Podcast appearances and mentions of Scott Hanson

In this episode of Allworth's Money Matters, Scott and Pat take a deep dive into two real-world case studies that highlight the critical difference between being sold a product and receiving fiduciary advice. First, they talk with a caller managing a $4.5 million estate who has been pitched a complex whole-life insurance strategy. Then, they address a $1.4 million retirement dilemma involving inherited assets and the "liquidity gap." What you'll learn in this episode: The Whole Life Red Flag: Why insurance "leverage" strategies often benefit the advisor more than the client. Inherited IRA Mastery: How to manage large inherited accounts without triggering unnecessary taxes or penalties. The Truth About Bonds: Why your current bond allocation might be creating a "liquidity trap" for your early retirement. Fiduciary vs. Commission: How to tell if your advisor is building a plan or just making a sale. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

What does it take to manage a multi-million dollar portfolio once you've stopped adding to it? In this episode of Money Matters, Scott and Pat dive into the complexities of high-net-worth retirement, focusing on the critical shift from "saving" to "strategic spending." Through real-world case studies, they explore why "tax location" is often more important than "tax allocation," particularly when it comes to bonds and individual stocks. They also tackle the psychological side of wealth—learning how to upgrade your standard of living and find joy in charitable giving through "warm hand" estate planning. In this episode, they discuss: -Markets & AI: The impact of economic warfare and whether AI productivity gains are sustainable. -Prediction Markets: Why you should be wary of platforms like Polymarket and Kalshi. -Portfolio Cleanup: Why "over-diversifying" into 30+ funds can be a retirement trap. -Strategic Giving: Using the "warm hand" approach to fund legacies and charitable causes today. -Roth Conversions: Navigating tax efficiency for portfolios in the $2M–$10M+ range. Featured Case Study: A deep dive into bond location and estate planning for a multi-million dollar estate. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

How do you turn a "jackpot moment" into a lasting family legacy? In this episode of Allworth's Money Matters, Scott is joined by partner advisor Richard Del Monte (while Pat is on vacation) to tackle the complexities of wealth transitions and family gifting. Through a $2.1 million case study, the team discusses how to support adult children through "giving while living" without creating family conflict. Then, Simone Devenny, Allworth's Head of Private Wealth Strategies, joins to share a masterclass in succession planning for business owners. Using a multi-million dollar business exit as a guide, she breaks down the financial planning techniques needed to minimize taxes and protect your legacy during a major liquidity event. Highlights include: The Gifting Dilemma: Managing "warm hearts vs. cold hands" in a $2.1M portfolio. The Business Exit: Estate strategies for multi-million dollar sales. Family Transparency: How to mentor the next generation on wealth. Tax Strategy: Sophisticated ways to protect your business proceeds.   Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.    

While Pat is on vacation, Scott and partner advisor Richard Del Monte break down two high-stakes financial scenarios that highlight the difference between "good on paper" and "good in practice." Through two detailed caller case studies, they explore: Case Study 1: The $450k New Doctor. After 15 years of medical training, a 32-year-old is finally hitting a massive salary. But with multiple retirement options like 403(b)s and non-governmental 457 plans, her father is worried about "tying her hands" too early. Scott and Richard explain why some retirement plans are actually "traps" for young high-earners and how to use the "mega backdoor" Roth to maximize flexibility. Case Study 2: The $1.1M Retirement Reality Check. A couple plans to retire next year with just over $1 million, but they're facing $125k in immediate "one-time" expenses for a wedding and new vehicles. The duo discusses the "4% Rule," the danger of "confusing a bull market with brilliance," and why a 19% return today doesn't guarantee a stress-free tomorrow. The Philosophy of Work: Richard Del Monte shares his personal "25-year plan" at age 70 and discusses why the most successful people often choose engagement over a traditional retirement.   Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

