Podcasts about Carlisle

Joe Stasyszyn is the director of Unleashed Potential, a basketball skill development company, based in Carlisle, Pennsylvania. He is also a USA Basketball Player Development Coach, Speaker and Clinician at Coach Academies, Gold Camps, and Clinics around the United States and around the world. Joe was also formerly the National Director of Basketball and Youth Fitness at 24 Hour Fitness, where he managed programs in over 450 facilities nationwide. This position gave him the opportunity to work with countless elite NBA and WNBA coaches and players. Joe is a 20+ year veteran coach at the Duke University Basketball Camp.Joe began his coaching career as an assistant coach at Dickinson College and later was the head boys' varsity coach at Carlisle High School in Pennsylvania for 10 years. On this episode Mike and Joe discuss the critical importance of deliberate practice in basketball coaching and player development. Joe emphasizes the need for coaches to implement intentional and measurable training strategies to enhance player performance. He shares that true improvement stems not merely from repetitive actions but from a structured approach that includes competition and feedback during practice sessions. The discussion further highlights the global nature of basketball today, with an emphasis on the collaboration between international coaches and the wealth of knowledge shared through USA Basketball initiatives. Throughout the episode, we explore the profound impact that a dedicated and passionate approach to coaching can have on athletes, regardless of their geographical location. This exchange of ideas serves to elevate the game as a whole, as we all strive to cultivate a higher standard of excellence in basketball.Follow us on Twitter and Instagram @hoopheadspod for the latest updates on episodes, guests, and events from the Hoop Heads Pod.Make sure you're subscribed to the Hoop Heads Pod on Apple Podcasts or wherever you get your podcasts and while you're there please leave us a 5 star rating and review. Your ratings help your friends and coaching colleagues find the show. If you really love what you're hearing recommend the Hoop Heads Pod to someone and get them to join you as a part of Hoop Heads Nation.Have your pen and paper at the ready as you listen to this episode with Coach Joe Stasyszyn from Unleashed Potential & USA Basketball.Email - jstasand1@comcast.netWebsite - unleashed717.comTwitter - @coachs717

A look back at cities in Kentucky that are growing stronger economies and vibrant communities in this segment we call Mondays on Main.

In this episode, The Thoughtful Counselor welcomes Dr. Vanessa Carlisle to discuss her newest co-authored work, Awaken Your Sexuality: A Guide to Connection and Intimacy after Addiction and Trauma. Vanessa and contributing host Dr. Theo Burnes discuss the unique barriers for women and nonbinary people in recovery as they examine their sexualities. Topics addressed include tips and strategies for counselors working with people in recovery about their desires and sexual pleasure. Drs. Carlisle and Burnes also speak about the writing and publication process for authors interested in mental health topics. For more on our guests, links from the conversation, and APA citation for this episode visit https://concept.paloaltou.edu/resources/the-thoughtful-counselor-podcast  The Thoughtful Counselor is created in partnership with Palo Alto University's Division of Continuing & Professional Studies. Learn more at concept.paloaltou.edu

...in which we select the best bits from our second Cumbrian Christmas Cracker, a celebration of all things festive in the historic counties of Cumberland, Westmorland and Lancashire north-of-the-Sands. In the company of historian and author Alan Cleaver; broadcaster and food historian John Crouch; journalist and historian Sue Allan; and musicians Carolyn Francis (fiddle and vocals) and Mike Willoughby (vocals, bouzouki and melodeon), we enjoy a miscellany of nostalgic readings, letters, poems, music and dialect – all recorded live at Theatre by the Lake, Keswick. Join Canon Hardwicke Rawnsley skating on Derwent Water; 'Hunsup through the wood' with the Christmas waits; take a gastronomic journey through Cumbrian culinary history starting with the Romans and their winter Satarnalia; and enter the weird world of wholesome lectures and gymnastics (no rice! no sugar!) at Blennerhasset. Advancing in time, we hear letters from the 1914 Christmas Truce; attempt to make a turkey from breadcrumbs; head 'Down t'Lonnin'' with Sue; then descend on Keswick for the Old Folk's Christmas Do before playing out with the raucous 'Bleckel' Merry Neet'. ...All this and more in the penultimate Countrystride of 2025, before Mark signs off revealing the toys of his childhood, and why Santa won't be downing any bitter this year. Mark and Dave extend to all listeners a very Happy Christmas. If you'd like to be kept informed about future events, simply sign up to our newsletter midway down this page: ountrystride.co.uk You can buy Alan's A Lake District Christmas, which includes various of the readings and poems from the Cumbrian Christmas Cracker – including 'Down't Lonning' here. Sue's book on The Cumberland Bard – Robert Anderson of Carlisle can be found here. Mike and Carolyn play in Striding Edge. More from them can be found here.

Dr. Stephanie Covington and Dr. Vanessa Carlisle continue their conversation with Dr. Rob about awakening sexuality to create a healthy sexual identity, especially after betrayal or trauma. Their new book Awaken Your Sexuality: Seeking Connection and Intimacy After Addiction and Trauma offers a personalized process to learning about your own sexuality, regardless of experiences you have had in the past.    TAKEAWAYS: [1:22] Vanessa's perspective on sex workers.  [6:29] If you love me, you wouldn't do this. [10:13] Betrayed partners get to choose what they are going to do next.  [13:40] Compartmentalizing addictive and betrayal behavior.  [15:52] Creating a healthy sexual partnership.  [19:36] The danger of comparing your sex life to porn.  [22:42] Learning about intimacy from the queer community. [25:29] The shame of non-sexual but intimate couples.  [27:31] Slow moving steps in healing from betrayal.  [31:45] Faith-based sexuality.  [35:36] Awakening your sexuality through a personalized process.    RESOURCES: Sex and Relationship Healing @RobWeissMSW Sex Addiction 101  Seeking Integrity Free Sexual Addiction Screening Assessment Partner Sexuality Survey Dr. Stephanie Covington Dr. Vanessa Carlisle   Seeking Integrity Podcasts are produced in partnership with Podfly Productions.    QUOTES: “It is a fallacy to believe that the people who love us will never hurt us.”  “Betrayed partners get to choose what they're going to do about the situation they're in.”  “Do you want to be in a relationship with someone that you don't respect?”  “You can't use porn as your sex teacher. You've got to use your own body.” 

Dr. Stephanie Covington and Dr. Vanessa Carlisle join Dr. Rob to discuss their new book Awaken Your Sexuality: Seeking Connection and Intimacy After Addiction and Trauma. They discuss the facts and myths of true intimacy, appropriate healing timelines after betrayal, and the danger of believing that sex is the only worthy expression of intimacy in a healthy and committed relationship.    TAKEAWAYS: [3:42] Seeking connection and intimacy after addiction and trauma.  [6:29] A timeline for dealing with trauma during recovery.  [9:46] The role of facing trauma in healing.  [11:15] Addressing the why of addictive behavior. [14:22] The challenge of culture on healthy sexuality.  [17:33] Safety as an aphrodisiac.  [20:20] Moving from betrayal to intimacy.  [22:40] Myths surrounding sex and intimacy.  [25:37] Small steps that lead to true intimacy.    RESOURCES: Sex and Relationship Healing @RobWeissMSW Sex Addiction 101  Seeking Integrity Free Sexual Addiction Screening Assessment Partner Sexuality Survey Dr. Stephanie Covington Dr. Vanessa Carlisle   Seeking Integrity Podcasts are produced in partnership with Podfly Productions.    QUOTES: “Recovery is a slow, slow process.” “Asking why is a way to stay stuck.”  “The depth of our need for sexual connection is not the problem.”  “Safety is an aphrodisiac.”  “Intimacy takes time.” 

Chef Stu is joined by NYC comedian Keith Carlisle for a wildly unfiltered breakdown of Bravo's messiest moments this week. The duo dives headfirst into The Real Housewives of Salt Lake City, unpacking Meredith Marks' emotional spiral, the infamous “friendship commandments,” Angie K's brutal reads, and the escalating High Body Count Hair trademark drama. Plus, thoughts on whether Meredith can ever take accountability, why Heather Gay is quietly running the show, and which housewife might be headed for a full-blown reckoning. They also spill on RHOC casting rumors, including talk of familiar faces possibly returning, what the franchise needs to fix itself, and why Orange County is at a crossroads. On top of the Bravo chaos, Chef Stu and Keith touch on Beverly Hills fatigue, Kyle Richards' ongoing limbo era, and pop culture moments you definitely have opinions about. Sharp, funny, and brutally honest — this episode is a must-listen for Bravo fans who like their recaps messy and unfiltered. Chef Stu Social - send your questions for “Kitchen Quick Fix” Instagram: https://www.instagram.com/chefstuartokeeffe/ Facebook: https://www.facebook.com/chefstuartokeeffe Youtube: https://www.youtube.com/chefstuartokeeffe TikTok: https://www.tiktok.com/@chefstuart?lang=en Chef Stu's Cookbooks & Seasoning: Quick Six Fix - https://amzn.to/49zVeB0 Cook It, Spill It, Throw It: The Not-So-Real Housewives Parody Cookbook - https://amzn.to/49A8UMi Chef Stu Lovely Seasonings - https://chefstuart.com This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or the Hurrdat Media YouTube channel! Learn more about your ad choices. Visit megaphone.fm/adchoices

Carlisle is the only city In County Cumbria, UK and one of the oldest cities, spanning 2,000 years. Someone who hasn't been there quite that long is the marvelous Dr. Steph McCullough, world renowned musical improv director! In this first of a two-part interview, Dr. Steph describes her love of her husband James and her new hometown of Carlisle. In her unique and melodious way, Dr. Steph describes her journey from Chicago to this historic city that is close to Hadrian's Wall, a place she loves to explore. She shares the story of her long distance love affair with James is better than any Hallmark movie, and it brought tears to my eyes. As she lives near Scotland she performed the 2025 Fringe Festival in Edinburgh. We discussed her research project on “seniors” while pursing a Ph.D., interviewing Del Close. Dr. Steph hadn't entered the world of improv yet and wasn't sure she wanted to after meeting with this historic figure. When studying at the IO she met up with Del again. Recently she has created The Improv Lineage Project, a research project that already has 700 participants on their personal improv lineage. You can join the study below. https://improvlineage.com To learn more about Dr. Steph you can visit her YouTube channel for some lessons on musical improv.

