Podcasts about buffered

Bible StudyDon't just take our word for it . . . take His! We would encourage you to spend time examining the following Scriptures that shaped this sermon: .Sermon OutlineThe Nature of IndifferenceThe Danger of PrideThe Face of the ShepherdSermon QuestionsRemember the mine owner who views his workers only as tools to extract wealth? In what ways do we sometimes mistakenly view God as a cosmic tyrant or a slavedriver?Spiritual indifference is often a scrupulously constructed wall built to protect ourselves from God. What "lifestyle features" do you think we use most often to insulate our hearts from God's reach?We all carry a deep ache, yet fear that if we open that ache to God, we might find Him to be a "wolf" waiting to rebuke us. Why is it so hard to trust that God is a Good Shepherd, not a thief waiting to "steal, kill, and destroy”?The sermon says that Jesus is not a tyrant waiting at the top of the tunnel to kick us, but the "corpse at the bottom of the pit" and the "sacrifice that is the ladder" leading us out. How does this specific vision of Christ change your perspective on your own struggles and "failed resolutions"?Resources ConsultedJohn Hemming, The Conquest of the Incas (Harvest, 1970)Augustine, Tractates on the Gospel of John, Tractate 45John Chrysostom, Homilies on the Gospel of John, Homily 59Thomas Aquinas, Commentary on the Gospel of St John, Lectures 1–2David Ford, The Gospel of John: A Theological Commentary (Baker Academic, 2021)Matthew Levering, "Augustine and Aquinas on the Good Shepherd: The Value of an Exegetical Tradition," in Michael Dauphinais et al (eds.), Aquinas the Augustinian (CUA, 2007)Charles Taylor, "Buffered and Porous Selves"Questions?Do you have a question about today's sermon? Email Sam Fornecker ().

If you would like to skip over the guys’ banter this week about Jim’s experience going to a Cincinnati Reds game, you can go to (7:00). Chris’s SummaryJim and I are joined by Jacob as we revisit buffered ETF mechanics in light of recent market volatility and explain why 100% and 20% buffers can still show interim losses. We also cover how renewals work, why resets are not taxable events in brokerage accounts, where these products may fit in retirement positioning, and a listener email comparing them with bonds and fixed indexed annuities. Jim’s “Pithy” SummaryChris and I are joined by Jacob as we go back into buffered ETF mechanics during a stretch where people are actually seeing movement in these products and questioning what they own. When markets pull back, even modestly, the expectation is that protection means no decline at all. Jacob walks through why that is not how these function in real time, and why a 100% buffered ETF can still show a small loss while a 20% buffered ETF can show more, even when the market decline remains within the stated buffer range. The distinction comes down to how these are priced day to day versus how the protection applies over the defined outcome period. We also clarify how renewals work, what happens when values reset higher or lower, and how that process functions within a brokerage account. The discussion also covers how these may fit within portfolio positioning depending on how the dollars are being used. Jacob outlines how full principal protection may be used for nearer-term spending needs, including the Minimum Dignity Floor, while partial buffers may apply to longer time horizons where some level of downside can be accepted in exchange for additional upside potential. A listener email introduces the idea of using these as ballast, along with a comparison to bonds and fixed indexed annuities, including differences in liquidity, tax treatment, fee transparency, and how returns are delivered. The post Buffered ETF Mechanics: EDU #2613 appeared first on The Retirement and IRA Show.

