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Tim discusses New York real estate, Donald Trump's interview with Laura Ingraham, yet another Sydney Sweeney controversy, the tech people's plan to bring in Chinese students to create an AI demon, how the college system is over, and a Waymo driverless car running over a cat in San Fransisco. American Royalty Tour
The console wars are back on. This week, Nilay Patel sits down with Jake Kastrenakes, Sean Hollister, and special guest Joanna Stern, senior columnist at The Wall Street Journal, to talk about Valve's return to the living room gaming race with the Steam Machine, Steam Controller, and Steam Frame VR headset. Then, Joanna discusses her time putting the Neo robot to the test and seeing whether it's capable of loading a dishwasher. Finally, it's time for the Lightning Round, where the crew is talking the YouTube/Disney spat, Apple's new mini apps, and letting Waymo speed down the highway. Further reading: Our first look at the Steam Machine, Valve's ambitious new game console Valve enters the console wars Valve just built the Xbox that Microsoft is dreaming of Valve's new Steam Controller might be my dream controllerThe Steam Frame is a surprising new twist on VR Steam Machines have returned: all the news about Valve's new hardware universe The Steam Frame has two speakers on each side of your face for vibration cancellation Valve's new VR streaming trick won't just work with its own headset How the Steam Frame compares to other VR headsets Valve thinks Arm has ‘potential' for SteamOS handhelds, laptops, and more Valve is welcoming Android games into Steam Valve has stopped manufacturing its Index VR headset Valve has no news about Steam Deck 2 — because it's still waiting for the right chip We tried Valve's new VR headset, PC, and controller — ask us anything! I Tried the First Humanoid Home Robot. It Got Weird Know Your Meme 1X Neo is a $20,000 home robot that will learn chores via teleoperation Meet NEO, the AI-Driven Robot That's Coming to Lend a Hand Around the House — for a Steep Price The Problem with this Humanoid Robot Samsung brings a generative AI-powered Bixby to its TVs Gemini for TV is coming to Google TV Streamer starting today Google says its confusing Gemini Home rollout is going just great Google Photos lets iPhone users edit images by describing changes Disney is losing over $4 million a day in revenue on the YouTube TV blackout Disney is “trying really hard” to get ESPN back on YouTube TV Peyton and Eli Manning Drop the Ball, Embarrass Themselves With Bob Iger Interview Apple made a $230 crossbody… sock Steve Jobs introduces iPod socks in 2004 Mini apps Apple will take a mini commission from mini app developers Amazon is cracking down on illegal streaming on its Fire TV Stick Subscribe to The Verge for unlimited access to theverge.com, subscriber-exclusive newsletters, and our ad-free podcast feed.We love hearing from you! Email your questions and thoughts to vergecast@theverge.com or call us at 866-VERGE11. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Could today's teenagers be the last to sit a driving test? Danny Fortson and Katie Prescott look at the rise of self-driving cars, from Waymo's cars in San Francisco to new UK laws on autonomous vehicles. They also hear from Lyft CEO David Risher who explain why your kids may never need to drive and what that means for cities, carmakers and the rest of us.Image: Getty Hosted on Acast. See acast.com/privacy for more information.
In the Electrek Podcast, we discuss the most popular news in the world of sustainable transport and energy. In this week's episode, we discuss Apple CarPlay possibly coming to Tesla cars, VW getting access to Superchargers, a Toyota electric pickup, and more. The show is live every Friday at 4 p.m. ET on Electrek's YouTube channel. As a reminder, we'll have an accompanying post, like this one, on the site with an embedded link to the live stream. Head to the YouTube channel to get your questions and comments in. After the show ends at around 5 p.m. ET, the video will be archived on YouTube and the audio on all your favorite podcast apps: Apple Podcasts Spotify Overcast Pocket Casts Castro RSS We now have a Patreon if you want to help us avoid more ads and invest more in our content. We have some awesome gifts for our Patreons and more coming. Here are a few of the articles that we will discuss during the podcast: Tesla is working on Apple CarPlay integration, report says Tesla recalls over 10,000 Powerwalls in the US after several fires Tesla Supercharger live availability is now in Google Maps Volkswagen EVs finally get access to Tesla Superchargers (for real this time) Waymo expands service map and adds freeway access to three major US cities Toyota's first electric pickup is finally here [Images] Toyota opens the doors to its first EV battery plant in the US, but that's not all Here's the live stream for today's episode starting at 4:00 p.m. ET (or the video after 5 p.m. ET: https://www.youtube.com/live/TaYQYgsgsxQ
The squad is complete again! We get into AI wearables: rings, necklaces, even earrings, after Dave hints his stealth ring startup is almost ready. Waymo quietly rolls out SF–San Jose service (still no freeways), while private-jet owners email senators about the shutdown. The squad goes over Andy Rubin's humanoid robotics launch, Sam's backwards Panopticon sign, Apple's Issey Miyake iPhone “sock/pocket,” and that Slow's etiquette school is now getting international interest. We wrap with Janitor AI's romance boom, Sam building an AI kids-podcast pipeline with ElevenLabs, Brit wanting McConaughey to voice romance, Jess taking an Instagram detox, and more.Chapters:01:18 AI in interior design and AI slop; Why AI commerce still feels broken04:59 Apple week iPhone Air vs Pro08:49 Wearable AI flood Ray-Bans, rings, and other wearables15:32 Jess deletes Instagram and maybe email21:05 Multitasking vs focus23:32 Andy Rubin's new robotics company27:15 SORON reveal and home deterrence roadmap29:15 Military research to practical deterrent systems30:29 Panopticon conference room and GDPR simplification32:29 Waymo expansion and route quirks35:35 Apple Issey Miyake iPhone pocket sock38:40 Slow's Etiquette Finishing school goes global44:50 The Lessin Family AI generated kids podcast49:06 BBC scandal media bias and blowback54:12 Lawfare the financialization of lawsuitsWe're also on ↓X: https://twitter.com/moreorlesspodInstagram: https://instagram.com/moreorlessYouTube: https://youtu.be/pA20Sk63yYEConnect with us here:1) Sam Lessin: https://x.com/lessin2) Dave Morin: https://x.com/davemorin3) Jessica Lessin: https://x.com/Jessicalessin4) Brit Morin: https://x.com/brit
In this episode of Rational Reminder, Ben Felix, Cameron Passmore, and Ben Wilson return with a classic AMA format—answering listener questions that dig deep into the behavioral and evidence-based foundations of sensible investing. From lump-sum investing to the psychology of advice, the trio blend data, humor, and clear thinking to demystify complex financial ideas. They discuss the behavioral logic behind dollar-cost averaging, why mutual funds might actually be more tax-efficient than ETFs in Canada, and whether technology could ever truly replace human financial advisors. Plus, they share their biggest investing mistakes (yes, Bitcoin makes an appearance), dissect the rise of "buffered" ETFs, and explain why chasing complexity usually costs investors more than it helps. Key Points From This Episode: (0:00:05) Introduction – The first episode featuring all three hosts together: Ben Felix, Cameron Passmore, and Ben Wilson. (0:44) OneDigital update: expanding evidence-based advice across Canada with new PWL partners in Halifax. (2:36) The mission in motion – bringing the "markets work and planning matters" philosophy to more Canadians. (5:29) "Finding and funding a good life" – how PWL integrates wellness and happiness into financial planning. (6:16) AMA Question 1: Lump-sum vs. dollar-cost averaging — why lump-sum wins 65% of the time. (10:05) Base rates, behavioral regret, and the real role of an advisor. (12:22) The 2020 PWL paper results and how behavioral hedging fits in. (16:10) If dollar-cost averaging feels safer, maybe your portfolio is too aggressive. (18:08) AMA Question 2: Advice for smaller portfolios — how technology, AI, and fee-only planners can fill the gap. (21:01) Can AI really replace advisors? Cameron's Waymo analogy sparks debate. (23:33) AMA Question 3: Mutual funds vs. ETFs — why in Canada, mutual funds may actually be more tax-efficient. (30:00) The Capital Gains Refund Mechanism (CGRM) explained — and why it matters. (34:31) Dimensional's Canadian funds vs. Vanguard ETFs — tax distribution data that surprises most investors. (37:40) AMA Question 4: Are discount bonds priced for tax efficiency? The evidence says no—discount bonds still win. (42:23) AMA Question 5: Biggest investment mistakes — from Bitcoin regrets to house-buying reflections. (48:15) AMA Question 6: Buffered ETFs — comfort, complexity, and why simple portfolios outperform. (53:45) Simplicity as a superpower — why "markets work" is still the most radical idea in finance. (55:27) AMA Question 7: Updating the RR model portfolio — why there's no "optimal" portfolio and simplicity wins again. (58:31) After show: Reviews, humor, and a reminder about "No Net Worth November." (1:04:15) Life offline — Cameron's reflections on quitting social media and finding clarity. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)
Topics discussed on today's show: World Kindness Day, Weather Coming To So Cal, Bag Pipers, Who's Going To Hell?, What is kindness?, Birthdays, History Quiz, Movie Reviews, Movie Password, Gov Open, Bob Ross Auction, Pennies Cost To Much, MLB and Betting, 2028 Olympics, Waymo, Robot Doctor, James Van Der Beek Cancer, Jobs Report, Chick Names, Probably White, and Apologies.
