Raising Financial Freedom

Send us a text#056 In this episode, our host Eric Yard delves into the crucial world of teen financial literacy. Whether you're just starting to teach your teen about money or looking to enhance their financial skills, this episode is packed with invaluable insights and actionable advice.In This Episode, You'll Discover:The Importance of Financial Education: Why is it essential for teens to learn about money management in today's economy? Eric explains the changing financial landscape and how it directly impacts our teens.Practical Teaching Techniques: Learn effective methods to introduce financial concepts to your teens, from budgeting to understanding credit scores.Real-Life Applications: We discuss engaging ways to incorporate financial lessons into everyday activities that will captivate your teen's interest and reinforce the importance of good financial habits.Interactive Discussions: Hear from parents who have successfully navigated the challenges of raising financially literate teens, sharing their experiences and tips.Future Preparations: Equip your teen with the knowledge to face financial challenges head-on, from handling their first paycheck to planning for major expenses.Why Listen? Today's financial world is complex and always evolving. As parents, providing our teens with the tools to understand and manage money is more critical than ever. This episode not only explores why financial literacy is crucial but also offers practical strategies to help your teens thrive financially.Join Us: Don't miss this opportunity to transform how your teen thinks about and manages money. Tune in to empower them with the confidence and skills to achieve financial independence.Remember, it's never too late to start the conversation about money. Let's make financial literacy a regular part of our family's dialogue.Stay Connected: Visit us at NurturingFinance.com for more resources, and join our community on social media to continue the discussion. Have questions or topics you want covered? Email us at info@raisingfinancialfreedom.com.Read the article: Unlock the Secrets to Teen Financial Literacy Basics Before College!Share this episode with other parents to spread the knowledge and help create a financially savvy generation. Support the show

Send us a text#055 Join us in this enlightening episode of 'Raising Financial Freedom' as we dive into the world of Anna Sergunina, a financial planner whose life's work is dedicated to merging personal experiences with professional expertise. From the bustling economic backdrop of California to the quiet moments of teaching her son about money, Anna's story is a captivating exploration of financial literacy as a lifelong journey.In This Episode, You Will Learn:The Impact of Geography on Financial Decisions: How does living in California influence Anna's financial planning strategies for her clients?Financial Literacy as a Family Affair: Discover how Anna integrates financial education into her role as a mother and how these lessons transcend the family unit to broader life applications.Practical Financial Wisdom: Gain insights into simple yet effective ways to introduce financial concepts to young children, preparing them for a future of financial independence.Inspiration through Personal Journey: Learn about the pivotal moments in Anna's career that shaped her approach to financial planning and client relationships.Featured Quote: "Navigating life's financial waters doesn't just require a map, but a deep understanding of the currents that propel us forward." - Anna SerguninaConnect with Annamainstreetplanning.comMoney Boss PodcastDon't Miss Out: If Anna's story has sparked your curiosity or if you're seeking more guidance on how to raise financially savvy children, be sure to check out the wealth of resources available at our website nurturingfinance.com, dedicated to helping parents cultivate financial independence in their children.Connect with Us: Listen to more empowering stories and expert advice by visiting raisingfinancialfreedom.com. Join our community to continue the conversation and share your own stories of financial discovery and freedom.Call to Action: If you found value in today's episode, we'd love for you to visit our main site for more insightful content, or share this episode with other parents and guardians in your life. Together, we can make financial freedom a reachable goal for the next generation.Stay curious, stay informed, and most importantly, take action towards a financially free future! Dollars and Sense free bundle give away! Support the show

Send us a text#054 Imagine this: What if the next generation of Black children understood the secrets to building real generational wealth? What if they grew up inspired by the powerful history of Black entrepreneurs like Madam C.J. Walker and thriving communities like Tulsa's Black Wall Street? What if they truly believed they could be next?In this Black History Month episode of Raising Financial Freedom, host Eric Yard dives into the untold stories of wealth-building in Black history, celebrating the resilience, brilliance, and entrepreneurial spirit of trailblazers who paved the way. This episode is more than inspiration—it's a guide for parents to break cycles, rewrite narratives, and begin planting the seeds of generational wealth.Together, let's honor the legacy of those who came before us by empowering the next generation to dream big and build a stronger financial future for their families and communities.What You'll Learn in This Episode:The Story of Madam C.J. Walker: From washerwoman to the first African American self-made millionaire, Walker's journey teaches us about resilience, entrepreneurship, and giving back to the community.Black Wall Street: Discover the incredible tale of the Greenwood District, a thriving hub of Black excellence, and uncover the lessons it holds about collective financial strength and community support.Parenting Tips for Financial Literacy: Actionable ideas to teach kids, from saving in jars to introducing investing in familiar brands like Disney or Nike. Financial empowerment starts at home, one lesson at a time.The Importance of Supporting Black-Owned Businesses: Learn how to make an impact with every dollar your family spends and teach your kids the value of investing in their community.What can a washerwoman from the 1900s teach your kids about building wealth and legacy?How did a small Black community in Oklahoma become a model of financial excellence—and what does it mean for your family's future?What does planting a seed have to do with teaching your kids about investing?Takeaways for Parents:Start small: Use simple conversations and activities to introduce the concept of money to toddlers and young kids.Teach investment early: Just like planting a seed, investing is about patience and growth—show your kids how to watch their money grow.Create a family mission: Make supporting Black-owned businesses part of your family's routine and explain the bigger impact it has on the community.Why It Matters:This episode isn't just about teaching kids to save or budget. It's about empowering families to build financial legacies that last for generations. By combining the lessons of Black history with practical tips, Eric Yard is helping parents raise financially fearless kids who understand that money isn't just a tool for personal gain—it's a vehicle for creating freedom and equity for entire communities.Don't Miss This Moment:Stay tuned for the captivating stories of Madam C.J. Walker and Black Wall Street—two powerful examples of what Black excellence in wealth-building looks like. These tales will inspire you and your family to dream bigger and act boldly.Join the Conversation:Connect with Raising Financial Freedom:Website: RaisingFinancialFreedom.comEmail: info@raisingfinancialfreedom.comSocial Media: Links available on the websiteStay Updated: Don't miss future episodes! Like, subs Support the show

Send us a text#053 00:00 – Introduction to the EpisodeEric sets the stage with relatable scenarios about children spending impulsively and questions how parents can prepare kids for a future where money plays a big role.Today's topic: Teaching kids about budgeting and its potential to transform their lives.01:45 – Welcome to Raising Financial FreedomIntroducer introduces the podcast and its purpose: guiding parents on how to teach their children financial literacy to achieve lifelong success.03:00 – Why Budgeting is CriticalEric explains why budgeting is a top priority even ahead of saving and investing.Budgeting helps children allocate income, plan for the future, and build confidence.Imagining a financially empowered future for your child.06:15 – Reflecting on Your Own Financial Education Eric asks reflective questions about whether listeners were taught about money growing up.The importance of giving kids the tools to control money rather than being controlled by it.08:30 – What is Budgeting and How to Teach It to Kids?Definition of budgeting: A simple plan for money allocation (save, spend, and goals).Practical tips for teaching budgeting to kids: For younger children: Use jars or envelopes labeled spend, save, share.For older children: Tracking expenses and creating mini-budgets for personal goals.11:20 – Budgeting in Action: A Real-Life StoryA story of an 8-year-old saving for an electric scooter using the jar system.Lessons learned: Pride in saving, the value of patience, and achieving goals.13:05 – Teaching the Difference Between Needs and WantsA fun game for kids at the grocery store: Identifying needs vs. wants.The lesson: Prioritizing needs can give freedom to enjoy wants later.15:00 – Saving Goals and Visual MotivationThe importance of savings tied to exciting goals.Using visual aids: charts or thermometers to track progress toward savings milestones.16:50 – Making Budgeting FunFamily challenges: Setting savings goals for everyone and celebrating progress.Apps and games for kids to learn money skills in engaging ways.18:30 – 5 Tips to Teach Kids BudgetingPay for Mistakes SystemTeach kids the consequences of overspending by making them earn back lost money with extra chores.Be the Family CEO for a DayLet kids manage a small budget for the family, e.g., planning meals or activities.Earn Allowance Through Unique ChoresAssign special tasks beyond regular responsibilities and pay accordingly.Set Savings Goals with VisualsCreate goal charts they can fill in as they save toward something exciting.Involve Kids in Real-Life BudgetingInclude kids in family budgeting decisions like vacations or big purchases to teach them about financial planning.23:15 – The Bigger Picture Eric  highlights the long-term impact of teaching kids about budgeting: confidence, responsibility, and empowerment.Encouragement to start small and make lessons fun.24:45 – Closing Remarks by  Eric A call to action for parents: share the episode, subscribe to the podcast, and take small steps to teach financial literacy.25:30 – Outro by IntroducerMotivatio Support the show

