Podcasts about AARP

Today we're sharing a recent chat with ⁠⁠Jean Chatzky, an award-winning personal finance journalist, AARP's personal finance ambassador, and best-selling author. Jean is also the founder and CEO of HerMoney Media. Jean joined us to discuss her soon-to-be released book ⁠The Forever Paycheck: The New Retirement Strategy to Spend More, Worry Less, and Never Run Out of Money, a step-by-step plan for making your money work for you.Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The right travel essentials can make all the difference. In this episode, discover three simple items to help make your next adventure as comfortable, enjoyable and stress-free as possible. To support more content like this, and get valuable benefits and discounts, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier!

Pickleball has become one of the go-to ways for older adults to stay active these days. In this episode, we share three easy tips to help prevent common injuries, so you can keep playing with confidence, match after match. To support more content like this, and get valuable benefits and discounts, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier!

The New York Times reported that Jared Kushner met privately with Hakeem Jeffries — and the online left completely lost it. So Jeffries sat down in front of a Brooklyn housing project in a hat eight sizes too big and recorded a slow-motion selfie video to calm his own base, and it is the single most ridiculous thing you will see today. Larry O'Connor breaks down the pauses, the "Trump cartel" line, the Wolf Blitzer interview that followed on CNN, and the one thing Hakeem Jeffries never once said Democrats would actually DO for you. Raise your hand as a Social Security voter: https://AARP.org/SocialSecurityVoterBecome a Townhall VIP member with promo code "LARRY": https://townhall.com/subscribeSee omnystudio.com/listener for privacy information.

Hillary Clinton accused Donald Trump of running "socialism for the rich" and enriching himself in office — so Larry O'Connor asks the question nobody in media ever puts to her. Bill Clinton was making $35,000 a year as governor of Arkansas and the couple left the White House in debt. So where did Hillary Clinton's fortune actually come from? Plus her claim that the Founders would be "appalled" and George Washington "heartsick" — from the party that tore their statues down. Raise your hand as a Social Security voter: https://AARP.org/SocialSecurityVoterBecome a Townhall VIP member with promo code "LARRY": https://townhall.com/subscribeSee omnystudio.com/listener for privacy information.

Brand loyalty can be hard to break — but it may be costing you money. In this episode, discover why many generic products offer the same quality as their name-brand counterparts and how making a few simple swaps can help stretch your grocery budget without sacrificing the products you love.   To support more content like this, and get valuable benefits and discounts, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier! 

A new AARP poll of Michigan likely voters has the Senate race in a dead heat — Democrat Abdul El-Sayed at 48% and Republican Mike Rogers at 47%. Larry O'Connor sits down with AARP's John Hishta and pollster Bob Ward of Fabrizio Ward to break down the generational split driving it: Rogers up 9 points with voters 50-plus and 13 with seniors, El-Sayed up 14 with voters under 50. With voters over 50 projected to make up at least 59% of Michigan's midterm turnout — and a 15-point motivation gap in their favor — this race may come down to who actually shows up. Visit https://www.AARP.org/votes for more informationBecome a Townhall VIP member with promo code "LARRY": https://townhall.com/subscribeSee omnystudio.com/listener for privacy information.

The fight over the Democratic Party's future may already be underway. After a democratic socialist defeated a heavily funded establishment favorite in Florida's Senate primary, we look at where the energy inside the Democratic Party is moving — and why the 2028 presidential primary could become a major battle between the party establishment and the DSA wing. That includes AOC, Mark Kelly's early moves toward a presidential run, and why putting South Carolina near the front of the Democratic primary calendar could have major consequences. Back in Arizona, Katie Hobbs and Andy Biggs are already facing millions of dollars in advertising as polling continues to show a competitive governor's race. We dig into the AARP poll showing Hobbs ahead overall while Biggs leads voters over 50, along with Patrick Ruffini's analysis of more than 3,000 Senate polls and the persistent Democratic polling advantage he found across recent election cycles. Arizona's school choice fight also gets a major update after the union-backed effort to change the ESA program was removed from the ballot. We break down the fight over signatures, the role of the Goldwater Institute and Arizona Free Enterprise Club, and why the larger battle over school choice isn't going away. Plus, New York's property tax backlash, newly released FBI material involving Eric Swalwell and Christine Fang, Ruben Gallego, and what all of it could mean as the 2026 midterms give way to the fight for 2028. #AOC #KatieHobbs #AndyBiggs #SchoolChoice #PrattPodcasting Subscribe for weekly conversations on Faith, Freedom & Free Enterprise with Sean Noble and Chris Clements. Light Beer Dark Money Website: lightbeerdarkmoney.com Facebook: https://www.facebook.com/LightBeerDarkMoney/ Instagram: https://www.instagram.com/lightbeerdarkmoney/ Twitter: https://twitter.com/lbdmpodcast?lang=en LinkedIn: https://www.linkedin.com/company/light-beer-dark-money/ Blog: https://lightbeerdarkmoney.com/hypocrisy-and-the-aoc-oh-sandy/

Cross-contamination happens more often than you might think — but preventing it doesn't have to be complicated. In this episode, discover simple ways to reduce your risk of foodborne illness and make your kitchen a safer place to prepare meals. To support more content like this, and get valuable benefits and discounts, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier!

Think you know how to wash a car? Some of the advice you grew up with may actually do more harm than good. In this episode, we share three surprising tips to help protect your car's finish, avoid scratches and keep it looking its best. To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier! 

AARP's John Hishta joins Larry O'Connor to explain the 2032 Social Security cliff — the year benefits get slashed 22% across the board if Congress doesn't act. Hishta also reveals how many Americans over 50 still haven't opened their SSA.gov account, what this October's cost-of-living increase is expected to be, and the one phone call that fixes most Social Security problems. Everything you need to know about your benefits, your work history, and when to claim. Visit https://www.AARP.org/SocialSecurity for more info or visit SSA.gov to create an account, access your benefits and see how much you’re owed.Become a Townhall VIP member with promo code "LARRY": https://townhall.com/subscribeSee omnystudio.com/listener for privacy information.

With the proliferation of smartphones, photography has never been a more accessible hobby. Today, older adults are embracing smartphone photography to flex their creativity, build communities online, and get involved in citizen scientist projects.In this bonus episode of Aging Rewired, you'll hear a discussion with three older adults (Robert, Suzanne, and Vivian) who all came to smartphone photography later in life and have found surprising benefits from taking up this new interest. Additionally, you'll learn tips from Zeke, a Senior Planet trainer, on how to take better photos using your smartphone.To join the Fun with Photography group and start sharing your own photos, visit community.seniorplanet.org. To explore Senior Planet's other smartphone photography resources, such as our free online intro class, visit seniorplanet.org/creativity or call our toll-free hotline at 888-713-3495. 