If you would rather not listen to the guys’ banter about Jacob's upcoming move to Iowa, Jim’s garden planning, and a listener correction about the word “imbibe” you can skip ahead to (33:30). Chris's SummaryJim and I are joined by Jacob Vonloh as we discuss using Buffered ETFs prompted by a Morningstar article titled “Buffer ETFs Are Not for Everyone.” We explain how defined outcome ETFs use options to provide an explicit amount of loss protection over a given period while limiting potential gains, and we outline why these products are generally suboptimal for long-term investors. We then connect this to investment positioning, focusing on risk capacity, distribution planning, and why dollars assigned to delay-period Minimum Dignity Floor and Go-Go spending may require a degree of principal protection. Jim's “Pithy” SummaryChris and I are joined by Jacob Vonloh as we take a listener-submitted Morningstar article—“Buffer ETFs are not for Everyone”—and use it to kick off what is going to be a series on principal protection. Morningstar does a very good job in this article laying out what it likes about buffered products, and it also makes some excellent points on where these types of products would fit and where they don't fit. They're not for everybody, but they could be of interest in certain cases, in a certain application, and we're going to share how we use them. What I want to do in this series is broaden the conversation. Buffered ETFs are just one type of principal protected product. There are multiple tools in that category, and we're going to walk through where they fit into distribution planning. As you transition from accumulation into what I call the Venn diagram phase, and ultimately into distribution, you have to stop thinking of your portfolio as one big portfolio and start thinking in terms of smaller portfolios—investment positions—based on assigned spending. Dollars earmarked for a legacy position can be invested aggressively. Dollars earmarked for immediate spending—like the Go-Go reserve or the reserve for your MDF—need a degree of principal protection. This ties directly into the Secure Retirement Income Process and the See Through Portfolio and how we navigate asset positioning in retirement. Show Notes: Morningstar Buffered ETFs article The post Using Buffered ETFs: EDU #2607 appeared first on The Retirement and IRA Show.

Sports Daily Full Show 19 November 2025

If something promises higher returns, it comes with higher risk — even if that risk isn't easy to see. And if something promises to protect your downside, it's usually charging you for it through fees, limited upside, or long-term lockups. Today's headline from Ben Henry-Moreland fits that idea perfectly. "Why 'Downside Protection' ETFs Don't Protect Portfolios As Well As A Stock-Bond Mix (In The Long Term)".  After that, I'll answer a listener question about taxes & avoiding underpayment penalties from a surprise inheritance. Should they make an extra quarterly payment to the IRS to avoid penalties, or is there a smarter way to handle it? I'll explain how the safe-harbor rules work, and why a simple IRA-withholding trick can sometimes do the same job even better.  Resource: Article by Ben Henry-Moreland on Kitces.com: Why "Downside Protection" ETFs Don't Protect Portfolios As Well As A Stock-Bond Mix (In The Long Term) Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement  

965. Laura answers a listener's question about how to limit investment losses using buffered ETFs.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Chris's SummaryJim and I are joined by Matt Kaufman, Senior Vice President and Head of ETFs at Calamos Investments, to discuss buffered ETFs vs stocks and cash, focusing on AQR's recent critiques. We examine the flaws in AQR's methodology, the broader history of buffered products, and why these tools can offer certainty in retirement planning. […] The post Buffered ETFs vs Stocks and Cash: EDU #2531 appeared first on The Retirement and IRA Show.

Rate & review the Simply Financial Podcast on ITunesFeaturing Special Guest, Brett DiPasquale, AIF® BFA®

Chris's Summary:Jim and I explore registered index-linked annuities and compare RILAs vs buffered ETFs across liquidity, taxation, and cap rate dynamics. We walk through how the insurance and investment structures differ, where principal protection varies, and how commission-based and advisory products compare from a fiduciary standpoint. I also explain the tax treatment of qualified versus […] The post RILAs vs Buffered ETFs: EDU #2526 appeared first on The Retirement and IRA Show.

Your 60-second money minute. Today's topic: What Are Buffered ETFs

In this episode of Beer and Money, Ryan Burklo and Alex Collins discuss the role of buffered ETFs in financial planning. They explore the mechanics of buffered products, including their potential for equity exposure and downside protection. The conversation delves into how these products can be integrated into financial strategies, particularly for individuals nearing retirement or already retired. The hosts emphasize the importance of understanding the risks and returns associated with buffered ETFs and how they can provide flexibility in investment decisions. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Buffered ETFs provide equity exposure with downside protection. Understanding caps and downside risks is crucial for investors. Buffered products can be beneficial for those nearing retirement. It's important to diversify investment strategies with buffered ETFs. Buffered ETFs can offer flexibility in retirement income planning. Investors should be aware of the fees associated with buffered products. The structure of buffered ETFs can vary significantly. Market volatility can impact the effectiveness of buffered ETFs. Buffered ETFs are not a one-size-fits-all solution. Financial advisors play a key role in guiding clients on buffered products. Chapters 00:00 Introduction to Buffered ETFs 02:48 Understanding Buffered Products 05:50 Exploring Financial Planning with Buffered ETFs 11:59 Utilizing Buffered ETFs in Retirement 15:01 The Role of Risk and Return in Financial Strategy    

Buffered ETFs offer downside protection with capped gains, making them an attractive option for cautious investors. Learn how buffered ETFs work and when they might fit into your portfolio.