In this episode of Money Matters, Scott and Pat dive into a $5M client case study on the hidden dangers of stock concentration and explain why a $1.5M Roth conversion might be your smartest tax move. They also tackle direct indexing and welcome Allworth partner advisor Victoria Bogner to share the story of "Jim and Karen." You'll hear how this retired couple unknowingly had 35% of their $5 million portfolio tied up in just eight stocks—and how a shift in "asset location" saved them six figures in projected taxes. Key Topics Included: -Roth Conversion Strategies: Managing large pre-tax balances at age 65. -Direct Indexing vs. Cash: Understanding the risks and tax-loss harvesting. -The "Asset Location" Secret: Why the right account type matters for your bottom line. -The Saver's Mindset: Transitioning from building wealth to enjoying it.   Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Scott Hanson, host of NFL RedZone, returns to the UNPACKIN' it Podcast for a powerful and fun conversation about football, faith, fantasy, and following Jesus.Scott shares why NFL Sundays are so special, how the “witching hour” became one of the most iconic phrases in sports television, and what makes the NFL regular season feel like a championship event every week. He also gives a behind-the-scenes look at how RedZone decides when to officially call the witching hour.Beyond football, Scott opens up about his faith in Jesus, how Christ changed his life forever, and why studying God's Word matters even more than studying football. He talks about apologetics, humility, joy, and what it means to live as someone shaped by the love and truth of God.Bryce and Scott also discuss fantasy football, Scott's “one fantasy league” philosophy, and how last season went for his teams.This episode is packed with encouragement, insight, laughs, and a clear reminder to fix our eyes on Jesus.Key Topics DiscussedScott Hanson's excitement for championship sports and the World CupWhy NFL regular season games feel so meaningfulWhat makes NFL RedZone so uniqueThe origin of the “witching hour”Behind-the-scenes details on when RedZone calls the witching hourHow Jesus changed Scott Hanson's life foreverThe difference between surface-level religion and true surrender to ChristStudying God's Word with the same passion we study sportsDeuteronomy 11 and keeping Scripture in our hearts and mindsThe role of apologetics in strengthening faithThe evidence and historical claims surrounding ChristianityJoy as a fruit of the Holy SpiritHumility in the sports and media worldSeeing people as image-bearers of GodFantasy football, Scott's “one league” philosophy, and draft lessonsFind out more about UNPACKIN' it Ministries: HERESubscribe to our YouTube channel! HEREClick HERE to support UNPACKIN' it. Hosted on Acast. See acast.com/privacy for more information.

Can you support your adult children without derailing your retirement? In this episode of Money Matters, Scott and Pat dive into the financial realities of a caller with a nearly $10M net worth who is spending $75,000 a year to support his adult daughter. They break down the math on his retirement timeline and uncover a common "tax efficiency" mistake that could be costing him significant returns. Also in this episode: The "Shell Game" of State Budgets: How budget constraints in states like California could impact your long-term security. Roth Conversions & Moving States: Why a move from California to Nevada completely changes the math on Roth conversions and RMD management. The "Payroll" Pitfall: The hidden risks of putting family members on your business payroll for tax benefits. Investing "Backwards": Why your 401(k) and brokerage account allocations might be working against each other. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.    

Is the current AI boom a repeat of 1999? In this episode of Money Matters, Scott and Pat dive into the "irrational exuberance" surrounding tech IPOs and the hidden dangers of concentration risk in a high-net-worth portfolio. Plus, they break down real-world case studies on tax efficiency and retirement income. What You'll Learn: The AI "Froth" Factor: Why 97x revenue valuations for new IPOs are a warning sign for diversified investors and how to manage concentration risk in big tech. The Roth Conversion Reality Check: A $1.1M case study on why "pre-paying" taxes through a Roth conversion isn't always the right move for your legacy. The Annuity Trap: How to spot high-commission products that are often sold as "safety" but may actually hinder your retirement flexibility. Self-Insuring Long-Term Care: Strategic planning for healthcare costs when you have the assets to skip traditional insurance. Whether you are navigating market volatility or fine-tuning your estate plan, Scott and Pat provide the fiduciary perspective you need to protect your wealth.   Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Hour 2: John Perrotto joins the show to break down the latest Pirates news and rumors. Joe and Dom draft their all-time favorite athletes from Syracuse University. And do people know that Scott Hanson used to play football?

Hour 1: Joe reacts to the Pirates' late-night trade yesterday with the Braves. The guys discuss horror movies during a wild first segment. And Dom recounts his trip to the movie theaters last night. Hour 2: John Perrotto joins the show to break down the latest Pirates news and rumors. Joe and Dom draft their all-time favorite athletes from Syracuse University. And do people know that Scott Hanson used to play football? Hour 3: The guys try to figure out when Team USA's next World Cup game is. What are Joe and Dom's issues with soccer? And Joe had an incident at the mall this week. Hour 4: Bob Walk joins the guys to break down the latest with the Pirates. Do the Pirates need to sweep the Rockies this weekend? And a golfer threw a club at the US Open today.

When does a Roth Conversion make sense—and when could it be a costly mistake? In this episode of Money Matters, Scott and Pat tackle one of the most common retirement planning questions: whether a Roth Conversion is the right move for your financial future. They break down a real-life caller's situation involving IRAs, pensions, charitable giving, required minimum distributions (RMDs), and the tax implications of converting retirement assets. The show also features an emotional conversation with Laura, a member of the “sandwich generation” who is balancing retirement planning while supporting aging parents and a special-needs child. Scott and Pat discuss pension decisions, reverse mortgages, life insurance needs, and how to navigate competing financial priorities without sacrificing long-term security. Plus, they explore tax-efficient investing strategies, asset location, charitable giving through donor-advised funds, and why taxes may be one of the biggest threats to your retirement wealth. If you've ever wondered whether a Roth Conversion belongs in your retirement plan, this episode is packed with practical insights. What You'll Learn: -Roth Conversions & Retirement Tax Planning -Tax-Efficient Investing Strategies -Retirement Planning for the Sandwich Generation -Reverse Mortgages & Aging Parent Care -Charitable Giving, RMDs & Retirement Income Planning   Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