Send us a text#052 [0:00] - IntroductionSpeaker Eric kicks off the episode with an engaging question: How does the way we handle our money today affect our children's financial future?Introduction to the main idea: Teaching kids about saving money and the long-term positive impact it can have.Highlights the importance of starting early and lays out the fun, practical tips that will be shared in the episode.[1:30] - Podcast OverviewIntroducer introduces Raising Financial Freedom, the podcast dedicated to empowering parents with tools to teach financial literacy to children.Sets the stage for today's discussion: Understanding how saving creates the foundation for habits like budgeting, avoiding debt, and achieving financial independence.[3:00] - Why Teaching Kids to Save is CriticalSpeaker 00 explains the importance of saving as an essential life skill.Examples of how lessons in saving build long-term habits (e.g., starting with toys, progressing to cars, homes, and retirement).Cites research that links early financial literacy with reduced debt, better emergency management, and smarter investing.[4:45] - Tip #1: Start EarlyKids are naturally curious and absorb the behaviors they see.How starting lessons on saving during childhood increases the likelihood of these habits sticking.[6:15] - Tip #2: Make Saving FunIdeas to make saving exciting for kids: Use clear jars instead of piggy banks to make savings visible.Create goal charts to track progress toward a specific purchase (like a toy).Gamify saving with creative activities (e.g., coloring charts, sorting "needs" vs. "wants").[9:00] - Tip #3: Use IncentivesHow matching savings (e.g., giving 50 cents for every dollar saved) introduces children to the concept of "free money."Celebrating savings milestones with small rewards, both material (e.g., treats) and experiential (e.g., outings).[10:45] - Tip #4: Model Good Financial BehaviorKids learn by observing their parents' actions more than listening to their words.Ideas to demonstrate financial responsibility: Share your own savings goals (e.g., for vacations or large purchases).Practice delayed gratification and involve your kids in the decision-making process.Teach budgeting by involving kids during everyday tasks like grocery shopping.[13:30] - Tip #5: Teach Financial ConceptsStart with simple concepts and build to more complex ones: Needs vs. Wants: Fun sorting games to help differentiate essentials from desires.Budgeting Basics: Allocating money for saving, spending, and giving.Compound Interest: How saving and earning interest can grow money over time.Example: Saving $100 with 5% annual interest results in $105 the following year.[16:15] - The Big PictureSpeaker Eric reminds parents that saving isn't just about money—it's about building discipline, responsibility, and long-term thinking.Highlight: Every small saving your child makes today is a building block for their financial independence.[17:30] - What's Coming NextPreview of next week's episode: How to Teach Kids About Budgeting.Key questions to be answered: How can you explain budgeting to kids in a way they'll understand?How to teach prioritizing, planning, and spendin Support the show

Send us a text#051 In this episode, we take a deep dive into the world of financial literacy programs. Do these programs actually deliver on their promise to empower people with the skills to master their money? Or are they just a small part of a much larger financial puzzle? From personal stories of transformation to systemic challenges, we explore the inspiring benefits, overlooked challenges, and deeper truths about financial literacy education.Key Highlights:Why Financial Literacy Matters:Understanding money is more than just numbers; it's about choices, freedom, and securing your future.Personal reflections on how our own relationship with money impacts our children.The Transformative Power of Financial Literacy:Real-life story of how Samantha overcame credit card debt, built an emergency fund, and saved for a house through a financial literacy class.Benefits of financial literacy programs: Teaches critical money management skills (budgeting, saving, investing).Helps recognize and avoid financial scams or predatory loans.Reduces financial stress and improves mental health. The Challenges of Financial Literacy Programs:Accessibility: Many people who need these programs the most struggle to access them due to time, cost, or availability.Effectiveness: Knowledge doesn't always translate to real-life application, especially when finances are tight.Bias: Some programs run by financial institutions may not always have the learner's best interests in mind.Behavioral Barriers: Impulse spending, anxiety, and systemic issues like income inequality often go beyond what financial education can address.A Path Forward:Financial literacy programs should be combined with broader support systems, including financial counseling, affordable financial products, and policies that combat inequality.Making financial literacy accessible through free/low-cost classes, online resources, and community outreach.Encouraging listeners to share what they've learned about money to create a ripple effect of financial education.Actionable Takeaways:Take one small step today to improve your financial literacy—whether it's creating a budget, setting financial goals, or signing up for a free financial education course.Share your financial knowledge with friends or children to help spread financial empowerment.Remember, progress matters more than perfection. Financial freedom is a journey, not a destination.Links and Resources: If you found this episode insightful, subscribe to the podcast, leave a review, and share it with someone who could benefit from it.Article: Pros and Cons of Financial Literacy ProgramsFree tool Bundle: Dollars and Sense BundleNurturing Finance for more information.Connect with Us:Website: RaisingFinancialFreedom.comEmail: info@RaisingFinancialFreedom.comSocial Media: Links available on the websiteThank you for listening! Don't forget to like, share, and subscribe. Be kind to yourself and others, and we'll see you next time.Support the show

Send us a text#050 In this episode of Raising Financial Freedom, host Eric Yard takes listeners on an inspiring journey to empower kids with financial independence. By teaching them how to earn money, kids not only discover the value of a dollar but also gain essential life skills like responsibility, confidence, problem-solving, and goal-setting.Eric shares actionable strategies and ideas for kids to start earning—whether they're creative, tech-savvy, or full of energy. From traditional jobs like babysitting and lawn care to entrepreneurial ventures like selling art, running a lemonade stand, or even helping with social media, there's something for every child.This episode emphasizes the importance of guiding, encouraging, and allowing kids the space to take ownership of their ideas. It also explores teaching money management through the save-spend-give method and letting kids learn from their financial mistakes.To inspire the young entrepreneurs in your life, Eric shares practical tips, anecdotes, and insights to get started, plus a link to an article with over 100 ideas for kids to earn money.Key Discussion Points:Why Earning Money Early MattersBuilding confidence, independence, and creativity.Teaching responsibility and life skills.Ways for Kids to Earn Money:Traditional Jobs: Babysitting, lawn mowing, shoveling snow.Creative Ventures: Selling art, putting on puppet shows, bake sales.Tech-Savvy Ideas: Social media content, video editing, selling thrift items online.Seasonal Jobs: Lemonade stands, gift-wrapping services, gardening.Money Management Basics:The Save-Spend-Give Method: Teaching balance in financial goals.Letting kids make mistakes and learn valuable lessons.Parental Role in Empowerment:Encourage and guide kids without doing the work for them.Provide opportunities for them to try and learn.The Bigger Picture:It's not just about earning—it's about empowerment and unlocking untapped potential.Links and Resources:Article: 100+ Ways for Kids to Earn Money Free tool Bundle: Dollars and Sense BundleNurturing Finance for more informationContact: Send your feedback or questions to info@raisingfinancialfreedom.com.Call to Action:Challenge: Share one idea from today's episode with a child in your life and help plant the seed of possibility.Share the Episode: If today's insights resonated with you, pass it along to a friend or family member.Social Media: Find and follow us on social media through links provided on RaisingFinancialFreedom.com.Ending Note: Thank you for listening to Raising Financial Freedom. Remember, empowering children today sets them up for a bright financial future tomorrow. Stay kind to yourself and others. Don't forget to like and subscribe to stay up to date with future episodes.

Send us a text#049 In this enlightening episode of Raising Financial Freedom, we dive into the concept of "FinLit Reflex" – the instinctive financial knowledge and behaviors that can transform how the next generation manages money. Join us as we explore how parents can instill these crucial skills early in childhood, ensuring their children grow into financially savvy adults capable of navigating the complexities of today's consumer-driven world. Discover practical strategies for embedding financial literacy into everyday life, making it as second nature as common courtesy.Download Our Free eBook: Visit  Dollar and Sense bundle to download "Money Matters for Busy Parents: Bite-sized Wisdom for Financial Success," complete with digital flashcards and a budget planner for kids.Read our full article on Fin-Lit ReflexSubscribe to Our Newsletter: Stay informed and gain access to exclusive content by subscribing to our email newsletter at Nurturing Finance.Connect with Us: Have questions or want to share your experiences? Email us at info@raisingfinancialfreedom.com.Stay Updated: Don't miss future episodes! Like, subscribe, and hit the notification bell on your favorite podcast platform to stay fully up to date          NurturingFinance.comRemember, as a parent, you are the first and last teacher your child sees every day. Start early, set the foundation, and watch them thrive financially forever.

Send us a text#048 Raising Financial Freedom" is the essential podcast for parents, guardians, and caregivers committed to breaking the cycle of financial illiteracy. Host Eric Yard guides listeners through the critical aspects of teaching children about money management, investing, and financial independence – lessons often missing from traditional education.Each episode, released weekly on Fridays or Mondays, combines expert interviews and solo deep-dives to tackle the fundamentals of raising financially savvy kids. From savings strategies to investment basics, we provide practical tools and actionable advice that help bridge the financial literacy gap in our children's education.Understanding that only half of U.S. states mandate financial education in schools – and even then, just one class – we empower parents to take control of their children's financial future. Whether you're a seasoned investor or just starting your own financial journey, this show equips you with the knowledge and confidence to give your children the head start you wish you'd had.Join our growing community at RaisingFinancialFreedom.com and NurturingFinance.com, where you'll find additional resources, articles, and interactive features to support your family's financial education journey. New episodes drop weekly, running approximately 30 minutes – perfect for busy parents on the go.Because financial freedom isn't inherited – it's taught. Start building your child's financial foundation today.