In this episode we talk about buffered index portfolios, what they are, and how they could be an important part of your investment and retirement strategy.

Derek Moore is back to discuss markets, volatility, and the economy through the prism of intra year drawdowns, Spot VIX vs Vix Futures prices, and LEI or Leading Economic Indicator. Why are the Fed's Dot Plots useless (still). Thoughts on the idea that Buffered strategies don't beat the market. How different markets have performed since the first Fed rate cut in September and much more.    Since September Rate Cut Mag 7 vs SPX vs Equal Weight Intra Year Drawdowns vs full year return Comments on AQR post on Buffered funds VIX Index vs VIX Futures in the coming months AAII Bull Bear Spreads says way bearish still Fed dot plots Fed Funds Futures rate expectations Multiple Contraction is the reason for the drawdown not a reduction in earnings estimates LEI Leading Economic Indicator   Mentioned in this Episode   Conference Board Leading Economic Indicator https://www.conference-board.org/topics/us-leading-indicators#:~:text=Using%20the%20Composite%20Indexes:%20The%20Leading%20Economic,economy%20is%20heading%20in%20the%20near%20term.&text=The%20CEI's%20four%20component%20indicators%E2%80%94payroll%20employment%2C%20personal,used%20to%20determine%20recessions%20in%20the%20US.   CME Fed watch Tool https://www.cmegroup.com/markets/interest-rates/cme-fedwatch-tool.html   Federal Reserve Dot Plots Summary of Economic Projections March 2025 https://www.federalreserve.gov/monetarypolicy/files/fomcprojtabl20250319.pdf   Derek Moore's book Broken Pie Chart https://amzn.to/3S8ADNT   Jay Pestrichelli's book Buy and Hedge https://amzn.to/3jQYgMt   Derek's book on public speaking Effortless Public Speaking https://amzn.to/3hL1Mag   Contact Derek derek.moore@zegainvestments.com     

For those looking to add down-side protection to their portfolios, a slew of new products can make it easier than ever.  

Buffered ETFs are sometimes looked at for helping against losses or downsides in an investor portfolio. The topic of buffered ETFs can be complex and there are several pros and cons to consider. Ron Delegge, the founder of ETFguide, joins Cassidy Clement to discuss.

In this episode of the Saving Lives Podcast, we break down a randomized trial from CHEST (2025) comparing Normosol-R vs. Lactated Ringer's in critically ill adults. Learn whether acetate/gluconate-buffered fluids offer advantages over lactate-buffered solutions regarding acid-base balance, kidney function, and mortality. Tune in to hear how this study impacts critical care fluid management!The Vasopressor & Inotrope HandbookI have written "The Vasopressor & Inotrope Handbook: A Practical Guide for Healthcare Professionals," a must-read for anyone caring for critically ill patients (check out the reviews)! You have several options to get a physical copy. Amazon: ⁠⁠⁠⁠⁠⁠https://amzn.to/47qJZe1⁠⁠⁠⁠⁠⁠ (Affiliate Link)My Store: ⁠⁠⁠⁠⁠⁠https://eddyjoemd.myshopify.com/products/the-vasopressor-inotrope-handbook⁠⁠⁠⁠⁠⁠ (Use "podcast" to save 10%)Citation: Qian ET, Brown RM, Jackson KE, Wang L, Stollings JL, Freundlich RE, Wanderer JP, Siew ED, Bernard GR, Self WH, Casey JD, Rice TW, Semler MW; Pragmatic Critical Care Research Group. Normosol-R versus Lactated Ringers in the Critically Ill: A Randomized Trial. Chest. 2025 Feb 17:S0012-3692(25)00165-5. doi: 10.1016/j.chest.2025.02.008. Epub ahead of print. PMID: 39971001.

