Podcasts about Nacha

The future of payments is shifting dramatically as consumers demand more options and businesses seek better ways to assess risk. John Gordon, CEO of ValidiFI, takes us deep into how bank account behavior data is becoming the missing puzzle piece in understanding consumer reliability beyond traditional credit scores.Gordon explains how ValidiFI sits at the critical intersection of compliance and fraud prevention, helping businesses meet NACHA's WEB debit rule requirements while gaining valuable insights into consumer payment patterns. By analyzing factors like bank account changes, previous negative balances, and account relationship patterns, ValidiFI provides powerful signals that predict payment outcomes and identify potential fraud before it happens.What truly sets this conversation apart is Gordon's perspective on consumer financial empowerment. He notes how payment preferences are evolving rapidly, with account-to-account transfers growing yearly and programs like Target's RedCard demonstrating the power of bank-account-linked payment methods. The conversation explores how real-time payment networks and non-credentialed bank verification are creating new opportunities for businesses to offer seamless, secure payment experiences that consumers actually want to use. Ready to rethink how you validate customer payment information? Listen now and discover strategies that go beyond basic compliance to deliver real business value while meeting evolving consumer expectations.

Glen connects with Paylume's Andrew Gomez to unpack the burgeoning pay by bank model, explore lessons learned from other countries' rollouts, and consider the pros and cons facing banks and credit unions. Also- a possible open banking do-over, more stadium naming rights, and resisting the urge to spike the ball before the goal line.    Links related to this episode:   Andrew Gomez/Paylume: https://www.linkedin.com/in/r-andrew-gomez/    Nacha's Remote Connect, June 6-9: https://payments.nacha.org/remote-connect    Part One of our Nacha Payments conference coverage: https://www.big-fintech.com/getting-direct-about-ach/    CU Daily's coverage of a positive sign for CUs' tax exemption: https://thecudaily.com/in-victory-for-credit-unions-cu-tax-exemption-not-targeted-in-committees-bill    The recent CU Town Hall on which we debated implications of the tax exemption: https://www.cutownhall.com/    Bloomberg Law's coverage of potential Open Banking (Section 1033) reconsideration: https://news.bloomberglaw.com/banking-law/cfpb-plans-to-revisit-open-banking-rule-despite-workforce-cuts    BECU's partnership with the WNBA's Seattle Storm, one of several recent naming rights deals: https://storm.wnba.com/news/storm-announce-becu-as-partner-for-performance-center   Join us for our next CU Town Hall- Wednesday May 21 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. This session will feature a round robin on the countless recent regulatory twists and turns. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/   Join us on Bluesky!  @bigfintech.bsky.social;  @154advisors.bsky.social (Glen); @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

A pair of conversations from last week's Smarter Faster Payments conference- Glen's annual check-in with Nacha CEO Jane Larimer, and PASA CEO Ghita Erling shares insights on modernizing South Africa's payment system through collaboration rather than mandate. Also- AI shopping agents, Uber discovers paper, and the vultures circle around checks.    Links related to this episode:   Nacha: www.nacha.org   Payments Association of South Africa: https://pasa.org.za/    Glen's blog on 2024 Faster Payments volumes: https://www.big-fintech.com/zelle-hits-a-trillion-same-day-ach-says-hold-my-beer/    TechCrunch on Visa and Mastercard's new AI shopping agents: https://techcrunch.com/2025/04/30/visa-and-mastercard-unveil-ai-powered-shopping/    Payments Dive on Uber's expanding acceptance of cash: https://www.paymentsdive.com/news/uber-expands-test-with-an-exotic-payment-cash/746464/        Join us for our next CU Town Hall- Wednesday May 7 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. This session will feature a round robin on the countless recent regulatory twists and turns. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/   Join us on Bluesky!  @bigfintech.bsky.social;  @154advisors.bsky.social (Glen); @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

Glen speaks with Nacha's Stephanie Prebish and Devon Marsh about the upcoming Smarter Faster Payments conference in New Orleans, as well as Same Day ACH's remarkable sustained growth and the rising tide that lifts all riverboats. Also- First reflections on Americas Credit Unions' leadership change, and… No Tariff Talk!    Links related to this episode:   Smarter, Faster Payments in New Orleans April 27-30: https://payments.nacha.org/   Year-End 2024 ACH growth stats: https://www.nacha.org/news/same-day-ach-passes-major-milestone-2024-ach-network-shows-higher-growth   The CU Daily's coverage of Americas Credit Unions' CEO Jim Nussle's plan to retire: https://thecudaily.com/americas-credit-unions-ceo-jim-nussle-announces-plans-to-retire/    Glen's blog on the recent Executive Order phasing out paper checks to/from the federal government: https://www.big-fintech.com/executive-order-to-eliminate-checks-isnt-worth-the-paper-its-printed-on/     Join us for our next CU Town Hall- Wednesday April 9 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. This session will focus on the FDIC's recent move to relax restrictions on banks' crypto activities. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/  Join us on Bluesky!  @bigfintech.bsky.social;  @154advisors.bsky.social (Glen); @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

La co-fundadora de este ilustre podcast cumple una edad capital, así que Villalobos la sienta para preguntarle qué cosas ha aprendido en sus 39 años sobre esta tierra. Dinero, comida, viajes, penas, dolores, intoxicaciones. Hablamos de todo. 