#047  Welcome back. This is raising financial freedom and I am your host, Eric yard. I hope you're feeling good cause I'm feeling good. My family's good, but the world is not good at this present with inflation and gas prices at an all time high it's time for us as consumers to tighten up our spending and decrease the amount of debt we are taking on at the present.[00:00:25] And one of those debts I'm going to be talking about today. Education. This is a major debt that we take on in our lives, which sticks around for quite a while to our adult age. So what we're going to talk about today is how can our children avoid student loans all together. And our special guest today is going to help us out with just that joining in on the discussion today is Brad Baldrige with a college funding specialists.[00:00:51] College planning experts. Brad has been helping parents for about 20 years now and he has been doing it to his private practice log [00:01:00] and also being the host of his own podcast, taming the high cost of college. 

#046 What do you know? We all back the month of February has just flown by what have you done this month? That is interesting. Are you still sticking to your new year's resolution? Because this is the time where everyone quits, some people quit and don't even realize that they quit. The reason I'm talking about this is because I had a conversation with a person about two weeks. And we was having a conversation about the show and he doesn't plan to teach his kids about any financial literacy. Doesn't have the time to do it at all. Now his main reason for this is because he figures that he grew up fine and his kids will grow up just fine. The thought he just feels flat out through the course of life.His children will just pick it up and we'll be okay, just like. So essentially for him, he did not have the why to go above and beyond to try to teach his children about financial literacy. And that's what we're going to talk about today.  If you enjoyed this podcast and know someone else who would benefit from it, we invite you to SHARE it & RATE/REVIEW it on our website, iTunes, Apple Podcasts, or wherever you're tuning in from! Stay tuned for more episodes coming your way!

#045 Welcome and we are back and ready for another episode. Now, let me pose a question to you, parents out there. What if you taught your child about money and everything you said, or came out your mouth seeped into your child's brain and they reacted on everything you said about money. What if they were overly enthusiastic about it and wanted to do things with money by themselves? What we're going to learn here today is a real life example of a child. Who has full awareness of financial literacy and truly enjoys it. Now, your child doesn't have to become a super genius and financial literacy, but if they could retain a small amount of what our guest today knows and use that with repetition that will lay some strong bricks in their foundation. Our guest today is Rishi vom. That Rishi is the creator of easy peasy finance along with his parents and the kids. Only 12 years old, he started [00:01:00] learning at six and since then has kept a full grasp on financial literacy. Rishi is learning, retaining end using methods and financial literacy that some young adults don't even use today.

 #044 Another day, another good show. This is raised in financial freedom and I am your host. Eric yard today is a good day, and I'm glad you're here with us. My guest today has a newborn baby that's right. A brand new mom. She is here with us today to show us how she helps people and plants that help Hutch. Through real estate. So what you'll learn today is some of the beginning steps on how to help your child learn real estate and get them involved in this wealth building asset class. Our guest today is Whitney Chaffin and she helps people get a second chance when it's time to purchase a home. Now we've all made mistakes, whether it's financially or with the law.And then after those mistakes, now there are new hurdles for that person. And this is the problem that Whitney is tackling with Whitney's place.org. Links mentioned:https://www.whitneysplace.org/

043# With divorce rates climbing and more women consciously choosing the #singlelife, more women are providing for themselves (and often their children, too). Unfortunately, too many women are unprepared to take on financial responsibilities all by themselves… and it's not necessarily their fault. As parents, it's our responsibility to prevent that from happening to our daughters. Let's empower the future generations of women to be financially confident and free! Here's how… Today's guest, Jayne Ellegard, is inspiring financial confidence in women by empowering them to take charge of their financial literacy and reach their financial goals. Jayne is the Founder and Coach at Ellegant Wealth, where she provides keynote speeches, workshops and coaching about financial education, specifically focused on women.  In this episode of Raising Financial Freedom, Jayne teaches you how to teach your daughters about money and empower them to cultivate financial freedom. She highlights her journey to becoming an entrepreneur and insights she's gained on how to raise confident and financially responsible daughters.  “I want women to feel empowered around their financial situation and I do think that women haven't been provided the education that we need and we don't talk about it… When they gain confidence in this area, it also spreads into other aspects of their life.”  - Jayne Ellegard Understanding money and finances isn't as difficult as people think it is, so there needs to be a mindset shift so women can feel invited to the table to engage in conversation about wealth management. If you enjoyed this podcast and know someone else who would benefit from it, we invite you to SHARE & RATE it on iTunes, Apple Podcasts, or wherever you're tuning in from! Take a few seconds to leave a REVIEW: https://raisingfinancialfreedom.com/reviews  Stay tuned for more episodes coming your way! Resources Mentioned:Learn more about Ellegant Wealth: www.ellegantwealth.com Connect with Jayne on LinkedIn: www.linkedin.com/in/jayne-ellegard Financial Empowerment For Women by Jayne Ellegard: www.ellegantwealth.com/book-preorders 

#042 How do you help teens become financially literate and make smart money moves before they reach adulthood? You have to get on their level and understand how they think… Meet Charla McKinley, a Certified Public Accountant (CPA) who homeschooled her kids and is now teaching teens about money. In this episode, Charla talks about how to teach your teenagers about financial literacy, using and saving money wisely, and how adulting really works. She sheds light on why kids need different types of financial literacy curriculums based on their age, as well as how each child can benefit from tailored lessons based on their personality. Plus, Charla shares tactics you can use to teach your kids about the reality of adulting, the value of money, and being prepared for the workforce. “Experience is the best teacher. It's just that… when I learned, I wasted tens of thousands of dollars… If they learn it when they're teenagers and it's fake money, then hopefully when it's real money, by the time they're in their 20s, they're a lot more wise.”     - Charla McKinley Sadly, personal finance isn't a topic commonly taught in American school systems, but as parents, we have the power to give our kids the financial literacy needed to have a successful, happy life. Listen in to learn how to provide your kids with practical lessons based on real life scenarios. If you enjoyed this podcast and know someone else who would benefit from it, we invite you to SHARE it & RATE/REVIEW it on iTunes, Apple Podcasts, or wherever you're tuning in from! Stay tuned for more episodes coming your way! Links Mentioned:Beyond Personal Finance:  https://bpfclass.com/Linked In:  https://www.linkedin.com/company/beyond-personal-financeFacebook:  https://www.facebook.com/beyondpersonalfinanceInstagram:  https://www.instagram.com/beyondpersonalfinance/

#041  What advice do you have for parents trying to raise their kids to have financial freedom?That's the question Eric asked some of our guests from past episodes of Raising Financial Freedom. In this episode, you'll hear their top tips and pieces of advice for parents on teaching their kids about finances, financial literacy, and life in general. Our guests offer a lot of wisdom on raising kids to be financially independent… but almost every one of them emphasizes the importance of communication in teaching kids about financial literacy, nurturing their independence in decision-making, and making it fun to learn about money.  Listen in to learn the best ways to bring financial freedom and literacy into your home and how to start doing so today. If you enjoyed this podcast or think a loved one would benefit from it, we invite you to SHARE it with a friend & RATE/REVIEW it on iTunes, Apple Podcasts, or wherever you're tuning in from! THANK YOU for a fantastic 1 YEAR of Raising Financial Freedom! Stay tuned for more episodes coming your way! Episode Timeline: What You'll Learn & Questions Answered00:00 – Intro: How do you raise financial freedom in kids?02:02 – Sabrina Constantine: Teaching kids about finances, giving your kids a voice in decision-making, and reducing fear around money.05:00 – Chelsea Robberson: Normalizing conversations about money, follow your kids' interests, and having resources available for your kids to explore and learn on their own.10:21 – Jacqueline Collins Prester: Talking to your children about finances at a young age and building a number sense through games and activities.13:36 – Nick Loper: Being the CEO of your own home, tracking your profitability and net worth, and always running “tests” to see if things are working.17:57 – Tod Christensen: Being open with your kids when they ask questions about money, expressing financial priorities instead of denying their wants, and playing financial games with your children. Bonus: Asking your kids their thoughts on the commercials that come on the TV.18:15 – Thank you for an amazing YEAR of Raising Financial Freedom! & How to help us keep growing Listen to the episodes mentioned & Learn more about our guests:  Sabrina MJ Constantin -Episode 003-https://www.buzzsprout.com/1288991/6231079 Chelsea Robberson -Episode 005- https://www.buzzsprout.com/1288991/6320194 Jacqueline Collins  -Episode 017- https://www.buzzsprout.com/1288991/7667245 Nick Loper - Episode 018 -https://www.buzzsprout.com/1288991/7798882 Todd Christensen -Episode 025 - https://www.buzzsprout.com/1288991/8353347

#40  As the holidays are approaching, family time is just around the corner! What better way to strengthen your family bond than by building generational wealth?  In this episode of Raising Financial Freedom, Eric Welcomes the Wealth Twins, Nadia and Nicole, to explain how to build generational wealth in your family and how to teach your children about money and life planning.  “Life changes and you have to be able to think forward and say “okay, if I'm no longer here, how could I protect the people I love?” These self-made, millionaire mothers are known for sharing financial wisdom on their YouTube channel, helping others to make money and create sustainable wealth for generations to come.  Listen in to gain insight into ways you can immediately start building the net worth and financial literacy of your family, especially if you're a busy, working parent. Whether it's through investments, updating your retirement account beneficiaries, or buying assets like index funds, taking a few small steps towards financial abundance will pay off tenfold later in life. “Net worth is not tied to your job. It's not about your paycheck, it's about what you do with your paycheck. So, you can make that mindset change and you can do something about it immediately.” Curious to dive deeper into this topic? Ask yourself these questions:What does wealth mean for you and your family? What steps are you going to take today to start building generational wealth for your children?  PLUS, get your FREE Parent Investing Guide on 5 Ways to Begin Investing for Your Children: www.wealthtwins.com/ericyard  Connect with Nadia & Nicole:Visit their website: www.wealthtwins.com Subscribe to their YouTube channel: www.youtube.com/c/WealthTwins Follow them on Instagram: www.instagram.com/wealthtwins Follow them on Twitter: www.twitter.com/wealthtwinsConnect with them on Facebook: www.facebook.com/wealthtwins Email them: contact@wealthtwins.com Stay tuned for the re-launch of their course about learning how to generate passive income by investing your money!

