely hyperbole, I thought, upon reading this 2014 article. But when I stepped into a London black cab some years later and gave the driver my address, he said “Quite good Old Fellow”* and piloted his gigantic car from the train station down an impossible tangle of narrow streets and dropped us at the doorstep of the very building I'd requested. It appears that the robots have yet to kill this requirement.*He probably didn't actually say this, but I jolly well wish he had.On Vail's 2022 pay raisesOn different skillsets and jobsI think I came off as a bit of an a-hole at the end when I was asking about Vail paying unskilled jobs like ticket-checker and lift attendant $20 an hour while setting the minimum for more skilled jobs like ski patrol at $21. Look, I know all jobs have nuances and challenges and ways to do them well and ways to do them poorly. I've done all sorts of “unskilled” jobs, from bagging groceries to pushing shopping carts to stocking shelves to waiting tables. I know the work can be challenging, tiring, and thankless, and I believe good workers should be paid good wages. If you're loading a fixed-grip double chair on a beginner run for eight hours in four-degree weather, well, you're awesome. But it does take more training and a larger skillset to step onto a big-mountain patrol than to manage a big-mountain liftline, and I believe the compensation for the more rigorous role ought to reflect that skills gap.The Storm explores the world of lift-served skiing year-round. Join us. Get full access to The Storm Skiing Journal and Podcast at www.stormskiing.com/subscribe

La asociación de taxistas de Londres ha advertido que los taxis negros desaparecerán en 2040, cuando los actuales conductores se jubilen porque no hay conductores jóvenes. Una situación crítica que se debe entre otras cosas a una reglamentación estricta. En la salida de la estación de trenes de London Bridge, a la izquierda, hay una cola con taxis tradicionales negros de Londres, los “black cabs”, aquellos en los que te sientas del revés. Pero la mayoría de viajeros llega o se va en Uber.Una de ellas es Fiona, una australiana de 32 años, que acaba de llegar a la estación cargada de maletas para regresar a Australia. Dice que la carrera desde el hotel de Kings Cross donde estaba hasta aquí le costaba 50 libras en taxi y 15 en Uber, y por eso se ha decantado por el Uber.Un auto caro de comprarLa asociación de taxistas de Londres ha advertido que los taxis negros desaparecerán en 2040, dentro de 16 años, cuando los actuales conductores se jubilen porque no hay conductores jóvenes. Hay una escasez de 14.000 conductores.En la cola de los taxis, dos taxistas conversan en medio del frío mientras esperan clientes. Se llaman Eddie y Malcolm y ambos pasan de los cincuenta. Les preguntamos por qué nadie quiere ser taxista en Londres hoy en día.“El problema es que cada 12 años nos obligan a finiquitar el taxi por temas medioambientales”, dice Eddie. “Y uno nuevo cuesta 100.000 libras, es mucho dinero, por esto muchos lo dejan, y porque no es fácil encontrar uno nuevo”, recalca. Según Malcolm, hay que trabajar “un montón de horas para poder pagarlo”. “Tienes que financiarlo a cinco años y con 60 años te puedes encontrar con una hipoteca de 100.000 libras en la espalda, por esto muchos se buscan otra cosa”, añade Eddie. Y esto aunque el taxi esté en buenas condiciones.Y un servicio caro para los usuariosAdemás, los taxistas tienen que pasar dos ITV y los Uber sólo una. Los permisos, las revisiones, el precio del coche, todo esto incrementa el coste de los “black cabs”.Dos jóvenes salen de la estación arrastrando maletas con ruedecillas. Explican que los taxis cuestan al menos un 25% más, y no los puedes coger en cualquier lugar. Se suben a un Uber y se van. Al otro lado se los queda mirando Eddie, tras el cristal, aún con el coche vacío, preguntándose hasta cuándo podrá seguir conduciendo un taxi.

This episode features the first panel session of the day at our Artemis London 2024 conference, which was held on September 3rd. It was our third in-person conference in London focused on catastrophe bonds, insurance-linked securities (ILS), alternative capital and reinsurance-linked investment trends. The first panel of the day was titled "Efficiently accessing returns in the Lloyd's & London market." Participants discussed the various ways that investors and allocators can access insurance and reinsurance-linked returns from the Lloyd's and London insurance marketplace. Moderating the session was: Des Potter, Special Advisor, Lloyd's. Joining him as panellists were: John Francis, Head of Research, Hampden Insurance Partners; Kate Tongue, Executive Director, Argenta Private Capital Ltd.; John Cavanagh, Chairman, Beat Capital Partners; and Bill Cooper, Managing Director, Howden Capital Markets & Advisory. As well as discussing more traditional routes to support Lloyd's syndicates with capital and access returns from insurance and reinsurance underwriting in the Lloyd's and London marketplace, the panel also discussed new initiatives such as the London Bridge structures and ILS style mechanisms to access risk-linked returns more directly. Listen to the full podcast episode to learn more about allocating capital efficiently into the Lloyd's and London markets, to derive insurance-linked returns.