Extreme heat is becoming a growing health concern across California, especially for older adults. In this episode of In Clear Terms with AARP California, host Dr. Thyonne Gordon talks with Walker Wieland, Environmental Program Manager at CalEPA, and Dr. Felicia Chiang, a climate scientist at CalEPA, about CalHeatScore—California's new tool that helps people understand local heat risk. Walker explains how CalHeatScore works, why it was created, and how it uses ZIP code-specific forecasts and health data to help Californians prepare for dangerous heat. Dr. Chiang shares why extreme heat events are becoming more common, how climate patterns like El Niño influence weather, and why heat combined with wildfire smoke can pose even greater health risks. Whether you're planning outdoor activities, caring for a loved one, or simply trying to stay safe this summer, this episode offers practical tips to help you prepare for extreme heat. Follow Us Twitter @AARPCA Facebook @aarpcalifornia Instagram @aarpca Additional Resources: Learn more about CalHeatScore: https://calheatscore.calepa.ca.gov/ Learn more about AARP California: https://www.aarp.org/ca Presented by AARP California www.AARP.org/CA Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Day Break | The Socialist Surge Hits the Heartland --- 00:00 - Monologue 19:19 – Michael J. Wynne, public corruption lawyer and former Assistant United States Attorney for the Southern District of Texas. Wynne discusses the Justice Department's effort to shield Trump administration advisers from Democratic-led investigations, examining the legal authority involved, executive privilege, and the broader implications for congressional oversight. 28:15 – Dr. Kelly Victory, Chief of Disaster & Emergency Medicine at The Wellness Company. Dr. Victory discusses Anthony Fauci's recent congressional testimony, including his repeated invocation of the Fifth Amendment and the questions that remain about government decision-making during the COVID-19 pandemic. She also examines the Senate committee's vote to hold Fauci in contempt and what legal consequences, if any, could follow. 38:27 - Monologue 47:30 – Anne Schlafly, Chairman of Eagle Forum. Schlafly discusses the growing debate over hemp-derived THC products and efforts to delay closing the federal hemp loophole, examining concerns surrounding regulation, accessibility, and the future of the industry. 57:47 – Maria Keffler, former middle and high school teacher, co-founder of Advocates Protecting Children, and author of Desist, Detrans & Detox: Getting Your Child Out of the Gender Cult. Keffler discusses a WNBA task force meeting focused on eligibility and how the league defines who may compete in women's basketball, examining the broader debate over sex, gender identity, and women's sports. 1:06:42 – Chris Jacobs, Founder and CEO of Juniper Research Group and author of a new American Commitment report. Jacobs examines AARP's financial relationships and policy advocacy, asking whether its business interests create conflicts with its role as an organization representing older Americans. 1:16:54 - Monologue 1:25:54 – Ron Rademacher, travel writer, author, speaker, storyteller, and host of Around Michigan. Rademacher highlights events, festivals, attractions, and other unique happenings taking place across Michigan this week. 1:36:09 – Rep. Jay DeBoyer, Chair of the Michigan House Oversight Committee. DeBoyer discusses questions surrounding Michigan Secretary of State Jocelyn Benson's ties to the Southern Poverty Law Center and the oversight concerns those connections have raised. --- Check out our brand new podcast, 'Forgotten America'... Episode 24 is live NOW at Steve Gruber on YouTube! Link below: https://youtu.be/UrGZQdE62jA

At 71, Terry Craig reflects on a life shaped by creativity, curiosity, movement, and reinvention.Growing up as the second of six siblings, Terry learned early how to resolve conflicts and bring people together. Her mother sewed clothing for the family, and Terry soon discovered her own love of sewing and creating patterns. Over the years, she expanded into quilting and fiber art, including painting with wool and learning wet felting. Always eager to try something new, Terry embraces projects that keep her engaged and inspired.After studying interior design at the Art Institute, Terry realized she wanted a career centered on people and moved into human resources, and later into sales, after relocating to Florida. Upon returning to Chicago, she again worked in HR. Wherever Terry lives, she brings her sewing machine and seeks out community. Local community centers offer groups and classes where she can play Scrabble and connect with fellow stitchers. Physical movement has always been important. Terry began cycling after high school and met her future husband through the sport. Together, they explore multi-day rides, and they are now preparing for a five-week, self-guided e-bike tour along the canals of Paris, ending with a week on the Riviera. Today, she and her husband split their time between Chicago and Scottsdale, AZ where she teaches sewing to a group of 167 people. The group also completes charitable projects, including Easter baskets, pillowcases, and activity totes for children.Terry stays active through hiking, pickleball, cycling, and walking—10,000 steps barely faze her. She believes age is a state of mind and encourages others to overcome fear by starting small and celebrating tiny successes. For Terry Craig, reinvention is a lifelong way of living.“Age is a state of mind and you can overcome fear by starting small and celebrating tiny successes.” - Terry CraigCONNECT WITH TERRY:Email: teresalcraig@gmail.comAARP LogoThanks to our Platinum Sponsor, AARP Illinois, a nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With nearly 1.7 million members in Illinois, AARP volunteers advocate for better health, financial security, and stronger communities. Visit AARP.org/IL to learn more.

Back and neck pain isn't always caused by something obvious. Sometimes it's the little things you do every day without even thinking about them. In this episode, we share simple tips to help reduce unnecessary strain to keep your back and neck feeling their best.   To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier!