Hoy hablamos con Nacha, una de las 6 protagonistas de Vestidas de Azul (1983) , un documental sobre las realidades trans en la Transición.

Over the past decade no rider has been as dominant as Meagan, with countless podiums on both competitive disciplines (boat and cable), she has constantly been on the forefront of women's riding for years. Although Meagan has Midwest roots, she moved down to Florida at a very young age to pursue wakeboarding, and has remained in the south ever since. Clear Lake rail park, going pro, switching sponsors, Let Her Rip, landing the KGB 5, marrying your best friend, equal pay, and the cover that never was. Hear all that and much more in Episode 80 of the Grab Matters Podcast! Follow Meagan: https://www.instagram.com/meaganethell/Thank you to this shows sponsors! Liquid Force: https://www.liquidforce.com/ Slingshot: https://slingshotsports.com/Chapters:00:00 - 1:40 Intro3:00 Clear Lake Rail Park5:20 Moomba Masters8:20 Favorite rab12:00 Growing up in Illinois 31:00 Going pro33:30 From Ronix to Liquid Force36:00 Knee Injury 42:40 Internal vs. external pressure47:30 Guest Question: Guenther Oka56:00 LF'n Wheel of Questions1:01:20 LF'n Wildcard1:03:00 Nautique to MasterCraft1:11:20 Let Her Rip1:15:00 Slingshot Silhouette Challenge1:16:15 Patreon Question1:19:10 KGB 51:23:00 Setup1:25:30 Guest Question: Larisa Morales1:34:00 Women's boat riding/PWT1:40:00 Equal pay1:49:00 A gift from Meagan1:54:30 Guest Question: Don Wallace 2:00:20 Up and comers2:03:00 Contest mindset2:15:00 Marriage2:16:00 Biggest career moment 2:19:00 Guest Question: Rivers Hedrick2:23:30 The cover that never was2:34:00 Social media 2:35:50 Guest Question: Mahallia Budds2:47:50 2025 Season2:50:00 Injuries 2:58:00 Thank you'sLinks:Brimdana: https://brimdana.shop/Welcome To The Team: https://www.youtube.com/watch?v=CjxVdCS7xNELet Her Rip: https://www.mastercraft.com/let-her-rip-movement/Up and coming girls:Giulia: https://www.instagram.com/__giulia.castelli__/Kitt: https://www.instagram.com/thekittsmith/Nacha: https://www.instagram.com/nachaholscher/Anna: https://www.instagram.com/annabeardennn/Shoot us a text!Patreon: https://www.patreon.com/GrabMattersPodcastWebsite: https://www.grabmatters.com/YouTube: https://www.youtube.com/@grabmatters/videosInstagram: https://www.instagram.com/grabmatters/TikTok: https://www.tiktok.com/@grabmatterspodcastFacebook: https://www.facebook.com/grabmatters

In this episode, the Payments Professor, Kevin Olsen, speaks with Ashley Mustico from Nacha about the AAP (Accredited ACH Professional) accreditation. They discuss the importance of the AAP in the electronic payments industry, the journey into electronic payments, the benefits of obtaining the AAP for both individuals and organizations, the format and preparation for the AAP exam, and what to do after passing the exam, including maintaining the accreditation. The conversation emphasizes the value of education and professional development in the payments industry. Takeaways: Nacha governs the ACH network and offers accreditations. The AAP accreditation signifies expertise in the ACH network. Individuals should pursue AAP after gaining at least two years of payment experience. Getting an AAP can enhance career prospects and salary. Organizations benefit from having AAPs on staff for compliance and risk management. The AAP exam consists of 120 multiple-choice questions, with 100 scored. Candidates can find out if they passed the exam on the same day. Preparation through Payments Associations significantly increases the chances of passing. Continuing education is required to maintain AAP accreditation every five years. Celebrating the achievement of AAP is essential for personal and professional growth. Learn more from the Payments Professor "We make learning about payments rules and regulations fun and easy!" www.PaymentsProfessor.com

Neljä kristittyä pidätettiin kesken kotiseurakunnan kokoontumista laosilaisessa kylässä eikä heitä ole vapautettu viiden kuukaudenkaan jälkeen. Lajor*, Kavia*, Jane* ja Nacha* ovat kristinuskoon kääntyneitä laosilaisia, jotka ovat johtaneet kotiseurakuntaa maan pohjoisosassa. He ovat evankelioineet aktiivisesti kertomalla evankeliumin sanomaa kotikylässään ja lähialueilla.   https://opendoors.fi/maa/laos/  

