Podcasts about decentralised finance defi

Sony's newly developed Layer 2 scaling solution, Soneium, has achieved significant adoption in the Decentralised Finance (DeFi) space. The network's total value locked (TVL) has surpassed US $45 million, propelling it into the top 60 blockchain networks. This growth is attributed to the "Conquest" campaign, which incentivised user engagement and exploration of Soneium's ecosystem. Decentralised exchanges on Soneium, like Kyo Finance, Velodrome and Sonex, have seen substantial increases in TVL. Despite initial community concerns regarding censorship, Soneium has gained traction, demonstrating promising growth in the competitive DeFi landscape. The success of Soneium highlights the continuing development and adoption of new projects within the cryptocurrency market, even amidst broader market challenges.See omnystudio.com/listener for privacy information.

Sony's newly developed Layer 2 scaling solution, Soneium, has achieved significant adoption in the Decentralised Finance (DeFi) space. The network's total value locked (TVL) has surpassed US $45 million, propelling it into the top 60 blockchain networks. This growth is attributed to the "Conquest" campaign, which incentivised user engagement and exploration of Soneium's ecosystem. Decentralised exchanges on Soneium, like Kyo Finance, Velodrome and Sonex, have seen substantial increases in TVL. Despite initial community concerns regarding censorship, Soneium has gained traction, demonstrating promising growth in the competitive DeFi landscape. The success of Soneium highlights the continuing development and adoption of new projects within the cryptocurrency market, even amidst broader market challenges.See omnystudio.com/listener for privacy information.

Today's guest is Elizabeth Mathew, an experienced Capital markets executive, Web3 builder, and an entrepreneur. She is the head of the Growth and Partnerships Division at MetaMask Institutional, building on business strategy for blockchain and Web 3.0.Elizabeth Mathew Interview QuestionsCould you please start by telling us a little bit about your background? Could you share with us about your earlier career path and your motivations or inspiration? How did you start working for MMI? What is the most memorable moment you have had with MMI since the first day?What is MMI's vision and mission?As the Head of Growth and Partnerships of MMI, what is your opinion around partnership/ collaboration with other top crypto players? Can you name some partners that MMI is working with at the moment?What do you think are the critical features for the sustainable development of MMI?What do you think about the importance of alternative custody solutions since many organizations are subject to rigorous requirements when participating in the DeFi ecosystem?We know that MMI has been partnering with Leading custodians like Bitgo and Cactus Custody since 2021, could you share more about this partnership?How do you see the future of digital transformation in the next 2-5 years? As a women leader in Web3 and startup operator since 2013, do you have any advice for Startups and young people especially for strong ladies like you to step up and confidently pitch their ideas? Elizabeth Mathew BiographyElizabeth Mathew holds a double Master of Business Administration: in Entrepreneurship from Columbia Business School, and in Finance, Economics, and General Management from Indian Institute of Management, Ahmedabad.With an international exposure of working with brands like Deutsche Bank, Lehman Brothers and JP Morgan, she is experienced in Financial strategies like Fixed Income Sales, Trading and Structuring.Elizabeth established Vizzynow in March 2018, and also offered her consulting services for SmartVizX, an early stage VR/AR Solutions Provider for the GCC Region in the Architecture, Real Estate and Construction space, where she was responsible for Business Development and Market Research. She has also worked for Securitize and ConsenSys in executive positions.A certified Blockchain architect from Blockchain Council, she has focussed her acumen towards Decentralised Finance (DeFi) and Web 3.0. She has contributed for various publications including ALTCOIN Magazine, TabbForum, and Journal of Securities Operations and Custody. As an author, she was involved in creating “Tokenisation: Assembling the building blocks of an institutional digital assets marketplace” for the Journal of Securities Operations and Custody, where she shared her thoughts on the transformation in the way business-to-business (B2B) consensus is established in traditional capital markets, as well as to be a pivotal part of the buildout of the nascent decentralised capital markets infrastructure. Elizabeth volunteers to mentor the young women in the United Arab Emirates under the ‘A Promise of a Generation (POAG)' initiative by E7: Daughters of the Emirates, an organisation that creates a networking and development experience for young women in the UAE by focusing on Inspiration, Training, Connection and Commitment.About Dinis Guarda profile and Channelshttps://www.openbusinesscouncil.orghttps://www.intelligenthq.comhttps://www.hedgethink.com/https://www.citiesabc.com/More interviews and research videos on Dinis Guarda YouTube