How do you make smart financial decisions after you've already built significant wealth? In this week's episode of Allworth's Money Matters, Scott and Pat help a retired couple with an $11 million portfolio evaluate Roth conversions, estate planning, charitable giving, and strategies to improve tax efficiency. Then they speak with a 52-year-old listener navigating uncertainty in the alcohol industry while balancing retirement savings, college expenses, and cash reserves. Should he use taxable assets to maximize his 401(k) contributions? Scott and Pat weigh in. The episode also features Allworth advisor Laurie Ingwersen, who explains how investors with concentrated stock positions can reduce risk while improving tax efficiency. Laurie shares a real-world case study of a client whose portfolio was 70% invested in a single stock and the strategies used to diversify, manage taxes, and preserve long-term wealth.   What You'll Learn: -Whether Roth conversions still make sense for high-net-worth retirees -How to improve tax efficiency through smarter asset location and portfolio design -When it makes sense to use taxable assets to maximize retirement savings -Strategies for reducing risk in concentrated stock positions -How to balance wealth preservation, charitable giving, and legacy planning   Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.  

After decades of saving and investing, how do you know when it's okay to truly enjoy your money? In this episode of Money Matters, Scott and Pat help a couple with nearly $8 million determine how much home they can comfortably afford after relocating to Florida, while another listener with more than $12 million asks whether Roth conversions still make sense given today's tax rules and retirement tax planning environment. They discuss retirement tax planning strategies, the dangers of chasing “popular” AI stocks, and how AI-powered scams are targeting investors and older Americans. What You'll Learn: -When Roth conversions can help lower future taxes -How much house people can realistically afford -Better retirement tax planning strategies -How to invest more tax efficiently -Warning signs of today's most common financial scams Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Why do so many successful investors struggle to actually enjoy the wealth they've built? In this Memorial Day weekend episode of Allworth's Money Matters, Scott and Pat talk with UCLA professor and behavioral expert Hal Hershfield and explore the emotional side of money, retirement, and investing. From fear of running out of money to recency bias and loss aversion, this episode dives deep into the hidden psychological forces that shape financial decisions — even for millionaires. If you've ever wondered why investors panic during market drops, hesitate to spend in retirement, or obsess over past financial mistakes, this conversation about investing will completely change how you think about money. Scott, Pat, and Hal unpack why wealthy retirees often struggle to spend confidently, how emotions influence investing decisions, and why understanding investor psychology may be just as important as understanding the stock market itself. They also discuss longevity insurance, risk tolerance, mental accounting, and how advisors can help clients align money with purpose and happiness. Whether you're approaching retirement or simply want to become a smarter long-term investor, this episode offers powerful insights into the psychology behind successful investing and financial decision-making. What You'll Learn: -Why many wealthy retirees are afraid to spend money -How loss aversion impacts investing decisions -The dangers of recency bias in the stock market -Why financial regrets stick with us longer than successes -How psychology shapes investing behavior -The emotional side of risk tolerance and market volatility -How “mental accounting” affects spending habits -Why longevity insurance hasn't caught on with investors -How financial advisors help clients align money with life goals Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.  

When it comes to investing, the most important decisions aren't made in theory—they happen in real life. In this episode of Allworth's Money Matters, Scott and Pat answer real listener calls and break down how smart investing decisions actually play out. Martha, a 79-year-old retiree with $4–5 million, considers a complex investing strategy involving direct indexing to generate tax losses and improve tax efficient investing strategies. But does this level of complexity actually benefit her portfolio—or just add unnecessary risk? Then Dennis, age 51, with nearly $2.3 million saved and major expenses ahead, faces key investing decisions around portfolio allocation, college funding, and building a sustainable retirement income plan. Through these real-world financial questions, Scott and Pat show that successful investing isn't about chasing complexity—it's about simplifying your strategy, aligning with your goals, and making confident decisions over time. What You'll Learn: -When complex investing strategies like direct indexing are actually worth it -How to approach tax efficient investing strategies without unnecessary risk -Smart ways to think about portfolio allocation as you near retirement -How to build reliable retirement income from your investments -How to evaluate real-world financial questions with confidence -Why simpler investing strategies often lead to better long-term results Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.  