In a world where digital transactions are the norm, why are many insurers still processing paper checks for claims settlements? In this episode of the Insurtech Leadership Podcast, host Josh Hollander talks with Shannon Elsea, founder of Settlement Done Easy, about bringing a faster, more secure approach to third-party claims. Drawing on his 30 years as a personal injury attorney, Shannon highlights the inefficiencies of traditional check-based settlements and explains how digital solutions can help both insurers and legal professionals streamline the final steps of the claims process. They also explore how Settlement Done Easy bridges compliance and security requirements—like SOC 2 and NACHA—to address legal and ethical considerations. Shannon sheds light on what it takes to bootstrap a startup in insurance, the support he's found in insurtech communities, and the potential to eventually offer same-day settlements.   In This Episode: [00:10] Introduction to Shannon - Shannon's background as a personal injury lawyer and why he built Settlement Done Easy to cut down on payment delays. [00:49] The Real Cost of Paper Checks - Insight into why paper-based settlements are slow, prone to theft, and surprisingly expensive. [02:27] Paying Third-Party Claimants - How Settlement Done Easy addresses the compliance gap when sending funds to individuals, attorneys, and law firms. [07:04] Security at the Core - An overview of the platform's SOC 2- and NACHA-compliant approach to safeguarding transactions. [18:34] Future of Same-Day Settlements- Exploring the potential for accelerating ACH timelines even further to meet market demand. [00:25:41] Bootstrapping a Startup - Shannon's journey from idea to prototype, and how mentorship and startup communities provided essential support. Notable Quotes [00:49] “We built Settlement Done Easy using current technology to replace the process of paper checks through the mail with an ACH payment.” – Shannon Elsea [02:27] “The challenge is, how do you pay the third-party claimant? How do you pay the represented claimant? And that's where Settlement Done Easy comes into the mix.” – Shannon Elsea [11:54] “Over one billion dollars worth of checks are stolen out of the mail every year in the U.S.” – Shannon Elsea   Our Guest Shannon Elsea is the founder of Settlement Done Easy, a digital platform that replaces mailed paper checks with secure ACH payments. Leveraging his 30+ years of experience as a personal injury attorney, Shannon aims to expedite insurance settlements and reduce risk for insurers and legal professionals alike.   Resources and Links   Shannon Elsea  LinkedIn | Settlement Done Easy   Josh Hollander  LinkedIn | Horton International | Insurtech Leadership Show

In this episode of Banking on Fraudology, Hailey Windham dives deep into the pressing issue of push payment fraud that's plaguing the financial industry. Drawing insights from a recent Payments Dive article, Hailey breaks down the key takeaways from a panel discussion featuring leaders from Truist, Zelle, Google, and Nacha. With push payment fraud losses in the Americas reaching a staggering $102.6 billion in 2023, this episode couldn't be more timely.Hailey expertly dissects the complexities of push payment scams, where criminals trick victims into sending payments by posing as legitimate entities. She highlights the delicate balance financial institutions must strike between fraud prevention and maintaining a smooth user experience. The episode explores innovative approaches to combat this growing threat, including enhanced data sharing, improved digital identity verification, and increased support for law enforcement.Don't miss out on this essential discussion – tune in now and arm yourself with the latest strategies in the fight against push payment fraud.Link to the articleAbout Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

en El cultural, por iP noticias

Welcome to the Treasury Update Podcast's first episode in the Payment Primer Series. This episode kicks off with a deep dive into ACH payments. We cover the role of Nacha, the differences between ACH and other payment systems, security concerns, processing timelines, and key terms and acronyms. Listen in to learn more.   For further research, visit the following links: https://www.nacha.org/  https://www.theclearinghouse.org/payment-systems/ACH 

Francisco Villarroel (Emprendedor gastronómico. Fundador de Nacha Tex Mex) Business Plan

On this episode I'm joined by Nacha, Alice, and Earn to chat about their jobs, nightclubs in Bangkok, cultural differences between foreigners, entertainment girls, and more.

- Hoy 22 de AGOSTO de 2024 con ELISA BERISTAIN y JAVIER CERIANI en Chisme No Like

“Juanita” is a new song from Jack Straw resident artist Nacha Mendez‘s forthcoming full-length album, produced with support from the Jack Straw Artist Support Program. Nacha writes, “This is my Pride month offering, the breakup song Juanita. . . . 
I recorded this in Nov. 2023 at Jack Straw . . . I sat with […] The post Nacha Mendez – Juanita appeared first on Jack Straw Cultural Center.

Welcome to the Payments Podium! In this episode, we dive into the new NACHA rules, focusing on credit push fraud and risk management in the evolving electronic payments world. Our special guests, Jordan Bennett and Devon Marsh from NACHA, share their expertise on these critical changes and how they impact financial institutions and the industry. Learn about the nine new rules, the importance of timely compliance, and practical steps for implementation. We discuss everything from risk management frameworks to new return reason codes like R17 and R06. Whether you're a financial professional or just curious about the world of payments, this episode is packed with valuable insights. For more information on the new rules, visit nacha.org/newrules. Connect with our guests on LinkedIn: Jordan Bennett and Devon Marsh.

The largest payments network, by volume, is the ACH network. A dollar value of several times US GDP flows through the network each quarter. It is a 50-year-old network that is reliable, ubiquitous, and still growing. While several shiny new payment rails have been developed, the workhorse of the economy remains ACH and will remain so for some time.My next guest on the Fintech One-on-One podcast is Jane Larimer, the President and CEO of Nacha, the organization that governs the ACH network. While I often feature people on this show to talk about cool and emerging technology, I also think it is critical that we understand the infrastructure that is in place today. And the ACH network is how the vast majority of payments are made.In this podcast you will learn:The origin story of the ACH network.The first use case for the network.How they moved from paper checks to electronic payments.The mission of Nacha.Why some banks become direct members of Nacha.The staggering scale of the payments flowing through the ACH network.How the timing works for payments on the ACH network.Why the ACH network is unable to process payments on weekends (but that may be changing)Jane's perspective on instant payments and why she believes it is complementary to ACH.The cost difference between Same Day ACH and standard ACH.The big barrier to the adoption of any alternative payment rails.How fraud has changed in the past decade.Details of the education available on their website.How Jane see the future of payments playing out over the next decade.Connect with Jane on LinkedInConnect with Nacha on LinkedInConnect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