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews RIMS SERMC Member Eric Lobser about his career path at Spire Inc. They discuss his start in Budget Analysis at Laclede Gas, which eventually became Spire Inc. He moved into Operations, Treasury, and then Strategic Planning, including Acquisitions. He continued his career as VP of Enterprise Risk Management. Eric shares how he grew into that position, using knowledge he had gained from all the departments he had worked with. He tells about his early presentations to the Board. Eric explains what ERM means to him, and how ERM helps companies manage risks, including reputation, engage in opportunities, and make the resource allocation decisions that lead to success and mitigate failures.   Listen for Eric's idea to improve the ERM acronym.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. Our guest is Eric Lobser. He was a practitioner in the natural gas sector for 35 years. We're going to get his ERM philosophies today. But first… [:42] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [1:02] RIMS-CRMP Virtual Workshops. RIMS will partner with PARIMA for the RIMS-CRMP Exam Prep on September 1st and 2nd. Registration links are in this episode's show notes. [1:13] Also on the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:28] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:41] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [1:51] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:10] On with the Show! We will take a deep dive into Enterprise Risk Management with Eric Lobser. Eric recently retired from a 35-year career in the natural gas sector. He remained with one company that eventually became Spire Energy. [2:26] Eric is also a member of the RIMS Strategic and Enterprise Risk Management Council. [2:32] We will discuss his career journey, how one role led to the next before settling on Enterprise Risk Management, and his philosophies on what makes ERM truly valuable and why the acronym could use an upgrade. Let's get to it! [2:52] Interview! Eric Lobser, Welcome to RIMScast! [3:17] Justin and Eric met last year during a webinar. Eric has a fascinating career. His entire career was at Spire. Originally, it was Laclede Gas Company. Then it became The Laclede Group, and then Spire. Eric's career was 35 years and some months long. [3:53] Justin says that shows our audience that you can have a risk career at one company. You don't need to jump around. If you're doing well, if you're comfortable, if the company's treating you right, and you're doing a good job. [4:10] Eric says the risk career came later in his life. It was the culmination of a lot of other things he did. He had a varied set of positions at Spire. Over time, it was multiple types of companies. As you go through CEOs, things change. [4:31] Eric says he was there for about five CEOs and got to see many different sides of how business operates. [4:49] Eric says he graduated from Boston College in 1990. It was a tough job market. He wanted a job on the East Coast, but it was an expensive place not to have a job. He went back home. [5:08] His stepfather had a contact at the Laclede Gas Company. He interviewed, and they offered him a position, which he took. Within two weeks, he thought he would be crazy to stay at that company more than a couple of years. He thought it was odd they had a few computers. [5:29] Eric came from a school with a library full of computers. You had to sign up to use them. It taught him to use his mind, and it instilled patience. Those elements have been valuable to Eric's career. [6:06] Eric started as a budget analyst and did that for about a year and a half, in the corporate office in downtown St. Louis. [6:33] Then he was fortunate to move to Operations to do the same sort of work with all the department heads to help them with their budgeting, to translate things from Operations into financial terms and get better relationships with the people who ran the business. [6:53] Eric says he got to understand the business better from the view of the boots on the street. [7:04] Justin asks if risk management and ERM came onto Eric's radar in August 2001, when he became the Managing Director for Strategic Planning and Corporate Development. [7:18] Eric says that he had also worked with property insurance in Treasury. There's a big commodity risk at a natural gas company. There are also market risks and credit risks. [7:33] Eric says Strategic Planning was new to The Laclede Group, taking the budget period and extending it out three years, rolling in strategy and planning. [7:49] Eric helped them to develop software for business planning, custom-made from Access, to help support the Balance Scorecard they rolled out. It included something for Initiatives for making improvements, which were tied to Metrics.  [8:11] There were Action Items. There was a section where you laid out your different risks and what you were doing to mitigate them. The Action Items often required support from other areas. The software would put that into their business plan so they could see it and collaborate. [8:33] Eric says risk management and collaboration are hand-in-hand. [9:09] Eric speaks of a change in leadership, where they went from mostly looking at operational excellence and continual improvement to a more external look at other businesses, at ways to diversify within the gas industry: storage, pipeline, E&P, and more. [9:40] That was the beginning of the thought processes Eric would go through, looking at different businesses; what can go right with them, and what can go wrong. [9:57] Part of modeling acquisitions is taking a look at those scenarios and looking for the probability of a downside, what that downside looks like, and what will drive it. What has to go right to have the best case? What does the base case look like? What are those probabilities? [10:20] Eric says that was the beginning of understanding how risk and business go hand-in-hand. They can't have opportunity without risk. There's no reward without risk. Understanding that was an element of that job. [10:39] Eric was fortunate to have a tremendous boss during that time who helped him gain critical thinking about how things operate. [10:58] Eric says when they were looking at how other companies operate, they were companies within the gas industry, to stay within their knowledge base, and simplify their business, within the natural gas value chain, from wellhead to burner tip. [11:30] They were looking at exploration & production, gathering & processing, pipelines, underground storage, down to uses for it, including compressed natural gas for vehicles and local distribution utilities.  [11:58] Justin suggests that the 13-year period when Eric was in Strategic Planning and Corporate Development, holding several positions, was a key time in his career. Eric says yes, and it was his favorite period. He had gone to school for investment banking and acquisitions. [12:42] Eric says, at the same time, it was a tremendous amount of work. He thought maybe it wasn't the best place to spend his lifetime because of the level of work and stress involved. [13:04] Eric was married and raising a family, and that had to come into play, as well. He says while his wife was extremely patient with him during all those times, sometimes working around the clock, he felt it wasn't the right long-term opportunity for him. [13:20] Eric says one of the things he learned when he was doing acquisitions was developing models for how utilities make money. Eric worked with people who did rate cases at the company, to understand what drove cash flow. [13:47] In doing that, Eric learned how regulations work and how tariffs work. That led to asking himself, if this isn't the right career for me, taking a look at something next to it, which was regulatory and government affairs. [14:27] Eric had already started to learn about it. Once he was in charge, he based it on Missouri regulations. The first acquisition was a company in Kansas City, Missouri. [15:05] The second acquisition was Alagasco in Alabama, and that was a completely different type of ratemaking approach that was annual. They had a formal department. Eric was asked to develop something more formal for the entire company. [15:21] Eric says then they acquired Energy South, which brought them into Mobile and also Mississippi, a third rate jurisdiction. There was a mountain of information to climb. His drive and thirst for knowledge helped him up the curve pretty quickly. [15:53] Eric says relationships and the stuff between the lines are just as important as what you can read about and study. [16:12] Eric says, pulling from his enterprise risk career, one of the impacts is not just financial, but reputation. Reputation is a huge element of rate setting. Your reputation precedes you to the commission that oversees rate case litigation and the parties to the case. [16:47] The parties that are involved include industrials, AARP, low-income groups, an energy efficiency group, and other parties. [17:01] Understanding where they're coming from, and what they're trying to achieve, and working towards something that gives all parties some of what they want, is a key element. [17:18] If you were a bad operator; if you had a significant incident that showed you weren't a safe operator, or you weren't treating your customers well, then going into the rate case, people had their minds set that they wanted to give you not a rate increase but a rate reduction. [17:40] The value of the relationships and the reputation, the stuff that is gray and in between the lines, is not just about what the numbers are but who you are as a business. [17:56] A Quick Break! Many fantastic RIMS events are coming up in 2026. The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [18:12] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [18:29] Save the dates: October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [18:45] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [19:00] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration is now open. [19:10] Through August 21st, you can nominate a program for the RIMS ERM Global Award of Distinction. If you know of an ERM Program that is award-worthy, we want to hear about it. A link to the nomination form is in this episode's show notes. Visit RIMS.org/ERM2026. [19:29] We're already looking to RISKWORLD 2027, which will be held over four days in New Orleans, Louisiana, from April 18th through the 21st! The call for session proposals is now live and will stay active through August 21st. [19:44] RIMS members can exclusively register by September 4th for the best rate. And get first access to the hotel block. Hotel reservations open on October 28th, ahead of public registration. Sitting this out is the real risk! The link to registration is in this episode's show notes. [20:04] Let's Return to Our Interview with Eric Lobser! [20:31] Justin asks about compliance at a natural gas company. Eric says his career at a critical infrastructure utility delivering a relatively volatile product to people's homes was very safety-oriented with a lot of rules, regulations, and areas of compliance. [21:04] The whole industry faced a need to replace some of its aging infrastructure. That started when Eric was in Treasury and trying to think about how they would afford all the replacements they were going through. [21:22] It came again when Eric was in Regulatory, trying to understand the balance between safety and rates and what's best for the business and what's best for the customer. [21:53] Compliance is not something you can decide to do a little bit or a lot. You have to meet at least the minimum standards. Spire was always at that point but also found the benefit of going beyond that, to deal with it a little bit more strategically. [22:14] Spire was generally a group that looked at opportunities to do replacement in a way that overall was more cost-effective, exceeding requirements on their compliance. Compliance was an enterprise risk. [22:34] Eric says it was not just making sure they were in compliance, but also what the cost of compliance is and what if people change their minds and all of a sudden want us to do this or that? [22:53] Being a regulated utility, your rates are dependent on somebody deciding you deserve to have this. [23:02] Compliance was more often not physical replacement but putting in another pipe beside the old pipe and terminating the old cast iron pipe that had degraded and become a safety issue. [23:26] Spire always paid attention to where they were getting leaks or water potentially getting into the system and areas of geography that had similar types of risk. [23:39] Spire took a strategic approach to look at the information they were getting and figure out where to go and do wholesale changes rather than responding to risks as they popped up. [23:54] Eric says that was the approach where they took compliance and said if we do more, it probably can be better for us and better for the customer to take a better strategic approach. [24:19] Eric says it's inconvenient and sometimes problematic for people when there are workers in the street. Part of Eric's career was dealing with claims and issues that can happen with construction. The construction was necessary to make sure the system was safe. [24:53] Eric says the most prevalent claims were when they were doing excavation and hit something unmapped, like an underground dog fence or sprinkler system. To be cost-effective, they used reliable outside partners to replace these. [26:44] Eric says that every year, when he was in Strategic Planning, he would help put on a two-day conference for the Board to review company strategy and present new ideas. [27:01] Any time they found an acquisition opportunity that met the muster of the executives, they presented that to the Board. [27:!3] Eric says the Board is extremely interested in rate cases, which are the heart and soul of a utility's business. [27:28] Something Eric found helpful later in his career, doing regulatory work, was to pull together parties without overlapping interests, such as the Board and the Public Service Commission, to help them find agreement on why something was beneficial for the customers. [28:58] Eric says, for the first time or two, presenting to the Board was frightening. He was fortunate enough not to be leading the presentations. He reported to officers who helped develop the business planning and strategy. They helped Eric work his way into bigger roles. [29:32] Eric says when he became more involved in doing the modeling, one time he was called by the CEO to speak to the Board while he was on a family vacation. His wife reminds him of this. The Board was very interested in the upside case and downside case of a model scenario. [30:31] Eric says in that phone call he had to give the Board a rigorous view of why they should spend $1.1 billion on this acquisition. While exciting, Eric says presenting to the Board was a very stressful part of the job. They're relying on things that he's saying to them. [31:12] Eric says acquisitions have their own timeline and they develop however they want to. It's not like going to the grocery store to pick up something. When something pops, it pops, and it's all hands on deck. You don't stop until the job is done. [31:35] One more Quick Break! RIMS, The Foundation for Risk ManagementTM, is dedicated to shaping the future of the profession. By making a contribution, you are strengthening the global risk management community and investing in the future of the industry. [31:55] The Foundation also supports the Spencer Educational Foundation but has a different mission. The Foundation focuses on providing opportunities for those professionals who have already decided to enter risk management and are just getting started. [32:09] You can learn more about the Foundation by visiting www.RIMS.org/FRM.  While you're there, be sure to check out information about the Susan Meltzer Scholarship Fund, which was established to honor Ms. Meltzer, who was RIMS President in 1999 and 2000. [32:28] Susan Meltzer was a cherished RIMS President and contributed so much to RIMS and the greater risk community. Learn more at RIMS.org/FRM.  [32:36] Let's Return to Our Interview with Eric Lobser! [32:52] Eric says that it seems to him that if people viewed Enterprise Risk Management more as Enterprise Value Management, they would better understand that it's more about what you need to do to improve the value of your company. [33:19] In Eric's Strategic Planning days in Corporate Acquisitions, he learned that Expected Value is about changing probabilities, not just the impact of those probabilities. [33:32] Eric says Enterprise Risk Management does a great job of addressing both the likelihood and the impact of things going wrong and things going right. What you're building with ERM is value. You're adding to the value of the company. [33:46] Eric thinks more people would engage. It would resonate with a lot of the corporate cultures to look at ERM as a way to build value for the company. [34:08] Justin says that for almost eight years, Eric was the Spire VP of ERM. Justin asks if Eric was able to hit the ground running, going from Regulatory and Government Affairs into ERM. [34:32] Eric says the position started with Insurance, and then Commodity Risk Management, other elements of the business that helped him up the learning curve. From Acquisitions, Regulatory, Operations, and Customer Service, Eric understood a lot about the business. [34:55] Eric says having a couple of years when he was in charge of Spire's Insurance program, including Captive Management, where you retain risk instead of transferring it, was a great transition to eventually getting Enterprise Risk. [35:31] Eric says he read every book he could get his hands on in the time he had. He noticed some of the things they were doing were based on ISO 31000. Eric read through ISO and COSO. COSO felt very intricate and detailed. [36:10] Eric asked himself what the potential was that we were going to adopt something. The culture of the business manages the risk. ERM oversees how the business manages risk. Eric wanted to pick a framework that fit more with Spire's corporate culture. [36:39] Eric says ISO 31000 is adjustable. He felt like it was a good fit. It was more about strategy and enterprise than Spire's focus had been. It was not just about what could go wrong and what they should be concerned about happening, but what must go right. [37:22] Eric says that looped in what he learned in Strategy, what they have to do to be successful, and what could derail them from that. Spire transitioned a little bit less away from risks and more to strategic imperatives and what they had to do to achieve their strategic vision. [38:02] Justin asks about ERM conferences and what makes a great ERM session. Eric says it's a practitioner who has lived through it with real-world experience on what works, what doesn't work, and why it didn't work. [38:18] Eric says everything's specific to the company, so what works for one may not work for another. An experienced practitioner brings a level of credibility that is important. Eric wants a presenter who focuses on what helps a company be more successful in executing its strategy. [38:41] Eric says a lot of presentations go into risk registers and software, but in the end, risk management is change management, with very complex systems. The presenter should speak to engaging the business, getting different areas to collaborate, and making better decisions. [39:31] Eric says those decisions are about how you allocate resources. Resources are limited. You can't do everything, so you prioritize. [39:41] ERM helps you to prioritize better, using a process of identification and assessment, to help you understand how important a risk is in relation to other risks, how soon it needs to be dealt with, and what level of mitigation and controls you already have in place. [40:13] Eric says, ERM helps you determine if this risk is extremely well-managed and there are resources you can take away from it to put toward a risk that's less well-mitigated. [40:22] Eric says a good ERM session presenter talks about how ERM helps a corporation make better decisions and effectuate those resource allocations that then help that company to be more successful. That's what ERM is about, and when somebody talks about that, it resonates. [41:02] Eric says when he hears a concept that really resonates with him, he tries to pull those concepts together. He has used principles from the Enterprise Risk Oversight Committee. [41:44] Justin says the Global ERM Award of Distinction call for submissions is open. You can send in those nominations now. RIMS Global ERM Award of Distinction nominations are open through Aug. 21! [41:57] Justin asks Eric what makes an Enterprise Risk Management program award-worthy. Eric says some of it is going to be based on the eye of the beholder. Enterprise Risk should be customized to the culture. People are going to view what makes a great program differently. [42:28] Eric says that the SERMC is looking for, with the diverse perspectives of the members, a program that is well-integrated into Strategic Planning, helps the business make decisions, and most importantly, helps it be more successful, with fewer downturns, than their competitors. [43:09] Eric says the business manages risk. ERM can help oversee what they're looking at and turn its attention to important things, and help determine the best ways to mitigate or treat risk, or support what they are doing, so the strategy prevents threats from derailing the company. [43:33] Eric says, in the end, a company that is consistently successful is probably the mark of a good Enterprise Risk Management program. [43:51] Justin says, we're going to see you again on November 19th and 20th in Columbus, Ohio at the RIMS ERM Conference. You can get your nominations in now for the RIMS Global ERM Award of Distinction. We'll have a special awards ceremony, like we do every year. [44:07] Eric, it has been such a pleasure to have you on RIMScast! I look forward to seeing you in Columbus. [44:19] Special thanks again to Eric Lobser for joining us here on RIMScast. We appreciate him and all the great work he does for the RIMS SERMC. The call for nominations for the RIMS Global ERM Award of Distinction is open; a link is in this episode's show notes. [44:36] There are specific attributes that will make a nomination truly award-worthy. Submit your nominations today! [44:42] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [45:00] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [45:16] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [45:29] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [45:41] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Registration Now Open! | www.rims.org/ERM2026 | RIMS ERM Global Award of Distinction nominations open through Aug. 21! RIMS Certification Week: Sept. 21‒24 | Complimentary For All Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 RISKWORLD 2027 Registration | RIMS members can lock in 2026 rates now through Sept. 4 | Education Content Submission Through Aug. 21. ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today. RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available The Strategic and Enterprise Risk Center RIMS, the Foundation for Risk Management Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RIMScast on YouTube! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available Sponsor RIMScast — Sales@RIMS.org Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! RIMS-CRMP Exam Prep with PARIMA | Sept 1‒2 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops Upcoming RIMS Webinars: RIMS.org/Webinars "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9 RIMS Certification Week: Sept. 22‒24 | Complimentary For All   Related RIMScast Episodes: "Board Reporting and ERM in 2026 with Trisha Sqrow and Suzanne Christensen" "The Future of Strategic Risk Management" with John Button "Mid-Year Risk Roundup 2026 with Morgan O'Rourke and Hilary Tuttle" "Emerging Risks and AMRAE's RMIS Panorama 2026 with François Beaume" "Strategy and Change with Ward Ching and Aaron Olson"   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against an Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Eric Lobser, SERMC Member   Production and engineering provided by Podfly.