A presentation by Dr Ian Hunt on his recently published paper, Digital Issuance - An Optimal Model for Digital Assets and Transactions, was followed by a discussion with an expert panel and the members of an invited audience, moderated by Future of Finance co-founder Dominic Hobson. Margin pressure exerted by institutional investors and passive investing means asset managers must cut costs but the methods used over the last 30 years – computerisation, outsourcing and offshoring – are no longer sufficient, partly because of rising regulatory costs. The asset management industry needs to move on to a new operating model. If the asset management industry fails to adopt a new operating model, it risks being displaced by the Decentralised Finance (DeFi) industry. Despite reputational issues and a recent loss of value, DeFi protocols have experimented successfully with alternative models of capital-raising, trading and investing, and are attracting interest from asset managers. A further challenge facing the asset management industry is set by unavoidable generational change. Baby Boomers which saved via pensions, funds and housing are being replaced by Millennials and Gen Z, which are not only digitally native but alienated from all existing financial services providers, as their enthusiasm for tokenised forms of finance proves. Tokenisation offers a new operating model. Instead of assets (such as securities) and cash (as payment) being moved between buyers and sellers by a complex eco-system of exchanges, brokers, clearing houses (CCPs), custodians, central securities depositories (CSDs), registrars and paying agents and their computer systems, tokens move between nodes on a network. Ultimately, finance is about the transfer of value through time. Its essence can be reduced to flows of value in which an asset is a purchase of future flows of value (an investment by investors) and a liability is a sale of future flows of value (an issue of equity or debt by an issuer). Financial services exist to facilitate exchanges between investors and issuers. It follows that intermediaries that facilitate exchanges of futures of flows of value between issuers and investors must add value or they will become vulnerable as forms of transactions costs only. In principle, tokenisation can dispense with intermediaries altogether, with issuers and investors holding self-servicing tokens on their nodes only. Tokens differ from conventional financial assets. A conventional equity offers an uncertain promise of capital appreciation and dividend income. A fixed rate bond offers a certain income and a promise of redemption. Mutual funds are more like bonds than equities. What tokens offer is something simpler: a pledge to deliver a particular flow of value in the future. These pledges of future flows of value are made by token issuers to token investors. There are two variants. The first is a “native” token that exists in digital form only (as Bitcoin does). The second is a “title” token or a tokenised underlying analogue asset (such as a company share or a building or, in the case of a Stablecoin, cash and near-cash financial assets). Fulfilment of pledges of future flows of value can be automated by building intelligence into a token, making it a “smart token”. For example, when the date arrives to make a transfer of value such as a dividend or interest payment or rights issue or redemption, it triggers the token to deliver other tokens of the requisite value to the node of the holder of the pledge. Hosted on Acast. See acast.com/privacy for more information.

The future of blockchain now hinges more than ever on moving beyond crypto-currencies to create the universe of decentralised products and services that almost all characterisations of Web 3.0 endorse. These products and services will make use of the smart contracts pioneered by the entrepreneurs that created the Decentralised Finance (DeFi) and Non-Fungible Token (NFT) markets and which are now building the security token and Metaverse markets as well. The success of products and services built on smart contracts ultimately depends on the ability of the smart contracts to use Oracles to access off-chain sources of price and other data quickly and securely. This is the challenge that SupraOracles, a business established on the basis of academic expertise in 2018, intends to meet by building super-fast Oracles on a high-performing blockchain infrastructure. Dominic Hobson, co-founder of Future of Finance, spoke to Heslin Kim, chief strategy officer and co-founder of SupraOracles. Hosted on Acast. See acast.com/privacy for more information.

Swapsicle understands that those within their community have varying degrees of experience and understanding of Decentralised Finance (DeFi) exchanges. They try their best to appeal to the novice, intermediate and experienced enthusiast.Swapsicle's goal is to build a comprehensive decentralized trading platform for the future of finance.In this episode, host, James Burnie is joined by the CEO at Swapsicle, Tom Wardle. The pair discuss why Tom started Swapsicle, the main challenges he faces, and what he sees for the future evolution of DEX. 

Welcome to this week's Digital Bytes which as articles on the following topics: Blockchain and copyright: is the recent brouhaha over Boarded Apes just monkey business? - Andy Rosen has had a highly successful career as a professional photographer in London and Hollywood. He has been a builder of a blockchain-based app who has also analysed and traded cryptos for over six years. This article gives his thoughts on how he believes blockchain technology can help in relation to copyright protection and what is happening with one of the most valuable collections of NFTs - Bored Apes. Challenges in bridging the institutional divide between TradFi and DeFi -Traditional Finance (TradFi) needs to evolve and adapt to embrace Decentralised Finance (DeFi). Two key challenges exist: firstly, to ensure that the regulation of DeFi has the same, if not better, standards than TradFi whilst being able to harmonise different jurisdictions' regulatory approaches and secondly, blockchain technology makes data potentially more transparent and available but it is fundamental to understand what gaps there are in the data. How blockchain technology and the metaverse are helping the mental health sector - facemasks and hand sanitisers are not the only things popularised by the COVID-19 pandemic. Mental health became a topic most could relate to during this time as many people's mental well-being was affected in one way or the other. Both blockchain technology and the metaverse are proving to be able to offer some solutions to growing mental health sector issues. Caution is needed, however, as potential over-use of the virtual lands within the metaverse could exacerbate mental health challenges in the same way in which social media platforms have done so already. Tokenisation as a solution – A summary of a recent webinar by Chris Luck, a partner at CMS law, that considered the benefits and examples of how digital assets are evolving and technology is being applied in the sector. The webinar addressed some important questions, is the recent crypto news volatility a game-changer? Will tokenisation of assets and digital technology continue to grow if so how, and is technology and regulation in a better shape? --- Send in a voice message: https://anchor.fm/jtylee/message

