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In this episode, Emily and Danai will be talking about their favorite Greek movies and other world famous Greek movies that would be interesting to watch. Either you're a beginner, intermediate or advanced level!E: Παρακαλώ; /Hello?D: Γειααα! /Hi!E: Γεια σου Δανάη μου. Τι κάνεις; /Hi Danai. How are you?D: Είμαι πολύ καλά! Εσύ; /I'm very well and you?E: Μια χαρά; Πώς και με πήρες τέτοια ώρα; / All good. How come you called at this time? D: Εεε.. Είμαστε με τον Διονύση και ψάχνουμε μια ταινία να δούμε. Έχεις καμία ιδέα; Εσένα ποια είναι η αγαπημένη σου; / I'm with Dionisis and we're looking for a movie to see. Do you have any suggestions? What's your favorite movie?E:  χμμ… μου αρέσει πολύ η Πολίτικη Κουζίνα! /I really like the movie “A touch of spice “D: Αχ πολύ ωραία ιδέα! Έχω χρόνια να τη δω! Μου θυμίζει τον παππού μου. /Such a great idea! I haven't seen it in years! It reminds me of my grandpa.E: Εσένα ποια σου αρέσει;/ Which is your favorite movie?D: Εμένα μου αρέσει πολύ η ταινία του Παπακαλιάτη “Δυο κόσμοι” /I like a lot the movie “Worlds Apart” by Christopher Papakaliatis.E: Ααα κι αυτή πολύ ωραία ταινία! Περνάει πολλά μηνύματα. /That's also a great movie! Spreads a lot of awareness D: Κι εμένα γι'αυτό μου αρέσει πολύ. /That's why I like it this much.E: Θα κάνετε και ποπ-κορν; /Will you make popcorn too?D: Ε ταινία χωρίς ποπ-κορν γίνεται; /Is it possible to see a movie without popcorn?E: Δεν γίνεται, όχι! Χαχα /No, it isn't!D: Φτιάξαμε και πίτσα! /We made pizza too!E: Μμμμ τέλεια! /Perfect!D: Σ'ευχαριστώ πολύ για την ιδέα σου! Σ'αφήνω τώρα./ Thank you very much for your idea! I gotta go now.E: Καληνύχτα! Φιλιά πολλά! /Good night! D: καλό βράδυ! Φιλάκια /Good night! Check out our Instagram @greek_lang_experts or visit our website for our upcoming⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Greek classes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!If you enjoyed this episode please rate our podcast and leave a comment!

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Five days later, and we still don't know why the Afghan National shot two National Guard members in DC last Wednesday. But that hasn't stopped the Trump administration from collective punishment - from banning all immigration from Afghanistan and other 3rd world countries. It's a policy driven by fear. Hosted on Acast. See acast.com/privacy for more information.

So does that mean recruiting with Lifestyle and Money doesn't work? In the last five years, 2832 officers left the police service while 3285 were recruited – equating to just 453 extra cops since 2020.Junior officers were leaving the most, with 118 police leaving the service in 2024-25 who were less than four years into their career. Just 45 junior officers left in 2020-21.This is just my opinion:Intro song is ‘⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bring Me Down⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠'⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Buy Me a Coffee⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Slippery Slope Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠J Fallon Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Slippery Slope Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Slippery Slope YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Heath Cline in for Chuck to round out the week. Talking Lane Kiffin, Clemson, Betting Lines, and more!See omnystudio.com/listener for privacy information.

Today is Thanksgiving Day in America, and we want to bless all, both here in our nation and in the nations of the earth.  Listen in and see how this message can bless other nations as well.  

Spreads, DLC Pick's Contest, Dan Mullen Hosting, Michael Felder

Chris Mack and Kate Constable take a look at the projected lines for the current opening round of the College Football Playoff, including Texas Tech-Tulane, Oregon-Miami, Ole Miss Alabama, and Notre Dame against Oklahoma.

