Wealth Within Reach

I'm talking about something that might ruffle a few feathers—but needs to be said: if you're cheap, you will pay twice. I've seen it too many times—investors who cut corners with renovations, hire the lowest bidder, skip the professional guidance, and then wonder why they're constantly spending money on repairs or fixing costly mistakes. I've made those mistakes myself, and I want to help you avoid them. I'll walk you through why investing in quality is the wealth-building thing to do. From using architectural shingles to vetting vendors based on value instead of price, I share what's worked for me and how that mindset shift saved me thousands in the long run. If you're ready to run your real estate portfolio like a real business and stop playing small, this one's for you. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Welcome back to Wealth Within Reach.  Today, I'm walking you through how I'm investing in 2025 and how you can shape your real estate strategy to reflect your real life. My approach has shifted over the years—from the grind of the growth phase to a season where my priority is passive income, time freedom, and smart money moves. With changes in tax policy, rising tariffs, and shifting population trends, it's more important than ever to reevaluate your goals and make sure your real estate strategy still serves you. I'll break down why I'm not jumping into big real estate developments right now, how I'm using equity to boost cash flow, and why I'm leaning into short-term rentals and strategic flips to fund the life I want. Whether you're in a growth phase, trying to replace your 9–5, or in a reallocation season like me, I'll help you clarify your financial goals and reverse engineer the right plan. This isn't about keeping up with the market noise—it's about creating wealth that actually works for your life in 2025. KEY POINTS:  - Investment strategies must align with life stage and goals - The importance of regularly reviewing your portfolio - Consider a passive investment approach for cash flow  - Be cautious about investing in large real estate projects  - Determine your goals and re-evaluate investment strategies - Attend a "dream planning workshop" for investment plans QUOTES:  “I'm in the season of reaping the rewards for it to work for me.” – Erika Brown  “My investment strategy should work for you and what you have going on in your life currently.” – Erika Brown  “Every single investor should do on an annual basis is review your portfolio and see what's working and what's not working.” – Erika Brown  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

What are you chasing? The real estate market you choose depends on your investment strategy, and making the wrong choice could cost you. Today, I break down the key differences between cash flow and appreciation markets, helping you align your investments with your financial goals. I explain why high-growth cities like Atlanta, Dallas, and New York are ideal for appreciation investors—while cash flow investors should look at Midwest markets like Cleveland and St. Louis, where lower property costs mean higher monthly returns. If you're unsure where to invest or how your budget shapes your market choices, you need to listen to this one. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today! [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! I'm sharing the hard lessons I had to learn the expensive way, so that you don't have to. Whether you're already a landlord or thinking about becoming one, I want to help you avoid the mistakes that cost time, money, and peace of mind. I walk you through what I wish someone had told me before I got started—from not giving tenants your personal number, to never accepting rent through Cash App, to why having a clear system from day one changes everything. If you're going to run a rental property, you need to run it like a real business. I get real about how I learned to prioritize value over price, why documentation is everything, and how building good systems and investing in quality upfront has helped me protect my time, my money, and my peace. If you're ready to manage your properties like a pro and build wealth with intention, this one is for you. KEY POINTS:  - The importance of running a rental property like a business - Professionalism: Strategies to maintain landlord-tenant relations - The value and benefits of using rental property software  - The pivotal role of having an onboarding process for new tenants - Understanding real estate as a long-term investment - Focusing on value rather than price in making investments  - Common pitfalls in choosing the cheapest contractor - Share your experiences and advice for new landlords QUOTES:  “Real estate investing is a long game. You make your money when you buy and you make your money over time.” – Erika Brown  “The goal is not to allow your real estate investments to create another job. Your goal is to help your real estate investments, to free you up, to save you time.” – Erika Brown  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

Insurance rates are rising, and many homeowners and investors are left wondering why—especially if they've never even filed a claim. Today, Datha Santomieri, co-founder and COO of Steadily Insurance, breaks down the hidden factors behind premium hikes and discusses what you can do to keep costs in check. She explains how insurance companies assess risk, why credit and property maintenance matter, and the role of catastrophic events in driving up costs nationwide. We discuss the dangers of using insurance as a home warranty, how social inflation affects your rates, and the industry-wide changes that every real estate investor needs to be aware of. If you own property or plan to invest, you can't afford to miss this. Tune in now to protect your assets and avoid unnecessary expenses. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   [STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Today, we're breaking down one of the biggest pain points for aspiring real estate investors: how to choose the right market. Whether you're overwhelmed with options or unsure of how to align your investment location with your financial goals, I walk you through exactly what to consider—starting with the difference between being a cash flow investor and an appreciation investor. With clarity as the ultimate key to action, I share how your strategy, down payment, market conditions, and even your ability to build a solid local team all play a role in determining where you should invest. We also dive into how job growth, economic diversity, and housing inventory affect long-term rental success—and why some cities look great on paper but don't match your goals. Using real-life examples, I show how community and mentorship can save you from costly mistakes, help you pivot when your plan isn't working, and build wealth on your own terms.  KEY POINTS:  - The importance of clarity in real estate investing - On choosing the right market as an investor  - Definition of an appreciation investor  - Definition of a cash flow investor - Impact of investment goal and market selection misalignment  - The vital role of available down payment in market selection  - Examples of higher-priced markets and lower-priced markets - Understanding the market's price range and rental income potential - Research and its importance in local job market and industry trends - The pivotal role of having a solid team in investment success - The value of being part of a community and having a mentor QUOTES:  “Clarity creates action.” – Erika Brown   “If you're looking for cash flow, look at the markets that have endless inventory.” – Erika Brown   “The support of a community and mentor can help in navigating the investment process and achieving investment goals.” – Erika Brown   [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

What if walking away from a stable paycheck was the smartest move you could ever make? In this segment, we dive deep into the reality of leaving corporate life as a woman and stepping into the unknown. Katherine Langevin shares her own transition from a corporate career to real estate investing, opening up about the fear, uncertainty, and doubt that came with leaving behind promotions, raises, and external validation. She breaks down the mental and financial preparation it took to make the leap, the struggles of adjusting to an entrepreneur's lifestyle, and why having a plan (and a support system) is everything. If you've ever dreamed of quitting your job but felt paralyzed by fear, this one is for you. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   GUEST RESOURCES:  Katherine Langevin IG | @kat.invests  Website | beyondjustnumbers.com RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! In this power-packed episode of Wealth Within Reach, I tackle one of the most frequently asked questions in real estate investing: "Do I need an LLC to invest in real estate?" The short answer? No—but the full picture is more nuanced and essential for any aspiring or current investor to understand. We dive into the myths, benefits, and timing of forming an LLC as part of your investment journey. We get into the difference between needing an LLC versus when it's smart to have one. I walk you through key considerations for when to start using an LLC, how to receive rent and manage expenses through it, and when (or if) you should create separate LLCs for each property. We unpack getting professional legal and financial advice tailored to your personal situation, especially once your portfolio grows. Plus, I share my own legal strategy and the tips I got from my real estate attorney. Whether you're just starting out or growing your rental empire, this episode is a must-listen. KEY POINTS:  - Analog: Wearing a bike helmet and the concept of LLC - The help of LLC in personal & business finances - Some benefits of having an LLC - Should I get individual LLCs for each property?  - The potential to use commercial lenders and DSCR lenders  - Should I get individual LLCs for each property?  - Consider a team of experts QUOTES:  “Most of the investors I know that have 20,30, 40,50 properties do not have LLCs for each property. [Do] you know why? Because it is a financial nightmare to keep up with all of those different bank accounts.” – Erika Brown  “If I have a partnership with this person, then we're gonna have our own LLC. If I have for my business, I've been advised that I keep up to a million dollars in each LLC. So, if I have a property in the net worth of that property is a million dollars, then that LLC is capped out, and I'm setting up a new LLC.” – Erika Brown   [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