The peer-to-peer system of cash outlined by Satoshi Nakamoto in his famous paper of October 2008 did not mention regulators or regulations. But its ambition of dispensing with trusted third parties did mean jettisoning regulated financial institutions. Nearly 14 years on, only the irreconcilable libertarian wing of the Blockchain industry still considers regulation of cryptocurrencies to be unthinkable. Major cryptocurrency intermediaries are getting regulated already. Two of the major cryptocurrency exchanges (Coinbase and FTX) have multiple regulatory licences and even Binance has secured a licence in France and applied for licences in Bahrain and Dubai. Likewise, of a list of 100 digital wallet custodians, 42 have secured or applied for regulatory licences. Nor is it true to say any longer that cryptocurrencies are unregulated. The Financial Action Task Force (FATF) extended Know Your Client (KYC), Anti-Money Laundering (AML), Countering the Financing of Terrorism (CFT) and sanctions screening obligations to the cryptocurrency markets as long ago as October 2018. Grumbling by cryptocurrency brokers and exchanges about the application of the Travel Rule – which obliges them to share identifying information about buyers and sellers of cryptocurrencies – is merely the latest instalment of this long-running set of obligations. Suspicious Activity Reports (SARs) now have to be filed. Besides, regulators are losing patience with the seemingly unending series of scams, hacks and thefts of cryptocurrency. Since hackers made off with US$500 million of Bitcoins from Mt Gox back in 2014, thefts of cryptocurrency have remained a constant. According to Chainalysis, thieves stole $3.2 billion worth of cryptocurrency in 2021 and another US$1.3 billion in the first quarter of this year, most of it from Decentralised Finance (DeFi) protocols. Chainalysis reports an average of 66 crypto-currency thefts a year since Mt Gox. But thieves are not the only people taxing retail cryptocurrency investors. Almost all the rewards of cryptocurrency trading go to professionals, including via pump-and-dump schemes. So it is not surprising that regulators are clamping down on the sale and distribution of crypto-currencies. Singapore has been particularly vocal about discouraging sales of cryptocurrencies to retail investors but the United Kingdom is now pondering similar restrictions. In emerging market economies, cryptocurrencies are used routinely to bypass capital controls or evade tax. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Understanding Crypto, Paul Abercrombie and James Burtt discuss the hidden side of decentralisation and its implications for real-world business owners. Paul predicts that Decentralised Finance (DeFi) organisations will evolve, transforming the typical Web3 business model into a hybridised institution with both decentralised and centralised mechanisms. They reveal an increasing trend among Web3 enterprises to create and use Decentralised Autonomous Organisations (DAOs) as a way to circumvent security constraints imposed by organisations such as the Securities and Exchange Commission (SEC). Paul questions the prevailing decentralised business model, focusing on Web3 firms' hidden money streams and business strategies.    Progressive Decentralisation Paul and James discuss the emergence of the decentralised web and how DeFi institutions are leading the way forward. The banking system's resistance to financial centralisation, according to Paul, is the driving force behind the development of Web3. "Blockchain exists as a result of people's attitudes regarding the banking industry and the necessity to try to build another store of value or a means of transferring wealth without utilising the bank," he comments. Bitcoin was the most successful attempt at financial decentralisation, bringing a degree of transparency to centralised money that had never been seen before. It's no wonder, then, that decentralised Blockchain technology provides the highest level of security, Paul and James point out. Decentralisation, on the other hand, brings a sluggish, fee-laden system. They both believe that the majority of DeFi institutions will evolve in a coordinated manner, with most Web3 institutions becoming centralised organisations with some decentralised governance. They feel that this will lead crypto down the path that it was meant to avoid in the first place. [Listen from 2:31]   Decentralisation through DAOs Since DAOs are not owned by a single person, they are exempt from SEC or FCA requirements. As a result, Blockchain companies employing DAO mechanisms can continue to function outside of security regulations. Paul expresses his misgivings about this; he also mentions how convenient it is for huge crypto corporations to operate outside of governmental boundaries. Both Paul and James agree that the DAO mechanisms do not fit their Winner's Club community since they have founding, executive, and voting teams. James examines the difficulties associated with the hierarchical flat management style while unmasking the hidden centralised procedures within some DAOs. "Yes, it's decentralised to some extent," he says, "but I guess there's still top level control of what's going through to that decision-making process." [Listen from 8:51]   Examining the Gaps Paul raises concerns about the existing decentralised business model, which reflects the hidden revenue streams of Web3 and open source companies. He points out that one large social media platform's transparent subscription business model offered on Web 2.0 was rejected by the public, forcing the platform to transition into a data silo. This enables them to strategically use customers' data as a sort of remuneration for their service; "If you're not paying for the service, you're the service," he reminds listeners. The business security provided by the platform's partnership with centralised financial institutions in the actual world overshadows users' differing perspectives on this issue. "What's the business model that we're not seeing?" he asks, implying that there are revenue streams that aren't apparent. He contrasts the  exploitative practices of Web 2.0 with the current decentralised Web3 approach. Blockchain technology's free and open source nature makes it even more difficult for business owners and other app developers in the area to make money. To demonstrate this argument, Paul lists the free tools employed in the Winner's Club platform's development while also raising questions surrounding the strategies these creators use to garner compensation for their work. James agrees, and expresses concern about the potential for future monetization of these tools and the resulting influence on the Web3 initiative. [Listen from 13:32]   Resources James Burtt on Twitter | LinkedIn | Instagram | Clubhouse Paul Abercrombie on Website | Twitter | LinkedIn | Instagram  State of Crypto Globally 