#039 As parents, we strive to know as much as we can so we can pass that information on to our children. But what if the information is new? That means you have to go out there and teach yourself and learn about this new information. That's what I want to talk to you about today. The new asset class of cryptocurrency has been here since 2008, 2009.[00:02:38] Now they had to be a beginning and this beginning was right at where the financial system was at a wreck around 2008, 2000. And that's where Bitcoin came in now, what is Bitcoin? Where did it come from? But [00:06:21] Eric: So now seeing that Bitcoin it's giving freedom to your money from the government and from third parties. Now, after hearing the history of Bitcoin, this digital money, what is the actual technology behind it, which is called blockchain? How does that work? And, and how was it being used? And I think that's where a lot of people get confused that blockchain is the technology that a lot of companies are trying to implement into their everyday use in order to be more efficient, which is an indirect way for these companies [00:07:00] to get involved in this cryptocurrency, blockchain alone has opened up the eyes to a vast new world for.[00:11:41] Now with all we've learned about Bitcoin and Bitcoin's history and the technology behind Bitcoin, where do we get it? Where do we keep it? When we first get off first Bitcoin or other old. Especially for us parents who want to get our children involved in it [00:12:00] very early. [00:14:31] Eric: This is digital money. This also has to be a digital wallet in order for you to keep your digital coins. And also, I wonder how that works. [00:23:54] Eric: you still have the right to be a skeptic and that's rightfully so, but like what I've said in [00:24:00] the beginning of the show, financial institutions are buying it and selling it to their customers.[00:34:37] Eric: with all this information that Shahar has given to us, I needed to know what did he love most about it?[00:38:53] Eric: seeing what Shahar future outlook is for crypto and how far crypto can go. [00:39:00] I needed to know what he has going on with road to Babylon. Links Mentioned: Shahar on Twitter: https://twitter.com/ShaharAbramshttps://www.roadtobabylon.org/Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter: https://twitter.com/RF_FreedCompound Interest in CryptocurrencyCelsius network: https://celsiusnetwork.app.link/197418b27fBlockfi: https://blockfi.com/?ref=35ea4597 Disclaimer:This post contains affiliate links. If you make a purchase I may receive a commission at no extra cost to you.  

#038 In this episode, we have Linsey Knerl. She is a mother of six who has been homeschooling and since 2004. Linsey practically produced and taught a small classroom, but at the same time, runs a small business. Along with homeschooling, entrepreneurship has led her to a freelance writing career that complements her own homeschool style. Linsey is also the author of Homeschool Hacks and is very passionate about the opportunities for home education. Today, Linsey is going to share with us what it's like be a working mother and homeschooling kids. She shares her experiences about homeschooling and how home education has significantly helped her children become well-educated members of society. Please go to Raising Financial Freedom.com for full show notesHomeschooling vs. teaching in School[2:26]Teaching children at school is a different beast from teaching kids at home. You can't really homeschool and work at the same. With the Pandemic, every parent has experienced homeschooling their kids with virtual learning. But it can be done with the amount of hours a day that it takes to educate your child. It isn't as many hours as others would think from the traditional public school schedule. With younger kids, they can be educated in as few as two hours a day all the way up to high school. Formal instruction can take place in less than even four hours. And the rest is extracurricular, administrative, all those things that happen in the school day that aren't really learning related. [4:34]You will stop looking for things sometimes when you just assume the school is going to provide opportunities for you. But if you're motivated and have initiative, the opportunities are endless for homeschoolers.How Homeschooling is Understood by others[16:34]Having people over entertaining is almost impossible because people who don't homeschool, don't understand why you have so much stuff. It's very hard to do like a minimal lifestyle thing when you need 30 books for each child. It's just a different way of living. So for somebody whose kids are in school all day, it can be hard for someone else to deal with that much like energy. It can be a little hard to find your people if they're not also homeschoolers.How Homeschooling affects the Future of your Kids [18:10]Homeschoolers can't really blame anyone else. But if kids are doing that independent learning module, they're developing skills that once they get into college, then they will grow to become independent individuals and they will have an advantage when it comes to dealing with life on their own. If you do teach them the right things and raising them to be young adults and not just big children that go on and become someone else's problem, then there is a big difference.How to Start Homeschooling your children[21:34]Whether you're going to do it full time, or you're just doing it like for a while to get through, start with the one thing your child really likes whether that's math, reading, science, or history. And tackle that with as much passion as you can along with the tools and resources to make it rewarding for them. Then build upon that.  Learn more about Linsey Knerl:Book: https://www.amazon.com/Homeschool-Hacks-Education-Without-Losing/dp/1982171154Twitter: https://twitter.com/lknerl?lang=enLinkedIn: https://www.linkedin.com/in/linseybknerlWebsite: https://www.linseyknerl.com/

 #037 Today on a solo show. Someone asked me the other day, Eric, why there is no set system of retirement in this country. And I thought about it and I told him once upon a time there was not a set system, but there was a kind of a for. That everyone followed and little financial literacy was needed at that time because everyone just did the same thing.[00:02:02] Eric: So let's go back to a time where the economy was good and things was picking up right after, uh, a world war, world war two [00:02:28] Now that's a lot of goods and shelter that's needed. Women at that time were averaging four kids per household [00:03:25] And this was done for decades. There's no financial literacy that's needed here. You just followed simple cut and paste and it worked [00:04:20] This 401k was supposed to be in addition to the retirement plan you had back then, [00:05:14] So now 401k replaced. The great recession, pretty much crippled and damaged the stock market and people savings. [00:06:47] Or financially free to the point where retirement was thought of at an early age and the methods to retirement Come to them as second nature.  Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom  Like us on Twitter: https://twitter.com/RF_Freed

#036 Dan shares that he has repeatedly made failed attempts at getting schools around him to make personal finance classes a requirement for graduation and explains the reasons. The first reason is that the public school system is severely underfunded across the country, and making changes to the curriculum would require money. Secondly, most politicians focus on the data that is available on student performance which does not include personal finance; hence it is relegated to the background. Additionally, the older generations who now make most decisions in places of authority believe they turned out successful even if they didn't have financial education growing up, and so do not see it as a necessity. Lastly, the decision-makers in most learning institutions also foresee that adding personal financial classes to the curriculum would eventually increase the amount of work on their plate, while they are already overworked this would be detrimental to them. For complete show notes go to RaisingFinancialFreedom.com-       "It is a huge disservice to our youths that we don't have more personal finance education in schools"-       "We are a financially illiterate country"-       "If we were a financially literate county we would be in a much better place"-       "Reaching Financial Independence in your 40s, 30s or even 20s is absolutely doable with the right strategies, tactics, and mindset" In This Episode:·         [02:46] Meet today's guest, Dan Sheeks.·         [03:22] Why do you think school systems don't have in-depth classes on personal finance? ·         [07:08] What would the world look like if the regular child was given personal finance classes?·         [09:02] Why did you choose Real Estate? ·         [10:05] How can parents teach their children about Real Estate?·         [10:42] Discussing Passive Income in Real Estate.·         [11:52] House Hacking and the "BRRRR" Method.·         [17:16] How can a parent pull the veil away from Real Estate?·         [20:27] The "Sheeks Freak Group".·         [24:10] What are the hidden pitfalls in Real Estate that prevent young adults from succeeding?·         [27:10] What is the best piece of advice you can give a parent to get their child involved in Real Estate?·         [27:15] How to contact DanInstagram: DsheeksEmail: dan@sheeksfreaks.com Links Mentioned: Dan's Website: www.sheeksfreaks.com Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom   Like us on Twitter: https://twitter.com/RF_Freed

Therese is a busy mom and the author of the book, "Playing For Keeps". After working as a career woman for many years till she sold her company, Therese retired early and spends more time with her kids. She shares that her experience with 9-11 also made her reevaluate all she was doing why she was doing them. Having a father who was all about Family helped inculcate it in Therese. She brought those same values into raising her kids, particularly by making sure she set an example that they could follow. After her dad died, Therese started to research her heritage just like her dad did, and realized that she came from a line of quite prominent people which helped her understand why she was so driven and motivated to stand out. For full show notes go to Raising Financial Freedom.-       "Family is everything to me"-       "So those pearls, I would say, in business, they apply to life too"-       "You earn money so enjoy it, at the same time have a bigger plan so that you have a direction that you're going" In This Episode:·         [00:48] Meet our guest, Therese Allison.·         [02:53] How important is family to you?·         [03:56] How important is your family name to you and how can you pass that torch on?·         [04:48] About Therese's family background.·         [06:51] What would you say was the biggest challenge you had to surmount?·         [07:44] What do you think your kids have taken out of your journey?·         [09:34] What money lessons did you give your kids while they were growing up?·         [13:12] 7 money secrets·         [19:59] Do you want your kids to follow in your footsteps in an entrepreneurial way?·         [20:33] What action steps can parents take to prepare their children for finance?·         [21:47] About Therese's book, "Playing For Keeps"·         [23:27] What is the best thing that has happened to you since you started this journey?·         [24:09] Therese's advice to parents.·         [25:27] How to contact Therese Links Mentioned: Therese's Website: www.thereseallison.com/Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter: https://twitter.com/RF_Freed 

