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55 episodes with dyalekt
24 episodes with dyalekt
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Rivka and Frank are joined by Pamela Capalad and Dyalekt, an anti-capitalist artist power couple who co-founded a financial liberation program for creators of color called See Change. The group discusses Sylvester Stallone's 1976 American classic, Rocky, and how its characters and themes are deeply rooted in the fabric of American capitalism, from the glorification of the "pull yourself up by your bootstraps" mentality to the starving artist trope perpetuated by Stallone. They also explore Rocky as the "Great White Hope," examining the triumph of white, working-class individualism in response to the collectivism of the Black Panther Party, the Civil Rights movement, and affirmative action of the era. getshameless.com seechangecommunity.com pocketschange.comcast
Join us on a special Brunch and Budget bonus episode as Dyalekt and Pam dive into the remarkable journey of Esusu, the company that evolved from digital sousus to a groundbreaking credit-building platform. In this two-part series, we bring you an exclusive interview with Samir Goel, the co-CEO of Esusu, who shares the story of their pivot and the mission to bridge the racial wealth gap.Discover how Esusu leverages rental data to empower individuals in building credit, challenging the conventional credit system. Samir unveils the company's innovative approach, focusing on the b2b side to make credit-building accessible to everyone. Learn how landlords and renters alike can benefit from this unique system that encourages on-time payments and provides 0% interest financing in times of financial strain.In this episode, we explore the journey of Esusu from its early days to achieving a remarkable $1 billion valuation, making it one of the few black-owned unicorns globally. Samir shares insights into their commitment to using data to close the racial wealth divide and create sustainable change in the financial landscape.Get ready for a thought-provoking discussion on capitalism, financial literacy, and the power of data to transform lives. Congratulations to Samir and Esusu for being named one of Time magazine's 100 Next in 2023. Tune in and be inspired by a conversation that goes beyond finance, touching on the impact of Esusu's mission on individuals and communities.** SAMIR BIO **Samir Goel is the Co-Founder and Co-CEO of Esusu, the leading financial technology company advancing rent reporting and data solutions for credit building. A social entrepreneur committed to bridging the public and private sectors, Samir previously co-founded Transfernation, a nationally recognized 501(c)3 non-profit which uses technology to ensure excess food from events goes toward underserved communities across New York City. He has been recognized as the 2023 Founder of the Year by AFROTECH, named to the 2020 Forbes 30 Under 30 list, and recognized as a WEF Global Shaper, Global Good Fund Fellow, Dalai Lama Fellow, Resolution Fellow, as well as the recipient of the Jefferson Awards Foundation National Public Service Award. In addition to his work as a social entrepreneur, Samir held various positions at LinkedIn, The United Nations, Venture for America, and various non-profits in the New York City area. | LinkedIn
Join us on a special Brunch and Budget bonus episode as Dyalekt and Pam dive into the remarkable journey of Esusu, the company that evolved from digital sousus to a groundbreaking credit-building platform. In this two-part series, we bring you an exclusive interview with Samir Goel, the co-CEO of Esusu, who shares the story of their pivot and the mission to bridge the racial wealth gap.Discover how Esusu leverages rental data to empower individuals in building credit, challenging the conventional credit system. Samir unveils the company's innovative approach, focusing on the b2b side to make credit-building accessible to everyone. Learn how landlords and renters alike can benefit from this unique system that encourages on-time payments and provides 0% interest financing in times of financial strain.In this episode, we explore the journey of Esusu from its early days to achieving a remarkable $1 billion valuation, making it one of the few black-owned unicorns globally. Samir shares insights into their commitment to using data to close the racial wealth divide and create sustainable change in the financial landscape.Get ready for a thought-provoking discussion on capitalism, financial literacy, and the power of data to transform lives. Congratulations to Samir and Esusu for being named one of Time magazine's 100 Next in 2023. Tune in and be inspired by a conversation that goes beyond finance, touching on the impact of Esusu's mission on individuals and communities.** SAMIR BIO **Samir Goel is the Co-Founder and Co-CEO of Esusu, the leading financial technology company advancing rent reporting and data solutions for credit building. A social entrepreneur committed to bridging the public and private sectors, Samir previously co-founded Transfernation, a nationally recognized 501(c)3 non-profit which uses technology to ensure excess food from events goes toward underserved communities across New York City. He has been recognized as the 2023 Founder of the Year by AFROTECH, named to the 2020 Forbes 30 Under 30 list, and recognized as a WEF Global Shaper, Global Good Fund Fellow, Dalai Lama Fellow, Resolution Fellow, as well as the recipient of the Jefferson Awards Foundation National Public Service Award. In addition to his work as a social entrepreneur, Samir held various positions at LinkedIn, The United Nations, Venture for America, and various non-profits in the New York City area. | LinkedIn
Description from Martinis and your Money Podcast - As most of you know, I'm a big fan of financial literacy. And I think it is equally as important a component to a successful life, just like regular literacy. The biggest challenge for most people though is that, unlike reading lessons, most of us don't get personal finance lessons in schools or at home. So it's up to us to learn a language on our own and find the best classes for our needs. This is why I love highlighting so many different resources for financial literacy and I'm excited to share another one for you today. Joining me on the podcast today are Pamela Capalad and her husband, Dyalekt. She's the founder of the financial planning company “Brunch and Budget” and together the couple has cofounded “The Race and Wealth Podcast Network” which includes the Brunch and Budget podcast as well as the organization “Pockets Change”, which creates financial literacy curriculums that are taught in schools, youth organizations or one-on-one with parents and kids. They're joining me to share how their unique backgrounds and experiences helped them to find a unique way to teach financial literacy and empowerment to underserved communities.For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode378
In this special episode, Dyalekt gets interviewed on Caribbean Rhythms Radio Network about Hip Hop FinFest 2023
Today on Brunch & Budget on Bondfire Radio, Dyalekt and I going to talk about something I feel very strongly about, something I'm appalled has actually caused controversy. We talk a lot on the show about how important it is to make sure your advisor has committed to being your fiduciary, which basically means they […]
Pam and Dyalekt tackle taxes with Marci Blackman and Diana Greiner of Treehouse Taxes in Brooklyn, New York. The crew breaks the process down for every type of earner and explains why doing your taxes is an act of social justice in this annual tax episode. Music Featured in this Episode: Theme Music by Jon […]
Dyalekt and I had SO much to talk about on Valentine's Day that we decided to do a second show on how to talk to you significant other about money. This show is all about getting down to the details, the nitty gritty. Exactly HOW should you set up your bank accounts? Should you get […]
Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Featuring an interview withDedrick Asante-Mohammad the chief of membership policy and equity at NCRCFollow him on Facebook and Twitter.NCRC WebsiteSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
You Can Buy Happinessfrom This Is Your Life (Original Version) by Adult CinemaDownload SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
I Barely Know How to Dress Myselffrom Paperwork by SwordplayDownload SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Episode 81 - Pamela Capalad and Dyalekt are co-hosts of the Brunch and Budget Podcast, which shares information with an underserved audience. THE PODCAST ABOUT PERSONAL FINANCE & RACIAL ECONOMIC INCLUSION: From how we bank, to how our credit scores are calculated, to how we are kept in the dark about investing, to how we pay our taxes, the system is set up for us to get caught in a debt/poverty cycle and stay running just to tread water. The rules constantly change, so the top people stay on top. What if you knew the rules and how to apply them to your financial situation? What if you could reverse your financial mistakes and start making the rules work for you? If you're ready to See Change, tune in! Check out brunchandbudget.com for more resources. WEALTH: Not getting enough clients? Book a FREE 15-minute Client Acquisition Consultation with CEO | Carter Wilcoxson to learn how. HEALTH: Low on energy or overweight? Go to www.chemicalfreebody.com/enrichersand grab GREEN 85 Juice Formula or book a FREE 30-minute Health Strategy Session with Tim or one of his coaches.See omnystudio.com/listener for privacy information.