Jim and Chris sit down to discuss listeners questions relating to Social Security, RMDs, QLACs, and Buffered ETFs… (12:30) The guys are asked if dual citizenship will affect Social Security benefits. (20:30) George looks for clarity on Social Security's family maximum rules. (30:00) Chris explains the reduction factor when claiming a spousal Social Security benefit. […] The post Social Security, RMDs, QLACs, and Buffered ETFs: Q&A 2445 appeared first on The Retirement and IRA Show.

In this episode, we dive deep into Buffered Index Portfolios. We'll break down how these investments work, including their advantages and potential drawbacks. Join us to learn if might be a suitable addition to your diversified portfolio.

In this episode, we dive deep into Buffered Index Portfolios. We'll break down how these investments work, including their advantages and potential drawbacks. Join us to learn if might be a suitable addition to your diversified portfolio.

Jim and Chris welcome back special guest Matthew Kaufman, from Calamos Investments, to answer a series of listener questions on buffered/principle protected ETFs … (13:00) Georgette wants to know how an ETF and those invested in it are affected if the managing firm goes bankrupt. (22:00) A listener wonders how to assess an appropriate risk […] The post Buffered ETFs Special Episode: Q&A #2439 appeared first on The Retirement and IRA Show.

On this week's Money Matters, Scott and Pat discuss the importance of starting your year-end financial planning early. From maximizing your 401k and HSA contributions to considering Roth conversions and tax-loss harvesting, they cover key strategies to optimize your financial health before the year ends. They also take a deep dive into Buffered ETFs with Allworth's Victoria Bogner, a Chartered Financial Analyst and Certified Financial Planner. Victoria explains how buffered ETFs work, their benefits, and the ideal circumstances under which they should be used. Whether you're nearing retirement or a risk-averse investor, you'll find valuable insights on how to incorporate these into your portfolio. Lastly, Scott and Pat address listener questions about Social Security benefits and estate planning, offering practical advice to ensure you're making the most of your financial resources. Join Money Matters:  Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

On this week's Money Matters, Scott and Pat discuss why now might be the time to buy a car.  A Connecticut caller who retired this week asks whether he should invest in buffered ETFs. Scott and Pat then reflect on the 2008 financial crisis that nearly brought down the world economy. A California man wonders whether he should invest in Separately Managed Accounts. Finally, hear why Scott and Pat tell a New York caller to ditch her financial advisor.   Join Money Matters:  Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

There is no such thing as a free lunch – or is there?    Discover the world of buffered ETFs, a fast-growing segment in financial markets designed to offer investors defined outcomes with built-in downside protection.   In this episode, hear Tyler Emrick, CFA®, CFP®, dive into the mechanics, benefits, and potential drawbacks of these complex financial instruments. And be sure to listen to the comparisons of buffered ETFs against traditional investment options and how each may fit (or not) in your diversified investment strategy.   Here's some of what we discuss in this episode: The rapid growth we've seen in Buffer ETFs. Defining and explaining the Bufffer ETF or Defined Outcome ETF. Why are investors using these and what are the benefits compared to structured notes and annuities? What you need to know that they aren't telling you. Our overall feelings on this investment and whether they work in a long-term portfolio.   Have questions? Need help making sure your investments and retirement plan are on track? Click to schedule a free 15-minute call with one of True Wealth's CFP® Professionals. http://bit.ly/calltruewealth

We put last week's volatility spike into historical perspective. Plus, we discuss the option of employing so-call “buffered” funds that provide downside protection… but at a price.   

Jim and Chris discuss listeners questions relating to Social Security, Roth IRAs, buffered products, and inherited IRAs. (13:45) A listener looks for clarification on claiming a “child-in-care” Social Security benefit. (25:00) A listener asks what happens to a spouse's child-in-care benefit if the person passes away. (28:30) A listener wonders about any repercussions for not […] The post Social Security, Child-In-Care Benefits, Roth IRAs, Buffered Products, and Inherited IRAs: Q&A #2430 appeared first on The Retirement and IRA Show.