What if you could keep your home, build wealth, and buy your next property all at the same time? In this segment, we break down the Step-Up Strategy—a game-changing approach that allows homeowners to turn their current home into a cash-flowing rental, leverage built-up equity to fund their next purchase, and bypass the hefty 20% down payment required for investment properties. If you're ready to stop selling and start scaling, this one is for you. Tune in now to learn how every move can become your next big wealth-building opportunity! [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Running a business with your spouse? It's not always easy—but Troy & Shantel Brooks have cracked the code. In this episode, we dive into the reality of balancing marriage, entrepreneurship, and faith while building wealth together. Troy & Shantel open up about their journey from corporate jobs and side hustles to full-time entrepreneurship, all while prioritizing communication, shared goals, and freedom. As co-founders of The TB Effect and pastors at Hope Experience Church, they've made it their mission to empower other couples and entrepreneurs with God's word. Through their ministry, they coach couples and brands to grow authentically while achieving success rooted in faith. Troy & Shantel break down the biggest mistakes couples make in business, the mindset required to thrive together, and why faith is at the center of everything they do. If you've ever wondered whether you and your partner could build something powerful together—or if mixing love and business is a blessing or a burden—this episode is for you. Press play now to learn how to create a marriage and business that thrive—without sacrificing one for the other. KEY POINTS  - Introduction to Troy and Shantel  - Love story: Reconnecting with each other  - The importance of faith for guidance in job opportunities  - On transitioning to entrepreneurship  - The vital role of having a strong relationship as business partners - On prioritizing financial freedom together  - Brooks' business model: purpose-driven, then profit  - The importance of prayer and surrendering to God's call  - The pivotal role of community and relationship-building QUOTES  "You must always focus on your marriage before business." - Shantel Brooks “Community is the most important currency. Community relationships will open doors for you.”  Troy Brooks  “At the end of the road, you'll see how God will just strengthen your relationship to walk better and more efficient and stronger together. Your marriage will be fruitful.”  - Shantel Brooks "Simplicity scales. Complexity fails." - Troy Brooks  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success!  [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   GUEST RESOURCES  Troy & Shantel Brooks | https://www.troyandshantel.com/   IG | https://www.instagram.com/wearespartners/  Book | https://spartnersbook.my.canva.site/buy  RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

Ever wonder why corporations pay next to nothing in taxes, while employees watch a huge chunk of their paychecks disappear? It's not by accident—it's how the tax system is built. In this segment, we break down Robert Kiyosaki's Cashflow Quadrant and why your income type determines how much you pay in taxes. W-2 employees take no financial risk—they clock in, do the work, and get paid no matter what. Meanwhile, business owners, corporations, and real estate investors take risks, create jobs, and fuel the economy—so the government rewards them. If you're tired of working harder just to hand over more of your paycheck, it's time to learn how the wealthy play the game differently. Tune in now! [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  In this episode of Wealth Within Reach, I sit down with my incredible friend Ingrid Duque—a powerhouse in the real estate world with a story that embodies resilience, reinvention, and purpose. Ingrid is a former nuclear engineer who immigrated from Colombia as a teenager and worked her way into a successful corporate career. But she didn't stop there. After achieving financial independence in her twenties through real estate investing, she made the bold decision to walk away from her high-level engineering role and pursue real estate full time. Ingrid shares the pivotal moment that changed everything for her—a four-day hike through the Colombian jungle that made her realize she was ready to disconnect from the pressure of corporate life and reconnect with the kind of freedom real estate had already begun to offer her.  We dive into what that transition looked like and how she prepared for it, step by step. Ingrid opens up about how she and her husband started investing while still working W2 jobs, how her upbringing shaped her relationship with work and security, and what it felt like to experience mass layoffs that shook her sense of stability. Now, she specializes in repositioning underperforming single-family and multifamily properties, and she's building multiple businesses while raising a family. This conversation is a reminder that building wealth isn't just about money—it's about designing a life that feels right. If you're someone dreaming of becoming work optional, this one's for you. KEY POINTS:  - Ingrid's transition from engineering to real estate - The first real estate investment and its valuable lessons  - Understand different budget levels: survive, sustain, and thrive - Ways to overcome debt and the benefits of leveraging in real estate  - The importance of aligning with your spouse on financial goals  - How joining a mastermind group shifted Ingrid's mindset  - On balancing active and passive income streams  - The lack of representation of Latinos in the real estate industry - Setting work-life balance and having a "vivid vision" - The value of a coach in real estate investing  - Ingrid's advice on how to get started in real estate investing QUOTES:  “It's okay to say no. When you say yes to something, you say no to everything else.” – Ingrid Duque  “Every dollar has a job. If you don't know what happened to this dollar, you're losing money.” – Ingrid Duque  “Comparison is a thief of joy. If you go through a profile and it makes you feel angry or jealous, it's not bringing joy to your life.” – Ingrid Duque  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success!  [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   GUEST RESOURCES  Ingrid Duque  IG | https://www.instagram.com/engineer.on.fire Access Ingrid's FREE workshops and resources here!  RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