Another busy week across the county, and while we of course mention the big story, our focus goes elsewhere as we, as always, look to promote the positives. And there's positives in spades for Chatham Town boss Kevin Hake after an incredible week - he discusses their forthcoming FA Trophy tie against Carlisle and the success of the club's women's team as things just keep getting better for the Chats.Dover may have bowed out of the Trophy themselves, but it's a big weekend for them with free entry for all when they host Eastbourne Borough - we hear from chairman Jim Parmenter about why the club has decided to open their doors to the community and his hopes to make it a day to remember.And it's all going well in the SCEFL for Bearsted - boss Kev Stevens reflects on the win over Rusthall, overcoming an injury crisis and hoping for a positive second half of the season.All that and loads more, including Christmas dinner plans, train troubles and a huge first-world problem... Hosted on Acast. See acast.com/privacy for more information.

Professor Jonathan Healey details King Charles I's failed 1642 attempt to impeach and arrest five MPs, a move driven by Queen Henrietta Maria calling him a "poltroon." This "cinematic" blunder, betrayed by Lady Carlisle, unified Parliament against the King, marking a decisive step toward the English Civil War. 1625 JAMES I.

  Professor Jonathan Healey details King Charles I's failed 1642 attempt to impeach and arrest five MPs, a move driven by Queen Henrietta Maria calling him a "poltroon." This "cinematic" blunder, betrayed by Lady Carlisle, unified Parliament against the King, marking a decisive step toward the English Civil War. 1650

        Professor Jonathan Healey details King Charles I's failed 1642 attempt to impeach and arrest five MPs, a move driven by Queen Henrietta Maria calling him a "poltroon." This "cinematic" blunder, betrayed by Lady Carlisle, unified Parliament against the King, marking a decisive step toward the English Civil War. 1649

Today we interview Lois Lowry about her book, THE GIVER. Lois Lowry has written more than 20 books for young adults and is a two-time Newbery Medal winner. Lowry was born in Honolulu, Hawaii, elementary school in Carlisle, PA, and attended junior high school in Tokyo, Japan. Lowry attended Brown University and majored in writing. She left school at 19, got married, and had four children before her 25th birthday. After some time, she returned to college and received her undergraduate degree from the University of Maine. Lowry didn't start writing professionally until she was in her mid-30s. We enjoy a wide-ranging and funny conversation with this beloved author.

Today we interview Lois Lowry about her book, THE GIVER. Lois Lowry has written more than 20 books for young adults and is a two-time Newbery Medal winner. Lowry was born in Honolulu, Hawaii, elementary school in Carlisle, PA, and attended junior high school in Tokyo, Japan. Lowry attended Brown University and majored in writing. She left school at 19, got married, and had four children before her 25th birthday. After some time, she returned to college and received her undergraduate degree from the University of Maine. Lowry didn't start writing professionally until she was in her mid-30s. We enjoy a wide-ranging and funny conversation with this beloved author.

Actress June Squibb on her lead role in Scarlett Johansson's debut feature Eleanor the Great, in which a woman in her 90s moves back from Florida to Manhattan and forms a friendship with a young journalism student - the film explores themes of grief, the Holocaust, truth and lies. Jenny Colgan pays tribute to her fellow bestselling novelist Sophie Kinsella, whose death was announced today. From the daring heist on the Louvre in Paris in October to the theft of Matisse artworks from Brazil's second-largest library just this week, we discuss 2025's spate of museum heists with investigative journalist Riah Pryor and with Sunna Altnoder of UNESCO, who have recently opened a Virtual Museum of Stolen Cultural Objects.Artist Michael Fullerton discusses the symbolism in his portraits of asylum seekers, painted during his time working in the kitchen of a hotel in Carlisle, and which are on display at Edinburgh's City Art Centre until March.Presenter: Kirsty Wark Producer: Mark Crossan

Youth sports can shape our kids in powerful ways on and off the field. In this episode of Raising Us, Elise Hu sits down with Managing Director of Olympics and Action Sports at Octagon Peter Carlisle to explore how early experiences in sports can build confidence, character, and lifelong resilience. Peter unpacks the hidden pressures young athletes face today, practical ways parents can nurture a positive sports environment, and how to keep the joy in the game—whether your child dreams of the pros or simply wants to play with friends. Key Takeaways:Encourage a child serious about a sport by allowing them be serious about that sport. Model how you handle pressure, disappointment, or excitement around sports for your kids.Remind your child that the journey to becoming better is more important than the result.Participate in sports with your kids to help foster a love for the game together.Mental toughness is picking yourself up, again and again.⏱️ Timestamps:Keep the conversation going at home with our FREE Conversation Kit companion guide: https://delivery.shopifyapps.com/-/cc6c0ad17d3a1509/ca157ff5fe63063cFollow Peter Carlisle: https://www.instagram.com/pscpwmFollow Octagon Olympics & Action Sports: https://www.instagram.com/octagonoasNew episodes every Tuesday:YouTube: https://www.youtube.com/@AKidsCoApple: https://podcasts.apple.com/us/podcast/raising-us-a-parenting-podcast/id1552286967Spotify: https://open.spotify.com/show/2bIRVxM8hbriNxydkSv6VGOr wherever you get your podcasts.

It's Monday 8th December 2025 and in this evening's show we go over yesterday's thumping victory over Carlisle United in front of the TNT TV cameras, as Blackpool progressed to the third round of the FA Cup over Mark Hughes' Cumbrians. We also react to the Cup draw which was made earlier and look ahead to a big league game away at Rotherham tomorrow on Wednesday night and Lincoln at home on Saturday. And the less said about Harrogate, the better. AUDIO PODCASTYou can listen to the audio (enhanced quality) version of the podcast ‘in your ears' by clicking this link https://podfollow.com/seasiders-podcast or from all good podcast listening apps.VIDEO PODCASTWatch all video podcast on our YouTube channel at: https://www.youtube.com/@seasiderspodPATREONIf you would like to help support our show, say thanks for the pods and help us pay for software, hosting, equipment, etc., please consider joining our Patreon supporter program at: https://www.patreon.com/seasiderspod And in return for your generous patronage, you'll get a Seasiders Podcast premium pass. This gives you all the podcasts ad-free, exclusive patron-only content and access to our private patron WhatsApp group containing us and all other patrons.You can follow and listen to the pod on these platforms:https://x.com/seasiderspodhttps://www.seasiderspodcast.co.ukhttps://www.facebook.com/seasiderspod Hosted on Acast. See acast.com/privacy for more information.

Dozens of flights and ferry sailings have been cancelled due to strong winds and heavy rain. British Airways cancelled its first wave of domestic departures, while Aer Lingus Regional has grounded many flights between Great Britain and the island of Ireland – Belfast City and Dublin. Most Irish Sea ferry sailings are cancelled. And on the trains, ScotRail has imposed speed restrictions on lines to Carlisle, Inverness and beyond.This podcast is free, as is Independent Travel's weekly newsletter. Sign up here to get it delivered to your inbox. Hosted on Acast. See acast.com/privacy for more information.

The first model trains were created by the German company Märklin as tinplate trains with clockwork wind-up mechanisms in 1890. In 1896, American engineers Carlisle & Finch created the first electric-powered train using a 10-volt motor and liquid chromite batteries. Then in 1901, Joshua Lionel Cowen created the first true electric model train called the Electric Express for a New York toy manufacturer window display. This launched the model train industry that grew to its hight point in the 1950s. Model trains become a defining part of American youth culture. The image of the train around the base of the Christmas tree became an iconic image of Americana. That history and legacy is still alive, and today once again the electric train is seeing a resurgence in American life.  #BardsFM_TheAmericanBrand #ModelElectricTrains #BuildingDreams Bards Nation Health Store: www.bardsnationhealth.com EnviroKlenz Air Purification, promo code BARDS to save 10%:www.enviroklenz.com EMPShield protect your vehicles and home. Promo code BARDS: Click here MYPillow promo code: BARDS >> Go to https://www.mypillow.com/bards and use the promo code BARDS or... Call 1-800-975-2939.  White Oak Pastures Grassfed Meats, Get $20 off any order $150 or more. Promo Code BARDS: www.whiteoakpastures.com/BARDS BardsFM CAP, Celebrating 50 Million Downloads: https://ambitiousfaith.net Morning Intro Music Provided by Brian Kahanek: www.briankahanek.com Windblown Media 20% Discount with promo code BARDS: windblownmedia.com Founders Bible 20% discount code: BARDS >>> TheFoundersBible.com Mission Darkness Faraday Bags and RF Shielding. Promo code BARDS: Click here EMF Solutions to keep your home safe: https://www.emfsol.com/?aff=bards Treadlite Broadforks...best garden tool EVER. Promo code BARDS: TreadliteBroadforks.com No Knot Today Natural Skin Products: NoKnotToday.com Health, Nutrition and Detox Consulting: HealthIsLocal.com Destination Real Food Book on Amazon: click here Images In Bloom Soaps and Things: ImagesInBloom.com Angeline Design: AngelineDesign.com DONATE: Click here Mailing Address: Xpedition Cafe, LLC Attn. Scott Kesterson 591 E Central Ave, #740 Sutherlin, OR  97479

Flo und Nadine feiern den siebten Dezember mit einer absolut herrlichen Outfitrunde für die komplette Twilight-Crew. Von Roses seidigem Weihnachtskleid über Emmetts Smoking wider Willen bis hin zu Charlies Christmas Jumper oder der Frage, ob Alice ihn längst heimlich einkleidet. Dazu kommen modische Fehlgriffe wie Mikes Fedora und Jessicas französischer Bonnet, während Carlisle und Esme eher auf schlichte Eleganz setzen. Neben all den Fashionfantasien sprechen Flo und Nadine über das abgeschlossene erste Buchstabenwort ihres Adventsrätsels und warum ihre persönliche Weihnachtsmode oft ganz anders aussieht. Eine Folge voller Bildern im Kopf, freundschaftlichem Chaos und purem Twilightspaß.Teilnahmebedingungen: Teilnahme ab 18 Jahren. Eine Barauszahlung des Gewinns ist ausgeschlossen. Zur Teilnahme muss der Instagram Beitrag vom 23. Dezember kommentiert werden, ohne das Lösungswort zu nennen. Das Lösungswort wird ausschließlich per Direktnachricht an uns gesendet. Der Teilnahmezeitraum läuft vom 23. bis 31. Dezember 2025. Nach Ablauf des Gewinnspiels wird unter allen gültigen Einsendungen ausgelost und der Gewinner oder die Gewinnerin per Direktnachricht informiert. Instagram steht in keiner Verbindung zu diesem Gewinnspiel.Hier geht es zu unserem Discord-BuchclubHier könnt ihr uns über Steady unterstützen: Bei Steady unterstützen"Das Reich der sieben Höfe - Dornen und Rosen": Hier bestellen (Werbung/Affiliate)"Die Teerose" bestellen: Hier bestellen (Werbung/Affiliate)"House of beating Wings": Hier bestellen (Werbung/Affiliate)Folge uns doch gerne auch auf instagram: @zweifreundinnen_undeinbuch Hosted on Acast. See acast.com/privacy for more information.