A good financial plan isn't just about retirement—it's about how all the pieces of your financial life fit together. In this episode of Money Matters, Scott and Pat talk with a caller who already has about $2 million and expects a much larger inheritance—but still struggles to spend any of it. They walk through why that happens and how a financial plan can help ease into actually using the money. They also take a call from a high-income couple earning around $600,000 a year. Even with strong savings, there are still areas being overlooked, so Scott and Pat explain what a complete financial plan should cover—from retirement to insurance to college planning—and where people often miss. It's a reminder that a financial plan isn't just about how much you have—it's how everything fits together. What You'll Learn: -Why having millions doesn't always make spending easier -How to start using wealth without feeling uncomfortable -What high-income families often overlook -How to think about retirement when income is strong -What a real financial plan actually ties together Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.  

Host of NFL RedZone Scott Hanson in the house to talk 49ers and Rams MCG game on September 11, dropping Roo's name to get into the country and reaction to his first ever AFL game! Mick In The Morning Instagram: https://www.instagram.com/molloy Triple M Melbourne Instagram: https://www.instagram.com/triplemmelb Drop us a voice memo: https://www.mickinthemorning.comSee omnystudio.com/listener for privacy information.

FULL SHOW : Herald Sun Crime Reporter Regan Hodge joins us to talk the very recent Melbourne Firebombings, Mother's Day is around the corner so we want to hear about your amazing mum's. Max Gawn is in to chat all things Round 8 of the AFL, Cassie Zervos stops by the studio to chat to us about breaking the Dezi Freeman story and NFL Red Zone Commentator and all round energetic hype man Scott Hanson is with us ahead of the NFL heading down under. Catch Mick in the Morning, with Roo, Titus & Rosie LIVE from 6-9am weekdays on 105.1 Triple M Melbourne or via the LiSTNR app. Mick In The Morning Instagram: https://www.instagram.com/molloy Triple M Melbourne Instagram: https://www.instagram.com/triplemmelb Drop us a voice memo: https://www.mickinthemorning.comSee omnystudio.com/listener for privacy information.

If you've built significant wealth, knowing how to reduce taxes in retirement can have a major impact on what you keep—and what your kids ultimately receive. In this episode, Scott and Pat walk through two real-life situations: one caller facing large tax exposure from millions in pre-tax accounts, and another trying to make sure their children don't quickly spend an inheritance.  Along the way, they also touch on how areas like private credit and private equity are evolving—and what that means for investors thinking about risk, transparency, and long-term planning. If your goal is to reduce taxes in retirement while being more intentional about your legacy, this episode gives you a clear and practical framework. What You'll Learn: -How to reduce taxes in retirement with large pre-tax accounts -When Roth conversions work—and when they don't -Why RMDs can create long-term tax challenges -How to structure a trust to protect your kids' inheritance -The role of trustees and distribution strategies Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.  

JB and Billy kick off the show with the All Sports Report - with some big Ins and Outs at the Pies and Crows. Topics Brayshaw wants to know about your most idiotic moment, and Billy has some big news about Australia's chances at Eurovision. Host of NFL Redzone Scott Hanson is in studio ahead of the 49ers and Rams game at the MCG in September - and he also has some positivity for JB's Cleveland Browns. Billy has put together an enormous Idiot File, and the new AFL videogame is out with some footy legends. Former Fremantle Dockers coach Chris Connolly calls in on the 20th anniversary of 'Sirengate', and Billy finishes with a fruity joke about an oddly-placed piece of lettuce. See omnystudio.com/listener for privacy information.

This episode of Money Matters explores advanced tax strategies that go beyond traditional investing to help high earners and retirees maximize efficiency, reduce taxes, and create smarter, more tax-efficient income streams. With Pat out this week, Scott and Allworth advisor Mark Shone break down how strategies like direct indexing, long/short investing, and tax-loss harvesting can unlock new opportunities—especially for those with larger, more complex portfolios. Plus, Scott and Allworth's Head of Private Wealth Strategies, Simone Devenny, dive into trusts, from simple living trusts to more sophisticated estate planning tools. What You'll Learn: -How direct indexing works—and when it can outperform traditional index funds -Strategies to generate tax losses and offset future gains -Smart ways to manage concentrated stock positions -How options strategies can help increase portfolio income -The key differences between revocable and irrevocable trusts (and when to use them) Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

The Saturday Edition of the Good Morning Football Podcast looks back at Fmr Bills head coach Sean McDermott explaining what's next for him and his joy in seeing a future Super Bowl for Josh Allen. What are the next steps for Bears QB Caleb Williams and Vikings QB JJ McCarthy? Plus, NFL Red Zone host Scott Hanson talks about his offseason and thoughts on the Raiders plans for Fernando Mendoza! The Good Morning Football Podcast is part of the NFL Podcast NetworkSee omnystudio.com/listener for privacy information.