Week 12 NFL Highlights: Historic Performances and Dramatic Finishes Detroit Lions vs New York Giants: Overtime Thriller Showcases Jahmyr Gibbs' Breakout Performance The Detroit Lions survived a nail-biting contest against the New York Giants in Week 12, emerging victorious 34-27 in overtime. Lions running back Jahmyr Gibbs delivered one of the most explosive performances of the 2024 NFL season, accumulating an astounding 264 total scrimmage yards and three touchdowns. Gibbs' game-winning 69-yard touchdown run in overtime sealed the victory and solidified his status as one of the NFL's most dynamic playmakers. Key Stats from Lions vs Giants: Jahmyr Gibbs: 264 total yards, 3 TDs, including 69-yard OT game-winner Detroit Lions improve playoff positioning in competitive NFC North Giants fall short despite competitive performance Cleveland Browns Week 12: Shedeur Sanders Makes Winning NFL Debut In one of the most anticipated rookie debuts of the NFL season, Shedeur Sanders earned his first professional victory as the Cleveland Browns defeated the Las Vegas Raiders 24-10. The former Colorado Buffaloes star showcased the poise and accuracy that made him one of college football's most celebrated quarterbacks, successfully transitioning to the NFL level in his first start. Shedeur Sanders Rookie Debut Stats: First NFL start results in commanding victory Browns defense dominates Raiders offense Sanders demonstrates NFL-ready arm talent and decision-making Dallas Cowboys vs Philadelphia Eagles: Epic Comeback Stuns Defending Champions The Dallas Cowboys engineered one of the most remarkable comebacks of the 2024 NFL season, erasing a 21-0 deficit to shock the defending Super Bowl champion Philadelphia Eagles 24-21. This NFC East rivalry game featured incredible momentum swings and clutch performances from the Cowboys' offense and defense in the second half. Cowboys Comeback Highlights: Overcame 21-0 first-half deficit Defensive adjustments limited Eagles' explosive offense Crucial NFC East implications for playoff seeding Matthew Stafford MVP Campaign: Los Angeles Rams Quarterback Delivers Elite Performance Los Angeles Rams quarterback Matthew Stafford continued his MVP-caliber season with another outstanding Week 12 performance. The veteran signal-caller is experiencing a career resurgence, leading the Rams' offense with precision passing, clutch decision-making, and leadership that has his team firmly in the playoff hunt. Matthew Stafford 2024 Season Highlights: Leading MVP candidate discussions Elite completion percentage and touchdown-to-interception ratio Guiding young Rams receivers to career performances NFL Week 12 Fantasy Football Implications Week 12 delivered significant fantasy football performances that reshaped league standings across the nation: Top Fantasy Performers Week 12: Jahmyr Gibbs: RB1 overall performance with 264 total yards Matthew Stafford: QB1 weekly finish with multiple touchdowns Jaxon Smith-Njigba: Emerging WR option with consistent targets Thanksgiving Week NFL Games 2024: Preview and Expert Predictions Thursday Thanksgiving NFL Schedule Thanksgiving Day features three marquee NFL matchups that will captivate audiences nationwide: Early Game: Detroit Lions Thanksgiving Tradition The Lions host their annual Thanksgiving Day game, continuing one of the NFL's oldest traditions. With Jahmyr Gibbs coming off his explosive Week 12 performance, the Lions' offense poses a significant threat to any opponent. Afternoon Game: Dallas Cowboys Thanksgiving Classic The Cowboys follow their improbable comeback victory with another home Thanksgiving appearance, looking to build momentum in the competitive NFC playoff race. Prime Time Thanksgiving Night Football The evening slate concludes with a nationally televised showdown featuring playoff contenders battling for crucial postseason positioning. NFL Thanksgiving Week Picks and Predictions Our expert analysis examines key matchups, injury reports, and statistical trends to provide informed predictions for all Thanksgiving week NFL games. College Football Rivalry Week: Thanksgiving Weekend's Biggest Games Ohio State vs Michigan: The Game 2024 The 2024 edition of college football's greatest rivalry arrives during Thanksgiving weekend, with massive College Football Playoff implications. Ohio State and Michigan renew their historic battle with conference supremacy and national championship hopes on the line. OSU vs Michigan Key Storylines: College Football Playoff positioning Big Ten Championship implications Historic rivalry intensity and traditions Top College Football Rivalry Week Matchups Thanksgiving weekend features numerous traditional rivalries across college football: Ohio State vs Michigan: Big Ten supremacy Alabama vs Auburn: Iron Bowl classic Texas vs Texas A&M: Renewed Southwest Conference rivalry Florida vs Florida State: Sunshine State showdown USC vs Notre Dame: Intersectional tradition NFL Playoff Picture After Week 12: Conference Standings Analysis AFC Playoff Race Heating Up The AFC playoff picture features intense competition across multiple divisions, with several teams fighting for Wild Card positioning: AFC Contenders Analysis: Kansas City Chiefs maintain conference lead Buffalo Bills, Miami Dolphins battle in AFC East Cleveland Browns' Shedeur Sanders debut adds intrigue to AFC North Las Vegas Raiders fall further behind in playoff race NFC Playoff Scenarios After Week 12 The NFC playoff picture remains highly competitive following Week 12's dramatic results: NFC Standings Implications: Detroit Lions strengthen NFC North position with OT victory Philadelphia Eagles suffer setback in NFC East race Dallas Cowboys surge back into playoff conversation Los Angeles Rams climb Wild Card standings Week 12 NFL Highlights: Best Plays and Moments Top NFL Plays Week 12: Jahmyr Gibbs 69-yard overtime touchdown run Shedeur Sanders' first NFL touchdown pass Cowboys' game-winning drive against Eagles Matthew Stafford's deep ball connections Fantasy Football Waiver Wire Week 13: Players to Target Following Week 12 performances, these players should be prioritized on fantasy football waiver wires: Running Backs: Backup running backs who received increased opportunities Jahmyr Gibbs (if somehow available in shallow leagues) Wide Receivers: Jaxon Smith-Njigba: Consistent target volume Emerging rookie receivers gaining quarterback trust Quarterbacks: Shedeur Sanders: Potential streaming option moving forward Matthew Stafford: Must-start in all formats NFL Betting Trends and Spreads for Thanksgiving Week Thanksgiving week NFL betting lines reflect the unpredictable nature of Week 12 results, with oddsmakers adjusting spreads based on recent performances and injury reports. College Football Playoff Rankings: Impact of Rivalry Week Results The upcoming College Football Playoff rankings will be significantly influenced by rivalry week outcomes, particularly the Ohio State vs Michigan result and other top-25 matchups during Thanksgiving weekend. Looking Ahead: NFL Week 13 Schedule and Primetime Games Beyond Thanksgiving, Week 13 features crucial conference matchups that will further clarify the NFL playoff picture as the season enters its final stretch. Conclusion: Week 12 Delivers Unforgettable NFL Moments From Jahmyr Gibbs' historic performance to Shedeur Sanders' successful debut and the Cowboys' remarkable comeback, Week 12 of the 2024 NFL season provided non-stop drama and memorable moments. As Thanksgiving week arrives, both NFL and college football fans have even more exciting matchups to anticipate. Stay tuned for continued coverage of NFL highlights, fantasy football analysis, College Football Playoff rankings, and expert picks for all remaining 2024 season games.

On this episode of The NatioNole Show, Gainstaville and Magee review the FSU Seminoles game at NC State Wolfpack, preview the game at the UF Gators, celebrate some pro Noles and more! The NatioNole Show is a BROHAM/BYAPN co-production.  Video is available on YouTube.  Audio is available at Betyourash.com and the 'Bet Your Ash' feeds on Spotify and Apple Podcasts.  NatioNole Show links are all here.  Say hi to and check out music by Gainstaville everywhere.  Magee is on X.  BYAPN has socials too, IG, FB, and X.