One in six women will experience sexual violence in her lifetime. Behind that number are countless untold stories of trauma, survival, and the difficult journey toward reclaiming intimacy. Dr. Vanessa Carlisle helps us understand what that means and how healing is possible. Dr. Carlisle is a renowned expert in sex, sexuality, gender, addiction, and trauma, and the author of Awaken Your Sexuality: A Guide to Connection and Intimacy after Addiction and Trauma. She brings a wealth of knowledge and compassion to the conversation, guiding survivors toward connection, empowerment, and renewed intimacy.  

Today Rachel is joined once again by author Savannah Carlisle to talk about her new book Christmas at Pine Ridge Inn and to help us recap Melt My Heart this Christmas To pick up Christmas at Pine Ridge Inn https://amzn.to/49DkYPL (ad) For more on Savannah go to https://savannahcarlisle.com/ Today save on the perfect gift by visiting AuraFrames.com to get $35 off Aura's best-selling Carver Mat frames - named #1 by Wirecutter - by using promo code HALLMARKIES To get 15% off your next gift, go to https://www.uncommongoods.com/podcast/hallmarkies for 15% off! Uncommon Goods. We're all out of the ordinary. Here is our worst ever non-Christmas https://podcasts.apple.com/us/podcast/ranking-the-worst-non-christmas-hallmark-movies/id1296728288?i=1000628218022 Listen to all our Christmas episodes https://www.youtube.com/watch?v=ZzMrUJPOAE4&list=PLXv4sBF3mPUDo41tHqhkjHCvedmZwLzHx Follow Rachel on letterboxd https://letterboxd.com/Rachels_reviews/ Our Christmas podcasts are at https://www.youtube.com/watch?v=X4f2KtBPzUE&list=PLXv4sBF3mPUDo41tHqhkjHCvedmZwLzHx All of our book author interviews https://www.youtube.com/watch?v=Bj20DGG6Z70&list=PLXv4sBF3mPUDQ54OYA58SSnTBpoc6slo7 Join us over on Patreon! http://www.patreon.com/hallmarkies Check out our merch: https://www.teepublic.com/stores/hallmarkies Send us your feedback at feedback@hallmarkiespodcast.com Or call +1 (801) 855-6407 Follow Rachel on twitter twitter.com/rachel_reviews Follow Rachel's blog at http://rachelsreviews.net Follow Rachel's Reviews on youtube https://www.youtube.com/c/rachelsreviews Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Grab your pearls, straighten your bow ties, and get ready for a conversation as dazzling as a Broadway marquee! Today we welcome a legend, an actress, a singer, a style icon and the undisputed queen of panel shows. You've seen her on the silver screen, you've watched her on "What's My Line" and saw her charm contestants on "To Tell the Truth." And you may have even caught her live on stage, maybe at the Melody Top in Milwaukee. Now enjoy a few minutes in the world of old Hollywood, Broadway and high society with Kitty Carlisle.

This week we welcome the incredible KT Carlisle, author of the YA paranormal thriller I Know What I Saw. KT takes us through Bigfoot country, emotional survival, found family, horror folklore, and how growing up in rural Vermont shaped her storytelling. We also get deep, chaotic, and occasionally unhinged (Bigfoot erotica, anyone?).In this episode: • Farewell to Sink Pickle • Dina's cult paintball eye-trauma incident • Bigfoot stories & cryptid folklore • Why KT moved 30+ times • Tornado survival & the anxiety of sirens • YA writing, trauma representation, & emotional honesty • The powerful reason KT donates all book royalties • Bigfoot Erotica dramatic reading in a Minnesota accent • Storytime: small-town horror, and Costco cart dramaAbout KT Carlisle KT is the author of I Know What I Saw, a YA paranormal murder mystery rooted in Bigfoot folklore and 90s vibes. Her next novel, Intuition, dropped Halloween 2025. She co-hosts Our Relationship With Writing podcast and donates all book proceeds to the National Domestic Violence Hotline.Get the Book: https://a.co/d/07zCNuACharity Spotlight: National Domestic Violence Hotline ☎️ 1-800-799-SAFE

Our November episode of GirlSpeak honors US National Native American Heritage Month through exploring girls' letters who attended Carlisle Federal Indian Boarding School. Thousands of children were forced to attend these schools across North America for over 100 years. It is a heart-breaking and devastating history that is still very much alive today in the memories of many adults.Thank you to the Native American Boarding School Healing Coalition for making these records available.To learn more, here are the full digitized collection of records from the Carlisle Indian School Digital Resource Center. Abbie Somers: https://carlisleindian.dickinson.edu/node/7414Ada Crouse: https://carlisleindian.dickinson.edu/node/4805Agnes Waupano: https://carlisleindian.dickinson.edu/node/5786Alice Logan: https://carlisleindian.dickinson.edu/node/5542Alice Schuyler: https://carlisleindian.dickinson.edu/node/6793Amy Atsye: https://carlisleindian.dickinson.edu/node/6577 

"Get us re-listed. You have 12 months." When Crissy Carlisle walked into HealthSouth in 2005, the FBI had already raided the building. The company held the distinction of being one of the largest frauds in American history. She filed six years' worth of 10-Ks in 12 months, deploying such autocratic leadership that she earned the label "dictator." Then she did something remarkable: she spent the next two years consciously rebranding herself. This is the story of a leader who refuses to be defined by crisis or constrained by labels. From PricewaterhouseCoopers to Summit Behavioral Healthcare, Carlisle has built a career on walking into impossible situations and transforming them through strategic vision and radical self-awareness. Her secret? Understanding that even when you deploy the right leadership style, there are consequences. And having the courage to evolve anyway. "I went from chicken little to now people say, 'How do you stay so calm in these situations?' My response is generally: years of practice." Today, as CFO of Summit Behavioral Healthcare, Carlisle brings decades of high-stakes experience to behavioral health's most pressing challenges. But her most powerful lesson came from managing an accounts payable team who taught her that while some people are motivated by promotions, others just want to wear jeans. The revelation changed everything about how she builds and leads teams. In this episode of Inspiring Women with Laurie McGraw, discover why removing "I don't have time" from your vocabulary might be the most important leadership decision you make. From being the only woman at investor conferences to consciously surrounding herself with people who think nothing like her, Carlisle reveals how strategic leadership isn't about having all the answers. It's about asking better questions. For Crissy Carlisle, leadership isn't about getting rich and famous. It's about serving patients well and knowing everything else will follow. In a healthcare system desperate for strategic financial leadership, she's proof that the best CFOs don't just manage costs. They reimagine what's possible. Key Insights: Why deploying autocratic leadership successfully still required two years of rebranding How managing accounts payable taught her more about leadership than managing MBAs The mental shift from "I don't have time" to "That's not a priority today" Why finding common ground through Alabama football changed everything How to build teams with people who think nothing like you About the Guest: Crissy Carlisle serves as CFO of Summit Behavioral Healthcare, bringing 30+ years of experience from PricewaterhouseCoopers, HealthSouth (now Encompass Health), and taking companies public. She navigated one of the largest corporate frauds in American history, transforming from "dictator" to strategic visionary through conscious leadership evolution. Her personal mission: walk by faith, give with a generous heart, and make a difference in the lives of others. Health Podcast Network Chapters 00:00 Introduction  3:06 From Auditor to Healthcare CFO  5:44 Leadership Lessons from HealthSouth  6:54 Rebranding After 'Dictator' Label  10:08 Choosing to Change Your Leadership  14:00 Building Diverse-Thinking Teams  15:51 Being the Only Woman in the Room  19:53 Priorities Over Excuses  21:49 Career Advice: Assess, Learn, Build Guest & Host Links Connect with Laurie McGraw on LinkedIn Connect with Crissy Carlisle on LinkedIn Connect with Inspiring Women Browse Episodes | LinkedIn | Instagram | Apple | Spotify

In Harrisburg, key legislative leaders appear to be in agreement on a budget deal, which would end Pennsylvania's months-long budget impasse. The news broke late last night - and legislators in both chambers are expected to return this morning to approve the deal. Meantime in Washington, the Senate passed a bill to reopen the federal government late Sunday night, and the House is expected to take their first look at the bill today. In order to pass the budget bill, eight Democratic Senators broke rank with their party to reach a deal with Republicans to end the federal government shutdown. Pennsylvania Senator John Fetterman was among them. Some House members from Pennsylvania say it was a bad idea. Environmentalists have filed a lawsuit to stop the expansion of a major natural gas pipeline system in Pennsylvania and New Jersey. The project would include ten miles of new pipe in Lancaster County and an expanded compressor station in Chester County. A 27-year-old Carlisle woman is being charged with murder in connection with the death of her daughter. Annjalee Nunez is being charged more than two years after her 2-year-old daughter died from fentanyl toxicity. An EMS funding crisis is forcing some Berks County communities to consider new taxes or fees. Only about a dozen of Berks County's 72 municipalities have a designated EMS tax, according to reporting by our partners at Spotlight PA. A popular area state park campground will be closing for upgrades next year. Gifford Pinchot State Park, located in York County, will close its campground after Labor Day in September of 2026 and remain closed through 2027. Yesterday was Veterans Day – and we end today with the story of a Lancaster County soldier whose remains were just returned to his family in September.Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.