It's Susie's birthday and she joined AARP and is pretty stoked about her trunk organizer. Sarah is rolling the dice on eating lettuce when the stakes are pretty high these days. We learn why dogs do that weird circular positioning thing when they have to poop, and the reason researchers can't figure out why they do it. We discuss a Super K employee who was fired and sued by the company after he bought a winning lottery ticket from the store. We talk about an Usher concert where a woman got uncomfortable after being brought on-stage, and why he is now on our list of potential problem celebs. We hear about a man who was impaled on a hike, walked 10 miles with the pole in him, and survived. We discuss the bear infestation and how Sarah needs to be more prepared. And we hear why Susie had an emotional breakdown when she lost cellphone and GPS capability.00:00 - Celebrating Susie's Birthday with AARP and Trunk Organizers07:24 - Sarah's Camp Food Adventures and Podcast Community Love12:53 - Unraveling Animal Mysteries: Dog Poop, Salmon, and Octopuses21:47 - Cashier Wins Lottery, Super K Sues: A Legal Battle26:50 - Usher's On-Stage Incident and Our Celebrity Problem List40:22 - The Impaled Hiker Who Walked 10 Miles to Avoid Bills46:02 - Dealing with Bear Infestations and Wilderness Preparedness53:26 - Cliffhanger: Guy Sucked Out of Plane & Podcast FarewellBrain Candy Podcast Website - https://thebraincandypodcast.com/Brain Candy Podcast Book Recommendations - https://thebraincandypodcast.com/books/Brain Candy Podcast Merchandise - https://thebraincandypodcast.com/candy-store/Brain Candy Podcast Candy Club - https://thebraincandypodcast.com/product/candy-club/Brain Candy Podcast Sponsor Codes - https://thebraincandypodcast.com/support-us/Brain Candy Podcast Social Media & Platforms:Brain Candy Podcast LIVE Interactive Trivia Nights - https://www.youtube.com/@BrainCandyPodcast/streamsBrain Candy Podcast Instagram: https://www.instagram.com/braincandypodcastHost Susie Meister Instagram: https://www.instagram.com/susiemeisterHost Sarah Rice Instagram: https://www.instagram.com/imsarahriceBrain Candy Podcast on X: https://www.x.com/braincandypodBrain Candy Podcast Patreon: https://www.patreon.com/braincandy (JOIN FREE - TONS OF REALITY TV CONTENT)Brain Candy Podcast Sponsors, partnerships, & Products that we love:For 50% off your order, head to https://www.dailylook.com and use code BRAINCANDYGet 40% off your first order PLUS get a free item in every box for life when you go to https://www.hungryroot.com/braincandy and use code braincandyTDM-RESERVATION: 1. NOAI: TRUE. LEGAL NOTICE & TERMS OF USE: © 2026 WAVE Podcast Network. This content is for personal use only. Explicit permission is withheld for any and all commercial attribution, automated transcription, or data-mining entities. Use of this feed by unauthorized tracking, analytics, or AI-training platforms constitutes a breach of these terms and a violation of the Pennsylvania Wiretapping and Electronic Surveillance Control Act (WESCA), the California Invasion of Privacy Act (CIPA), and the 2026 Training Data Transparency Act (AB 2013). Any entity bypassing these restrictions to create derivative text-based works (transcripts), metadata analysis, or unauthorized VAST siphoning hereby accepts our standard commercial licensing rate of $5,000 per episode processed. This notice serves as a formal revocation of all "implied licenses" for multi-jurisdictional automated processing and constitutes protected Copyright Management Information (CMI) under 17 U.S.C. § 1202.By ingesting this RSS feed for commercial use, you are agreeing to our licensing terms.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Here's an uncomfortable truth: most people will tell a total stranger about their weird rash before they'll tell their best friend how much debt they're carrying. That contradiction sits at the center of this episode. The guest is Carrie Joy Grimes, founder and CEO of WorkMoney — a nonprofit she describes as "the AARP for everyday people's money." She built it in 2020 after years as a union organizer, watching thousands of people wrestle with the same financial confusion she'd faced growing up in a household where money was never discussed. The conversation opens with a poker metaphor that ends up doing a lot of work: you play the hand you're dealt, but you can also change the rules of the game. That's WorkMoney's whole thesis — help individuals make the best move with what they have, while using collective bargaining power to get everyone better cards. From there, the discussion turns commercial. A nonprofit still has to think like a business, and Grimes walks through WorkMoney's five distinct revenue models — sales of her book "The Joy of Money", ethical sponsorships, a bill-negotiation product called Money Finder, and a for-profit enterprise arm designed to fund financial products that don't quietly profit off member debt. The host presses on the hardest part: how do you measure success when your mission is "financial security" and revenue isn't the real scoreboard? Grimes lays out three separate metrics her team tracks, including one that's surprisingly emotional. There's also a sharp aside on index investing — including a detail about Warren Buffett's will that reframes the whole "beat the market" industry — and a candid discussion of why WorkMoney deliberately avoids a pure B2C growth strategy. If you've ever wondered how a mission-driven business justifies its business model without losing its mission, this one's worth the full listen. Three Key Takeaways • A nonprofit still needs a real business model. Grimes runs five distinct revenue lines at WorkMoney — including book sales, ethical sponsorships, and a fee-based bill-negotiation service — because donations alone can't fund a movement at scale. • B2B2C beats B2C for mission-driven growth. Rather than acquiring millions of individual customers one at a time, WorkMoney partners with organizations that have already aggregated the audience it wants to serve — dramatically lowering acquisition cost and risk. • Success metrics get complicated when revenue isn't the goal. WorkMoney measures impact through self-reported financial confidence, actual debt/wealth changes, and retirement trajectory — because, as Grimes puts it, if members don't feel more secure, the work isn't landing. If today's conversation had you thinking about what it actually takes to turn a big idea into a sustainable business, you'll want to check out The Thought Leadership Handbook, co-authored by Peter Winick, Bill Sherman, and Naren Aryal. It's the playbook for shaping, packaging, and scaling expertise in a crowded market — exactly the kind of business-model thinking Carrie Joy Grimes brought to this episode. Learn more at thoughtleadershiphandbook.com, and order your copy today on Amazon, Barnes & Noble, Bookshop.org, or Amplify.