#034 Many fundamental skills like networking, communication, negotiating, are not often taught in school. This is mostly due to the history behind the education system, which over time has continued to only focus on teaching the basic knowledge required in each career field. Unfortunately, most career courses even in university don't cover teaching these skills, even though they are practically critical for success in any field of specialty.  Mark Herschberg shares that even with 3 degrees from MIT, it was quite tough to properly manage his interactions within the workplace, and lost some opportunities because he lacked these very basic skills. Knowing he planned to become a Chief Technology Officer, he set out to teach himself and discovered that these skills aren't just for leaders but for all workers. MIT has also gotten feedback from companies, and other studies show a general scarcity in use. This is why Mark put together the program at MIT that teaches these skills and went ahead to write his book too.  For full show note please go to Raising Financial Freedom.com-       "If you just learn to negotiate… To be a little better… you can add 5 figures or 6 figures to your lifetime earnings" -       "Any good manager will tell you he or she wants to hire leaders, even for entry-level people"  In This Episode:·         [02:50] Meet today's guest, Mark Herschberg. ·         [03:31] Why are there so many skills for kids that have been forgotten by the school system? ·         [06:00] Do you feel that young adults are prepared enough today to step out into the real world?·         [09:25] How was your transition stepping into the real world?·         [11:46] How can a parent introduce their children to these skills, and when?·         [13:59] About Mark's book; "The Career Toolkit"·         [15:01] What action steps can parents take to get kids to learn these skills?·         [20:43] Given only one choice, which one skill would you implement in your child?·         [25:24] In the theme of health, wealth, and family, what advice would you give parents?·         [27:05] How to connect with Mark Links Mentioned: Mark's Website: www.thecareertoolkitbook.com Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter: https://twitter.com/RF_Freed 

#033 Following the money printing done to alleviate the impact of job loss during the pandemic, inflation is expected and is already being experienced with the cost of goods going up. Also, people who saved a lot are now spending much more, and this is also driving up the cost of living. Jennifer advises that in anticipation of the looming inflation, families should be rational, take a step back, be patient and make sure they make decisions they are confident about. The first step for most people is to avoid major unnecessary purchases, and consider cheaper alternatives in daily purchases. Jennifer notes that most often it's the bigger expenditures that create financial difficulties for people.For complete Show notes go to Raising Financial Freedom-       "Whenever there's something intimidating or a little frightening... take a step back, and take a deep breath, and use your most rational self"-       "There are people who walk into marriage without knowing if their partner has debt or assets, and they don't realize that marriage is a legal contract" -       "When I see parents, there's often the intentional lessons… and sometimes the kids get those lessons, but always the kids just pick up from what you do day in and day out"  In This Episode:·         [01:39] Meet today's guest, Jennifer Sahady.·         [02:08] What are your thoughts on inflation as a possible impact of the money printing that was done due to the pandemic?·         [03:36] How can a family can prepare for this inflation?·         [05:16] Jennifer shares her thoughts on marriage and divorce today as the root of her TEDx talk.·         [07:33] What are the damaging effects of divorce on finances? ·         [010:33] About Prenups and the process of divorce.·         [12:41] What skills can parents teach their children to prepare them for marriage in relation to their finances?·         [14:34] What role did money in marriage play in developing your philosophy?·         [16:59] How did you get started in finances?·         [19:38] What steps can a parent take now to put their children on the right road when it comes to marriage and money?·         [22:06] What checklist items should be checked by young adults before getting married?·         [23:21] What is the biggest challenge for young couples when it is time to meld their finances together?·         [25:32] What is the best piece of advice you can give to young couples?·         [27:15] How to contact Jennifer Links Mentioned: Jennifer's Website: www.jennifersahady.com Jennifer's  LinkedIn Page: Jennifer SahadyJennifer's  Email: jennifer@jennifersahady.comCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter: https://twitter.com/RF_Freed

Today's going to be a little bit of a shorter show and it's going to be a solo. A couple of episodes ago. One of my guests, Robert Shulz we briefly talked about. Compounding interests. Now I want to revisit that. Talk about that a little bit more. So the parents out there can fully understand how important this could be to their child when just starting off in life now to quote Albert Einstein, he who understands it, earns it. He who does it. Pays it. In This Episode: [00:01:34] -Simple interest [00:03:00] - Compound interest [00:04:23] - Time, compound interest best friend[00:05:17] - Where can you find compound interest?[00:09:47] - Starting early Links Mentioned:M1 finance: https://m1.finance/vOvlRgEue1FKBlockfi: https://blockfi.com/?ref=35ea4597Celsius network: https://celsiusnetwork.app.link/197418b27fLike us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter: https://twitter.com/RF_Freedom  Disclaimer:This post contains affiliate links. If you make a purchase I may receive a commission at no extra cost to you. 

#031 The pandemic has brought the lack of financial education into focus for many people, institutions, and businesses. Marilyn shares that she has started to see more people take steps towards gaining financial freedom through education.  Most cultures tend to either not talk about money with kids, or they treat it as a taboo, giving almost no introduction of money to the kids in a way that they can leverage it as a tool. The problem is that while a lot of parents expect that kids will learn about money in school, the curriculum can barely offer the kind of practical knowledge on the use of money which the home is well suited to give. Hence the kid gains little or no financial education either from the home or the school.  For full show notes please go to Raising Financial FreedomIn This Episode:·         [03:05] Meet today's guest, Marilyn Lydia Pinto.·         [03:31] With the pandemic winding down, what is your opinion on the financial fallout?·         [04:20] What is money to a child?·         [05:41] What is the difference in the perception of money between Dubai and other countries?·         [08:38] What are some of the common myths and stigmas you come across concerning money?·         [11:41] Excuses parents give why they don't teach their kids about money. ·         [13:46] About the Kids Finance Initiative.·         [16:30] When did you realize you had a passion for teaching financial literacy?·         [18:36] What are some of the consequences of not educating children financially?·         [20:48] At what age would you recommend a child starts gaining financial literacy?·         [23:52] What do you love about teaching financial literacy?·         [21:57] What action steps can a parent take to imbibe financial literacy in their kids?·         [24:29] What is the one thing that people don't realize about money?·         [25:23] Marilyn's advice to parents.·         [25:53] How to contact Marilyn Links Mentioned: News-https://www.blackenterprise.com/prominent-leaders-launched-an-initiative-to-embed-financial-literacy-into-the-culture/News-https://www.fl4a.org/Marilyn's Website: www.kidsfinanceinitiative.com Marilyn's LinkedIn Page: Marilyn Lydia PintoCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter: https://twitter.com/RF_Freedom 

#030 Robert shares his dad probably taught him compound interest because he learned it the hard way, and being a stockbroker for the first part of his career, he wanted to share it. Robert also found a way to impart financial knowledge in his own kids as part of bringing them up. Robert appreciates that young people today are more interested in investment rather than compound debt, but he hopes that they understand that it takes patience and time not the idea of quick money every week. For full show notes please go to Raising Financial Freedom-       "You have to give that compounding time to work, you need to have some patience" -       "As a parent with kids, make sure you have life insurance"-       "That period of time when you go from zero money to $100,000 is just as important as maybe later when you go from 1 million to 2 million" In This Episode:·         [01:58] Introducing our guest, Robert Schulz. ·         [02:55] Why is compound interest not taught?·         [05:09] What is the main point you would like people to get from your book: "Thoughts on things financial"?·         [05:50] What are some of the things your father passed to you that kids aren't doing today?·         [08:46] Robert shares methods he applies to teach kids about money. ·         [011:34] At what age should a child start investing?·         [011:50] When do you realize that you had a passion for Finance?·         [14:35] Robert highlights certain points of frustration and pitfalls that stop people from succeeding. ·         [18:46] How can a parent overcome their fears of talking about money with their kids? ·         [18:54] Apart from a savings account, what can a parent do to start their child investing on the right path? ·         [23:18] 3 gems from Robert's book.·         [25:24] What is the one thing people don't realize about money?·         [26:33] What resources would you recommend for parents to learn about money and pass on to their children?·         [27:32] How life could be one of the bad guys in a room.·         [28:46] What are your thoughts on starting a Roth IRA for your kids?·         [29:55] How to contact Robert Links Mentioned: Robert's Website: https://www.schulzwealth.com/Robert's Facebook Group: Thoughts on things financialCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom  Like us on Twitter: https://twitter.com/RF_Freedom