It's time for The Nebraska Hour! Friday game for The Nebraska Cornhuskers as they host the Iowa Hawkeyes in Lincoln, and a lot of good college football games around the country!  As per lately, Timmy Nebraska is joined by Brock White and Brandon Bral!

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It's time for The Nebraska Hour! The Nebraska Cornhuskers are heading to the very center of Pennsylvania to play football against the Penn State Nittany Lions so its time to get ready for that, and a few other college football games around the country!  As per lately, Timmy Nebraska is joined by Brock White and Brandon Bral!

Vanguard Group, the world’s second-largest money manager, is wary of junk bonds given how expensive they’ve become. “Where the market is today doesn’t leave a lot of room for negative surprises,” Michael Chang, head of high-yield corporate credit at the $11 trillion asset manager, tells Bloomberg News’ James Crombie and Bloomberg Intelligence’s Matthew Geudtner in the latest Credit Edge podcast. “Spreads are pretty tight, yields are about average — it’s not the best time to be investing in high yield,” Chang says. They also discuss Vanguard’s preference for debt from utilities and consumer staples companies, how to get extra yield from leveraged loans and how to profit from liability-management exercises.See omnystudio.com/listener for privacy information.

On this episode of The NatioNole Show, Gainstaville and Magee get ready for a very big Friday night road game for the FSU Seminoles at the NC State Wolfpack.  Plus: A Pro Nole Report, other CFB action this weekend, and more!

Joe Ostrowski and Sam Panayotovich take a look at last night's College Football Playoff rankings and grade the committee on their most contorversial decisions including just how much Alabama fell after their loss to Oklahoma, and Notre Dame still being ranked over Miami. Plus, the current projected spreads for the opening round of action as well!

Joe Ostrowski and Sam Panayotovich break down how they would bet each of the current projected First Round College Football Playoff spreads following last night's bracket reveal, including Tulane-Texas Tech, Notre Dame-Oklahoma, Miami-Ole Miss, and Alabama-Oregon. Then, our top live NFL Underdog and Teaser options for this weekend's slate, including what to do with the Browns in Shedeur Sanders' first career start, will the Panthers offense keep momentum rolling against the 49ers, and will the Chiefs bounce back against the Colts? The hour wraps with all of our Lightning Bets for tonight's action.

Joe Ostrowski and Sam Panayotovich break down how they would bet each of the current projected First Round College Football Playoff spreads following last night's bracket reveal, including Tulane-Texas Tech, Notre Dame-Oklahoma, Miami-Ole Miss, and Alabama-Oregon.

Bet Sweats Full Show from November 19th 2025, with Joe Ostrowski and Sam Panayotovich.

This week, Kevin is joined by Kelcey from High Low Sports to break down James Franklin's move to Virginia Tech, debate Lane Kiffin's future at Ole Miss, and rank the best coaching jobs in the SEC. The Iron Bowl preview brings predictions and angst, while Alabama's kicking struggles and Maryland's commitment to Mike Locksley get their share of attention.   Follow our socials: https://linktr.ee/QuadGate   0:00:10 Episode Introduction, Guest Introduction, James Franklin Coaching News Teased 0:06:45 James Franklin to Virginia Tech Discussion: Fit, Program Expectations, Recruiting Impact 0:13:08 Lane Kiffin & Ole Miss Coaching Drama, SEC Job Rankings, Lane's Fit Speculation 0:19:10 Next Coaching Dominoes: Speculation on Brian Kelly, Ed Orgeron, and Jon Gruden 0:26:47 Auburn Coaching Scene: DJ Durkin Opinions, Auburn Booster Culture, Lane Kiffin at Auburn Hypothetical 0:29:54 Early Iron Bowl Preview & Alabama's Recent Losses Breakdown (Oklahoma, Florida State) 0:38:15 Iron Bowl Emotional Fallout: Auburn Fan Perspective, Offensive Line Concerns, Auburn-Alabama Rivalry Realities 0:43:02 Maryland & Mike Locksley Segment: AD Endorsement, Program Culture, Recruiting, Coach Tier Reality 0:48:36 Week 12 Bets Recap and New Picks: Moneylines, Spreads, Miscellaneous, Weather Report, Luke Fickle Shopping List 0:57:40 Proof of Life from Ciarnan, His Take on Franklin Leaving, Closing Segment 1:00:22 Kelcey & Kevin Plugs, Show Outro, Socials, Final Thoughts

Federal agents in North Carolina are expanding their immigration crackdown. AP correspondent Donna Warder reports.

We had the honor recently of having one of our favorite friends with us, Scott Burks. You will catch his passion in this exciting message.

This week on the LU Moment, we sit down with Carsen Barrett to hear more about The Flock -- a student group created to increase attendance and spirit at LU athletic events. For the full transcription of this episode, visit https://lamaru.us/lumomenttranscript.For updates on the latest news and events at Lamar University, visit lamar.edu/news.