For more information click HEREIt is easy to portray the tokenisation of securities as a mortal threat to central securities depositories (CSDs). In principle, security tokens issued on to blockchain networks can dispense with all the core functions of a CSD in safeguarding the integrity of issues, maintaining a register of investors, settling transactions in central bank money, distributing entitlements and maintaining accounts for custodian banks acting on behalf of investors. That is why most of the discussion about the future of CSDs since the tokenisation of securities was first broached in 2018 has focused on the escape routes rather than the paths to the future. CSDs could appoint themselves operators or “governors” of the private, permissioned networks that looked likeliest to be adopted by incumbent financial institutions such as investment banks, custodian banks and asset managers. They could run the Know Your Client (KYC), Anti-Money Laundering (AML), Countering the Financing of Terrorism (CFT) and sanctions screening checks to filter the issuers and investors that aspired to belong to these networks. CSDs could offer their classic services to the new classes of asset-backed tokens that were expected to emerge from the real estate, fine art, fine wine and collectibles markets, by developing digital wallets and atomic settlement services. By these means, they could make even the Decentralised Finance (DeFi) markets safe for institutional money. Unsurprisingly, when confronted by such defensive tactics and a diverse range of options that were not strategically coherent. many CSDs seemed unable to act at all. Lately, a more positive outlook has become clearer. Central Bank Digital Currencies (CBDCs), by putting central bank money on to blockchain networks, appears to solve the biggest obstacle to settling security token transactions. Even the adventurous institutional investors, dabbling in crypto-currency and token investing for the first time, have made clear they prefer to do so in the company of regulated financial institutions and financial market infrastructures. At least some of the two dozen or so security token exchanges that have emerged incorporate a CSD function, partly because unreconstructed securities laws and regulation insist upon it, but mainly because institutional money feels more comfortable with it. At this webinar, Future of Finance joins forces with The Africa and Middle East Depositories Association (AMEDA) and sponsors Percival Software, a leading provider of CSD systems, to ask: Is tokenisation the nemesis or the apotheosis of the CSD?Some of the topics to be discussed:Will tokenisation of securities kill, maim or transform CSDs?Does the current size of securities token markets argue for a masterful period of inactivity?Has the idea of saving issuers and investors money by disintermediation died?Are the costs of post-trade intermediation so high that they warrant disintermediation?Which intermediaries are at greater risk of disintermediation than CSDs?PanellistsVipin Mahabirsingh, Managing Director at Central Depository & Settlement Co. LtdChris Richardson, CEO at Percival SoftwareAndrea Tranquillini, Senior Post Trade Market Infrastructure ExecutiveMark Smith, CEO and Co-Founder at SymbiontVic Arulchandran, Co-Founder at NivauraModeratorDominic Hobson, Co-Founder and Editorial Director at Future of Finance Hosted on Acast. See acast.com/privacy for more information.