Gene and Alyssa answer buckets o' questions: He found out his partner has been lying to him about her finances for years.  Should he stay? He retired and started consulting.  Can he set up a retirement plan? He doesn't want a 529 plan for either of his young children.  Is he right? She made a gift to son and daughter-in-law.  Did she do it right?  Lots more . . . Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor? Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.

Jeff Chang, President and Co-founder of Vest Financial, discusses the growth of buffered investments over the past few years. Reach us at https://www.ftportfolios.com/Connect with us on LinkedIn https://www.linkedin.com/company/first-trust/Follow us on 'X' @ftportfolios

Almost everyone can agree that one of the big differences between us and our ancestors of five hundred years ago is that they lived in an “enchanted” world, and we do not; at the very least, we live in a much less “enchanted” world. We might think of this as our having “lost” a number of beliefs and the practices which they made possible. But more, the enchanted world was one in which these forces could cross a porous boundary and shape our lives, psychic and physical. One of the big differences between us and them is that we live with a much firmer sense of the boundary between self and other. We are “buffered” selves. We have changed. – Charles Taylor, Buffered and Porous Selves Almost everyone can agree that one of the big differences between us and our ancestors of five hundred years ago is that they lived in an “enchanted” world, and we do not; at the very least, we live in a much less “enchanted” world. We might think of this as our having “lost” a number of beliefs and the practices which they made possible. But more, the enchanted world was one in which these forces could cross a porous boundary and shape our lives, psychic and physical. One of the big differences between us and them is that we live with a much firmer sense of the boundary between self and other. We are “buffered” selves. We have changed. – Charles Taylor, Buffered and Porous Selves Article Link: https://tif.ssrc.org/2008/09/02/buffered-and-porous-selves/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/donavon-riley/message Support this podcast: https://podcasters.spotify.com/pod/show/donavon-riley/support

The new Split Braille feature in JAWS 2024 gives Braille display users powerful new functionality, including the ability to view content from different locations on the same Braille line using one of several types of views. When a Split Braille view is active, your Braille display is split into two halves, or regions. Additionally, two vertical lines are displayed between the two regions to show the separation. The use of the Split Braille feature is not restricted to displays of a certain size. It will work with Braille displays of any length though using it with smaller displays may be less beneficial. We have more Split Braille training headed your way, so stay tuned! https://support.freedomscientific.com/downloads/jaws/JAWSWhatsNew

In this episode we discuss the Porous Self vs the Buffered Self. Building on ideas present in Charles Taylor's work on Secularism this episode discusses the different ways in which we find ourselves insulated from the problems of life and death by setting up buffers which prevent us from feeling the pain of life.

Charles Taylor seminal work A Secular Age conveys the idea of how secular people live buffered lives. A buffered life is a life that is protected from the life and death issues which many people have to contend.

If you are looking for what may be the biggest innovation in waterfowl hunting ammunition this year, you've come to the right place. On this episode I am reviewing and diving into the nitty gritty with the BOSS Warchief bismuth shotshell. Ther performance and cost to benefit ratio of this ammo may be the best of any waterfowl hunting shell on the market.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Thank you to this week's sponsor, Backend Banter!

Jim and Chris discuss listener questions relating to Social Security, annuities, Roth conversions, IRMAA, and buffered investments. (2:45) Georgette from New York looks for some clarification on collecting her own Social Security benefit given a couple of unique items specific to her case. (12:30) A listener provides his input and thoughts on Jim and Chris's […] The post Social Security, Annuities, Roth Conversions, IRMAA, and Buffered Investments: Q&A #2332 appeared first on The Retirement and IRA Show.

