Podcasts about travel rule

For episode 682 of the BlockHash Podcast, host Brandon Zemp is joined by Sydney Huang, Founder of HumanAPI at ETHDenver. Sydney Huang is the Founder of Human API and CEO of Eclipse, where she leads product and strategy for AI-native infrastructure. She launched Turbo Tap, scaling it to 300K users, 50K DAU, and 22B+ in-game transactions, and has held product roles across Web3 projects including DeGods, y00ts, and Unstoppable Domains. Previously, she worked in M&A and Venture Capital at Dell Technologies and is a Babson College graduate.

For episode 681 of the BlockHash Podcast, host Brandon Zemp is joined by Catherine Daly, CMO for Space and Time, a decentralized data warehouse designed to connect on-chain blockchain data with off-chain enterprise data to support AI, smart contracts, and Web3 applications.

For episode 680 of the BlockHash Podcast, host Brandon Zemp is joined by Jay Kurahashi-Sofue, CMO of Eco at ETHDenver.Eco is a blockchain-based, full-stack infrastructure protocol designed to unify stablecoin liquidity across different blockchains and make onchain payments, transfers, and app interactions as fast, cheap, and simple as possible. It is not a new stablecoin itself, but rather a "Stablecoin Economy" layer—often referred to as a "stablelayer"—that helps developers and users move, manage, and spend stablecoins (like USDC or USDT) across various chains without dealing with fragmented networks, manual bridging, or gas fees in native tokens. 

For episode 679 of the BlockHash Podcast, host Brandon Zemp is joined by Erald Ghoos, CEO of OKX Europe.OKX is an innovative cryptocurrency exchange with advanced financial services. They rely on blockchain technology to provide everything you need for wise trading and investment. 

For episode 678 of the BlockHash Podcast, host Brandon Zemp is joined by Micky Watkins, Founder and CEO of World Mobile, a blockchain-enabled 5G network, has just crossed over 2 million users in its mission to connect everyone, everywhere, while returning control of data and connectivity to the people.Micky is a telecom entrepreneur challenging the monopoly of Big Wireless. He previously founded Yallo, one of the first internet-calling platforms, and over his career has raised millions from global backers including Deutsche Telekom and Carmel Ventures. Today, he leads World Mobile in building the world's first decentralized, community-owned mobile network, with a mission to connect everyone, everywhere, while returning control of data and value to the people. 

For episode 677 of the BlockHash Podcast, host Brandon Zemp is joined by Parth Kapadia, Co-founder and CEO of OpenVPP.OVPP is Building The Internet of Energy by Providing Regulated Digital Asset Rails for Power & Utility Providers. OpenVPP is led by Co-Founder & CEO, Parth Kapadia. Parth brings a wealth of experience from the electric utility industry, including roles at Exelon Corp and AutoGrid (acquired by Uplight, a Schneider Electric company), where he served as Director of Technical Product Management.

For episode 676 of the BlockHash Podcast, host Brandon Zemp is joined by Lux Thiagarajah, CCO of OpenPayd. Lux Thiagarajah has over 17 years experience working for some of the largest and most innovative organizations in finance, including JP Morgan, HSBC, BCB and FalconX. He started his career as an FX trader at JP Morgan, before moving to the buy side to run a macro trading desk. More recently he has moved into senior roles in payments, becoming the CRO of BCB and now Chief Commercial Officer at OpenPayd. Lux joined OpenPayd with a track record for taking businesses to their next stage of development, and is responsible for driving revenue and growth from both new and existing clients, as well as and identifying strategic partnerships that can further OpenPayd's ambitions.

For episode 675 of the BlockHash Podcast, host Brandon Zemp is joined by John Hargrave, a bestselling author, entrepreneur, and one of the world's leading voices on crypto and the future of finance. Author of The Intelligent Crypto Investor (Wiley, 2026), he's known as the “Buffett of Bitcoin” for applying value-investing principles to digital assets. His insights have appeared in Forbes, Bloomberg, MSNBC, and the BBC, and his TED Talk on the future of money is a must-watch. John helps investors understand the historic shift to digital, programmable money—and how to profit from it intelligently.Buy the book:https://www.amazon.com/Intelligent-Crypto-Investor-John-Hargrave/dp/1394366426  

For episode 674 of the BlockHash Podcast, host Brandon Zemp is joined by Les Borsai, a Los Angeles-based serial technology entrepreneur, former music promoter and manager, and advisor in the cryptocurrency, blockchain and music-technology industries. He is the Co-founder of Wave Digital Assets.Sitting at the cross-section of entertainment and economics his entire career, Borsai recognized that crypto was the next big cultural and financial revolution early on, taking on an advisor role to Ripple Labs in 2013, and becoming one of the earliest investors in Ethereum, XRP, Tezos, and NFTs. In 2018, he became a Co-Founder at Wave Digital Assets, a digital asset management firm where he leads strategic initiatives across the crypto and digital asset ecosystem. Borsai previously managed artists such as Wynonna Judd and Jason Mraz. Borsai is an author at Spin Magazine, and has been featured in a variety of top-tier global publications including The Wall Street Journal, The New York Times, Bloomberg, Forbes, CNBC, TechCrunch, CNN, and The Hollywood Reporter. 