If you've ever wanted a Masterclass in Web3, NFTs, Cryptocurrency, Decentralized Autonomous Organizations (DAO) and Decentralised Finance (DeFi) then this 45-minute podcast is for you!I was fortunate to be able to convince Nick Abrahams, the Global Co-leader of Digital Transformation Practice at leading law firm Norton Rose Fulbright to come on the show and give us a very informative, no-nonsense look at some of the hottest topics in technology at the moment.Nick is the founder of the successful online legal site, LawPath (90,000+ users) and he created the world's first AI-enabled privacy chatbot, Parker. He also has a thriving career as a keynote speaker on future trends and innovation.. He is the author of the best selling Kindle books "Big Data, Big Responsibilities" and "Digital Disruption in Australia".He is on the boards of ASX-listed software company Integrated Research ($500M); the global genomics research leader, the Garvan Foundation; the Vodafone Foundation; and the Sydney Film Festival.We had a whirlwind tour around Web3 and the many umbrella topics.I started by asking him for some quick definitions ofWeb3MetaverseNFTCryptocurrencyBlockchainDeFiDAOWe then delved into each in more detail includingWhy is Web3 so important?Establishing ownership with Web3A 3-dimensional experience of the webHow big could the Metaverse become?What does the Metaverse mean for corporates?Companies embracing the MetaverseWhy is Facebook/Meta scared about the Metaverse?Are we being brainwashed by Facebook's view of the Metaverse?Things for brands to consider before they jump into the MetaverseTokens as a new asset classThe concept of TokenomicsLegal implications for the MetaverseThe "MetaBirkin" that upset HermèsHow the legal industry is coming up to speedWe spent some time on the different types of NFTsFlex Club NFTsArt NFTsCollectable NFTsTwinning NFTsGaming NFTsBranded NFTsWe finished our discussion looking at How can corporates best manage NFTs?Cybersecurity concerns around NFTsWhat is the future of blockchain, bitcoin and distributed ledger technologies?What's the hottest thing in crypto at the moment?The future of DeFi - a parallel banking systemDecentralised Autonomous Organizations (DAO)Staying up to date with all these conceptsIf you work In a corporate, or for a brand and someone has asked “should we be in Web3/Crypto/Blockchain or have an NFT” then this podcast is for you.If you've heard all these terms and thought aloud “I wish there was one place I could go for a no-nonsense view” then this podcast is for you.More on NickNick on LinkedInNick on TwitterNick's websiteWhat the NFT is going on? The New NFT 'Price is right' GameshowYour Host: Actionable Futurist® Andrew GrillFor more on Andrew - what he speaks about and replays of recent talks, please visit ActionableFuturist.comfollow @AndrewGrill on Twitteror @andrew.grill on Instagram.

Carl shares his top 5 no-code tools on this episode of Weird Growth. No-code development is a type of development that allows non-programmers and programmers to create software using a graphical user interface, instead of writing code. We covered DeFi, Accelerators, his startup journey and The Xrossing, an Indi-film he co-produced and released. Stick around to the backend of this episode to learn more about the powerful prototypes you can create with no-code and even what you can make with a shovel. Problem The no-code movement rests upon the fundamental belief that technology should enable and facilitate creation, not be a barrier to entry. Carl and Next Revolution help Founders and Teams ride the no-code wave. One big piece of advice for Founders Have the right attitude to be curious and to learn. Don't expect to be perfect. The success founders incrementally improve. You'll find success if you stick at it long enough. Bullets: (00:00) - Introduction (01:28) - Early career in financial services and property (02:22) – Carl's first startup BuyerUp (02:44) - Carl's experience with Perth's Plus Eight Accelerator (03:27) – The problem Buyerup was solving (06:39) - The business he would start today (07:58) - Decentralised Finance (DeFi) (11:31) - Why he's building with Next Revolution (12:30) - How businesses can use no-code tools to unlock growth (14:48) – Anyone who has an idea can build a version of it with no-code (15:30) – How Next Revolution is helping people navigate no-code (17:24) – The sweet spot for no-code tools (22:51) - Raising money for an Indi-Film (26:00) - The Xrossing release (30:37) – What's the next wave for no-code? (34:08) - Carl's Top 5 no-code tools to get started (40:25) - Carl's one big piece of advice (41:10) - The Shovel Guitar Show & tell: - Next Revolution https://www.nextrevolution.io/ - The Xrossing - https://www.imdb.com/title/tt9598834/ - Carl's Top 5 No-Code Tools - https://www.airtable.com/, https://www.jotform.com/, https://www.umso.com/, https://tilda.cc/, https://zapier.com/ - No-code Toolbox - https://nextrevolutiontoolbox.softr.app/

Growing institutional interest in the largest and most liquid crypto-currencies is now spilling over into staking via Decentralised Finance (DeFi) protocols and into Non Fungible Tokens (NFTs). While widening institutional interest in digital assets is partly explicable as a search for an income-producing outlet for crypto-currency holdings, it also attests to a growing institutional confidence that blockchain-based networks will one disrupt the established order in the money and capital markets. The joint venture partners behind one regulated digital asset custodian for institutional traders and investors – investment bank Nomura, blockchain technology vendor Ledger and crypto-currency fund manager CoinShares – are certainly betting on that outcome, with the support of some shrewd private investors. Dominic Hobson, co-founder of Future of Finance, spoke to Sebastian Widmann, Head of Strategy at Komainu, about the origins and growth of the firm. Hosted on Acast. See acast.com/privacy for more information.