Bull Markets, Investor Hubris, and the Hidden Risks of Annuities Are you feeling smarter about your investments after years of strong market returns? In this episode of The Financial Hour of The Tom Dupree Show, Tom Dupree and Mike Johnson explore a critical truth that even legendary investors like Benjamin Graham learned the hard way: bull markets can create dangerous overconfidence. For those thinking about retirement or already in retirement in Kentucky, this discussion reveals why understanding what you own—and maintaining investment humility—matters more than chasing the latest “simple solution.” Unlike mass-market advisory firms that promote one-size-fits-all products, Dupree Financial Group emphasizes personalized investment management and portfolio transparency. This episode examines the psychology of market success, the realities of annuity contracts, and why direct access to portfolio managers who show you exactly what you own provides than opaque insurance products. Key Takeaways: Investment Lessons from Market History Bull Markets Create False Confidence: Even Benjamin Graham, Warren Buffett’s mentor, nearly lost everything after early success made him believe he “had Wall Street by the tail”—a lesson for today’s investors experiencing strong returns Market Success Often Includes Luck: Quick wins can lead to psychological distortions, especially when you’ve “unknowingly broken the rules of the game but won anyway” The Dangers of Autopilot Investing: Index funds and passive strategies mean following a “prescribed path that lots of other people are going,” with little thought given to how portfolios are composed Annuities Are Complex Insurance Products: Despite being marketed as simple solutions, annuities involve counterparty risk, surrender penalties, and fine print that rarely delivers promised returns Portfolio Transparency Is Powerful: Understanding exactly what you own—seeing individual stocks and bonds rather than packaged products—provides genuine comfort during market volatility Fear-Based Investing Creates Poor Outcomes: Investment decisions driven solely by fear (whether fear of loss or fear of missing out) typically underperform thoughtful, process-driven strategies The Benjamin Graham Story: When Success Breeds Dangerous Confidence Mike Johnson shares a compelling historical example that resonates powerfully with today’s investment environment. Benjamin Graham—the father of value investing and Warren Buffett’s teacher—started his investment firm in the Roaring Twenties with $400,000. Within just three years, he turned that into $2.5 million. As Mike explains: “Because of the great success over that short period of time, he knew that he knew it all, had Wall Street by the tail. He was thinking about owning a large yacht, a villa in Newport, race horses. And he said, ‘I was too young to realize that I’d caught a bad case of hubris.'” The consequences? When Graham thought the worst of the 1930 market crash was over, he went all in—and even used leverage. The result nearly wiped him out personally, and his firm had to be bailed out by a partner. By 1932, his portfolio had lost over 50%, dropping from $2.5 million back to just $375,000. Tom Dupree emphasizes the universal lesson: “The market can humble you real quick. You always have to view past successes in the lens of ‘okay, you may have had a good run, a good success, and some of that could be luck.'” Why This Matters for Kentucky Retirement Planning Today For those thinking about retirement who have benefited from recent market strength, this story serves as a critical reminder. Mike notes: “In the environment we’ve been in for the last several years in the market, some people have made life-changing money. Some people have made good returns and they got to their goal quicker than they thought they would.” The question becomes: How do you respect the gift the market has given you? Through careful analysis with a local financial advisor who can provide personalized portfolio analysis rather than assuming past success will automatically continue. The Problem with “Autopilot” Investing: Index Funds and Groupthink Tom Dupree delivers a powerful critique of passive index investing that challenges conventional wisdom. When Mike mentions autopilot investing, Tom responds: “Autopilot isn’t ever autopilot. It’s a path that someone else has selected that you’re going on and you’re going on it because everybody else is.” He continues with a critical observation: “In the case of an index, it’s an arbitrarily picked index of, say, 500 stocks that meet a certain size criteria, certain management criteria. What you don’t understand frequently is that by going on autopilot, you’re actually being told what to do. You’re not just going with the flow—there’s almost no thought going into it. There’s no real investing.” Mike adds: “That’s the definition of mediocrity. Even if the return is good and everybody’s getting a good return because the market’s doing well, it’s still mediocrity because you’re not spending any time thinking about what you’re doing or how you’re doing it.” The Windfall Effect: Why Unearned Money Often Gets Lost Mike shares another psychological insight relevant to both inheritance and market windfalls: “We’ve seen it when someone inherits a windfall unexpectedly. A lot of times you see bad decisions with that money. Not all the time, but a lot of times. They’ve never had that kind of money before. They didn’t earn it. How can you respect it that way? How can you fear it?” This applies directly to portfolios that have grown significantly without the owner fully understanding why or how. As Mike notes: “You don’t have the respect that also goes along with having made it. That’s why you see somebody that’s gradually built something over a long period of time—you don’t have that dopamine hit.” For Kentucky retirement planning, this suggests the importance of understanding your investment philosophy and how each holding contributes to your goals, rather than simply celebrating portfolio growth without comprehension. Annuities: The “Simple Solution” That Rarely Delivers The second half of the episode tackles annuities—insurance products increasingly marketed to those in or approaching retirement. Mike presents sobering statistics: “In 2025, more Americans than ever are going to be turning 65—about 4.2 million US citizens will be turning 65 this year.” He connects this demographic trend with research from Allianz: “64% of those surveyed were more worried about running out of money than death.” Tom responds: “That’s a really frightening comment on where a lot of people are.” This fear creates demand for products marketed as “easy solutions”—but the reality is far more complex. Types of Annuities and Their Real-World Performance Mike breaks down the main annuity categories: Index Annuities (Currently Most Popular): These promise you can earn up to a certain percentage annually without losing principal if markets decline. However, Mike explains the reality: “What you generally see is the rate of return on an index annuity averages pretty close to what the going CD rate is. That’s just the math of it.” The problem lies in the fine print. Mike offers a detailed example: “Let’s say it’s a one-year point-to-point, and they say over the year you can make up to 6%. If you take that on a monthly basis, that’s half a percent a month. If in January the market goes up 1%, they credit you half a percent. But then come December, the market goes down 7%. It’s still up for the year, but December wiped out your credit. Even though the market is up for the year, you’re credited with zero.” Immediate Annuities: The “purest form” where you give an insurance company principal in exchange for monthly income. Mike notes: “In those scenarios, you’re essentially getting your own money back for 15, 18 years, and then you start coming out ahead—not even taking into account time value of money.” Fixed Annuities: Similar to CDs inside a tax-deferred wrapper. The primary risk? “The insurance company is able to use the money to earn a return, and in exchange for what they’re paying you. The risk that you’re agreeing to take on is inflation risk.” Variable Annuities: Once popular in the 1990s and early 2000s but less common now due to previous issues at major insurers. The Hidden Risks Nobody Tells You About Annuities Beyond the obvious issues like surrender penalties (typically 7 years, but Mike has seen contracts as long as 14 years), several critical risks receive little attention: Counterparty Risk: Who’s Really Backing Your Annuity? Tom explains: “You have the insurance company as the counterparty, and the insurance company is investing its own money in corporate