For episode 673 of the BlockHash Podcast, host Brandon Zemp is joined by Sukhdeep Bhogal, Co-Founder and CEO of Veera, an on-chain neobank built for everyday crypto users. He is a serial founder with three successful exits and a deep background in consumer and social technology, having scaled multiple startups to millions of users over the course of his career. Before Veera, Sukhdeep founded and led several consumer-facing platforms from inception through growth and exit, with a strong focus on product-led growth, community-driven adoption, and building intuitive experiences at scale. His work consistently bridges mainstream consumer design with emerging technologies. At Veera, Sukhdeep has led the company from zero to scale, shaping its product vision and expansion strategy while building a full-stack financial platform that removes friction for users entering crypto. Under his leadership, Veera has grown rapidly across markets, positioning itself at the intersection of consumer fintech and on-chain infrastructure.

For episode 672 of the BlockHash Podcast, host Brandon Zemp is joined by Michael Berman, Co-CEO of Tectonic Labs. Michael Berman is co-CEO of Tectonic Labs, where he drives operations and go-to-market strategy for the company's post-quantum cryptography solutions. With nearly two decades in enterprise software and SaaS, he specializes in building repeatable revenue engines, sharpening operational execution, and translating deep technical products into compelling commercial outcomes. Berman was an early team member at Eventbrite, where he scaled sales through the company's high-growth phase leading to its IPO. He later led strategic accounts at Salesforce, managing enterprise relationships and supporting expansion initiatives. He's also a serial entrepreneur with two successful exits, including the sale of a venture-backed company to a publicly traded acquirer. A graduate of the University of Colorado Boulder's Leeds School of Business, Berman is recognized for operational rigor, M&A execution, and scaling growth in regulated, security-critical markets.

As crypto matures, what will the future of enforcement, compliance, and accountability look like? Listen in as Amanda Wick, a former federal prosecutor and longtime leader in financial crime prevention, joins the Brief to give her take and examine how innovation and integrity can evolve together. From sanctions to travel rule implementation, this episode offers a front‑row seat to see key shifts already reshaping the ecosystem. Want to learn more? Check out Amanda's book The Catalysts.   Episode Topics:    [0:00] Intro [2:18] News Rundown [7:09] Background on the Travel Rule [11:39] Privacy vs. Anonymity [15:09] Market Maturity & Crypto Compliance [18:46] International Trends & Convergence [23:04] Time at the DOJ [29:49] Outro Stay connected with us beyond the podcast by following FCAT on, Instagram, LinkedIn, and X, where we share additional insights and updates on all things emerging tech.  Whether you're crypto-curious or have a crypto foundation, Fidelity may have your next career opportunity. EXPLORE NOW.   Please remember: this podcast is solely for informational and educational purposes and is not investment, tax, legal or insurance advice. Digital assets are speculative and highly volatile and you should conduct thorough research before you invest. To learn more, visit: fcatalyst.com FMR LLC. © 2025 FMR LLC. All rights reserved. Chapters (00:00:00) - Intro(00:02:18) - News Rundown(00:07:09) - Background on the Travel Rule(00:11:39) - Privacy vs. Anonymity(00:15:09) - Market Maturity & Crypto Compliance(00:18:46) - International Trends & Convergence(00:23:04) - Time at the DOJ(00:29:49) - Outro

For episode 671 of the BlockHash Podcast, host Brandon Zemp is joined by Dave Sedacca, Lead & Director of Polkadot Capital Group.Dave Sedacca is the Lead of Polkadot Capital Group and currently sits as Director of Finance at Parity Technologies, the core development team behind Polkadot. He leads Parity's financial strategy, spanning treasury management, planning, and institutional engagement. A long-time believer in emerging tech and crypto, Dave has been actively involved in the space since 2017. Prior to joining Parity, he worked across multiple sectors, driving financial and commercial strategy. 

For episode 670 of the BlockHash Podcast, host Brandon Zemp is joined by Phil Fogel, CEO and Co-founder of Cork.DeFi has a $100B+ problem: you can't trade the risk. Insurance exists, but it's expensive, illiquid, and doesn't cover the economic chaos that actually wipes people out: depeg events, protocol runs, cascading liquidations etc. Phil Fogel, CEO and co-founder of Cork, backed by a16z crypto, Road Capital and more, explains that the system fails when risk is opaque and largely untradeable. Without tools to manage downside dynamically, stress compounds and volatility turns into contagion. Cork is his response. It is not insurance, but market-based risk infrastructure. By making risk programmable and tradable through swap tokens, participants can address stress before it cascades. Phil's broader perspective is about market structure. DeFi will not scale safely or attract institutions until risk management functions like a market rather than a promise. 

For episode 669 of the BlockHash Podcast, host Brandon Zemp is joined by Matt Carr, Managing Partner of QCI Partners.

For episode 667 of the BlockHash Podcast, host Brandon Zemp is joined by Kanny Lee, Co-founder and CEO of SecondSwap, the first issuer-approved secondary market for locked tokens. A veteran of fintech and digital assets, he brings over 20 years of experience across regulated finance, payments, and crypto infrastructure. He's led MAS-regulated firms including dtcpay and OSL Group, and held senior roles at EY, TransUnion, and Deloitte, advising global institutions on risk, compliance, and cyber forensics.Kanny is also a partner at Libra Capital, giving him a dual vantage point as both operator and investor in Web3. With formal certifications in anti-money laundering (ACAMS) and digital forensics (GIAC), he's widely regarded as a credible voice on token market structure, real-world asset liquidity, and the next generation of compliant crypto infrastructure.Join the waitlist for he only decentralized on-chain marketplace for trading locked tokens: https://t.me/Secondswapappbot?start=693a9dc7a9c1d4113e029589 

Coinmotion's CCO Jani Ultamo discusses MiCA licensing, DORA requirements, Travel Rule challenges, and market abuse obligations. Jani shares practical tips for compliance officers, insights from Finland's fast-track licensing process, and why regulatory clarity is everything for the future of crypto in Europe.