Royal Mail has been cleared to be taken into foreign ownership for the first time in its 508-year history.Czech billionaire Daniel Kretinsky was given the green light by ministers to buy Royal Mail's parent company International Distributions Services in a £3.6 billion deal, likely to be signed early next year.What will it mean for Britain's postal service and the price of sending a letter?In part two, planning consent has been approved for the Square Mile building known as 1 Undershaft, which will rise to 1,008ft - nearly 310 metres - and equal the height of the Shard across the river at London Bridge. We're joined by The London Standard's business editor Jonathan Prynn. Hosted on Acast. See acast.com/privacy for more information.

Want to try ROUVY? Get a free month on us using the code GTCC1M at this link: https://rouvy.com?utm_source=geraint-thomas-cycling-club&utm_medium=direct-buy&utm_campaign=chasing-goals&utm_term=podcast And make sure you're signed up for our first-ever GTCC x ROUVY ride, on Wednesday December 4th at 5pm (UK time)! Click here to sign up. G and Cav have known each other since they were kids. Lining up together on London Bridge for their Tour de France debuts in 2007, they had to pinch themselves. 'What are we doing here?' Little did they know that 17 years later Geraint would be a Tour de France winner and Mark would have won the most Tour stages in history, eclipsing Eddy Merckx' record. We were delighted to finally welcome Mark to the GTCC and today's pod is basically about just that: how their respective careers have unwound since they lived together in a student house in Levenshulme, a suburb of Manchester. They share a bond, and fresh from Mark announcing his retirement, it was a delight to ride back down memory lane with two icons of British cycling. Enjoy. Music courtesy of BMG Music Production Learn more about your ad choices. Visit podcastchoices.com/adchoices

Also know as, Bridge Across Time, is a TV movie about Jack the Ripper somehow traveling through time to 1985 Arizona. Specifically, to the London Bridge that was moved from London to Arizona. See, it all makes perfect sense. This movie stars David Hasselhoff, Stepfanie Kramer, Randolph Mantooth and Adrienne Barbeau, so a very big named cast. The Hoff is a cop who moved from Chicago, we hear about that a lot, and he is the only one who can figure out these murders that are happening in London Village area. It's weird, very cheesy and totally 80s. Check it out. 

“I was lying in a coffin in the catacombs beneath London Bridge while a clairvoyant called to the spirits around me to make themselves known. To say this was not a normal Saturday night would be to grossly understate the point.” And so begins, the second of our Halloween specials – a bucket list ghost hunt in the London Tombs. When these ancient catacombs were being excavated in 2007, they were found to house the remains of plague victims who had been buried there centuries before. The builders working at the time reported numerous strange goings on and insisted on working in pairs for fear of being alone in those dark recesses. Today, it is purported to be one of the most haunted places in the city and home to many trapped souls including one particular menace known only as ‘Shadow Man'. Told by host Aaron Millar, this is the story of a paranormal investigation he took part in while on a Halloween assignment for a UK newspaper. Everything that is told here is true, and not exaggerated. And whether its ghosts, imagination or the power of the mind, things happened down there which Aaron, a skeptic, still can't fully explain. CONNECT WITH US If you enjoy the show, please subscribe on whatever podcast player you're reading this on right now. Go on, do it. It means you get to choose what episodes you listen to, rather than the algorithm guess (wrongly) and kick us off your feed. Following the show on socials will definitely maybe bring you good travel karma! Instagram: @armchairexplorerpodcast Facebook: @armchairexplorerpodcast Armchair Explorer is produced by Armchair Productions. Aaron Millar wrote and presented the show, Charles Tyrie did the audio editing and sound design. Our theme music is by the artist Sweet Chap. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's only the beginning of the London trip and a lot of friendships are starting to unravel… Has Gina become the voice of reason amongst the women?  Plus, Teddi and Erika love to see Jenn finally sticking up for herself!See omnystudio.com/listener for privacy information.