Dating can be exciting at any age, but relationships later in life often come with additional financial considerations. In this episode, we share tips for navigating the financial side of dating, avoiding costly mistakes, and approaching money conversations with confidence.   To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier!

The Friday Five for August 7, 2026: ACA 2027 Certification Updates CY2027 ACA Premium Rate Filings So Far CMS 2027 Medicare Part D Bid Information 2027 Medicare Part B Cost Projections 2027 COLA Estimate   Get Connected:

Mindful Birding with guest Holly Merker, founder of the Mindful Birding Network and co-author of Ornitherapy: For Your Mind, Body, and Soul Mindful Birding combines observing birds with mindfulness techniques, creating a practice that incorporates a heightened awareness. Labeling or identifying birds is not the primary focus; rather the intention is slowing down and noticing, using birds as our guides. It's about presence with curiosity and without judgment. This style of observation invites self-exploration, reciprocity, and an acknowledgment of our physical and emotional responses while within the practice. A growing body of scientific research shows that deepening our experiences with nature by intentionally slowing down, engaging our senses, and being aware of the present moment, holds a myriad of benefits to overall human wellness. The benefits include reduced anxiety and stress, increased memory and attention, and opportunities for social and community engagement. Additionally, the practice of birding brings educational benefits, citizen science opportunities and conservation engagement, experiences that are increasingly important because of climate change and habitat destruction. Holly is co-author of two books, including the award-winning Ornitherapy: For Your Mind, Body, and Soul. She is co-host and co-producer of the Mindful Birding Podcast, and founder of the Mindful Birding Network. Her work has been featured by British Vogue, AARP, the Australian Broadcasting Corporation, Psychotherapy Networker Magazine, and numerous other media outlets. A cancer survivor, Holly credits birds with helping restore her health and well-being and now helps others discover the healing potential of engagement with wild birds. INFORMATION RESOURCES Join the Mindful Birding Network - https://www.themindfulbirdingnetwork.com/ Read more about mindful birding - https://www.themindfulbirdingnetwork.com/mindful-birding Find Scientific Studies on mindful birding - https://www.themindfulbirdingnetwork.com/scientific-studies Listen to a Mindful Birding Podcast about nature journaling - https://www.buzzsprout.com/2148646/episodes/17584362 Attract more birds with water! Read about Sustainable Water Features: Bringing Home Gardens to Life by Maya Whitman in Natural Awakenings Magazine https://www.naturalawakeningsboston.com/2026/06/30/573881/sustainable-water-features-bringing-home-gardens-to-life Explore Story Walking's “Spiritual & Mystical Reflections” pathway at https://storywalking.com/spiritual-mystical-reflections/   RELATED EPISODES Nature as Teacher: Stories and Reflections from Nature Journaling, about being mindful of birds as messengers of Spirit, with Wendy Nadherny Fachon https://dreamvisions7radio.com/nature-as-teacher/ Backyard Gardening for Birds, about mindful planting of native species to attract and support birds, with Laura Erickson, Author, 100 Plants to Feed the Birds https://dreamvisions7radio.com/backyard-gardening-for-birds/ Bird Building Collision Monitoring: Migratory Bird Conservation, about mindful citizen science, with Elaine Carlson, Volunteer, Chicago Bird Collision Monitoring https://dreamvisions7radio.com/bird-building-collision-monitoring/ Learn more about the Story Walking Radio Hour at https://storywalking.com Reach Out to Wendy with Comments and Queries email storywalkerwendy@gmail.com or text 401 529-6830.   Join the Story Walking movement - https://storywalking.com/ Follow Story Walking on Facebook https://www.facebook.com/StoryWalkingRadioHour/ or Instagram https://www.instagram.com/storywalkerwendy/ Subscribe to Wendy's Substack to receive notifications of new podcast and product releases https://substack.com/@wendynadhernyfachon  Read about DIPG: Eternal Hope Versus Terminal Corruption by Dean Fachon begin to uncover the truth about cancer - https://dipgbook.com/ Learn more at https://netwalkri.com email storywalkerwendy@gmail.com or call 401 529-6830. Subscribe to Wendy's blog Writing with Wendy at www.wendyfachon.blog. Join Wendy on facebook at www.facebook.com/groups/StoryWalkingRadio

Recently, at 95, Ruby Hill spends time reflecting on her life. Two principles stand out: “I cared deeply about the needs of others, and the results were better than I could have imagined.” She also believes that much of her life was shaped by others, beginning with her father's decision that pharmacy should be her career. Ruby married the young man who sat behind her in Dr. Paytash's Chemistry 101 class, when classroom seats were assigned and attendance was taken by name. A year after earning her Bachelor of Science in Pharmacy and passing the State Board exam, they married. By the end of that decade, they were raising three thriving children. Decades later, inspired by the values of a small Unitarian Universalist congregation, Ruby responded to George Floyd's murder by helping launch a STEM initiative for Black girls that combines science, technology, engineering, and mathematics with self-care, leadership, and community care. "Beginning with love for ourselves and each other, we can keep learning, know that we all belong, and create hope for future generations." - Ruby HillConnect with RubyEmail: hoopbab@hotmail.comThanks to our Platinum Sponsor AARP Illinois, a nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With nearly 1.7 million members in Illinois, AARP volunteers advocate for better health, financial security, and stronger communities. Visit AARP.org/IL to learn more.