For episode 666 of the BlockHash Podcast, host Brandon Zemp is joined by Hazel Lee, Co-founder of BeatSwap.As blockchain technology expands beyond finance into the cultural content sector, the BeatSwap project is innovating the way intellectual property (IP) rights are distributed. In the traditional IP rights industry, copyright management is opaque and settlements are slow, creating inefficiencies that prevent creators, investors, and fans from fully reaping the benefits. To address these limitations, BeatSwap standardizes IP rights as real-world assets (RWA), offering a new value proposition where anyone can transparently own and trade them. BeatSwap bills itself as “the world’s first Web3 full-stack IP rights platform” and aims to implement the entire lifecycle of IP rights on the blockchain—from the creation stage and IP rights registration, to fan community participation, rights tokenization, and decentralized trading.

For episode 665 of the BlockHash Podcast, host Brandon Zemp is joined by Chris Zhu, CEO & Founder of Donut (Donut Browser). Donut Browser is the world’s first agentic crypto browser built for trading. It integrates signal discovery, risk analysis, strategy generation and on-chain execution directly at the browser layer, allowing users to go from idea to live trade without switching tools.Donut Labs raised $22M to build the first agentic AI crypto browser for traders. Investors include BITKRAFT, Makers Fund, HSG, Sky9 Capital, MPCi, Altos Ventures, Hack VC, and others, with support from leaders across Solana, Sui, Monad, Jupiter, Drift, and DeFi App. With more than 160K users in their waitlist, Donut will offer a full product suite including a Chrome extension, web app, mobile app, and a Chromium based browser.

Tobias Eberle and Felicitas Sicardi of VQF unpack Switzerland's unique SRO-based approach to crypto regulation. They dive into AML compliance, Travel Rule enforcement, audit requirements, and Switzerland's proposed shift toward full FINMA licensing for certain crypto firms.

For episode 664 of the BlockHash Podcast, host Brandon Zemp is joined by Michael Carbonara, a Florida-based entrepreneur, devoted family man, and steadfast advocate for individual liberty. With a proven track record in business and community leadership, he is committed to serving the people of Florida's 25th District. Seeking to represent the district, Carbonara's mission is to champion personal freedoms, foster innovation-driven economic growth, and support families and households across the region.

For episode 663 of the BlockHash Podcast, host Brandon Zemp is joined by James Ashton, CEO of Gallaxia. Gallaxia is the world’s first player-owned blockchaingaming studio, co-owned by 50 of the world’s most influential gamers and creators. Collectively, these co-owners command more than 200 million followers and over 30 billion views, including some of the leading figures in PUBGM, CODM, and Fortnite. Their involvement marks the first time a blockchain ecosystem has brought globally recognized gaming talent in as true equity partners, giving Gallaxia unprecedented distribution and a built-in audience from day one.

For episode 662 of the BlockHash Podcast, host Brandon Zemp is joined by Mike Miglio, CEO and Founder of DEIN.DEIN, short for Decentralized Insurance Network, is a groundbreaking platform that offers permissionless, decentralized, and DAO-managed discretionary risk coverage. It is specifically designed to provide insurance for smart contracts, stablecoins, centralized exchanges, and other vital services within the DeFi ecosystem.  The platform allows users to purchase coverage for their funds, enabling them to safeguard their assets against potential losses caused by hacks, rug-pulls, or other exploits leading to permanent loss of funds. Additionally, DEIN empowers individuals to actively participate in the insurance process by allowing them to provide coverage and liquidity for various smart contracts, exchanges, or listed services in exchange for yield.

For episode 661 of the BlockHash Podcast, host Brandon Zemp is joined by Kam Punia, Founder and CEO of Pixion Games, the London based studio behind Fableborne and the $POWER ecosystem. He has more than a decade of experience in the games industry, including leadership roles at Konami where he helped drive Yu Gi Oh across digital, trading card and retail channels in Europe. Before starting Pixion Games, Kam scaled major gaming IP across digital and physical formats and later built a studio focused on fast session, skill based mobile titles. Under his leadership Pixion has raised funding, shipped multiple products, and hired talent from Riot, Blizzard, King and Ubisoft.

Jack Keung, Head of Compliance at HKDAX explores Hong Kong's rigorous crypto licensing framework, market abuse rules, Travel Rule implementation, and stablecoin oversight, plus tips for navigating the regulatory fast lane.

For episode 660 of the BlockHash Podcast, host Brandon Zemp is joined by Esra Ozturk, Head of Product at Luffa. Luffa is a next‑generation social operating system for the fan economy, giving creators ownership over their communities while allowing fans to turn attention into tangible value. The platform unifies wallet, messaging, loyalty, and engagement in a decentralized environment: fans earn rewards for actions like chatting, tipping, minting tokens, joining “SuperGroups,” and completing quests—forming a living fan graph with real‑world worth. Luffa emphasizes privacy and security: it is built with end‑to‑end enc ryption and zero centralized backups, and supports mnemonic‑based registration without requiring phone or email. Luffa runs on Endless Protocol, a decentralized AI‑enabled Web3 infrastructure. In 2025, Endless Web3 Genesis Cloud raised $110 million, reaching a $1 billion post‑money valuation. In the broader ecosystem, Luffa is positioned as a core application within Endless, helping bring community, creator tools, and interaction to life on top of the protocol.