We break down the Giants and Jets' draft picks alongside the Knicks' discouraging Game 3 loss and the looming threat of a total franchise shake-up. We analyze Arvell Reese's arrival and Malik Nabers' confusion with it while Boomer questions the Giants' edge-rusher logjam and Francis Mauigoa vows to protect Jaxson Dart. The Mets keep win despite bullpen scares, the Yankees sweep the Red Sox behind Cody Bellinger and Cam Schlittler, and we track the fallout of Francisco Lindor's injury. Finally, we revisit the chaotic WFAN live stream and Evan Roberts' "pure Evan-ess," Scott Hanson's reaction, and Woody Johnson's awkward draft call before comparing the final mock drafts to reality.

We discuss Francisco Lindor's injury and the draft picks for the Giants and Jets. After taking calls on the local picks and the Knicks' loss, Boomer questions the Giants' edge-rusher logjam. Jerry highlights the chaotic WFAN live stream, then Ian Eagle's call of the Hawks taking the lead and Josh Hart's reaction. We hear from new Jet Bailey on his "pure joy," Aaron Glenn's thoughts on the pick, and Giants lineman Francis Mauigoa on protecting Jaxson Dart. Finally, Scott Hanson reacts to the WFAN draft party, Gio roasts Evan Roberts' sweatpants attire, and a caller notes Jazz Chisholm's lollipop at-bat.

Hour Two of the Good Morning Football Podcast begins with a Draft update from Tom Pelissero. Hosts Jamie Erdahl, Kyle Brandt, Manti Te'o and Seth Rollins discuss which team they think will shake up Draft night. Kyle gives some much needed love to the running backs in the Draft. Plus, NFL Red Zone's Scott Hanson gives an offseason check in and what he'll be watching for in the Draft. The Good Morning Football Podcast is part of the NFL Podcast NetworkSee omnystudio.com/listener for privacy information.

Hour One of the Good Morning Football Podcast begins with Tom Pelissero and the latest on Draft week. Hosts Jamie Erdahl, Kyle Brandt, Manti Te'o and Seth Rollins discuss their biggest questions before Round 1. NFL prospect Caleb Downs talks about his journey to the NFL and his family's connection to playing football. Whiteboard Wednesday asks what your favorite thing about the Draft is. Plus, news on the future of Mike Tomlin! Stay tuned for NFL Red Zone's Scott Hanson coming up in Hour 2 of the GMFB Podcast! The Good Morning Football Podcast is part of the NFL Podcast NetworkSee omnystudio.com/listener for privacy information.

How do you manage a concentrated stock position without getting crushed by taxes? In this episode of Money Matters, Scott is joined by Allworth advisor Mark Shone, who steps in while Pat is away to break down smart, tax-efficient strategies for handling highly appreciated stock positions. They use a real-life case of a recent retiree with nearly $2 million in Apple stock to explore how to reduce risk, diversify, and balance income and legacy goals. Plus, they touch on private credit and real estate trends shaping today's investment landscape. What You'll Learn: -How to reduce risk in a concentrated stock position- -Strategies to diversify without triggering large capital gains -Tax-efficient ways to manage highly appreciated stock -How to balance income needs with long-term legacy goals   Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

For many investors, the big question is whether $5 million is enough to retire—and this real-life case study shows how to answer it. With Pat out this week, Scott is joined by Allworth advisor Mark Shone to walk through a $5–6 million household navigating retirement while raising kids, funding college, and managing a second marriage. Scott and Mark break down what really matters when asking if you can retire with $5 million—and how to make that decision with confidence. Plus, a physician with $6M+ asks if being all-in on the S&P 500 is a mistake—and what to do instead. What You'll Learn: How to evaluate if you can retire with $5M How to fund college without derailing retirement When sequence of returns risk actually matters Smart withdrawal strategies for complex situations Why diversification goes beyond the S&P 500 Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.  

In this episode of Money Matters, Scott and Pat react to a listener being pitched a complex direct indexing strategy using margin, while another wrestles with whether setting up trusts for their grandchildren is worth the hassle—breaking down what actually adds value and what doesn't. They expand into tax strategies for larger portfolios, including when more sophisticated approaches create more cost and complexity than benefit. You'll also hear practical guidance on estate planning, gifting, RMDs, and charitable giving through QCDs. What You'll Learn: When a direct indexing strategy using margin may do more harm than good How to approach tax strategies for larger portfolios without overcomplicating your plan When trusts make sense for gifting—and when they don't Smarter ways to handle RMDs and reduce taxes with QCDs Why some strategies are driven more by firm incentives than investor outcomes Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

In this episode of Money Matters, Scott and Pat take calls from high-income listeners facing real financial crossroads—from deciding whether to return to work to navigating major portfolio and tax decisions. Along the way, they break down when a Roth conversion strategy makes sense, how taxes impact big financial decisions, and why timing and sequencing can have a long-term effect on wealth. The conversation also covers portfolio risk, income needs, and how to approach leaving money to the next generation without overcomplicating the process. Scott and Pat explain how a well-thought-out Roth conversion strategy fits into a broader financial plan that balances flexibility, taxes, and long-term goals. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