On today's 11.13.25 show we talked about the new Trader Joes tote bags, Jess had an accurate prediction, new Doordash scam alert, Chis Evans rumored to be cheating on his wife, the flu is fluing this season, the Wicked For Good press tour has kicked off, Waymo is expanding, Timothy Chalamet has upset some people, a new Apple accessory, we have a marrylisa.com update and more!
When Waymo robotaxis first rolled out onto San Francisco streets in 2021, people were skeptical. But less than five years later, Waymos are popular – a new poll finds local support at 67% – though still polarizing. A San Francisco Supervisor is advocating to allow counties to decide whether they are allowed on their roads. As Waymo extends their service this week to San Jose and Bay Area highways, we'll talk with those for and against Waymo expansion. And we'll look at the future of autonomous vehicles as new competition looks to enter the market. Guests: Jackie Fielder, District 9 supervisor, San Francisco William (Billy) Riggs, professor, University of San Francisco School of Management Rya Jetha, tech culture reporter, SF Standard Learn more about your ad choices. Visit megaphone.fm/adchoices
Boris Sofman is the CEO and Co-Founder of Bedrock Robotics, a company turning existing construction equipment into fully autonomous fleets through same-day hardware upfits. With over $80 million in funding from Eclipse, 8VC, NVIDIA Ventures, and former Waymo CEO John Krafcik, Bedrock is tackling a major bottleneck in the global economy: a massive construction labor shortage just as demand for data centers, clean energy projects, housing, and manufacturing is skyrocketing. In this episode, Boris shares how his experience building autonomous vehicles at Waymo inspired him to apply similar AI and machine learning approaches to heavy equipment. He explains why full autonomy matters in construction, what it unlocks for efficiency and safety, and how Bedrock plans to accelerate infrastructure and industrial development through robotic automation.Episode recorded on Sept 30, 2025 (Published on Nov 13, 2025)In this episode, we cover: [02:45] Boris's background in robotics and autonomous vehicles[04:50] Learnings from Waymo applied to construction[10:09] Boris's predictions for autonomous vehicles in the future[18:44] Why he left Waymo to start Bedrock Robotics[22:59] Choosing construction as the first market for autonomy[25:26] How Bedrock upfits machines without permanent modifications[26:25] Why excavators are the first target use case[28:20] Training AI to navigate changing job site environments[30:54] Skipping teleoperation and going straight to autonomy[35:52] Bedrock's GTM focus on heavy industrial sectors[40:46] How to work with traditional industries effectively[43:55] How autonomy solves labor shortages and safety challenges Enjoyed this episode? Please leave us a review! Share feedback or suggest future topics and guests at info@mcj.vc.Connect with MCJ:Cody Simms on LinkedInVisit mcj.vcSubscribe to the MCJ Newsletter*Editing and post-production work for this episode was provided by The Podcast Consultant
(November 13, 2025) Amy King and Neil Saavedra join Bill for Handel on the News. President Trump signs bill ending U.S government shutdown. House democrats release Epstein email. Gov. Gavin Newsom’s former Chief of Staff indicted on public corruption charges. President Trump is ‘committed’ to $2,000 tariff dividend payments, White House says.See omnystudio.com/listener for privacy information.
The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Shoot us a Text.Episode #1195: Toyota doubles down on hybrids with a $14B battery bet. Waymo hits the freeway ahead of Tesla in the autonomy race. And OpenAI unveils a “warmer” GPT-5.1 with customizable personalities and smarter responses.We'll be at Automobility LA at the LA Auto Show next Thursday, November 20 hosting the LA Auto Show Sessions. Thanks to our friends at Cars Commerce and Curbee for making it possible. 25% off registration with code MoreThanCars. https://laautoshow.com/meShow Notes with links:As U.S. EV momentum slows, Toyota is increasing its already big bet that hybrids, not full electrics, are the future of American green driving, anchored by a massive new battery plant in North Carolina.Toyota's new $14B plant in Liberty, NC is its largest U.S. battery investment yet.The facility will power hybrid production in Kentucky and Alabama, with plans for EV and plug-in hybrid output.Roughly half of Toyota's U.S. sales are already hybrids or EVs, led by hybrid-only Camry and Sienna models.The RAV4 will become 100% hybrid in 2026, with plug-in sales expected to quadruple.“Regardless of where the regulation goes, we will have the capacity to support our compliance needs,” said David Christ, Toyota North America brand chief.Waymo has a commanding lead in the autonomous vehicle race now launching the first-ever robotaxi service on highways across three major U.S. cities. The move distances it even further from rivals like Tesla and Zoox.New highway service rolls out in San Francisco, Phoenix, and Los Angeles, initially for limited riders.This milestone extends Waymo's reach to San Jose and introduces airport pickups at San Jose International.The Waymo Driver has shown 91% fewer serious-injury crashes compared to human drivers.Waymo now operates over 2,500 vehicles and has logged more than 100 million driverless miles.“The Waymo Driver does not get tired, does not lose focus and does not make emotional decisions behind the wheel,” said project manager Jacopo Sannazzaro.OpenAI has rolled out GPT-5.1, calling it a smarter, more engaging upgrade to its August release of GPT-5—complete with expanded personality settings and model matching enhancements.GPT-5.1 includes “Instant” and “Thinking” variants, optimized for speed, clarity, and task persistence.New personality presets include Candid, Quirky, Nerdy, Cynical, and more, adding tone flexibility.Users will begin to see model auto-matching and personalization tools in settings.The upgrade follows user backlash to GPT-5 and competition from Anthropic powering Microsoft tools.“We're well past the point of one-size-fits-all,” said Fidji Simo, OpenAI's CEO of Applications.Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/
INTRO (00:24): Kathleen opens the show drinking a Sad Panda Coffee Stout from Horse & Dragon Brewing Company. She reviews her weekend in Denver, attending Thursday Night Football and hanging out with comedian friends. TOUR NEWS: See Kathleen live on her “Day Drinking Tour.” COURT NEWS (18:12): Kathleen shares news announcing that Jelly Roll had issues at the Louis Vuitton store in Sydney, and Chappell Roan inducted Cyndi Lauper into the Rock Hall, TASTING MENU (2:12): Kathleen samples Trader Joe's Garlic Butter Irish Chips, Lay's Cajun Kettle Chips, and Spicy Dill Pickle Chips. UPDATES (22:10): Kathleen shares updates on more security issues at The Louvre, Meghan Markle is returning to acting, and a report discloses that Prince Andrew brought prostitutes to Windsor while the Queen was in residence. HOLY SHIT THEY FOUND IT (27:14): Kathleen reveals that the 137-carat Florentine diamond that hasn't been seen in public since 1919 has been found in a Canadian bank. FRONT PAGE PUB NEWS (34:25): Kathleen shares articles on a Waymo taxi running over a celebrity cat, Toys R Us is returning in time for Christmas, Colts owner Carlie Irsay-Gordon buys rounds for fans in Germany, researchers link personal sleep needs with a genetic mutation,
Waymo is the first to offer humans a ride without other humans that use the expressway. Plus, Even Realities makes a smart glass that works with a smart ring. Starring Tom Merritt and Sarah Lane.Links to stories discussed in this episode can be found here. Hosted on Acast. See acast.com/privacy for more information.
and Waymo is coming to the freeway!See omnystudio.com/listener for privacy information.