Paperworkfrom Semicolon Concentrate by Bane MCDownload SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Featured Song - Gettaheadfrom No Paperwork by L.A.ZDownload songSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Featured Song - EnoughFrom Penstroke Of Genius By MallzDownload SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Featured Song - Enoughby LhagicLISTEN HERE Featuring an interview withDedrick Asante-Mohammad the chief of membership policy and equity at NCRCFollow him on Facebook and Twitter.NCRC WebsiteSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Featured Song - Inflationfrom Inflation by Johnny Osbourne, Cultural Warriors, The Disciples,Download SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Featured Song - INFLATIONfrom WAIT by herroticsDownload SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Featured Song - Inflate (Live)from Catallabs (Live) by sonny milesDownload SongFeaturing an interview withDedrick Asante-Mohammad the chief of membership policy and equity at NCRCFollow him on Facebook and Twitter.NCRC WebsiteSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Financial education is key to financial success. Without education, you're afraid to take any financial risks. This is why getting a financial advisor or planner is important. It's okay to be behind the curve on your financial knowledge. You just need to have the drive to take action. Join David Sidoni as he gets Pamela Capalad and Dyalekt from Brunch and Budget to bring their A-game today – dropping mad knowledge on all things money. Learn more about the mindset and mentality you should have when interacting with money. Discover some awesome tips on budgeting and saving that help break the cycle and beat the system. David wishes that he could have talked with them all day! Listen in for some incredible information from incredible people that want to help you, the little guy, learn how to handle your money.This podcast was started for YOU, to demystify things for first time home buyers, and help crush the confusion. After helping first timers for over 13 years, I knew there wasn't t a lot of clear, tangible, useable information out there on the internet, so I started this podcast. Help me spread the word to other people just like you, dying for answers. Tell your friends, family, and perhaps that random neighbor you REALLY want to move out about How to Buy a Home! A really easy way is to hit the share button and text it to your friends. Go for it, help someone out. And if you're not already a regular listener, subscribe and get constant updates on the market. If you are a regular and learned something, help me help others – give the show a quick review in Apple Podcasts or wherever you get your podcasts, or write a review on Spotify. Let's change the way the real estate industry treats you first time buyers, one buyer at a time, starting with you – and make sure your favorite people don't get screwed by going into this HUGE step blind and confused. Viva la Unicorn Revolution! Instagram @DavidSidoniTik Tok @howtobuyahome
Featured Song - Savingsfrom INDIGNATION by Indigo AliDownload SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Featured Song - Savingfrom Fresh Air EP by DeeRiginalDownload SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Featured Song - Saving from Trickle Down Destruction by A7MC x DethwzrdDownload SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Featured Song - Shamelessby POUNDSDownload SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Featured Song - Recession Onfrom Rain Shine by Luke RainDownload Song Featuring an interview with Dedrick Asante-Mohammad the chief of membership policy and equity at NCRCFollow him on Facebook and Twitter.NCRC WebsiteSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Song Featured - Recession Prooffrom No Lotion 2: The Great Repression by Ashy L BowzDownload Song Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/seechange/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Song featured - Recessionfrom Hometown Herverts by A. Harmony, DijahSB & pHoenix PagliacciDownload SongSurprise! We're back, and so is the looming possibility of a recession. Some folks say it's inevitable, some say we still have time to prevent it.But, what the heck is it? How do we know we're in a recession? Is there some kind of announcement?In part 1 of our Recessions arc, we share what a recession is, what the indicators are, who is most affected by it (3 guesses) and the ways past recessions have brought out the racism in people and institutions.Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget's 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress. Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine's Best financial planner of New York 2019.Brian "Dyalekt" Kushner has been a hip-hop MC, theater maker, and educator for nearly 20 years. He's the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He is the recipients of Jump$tart's 2022 Innovation in Financial Literacy award. He's rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin's living room.Pam & Dyalekt host the Brunch & Budget podcast and cofounded Brunch & Budget's group financial planning program for POC called See Change. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality.For services check out our website https://brunchandbudget.com/services/Follow us on Instagram @brunchandbudgetThanks for listening to the Brunch and Budget podcast. Please feel free to rate us, debate us, hate us, on Apple podcasts or anywhere that lets you subscribe. Add us to your archives and feel free to share an episode you think can help somebody out. If you've got questions, corrections or a song about money financial systems or how you feel about either please send it to letsbrunch@brunchandbudget.com We'd love some indie artists. Don't forget to SUBSCRIBE to our newsletter by texting BRUNCH to 33777.
Feat. DREAM by Dyalekt & Dedrick Asante-MuhammadListen hereMay 2021. That was the last time we posted a podcast episode. One of our most favorite, nourishing, life giving things we did gave way to the weight of… everything else.We had a false start in January of this year. We recorded a segment with our favorite regular guest, Dedrick Asante-Muhammad, and he rocked it of course. But then the pressure to be “good” got to me. Every segment we recorded didn't sound right. We were out of practice and forgot why it was fun in the first place.Finally, we had heard ourselves complain about it enough. We reached out to greenhouse studios and booked studio time. The first 40 minutes of recording, we had that same sinking feeling back in January. Luckily, we booked 4 hours of studio time and by the second hour, we were laughing again.One of the big lessons we're learning this year is how to prioritize the things that give us life, the things we do for us as much as we do for other people. The podcast is one of those things.After 245 episodes in season 1 we are extremely excited to bring you season 2 of the Brunch & Budget podcast starting August 11. We hope you love it as much as we do.
Today we are super excited to have "Pockets Change" on Madtown Mom Squad! We welcome Pocket Change's Co-founder & Executive Director Andrea Ferrero and Director of Pedagogy Dyalekt! What is "Pockets Change" all about? Founded in 2009, Pockets Change is a hybrid organization (s-corp and non-profit 501c3) working with K-12 and college communities across the country. Their mission of building intergenerational financial resilience among students, families, and educators is advanced by implementing innovative approaches to financial education. Hip-hoppedagogy is used across all curricula and programming to focus on understanding self-identity and personal relationships with money. Get ready to hear how this phenomenal company is changing families lives and how educating our kiddos is key to a successful future Tre' Brown thank you for connecting us with fabulousness!!! See omnystudio.com/listener for privacy information.