Brad and Ryan break down a rough night in Indy as the Pacers fall to the previously winless Brooklyn Nets — a loss that felt like a gut punch for a team fighting through a brutal stretch of injuries. Despite strong efforts from Ben Sheppard, Jay Huff, and 10-day signee Jeremiah Robinson-Earl (15 rebounds), Indiana couldn't overcome another cold shooting night from the field and a wild free throw disparity. With five of the next six on the road and the roster still banged up, the guys ask the question no one wants to yet: Is it time to throw in the towel and embrace the tank? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Karen and Ashley talk with students at Carlisle High School about their upcoming musical, Chicago (Teen Edition). Performances November 14-16, 2025. Find more information at https://carlisleactivities.org/sports/drama/index

Charlotte Greenway in for Nick and joined by Jane Mangan first off to continue to look back on the international action that we've enjoyed over the last few days starting at the Breeders' Cup and the European achievements before moving onto Melbourne on where we hear from Melbourne Cup winning jockey Jamie Melham who Nick called up with the day after her big success. Next attentions turn to the jumps as Rebecca Curtis weighs up the pros and cons of the Betfair Chase at Haydock over the Coral Gold Cup at Newbury for Cheltenham Festival and Irish National winner Haiti Couleur. Olly Murphy, who has Resplendent Grey in both races, shares his likely plans for the recent Carlisle winner as well as discussing some of his other brightest stars, including Jonbon and Douvan's half brother. Jane takes a look at the Clonmel Oil Chase tomorrow featuring three high class horses including Il Etait Temps who could be set for a big season and also an intriguing mares contest on the same card. We also hear from one of the latest jockeys to join the training ranks Nick Schofield, who sends out his first runner tomorrow, before wrapping up the show with our regular Wednesday update from Hong Kong with JA McGrath.

Charlotte Greenway in for Nick and joined by Jane Mangan first off to continue to look back on the international action that we've enjoyed over the last few days starting at the Breeders' Cup and the European achievements before moving onto Melbourne on where we hear from Melbourne Cup winning jockey Jamie Melham who Nick called up with the day after her big success. Next attentions turn to the jumps as Rebecca Curtis weighs up the pros and cons of the Betfair Chase at Haydock over the Coral Gold Cup at Newbury for Cheltenham Festival and Irish National winner Haiti Couleur. Olly Murphy, who has Resplendent Grey in both races, shares his likely plans for the recent Carlisle winner as well as discussing some of his other brightest stars, including Jonbon and Douvan's half brother. Jane takes a look at the Clonmel Oil Chase tomorrow featuring three high class horses including Il Etait Temps who could be set for a big season and also an intriguing mares contest on the same card. We also hear from one of the latest jockeys to join the training ranks Nick Schofield, who sends out his first runner tomorrow, before wrapping up the show with our regular Wednesday update from Hong Kong with JA McGrath.

durée : 00:59:17 - Banzzaï du mercredi 05 novembre 2025 : Au fil de l'eau - rediffusion - par : Nathalie Piolé -

JoAnne Bianco, senior investment strategist at BondBloxx, says that she doesn't expect there to be a need for a protracted cycle of rate cuts and makes the case that the Federal Reserve and the economy might be best served by stopping after one more cut, even if it waits through December to do it. Bianco says that markets -- particularly equity markets — want rate cuts — want rate cuts but could be overly optimistic about the impact that reductions would have when it comes to promoting spending, helping the labor market and more. Kendall Dilley, portfolio manager, Vineyard Global Advisors says "It's a really healthy bull market right now" with the potential for the Standard & Poor's 500 to top 7,000 by year's end. Dilley added that the charts aren't showing the kind of big tops that suggest that momentum is starting to wane, so while valuations are elevated and "the market has priced in a lot of good news," he still thinks declines should be viewed as buying opportunities. Ravi Chintapalli, portfolio manager on the Nuveen Global Fixed Income team, says that he has never seen a high-yield market that has been higher quality than what he is seeing now. That helps to explain tight spreads, and suggests investors shouldn't shy away from high-yield because they're being compensated for "the true level of default risk in the market."  In the Market Call, Tobias Carlisle, founder of the Acquirers Funds, talks deep-value investing and how it works in a market dominated by a few big names. Carlisle recently wrote a book comparing the value investing tactics of Warren Buffett with "The Art of War" tactics of Sun Tzu.

This week, Ste sits down with Carlisle Studer, the “CEO of Girl Science,” to explore wellness through intuition and self-experimentation. From beauty standards and birth control to eating disorders and histamine intolerance, Carlisle's journey reveals why so many women feel unseen by conventional medicine, and how tuning back into your body can change everything. They unpack: ✨ How to rebuild trust with your body's signals ✨ Why nervous system chaos shows up as puffiness, fatigue, or hormonal imbalance ✨ Rituals for restoring lymphatic flow, emotional balance, and creative energy ✨ The hidden costs of birth control, SSRIs, and wellness culture This episode is for anyone ready to stop outsourcing their health and start reclaiming the wisdom of their own body. Radical Health Radio is produced by Heart & Soil, founded by Dr. Paul Saladino, MD. Our mission is to help you reclaim your birthright to radical health through the most nutrient-dense foods on the planet.

Jason gives away another set of tickets to see Brandi Carlisle in February. Then - what's grinding your gears this week? It's time for "ENOUGH!!!"

“My trauma is no longer telling me what to do every day the way that it once was.” Vanessa Carlisle Dr. Vanessa Carlisle (they/them)—author, coach, educator, and longtime advocate for sex-working communities—joins me to explore healing after trauma, the complex overlap between sexuality and addiction recovery, and what it means to rebuild connection with self and others. We also discuss Vanessa's end-of-life care work as a death doula, the role of grief in recovery, and their new book Awaken Your Sexuality: A Guide to Connection and Intimacy After Addiction and Trauma (co-authored with Dr. Stephanie Covington). Key Takeaways: Recovery & sexuality must talk to each other. Addiction treatment often sidelines sex and intimacy; Vanessa argues healing is stronger when trauma work and sobriety/harm-reduction progress together.   An inclusive roadmap. Awaken Your Sexuality centers women, non-binary, and gender-expansive people—and makes space for those with or without substance/process addictions who still carry trauma's imprint on intimacy.  Ditch the shame, keep the choice. Critiquing beauty culture isn't a license to stigmatize personal choices (Botox, fillers, femininity); acceptance means honoring each person's body story without sliding into trans- or fem-phobia.   Grief is part of sexual healing. Loss—of people, time, safety, or identity—often blocks connection. Naming and working through grief opens the door to pleasure, intimacy, and self-trust.   Lessons from end-of-life care. As a death doula, Vanessa notes common patterns near death (visions of loved ones, “trip” metaphors, altered communication) and offers reassurance to families navigating those moments.   Principled boundaries + language matter. Use people's pronouns, respect lived experience, and couple personal history with research-driven practice to reduce stigma and improve care.   Support the ecosystem. Pre-order or purchase from independent bookstores to keep vital third places alive. Buy Awaken Your Sexuality: A Guide to Connection and Intimacy after Addiction and Trauma Amazon: https://amzn.to/46J3HkV Bookshop.org: https://bookshop.org/a/54587/9781636340920   Connect with Vanessa Website: https://www.vanessacarlisle.com/ Instagram:https://www.instagram.com/vanessacarlisle/ Connect with Mike Website: https://uncorkingastory.com/ Youtube: https://www.youtube.com/channel/UCSvS4fuG3L1JMZeOyHvfk_g Instagram: https://www.instagram.com/uncorkingastory/ TikTok: https://www.tiktok.com/@uncorkingastory Twitter: https://twitter.com/uncorkingastory Facebook: https://www.facebook.com/uncorkingastory LinkedIn: https://www.linkedin.com/company/uncorking-a-story/ If you liked this episode, please share it with a friend. If you have not done so already, please rate and review Uncorking a Story on Apple Podcasts, or wherever you get your podcasts. #UncorkingAStory #VanessaCarlisle #AwakenYourSexuality #TraumaInformed #AddictionRecovery #SexualHealing #Intimacy #GriefAndLoss #DeathDoula #SomaticHealing #LivedExperience #BookTalk Learn more about your ad choices. Visit megaphone.fm/adchoices

Host Kyle Macdonald and CEO Jason Manwaring break down how renewed 1031 exchanges and 100% bonus depreciation are reshaping the 2025 real estate market. They discuss how these policies free up liquidity, spur new transactions, and influence investor behavior—plus why capital raising and lending activity is roaring back to pre-pandemic levels. This episode dives into what's fueling the rebound: declining vacancies, a slowdown in new construction, easing rates, and major institutional inflows from firms like Blackstone, Brookfield, and Carlisle. Kyle and Jason also share how investors can position themselves to buy quality assets ahead of a potential multi-year rate-cut cycle. What You'll Learn: How the return of full bonus depreciation and 1031 exchanges is boosting liquidity Why tax strategy alone isn't enough—the asset itself still has to perform Early signs that commercial real estate activity and loan originations are rebounding Insights into multifamily, industrial, and office recovery trends Why institutional money is pouring back into U.S. real estate What a likely rate-cut cycle means for investors buying now ⚠️ Disclaimer: This conversation is for educational purposes only and should not be taken as tax, legal, or investment advice. Consult a qualified professional for guidance on your specific situation.

In this bonus episode of Window Dressing, Frank Calvillo (from the fabulous podcast What Ever Happened to Bette and Joan) and I discuss the late Diane Keaton. We focus on two music videos she directed for Belinda Carlisle in the late 1980s: Heaven Is a Place on Earth and I Get Weak.