In this episode of Money Matters, Scott and Pat break down real-world tax strategies for high net worth investors dealing with multi-million dollar IRAs, brokerage accounts, and rising future tax liabilities. They walk through detailed listener cases—including a couple with over $18 million in assets trying to minimize RMD taxes, IRMAA surcharges, and legacy tax burdens—while sharing actionable tax strategies for high net worth investors. Here's what you'll learn: How to handle upcoming RMDs on multi-million dollar retirement accounts Why Roth conversions may have limited impact at higher income levels How gifting appreciated assets can reduce your taxable estate When to use a donor-advised fund instead of giving cash Why you should stop reinvesting dividends in taxable accounts How tax-loss harvesting technology can improve portfolio efficiency The importance of asset location (and how mistakes can cost you) How to better prepare large portfolios for generational wealth transfer Why AI can assist—but not replace—real financial advice If you're serious about optimizing your wealth, understanding the right tax strategies for high net worth investors can help you reduce taxes, protect your assets, and build a more efficient long-term plan. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.  

Special guest, Scott Hanson, shares a word from Romans 10 about missions in the world today. 

In this episode of Money Matters, Scott and Pat break down smart Roth conversion strategies for retirees who want to reduce lifetime taxes, manage future RMDs, and avoid costly bracket mistakes. A caller with $4+ million asks how much to convert each year — and whether moving IRA withdrawals into a brokerage account makes sense as part of a long-term Roth conversion plan. They also discuss direct indexing, including how it works, whether low-cost providers are safe, and when direct indexing makes sense compared to backdoor Roth contributions. Plus, a real client case study highlights asset location, ETF overconcentration, muni bond mistakes, and how coordinated Roth conversion and tax planning can potentially add six figures over time. What You'll Learn: -How to structure a Roth conversion tax-efficiently -When direct indexing makes sense — and when it doesn't -Why asset location matters more than most investors realize -How to reduce future RMD and IRMAA surprises -The hidden risks inside “diversified” ETF portfolios Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

In this episode of Money Matters, Scott and Pat unpack why tax diversification is one of the most overlooked strategies in retirement planning. From a 70-year-old investor with $3.6 million mostly in traditional IRAs to a 55-year-old looking to retire early and start Roth conversions, they explore how tax diversification can help reduce lifetime taxes and create flexibility in retirement income. You'll hear discussions about: -When Roth conversions make sense — and which tax bracket to target -How much cash and bond exposure you really need before retiring -The realities of the 4% rule -401(k) vs. brokerage — and where bonds and equities should actually live -How diversification protects your lifestyle, not just your portfolio Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.      

In this episode of Money Matters, Scott and Pat walk through smart decisions around Roth vs. pre-tax savings, pension lump sums, and when it actually makes sense to use your HSA. They help a high-earning family think through life insurance gaps and special needs planning, guide a soon-to-be retiree through a $1 million pension decision, and revisit a multi-million-dollar couple debating whether to spend or preserve a large HSA. From tax diversification to retirement income strategy to how certain accounts are treated at death, this episode shows the difference between surface-level investing and true financial planning for $2M+ portfolios. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

We're back with another installment of Life in the Fast Lane, this one featured in The Gold Zone, Hosted by Scott Hanson. First up is the Tokyo Drift Minute (#29), which introduces us to Exceedingly Handsome Guy and two Cowgirls. (Any real racer knows EHG is on our Mount Rushmore of the most important Tokyo Drift characters.) Do we need a wellness check for Vin? He's made no posts on VINstagram! We cover lots of Fast-adjacent news: Rousey vs. Carano, Tyrese x Armie Hammer?, and Jason Statham Stole My Bike! Have we Vin-pilled our listeners' brains? How could Dos Bandoleros could be made? Where could it live? We look at Universal's slate and see what makes sense. We also talk about the Super Bowl and the Olympics, Jury Duty and a new reality show that Joe likes, as well as Charli XCX's The Moment and Nirvanna the Band the Show the Movie. Email us: ⁠⁠⁠⁠family@cageclub.me⁠⁠⁠⁠⁠⁠⁠⁠Visit our Patreon page at patreon.com/2fast2forever⁠⁠⁠⁠. ⁠⁠⁠⁠Show your support at the 2 Fast 2 Forever shop⁠⁠⁠⁠!Extra special shout-out to Alex Elonen, Brian Rodriguez (High School Slumber Party), Lane Middleton, Jason Rainey, Wes Hampton, Josh Buckley (Whole Lotta Wolves), Michael Moser, Terra New One, Aaron Woloszyn, and Randy Carter for joining at the “Interpol's Most Wanted” level or above!Intro music by Nico Vasilo. Interlude and outro music by Wes Hampton.