As most of you know, I'm a big fan of financial literacy. And I think it is equally as important a component to a successful life, just like regular literacy. The biggest challenge for most people though is that, unlike reading lessons, most of us don't get personal finance lessons in schools or at home. So it's up to us to learn a language on our own and find the best classes for our needs. This is why I love highlighting so many different resources for financial literacy and I'm excited to share another one for you today. Joining me on the podcast today are Pamela Capalad and her husband, Dyalekt. She's the founder of the financial planning company “Brunch and Budget” and together the couple has cofounded “The Race and Wealth Podcast Network” which includes the Brunch and Budget podcast as well as the organization “Pockets Change”, which creates financial literacy curriculums that are taught in schools, youth organizations or one-on-one with parents and kids. They're joining me to share how their unique backgrounds and experiences helped them to find a unique way to teach financial literacy and empowerment to underserved communities. For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode378
What do hip-hop pedagogy and brunch have to do with breaking down the racial wealth divide? We found out in this episode of Real Money, Real Experts.Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson speak with Pamela Capalad, CFP®, AFC®, founder of Brunch & Budget, and Dyalekt, Host of the Brunch & Budget Podcast, Workshop MC, and See Change MC.Brunch & Budget is a financial planning program created to give everyone safe, friendly, and affordable places to talk about money and make real financial progress. In this interview, the group discusses why financial coaches and counselors need to understand the systematic challenges faced by clients of color, how these challenges impact their relationship with money, and how we can meet our clients where they are through a lens of equity and inclusion. Show Notes:00:52 Pamela Capalad and Dyalekt Introduction02:10 Pamela's Journey to the Field of Finance04:52 Dyalekt's Journey & Infusing Music and Art into Financial Literacy09:16 Origins of Brunch and Budget13:05 The Racial Wealth Gap16:28 See Change – Integrating the Racial Wealth Divide into Financial Coaching19:54 Resources on the Racial Wealth Gap21:20 Pamela & Dyalekt's Two Cents Show Note links:Get in contact with Brunch & Budget:Instagram: https://www.instagram.com/brunchandbudget/Twitter: https://twitter.com/brunchandbudgetBrunch & Budget Website: https://brunchandbudget.com/Brunch & Budget Podcast: https://brunchandbudget.buzzsprout.com/Pockets Change Website: http://www.pocketschange.com/Resources on the Racial Wealth DivideRace & Wealth Podcast: https://raceandwealth.buzzsprout.com/Prosperity Now: https://prosperitynow.org/National Community Reinvestment Coalition (NCRC): https://ncrc.org/The Color of Money: Black Banks and the Racial Wealth Gap: https://www.amazon.com/Color-Money-Black-Racial-Wealth/dp/0674237471/ref=asc_df_0674237471/?tag=hyprod-20&linkCode=df0&hvadid=312243616995&hvpos=&hvnetw=g&hvrand=4652926880038556144&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9007563&hvtargid=pla-660086380255&psc=1Color of Law book: https://www.barnesandnoble.com/w/the-color-of-law-richard-rothstein/1124822159
More shame, more problems. Summary Suz is joined by Brunch & Budget founder, Pamela Capalad and Brian 'Dyalekt' Kushner to talk about the link between your finances and your mental health, why the systems around us have been built for us to fail, and how to take back control of your wealth. For all links, resources, and free downloads from this bonus episode, visit the full set of show notes here: http://therockstaradvocate.com/ep106 THANKS FOR LISTENING! If you liked what you heard, help get this podcast in front of others by subscribing, rating, and leaving a review using your favorite podcast app Spotify | iTunes | Stitcher | RSS Feed
Dyalekt and I talk about Hitler's American Model by James Q Whitman. We have a pretty intense conversation about racism in America and our own experience as people of color. Dyalekt gives me grace for misunderstanding the term "passing" and we discuss one of Jim Henson's lesser know projects.
In this episode of Your Story Medicine, I welcome Pamela Capalad and Dyalekt, Founder and Certified Financial Planner of Brunch & Budget, a company that provides the space to have real, open, and vulnerable conversations about finances. As you uncover what you really value and what you truly want your life to look like, they help you put in motion the strategies and tactics that will bring you financial clarity. Brunch & Budget is about sharing and building together on common ground. Pamela and Dyalekt speak about why people of color have aversions towards talking about finance and why it's important for us, especially as people who have deep ancestral trauma regarding money and wealth, to have these conversations and to work to build a healthy relationship with money. They explain the four different money personality types and how they relate to our financial habits, as well as what they're personally working on releasing and how they plan to ground themselves more in 2021. Learn more about Brunch & Budget: Visit their website: www.brunchandbudget.com Follow him on Instagram: www.instagram.com/brunchandbudget Listen to the Brunch & Budget podcast: www.brunchandbudget.buzzsprout.com Resources mentioned: Take the Money Personality Quiz: www.brunchandbudget.com/personality Pockets Change: www.pocketschange.com
#015 Building Financial Resilience Through Hip Hop Pedagogy Today, I am lucky to have Brian ‘Dyalekt’ Kushner. He moved from St. Croix to New York to study acting and law. He also liked to rap. After witnessing civil rights injustices at the law firm he worked for, he dropped both the job and the law classes, pursuing the arts instead. Performances at the Nuyorican led him to Hip Hop Theater, writing plays that have been performed on stages across the world. He didn’t sleep on the rapping either, releasing music and touring internationally. His first album/one man play Square Peg Syndrome helped him get named to the Public Theater’s Emerging Writer’s Group. He has been a mainstay in NYC’s theater and Hip Hop scenes, rocking everywhere from the Bowery Ballroom to the Oregon Shakespeare Festival.For complete show notes and transcript please go to Raising Financial FreedomIn This Episode:[1 :50 ] Dyalekt’s take on financial literacy and how he uses Hip Hop to teach students about finances[ 9:15 ] Teaching students about saving and budgeting through rap[ 13:00 ] What Dyalekt will teach his children about money[ 17:10 ] How Pockets Change will teach sessions in school[ 19:40 ] What people don’t realize about money[ 29:00 ] Dyalekt’s favorite part of teaching children [ 34:15 ] Find out more about Pockets ChangeLinks Mentioned: Pockets Change: http://www.pocketschange.comFollow Pockets Change on Instagram: https://www.instagram.com/pocketschange/Follow Pockets Change on Twitter: https://twitter.com/PocketsChangeLike Pockets Change on Facebook: https://www.facebook.com/pocketschangeFind Your Money Personality: http://www.pocketschange.com/personalityDyalekt: http://dyalekt.comCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom
In this "Transportation and Innovation in the age of COVID-19" episode, Blair Durham chats with Brian ‘Dyalekt’ Kushner from the “Museum of Dead Words” and the “Brunch and Budget” podcast [ https://www.stitcher.com/show/brunch-budget ]. Race-Guy Dyalekt moved from St. Croix to New York to study acting and law. He also liked to rap. After witnessing civil rights injustices at the law firm he worked for, he dropped both the job and the law classes, pursuing the arts instead. Performances at the Nuyorican led him to Hip Hop Theater, writing plays that have been performed on stages across the world. He didn’t sleep on the rapping either, releasing music and touring internationally. His first album/one-man play Square Peg Syndrome helped him get named to the Public Theater’s Emerging Writer’s Group. He has been a mainstay in NYC’s theater and Hip Hop scenes, rocking everywhere from the Bowery Ballroom to the Oregon Shakespeare Festival. http://dyalekt.com/ Email: DYALEKT@YAHOO.COM - https://www.museumofdeadwords.com/ Dyalekt had been an entrepreneur since his teenage days and tells his students that the only thing that gets him out of his house before 10 am is talking to kids because he would never make it working on a punch-clock schedule. Since the essence of Hip Hop is making something from nothing, Dyalekt has rapped, written, and performed every freelance gig available to his skill set. He ran rap based Lincoln-Douglas debate/battles to teach youths how to prepare and present at a job interview. He linked up with Pockets Change to help students find freedom in expression, understanding, and finances. Use this link to schedule your guest appearance on the show: https://BWSTlive.as.me/?appointmentType=13027060 – Interested in sponsoring the podcast? Email BlackWallStreetTodayPodcast @ gmail. com. The Black Wall Street Today (BWST) radio show is focused on all things Black entrepreneurship and hosted by Virginia Tech alumnae Blair Durham, co-founder and co-President of Black BRAND. BWST occurs live in the studios of the historic and prestigious HBCU Hampton University. The BWST podcast is produced by using selected audio from the radio show and other Black BRAND events. BWST is the media outlet for Black BRAND. Black BRAND is a 501(c)(3) organization that stands for Business Research Analytics Networking and Development. We are Hampton Roads Regional Black Chamber of Commerce. We promote group economics through professional development and community empowerment, and we unify the black dollar by providing financial literacy, entrepreneurship training, and networking resources! http://blackbrand.biz m.me/blackwallstreettoday + info@blackbrand.biz + (757) 541-2680 Instagram: www.instagram.com/blackbrandbiz/ + Facebook: www.facebook.com/blackbrandbiz/ Produced by Seko Varner for Positive Vibes Inc. http://www.PositiveVibes.net + (757) 932-0177 Fix your credit yourself: https://positivevibes.myecon.net/my-credit-system/ Debt consolidation & Private Money lending: PositiveVibesFinancial@gmail.com + (757) 932-0177 --- Send in a voice message: https://anchor.fm/black-wall-street-today/message
LIVE at 1pm EST every Monday through Thursday in the month of September, join (https://www.mannyfaces.com) in exploring innovative, inspiring, and sometimes surprising ways that Hip-Hop music & culture are uplifting and improving humanity -- in areas such as education, science & technology, health & wellness, social justice, the fine arts, and much more. Special guests daily, and your comments/questions welcome during the show! On today's episode, MC, educator, podcaster, and multi-faceted artist Pockets Change (https://www.pocketschange.com). Never miss an episode (plus get special Friday BONUS episodes) by subscribing to the Hip-Hop Can Save America! podcast on your favorite podcast or streaming audio app: https://link.chtbl.com/hhcsa Visit us on the web for more information at www.hiphopcansaveamerica.com Support this work at www.patreon.com/mannyfaces Support this podcast
Parisian poet Anatole France said "The law, in its majestic equality, forbids rich and poor alike to sleep under bridges, to beg in the streets, and to steal their bread.”He was poeting about how laws penalize desperate actions borne of need while largely ignoring crimes inspired by greed. We've all heard stories about people spending years in prison or being killed for stealing food, while corporations that rob employees of breaks and overtime pay get off with a fine. We always assumed the corporations got off easy due to a combination of hiring expensive lawyers and the difficultness of deciding who to lock up when an entire company is at fault.Turns out the real answer is worse: In most states, wage theft has no carceral penalty. Nobody goes to jail for stealing from workers. Victims of wage theft have to file a civil suit to get their money back. Most people can't afford to sue, so plenty of perpetrators don't even have the blemish of a lawsuit on their record. How many celebrity entrepreneurs and big name companies would be out of business if they faced the same consequences for stealing that everyone else does?This Friday, Pam & Dyalekt are back with the real on wage theft and what people are doing to keep employers accountable, plus a few indie rap songs about who the real thieves are. #changethesystem #inequity #financialliteracy #financialabuse #letsdobetter
Our first of a number of episodes on COVID19 and the racial wealth divide, our first impressions on how Black and Latinx communities are affected, how to navigate the stimulus package, how have artists like Dyalekt been affected, small businesses like Brunch & Budget, and why neoliberalism won't save us.
Our first of a number of episodes on COVID19 and the racial wealth divide, our first impressions on how Black and Latinx communities are affected, how to navigate the stimulus package, how have artists like Dyalekt been affected, small businesses like Brunch & Budget, and why neoliberalism won’t save us.
In this episode, Lynn Tonini interviews Andrea Ferrero, Co-Founder and Executive Director of Pockets Change, as well as Dyalekt, the organization's Director of Pedagogy. Andrea, Dyalekt, and Lynn talk about Pockets Change and their innovative approach of blending hip hop pedagogy and financial education, different strategies to help youth age out of foster care successfully, and how they are helping the youth they work with be able to manage during the current COVID-19 crisis.
In part two of How the Racial Wealth Divide Affects Your Wallet Pamela and Dyalekt continue the conversation on how the racial wealth divide affects your wallet, financial resilience and the policies that have led to the racial wealth divide and dive deeper into how those policies actually were perpetuated by art media and culture.Music in this Episode:Chicken & Watermelon feat JAMPoet by PRODUXFOOLERY [PROD. BY TOM] by Uncle Tom, and AssociatesWho Will? by Phynite
In part two of How the Racial Wealth Divide Affects Your Wallet Pamela and Dyalekt continue the conversation on how the racial wealth divide affects your wallet, financial resilience and the policies that have led to the racial wealth divide and dive deeper into how those policies actually were perpetuated by art media and culture.Music […]
Music Featured in This Episode:The Buy In by Hech RhymesAdvocate by Spoken Phoroverstand FT. Rswift by OvercomeIn part 1 of Financial Resilience and The Racial Wealth Divide Pam and Dyalekt dig into the five steps to financial resilience:Buy InSystemsHabitAdvocacyValues
Music Featured in This Episode: The Buy In by Hech Rhymes Advocate by Spoken Phor overstand FT. Rswift by Overcome In part 1 of Financial Resilience and The Racial Wealth Divide Pam and Dyalekt dig into the five steps to financial resilience: Buy In Systems Habit Advocacy Values Episode Highlights: Dyalekt: I know it starts […]
Pam and Dyalekt tackle taxes with Marci Blackman and Diana Greiner of Treehouse Taxes in Brooklyn, New York. The crew breaks the process down for every type of earner and explains why doing your taxes is an act of social justice in this annual tax episode.Music Featured in this Episode:Credit Scores by J.A.Bad Credit by Siras WorthDMention and DJ FenixFlyLLC by YoN L.I.