In this episode we open up Season Four by answering emails from Pete, Arnold and Igor.  We discuss Pete's slightly levered Golden Ratio type portfolio, TJUL and buffered funds generally and a Portfolio Visualizer anomaly.   It's Shplendid!Links:Optimized Portfolio Article re UPRO and other leveraged ETFs:  The 9 Best Leveraged ETFs To Enhance Portfolio Exposure (2023) (optimizedportfolio.com)EDV and ZROX Comparison:  ZROZ vs. EDV ETF Comparison Analysis | etf.comPerfect Portfolio Book:  In Pursuit of the Perfect Portfolio: The Stories, Voices, and Key Insights of the Pioneers Who Shaped the Way We Invest by Andrew W. Lo | GoodreadsBarry Ritholtz Article re TJUL:  My New ETF: 100% of Upside + 0% of Downside - The Big Picture (ritholtz.com)Support the show

Jim and Chris continue their discussion on buffered products and considering them as part of a retirement portfolio. The post Buffered Products In A Retirement Portfolio Part 2: EDU #2315 appeared first on The Retirement and IRA Show.

Jim and Chris discuss a listeners question on how brokered buffered products compare to insurance buffered products and how could he decide if he should consider them as part of his retirement portfolio. The post Buffered Products In A Retirement Portfolio Part 1: EDU #2314 appeared first on The Retirement and IRA Show.

Jim and Chris sit down to discuss listener's questions relating to Social Security, Ed Slott, Roth 401(k)'s, and buffered investments. (8:15) George from California looks for clarification on the affects/timing of Social Security inflationary credits for his wife. (14:30) A listener asks a quick question about if she can claim a spousal Social Security benefit […] The post Social Security, Ed Slott, Roth 401(k)'s, and Buffered Investments: Q&A #2311 appeared first on The Retirement and IRA Show.

In this episode of First Look ETF, Stephanie Stanton @etfguide examines new ETFs from Allianz Investment Management, Stance Capital and TrueShares. Recently launched ETFs for our January show are focused on investing strategies like volatility and portfolio hedging, ESG investing with AI/ML (artificial intelligence and machine learning) and income strategies from the fast moving renewable energy sector.  The guest lineup for this episode includes:1. Douglas Yones, ChFC, Head of Exchange Traded Products at NYSE2. Johan Grahan, Head of ETFs at Allianz Investment Management 3. Kyle Balkissoon, Partner & Portfolio Manager at Stance Capital 4. Mike Cerasoli, Portfolio Manager of the TrueShares Eagle Global Renewable Energy Income ETF *********First Look ETF is sponsored by the New York Stock Exchange.Learn more at http://www.HomeofETFs.comWatch us on YouTube (Link http://www.youtube.com/etfguide)Follow us on Twitter @ETFguide (Link https://twitter.com/etfguide)Visit us at ETFguide.com (https://www.etfguide.com)

CIB kicks off the last month of 2022 and perhaps—who can say, but the Lord?—a nonagenarian ex-president's life with some thoughts on getting old (opposed), the Dutch (opposed), the GOP, LeBron, DeShaun Watson, SCOTUS, and Our Bogus Future (opposed, opposed, opposed, opposed, and resigned). Listen, if you must! Has something we said, or failed to say, made you FEEL something? You can tell us all about it on Facebook or Twitter, leave a comment on the show's page on our website, or you can send us an email here. Enjoy!Show RundownOpen — Not too young to be old, anymore05:00 — Watching the World Cup and college football18:30 — When being a hugely influential figure in the culture isn't anything to brag about, and the future of the GOP49:42 — The Biffler Recap & Reaction Show! LeBron, DeShaun Watson, et cetera1:14:48 — SCOTUStalk on the hypothetical speech rights of a real wedding website designer who has never sold a wedding website design1:30:29 — In Our Bogus Future, Big Brother gets a rebrand1:38:00 — Wrap-up! Mere Orthodoxy, a Munk Debate on trust in media, and The White LotusRelevant Linkage can be found on the page for this episode on our website at https://www.brainiron.com/podcast/episode0122.