bonds, and some of those are going into these AI data centers.” Mike expands on this: “Most people think when they have an annuity from an insurance company that it’s similar to something AAA because it’s insured. But what’s it insured by? It’s insured by securities that are backing it that could have trouble.” Tom recalls historical examples: “I’ve seen it happen before. AIG, Executive Life before that—lots of it during my career. Hartford got in trouble with writing variable annuities.” The Insurance Company Squeeze: When Spreads Get Tight Mike reveals a current market concern: “There’s huge demand for bonds, and at the same time, the hyperscalers financing data centers are looking for buyers. The marginal buyer, the largest buyer, has been insurance companies of the data center debt.” The consequence? “Spreads are the tightest they’ve been since the nineties. They’re being priced for perfection, priced almost like a Treasury. But we’re talking about bonds that are backed by a data center with a revenue stream that’s not yet to be determined.” Tom summarizes: “When the spreads aren’t attractive, they’ll go out on the risk spectrum and take more risks to try to get a little more spread there. It’s a vicious cycle.” The Commission Structure Nobody Mentions Tom notes: “We didn’t even talk about the commission part of the annuity structure—the fact that it’s a very, very heavily commission-structured product.” This contrasts sharply with Dupree Financial Group’s approach: “We are fee-based, and it takes all incentive to not—well, we’re fiduciaries also, so we must by law do what’s best for the client. That aligns our interest with the clients as well, which gives you a different product.” The Power of Portfolio Transparency: Seeing What You Actually Own Throughout the episode, Tom and Mike return to a core principle that distinguishes personalized investment management from packaged products. Tom explains: “Our style of investing is that when you get your statement, you are looking under the hood because it’s right there. You’re seeing what your money’s invested in. You’re not looking at an investment that’s invested your money in something else that you can’t see.” Mike emphasizes why this matters over time: “You gain an understanding and a comfort level that’s not just taking somebody’s word for it. You’re seeing it with your own eyes over a long period of time. You see the income, you see price movement. You see these different aspects, and really, it makes the thing come to life.” This transparency provides advantages that no annuity contract or index fund can match: You know exactly which companies you own shares in You understand why each holding is in your portfolio You can see income generation in real-time, not theoretical returns You develop genuine comfort during market volatility because you know what you own You avoid the “black box” problem of packaged products Tom adds: “We’ve always invested with people typically where we show them what is under the hood, what they own. It’s not a package product. It’s not an ETF, it’s not a mutual fund, it isn’t an annuity. It’s not some structured note. It’s bonds and stocks for the most part.” Learning from Mistakes: The Value of Experience Tom shares an honest perspective on how Dupree Financial Group has developed its approach: “There’s nothing like mistakes to help you with financial stuff. Mistakes are valuable if you can limit them to a certain amount to where it doesn’t knock you out of the box. But one of the best investing tools is making mistakes.” He continues: “We’ve learned a lot in our firm with companies that we invested in that were just mistakes. We didn’t think they were mistakes at the time, but over time, you know, it was. And what we began to learn is: Don’t go there again. Let’s not do that one again.” This experiential learning creates pattern recognition: “When you see something again, you see similarities and differences and you’re like, ‘Okay, that’s an opportunity.’ You just learn.” This accumulated wisdom—built over 47 years in Tom’s case—represents a significant advantage of working with experienced local financial advisors rather than being assigned an investment counselor at a large national firm who may lack this depth of historical perspective. The Critical Questions to Ask About Your Retirement Portfolio Mike provides a framework for evaluating your current situation: “You have to pause and view it in the context of you, specifically your situation. There’s always going to be people richer than you. There’s always going to be people that have more of something than you have, and you have to be careful of viewing your situation through their context.” He offers specific questions: “Do the numbers work for you at where they are?” “Do a critical analysis of what the investments are” “Is there an investment plan?” “Or is it—has it just been on autopilot and the autopilot’s taking you where you wanted to go?” “You need to reevaluate where things are today” Mike emphasizes the market context: “This market—people who have had assets invested in the stock market for the last several years—you’ve been given a gift. Generally speaking, a gift in terms of the returns. And you need to respect the gift.” How do you respect it? “By analyzing what it is that you have and thinking critically about how can this be used. Is it being utilized properly in terms of an investment mix, in terms of just an investment approach?” Fear vs. Process: Making Better Investment Decisions A recurring theme throughout the episode is the danger of emotion-driven investing. Mike warns: “You have to be very concerned about allowing your investment decision to be driven only by fear. Yes. And to the point we were making in the first half, having a process—an investment process, an investment plan—that is dynamic enough to change when things need to change.” He identifies two common fear patterns: Fear of Loss: “Think about what fear drives you to do generally. You can look at fear in a situation like an annuity where you leave potential earnings on the table out of fear.” Fear of Missing Out: “And then sometimes there’s fear of missing out in an up market and you can jump in when you shouldn’t.” Tom adds: “Fear is a good thing to have in relation to investing.” Mike clarifies: “Respect. I would call it respect. A respect that things can happen.” This balanced perspective—maintaining respect for market risks while following a thoughtful process—characterizes the approach at Dupree Financial Group. Review their market commentary archive to see how this philosophy has been applied across various market cycles. When Annuities Actually Make Sense (It’s Rare, But It Happens) Despite the episode’s critical examination of annuities, Tom shares an important caveat: “I have seen annuities where they actually make sense for the person. And in those instances, keep it.” He shares a specific example: “I had a client one time that did buy an annuity. It grew in value. He passed away and his wife received a significantly higher payout than what would have happened if we had just invested in investments because the market had gone down, but the value of the annuity had gone up.” Tom reflects on the outcome: “That was a case where I feel like that lady was blessed. I’ve seen it happen too where there have been clients that I feel like—and the only way I can put it is—it’s like God touched them in ways that I can’t explain. Just in ways that it’s just a blessing.” The key takeaway? “You need to have an unbiased analysis of the contract. What are the terms? Does it actually accomplish your goals?” If you currently own an annuity, Mike encourages: “You can give us a call and we can talk with you about the specifics of your contract.” Why “Simple Solutions” Rarely Work for Retirement Mike concludes with a fundamental truth about retirement investing: “Investing’s never just a simple one decision solution. It’s a process. It has to be because things change. Markets change, people’s lives change, and there has to be a process behind what you’re doing.” Tom reinforces the warning: “Whenever they tell you you don’t have to look under the hood with this investment, you better look under the hood.” This principle applies equally to: Index funds marketed as “set it and forget it” solutions Annuities sold as eliminating all market risk Any investment product that promises complexity has been eliminated Mass-market approaches that treat all investors identically For those thinking about retirement or already in retirement in Kentucky, the alternative is working with advisors who provide direct access to portfolio managers, show you exactly what you own, and maintain a process-driven