Podcasts about Nacha

Send us Fan MailPhase 2 of the Nacha Fraud Monitoring Rule for ACH initiators is here and now everyone has to comply.  What are the requirements and are you ready?Keep listening. Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team. Links mentioned in the podcast + other helpful resources:    Nacha:  RISK MANAGEMENT TOPICS – (Fraud Monitoring Phase 2)Free Nacha Compliance Webinar: 3 Ways To Meet Nacha's ACH Fraud Monitoring Rule - Same Day Compliance! Confirmation Call / But Better:  Vendor Callback Confirmation ToolkitTM Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-sessionFree Download:  Vendor Validation Reference List with Resource Links https://debrarrichardson.com/vendor-validation-downloadVendor Process Training Center - https://training.debrarrichardson.comCustomized Fraud Training:  https://training.debrarrichardson.com/customized-fraud-training Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinarsVendor Master File Clean-Up:  https://www.debrarrichardson.com/cleanupYouTube Channel:  https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw More Podcasts/Blogs/Webinars www.debrarrichardson.comMore ideas?  Email me at debra@debrarrichardson.com Music Credit:  www.purple-planet.com 

very day, businesses of all sizes are targeted by increasingly sophisticated electronic payment fraud schemes. From fake invoices and business email compromise to account takeovers and payment diversion scams, cybercriminals are constantly finding new ways to exploit weaknesses in payment processes. The good news? Most payment fraud is preventable—if you know what to look for. In this video, we'll uncover the biggest payment fraud threats facing companies today, and share practical strategies that can help protect your business, your finances, and as it turns out, in many cases, your job. That's right: In more than a few cases, professionals who have fallen for these frauds have been fired. So, let's get started. #payments #fraud #scam Link to NACHA 2026: Don't Get Caught Off Guard by These Changes https://youtu.be/hIosCWUyrr4 Subscribe for more tips and insights like this: https://www.youtube.com/APNow?sub_confirmation=1 Looking for more of the most current business intelligence about + Best practices around your payment and accounts payable function + Current and new fraud protection protocols + The newest technology impacting your accounting, accounts payable, and payment functions + Career advancement +And much more!! +++++++++++++++++++++++ See most recent videos at: https://www.youtube.com/@APNow/videos See all short tips at: https://www.youtube.com/playlist?list=PLtL6rWSXZ-He5ELp9TP3wqQdHIbfIcFAB Learn more about AP Best Practices; Playlist at: https://www.youtube.com/playlist?list=PLtL6rWSXZ-HcvMSJTdNs0BCQJ0Ivb4l9V Learn more about Internal Controls in AP; Playlist https://www.youtube.com/playlist?list=PLtL6rWSXZ-HdV9JIterJ-bf6TwMset_z_ Looking for Automation insights: Playlist at: https://www.youtube.com/playlist?list=PLtL6rWSXZ-Hf_cZwQOcDZrYV4dA0oDVby

Nacha Phase 2 hits every company that originates ACH payments — even small Accounts Payable teams that previously had zero monitoring requirements in their accounting and accounts payable process. The impact is operational, technical, and compliance driven. We should all be talking about this – but sadly, I am once again marching to the beat of my own drummer – by myself … although at least this time I am not completely alone. Nandan Avanganti, founder of Vantirs, is joining me today to talk about a new initiative that will create more work for your accounts payable teams – but is a necessity, if you want to continue making ACH payments. #achpayment #Bachaphase2 #fraudfalsepretense Watch next: Accounts Payable Policy and Procedures Manual FAST! https://youtu.be/8qKncMoHF4w Subscribe for more tips and insights like this: https://www.youtube.com/APNow?sub_confirmation=1 Looking for more of the most current business intelligence about + Best practices around your payment and accounts payable function + Current and new fraud protection protocols + The newest technology impacting your accounting, accounts payable, and payment functions + Career advancement +And much more!! +++++++++++++++++++++++ See most recent videos at: https://www.youtube.com/@APNow/videos See all short tips at: https://www.youtube.com/playlist?list=PLtL6rWSXZ-He5ELp9TP3wqQdHIbfIcFAB Learn more about AP Best Practices; Playlist at: https://www.youtube.com/playlist?list=PLtL6rWSXZ-HcvMSJTdNs0BCQJ0Ivb4l9V Learn more about Internal Controls in AP; Playlist https://www.youtube.com/playlist?list=PLtL6rWSXZ-HdV9JIterJ-bf6TwMset_z_ Looking for Automation insights: Playlist at: https://www.youtube.com/playlist?list=PLtL6rWSXZ-Hf_cZwQOcDZrYV4dA0oDVby New ACH payment requirements are impacting how businesses originate transactions. Watch this update to ensure your team maintains compliance and operational readiness. This breakdown covers the critical shifts in ACH origination procedures that affect companies of all sizes. If you work in finance or manage an accounts payable team, these updates are essential to avoid processing errors and maintain smooth payment operations. We focus on the specific technical and compliance hurdles that organizations must navigate immediately to align with the latest industry standards. Understanding these ACH payment requirements is vital for anyone responsible for handling electronic funds transfers. By implementing these adjustments now, you can mitigate the risk of payment rejection and operational disruption. We break down the practical steps needed to update your internal workflows and stay ahead of the latest ACH rules. Subscribe for weekly payment operations breakdowns, and comment below on which compliance topic you want covered next.

Our continuing coverage of the NACUSO Reimagine and Nacha Smarter Faster Payments conferences features a pair of interviews: NACUSO's advocacy lead Zach Pfister on modernizing investment rules to match 2026 realities, and Dykema's Lauren Quigley on FIs' role as open banking realists, creating a safe environment for the inevitable.    Links related to this episode: Lauren Quigley/Dykema's Fintech/Payments practice: https://www.dykema.com/services/industries/financial-services/fintech-payments-and-digital-commerce.html NACUSO CEO Randy Salser's Interview with the Credit Union Connection re: the 1% investment cap: https://thecreditunionconnection.com/cusos-nacuso-ceo-randy-salser-interview/ Security expert (and Friend of BIG) Roger Grimes voices his AI concerns: https://www.linkedin.com/posts/rogeragrimes_share-7458496907447971840-n2hX Our recent CU Town Hall "AI Fear Factory" session: https://www.big-fintech.com/cu-town-hall-episode-146-credit-union-ai-fear-factory/ Prominent tech VC investor a16z explains why it believes the term "stablecoin" may soon be obsolete: https://a16zcrypto.substack.com/p/why-stablecoins-wont-age-well Nacha: https://www.nacha.org/ NACUSO Reimagine: https://reimagine.nacuso.org/  Join us for our next CU Town Hall- Wednesday May 20 at 3pm ET/Noon PT- a live and lively interactive conversation tackling the major issues facing credit unions today. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/ Next on the conference calendar: The Financial Health Network's EMERGE, May 19-21 in Atlanta: https://finhealthnetwork.org/event/emerge-financial-health-2026/ USE CODE "JOINME-GLEN" FOR A DISCOUNTED RATE     Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/ https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/n/glensarvady/