Chris Beamish from Revix explains decentralized finance (DeFi) and the DeFi bundle. He also has news on a new Revix promo. Revix

Chris Beamish from Revix explains decentralized finance (DeFi) and the DeFi bundle. He also has news on a new Revix promo. Revix

This year marks the twentieth anniversary of the PayPal IPO. At the time, the failure of the conventional payments industry to respond to the epic potential of e-commerce on the Internet surprised even the more thoughtful bankers. Two decades later, that institutional inertia looks negligent rather than surprising. The loss of payments revenues by banks to technology companies represents a loss of shareholder value that far exceeds what the owners of banks lost in the financial crisis of 2007-08. With e-commerce continuing to grow, especially across borders, the frenzy created by the indifference of the banks continues. It is estimated that there are around 10,000 payment service providers (PSPs) of various sorts – acquirers, processors, facilitators, aggregators, gateways and digital wallet providers – now contending for pieces of the payments industry around the world. Yet the so-called revolution in payments amounts to no more than twin measures of the negligence of the banks: an increase in customer convenience that the banks should have provided plus a massive transfer of value from the owners of banks to the owners of technology companies. Every one of those 10,000 PSPs relies either on existing payments infrastructures or existing payments banks to provide a service. They are parasitic rather than transformational. A truly transformational innovation would dispense with the need for bank accounts altogether. It would also jettison the continuing reliance on the existing payments market infrastructures such as card networks, automated clearing houses and central bank-operated Real Time Gross Settlement systems (RTGSs) – what payments aficionados call “rails.” Lastly, a true innovation would undermine the current monopolies enjoyed by central banks over the issue of central bank money and banks over the issue of commercial bank money. Just such an innovation is now becoming visible in the crypto-currency and Decentralised Finance (DeFi) markets, which rely on software plus the Internet plus cryptography to enable anyone to issue digital money and anyone to use it to pay and get paid directly using digital wallets. These innovations have the potential to bypass the PSPs. They also have the potential to break the central bank and bank duopoly in the creation of money, allowing multiple forms of money to be issued and used to settle claims. New forms of money could fuse payments and monies into a single process in which money is indistinguishable from payment. Indeed, both payments and monies could be reduced to mere components of a single transactional process in which goods and services are bought and sold through exchanges of data that include the exchange of value. The value created by innovations of this kind will stem not from price or service but from the fact that the transactions they facilitate create data. If that data is owned not by the innovators but by their customers, it will have the power to overthrow more than the banks and the PSPs. It is certainly powerful enough to dislodge banks from their current roles in money creation through manufacturing credit, and in the selection of creditworthy borrowers. It may even be forceful enough to shift the balance of power in capitalism altogether, by making buyers more powerful than sellers. Hosted on Acast. See acast.com/privacy for more information.

Enthusiasts for security tokenisation must sometimes feel like Old Testament prophets waiting for the new dispensation to begin. Yet the fact that they are waiting at all is a mystery. Theory and practice (albeit modest, so far) both suggest that issuers ought to be queuing up to issue security tokens. Tokenisation would cut their cost of raising capital significantly, by widening the investor base, cutting issuance fees and trimming listing and investor servicing charges. Yet even the most optimistic forecasts do not expect debt and equity security token offerings (STOs) to clear much above, say, US$4.0 trillion by the end of the decade. Which suggests tokenisation will not make much of dent in global equity and bond markets capitalised even today at US$225 trillion. The optimists have many reasons to be cautious about the rate of growth. It is hard to convince issuers to take the risk, especially when many extant STOs have failed to reach their fund-raising target, and securities laws and regulations are out of joint with the new technique. The start-ups aimed at making the primary markets more efficient seem to lack ambition. The sheer plethora and variety of security tokenisation platforms is daunting, and they are virtually all constrained by limited licences and unkind memories of the reputational issues at some crypto-currency exchanges. Though several established stock exchanges have embraced tokenisation, most are worried about cannibalising their existing revenues. So the marquee STO has yet to happen, and the security token markets look set for slow and unspectacular growth. That said, cumulative STOs will offer substantial scope for trading activity – perhaps 20 times as much as the value of accumulated outstandings, or more than US$150 trillion a year by, say, 2030. High-frequency traders, FX traders and hedge funds are already active in the crypto-currency and Decentralised Finance (DeFi) markets and should not struggle to adapt to trading security tokens as well, legacy systems apart. They and other trading houses ought to value round-the-clock trading, new asset classes in tradeable forms and the ability to arbitrage between tokenisation platforms as well as between tokenisation platforms and traditional marketplaces. As liquidity increases, price information will fuel the production of derivative instruments that increase liquidity still further. An active secondary market would do much to boost the primary markets too, not least as a source of price information for new issues. This happy outcome hinges on inter-operability, which in turn depends on the development of standards that make API-intermediated data exchanges between tokenisation platforms and between tokenisation platforms and traditional marketplaces friction-free. And, in the long run, even traders will baulk at the destiny outlined for them already by developments in the DeFi markets: their replacement by algorithmically operated liquidity pools that dispense with fee and spread-earning intermediaries such as brokers and market makers altogether. At this Future of Finance webinar, a panel of experts will consider what is going right and what is going wrong in security token issuance and trading, and share ideas about what can be done to bring a new and better capital market system closer. Hosted on Acast. See acast.com/privacy for more information.