For episode 659 of the BlockHash Podcast, host Brandon Zemp is joined by Vijit Katta, CEO & Co-founder of Tria. Vijit Katta is the CEO and Co-founder of Tria, with over a decade of experience across entrepreneurship, commercial strategy, and early-stage investing. He built Polygon's in-house accelerator, funding early-stage projects; founded a healthtech startup in Austria, and led commercial strategy for multiple 9-figure portfolios at GSK and AstraZeneca; he holds a CS degree from BITS Pilani and an MBA from INSEAD. Tria is a self-custodial neobank that unifies spending, trading, and earning across all chains — without bridges, gas, or custodians. Built for both humans and AI, Tria makes money programmable, enabling anyone or any agent to transact natively on-chain. Powered by its interoperability layer, BestPath AVS, Tria abstracts away the complexity of crypto to deliver instant, global, and autonomous finance. 

For episode 658 of the BlockHash Podcast, host Brandon Zemp is joined by Joe Rey & Oliver Fuselier of POPOLOGY.POPOLOGY® is the 21st century approach to media education and Citizen Journalism. A platform to aggregate all of your social portals, into a streaming and monetizable POPcast®, on the blockchain. Democratized internet broadcasting is POPOLOGY® Networks. You can even select your favorite fortune 500 brands to place into your curated media stream, called POPmercial® Sponsorships. Create, and earn POPtoken™ with a timeline of curated video assets from every indexing platform, up to 25 membership platforms into one robust restful API is the POPsphere™ workspace. Pinpoint your popularity, powered by artificial intelligence, and build a monetizable audience on your self-expression.

For episode 657 of the BlockHash Podcast, host Brandon Zemp is joined by Jack Cameron, Co-founder of CreatorFi.Jack Cameron is the Chief Business Officer and Chief Growth Officer at CreatorFi, where he leads growth strategy and develops brand partnerships across the creator economy. A serial entrepreneur with experience founding two companies, he brings deep media-industry expertise shaped by his work at WPP Media. Jack's background in scaling media solutions and navigating complex brand ecosystems informs his role in building CreatorFi's market presence and shaping its commercial vision. CreatorFi by Insomnia Labs is a fintech IP platform focused on advancing creative IP holders and unique opportunities for media financiers. By partnering with content creator companies, music catalog owners, and UGC developer studios in Roblox and Fortnite, CreatorFi provides direct access to creative IP cash flows in digital IP platforms such as YouTube, Roblox, Fortnite, and music.

For episode 656 of the BlockHash Podcast, host Brandon Zemp is joined by Adam Liposky, Co-Founder and CEO of Canopy Network.Adam is creating an auto-scaling Layer 1 designed to make launching and growing blockchains as simple as deployment. Before Canopy, Adam helped scale Pocket Network into a top decentralized infrastructure protocol, onboarding 40 plus chains and growing the network to over a billion daily relays. He previously founded and exited NachoNodes, a high-performance staking operation, and later led ecosystem growth at Moonbeam during one of the toughest market cycles.

For episode 655 of the BlockHash Podcast, host Brandon Zemp is joined by Annalea Sanders, Co-President and Board Officer for the Blockchain Security Standards Council (BSSC).The BSSC-Blockchain Security Standards Council-is the leading authority in blockchain security—setting the standards that power trust and confidence.When industry experts discuss blockchain security, not many consider nodes, but they should. If a node doesn't operate correctly, then the risks permeate and impact the whole network, and its users. As a result, experts are placing more importance on node operation standards as a critical part of blockchain industry standards. 

Matrixport's Christopher Liu unpacks how a billion-dollar digital asset platform navigates compliance across Singapore, Hong Kong, Switzerland, and beyond. From regulatory expectations to operational safeguards, Travel Rule pain points, and what it really means to build a risk-based compliance program, this is essential listening for compliance leads, founders, and regulators alike.

For episode 653 of the BlockHash Podcast, host Brandon Zemp is joined by Erik Balsbaugh, Executive Director of Open Frontier and Board Member Austin Campbell.Open Frontier is on a mission to promote responsible financial innovation while ensuring strong regulatory guardrails, countering Wall Street and big tech, and stopping bad actors. Finance is evolving, and progressive voices need a seat at the table.

For episode 652 of the BlockHash Podcast, host Brandon Zemp is joined by Justin Havins, the DeFi Ecosystem Lead for Katana Network.Katana puts users first: delivering higher real yields through concentrated liquidity, redistributed chain revenue, and productive bridged assets.