The new capability will gradually roll out to riders in San Francisco, Phoenix and Los Angeles.
The infrastructure behind AI is massive - learn to leverage it with our free guide to advanced prompt engineering: https://clickhubspot.com/fnw Episode 84: What's the real infrastructure powering every mind-blowing AI app and model you see today—and are we heading for a “compute bubble”? Nathan Lands (https://x.com/NathanLands) is joined by Evan Conrad (https://x.com/NathanLands), CEO of SF Compute and a leading expert in data centers and AI infrastructure. Evan, previously an AI audio model founder, now leads SF Compute—building a groundbreaking spot market for AI compute that transforms supercomputers into a tradable, financeable commodity. He's at the heart of the rapidly growing AI data center industry, shaping how AI is built, scaled, and funded. This episode pulls back the curtain on the biggest physical build-out in tech history—compute infrastructure. Nathan and Evan break down how AI companies actually get the raw power they need, the economics behind GPU clusters, credit risk bubbles, power constraints in the US vs. China, and why making compute tradable could make or break the future of AI. Whether you're an investor, founder, or just love tech, this is your crash course in the “invisible” industry driving the AI revolution. Check out The Next Wave YouTube Channel if you want to see Matt and Nathan on screen: https://lnk.to/thenextwavepd — Show Notes: (00:00) AI Cluster Economics Explained (05:59) Venture Capital Dependency Risks (09:34) GPU Cloud Requires Long-Term Contracts (10:23) GPU Contracts and Market Solution (13:57) US vs China: AI Competition (19:33) Crypto vs. Automation Ambitions (22:03) US Plutocracy and Environmental Barriers (26:03) GPU Cluster Investment Management (26:55) Compute as Real Estate Model (29:52) Future Skills for a 12-Year-Old (34:20) Automated In-Home Delivery System — Mentions: Evan Conrad: https://www.linkedin.com/in/evan-conrad SF Compute: https://sfcompute.com/ Pipedream: https://pipedream.com/ Udio: https://www.udio.com/ Suno: https://suno.com/ Anthropic: https://www.anthropic.com/ Waymo: https://waymo.com/ Get the guide to build your own Custom GPT: https://clickhubspot.com/tnw — Check Out Matt's Stuff: • Future Tools - https://futuretools.beehiiv.com/ • Blog - https://www.mattwolfe.com/ • YouTube- https://www.youtube.com/@mreflow — Check Out Nathan's Stuff: Newsletter: https://news.lore.com/ Blog - https://lore.com/ The Next Wave is a HubSpot Original Podcast // Brought to you by Hubspot Media // Production by Darren Clarke // Editing by Ezra Bakker Trupiano
“We are more than 10x safer on many key safety metrics than an average human driver” says Saswat Panigrahi, Waymo chief product officer. Saswat joins Bloomberg Intelligence's Mandeep Singh to talk about the inflection in autonomous driving and how Waymo plans to scale across more cities. From the sensors used in Waymo's AVs, the evolution of its driver system and expansion of its partnerships, the discussion focuses on opportunities and remaining challenges around the rollout of AVs.
In this episode of the Suzi Chicago Podcast, I welcome Honey Bear, a rising comedian who shares her inspiring journey into stand-up comedy. Honey Bear reveals how she started performing on Valentine's Day 2023 after being captivated by open mic nights. Known for her impressive ability to recite Pi to 100 decimal places, Honey Bear opens up about her experiences as a comedian on the autism spectrum and discusses her comedy influences, including Taylor Tomlinson, Josh Johnson, and Audrey Stewart. The conversation flows naturally through topics ranging from generational differences in parenting and therapy to shared excitement about seeing Robbie Hoffman's upcoming comedy special taping. This episode beautifully captures the connection between two comedians from different generations, exploring everything from Seinfeld references to the evolution of language and social norms, all while celebrating the authenticity and vulnerability that great comedy requires.TIMESTAMPS00:00:24 - Meet Honey Bear and the Pi recitation talent00:02:08 - Honey Bear's journey into stand-up comedy00:03:27 - Being on the autism spectrum and comedy00:03:42 - Comedy influences and favorite comedians00:08:41 - Reflections on parenting, therapy, and generational differences00:12:15 - Comedy writing process and material development00:18:20 - Larry David, Curb Your Enthusiasm, and neurotic comedy00:23:30 - Creating your own comedy special without waiting for permission00:29:00 - Story about Penland craft school in North Carolina00:30:08 - Waymo robot cars and technology musingsCONNECT WITH US:Stay connected for more episodes and laughs!Follow Honey Bear on Instagram: @honeybear_gigglesFollow me on social media @SuziChicagoFINAL THOUGHTS:Thank you for joining us for this laugh-filled conversation with Honey Bear! If you enjoyed this episode, please like, subscribe, and share with your comedy-loving friends.
Uber! Waymo! And I learn how to read GPS!