Taxes can quietly shape some of the biggest financial decisions you'll ever make — from choosing how to take a pension to deciding how to leave money to your heirs. On this week's Money Matters, Scott and Pat take calls from listeners working through those exact issues. One caller is weighing a pension lump sum against monthly payments, and the tax consequences of that decision become central to the conversation. The guys also discuss how asset location affects tax efficiency, why different accounts are taxed differently, and how thoughtful planning can help reduce unnecessary taxes over time. They even explore ways to structure inheritances that protect beneficiaries while keeping taxes in mind. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

In this episode of Money Matters, Scott and Pat take calls from high-net-worth listeners who uncover the same wealthy tax mistake, despite very different financial situations. From retirees with most of their money in IRAs to investors weighing Roth conversions and income strategies, the conversations show how easy it is to pay more in taxes than expected. They explain how this wealthy tax mistake often comes from tax-deferred concentration, why paying taxes from retirement accounts can shrink cash flow, and how poor timing can quietly turn into a long-term wealthy tax mistake. If you've built significant assets and want to protect your income and flexibility, this episode offers clear, practical insight. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.    

In this episode of Money Matters, Scott and Pat answer listener questions and explain when Roth conversions make sense, when they don't, and how taxes, IRMAA Medicare surcharges, and market volatility can change retirement outcomes. They discuss strategic gifting to adult children, helping fund Roth IRAs, 401(k)s, and HSAs without killing motivation, and walk through a real call from a retired teacher debating whether converting his accounts is worth it. Along the way, Scott and Pat break down the math behind Roth conversions, explain how pensions and Social Security affect the results, and why paying conversion taxes from retirement accounts can wipe out the benefits. If you're retired or nearing retirement and considering Roth conversions, this episode offers clear, practical guidance to avoid costly mistakes. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Nick Kostos is joined by Scott Hanson, Nate Tice, Greg Hill & Jermaine Wiggins!

Nick Kostos is LIVE on Radio Row! Nick is joined by Robert Mays, Danny Parkins, Scott Hanson, Nate Tice, Greg Hill, Jermaine Wiggins, Ben Watson, Shawne Merriman, Evan Williams and Ben Fawkes. Plus, Nick reacts to the Jaren Jackson and James Harden trade.

The Great Scott Hanson joins the show to talk all things NFL RedZone! Scott shares his thoughts on adding commercials this year, takes us behind the scenes of the production, and MUCH MORE!

Star linebacker Fred Warner joined "49ers Talk" host Matt Maiocco on Day 2 during Super Bowl Radio Row at Moscone Center to update his rehab and discuss the impending hire of new defensive coordinator Raheem Morris. Next up was former Chargers team physician Dr. David J. Chao, who analyzed electrical substation theories following a trend of injuries to San Francisco's roster in recent seasons. NBC Sports' "Pro Football Talk" co-chost Chris Simms then touches on his bond with both Kyle Shanahan and Raheen Morris from his days with the Tampa Bay Buccaneers and why he's excited about them coaching together in San Francisco. Finally, "NFL RedZone" host Scott Hanson stops by to share with Matt how hectic and how amazing his job on Sunday's can be, as well as his thoughts on what the 49ers have to do  to compete with the Seattle Seahawks moving forward.--(0:00 How recent reports about Patriots owner Robert Kraft may affect former 49ers running back Roger Craig's HOF bid this year.(10:00) Fred Warner discusses recent injury rehab, 49ers hiring DC Raheem Morris(17:00) Former Chargers team physician Dr. David J. Chao analyzes electrical substation theories regarding 49ers injuries(23:00) Why Chris Simms is excited for Kyle Shanahan, Raheem Morris as 49ers coaching duo(30:00) Scott Hanson discusses his NFL RedZone approach, takeaways from 49ers' season  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Yahoo Sports' Andrew Siciliano and Jori Epstein react to the biggest headlines from Rodger Goodell's Super Bowl press conference. Plus, it's a RedZone reunion as Scott Hanson joins the show!(3:19) - Breaking down Roger Goodell's Super Bowl remarks(18:03) - Robert Kraft misses out on HOF(24:30) - Breaking down new OC-QB pairings(28:20) - Scott Hanson joins the show!(44:02) - Justin Fields declines Pro Bowl invite(49:48) - Sam Darnold's redemption arc(53:03) - One More Thing

In this episode of Money Matters, Scott and Pat break down a big shift for higher earners: the new 401(k) Roth rule that changes how catch-up contributions work. If you're over 50 and earning a solid income, this could seriously affect your retirement plan. They also cover smarter tax strategies and take listener calls. A recent retiree wonders if buying a rental property makes sense. Then, Scott and Pat help a man from Virginia with a textbook example of how to balance pensions, Roth IRAs, and tax diversification as retirement nears. Whether you're saving, converting, or rethinking your retirement goals, this episode brings clarity, strategy, and a dose of straight talk. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