The largest payments network, by volume, is the ACH network. A dollar value of several times US GDP flows through the network each quarter. It is a 50-year-old network that is reliable, ubiquitous, and still growing. While several shiny new payment rails have been developed, the workhorse of the economy remains ACH and will remain so for some time.My next guest on the Fintech One-on-One podcast is Jane Larimer, the President and CEO of Nacha, the organization that governs the ACH network. While I often feature people on this show to talk about cool and emerging technology, I also think it is critical that we understand the infrastructure that is in place today. And the ACH network is how the vast majority of payments are made.In this podcast you will learn:The origin story of the ACH network.The first use case for the network.How they moved from paper checks to electronic payments.The mission of Nacha.Why some banks become direct members of Nacha.The staggering scale of the payments flowing through the ACH network.How the timing works for payments on the ACH network.Why the ACH network is unable to process payments on weekends (but that may be changing)Jane's perspective on instant payments and why she believes it is complementary to ACH.The cost difference between Same Day ACH and standard ACH.The big barrier to the adoption of any alternative payment rails.How fraud has changed in the past decade.Details of the education available on their website.How Jane see the future of payments playing out over the next decade.Connect with Jane on LinkedInConnect with Nacha on LinkedInConnect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

In this episode of the Payments Podium Podcast, the focus is on Nacha's Payments Innovation Alliance. The discussion aims to highlight the significant contributions of the Payments Innovation Alliance in driving forward-thinking and cutting-edge payment strategies. Listeners can expect to gain valuable insights into how the Alliance fosters collaboration among different players in the financial sector, encouraging the creation and adoption of innovative payment technologies and practices. This podcast is a must-listen for anyone interested in understanding the Payments Innovation Alliance's role in revolutionizing how we think about and manage transactions in today's digital age.

Glen chats with Nacha CEO Jane Larimer onsite at the recent Smarter, Faster Payments Conference- which managed to remain forward-looking while celebrating the 50th anniversary of the ACH network. ValidiFI's Shawn Princell makes a case for the groundswell in Pay By Bank interest, and a resigned disdain for checks seems to permeate the humid Miami Beach air.      Links related to this episode:   Nacha: https://www.nacha.org/  ValidiFI: https://validifi.com/?utm_source=bigfintech&utm_medium=podcast#offer  Shawn Princell's recent article on Pay By Bank adoption: https://www.linkedin.com/pulse/pay-bank-roadmap-adoption-shawn-princell-ohbhf/  Nacha's new rules addressing credit push fraud: https://www.nacha.org/news/new-nacha-rules-take-aim-credit-push-fraud  The Atlanta Fed's blog on these new Nacha rules: https://www.atlantafed.org/blogs/take-on-payments/2024/04/29/nacha-rule-changes-to-fight-authorized-payment-scams    Register for our next CU Town Hall on Wednesday May 22 at 3pm ET/Noon for a live and lively interactive conversation tackling the major issues facing CUs today. It's free to attend, but advance registration is required:  https://www.cutownhall.com/   Find us on X and BlueSky at @bigfintech, @jbfintech and @154Advisors (same handles for both) You can also follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

You may be getting some help from banks finally on avoiding fraudulent payments.  Hear what new Nacha rule is behind it, when it will go into effect, and what to look for, so…..Keep Listening.  Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to prevent fraudulent payments, regulatory fines or bad vendor data. Check out my new Vendor Process Training Center for 116+ hours of weekly live and on-demand training for the Vendor team.  Links mentioned in the podcast + other helpful resources:    Nacha Operating Rules (Sign Up for Operating Rule Alerts via Email):  https://www.nacha.org/newrules Do You Pay Vendors Via ACH?  2 Nacha Operating Rules to Know | Vendor Master File Tip of the Week:  https://youtu.be/PamHnWms3FoDo You Pay Vendors Via ACH? Nacha Expands ACH File Deliveries | Vendor Master File Tip of the Week:https://youtu.be/dHc2m_NFO44Vendor Validation Reference List with Resources Links: www.debrarrichardson.com/vendor-validation-download (Get 25% Discount on the Global Vendor Registration Numbers)Vendor Process Training Center:  https://training.debrarrichardson.comFree Live and On-Demand Webinars: https://debrarrichardson.com/webinarsVendor Master File Clean-Up:  https://www.debrarrichardson.com/cleanupYouTube Channel:  https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw More Podcasts/Blogs/Webinars www.debrarrichardson.comMore ideas?  Email me at debra@debrarrichardson.com Music Credit:  www.purple-planet.com

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Link para hacer donaciones vía PayPal:https://www.paypal.me/julioastilleroCuenta para hacer transferencias a cuenta BBVA a nombre de Julio Hernández López: 1539408017CLABE: 012 320 01539408017 2Tienda:https://julioastillerotienda.com/ Hosted on Acast. See acast.com/privacy for more information.

Link para hacer donaciones vía PayPal:https://www.paypal.me/julioastilleroCuenta para hacer transferencias a cuenta BBVA a nombre de Julio Hernández López: 1539408017CLABE: 012 320 01539408017 2Tienda:https://julioastillerotienda.com/ Hosted on Acast. See acast.com/privacy for more information.