Episode 1833 - brought to you by our incredible sponsors: Better Help - BetterHelp therapists work according to a strict code of conduct and are fully licensed in the US. Our listeners get 10% off their first month at BetterHelp.com/HARDFACTOR. Lucy - Let's level up your nicotine routine with Lucy. Go to Lucy.co/HARDFACTOR and use promo code (HARDFACTOR) to get 20% off your first order. Lucy has a 30-day refund policy if you change your mind. DaftKings - Download the DraftKings Casino app, sign up with code HARDFACTOR, and spin your favorite slots! The Crown is Yours - Gambling problem? Call one eight hundred GAMBLER 00:00:00 Timestamps 00:03:50 Miss Chile semi-finalist sings death metal as her talent 00:05:30 What happened in the year 1833? 00:08:00 Trump commenting at the Commanders game and other Oval office updates including the government shutdown is ending!? 00:12:45 Update on Japan bear attacks, they are arming kids with plastic bottles to crinkle 00:24:50 A TikToker killed a man with her car while she was live-streaming 00:31:40 Elon Musk wins 1 trillion dollar pay package and says Tesla Optimus robots will replace all jobs in the world 00:39:10 San Franciscans went vigilante on Waymos after a Waymo killed local cat icon Thank you for listening! Go to patreon.com/hardfactor to join our community, get access to bonus pods, discord chat, and much more - but Most Importantly: HAGFD!! Learn more about your ad choices. Visit megaphone.fm/adchoices
Markets have rocketed higher for six straight months — but how long can it last? Hedgefund Telemetry founder, Tom Thornton joins Lance Roberts to unpack the forces driving this “Rocket of a Stock Market.” From AI euphoria and sector rotation to passive indexing risks and the Fed's impact on valuations, we dig into what's really happening under the surface. 0:18 - INTRO 2:50 - The Rocket of a Stock Market 5:37 - Market Volatility & Opportunity in AI I7:14 - Interning During the Crash of '87 8:21 - Forward Earnings Expectations 9:35 - The Broadening in the Market - Energy, Materials, Consumer Staples 11:42 - Sector Rotation is a Real Thing - What if AI comes under pressure? 13:26 - Market Cap Concentration Concerns 16:02 - The Y2K Panic Buying pulling forward consumption - Similar in AI? 17:50 - Tracking Investor Sentiment (Bullish Sentiment chart) 20:36 - Tom DeMark Indicators - S&P and NASDAQ 100 PE Multiples (Chart) 23:03 - When S&P is Within 5% of ATH... (chart) 24:30 - Most-shorted Baskets (chart) - showing what speculators are buying 27:30 - Mag 7 daily & Weekly (chart) 31:35 - What Technicals Tell Us about Managing Risk 33:18 - Valuations at Elevated Levels: Apple & Nvidia (chart) 36:01 - Multiples that make no sense - Palantir & Tesla (chart) 36:55 - Waymo vs Tesla 39:15 - This Level of Concentration is New (chart) 41:23 - US Households are "All In" and Leveraged (chart) 42:40 - Leveraged ETF Data 43:56 - Short Term Options trading is Gambling (chart) 45:43 - % of Stocks About the 20, 50, & 200-DMA (chart) 49:18 - 6-straight months of market upside: When do you run out of buyers? 50:30 - Expectations for EOY? Bubbles don't deflate; they pop. 52:17 - 2026 will be difficult to continue strong momentum without a decent correction 52:44 - Where's the risk? 56:18 - Levered Obesity Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=42moSAfvL10&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketAnalysis #AIBubble #InvestorSentiment #MarketVolatility #TomThornton
Send us a textSirens on the news, silence in the paycheck—when the government stalls, everything else somehow speeds up. We kick off with the flight mess and the way a shutdown punches through daily life: TSA still scanning, bills still due, SNAP in the headlines, and a lot of folks just trying to make the math work. It's real talk with jokes on top, because humor's often the only way to hold the weight.From there, we chase the small wins that keep us afloat. Food apps and rewards are the new coupon drawer; promo codes promise hope and deliver heartbreak; freebies feel like tiny rebellions in a tight month. Then we head to the grill. Steak debates turn into family stories, from A1 to garlic salt to resting your meat so the flavor opens up. It's culture in a cast-iron pan, proof that taste is memory and home is a recipe you tweak over time.The heart of the conversation lands on mental health after a tragic sports headline. Success doesn't cancel sorrow, and “check on your strong friends” becomes a practice, not a slogan. We talk about how men's hangouts—running hills, hoop runs, open laughs—work like pressure valves you can't get from a screen. The mood lightens with legendary cramp tales, bathroom fails, and a peek at the automation wave: Waymo robotaxis, charging hubs, and what happens to jobs when the future parks itself on your block. We wrap with movie picks and a nod to women's boxing history, plus a few travel dreams priced in over-water bungalows.If you're juggling headlines and heartlines, you'll feel at home here. Hit play, ride the laughs, and take the reminder with you: use your tools, protect your mind, and text someone who might need the ping. If this one hit, follow, share it with a friend, and drop a review—what topic should we tackle next?Thanks for listening to the Nobody's Talking Podcast. Follow us on Twitter: (nobodystalking1), Instagram : (nobodystalkingpodcast) and email us at (nobodystalkingpodcast@gmail.com) Thank you!
Markets have rocketed higher for six straight months — but how long can it last? Hedgefund Telemetry founder, Tom Thornton joins Lance Roberts to unpack the forces driving this "Rocket of a Stock Market." From AI euphoria and sector rotation to passive indexing risks and the Fed's impact on valuations, we dig into what's really happening under the surface. 0:18 - INTRO 2:50 - The Rocket of a Stock Market 5:37 - Market Volatility & Opportunity in AI I7:14 - Interning During the Crash of '87 8:21 - Forward Earnings Expectations 9:35 - The Broadening in the Market - Energy, Materials, Consumer Staples 11:42 - Sector Rotation is a Real Thing - What if AI comes under pressure? 13:26 - Market Cap Concentration Concerns 16:02 - The Y2K Panic Buying pulling forward consumption - Similar in AI? 17:50 - Tracking Investor Sentiment (Bullish Sentiment chart) 20:36 - Tom DeMark Indicators - S&P and NASDAQ 100 PE Multiples (Chart) 23:03 - When S&P is Within 5% of ATH... (chart) 24:30 - Most-shorted Baskets (chart) - showing what speculators are buying 27:30 - Mag 7 daily & Weekly (chart) 31:35 - What Technicals Tell Us about Managing Risk 33:18 - Valuations at Elevated Levels: Apple & Nvidia (chart) 36:01 - Multiples that make no sense - Palantir & Tesla (chart) 36:55 - Waymo vs Tesla 39:15 - This Level of Concentration is New (chart) 41:23 - US Households are "All In" and Leveraged (chart) 42:40 - Leveraged ETF Data 43:56 - Short Term Options trading is Gambling (chart) 45:43 - % of Stocks About the 20, 50, & 200-DMA (chart) 49:18 - 6-straight months of market upside: When do you run out of buyers? 50:30 - Expectations for EOY? Bubbles don't deflate; they pop. 52:17 - 2026 will be difficult to continue strong momentum without a decent correction 52:44 - Where's the risk? 56:18 - Levered Obesity Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketAnalysis #AIBubble #InvestorSentiment #MarketVolatility #TomThornton
We would love to hear your feedback!We share wins and misses from a slow Spark week and a solid Amazon Flex route, then dig into Halloween ride trends, rain-soaked nights, and why visibility changes how we work. Waymo's expansion, Uber's AI microtasks, and Lyft's late-night campus discounts set the stage for a bigger question: how fast should robotaxis move and who pays when code crashes.Ep 276 News Links• community links, newsletter, Patreon, and TikTok goals • Spark slowdown versus Flex payout and route selection • Halloween surge patterns, safety, and rider behavior • night rain driving, fatigue, and visibility trade-offs • Waymo launches and construction zone limitations • Uber AI microtasks and long-term autonomy pressure • robo-taxi liability, governance, and public acceptance • Lyft campus partnership shifting late-night demand • DoorDash PIN verification and delivery protection • Instacart substitution discipline and shopper accuracySupport the showEverything Gig Economy Podcast Related: Download the audio podcast Newsletter Octopus is a mobile entertainment tablet for your riders. Earn 100.00 per month for having the tablet in your car! No cost for the driver! Want to earn more and stay safe? Download Maxymo Love the show? You now have the opportunity to support the show with some great rewards by becoming a Patron. Tier #2 we offer free merch, an Extra in-depth podcast per month, and an NSFW pre-show https://www.patreon.com/thegigeconpodcast The Gig Economy Podcast Group. Download Telegram 1st, then click on the link to join. TikTok Subscribe on Youtube