Guests: Daria Monroe & Allie CarlisleMinistry: Women's Hope Medical Clinic & Hope Adoptions - Auburn, ALPositions: (Daria) CEO, (Allie) Administrative DirectorTopic: an overview of recent developments at the ministry and preview of the Walk for Life + 5K November 8, 2025 at the Opelika Sportsplex Faith Radio Community Calendar LinkRegistration LinkMinistry Website: womenshope.org

Guests: Daria Monroe & Allie CarlisleMinistry: Women's Hope Medical Clinic & Hope Adoptions - Auburn, ALPositions: (Daria) CEO, (Allie) Administrative DirectorTopic: an overview of recent developments at the ministry and preview of the Walk for Life + 5K November 8, 2025 at the Opelika Sportsplex Faith Radio Community Calendar LinkRegistration LinkMinistry Website: womenshope.org

Cold mornings, warm afternoons, and a full-on sprint through two of the best swap meets in the country. We dive into Fall Carlisle and Hershey with real numbers, real buys, and no fluff—how we scored rare early Ford parts in bulk, why a flood-saved stash of '34 pickup pieces turned into a nail-biter negotiation, and what actually sells when you've only got two hands and a wagon. From fair pricing to honest haggling, we share the playbook that keeps buyers happy and inventory moving.We talk strategy before we talk scores: why weather shifts your best shopping day, how Facebook vendor groups can save you miles of walking, and the simple rule that “carriables” beat trailer queens when it's time to pack up. Then it's into the finds—Packard senior headlights you can't fake, a killer '32 grille with the right bones, flathead intakes at old-school money, and a Columbia surprise that checked off a friend's entire shopping list. We also get candid about the current market: sign dealers flooding the fields, ENJ headlight prices swinging from sensible to wild, and the frustration of unpriced booths that send buyers chasing “the one person” with authority.Underneath the parts stories is the community that makes these meets special. A curved-dash Olds giving rides past rows of vendors. A Swedish container crew coordinating across fields. A UK collector geeking out over porcelain Ford signs. That mix is why we keep telling people to show up, set up, and help keep these events alive. If you care about Hershey and Carlisle, the best way to protect them is to participate—vend a table, bring your extras, shop fairly, and share what you learn.Hit play for tactics, trends, and the finds we'll be talking about all winter. If you enjoyed this, subscribe, leave a quick review, and tell a friend who needs a Hershey push. What was your best score—or your biggest miss—this yearCheck out our website!! - www.irontrapgarage.comDon't forget to listen to our weekly podcast!! - https://open.spotify.com/show/09WnyHe97uUrMkeXF6dQIL?si=dObfWrBKTyqP42qwrO5vjw- Get 10% Off Your Eastwood Order With The Coupon Code ITG10 At Checkout * Some Products Excluded -  https://glnk.io/73rnx/irontrap  Wanna send us something?Iron Trap GaragePO Box 6New Berlinville, PA19545Matt's Instagram - @irontrap - https://www.instagram.com/irontrap/Mike's Instagram - @mhammsteak - https://www.instagram.com/mhammsteak/Iron Trap Parts Instagram - @irontrapfinds - https://www.instagram.com/irontrapfinds/Iron Trap eBay - https://www.ebay.com/usr/irontrapgarage/Email us - irontrapgarage@gmail.com

Welcome back to this weeks episode of One For The Road, where I am joined by Dan Bateman who is a 36 year old podcaster from Carlisle, who has struggled with addictions all his life. He is using his podcast, Be The Best Version Of Yourself to share his journey and struggles to help others. Facebook - https://www.facebook.com/share/168UqswvBw/?mibextid=wwXIfr X - https://x.com/bethebestvy?s=21 TikTok - https://www.tiktok.com/@dan_batemannn?_t=ZN-8zTXi8d4NGA&_r=1If you want to connect with me via Instagram, you can find me on the instahandle @Soberdave https://www.instagram.com/soberdave/or via my website https://davidwilsoncoaching.com/Provided below are links for services offering additional help and advice.www.drinkaware.co.uk/advice/alcohol-support-serviceshttps://nacoa.org.uk/Show producer- Daniella Attanasio-MartinezInstagram - @TheDaniellaMartinezhttps://www.instagram.com/thedaniellamartinez/www.instagram.com/grownuphustle Hosted on Acast. See acast.com/privacy for more information.

Welcome to a new season of Movers & Shapers: A Dance Podcast, hosted by Erin Carlisle Norton, choreographer and Artistic Director of The Moving Architects. In this update episode, Erin shares what she's been up to, including the company's site-specific project Where She Once Stood, which brought Montclair's Crane House & Historic YWCA to life through dance, history, and storytelling. This podcast is made possible this season by The Ohio State University Dance Department's Dance Preservation Grant and a generous anonymous donor. Special thanks to both for supporting the podcast and helping preserve and share dance stories with artists and audiences everywhere. Erin also previews the season ahead, featuring interviews with dancers, choreographers, and leaders shaping contemporary dance today. Tune in for stories, insights, and artistry that continue to inspire, guide, encourage, and connect the dance community. Movers & Shapers: Instagram & Facebook Learn more about The Moving Architects' recent dance project  “Where She Once Stood”  and preview "Where She Once Stood" on State of the Arts. Connect with the podcast and Erin! info@themovingarchitects.org or our Movers & Shapers Instagram.

Giuseppe Castellano talks to illustrator, artist, and author, Emma Carlisle, about how an illustration practice can be a bit of a whirlwind; why some illustration advice is infantilzing; why finding joy in your art is more important than it sounds; and more.To learn more about Emma, visit emmacarlisle.com.Artists mentioned in this episode include: London Ladd, Helen Stephens, Beth Spencer If you find value in this podcast, you can support it by subscribing to our best-selling publication, Notes On Illustration, on Substack. Among other benefits, you will gain access to bonus episodes we call “Extra Credit”. | Visit illustrationdept.com for offerings like mentorships and portfolio reviews, testimonials, our alumni showcase, and more. | Music for the podcast was created by Oatmello. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In the journey toward healing, survivors often find that intentional practices like sober sex foster a deeper emotional and physical intimacy, essential for their trauma recovery. This emphasis on connection stands in stark contrast to much mainstream sexual messaging, which frequently excludes the necessary emotional components for true sexual well-being. Development of safe relationships is threatened when media and politics overstep their bounds, making autonomous sexual expression and recovery a constant social and personal endeavor.*This episode explores human sexuality and is intended for mature listeners.. To lay the foundation for how intimacy is the cornerstone of sexual wellbeing, Harvesting Happiness Podcast Host Lisa Cypers Kamen speaks with two authors and experts in trauma and sexuality, Dr. Stephanie Covington and Dr. Vanessa Carlisle. Discussing their co-authored book, Awaken Your Sexuality: A Guide to Connection and Intimacy after Addiction and Trauma, Dr. Covington and Dr. Carlisle explore its core principles from various viewpoints. In the book, they examine the diverse facets of human sexuality, including the issues of entitlement and control that frequently surround it. This episode is proudly sponsored by:CB Distillery—Offers natural and convenient CBD gummies and other plant-powered remedies. Visit http://cbdistillery.com/ and use promo code HHTR to get 25% off your order.and OneSkin—Offers longevity-focused skincare products designed to target skin health at the cellular level. Visit http://oneskin.cond use promo code HHTR to get 15% off your order. Like what you're hearing?WANT MORE SOUND IDEAS FOR DEEPER THINKING? Check out More Mental Fitness by Harvesting Happiness bonus content available exclusively on Substack and Medium.

Owner & Publisher of Bleed Tech Blue Ben Carlisle joins the Voice of the Bulldogs Kyle Schassburger on Tech Drive. Carlisle went to Tech, pitched for Tech, and covers Tech. The Shreveport native delivers his story of balancing life as a family man and farmer, while still providing a place for fans to interact and consume content about the Bulldogs & Lady Techsters.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

  SCOTUS declines to consider appeal by Oak Flat protectors   CTSI opens new off-reservation housing development in central Oregon   Cheyenne and Arapaho Tribes start return of 16 Carlisle students  