Link para hacer donaciones vía PayPal:https://www.paypal.me/julioastilleroCuenta para hacer transferencias a cuenta BBVA a nombre de Julio Hernández López: 1539408017CLABE: 012 320 01539408017 2Tienda:https://julioastillerotienda.com/ Hosted on Acast. See acast.com/privacy for more information.

Wondering how to secure your funds?  Join host Robin Eislern in this episode of The Boosted Volunteer Podcast,  with the USIO team, featuring Julie Villariel, Tracy Rickman, and Clayton Clark, shed light on their role in payment facilitation services for software companies and businesses. As they navigate the landscape of choosing a payment processor, they caution merchants against hidden fees and complex contracts. Insights into Booster hub for club activities, clean billing statements, credit card fees, fraud prevention strategies, and personal anecdotes from large transactions to popcorn sale events enrich this insightful episode.  Drawing parallels with Square and Stripe, they emphasize USIO's unique touch, offering personalized APIs and dedicated support throughout the development process. They also delve into the nuances between credit card and ACH payments, underscoring the importance of Nacha certification for ACH transactions.  Tune in now! Highlights: (02:50) - Exploring USIO's role in credit card processing and its distinction from Square and Stripe. (06:10) - The differences between credit card and ACH payments. (09:57) - Tracy elaborates on USIO being Nacha certified. (10:56) - Clayton and Julie discuss best practices and potential pitfalls in credit card processing. (14:23) - The details of credit card fees and how USIO's fixed rate model works. (16:21) - Clayton explains card present vs. card not present transactions, emphasizing fraud and expenses. (17:54) Julie advises on fraud prevention, secure terminals, and communication with customers. (19:54) - Best practices for online sales, including utilizing address and CVV fields and implementing rate-limiting. (22:08) - Secure point-of-sale terminals with encryption. (23:25) - Tracy's story about a high-value credit card transaction. (24:53) - Team shares amusing anecdotes about unique credit card transactions. (25:29) - The impact of sports and extracurricular activities on personal development. Julie Links: LinkedIn: Jullie Villarreal LinkedIn: Tracy Rickman LinkedIn: Clayton Clark

Wondering how to secure your funds? Join host Robin Eislern in this episode of The Boosted Volunteer Podcast, with the USIO team, featuring Julie Villariel, Tracy Rickman, and Clayton Clark, shed light on their role in payment facilitation services for software companies and businesses. As they navigate the landscape of choosing a payment processor, they caution merchants against hidden fees and complex contracts. Insights into Booster hub for club activities, clean billing statements, credit card fees, fraud prevention strategies, and personal anecdotes from large transactions to popcorn sale events enrich this insightful episode. Drawing parallels with Square and Stripe, they emphasize USIO's unique touch, offering personalized APIs and dedicated support throughout the development process. They also delve into the nuances between credit card and ACH payments, underscoring the importance of Nacha certification for ACH transactions. Tune in now! Highlights: (02:50) - Exploring USIO's role in credit card processing and its distinction from Square and Stripe. (06:10) - The differences between credit card and ACH payments. (09:57) - Tracy elaborates on USIO being Nacha certified. (10:56) - Clayton and Julie discuss best practices and potential pitfalls in credit card processing. (14:23) - The details of credit card fees and how USIO's fixed rate model works. (16:21) - Clayton explains card present vs. card not present transactions, emphasizing fraud and expenses. (17:54) Julie advises on fraud prevention, secure terminals, and customer communication. (19:54) - Best practices for online sales, including utilizing address and CVV fields and implementing rate-limiting. (22:08) - Secure point-of-sale terminals with encryption. (23:25) - Tracy's story about a high-value credit card transaction. (24:53) - Team shares amusing anecdotes about unique credit card transactions. (25:29) - The impact of sports and extracurricular activities on personal development. Julie Links: LinkedIn: Jullie Villarreal LinkedIn: Tracy Rickman LinkedIn: Clayton Clark

Welcome back to ‘The Property Management Show,' where we deep-dive into the world of property management, marketing, and entrepreneurship. Your hosts are Marie Tepman and Brittany Jones from Fourandhalf Marketing Agency. Since 2012, Fourandhalf has helped hundreds of property managers get more owner leads through digital marketing. Whether you need help with your website, SEO, […] The post Understanding ACH Fees and Payment Fraud with Jordan Bennett from Nacha appeared first on Fourandhalf Marketing Agency for Property Managers.

Who is Nacha? Michael Herd, SVP of ACH Network Administration at Nacha Join The Payments Professor, Kevin Olsen, for an insightful conversation with Michael Herd, SVP of ACH Network Administration at Nacha. Michael shares his fascinating journey from communications professional to payments expert, revealing his passion for the industry and its impact on everyday lives. Key Takeaways: • Learning from the Ground Up: Michael entered the payments industry without prior experience, highlighting the importance of continuous learning and adaptability. • A Network of Rules: Michael emphasizes the role of rules in ensuring the smooth operation and interoperability of the ACH network. • Open and Transparent Rulemaking: Nacha's rulemaking process involves extensive public input, leading to industry consensus and broad acceptance. • Education and Resources: Nacha offers a range of educational programs, conferences, and certifications to empower individuals and organizations in the payments space. • Same Day ACH: A Growth Engine: Michael discusses the significant adoption and expansion of Same Day ACH, highlighting its impact on various use cases. • Internet Initiated Payments & Bill Payments: Michael acknowledges the critical role of Internet-based payments, particularly in driving the decline of check usage and facilitating online bill payments. Highlights: • Michael's career shift from communications to payments administration. • The role of Nacha in setting and enforcing rules for the ACH network. • The importance of open and transparent rulemaking. • Nacha's educational offerings and certifications. • The success of Same Day ACH and its impact on various use cases. • The decline of paper checks and the rise of digital bill payments. Who Should Listen: • This podcast episode is valuable for anyone interested in payments industry, including: o Financial professionals: Gain insights into the ACH network and its operations. o Business owners: Learn how to use ACH payments effectively for your business. o Consumers: Understand how your daily payments are processed. o Anyone interested in technology and innovation: Discover the latest advancements in payments technology. Get Ready to: • Learn about the ACH network and its role in the payments industry. • Gain valuable insights from a leading expert in the field. • Discover the latest trends and innovations in payments technology. • Improve your understanding of how your daily payments are processed. Tune in to The Payments Podium to hear the full conversation with Michael Herd and learn more about the fascinating world of payments!