W „Odysei Wyborczej” Radia Wnet Krzysztof Skowroński poprowadził debatę poświęconą ustawie o rynku kryptoaktywów, zestawiając odmienne stanowiska dwóch ekspertów:prof. Krzysztofa Piecha – ekonomisty, profesora Uczelni Łazarskiego, dyrektora Centrum Technologii Blockchain;Michała Gromka – eksperta ds. przestępczości finansowej i kryptowalut, doradcy OBWE i Rady Europy.Punktem wyjścia była decyzja premiera Donalda Tuska, który – po wecie prezydenta Karola Nawrockiego – ponownie skierował do Sejmu ustawę o rynku kryptoaktywów, z apelem, by tym razem została podpisana. Skowroński zapowiedział „pojedynek dwóch ekspertów”, ale szybko okazało się, że to raczej spór o to, jak pogodzić bezpieczeństwo państwa z rozwojem polskiego rynku kryptowalut, niż klasyczne „za” i „przeciw”.„Dowcip premiera” i weto prezydentaProf. Piech od początku nie krył dystansu do ruchu rządu, który praktycznie bez zmian wraca z tym samym projektem, który kilka dni wcześniej zawetował prezydent.Taki ciekawy dowcip premier zrobił, bo jeśli byśmy przeczytali, z jakiego powodu pan prezydent zawetował ustawę – a te powody są znane, bo jest uzasadnienie na kilkanaście stron – to nic się nie zmieniło. Absolutnie nic. To, że prezydent czegoś nie wiedział, a teraz, jeśli zwróci się do premiera, to może się o tym dowiedzieć, nie zmienia w żaden sposób zarzutów, które już zostały przez prezydenta na piśmie zgłoszone– podkreśla.Z drugiej strony Michał Gromek przyznaje, że projekt jest daleki od ideału, ale widzi w nim konieczne narzędzie do walki z realną przestępczością.Absolutnie nie neguję, że są aspekty tej ustawy, które wymagają ulepszenia. Pytanie brzmi: czy możemy ją zaakceptować w takiej formie i potem nad nią pracować? (…) Wyzwania związane ze zwalczaniem przestępczości finansowej i tym, co dzieje się na rynku kryptowalut, są tak duże, że mamy obowiązek tę ustawę wprowadzić– argumentuje.Przypomina, że Polska jest ostatnim państwem w UE, które tak fundamentalne spory wokół MiCA (rozporządzenie w sprawie rynku kryptoaktywów w Unii Europejskiej) prowadzi dopiero w 2025 roku, podczas gdy dyskusje na poziomie europejskim ruszyły w 2018 r.Bezpieczeństwo kontra wolność rynkuGromek patrzy na ustawę przede wszystkim przez pryzmat bezpieczeństwa i walki z przestępczością finansową. Opowiada o własnych wizytach w kantorach kryptowalut w Polsce i innych krajach.Z własnego doświadczenia, chodząc do tych różnych podmiotów, w bluzie, mówiąc, że chciałbym kupić kryptowaluty za 50, 100, 150 zł, widzę, że w marginalnej części firm ktoś w ogóle pyta o dowód. Bardzo często podmioty, które oferują sprzedaż i zakup kryptowalut, nie mają żadnych narzędzi, żeby zweryfikować, czy przedstawiony dokument jest prawdziwy– relacjonuje.Jako przykład skali problemu przywołuje handel narkotykami przez komunikator Telegram.Mogę się założyć o swój motor, że można teraz w Google wpisać nazwę narkotyku, ‘Warszawa', ‘Telegram' i ‘portfel kryptowalut'. Wyskoczy bot, który pokaże, w jakiej dzielnicy mieszkasz. Wpłacasz na portfel krypto, po 30–40 minutach masz paczkę pod wskazanym drzewem– mówi, podkreślając, że nie jest to tylko polski problem, ale zjawisko paneuropejskie.Podsumowuje to mocnym porównaniem:„Dla wielu podmiotów to jest trochę tak, jakbyśmy mieli sprzedaż broni bez licencji. Biznes się cieszy, podatki wpływają, ale długoterminowo sprzedaż broni bez licencji jest czymś złym dla społeczeństwa”.Prof. Piech: ustawa łamie konstytucję, prawo unijne i dobija polski biznesProf. Piech nie dyskutuje z tym, że regulacje są potrzebne, ale kwestionuje konkretny kształt projektu forsowanego przez rząd.Po pierwsze wskazuje na zarzuty konstytucyjne:W tej ustawie łamana jest nasza konstytucja. Jeśli można czyjąś firmę zamknąć decyzją urzędniczą, bez realnej możliwości odwołania się do sądu, narusza to zasadę zaufania obywatela do państwa i ochronę własności. Jeśli już coś mamy, to tylko wyrokiem sądu można nam to odebrać– podkreśla.Po drugie – proporcjonalność kar i relację do prawa UE.Każdy kraj Unii miał wprowadzić podobne przepisy. Polska bardzo odstaje. Grożą nam skargi do Komisji Europejskiej i postępowania przed TSUE. Chodzi też o proporcjonalność: w innych krajach za drobne przewinienia są drobne kary, za poważne – wysokie. W naszym projekcie mamy głównie bardzo wysokie sankcje i rozwiązania karne, a nie administracyjne. Ta proporcjonalność, o którą chodzi Unii, nie jest zachowana– wylicza.Trzeci kluczowy zarzut to konkurencyjność.Firmy zagraniczne będą miały dużo łatwiejsze możliwości funkcjonowania w Polsce niż polskie. Opłaty będą czasami kilkukrotnie niższe, kontakt z nadzorem bardziej przewidywalny, reputacja nadzoru – lepsza. Racjonalnie rzecz biorąc, jedynym rozwiązaniem dla polskich firm staje się przeniesienie za granicę– mówi.Prof. Piech wskazuje na konkretne kierunki: Czechy, Słowację, Litwę, Słowenię, Maltę, Cypr, a także Niemcy – przywołując niemiecki system podatkowy, w którym sprzedaż kryptowalut po roku od nabycia nie generuje podatku dochodowego.Rynek już się przestawia. „Polskie” krypto ucieka z PolskiZ punktu widzenia Piecha, kluczowe jest to, że rynek nie czeka na decyzje polityków – firmy już dziś przygotowują się na życie poza polską jurysdykcją.Rozporządzenie MiCA już obowiązuje w Polsce, mimo że nie mamy ustawy. Część firm zagranicznych działa u nas legalnie, paszportując licencje z innych państw UE. Czy ustawa wejdzie w życie, czy nie – biznes kryptowalutowy i tak tu będzie obecny, bo jesteśmy w Unii Europejskiej– tłumaczy. Zwraca uwagę, że GIIF już dziś prowadzi kontrole i wykreśla podmioty z polskiego rejestru.Od 30 grudnia ubiegłego roku obowiązują Travel Rule i MiCA. Firmy muszą gromadzić dane o tym, kto dokonuje transakcji między kim a kim. GIIF z tych narzędzi korzysta – z rejestru wykreślono już ponad 300 podmiotów– zaznacza.Z jego perspektywy problemem nie jest brak regulacji, ale to, że nowa ustawa może dodatkowo utrudnić nadzór nad polskimi firmami.Jeśli polskie firmy przeniosą się pod inne nadzory w UE, nasze służby będą musiały prosić o informacje za pośrednictwem organów innych państw. To wydłuży proces, nie poprawi bezpieczeństwa. Nie widzę tu zysku – widzę realne ryzyko, że nadzorowane biznesy po prostu wyjdą z Polski– dodał.Gromek: bezpieczeństwo nie może być zakładnikiem sporu politycznegoMichał Gromek zgadza się, że ustawa nie jest doskonała i że wiele przepisów trzeba poprawić. Ale jego zdaniem dalsze przeciąganie procesu legislacyjnego jest równie groźne, a może nawet groźniejsze, niż przyjęcie wadliwego projektu i jego szybkie nowelizacje.Bezpieczeństwo stało się w tej debacie zakładnikiem. A nie powinno. Problemy są realne i znaczne w skali całej Unii Europejskiej. Widzę je codziennie, pracując z nadzorami i służbami. Musimy wreszcie dać im narzędzia– podkreśla. Przypomina też, że KNF, policja, GIIF i CBŚP były szkolone, ale bez właściwej ustawy ich możliwości są ograniczone.Nie mamy narzędzi, nie mamy pełnego nadzoru. Ustawa powinna być wdrożona w 2019, najpóźniej w 2021 roku. Opóźnienie to już cztery lata. Udajemy, że sobie radzimy. Ja się tak nie czuję – uważam, że nie jesteśmy w 100 proc. bezpieczni– mówi. Jednocześnie chwali część postulatów Piecha – choćby dotyczących wysokości opłat nadzorczych – wskazując, że w wielu punktach ich spojrzenia się uzupełniają, a nie wyklucz...