Today’s guests are Pam Capalad and Dyalekt. Pam is a Certified Financial Planner and founder of Brunch and Budget which helps people to become more comfortable with financial conversations. Dyalekt is a musician, educator, and actor. His music and one person plays are used as a curriculum as he works with kids as young as 6 through college-age to teach on the emotional and practical ways they deal with finances. They are both also podcasters working hard to help people of color create financial stability. Not only are Pam and Dyalekt educated on the financial industry they are well versed on the policies that are impacting the racial wealth divide. They aren’t shy about sharing the things that need to be addressed and changed in order to start correcting this gap that’s impacting our society. Today Pam and Dyalekt will share with us more about what people of all colors can do in order to address the racial wealth divide. In This Episode We Discuss: The surprising negative impact that desegregation had on the financial stability of minorities The role that the media is playing in continuing to feed the racial wealth divide The reality of the “black tax” How digital redlining is continuing to feed the racial wealth divide Why words like “personal responsibility” and “privilege” are connected with negative emotions What the majority can do to help put an end to the wealth divide If you want to learn more about Pam and Dyalekt or see what they’re up to you can find them at the following sites: https://brunchandbudget.com/ http://dyalekt.com/
Pam and Dyalekt tackle taxes with Marci Blackman and Diana Greiner of Treehouse Taxes in Brooklyn, New York. The crew breaks the process down for every type of earner and explains why doing your taxes is an act of social justice in this annual tax episode. Music Featured in this Episode: Theme Music by Jon […]
The Year of the Freelancer, good thing or not? Pamela and Dyalekt discuss the pros and cons of freelancing and differentiate between being a freelancer and working in the gig economy. Know your rights, responsibilities and keep your expectations realistic if you plan on taking the leap into freelancing.Music Featured in This Episode:My Own Boss by SMCity feat. Pro'verbFree Your Body Free Your Mind by Patterns of ChaosMARV - My Own BiZness
In this Oldie but Goodie Pam and Dyalekt weigh the pros and cons of being single vs being in a relationship on your finances. Pamela: Today, we’re gonna talk about whether or not it’s more expensive to be single or to be in a relationship. Pamela: It’s interesting, when I was researching this it was […]
Dedrick and Dyalekt discuss how the racial wealth divide affects Indigenous people and how, by recognizing our similarities and differences, we can band together to work toward bridging the divide. Episode Highlights:Dyalekt: Thanksgiving is a contradiction for a lot of folks, and everybody feels weird about it but it's one of those things about power structures, right? I railed against it very much, many a time, until I realized that for a lot of my family members that's the only time, we have to be able to break bread.Dedrick: What I try to do is recognizing that the conquerors, when they conquer people, they usually take the holidays of the conquered and put their own holidays on top of it.Dedrick: I hope everyone figures out some way to celebrate in a way that is meaningful to the family and disrespectful to history and our current reality of racial inequality.Dyalekt: I feel like Indigenous, Native, First Nation people often get left out of a lot of these racial wealth divide discussions. There is the idea that, there aren't many of them left and they're scattered on reservations, so their data is really small. Then there's other folks who are like, well they got their casinos and everything so they're doing all right. So, in one way or another, they're kinda left alone.Dedrick: And some people think they are actually doing much better than they are. I do think this lack of data is a very big problem. It is challenging because there isn't good wealth data on Native Americans. National wealth data, even basic income data, unemployment data is hard to find.Dyalekt: When people talk about folks being scalped, everyone likes to say, ‘Oh Native Americans were running around scalping the Europeans who came', when that is the opposite of what was happening. Native people were scalped! There were too many Native folks on this land that the Europeans claimed on their own. So, what they said was that, if you clear out Native Americans, we will pay you. They would pay you for every scalp you brought because that was proof that you had actually killed a person. Whenever you are talking about scalping, remember you know it completely backwards.Dedrick: Native American median income is about $36,000 which is exactly the median income for African Americans. They also have twice the unemployment rate of White Americans. I think there is a lot more reparations that need to occur for Native Americans. We need reparations for African Americans. We don't want reservations, we want reparations, right? So that they have capital that allows them to succeed in this economy on their own.Dyalekt: The least that we can do is to be informed about the ways that we have points of tangency no matter our backgrounds. To have a better understanding of the similarities that the other groups have all together in this country so that we can have a better understanding of the umbrella of oppression that is happening to all of us so that we can see what actual areas, what policies we want to endorse and what points we want to attack. Dedrick: The most we can do is, as we are creating for ourselves our own ways of advocacy for our particular communities, recognizing that supporting different community's advocacy that is also for justice, really in many deep ways is inherent to your struggles as well. I am not on this thing where everybody is the same. No, no, no. There are distinct differences, recognize the difference and understand that. But also, in the difference understand that there are similarities in basic economic redistribution and that you are going to need to actually step out of your community to work with other communities.
Whether or not you shop on #blackfriday, how do the #blackoutblackfriday boycotts affect you? What does it look like to vote with your dollars? Listen to Dyalekt and Pam on this Oldie but Goodie and learn how to be a more conscious consumer and human being, now and at any time of the year. Music […]
In this week's episode Brunch and Budget takes it back to the basics of investing. Dyalekt and Pamela speak with Caleb Silver, Editor in Chief and Senior Vice President of content at Investopedia, about the basics of investing and how to get started. Episode HighlightsCaleb: More than half of the country is not invested in the stock market or in the equity markets. The best day to start investing was yesterday, the second-best day is today. Caleb: Investing is a path to wealth that most people don't participate in. It is one of the most stable paths to wealth. It is getting started and having a plan. Caleb: There is the noise around investing which you need to ignore. There is having a plan and a path to investing and having the discipline so that you are constantly adding to your investments and building your wealth over time in a way that avoids as much risk as possible. Caleb: People who have a disciplined approach to investing and know their risk tolerance and are not betting everything on one or two stocks, those are the people that are compounding their wealth 5-10% every year. If you do that over time and you start young you are going to love yourself as you get a little bit older.Caleb: Typically, the rules have been, the younger you are the more stocks you should have in your portfolio; those have the fastest potential for growth over time. They are also the riskiest. If you are 20, the typical rule is you should have 100% in stocks. If you are 40 you go to 80% stock - 20% bond portfolio. As you get close to 50 you maybe want to balance that out a little more. The older you get the less risky you want to be, in general. The younger you are the more risk you are willing to take because you have the most important thing on your side, and that's time.Pamela: I will say if there is anything that you don't understand, we have used Investopedia for many of our investment appetizers. I still use it today as a financial planner when I run across jargon I don't understand. There are videos, easy definitions. There's great real-world examples and things like that. If you don't know where to go for investing, this is a great place to start.Caleb: Come any time, it's free. We are here to share the knowledge. If you see anything that you think is missing from the site or want to add something to it, you can always hit me up. I am easy to find on About Us section of Investopedia.Caleb: Check our reviews. Check out our courses online. Check out the regular content that we do. We have some newsletters too. I write one every day in the afternoon, Market Sum. It comes to your inbox at 5:30. Or in the morning we have News to You to set you up for the day. There's plenty of content and you are welcome to it, have at it.Dyalekt: My favorite thing that you said this whole time was talking about making sure your money can make some money while you sleep. What are 3-5 steps or things that I should know so that I can sleep easy when I start investing.Caleb: Knowing what your risk tolerance is. Building a diversified portfolio. Adding to it over time by dollar cost averaging, a little bit every month. Rebalancing every year so that you're not too heavily weighted one way or the other. And don't look at it and pay attention to the news all the time because that is only going to make you nuts. Enjoy the magic carpet ride of compound annual growth, there's nothing quite like it.