Are You Missing Out on Real Estate's Best-Kept Secrets? Imagine investing in properties where: Tenants fix their own roofs You can boost income with a few tech upgrades Most investors are too scared to even look This episode reveals two underground real estate niches that could change your wealth strategy forever: Mobile Home Parks and Parking Lots Special Guest: Kevin Bupp, an investor with over $1 BILLION in real estate transactions under his belt shares how everyday investors are building wealth in places others overlook. Grab your FREE real estate investment white papers and unlock hidden wealth strategies at InvestwithSunrise.com  Resources: Text FAMILY to 66866 Call 844-877-0888 Visit FreedomFamilyInvestments.com/GRE Show Notes: GetRichEducation.com/574 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00    Welcome to GRE. I'm your host. Keith Weinhold, talking about first mobile home park investing and then investing in parking lot assets. What makes them profitable? What gets investors excited about mobile home parks and parking lots? What are the risks and what's the future of both of these real estate asset classes? All with a terrific guest today on get rich education.   Keith Weinhold  0:28   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or send a text now it's 1-937-795-8989, yep, text their freedom. Coach, directly. Again, 1-937-795-8989,   Corey Coates  1:40   you're listening to the show that has created more financial freedom than nearly any show in the world.This is get rich education.   Keith Weinhold  1:56   Welcome to GRE from Burlington, Vermont to Burlington, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you are inside get rich education. We are all firmly in the fall season. Now, autumn, if you prefer. And as we often do, we're discussing residential real estate investing today, but it's two different and distinct niches within that, and I guess they both have to do with wheels, as it turns out, mobile home parks in the first part of the show and then parking assets later today. I think there's a compelling future use case for at least one of those two to speak to our international audience for a moment, but this will actually help clarify things for you. If you're a North American too, though it's called a mobile home, well, it doesn't really have that much to do with wheels. There might not be any wheels on it. And if a resident lives inside one of these for, say, a decade, well then it's probably going to remain attached to that same location on the ground all 10 years. That's why a mobile home is often referred to now as a manufactured home. What it is is it's a factory built residence, constructed on a permanent chassis and then transported to a site. I mean, that's what we're talking about here, and they are a less expensive alternative to traditional homes that have, say, a cast in place, concrete foundation. So therefore, understand, mobile homes are affordable housing, highly affordable housing, and that's really important in this housing affordability crisis. And I've talked quite a bit about that on the show, and the meager national supply of that all types of affordable housing, they are recession resilient. I mean, that's just one reason why we love affordable housing types here at GRE where we're often buying rental property just below an area's median price. You know, people think of mobile home parks MHPS, that they're all crime ridden and that there are slumlords. But that is not true in every case. There are actually nice ones. If you're an MHP investor, you often only own the land beneath the structure, and not the mobile home itself. The resident owns the mobile home itself. So therefore, if there's a leaky roof or a window needs replacement, or flooring needs replacement, that is on the resident to fix, not you. MHP dwellers, they often don't have to pay property tax, though, because, like I said, they don't own the land. The landlord, or the community, therefore, is the one that has to pay the property tax. So there's some thoughts on mobile home parks for you, parking asset, real estate that's still settling into its post pandemic pattern with Return to Office mandates that aren't really fully matured yet. We're still settling in and seeing how that is going to look. And then when it comes to parking lots, you got to wonder about its future. When you consider the proliferation of autonomous cars, will that make parking lots obsolete? I'll have our guest address that longtime GRE listeners, you might remember episode 13 of this show, yeah, almost 11 years ago, that episode was about how autonomous cars will affect your future and your real estate and the very need for parking lots and a lot of what I discussed there in early 2015 that is beginning to come true, but this autonomous car adoption that is way slower than a lot of people thought. I mean, most Americans, they still have not been inside an autonomous car at all. A lot of people are still saying that they don't trust that that should change soon. But as for now, I'm just guessing that fewer than one in 10 Americans have been inside an autonomous car, probably quite a bit less than that. Today's terrific guest has over $1 billion in real estate transactions under his belt. This should be interesting. He is a specific investor in both mobile home parks and parking assets.   Keith Weinhold  6:26   Today's guest is a seasoned real estate investor entrepreneur, and he's a prominent voice in the space, because he hosts the real estate investing for cash flow show. He's built a strong reputation as an expert in two niches that have less competition than some other investments, and we'll discuss those two today. They are mobile home parks and also parking asset investments too often overlooked yet pretty profitable niches, and he and I have a lot in common. I'm on the Forbes real estate Council. He is on the Forbes Technology Council. He and I are both native Pennsylvanians. It's been quite a few years. Hey, welcome back to GRE it's Kevin Bupp.    Kevin Bupp  7:06   Hey, Keith, thanks for having me back. And yeah, excited to be here, my friend, and excited to finally get caught up. When you referenced that, it was nearly eight years since we last spoke. I was taken back a little bit because A lot's happened in past eight years.    Keith Weinhold  7:21   I know that's wild with where things are at. People didn't even know the meaning of the word pandemic when you were last here on the show, Kevin, let's talk about really the case for mobile home parks. I know they can be a strong, cash flowing asset once people are really dialed into them. I think what's interesting is, since you were last here on the show, really, from the pandemic on, it's been a well documented national story where lay people just know about how the supply of housing just is not adequate in order to meet demand, and what that usually means, just talking about the single family space is, of course, they're building, but they're not building fast enough to keep up with population growth and housing demand. But what's so compelling about mobile home parks is, I mean, they're barely even building them anymore, like they are contracting in supply in a lot of areas. So tell us more about the compelling case for mobile home parks.    Kevin Bupp  8:16   Yeah, well, you had a big one. You know? It's an asset class that has a diminishing supply, right? We can get into the reasons behind that. But, you know, just from a high level perspective, one of the other factors as it relates to, you know, available homes, available housing for the growing population, is that while they are building stick boat homes, they're not fulfilling the needs of those that actually need affordable housing. So there's not a lot of the average working household can't necessarily afford the starter home any longer, and so mobile home parks are unique. I truly feel they're the best vehicle to help us fill this void of housing, affordable housing that is really needed throughout the entirety of the country. I mean, there's very few markets in this country that are still affordable. There's some places you can still go buy. You can probably go to Flint, Michigan, buy a home for 50 or $60,000 but generally speaking, I think the median home price today, I think it's crested over 400,000 I don't have the exact number, but I do believe over $400,000 and the average starter family, or even folks that are, you know, just working two jobs, making 40, $50,000 a year, they can't afford to purchase that type of home, a $400,000 home. And so again, these mobile homes you had mentioned, they're not building mobile home parks any longer. However, they're still building new mobile homes, and it's kind of interesting what's evolved over the past 10 years. The quality of the product is it's like a night and day difference of what it looked like 1015, years ago, of the homes themselves to what they look like today, and what you get for your money. You know, the average single wide that we might be putting into a community, brand new home, 13, 1400 square feet. Someone could come in and for roughly $80.70 $80 a foot, can buy a brand new home that's never been lived in before, that's unheard of, that's absolutely unheard of when you compare it to the average or the median home price across the US today. So it really is kind of the last frontier, and it's typically any market that we're in, if you take the same comparable quality of an apartment complex in the same, you know, area of town, the same school districts, we're typically about 20% less all in cost to actually own your own home, versus that of even renting the comparable size apartment. So it's a very compelling reason for folks that are looking for an affordable place, but not just affordable, but clean, safe and quiet. I mean, like we run very respectable communities, they're in the really good school districts. They're places that folks are proud to live and raise their families, then,    Keith Weinhold  10:22   yeah, that's true. This would really help meet that affordability challenge, another problem that's been so well documented. Talk to us more about what makes mobile home park investing different from investing in single family rentals or even a fourplex or a 20 unit apartment building.    Kevin Bupp  10:40   A lot of the fundamentals are similar, and I would say that it's probably more comparable to that of an apartment complex to a certain degree. Just think of it as a horizontal apartment complex, where units aren't stacked on top one another. They're just layout horizontally more wider than they are tall. But the bigger difference is in most instances, we don't actually own the homes, so the residents own the mobile homes, whereas we as community owners own the infrastructure, we own the land. We own the roads, when the sewer lines, the water lines, the common areas, if it has a clubhouse, if it has amenities, so we maintain and we own all that collective area where the folks basically come and they bring their home, they fix it to the ground, and then ultimately pay a slot rent to have their home there on that premise. And so for us, it's very attractive in that the resident that's in their home, if they have a Roofing Leak, they have a plumbing leak, they have their HVAC system go out. They're not calling us like they enter an apartment complex. It's on them, yeah. So they're homeowners. And a couple other really attractive elements of that that come as a result of having residents that live there, not just renters, is that they're very sticky. And so just like in a standard single family subdivision, where you've got folks that might have lived there for generations, you just reference that your parents literally live in the same house, and so they've lived there a very long time. It is quite common to find residents and even multi generations of the same family that live in our communities. And a couple come to mind. We just celebrated a woman's 50th year of living one of our communities in brendalin. And so you've got sticky resident base. There's not a lot of turnover. And then the last big piece of it that is really attractive us is a homeowner mentality is very different than a rental mentality as far as upkeep. And so you got folks that they plant flowers, they ensure that their units have curb appeal, right? They put flags out, they put decorations out during the holidays. It's a lot more warmth than that of what you might find in a traditional rental apartment complex.    Keith Weinhold  12:26   So what all does the tenant pay for? You mentioned that they pay for the lot rent. What other expenses do they have? How does that look for them?    Kevin Bupp  12:36   Typically, you know, utilities. So they'll have their own individual meter. They'll pay, you know, direct to the utility company, utility provider, water and sewer as well. They'll pay for their water and sewer usage. And that can come in many different forms. Sometimes, where our communities have public utilities, where it's built directly by the utility provider, sometimes it's more of a private system, where we're actually acting and participating as utility provider and building them back for their usage. Really the standard things that you might pay for if you live in a single family home. I think so the areas where it might differ. And honestly, this is really community by community for us, some of our communities, literally, the residents, they pay for the utility use, but outside of that, literally, we mow the grass, we shovel their driveway, we shovel their walkways, we handle all those type of elements, whereas some other communities, the residents we might require that they actually maintain their own grass so they their own grass, so they have to mow it, or hire a a third party vendor to come in and mow it. They might have to actually shovel their own driveway. And a lot of how we run a community really is depend on how it used to be run when we took it over. You know, if it's not broke, we don't fix it. And so a lot of times we don't like shaking things up too much. If they're used to a certain way, we just keep it status quo and continue rolling on of how the prior ownership used to manage it really similar elements of what a folks, an individual living in a single family home, might pay for so very similar.    Keith Weinhold  13:48   Okay, so they pay you the rent for the lot. This puts nearly all the maintenance and repair burden on them. So is there any sort of HOA like body here?    