approach that adapts to changing circumstances while remaining grounded in time-tested principles. Ready to See What’s Really Under the Hood of Your Portfolio? If you’re concerned that recent market success may have created blind spots in your retirement planning—or if you’re evaluating whether an annuity truly serves your interests—Dupree Financial Group offers complimentary portfolio reviews for Kentucky residents thinking about retirement or already in retirement. During your consultation, you’ll receive: Honest assessment of your current portfolio’s strengths and vulnerabilities Analysis of whether you’re taking appropriate risks given your life stage Evaluation of any annuity contracts you currently own (unbiased review of actual terms) Direct conversation with experienced portfolio managers who personally manage client assets Clear explanation of what you own and why—no black boxes or packaged products Discussion of how to respect and protect the gains the market has provided Don’t let bull market confidence create blind spots in your retirement plan. Schedule your complimentary portfolio review today. Call Dupree Financial Group at (859) 233-0400 or visit www.dupreefinancial.com to schedule directly from our homepage. Experience the difference that personalized investment management, portfolio transparency, and direct access to portfolio managers makes in your Kentucky retirement planning journey. Frequently Asked Questions About Bull Markets, Annuities, and Retirement Investing What does it mean that “bull markets make you feel smarter than you really are”? This phrase captures how extended periods of market gains can create false confidence in investment abilities. As the Benjamin Graham story illustrates, even legendary investors can mistake favorable market conditions for personal genius. For those in or approaching retirement in Kentucky, this means strong recent returns shouldn’t lead to overconfidence or excessive risk-taking. Working with a local financial advisor who provides objective perspective helps distinguish between skill and fortunate timing. Why did Benjamin Graham nearly lose everything despite being Warren Buffett’s teacher? After turning $400,000 into $2.5 million in just three years during the 1920s, Graham developed what he called “hubris”—thinking he “had Wall Street by the tail.” When he believed the 1930 crash was over, he went all in using leverage. The market continued falling, and his portfolio dropped back to just $375,000. The lesson: even brilliant investors can be humbled by markets when success breeds overconfidence. His partner had to bail out the firm, and Graham didn’t take a salary for years while making clients whole. What’s wrong with index fund investing for retirement? While index funds work for some investors, Tom Dupree notes they represent “a path that someone else has selected that you’re going on because everybody else is.” There’s “no real investing” happening—just following an arbitrary selection of stocks based on size criteria. Mike Johnson adds this is “the definition of mediocrity” because “you’re not spending any time thinking about what you’re doing.” For Kentucky retirement planning, personalized investment management provides understanding of actual holdings rather than passive acceptance of whatever an index contains. How do index annuities actually work, and why do they underperform? Index annuities promise upside participation (often “up to 6% annually”) with downside protection. However, the mechanics rarely deliver. In a typical point-to-point structure, if the market gains 1% monthly for 11 months (crediting you 0.5% monthly due to caps), you’d have 5.5% credited. But if December sees a 7% decline, your entire credit gets wiped out even though the market is up for the year. The result: returns typically match CD rates despite the complex structure. The fine print and monthly/quarterly calculations favor the insurance company. What is counterparty risk with annuities? Counterparty risk refers to the possibility that the insurance company backing your annuity could face financial trouble. Insurance companies invest your principal in corporate bonds and other securities to earn returns higher than what they promise to pay you. Currently, many insurers are heavily invested in AI data center debt with unproven revenue streams. Historical examples like AIG, Executive Life, and Hartford show this isn’t theoretical—insurance companies can and do get into trouble, potentially affecting annuity values. Are there situations where annuities make sense? Yes, though they’re rare. Tom Dupree shares an example where a client’s widow received significantly more from an annuity than she would have from traditional investments because her husband passed away after the annuity grew but when markets had declined. However, these favorable outcomes are exceptions. The key is having an unbiased analysis of your specific contract terms and whether they truly accomplish your goals. If you own an annuity, Dupree Financial Group can review whether keeping it makes sense for your situation. What does it mean to “look under the hood” of your portfolio? Looking under the hood means seeing exactly what individual stocks and bonds you own rather than just seeing a packaged product name and account value. Tom Dupree explains: “When you get your statement, you are looking under the hood because it’s right there. You’re seeing what your money’s invested in, not what packaged product your money is in.” This transparency allows you to understand what companies you own, why you own them, and how they generate income—creating genuine comfort during market volatility. Why is “autopilot” investing dangerous for those approaching retirement? Autopilot investing—whether through target-date funds, robo-advisors, or simple index strategies—means following a prescribed path with little thought given to your specific situation. Tom notes you’re “actually being told what to do” rather than having a strategy tailored to your goals, timeline, and risk tolerance. As retirement nears, one-size-fits-all approaches can leave you overexposed to market declines or invested in ways that don’t generate needed income. Personalized investment management adapts to your changing life circumstances. What should I do if I’ve benefited from recent strong market returns? Mike Johnson advises: “You’ve been given a gift. Generally speaking, a gift in terms of the returns. And you need to respect the gift.” Respecting it means analyzing what you have, ensuring your investment mix still makes sense, and not assuming past success will automatically continue. Ask: “Do the numbers work for you at where they are?” and “Is there an investment plan, or has it just been on autopilot?” A complimentary portfolio review with Kentucky retirement planning specialists can provide this objective assessment. How do I know if fear is driving my investment decisions? Fear-driven investing shows up in two ways: fear of loss (leading to overly conservative choices like annuities that sacrifice potential growth) and fear of missing out (jumping into hot investments at precisely the wrong time). Both create poor outcomes. The alternative is what Tom calls “respect” for markets—acknowledging risks while following a thoughtful process. Mike emphasizes having “an investment plan that is dynamic enough to change when things need to change” rather than reacting emotionally to short-term events. What’s the difference between fee-based advisors and commission-based annuity sales? Annuities typically involve substantial commissions paid to the salesperson, creating incentives that may not align with your interests. Tom Dupree explains: “We are fee-based, and it takes all incentive to not—well, we’re fiduciaries also, so we must by law do what’s best for the client. That aligns our interest with the clients.” Fee-based structures mean advisors earn based on portfolio performance and client retention, not product sales. This fundamental difference affects which solutions get recommended. About The Financial Hour of The Tom Dupree Show The Financial Hour provides practical investment wisdom and retirement planning guidance for Kentucky residents approaching or living in retirement. Hosted by Tom Dupree, founder of Dupree Financial Group, with insights from portfolio manager Mike Johnson, each episode delivers actionable strategies based on decades of experience in personalized investment management and portfolio transparency. Listen to more episodes and read additional market commentary at www.dupreefinancial.com/podcast. The post Bull Markets, Investor Hubris, and the Hidden Risks of Annuities  appeared first on Dupree Financial.