In this third and final episode from Nacha's Smarter Faster Payments in San Diego, produced in partnership with LSEG Risk Intelligence, we bring together leaders from banking, fintech, compliance, and digital assets to unpack the most urgent challenges and biggest opportunities shaping the future of payments. Host Graham Barrett speaks with six more guests: 1/ Brian Holbrook, Director of Product Strategy and Integrated Services, LSEG Risk Intelligence 2/ Nanci McKenzie, Director, Treasury Management Payments Expert, Capital One 3/ Kevin Donoughe, Senior Vice President, Assistant General Counsel, Regions Bank 4/ Alex Treece, Co-Founder & CEO, Stablecore 5/ Brian Weide, Director of Treasury Management, DeNovo Treasury, LLC 6/ Marsha Jones, President, Third Party Payment Processors Association Together they explore how fraud is evolving, how regulation is catching up, and how financial institutions can build trust in a world of instant, irreversible money movement. Brian Holbrook, Director of Product Strategy & Integrated Services, LSEG Risk Intelligence on why Nacha's new fraud‑monitoring rules demand a shift from box‑ticking to true lifecycle risk management, and why impersonation fraud starts long before a payment is sent. Nanci McKenzie, Director & Treasury Management Payments Expert, Capital One on what it really takes to scale agentic AI in faster payments, the overlooked threat of pig‑butchering scams, and why policy and compliance must evolve before the technology does. Kevin Donoughe, SVP & Assistant General Counsel, Regions Bank on the legal and regulatory landscape for stablecoins, the impact of the GENIUS Act, and why banks must rethink governance, controls, and customer education in a 24/7 real‑time environment. Alex Treece, Co‑Founder & CEO, Stablecore on why stablecoins are at a crossroads, how banks are entering the space for the first time, and why trillions of dollars in future volume will depend on integrating digital assets into the traditional banking stack. Brian Weide, Director of Treasury Management, DeNovo Treasury on whether banks should charge for access to open‑banking data, the economics facing community banks, and why AI‑driven fraud detection is becoming essential for smaller institutions. Marsha Jones, President, Third Party Payment Processors Association (TPPPA) on the role of third‑party processors in securing the ACH ecosystem, the compliance pressures facing the industry, and how processors can strengthen trust across the payments value chain. From fraud escalation to regulatory clarity, from agentic AI to stablecoin adoption, this episode captures the most important conversations happening in U.S. payments today and what they mean for banks, corporates, processors, and consumers navigating an increasingly complex landscape.

In the second of three special episodes recorded at Nacha's Smarter Faster Payments in San Diego, produced in partnership with LSEG Risk Intelligence, we explore the industry's most urgent challenges: rising fraud, the evolution of digital identity, real‑time payments, and the future of embedded banking. Host Graham Barrett speaks with six more leaders shaping the next chapter of secure, intelligent, customer‑centric payments. His guests were: 1/ Robert Unger, Managing Director, ACH Network Development, Nacha 2/ Aravind Narayan, Global Head of Proposition, Digital Identity and Fraud, LSEG Risk Intelligence 3/ Andrew Stache, SVP, Global Treasury Management, Wells Fargo 4/ Lisa Shields, Founder & CEO, FISPAN 5/ Jaime Zetterstrom, VP of Product and Innovation, Somos Inc. 6/ Steve Kramer, VP of Product, Paynearme Robert Unger, Managing Director of ACH Network Development at Nacha, sets the scene for this year's event, the largest in its history, and explains why fraud, AI and ecosystem‑wide collaboration dominate the conversation. Robert outlines Nacha's new mandatory rules designed to combat ACH fraud, the need for unified data‑sharing frameworks, and why the industry must move from siloed protection to collective intelligence. Aravind Narayan, Global Head of Proposition for Digital Identity & Fraud at LSEG Risk Intelligence, discusses the explosion of attack vectors, the industrialisation of fraud, and the psychological toll on victims. Aravind explains why identity verification must shift from “verify once” to continuous, multimodal trust, and how deepfakes and AI‑driven scams demand richer risk signals, stronger collaboration and embedded identity layers for future agentic systems. Andrew Stache, SSVP, Global Treasury Management at Wells Fargo, explores why payment choice has become a strategic priority for CFOs, treasurers and product leaders alike. He discusses the rise of instant payments, the growing threat of social‑engineering‑driven push‑payment fraud, and how Wells Fargo is shifting fraud controls “left” using real‑time intelligence, behavioural analytics and bank‑to‑bank collaboration to protect customers. Lisa Shields, Founder & CEO of FISPAN, explains how embedded intelligence is transforming the bank–corporate relationship. She shares how embedding treasury services directly into ERP workflows unlocks richer data, smarter decisioning and more seamless experiences, and why AI has the potential to reshape bank–fintech collaboration once it moves beyond hype to real use cases. Jaime Zetterstrom, VP of Product and Innovation at Somos Inc. brings a practitioner's view on modernising payment operations, improving customer experience, and navigating the shift toward real‑time rails and intelligent automation. Finally Steve Kramer, VP of Product at Paynearme, closes the episode with insights on fraud prevention, operational resilience and the evolving expectations of both consumers and corporates in a faster‑payments world. A wide‑ranging, insight‑rich episode capturing the realities of modern payments, where identity, intelligence, collaboration and customer‑centric design must all work together to keep pace with innovation.

In the first of three special episodes recorded at Nacha's Smarter Faster Payments in San Diego, produced in partnership with LSEG Risk Intelligence, we explore the human, operational and technological forces reshaping payments in 2026. Host Graham Barrett speaks with six leaders across fraud prevention, real‑time payments, digital assets, B2B innovation and treasury to understand how the industry is adapting to rising threats, shifting customer expectations and the acceleration of new rails. His guests were: 1/ Dal Sahota, Global Director, Trusted Payments, LSEG Risk Intelligence 2/ Kevin Olsen, Senior Vice President, Payments Solutions, Pidgin 3/ Jessica Cheney, VP of Banking Solutions and Growth, Bottomline 4/ Lee-Ann Perkins, Assistant Treasurer, Senior Director, Ankura Consulting Group 5/ Nick Stanescu, Executive Vice President and Chief FedNow Executive, Federal Reserve Financial Services 6/ Alan Ng, Managing Director, Payments Accenture Dal Sahota, Global Director of Trusted Payments at LSEG Risk Intelligence, opens the episode with insights from LSEG's new global fraud survey, revealing that 97% of victims change their behaviour after being defrauded, and over half report lasting emotional impact. Dal discusses why fraud must be tackled as a network problem, not in organisational silos, and how LSEG's Global Account Verification is evolving to meet cross‑border risk and customer demand. Kevin Olsen, Senior Vice President of Payments Solutions at Pidgin breaks down what agentic AI really means in payments, how autonomous agents could initiate purchases or negotiate on a consumer's behalf, and why education and “crawl‑walk‑run” adoption are essential to avoid eroding trust. Kevin also highlights the growing intersection between AI agents, smart contracts and stablecoin risk. Jessica Cheney, VP of Banking Solutions and Growth, Bottomline, explains how digital natives are rewriting B2B payment expectations, prioritising visibility, confirmation and experience over raw speed. She discusses the GENIUS Act's impact on digital assets, the slow but steady legitimisation of blockchain‑based rails, and why layered fraud defences must move earlier in the payment lifecycle. Lee‑Ann Perkins, Assistant Treasurer and Senior Director at Ankura Consulting Group, brings a corporate treasury perspective, exploring how FIs and corporates are more aligned than ever on real‑time visibility, operational resilience and fraud prevention. She highlights the cultural and process shifts required to modernise treasury in a faster‑payments world. Nick Stanescu, Executive Vice President and Chief FedNow Executive at Federal Reserve Financial Services, shares a real‑time payments view from the Fed, discussing adoption trends, industry readiness, and how FedNow is shaping the future of instant settlement, liquidity management and fraud controls across the U.S. ecosystem. Alan Ng, Managing Director of Payments at Accenture, closes the episode with a strategic lens on the global payments landscape, from the rise of alternative rails and tokenised value to the operational realities of scaling AI responsibly. Alan outlines where banks and corporates should focus next to stay competitive amid rapid change. A wide‑ranging, insight‑rich episode that captures the urgency, complexity and opportunity defining the next chapter of smarter, faster and safer payments.

Glen gathers highlights from the annual conferences for both Nacha in San Diego and NACUSO in Orlando, including conversations with Nacha CEO Jane Larimer on Same Day ACH milestones, Duome Co-Founder Eric Berg on a Next Big Idea for housing, and the Digital Sovereignty Alliance's Molly Woodman on the state of stablecoin.      Links related to this episode: Nacha: https://www.nacha.org/ Duome: https://www.myduome.com/ and https://www.linkedin.com/in/ericberg-dntblnk/ The Digital Sovereignty Alliance: https://dsaf.org/ and https://www.linkedin.com/company/digital-sovereignty-alliance/ NACUSO Reimagine: https://reimagine.nacuso.org/ Next on the conference calendar: The Financial Health Network's EMERGE, May 19-21 in Atlanta: https://finhealthnetwork.org/event/emerge-financial-health-2026/ (USE CODE "JOINME-GLEN" FOR A DISCOUNTED RATE)   Join us for our next CU Town Hall- Wednesday May 20 at 3pm ET/Noon PT- a live and lively interactive conversation tackling the major issues facing credit unions today. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/     Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/n/glensarvady/

Open finance infrastructure, agentic banking, and cross-border payments converge as Prometeo connects 7,500+ financial institutions across Latin America and the US through a single API. Tedd Huff, CEO of fintech advisory firm Voalyre and founder of Fintech Confidential, sits down with Ximena Aleman, Co-Founder and Co-CEO of Prometeo, to unpack what it takes to standardize fragmented banking systems across 30 countries and bring that playbook to the American market.Tedd and Ximena cover why US banking infrastructure is more fragmented than most people realize, how Prometeo's account verification now covers 85% of US bank accounts, and what agentic banking looks like when AI agents operate real bank accounts with built-in compliance controls. The conversation also addresses the open banking pricing debate, CFPB 1033 as a US expansion accelerant, the Nacha preferred partner announcement, and why only 2 to 3% of VC funding reaches female-led startups.Find out more1️⃣ Disaggregate your payment stack layer by layer; calling it "mature" hides gaps that cost you money.2️⃣ Build infrastructure for corridors, not single countries, starting with the highest-volume trade routes your customers operate.3️⃣ Bring non-bankers onto your product team to challenge workflows that insiders have normalized for decades.4️⃣ Give smaller financial institutions a revenue stream tied to open banking adoption instead of pricing them out.5️⃣ Pitch the outcomes your infrastructure enables, not the technical specs of what you built.LINKSGuest:Ximena Aleman LinkedIn: https://www.linkedin.com/in/ximena-aleman-7913439a/Company:Prometeo Website: https://prometeoapi.comPrometeo LinkedIn: https://www.linkedin.com/company/prometeo-openbankingFintech Confidential:Podcast: https://fintechconfidential.com/listenNotifications: https://fintechconfidential.com/accessLinkedIn: https://www.linkedin.com/company/fintechconfidentialX: https://x.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSUPPORTERSUnder.io: Streamlines application and underwriting by digitizing PDFs for e-signature. under.io/FTCSkyflow: A zero-trust data privacy vault delivered as an API covering PCI, CCPA, GDPR, SOC 2, and beyond. skyflowsecure.comDFNS: Wallets as a service, API first, multi-chain, secured with MPC across 50+ blockchains. fintechconfidential.com/dfnsHawk AI: Real-time payment screening, AML transaction monitoring, and dynamic customer risk rating. gethawk.comABOUTGuest: Ximena Aleman is Co-Founder and Co-CEO of Prometeo. She started her career in journalism before moving into marketing and tech leadership, completing an MBA at Universidad ORT Uruguay. She was named one of the Top 100 Women in FinTech in 2024 and is a World Economic Forum Agenda Contributor.Company: Prometeo is an open finance infrastructure company providing a single API for cross-border banking, connecting 7,500+ financial institutions across Latin America and the US. The company is backed by PayPal Ventures, Samsung Next, and Antler.Host: Tedd Huff, CEO of fintech advisory firm Voalyre and host of Fintech Confidential. The show is produced by DD3 Media, delivering entertaining and informative content focused on the people, tech, and companies changing how you pay and get paid.DD3 Media is a multimedia and marketing agency founded by Tedd Huff specializing in content creation and production for the fintech and payments industry. As the production company behind Fintech Confidential, DD3 Media produces podcasts, live streams, video content, and onsite events for global audiences.CHAPTERS00:00 Episode Highlights00:54 Welcome to Fintech Confidential01:03 Dfns: Wallets as a Service (sponsor)02:25 Meet ProMateo Founder04:39 Outsiders Spot the Gap06:38 Infrastructure Before Open Banking10:21 Borderless Banking Explained16:21 Why US Banking Feels Messy18:56 Standardizing Fragmented Systems20:42 Agentic Banking Kickoff23:34 Limiting Agent Liability24:49 Compliance and B2B Accountability27:32 Monitoring Agents Like Card Rails30:07 Sky Flow: Building Fast and Secure (sponsor)30:30 Skyflow Privacy Vault31:10 AI Bookends And Middle32:01 US Credibility Milestones33:06 Account Verification Playbook35:56 FDATA Advocacy Meets Sales39:51 Crystal Ball Agentic Payments41:39 Open Banking Pricing Debate48:44 LatAm Vs US Open Finance51:27 Strategic Investors And Trust53:42 Women In Fintech Funding Gap55:36 Founder Advice And Farewell57:43 Show Wrap And Sponsor Reads58:29 Hawk AI - Realtime Fraud Monitoring (sponsor)59:15 DisclaimerThis has been a production of DD3 Media with all rights reserved. This content is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.© DD3 Media. All Rights Reserved.

New Nacha rule changes are raising the bar for ACH fraud prevention, data clarity, and shared accountability across the network. Join our host, Owen McDonald and Mark Dixon of Nacha Consulting Services as they unpack what's changing in 2026, from proactive fraud monitoring and richer ACH data to higher same‑day ACH limits and key compliance deadlines.A must‑listen for banks and corporates preparing for the next phase of ACH modernization.#ACH #NACHA #FraudPrevention #RiskManagement #Treasury #B2BPayments #PaymentSecurity #PaymentsModernization

Your spreadsheet won't hold up in foreclosure court—and it's killing your note's resale value. Here's the fintech solution that costs less than your monthly Netflix subscription.In this episode, Dave and Nathan sit down with Ted Tekippe, CEO of Zimple Money, to explore how cloud-based loan servicing software is revolutionizing note investing. Ted breaks down exactly why third-party loan records beat your spreadsheet every time, how to pass 100% of servicing costs to your borrowers, and why note buyers like Dave pay HIGHER prices for professionally serviced notes.To obtain this week's Real Estate Notes Show guest Ted Tekippe's information, use this link https://bit.ly/472pftV

Phase 1 of the Nacha Fraud Monitoring Rule for ACH initiators is here.  Part of the rule requires that you have a risk-based approach, but what criteria can you use to determine risk for your vendors?  In this episode we'll talk about three approaches to classify your vendors based on risk.  Keep listening. Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team. Links mentioned in the podcast + other helpful resources:    Nacha:  RISK MANAGEMENT TOPICS – (Fraud Monitoring Phase 1) Free Nacha Compliance Webinar:  Last Minute Compliance:  3 Ways To Meet Nacha's ACH Fraud Monitoring Rule Before the Deadline! Confirmation Call / But Better:  Vendor Callback Confirmation ToolkitTM Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-sessionFree Download:  Vendor Validation Reference List with Resource Links Vendor Process Training Center - https://training.debrarrichardson.comCustomized Fraud Training:  https://training.debrarrichardson.com/customized-fraud-training Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinarsVendor Master File Clean-Up:  https://www.debrarrichardson.com/cleanupYouTube Channel:  https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw More Podcasts/Blogs/Webinars www.debrarrichardson.comMore ideas?  Email me at debra@debrarrichardson.com Music Credit:  www.purple-planet.com

You may already be sending pre-notes when vendors submit banking for an ACH payment method, or maybe you're thinking about it as a way to comply with the upcoming Nacha rule.  Here's why pre-notes don't help to prevent fraud and are not recommended for Nacha compliance.Keep listening. Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team. Links mentioned in the podcast + other helpful resources:     Nacha:  RISK MANAGEMENT TOPICS – (Fraud Monitoring Phase 1) https://www.nacha.org/rules/risk-management-topics-fraud-monitoring-phase-1Free Nacha Compliance Webinar:  Last Minute Compliance:  3 Ways To Meet Nacha's ACH Fraud Monitoring Rule Before the Deadline! https://attendee.gotowebinar.com/register/7321756135093063258Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-sessionFree Download:  Vendor Validation Reference List with Resource Links https://debrarrichardson.com/vendor-validation-downloadVendor Process Training Center - https://training.debrarrichardson.comCustomized Fraud Training:  https://training.debrarrichardson.com/customized-fraud-training Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinarsVendor Master File Clean-Up:  https://www.debrarrichardson.com/cleanupYouTube Channel:  https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw More Podcasts/Blogs/Webinars www.debrarrichardson.comMore ideas?  Email me at debra@debrarrichardson.com Music Credit:  www.purple-planet.com

If you're already performing the confirmation call for vendor changes – are you already compliant with the upcoming Nacha ACH fraud monitoring rule with a March 20, 2026 deadline?Keep listening. Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team. Links mentioned in the podcast + other helpful resources:    Nacha:  RISK MANAGEMENT TOPICS – (Fraud Monitoring Phase 1) Get Your Free Download: 5 Steps to Improve Your Vendor Confirmation Call LinkedIn Article:  Nacha's ACH Fraud Monitoring Rule: Is the Confirmation Call You're Already Doing Compliant? Free Nacha Compliance Webinar:  Last Minute Compliance:  3 Ways To Meet Nacha's ACH Fraud Monitoring Rule Before the Deadline! Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-sessionFree Download:  Vendor Validation Reference List with Resource Links Vendor Process Training Center - https://training.debrarrichardson.comCustomized Fraud Training:  https://training.debrarrichardson.com/customized-fraud-training Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinarsVendor Master File Clean-Up:  https://www.debrarrichardson.com/cleanupYouTube Channel:  https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw More Podcasts/Blogs/Webinars www.debrarrichardson.comMore ideas?  Email me at debra@debrarrichardson.com Music Credit:  www.purple-planet.com

Nacha rules – just keep coming.  If you are involved in the vendor process, there are two Nacha rules with a compliance deadline of March 20, 2026.  So, if you haven't heard of them yet or have and are not quite sure what they are, here is where you can go to get more information.  Keep listening. Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team. Links mentioned in the podcast + other helpful resources:    NachaAbout US https://www.nacha.org/content/about-usRISK MANAGEMENT TOPICS – (Fraud Monitoring Phase 1) RISK MANAGEMENT TOPICS – Company Entry Descriptions Free Nacha Compliance Webinar:  Last Minute Compliance:  3 Ways To Meet Nacha's ACH Fraud Monitoring Rule Before the Deadline! Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-sessionFree Download:  Vendor Validation Reference List with Resource Links https://debrarrichardson.com/vendor-validation-downloadVendor Process Training Center - https://training.debrarrichardson.comCustomized Fraud Training:  https://training.debrarrichardson.com/customized-fraud-training Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinarsVendor Master File Clean-Up:  https://www.debrarrichardson.com/cleanupYouTube Channel:  https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw More Podcasts/Blogs/Webinars www.debrarrichardson.comMore ideas?  Email me at debra@debrarrichardson.com Music Credit:  www.purple-planet.com

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Kevin “The Payments Professor” Olsen of Pidgin. Class is in session as the professor provides a thorough 101 on stablecoins, then drops some insights on recent Nacha rule changes and describes for us his appreciation for banjo music. Register now for the FPC's Spring Member Meeting February 25-27th in Washington DC! https://fasterpaymentscouncil.org/events/2894/FPC-2026-Spring-Member-Meeting

In this episode, Paul Galloway covers the upcoming Nacha rule changes. He breaks down what's required in 2026, including ACH monitoring, vendor validation, and fraud defense procedures. What steps should treasury teams take now to prepare and stay compliant? Tune in for practical guidance.