Kevin Bupp  13:58   Not in our community. You do find some communities, and most of these that have an HOA are typically a community that's gone through more of a co op type arrangement to where the actual individuals only like fractionalized share of the community, the residents that live there, and so then they have a the oversight from an HOA that's managing the daily operations, managing the financing, managing the budget, things like that. But in our communities, no, there is not an HOA, I'd say the one other thing that's typically included in lot rent is they don't have property taxes, right? So we own the land, and so the individuals that live in these units aren't paying individual property taxes. A lot of states require that they have a registration fee, just like you do in your vehicle, that they would have to pay on an annual basis. And then most of them have insurance as well. You know they're covering you're carrying homeowners insurance on the actual dwelling itself. Outside of that, it's, again, just pretty straightforward,    Keith Weinhold  14:47   yeah. So here we are in this low competition, low supply niche that we're talking about here we think about communities and nimbyism and building, not in my backyard. ISM oftentimes that's a sentiment that residents of a certain area have, residents say something like, ah, we don't want this new 200 unit apartment building or mobile home park here in our single family home neighborhood, like, that's nimbyism. But in mobile home parks, to me, it seemed like nimbyism is often at a different level. It's at the government or the municipal level, like your town or city, might not want one, because it doesn't generate as much property tax revenue as a new single family neighborhood would. Is that the reality? Kevin,   Kevin Bupp  15:31    that's absolutely the reality. And that's why you don't see new parks getting built. I think last year, ones that I know of, there are about a dozen that were built, many more than that. They're actually shut down, you know, for redevelopment purposes. And so that is absolutely huge part of it. In fact, you know, it's frustrating, because pretty much every municipality across the country the topic of affordable housing, it's on the radar, and it's probably one that is discussed quite often. And in all reality, again, these mobile home parks really would help resolve that challenge at most of these you know, municipalities are the shortage of homes, affordable homes, that they're facing across the country. And so, you know, another big piece of it, you mentioned the tax basis, absolutely, you know, the municipality would make, they'd have much better tax revenue from pretty much anything else that could be built there. And so that's a big barrier. But the nimbyism piece of it, I think a big part of that is it's unfortunate. I think it's getting better over time. There's bad operators in our space, just like they're bad operators in the apartment space, just like there's bad operators landlords that have single family homes that just let them deteriorate over time and don't repair things. Unfortunately, we kind of get lumped all the mobile home parks get lumped in that bad bucket. And so while there's, you know, I always joke and say there's mobile home parks that are on the wrong side of town, wrong side of the tracks, right? You don't want to go to and during the daytime. Well, guess what? There's subdivision, the single family home, neighborhoods that are the same thing, and there's apartments that are like that as well. You don't go anywhere near them. And you've got the middle of the road, right? You've got just the good, hard working, blue collar folks that want to send their kids to good public schools. We've got those communities apartments are that way too single family home subdivision, you got white collar stuff. You got some higher end stuff. Unfortunately, we kind of all get lumped in that bad bucket. That's where the assumption that's made by folks that don't understand mobile home communities have never driven through one. They just assume that it's all, you know, basically, drug, sex, rock and roll, the wrong element that we do not want in our neighborhood. We don't want anywhere near us. It's going to devalue our home prices. And for that reason, you just don't see them getting built. It's unfortunate, but it's the truth.    Keith Weinhold  17:20   Yeah, I'm just thinking about the mobile home park that I drive past most often. It's sort of walled off. There's maybe an eight or 10 foot high wall around it. I don't know if that's something that the municipality erected to sort of screen its appearance off, or something that the mobile home park built, which is my guess as to who built it, but not all mobile home parks look blighted   Kevin Bupp  17:43   absolutely, yeah. And I don't know the case that you just referenced there. I mean, it could be for sound deadening purposes, if it's off of a busy road. It could have been something put up as far as just to kind of shield off so folks that are driving past don't see the community. My guess would be that's probably not the the reason that was built. But in any event, these are, there's, you know, we've got a number of communities, Keith, that if you drove through, and I didn't, if I blindfolded you and you drove in, so you went past the entrance, you went past a sign that said manufactured home community, and I took you down a road, you wouldn't believe that you were actually in a mobile home park. Some of these homes, they're double wide homes, and they look like ranch homes, and so they're actually laid out perpendicular to this, or parallel to the street, and then they have two car site built garages that are attached to them via breezeway. So they look like your traditional ranch style home, but they're absolutely 100% mobile homes that could be moved if you wanted to move them, and for a fraction of the price of what a neighboring single family home might sell for. So there's all different qualities. They all come in different shapes and sizes. But to my point earlier, some of these communities, they're not even affordable. There's actually, there's down here in Florida, we've got what we call lifestyle communities. It's very common out in Arizona as well, where it's a lot of times a second home for snowbirds, you know, retirees that want to come down and want to live an active lifestyle. You know, they want to have two swimming pools. They want to have an activities director. They want to have, you know, shuffleboard and pickleball courts and tennis courts, and they want to live this lifestyle. And those units are anything but affordable. In fact, there's many. There's a community down the road for me that, you know, their lot rent is $1,200 a month, and so you factor that in with probably a house payment. And you know, you might be looking at 2000 to, you know, $2,300 a month, all in for the house and the lot rent. And so not necessarily in the affordable scheme of things, but they come in all shapes and sizes and again, unfortunately, we just get lumped into that bad bucket. It's unfortunate because I do think that we could really help start making a dent in this affordable housing crisis. I don't how it's going to happen any other way. I really don't, because we can't build affordable products at this point in time. It's not possible    Keith Weinhold  19:37   a posh an exclusive mobile home park there that you're referencing in Florida. As paradoxical as that sounds, tell us, Kevin, how that really works, because I know you help investors get in to mobile home parks. Does this mean an investor owns a full Park? Or I wouldn't imagine you're just doing it at the level where you just own one lot and then have One dweller pay you the lot rent. So tell us about how it works from the investor angle.    Kevin Bupp  20:05   We have fund structures that we typically roll out through sunrise capital investors and any one individual fund will own somewhere between nine to 13 somewhere, typically in that range, mobile home communities. These communities can range in size from maybe as small as 80 or 90 lots to the largest community we own at present time is 780 lots. And so it's quite large. I mean, the size of a small town. But essentially, investors come in and they own a based on their investment. They own a proportionate share of the various properties that are owned underneath that fund umbrella. And so one, an individual, might come with 100,000 and own a smaller proportion share than someone that comes in with a million dollars. But they are owners. They're absolute owners. They participate in the cash flow, they participate in the the upside, and they participate in the proceeds. When we have capital events, either cash out refinances or potential sale events.    Keith Weinhold  20:56   Tell us more about why it's so profitable. Why do mobile home park investors get excited,    Kevin Bupp  21:01   as with anything, Keith, you know, you got to buy it, right? And, you know, we look at a lot of deals, and a lot of deals don't pencil like, if we bought it for what they're asking, we would make money. We might lose money. And so the money's made on the buy, just like with any other type of real estate investment. But I think the one factor that really has allowed mobile home parks to be an attractive investment vehicle over the past, really, the last decade, it's grown the attention of lots of different private equity groups, institutional investors, that 15 years ago, they weren't in the space, and the biggest reason is a lot of these. It's a very fragmented niche, and so there was no consolidation that existed 10 years ago. There was really only two public traded companies outside that. It was mom and pops, mom and pops, that typically owned one, maybe sometimes two or three communities, but it was just a very fragmented niche. And what you find those fragmented niches that there's a lot of inefficiencies that exist in the operations. There's a lot of inefficiencies that exist with regards to utility management or managerial oversight within the community, or even keeping up with market rents. And so very often, we'll get into a community we just bought one at the end of last year, and right outside of Ann Arbor, you know, great sub market in Michigan. It's it literally has never traded hands. It was built back in the 80s by the gentleman we purchased it from. He was a subdivision developer, but he got into the manufactured housing space, so he built this, what looked like a subdivision, but it was mobile homes and and he basically owned it up until we acquired it last year, but gorgeous community, well maintained, needed some upgrades, different amenities that just were a little worn out and tired. But the biggest element within that community was that the market rents in the local area were roughly $800 a month. $800 a month for lot rent, and when we purchased it from him, the average lot rent throughout the community was $477 so there was a significant loss lease that exists. And we see this quite often with just over time they've owned it, free and clear, they go 567, years out, doing rent increases, and sooner or later, they find themselves in a situation where they are severely below the local market rents. And so there's typically a lot of loss, at least recapture, that we find going into these communities. Sometimes we'll also go in and we'll find there's a lot of waste with the water and sewer cost. It might not be billed back for usage to the residents, to where if you're not paying for something, sometimes you're abusing it. And a lot of times we can go in and put individual meters in and almost send entirely that savings down to the bottom line and find it as additional noi on our PNL. And so it's just inefficiency of operations, and again, quite common, given the mom and pop nature of this asset class. But it's very quickly becoming consolidated. Now it looks very different today than what it looked like as far as the ownership groups. When I go to an industry event 10 years ago, those other guys like us, and then a lot of mom and pops. Now it's, you know, the likes of reps from Blackstone and Carlisle group and and got lots of other institutional groups that are showing up there. So just it's very different world, and probably more akin to that of what the apartment sector looks like, as far as ownership groups and the consolidation that's happening.    Keith Weinhold  23:52   You're feeling more of that competition. Kevin and I are going to come back and talk about another, I suppose, real estate investment that has something to do with wheels, and that is investing in parking lots. I'm your host, Keith Weinhold   Keith Weinhold  24:07   if you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point because even the word abbreviation is too long. 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While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com.   Ted Sutton  25:51   Hey, it's corporate directs Ted Sutton. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  25:59   welcome back to get rich education. We're talking about two real estate investment niches with Kevin bump today, an expert in both mobile home park investing and in parking lot assets. And Kevin, I got to tell you, I am more skeptical about parking lot investing than I am about mobile home park investing, but you can probably help me with this. I think we know that. I mean, gosh, just historically, ever since Henry Ford did his thing. I mean, mass transit adoption is really slow in most US cities. But anymore, one needs to wonder, okay, can autonomous cars disrupt the parking model? A Robo taxi can just constantly stay on the road, dropping off and picking up passengers where, you know, some people foresee a day in the not too distant future that people won't even need to own cars. They'll sort of have a subscription to a car service, but now this is where your expertise is. So I'm sure you thought above and beyond that. So what are your thoughts there, just for the need for parking spaces?    