On this episode of The NatioNole Show, Gainstaville and Magee react to FSU football winning in Tallahassee against VTech on Sat.  Plus: A Pro Nole Report, other CFB action this weekend, and more!

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It's time for The Nebraska Hour! Cornhuskers are on a bye week and Timmy Nebraska is on the IR but Brock and Bral are here to keep the party going!

On this episode of The NatioNole Show, Gainstaville and Magee Get ready for the Virginia Tech Hokies game in Tallahassee […]

Joe Ostrowski and Sam Panayotovich take another look at the second set of College Football Playoff ratings released yesterday by the committee, and what we think they got right and wrong. Plus, what are the projected lines in each of the first round matchups and who would we back?

Prince Harry fuels talk of a UK comeback after calling America his “current” home, just as Hollywood insiders say the Sussex act has gone stale. Netflix is backing away, Meghan's $42 jam is being roasted as “overpriced,” and even palace aides hint William could one day strip Harry's title. But amid the chaos, Oprah Winfrey comes to the rescue, featuring Meghan's marmalade on her Favorite Things list and reminding Montecito she still picks her neighbors carefully.Hear our new show "Crown and Controversy: Prince Andrew" here.Check out "Palace Intrigue Presents: King WIlliam" here.

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-Carl Higbie expresses frustration with the government's inaction. -Rep. Marjorie Taylor Greene dismisses antisemitism allegations as false, noting that even The View fact-checked and debunked the claim. -Greg Kelly identifies how NYC Mayor elect Zohran Mamdani may change lives of New Yorkers. -On "Finnerty," Dr. Avi Loeb joined to talk about the unreleased NASA data on a mysterious object near the sun. -Alan Dershowitz  discusses the resignations of Jewish conservatives at the Heritage Foundation after leadership's defense of Tucker Carlson's Nick Fuentes interview. Today's podcast is sponsored by : WEBROOT : Live a better digital life with Webroot Total Protection. Newsmax Daily listeners get 60% off at http://webroot.com/Newsmax  Listen to Newsmax LIVE and see our entire podcast lineup at ⁠http://Newsmax.com/Listen⁠ Make the switch to NEWSMAX today! Get your 15 day free trial of NEWSMAX+ at ⁠http://NewsmaxPlus.com⁠ Looking for NEWSMAX caps, tees, mugs & more? Check out the Newsmax merchandise shop at : ⁠http://nws.mx/shop⁠ Follow NEWSMAX on Social Media:  -Facebook: ⁠http://nws.mx/FB⁠  -X/Twitter: ⁠http://nws.mx/twitter⁠ -Instagram: ⁠http://nws.mx/IG⁠ -YouTube: ⁠https://youtube.com/NewsmaxTV⁠ -Rumble: ⁠https://rumble.com/c/NewsmaxTV⁠ -TRUTH Social: ⁠https://truthsocial.com/@NEWSMAX⁠ -GETTR: ⁠https://gettr.com/user/newsmax⁠ -Threads: ⁠http://threads.net/@NEWSMAX⁠  -Telegram: ⁠http://t.me/newsmax⁠  -BlueSky: ⁠https://bsky.app/profile/newsmax.com⁠ -Parler: ⁠http://app.parler.com/newsmax⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how much mortgage spreads have improved and how the Trump administration continues to try to improve housing. Related to this episode: Existing home prices firmed up in September ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More info about HousingWire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To learn more about Trust & Will, click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate. Learn more about your ad choices. Visit megaphone.fm/adchoices

In our news wrap Monday, famine has spread to two regions of war-torn Sudan, Israel transferred the bodies of 45 Palestinians to Gaza after Hamas handed over the remains of three Israeli hostages, Nigerian officials are pushing back after President Trump suggested U.S. troops may go in "guns-a-blazing" and part of a medieval tower in Rome collapsed. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

The latest episode of Hawaii Football Final, a Hawaii Sports 2Night production, broke down the University of Hawaii football team's 45-38 road loss to San Jose State.The episode premiered Sunday at 7 p.m. on the KHON+ app, available via Apple TV, Roku, and Firestick. A television rebroadcast airs Tuesday at 9:30 p.m. on KHON2, with an extended podcast version released Sunday nights at 7:30 p.m. on Spotify and other major platforms.Hosted by KHON2 Sports Director Rob DeMello and analyst Rich Miano, a former University of Hawaii standout, coach, and 11-year NFL veteran, the show recapped a high-scoring matchup in which the Spartans racked up more than 600 yards of total offense. San Jose State wide receiver Danny Scudero, the nation's leading pass catcher, led the way with 215 yards and two touchdowns on seven receptions.Despite trailing by 17 points in the third quarter, Hawaii mounted a comeback behind quarterback Micah Alejado, who threw for 367 yards and three touchdowns, two of them to receiver Jackson Harris, to pull the Rainbow Warriors within three at 38-35. However, Spartans quarterback Walker Eget sealed the win with a game-clinching drive, finishing with 458 passing yards.The loss snapped Hawaii's three-game win streak, dropping the ‘Bows to 6-3 overall and 3-2 in Mountain West play, while San Jose State retained the Dick Tomey Legacy Trophy for a fifth straight year.