Today, I sit down with Jessica Hurley, founder of EPYC Media and host of the Rich In Real Life podcast, for a true and unfiltered conversation about the unspoken rules that keep many of us stuck in a corporate mindset. We break down the false limitations society places on us, the habits you need to unlearn, and why the most successful entrepreneurs make their own rules instead of following someone else's playbook. We dig into the unexpected advantages of corporate experience, the power of flexibility in business, and why setting boundaries is non-negotiable—because yes, it's okay to stop answering calls after 6 PM! This conversation will challenge everything you think you know about success—and show you what it really takes to break free. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   GUEST RESOURCES  Jessica Hurley  IG | @jessicahurley__ RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. ⁠Get started now⁠!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Today, I'm joined by someone very special—my son, Jaxon Brown is back! We're talking about life transitions, leadership, and entrepreneurship from the unique lens of a high schooler navigating big changes. Jaxon opens up about cutting his locs, adapting to a new school district, and how sports and the hybrid homeschool model have helped him grow into his own routine and rhythm. And, we have a big announcement! We launched a new podcast together called “Permission to Talk Back”—a show designed to bridge the gap between parents and teens through real, unfiltered conversations. From football practice to filming podcast episodes, Jaxon gives his honest perspective on balancing it all and building a connection with family that actually works. Parenting, teen entrepreneurship, and what it looks like to raise leaders in real time. This is a powerful look at how generational wealth and connection start at home. If you're a parent, teen, or just someone who wants to hear what intentional family building looks like, press play now. KEY POINTS:  - 7: Homeschool Student to Entrepreneur: My Son Jaxon Brown's Homeschooling Journey  - Jaxon's life update and changes  - What's hybrid homeschooling?  - Mother & son: The importance of open communication - Jaxon's entrepreneurial spirit and his efforts to start a meal prep business - Family decision and its impact on Jaxon's social life and relationships - Jaxon's leadership qualities and his ability to adapt and persevere - A sneak peek at the Permission To Talk Back podcast  QUOTES:  “I started a meal prep business. It was mainly for most of the athletes and the coaches.” – Jaxon Brown “I listen to you because you're a very knowledgeable, wise person. You have the work ethic, and what it takes to be successful, and you're an inspiration to me.” – Jaxon Brown [STEADILY] Secure your rental property with hassle-free landlord insurance. ⁠Get started now⁠!  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

So, you're ready to leave your 9-5? Leaping into entrepreneurship is exciting—but if I could go back, there are a few things I would have done differently to make the transition smoother, smarter, and more strategic. In this episode, we break down leveraging your income to secure real estate deals, lining up your financial team, preparing your family for the transition, and finding a community. We're talking about the real things no one tells you before making the leap. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Let's be real—making friends as an adult is hard. Between marriage, kids, work, and the daily grind, who has time for friends? But real wealth isn't just about money—it's about meaningful connections. In this episode, I sit down with my best friend of 17 years, KaToya Sumner—a fitness instructor and POUND Icon—to unpack why adult friendships can feel so challenging and how we can actually build relationships that last a lifetime. We share our own friendship journey—from an unexpected roommate situation to navigating life's biggest transitions together. We dive into why friendships require the same level of intention as business, how consistency and quality time strengthen connections, and why stepping outside your comfort zone is key to meeting the right people. Plus, we break down the double-edged sword of social media and its impact on modern friendships. If you've ever struggled to maintain friendships, find new connections, or just feel seen in this season of life—this episode is for you. KEY POINTS:  - How our friendship started  - Reflection on our journey and significant life events  - Challenges of building adult friendships  - The different levels of friendships - How to maintain healthy relationships - Navigating social media and building life network - Boundaries, tough conversations, and mutual respect  - Katoya's three (3)  tips for building new friendships - On prioritizing social & meaningful connections  QUOTES:  “I am an expert [in] making sure that you have time for yourself. I believe in you,  legit.” – KaToya Sumner “It's appropriate to identify the level of the friendship so that you can identify the energy and time you're going to give to it.” – KaToya Sumner “We're talking to entrepreneurs today. We're talking to people who are building wealth. There's also something in building that discomfort and taking that risk in relationships.” – KaToya Sumner [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   GUEST RESOURCES:  KaToya Sumner  IG | @kdsumner RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

In this heartfelt segment, I reflect on a pivotal moment in my journey—the unexpected loss of a close friend, Sam, and how his fearless approach to life planted the seed that changed everything. Sam was ahead of his time—investing in real estate in college, building wealth before most even thought about it. His courage, his willingness to take risks, and his belief in possibility left a lasting impact. This is for anyone feeling stuck, questioning their path, or wondering if they're being called to something bigger. Sometimes, the life you're meant to build is waiting behind a door you haven't even considered yet. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Are you financially exposed? This is how to safeguard your assets before it's too late. In this episode, I sit down with Datha Santomieri, co-founder and chief operating officer (COO) of Steadily Insurance, to break down the costly mistakes landlords make—and how to avoid them. Datha shares how her own experience as an investor revealed major gaps in the insurance industry, leading her to build a company dedicated to helping landlords protect their wealth. She explains why a one-size-fits-all policy won't cut it, how skipping liability insurance could destroy your finances, and what landlords must do to prevent claims from eating into their profits. We also dive into why your insurance policy might be useless when it's time to file a claim, the hidden insurance traps that cost landlords thousands, and what rising insurance rates mean for real estate investors (plus how to minimize the impact).  Whether you're a seasoned investor or just getting started, this episode is packed with crucial insights that can help you ensure your properties are truly protected. Press play and take control of your real estate investments today! KEY POINTS:  - Introduction to Datha Santomieri - Challenges in finding insurance for real estate investors  - Some factors affecting insurance rates  - Strategies for lowering insurance premium - Tips on reviewing insurance policies - Common mistakes landlords make with insurance  - Steadily's commitment to education and support for landlords - The need for landlords to be proactive in managing properties QUOTES:  “If you wanted a quick way to identify the things that are potentially going to cause you a claim, pay attention to the questions that the insurance company is asking.” – Datha Santomieri “Learn from those things that you're being asked and work that into your strategy for who you allow as tenants and what your rules and procedures are for your home—because it will then directly translate back to your insurability.” – Datha Santomieri [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   [STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

Too often, we make ourselves smaller to fit into spaces that were never meant for us. But what if instead of shrinking, you grew? In this episode with Romal Tune, we explore the power of curiosity, perspective, and unexpected wisdom. Whether it's learning from people who don't look like us, recognizing that rejection often has more to do with others' fears than our own limitations, or understanding that growth requires releasing old versions of ourselves—this conversation is about breaking free, thinking bigger, and stepping boldly into your purpose. If you've ever felt stuck, misunderstood, or underestimated, this episode is for you. Tune in now and discover how reframing your story can change everything. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   GUEST RESOURCES Romal Tune  IG | romaltune_ X | @RomalTune  YouTube | @RomalTune  Tiktok | @romaltune  RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! What if the path you've been told is secure is actually holding you back from true financial freedom? Today, I sit down with Katherine Langevin, a former CPA who walked away from corporate life to build wealth on her own terms. She breaks down the mindset changes, financial strategies, and bold moves that helped her transition from employee to investor—proving that security doesn't come from a paycheck, but from ownership and smart financial decisions. Kat shares the real reason high-income earners still struggle financially, the moment she realized her career wasn't leading to freedom, and the exact steps she took to escape the cycle. We dive into the biggest money leaks draining real estate profits, why bad bookkeeping can quietly kill your business, and how to take control of your finances like a true wealth builder. If you're ready to stop trading time for money and start creating lasting wealth, this episode is for you. Press play now and take the first step toward financial freedom! KEY POINTS:  - Kat's transition from CPA to a real estate investor - The importance of good bookkeeping  - Client story examples like utility bill transfers - Some benefits of good bookkeeping  - Kat's journey to becoming a CPA and experiences  - The 10-year plan, midlife crisis, and first investment property  - Financial planning on real estate and Kat's IVF journey - Balancing life as a mom and real estate investor  - Kat's advice to aspiring real estate investors  QUOTES:  “You're gonna make money later. You can always make money in real estate.” – Katherine Langevin  “When you go to a school for accounting, they don't educate you on budgeting, they don't educate you on investing. That's not it is really, how do you do numbers like, plus, how to do a balance sheet, how to do a like, a profit and loss?” – Katherine Langevin  “It's really important to know also keeping a tab on, ideally, your property should improving.” – Katherine Langevin  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   GUEST RESOURCES:  Katherine Langevin IG | @kat.invests  Website | beyondjustnumbers.com RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

Starting in real estate can feel overwhelming, but the key isn't diving into Zillow—it's beginning with your dream life. In this segment from my guest episode on the Goal Digger podcast, host Jenna Kutcher and I explore how to align real estate investing with the lifestyle you want to create, starting with vision planning, financial clarity, and mentorship. Learn how narrowing your focus and leveraging communities and mentors can help you confidently make your first investment. GUEST RESOURCES:  Jenna Kutcher  Website | jennakutcher.com  IG | @jennakutcher Goal Digger Podcast  Website | jennakutcherblog.com/erikabrown/  Spotify | spotify.com/episode/0NIeEC5xq6EX71crsFvxrL?si=sMfML3r3S42QjsBqT3eXxQ  Apple @is-it-possible-to-work-less-and-earn-more/id1178704872?i=1000665014400  RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Most people think they have to sell their home when they move—but what if you didn't? What if you could keep your home, turn it into an asset, and buy your next property with just 5% down? In this episode, I'm breaking down the Step-Up Method, one of the most powerful wealth-building moves in real estate. Instead of selling your home and walking away from future appreciation, this technique lets you leverage your property's equity, turn it into a rental, and buy your next home with the lowest possible down payment. I'll walk you through exactly how to keep your low interest rate, qualify for your next mortgage, and avoid the biggest mistakes homeowners make when trying to scale their real estate portfolio. Tune in now to learn how to stop selling and start scaling! Press play and let's get to work! KEY POINTS:  - To rent or to sell? The value of assessing your current property  - Evaluate the rental income potential vs. your mortgage payment - Benefits of leveraging the equity in your current home  - Introduction to the Step Up method as a rental investment strategy - Advantages of the Step Up method such as tax benefits  - Considerations for Step Up: rental restrictions & interest rates - On combining the Step Up with other strategies like house hacking - The vital role of mentorship in the Step Up method process QUOTES:  “With this strategy, you turn your current home into a rental property. You could take equity out of your current property to help you use as a down payment to buy your next property.” – Erika Brown   “We have clients in my program that combine all kinds of strategies. They do multi-family with Step Up — they do house hacking, and they're able to go from one to six units in two years.” – Erika Brown   [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

In this segment, we tackle the challenges of using the BRRRR method in today's real estate market. Learn how to adapt your strategies by incorporating HELOCs as an alternative to refinancing. Discover how small adjustments can safeguard your investments and create opportunities for growth, even in uncertain economic conditions. RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! The tax system isn't broken—it was built this way. And if you don't know how to play the game, you're the one getting played. In this episode, I'm breaking down why real estate investors, business owners, and corporations pay less taxes—while W-2 employees pay the most. We'll dive into Robert Kiyosaki's Cashflow Quadrant and reveal how the IRS rewards those who build wealth and contribute to the economy. Ever wondered how real estate moguls and Fortune 500 companies legally pay next to nothing in taxes? This episode pulls back the curtain on the tax loopholes, deductions, and investment strategies that keep more money in their pockets—while most people unknowingly lose. If you're tired of working harder just to hand over more of your paycheck, it's time to start playing the game like an investor. Tune in now to learn the trade. KEY POINTS:  - The importance of understanding taxes - How real estate investors can save money on taxes - Two major economic drivers: job status and housing - Explanation: The Cash Flow Quadrant by Robert Kiyosaki - Some tax benefits for real estate investors  - Tax deductions for traditional homeowners  - Do real estate investors have better access to tax benefits? - The concept of depreciation and how it can add up to savings - Invest in education, join the Pathway Program  - Tax incentives encourage more real estate investments QUOTES:  “The US tax system is a game, and either you know the game and how to play it, or you get played.” – Erika Brown   “As an employee, you are taxed by the IRS at a certain tax rate because of your level of risk.” – Erika Brown   “As a real estate investor, I pay significantly less money in taxes than you may pay as an employee.” – Erika Brown   “The tax code will give discounts to people or companies who provide jobs and housing.” – Erika Brown   [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

Navigating uncharted territory can feel overwhelming, especially when you're faced with unexpected hurdles. In this episode, we dive into a real-life story of perseverance and resourcefulness during a tricky property appraisal. From near-panic to creative problem-solving, discover how a mix of encouragement, community support, and quick thinking helped turn things around. It's a testament to the importance of surrounding yourself with the right people and staying committed even when things seem impossible. GUEST RESOURCES:  Jackie Lovelock  RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

Tired of asking for permission to take a vacation or be there for your kid's big moments? Imagine having complete control over your time and financial future. Join me for a FREE virtual training session: How to Make Work Optional—a step-by-step plan to retiring early with real estate. March 25th at 7 PM ET via Zoom. Can't make it live? No worries! Register below, and we'll send you the replay. Your path to freedom starts here. Save your seat today!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Welcome back to Wealth Within Reach! In this episode, I sit down with Jessica Hurley, founder of EPYC Media and host of the Rich In Real Life podcast, for a real and spirited conversation about what it actually takes to transition from corporate America to full-time entrepreneurship. Jessica opens up about her journey—from the fears and doubts to the pivotal mindset changes that made all the difference. Forget the perfect plan—success in business is about staying adaptable, solving problems as they come, and trusting your own vision (even when no one else does). It's in the power of creating your own rules, standing out in a crowded room, and maintaining transparency with clients to foster trust and growth. It's time to stop waiting and start building the life and business you were meant for. KEY POINTS:  - Previous podcast: 17: Redefining Gender Roles: How Women Breadwinners Navigate Marriage & Family with Jessica Hurley  - Examples of unrealistic expectations imposed by online content - The importance of normalizing the lack of a perfect plan - Jessica's background in nonprofit management to workforce development  - The journey of becoming an entrepreneur, from side hustle to full-time - The pivotal role of mindset and clarity to succeed in entrepreneurship - Jessica's realization she's lost passion for her corporate job - Initial challenges and reflections of choosing entrepreneurship  - The value of feedback from clients and being open to constructive criticism - Some transferable skills from corporate jobs - The importance of creating a unique experience for clients  QUOTES:  “God will not give you a vision, allow you to conceptualize, or give you a vision that's not already yours. You just have to decide to walk into it.” - Jessica Hurley  “You are battling with fear — the idea that you have to create something out of thin air. I guarantee you, at your corporate job, you have had to create something out of thin air.” - Jessica Hurley  “Your entrepreneurship journey will be a series of you, building the table, flying the plane on the way down, figuring it out, finding a problem that you were like: ‘I'm about to makeshift a solution, and if it works, I'll make it better.'” - Jessica Hurley  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   GUEST RESOURCES  Jessica Hurley  IG | @jessicahurley__ RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

Tap into your CEO mindset that will help you scale your rental business and hit your financial goals. In this segment, we tackle the art of delegation and the importance of focusing on high-value tasks. Learn why spending time on $10-$15 tasks could be holding you back and how creating a "not-to-do" list can free you to focus on high-impact activities like acquisitions and portfolio growth. Stop managing everything yourself and start operating like the CEO of your real estate empire. RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

Tired of asking for permission to take a vacation or be there for your kid's big moments? Imagine having complete control over your time and financial future. Join me for a FREE virtual training session: How to Make Work Optional—a step-by-step plan to retiring early with real estate. March 25th at 7 PM ET via Zoom. Can't make it live? No worries! Register below, and we'll send you the replay. Your path to freedom starts here. Save your seat today!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Leaving my corporate job for full-time real estate wasn't just a leap of faith—it was a strategic move that required discipline, planning, and bold action. In this episode, I break down the exact steps I took to set myself up for success, even before I left my 9-5. From paying off $14,000 in credit card debt with a smart debt consolidation strategy to saving three months of living expenses and securing my real estate license, every move I made was intentional. But my success didn't stop there—investing in business workshops, networking with the right people, and surrounding myself with a like-minded community played a huge role in scaling fast. Even with early challenges, I went beyond my goal of one home per month—closing 35 houses in my first year! In this episode, I share the lessons that helped me navigate those first months as an entrepreneur, the mindset change that made all the difference, and what I would do differently if I could start over. KEY POINTS:  - How did I make the career transition? - The necessity of financial preparation  - On learning about real estate and getting a license - On establishing credibility and connections  - On balancing full-time job and real estate work  - Reflections and lessons learned during the transition  - Taking a leap, declining job offer, pursuing entrepreneurship - The pivotal role of financial tools like HELOC  - Stay connected with other entrepreneurs  - Erika's success story of houses sold QUOTES:  “God has put a burden on your heart. He has put something in you to help solve, and it's just waiting on you. It's waiting on you to say yes." – Erika Brown “If you have a list of tasks and you are doing the $10 an hour task versus focusing on the $1,000 an hour task —- then if you're just focused to $10 an hour but you're not able to do the $1,000 an hour task, then you're going to be out of business.” – Erika Brown  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

In this segment, we dive into the core differences between a DIY investor and a CEO-minded real estate entrepreneur. If you're only focused on the cost of getting started, you're missing the bigger picture. Learn why adopting a value-focused mindset is key to building wealth and how staying too price-focused could actually hold you back. Discover strategic shifts to break through, scale up, and finally own the time and freedom you're aiming for. In this episode, we dive into the core differences between a DIY investor and a CEO-minded real estate entrepreneur. If you're only focused on the cost of getting started, you're missing the bigger picture. Learn why adopting a value-focused mindset is key to building wealth and how staying too price-focused could actually hold you back. Discover strategic shifts to break through, scale up, and finally own the time and freedom you're aiming for. RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Making the leap from a stable corporate job to full-time entrepreneurship isn't easy—especially when everything tells you to play it safe. For Part 1 of this two-part series, I'm sharing my personal journey of leaving my W-2 job and stepping fully into real estate. At first, I hesitated—security, steady paychecks, and benefits made it hard to walk away. But a series of pivotal moments forced me to reevaluate my future and ask: Am I truly building wealth, or just earning a paycheck? Stay tuned for next week's episode (Part 2), where I'll break down the step-by-step process of making the transition. KEY POINTS:  - Why I wanted to leave my job…  - Transitioning from a corporate job to full-time entrepreneurship  - Younger years' expectations, early career, family relocation  - Challenges and opportunities in the corporate life  - Sam's tragic story and how it served as a wake-up call - On discovering the passion for real estate  - The importance of courage, community, and support  - Initial steps taken to start the real estate business - The value of exposure and storytelling to inspire others  - Be open to new opportunities and pray for guidance QUOTES:  “If she could do it, I think I can do it, too. And so that's the power of exposure, and it's also the power of you telling your story. You have no idea who is watching you, what they're going through, how your story can inspire them.” – Erika Brown “If you're here and you are thinking about making a transition, you know that something is off. You want to do something different. Maybe real estate is your avenue to do that.” – Erika Brown  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

Trying to do it all yourself might be holding you back from real growth. In this segment, we break down why successful investors know when to invest in help—and why DIY investing could be costing you more than you think. We talk about shifting your mindset from "How much does it cost?" to "What's the value?" and why skipping mentorship can slow your journey to wealth. If you're serious about building generational wealth, it's time to stop thinking small and start leveraging expertise. GUEST RESOURCES:  Gerald Thompson  IG | @geraldinvestorcoach RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! For many of us, success starts with survival—breaking cycles, overcoming trauma, and pushing toward a better future. But what happens when making money isn't enough? In this powerful episode, I sit down with Romal Tune, author, speaker, and life coach, who has lived through poverty, violence, and addiction—only to emerge with a deeper understanding of true wealth, healing, and purpose. Romal's journey shows us that building wealth isn't just about money—it's about breaking through the mental and emotional barriers that keep us stuck. He shares how he confronted the wounds of his past, found strength in community, and redefined what success truly means. Tune in as Romal highlights the transformative power of resilience, support, and personal growth. KEY POINTS:  - Introduction to Ramal Tune - On living life through the lens of possibility  - The value of focusing on purpose and inner peace - On overcoming scarcity mindset, achieving true healing  - Defining moments from Ramal's life  - On finding purpose, dealing with perfectionism  - The gift of seeing potential in others - Redefining wealth and success  - The importance of community and support  - Heal from past traumas, break generational curses - Love for one's self leads to success and fulfillment QUOTES:  “Wealth is attained by asking the right questions to find the right answers.” – Romal Tune  “Money never promised you inner peace, never. In fact, money also never promised that you would have a life free of difficulty.” – Romal Tune “It's important for people to tell stories, not just the wealth, journey of where you are now, and the success — but what it took to get there,  where you come from, what you had to overcome to get to this place?”  – Romal Tune GUEST RESOURCES Romal Tune  IG | romaltune_ X | @RomalTune  YouTube | @RomalTune  Tiktok | @romaltune  RESOURCES:  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

In this enlightening conversation with Leslie W. Bray, we dive into the power of homeschooling and nurturing children as lifelong learners. Leslie shares her journey of letting go of rigid educational standards and focusing on raising self-sufficient, thoughtful individuals who learn at their own pace. Together, we discuss the importance of teaching children how to learn, allowing them the freedom to explore, and shaping them into empowered individuals who contribute meaningfully to the world. This segment challenges the conventional measures of success and explores the beauty of personalized education. GUEST RESOURCES:  Leslie W. Bray  Website | www.lesliewbray.com  IG | @lesliewbray  Get your copy of Guiding Without Gripping: How to Remain Connected as Your Child Transitions to College RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

This season, Erika Brown returns with dynamic conversations with special guests who are redefining and building wealth. From real estate investing to having the leap from two incomes to full-time entrepreneurship, we're covering helpful and practical strategies that matter most. We'll dive into essential questions every investor should ask in 2025, plus hear from a diverse group of experts—engineers, property managers, financial strategists, entrepreneurs, and more who balance their faith, business, and family.  Level up your real estate game! Tune in as Season 3 launches on March 3rd.  RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

In this empowering segment, we explore the significance of safe spaces for Black and Brown generational change-makers—those who are breaking the mold and forging new paths for their families and communities. Together, we dive into the challenges of carrying the weight of family responsibilities, often without the freedom to ask for help or share our true selves. Here, we discuss the power of finding mentorship and belonging in thoughtfully curated environments where you're seen, valued, and able to fully embrace your journey. This is a call to all those pioneering change: come to spaces where you're celebrated, not just tolerated. Listen to the full episode here Apple Podcasts: https://podcasts.apple.com/us/podcast/30-how-to-increase-your-confidence-and-overcome-doubt/id1732541818?i=1000674657387 Spotify: https://open.spotify.com/episode/6dzx5gVCKGZZn2u5UOQ6CG?si=1470ac6d665b4e2f Youtube: https://youtu.be/tp7T9TUFOiA?si=CXmnXwzvnpJuoFdV RESOURCES:  Did you miss The Owning It & Living It Experience 2024?? The OILI Experience is coming back in 2025!!!

In this insightful segment, Christina Philatre shares her journey of transitioning from owning a single-family home to managing a multi-unit short-term rental business—all in one deal! She reflects on the learning curves, lifestyle shifts, and lessons learned as she embraced the role of business manager while homeschooling her children. Christina gets real about the challenges of balancing entrepreneurship and family life, the misconceptions about passive income, and the rewarding yet demanding path of starting and growing a real estate business. From late-night setups to teaching her kids entrepreneurship along the way, Christina offers an honest perspective on the sacrifices, teamwork, and grit required to create long-term success. Listen to the full episode here Apple Podcasts: https://podcasts.apple.com/us/podcast/29-how-this-homeschool-mom-went-from-1-to-4-properties/id1732541818?i=1000673798220 Spotify: https://open.spotify.com/episode/3oZ1V3wRqBQ16k4sZcXgKh?si=00ef050913d0466c Youtube: https://youtu.be/H_WYZlYghNw GUEST RESOURCES:  Cristina Philatre - c.philatre@gmail.com. IG: @thehomedulcestudio RESOURCES:  Did you miss The Owning It & Living It Experience 2024?? The OILI Experience is coming back in 2025!!!

In this segment, we dive into the "Stabilization Phase" of real estate investing—a crucial, yet often overlooked, part of growing a successful portfolio. Our discussion breaks down why this phase, though less exciting than acquisitions, is essential for ensuring long-term profitability. From choosing tenants to setting up property management systems, and creating financial reserves, we cover the steps needed to take your investment from active to passive. Learn how focusing on stabilization now can set you up for sustained growth and prevent costly mistakes later. Tune in to find out how to make your property run like a well-oiled machine! Listen to the full episode here Apple Podcasts: https://podcasts.apple.com/us/podcast/28-the-3-phases-of-successful-real-estate-investing/id1732541818?i=1000672974451 Spotify: https://open.spotify.com/episode/61456Aai4NdDFRk7rXk1EP?si=20d82638b7814ac8 Youtube: https://youtu.be/UeUUyCH4xvo RESOURCES:  Did you miss The Owning It & Living It Experience 2024?? The OILI Experience is coming back in 2025!!!

In this segment, I'm joined by Precious K. Williams, a Mommy Wellness Coach and Generational Health Speaker, to break down the crucial differences between life coaches, wellness coaches, and counselors. Precious shares insights on how to choose the right type of support for your mental, emotional, and spiritual well-being. She emphasizes the importance of working with both counselors and coaches to heal deep wounds while creating actionable steps toward holistic wellness. Whether you're feeling stuck or simply seeking clarity, this conversation will help you better understand which support system aligns with your needs. Listen to the full episode here Apple Podcasts: https://podcasts.apple.com/us/podcast/27-break-the-burnout-cycle-how-to-reclaim/id1732541818?i=1000672007197 Spotify: https://open.spotify.com/episode/2e5SfcSByeP0BKaI41EIxV?si=b873233d59b64805 Youtube: https://youtu.be/j-yd4QNFZow?si=NNF20NLEmjmM-MVK GUEST RESOURCES:  Precious K. Williams  precious@simplypassionatelife.com  Free quiz: Preciouskwilliams.com/quiz  Webinar: Preciouskwilliams.com/webinar Program: Preciouskwilliams.com/moms-on-a-mission   Instagram: @Preciouskwilliams  RESOURCES:  Did you miss The Owning It & Living It Experience 2024?? The OILI Experience is coming back in 2025!!!

In this impactful episode, Pastor Lee Jenkins shares a transformative perspective on wealth, blending his financial expertise with biblical principles to inspire you on your wealth building journey. Tune in as Pastor Jenkins breaks down the mindset shifts necessary to close the racial wealth gap and create generational wealth. You'll learn: Why living below your means is the foundation of wealth-building. How to seize opportunities with strategy and purpose. Practical tips on saving, investing, and creating a lasting financial legacy. The spiritual and financial alignment that drives prosperity. Pastor Jenkins challenges us to rethink wealth—not as what we have but as who we are—and to take bold, disciplined steps toward our full financial potential. This conversation is for those ready to rewrite their financial story and leave a legacy of abundance. Tune in now and start cultivating your path to financial freedom! KEY POINTS:  - Money as the root of all evil? - Pastor Jenkin's financial mistakes and realizations  - The balance between financial success & maintaining faith - The importance of financial education - Some biblical perspectives on wealth - Mindset, habits, and wealth-building strategies - Four essential steps to developing the wealth within you - The value of investing in faith, family, and future QUOTES:  “Money is not the root of all evil. It is the love of money that is the root of all kinds of evil.” – Pastor Lee Jenkins  “But remember the Lord, your God, for it is He who gives you the ability to produce wealth.” – Pastor Lee Jenkins  “Wealth is not just what you have. Wealth is who you are.” – Pastor Lee Jenkins  GUEST RESOURCES  Pastor Lee Jenkins  IG | @leeallenjenkins RESOURCES:  Did you miss The Owning It & Living It Experience 2024?? The OILI Experience is coming back in 2025!!!

In this segment, Deana S. Hamilton shares powerful insights on healing from past hurts and opening yourself up to new relationships. She explains how to deal with trauma, identify triggers, and set healthy boundaries while maintaining compassion. Deana also introduces her PB&J method for emotional regulation, showing how pausing, breathing, and adjusting can help you navigate anxiety and stressful situations. This discussion dives deep into how healing, mindset, and relationships can transform your life and future opportunities. Listen to the full episode here Apple Podcasts: https://podcasts.apple.com/us/podcast/26-your-beliefs-make-or-break-your-real-estate-success/id1732541818?i=1000671242021 Spotify: https://open.spotify.com/episode/25K6q3jW054ZIkYyjgUxHh?si=3f689c7f47614e5a Youtube: https://youtu.be/hRGSJw9zMSM GUEST RESOURCES:  Deana Hamilton  Website | www.safehopecounseling.com IG | @safehopeatl RESOURCES:  Did you miss The Owning It & Living It Experience 2024?? The OILI Experience is coming back in 2025!!!

This episode features an inspiring panel discussion with successful women real estate investors sharing their journey to building wealth and confidence in a male-dominated industry. Learn how they've overcome intimidation, stayed resilient through challenges, and built thriving businesses by prioritizing education, mentorship, and community. If you've been dreaming of breaking into real estate or taking your investments to the next level, this episode will leave you empowered, motivated, and ready to act. Get practical advice on setting boundaries, finding support, and betting on yourself to achieve your goals. Tune in and transform your mindset to step boldly into the world of investing. KEY POINTS:  - The value of confidence  in a male-dominated industry  - On leveraging feminine strengths like attention to detail in real estate - The importance of building a supportive community of women investors - Safety concerns in real estate investment - Advice: prioritize education, mentorship, and perseverance - On embracing rejections as future opportunities  - The pivotal role of investing in yourself  QUOTES:  "If I don't feel comfortable going there by myself, it's not going to be a good flip for me, because I need to be able to go unattended to these properties." - Adrienne Sherwood "Don't let those nos get you down. Surround yourself with people that will give you yeses and that will help you find that yes and to really just lean into those people." - Cristina Mineo RESOURCES:  Did you miss The Owning It & Living It Experience 2024?? The OILI Experience is coming back in 2025!!!

In this segment, Josh Ernst, CEO & Founder of Backflip, breaks down the innovative financing products his company offers real estate investors, with a focus on fix-and-flip loans. Josh shares how Backflip is revolutionizing asset-backed lending with unique products tailored to different investor needs, including the Zero Gravity Loan, designed to minimize upfront costs. He also explains the role of DSCR loans and the importance of aligning interests between investors and lenders for long-term success. Listen to the full episode here Apple Podcasts: https://podcasts.apple.com/us/podcast/25-real-estate-investing-with-heart-how-backflip-ceo/id1732541818?i=1000670350555 Spotify: https://open.spotify.com/episode/0mS5CZ7wz7Mmiy4SaoOXyL?si=0a55b6f6cf004820 Youtube: https://youtu.be/YUZGhcPYCmU GUEST RESOURCES:  Josh Ernst  LinkedIn | @joshuaernst RESOURCES:  Did you miss The Owning It & Living It Experience 2024?? The OILI Experience is coming back in 2025!!!