Hex Trust's Annette Lu breaks down Singapore's digital asset licensing regime, custody safeguards, Travel Rule enforcement, and how to scale compliance across APAC. From MAS expectations to the operational grind behind licensing, this episode is packed with practical insights for compliance leads, founders, and regulators alike.

Noah Perlman, Global Chief Compliance Officer at Binance, discusses what it takes to scale compliance in the world's largest crypto exchange. From AI-driven alert reduction and Travel Rule implementation to licensing in 22+ jurisdictions and balancing regulator expectations with innovation, this episode offers a rare look inside one of the most high-profile compliance roles in crypto.

Azariah Nukajam, Head of Regulation and Compliance (UK) at Gemini explores the UK's evolving crypto regulatory landscape. From AML registration and Travel Rule implementation to FinProm's UX impact and FCA's 2026 future licensing regime, Azariah offers a masterclass in compliance strategy, policy engagement, and what's ahead for crypto in the UK and beyond.

Grégoire Loustalet, avocat fiscaliste au sein du cabinet LWM Avocats (https://lwm-law.com/), nous explique quelles sont les possibilités pour réaliser une donation en crypto-actifs.Pour revoir les précédents épisodes avec Grégoire Loustalet :- Crédit lombard crypto : https://youtu.be/b8hXQtVGOO4- DAC8 et Travel Rule : https://youtu.be/siPsgZUICU8// ME CONTACTERJe m'appelle Gary Benezat, cofondateur de la stratégie DCY BTC Yield (https://dcy.capital), un fonds d'investissement market neutral sur Bitcoin. Travaillant dans l'industrie des crypto-actifs depuis 2018, j'ai créé en 2022 le podcast Crypto Coulisses, animé par l'envie de faire découvrir les coulisses de l'écosystème blockchain en donnant la parole aux plus grands experts du secteur.Vous pouvez me contacter :✉️ Par mail : gb@dcy.io

DAC8 et Travel Rule : la surveillance de vos crypto-actifs augmente avec les nouvelles réglementations en vigueur. On fait le point avec Grégoire Loustalet, avocat fiscaliste au sein du cabinet LWM Avocats (https://lwm-law.com/).Pour revoir l'épisode avec Grégoire Loustalet sur le crédit lombard crypto : https://youtu.be/b8hXQtVGOO4// ME CONTACTERJe m'appelle Gary Benezat, cofondateur de la stratégie DCY BTC Yield (https://dcy.capital), un fonds d'investissement market neutral sur Bitcoin. Travaillant dans l'industrie des crypto-actifs depuis 2018, j'ai créé en 2022 le podcast Crypto Coulisses, animé par l'envie de faire découvrir les coulisses de l'écosystème blockchain en donnant la parole aux plus grands experts du secteur.Vous pouvez me contacter :✉️ Par mail : gb@dcy.io

ECD's Nina Vukovic and Lawdecoded's Ilija Rilakovic unpack Serbia's crypto regime: licensing under the Digital Assets and AML laws, Central Bank vs. SEC roles, how ECD runs exchange/wallet/ATMs, Travel Rule implementation, streamlined security-token issuance, and where Serbian rules diverge from MiCA with concrete tips for CASPs operating in or entering Serbia.