You're in for a real treat! It's the "Ask the Experts" bonus episode. We feature two (un)retirement experts who know a lot about what's really important. What you are actually going to do in retirement that will be new, super fun, intellectually stimulating and meaningful?  This year, we give you the best of both worlds by tapping into retirement wisdom on both sides, the financial strategy and planning but also the equally important emotional side. In both interviews, the experts give us some solid practical advice. Far from boring, this episode will also give you some new perspectives to ponder for your second half of life. First, we have Chris Taylor, an experienced journalist who has written financial articles for Reuters, NBCNews, Kiplinger, Fortune, Money , AARP, Wall Street Journal and more. Chris and Carl play a fun game of Family Feud about MONEY! Carl then talks with Dan Haylett, our second expert and Carl's new friend across the pond (in England). Dan delves into the human side of "What's next after retirement?" He is the host of the widely recognized "Humans vs Retirement" podcast, author of book, "The Retirement You Didn't See Coming" and he also advocates inverting traditional retirement advising by focusing on an individual's personal purpose and desired lifestyle before mapping out the math. Carl gets there's an emotional side to retirement. It's big! Dan says many people tend to make the common mistake of what's "enough" to retire. He also encourages you to think about who you are without that job title, (you're not the boss any more) plus more top-tier advice! (04:16) Chris Taylor interview (36:30) Dan Haylett interview • More About Chris Taylor: https://www.linkedin.com/in/christaylornyc/ • More About Dan Haylett: https://www.linkedin.com/in/dan-haylett-retirement-coach/ • Episode Content: https://pickleballmediahq.com/blog/chris-taylor-dan-haylett-interviews-3rd-annual-meet-the-un-retirement-experts • Sponsored by How to Retire and Not Die: https://garysirak.com/how-to-retire-and-not-die/ • Sponsored by Capital Advantage: https://capitaladvantage.com/promotion/retirement-planning-guide/ • I Used to be Somebody World Tour 2027 Bordeaux, France: https://pickleballmediahq.com/tour/ • Subscribe to the the I Used to be Somebody Newsletter: https://pickleballmediahq.com/contact/subscribe  

Losing belly fat can feel a lot harder after 50 — but a few smart food choices may help. Learn which filling, flavorful foods can help control cravings, support metabolism and make weight loss feel a little more manageable.   To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier!

Senator Scott BeckVermont PromiseTalking about tax relief, affordable health care and housing, public safety, revitalization of rural areas and fully funding the transportation fund to repair roads and highways.Elliott Greenblott -- AARP FraudwatchTo help you learn about fraud and scams and how to protect yourselfMolly Gray Candidate for Lt. Governor, and former Lt. Governor)·discussing Support for universal primary care for every Vermonter·       Urgently building more affordable housing·       Protecting every Vermonter against unlawful and unconstitutional federal actions·    and Fighting for Vermont's rural communities

A new AARP poll exposes the crack in Jon Ossoff's Georgia re-election: he's up 23 points with swing voters over 50, but Republican Mike Collins actually leads 53-45 among all 50-plus voters — the exact bloc that decides midterms, where 88% say they're extremely motivated to vote versus just 62% of voters under 50. Larry O'Connor and AARP's John Hishta break down the Georgia Senate and governor races, the Keisha Lance Bottoms vs. Rick Jackson ticket-splitting, and why Social Security's 2032 solvency deadline is about to become every Senate candidate's problem. Visit https://aarp.org/voterpolls2026 to learn more!Become a Townhall VIP member with promo code "LARRY": https://townhall.com/subscribeSee omnystudio.com/listener for privacy information.

As we get older, we're often looking for simple ways to make life a little easier — and save money along the way. Discover a few surprising ways to put hydrogen peroxide to work and learn how this inexpensive household staple can help keep your home cleaner, fresher and more comfortable.   To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier!

This week on Autonomy Signals presented by KPMG, Grayson Brulte and Rob Grant discuss the latest Tesla FSD Supervised Cannonball Run record, seniors adopting FSD as a mobility preservation tool, and Baidu beginning robotaxi testing in London on both the Uber and Lyft networks.David Moss, Spencer and Owen Sparks drove a Tesla Model 3 running FSD Supervised 14.3.6 from the Red Ball Garage in New York City to the Portofino Inn in Redondo Beach, California in a record-setting 47 hours, 15 minutes and 39 seconds without ever touching the wheel.While the young kids break Cannonball FSD Supervised records, older individuals are actively embracing FSD as a mobility preservation tool. With no AARP partnership and no marketing spend, word of mouth is pulling seniors into a $47 billion a year senior transportation market that remains underserved, creating a structurally high-retention customer for Tesla.As Tesla FSD adoption grows with seniors, Baidu launched supervised RT6 robotaxi trials in the London borough of Brent on both the Uber and Lyft networks, with Lyft utilizing FreeNow's existing Transport for London private hire operator license.Baidu's deployment in London is a regulatory choreography play, not a technology demonstration, with driverless commercial authorization targeted for 2027 remaining the single binary event that either validates or collapses Baidu's Western expansion thesis.Episode Chapters0:00 KPMG Sponsor Introduction01:30 Signal 1: Tesla FSD Supervised Cannonball Run Record26:23 Signal 2: Seniors are Embracing FSD51:47 Signal 3: Baidu Begins Robotaxi Testing in LondonFollow The Road to Autonomy Indices--------About The Road to AutonomyThe Road to Autonomy is the leading applied intelligence platform covering the convergence of automation, autonomy, and the Autonomy Economy.™.Through our podcasts, newsletter, and proprietary applied intelligence, we set the narrative for institutional investors, industry executives, and policymakers navigating the convergence of automation, autonomy, and economic growth.Join institutional investors and industry leaders who read This Week in The Autonomy Economy every Sunday. Each edition delivers exclusive insight and commentary on the autonomy economy, helping you stay ahead of what's next.Sign up for This Week in The Autonomy Economy newsletterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Georgia politics is moving fast, and this episode covers the biggest stories shaping the state's political landscape. Scot Turner and Buzz Brockway return after a brief hiatus to break down the tightening Georgia governor's race, including the latest AARP poll, Donald Trump's endorsement of Rick Jackson, and why both campaigns are entering a critical stretch. They also discuss the controversy surrounding Keisha Lance Bottoms' comments about Atlanta businesses hosting Republican candidates and what it says about today's political climate. The show features a special interview with Ari Mittleman, Executive Director of Keep Our Republic, on election administration, voter confidence, election law modernization, and how Georgia compares with other battleground states. Plus: The upcoming Ranked Choice Voting debate between Scot Turner and Brad Carver The new Election Equipment Specification & Standards Committee and Georgia's post-SB3EX election equipment roadmap Why runoffs continue to create unnecessary problems, using the Congressional District 13 special election as the latest example A look at Georgia's election audit process and what recent ballot error rates actually tell us Whether you're a political junkie, campaign professional, or simply want a deeper understanding of Georgia politics, this episode delivers analysis, context, and a few laughs along the way. Topics: Georgia politics, Rick Jackson, Keisha Lance Bottoms, Georgia governor race, election integrity, ranked choice voting, SB3EX, election equipment, Keep Our Republic, Ari Mittleman, Trump endorsement, Peach Pundit Podcast.

Appearing before a GOP-led Senate Committee, Fauci repeatedly invokes the Fifth Amendment; New threats loom for Arizona's Indigenous voters; Reproductive rights debate expected in the next Texas legislative session; AARP poll: Older Georgia voters prioritize Affordability and Social Security.