#029 Although Silicon Valley in California has a lot of tech companies, a study by Chamberlain University ranks California an "F" in teaching kids about financial literacy. Luke encourages his children to read books about financial literacy and also applies his business knowledge at home.  He also created a company, "Conteneo" that helped enterprises manage their investment portfolios which ultimately helped in participatory budgeting to create better budgeting decisions. This was used in schools involving a process where kids were given money on the condition that they had to manage it themselves. They were guided through a 5-step process including a "theme"; how to spend the money, "ideation"; creation of rough proposals for how to spend the money, "refinement"; creation of details behind the proposals, "Voting"; an opportunity to ensure most students are involved, and lastly "implementation" of the ideas from students. This process gives the opportunity to teach important concepts in financial literacy. The app is free for families. For complete show notes please go to Raising Financial FreedomIn This Episode:·         [03:05] Introduce today's guest, "Luke Hohmann". ·         [03:21] How would you say financial Literacy is in Sunnydale California?·         [05:16] With you being so close to financial literacy, how do you involve your children? ·         [011:37] Which age group is adopting financial literacy at a better rate?·         [14:22] What do your kids gravitate to, when it comes to financial literacy?·         [17:50] When did you realize that you had a passion for financial literacy?·         [19:43] How did FirstRoot get started?·         [21:05] What is the biggest challenge you've had to overcome after starting FirstRoot?·         [23:10] At its core, what does FirstRoot do?·         [28:01] What states are you now in as FirstRoot?·         [28:20] The best thing that has happened since doing the pilots. ·         [29:30] How can parents get their kids involved in this FirstRoot program?·         [31:46] If you had to give parents good advice, what would it be?·         [33:00] What does FirstRoot have for the future?·         [36:03] How to contact Luke. Website, LinkedIn, Twitter Links Mentioned: https://www.thenewportbuzz.com/governor-mckee-signs-law-requiring-financial-literacy-education-in-high-schools/30536https://wjla.com/news/local/sisternomics-empowerment-summit-to-educate-black-women-girls-financial-literacyWebsite: www.firstroot.co   Check out our website: https://raisingfinancialfreedom.com/ Like us on Twitter: https://twitter.com/RF_Freedom

#028 A.D. Williams shares that he did not receive any financial education as a child, and this was part of the reason for the book. In contrast, Kendal Fordham did have a lot of financial education, particularly as a result of spending time with her father who initially was too busy, and had to intentionally make out time which he spent reading financial books to her. Financial literacy is the foundation of a much larger issue; it needs to be in schools but the debate is usually on when to start. Kendal believes that financial education should start from Kindergarten; kids should learn the value of money as they learn to read and write. Williams adds to this the importance of also having these conversations in the home, such that the learning is now in two folds. For complete show notes go to Raising Financial Freedom-       "Fear of failure will never leave, you just have to continue to psych yourself out"-       "The average American family does not have enough to cover 3 months of bills if they were to lose their jobs"  In This Episode:·         [01:39] Today's guests are A.D. Williams and Kendal Fordham, and the topic is their book "Mansa's Little Reminders".·         [02:20] Growing up, what kind of lessons did you receive about money and financial literacy?·         [04:00] What bothers you when you see the state of financial literacy today?·         [05:09] What amazes you about your current knowledge on financial literacy which was absent while growing up?·         [07:36] How do you feel about the school system trying to implement more of an entrepreneurial mindset?·         [08:36] About the book, "Mansa's Little Reminders".·         [12:03] Kendal shares what she passes on to her kids. ·         [16:40] What challenges did you face creating this book?·         [17:45] What is the one resource that you use when it comes to financial literacy?·         [18:57] Among Saving, Budgeting, and Investing, which would you pick? ·         [20:33] How do parents overcome the fear of talking about money with their children?·         [21:33] What is the best piece of advice you can give to a parent who is just starting financial literacy at home?·         [22:39] What would you say if you had to do it all over again?·         [24:17] How to contact our guests.  Links Mentioned: Website: www.mansaslittlereminders.com Email: hello@mansaslittlereminders.com Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter: https://twitter.com/RF_Freedom 

#027 Alan believes that while college is not for everyone, it is for most people, and planning needs to start as early as the first year of high school. This explains why having a good record in high school is important, as well as attendance, getting good grades, and taking part in organizations and community work. It becomes part of the portfolio to look good for colleges. For full show notes and transcript please go to Raising Financial Freedom-       "Only 6 out of 10 students actually complete college within 6 years"-       "Students that have a college degree make more than a million dollars in their lifetime more than students that don't have a college degree"-       "In a good school with a good advising program, the adviser will seek out the student"-       "Find a friend that can help you, don't find a friend that's going to make your situation any harder" In This Episode:·         [04:20] Do you think college is for everyone, and when should that decision be made by the child and parents?·         [04:50] What are some of the obvious ways to prepare for college that are commonly overlooked?·         [07:39] What are some of the main goals of your website; "Affordable College Prep"?·         [09:50] What are some of the costs of college that are not associated with the main bill of college? ·         [012:44] What is the best way a student can monitor how much they are spending?·         [12:50] What should a student do after failing a couple of classes, and already reaching their financial threshold?·         [19:55] If a child wants to go to college but is unsure of what to major in, what should they do?·         [21:40] Can you explain the "Ace Advising" from your website?·         [22:12] When did you realize that you had a passion for college prep?·         [23:01] What are some of the problems you've seen that frustrated you the most?·         [24:32] Favorite tips from Alan for students or parents.·         [26:40] How to contact Alan  Links Mentioned: News-https://financialliteracymovement.comWebsite: www.affordablecollegeprep.com Website: www.collegescorecard.ed.gov Email: alan@affordablecollegeprep.com Facebook: Affordable College Prep FacebookCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom  Like us on Twitter: https://twitter.com/RF_Freedom 

#026 With all of the focus on financial literacy, roughly 45 states have adopted standards for financial literacy, there is yet to be significant progress within the curriculum in schools. Only 6 states require that you take a course on financial literacy before graduation.  Standards for financial literacy include Economic Education, Financial Education, Entrepreneurial Education, and Personal Finance Education. Particularly lacking in schools is Personal Finance Education. The passion has been noted to be highest in low to moderate-income communities. For Full show notes and transcript go to Raising Financial FreedomIn This Episode:·         [02:25] Meet today's guest, Robert Church.·         [02:22] How far have we come with financial literacy?·         [05:36] How much financial literacy should a child get from 1st grade. ·         [07:02] What methods have you used in your home to teach financial literacy?·         [10:20] Amongst Saving, Earning, Budgeting, or Investing, what one point would you choose?·         [11:21] What if 50% of the country was financially fit, how would that change the landscape?·         [15:55] What is DoughMain Financial Literacy Foundation?·         [25:54] What is the Fit-Kit?·         [31:42] What is the biggest challenge the organization has had to face?·         [38:28] How important is it that we make the best decision about money?·         [40:29] since you started on this road of financial literacy, what is the best thing that has happened?·         [43:50] What is the best piece of advice you can give to parents out there?·         [46:31] How to contact Robert Links Mentioned: Website: www.dmfinancialliteracy.org Email: rchurch@domainfoundation.org Book: Everyday money for Everyday PeopleCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom  Like us on Twitter: https://twitter.com/RF_Freedom 

#025 This is Financial Literacy month and meet Todd Christensen, an expert in financial literacy, who has been involved with "Jump$tart", working with state leaders around the country. Todd explains that regarding financial literacy, there is room to do better, and many surveys have revealed that the current state is not much better than it was a decade ago. The "Jump$tart Coalition for Personal Financial Literacy" was organized back in the 90s to promote financial literacy, particularly among young people. For full show notes and transcript go to Raising Financial Freedom-       "Pay Yourself First, put something into your savings before you pay your bills"-       "If we could save first, our spending would automatically just fit into our income" In This Episode:·         [08:18] What is "Jump$tart"?·         [09:06] Todd describes strategies that can be employed in implementing financial literacy today.·         [10:33] What financial literacy lessons did your parents pass on to you?·         [12:38] What lessons have you passed on to your kids?·         [016:02] About moneyfit.org·         [17:27] What common problem have noted among your clients at Moneyfit?·         [18:17] How and Why did you get started with financial literacy?·         [14:05] The one thing people don't realize about money.·         [28:44] About the book "Everyday Money for Everyday People".·         [30:24] What is the best piece of financial advice you can give?·         [32:39] If you had to do it all over again, what is the first thing you would do? Links Mentioned: https://www.jumpstart.org/what-we-do/promote-financial-literacy/financial-literacy-month/flm2021/https://www.cnbc.com/video/2021/04/12/fmr-senator-heidi-heitkamp-on-how-financial-literacy-is-good-for-the-economy.htmlhttps://www.cnbc.com/2021/04/06/teaching-financial-literacy-to-kids-can-shrink-the-black-wealth-gap.htmlhttps://finance.yahoo.com/news/10-free-financial-tools-available-120009482.htmlMoney Fit Academy: https://moneyfit.org/academyBerenstain Bears Trouble with Money 2nd Grade Reaching Activity: https://moneyfit.org/trouble-with-moneyEveryday Money for Everyday People book: https://www.amazon.com/Everyday-Money-People-Todd-Christensen/dp/161206079X50+ on FIRE book: https://www.amazon.com/gp/product/B08VH817DVCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom   Like us on Twitter: https://twitter.com/RF_Freedom