Our guest on this episode of Yodlee's Data Driven Finance podcast is Amy Morris. Amy is Senior Director, ACH Network Rules at Nacha and prior to that, she was Business Leader for Global Operating Regulation Development at VISA. She is a true specialist in the electronic payments world, having worked for more than 15 years as part of multiple councils and working groups that deal with electronic payment rules. There are some new rules and deadlines coming from Nacha that financial institutions should know, so in this episode we cover topics such as: What Nacha does and who it serves Some of the big changes to the Nacha ACH Network Operating Rules How a business or financial institution can be ready for the rule changes Compliance deadlines you need to know How new rules or amendments get suggested and implemented Rules that are currently under consideration for passage How rules are enforced How improvements in data gathering and analysis influence ACH Network rules and operations How electronic payments development and usage are trending The challenges institutions face in compliance and how Nacha helps Best high-level advice for financial institutions   Some Helpful Links: Nacha Nacha on YouTube Nacha on LinkedIn Nacha News Nacha free end user webinar  

En un par nunca antes visto (o escuchado), Nacha y Pato se juntan para hablar de una fascinación en común: las boy bands. Partiendo por los cuartetos de barberías hasta llegar a la explosión del k-pop, este nuevo dúo dinámico del podcast discuten sobre bandas que no son consideradas boy bands pero en realidad lo son, qué tan lejos te puede llevar el carisma, y se pegan un ranking de canciones y personas favoritas del estilo. Recordatorio: en maula estamos en campaña para mejorar nuestro sonido y comprar micrófonos, pueden donar acá: buymeacoffee.com/MaulaPodcast

Sumérgete en la cruda historia de Nacha Jasso, la mujer que desafió a los más poderosos capos de Ciudad Juárez para convertirse en una de las primeras y más temidas narcotraficantes en una industria dominada por hombres. En este episodio, desenterramos la leyenda de la "Reina de Juárez", explorando su ascenso meteórico desde la pobreza, su brutal control sobre el mercado de drogas y su trágico final. Descubre cómo su astucia y crueldad moldearon un imperio ilícito y la inmortalizaron como una figura icónica y oscura en la historia del crimen organizado en México. También puedes escucharnos en Spotify, Apple Podcasts, Amazon Music o tu app de podcasts favorita. Apóyanos en Patreon: https://www.patreon.com/leyendaspodcast Apóyanos en YouTube: https://www.youtube.com/c/leyendaslegendarias/join Visita nuestra página para ver contenido extra: www.leyendaslegendarias.com Síguenos: https://instagram.com/leyendaspodcast https://twitter.com/leyendaspodcast https://facebook.com/leyendaspodcast #Podcast #LeyendasLegendarias

Sumérgete en la cruda historia de Nacha Jasso, la mujer que desafió a los más poderosos capos de Ciudad Juárez para convertirse en una de las primeras y más temidas narcotraficantes en una industria dominada por hombres. En este episodio, desenterramos la leyenda de la "Reina de Juárez", explorando su ascenso meteórico desde la pobreza, su brutal control sobre el mercado de drogas y su trágico final. Descubre cómo su astucia y crueldad moldearon un imperio ilícito y la inmortalizaron como una figura icónica y oscura en la historia del crimen organizado en México. También puedes escucharnos en Spotify, Apple Podcasts, Amazon Music o tu app de podcasts favorita. Apóyanos en Patreon: https://www.patreon.com/leyendaspodcast Apóyanos en YouTube: https://www.youtube.com/c/leyendaslegendarias/join Visita nuestra página para ver contenido extra: www.leyendaslegendarias.com Síguenos: https://instagram.com/leyendaspodcast https://twitter.com/leyendaspodcast https://facebook.com/leyendaspodcast #Podcast #LeyendasLegendarias

Banking on Fraudology is part of the Fraudology Podcast Network. The latest episode of Banking on Fraudology tackles a critical issue facing financial institutions: new ACH fraud monitoring requirements. Host Hailey Windham expertly guides listeners through NACHA's upcoming rule changes, offering a comprehensive breakdown tailored for small banks and credit unions. Windham delves into the nuances of the two-phase implementation, explaining how institutions can prepare for the March 2026 deadline without breaking the bank. She clarifies key concepts like "false pretenses" and the shift away from "commercially reasonable detection systems" to risk-based processes. The episode provides a wealth of practical advice, from conducting risk assessments and setting transaction baselines to developing effective response procedures. Windham also shares invaluable insights on vendor selection, warning listeners about common sales pitches to be wary of and offering smart questions to ask potential partners. Throughout the episode, she emphasizes the importance of tailoring monitoring approaches to an institution's specific role and risk profile. Listeners will come away with a clear action plan for compliance, including tips on policy writing and annual review processes. This episode is a must-listen for any fraud fighter looking to stay ahead of regulatory changes and strengthen their ACH fraud defenses. Tune in now to arm yourself with the knowledge and strategies you need to protect your institution and customers in the evolving landscape of ACH fraud.https://www.nacha.org/rules/risk-management-topics-fraud-monitoring-phase-1About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ https://www.fraudfightclub.com/https://www.about-fraud.com/

The future of payments is shifting dramatically as consumers demand more options and businesses seek better ways to assess risk. John Gordon, CEO of ValidiFI, takes us deep into how bank account behavior data is becoming the missing puzzle piece in understanding consumer reliability beyond traditional credit scores.Gordon explains how ValidiFI sits at the critical intersection of compliance and fraud prevention, helping businesses meet NACHA's WEB debit rule requirements while gaining valuable insights into consumer payment patterns. By analyzing factors like bank account changes, previous negative balances, and account relationship patterns, ValidiFI provides powerful signals that predict payment outcomes and identify potential fraud before it happens.What truly sets this conversation apart is Gordon's perspective on consumer financial empowerment. He notes how payment preferences are evolving rapidly, with account-to-account transfers growing yearly and programs like Target's RedCard demonstrating the power of bank-account-linked payment methods. The conversation explores how real-time payment networks and non-credentialed bank verification are creating new opportunities for businesses to offer seamless, secure payment experiences that consumers actually want to use. Ready to rethink how you validate customer payment information? Listen now and discover strategies that go beyond basic compliance to deliver real business value while meeting evolving consumer expectations.

Glen connects with Paylume's Andrew Gomez to unpack the burgeoning pay by bank model, explore lessons learned from other countries' rollouts, and consider the pros and cons facing banks and credit unions. Also- a possible open banking do-over, more stadium naming rights, and resisting the urge to spike the ball before the goal line.    Links related to this episode:   Andrew Gomez/Paylume: https://www.linkedin.com/in/r-andrew-gomez/    Nacha's Remote Connect, June 6-9: https://payments.nacha.org/remote-connect    Part One of our Nacha Payments conference coverage: https://www.big-fintech.com/getting-direct-about-ach/    CU Daily's coverage of a positive sign for CUs' tax exemption: https://thecudaily.com/in-victory-for-credit-unions-cu-tax-exemption-not-targeted-in-committees-bill    The recent CU Town Hall on which we debated implications of the tax exemption: https://www.cutownhall.com/    Bloomberg Law's coverage of potential Open Banking (Section 1033) reconsideration: https://news.bloomberglaw.com/banking-law/cfpb-plans-to-revisit-open-banking-rule-despite-workforce-cuts    BECU's partnership with the WNBA's Seattle Storm, one of several recent naming rights deals: https://storm.wnba.com/news/storm-announce-becu-as-partner-for-performance-center   Join us for our next CU Town Hall- Wednesday May 21 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. This session will feature a round robin on the countless recent regulatory twists and turns. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/   Join us on Bluesky!  @bigfintech.bsky.social;  @154advisors.bsky.social (Glen); @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

A pair of conversations from last week's Smarter Faster Payments conference- Glen's annual check-in with Nacha CEO Jane Larimer, and PASA CEO Ghita Erling shares insights on modernizing South Africa's payment system through collaboration rather than mandate. Also- AI shopping agents, Uber discovers paper, and the vultures circle around checks.    Links related to this episode:   Nacha: www.nacha.org   Payments Association of South Africa: https://pasa.org.za/    Glen's blog on 2024 Faster Payments volumes: https://www.big-fintech.com/zelle-hits-a-trillion-same-day-ach-says-hold-my-beer/    TechCrunch on Visa and Mastercard's new AI shopping agents: https://techcrunch.com/2025/04/30/visa-and-mastercard-unveil-ai-powered-shopping/    Payments Dive on Uber's expanding acceptance of cash: https://www.paymentsdive.com/news/uber-expands-test-with-an-exotic-payment-cash/746464/        Join us for our next CU Town Hall- Wednesday May 7 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. This session will feature a round robin on the countless recent regulatory twists and turns. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/   Join us on Bluesky!  @bigfintech.bsky.social;  @154advisors.bsky.social (Glen); @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

Glen speaks with Nacha's Stephanie Prebish and Devon Marsh about the upcoming Smarter Faster Payments conference in New Orleans, as well as Same Day ACH's remarkable sustained growth and the rising tide that lifts all riverboats. Also- First reflections on Americas Credit Unions' leadership change, and… No Tariff Talk!    Links related to this episode:   Smarter, Faster Payments in New Orleans April 27-30: https://payments.nacha.org/   Year-End 2024 ACH growth stats: https://www.nacha.org/news/same-day-ach-passes-major-milestone-2024-ach-network-shows-higher-growth   The CU Daily's coverage of Americas Credit Unions' CEO Jim Nussle's plan to retire: https://thecudaily.com/americas-credit-unions-ceo-jim-nussle-announces-plans-to-retire/    Glen's blog on the recent Executive Order phasing out paper checks to/from the federal government: https://www.big-fintech.com/executive-order-to-eliminate-checks-isnt-worth-the-paper-its-printed-on/     Join us for our next CU Town Hall- Wednesday April 9 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. This session will focus on the FDIC's recent move to relax restrictions on banks' crypto activities. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/  Join us on Bluesky!  @bigfintech.bsky.social;  @154advisors.bsky.social (Glen); @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

La co-fundadora de este ilustre podcast cumple una edad capital, así que Villalobos la sienta para preguntarle qué cosas ha aprendido en sus 39 años sobre esta tierra. Dinero, comida, viajes, penas, dolores, intoxicaciones. Hablamos de todo. 

Over the past decade no rider has been as dominant as Meagan, with countless podiums on both competitive disciplines (boat and cable), she has constantly been on the forefront of women's riding for years. Although Meagan has Midwest roots, she moved down to Florida at a very young age to pursue wakeboarding, and has remained in the south ever since. Clear Lake rail park, going pro, switching sponsors, Let Her Rip, landing the KGB 5, marrying your best friend, equal pay, and the cover that never was. Hear all that and much more in Episode 80 of the Grab Matters Podcast! Follow Meagan: https://www.instagram.com/meaganethell/Thank you to this shows sponsors! Liquid Force: https://www.liquidforce.com/ Slingshot: https://slingshotsports.com/Chapters:00:00 - 1:40 Intro3:00 Clear Lake Rail Park5:20 Moomba Masters8:20 Favorite rab12:00 Growing up in Illinois 31:00 Going pro33:30 From Ronix to Liquid Force36:00 Knee Injury 42:40 Internal vs. external pressure47:30 Guest Question: Guenther Oka56:00 LF'n Wheel of Questions1:01:20 LF'n Wildcard1:03:00 Nautique to MasterCraft1:11:20 Let Her Rip1:15:00 Slingshot Silhouette Challenge1:16:15 Patreon Question1:19:10 KGB 51:23:00 Setup1:25:30 Guest Question: Larisa Morales1:34:00 Women's boat riding/PWT1:40:00 Equal pay1:49:00 A gift from Meagan1:54:30 Guest Question: Don Wallace 2:00:20 Up and comers2:03:00 Contest mindset2:15:00 Marriage2:16:00 Biggest career moment 2:19:00 Guest Question: Rivers Hedrick2:23:30 The cover that never was2:34:00 Social media 2:35:50 Guest Question: Mahallia Budds2:47:50 2025 Season2:50:00 Injuries 2:58:00 Thank you'sLinks:Brimdana: https://brimdana.shop/Welcome To The Team: https://www.youtube.com/watch?v=CjxVdCS7xNELet Her Rip: https://www.mastercraft.com/let-her-rip-movement/Up and coming girls:Giulia: https://www.instagram.com/__giulia.castelli__/Kitt: https://www.instagram.com/thekittsmith/Nacha: https://www.instagram.com/nachaholscher/Anna: https://www.instagram.com/annabeardennn/Shoot us a text!Patreon: https://www.patreon.com/GrabMattersPodcastWebsite: https://www.grabmatters.com/YouTube: https://www.youtube.com/@grabmatters/videosInstagram: https://www.instagram.com/grabmatters/TikTok: https://www.tiktok.com/@grabmatterspodcastFacebook: https://www.facebook.com/grabmatters

In this episode, the Payments Professor, Kevin Olsen, speaks with Ashley Mustico from Nacha about the AAP (Accredited ACH Professional) accreditation. They discuss the importance of the AAP in the electronic payments industry, the journey into electronic payments, the benefits of obtaining the AAP for both individuals and organizations, the format and preparation for the AAP exam, and what to do after passing the exam, including maintaining the accreditation. The conversation emphasizes the value of education and professional development in the payments industry. Takeaways: Nacha governs the ACH network and offers accreditations. The AAP accreditation signifies expertise in the ACH network. Individuals should pursue AAP after gaining at least two years of payment experience. Getting an AAP can enhance career prospects and salary. Organizations benefit from having AAPs on staff for compliance and risk management. The AAP exam consists of 120 multiple-choice questions, with 100 scored. Candidates can find out if they passed the exam on the same day. Preparation through Payments Associations significantly increases the chances of passing. Continuing education is required to maintain AAP accreditation every five years. Celebrating the achievement of AAP is essential for personal and professional growth. Learn more from the Payments Professor "We make learning about payments rules and regulations fun and easy!" www.PaymentsProfessor.com