As higher ed institutions continue to evolve to offer more cashless payment solutions, automated clearing house (ACH) payments are becoming more popular. This week, Brad Smith, senior director of industry engagement and advocacy at Nacha, joins FOCUS to discuss the benefits of ACH payments for campus transactions. Learn more about ACH payments on campus, Nacha, and efforts to update the ACH rules for better risk management in the network. What are ACH payments? ACH payments are direct transactions involving a bank account. Most online payments attached to a bank account number are ACH, which allows transactions to be reflected to the account in near real-time. ACH payments are popular with different merchants because of the lower fees compared to other payment methods, reliability, and security. “If you get paid by direct deposit, you know what the ACH network is,” said Smith. In 2022, 30 billion transactions were made through the ACH network totalling $76.7 trillion. Business-to-business payments through same-day ACH saw a 44% growth in 2022, and in the first quarter of 2023 alone, same-day ACH transactions grew by 94% compared to first quarter of 2022. Institution implementation As Smith explains, ACH is most practical when used for large payments. ACH may not make sense for smaller purchases like at campus stores, sporting events, or dining halls. However, opportunities exist for ACH to be used for tuition payments, payroll, and business-to-business payments for accounts receivable and accounts payable. Nacha's role in ACH payments Nacha owns and manages rules for the ACH network. Merchants, also known as ACH originators, enter an originator agreement with their bank, credit union, or third party processor, like TouchNet, to follow a specific set of standards to comply with. New rules are highlighted on the Nacha website (https://www.nacha.org/). For institutions implementing more ACH payment options on campus, Nacha is also working on a suite of tools to help educate students, parents, and vendors on why ACH is a good option. Avoiding fraud According to Smith, risks for fraud in regards to ACH do not vary greatly from other payment methods. The trend now is vendor impersonation. For example, a bad actor will call a staff member acting like a vendor who needs to change banking information. Next thing you know, payments are going to the bad actor instead of the actual vendor. To help, Nacha provides a risk framework for partners that helps merchants address fraud. The first part of the framework are strict rules to set a solid anti-fraud foundation, which now includes a provision to validate transactions without needing to give out routing and account numbers. The second part is the operating guidelines that show merchants how to apply the rules to their processes. Nacha recently rolled out new supplemental data security requirements (https://www.touchnet.com/trends/blog/2021/02/09/nacha-ach-updates-that-will-affect-higher-education-payment-processes) to ensure data is secure while it's at rest. This means that account information is unreadable, deleted, or masked properly any time ACH data is not being used. Third party vendors also held to the same standards as ACH originators to keep security a priority. Best practices As previously stated, the best opportunities for institutions to use ACH to reduce costs and increase efficiencies are for tuition, payroll, and business to business with vendors. Smith believes one of the ways to stay vigilant against fraud is to continue education on the latest trends. This can be managed with an institution's relationship with their bank or processor and completing regular training to stay up-to-date on compliance and fraud trends. There are also different organizations that offer training to colleges and universities on the latest ACH rules, risk courses, and audit courses. Learn more about ACH rules and alleviating risk at www.nacha.org/rules/new (https://www.nacha.org/newrules). Special Guest: Brad Smith.

An tseachtain seo, téann muid go hInis Oírr, áit ar bhuail Anna le Fionnan tráthnóna breá grianmhar. Labhraíonn Fionann fán tsaol san oileán, veigeánachas & biafhlaitheas, agus an tábhacht a bhaineann le caomhnú shaibhreas na teanga san oileán, agus a gcuid iarrachtaí sin a dhéanamh. Labhraíonn siad ar na dúshláin atá ag teacht le géarchéim na haeráide, agus cuireann siad béim ar na buntáistí a bhaineann le stíl mhaireachtála phlanda-bhunaithe in oileán beag cosúil le hInis Oírr. Déanaigí cinnte éisteacht leis an phlé spreagúil seo a thaispeánann an saibhreas cultúrtha, an inbhuanaitheacht agus an oidhreacht teanga; rudaí atá fíorspeisialta fá Inis Oírr.