In our news wrap Monday, famine has spread to two regions of war-torn Sudan, Israel transferred the bodies of 45 Palestinians to Gaza after Hamas handed over the remains of three Israeli hostages, Nigerian officials are pushing back after President Trump suggested U.S. troops may go in "guns-a-blazing" and part of a medieval tower in Rome collapsed. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

As the federal government shutdown stretches past four weeks, its impact is hitting home in Austin. Starting tomorrow, the Supplemental Nutrition Assistance Program (SNAP) will be paused, leaving many families uncertain about how they'll put food on the table, and food banks racing to fill the gap. On today's Friday News Round Up host Nikki DaVaughn is joined by producer Elissa Castles and senior account executive Dan Weinstock to discuss what this means for our community and how Austinites are stepping up to help. Plus, the team digs into reports of whooping cough spreading at an Austin middle school, why Elon Musk's company is removing safety crews from its Robotaxis, and of course our weekend plans. Want some more Austin news? Then make sure to sign up for our Hey Austin newsletter.  And don't forget– you can support this show and get great perks by becoming a City Cast Austin Neighbor at membership.citycast.fm  Follow us @citycastaustin You can also text us or leave a voicemail.  Interested in advertising with City Cast? Find more info HERE  Learn more about the sponsors of this October 31st episode: Austin Food and Wines Festival

We're on the verge of November and college football is absolutely humming. Week 10 brings us a slate loaded with meaty point spreads, flawed contenders, and opportunities for chaos. We dive into every major matchup, starting with the uncertainty surrounding Arch Manning's status for Texas-Vanderbilt. We debate whether Kansas State is back on track in time for a showdown with Texas Tech, if Oklahoma's offense can score 30 points, whether USC can finally win as a road favorite, and if Cincinnati is good enough to break down Utah's defense. Plus, we discuss Miami's trip to SMU, wonder how Florida's offense might look with a new playcaller, chortle with excitement over Navy vs North Texas, and marvel at the fact that both Penn State-Ohio State and Arizona State-Iowa State are weird afterthoughts entering November. Timecodes:0:00 - Intro & Saturday Nickname11:46 - Vandy vs Texas18:07 - Texas Tech vs Kansas State25:42 - Oklahoma vs Tennessee33:08 - USC vs Nebraska39:48 - Cincinnati vs Utah43:49 - Rapid Fire Games44:00 - Miami vs SMU44:55 - Georgia vs Florida48:40 - South Carolina vs Ole Miss51:29 - Georgia Tech vs NC State54:56 - Duke vs Clemson55:56 - Penn State vs Ohio State1:01:13 - Navy vs North Texas1:03:15 - Arizona State vs Iowa State1:05:41 - Under the Radar Games1:12:20 - Window of Opportunity & Ideal Quads1:15:45 - Pat League Lightning RoundSupport the show!: https://www.patreon.com/solidverbalSee omnystudio.com/listener for privacy information.

In the last few years, video and other content created with artificial intelligence have begun to flood almost every part of the internet. It has appeared everywhere from Spotify to the Kindle Store. But on social media, it is almost unavoidable. William Brangham takes a deep dive into the world of "AI slop." PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

The Giants face a tough trip to Philly Sunday, while we break down this week's NFL spreads and Boomer's weekend in Cincinnati as the Bengals honor more legends. C-Lo returns for an update, covering the Rangers podcast, 3I/ATLAS mystery, and NBA on NBC's nostalgic theme. MLB India called the Blue Jays' win over the Mariners, with former WFAN's Jacob Wilkins on the line. Gio snagged another Italian American award, and Sydney Esiason shares life with Islanders rookie Matthew Schaefer.

Giants gear up for a tough test in Philly, while we size up this week's NFL spreads.

Damon Centola, sociologist and author of *Change: How to Make Big Things Happen*, dismantles the myth of the influencer and introduces a radically different model of how ideas and behaviors actually spread. In this thought-provoking conversation, Centola explains why change doesn't come from social media stars with massive followings—but from dense clusters in the network periphery. He explores how weak ties, wide bridges, and network dynamics shape everything from viral movements like Black Lives Matter to behavioral shifts like installing solar panels or quitting smoking. Drawing from decades of experimental research, Centola reveals that most people misjudge what causes change—believing it's money, recognition, or messaging—when it's actually subtle cues from peers. He shares how “complex contagions” require reinforcement from trusted networks, not mass exposure, and why virality alone fails to produce lasting impact. Whether you're a founder, activist, or creator, this episode will challenge how you think about social influence, innovation, and what truly drives societal tipping points. Hosted on Acast. See acast.com/privacy for more information.

Scott Jennings joins Jillian to disseminate the week's political firestorms: Trump team brings peace to the Middle East but will Hamas block "phase 2"? No Kings protests rage. We look at who's behind the Antifa riots and specifically who is funding it. Then, the government shutdown, and the AOC–Bernie socialist revival.This episode is sponsored by Shopify. Sign up for your one-dollar-per-month trial period at shopify.com/jillian.This episode is sponsored by Quince. Go to Quince.com/jillian for free shipping on your order and 365-day returns. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.