A 6-yr-old shoots his teacher, a Waymo runs over a cat and KY residents are furious they couldn't vote for the NYC mayor. WWW.UNCOMMONGOODS.com/PAPERS for 15% off! Watch Greg's latest special, “You Know Me” and subscribe on YouTube! Email caption submissions to FitzdogRadio@gmail.com subject line: “Comic Contest” Get the Sunday Papers coozie: Venmo: @gibbonstime $10 In the Venmo notes, put your name and address Get in touch (or send logos/songs): fitzdogradio@gmail.com Find Mike on Venmo here: https://venmo.com/u/GibbonsTime Make sure to follow Greg and Mike on Instagram: Greg Fitzsimmons: @GregFitzsimmons Mike Gibbons: @GibbonsTime Learn more about your ad choices. Visit megaphone.fm/adchoices
This week on Autonomy Markets, Grayson Brulte and Walter Piecyk discuss Waymo's expansion into three new markets, Uber's role in autonomy and Lyft's growing infrastructure ambitions. Beneath the headlines, Tesla is aiming to once again reshape the entire autonomous driving industry with their AI5 chip, FSD Unsupervised deployment, and the expansion of their insurance business. As Tesla continues to focus on what's next, Uber is sending mixed messages to the market while engineers across Silicon Valley begin exploring alternatives to Nvidia's GPUs. Wrapping up the conversation, Grayson and Walt discuss what happens when the world's largest autonomy players diverge on strategy and long-standing partnerships begin to falter.Episode Chapters0:00 Waymo's Three City Expansion 2:11 Waymo & Uber's Relationship 4:21 Managing Robotaxi Fleets14:56 Robotaxis at Airports 16:40 Uber's Autonomy Messaging Strategy 23:12 NVIDIA and the Growing Demand for new Chips25:45 Applied Intuition 28:19 Tesla37:14 Foreign Autonomy Desk40:02 Next WeekRecorded on Friday, November 7, 2025--------About The Road to AutonomyThe Road to Autonomy provides market intelligence and strategic advisory services to institutional investors and companies, delivering insights needed to stay ahead of emerging trends in the autonomy economy™. To learn more, say hello (at) roadtoautonomy.com.Sign up for This Week in The Autonomy Economy newsletter: https://www.roadtoautonomy.com/ae/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Driverless cars are no longer in the realm of science fiction. Nearly a decade after abandoning its own self-driving car unit, Uber is taking a hybrid approach, partnering with more than a dozen autonomous vehicle firms, including Alphabet's Waymo and Chinese robotaxi company WeRide. But as the robotaxi market heats up, can Uber stay in the race? On the latest episode of Bold Names, Uber's Chief Product Officer, Sachin Kansal, speaks to WSJ's Christopher Mims and Tim Higgins about the company's plans for a driverless future. To watch the video version of this episode, visit our WSJ Podcasts YouTube channel or the video page of WSJ.com. Check Out Past Episodes: Inside Visa's Tech-Charged Future: From Crypto to AI This Tech Founder's $1.3 Billion Company Is Taking On Apple and Samsung The Google Exec Reinventing Search in the AI Era Condoleezza Rice on Beating China in the Tech Race: 'Run Hard and Run Fast Let us know what you think of the show. Email us at BoldNames@wsj.com. Sign up for the WSJ's free Technology newsletter. Read Christopher Mims's Keywords column. Read Tim Higgins's column. Learn more about your ad choices. Visit megaphone.fm/adchoices
Devon O'Reilly is back — now as a councilman-elect of the great city of Dearborn! After talking about the race and the experience, we get back into the groove on where we've been for coffee... plus: React to news that the owner of a giant downtown Detroit building has declared bankruptcy. Our worry? Buyers who don't actually have the access to cash to fix these places up, so they get stuck for years. Speculation on future use for the soon to be vacated Detroit intercity bus terminal on Howard Street And reacting to your listener feedback on Waymo coming to Detroit... which was overwhelmingly positive. Feedback as always - dailydetroit -at- gmail -dot- com or leave a voicemail 313-789-3211. Follow Daily Detroit on Apple Podcasts: https://podcasts.apple.com/us/podcast/daily-detroit/id1220563942 Or sign up for our newsletter: https://www.dailydetroit.com/newsletter/
It's Etiquette Finishing School Day at Slow Ventures, Sam dials in from the Four Seasons in a Brioni suit to recap Slow's first-ever Etiquette School—covering caviar bumps, sommelier tips, and the “low heart rate” approach to leadership. The crew argue that etiquette now matters in tech because trust is scarce and “PMF-only” is an outdated YC-era story. Jess also unpacks details from Apple's Gemini deal, Sequoia's leadership shuffle, Anthropic's latest numbers, and crypto's meme-driven chaos. Watch till the end for free No Kings and Queens of Corbet protest tees from Sam.Chapters:02:33 Etiquette Day at Slow — Sam's recap from the Four Seasons07:00 Why etiquette matters for founders in 202513:20 Apple x Google: Gemini to power Siri17:24 Apple's AI strategy: Restricting Spend on AI20:04 LLMs vs search the new user behavior shift27:40 Sequoia's leadership handoff36:44 Meme coin corner Jelly's 400M rise and community-led products47:55 Waymo swarms El Camino AI meets the real world50:30 Sam's "No Kings and Queens" merchWe're also on ↓X: https://twitter.com/moreorlesspodInstagram: https://instagram.com/moreorlessYouTube: https://youtu.be/zv4VdtKpQQkConnect with us here:1) Sam Lessin: https://x.com/lessin2) Dave Morin: https://x.com/davemorin3) Jessica Lessin: https://x.com/Jessicalessin4) Brit Morin: https://x.com/brit
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La mort à San Francisco d'un chat écrasé par un taxi autonome a provoqué l'émotion de tout un quartier. Une affaire en apparence anodine, révélatrice de nos craintes face à une technologie irresponsable.L'émotion était grande, fin octobre, dans le quartier de Mission Street, à San Francisco, après la mort du chat Kitkat, tué accidentellement par un robotaxi de la compagnie Waymo. L'animal, qui passait ses journées dans une supérette, était la mascotte du quartier, si l'on en croit le média local San Francisco Standard.Technologie irresponsableCe n'est pas tant la mort de l'animal qui a bouleversé les habitants, que l'absence totale de réaction humaine. Pas de conducteur pour descendre, pas de mot d'excuse, pas de visage à accuser. Juste une machine qui redémarre. L'intelligence artificielle est plus précise, rapide et plus sûre que l'humain mais elle est aussi incapable d'empathie et de regret.Qui est responsable ? L'IA ne peut pas être coupable. Alors, est-ce le concepteur ? L'entreprise qui exploite le véhicule ? Le régulateur ? Cette dilution de la responsabilité augmente au fur et à mesure que les machines prennent des décisions. Un monde où plus rien ni personne ne répond des erreurs commises.Près de 900 incidents en 2025Kit Kat n'est pas le premier animal victime d'un robotaxi à San Francisco. D'autres chats, des chiens et aussi des cyclistes ou des piétons ont été heurtés de manière plus ou moins grave. On déplore près de 900 incidents chez Waymo cette année. Chacun de ces cas révèle la même faille : la difficulté pour ces systèmes, pourtant calibrés au millimètre, à gérer les imprévus du réel.La mésaventure du chat Kitkat incarne le tiraillement entre deux visions du progrès : d'un côté, une technologie qui nous protège, et, de l'autre, un futur qui, parfois, nous échappe.-----------♥️ Soutenez Monde Numériquehttps://donorbox.org/monde-numerique
The proposal received more than 75% approval. Musk can earn the $1 trillion in shares over the next 10 years if Tesla hits a number of milestones. Plus Musk said he expects Tesla to be able to put all the Cybercabs it builds on the road, and thanked Waymo for 'paving the path.' Learn more about your ad choices. Visit podcastchoices.com/adchoices
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On the Clock: Pro-clone vs. Anti-clone // More on Sunday's Patriots matchup against the Buccaneers // Keefer Madness: cat killing Waymo //
The Shred is a weekly roundup of what's making headlines in the world of employment. The Shred is brought to you today by Jobcase.