In a world where digital transactions are the norm, why are many insurers still processing paper checks for claims settlements? In this episode of the Insurtech Leadership Podcast, host Josh Hollander talks with Shannon Elsea, founder of Settlement Done Easy, about bringing a faster, more secure approach to third-party claims. Drawing on his 30 years as a personal injury attorney, Shannon highlights the inefficiencies of traditional check-based settlements and explains how digital solutions can help both insurers and legal professionals streamline the final steps of the claims process. They also explore how Settlement Done Easy bridges compliance and security requirements—like SOC 2 and NACHA—to address legal and ethical considerations. Shannon sheds light on what it takes to bootstrap a startup in insurance, the support he's found in insurtech communities, and the potential to eventually offer same-day settlements.   In This Episode: [00:10] Introduction to Shannon - Shannon's background as a personal injury lawyer and why he built Settlement Done Easy to cut down on payment delays. [00:49] The Real Cost of Paper Checks - Insight into why paper-based settlements are slow, prone to theft, and surprisingly expensive. [02:27] Paying Third-Party Claimants - How Settlement Done Easy addresses the compliance gap when sending funds to individuals, attorneys, and law firms. [07:04] Security at the Core - An overview of the platform's SOC 2- and NACHA-compliant approach to safeguarding transactions. [18:34] Future of Same-Day Settlements- Exploring the potential for accelerating ACH timelines even further to meet market demand. [00:25:41] Bootstrapping a Startup - Shannon's journey from idea to prototype, and how mentorship and startup communities provided essential support. Notable Quotes [00:49] “We built Settlement Done Easy using current technology to replace the process of paper checks through the mail with an ACH payment.” – Shannon Elsea [02:27] “The challenge is, how do you pay the third-party claimant? How do you pay the represented claimant? And that's where Settlement Done Easy comes into the mix.” – Shannon Elsea [11:54] “Over one billion dollars worth of checks are stolen out of the mail every year in the U.S.” – Shannon Elsea   Our Guest Shannon Elsea is the founder of Settlement Done Easy, a digital platform that replaces mailed paper checks with secure ACH payments. Leveraging his 30+ years of experience as a personal injury attorney, Shannon aims to expedite insurance settlements and reduce risk for insurers and legal professionals alike.   Resources and Links   Shannon Elsea  LinkedIn | Settlement Done Easy   Josh Hollander  LinkedIn | Horton International | Insurtech Leadership Show

In this episode of Banking on Fraudology, Hailey Windham dives deep into the pressing issue of push payment fraud that's plaguing the financial industry. Drawing insights from a recent Payments Dive article, Hailey breaks down the key takeaways from a panel discussion featuring leaders from Truist, Zelle, Google, and Nacha. With push payment fraud losses in the Americas reaching a staggering $102.6 billion in 2023, this episode couldn't be more timely.Hailey expertly dissects the complexities of push payment scams, where criminals trick victims into sending payments by posing as legitimate entities. She highlights the delicate balance financial institutions must strike between fraud prevention and maintaining a smooth user experience. The episode explores innovative approaches to combat this growing threat, including enhanced data sharing, improved digital identity verification, and increased support for law enforcement.Don't miss out on this essential discussion – tune in now and arm yourself with the latest strategies in the fight against push payment fraud.Link to the articleAbout Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

Welcome to the Treasury Update Podcast's first episode in the Payment Primer Series. This episode kicks off with a deep dive into ACH payments. We cover the role of Nacha, the differences between ACH and other payment systems, security concerns, processing timelines, and key terms and acronyms. Listen in to learn more.   For further research, visit the following links: https://www.nacha.org/  https://www.theclearinghouse.org/payment-systems/ACH 

On this episode I'm joined by Nacha, Alice, and Earn to chat about their jobs, nightclubs in Bangkok, cultural differences between foreigners, entertainment girls, and more.

- Hoy 22 de AGOSTO de 2024 con ELISA BERISTAIN y JAVIER CERIANI en Chisme No Like

Welcome to the Payments Podium! In this episode, we dive into the new NACHA rules, focusing on credit push fraud and risk management in the evolving electronic payments world. Our special guests, Jordan Bennett and Devon Marsh from NACHA, share their expertise on these critical changes and how they impact financial institutions and the industry. Learn about the nine new rules, the importance of timely compliance, and practical steps for implementation. We discuss everything from risk management frameworks to new return reason codes like R17 and R06. Whether you're a financial professional or just curious about the world of payments, this episode is packed with valuable insights. For more information on the new rules, visit nacha.org/newrules. Connect with our guests on LinkedIn: Jordan Bennett and Devon Marsh.

The largest payments network, by volume, is the ACH network. A dollar value of several times US GDP flows through the network each quarter. It is a 50-year-old network that is reliable, ubiquitous, and still growing. While several shiny new payment rails have been developed, the workhorse of the economy remains ACH and will remain so for some time.My next guest on the Fintech One-on-One podcast is Jane Larimer, the President and CEO of Nacha, the organization that governs the ACH network. While I often feature people on this show to talk about cool and emerging technology, I also think it is critical that we understand the infrastructure that is in place today. And the ACH network is how the vast majority of payments are made.In this podcast you will learn:The origin story of the ACH network.The first use case for the network.How they moved from paper checks to electronic payments.The mission of Nacha.Why some banks become direct members of Nacha.The staggering scale of the payments flowing through the ACH network.How the timing works for payments on the ACH network.Why the ACH network is unable to process payments on weekends (but that may be changing)Jane's perspective on instant payments and why she believes it is complementary to ACH.The cost difference between Same Day ACH and standard ACH.The big barrier to the adoption of any alternative payment rails.How fraud has changed in the past decade.Details of the education available on their website.How Jane see the future of payments playing out over the next decade.Connect with Jane on LinkedInConnect with Nacha on LinkedInConnect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

The largest payments network, by volume, is the ACH network. A dollar value of several times US GDP flows through the network each quarter. It is a 50-year-old network that is reliable, ubiquitous, and still growing. While several shiny new payment rails have been developed, the workhorse of the economy remains ACH and will remain so for some time.My next guest on the Fintech One-on-One podcast is Jane Larimer, the President and CEO of Nacha, the organization that governs the ACH network. While I often feature people on this show to talk about cool and emerging technology, I also think it is critical that we understand the infrastructure that is in place today. And the ACH network is how the vast majority of payments are made.In this podcast you will learn:The origin story of the ACH network.The first use case for the network.How they moved from paper checks to electronic payments.The mission of Nacha.Why some banks become direct members of Nacha.The staggering scale of the payments flowing through the ACH network.How the timing works for payments on the ACH network.Why the ACH network is unable to process payments on weekends (but that may be changing)Jane's perspective on instant payments and why she believes it is complementary to ACH.The cost difference between Same Day ACH and standard ACH.The big barrier to the adoption of any alternative payment rails.How fraud has changed in the past decade.Details of the education available on their website.How Jane see the future of payments playing out over the next decade.Connect with Jane on LinkedInConnect with Nacha on LinkedInConnect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

In this episode of the Payments Podium Podcast, the focus is on Nacha's Payments Innovation Alliance. The discussion aims to highlight the significant contributions of the Payments Innovation Alliance in driving forward-thinking and cutting-edge payment strategies. Listeners can expect to gain valuable insights into how the Alliance fosters collaboration among different players in the financial sector, encouraging the creation and adoption of innovative payment technologies and practices. This podcast is a must-listen for anyone interested in understanding the Payments Innovation Alliance's role in revolutionizing how we think about and manage transactions in today's digital age.