What if we told you that there is a financial segment that has not just doubled or tripled but grown over 100 times in two years? Enter the world of Decentralised Finance (DeFi), which uses computer algorithms to provide financial services that mimic what the financial industry today is offering. This ranges from lending, borrowing, insurance to derivatives. Who would have thought that computer programs could become the best asset gatherers in the finance industry? Here are some amazing numbers: The funds that have flooded into DeFi have grown from USD 653m at the start of 2020 to USD 245bn at the end of 2021. That's a 375-fold increase in 2 years. Are banks going to be taken over by computers? Is this a scam on a global scale? Aren't banks fighting back?To find out more, listen to our latest episode of Beyond Markets: “Decentralised Finance - 100 times and beyond”, with Kelly Chia, Deputy Head Research Asia at Julius Baer and Andy Meehan, Chief Compliance Officer APAC at Gemini.

Decentralised Finance (DeFi) has been an unexpected use case for Ravencoin. In this episode, todays's guest Alpha Beat discusses why ravencoin is useful as a trusted proof of work ledger for stablecoins and how that can be leveraged in nascent DeFi applications.

Jonny Fry is joined by James Tylee to discuss this weeks Digital Bytes newsletter featuring special guest: Grant Blaisdell, CEO, Copernic. We Discuss: Will the rise of bonds issued on blockchains lead to coupons being paid using stablecoins? – increasingly, banks and issuers have launched debt instruments using Blockchain technology to create digital bonds. Will this mean we could see bonds income ‘coupons' being paid with digital currencies as opposed to fiat? Can the history of money portend as to the future role of Digital Currencies? - central bankers are scrambling to understand the pros and cons of digital currencies as some of their peers launch CBDCs. What lessons can we draw from history? The US$ was once issued by thousands of organisations and we should also not forget the rise and fall of five world reserve currencies since 1450. SSI: self-sovereign identity explained - self-sovereign identity (SSI) has seen a rapid adoption within finance, interestingly with both Centralised Finance (CeFi) and Decentralised Finance (DeFi). In the context of DeFi, it is often referred to as SSI's enabler. Beyond finance, SSI's application has been growing too - spanning travel, e-commerce, supply chains, crypto, and other sectors. What remains a stumbling block for many is understanding what SSI is. What is so magical about it that it can fill in so many cracks across industries? Investments into crypto funds accelerates - the amount of capital being invested in funds (which, in turn, are buying cryptocurrencies) is growing as institutions and wealthy sophisticated investors commit increasing sums of capital to this asset class. For the first time, cryptos will soon let you own assets in space - two markets which stand to be the builders of a new class of wealth are cryptos and space. But it's the collision of the two that stands to have the most significant potential, not only to build new wealth but to significantly improve day-to-day life and activities on earth. This collision is happening now, and for the first time the general market will be able to buy and own pieces of space as space assets. The average person will be able to participate financially and benefit from the growth of the space economy. The time for you to own a piece of space is now, and crypto stands as the foundation for it. --- Send in a voice message: https://anchor.fm/jtylee/message

This week, I talk to Amplify co-founder Piers Curran about the latest expansion of the crypto market in which the broader rise in digital tokens has taken their overall market value past $3 trillion for the very first time. We also talk about the shift towards further adoption of Decentralised Finance (DeFi) and where it sits in the context of traditional assets and how to gain exposure to this emerging area.The main macro theme of the week has been the surge in global inflation after US CPI rose at its fastest pace in 31 years last month. We look at the reasons and debate whether or not the Fed will blink with their transitory view. Finally, we review the current dynamics of COVID cases in England vs Mainland Europe and explain why Brexit negotiations will not conclude anytime soon!Sign up for the Daily Market Maker newsletter www.amplifyme.com/market-maker. See acast.com/privacy for privacy and opt-out information.

The rise of Bitcoin and the Blockchain seems inexorable. Decentralised Finance (DeFi) is, it's claimed, about to revolutionise money and banking. Everyone is issuing a coin or a token and people are eager to trade them. What if you could use crypto in the next life and pay off the debt of your sins to get into heaven faster? You would wouldn't you?

James Kosmatos is currently an independent investment analyst working full time within the cryptocurrency industry, focusing on fundamental analysis of cryptocurrencies within the Decentralised Finance (DeFi) sector. James has been researching and investing in this asset class since early 2017; he has recently started his current role after seeing the significant growth and innovation of technology being implemented within the DeFi sector. James previously worked at Frontier within the consulting and debt research team, providing advice on portfolio construction, asset class configuration and fund manager due diligence for various institutional investors. Before Frontier, James worked within PwC Wealth Services, assisting high net worth families with portfolio construction, fund manager due diligence and implementation. Recommended reading: "DeFi Beyond the Hype"; An overview of Defi with case studies comparing projects with traditional financial services and real-world financial market structures. https://wifpr.wharton.upenn.edu/wp-content/uploads/2021/05/DeFi-Beyond-the-Hype.pdfAll views expressed on this podcast are subject to change and do not necessarily reflect the views of Conexus Financial. This podcast is for educational purposes only and should not be relied upon as investment advice.