Deepak Garg, CCO at M2, gives insights on what it takes to run a regulated digital asset platform in Abu Dhabi under FSRA oversight. From licensing and market abuse controls to Travel Rule compliance, DeFi risk management, and tax reporting readiness, this episode is packed with practical tips for compliance leaders.

Hercle's Alessio Capriati shares how his team is aligning people, processes, and priorities to meet MiCA head-on. From market abuse to AML, Travel Rule to internal audits, it all starts with knowing your risk and building from there.

Topman Mark Nuvelstijn vertrekt per direct bij Bitvavo. In een korte verklaring laat hij weten niet meer terug te keren naar het cryptoplatform dat hij mede oprichtte. Het vertrek volgt op onthullingen van Het Financieele Dagblad over het overtreden van anti-witwasregels. Daarnaast zou Nuvelstijn hebben geprofiteerd van handel met voorkennis, wat de druk op zijn positie aanzienlijk vergrootte. Bitvavo is een van de grootste spelers in Nederland en het vertrek van de CEO is daarom een belangrijk signaal binnen de sector. In de prijsanalyse zien we dat bitcoin al geruime tijd boven de grens van 100.000 euro blijft hangen. Sinds 8 mei beweegt de koers zijwaarts, maar bij nadere beschouwing valt op dat de toppen en bodems juist dalen. Vooral op de BTC/EUR-grafiek is dit patroon nog duidelijker zichtbaar, wat deels te maken heeft met de zwakke positie van de euro tegenover de dollar. Ook Tether komt ter sprake. Ondanks het feit dat de stablecoin sinds kort verboden is in Europa, blijft de totale marktwaarde van Tether de afgelopen maanden stijgen – met miljarden tegelijk. Opmerkelijk, want je zou verwachten dat een “verbod” zorgt voor afname. Die Europese regels – waaronder MiCAR, DORA en de Travel Rule – zorgen ervoor dat partijen flink aan de bak moeten. Mauro Halve bij Amdax, bevestigt dat zijn bedrijf inmiddels volledig compliant is. In Nederland kregen cryptobedrijven slechts zes maanden de tijd om zich aan te passen – een relatief korte overgangsperiode. Daarmee ligt de lat hoog: niet alle partijen zijn er op tijd klaar voor, en het is nog onduidelijk of dat dagen, weken of zelfs maanden gaat duren. Ook in andere landen zijn de verschillen in aanpak groot. Tot slot werpen we een korte blik op een nieuwe trend in de sector: tokenized stocks. Grote namen als J.P. Morgan, Robinhood, Kraken en Gemini stappen inmiddels in deze markt. Wat deze ontwikkeling inhoudt, en wat het betekent voor beleggers, bespreken we verderop in de podcast, samen met Fenna de Blaauw van Gemini. Gasten Mauro Halve Mathijs Rotteveel Links Het artikel in het FD Host Daniël Mol Redactie Wouter HoesSee omnystudio.com/listener for privacy information.

Stanford Cardoz, VP of Compliance at BitOasis, joins Delphine Forma to unpack what it really means to be “compliance-first” in the MENA region. From VARA's granular marketing rules to the nuances of Travel Rule implementation, this episode is a masterclass in practical crypto regulation strategy.

In this episode, Ari Redbord, TRM's Global head of Policy, sits down with Kate Eyerman, Chief Compliance Officer at Blockchain.com, to unpack her unconventional path from the US State Department and Treasury to leading compliance in one of crypto's most dynamic environments.With deep experience in counter-terrorism financing and sanctions policy, Kate brings a policy-informed lens to navigating the evolving risks in the digital asset space.Kate and Ari explore the practical challenges of applying legacy financial compliance standards — like the Travel Rule — to blockchain-based finance, and how a strong foundation of AML and sanctions controls enables innovation. Kate also shares candid reflections on the shift from policy theory to operational reality and why public-private partnerships are more than buzzwords in today's crypto compliance landscape.From developing transaction monitoring protocols to evaluating emerging threats like AI-generated fraud, the emerging impact on AI on compliance and KYC, Kate emphasizes a risk-based approach rooted in mission-driven strategy. She also discusses the importance of educating policymakers, engaging with global regulators, and maintaining an agile compliance posture amid fast-moving technologies.And outside of compliance? Kate takes a risk-based approach to kayaking whitewater rivers — an apt metaphor for navigating crypto compliance in 2025.

Harsha & Stephan discuss the challenges Bitcoin businesses face regarding regulation, particularly the tightening KYC and AML requirements. Harsha highlights the implications of these regulations on the Bitcoin ecosystem and the role of custodians. The discussion also touches on the evolving regulatory landscape, the impact of political administrations on crypto regulation, and the future of stablecoins. Harsha emphasizes the need for clarity in regulations and the importance of maintaining a balance between compliance and the freedom that Bitcoin offers. The conversation also highlights the challenges developers face in creating tools that respect user privacy while navigating regulatory landscapes. They conclude by exploring the potential future of Bitcoin upgrades and the importance of lobbying for less restrictive regulations to foster industry growth.Takeaways

Anastasija Plotnikova, CEO & Founder of Fideum, discusses how crypto firms can prepare for MiCA, the challenges of AML & Travel Rule implementation, and the future of DeFi under regulation.

In this conversation, OpnState shares his journey from a disillusioned banker to a policy advisor focused on compliance and anti-money laundering (AML) laws. He discusses the complexities of financial regulations, the erosion of individual rights, and the impact of global standard-setting bodies like the FATF on national sovereignty. OpnState emphasizes the presumption of guilt in financial transactions and the challenges posed by compliance culture, while also addressing the future of self-hosted wallets and the potential for pushback against globalist interests.  Stephan & OpnState also discuss the dangers of delegating self-sovereignty to political figures and the compliance mindset that has permeated society. There is a need to explore cultural change, legal and political paths to challenge the FATF, and the importance of creating alternative systems; this could be achieved through individual responsibility. Takeaways

In this episode, we dive into the world of Bitcoin, privacy, and open-source tools. We kick off with a light-hearted discussion about New Year's celebrations and personal resolutions, including a candid chat about alcohol consumption and lifestyle changes. The conversation then shifts to the latest updates in the Bitcoin ecosystem, including the travel rule's impact on privacy and the IRS's new regulations on non-custodial trading services.AOBHappy New YearResolutions?Finally update Start9 driveBitcoiner Guide onion is backNew show with SethMax LightningNEWSEU travel rule updates in 2025US Treasury finalizes its 'broker rule'Tether pumps $775m into RumbleFoundry returns 8 BTC in fat finger fee incidentTangem fixes bug exposing user private keysUPDATES/RELEASESNunchuk launches beta version of Taproot multisigSeedHammer 2 releaseBTCEED releaseBitcoin Safe betaBlockstream announces Jade plusBTCPay v2.0.5RaspiBlitz v1.11.4SeedSigner v0.8.5 rc1Dojo v1.26.1Sentinel 5.1.1Zeus v0.9.4Live Wallet v1.0.0LN Proxy now supports blinded pathsBull Bitcoin integrates PayJoin v2Satsie PayJoin bookletNext block fee estimatorIMPORTANT LINKS https://freesamourai.comhttps://p2prights.org/donate.htmlhttps://ungovernablemisfits.comVALUE FOR VALUEThanks for listening you Ungovernable Misfits, we appreciate your continued support and hope you enjoy the shows.You can support this episode using your time, talent or treasure.TIME:- create fountain clips for the show- create a meetup- help boost the signal on social mediaTALENT:- create ungovernable misfit inspired art, animation or music- design or implement some software that can make the podcast better- use whatever talents you have to make a contribution to the show!TREASURE:- BOOST IT OR STREAM SATS on the Podcasting 2.0 apps @ https://podcastapps.com- DONATE via Paynym @ https://paynym.rs/+misfit- DONATE via Monero @ https://xmrchat.com/ugmf- BUY SOME CLOTHING @ https://ungovernablemisfits.com/store/- BUY SOME ART!! @ https://ungovernablemisfits.com/art-gallery/FOUNDATIONhttps://foundation.xyz/ungovernableFoundation builds Bitcoin-centric tools that empower you to reclaim your digital sovereignty.As a sovereign computing company, Foundation is the antithesis of today's tech conglomerates. Returning to cypherpunk principles, they build open source technology that “can't be evil”.Thank you Foundation Devices for sponsoring the show!Use code: Ungovernable for $10 off of your purchaseCAKE WALLEThttps://cakewallet.comCake Wallet is an open-source, non-custodial wallet available on Android, iOS, macOS, and Linux.Features:- Built-in Exchange: Swap easily between Bitcoin and Monero.- User-Friendly: Simple interface for all users.Monero Users:- Batch Transactions: Send multiple payments at once.- Faster Syncing: Optimized syncing via specified restore heights- Proxy Support: Enhance privacy with proxy node options.Bitcoin Users:- Coin Control: Manage your transactions effectively.- Silent Payments: Static bitcoin addresses- Batch Transactions: Streamline your payment process.Thank you Cake Wallet for sponsoring the show!(00:00:00) INTRO(00:00:57) THANK YOU FOUNDATION(00:01:38) THANK YOU CAKE WALLET(00:02:43) How Was Your Holidays Mate?(00:12:49) Monero Monthly Debut(00:16:02) Great To Have Seth!(00:21:47) NEWS(00:21:55) Travel Rule is Back(00:27:05) IRS Requires Non-Custodial Services To Report Information(00:30:31) Tether Invests in Rumble(00:34:14) Foundry Returns 8 BTC Fee(00:37:46) Tangem Exposes User Private Keys(00:40:10) BOOSTS(00:55:25) UPDATES & RELEASES(00:55:29) Nunchuk Launches Taproot Multisig(00:57:47) Seedhammer II(01:03:25) BTCEED(01:04:34) Bitcoin Safe(01:06:43) Jade Plus (01:10:21) BTCPayserver 2.0.5(01:11:05) Raspiblitz!(01:11:48) Seed Signer 0.8.5(01:12:49) Dojo 1.26.1(01:13:03) Sentinel 5.1.1(01:13:53) Zeus(01:14:58) Chainspying with Live Wallet 1.0(01:16:15) LN Proxy Support Blinded Paths(01:19:26) Bull Bitcoin Integrates Payjoin V2(01:21:49) Satsie's Payjoin Booklet(01:22:43) New Nextblock By Cypherpunk Tools(01:23:35) QUESTIONS