In this week’s episode Brunch and Budget takes it back to the basics of investing. Dyalekt and Pamela speak with Caleb Silver, Editor in Chief and Senior Vice President of content at Investopedia, about the basics of investing and how to get started. Music Featured in This Episode:Heavily Invested – Spaceman Jones and The Motherships […]
In this second back to basics show Pam and Dyalekt revisit the spending values matrix and discuss the importance of aligning your spending with your values. Dealing with money is emotional and Pam and Dyalekt encourage you to think about how you spend your money and how it represents what you value. ———————— Music Featured in […]
Brian ‘Dyalekt’ Kushner https://www.instagram.com/dyalekt/ moved from St. Croix to New York to study acting and law. He also liked to rap. After witnessing civil rights injustices at the law firm he worked for, he dropped both the job and the law classes, pursuing the arts instead. Performances at the Nuyorican led him to Hip Hop Theater, writing plays that have been performed on stages across the world. He didn’t sleep on the rapping either, releasing music and touring internationally. His first album/one man play Square Peg Syndrome helped him get named to the Public Theater’s Emerging Writer’s Group. He has been a mainstay in NYC’s theater and Hip Hop scenes, rocking everywhere from the Bowery Ballroom to the Oregon Shakespeare Festival. His latest project is: THE MUSEUM OF DEAD WORDS http://dyalekt.com/ WITH YOUR TOUR GUIDE, DYALEKT DIRECTED BY ANDREW J SCOVILLE | CURATED BY KRISTEN CROUCH If you've ever found yourself in an unexpectedly heated argument on the internet and don't know how you ended up in a dithering pile of semantics over days of your life you'll never get back, you are not alone. MC/Playwright/Educator Dyalekt has spent a year researching internet comments to find out what words turned conversations into fights and ultimately died on the internet. He has turned this research into a one man show/museum tour/art installation/rap album (happening all at once!) that explores how communication through the typed word is changing language rapidly, how words can lose their meaning and become weaponized, and how to find empathy and true connection with each other. Check it out at Art Apple NYC September 21-27. https://museumofdeadwords.com/ And you can download the album at multiple platforms. https://music.apple.com/mn/album/the-museum-of-dead-words/1434884151
In the last episode Dyalekt, Dedrick, and Pamela discussed the policies of the current democratic candidates and how they do or don't address the racial wealth divide. In this week's episode they begin the discussion on who the ideal presidential candidate to close the racial wealth divide would be. Pamela, Dyalekt, and Dedrick listen to and discuss Jesse Jackson's Democratic concession speech of 1988 and discuss his policies.
Dyalekt was born and raised in a mixed race family in the Caribbean. He came to the States to attend college, but soon learned that the college system was not for him. They were not teaching the way he needed. That’s how he found himself in NYC. Learning about HipHop, Rap and street performers. He started writing songs, teaching in ways that would connect people, expressing what it was like to be mixed race, and giving insight on how words can have an impact on ones life. Dyalekt has a whole show called "The Museum of Dead Words" showing at Art Apple NYC from September 21-27. For more information about Dyalekt and the event, visit http://dyalekt.com To listen to his Hip Hop and Rap songs about these dead words, visit: https://soundcloud.com/dyalekt/sets/museum-of-dead-words/s-iaLiF Attribution: ----more---- Logo: Ritzy Remix font by Nick Curtis - www.nicksfonts.com Music and Soundcello_tuning by flcellogrl / Licence: CC BY 3.0freesound.org/people/flcellogrl/sounds/195138/ Flute Play C - 08 by cms4f / Licence: CC0 1.0freesound.org/people/cms4f/sounds/159123/ "Danse Macabre - Violin Hook" Kevin MacLeod (incompetech.com) / Licence: CC BY 3.0 LicensesCC BY 3.0 - creativecommons.org/licenses/by/3.0/CC0 1.0 - http://creativecommons.org/publicdomain/zero/1.0/
In this episode we discuss the Equifax breach, the settlement, and what you can get out of it. Pamela and Dyalekt discuss the pros and cons of choosing the cash settlement versus the credit monitoring option. Music Featured In This Episode: Equifax by Pounds Minimum Rage by Gone Ghastly My Generation by Broken Episode […]
The Racial Wealth Divide has been a topic of conversation this election year with Presidential candidates detailing plans on how to approach and deal with it. Pam, Dedrick, and Dyalekt review the proposals of several candidates and see who's really real. B/W 'Policy' by VerseBorn
Last week, Dyalekt summed up the prison industrial complex in one word: Slavery. 2.3 million Americans are in prison today and 60% of them are people of color. This week, we have special guest Stephanie Damon-Moore, a law student at NYU who has dedicated her studies to abolishing the prison system, join us on the […]
Pamela Capalad, CFP®, and Dyalekt focus on meeting people where they are in their journey. They take away the suits, the big desks, and the pretense of anyone being an authority figure in their educational programs, and in Pam’s financial planning practice. https://www.2050trailblazers.com/episode/s03e05
Today we are joined by an old member of the Bondfire Family. @Dyalekt from Brunch & Budget is here to talk about financial literacy, his new projects, and all the things happening. #AirOutWednesdayWe start out the show with TK being a repeater. Conscious and TK talk about wellness from Therapy Tuesday. Dyalekt is here to talk about the nonsense happening in the world right now and all the things being done to distract us from what matters. In #NewsYouCanUse: 45 introduces Mike Pence to the navy, calling for them to clap “Like they’re at a strip club.”Chase Bank faces backlash over its monday motivation tweet.Study reveals that people interested in losing weight should not follow fitness influencers because of the lack of facts and researchFacebook to launch Secret Crush, their new dating app.Research reveals that more dead than living will be present on Facebook in the next 50 years. Following #ChatroomCheckIn, we dive into the world of air outs, from self-medicating, to school uniforms, to rent traps. We’re here to talk about it, and maybe get some numbers in. Dyalekt reminds us that we’re all here for the justice, yet we’re all caught up in it. #AirOutWednesdaySave the date and place, MoCADA in downtown Brooklyn, May 30th, 2019 at 7PM. Live show for episode 1000. See you then, we got 13 left to go. #MotivationMonday@TKinTheAM is live every M-W-F 10-1130am EST on bondfireradio.com and tunein app. Same day replays 7pm EST also available on Apple Podcasts, GooglePodcasts, Spreaker, and Spotify!If you really like us, leave a review on Apple Podcast that’d be really cool.http://geturshirt.com < get some TKAM gearRUNDOWN0:00 #SONG: The Brand New Heavies Ft. N'Dea Davenport - Getaway 3:44 #Intro: Repeater; Therapy Tuesday#GUEST: Dyalekt from Brunch & Budget is here!14:19 #SONG: Arrested Development - Tennessee #NowPlaying20:00 #NewsYouCanUse: Mike Pence like a stripper; Chase has a terrible tweet; Unfit influencers; Your Secret Crush by Facebook; Lots of dead on Facebook50:21 #SONG:.@JodyWatley - Good Good Reason55:09 #ChatroomCheckIn: When you give back58:40 #AirOutWednesday: Health and coffee; The schools; 71:00 #SONG: Dyalekt - Strugglelympics 74:50 #Discussing: Semantic fights 84:05 #AirOutWednesday: Rent nonsense#Outro