This week we're talking San Diego's newest tech moves, beer week, and what's next for Tony Hawk's long-awaited restaurant.Chris is fresh off a hike to Potato Chip Rock, while Cassidy's reliving a tough weekend of soccer losses. We get into San Diego FC, the World Series, and what the deal is with Waymo — are self-driving cars really about to take over our streets?In New, To-Do, and Adieu:
Tiff and Kristy provide guidance on how to assess your practice's financial health as 2025 begins to wrap up (and what to start thinking about for 2026). They touch on… Reviewing those P&Ls monthly Aligning spending habits Keeping emotions in check And more! Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review The Dental A Team (00:01) Hello, Dental A Team listeners. I am so excited to be here with you today. I truly love this portion of what we get to do in our worlds and getting to get you so much valuable information out to the masses is something that Dental A Team has worked and strived just so hard to achieve in our. consulting world of just getting you all this information and I have with me today one of my faves. I seriously, I have the most amazing consulting team and if you guys haven't heard from all of them yet, you soon will and if you don't know them personally yet, they're not your consultants. I hope that you get to meet every single one of us even if you're just coming to the events, however it is, but I... have a personal favorite here for recording podcasts with. She calms me, she just keeps the energy light and fresh and I love any time that we get together. Kristy, thank you so much for being here today. How are you doing? The weather is like weird today. I always tell everybody about the Arizona weather and it's so much fun to have everybody here in the same place. We all live in Arizona in the Phoenix area. Jane is down in the Tucson area, but. We really love it. And Kristy, how's your world over there? You're just in the beautiful little pocket of Phoenix. And how is it? DAT Kristy (01:23) Yeah, it's awesome. I love that you say that because we do pride ourselves on the weather here, right? But even with that, this weekend we got a lot of rain, what they say the most in like seven years. Yet all of us, even as close as we are, we experience it so different, right? Like some places flooded. I didn't get flooding, thank goodness, but it downpoured. It was fun and it's made it for cool mornings. So we're taking it. The Dental A Team (01:42) Yeah. I agree. I agree that humidity is hitting us hard. So we're not super used to that, but it is making for some, some really beautiful mornings. totally agree. And yes, Britt and I were actually in Reno at our quarterly in-person traction event where we have a, implementer who comes in and leads it for us. And he helps us to build out the company structure and, teaches and trains us on how to run large meetings like that. So it's always super cool. But we were up in Reno with Britt and or with Kiera Shelbi and Britt and I actually got stuck. Jenna got out. She got back to Denver, which is crazy because Denver always shuts down. And so she got back to Denver. But ⁓ we got stuck until Saturday because the airport was shut down. And then there was a storm in Vegas because we thought, OK, well, we'll fly to Vegas because it's only a five and a half hour drive from there and we'll still get home. And then ⁓ that flight got canceled too. So it was wild. was meant to be, got more time in Reno and got to spend a little bit more time with Kiera. So that was great, but it was kind of crazy. It's not usually Phoenix that disrupts the flight patterns. And it was a hundred percent Phoenix. There were so many flights canceled because so many planes were stuck here and other planes couldn't get in. So it was wild, Kristy. It was wild to watch it from afar. We just got like TikTok notifications and you know, news articles are like, my gosh, all the Waymo's stuck in the puddles and things like that. So. DAT Kristy (03:15) Yeah, they just stopped in the middle of the road like what the heck. The Dental A Team (03:18) Yeah, that's why whenever somebody says, you use the way most? I'm like, heck no, I have seen them stuck in the middle of intersections far too many times. I'm sure one day it's going to be fantastic, but I haven't built that trust muscle just yet. DAT Kristy (03:30) Yeah, agree. Well, I'm glad you made it home safe. And ⁓ yeah, the humidity is odd for us too. The Dental A Team (03:34) Thank you. Yeah, yeah, it totally is. And my son was like, Oh, you go to the East Coast enough, Mom, you're fine. Stop complaining. And I was like, Yeah, that's fair. That's fair. But but in the spirit of planning, we we truly had an amazing time really just one getting the time together as a leadership team and then to really looking and projecting like where are we at? What's Q4 going to look like? And then also kind of prepping and planning for 2026. So super relevant in this conversation here. today and really looking at ⁓ practice health from a financial standpoint. And this is something that your CPAs and your financial advisors and all of those professionals should be looking at with you as well. This is the time of the year that we're really looking at what is this last year? Because we get to Q4 and it's like, well, it's kind of like the end of your senior year, right? You get to the end of your senior year of high school or college and you're like, well, everything's kind of basically submitted. So from here, It's really just like, let's do our best and make sure that we really cross that finish line strong, but there's not a ton of pivots to be made to really change the game. So kind of prepping and planning. And I think looking ahead at 2026, putting in some really solid ways of checking in on that financial health, something that I've seen that, Kristy, I know you do this as well, but something I've seen a lot of clients really ramp up is a monthly pulse and even like, weekly sometimes pulse on what the financials of a practice actually look like has really been beneficial in helping them to really reach those goals. And Kristy, you are really fantastic at figuring those financial goals out and then like backtracking them to see, okay, well, what do we need to do to get there? And how do you help practices really keep that financial pulse top of mind and that running that way so that they're constantly looking at those numbers without feeling overwhelmed and also without losing sight of it. Because you know sometimes you do something too often, you start glazing over it. What's that fine balance that some some tactical tips that you have that you and your practices are working on right now? DAT Kristy (05:52) Yeah, well, first and foremost, I believe that you have to be getting your P &Ls from your accountant monthly, right? We can't be waiting. I have seen some clients where they're begging for them for three months ago, you know, and it makes it really hard to stay on top of it if we're not getting them monthly. So first and foremost, make sure you're getting them from them monthly so that we can take a look at them and evaluate. And I like what you said, Tiff. ⁓ you can be, you can go over the top. It's a fine line, right? So I love looking at them every month and I'm not going to freak out if something's out of whack one month, but certainly let's look at the quarter, right? And make sure that those metrics are in alignment for the quarter. And to your point, I always like to speak in terms of like, we're going to crawl before we walk and we're going to walk before we run. Like, In the crawling stage, let's just make sure where's your overhead, right? What percentage are we at there and what is our profit or EBITDA, so to speak, right? Where are we ranging there? That would be my first little steps to take and start looking at it. The Dental A Team (07:10) Yeah, yeah, I totally agree. And I think what time of the month do you usually push for those PNLs to be received? I have my judgments, but what are yours? DAT Kristy (07:21) like to say by the 15th. I'll give you a little grace and give you by the 20th, but the 15th is my ideal target. The Dental A Team (07:28) Yeah, yeah. I think I'm a little stricter. If I don't have those CPAs reaching out to us by like the eighth to the 10th, I'm like, my gosh, how are we supposed to work with this? There's a lot of, and I ask that because there's a lot of clients out there that are getting them like the first week of the next, next month. And so maybe December, we're finally looking at October. DAT Kristy (07:35) Thank The Dental A Team (07:53) And that is like, gosh, such a lag that we've got these questions floating around of like, where's my cashflow TIF and how do I fix this, Kristy? And it's like, I don't know, because I don't have eyes on what's happening. The P &Ls should be much quicker and much cleaner than that. And realistically, it's just it's the bookkeeper going in and allocating the certain expenses to the category that they should be in. So it's time consuming. but it shouldn't be too crazy. And if yours is too crazy, then we probably need to look at your spending. Do we need to dial back the number of orders that you're placing every month? Do we need to make sure that things are a little bit more simple on that side, that it can be done quicker? Because we wanna be able to make real-time adjustments as quickly as we can. If we're on a two-month lag. then we're adjusting for two months ago, it could look totally different. And then next month we get two months ago and it's like, it was totally different. We didn't need to change it. And so we're just constantly spinning our wheels in that way if we're not getting the data fast enough. And that is, in my opinion, one of the easiest ways to ensure that you're financially healthy is really just ensuring, like you said, Kristy, that on an overtime basis, things are consistent and they're clear, that they make sense. DAT Kristy (09:08) 100%. I like that you said push to the 10th, because obviously if, you know, in the walk or crawling stage, we're just learning, right? We have a little bit of buffer, but as we get to the top of our game, it should be more. And if everything is electronically done, it really is in there already. It's just a matter of organizing it, right? The Dental A Team (09:30) Yeah, and I like to give myself the grace because I know or give them the grace. I typically know if we ask for it by the 10th, we're getting it by the 15th to the 20th. If I give them that leeway, they'll take it. And we know that's just how it works in that world. That's fine. We work with what we've got and figure it out. And I think it's a massive place to start, Kristy, is those P &Ls. And I think the P &Ls really outline DAT Kristy (09:39) Thank The Dental A Team (09:56) the financial health in so many different areas because it gives us insight to what is actually happening. Having those categories split out, we've talked about that a ton, we've done a ton of webinars on it and if you need help with that, reach out. We've got really simple sheets and documents that you can even send over to your bookkeepers and your CPAs that kind of outlines what we like it to look like so that it's simple to review. But being able to see those over time is huge. I know I have a client that like one month was 48 % overhead and that's before Dr. Pay, that's before loans, right? And it's like, holy cow, we killed it. But then it's like, okay, but hold on, because the next month was 64%. So taking an average there because likely something got shifted, payments got posted, or I don't know, I've had some clients that's like, my gosh, I forgot to pay Henry Schein for two months. So then it's like that third month had this massive Henry Schein payment. but over the quarter, it wasn't that bad. So making sure that we're looking at it month by month and over the quarter is huge. ⁓ Something that we've done, that we've ramped up ourselves and that we do ramp up with a lot of clients is really looking at our bank accounts constantly. And I know that Kiera and our financial team, they look at our bank accounts weekly on a weekly basis to make sure that everything makes sense, that things are. where they're supposed to be that, you know, that we're not getting charged for things we shouldn't have been, et cetera, but then also that we're staying in alignment with the budget that we had set. And those budgets come from those P &Ls and those total numbers. Kristy, something I've realized recently in the recent years is while I was in practice, I would build our budgets for our spending. like our... you know, five to 8 % for supplies or what have you or ortho budget, things like that. I would build it based off of our collections, air quotes on that word, and it would be our collections from Dendrix. I'd pull the collections for the last month. I'd build that budget based on the collections. And then Doc would be like, where's all the money? Like, well, I don't know, it should be there. But there's such caveats to what's been posted in Dendrix or your operating software. compared to what's actually in QuickBooks, I found that I was running this like ragged race of trying to play catch up all the time with like even just the percentages for credit card fees and third party financing being taken out of our payments, just those simple tweaks make a massive difference. So building those budgets, Kristy, off of our actual P &L numbers, our actual QuickBooks collections has... made a massive difference, I know, for a lot of my clients. How do you see that working for clients? And also, how do you see that working with a leadership team that maybe doesn't have access to or not looking at those P &Ls together? How do you suggest for financial stability and health in the practice, they really get that information down to the people that need it? DAT Kristy (13:08) Yeah, absolutely. One of the things, ⁓ well, there's a couple things. We at Dental A Team keep scorecards for our clients and it could be as simple as adding that line in there and having the doctor put that dollar amount and having the budget calculate right there. Everybody can see it. They know what to spend. The other thing to that point Tiff is, You know, a lot of times we look at the practice management, we see our collections, but how many times do we reconcile it with our QuickBooks? Like, really look at that and see. And obviously, just like you said, it could be a matter of when something was posted or when it came in, right, to the bank account. But I think that's an area that sometimes is overlooked. You know, there can be variance in there, obviously, for when things post, but... what is that variance and how consistent are we having that variance? again, depending on which method you're using, if you're using the collections from your PMS or the collections that are posted in the P &L, we better be clear what that difference is and ⁓ account for it for sure. Right. The Dental A Team (14:25) Totally agree. And you actually reminded me just last week, I was in an office and I was like, what is happening here? I was going through their P and L and I'm like, okay, we've got, we've had some changes in the office. We've got some places that it was decreasing. Some places we spent more, some places we actively spent more on purpose. Like, but things just weren't adding up with what was coming through from the software. And I realized after an hour and a half of digging, I'm like, why is... I put a line items, I updated the scorecard and I put a line item for like QuickBooks collections and then the PMS collections. And in comparison, I had it subtract and like tell me the difference in numbers. And there were months that were coming up $30,000 different that it looked like we collected $30,000 more in their software than what QuickBooks was showing us. Luckily, I know this office manager very well personally, like familiarly. And I'm like, I know there's no conclusion to jump to here. Like something is not reporting correctly. And what I realized is they specifically use Dentrix. Dentrix will allocate any positive write-off or adjustment. if there's an adjustment that's adding money, it'll allocate it to production. If there's an adjustment that's removing money, it automatically adds it to collections. So when you pull up the adjustment space in Dentrix, it'll show all positive production, all negative collections. So it was showing drastic differences. And so I was like, gosh, I totally forgot about this space in Dentrix that it does this. It's just, I call them the Dentrix-isms. It's just a Dentrix thing. It's very frustrating, but it just is what it is. So when I went through, I reallocated where the write-offs should be coming from. Now, caveat, messes up. production collections for forever because it's now correcting it. So what you thought you had done, you didn't, and it fixes it. So the new numbers are more accurate, but you're going to be frustrated because it's different. But what it did when I did that and re-put in the collections numbers is that it brought that $30,000 difference down to a more manageable $1,200 to $3,000 difference, which is what we tend to see with the care credit fees and all those different credit card processing fees, we typically see, I say like 5,000 or less, I'm not going to freak out about too much as long as it's inconsistent. I don't want to see consistency. I want to see really low numbers. And then again, sometimes some of that money is going to be pushed over to the next month. So quarterly, it made sense. Quarterly, it was beautiful. Month by month, it was a little wonky, but just making that change because we were checking the financial health of the practice because things didn't feel like they were making sense. So we, the office manager and I pulled the full year's PNL and we did line item by line item comparison 2024 to 2025 percentage change on each space, went through and figured out where the spending was, went through and line itemed everything and then added it like you said to the scorecard to see those differences, massive. massive improvements where the docs were feeling like cashflow was like, ⁓ we were freaking out. And it was like, well, these are the areas where you intentionally spent money and were actually only a 16 % difference overall year to year. And they were like, ⁓ so we didn't increase enough, but their spending was purposeful for taxes. We just didn't look that way yet on paper. Regarding financial health of the practice, that was exactly what we did, but adding it, like you said, to the scorecard and looking at, I think the scorecard's just really cool because it allows you to see over time. Whereas a new sheet is I'm only dealing with today. So I'm only looking at today. I might look at it and say, oh my gosh, my employee percentage was 42%. That's real life, I've seen that in an office. It was 42 % this month, and you're like, cut hours. But over the quarter, it was, 30 % or 31%. We had a spike because we had a collections dip or whatever. So I think adding it where you're seeing that kind of comparison allows you to see what is the trend here or is this an abnormality? Does this level itself out? Am I on track for over time or do I need to jump and hot fire? And Kristy with that said, like, you think, as I'm saying that I'm thinking, Is that a space where we could even tame our emotions around finances? Because we're seeing so much data in a bigger spectrum where we can see trends, uptrends or downtrends, rather than this like, my gosh, payroll was so high, I've got to tackle that. It's allowing us to see a broader picture. Do you think that helps reduce some of the emotional, like just quick fixes? DAT Kristy (19:34) Absolutely. And we don't want to react, right? Many times we go to that mindset of cut, cut, cut. you, and you know, one of the things that I learned a long time ago is you can't focus on the opposite. So if we're focused on cutting, then we're not focused on producing, right? And so yeah, you're 100 % right, Tiff. I think it does calm the reactionary, right? It's good to know, notice, but then look at the bigger picture. The Dental A Team (19:48) Yeah. Mmm. Yeah, gorgeous. As I was talking like, my gosh, Kristy, that's why you do so well with coaching in my opinion, because you are very, very good at being data and results driven, acknowledging the emotional aspect and not discrediting that by any means, but being able to focus back to what the drivers are and then being able to acknowledge and address any emotions that are still present. But you do well removing that because we're looking at data and data is