Cryptocurrency has been one of the most hotly debated topics in recent  times. On this podcast we speak with Akshay BD (ex-Uber, Startup Advisor  & Investor) and Rameesh Kailasam (CEO - Indiatech.org, Policy  Expert & Columnist) on the nuances of how crypto will impact India,  specifically. Akshay begins the discussion by laying out the immense  possibilities crypto holds for India as an asset, currency, and  technology - from wealth creation to innovation and then Rameesh speaks  of the policymaker's perspective and how crypto has to be positioned to  make it easier to understand and regulate.  Along the way, we discuss the concept of a sovereign digital currency  and how that can be compatible with an unregulated currency like bitcoin, India-specific use cases for blockchain, the concept of  Decentralised Finance (DeFi) and how it can potentially disrupt  financial services and credit access in India. We end the podcast with a  discussion on the road ahead for India and how Indians can participate  in crypto and gain from it. This is a fascinating conversation about an  important innovation that is sure to set you off on a rabbit hole quest  to learn and understand better. This podcast is available on YouTube, Apple, Google, Spotify, Breaker,  Stitcher, and other popular platforms. If you like this episode, then  please rate, subscribe and share! For more information, do check out  www.bharatvaarta.in.

Cada año hay nuevas modas a nivel tecnológico y a nivel de negocios. Algunas son buzzwords pasajeras, pero algunas se consolidan y marcan un antes y un después, o incluso permiten que otras tecnologías y modelos de negocio sean creados.En los últimos tiempos, se ha venido hablando mucho de decentralizar la economía, con temas como blockchain, bitcoin, smart contracts y mucho más. Eso ha ayudado a crear la corriente de las finanzas decentralizadas, o DeFi.En este episodio, hablamos con un auténtico experto del tema, Albert Castellana, CEO y fundador de StakeHound, y Oriol Collell, de MarsBased, para comentar los distintos ángulos del DeFi en cuanto a la tecnología, de dónde viene, qué permite, qué casos de uso tiene, con qué tecnologías podemos trabajar en ello y mucho más.Y hale, ya hemos publicado un contenido de blockchain/crypto y eso nos convierte automáticamente en expertos de estos temas.

Major hurdles for people getting into trading in cryptocurrency and Decentralised Finance (DeFi) are that there are too many chains and difficulty in understanding how to send transactions. Clover Finance ($CLV) aims to solve this with their multi-chain connected wallet where DeFi users can directly connect to the Ethereum, Polkadot, Kusuma, Binance Smart Chain, Avalanche, Fantom, AND Edgeware blockchains seamlessly on the Clover interface. Clover has also reinvented the idea of feeconomics. Now, users no longer have to separately buy ETH and calculate the amount of gas fees for a transaction. Instead, Clover will act on the sender's behalf and pay gas fees with the same token being transacted by the user. I interview Cofounders Norelle Ng and Burak Keçeli to how Clover Finance works to solve the issues plaguing cryptocurrency transactions. Learn more about Clover: https://clover.finance/​ Twitter: https://twitter.com/clover_finance​

In this podcast Malcolm, executive chairman/co-founder at Coinsilium, gives us the latest news as well as introducing us to the relatively new concept of Decentralised Finance (DeFi).

Rob Massey may be one of the most influential people in Blockchain that you've never heard of. The man responsible for advising some of the largest ICOs, token issuances, exchanges, consortia and regulators gives us the lowdown on why tax is critical to consider in the digital asset space, and how it can be an agile and collaborative initiative, even where regulation or guidance is limited in a particular jurisdiction. In this episode we discuss: - Different digital asset structures and the various tax considerations - The process of engaging with regulators where guidance is thin on the ground - How enterprises are looking at digital assets and tokens to create liquidity, capital or new business models - An introduction to the implications of tax for security tokens, 'property' tokens and utility tokens - How to 'draw out' the tax implications of different digital asset models and business flows - Example tax engagements and the differences between enterprises, consortia and foundations - Tax implications for Decentralised Finance (DeFi) and Distributed Autonomous Organisations (DAOs) - Different tax considerations for different geographies (the humans, tax treaties, network, and feeling 'natural') - The potential for digital assets in Financial Services and for IP rights management Links to topics discussed in this episode: Rob's LinkedIn: https://www.linkedin.com/in/rob-massey-7571b7b/ Deloitte's 2020 Blockchain Survey: https://www2.deloitte.com/ie/en/pages/technology/articles/Global_Blockchain_survey.html