In this episode of Money Matters, Scott and Pat talk to two millionaires at different financial stages — one caller with $8 million asking about Roth conversions and tax strategy, and another navigating retirement planning with a $1.4 million portfolio. Scott and Pat break down how Roth conversions can optimize long-term savings, where annuities fit into today's market, and how both investors are managing wealth amid rising volatility. If you're exploring Roth conversions or simply looking to protect and grow your nest egg, this episode is packed with actionable advice. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

In this episode of Money Matters, Scott and Pat talk with listeners about decisions around Roth conversions, tax brackets, gifting to kids, and when to start taking money from retirement accounts. One caller is trying to figure out how to simplify things after working with five different advisors. Another wants to use savings to travel without getting pushed into a higher tax bracket. Plus, Allworth's Head of Wealth Planning, Victoria Bogner, joins the show to share a case where someone had 35 investment accounts—and how the team helped clean it up. It's a good reminder that sometimes the best financial move is just getting organized. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

This week, Jason is joined by Megan Eugenio aka Overtime Megan!Megan has been working with Overtime, a digital sports brand, aimed at the next generation of sports fans and athletes since early 2020. Her engaging personality and basketball knowledge helped her quickly gain a large audience on the Overtime platform, becoming one of their most recognizable faces. Over the last few years, her social media following has grown to over 3 million followers, and she continues to dip her toes in various areas in the sports and entertainment industries, including a recent guest appearance on NFL Red Zone with host Scott Hanson.Megan Eugenio opens up about breaking into a male-dominated industry while staying true to her unapologetically girly self and keeping an open mind along the way. She shares the unexpected path that led her to Overtime within a month of starting school, working just four hours a week for $15 an hour as a college freshman, and eventually signing her talent contract. Megan discusses the importance of education, why having knowledge in your arsenal matters, and whether she'd ever consider leaving Overtime as she expands her reach into new ventures. She also dives into blind confidence, managing nerves, handling her Snapchat being hacked, and navigating the dark side of the internet after a public scandal. Megan reflects on building thick skin, leaning on a strong support system, her dream job, the hardest part of dating, and her biggest tips for succeeding on social media.Megan reveals all this and so much more in another episode you can't afford to miss!Host: Jason TartickCo-Host: David ArduinAudio: John GurneyGuest: Megan EugenioStay connected with the Trading Secrets Podcast! Instagram: @tradingsecretspodcast Youtube: Trading SecretsFacebook: Join the Group All Access: Free 30-Day Trial Trading Secrets Steals & Deals!Upwork:Instead of spending weeks sorting through random resumes, Upwork Business Plus sends a curated shortlist of expert talent to your inbox in hours. Trusted, top-rated freelancers vetted for skills and reliability.... and rehired by businesses like yours. Right now, when you spend $1,000 on Upwork Business Plus, you'll get $500 in credit. Go to Upwork.com/SAVE now and claim the offer before 1/31/2025.Momentous:Creatine isn't just for muscle gains - it's essential daily fuel for your brain, body, and long-term performance. Momentous Creapure ® Creatine is backed by leading performance experts like Dr Andrew Huberman and Dr Stacy Sims. Go to livemomentous.com, and use promo code TRADINGSECRETS for up to 35% off your first subscription orderQuince:Quince has everything you need: men's Mongolian cashmere sweaters, wool coats, leather and suede outerwear that actually hold up to daily wear and still look good. Refresh your winter wardrobe with Quince. Go to Quince.com/tradingsecrets for free shipping on your order and 365-day returns. Now available in Canada, too.

In this episode of Money Matters, Scott and Pat dive into real-world financial decisions faced by high-net-worth families. One caller seeks guidance on managing his 87-year-old mother's $1 million nest egg, while another—with $8 million saved—is questioning whether a QLAC is necessary. The $8 million decision opens the door to meaningful conversations around trust planning, emotional risk tolerance, and why simplicity often beats complexity—especially when family is involved. You'll also hear insights on gifting strategies, changes to Social Security rules, and what to consider when planning for longevity. Whether you're managing $1 million or $8 million, this is the kind of real talk every high-net-worth family should hear. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Bobby Bones and Matt Cassel are getting ready for the holiday season and Matt recalls some of the gifts he gave to his offensive lineman. What are some of the best (or less than best) QB gifts given? While suits are regular gifts, Bobby reveals how he's bought some of his most expensive suits. NFL Red Zone's Scott Hanson drops by and explains how he broke into the business and met Matt a long time ago. At the same time, Scott relives a laughably regrettable experience with Mike Vrabel. Matt talks about his audition to host Red Zone and who he believes is one of the nicest people he's ever met in the NFL. Plus, is there a bucket list event that Scott would like to cover? Bobby wraps up with the best three games coming in Week 17. Have a Happy Holiday! Lots to Say with Bobby Bones and Matt Cassel is part of the NFL Podcast Network See omnystudio.com/listener for privacy information.