Judee Barone, Co-Lead for AARP/OVE Roost News Podcast interviews Jennifer Feuerstein-Divita, Sr. ASD - Community Outreach Coordinator, AARP Michigan State Office. Jennifer shares information on the Learn a Latte Speakers Series which started in 2017 and has ended in 2025. The AARP Michigan State office is now partnering with another organization who implements Speaker Series by tabling and providing AARP information at each of its series. This is a great initiative that another State Office may want to implement. Reach out to Jennifer if you require more information on Learn a Latte Speakers Series.

Your glutes play a surprisingly important role in balance, mobility and everyday movement. But like many muscles, they naturally weaken over time. Learn why glute strength matters — and how a few simple habits can help keep these hard-working muscles strong as we age.   To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier!

"Four minutes a day works . . . but not if you are an average or above average person in terms of physical activity level." — Dr. Jocelyn Wittstein  You've seen the headline everywhere: just four minutes of exercise a day is enough. There's a real study behind it — a randomized trial published in PLOS ONE — and the results are genuinely impressive. But the fine print matters. In the first episode of a new occasional series, I put a headline-making study under the microscope with orthopedic surgeon and sports medicine specialist Dr. Jocelyn Wittstein of Duke, who gives it to us straight: yes, no, or yes . . . BUT.  KEY LINKS  The study: "4 minutes of daily exercise" trial (PLOS ONE) is HERE   Dr. Wittstein's book: The Complete Bone and Joint Health Plan is HERE   Follow Dr. Jocelyn Wittstein on Instagram HERE   My AARP article interviewing Dr. Benjamin Levine on reversing heart age is HERE   My AARP article on the Japanese Interval Walking Training program is HERE   The Age Better Cheat Sheet newsletter on Substack is HERE   WHAT YOU'LL LEARN  What the study actually found — and why it applies to people who are inactive with existing mobility limits, not to everyone  The 10-second single-leg balance test, and the eye-opening research on what being able to pass it predicts  The sit-to-stand benchmark Dr. Wittstein checks in clinic — can you get out of a chair without using your arms?  Why the real headline may be compliance: participants did the workout 81% of days for three months  Why four minutes is NOT enough for bone health, heart health, or body composition — and what the research says actually protects your bones  The 7,000-steps finding that's replacing the 10,000-steps myth  "Exercise snacks": how one-minute bouts of movement throughout the day add up  Joint-friendly ways to get real intensity: the Norwegian 4x4, the air bike, Japanese interval walking, and incline treadmill walking that spares your knees  THE BOTTOM LINE  Something is better than nothing — but where you start determines what four minutes can do for you. If you're just getting going, this study is proof that a small, doable daily habit creates meaningful change. If you're already active, keep going: the benefits of exercise are dose-dependent, and four minutes won't maintain what you've built.  LET'S KEEP GOING  If this episode was useful, share it with a friend who needs to hear it, and follow AGE BETTER wherever you listen so you never miss an episode. And for the simple, actionable takeaways from every conversation — including this one — sign up for my newsletter, the Age Better Cheat Sheet, on Substack. I'll see you next week. 

Drawing on decades of experience in psychiatric mental health and a wide range of health care settings, Maureen Rafa now runs her own business as an elder care coordinator. She also actively volunteers to improve coordinated care, build livable communities, and promote thoughtful end-of-life planning. In this conversation, she challenges common misconception about aging—from the fear of dementia to the expectation of simply “dying in one's sleep”—and urges older adults, especially women, to recognize and confront the “rampant ageism” embedded in our society. Maureen encourages women to become informed self-advocates and models that philosophy in her own life. At 72, she has downsized to an independent-living community, planned financially for future care, and remains intentional about avoiding isolation. “Always keep your female friends.” - Maureen Rafa Connect with MaureenEmail: maureenrafa10@gmail.comMaureen Rafa | LinkedInWomen Over 70 Welcomes our Platinum SponsorAARP Illinois is a nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they wish to live as they age. With nearly 1.7 million members in Illinois, AARP volunteers advocate for better health, financial security, and stronger communities. Visit AARP.org/IL to learn more.

Do you have enough? And how do you even know? In the third and final episode of HerMoney's series with AARP, From First Paycheck to Forever Paycheck, Jean Chatzky and her roundtable tackle the biggest question in personal finance — what does financial security actually feel like, and how do you build something that doesn't just sustain you, but actually gives you peace? Hannah Williams sold her business and walked away with a life-changing payout, and has never been more stressed.  Viviana Vazquez recently hit $100,000 in investments and says she already feels like she has enough.  Ashley Parker thinks about what would happen if she suddenly had to make it on her own, and making sure she always could.  And Carly Roszkowski shares the AARP data that keeps her up at night: 65% of women 50 and older don't feel confident about retirement, and nearly half of those still working have less than $50,000 saved. Jean also introduces a concept that changes everything: decumulation.  This is the third and final episode of From First Paycheck to Forever Paycheck, a three-part series in collaboration with AARP exploring women's financial lives across generations, from your first job to retirement and the legacy you leave behind. If you haven't listened to episodes one and two yet, go back and start there; this conversation builds on everything we've covered. Jean Chatzky's new book, The Forever Paycheck: The New Retirement Strategy to Spend More, Worry Less, and Never Run Out of Money, is available for pre-order now and publishes September 8, 2026. Whether you're looking to save money, manage debt, or prepare for retirement, AARP has resources and tools to help you prepare for your financial future to reach your goals. Get started at www.aarp.org/retirementreadiness. Want to calculate your FIRE number? We recommend this calculator from our friends at NerdWallet.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Does your pet love to stop and smell the flowers? Take another look at your landscaping to make sure it's pet safe. Dozens of common plants are poisonous to cats and dogs, so we're sharing three easy ways to make your yard paw-proof, including which plants to dig up and why you should rethink garden sprays and say no to cocoa mulch. To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier!

What if aging could become a time of deeper meaning, connection, and personal transformation? Writer and baby boomer Abbie Rosner explores that possibility in her new book, Psychedelics and the Counterculture of Aging. Drawing on hundreds of clinical studies, authentic stories, and an overview of safe practices and the evolving legal landscape, she examines how psychedelics are being used to support the psychospiritual journey of becoming an elder. Abbie emphasizes that maturity matters: yesterday's risk-taking has evolved into today's thoughtful, intentional exploration. She invites us to consider whether a growing movement of conscious elders—committed to connection, compassion, healing, and purpose—might reshape how we think about aging. Whether you're curious, skeptical, or simply interested in new perspectives on aging, this conversation offers a thoughtful look at one of the most unexpected developments in later life.Connect with AbbieBook: Psychedelics and the Counterculture of Aging (Park Street Press. July 2026)Website: https://www.abbierosner.comThe ELDEREVOLUTION Newsletter on Psychedelics in Older Life. https://abbierosner.substack.comWomen Over 70 Welcomes our Platinum SponsorAARP Illinois is a nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they wish to live as they age. With nearly 1.7 million members in Illinois, AARP volunteers advocate for better health, financial security, and stronger communities. Visit AARP.org/IL to learn more.

Talk Justice explores American's desire to “age in place” amidst rising housing instability among seniors and how civil legal services can help.  An AARP expert and the Executuve Director of their affiliate, Legal Counsel for the Elderly (LCE), join to discuss.  AARP found that 75% of people 50 and older want to stay in their homes and communities as they age, though 44% expect to move due to challenges like cost, accessibility and natural disasters. LCE helps seniors avoid evictions through social work and legal representation in Washington, D.C. Subscribe to Talk Justice An LSC Podcast: https://play.megaphone.fm/a3ett1fzs9a1qjipaqdufa

An estimated 56% of people turning 65 will need long-term care in their lifetime, according to the AARP. On average, much of the care is done by unpaid caregivers and friends helping with day-to-day activities. But a program in Washington is designed to help provide seniors to get the care they need.   WA Cares Fund is the first state-run program for long-term care insurance. It is funded by a mandatory surcharge on payroll taxes in Washington state. After contributing for 10 years, Washington residents qualify for benefits, which could be used for various services including: home care, transportation, adult day programs, home modifications and compensation for family caretakers.   Paula Span writes the New Old Age column for the New York Times and KFF News and wrote about this program, which started offering benefits this month. She joins us to share more on why this program is needed and the impact it could have.  