Help support the teachings of Rabbi Slavin: https://thechesedfund.com/nevehzion/rabbislavin Send a message to Rabbi Slavin: https://bit.ly/33vC4vD

Please join Troutman Pepper attorneys Chris Willis, Keith Barnett, Carlin McCrory, and Josh McBeain in announcing the Payments Pros Podcast — our new podcast providing insights for those in the payments law industry. This podcast features analysis and commentary from our attorneys and business leaders, regulatory experts, and stakeholders on the most challenging legal and regulatory concerns confronted by companies and others in the payments industry. From the BSA to EFTs, fintech to regtech, licensure to lending, NACHA to the CFPB, and payment processing to debt collecting, we have you covered!

 Las compras compulsivas y cómo estas afectan no solamente el bolsillo sino el sistema emocional de la pareja de quien las hace¡Ponte los audífonos y escucha el podcast del Free Guey Show en Uforia, Apple Podcast o Spotify o en tu plataforma favorita!

Nacha, the institution that governs the ACH Network in the United States, recently hosted their annual payments conference in Las Vegas. Attended by banks and corporates from across the globe, the theme for this year's Nacha event was Smarter, Faster Payments. In this podcast episode, Bottomline's Michelle Pasquerillo and Brian Hall chat to us about conversations around the room and some key take aways from the event.

More insights from Nacha Payments- including Glenbrook Partners' Elizabeth McQuerry on the Faster Payments Barometer, and leaders from Akoya and Banked on the burgeoning Pay By Bank model. Also- insights from ETA Transact, and chipping away at MICA.   Links related to this episode:   The US Faster Payments Council: https://fasterpaymentscouncil.org/   Akoya: https://akoya.com/   Banked: https://banked.com/    Glenbrook Partners: https://glenbrook.com/    BNP Paribas' overview of MICA: https://securities.cib.bnpparibas/markets-in-crypto-assets-regulation/    Last week's BIGCast featuring more Smarter Faster Payments coverage, including Nacha CEO Jane Larimer: https://www.big-fintech.com/Media?p=rival-rails-same-day-successes     The Electronic Transactions Association: https://etatransact.com/    Nacha's Smarter Faster Payments Remote Connect, May 8-10: https://payments.nacha.org/remote-connect      Check out the CU Town Hall, our live, lively and interactive monthly forum covering top-of-mind credit union issues. Request an invite for our late May session, and check out a replay of April's continuing ChatGPT exploration with Central Willamette CU CIO Joey Rudisill:  https://www.cutownhall.com/  Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  Follow Glen on Twitter @154Advisors Follow John on Twitter @jbfintech

Fresh from a content-rich Smarter Faster Payments conference, Glen shares interviews with Nacha CEO Jane Larimer and Open Payment Network Co-Founder/CEO Bradley Wilkes. Also, a first look at detailed data from the Fed's triennial payments study.   Links related to this episode:   Nacha: https://www.nacha.org/   Smarter Faster Payments Remote Connect, May 8-10: https://payments.nacha.org/remote-connect    Open Payment Network: https://www.openpaymentnetwork.us/    The Federal Reserve Payments Study: https://www.federalreserve.gov/paymentsystems/fr-payments-study.htm      Check out the Best Innovation Group's latest offering, BIG Support 365. Our expert technicians integrate seamlessly with your existing teams, relieving them of monotonous server administration tasks and allowing your staff to focus on high-priority, member-centric initiatives: https://www.big-fintech.com/Products-Services/BIG-Support-365   Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  Follow Glen on Twitter @154Advisors Follow John on Twitter @jbfintech

Ever wondered what makes banks so sure they know where to send payments? Well, they often aren't. Until now. Take a listen to Yvette Bohanan and George Peabody as they speak with George Throckmorton, Senior Director at Nacha and the head of Nacha's Phixius data network initiative.

In this extra special episode, I am joined by not one but TWO amazing previous podcast guests, Lee-Ann Perkins, the Assistant Treasurer at Specialized Bicycle Components, a global leader in the high-end bicycle and bicycle components business and Joel Campbell, the Chief Financial Officer of TreviPay, the global B2B payments and invoicing network, based in Overland Park, Kansas. In this episode, we discuss the importance of having a strong personal brand and how to network effectively to ensure that you are successful in your career. Whether you have just started working in your chosen career path, you're climbing the ladder, or even changing fields, do you ever feel that you need or can offer others a little professional help? This podcast is the perfect opportunity to hear from two industry experts on how networking and developing their personal brand has been a vital cog in their success journey. Achieving career success is about what you have done well, but also just as much about those who have partnered with you, helped you, guided you, and lifted you up along the way. Hear how our guests have benefited from being mentored and becoming mentors and how networking and personal branding have helped them land these mutually beneficial opportunities. Your network is your NETWORTH. The conversation is focused on the importance of building your network and the steps and habits that help you move outside of your comfort zone to build and strengthen your network. You can create a BRAND in minutes and destroy it in seconds. Learn from our guests as we discuss the importance of carving your path and developing your own personal brand. Know your assets, develop them, put them into practice and become known for your strengths. Lee-Ann Perkins Lee-Ann Perkins, CTP(CD), FCT is the Assistant Treasurer at Specialized Bicycle Components, a global leader in the high-end bicycle and bicycle components business. Originally from South Africa, she received her bachelor's in Management Accounting before moving to the USA on expat assignment with her husband. She obtained an MBA with honours and, due to a continued interest in compliance and governance, Lee-Ann completed the inaugural Financial Compliance Certificate through Chicago-Kent Law School in 2016. In 2021 she was awarded the FCT fellow designation with merit from the Association of Corporate Treasurers in the U.K. Lee-Ann holds the Association of Finance Professionals (AFP) CTP and CTP (CD) Canadian certifications and is recognized as a Subject Matter Expert by the AFP serving on the CTP exam formulation committee since 2008. Lee-Ann has been a member of the AFP Treasury Advisory Group since 2017 and is a current Advisory Board member for NACHA. She has served on the Houston Treasury Management Association Board as President & Chairman and held various other committee roles over the years. Lee-Ann has been a Treasury practitioner for 18 years and held roles in increasing authority in Publicly traded Oil and Gas and construction industries. Joel Campbell Joel Campbell is Chief Financial Officer of TreviPay, the global B2B payments and invoicing network, based in Overland Park, Kansas. He leads the company's Finance, FP&A, Accounting, Treasury, and Facilities & Procurement functions, with primary focus on managing all financial aspects of the business and the relationship with its private equity ownership team at Corsair...