Today we are joined by an old member of the Bondfire Family. @Dyalekt from Brunch & Budget is here to talk about financial literacy, his new projects, and all the things happening. #AirOutWednesdayWe start out the show with TK being a repeater. Conscious and TK talk about wellness from Therapy Tuesday. Dyalekt is here to talk about the nonsense happening in the world right now and all the things being done to distract us from what matters. In #NewsYouCanUse: 45 introduces Mike Pence to the navy, calling for them to clap “Like they’re at a strip club.”Chase Bank faces backlash over its monday motivation tweet.Study reveals that people interested in losing weight should not follow fitness influencers because of the lack of facts and researchFacebook to launch Secret Crush, their new dating app.Research reveals that more dead than living will be present on Facebook in the next 50 years. Following #ChatroomCheckIn, we dive into the world of air outs, from self-medicating, to school uniforms, to rent traps. We’re here to talk about it, and maybe get some numbers in. Dyalekt reminds us that we’re all here for the justice, yet we’re all caught up in it. #AirOutWednesdaySave the date and place, MoCADA in downtown Brooklyn, May 30th, 2019 at 7PM. Live show for episode 1000. See you then, we got 13 left to go. #MotivationMonday@TKinTheAM is live every M-W-F 10-1130am EST on bondfireradio.com and tunein app. Same day replays 7pm EST also available on Apple Podcasts, GooglePodcasts, Spreaker, and Spotify!If you really like us, leave a review on Apple Podcast that’d be really cool.http://geturshirt.com < get some TKAM gearRUNDOWN0:00 #SONG: The Brand New Heavies Ft. N'Dea Davenport - Getaway 3:44 #Intro: Repeater; Therapy Tuesday#GUEST: Dyalekt from Brunch & Budget is here!14:19 #SONG: Arrested Development - Tennessee #NowPlaying20:00 #NewsYouCanUse: Mike Pence like a stripper; Chase has a terrible tweet; Unfit influencers; Your Secret Crush by Facebook; Lots of dead on Facebook50:21 #SONG:.@JodyWatley - Good Good Reason55:09 #ChatroomCheckIn: When you give back58:40 #AirOutWednesday: Health and coffee; The schools; 71:00 #SONG: Dyalekt - Strugglelympics 74:50 #Discussing: Semantic fights 84:05 #AirOutWednesday: Rent nonsense#Outro
Premiere Episode of our new show from the makers of Race & Wealth!Dedrick and Dyalekt welcome new co-host CFP and finance educator Pamela Capalad. The untractable trio tackle the reciprocal relationship between culture and the racial wealth divide. In this episode they discuss the legacy of Nipsey Hussel, and the age old question: What about White People? Recorded at Backwoodz Studioz. Beats by euphAm & domer. "Preach to the Choir" theme by Dyalekt & Cherrye J Davis.B/W "I See White People" by MC Friendlyhttps://yhsrecords.bandcamp.com/track/i-see-white-peopleNCRC.org @dedrickmBrunchandBudget.com @brunchandbudgetdyalekt.com @dyalektrapsBackwoodzstudioz.com @BackwoodzHipHop
Dedricklekt talk threepeats and MMA unionization, while Devin Fergus is back for part 2 of the series about his first book Liberalism, Black Power, and the Making of American Politics, 1965-1980. (www.ugapress.org/index.php/books/…lism_black_power) He's also the author of Land of the Fee: Hidden Costs and Decline of the American Middle Class(bit.ly/2SH6tjS).B/W Liberal Slavery by MC Manmeet Kaurhttps://soundcloud.com/manmeetkaur/liberal-slavery @manmeet_kaur1and Preach to the Choir by Dyalekt (yeah that's me) open.spotify.com/album/07hNcJHB6p35i4lviMjZiwhistory.missouri.edu/people/fergus @Devin_FergusProsperityNow.org @prosperitynow @dedrickmDyalekt.com @dyalektraps
Devin Fergus is back for a two part series about his first book Liberalism, Black Power, and the Making of American Politics, 1965-1980. (http://www.ugapress.org/index.php/books/liberalism_black_power) He's also the author of Land of the Fee: Hidden Costs and Decline of the American Middle Class(bit.ly/2SH6tjS).B/W Break them Shackles by Lando ChillLandoBeenChill.com @lando_chilland Preach to the Choir by Dyalekt (yeah that's me) open.spotify.com/album/07hNcJHB6p35i4lviMjZiwhistory.missouri.edu/people/fergus @Devin_FergusProsperityNow.org @prosperitynow @dedrickmDyalekt.com @dyalektraps
The founder of Prosperity Now joins is back to talk about his new book, "A Few Thousand Dollars" A guide to making the U.S. economy work for everyone, and Dedrick learns why Hispanic Heritage month is spread over two months.B/W A Few Bob - Riz MC ft Tawiahhttps://soundcloud.com/rizmc/6-a-few-bob-riz-mc-ft-tawiahproduced-by-rich-reasonwww.indiebound.org/book/9781620974032 @prosperitybobProsperityNow.org @prosperitynow @dedrickmDyalekt.com @dyalektrapsCheck out our new video series Hindsight: bit.ly/2On5YbiOutro song: B/W Preach to the Choir by Dyalekt (yeah that's me)open.spotify.com/album/07hNcJHB6p35i4lviMjZiw
Check out our new video series Hindsight: https://bit.ly/2On5YbiD double chat with Devin Fergus, Arvarh E. Strickland Distinguished Professor of History and Black Studies at the University of Missouri.He's the author of Land of the Fee: Hidden Costs and Decline of the American Middle Class(https://bit.ly/2SH6tjS). B/W Preach to the Choir by Dyalekt (yeah that's me)https://open.spotify.com/album/07hNcJHB6p35i4lviMjZiwhttps://history.missouri.edu/people/fergus @Devin_FergusProsperityNow.org @prosperitynow @dedrickmDyalekt.com @dyalektraps
This week’s Oldie-but-Goodie: This show was inspired by a Cracked podcast Dyalekt and I were listening to during our many hours of driving on Famous Sayings (that aren’t true). So many of those sayings were either about taking risks or being really careful, being spontaneous or planning everything. And when we were real with ourselves, […]
Undercard: Did Prince & fake his death to join 2pac's think tank on solving racial inequity? Grudge Match: Which "Based on a True Story" films are actually based in truth?Main Event: Can Children's Savings Accounts (CSA) help families grappling with the Racial Wealth Divide (RWD)?Dedrick & Dyalekt are on the call with guest Carl Rist, Senior Director, Children's Savings & Senior Advisor of Asset Building at Prosperity Now. They spar with new paper: Reinventing Children's Savings Accounts to Address the Racial Wealth Divide (RWD).https://prosperitynow.org/resources/reinventing-childrens-savings-accounts-address-racial-wealth-divideSpecial Performance: Writing my Wrongs by Bop Alloyhttp://BopAlloy.Bandcamp.com @bopalloyProsperityNow.org @prosperitynow @dedrickmDyalekt.com @dyalektraps
Dedrick & Dyalekt discuss (with less alliteration) recent articles from conservative outlets that share under-researched ideas and spread disinformation about the Racial Wealth Divide and specifically about the economic status of Black Americans. They are joined by Antonio Moore, Emmy nominated producer of the documentary 'Crack in the System' and host of the Youtube show ToneTalks, where they break down the specifics of how data can be misconstrued, and he brings us the really real.B/W 'City Boi' by Phase One10 Myths of the Racial Wealth Divide: https://d.pr/f/ato4pNhttps://www.youtube.com/channel/UCfP8rCe_fAITriqI3UPYF0Q?app=desktop @tonetalksProsperityNow.org @prosperitynow @dedrickmDyalekt.com @dyalektrapsthelessonnyc.com @thelessongkhttps://youtu.be/ChCxDJn9g0M @phaseonemusic
Episode 92
Dedrick & Dyalekt talk about Prosperity Now's Latest Scorecardwithh Solana Rice (Director, State & Local Policy) and Lebaron Sims (Senior Research Manager), as well as getting into Forced to Walk a Dangerous Line: The Causes and Consequences of Debt in Black Communities.https://scorecard.prosperitynow.org/https://prosperitynow.org/forced-walk-dangerous-linehttps://prosperitynow.org/people/solana-rice @solanaricehttps://prosperitynow.org/people/lebaron-simsProsperityNow.org @prosperitynow @dedrickmDyalekt.com @dyalektrapshttps://justevermore.bandcamp.com/track/running-in-place
Check out this week’s Oldie-but-Goodie episode! For the last several months, we’ve been using Dyalekt as a guinea pig for different investment platforms to see how they feel when you use them in real life. We explore Dyalekt’s trepidation with the stock market in general, how to make it feel less like gambling, and have […]
Dedrick & Dyalekt bring back the first R&W guest, Tom Shapiro to talk about studying the Racial Wealth Divide for over 20 years, as well as his new(ish) book, Toxic Inequality.Toxicinequality.org @tmshapiroProsperityNow.org @prosperitynow @dedrickmDyalekt.com @dyalektrapshttps://ceemoemoney.bandcamp.com/track/a-black-mans-wealth
Dedrick & Dyalekt discuss a new huffpo piece by Dedrick & Natalie Gerber about African Immigrants, Rev Dr King's accomplishments vs his legacy, and speak to Monica Mitchell about her new OpEd Racial Wealth Divide Praxis: Taking Economic Empowerment Into Your Own HandsB/W 'One Step' by The Evoloutionarieshttps://prosperitynow.org/blog/racial-wealth-divide-praxis-taking-economic-empowerment-your-own-handshttps://www.huffingtonpost.com/entry/african-immigrants-immigrating-into-a-racial-wealth_us_5a539aa9e4b0cd114bdb353cProsperityNow.org @prosperitynow @dedrickmDyalekt.com @dyalektraps https://louiskling.bandcamp.com/track/one-step @symphonic17
Introducing new guest host Dyalekt as we interview Sabrina Terry, Project Manager of the Wealth Building Initiative at Unidos US.B/W La. Raza by Nate G https://ProsperityNow.orghttps://UnidosUS.orghttps://Dyalekt.comhttps://nategmusic.bandcamp.com/track/la-raza
Continuing with our monthly series with Pam and Dyalekt from Brunch & Budget, they spend some time with Tuan Nguyen from MQVN CDC in New Orleans. MQVN CDC (http://www.mqvncdc.org/) is another one of our organization from our Building High Impact Nonprofits of Color project. Tuan discusses the work they do in New Orleans and the diverse group of people that they work with.
Continuing our partnership with Brunch & Budget, our friends Pam and Dyalekt spend some time with Gepsie Matellus, Executive Director for Sant La, Haitian Nieghborhood Center (www.santla.org) in North Miami, FL. Sant La is in our Miami cohort for our Building High Impact Nonprofits of Color Project and Gepsie discusses the work she does at Sant La and how they are working to stabilize South Florida's Haitian Community.
Remember Bex and Sarah from RAD? (in case you don’t, check this episode out: bnb150) We brought them back to explore what they know best: doxing. Doxing is—according to the internet—searching for and publishing private or identifying information about (a particular individual) on the Internet, typically with malicious intent. Bex and Sarah get into the […]
In this episode with Brunch & Budget (www.brunchandbudget.com),Dedrick, Pamela & Dyalekt sit down with the President & CEO of the Metropolitan Economic Development Association (MEDA), Gary Cunningham. Gary sits down and talks about the importance of minority entrepreneurship, the impact it has on the wealth gap, and discusses the amazing work MEDA is doing in Minneapolis. To learn more about MEDA and Gary's work check out www.meda.net.
In this episode, Dedrick Asante-Muhammad is featured on the Brunch and Budget (http://brunchandbudget.com/) podcast with Pamela Capalad and Dyalekt over Martin Luther King Jr Day weekend. Brunch and Budget is a podcast out of New York City that focuses on personal finances and issues around finance affecting people of color. In this podcast, Pamela and Dyalekt talk to Dedrick about how he got into racial economic inequality and Dedrick discusses the racial wealth divide itself. If you haven't heard of Brunch and Budget before, please check them out at the link above!42 Million Americans Experience Hunger Each Year. I'm One of Them. by Asia Thompson https://talkpoverty.org/2017/01/10/42-million-americans-experience-hunger-each-year-im-one-of-them/The following is a link to the discussed 1967 freedom budgethttp://www.prrac.org/pdf/FreedomBudget.pdf
Dyalekt and I had the honor of attending CFED’s Assets Learning Conference this year, where a group of policy makers, researchers, and non profit direct service providers come together and share their best ideas and best practices on how to lift people out of poverty. This year, the theme of the conference was how to […]
This was a very difficult Brunch & Budget on Bondfire Radio to do. I’m sure you can hear it in my voice. What you don’t see is me freaking out after every segment and Dyalekt having to calm me down. I am so emotionally distraught by all the shootings last week and I can’t even […]
This show was inspired by a Cracked podcast Dyalekt and I were listening to during our many hours of driving on Famous Sayings (that aren’t true). So many of those sayings were either about taking risks or being really careful, being spontaneous or planning everything. And when we were real with ourselves, we realized that […]
For the last several months, we’ve been using Dramatic Dyalekt as a guinea pig for different investment platforms to see how they feel when you use them in real life. We explore Dyalekt’s trepidation with the stock market in general, how to make it feel less like gambling, and have some practical ideas for how […]
For the last several months, we’ve been using Dyalekt as a guinea pig for different investment platforms to see how they feel when you use them in real life. We explore Dyalekt’s trepidation with the stock market in general, how to make it feel less like gambling, and have some practical ideas for how to […]
Today on Brunch & Budget on Bondfire Radio, Dyalekt and I going to talk about something I feel very strongly about, something I’m appalled has actually caused controversy. We talk a lot on the show about how important it is to make sure your advisor has committed to being your fiduciary, which basically means they […]
Dyalekt and I had SO much to talk about on Valentine’s Day that we decided to do a second show on how to talk to you significant other about money. This show is all about getting down to the details, the nitty gritty. Exactly HOW should you set up your bank accounts? Should you get […]
Dyalekt and I are so excited to do this show! We are just at the beginning of our own financial planning process with our financial planner, Sophia Bera of GenY Planning, and, and luck and timing would have it, she is moving to Austin a few days before we are going to be driving through […]
So it’s happening. Dyalekt and I are hiring a financial planner. And we’re going to talk about the whole process in a series of radio show episodes. I read a very slap-in-the-face article about why financial planners might be hypocrites of their own profession. If I believe in the financial planning process so much, why […]
We had an incredible time at the Bondfire Radio Audio Festival! We had a very special Brunch & Budget show, where Dyalekt and I revealed our biggest money mistakes and biggest money triumphs. Then we turned to our live audience and asked some of them to share what theirs were!! The bravery, empathy, and community […]
Dyalekt and I finally got solar panels installed on our roof. Besides it being a year-long process in NYC (just FYI if you decide to commit), was it worth it? Does it make sense and is it cost efficient for you to consider using the sun for energy? Which big companies use solar? Where is […]
Last week, Dyalekt summed up the prison industrial complex in one word: Slavery. 2.3 million Americans are in prison today and 60% of them are people of color. This week, we have special guest Stephanie Damon-Moore, a law student at NYU who has dedicated her studies to abolishing the prison system, join us on the […]
Deepti Kapur, CEO and founder of FoodToEat.com, joins us in the studio and shares some eye opening facts about the economics of online food delivery services like Seamless.com and GrubHub.com. If you are a frequent user of these online services, like Dyalekt and I once were (we deleted our Seamless accounts immediately after this show!), […]
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