Glen chats with Nacha CEO Jane Larimer onsite at the recent Smarter, Faster Payments Conference- which managed to remain forward-looking while celebrating the 50th anniversary of the ACH network. ValidiFI's Shawn Princell makes a case for the groundswell in Pay By Bank interest, and a resigned disdain for checks seems to permeate the humid Miami Beach air.      Links related to this episode:   Nacha: https://www.nacha.org/  ValidiFI: https://validifi.com/?utm_source=bigfintech&utm_medium=podcast#offer  Shawn Princell's recent article on Pay By Bank adoption: https://www.linkedin.com/pulse/pay-bank-roadmap-adoption-shawn-princell-ohbhf/  Nacha's new rules addressing credit push fraud: https://www.nacha.org/news/new-nacha-rules-take-aim-credit-push-fraud  The Atlanta Fed's blog on these new Nacha rules: https://www.atlantafed.org/blogs/take-on-payments/2024/04/29/nacha-rule-changes-to-fight-authorized-payment-scams    Register for our next CU Town Hall on Wednesday May 22 at 3pm ET/Noon for a live and lively interactive conversation tackling the major issues facing CUs today. It's free to attend, but advance registration is required:  https://www.cutownhall.com/   Find us on X and BlueSky at @bigfintech, @jbfintech and @154Advisors (same handles for both) You can also follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

You may be getting some help from banks finally on avoiding fraudulent payments.  Hear what new Nacha rule is behind it, when it will go into effect, and what to look for, so…..Keep Listening.  Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to prevent fraudulent payments, regulatory fines or bad vendor data. Check out my new Vendor Process Training Center for 116+ hours of weekly live and on-demand training for the Vendor team.  Links mentioned in the podcast + other helpful resources:    Nacha Operating Rules (Sign Up for Operating Rule Alerts via Email):  https://www.nacha.org/newrules Do You Pay Vendors Via ACH?  2 Nacha Operating Rules to Know | Vendor Master File Tip of the Week:  https://youtu.be/PamHnWms3FoDo You Pay Vendors Via ACH? Nacha Expands ACH File Deliveries | Vendor Master File Tip of the Week:https://youtu.be/dHc2m_NFO44Vendor Validation Reference List with Resources Links: www.debrarrichardson.com/vendor-validation-download (Get 25% Discount on the Global Vendor Registration Numbers)Vendor Process Training Center:  https://training.debrarrichardson.comFree Live and On-Demand Webinars: https://debrarrichardson.com/webinarsVendor Master File Clean-Up:  https://www.debrarrichardson.com/cleanupYouTube Channel:  https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw More Podcasts/Blogs/Webinars www.debrarrichardson.comMore ideas?  Email me at debra@debrarrichardson.com Music Credit:  www.purple-planet.com

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Link para hacer donaciones vía PayPal:https://www.paypal.me/julioastilleroCuenta para hacer transferencias a cuenta BBVA a nombre de Julio Hernández López: 1539408017CLABE: 012 320 01539408017 2Tienda:https://julioastillerotienda.com/ Hosted on Acast. See acast.com/privacy for more information.

Link para hacer donaciones vía PayPal:https://www.paypal.me/julioastilleroCuenta para hacer transferencias a cuenta BBVA a nombre de Julio Hernández López: 1539408017CLABE: 012 320 01539408017 2Tienda:https://julioastillerotienda.com/ Hosted on Acast. See acast.com/privacy for more information.

Wondering how to secure your funds?  Join host Robin Eislern in this episode of The Boosted Volunteer Podcast,  with the USIO team, featuring Julie Villariel, Tracy Rickman, and Clayton Clark, shed light on their role in payment facilitation services for software companies and businesses. As they navigate the landscape of choosing a payment processor, they caution merchants against hidden fees and complex contracts. Insights into Booster hub for club activities, clean billing statements, credit card fees, fraud prevention strategies, and personal anecdotes from large transactions to popcorn sale events enrich this insightful episode.  Drawing parallels with Square and Stripe, they emphasize USIO's unique touch, offering personalized APIs and dedicated support throughout the development process. They also delve into the nuances between credit card and ACH payments, underscoring the importance of Nacha certification for ACH transactions.  Tune in now! Highlights: (02:50) - Exploring USIO's role in credit card processing and its distinction from Square and Stripe. (06:10) - The differences between credit card and ACH payments. (09:57) - Tracy elaborates on USIO being Nacha certified. (10:56) - Clayton and Julie discuss best practices and potential pitfalls in credit card processing. (14:23) - The details of credit card fees and how USIO's fixed rate model works. (16:21) - Clayton explains card present vs. card not present transactions, emphasizing fraud and expenses. (17:54) Julie advises on fraud prevention, secure terminals, and communication with customers. (19:54) - Best practices for online sales, including utilizing address and CVV fields and implementing rate-limiting. (22:08) - Secure point-of-sale terminals with encryption. (23:25) - Tracy's story about a high-value credit card transaction. (24:53) - Team shares amusing anecdotes about unique credit card transactions. (25:29) - The impact of sports and extracurricular activities on personal development. Julie Links: LinkedIn: Jullie Villarreal LinkedIn: Tracy Rickman LinkedIn: Clayton Clark

Wondering how to secure your funds? Join host Robin Eislern in this episode of The Boosted Volunteer Podcast, with the USIO team, featuring Julie Villariel, Tracy Rickman, and Clayton Clark, shed light on their role in payment facilitation services for software companies and businesses. As they navigate the landscape of choosing a payment processor, they caution merchants against hidden fees and complex contracts. Insights into Booster hub for club activities, clean billing statements, credit card fees, fraud prevention strategies, and personal anecdotes from large transactions to popcorn sale events enrich this insightful episode. Drawing parallels with Square and Stripe, they emphasize USIO's unique touch, offering personalized APIs and dedicated support throughout the development process. They also delve into the nuances between credit card and ACH payments, underscoring the importance of Nacha certification for ACH transactions. Tune in now! Highlights: (02:50) - Exploring USIO's role in credit card processing and its distinction from Square and Stripe. (06:10) - The differences between credit card and ACH payments. (09:57) - Tracy elaborates on USIO being Nacha certified. (10:56) - Clayton and Julie discuss best practices and potential pitfalls in credit card processing. (14:23) - The details of credit card fees and how USIO's fixed rate model works. (16:21) - Clayton explains card present vs. card not present transactions, emphasizing fraud and expenses. (17:54) Julie advises on fraud prevention, secure terminals, and customer communication. (19:54) - Best practices for online sales, including utilizing address and CVV fields and implementing rate-limiting. (22:08) - Secure point-of-sale terminals with encryption. (23:25) - Tracy's story about a high-value credit card transaction. (24:53) - Team shares amusing anecdotes about unique credit card transactions. (25:29) - The impact of sports and extracurricular activities on personal development. Julie Links: LinkedIn: Jullie Villarreal LinkedIn: Tracy Rickman LinkedIn: Clayton Clark

Welcome back to ‘The Property Management Show,' where we deep-dive into the world of property management, marketing, and entrepreneurship. Your hosts are Marie Tepman and Brittany Jones from Fourandhalf Marketing Agency. Since 2012, Fourandhalf has helped hundreds of property managers get more owner leads through digital marketing. Whether you need help with your website, SEO, […] The post Understanding ACH Fees and Payment Fraud with Jordan Bennett from Nacha appeared first on Fourandhalf Marketing Agency for Property Managers.

Welcome back to ‘The Property Management Show,' where we deep-dive into the world of property management, marketing, and entrepreneurship. Your hosts are Marie Tepman and Brittany Jones from Fourandhalf Marketing Agency. Since 2012, Fourandhalf has helped hundreds of property managers get more owner leads through digital marketing. Whether you need help with your website, SEO, […] The post Understanding ACH Fees and Payment Fraud with Jordan Bennett from Nacha appeared first on Fourandhalf Marketing Agency for Property Managers.