Kevin Bupp  27:11   You make a valid point. I think the adoption of that, it's, I think it will be very different from market to market, say, the city, whereas, if you want to maybe look at one area. We have a parking garage today in downtown Phoenix, Arizona. Phoenix is very much a driving city. It's parsed out very far the public transit. It's not great there. And again, it's just it's a wider state, whereas, if you compare it to like a San Francisco, the adoption of Robo vehicles and robotaxis and things like that autonomous vehicles is much, much faster than that of a of a phoenix. But also San Francisco is much a much more consolidated marketplace as far as the urban core. And so for that reason, you know, we look at parking, it's got a there's a couple things also that feed into that. So I want to back up a little bit. One of the major changes that has been really playing out over the past 15 years within the parking sector is that building departments within now, I think it's over 100 cities across the country. Denver just announced last week that they're also adopting this policy. And that policy is that historically, if you were Keith, you're going to go on, hey, I want to build this in downtown. I want to go build this apartment complex, condo complex, mixed use property, whatever it might be. Historically, they would have required you, whether you wanted to or not. They would have made you put in a certain amount of parking per 1000 square feet, every municipality would have a formula. And what, what a lot of these cities realized a couple decades ago is that, based on their, you know, antiquated formulas, they had a surplus of parking available on a lot of these downtown areas. You know, it wasn't being used. And given the developer an opportunity and the choice to say, Hey, do I want to build 20 more parking spaces that aren't going to get used? Or I want to build want to build 10 more apartment units, they're going to choose the apartment units. And so the parking mem requirements have been taken away, have been eliminated in a lot of cities over the last decade plus. And so that's created a shrinking supply of parking because now when developers build something, they're building only as much as they need, sometimes not even as much as much as they really need, because then they can still rely upon other ancillary parking structures within the immediate marketplace. And so, so there's a shrinking supply of parking. And every city that we own in today there's a massive shrinking supply of parking. So that's big piece of it that we know that inevitably, if we get the location right, an area where literally, you wouldn't be able to afford, based on the cost of construction and the cost of lands, they wouldn't be able to afford even building new parking structure, if you so chose to. And now that there's also a shrinking supply, diminishing supply, of this parking that we can be comfortable in our demand for our product, and so to the point of like autonomous vehicles and things of that nature, I do think there will be a time. I don't know how long that time is. I do think that there will be a time where we'll see some sort of impact. I don't know what that is. And so how we underwrite deals is we feel very confident over the next 10 years. We have to have a absolute confidence level over the next 10 years that there's going to be continual demand based on the various factors within this marketplace, the demand drivers that are servicing that garage, like, who's parking there, why they're parking there. But second to that, when we. Buy something. We need to have the air rights. We know that there inevitably will be a higher and better use. So Location, location, location, it's got to make sense today as parking. We got the underwriting has to stand on its own as parking, and we have to have a comfort level that 10 years, there will be sufficient demand throughout the duration of the next decade, in the event things start changing down the road, we know that, literally, the lowest use that it could ever have is its present use, which is parking because it's just a concrete structure, sometimes just an asphalt parking lot, to where, once you go vertical, that's where you're going to be able to unlock a lot of additional potential. And so we don't underwrite the future. We look at that as icing on the cake. But we know, based on the the location, the proximity to, you know what else is happening in that marketplace, that location will be in demand, not just today, but many decades to come. So I'll stop there and see if you have any clarifying questions.   Keith Weinhold  30:51   I think about how for the parking lot investor, Jamie Dimon has been really good for you. He is so hard on the return to Office. Mandate?   Kevin Bupp  31:01   Yeah, I'd say one thing that's important to make note is, I don't know what the future holds for office I tend to make the argument that wherever picking office building in a marketplace, wherever they're at with occupancy today, I think it's probably as good as it's going to get. We don't have to go down that rabbit hole. But I just I feel like it's been long enough since covid. And don't get wrong, there's gonna be a few companies that are going to be pressed that are going to be pressing, you know, in a big way, to get people back, but I think 80% of them that we're going to go back are already there. And so any parking asset that we look at, if it's got more than 10 or 15% as far as relationship with an office building or multiple office buildings in immediate vicinity, then we typically pass on it. And on top of that, it's got to have a variety of demand drivers. So it just can't be supportive of one or two different demand drivers. We have have at least five. And so it can be a courthouse, municipal buildings, sports arenas. It's got to be a 24/7 city where there's something happening, 24 hours a day, seven days a week, hotel, valet, restaurants, retail, things like that. And office has to be a very minimal part of that makeup, or else we just move on, because I don't know how to fix it. How to fix that problem yet. I don't know what's going to you know what the future holds for your traditional office towers, especially the ones that are, you know, 50, 60% vacant at the present time? Yeah, that's interesting, because when you look at a parking lot and you're evaluating its potential and its current use, yeah, you're basically thinking about, what is that tenant mix. You don't want 100% of it to be for one office building. You would probably want a number of uses. That's correct. Yeah, absolutely. Again, like I said, Five is our minimum. I mean, the more the merrier. And I'd say another big piece of it, if we had to look at the different demand drivers and put a value or a hierarchy of what we feel, what are the highest priority demand drivers, transient is the best. I want to know that the folks that are coming there, there's enough attractions in immediate vicinity, and we need to know what those attractions are, and better understand those attractions. But there's a variety of attractions in the immediate vicinity to where it's going to continually attract transient parking. So it's not just it's not a reliance upon one thing. And so, for example, we just closed on a garage in historic Philadelphia, and so it's a block away from Liberty Bell, two blocks from Independence Hall, any of other museums. I mean, like it's it is we talk about location, location, location. It's there that part of Philadelphia has been in demand by tourism for hundreds of years, and I don't foresee that that changing anytime soon. And so 70% of the makeup of the traffic in that garage is made up of transient traffic, so folks that are visiting the various attractions and immediate vicinity. So even if one of those attractions went away, which most of them are historical, they're not going to go away. If one or two did, it still wouldn't have that significant of an impact on the parking demand.    Keith Weinhold  33:36   That's interesting. Okay, a transient customer, not one that's showing up and parking there every day to go to work. And yes, the Liberty Bell, Independence Hall, there's going to be a long term demand to see those sorts of things in person. So that's an interesting way to think about that. And Kevin, while we've been talking about parking, at least in my mind's eye, a lot of times, I've just been thinking about one paved at grade parking area, but we're talking about parking garages as well. Or what are some of the trade offs there between parking garages and an at grade parking lot?    Kevin Bupp  34:08   Yeah, I mean, at grade parking lot is, can't get any simpler than that. I mean, typically they're asphalt or sometimes just crushed gravel, but that's it. So as far as future capex requirements, there's not many, right? It's very, very minimal. Whereas a parking garage, especially if it's in a colder environment, where there's snow and you've got salt on the road, salt that's making its way up the concrete, seeping into the cracks, you've got structural rebar issues to worry about, things of that nature. So weather can take a major toll on parking structures if they're not maintained well. Whereas you know the worst that could happen the same weather, you know, the weather takes the same toll on these asphalt parking lots, but it really only equates to maybe a pothole that you have to fill in, and a parking structure could be deteriorated to the point of no return if it's been neglected long enough to where it might be unsafe, structurally where you know now you're you're getting condemned or shut down. So big considerations there, it's interesting. We Own, the one we own in Phoenix, the Phoenix, it's a desert. It's a desert climate. They get very little moisture. And that was that parking garage was built in the 60s, so very long time ago. It's the oldest thing we have in our portfolio, but it better condition has been preserved better than that of of a recent garage we purchased that was built in 1990 that's all the environment that's in. You know, there's really not much that can deteriorate concrete once in the desert.    Keith Weinhold  35:22   Was there any last thing on parking lot investing like something that gets an investor really interested in this asset class? What's really compelling and profitable about it?   Kevin Bupp  35:33    It's very technology driven business, and what we have found is a lot of these parking assets, of either they're owned by, you know, an individual investor, or if they happen to be owned by an institution, they've never been viewed as the primary investment vehicle. A lot of institutions that own parking garages, they happen to own them by default, because maybe they bought the two office towers years back, and it just happened to come with parking right? And so a lot of times, they've been somewhat neglected, like the PnL has been neglected. They haven't found ways to really extract all the value out of these parking facilities. And so very commonly, we'll go in and we'll find that the technology that's in place is 10 years old. And think about what a computer 10 years ago look like, right? Like it's you're not catching all the license plates. You're not able to log in and adjust pricing in a dynamic manner based on supply, demand factors. And so we can simply go in and just create a more efficient pricing model and find sometimes, you know, 10 15% of additional revenue just from doing those simple things, like literally a few $100,000 worth of upgrades and technology, we can add millions of dollars of value. There's other factors, you know, just simple things folks want to park in a not just clean and safe, but well lit. You know, they want to feel safe in lighting. And we'll find parking facilities that still have old halogen lights. Half of them are burnt out. If you start serving people, they're actually not parking there in the evenings. They're finding somewhere else to go because they don't feel safe. And so just going in and doing a revamp, you know, an upfit with LED lights, making it nice and bright, bright and clean and letting everyone feel safe, we'll find a instant increase in demand and Parkers in the later evening hours. So I mean just little simple operational tweaks that we can make that just have simply been overlooked for many, many years by the prior ownership groups.    Keith Weinhold  37:15   That's really interesting, that oftentimes the owner of a parking lot owns that parking lot as an afterthought, because they were in it to purchase the building that accompanies the parking lot. So it would make sense that when you focus on that parking lot, you could really add value and profitability to that lot. Well, Kevin, these have been interesting chats between mobile home park investing and parking lot assets. I think that the commonality here is that you the investor, are just owning a lot, and therefore the maintenance and hassles with these things are really low. This gives our audience an awful lot to think about. So Kevin, are there any last thoughts that you have about this space overall, and then please let us know how our audience can learn more.    Kevin Bupp  38:02   No additional thoughts. I don't believe I'd say that if you have an interest, if we've piqued your interest at all, we've written a number of white papers on both asset classes, both parking as well as mobile home parks. You can download all that for free on our website. Invest with sunrise.com We've got a number of other case studies on our website. We're pretty transparent. Well, what we buy, what we've owned, what we've exited out of. We'll go as far as providing appraisal reports and third parties and things like that on our website. So if you just want to get a sense of not just who we are, what we do, but just have a better understanding of the investment thesis behind parking and manufactured housing, there's tons of resources that you can download from the website.    Keith Weinhold  38:37   Well, that's a great way to learn more about Kevin, what he does, and then maybe even invest alongside him. Well, Kevin, it's been valuable and eye opening. It's been great to have you back on the show.    Kevin Bupp  38:46   Yeah, thanks for having me, Keith. Been a lot of fun, my friend. Good seeing you again.   Keith Weinhold  38:57   Yeah? Good stuff from Kevin there. The MHP space becoming more consolidated and corporatized too. You know, single family rentals are different from mobile home parks in that way. I mean, 90% of single family rentals are owned by small mom and pops, which means those people that own between just one and five properties, Kevin used the term loss to lease a few times. That phrase loss to lease being a real estate education show what that term means is really a lot like how it sounds. It is the potential income that a property owner misses out on because the actual rent collected is less than the current market rent. That's what loss to lease means. Though, I like the long term future of mobile home parks more than parking deals. You know, Kevin did, though, have some great answers for why he still likes parking. He focuses on a 10 year horizon. He. Looks for at least five use types for the parking. And then another great point is that in a lot of cases, the land that the parking occupies is its lowest use. So therefore, when they sell the parking area, they can get some nice exit income. That makes a lot of sense. And being two native Pennsylvanians like we are, I am familiar with that part of Philly that he's talking about. In fact, what's funny is that, in producing this show today, I guess cookies are doing their thing. This parking lot deal in Philly just appeared in my Instagram feed next week on the show, it'll be back to no guest. It's going to be all me, and you're going to hear some things that you wouldn't expect to hear Until then, I'm your host, Keith Weinhold, don't quit your Daydream.   Dolf Deroos  40:51   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Unknown Speaker  41:19   The preceding program was brought to you by your home for wealth, building get richeducation.com

A new MP3 sermon from Alpha and Omega Ministries is now available on SermonAudio with the following details: Title: A Road Trip DL from Carlisle, Pennsylvania Subtitle: The Dividing Line 2025 Speaker: Dr. James White Broadcaster: Alpha and Omega Ministries Event: Podcast Date: 9/19/2025 Length: 68 min.

Today on a Road Trip DL from Carlisle, Pennsylvania, we report on ministry here and then talk a bit about Acts 20 and the words of Paul to elders that echo today loudly, to be sure. We talked a little more about Charlie Kirk, a little about "Defiant Baptist," and a bit more about Pope Leo and developments regarding whether he is, or isn't, continuing the policies and perspectives of Francis.