Join Erika for a powerful live panel discussion featuring inspiring stories and lessons from real estate trailblazers in the Wealth Within Reach community. From overcoming imposter syndrome and addressing personal trauma to navigating crises and achieving long-term success, this episode dives deep into the mindset and strategies needed to thrive in real estate investing. You'll walk away with practical advice to help you break through limiting beliefs and build your confidence on your journey to financial freedom. RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[megaphone] [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  Discover the ultimate real estate strategies and frameworks that have transformed the industry in this special S2 - BEST OF episode. We're taking a deep dive into the tools, insights, and success stories that have shaped top performers this year. Let's recall these powerful insights to refine your strategy, maximize returns, and build a lasting legacy. Welcome 2025 with clarity, confidence, and proven frameworks that bring wealth within reach. The future starts now! KEY POINTS:  - 24: Keep or Sell? 7 Proven Steps You Should Take to Make the Right Call on Your Property  - 26: Your Beliefs Make or Break Your Real Estate Success: How to Shift Your Mindset with Deana S. Hamilton  - 28: The 3 Phases of Successful Real Estate Investing - 32: Don't Fear Cost: How to Spot True Value, Seek Mentorship, & Invest in Yourself Like a Real Estate Pro w/ Gerald Thompson - 33: How to Think Like a CEO (Not an Employee) in Real Estate Investing - 35: Turning Grief Into Greatness: Jackie Lovelock's 14-Day Real Estate Transformation RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  In this BEST OF episode, we revisit some powerful conversations that delve into the profound connection between mental health and financial wellness. Tune in to find out how maintaining mental health can shape better financial decisions, as well as how to use money as a tool to serve your purpose — not as something that controls you. These insights remind us that true abundance comes from aligning emotional well-being with financial goals. As the year comes to a close, let this episode be your guide to cultivating a prosperity mindset and stepping into 2025 with clarity and purpose!  KEY POINTS:  - 27: Break the Burnout Cycle: How to Reclaim Generational Wellness with Precious K. Williams - 22: Stop Separating Faith & Finance! Pastor Lee Jenkins on Building Wealth with God as Your Guide RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  In this BEST OF episode, Erika and her guests dive into the transformative potential of homeschooling with special guests who share their unique journeys. From the flexibility and freedom homeschooling offers to how it introduces children to entrepreneurship and real estate investments, these conversations are packed with inspiration and actionable insights. Whether you're considering homeschooling or already on this path, this episode offers valuable perspectives to help you empower your family's future. KEY POINTS:  - 31: How to Homeschool to College with Leslie W. Bray - 7: Homeschool Student to Entrepreneur: My Son Jaxon Brown's Homeschooling Journey   - 23: Kendra Barnes on Turning Her $50k Mistake into Real Estate Mastery  - 29: How This Homeschool Mom Went From 1 to 4 Properties in 60 Days!  RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  This episode is extra special because it's a FEATURE episode where I was a guest on the Goal Digger podcast, hosted by the amazing Jenna Kutcher. It was a phenomenal conversation, and I knew I had to share it with you! We dove deep into the big question: Is it really possible to work less and earn more? As a former bank manager and busy mom, I felt stuck in the corporate grind, craving more time with my family. That's when I discovered real estate investing—and I haven't looked back since. I shared how I started small, investing just $3,000 in my first rental property, and grew it into a multi-million dollar portfolio. Join us as we uncover the mindset shifts needed to embrace passive income, the importance of valuing your time, and why building a supportive community is a game-changer in your real estate journey. KEY POINTS:  - On the nuances of having a passive income - How Erika's exposure to entrepreneurs encouraged her in real estate - Erika's initial real estate investment journey through self-education  - The importance of overcoming fear and intimidation in real estate investing  - Erika's approach to generating income from a vacation home property - Strategies for balancing business, real estate, and family  - The transformative impact of a $37 entrepreneurial class on Erika's business growth - Erika's vision: Create a hub for women and minorities in real estate & personal finance QUOTES: “Instead of looking at that long list of 10 things that I have to do, how can you focus on the one thing that can drive the most impact?" “You need to focus on the $1,000-an-hour task versus spending your time doing a $10-an-hour task – that was a game changer for me." GUEST RESOURCES:  Jenna Kutcher  Website | jennakutcher.com  IG | @jennakutcher Goal Digger Podcast  Website | jennakutcherblog.com/erikabrown/  Spotify | spotify.com/episode/0NIeEC5xq6EX71crsFvxrL?si=sMfML3r3S42QjsBqT3eXxQ  Apple @is-it-possible-to-work-less-and-earn-more/id1178704872?i=1000665014400  RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  Economic uncertainty doesn't have to derail your real estate goals! That is why in this episode, I'll share actionable strategies to keep your rental business thriving, no matter the market conditions.  From negotiating better deals to mastering recession-proof exit strategies, you will learn how to adapt and protect your investments in real estate. Plus, I'll break down the myths about voucher tenants and how you can leverage Section 8 properties to ensure consistent cash flow. Tune in to strengthen your investing game and recession-proof your portfolio! KEY POINTS:  - What is a recession? - On navigating Airbnb and long-term rentals  - The importance of having multiple exit strategies - 1: On negotiating and purchasing properties under market value - 2: Buying value add properties - 3: On considering section eight in rental properties - BRRR method: buy, rehab, rent, refinance, and repeat - The importance of proper screening for tenants  - Invest in the right knowledge and supportive community QUOTES: “You could make three times more income through Airbnb than long-term renting. So, that really helped me to scale my portfolio faster for us to be able to buy properties faster.” – Erika Brown “BRRR method is still a good method to use when investing in real estate, but that refinance part can be kind of tricky in this market.” – Erika Brown RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app. In this heartfelt and motivational episode, I sit down with my mentee, Jackie Lovelock, to unpack her remarkable journey into real estate investing. Jackie shares how she honored her late mother's legacy by diving headfirst into real estate, completing my course in just 14 days, and tackling her first property with courage and resilience. We explore the hurdles Jackie faced as a beginner investor, including learning how to run numbers, handle unexpected setbacks, and lean on her community for support. Jackie's story is proof that with the right mindset, tools, and network, financial freedom is within reach. Tune in for an inspiring conversation filled with practical insights, emotional breakthroughs, and the power of mentorship. KEY POINTS:  - Jackie's journey to real estate investing  - The importance of structured education and mentorship  - Challenges in dealing with different lenders - On addressing deferred maintenance issues - The value of community support, mentorship & resources - Be consistent: Learning and community engagement  - Jackie's advice for aspiring investors  - FREE Workshop: Starting from Scratch  QUOTES:  “We always tell ourselves: ‘It's not the right time' — It's never going to be the right time. I always say: you can pay your mortgage, you're not homeless. If you're ready to do it, go ahead and do it and stop saying it's not the right time.” – Jackie Lovelock  “Some people may freeze and just get stuck and say, I don't know what I'm going to do and not do anything. And then some people want to run away… So, people respond differently."  – Erika Brown  GUEST RESOURCES: Jackie Lovelock RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  Running multiple businesses doesn't have to mean running yourself into the ground. In this episode, I share how to structure your day like a CEO, implement delegation strategies, and create a “not-to-do” list to focus on high-impact tasks. From managing a real estate brokerage to educational ventures, I reveal the mindset shifts and routines that help me balance it all. Learn how to turn unexpected challenges into growth opportunities, set intentional weekly goals, and build the team you need to thrive. KEY POINTS:  - On managing multiple businesses and personal life  - The importance of setting weekly intentions  - Schedule efficiently: On delegating tasks and using online apps - The concept of a “Not-To-Do List”  - The value of focusing on high-impact tasks  - Benefits of having a supportive team  - Ways how to handle unexpected challenges  - Workshop: Build Your Dream Team  - Be the CEO of your life mindset  QUOTES: "We're all trying to figure it out, no one has fully arrived." – Erika Brown “At the end of the day, you want to be able to have a business that revolves around your life and not the other way around." – Erika Brown RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app. In this empowering episode, we dig deep into the shift from DIY investor to CEO investor in the real estate world. Discover why adopting a CEO mindset is crucial for scaling up and moving from hands-on management to strategic leadership. We discuss the value of mentorship and how a mentor can help you gain vital strategies, scenario insights, and valuable network connections, ultimately accelerating your growth. Tune in to learn the essential steps to transform your approach, reduce costly mistakes, and set yourself up for true financial freedom through real estate. KEY POINTS:  - The concept of ‘fast-tracking' in real estate investments  - Vision: The employee mindset vs the CEO mindset - Time freedom as the ultimate goal  - The impact of mental exhaustion on productivity  - The value of hiring people and delegating tasks  - The importance of having a mentor  - On focusing on value over price  - Benefits of finding the right mentor  QUOTES: “If scaling up, buying multiple properties [or] being able to truly experience financial freedom through real estate is your goal I, highly suggest that you find a mentor.” – Erika Brown “Taking a time inventory is so important. You can do an assessment to figure out what is giving you energy and what is draining you. This will then determine things that are draining you — even if it's one or two things you can delegate.” – Erika Brown RESOURCES:  [BACKFLIP] Struggling with property data and financing? Discover Backflip—the all-in-one platform that instantly analyzes properties, pulls high-quality comps, and provides fast evaluations. Plus, apply for loans directly through the app and get help choosing the right investment strategy. Transform your real estate investing today! Click HERE to download the Backflip app.  [OILI EXPERIENCE] Use code PODCAST10 to get 10% off your ticket to the Owning It and Living It Experience, November 1-3 in Atlanta, Georgia! Don't miss out on learning from top industry experts like Henry Washington, Kendra Barnes, Jackie and Preston Perry, Lecrae Moore, and more. Plus, I'm giving away a fully renovated house—this year only! No virtual tickets—be in the room to level up your real estate game and immerse yourself in a unique blend of culture and knowledge. Click HERE to get your ticket.  [FREE CONSULTATION] Looking to buy, sell, or invest in real estate in Atlanta? My team of expert, investor-friendly agents is here to help! Book a free 15-minute consultation with one of my agents today, and let's figure out your next move together. [FB GROUP] Loving the podcast and want to connect with me and our incredible guests? Join the Owning It and Living It Facebook group! It's your go-to spot for real estate tips, advice, and a supportive community of investors just like you. Join us today and let's take your real estate journey to the next level.  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network