In this episode we answer emails from Uday, Rick,  Anderson and Jacques.  We discuss Giving Tuesday and the Father McKenna Center, new tutorials at Risk Parity Chronicles about asset swaps and wash sales, buffered ETFs and scandalous structured products, why we still love gold (a little), getting exposure to small cap value -- yada, yada, yada -- and bond ladders vs. bond funds.Links:Father McKenna Center Homepage:  Home - Father McKenna CenterFather McKenna Center Giving Page:  Donate - Father McKenna CenterRisk Parity Chronicles Asset Swap Post And Tutorials:  Risk Parity Basics: Asset Swaps and the Important Wash Sale Rule (riskparitychronicles.com)Analysis of Buffered Fund BSEP:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com)Portfolio Charts "Ingredients" Article:  Three Secret Ingredients of the Most Efficient Portfolios – Portfolio ChartsMorningstar Analyzer:  VEXMX – Portfolio – Vanguard Extended Market Index Investor | MorningstarBen Carlson Article:  Owning Individual Bonds vs. Owning a Bond Fund (awealthofcommonsense.com)Finance Buff Article:  Two Types of Bond Ladders: When to Replace a Bond Fund or ETF (thefinancebuff.com)Support the show

On today's show, we have Bruce Bond, CEO of Innovator ETFs give us an update on the buffered ETFs, how buffers and caps behave during high-volatility environments, how advisors are using these products, and much more!   Find complete shownotes on our blogs... Ben Carlson's A Wealth of Common Sense Michael Batnick's The Irrelevant Investor Like us on Facebook And feel free to shoot us an email at animalspiritspod@gmail.com with any feedback, questions, recommendations, or ideas for future topics of conversation. ​​ (Wealthcast Media, an affiliate of Ritholtz Wealth Management, received compensation from the sponsor of this advertisement. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information.)

CNBC's Bob Pisani spoke with Bruce Bond, CEO of Innovator Capital Management, and David Botset, Head of Equity Product Management and Innovation at Schwab Asset Management. As the crypto craze heats up, they discussed the latest launches, including Schwab's first-ever crypto ETF. Bitcoin may be rallying today, but it's had a tough slog over the past year – tumbling 50% year-to-date. Plus, they delved into a new Tesla-focused buffer ETF to learn more about how it can provide downside protection for such a volatile stock – and why the SEC might have reservations about such complex products. In the Markets ‘102' portion of the podcast, Bob continues the conversation with Bruce Bond from Innovator Capital Management.

Today we share Bishop Barron's presentation entitled “Breaking Through the Buffered Self,” which he offered for the prestigious 2022 Albert Cardinal Meyer Lecture series hosted at Mundelein Seminary back in March 2022. In the talk, Bishop Barron looks at the intellectual matrix that has made the army of the disaffiliated possible, namely, what Charles Taylor calls the culture of the “buffered self,” the ego cut off from any living contact with the transcendent. Then, using the three great transcendentals—the good, the true, and the beautiful—as his framework, he proposes ways to break through the buffered self and to open the restless heart to a consideration of God and the things of God. (This is Part I of his lecture series. We will share Part II on a future episode.)

Jim and Chris sit down to discuss listeners questions relating to Social Security benefits, inherited IRAs, and buffered ETFs. (12:15) Georgette from Connecticut asks about the rules surrounding when to claim a spousal Social Security benefit. (23:00) Georgette wonders is Social Security benefits only get increased annually after hitting full retirement age. (30:00) George from […] The post Social Security, Inherited IRAs, and Buffered ETFs: Q&A #2228 appeared first on The Retirement and IRA Show.

Commission-Free Registered Index-Linked Annuities (RILAs), also known as buffer annuities, have become a popular solution to address investor concerns over inflation, market volatility, and the ongoing situation in Ukraine. As 10,000 people retire every day, de-risking the portfolio is becoming a crucial part of an advisor's job. In this episode, DPL's VP of Member Success Tim Rembowski talks with Ross McGoodwin, RIA Consultant Ross McGoodwin about using buffered annuities to provide upside potential with a built-in layer of protection, something clients are seeking more and more in the current climate. Key Takeaways[02:13] - How advisors can de-risk a client's portfolio but still provide meaningful returns.[04:16] - Where buffer annuities fit between stocks and bonds.[07:20] - The demographics of clients for whom buffered annuities may be a good fit.[11:17] - Misconceptions about annuities.[16:19] - A tool to show client's the cost savings of buffered annuities.[24:13] - Why buffered annuities can take the stress out of an advisor's meetings with clients during volatile markets. [31:15] - Buffered annuities are very customizable.