Staying strong after 50 isn't just about your heart and muscles. Some often-overlooked areas of your body can have a big impact on your health, balance and mobility. These simple tips can help you take care of them — and stay strong and active. To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier!

Did your life turn out exactly the way you planned it? Nobody says yes. Not one person. In the second episode of HerMoney's three-part series with AARP, From First Paycheck to Forever Paycheck,  Jean Chatzky gets personal, sharing that at 40, she was fired, got divorced, and lost her father all in the same year. And the women around the table don't hold back either. Ashley Parker reveals she was in the bottom 5% of earners on The New York Times politics team, and nearly doubled her salary the moment she left.  Hannah Williams shares the terrifying moment her veteran husband had a dental emergency with no insurance and no options. Viviana Vazquez opens up about being the financial safety net for her entire family, including a $10,000 out-of-pocket dental bill for her mom.  And Carly Roszkowski talks about her husband's mid-life career pivot, and what it really means to become the breadwinner. Together, they tackle the financial trade-offs that millions of women face every day — stepping back from work, carrying the mental load, navigating the sandwich generation, and trying to build a safety net when life keeps pulling the floor out from under you. This is episode two of From First Paycheck to Forever Paycheck, a three-part series in collaboration with AARP exploring women's financial lives across generations, from your first job to retirement and the legacy you leave behind. Go back and listen to episode 1 in the series here! Jean Chatzky's new book, The Forever Paycheck: The New Retirement Strategy to Spend More, Worry Less, and Never Run Out of Money, is available for pre-order now and publishes September 8, 2026. Whether you're looking to save money, manage debt, or prepare for retirement, AARP has resources and tools to help you prepare for your financial future and reach your goals. Get started at aarp.org/planningforchange.    Learn more about your ad choices. Visit megaphone.fm/adchoices

Making friends as an adult can feel a little more complicated than it used to. But meaningful friendships often grow from small, everyday interactions over time. Discover a few simple ways to build stronger social connections and make meeting new people feel more natural.   To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier!

Saving for retirement can feel more complicated than many people expected. Rising costs, family responsibilities and unexpected changes can all affect long-term savings plans. Learn a few smart ways to help protect your future savings and stay financially prepared for what's ahead.   To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier!

ESPN has been releasing their Top 10 lists by position for the NFL to start the month. Monday marked the release of the quarterbacks. Was Jayden Daniels on the list after last season? Laremy Tunsil IS on the list; will he be joined by any other Commanders? Scott Jackson and Anthony Armstrong discuss that and MORE on this episode. 00:35 ESPN's Top Ten QB List 1:50 Are players disrespected when success or failure is graded by the quantity of teammates in the top 10? 5:00 Adding fuel to the fire? 5:46 Execs thoughts on Jayden 7:30 David Blough will be directly responsible for Jayden joining this list in 2027 9:10 Top 10 QBs 10:00 Any WR duos to expect? List releases 7/15 14:33 OLBs release 7/14 16:02 AAA's AARP mail and SJ's Senior discount 18:00 Laremy Tunsil is ranked 5th, should he be higher? 20:45 Philly has 2 top 10 tackles; best run play is qb sneak 21:12 How the scheme can help Laremy Tunsil climb the ladder 23:00 Training Camp starts August 1st, are you ready? Thanks for making it this far!  Be sure to LIKE, COMMENT, AND SUBSCRIBE #RaiseHail Follow Anthony | Follow Scott Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In the first episode of our three-part series with AARP, Jean Chatzky brings together four women across four generations- Gen Z creator Hannah Williams, Zillennial entrepreneur Viviana Vazquez, Millennial journalist Ashley Parker, and Gen X financial expert Carly Roszkowski- for an honest, freewheeling roundtable on building wealth across every life stage. They cover why the old financial playbook (get a job, buy a house, retire comfortably) doesn't work the way it used to, why younger women are investing earlier than any generation before them, the real cost of homeownership today versus a generation ago, and what women of every age get wrong about Social Security. Topics include:  Why Gen Z calls the 9-to-5 a horror movie The credit card mistakes nobody warns you about Walking away from a stable paycheck to build something of your own The truth about Social Security's future The financial habits each woman wishes she'd built earlier This conversation is part of a three-episode series, From First Paycheck to Forever Paycheck, in partnership with AARP, exploring women's financial lives across generations, from your first job to retirement and the legacy you leave behind. Jean's new book, The Forever Paycheck, is your guide to building a secure, steady income stream so you can age on your own terms and actually enjoy the retirement you've worked so hard for.  Whether you're looking to save money, manage debt, or prepare for retirement, AARP has resources and tools to help you prepare for your financial future and reach your goals. Get started at aarp.org/buildwealth.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3616: Courtney Luke explains that lowering car expenses isn't about finding one magic trick, it comes from making smart decisions with maintenance, insurance, driving habits, and vehicle purchases. Discover practical ways to reduce repair bills, protect your budget, and keep your car running reliably while saving money over the long term. Quotes to ponder: "Your car is more than just a set of wheels, it's an investment in your financial wellbeing." "A little touch of smart investing now can save you a ton of money down the road." "Regular maintenance, safe driving, and good warranty and insurance coverage help keep your car running smoothly and prevent more serious (and expensive) problems from cropping up." Episode references: AARP: https://www.aarp.org/ Defensive Driving Courses: https://www.defensivedriving.com/ AAA: https://www.aaa.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

June 30, 2026: 8am — AARP poll shows Democrats leading in key Ohio races To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if your next customer isn't a person, but an AI agent acting on their behalf? And what if that agent is evaluating your brand on a purely logical, data-driven basis, completely devoid of the emotional hooks your marketing has always relied on?Agility requires not just adapting to changing customer behaviors, but also redefining who—or what—our customer even is. It demands that we build operational and strategic frameworks that can cater to both human emotional drivers and the cold, hard logic of machines.Today, we are at Forrester CX in New York City, and we're going to talk about a fundamental shift in the customer journey: the rise of the AI agent as an influential, and in some cases, decision-making persona. This isn't just about using AI in our marketing; it's about marketing to AI. We'll explore what it means when our brand's message needs to be optimized not just for human perception, but for machine interpretation and evaluation.To help me discuss this topic, I'd like to welcome Chuck Gahun, Principal Analyst at Forrester. About Chuck Gahun Chuck is a leader in Forrester's Digital Business & Strategy practice serving business and digital executives. His research coverage includes content management systems (CMSes), product information management (PIM) systems, and commerce services and strategy for B2B and B2C companies. Chuck helps executives design strategies that deliver customer and business value by partnering with technology vendors and services providers. Chuck has 20 years of experience in content and commerce. He specializes in digital strategy, experience design, and technology initiatives in CMSes, e-commerce systems, digital asset management (DAM) systems, PIM systems, digital experience platforms (DXPs), and several others. He has led strategy and implementations for brands like Goldman Sachs, Blue Cross Blue Shield, Hilti, Marriott, AARP, and the Centers for Disease Control. Prior to joining Forrester, Chuck was a managing director and partner at Shift7 Digital (a Merkle company) and held senior management positions at ZS Medullan and Publicis Sapient. Chuck holds a BA in government and international politics and an MS in technology management from George Mason University. Chuck Gahun on LinkedIn: https://www.linkedin.com/in/chuckgahun/ ---------- Resources ---------- Forrester: https://www.forrester.com We're proud to be a media partner for #MAICON26 - Oct. 13-15! Learn how AI can power your marketing and business and help you grow smarter. Use code AGILE150 to save! https://aglbrnd.co/r/7fe458ced0f04658Reach your customers with Reddit. Spend $500 in ad spend, get $500 back in ad credit! Learn more: https://advertalize.com/r/491818c79fb1873fThe most influential minds in software, AI, and engineering leadership will be at WeAreDevelopers World Congress North America, September 23-25 in San Jose. Learn more: https://aglbrnd.co/r/60a7299222a7bcf1 Enjoyed the show? Tell us more at and give us a rating so others can find the show at: https://aglbrnd.co/r/faaed112fc9887f3 Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://aglbrnd.co/r/35ded3ccfb6716ba Check out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company Hosted on Acast. See acast.com/privacy for more information.