Podcasts about health care directives

We fulfill our responsibilities for our loved ones while we are living. What if something happens to us? Our duty is to create a well-organized will so that our wealth can be easily passed on to our family members. Pritika Kumar, co-founder of a legal platform, No Grey, and WhyNotMintMoney host Aprajita Sharma discuss the same in this episode.

Paul shares information you should have in regards to Advanced Health Care Directives.

THE IMPORTANCE OF A HEALTH CARE DIRECTIVE IN ESTATE PLANNINGA Health Care Directive, also recognized as a living will, Medical Directive, or Durable Health Care Power of Attorney, is an indispensable legal document outlining your medical care preferences when you're unable to communicate. It plays a critical role in estate planning, ensuring your medical and end-of-life wishes are honored. KEY COMPONENTS OF A HEALTH CARE DIRECTIVE:Understanding Its Purpose: A Health Care Directive specifies your wishes for medical treatment, end-of-life care, and the handling of your remains, eliminating uncertainty for your family during difficult times.Choosing an Agent: Select a trusted individual, whether a family member or a friend, to act on your behalf, ensuring your healthcare decisions are respected if you're incapacitated.Specifying Your Wishes: Clearly articulate your medical treatment preferences, end-of-life care, and post-mortem arrangements, providing clarity and preventing potential conflicts among family members.Communicating With Your Family: Openly discuss your Health Care Directive with your family, explaining your decisions to ensure understanding and reduce the likelihood of disputes. BIBLICAL PERSPECTIVES ON PLANNING AND WISDOM:The concept of a Health Care Directive aligns with Biblical teachings on wisdom, stewardship, and preparing for the future. Proverbs 13:22 states, "A good person leaves an inheritance for their children's children.” A Health Care Directive is a practical expression of this wisdom, ensuring that your healthcare wishes are known and respected, ultimately serving as a form of inheritance by providing peace and guidance to your loved ones. THE PROCESS OF CREATING A HEALTH CARE DIRECTIVE:- Step 1: Select an agent who understands your values and wishes.- Step 2: Detail your medical treatment preferences and end-of-life care decisions.- Step 3: Discuss your directive thoroughly with your agent and family to ensure your wishes are understood and can be faithfully executed. CONCLUSION:Creating a Health Care Directive is an act of wisdom and stewardship, reflecting careful planning for the future. It ensures that your values and desires regarding medical treatment and end-of-life care are upheld, providing peace of mind for you and your loved ones. As followers of Christ, we are called to manage God's gifts wisely, and preparing a Health Care Directive is a responsible step in honoring that calling. ON TODAY'S PROGRAM, ROB ANSWERS LISTENER QUESTIONS:I'm debating whether to roll my TSA into a 403(b) and if a 403(b) is considered an annuity.I have $1,000 to invest and want to know the best place to grow it, considering I already have an emergency fund and retirement savings.At 77 years old, I'm contemplating selling my property in East Texas and am concerned about how capital gains tax will affect me.My FICO score dropped from "excellent" to "very good," and I'm unsure why this happened and if I should be concerned.I'm trying to exit a timeshare that we've sunk a lot of money into, including a large fee to a company promising to help us get out, but we're still waiting for resolution. RESOURCES MENTIONED:Edward JonesSound Mind InvestingAnnualCreditReport.comTUG - Timeshare Users Group Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network as well as American Family Radio. Visit our website at FaithFi.comwhere you can join the FaithFi Community, and give as we expand our outreach.  Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Within the process of estate planning, wills and trusts are important, but they only apply to your money and possessions—not to you. On today's Faith & Finance Live, host Rob West will give some reasons why you also need a Health Care Directive as part of your estate plan. Then he’ll take some calls on various financial topics. See omnystudio.com/listener for privacy information.

October 30, 2023 on ForYourBenefit, host Bob Leins, CPA® welcomes Marc Levine, Esquire, to talk about Health Care Directives. What is a Health Care Directive (and is it different from a Health Care Power of Attorney)? What should l look for in my Health Care Agent? Why an advocate matters. What is the difference between my Health Care Directive and a Do Not Resuscitate? What is MOLST? Resources for health care decisions. What else does my health care directive do? How does my Health Care Directive interact with my Power of Attorney? For questions or comments, email us in advance at ForYourBenefit@nitpinc.com

9 considerations when changing financial advisors: Are you on track to accomplish your goals? How will your retirement accounts work together with Social Security, Pension, ESOP, etc.?  How much risk are you taking in your investments and what is your target rate of return?  Have you reviewed your beneficiaries, and have you worked with your advisor on your estate plan to establish a trust, Power of Attorney, Health Care Directive, pour over will, etc.? Will your advisor be able to see you through retirement or do they have succession plan in place to make sure you're not looking for a new advisor in your 80's. Have you reviewed your insurance needs to prepare for the “what ifs?” Do you know how your advisor gets paid? Does your advisor make it easy to understand financial concepts?  Do you regularly meet with your advisor?   Our Advisors for this episode is planwithbaxter.com   Forbes Best in State Wealth Management Teams For Utah - Baxter, Nelsen & Associates Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Baxter, Nelsen & Associates Receivers of the Ameriprise Client Experience Award - Baxter, Nelsen & Associates   Financial Advisors: Baxter, Nelson & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/   Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/   Through the Pines  -  Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.   ****   This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.   Through the Pines Podcast Copyright, The Banyan Collective - 2023

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while paddle boarding, this is Through the Pines… On this episode we'll chat when to change advisors   9 considerations when changing financial advisors: Are you on track to accomplish your goals? How will your retirement accounts work together with Social Security, Pension, ESOP, etc.?  How much risk are you taking in your investments and what is your target rate of return?  Have you reviewed your beneficiaries, and have you worked with your advisor on your estate plan to establish a trust, Power of Attorney, Health Care Directive, pour over will, etc.? Will your advisor be able to see you through retirement or do they have succession plan in place to make sure you're not looking for a new advisor in your 80's. Have you reviewed your insurance needs to prepare for the “what ifs?” Do you know how your advisor gets paid? Does your advisor make it easy to understand financial concepts?  Do you regularly meet with your advisor?   Our Advisors for this episode is planwithbaxter.com   Forbes Best in State Wealth Management Teams For Utah - Baxter, Nelsen & Associates Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Baxter, Nelsen & Associates Receivers of the Ameriprise Client Experience Award - Baxter, Nelsen & Associates   Financial Advisors: Baxter, Nelson & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/   Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/   Through the Pines  -  Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.   ****   This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.   Through the Pines Podcast Copyright, The Banyan Collective - 2023

What did you think? We'd love to hear your thoughts.In this episode Brenton and Jenna sit down with Megan Kraby and Kim Decker. Megan is a decades long family friend of Brenton and, along with Kim, owns Kraby Decker Law. Our conversation is an important one for truck drivers should a catastrophic incident occur. Having a will, a health care directive, and an estate plan is crucial for drivers and their families. Megan and Kim handle this heavy topic with wisdom and care, and there's lot of laughs and personal anecdotes along the way. 

Welcome to Retirement Lifestyles with Patrick McNally!! May's Financial Topic: Estate Planning Show Title: Powers of Attorney and Health Care Directives -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Powers of Attorney and Health Care Directives. (starting at 06:27) - Mailbag: What are the chances that we will need LTC? (starting at 28:55) - IRA FAQ: Conversion as a gift to your beneficiaries. - Wrap up and Action Items! (starting at 49:52)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Estate planning isn't only for planning what happens to your "stuff" when you pass. A thorough estate plan includes legal documents that support you during your lifetime in the event of incapacity. Michele Procino-Wells & Amber B. Woodland are together in this episode to discuss both lifetime planning documents, and how and when they might be used. You'll hear them refer to the Power of Attorney as one of the most important legal documents that any adult should have, so this is a do not miss episode.

If you worry about the medical care you'd receive if you became ill and were unable to speak for yourself, the publication, Advance Health Care Planning in Kansas, has the necessary forms to allow you to state your health care preferences…before a health crisis occurs. Advance directives allow you to voice your future healthcare wishes and appoint someone to be your voice if you become unable to speak for yourself. Unfortunately, unless these documents are in place, decisions can be made on your behalf that may not align with your wishes. Erin Yelland, interim director of the Kansas State University Center on Aging and an associate professor and Extension specialist in adult development and aging in the College of Health and Human Services, is the author of the publication. She says a majority of American adults don't have advance health care directives in place. Sound Living is a weekly public affairs program addressing issues related to families and consumers. It is hosted by Jeff Wichman. Each episode shares the expertise of K-State specialists in fields such as child nutrition, food safety, adult development and aging, youth development, family resource management, physical fitness and more. Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu. K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan.  

We often hear that having a specific, well-defined directive on health care issues is important but why do we need this? Listen in to today's episode when our host Mary Vandenack, CEO, Founder and Managing Partner at Vandenack Weaver Truhlsen talks with her guest Michael Sneeringer, an attorney at Porter Wright in Naples, FL about the health care issues related to estate planning. What is a written directive and why is it more important now? Are there different types? Who should act as your agent? Are there specific items that should be considered like pain relief or artificial nutrition? Tune in for some important information on how this relates to other aspects of an estate plan.A Hurrdat Media Production. Hurrdat Media is a digital media and commercial video production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network and learn more about our other services today on HurrdatMedia.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dr. Nadine Semer leads a discussion on health care directives, and why they are important.

Who needs advanced directives? Well, all of us do, and tonight we will learn why. It's not just about wanting CPR or not, there is so much more to this essential conversation that needs to take place with your loved ones. Hope Young from Kokua Mau is in the studio to explain the difference between directives, living wills, and why we should all start thinking about this now.

Rob and Rory speak with the CEO and co-founder of Trust & Will, Cody Barbo. Trust & Will has helped over 200,000 families start their estate plan using their online technology and have transformed the way families plan for their future through affordable and straightforward estate planning. Cody describes the motivation behind creating a modern, intuitive, and affordable solution as an alternative to high-priced attorneys and inefficient processes. He emphasizes the affordability and accessibility of their estate planning platform, which has a Turbo Tax type experience that can be completed in 30 to 45 min. He talks about the importance of having a Trust if you have a property so that it doesn't fall into probate. We discuss how the world is becoming digital and how Cody has been leading the charge for legislation that allows digital signatures of Will's, which has recently passed and adopted in a few states. Learn about the basics of estate planning: Trusts, Wills, Guardianship, and Health Care Directives. For Advisors, find out how you can utilize Trust & Will to offer your clients these value-added estate planning services. Whether you need to set up an estate plan for the first time or update an existing one, you won't want to miss this episode.

Rob and Rory speak with the CEO and co-founder of Trust & Will, Cody Barbo. Trust & Will has helped over 200,000 families start their estate plan using their online technology and have transformed the way families plan for their future through affordable and straightforward estate planning. Cody describes the motivation behind creating a modern, intuitive, and affordable solution as an alternative to high-priced attorneys and inefficient processes. He emphasizes the affordability and accessibility of their estate planning platform, which has a Turbo Tax type experience that can be completed in 30 to 45 min. He talks about the importance of having a Trust if you have a property so that it doesn't fall into probate. We discuss how the world is becoming digital and how Cody has been leading the charge for legislation that allows digital signatures of Will's, which has recently passed and adopted in a few states. Learn about the basics of estate planning: Trusts, Wills, Guardianship, and Health Care Directives. For Advisors, find out how you can utilize Trust & Will to offer your clients these value-added estate planning services. Whether you need to set up an estate plan for the first time or update an existing one, you won't want to miss this episode.

In part one of our Estate Planning Basics Series, Shawn is joined on the podcast by Ella Neely, an Estate Planner with Baird's Financial and Estate Planning Department. Together Shawn and Ella go over the basic documents everyone should consider putting into their estate plan. They also tackle common questions such as “When is it necessary to get a will?”, and “What is a Health Care Directive?”

Rennie is joined by Dr. Dan Morhaim, the author of Preparing for a Better End: Expert Lessons on Death and Dying for You and Your Loved Ones, about how to make your desires known for the end of life, which can save thousands of dollars and give you peace of mind at any age.In this episode:How you must choose while you are healthy what you want for your end of life.Learn the importance of having a Health Care Directive at any age.Common mistakes people make in preparing (or not) for end of life.If everyone had a Health Care Directive it could save $100 billion dollars each year and eliminate family disputes.About Dr. Dan MorhaimDan Morhaim brings a unique background: 40+ years as an Emergency Medicine physician; 24 years as a Maryland state legislator; 16 years as faculty at Johns Hopkins; author of articles for both medical and general media.Dr. Dan Morhaim’s books and more information to consider about Health Care Directives can be found on his website at: www.thebetterend.com and further resources are available at mydirectives.comConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/

Find Stacey: www.gotittogethernow.comText ROBIN to 714 709 2027 for her free gift!Reach Robin: www.quittingculture.comStacey spent over 30 years helping people with their finances and then she had a health crisis that changed everything. She now helps people to be ready if they should have a health issue, or worse, by getting personal and legal documents together NOW. Most people have no idea what is involved or even where to begin, so she loves helping to get the ball rolling and making it possible for everyone to say, “I Got It Together!”.Stacey recommends having a number of documents gathered in one place so your family or loved ones have easy access to your most important information.Depending on where you live, not having critical pieces gathered can mean other people (doctors) make decisions about your care and treatment, not your loved ones.It can also mean years in probate and the loss of income/benefits.There are some basic things we need to have such as:- Health Care Directive- HIPAA Waiver- Living Will- Power of AttorneyAnd, all the passwords used in our 'online' communities.Finally, if you're a parent of an adult child (age 18+), it's important to know that they need the same documentation. Even as a parent, if they are hospitalized, you have no rights to direct their care without the Health Care Directive and the HIPAA Waiver.You also have no access to their financial records/assets without them naming you as a beneficiary.For more information, including enrolling in Stacey's programs, please visit her website: www.gotittogethernow.com 

I’m excited to Re-Share this episode with you! If you haven’t listened – please do. For yourself. For your loved ones. Share it with them. This is a topic that is on more people’s minds in the last 6 months or so. As I listened to it again… what an important conversation. Beth is a great person to gain insight... Read more »

In the age of COVID-19, there has been a renewed focus on Health Care Directives. The communicability and finality of the disease have opened up all sorts of fears and uncertainty for many people- especially among the elderly. To that end, I am excited to present the conversation I had with TIFFANY MCKENZIE. She is a partner in the Private Client Group at Bryan Cave in Atlanta. We talked about planning in the COVID-19 environment with extra attention on the often-overlooked health care directives. Description of the Current COVID Environment for Planning The speed and communicability of the diseaseThe higher death rates Many times people enter hospital unaccompanied A Quick Reminder for Listeners: What are the Usual Documents that Need Updating: WillTrustsPowers of AttorneyAnd Health Care Directives Health Care Directives How are this different from a Power of Attorney?Designating Health Care PreferencesDesignating a Health Care Proxy Preferences- What criteria for decision-making should we include?What are  Proxy Who should be in this Role?When does this person make decisions?What should be considered in a COVID environment? Communication issues Being comfortable with remote methodsDeveloping a relationship with doctors and institutions and their decision-makingPreferences for choosing drugs, services Intubations -  What is the process for ventilators?Triage v. Best Efforts What else are should be thinking about in emergency situations? Where can we reach you and keep track of your writings? TIFFANY MCKENZIE BIO TIFFANY ON "HEALTH DIRECTIVES" CHAMBERS COMMENTS

In the age of COVID-19, there has been a renewed focus on Health Care Directives. The communicability and finality of the disease have opened up all sorts of fears and uncertainty for many people- especially among the elderly. To that end, I am excited to present the conversation I had with TIFFANY MCKENZIE. She is a partner in the Private Client Group at Bryan Cave in Atlanta. We talked about planning in the COVID-19 environment with extra attention on the often-overlooked health care directives. Description of the Current COVID Environment for Planning The speed and communicability of the diseaseThe higher death rates Many times people enter hospital unaccompanied A Quick Reminder for Listeners: What are the Usual Documents that Need Updating: WillTrustsPowers of AttorneyAnd Health Care Directives Health Care Directives How are this different from a Power of Attorney?Designating Health Care PreferencesDesignating a Health Care Proxy Preferences- What criteria for decision-making should we include?What are  Proxy Who should be in this Role?When does this person make decisions?What should be considered in a COVID environment? Communication issues Being comfortable with remote methodsDeveloping a relationship with doctors and institutions and their decision-makingPreferences for choosing drugs, services Intubations -  What is the process for ventilators?Triage v. Best Efforts What else are should be thinking about in emergency situations? Where can we reach you and keep track of your writings? TIFFANY MCKENZIE BIO TIFFANY ON "HEALTH DIRECTIVES" CHAMBERS COMMENTS

An Advance Health Care Directive allows the creator to name an Agent(s) that can make medical decisions, indicate their wishes for life sustaining treatment, and describe their wishes for organ donations.  Michele Procino-Wells and Leslie DiPietro discuss the importance of this lifetime planning tool.

This episode provides an overview of the various medical and financial decisions faced by young adults and strategies to set them up for success.

Barry Price, President of the Hemlock Society, is joined by the organization's founder, Faye Girsh, to talk about the Society's mission; COVID-19 and End of Life choices; and the need for a dementia-related advanced Health Care Directive.

We are joined again this week attorney Ryan Janisse, a shareholder at Gilmore Magness Janisse, who helps us dive into the unique challenges that COVID-19 might present to your estate plan. As Ryan reviews, your estate plan is always important, but other challenges exist right now, such as getting your new estate planning documents notarized... so it's important to work on your estate plan right now, because it could take longer to complete as the world, and law firms, grapple with shelter in place rules.Ryan also discusses health care directives, which are important part of your estate plan that effects you and your care while you are still alive but unable to make your own health care decisions if, say, you were on a ventilator. As we mentioned in our last show notes, Ryan's practice includes estate and succession planning, probate and trust administration, probate and estate litigation, conservatorships, business matters, and transactional law. He works with individuals and families in connection with all aspects of estate planning including the preparation of living trusts, wills, powers of attorney, advanced health care directives, nomination of guardians, and irrevocable trusts. His practice also includes representing beneficiaries, executors and trustees in contested and uncontested probate and trust administration matters.If you would like to reach out directly to Ryan, you can find him on his firm's website at: https://gmlegal.netMusic:Cold Funk - Funkorama by Kevin MacLeod is licensed under a Creative Commons Attribution licence (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100499Artist: http://incompetech.com/Tracking ID: 1-05008316

Clinton Desveaux predicts Justin Trudeau will not run again. Rod Giltaca on the federal government gun grab, Aaron Wudrick from the taxpayers federation says the next planned gun grab could be unconstitutional. The COVID-19 pandemic is an unprecedented event. It's giving us time to reflect on the importance of family & importance to review and up-date your Wills, Power of Attorney and Health Care Directives. Listen and learn how to get your complimentary "Willing Wisdom Index" report a $199 value or contact David at david.barnsdale@rbc.com or 1-866-205-6536

This week, I’m talking about some of the best and most unique financial planning opportunities available during this coronavirus crisis. There are several tried-and-true opportunities that present themselves in nearly every crisis and market downturn, but there are also several that are unique to this current crisis. One thing about a global pandemic is that it gets us to think about our own mortality and what would happen if we or a loved one became sick, hospitalized, or died during this time.  Rather than fretting and wasting time worrying about things we can’t control, a renewed focus on your own health and mortality is an excellent opportunity to revisit your health care directives. And while you’re at it you might consider updating your estate plan as well. Most of us have woefully outdated wills, or worse nothing at all in place. And it’s a real possibility that your health care directives don’t even match with what you want your family to do if you are no longer able to make healthcare decisions for yourself.  So save you and your family the heartache and uncertainty down the road of not having up to date directives and estate plan documents, and get those in place now. If God-forbid you become sick or die from this virus, you’ll be glad you took action now.  That’s it for today. Thanks for listening. My name is Ashley Micciche and this is the One Minute Retirement Tip.  --------- >>> Subscribe on iTunes: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Check out our blog: https://truenorthretirementadvisors.com/blog/ ---------- Tags: retirement, investing, money, finance, finances, financial planning, retirement planning, saving money, personal finance, wealth management, money tips, fee only financial advisor, financial planner, financial podcast, retirement podcast, financial independence podcast

  If you are stuck at home and without basic legal documents, listen up. In the spirit of offering what I can to help people gain some piece of mind amidst the panic and uncertainty of the pandemic, here are some resources that you can use to get the basics in order, for now. Although none of the documents I’m discussing take the place of a comprehensive estate plan, they are all good things to have. And most of them are documents that you can put in place with minimal or no expense as long as you have access to the internet, a printer, and some cooperative neighbors willing to stay six feet away while you sign them. Once you do sign them, place them in a safe place, let your loved ones know where to find them in case you do get sick, and then, please, go out and take a walk. Advance Health Care Directives An Advance Health Care Directive, also known as a Health Care Proxy or Durable Power of Attorney for Health Care  and Living Will in some states, appoints people to act as your Agents to make medical decisions for you if you are unable to make them for yourself.   Here is a downloadable Advance Health Care Directive form for California that follows the California Probate Code’s statutory form. The AARP offers free, downloadable Advance Directives for all fifty states here: The California Hospital Association offers a free downloadable form for California here. If you are a Kaiser member, Kaiser Permanente offers a downloadable form here. If you would like to learn more about end of life planning and palliative care, please listen to Dr. Jessica Zitter’s interview on my podcast, Life Death Law. She has so much to say about how to be prepared, who to choose as your Agent, and how to negotiate a vist to the ICU. DNR and POLST forms A DNR Order tells emergency medical personnel that you don’t want CPR or other measures, such as intubation, if your heart stops beating. This form, however, needs to be signed by a doctor to be valid, so it’s not exactly a DIY resource. Still, if you are concerned, please do contact your doctor or local Health Department to find out how to get this in place. A POLST form, which is often printed on bright pink paper, is another medical order that is similar to, but broader than, a DNR Order. The name stands for Physician Orders for Life-Sustaining Treatment and it is exactly that — a medically binding order that states what you do, and don’t, want at end of life.  For more information about POLST forms, you can go here. Durable Power of Attorney A Durable Power of Attorney is a legal document that names Agents who can act for you financially, doing things such as writing checks on your behalf, paying your bills, managing your investments, withdrawing assets from your retirement accounts, and paying your taxes.  California offers a simple Durable Power of Attorney as part of its Probate Code.  You can find this many places, but here’s one link. Wills A Will is the last on my list of basic estate documents that everyone should have. If you don’t write one, each state has a set of rules that will determine who will get your property at death (called the laws of intestate succession)  and a judge will have to appoint guardians for your minor children without any input from you.  So, how can you make a Will right now, if you can’t leave the house? I have three suggestions: If you live in California, you can download a simple fill-in-the-blank form offered for free by the State Bar Association here. If you want to do a more customized Will, and you can afford to pay 89.99, you can use WillMaker, software that uses a question and answer format to produce Wills, Durable Powers of Attorney and Health Care Directives for all states, except Louisiana. You can download Quicken WillMaker and Trust 2020. You can create an Online Will for $59.99 at Nolo.com for all states except Louisana.

  If you are stuck at home and without basic legal documents, listen up. In the spirit of offering what I can to help people gain some piece of mind amidst the panic and uncertainty of the pandemic, here are some resources that you can use to get the basics in order, for now. Although none of the documents I’m discussing take the place of a comprehensive estate plan, they are all good things to have. And most of them are documents that you can put in place with minimal or no expense as long as you have access to the internet, a printer, and some cooperative neighbors willing to stay six feet away while you sign them. Once you do sign them, place them in a safe place, let your loved ones know where to find them in case you do get sick, and then, please, go out and take a walk. Advance Health Care Directives An Advance Health Care Directive, also known as a Health Care Proxy or Durable Power of Attorney for Health Care  and Living Will in some states, appoints people to act as your Agents to make medical decisions for you if you are unable to make them for yourself.   Here is a downloadable Advance Health Care Directive form for California that follows the California Probate Code’s statutory form. The AARP offers free, downloadable Advance Directives for all fifty states here: The California Hospital Association offers a free downloadable form for California here. If you are a Kaiser member, Kaiser Permanente offers a downloadable form here. If you would like to learn more about end of life planning and palliative care, please listen to Dr. Jessica Zitter’s interview on my podcast, Life Death Law. She has so much to say about how to be prepared, who to choose as your Agent, and how to negotiate a vist to the ICU. DNR and POLST forms A DNR Order tells emergency medical personnel that you don’t want CPR or other measures, such as intubation, if your heart stops beating. This form, however, needs to be signed by a doctor to be valid, so it’s not exactly a DIY resource. Still, if you are concerned, please do contact your doctor or local Health Department to find out how to get this in place. A POLST form, which is often printed on bright pink paper, is another medical order that is similar to, but broader than, a DNR Order. The name stands for Physician Orders for Life-Sustaining Treatment and it is exactly that — a medically binding order that states what you do, and don’t, want at end of life.  For more information about POLST forms, you can go here. Durable Power of Attorney A Durable Power of Attorney is a legal document that names Agents who can act for you financially, doing things such as writing checks on your behalf, paying your bills, managing your investments, withdrawing assets from your retirement accounts, and paying your taxes.  California offers a simple Durable Power of Attorney as part of its Probate Code.  You can find this many places, but here’s one link. Wills A Will is the last on my list of basic estate documents that everyone should have. If you don’t write one, each state has a set of rules that will determine who will get your property at death (called the laws of intestate succession)  and a judge will have to appoint guardians for your minor children without any input from you.  So, how can you make a Will right now, if you can’t leave the house? I have three suggestions: If you live in California, you can download a simple fill-in-the-blank form offered for free by the State Bar Association here. If you want to do a more customized Will, and you can afford to pay 89.99, you can use WillMaker, software that uses a question and answer format to produce Wills, Durable Powers of Attorney and Health Care Directives for all states, except Louisiana. You can download Quicken WillMaker and Trust 2020. You can create an Online Will for $59.99 at Nolo.com for all states except Louisana.

What essential documents are needed to transfer my assets? Time to set your house in order and have that estate planning conversation. Truth be told, nobody wants to talk about dying – but everybody does it!  Join Attorney Elizabeth Winfield in this conversation on maintaining control to relieve any stress related to how your property/assets will flow.  You're going to need three key documents: a Will, Power of Attorney and a Health Care Directive. First, and foremost – the Will. Learn more about your ad choices. Visit megaphone.fm/adchoices

Creating a health care directive is an important step in planning for the future. It's a gift that lets your family know what choices to make regarding your health care if you are unable to voice that choice for yourself. In this podcast episode, Focus on the Future host Allycia Wolff talks with Maggie O'Connor of Honoring Choices Minnesota. Together, they discuss what goes into a health care directive and why it is important to you and your family.About Honoring Choices MinnesotaHonoring Choices Minnesota is a collaborative, state-wide Advance Care Planning initiative led by Twin Cities Medical Society. Honoring Choices Minnesota’s goal is to spur family conversations about future health care preferences and to assist health care organizations and community partners with the installation of a comprehensive advance care planning program. Learn more at www.honoringchoices.org.About Focus on the FutureYou can find more information about Focus on the Future at arcminnesota.org/podcast. If Episode 9 inspired a question for an Arc Advocate, call The Arc Minnesota at 833.450.1494.Focus on the Future is a podcast for caregivers and families supporting people with disabilities. In each episode, a conversation about the journey of discovering our best life and how to achieve it. While exploring legal, financial, and quality of life structures, Focus on the Future aims to get back to what matters most: living a fulfilling and meaningful life that is defined by each individual person.Support the show (http://www.arcminnesota.org/podcast)

Hometown Radio 04/24/19 6p: Mila Labarre and attorney Tarren Collins remind us of the need for health care directives

What is an Advanced Health Care Directive, and why is it important that everyone fills one out? Join, Pamela Reuben-Eubanks, Palliative Care Coordinator at Saddleback Memorial Medical Center, as she helps you navigate through how to fill out an Advance Directive, and explains the various types of Advanced Directives.

It is important that our wishes about medical care, should we become incapable of making our own decisions, be known. Find out what you need to know about life-planning decisions including the living will/advance directive and durable power of attorney for health care. This course was made possible by the Optimizing Aging Collaborative at UCSF which is supported by the UCSF Geriatrics Workforce Enhancement Program: Health Resources and Services Administration (HRSA) Grant Number U1QHP28727. Series: "Mini Medical School for the Public" [Health and Medicine] [Show ID: 31557]

It is important that our wishes about medical care, should we become incapable of making our own decisions, be known. Find out what you need to know about life-planning decisions including the living will/advance directive and durable power of attorney for health care. This course was made possible by the Optimizing Aging Collaborative at UCSF which is supported by the UCSF Geriatrics Workforce Enhancement Program: Health Resources and Services Administration (HRSA) Grant Number U1QHP28727. Series: "Mini Medical School for the Public" [Health and Medicine] [Show ID: 31557]

Welcome, Medicare Nation! I’m excited about our guest and our important topic today. We’re discussing the confusion surrounding advanced directives. Have you ever thought about what would happen if you can’t speak for yourself and are in an emergency health situation? Who will express your wishes, and will the health care professionals understand? Dr. Ferdinando (Fred) Mirarchi is the ER Director of University of Pittsburgh Medical Center-Hamot. He has a solution!  Tell us about health care directives and the issues that commonly arise when people come to the ER. There are three types of directives: living will, DNR (Do Not Resuscitate order), and POLST (Physicians’ Order for Life Sustaining Treatment). All three of these have safety issues surrounding them, and all three bring questions. When are they to be followed? None of us know when an emergency situation may arise, so when do we carry these documents with us? Even medical professionals don’t understand these orders, but no one really wants to raise the safety concerns. What happens when someone comes to the ER with no accompanying family and no papers? It’s not just an ER situation, but anywhere in the hospital, for any medical procedure. “You, the patient, are asked if you have a Living Will, then you are subjected to whatever their understanding is as to what that means.” About 78% of the time, physicians assume that a Living Will equals a DNR, but in 64% of cases, a DNR is strictly an end of life order and does not apply to critical care emergencies. Medical professionals assume if you have any advanced directive that you’re an end of life care patient and don’t want care. Many don’t understand the difference between being critically ill and being in an “end of life” situation. If you have advanced directive documents, should you bring them with you to any scheduled procedure, like a colonoscopy? Most physicians would say YES, but I say NO. Keep your document in a safe place so that it doesn’t compromise your care and treatment. Pull it out when you need it, but then you face a retrieval issue. Will the proper medical professional have access to your papers when they need it? We have a process that can insure that those documents are retrieved when needed. Most ER doctors are forced to look at a paper and make an interpretation, based on THEIR understanding, which might not be right for you. Can you explain the difference in a Living Will and a DNR? A Living Will is a legal document, not a medical document. It is for use in situations when someone can’t speak for themselves, develops a terminal condition, or is in a persistent vegetative state. A DNR is specifically for when someone is found with no pulse or breathing, and no CPR is desired. There is a common misunderstanding that a DNR means no medical treatment at all, when it most often applies to end of life care. When someone has a Living Will and the medical professional assumes it’s a DNR, then it can affect care and treatment of any medical emergency. “It’s a coin toss with a 50% chance of being treated or not being treated.” You’ve developed a solution to help people explain their wishes about receiving treatment. Can you explain? At the Institute of Health Care Directives, we have created ID cards containing detailed information to be understood by any medical professional in any hospital. It gives patients a voice to guide their care and treatment. Your ID card has info and directives linked with a QR code that accesses a video recording of your wishes. The recorded video is in a database and can be pulled up on any smart phone for any medical situation you may encounter. Will this ID card work in any medical office, hospital, or ER? Yes, and it’s in clear and understandable medical language so that any professional will know what to do. Can you explain how to find out more and what the service includes? Visit our website: www.institutehcd.com or email us: info@institutehcd.com. You can even call us at 814-490-6584. Dr. Mirarchi is offering a 10% discount to the first 100 MN callers on either of the available packages. The Basic package is for healthy, young people, and the VIP package is for those with multiple medical problems. The VIP package gives you access to an on-call doctor 24/7/365. You can ask any question or any medical professional treating you can call for information about your condition. Our solution is a much clearer and simpler process and has received great response from physicians. The goal is to plan for when you are critically ill and (separately) for when you’re at the end of life. There is a study coming out in 3-6 months on a 15 state trial, and the preliminary results are amazing. This is truly a game-changer in the health care industry. Here is the news story video of the 57y.o. man who was mistakenly noted as "DNR" in his hospital file           whistle blower 9 Investigative news http://www.wsoctv.com/news/9-investigates/whistleblower-9/whistleblower-9-do-not-resuscitate-bracelet-mistakenly-put-on-hospitalized-mans-wrist/446014450    Here is a Parody Video on "Advanced Directives" https://youtu.be/S6XKv7MOuts Good Practice (A parody of Green Day's " Good Riddance") By Michael Barton Do you have questions or feedback? I’d love to hear it! I may answer one of your questions on the air! email me: support@themedicarenation.com Thank you for listening! If you enjoyed this podcast, please subscribe and leave a 5 star rating and review in iTunes! (Click here)     Find out more information about Medicare on Diane Daniel’s website! www.CallSamm.com            

Welcome, Medicare Nation! I’m excited about our guest and our important topic today. We’re discussing the confusion surrounding advanced directives. Have you ever thought about what would happen if you can’t speak for yourself and are in an emergency health situation? Who will express your wishes, and will the health care professionals understand? Dr. Ferdinando (Fred) Mirarchi is the ER Director of University of Pittsburgh Medical Center-Hamot. He has a solution! Join us to learn more! Tell us about health care directives and the issues that commonly arise when people come to the ER. There are three types of directives: living will, DNR (Do Not Resuscitate order), and POLST (Physicians’ Order for Life Sustaining Treatment). All three of these have safety issues surrounding them, and all three bring questions. When are they to be followed? None of us know when an emergency situation may arise, so when do we carry these documents with us? Even medical professionals don’t understand these orders, but no one really wants to raise the safety concerns. What happens when someone comes to the ER with no accompanying family and no papers? It’s not just an ER situation, but anywhere in the hospital, for any medical procedure. “You, the patient, are asked if you have a Living Will, then you are subjected to whatever their understanding is as to what that means.” About 78% of the time, physicians assume that a Living Will equals a DNR, but in 64% of cases, a DNR is strictly an end of life order and does not apply to critical care emergencies. Medical professionals assume if you have any advanced directive that you’re an end of life care patient and don’t want care. Many don’t understand the difference between being critically ill and being in an “end of life” situation. If you have advanced directive documents, should you bring them with you to any scheduled procedure, like a colonoscopy? Most physicians would say YES, but I say NO. Keep your document in a safe place so that it doesn’t compromise your care and treatment. Pull it out when you need it, but then you face a retrieval issue. Will the proper medical professional have access to your papers when they need it? We have a process that can insure that those documents are retrieved when needed. Most ER doctors are forced to look at a paper and make an interpretation, based on THEIR understanding, which might not be right for you. Can you explain the difference in a Living Will and a DNR? A Living Will is a legal document, not a medical document. It is for use in situations when someone can’t speak for themselves, develops a terminal condition, or is in a persistent vegetative state. A DNR is specifically for when someone is found with no pulse or breathing, and no CPR is desired. There is a common misunderstanding that a DNR means no medical treatment at all, when it most often applies to end of life care. When someone has a Living Will and the medical professional assumes it’s a DNR, then it can affect care and treatment of any medical emergency. “It’s a coin toss with a 50% chance of being treated or not being treated.” You’ve developed a solution to help people explain their wishes about receiving treatment. Can you explain? At the Institute of Health Care Directives, we have created ID cards containing detailed information to be understood by any medical professional in any hospital. It gives patients a voice to guide their care and treatment. Your ID card has info and directives linked with a QR code that accesses a video recording of your wishes. The recorded video is in a database and can be pulled up on any smart phone for any medical situation you may encounter. Will this ID card work in any medical office, hospital, or ER? Yes, and it’s in clear and understandable medical language so that any professional will know what to do. Can you explain how to find out more and what the service includes? Visit our website: www.institutehcd.com or email us: info@institutehcd.com. You can even call us at 814-490-6584. Dr. Mirarchi is offering a 10% discount to the first 100 MN callers on either of the available packages. The Basic package is for healthy, young people, and the VIP package is for those with multiple medical problems. The VIP package gives you access to an on-call doctor 24/7/365. You can ask any question or any medical professional treating you can call for information about your condition. Our solution is a much clearer and simpler process and has received great response from physicians. The goal is to plan for when you are critically ill and (separately) for when you’re at the end of life. There is a study coming out in 3-6 months on a 15 state trial, and the preliminary results are amazing. This is truly a game-changer in the health care industry. Do you have questions or feedback? I’d love to hear it! I may answer one of your questions on the air! email me: support@themedicarenation.com Thank you for listening! If you enjoyed this podcast, please subscribe and leave a 5 star rating and review in iTunes! (Click here)     Find out more information about Medicare on Diane Daniel’s website! www.CallSamm.com    

In this episode of An Estate of Mind Podcast, Zakiya Norton and Somita Basu of Norton Basu LLP, discuss the popular television show Empire and the benefits of advanced directives.

WOW, your response to the Can Carl Retire? series in January and last Friday's results webinar were off the charts. I received so many kind comment and sharp questions from you. In today's episode, I'll answer a portion of your questions and will work to get to the rest of them in next week's episode. Please keep them coming. If you're wondering, no doubt thousands of others are too. Want to Watch the Webinar Replay? The webinar replay will remain available until Sunday, February 8th (11:59 pm). You can watch it by clicking below. rogerwhitney.com/webinar Listener Questions Answered in This Episode From Ken "I didn't see you mention an emergency fund, why is that?" From Ken "What provision is made to pay for taxes on his 401(k) plan when required minimum distributions are required since most of his wealth is in tax-deferred plans?" From Randy "Quicken sells software, called "WillMaker Plus", to create "a Will, Health Care Directive, Durable Power of Attorney for Finances and other essential documents".  Do you have an opinion on the value of such software?" From Joe. "I appreciate the webinar yesterday; helps me in thinking thru retirement planning.  The question came up around pensions and taking a lump sum vs. taking annuity payments.  You said something to the effect of "99% of the time it's better to take the annuity." That's one of my central planning questions, as I have a company pension that I will eventually be drawing from. From Ken. (Ken was getting into this) "I just listened to the replay and thought it was very informative and provided a nice example of the process. As you mentioned during the webinar, given Carl is lucky enough to have a healthy pension which is rare these days, it would be interesting to know what the equivalent lump sum in current investable assets would need to be to get him to the same answer if he did not have the pension." From Dave. Good podcast and interesting information about Carl's situation.  I am wondering whether your estimated returns for Carl were too aggressive.  Where the estimated returns (8+%) that you were showing after tax returns?  It just seems, while the portfolio would be a nice blend, that the return estimates were higher than I have been estimating in my personal returns.  Regards, Dave Question for You: What do you want next? The Can Carl Retire? series really resonated with most of you. It's been exciting to see you participating and asking question. What would you like me to focus on next: Another real world example? Case studies of plans I've worked through (good and bad) What to do if you're behind on savings? More webinars?  If so, on what? Social Security Maximization, goal planning or understanding market returns are some topics that come to mind Click here and let me know

On Tuesday, April 30th we welcome author Terry Ann Black, RN to our show.  Terry has been a registered nurse for 47 years, during which time she worked with many people in times of crisis. However her life changing experience came when Terry's father-in-law died in an auto accident, leaving  her family with limited knowledge on where to find all his important documents.   Now in its 5th edition, Terry's book Caring Is Not Enough provides her readers with a clear and concise information on how individuals and families can get their affairs in order. Through our conversation on Tuesday, Terry will demonstrate to us how we can 'Be A Healthy Caregiver'    

On Tuesday, April 30th we welcome author Terry Ann Black, RN to our show.  Terry has been a registered nurse for 47 years, during which time she worked with many people in times of crisis. However her life changing experience came when Terry's father-in-law died in an auto accident, leaving  her family with limited knowledge on where to find all his important documents.   Now in its 5th edition, Terry's book Caring Is Not Enough provides her readers with a clear and concise information on how individuals and families can get their affairs in order. Through our conversation on Tuesday, Terry will demonstrate to us how we can 'Be A Healthy Caregiver'    

Tonight on For the People... law in plain language & Debra d. Rainey, Esq.WILL i NEED (aka: my dysfunctional family WILL fight over my sh*t).  We learned that a will is a written document that is used to tell the world how someone wants his or her property disposed after the person dies. The Compassionate Lawyer host went all political on us and regurgitated excerpts from President Obama's phenomenal second inaugural address, and she took us down history lane.  We learned that if you die without a will your dysfunctional family just might touch and in fact get your sh**, or it may go to the state if you ain't got no family. Health Care Directives and Powers of Attorney were discussed giving an overview of their use and relevance, in the event one suffers a debilitating injury or one loses one's marbles.  The Compassionate Lawyer answered some interesting and intriguing questions from avid For the People listeners and provided comic relief in between.  You gotta check this one out and hear the producer go off about her dysfunctional family and the "John Norris" drama.  Check it out.   Tuesdays ~ 8-9:30 PM ESTLISTEN ONLINE: www.GTownRadio.com & with TUNEIN on SmartphonesWeekly Podcasts on iTunes & Podomatic.comLike us FACEBOOK ~ Follow us TWITTERHost Debra D. Rainey, Esq. Featuring BLAQ: The Broke PoetProducer: Renee Norris-JonesNEXT Air Date January 22, 2013~LISTEN with the TUNEIN APP on your SMARTPHONE~