We’re back and we’re heading deep beneath the earth. We’ve heard that there’s nothing but good things down there in the endless dark. Admittedly, we’ve mainly heard that from the sinister voices that whisper to... The post Mythos Deities – Tsathoggua, Atlach-Nacha and Abhoth appeared first on Blasphemous Tomes.

Programa 3x41. Ja vam parlar del tr

We talk about ACH a lot at Glenbrook (even coining the phrase “ACH is Hot”) and there's a reason for that. More than 29 billion ACH Network payments were made in 2021, valued at close to $73 trillion. While ACH technology has been around for decades, modernization has made this system virtually unrecognizable from what existed in the 1970's, and it continues to evolve.  In this episode of Payments on Fire®, George Peabody and Yvette Bohanan are joined by Michael Herd, Senior Vice President of ACH Network Administration at Nacha. In the conversation, Mike walks us through the state of ACH, insights on volume and growth, and new Nacha operating rules. https://pof.glenbrook.com/

The once staid and intractable payment process in the US has gotten a royal kick in the you know what the last few years and it looks like that will continue into the near future. We are joined by Nacha's very own Rob Unger to shed some light on some of the changes and trends that will impact the payment process at virtually every organization. This talk is part of a week-long series for AP Appreciation Week. There is a link to the series below. The idea behind AP Appreciation Week is two-fold. First, it is a time for companies and their managers to show their appreciation for their accounts payable team. And, secondly, it is the time when AP Now says thank you to the community of professionals that supports our mission. Thus, we try and provide information this week that will help each professional individually in meeting their career goals. [And in once case, we just want to have a little bit of fun.] Accounts payable and accounting require the use of both accounts payable best practices and strong account payable internal controls. For the accounts payable process to work well, best practices for AP should be used. By their very nature, accounts payable best practices incorporate strong internal controls and avoid AP control weaknesses. Link to all AP Appreciation Week 2022 talks https://youtube.com/playlist?list=PLtL6rWSXZ-HekaIHKO1lQ9Cn8rpjfzGZG Link to Rob Unger's Real Time Payments Talk https://youtu.be/jKgmu-fye_E Subscribe now: https://www.youtube.com/APNow?sub_confirmation=1 Learn more about AP Now at www.ap-now.com Guest: Rob Unger (https://www.nacha.org/) Host: Mary Schaeffer (www.ap-now.com)

Nuair a thagann sé chuig cinneadh a dhéanamh sa saol, an mbíonn muid ag tabhairt aird ar na guthanna seachtracha seachas an glór inmheánach?

Most businesses take a reactive approach to their banking needs. They are likely to default to the bank that has the lowest fee. Also, they might have several exposure points for attackers to get access to your accounts. But does the lowest fee always mean the best strategy for your business? What if someone gets unauthorized access to your account and drains all the funds? Well, you will be able to get your money back. But it might take several months. And during these months, you might have to deal with the cash flow challenges. So a solid bank integration strategy is essential for businesses.In today's episode, our guest, Matt Bernot, shares his insights into the nuances of bank integrations and considerations for ERP buyers. He discusses the differences in several options that might be available from banks and through the ERP integration and how that might impact business. Finally, he discusses bank integration concepts such as positive pay, NACHA files, and exposure points.For more information on growth strategies for SMBs using ERP and digital transformation, visit our community at wbs.rocks or elevatiq.com. To ensure that you never miss an episode of the WBS podcast, subscribe on your favorite podcasting platform.

Apasionado, crudo y veraz documental en el que seis transexuales relatan en primera persona cómo son sus vidas en la España de los ochenta. Son seis personajes reales: Lorenzo, René, José Antonio, Paco, Juan y José, y de cómo y por qué se convirtieron en Lorena, Renée, Nacha, Eva Tamara y Jossete, respectivamente. Loren, la mayor, estuvo encerrada en Carabanchel. Cuenta lo mal que lo pasó durante el servicio militar a través de una graciosa anécdota. Renée Amor es peluquera y familia aún no sabe de su vida como mujer. Nacha se dedica al mundo de la prostitución. Eva es artista: realiza striptease integral y playbacks de Lina Morgan. Tamara es gitana y fue maltratada por su familia debido a su condición, aunque ahora es feliz. También se dedica al mundo del espectáculo bailando como Lola Flores e Isabel Pantoja. Y por último, Josette, también artista, y quizá el caso más peculiar ya que, además de tener una hermana en su misma situación, Eva Welch, llegó a casarse aun sabiendo su identidad de género y orientación sexual.