#024Today, I am lucky to have Liz Frazier. She is a Certified Financial Planner specializing in financial planning for families and working professionals. She decided to go into financial planning after her first child's birth because, like so many other new parents, she realized the overwhelming need to make sure her family was financially prepared and protected. Her goal is to alleviate the anxiety surrounding finances and provide painless and straightforward advice for all of life's stages and changes.Shareable Link: https://www.buzzsprout.com/1288991/8213311For full show notes and transcript go to Raising Financial FreedomIn This Episode:[ 0:50 ] About Liz Frazier and the inspiration for her book, Beyond Piggy Banks and Lemonade Stands[ 5:20 ] The best games to play about money with your children [ 8:20 ] The importance of having a financial foundation  [ 11:45 ] About the mixed messages when it comes to money [ 15:10 ] What nine to five parents need to know about money[ 21:20 ] Action steps that you can implement today  [ 27:25 ] When children should get involved in investing [ 33:30 ] Why parents don’t realize that they can teach their children about money Links Mentioned: Website: https://frazierfinancialconsultants.comTwitter: https://twitter.com/lfrazierpeckInstagram: https://www.instagram.com/lizfrazierpeck/Book: Beyond Piggy Banks and Lemonade Stands: How to Teach Young Kids About Finance (and They're Never Too Young)Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom  Like us on Twitter: https://twitter.com/RF_Freedom 

#023 Today will be a solo episode talking about the latest in financial literacy news and talking about Financial Literacy Month coming in AprilShareable link:https://www.buzzsprout.com/1288991/8163553Links Mentioned: https://www.eschoolnews.com/2021/03/16/every-single-middle-school-student-can-benefit-from-financial-literacy-education-according-to-new-study/https://www.prnewswire.com/news-releases/3-financial-literacy-statistics-that-need-to-change-in-2021-301246352.htmlhttps://theundefeated.com/features/pro-athletes-supporting-financial-literacy-for-kids-and-young-adults/

#022 Today, I am lucky to have Aja McClanahan. Aja started her money journey as a broke college student. Majoring in economics, Aja still had no idea how to handle money when she graduated. Fast forward to marriage, and between Aja's husband and herself, they had accumulated over $120,000 in debt. Luckily, they paid it all off in 2013, and now she is showing others how to do the same.Shareable link: https://www.buzzsprout.com/1288991/8119512For full show notes please go to Raising Financial FreedomIn This Episode:[ 2:20 ] The biggest challenge Aja had to overcome when writing her book[ 6:10 ] How to battle the stigma of money and the secretive habits parents have about their finances[ 8:45 ] What Aja is teaching her daughters about money [ 18:00 ] Making the financial transition from single to marriage [ 20:55 ] How the money mindset of men differs from women [ 26:25 ] About Aja’s vision for her children when it comes to money [ 30:35 ] What people don’t realize about money Links Mentioned: Website: https://principlesofincrease.com/Podcast: https://principlesofincrease.com/category/podcast/Instagram: https://www.instagram.com/principlesofincrease/Facebook: https://www.facebook.com/principlesofincrease/YouTube: https://www.youtube.com/c/PrinciplesofIncreaseTvMoney Conversations with Our DaughtersHow a Mother Should Talk about Money with Her Daughter - by Aja McClanahanCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter: https://twitter.com/RF_Freedom

#021 Today, I am lucky to have Cristina Yasakci. She is a Credit Management Coach with more than 20 years of experience. She is empathetic with her clients and tenacious with their creditors, sharing an insider's perspective on credit, lending, and collections. Her seminars have reached hundreds of individuals and business owners, transforming their credit through education and attention to detail. In a world where credit often seems mysterious, Cristina is dedicated to leveling the playing field. Shareable link: https://www.buzzsprout.com/1288991/8072568For complete show notes and transcript please go to Raising Financial FreedomIn This Episode:[ 1:37 ] Why is this nation built on debit and credit?[ 4:12 ] How we can start building credit for our children [ 13:07 ] The rate at which children can build credit [ 19:47 ] When to introduce the concept of credit[ 21:47 ] Why personal finance is not taught in schools [ 27:42 ] The state of credit right now Links Mentioned: Website: https://creditachievers.today/LinkedIn: https://www.linkedin.com/company/credit-achievers-today/Facebook: https://www.facebook.com/CreditAchieversCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter: https://twitter.com/RF_Freedom

Today, I am lucky to have J Grayson. J decided to join the military at 18. He didn't even attend his high school graduation because J was in boot camp when it happened. To say the military has been life-changing is an understatement. In the military, you learn many things such as time-management, leadership, discipline, health, and nutrition. These different aspects are not necessarily financially related, but they play a role in having a healthy and prosperous life.For full show notes and transcript please go to Raising Financial FreedomIn This Episode:[ 2:10 ] J Grayson speaks about the military[ 6:55] What to know about joining the military [ 8:30 ] About Mr. Money Mustache[ 10:50 ] How you can hack the GI Bill [ 14:25 ] All about house hacking [ 21:35 ] Budgeting while in the military [ 31:35 ] The importance of paying yourself first Links Mentioned: Mr. Money Mustache: https://www.mrmoneymustache.com/Fed On Fire: https://www.fedonfire.com/Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter:https://twitter.com/RF_Freedom

#019 Today, I am lucky to have Beth Walker join the show. Beth is a Colorado Springs, Colo., advisor specializing in financial strategies for families with college-bound children has joined the Carson Wealth office with $70 million in client assets. Walker, the author of "Never Pay Retail for College," established her advisory practice in 2002. She broadened her service offering under the name Center for College Solutions in 2017 with her book's release. For full show notes and transcript go to Raising Financial Freedom.comIn This Episode:[ 1:75 ] The state of education spending on college[ 4:45 ] About the inspiration behind Beth’s book, “Never Pay Retail for College”[ 6:30 ] Understanding the seriousness of borrowing money for college [ 10:30 ] Learning about the hidden costs of college [ 15:15 ] The mindset we need when thinking about college [ 18:30 ] Why school selection will be imperative to success [ 20:05 ] The importance of cash flow in college [ 22:35 ] Challenges that parents will have to overcome Links Mentioned: Center For College Solutions: https://www.centerforcollegesolutions.com/Email: Beth@CenterForCollegeSolutions.comPhone: (719) 522-2278Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter:https://twitter.com/RF_Freedom

#018 What’s riskier: starting a business or relying on your job as your only source of income?Today, I am lucky to have Nick Loper, Chief Side Hustler at Side Hustle Nation. He is an entrepreneur involved in a variety of projects. Like any business, it has its ups and downs, which can be stressful, but Nick learns something new every day. Nick started this Side Hustle Nation because he believes in the hustle.For complete show notes and transcript please go to Raising Financial FreedomIn This Episode:[ 0:05 ] All about Nick Loper [ 2:05 ] Why you need multiple sources of income [ 4:50 ] Teaching our children about multiple sources of income [ 9:25 ] How Nick will teach his children about entrepreneurship [ 12:00 ] Examples of unique side hustles [ 14:40 ] The biggest challenge that Nick had to overcome [ 18:55 ] What Nick would change about his journey [ 21:30 ] Advice for starting a side hustle Links Mentioned: Side Hustle Nation: https://www.sidehustlenation.comListen to The Side Hustle Show: https://podcasts.apple.com/us/podcast/the-side-hustle-show/id655135292Side Hustle Nation on Facebook: https://www.facebook.com/groups/sidehustlenationSide Hustle Nation on Twitter: https://twitter.com/nloperCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter:https://twitter.com/RF_Freedom

#017 Today, I am lucky to have Jacqueline Collins Prester. Jacqueline is a National Board Certified business teacher and instructional technology specialist at Mansfield High School. Jacqueline has been a vocal advocate of financial literacy education for years. She has worked with many organizations to bring attention to the need for financial literacy education for all. Massachusetts recently established financial literacy standards within the 2018 History and Social Science Framework, and additional standards signed into law by Governor Baker via Chapter 438, An Act Relative to Financial Literacy In Schools. For complete show notes ant transcripts please go to Raising Financial Freedom- “Schools assume financial literacy is being taught at home. However, parents are not comfortable with the material.”- “The sooner children start saving and investing, the better off they will be.”- “People need to budget in a different way during the pandemic.”- “Understand financial literacy, so banks don’t make money off of you.”- “It’s okay to talk about money with your children.”In This Episode:[ 2:18 ] The overall state of financial literacy in this country [ 7:43 ] How parents can help their children succeed [ 13:58 ] The ways financial literacy will affect generational wealth [ 20:58] About Jacqueline’s passion for teaching [ 23:03 ] Jacqueline’s favorite financial literacy resource [ 25:43 ] What people don’t realize about financial literacy [ 26:03 ] Advice for parents Links Mentioned: Jacqueline’s Website: http://jcollinsma.com/Jacqueline’s Twitter: https://twitter.com/JCollinsMAJacqueline’s LinkedIn: https://www.linkedin.com/in/jcollinsma/Jacqueline’s Facebook: https://www.facebook.com/JCollinsMA/Jacqueline’s Instagram: https://www.instagram.com/jcollinsmass/Next Gen Personal Finance: https://www.ngpf.orgCheck out our Website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter:https://twitter.com/RF_Freedom

#016 Today, I am lucky to have Daniel Massimino. In 2019, Daniel Massimino founded The Credit Connection, an innovative “solution” provider in credit repair services and business lending, in order to help people build the lives they deserve. Working previously for a credit repair agency, Dan saw holes in the framework of the business model that surrounded him, and it lit a fire in him to create a pathway for his vision. That fire is what drove Dan to The Credit Connection, and is what continues to drive him in evolving his organization every day.For complete show notes and transcript got to Raising Financial Freedom- “You can earn unlimited amounts of money.”- “Get to a point in your life where you can save 40% of your income.”- “Credit is a tool – if used correctly, it will help you get leaps ahead in life.”- “Credit should be used on things that get you a return in life.”In This Episode:[ 1:53 ] Why most people have troubles with credit[ 5:18 ] What credit should be used for[ 7:38 ] Building your children’s credit [ 10:53 ] How divorce can affect your credit [ 13:13 ] Teaching your children about credit [ 17:33 ] How you can use credit as a tool Links Mentioned: Us Credit Connection Website: http://uscreditconnection.com/Dan’s LinkedIn: https://www.linkedin.com/in/danrefreshed/Dan’s Instagram: https://www.instagram.com/dan.pgh/Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom

#015 Building Financial Resilience Through Hip Hop Pedagogy Today, I am lucky to have Brian ‘Dyalekt’ Kushner. He moved from St. Croix to New York to study acting and law. He also liked to rap. After witnessing civil rights injustices at the law firm he worked for, he dropped both the job and the law classes, pursuing the arts instead. Performances at the Nuyorican led him to Hip Hop Theater, writing plays that have been performed on stages across the world. He didn’t sleep on the rapping either, releasing music and touring internationally. His first album/one man play Square Peg Syndrome helped him get named to the Public Theater’s Emerging Writer’s Group. He has been a mainstay in NYC’s theater and Hip Hop scenes, rocking everywhere from the Bowery Ballroom to the Oregon Shakespeare Festival.For complete show notes and transcript please go to Raising Financial FreedomIn This Episode:[1 :50 ] Dyalekt’s take on financial literacy and how he uses Hip Hop to teach students about finances[ 9:15 ] Teaching students about saving and budgeting through rap[ 13:00 ] What Dyalekt will teach his children about money[ 17:10 ] How Pockets Change will teach sessions in school[ 19:40 ] What people don’t realize about money[ 29:00 ] Dyalekt’s favorite part of teaching children [ 34:15 ] Find out more about Pockets ChangeLinks Mentioned: Pockets Change: http://www.pocketschange.comFollow Pockets Change on Instagram: https://www.instagram.com/pocketschange/Follow Pockets Change on Twitter: https://twitter.com/PocketsChangeLike Pockets Change on Facebook: https://www.facebook.com/pocketschangeFind Your Money Personality: http://www.pocketschange.com/personalityDyalekt: http://dyalekt.comCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom

#014 Vending Machines Open the Door to Financial IndependenceToday, I am lucky to have Lakinya Francis join the show. Are you looking for additional income that wouldn’t require too much of an investment of either time or money?iKrave Vending’s founder Lakinya Francis, discovered an opportunity to start-up a small vending machine service company. Though the initial start-up cost was reasonably affordable, her efforts took no time away from her full-time work. Lakinya found that finding high-quality equipment that wouldn’t break the bank and then obtaining locations to place her machines proved to be a challenge. However, her tenacity finally paid off after months of searching for a used machine that met her expectations. She started to enjoy the profits after placing her vending machine in a local mechanic’s shop.For complete show notes and transcript please go to Raising Financial FreedomIn This Episode:[ 1:55 ] How Lakinya started in the vending machine business[ 3:30 ] What it’s like to be a vending machine entrepreneur [ 7:25 ] How parents and children can get involved with the vending machine industry [ 14:15 ] The best machines for kids to start with [ 17:35 ] Where to place your vending machine [ 24:30 ] What parents and children can expect to learn with a vending machine [ 30:45 ] The most significant frustration with the vending machine industry Links Mentioned: iKrave Vending: http://ikravevending.comiKrave Vending on Instagram: https://www.instagram.com/ikravevendingiKrave Vending on Facebook: https://www.facebook.com/ikravevendingLakinya’s email: ikravevending@gmail.comCandy Machines: https://www.candymachines.comVendingLocator4u: https://vendinglocator4u.comOfferUp: https://offerup.comGreenlight: https://www.greenlightcard.comCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter: https://twitter.com/RF_Freedom

How are you teaching your children to be confident? Today, I am lucky to have Gabrielle “Gabby” Goodwin, founder and CEO of GaBBY Bows. She has been working diligently at perfecting her products, building a brand, and being a student since the age of 7. Gabby’s products can be found on the shelves in 74 Target stores throughout the country.For full show notes and transcript please go to Raising Financial FreedomIn This Episode:[ 2:04 ] The best part of Gabby’s journey[ 5:24 ] How Gabby learned about money [ 8:09 ] What it is like to start a business [ 10:49 ] How Gabby inspires her classmates [ 14:54 ] What people don’t realize about running a business [ 23:19 ] Dreams really do come true in entrepreneurship [ 26:24 ] Avoiding pitfalls in business Links Mentioned: GaBBY Bows: https://gabbybows.comFollow Gabby: Instagram: https://www.instagram.com/gabbybows/ Facebook: https://www.facebook.com/therealgabbybows/ YouTube: https://www.youtube.com/channel/UCWi8ijLdauQrIxPWtmZCI5w Twitter: https://twitter.com/gabbybows Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedomLike us on Twitter: https://twitter.com/RF_Freedom

This episode we go over some key points of things to come from Raising Financial Freedom in the near future. We also would like to thank you the listener for helping our show grow and sharing with other parents, so that all parents know we are here to help them on the journey to a financially fit or free child.Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedomLike us on Twitter: https://twitter.com/RF_Freedom

#011 Did you know research has shown us that 95% of our brains and habits are formed before six? Today, I am lucky to have Jim DeGaetano, the author of The Fruitful Retirement, and Larry The Bunny Saves His Money, the President of Diamond Wealth Advisors, and a keynote speaker on the topics of strategic planning, retirement, and relationship capital. He resides in Carlisle, PA, with his wife Jen and his two kids Anna and Garrett, who have both given their seal of approval to his new best-selling children's book Larry the Bunny Saves his Money.For complete show notes and transcript please got to Raising Financial FreedomLinks Mentioned: Larry the Bunny Saves his MoneyThe Fruitful Retirement: A Financial Framework for Your Life's Greatest ChapterJim’s website: https://www.diamondwealthadvisors.com/Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedomDisclaimer:This post contains affiliate links. If you make a purchase I may receive a commission at no extra cost to you.

#010 Today, I am lucky to have Lane Kawaoka. Lane owns 4,000+ units and where he is responsible for finding investment opportunities, analysis, and marketing. Mr. Kawaoka obtained a BS in Industrial Engineer and MS in Civil Engineering and Construction Management from the University of Washington. In addition to an analytical engineering background, Lane has real world experience in working as a project manager for over $230 million dollars of capital construction projects in both the public and private sector. Working as a high paid professional in Corporate America and frustrated by the traditional wealth building dogma, Lane was compelled to inspire and mentor other working professionals via his top rated podcast at SimplePassiveCashflow.com. For complete show note and transcript please go to Raising Financial FreedomLinks Mentioned: Simple Passive Cashflow: https://simplepassivecashflow.comLane on LinkedIn: https://www.linkedin.com/in/lanekawaoka/Listen to Lane’s podcast: https://podcasts.apple.com/us/podcast/lane-kawaoka/id1353481757Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom

#009 What are you teaching your children about failure? Today, I am lucky to have Gurpreet Padda. Gurpreet helps his physician colleagues develop a cohesive commercial real estate investment strategy based on his lifetime of industry experience. When Gurpreet founded a real estate investment, development, and management company, Red Pill Kapital, he did so with one goal—to help his fellow doctors attain financial independence and practice medicine on their own terms.For complete show note and transcript please go to Raising Financial FreedomLinks Mentioned: Gurpreet’s LinkedIn: https://www.linkedin.com/in/gurpreet-paddaRed Pill: https://redpillkapital.com/Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedomLike us on Twitter:https://twitter.com/RF_Freedom

#008 Do you believe your children are not learning enough about money in school?Today, I am lucky to have Ivan Inspires join the show. He has been an entrepreneur for the last 15 years. Among many things, he is an Inventor, CEO of Head Start 2 Riches LLC, and a father of five children. Since Ivan has a passion for Financial Education and Entrepreneurship, he makes a conscious effort to incorporate all of the valuable lessons he has learned over the years into his work. He believes every child should be given as big of a head start in life as possible. For complete show notes and transcript go to Raising Financial FreedomLinks Mentioned: Ivan’s LinkedIn: https://www.linkedin.com/in/ivan-inspires-51b142147/Head Start 2 Riches: https://www.headstart2riches.com/headstart2richesIvan’s YouTube: https://www.youtube.com/channel/UCs6HIXIQKomVY7uc_wqXP4wIvan’s Instagram: https://www.instagram.com/headstart2riches/Rich Dad: https://www.richdad.comCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedomLike us on Twitter: https://twitter.com/RF_Freedom

#007 Have you ever wondered how you can achieve financial freedom and secure a better future for yourself or your family? Today, I am lucky to have The Millennial Money Woman (Fiona) join the show. The Millennial Money Woman is a personal finance blogger that addresses those needs for all, especially for millennial women who want to step up for themselves and take control of their financial destiny while talking to someone they trust.For complete show notes and transcripts please go to Raising Financial Freedom.Links Mentioned: The Millennial Money Woman: https://themillennialmoneywoman.com/The Millennial Money Woman on Twitter: https://twitter.com/The_MMWThe Millennial Money Woman on Pinterest: https://www.pinterest.com/themillennialmoneywoman/Email: TheMillennialMoneyWoman@gmail.comCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom