Podcasts about owning it

WORK WITH ME AND STAY CONNECTED ✨ Ready to stop figuring this out alone and build a real strategy with someone who has done it? Book a call: calendar.app.google/NMFNL2CYYPMP1FZn7 ✨ Join the newsletter for weekly real estate wealth-building tips: erikab.kit.com/f2f4df9a56 ✨ Final year of The Owning It and Living It Experience, November 13-15, 2026 in Atlanta. The price increases again July 31st: experience.owningitandlivingit.com ✨ Follow for more: instagram.com/erikabrowninvestor/ #realestateconference #realestateinvesting How to Buy a Rental Property Without 20% Down (4 Strategies That Actually Work) You do not need 20% down to buy a rental property. That one myth has kept more people stuck on the sidelines than bad credit ever has, and it cost me years and deals I will never get back. In this episode of Wealth Within Reach, I am breaking down four real ways to buy your first or next rental property without draining your savings or putting 20% down. I started with a $3,000 down payment on my very first property, and 10 years later that one decision turned into 30-plus doors and multiple millions in equity. So if you have been waiting until you "save up enough," this is the episode that shows you a faster way in. Here is what we get into: The vacation home loan that lets you buy with just 10% down at primary-home interest rates, the same strategy we used to buy our North Georgia cabin at a 3% rate and rent it out when we are not using it. The step-up strategy, my favorite low-barrier move where you buy a home to live in with 3% to 5% down, live there a year, then turn it into a rental, plus how to stack house hacking on top of it even if you have a family, kids, and pets like I did. The family opportunity mortgage almost nobody talks about, the one that let one of my clients buy a home for her aging mom with 5% down and save $58,000 in the process. The bonus equity play for people who do not want to move at all and want to use the equity already sitting in their home through a HELOC to fund the next deal. If you are smart, ambitious, and done treating real estate like a hobby, this one is for you. Watch to the end because the bonus strategy is the one most people can actually use right now in 2026. CHAPTERS 0:00 The number one myth keeping you from your next property 0:27 Welcome to Wealth Within Reach 2:32 What waiting on a 20% down payment is really costing you 3:00 Strategy 1: The vacation home loan (10% down) 7:07 Strategy 2: The step-up strategy (3% to 5% down) 8:30 Bonus move: House hacking with a full house 10:00 Strategy 3: The family opportunity mortgage (5% down) 13:00 Bonus strategy: Using your home equity and a HELOC 14:30 Recap and your next step ABOUT ERIKA BROWN I am Erika Brown, a real estate investor, serial entrepreneur, and host of the Wealth Within Reach podcast. I teach landlords and aspiring investors how to scale a real estate portfolio without burning out, without draining their savings, and without gatekeeping. My mission is helping you build real, generational wealth through ownership so you can create true options for your family. If this episode helped you, comment which strategy you are running first, give it a like, and subscribe so you never miss an episode. #realestateinvesting #rentalproperty #wealthwithinreach #realestate #passiveincome #financialfreedom #buildingwealth #housing #realestatetips #investing #househacking #generationalwealth Keywords: how to buy a rental property without 20 percent down, real estate investing for beginners, low down payment rental property, vacation home loan strategy, step up strategy real estate, house hacking with a family, family opportunity mortgage, HELOC to buy rental property, building wealth through real estate, Erika Brown, Wealth Within Reach, how to invest in real estate with little money, buy rental property with 10 percent down, real estate investing 2026

✨ Ready to stop figuring this out alone and build a real strategy with someone who has done it? Book a call: calendar.app.google/NMFNL2CYYPMP1FZn7 ✨ Join the newsletter for weekly real estate wealth-building tips: erikab.kit.com/f2f4df9a56 ✨ Final year of The Owning It and Living It Experience, November 13-15, 2026 in Atlanta. Early bird ends May 31: experience.owningitandlivingit.com ✨ Follow for more: instagram.com/erikabrowninvestor/ The headlines say home prices are flat or declining.   These 3 markets are quietly appreciating 5 to 7% a year. That is almost double the historical average.   Indianapolis. Columbus. San Antonio. Inside the episode I break down the population growth, job growth, and corporate money behind each one so you know exactly why they made my list for 2026.   Follow the money. Subscribe so you never miss a breakdown like this.

✨ Ready to stop figuring this out alone and build a real strategy with someone who has done it? Book a call: calendar.app.google/NMFNL2CYYPMP1FZn7 ✨ Join the newsletter for weekly real estate wealth-building tips: erikab.kit.com/f2f4df9a56 ✨ Final year of The Owning It and Living It Experience, November 13-15, 2026 in Atlanta. Early bird ends May 31: experience.owningitandlivingit.com ✨ Follow for more: instagram.com/erikabrowninvestor/ Last week I shared how one phone call took me from buying one property a year to seven in a single year. That phone call introduced me to the BRRRR strategy, and that strategy is the reason I have been able to build a multi-million dollar rental portfolio in under 10 years without a ton of cash, without perfect credit, and without burning out. This week I am walking you through exactly what the BRRRR strategy is and how to run the numbers in under 10 minutes. BRRRR stands for Buy, Renovate, Rent, Refinance, and Repeat. This strategy works in any market when you know how to run it the right way. I have used it in 2020, 2021 when properties were flying off the market, and I am still using it today in a slower market. The key is in the math and the discipline of buying right. In this episode you will learn: What the BRRRR strategy actually is and who it is for The exact type of property I look for when I am buying a BRRRR deal (hint: think grandma's house) Why you make your money when you BUY, not when you sell How to determine the ARV (After Repair Value) of a property before you ever step inside it The 70% rule and exactly how to use it to know if a deal is worth pursuing How to recycle the same money over and over again to buy property after property The cosmetic upgrades that actually add value (and the ones that waste your money) This episode is for the landlord who wants to scale, has a little bit of time and margin to put into renovations, and is ready to stop relying on saving up a 20% down payment for every single deal. If you missed Part 1, go back and listen to the story behind how this strategy changed everything for me.

✨ Ready to stop figuring this out alone and build a real strategy with someone who has done it? Book a call: calendar.app.google/NMFNL2CYYPMP1FZn7 ✨ Join the newsletter for weekly real estate wealth-building tips: erikab.kit.com/f2f4df9a56 ✨ Final year of The Owning It and Living It Experience, November 13-15, 2026 in Atlanta. Early bird ends May 31. Save $300 on your ticket! www.experience.owningitandlivingit.com ✨ Follow for more: instagram.com/erikabrowninvestor/ For years I was stuck at one or two properties a year and I could not figure out why. I thought I needed more money. I thought I needed to wait for the right deal. I thought I needed to read one more book or take one more course. I was wrong about all of it. The thing standing between me and my next deal was not the market. It was me trying to do everything alone. In this episode I share the backstory of how one phone call with a mentor took me from buying one property a year to buying seven in a single year. We get into the BRRRR strategy (Buy, Renovate, Rent, Refinance, Repeat), why the strategy itself was only half of what unlocked everything for me, and the real reason most landlords stay stuck at one or two properties for years. You will learn: The exact moment I realized I was the bottleneck in my own portfolio How the BRRRR strategy works and why it lets you recycle the same money over and over again Why the lender referral I got was worth more than the strategy itself How one introduction unlocked over $2 million in lending capacity for my business The honest math on what it costs to stay stuck versus what it costs to get in the right rooms Why "the who" matters more than "the what" when you are trying to scale your rental portfolio This episode is for the landlord who has been treating real estate like a hobby and is ready to take it seriously. If you have been trying to figure this out alone and it is not working, this one is for you.

✨ Ready to stop figuring this out alone and build a real strategy with someone who has done it? → calendar.app.google/NMFNL2CYYPMP1FZn7 ✨ Sign Up for my Newsletter → erikab.kit.com/f2f4df9a56 ✨ Grab your Early Bird Ticket to The Owning It & Living It Experience by 5/31 → www.owningitandlivingitexperience.com ✨ Follow for more → instagram.com/erikabrowninvestor Most of the real estate advice you scroll past on Instagram is from someone who has been doing this for 18 months. My guest today has been doing it for 30 years. In this episode, I'm sitting down with Doctor Joe, a real estate investor who left a Fortune 100 corporate career and started buying rental properties one at a time. No flips. No quick wins. No hype. Just Section 8 housing, smart systems, and a refusal to quit when the market got hard. Three decades later, he's not chasing the next deal. He's traveling the world while his portfolio pays for it. Six countries this year. He recorded this episode with me right after he came back from Mexico and Dominica.This is the conversation I needed when I bought my first rental and didn't know if I was crazy for wanting more. If you're tired and quietly wondering whether real estate is even worth it anymore, this is the one.The final OILI Experience happens November 13 to 15, 2026 in Atlanta. If you've been thinking about coming, this is your last chance to be in the room. Tickets at experience.owningitandlivingit.com.Listen to the podcast version: Instagram → instagram.com/erikabrowninvestor/ Time stamps: [00:00] Meet Doctor Joe and the Fortune 100 exit [02:00] Buying one property at a time on Section 8 [05:30] What 30 years of cycles taught him [09:00] Why most investors quit at property #2 [13:00] The bookkeeping mistake landlords don't see coming [17:00] Why scary markets are the best time to buy [21:00] Living off the rewards (six countries this year) 24:00 The investor roadmap 27:00 What he'd tell his younger self #realestateinvestor #blackwomenbuildingwealth #realestatecoach #conference #realestateconference

Ready to stop figuring this out alone and build a real strategy with someone who has done it? → calendar.app.google/NMFNL2CYYPMP1FZn7 ✨ Sign Up for my Newsletter → erikab.kit.com/f2f4df9a56 ✨ Grab your Early Bird Ticket to The Owning It & Living It Experience → www.owningitandlivingitexperience.com ✨ Follow for more → instagram.com/erikabrowninvestor/ For the last year, I've been carrying a decision I didn't know how to say out loud. In this episode, I'm finally telling you why I'm letting go of something I spent 3 years building from nothing. The Owning It and Living It Experience has changed lives. People stop me at events to tell me how this conference opened their eyes to possibilities they never knew existed. So why am I walking away? I'm sharing the real, the honest, and the deeply personal reasons behind this decision. Here's what I cover: → The honest truth about what it really takes to build a conference of this magnitude → Why turning 40 changed everything about what I say yes to → The vivid vision exercise that helped me build my dream life in under 5 years → What the hustle of my 30s actually cost me (and why I'm done with that pace) → The season of surrender I'm in and what it means for the future of OILI → Why "you can do something" and "you should do something" are two different conversations → My favorite memories from the last 2 years of the conference If you've ever felt the weight of something successful and couldn't articulate why it was weighing on you, this episode is for you. The final OILI Experience happens November 13-15, 2026 in Atlanta. If you've been thinking about coming, this is your last chance to be in the room. Tickets at experience.owningitandlivingit.com. Listen to the podcast version: [PASTE PODCAST LINK] CONNECT WITH ME: Instagram → instagram.com/erikabrowninvestor/ Time stamps: 00:00 The decision I've been carrying for a year 01:30 What the OILI Experience really is 04:00 My favorite memories from the last 2 years 07:00 What contributed to this decision 09:30 Turning 40 and the vivid vision shift 12:00 The 30s hustle vs the 40s reaping season 15:00 The questions I had to ask myself 17:30 You can vs you should 19:00 What's next for OILI #realestateinvestor #blackwomenbuildingwealth #realestatecoach #conference #realestateconference

✨ Ready to stop figuring this out alone and build a real strategy with someone who has done it? Book a call to work with me in 2026! https://calendar.app.google/NMFNL2CYYPMP1FZn7 ✨ If this episode was helpful, you'll love my newsletter. Practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56 ✨ If you're looking to meet more like-minded people building wealth, you'd love being in the room at The Owning It & Living It Experience. Grab your ticket before the next price increase. https://experience.owningitandlivingit.com ✨ FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily content. https://www.instagram.com/erikabrowninvestor/ Most landlords do not lose money because the market turned on them. They lose money because they bought a property that was never a good deal and nobody taught them how to tell the difference. In this episode, I walk you through the exact four-number filter I run on every single property before I ever think about making an offer. No complicated spreadsheets. No guesswork. Just four numbers that tell you in under 10 minutes whether a deal is worth your time or whether you need to keep moving. Here is what we cover: → Why analyzing deals based on feelings will cost you → How to pull real comparable sales the right way → The rental number mistake that turns an asset into a liability → Why your expenses are never just the mortgage payment → How to calculate real cash flow before you fall in love with a property If the numbers do not work on paper, no amount of fixing and hoping will make them work in real life. This episode will show you exactly what to look for. #realestateinvesting #landlord #rentalpropertyinvesting #wealthbuilding #blackwealthmatters

If you are carrying the financial weight alone and real estate keeps calling you — this one is for you.

✨ Ready to stop guessing and start scaling? My Landlord Accelerator is a live 4-week cohort where I help you lock in your strategy, build real systems, understand your financing, and create a 90-day plan for your next deal. We start the week of April 6 and spots are limited. Grab your spot here: https://owningitandlivingit.com/landlord-accelerator/ You did the right thing. You bought the property. You made the  investment. But right now real estate doesn't feel like freedom —  it feels like a second responsibility on top of everything else  you're already carrying. Before you start questioning whether this was even worth it —  watch this episode. Because what you're feeling isn't a sign that  real estate isn't working. It's a sign that something specific  needs to shift. And I'm going to tell you exactly what that is. In this episode I break down:

✨ Join me for my FREE Class! The Biggest Roadblocks Keeping Landlords From Scaling — and How to Fix It March 26, 2026 at 12PM & 7PM ET via Zoom https://owningitandlivingit.com/landlord You want to buy your next rental property — but something keeps stopping you.  It's not the market. It's not the rates. It's probably one of these 3 mistakes.  And the third one? Most landlords don't even realize it's happening to them. In this episode I break down the 3 real reasons landlords stay stuck:

✨Join me for my FREE Class! The Biggest Roadblocks Keeping Landlords From Scaling — and How to Fix It  March 24, 2026 at 12PM & 7PM ET via Zoom ​​https://owningitandlivingit.com/landlord Grab your Early Bird Tickets to The OILI Experience https://experience.owningitandlivingit.com If you're looking to meet more like-minded people that are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase. https://experience.owningitandlivingit.com The investment that changed my real estate business wasn't a property. It wasn't a course. It wasn't even a mentor. It was being in the room. In 2021, I went to my first BiggerPockets conference terrified—attending alone, afraid of wasting money, worried I'd be the least successful person there. What happened next changed my entire trajectory. In this video, I share: ✅ Why I almost didn't go (and what finally pushed me to show up) ✅ The deal analysis revelation that led to over $1M in equity ✅ How being in person calibrated my mindset (vs. online comparison that was killing me) ✅ The connection that turned me from attendee to podcast guest ✅ What happens in person that can NEVER happen online ✅ Why I've invested tens of thousands in events—and made it all back If you've been building your real estate portfolio alone, behind a screen, this is your sign. There's another way. Stay tuned—something is coming in March that will put YOU in the room. ━━━━━━━━━━━━━━━━━━━━━ ⏱️ TIMESTAMPS ━━━━━━━━━━━━━━━━━━━━━ 0:00 - The investment that changed everything 0:30 - Why I almost didn't go to my first conference 2:00 - Breakthrough #1: How I analyze deals changed 3:30 - Breakthrough #2: The calibration I needed 5:00 - Breakthrough #3: The connection that changed my business 6:30 - What happens in person that doesn't happen online 8:00 - Something is coming in March ━━━━━━━━━━━━━━━━━━━━━ ✨ WORK WITH ME ━━━━━━━━━━━━━━━━━━━━━ If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56 Would you like to work with me directly? Book a Call to work with me in 2026! https://calendar.app.google/NMFNL2CYYPMP1FZn7 FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content (I'm taking you behind the scenes of my Mastermind Retreat this week!) https://www.instagram.com/erikabrowninvestor/ ━━━━━━━━━━━━━━━━━━━━━

✨Join me for my FREE Class! The Biggest Roadblocks Keeping Landlords From Scaling — and How to Fix It  March 24, 2026 at 12PM & 7PM ET via Zoom ​​https://owningitandlivingit.com/landlord Want to see the exact tech stack I use to run my $5M+ rental portfolio? In this video, I'm breaking down every tool — starting with Baselane, the banking and bookkeeping platform that keeps my entire rental operation organized and running on autopilot. 50,000+ real estate investors use Baselane to automate their rental finances. Sign up at http://baselane.com/erikabrown  and get a $100 cash bonus.

✨Join me for my FREE Class!The Biggest Roadblocks Keeping Landlords From Scaling — and How to Fix It  March 24, 2026 at 12PM & 7PM ET via Zoom ​​https://owningitandlivingit.com/landlord There are only 3 systems that separate landlords who scale from landlords who stay stuck at 1-2 properties. And it doesn't matter if you're running short-term rentals, mid-term rentals, or long-term rentals—these systems are non-negotiable. In this video, I break down the 3 systems every landlord needs: ✅ System #1: Leasing/Booking System (how to fill vacancies across all strategies) ✅ System #2: Maintenance/Operations System (how properties run without you) ✅ System #3: Financial System (tracking income, expenses, and profit by strategy) I'll show you what these systems look like across different rental strategies in my $5M+ portfolio, and why building them is the difference between working harder and scaling smarter. ━━━━━━━━━━━━━━━━━━━━━ ⏱️ TIMESTAMPS ━━━━━━━━━━━━━━━━━━━━━ 0:00 - The 3 systems that separate landlords who scale 0:30 - Why most landlords stay stuck (all strategies) 1:30 - System #1: Leasing/Booking System (STR, MTR, LTR) 3:30 - System #2: Maintenance/Operations System 5:30 - System #3: Financial System (strategy comparison) 7:30 - Why most landlords don't have these systems ━━━━━━━━━━━━━━━━━━━━━

Former pro wakeboarder Brad Smeele joins the show to share the story behind his book Owning It and the 11.5-year journey since a filming accident left him a quadriplegic. He explains why he wrote the book himself using a mouth stick, recounts the crash and rescue, and describes grief, rock bottom, and learning happiness. Brad discusses friendships, caregiving, accessibility, his wheelchair tech, breath-hold freediving, travel, and lessons on mindset, presence, gratitude, and asking for help.

I could afford luxury bags, luxury cars, and all the status symbols that come with a high income. But I choose to own mortgage-free rental properties instead. Here's why—and here's the math that changed everything for me. In this video, I break down: ✅ The real cost of chasing luxury vs. building assets ✅ The financial breakdown: $10K bag vs. mortgage-free rental property ✅ Why real wealth is quiet and fake wealth is loud ✅ How prioritizing assets over aesthetics changed my family's trajectory ✅ The exact strategy I use to redirect lifestyle spending into real estate ✅ What my kids will inherit (and why that matters) If you're a high-income earner who's tired of looking wealthy but not actually building wealth, this video is for you. ━━━━━━━━━━━━━━━━━━━━━ ⏱️ TIMESTAMPS ━━━━━━━━━━━━━━━━━━━━━ 0:00 - Why I choose homes over designer bags 0:45 - My turning point: when I stopped chasing status 3:30 - The math: Designer bag vs. mortgage-free property 7:30 - The mindset shift that changes everything 10:00 - How to prioritize assets over aesthetics (practical steps) 12:30 - Choose wealth that lasts ━━━━━━━━━━━━━━━━━━━━━ ✨ WORK WITH ME ━━━━━━━━━━━━━━━━━━━━━ If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56 Would you like to work with me directly? Book a Call to work with me in 2026! https://calendar.app.google/NMFNL2CYYPMP1FZn7 If you're looking to meet more like-minded people that are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase. https://experience.owningitandlivingit.com FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content. https://www.instagram.com/erikabrowninvestor/ ━━━━━━━━━━━━━━━━━━━━━

(00:00) — Opening + Early Spark: PBS Nova lights up neuroscience and a reluctant interest in medicine.(01:11) — Family Expectations vs Autonomy: Pressure from a physician dad meets teenage rebellion.(02:38) — Why the Brain: Linking biology to behavior and people.(03:51) — MD vs PhD: Lab work that kept pointing back to patients.(05:19) — Learning the Process: What help a physician parent could and couldn't give.(06:54) — College Uncertainty: Pre-reqs without a clear why.(08:12) — OChem Walls: A D, COVID retake, and imposter syndrome.(10:16) — Asking for Help: An advisor's belief and an ADHD nudge.(12:46) — Retaking Again: Why OChem came back during the gap year.(13:39) — Owning It in Interviews: Explaining GPA discrepancies.(16:03) — Finding the Why in Clinic: Psychometrist work reframes the grind.(18:06) — Gap Years Multiply: Burnout, scribing, and a reset on plans.(20:03) — MCAT Long Game: Planning pitfalls and voiding the first test.(24:16) — Treat the Test Taker: Support, therapy, and ADHD/anxiety diagnosis.(27:02) — Accommodations Talk: The policy gap that hurts late-diagnosed students.(31:16) — Secondaries Crunch: No prewriting, 50 schools, heavy lift.(33:06) — First Interview Joy: Late-cycle invitations and renewed hope.(36:11) — Enjoying Interviews: Validation, calm, and showing up as yourself.(37:36) — First Acceptance Jitters: Legacy doubt and social media nuance.(39:42) — Choosing a School: In-state fit, family proximity, and finances.(41:03) — Med School Life: Hard and fun, community and decompression.(42:50) — Make the Time: Gym, therapy, friends, and sustainable studying.(43:24) — Final Encouragement: If it's meant for you, adjust and keep going.Chauncella shares how a middle-school fascination with neuroscience grew into a conviction to practice medicine—despite family pressure, self-doubt, and some very real hurdles. We dig into an OChem D, retakes across COVID, and the imposter syndrome that kept Chauncella from asking for help. A supportive advisor opened the door to evaluate ADHD, and during gap years Chauncella's psychometrist role made the patient impact feel undeniable. The MCAT became another turning point: inconsistent planning, test-day anxiety, and ultimately voiding the first attempt led to addressing mental health, receiving ADHD/anxiety diagnoses, and finally moving forward with clarity. Chauncella applied once to about 50 schools without prewriting secondaries, still earning seven interviews—many later in the cycle than expected—and learning to enjoy the process. The first acceptance brought complex “legacy” feelings, but subsequent offers and an in-state choice close to family brought confidence and fit. Now in pre-clinicals, Chauncella prioritizes balance—making time for the gym, therapy, and friends—to sustain the work. This conversation offers practical takeaways on asking for help, reframing setbacks, navigating timelines, and holding onto your why.What You'll Learn:- How to turn OChem setbacks and an MCAT void into momentum- Why addressing ADHD/anxiety can change your study and test strategy- Using gap years for clinical clarity and strengthening your application- Approaching interviews with calm, authenticity, and confidence- Choosing a school with fit, proximity, and finances in mind

Doubt on wedding day can be quiet but crushing—the second-guessing after a tough call, the 2 a.m. mental replay, the nagging feeling that something's off even when the night goes "fine." That's what winging it feels like, even when you're good at what you do.In this episode, From Winging It to Owning It, Krisy Thomas, Senior Educator with The CWP Society, sits down with Master Certified Wedding Planners,   Nikki Rodgers and Brittney Poole, to unpack how they made the shift from reactive problem-solving to confident, visible leadership that vendors trust and couples feel.We get specific about what changed. Certification didn't just add letters after their names, it gave them usable frameworks: contracts that protect the work, pricing that reflects value, and timelines detailed enough to coordinate arrivals, handoffs, and contingencies without friction. They show how defined assistant roles expand your field of view, and why proactive vendor communication turns a list of services into a true team.The difference between winging it and owning it shows up in moments that matter, like a guest collapsing during dinner and the room staying composed because the plan, the roles, and the trust were already in place.We also confront the hidden cost of improvising your way through: undervaluing fees, fraying venue relationships, and fueling the misconception that planners are optional. Nikki and Brittney explain how identifying blind spots, package design, clause gaps, staffing standards, reduced anxiety and raised the quality bar. Their candor about perfectionism, pressure, and the physical toll of constant vigilance is matched by a clear path forward: build systems, practice them, and surround yourself with peers who share your standards.The community piece matters. Regular workshops, co-working sessions, and mentorship turned a solitary job into a supportive network that speeds decisions and sustains momentum.If you've felt that quiet tug that something's missing, this conversation hands you next steps to replace guesswork with clarity and calm, to stop winging it and start owning it.Subscribe, share with a planner friend who needs encouragement, and leave a review with your biggest takeaway. Ready to go deeper? Use code PODCAST for $50 off  the Executive Certification Program at cwpsociety.com before the next episode drops.www.cwpsociety.com | info@cwpsociety.com | IG: @cwpsociety | FB: @cwpsociety

I manage a $5M+ rental property portfolio and I'm never on call. No midnight texts. No emergency calls. No tenant drama. Here's exactly how I do it—and I'm showing you my actual systems in under 10 minutes. In this video, you'll see: ✅ The 3 systems every landlord needs to stop being on call ✅ My exact rent collection platform (and why automation changed everything) ✅ The maintenance portal that eliminated emergency texts ✅ How I centralized tenant communication so nothing falls through the cracks ✅ Why most landlords are stuck as "the system" instead of building one If you're tired of being on call for your rental properties, this video will show you the exact systems I use to run my portfolio without the burnout. ━━━━━━━━━━━━━━━━━━━━━ ⏱️ TIMESTAMPS ━━━━━━━━━━━━━━━━━━━━━ 0:00 - Why I'm never on call for my properties 0:20 - The 3 systems you need 1:30 - System #1: Automated rent collection 3:30 - System #2: Maintenance portal walkthrough 6:00 - System #3: Centralized communication hub 7:30 - How to stop being the system ━━━━━━━━━━━━━━━━━━━━━ ✨ WORK WITH ME ━━━━━━━━━━━━━━━━━━━━━ If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56 Would you like to work with me directly? Book a Call to work with me in 2026! https://calendar.app.google/NMFNL2CYYPMP1FZn7 If you're looking to meet more like-minded people that are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase. https://experience.owningitandlivingit.com FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content. https://www.instagram.com/erikabrowninvestor/ ━━━━━━━━━━━━━━━━━━━━━

The rental market is shifting—and not every strategy will win in 2026. So I'm breaking down the best rental property strategy for the year ahead based on what I'm seeing in my $5M+ portfolio and what's working for my students. Whether you're deciding between short-term rentals, mid-term rentals, or long-term rentals—or you're wondering if you should pivot your current strategy—this bonus episode will give you clarity. In this video, I cover: ✅ Why 2026 is different from previous years in real estate ✅ The rental strategy I'm betting on (and why) ✅ Who this strategy is best for (and who should avoid it) ✅ Market trends that are shaping this decision ✅ How to know if you should switch strategies or double down on what you're doing ✅ Real numbers: cash flow, occupancy, and ROI comparisons If you're planning your 2026 rental property strategy, this is the episode that will help you make the smartest move. ━━━━━━━━━━━━━━━━━━━━━ ⏱️ TIMESTAMPS ━━━━━━━━━━━━━━━━━━━━━ 0:00 - Why 2026 is a pivotal year for rental strategies [Add your specific timestamps here when you upload] ✨ JOIN MY NEWSLETTER ━━━━━━━━━━━━━━━━━━━━━ If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56 ✨ WORK WITH ME Would you like to work with me directly? Book a Call to work with me in 2026! https://calendar.app.google/NMFNL2CYYPMP1FZn7 ✨ COME TO MY CONFERENCE If you're looking to meet more like-minded people that are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase. https://experience.owningitandlivingit.com FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content. https://www.instagram.com/erikabrowninvestor/ ━━━━━━━━━━━━━━━━━━━━━

If you're still accepting rent on Zelle, Venmo, or CashApp, you're not running a real landlord business—you're running a hobby. In this video, I break down why professional rent collection is the #1 system every landlord needs to scale past 1-2 properties, and I'll show you exactly how to set it up in less than 30 minutes. You'll learn: ✅ Why Zelle is costing you money, credibility, and scalability ✅ The best rent collection platforms for landlords (free and paid options) ✅ How to transition your current tenants to professional payment systems ✅ The exact email template to send tenants when making the switch ✅ Why this one system sets the tone for your entire landlord business. If you're serious about building a rental property portfolio that runs like a business (not a side hustle), this is where it starts.  ⏱️ TIMESTAMPS 0:00 - Why Zelle is sabotaging your landlord business 0:30 - The 5 problems with accepting rent on payment apps 3:00 - What professional rent collection looks like 8:00 - The truth about setting expectations with tenants 10:00 - How to make the switch (step-by-step) 

Every year, I choose a word of the year to guide how I show up in my business and my life. Last year, my word was Freedom — and it shaped how I made decisions around visibility, boundaries, and growth.This year, my word is Owning It. And that shift helped me realize something important: freedom isn't just about having more time or flexibility — it's about having the confidence to take up space and trust your voice.In this episode, I share:• How I choose my word of the year• What “Owning It” really means (and what it doesn't)• How this mindset shift affects confidence and visibility• Why so many small business owners want freedom but struggle with self-trust• How choosing a word of the year can guide your business and personal growthThis episode is especially for small business owners, female founders, Etsy sellers, and Shopify store owners who want to be more visible without burning out or pretending to be someone they're not.As a #1 small business PR expert and coach, I see every day how fear of being seen holds founders back — and why owning your story matters just as much as getting featured.If you've been feeling ready to show up more boldly — in your messaging, your pricing, or your story — this episode will help you reflect on what you want to own this year.

If you're a landlord and you're heading into the end of the year without a clear plan, this episode is the checklist you didn't know you needed. I'm walking you through the three most important tasks every landlord should complete before December 31 to protect their cash flow, optimize their taxes, avoid costly surprises, and set themselves up for a strong start in 2026. We're covering: ✔ The financial moves that can save you money before the year ends ✔ How to evaluate your rentals like a true investor — not just a property owner ✔ The maintenance, renewals, and risk checks landlords often forget ✔ The vendor audit that could save you thousands next year If you want to end the year organized, profitable, and ready to scale, start with this episode. ✨If this episode was helpful, you'll love my Newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56  ✨   If this episode resonated with you, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticker before the next price increase.  -https://experience.owningitandlivingit.com ✨ Would you like to work with me directly? Book a Call to work with me in 2026!: https://calendar.app.google/NMFNL2CYYPMP1FZn7 ✨ FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily, more real estate tips. https://www.instagram.com/erikabrowninvestor/

This episode kicks off our year-end real estate series with a clear and honest breakdown of what actually happened in 2025 — for both buyers and landlords. I'm walking you through the major trends that shaped this year: Why buyers finally gained negotiating power How increased inventory changed the tone of the market What longer days on market really meant And why rent growth stalled — or even dropped — in major cities around the country You'll hear what worked, what didn't, the surprising data behind the rent freeze, and the real-life lessons I learned inside my own multifamily portfolio this year. If you want to walk into 2026 feeling clear and confident about your next move, this is the episode to start with. ✨If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56  ✨   If this episode resonated with you, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticker before the next price increase.  -https://experience.owningitandlivingit.com ✨ Would you like to work with me directly? Book a Call to work with me in 2026!: https://calendar.app.google/NMFNL2CYYPMP1FZn7 ✨ FOLLOW FOR MORE:YouTube for long-form episodes + IG for daily reinvention content. https://www.instagram.com/erikabrowninvestor/

Looking for a fun and informative way to make sense of all the latest education news? The Education News Comedy Quiz -- Some of the Above is a new podcast you may enjoy. It's co-hosted and produced by one of the producers of Budgeting for Educational Equity.On each episode, two special guest contestants from the world of public education take the quiz and discuss key questions and topics in the news. This month you can play alongside high school senior and student advocate Luisa Sanchez and former big city schools' superintendent Richard Carranza. Both are inspiring leaders and change makers who aren't afraid to challenge the status quo to improve educational systems. Previous episodes to date have featured educators who are leading on equity, including one that focused on School Funding and featured WestEd CEO Jannelle Kubinec at: https://www.buzzsprout.com/2505092/episodes/17415760Visit the Education News Comedy Quiz -- Some of the Above website.Follow the show directly on Apple Podcasts at https://podcasts.apple.com/us/podcast/the-education-news-comedy-quiz-some-of-the-above/id1816289605?i=1000725043370“If you're an educator looking for some laughs, a sense of ‘I feel so seen' via comedy and real talk on news and policy, THIS is the podcast for you!”ABOUT THE RECENT GUESTSLuisa Sanchez is a senior at Boyle County High School in Danville, Kentucky. She serves as board president of the Kentucky Student Voice Team, a statewide organization that empowers students to use their voices to build up an educational system that values and serves them. She is also a journalist and part of her school's academic team and arts academy. Luisa is one of 12 courageous plaintiffs in a lawsuit students in her state have filed to improve opportunities for all students. Richard Carranza is an acclaimed educator who has served in virtually every role, including as Chancellor of the New York City Department of Education, the largest school system in the nation. He also served as Superintendent of the Houston Independent and San Francisco Unified school districts. Richard began his career as a high school bilingual social studies and music teacher, and then as a principal in Tucson, Arizona. Throughout his career, he has championed numerous initiatives to empower students, educators, and parents. He currently serves as the chief of strategy and global Development at IXL. ABOUT THE SHOW'S HOSTSAlex Kajitani is a California Teacher of the Year and author of several books for educators, including Owning It, and You're A Teacher Now. He is an inspiring and engaging speaker, the Rappin' Mathematician, coach, and creator of programs for students and teachers, including Multiplication Nation, Math Success Camp, and the "New Teacher Success" video series.Paul Richman is a Grammy and Academy Award-winning artist who...Wait, hold on -- that's someone else. Actually, Paul is an all-purpose education policy guy who has served as a leader for several statewide education associations, coalitions and policy initiatives. He also produced the "Adventures in Ed Funding" and "Budgeting for Educational Equity" podcasts, and currently serves as an executive producer of the Inside California Education statewide TV series.  

What happens when a book about sex work, patriarchy, and motherhood collides with our own messy stories of choice, pregnancy, and parenting? Pure Real Talk and the reality: Motherhood is never simple. In this episode, Stacy and Daynah dive into *spoiler alert* Margo's Got Money Trouble and end up everywhere from pottery-as-therapy and day drinking confessions to abortion stigma, single mom survival, and postpartum euphoria (yes, it's real). They unpack the way beauty is currency, the patriarchy still shapes every decision, and how women just keep holding it all together. And because it's us, we also detour through tramp stamps, 90s nostalgia, and the pop culture comfort food of Netflix binges. It's sharp, heartfelt, occasionally irreverent, and exactly the kind of conversation your group text wishes it was having. Content Warning: This episode discusses topics related to pregnancy, including personal decisions around abortion. If these subjects feel overwhelming, please take care of yourself. Your well-being matters most. 0:09 | Pottery, Creativity, and Stress Relief 1:57 | Day Drunk vs Night Drunk 5:15 | Fiction Is Back on the Nightstand 6:07 | Sex Work, Stigma, and Owning It 13:20 | Beauty, Patriarchy, and Messy Choices 20:00 | Abortion in Books vs Abortion in Real Life 23:35 | Pregnancy Stories We Don't Usually Tell 34:11 | Single Mom Energy (and the Support It Takes) 40:00 | Postpartum Euphoria Is a Thing 46:58 | Gen Z, Abortion, and Canceling the Subscription 50:00 | Policy, Protesters, and the Foster Care Reality Check 55:00 | Men Freak Out Too 58:33 | Raising Kids in a Changing World 1:13:08 | Identity, Nostalgia, and 90s Throwbacks 1:13:32 | Streaming, Escapism, and Pop Culture Bingeing Find Stacy: ⁠⁠⁠⁠realeverything.com⁠⁠⁠⁠ ⁠⁠⁠⁠instagram.com/realstacytoth⁠⁠⁠⁠ ⁠⁠⁠⁠missionmakersart.com Learn more about your ad choices. Visit megaphone.fm/adchoices

How can one woman's mission to stabilize families through homeownership ripple out to transform entire communities—and even the world? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Dana Johnson, a dynamic leader in real estate and economic empowerment. Dana shares her journey from aspiring fighter pilot to real estate mogul, highlighting how owning a home can offer not just wealth but stability, resilience, and generational impact. She delves into her work with the "She's Owning It" Home Buyers Club, a 10-module course that arms women with the tools to leverage real estate for financial growth. Dana also talks about graduating from Goldman Sachs' One Million Black Women program, revealing how it enhanced her business acumen and helped scale her mission to close the wealth gap. She opens up about mentoring agents, the power of RPAC, and how grit, education, and community are foundational for success in today's real estate climate. A must-listen for anyone ready to break ceilings and build legacy. Inspired by Dana's mission? Reach out, join the “She's Owning It” movement, and take that first step toward building generational wealth through real estate. Follow Dana Johnson on social media and get involved with your local real estate associations!   Highlights: 00:00 - 13:30 Foundations of Impact Dana's passion for real estate Power of homeownership for community stability Insights from Goldman Sachs 1MBB program Social impact and access to capital Transformational success stories 13:31 - 27:50 She's Owning It Movement Creation of She's Owning It Home Buyers Club 10-step homeownership and investing course Faith-based approach to financial empowerment Addressing the wealth gap for women Real-life results and community accountability 27:51 - 41:10 From IT to Real Estate Dana's journey from tech to real estate Lessons from buying her first home at 23 Passion for education and mentorship Surviving the 2008 market crash Grit and consistency as career anchors 41:11 - 54:10 Coaching and Connection Mentoring new agents with systems and strategy Identifying agent and client personas Importance of organic networking Leveraging technology for follow-up Staying visible and intentional 54:11 - 1:08:00 Advocacy and Mindset The power of mindset in down markets RPAC advocacy and agent involvement Collaborating with top producers Real estate as a service ministry Free resources and relationship building 1:08:01 - 1:21:40 Branding with Purpose Everyday branding and marketing tips Leveraging identity and visibility Practical networking scenarios Building consistency with community Final thoughts on service and impact   Quotes: "If you stabilize a family, you'll stabilize a community. If you stabilize a community, the world is going to be better." – Dana Johnson   "We don't just sell homes—we teach women how to emotionally and financially own them." – Dana Johnson   "I was my worst client. If someone takes longer than four years to buy a home, I'm retiring." – Dana Johnson   "I'm just a speck of dust with a shelf life, but the impact I help make can last generations." – Dana Johnson   To contact Dana Johnson, learn more about her business, and make him a part of your network, make sure to follow him on his website, Instagram, Facebook.   Connect with Dana Johnson! Website: https://provincerealtygroup.com Facebook: https://www.facebook.com/dana.o.johnson.2025 YouTube: https://www.youtube.com/@ProvinceRealtyGroup LinkedIn: https://www.linkedin.com/in/danaojohnson TikTok: https://www.tiktok.com/@danaojohnson   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #DanaJohnson #HomeBuyersClub #SheOwnsIt #WomenInRealEstate #GenerationalWealth #BlackWomenInBusiness #RealEstateMentor #RPAC #CommunityHousing #FaithAndFinance #WealthBuilding #JacksonvilleRealEstate #FirstTimeHomeBuyer #WomenInvestors #EconomicEmpowerment #LuxuryRealEstate #RealEstateEducation #RealEstateLeadership #MortgageMindset

[STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! In this episode, we dive deep into the powerful “story renovation” framework, helping us uncover and rewrite the subconscious narratives that quietly limit our choices in life.  Spoiler alert! I went from handcuffs to high-level deals. Talk about transformation! This episode isn't about hacks or hype. I just cracked the code that can guide us through the inner work to overcome limiting beliefs, break toxic patterns, and rewrite the story we tell ourselves.  KEY POINTS  - Limiting beliefs operate subconsciously - Ways to renovate your story How to lean into your story  Looking backwards to move forward Renovate your life by reframing your story  - How I rewrote my own story  - Look! Don't stare - Success follows naturally from empowering internal narratives QUOTES  “The difference between renovation and just casual positive thinking is that: renovation is systematic, it's thorough, and it's addressing the root causes rather than just the symptoms.” “Stories are just frameworks—meaning we can dismantle them and rebuild them in ways that better serve us and better reflect what's actually true.” “We often think success brings confidence… But actually, confidence, built through renovating your stories, is what creates sustainable success.” [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success!  [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

I'm breaking down why I'm taking a more cautious approach to real estate investing this year—especially when it comes to big projects. With uncertainty around tariffs, shifting immigration policy, and the rising cost of materials, I'm holding off on large-scale developments and choosing to keep my investments closer to home. Real estate is always about timing, and right now, the name of the game is strategy, clarity, and cash flow. If you're just getting started and unsure of what direction to go, the best place to begin is by getting clear on your goals. I will walk you through why identifying your season of life and your long-term vision is the key to choosing the right strategy. Whether you're listening in January or October, my Dream Planning Workshop can help you map out your financial goals and reverse engineer a plan that actually works. Let's stop guessing and start building wealth with intention. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance.⁠ Get started now⁠!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the ⁠Pathway Program⁠ with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! ⁠Join the Waitlist now⁠ and secure your spot at this exclusive event! Have you ever gotten that look when you tell someone you homeschool your kids? That "Oh... are they gonna be okay?" face? Yeah. I get it all the time. But in this episode, I'm pulling back the curtain on what homeschooling actually looks like in our home—and trust me, it's not what you think. I didn't plan to homeschool. In fact, I was the mom who swore I never could. But when the school system failed my sons, I had to figure out a new way. We tried everything and landed in homeschool—and everything changed. Now, nearly six years later, we've found our groove—and I'm breaking it all down. I'm talking about how I homeschool three boys while running businesses, investing in real estate, and living life. I share how we unschool, how my kids learn without traditional curriculum, and how we make learning real by living it—from library trips to Costa Rica adventures. We cover co-ops, transcripts, socialization (no, my kids are not weird), and the freedom to build a life that actually works for your family. Whether you're just curious or seriously considering it, this episode will help you rethink everything you've been told about what education has to be.  KEY POINTS:  - The rapid growth of African Americans in homeschooling  - Difference between homeschooling and remote learning - Some advantages of homeschooling  - What type of curriculum do you use? - If kids are always at home, how do they get around other kids? - How do you teach them? - Find a homeschool group in your area through Facebook!  QUOTES:  “If you take out the pressure of curriculum, school, at home – Math, Science, English — and you just focus on, what do I want my kid to learn? Let's help them explore what some of their strengths are.” – Erika Brown  “My kids have been to co-ops. So co-ops are essentially like schools, but not really. It's all through homeschool, so it's a lot more relaxed environment.” – Erika Brown  “A lot of times in home school, if kids are still having behavior problems, and that means that they're not doing something that they're interested in.” – Erika Brown  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our⁠ Investor Roadmap Quiz⁠. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the ⁠homeschool activities⁠ for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the ⁠Owning It and Living It Facebook group⁠! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  ⁠Erika Brown⁠ IG: ⁠@erikabrowninvestor⁠ LinkedIn: ⁠@erika brown ⁠ Wealth Within Reach is produced by ⁠EPYC Media Network

I'm talking about something that might ruffle a few feathers—but needs to be said: if you're cheap, you will pay twice. I've seen it too many times—investors who cut corners with renovations, hire the lowest bidder, skip the professional guidance, and then wonder why they're constantly spending money on repairs or fixing costly mistakes. I've made those mistakes myself, and I want to help you avoid them. I'll walk you through why investing in quality is the wealth-building thing to do. From using architectural shingles to vetting vendors based on value instead of price, I share what's worked for me and how that mindset shift saved me thousands in the long run. If you're ready to run your real estate portfolio like a real business and stop playing small, this one's for you. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Welcome back to Wealth Within Reach.  Today, I'm walking you through how I'm investing in 2025 and how you can shape your real estate strategy to reflect your real life. My approach has shifted over the years—from the grind of the growth phase to a season where my priority is passive income, time freedom, and smart money moves. With changes in tax policy, rising tariffs, and shifting population trends, it's more important than ever to reevaluate your goals and make sure your real estate strategy still serves you. I'll break down why I'm not jumping into big real estate developments right now, how I'm using equity to boost cash flow, and why I'm leaning into short-term rentals and strategic flips to fund the life I want. Whether you're in a growth phase, trying to replace your 9–5, or in a reallocation season like me, I'll help you clarify your financial goals and reverse engineer the right plan. This isn't about keeping up with the market noise—it's about creating wealth that actually works for your life in 2025. KEY POINTS:  - Investment strategies must align with life stage and goals - The importance of regularly reviewing your portfolio - Consider a passive investment approach for cash flow  - Be cautious about investing in large real estate projects  - Determine your goals and re-evaluate investment strategies - Attend a "dream planning workshop" for investment plans QUOTES:  “I'm in the season of reaping the rewards for it to work for me.” – Erika Brown  “My investment strategy should work for you and what you have going on in your life currently.” – Erika Brown  “Every single investor should do on an annual basis is review your portfolio and see what's working and what's not working.” – Erika Brown  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

What are you chasing? The real estate market you choose depends on your investment strategy, and making the wrong choice could cost you. Today, I break down the key differences between cash flow and appreciation markets, helping you align your investments with your financial goals. I explain why high-growth cities like Atlanta, Dallas, and New York are ideal for appreciation investors—while cash flow investors should look at Midwest markets like Cleveland and St. Louis, where lower property costs mean higher monthly returns. If you're unsure where to invest or how your budget shapes your market choices, you need to listen to this one. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today! [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! I'm sharing the hard lessons I had to learn the expensive way, so that you don't have to. Whether you're already a landlord or thinking about becoming one, I want to help you avoid the mistakes that cost time, money, and peace of mind. I walk you through what I wish someone had told me before I got started—from not giving tenants your personal number, to never accepting rent through Cash App, to why having a clear system from day one changes everything. If you're going to run a rental property, you need to run it like a real business. I get real about how I learned to prioritize value over price, why documentation is everything, and how building good systems and investing in quality upfront has helped me protect my time, my money, and my peace. If you're ready to manage your properties like a pro and build wealth with intention, this one is for you. KEY POINTS:  - The importance of running a rental property like a business - Professionalism: Strategies to maintain landlord-tenant relations - The value and benefits of using rental property software  - The pivotal role of having an onboarding process for new tenants - Understanding real estate as a long-term investment - Focusing on value rather than price in making investments  - Common pitfalls in choosing the cheapest contractor - Share your experiences and advice for new landlords QUOTES:  “Real estate investing is a long game. You make your money when you buy and you make your money over time.” – Erika Brown  “The goal is not to allow your real estate investments to create another job. Your goal is to help your real estate investments, to free you up, to save you time.” – Erika Brown  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

Insurance rates are rising, and many homeowners and investors are left wondering why—especially if they've never even filed a claim. Today, Datha Santomieri, co-founder and COO of Steadily Insurance, breaks down the hidden factors behind premium hikes and discusses what you can do to keep costs in check. She explains how insurance companies assess risk, why credit and property maintenance matter, and the role of catastrophic events in driving up costs nationwide. We discuss the dangers of using insurance as a home warranty, how social inflation affects your rates, and the industry-wide changes that every real estate investor needs to be aware of. If you own property or plan to invest, you can't afford to miss this. Tune in now to protect your assets and avoid unnecessary expenses. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   [STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Today, we're breaking down one of the biggest pain points for aspiring real estate investors: how to choose the right market. Whether you're overwhelmed with options or unsure of how to align your investment location with your financial goals, I walk you through exactly what to consider—starting with the difference between being a cash flow investor and an appreciation investor. With clarity as the ultimate key to action, I share how your strategy, down payment, market conditions, and even your ability to build a solid local team all play a role in determining where you should invest. We also dive into how job growth, economic diversity, and housing inventory affect long-term rental success—and why some cities look great on paper but don't match your goals. Using real-life examples, I show how community and mentorship can save you from costly mistakes, help you pivot when your plan isn't working, and build wealth on your own terms.  KEY POINTS:  - The importance of clarity in real estate investing - On choosing the right market as an investor  - Definition of an appreciation investor  - Definition of a cash flow investor - Impact of investment goal and market selection misalignment  - The vital role of available down payment in market selection  - Examples of higher-priced markets and lower-priced markets - Understanding the market's price range and rental income potential - Research and its importance in local job market and industry trends - The pivotal role of having a solid team in investment success - The value of being part of a community and having a mentor QUOTES:  “Clarity creates action.” – Erika Brown   “If you're looking for cash flow, look at the markets that have endless inventory.” – Erika Brown   “The support of a community and mentor can help in navigating the investment process and achieving investment goals.” – Erika Brown   [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

What if walking away from a stable paycheck was the smartest move you could ever make? In this segment, we dive deep into the reality of leaving corporate life as a woman and stepping into the unknown. Katherine Langevin shares her own transition from a corporate career to real estate investing, opening up about the fear, uncertainty, and doubt that came with leaving behind promotions, raises, and external validation. She breaks down the mental and financial preparation it took to make the leap, the struggles of adjusting to an entrepreneur's lifestyle, and why having a plan (and a support system) is everything. If you've ever dreamed of quitting your job but felt paralyzed by fear, this one is for you. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   GUEST RESOURCES:  Katherine Langevin IG | @kat.invests  Website | beyondjustnumbers.com RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! In this power-packed episode of Wealth Within Reach, I tackle one of the most frequently asked questions in real estate investing: "Do I need an LLC to invest in real estate?" The short answer? No—but the full picture is more nuanced and essential for any aspiring or current investor to understand. We dive into the myths, benefits, and timing of forming an LLC as part of your investment journey. We get into the difference between needing an LLC versus when it's smart to have one. I walk you through key considerations for when to start using an LLC, how to receive rent and manage expenses through it, and when (or if) you should create separate LLCs for each property. We unpack getting professional legal and financial advice tailored to your personal situation, especially once your portfolio grows. Plus, I share my own legal strategy and the tips I got from my real estate attorney. Whether you're just starting out or growing your rental empire, this episode is a must-listen. KEY POINTS:  - Analog: Wearing a bike helmet and the concept of LLC - The help of LLC in personal & business finances - Some benefits of having an LLC - Should I get individual LLCs for each property?  - The potential to use commercial lenders and DSCR lenders  - Should I get individual LLCs for each property?  - Consider a team of experts QUOTES:  “Most of the investors I know that have 20,30, 40,50 properties do not have LLCs for each property. [Do] you know why? Because it is a financial nightmare to keep up with all of those different bank accounts.” – Erika Brown  “If I have a partnership with this person, then we're gonna have our own LLC. If I have for my business, I've been advised that I keep up to a million dollars in each LLC. So, if I have a property in the net worth of that property is a million dollars, then that LLC is capped out, and I'm setting up a new LLC.” – Erika Brown   [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

What if you could keep your home, build wealth, and buy your next property all at the same time? In this segment, we break down the Step-Up Strategy—a game-changing approach that allows homeowners to turn their current home into a cash-flowing rental, leverage built-up equity to fund their next purchase, and bypass the hefty 20% down payment required for investment properties. If you're ready to stop selling and start scaling, this one is for you. Tune in now to learn how every move can become your next big wealth-building opportunity! [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Running a business with your spouse? It's not always easy—but Troy & Shantel Brooks have cracked the code. In this episode, we dive into the reality of balancing marriage, entrepreneurship, and faith while building wealth together. Troy & Shantel open up about their journey from corporate jobs and side hustles to full-time entrepreneurship, all while prioritizing communication, shared goals, and freedom. As co-founders of The TB Effect and pastors at Hope Experience Church, they've made it their mission to empower other couples and entrepreneurs with God's word. Through their ministry, they coach couples and brands to grow authentically while achieving success rooted in faith. Troy & Shantel break down the biggest mistakes couples make in business, the mindset required to thrive together, and why faith is at the center of everything they do. If you've ever wondered whether you and your partner could build something powerful together—or if mixing love and business is a blessing or a burden—this episode is for you. Press play now to learn how to create a marriage and business that thrive—without sacrificing one for the other. KEY POINTS  - Introduction to Troy and Shantel  - Love story: Reconnecting with each other  - The importance of faith for guidance in job opportunities  - On transitioning to entrepreneurship  - The vital role of having a strong relationship as business partners - On prioritizing financial freedom together  - Brooks' business model: purpose-driven, then profit  - The importance of prayer and surrendering to God's call  - The pivotal role of community and relationship-building QUOTES  "You must always focus on your marriage before business." - Shantel Brooks “Community is the most important currency. Community relationships will open doors for you.”  Troy Brooks  “At the end of the road, you'll see how God will just strengthen your relationship to walk better and more efficient and stronger together. Your marriage will be fruitful.”  - Shantel Brooks "Simplicity scales. Complexity fails." - Troy Brooks  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success!  [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   GUEST RESOURCES  Troy & Shantel Brooks | https://www.troyandshantel.com/   IG | https://www.instagram.com/wearespartners/  Book | https://spartnersbook.my.canva.site/buy  RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

Ever wonder why corporations pay next to nothing in taxes, while employees watch a huge chunk of their paychecks disappear? It's not by accident—it's how the tax system is built. In this segment, we break down Robert Kiyosaki's Cashflow Quadrant and why your income type determines how much you pay in taxes. W-2 employees take no financial risk—they clock in, do the work, and get paid no matter what. Meanwhile, business owners, corporations, and real estate investors take risks, create jobs, and fuel the economy—so the government rewards them. If you're tired of working harder just to hand over more of your paycheck, it's time to learn how the wealthy play the game differently. Tune in now! [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  In this episode of Wealth Within Reach, I sit down with my incredible friend Ingrid Duque—a powerhouse in the real estate world with a story that embodies resilience, reinvention, and purpose. Ingrid is a former nuclear engineer who immigrated from Colombia as a teenager and worked her way into a successful corporate career. But she didn't stop there. After achieving financial independence in her twenties through real estate investing, she made the bold decision to walk away from her high-level engineering role and pursue real estate full time. Ingrid shares the pivotal moment that changed everything for her—a four-day hike through the Colombian jungle that made her realize she was ready to disconnect from the pressure of corporate life and reconnect with the kind of freedom real estate had already begun to offer her.  We dive into what that transition looked like and how she prepared for it, step by step. Ingrid opens up about how she and her husband started investing while still working W2 jobs, how her upbringing shaped her relationship with work and security, and what it felt like to experience mass layoffs that shook her sense of stability. Now, she specializes in repositioning underperforming single-family and multifamily properties, and she's building multiple businesses while raising a family. This conversation is a reminder that building wealth isn't just about money—it's about designing a life that feels right. If you're someone dreaming of becoming work optional, this one's for you. KEY POINTS:  - Ingrid's transition from engineering to real estate - The first real estate investment and its valuable lessons  - Understand different budget levels: survive, sustain, and thrive - Ways to overcome debt and the benefits of leveraging in real estate  - The importance of aligning with your spouse on financial goals  - How joining a mastermind group shifted Ingrid's mindset  - On balancing active and passive income streams  - The lack of representation of Latinos in the real estate industry - Setting work-life balance and having a "vivid vision" - The value of a coach in real estate investing  - Ingrid's advice on how to get started in real estate investing QUOTES:  “It's okay to say no. When you say yes to something, you say no to everything else.” – Ingrid Duque  “Every dollar has a job. If you don't know what happened to this dollar, you're losing money.” – Ingrid Duque  “Comparison is a thief of joy. If you go through a profile and it makes you feel angry or jealous, it's not bringing joy to your life.” – Ingrid Duque  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success!  [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   GUEST RESOURCES  Ingrid Duque  IG | https://www.instagram.com/engineer.on.fire Access Ingrid's FREE workshops and resources here!  RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

Today our guest is Alex Kajitani the 2009 California Teacher of the Year and also The Rappin' Mathematician. We talk to Alex about the foundational role that relationships play in education. He unpacks the three essential components every relationship must have and highlights the different types of relationships students navigate daily—with themselves, their peers, the adults on campus, and the content they're learning. Alex challenges the common belief that confidence leads to competence, offering a powerful reframe. He leaves us with a compelling reminder: the simple act of consistently showing up can make a profound difference in a student's life. Learn More About CharacterStrong:  Access FREE MTSS Curriculum Samples Request a Quote Today! Visit the CharacterStrong Website   Alex Kajitani is the 2009 California Teacher of the Year, and a Top-4 Finalist for National Teacher of the Year.  He is the author of several books, including Owning It, which **was named “Recommended Reading” by the U.S. Department of Education. He also has a new book out, for new teachers, titled “You're a Teacher Now! What's Next?” and it's getting rave reviews. Alex is known around the world as “The Rappin' Mathematician, has a popular TED Talk, and was honored at The White House. He was also featured on The CBS Evening News, where Katie Couric exclaimed, “I LOVE that guy!” (and you will too!). For more info, visit www.AlexKajitani.com

Today, I sit down with Jessica Hurley, founder of EPYC Media and host of the Rich In Real Life podcast, for a true and unfiltered conversation about the unspoken rules that keep many of us stuck in a corporate mindset. We break down the false limitations society places on us, the habits you need to unlearn, and why the most successful entrepreneurs make their own rules instead of following someone else's playbook. We dig into the unexpected advantages of corporate experience, the power of flexibility in business, and why setting boundaries is non-negotiable—because yes, it's okay to stop answering calls after 6 PM! This conversation will challenge everything you think you know about success—and show you what it really takes to break free. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   GUEST RESOURCES  Jessica Hurley  IG | @jessicahurley__ RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. ⁠Get started now⁠!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Today, I'm joined by someone very special—my son, Jaxon Brown is back! We're talking about life transitions, leadership, and entrepreneurship from the unique lens of a high schooler navigating big changes. Jaxon opens up about cutting his locs, adapting to a new school district, and how sports and the hybrid homeschool model have helped him grow into his own routine and rhythm. And, we have a big announcement! We launched a new podcast together called “Permission to Talk Back”—a show designed to bridge the gap between parents and teens through real, unfiltered conversations. From football practice to filming podcast episodes, Jaxon gives his honest perspective on balancing it all and building a connection with family that actually works. Parenting, teen entrepreneurship, and what it looks like to raise leaders in real time. This is a powerful look at how generational wealth and connection start at home. If you're a parent, teen, or just someone who wants to hear what intentional family building looks like, press play now. KEY POINTS:  - 7: Homeschool Student to Entrepreneur: My Son Jaxon Brown's Homeschooling Journey  - Jaxon's life update and changes  - What's hybrid homeschooling?  - Mother & son: The importance of open communication - Jaxon's entrepreneurial spirit and his efforts to start a meal prep business - Family decision and its impact on Jaxon's social life and relationships - Jaxon's leadership qualities and his ability to adapt and persevere - A sneak peek at the Permission To Talk Back podcast  QUOTES:  “I started a meal prep business. It was mainly for most of the athletes and the coaches.” – Jaxon Brown “I listen to you because you're a very knowledgeable, wise person. You have the work ethic, and what it takes to be successful, and you're an inspiration to me.” – Jaxon Brown [STEADILY] Secure your rental property with hassle-free landlord insurance. ⁠Get started now⁠!  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

So, you're ready to leave your 9-5? Leaping into entrepreneurship is exciting—but if I could go back, there are a few things I would have done differently to make the transition smoother, smarter, and more strategic. In this episode, we break down leveraging your income to secure real estate deals, lining up your financial team, preparing your family for the transition, and finding a community. We're talking about the real things no one tells you before making the leap. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Let's be real—making friends as an adult is hard. Between marriage, kids, work, and the daily grind, who has time for friends? But real wealth isn't just about money—it's about meaningful connections. In this episode, I sit down with my best friend of 17 years, KaToya Sumner—a fitness instructor and POUND Icon—to unpack why adult friendships can feel so challenging and how we can actually build relationships that last a lifetime. We share our own friendship journey—from an unexpected roommate situation to navigating life's biggest transitions together. We dive into why friendships require the same level of intention as business, how consistency and quality time strengthen connections, and why stepping outside your comfort zone is key to meeting the right people. Plus, we break down the double-edged sword of social media and its impact on modern friendships. If you've ever struggled to maintain friendships, find new connections, or just feel seen in this season of life—this episode is for you. KEY POINTS:  - How our friendship started  - Reflection on our journey and significant life events  - Challenges of building adult friendships  - The different levels of friendships - How to maintain healthy relationships - Navigating social media and building life network - Boundaries, tough conversations, and mutual respect  - Katoya's three (3)  tips for building new friendships - On prioritizing social & meaningful connections  QUOTES:  “I am an expert [in] making sure that you have time for yourself. I believe in you,  legit.” – KaToya Sumner “It's appropriate to identify the level of the friendship so that you can identify the energy and time you're going to give to it.” – KaToya Sumner “We're talking to entrepreneurs today. We're talking to people who are building wealth. There's also something in building that discomfort and taking that risk in relationships.” – KaToya Sumner [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   GUEST RESOURCES:  KaToya Sumner  IG | @kdsumner RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

In this heartfelt segment, I reflect on a pivotal moment in my journey—the unexpected loss of a close friend, Sam, and how his fearless approach to life planted the seed that changed everything. Sam was ahead of his time—investing in real estate in college, building wealth before most even thought about it. His courage, his willingness to take risks, and his belief in possibility left a lasting impact. This is for anyone feeling stuck, questioning their path, or wondering if they're being called to something bigger. Sometimes, the life you're meant to build is waiting behind a door you haven't even considered yet. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

[STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the Pathway Program with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! Join the Waitlist now and secure your spot at this exclusive event! Are you financially exposed? This is how to safeguard your assets before it's too late. In this episode, I sit down with Datha Santomieri, co-founder and chief operating officer (COO) of Steadily Insurance, to break down the costly mistakes landlords make—and how to avoid them. Datha shares how her own experience as an investor revealed major gaps in the insurance industry, leading her to build a company dedicated to helping landlords protect their wealth. She explains why a one-size-fits-all policy won't cut it, how skipping liability insurance could destroy your finances, and what landlords must do to prevent claims from eating into their profits. We also dive into why your insurance policy might be useless when it's time to file a claim, the hidden insurance traps that cost landlords thousands, and what rising insurance rates mean for real estate investors (plus how to minimize the impact).  Whether you're a seasoned investor or just getting started, this episode is packed with crucial insights that can help you ensure your properties are truly protected. Press play and take control of your real estate investments today! KEY POINTS:  - Introduction to Datha Santomieri - Challenges in finding insurance for real estate investors  - Some factors affecting insurance rates  - Strategies for lowering insurance premium - Tips on reviewing insurance policies - Common mistakes landlords make with insurance  - Steadily's commitment to education and support for landlords - The need for landlords to be proactive in managing properties QUOTES:  “If you wanted a quick way to identify the things that are potentially going to cause you a claim, pay attention to the questions that the insurance company is asking.” – Datha Santomieri “Learn from those things that you're being asked and work that into your strategy for who you allow as tenants and what your rules and procedures are for your home—because it will then directly translate back to your insurability.” – Datha Santomieri [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   [STEADILY] Secure your rental property with hassle-free landlord insurance. Get started now!  RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network

Too often, we make ourselves smaller to fit into spaces that were never meant for us. But what if instead of shrinking, you grew? In this episode with Romal Tune, we explore the power of curiosity, perspective, and unexpected wisdom. Whether it's learning from people who don't look like us, recognizing that rejection often has more to do with others' fears than our own limitations, or understanding that growth requires releasing old versions of ourselves—this conversation is about breaking free, thinking bigger, and stepping boldly into your purpose. If you've ever felt stuck, misunderstood, or underestimated, this episode is for you. Tune in now and discover how reframing your story can change everything. [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our Investor Roadmap Quiz. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the homeschool activities for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the Owning It and Living It Facebook group! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   GUEST RESOURCES Romal Tune  IG | romaltune_ X | @RomalTune  YouTube | @RomalTune  Tiktok | @romaltune  RESOURCES:  Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network