non-emotional. You can come up with something and there's been so many times where I could think of so many offhand where I've data-drivenly discussed something with a client and they're like, ⁓ and the emotion kind of disintegrates, it dissipates because it was attached to what they thought to be true. And when they saw the reality, there was no need for that emotion anymore. DAT Kristy (20:59) Exactly. Well, and to be honest with you, it goes both ways, right? It's the same thing as if we're only looking at the practice numbers, sometimes they think they're doing very well or not doing well, either one. And then once we look at the overhead numbers, it's like, actually, you're here, you know? So ⁓ it goes hand in hand both ways. I always like to say, you know, if I had a pizza business and I was going to sell pizzas, The Dental A Team (21:18) Yeah. Yeah. I love that. DAT Kristy (21:29) I need to break it down and figure out what it cost me to make the pizza, then I can go sell the pizza. But so many times we don't do that and we just put it out in front of us, right? And then on the back end of it, we do have to measure how many pizzas did we sell and how much did we actually spend. Sometimes we forget to go back and look at the cost too. The Dental A Team (21:34) Yup. Yeah, wow, that's a very good point. Very good point, which is where the P &Ls come in handy and the line items. And I think the P &Ls will group it and lump it into categories, but every now and again, maybe like once a quarter or so, really looking at what are they putting in those categories so that one, you're making sure they're still super accurate from the bookkeeper and two, that you're not like Amazon spending. There was a couple clients that I saw. DAT Kristy (21:56) Mm-hmm. The Dental A Team (22:19) I'm like, what is going on? Why is this category so jumpy? One month it's massive, another month it's not, and they get lumped into office supplies and front office supplies, and all of a sudden it's $3,000 when realistically budgeting-wise it should be $1,200. I'm like, what is in here? And they're like, Amazon goes in there. Every time we want something or Doc says something, we just press the order. And I was like, ⁓ Got it, we need some systems around Amazon or Walmart. I've seen like, I just run to Walmart and I grab what we need every week. And I'm like, my gosh, there's weekly ordering will hurt you every single time. Any kind of weekly ordering. If you can't budget the ordering in a monthly fashion or maybe twice a month, I'll give leniency on twice a month, then we need to talk. Cause that weekly ordering will hurt you every single time. I think this is all really good, Kristy. I love this. I love this. And I go ahead. DAT Kristy (23:16) Yeah. I was to say, I agree with you. mean, we can liken it to our own space if we go to the grocery store with a list or without a list. What is our end result when we pay? You know, so I'm with you. I'm with you. I'm like for dental supplies, we can go to twice a month, but have it fixed and then make sure you're staying within the confines of the budget. The Dental A Team (23:27) Yeah. Yes, yeah, that's actually brilliant. Yeah. Yeah, I agree. And I think that was that was a super great thought process there. Because if you're not planning even your dinners, right, I'll plan my dinners for the week. So then I know what ingredients I need and what ingredients if I know what ingredients I need for specific dinners, I know what I can reuse as well. Otherwise, I'm going to the grocery store just kind of getting random things that I think I can make into something. And I'm ending up at the grocery store a couple times a week to replenish or, you know, supply those missing pieces. And so if you know what your schedule is, if you know on average how many crowns you're doing, how many fillings you're doing, how many implants you're doing, you can have an average guesstimate of how much of each supply you need to keep on hand, which is then going into your budget for your ordering. So that was beautiful. Yeah, good job. All right, guys, financial health is massive. And it's something that I think all of us, Kristy, Trish, Monica, Dana, myself, we all just work really, really hard to ensure that it's top of mind for all of our clients. But if you're here listening and you're not yet a client of ours and you're a Dental A Team podcast listener for life, we love you and we wanna make sure you have this information too. please, by all means, somewhere around the 10th of the month, because we know it's probably gonna go longer, make sure you've got those panels in there. Talk to your bookkeeper. If you are the bookkeeper, I have a couple clients like that. Put it your calendar, you guys. If you are your own bookkeeper, that's fine. I'm not gonna judge you. I think it is a task that you can easily pay for, but I'm not here for that. If you are your bookkeeper, put it in your calendar and you should have that sucker done by like the fifth or the eighth of the month because everything should be closed out. Review your PNLs monthly and quarterly and yearly. Review your spending habits constantly. I have a lot of practices that'll look weekly. I have a lot of practices that'll look monthly, whichever works best for you. Just make sure you're reviewing those spending habits and then budget for your team. So your supplies ordering, your front office, those are the easiest places to budget. Make sure that you've got an ortho budget added in there. If you have ortho fees and ortho costs that are outside of like Invisalign, things like that. I have a lot of practices that do bracket style ortho and they need a lot of supplies that has to be separated out. Those are your pieces, you guys. Those are the easiest ways that you can tackle real life, real life, in time, financial health. And we want you to go do that. Kristy, thank you so much for your insight. You truly do so well with your clients and we get to see their progress constantly and those needles are always moving. And I know that it's because you can take that black and white results driven perspective. So thank you for everything you do for your clients and everything that you bring to Dental A Team every day. DAT Kristy (26:33) Thank you, it's fun. The Dental A Team (26:35) I know, I know, I love watching you do it. You really do love it. And it makes me really happy. All right, guys, that's a wrap for today. Go leave us a five star review. Let us know what was super helpful. Maybe there's some tips and tricks you've got that you can share with the world. I'm telling you, people really do go read those. So if you have things in there, they will see them. You can drop us an email, Hello@TheDentalATeam.com. We'll be happy to get you over any documents that might help. We do have some. budgeting information, we do have some overhead spreadsheets, things like that. If you need help with that, just reach out and we'll catch you next time on the Dental A Team podcast. Thanks guys!
John's conversation with Bruce Harrell this morning. ‘Hell no, Waymo': Seattle rideshare drivers, union advocates rally against driverless taxi service. Dick Cheney, Powerful Former Vice President Who Served Four Republican Presidents, Dies at 84. Don't Want ICE To Scan Your Face? Too Bad, You Might Not Have A Choice. New WA license plate honors pickle ball history // TRUMP ROUND-UP: Trump doubles down on call to terminate the filibuster. Five key moments from Trump’s ‘60 Minutes’ interview // LETTERS
The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Shoot us a Text.Episode #1188: Today we're talking Toyota's global muscle amid U.S. tariffs, Waymo's bold autonomous rollout into new cities, and why your store's holiday playlist might be just early enough to keep shoppers smiling.Show Notes with links:Toyota posted a surprising 62% jump in second-quarter profit and raised its annual outlook, even as U.S. tariffs continue to take a multi-billion-dollar toll. The automaker's resilience stems from its increasingly global revenue base and a strong performance outside North America.Despite nearly $3B in quarterly tariff costs, Toyota's bottom line rose thanks to gains in Europe, Africa, and currency advantages.Q2 net profit hit ¥932B (~$6.2B), easily beating analyst estimates of ¥801B (~$5.3B), and revenue rose 8.2% year-over-year to ¥12.4 trillion (~$82.7B).President Trump, speaking to U.S. troops in Japan last week, said Prime Minister Kishida told him Toyota would invest $10B in U.S. manufacturing. “Go out and buy a Toyota,” Trump added.Waymo is accelerating its position as the autonomous driving front-runner, announcing a major expansion into San Diego, Detroit, and Las Vegas. The move adds to an already impressive footprint that includes full-service robotaxi operations in Los Angeles, Phoenix, and the Bay Area.Waymo will begin service in San Diego in 2026, with Detroit and Las Vegas to follow shortly after.The company is emphasizing snow-readiness in Detroit, citing ongoing cold-weather testing in Michigan's Upper Peninsula.Waymo's return to Las Vegas is symbolic—it passed the first-ever state self-driving test in Nevada back in 2012.Waymo continues logging 2 million autonomous miles per week and plans to launch in Miami, Dallas, Washington, and even London by 2026.Retailers are decking the halls earlier than ever, and despite the usual grumbling about “Christmas creep,” most shoppers seem totally fine with it. A new survey reveals that the majority of U.S. consumers don't mind holiday music and décor showing up well before Thanksgiving.Only 20% of consumers think retailers should wait until after Thanksgiving to start the holiday ambiance.A combined 55% are cool with it starting in early to mid-November, while 22% are fine with it as early as October.Mood Media, a company specializing in in-store atmosphere, says holiday scents and music can actually increase shopper “dwell time.”41% of consumers said holiday vibes make them stay longer; only 6% said it makes them leave sooner.0:00 Intro with Paul J Daly and Kyle Mountsier0:30 ASOTU Edge Webinar on AI and Data Today!1:28 Toyota Raises Guidance Amid Tariff Hits3:44 Waymo To Add San Diego, Detroit and Las Vegas6:51 Shoppers Seem TJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/
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This week on Mondays at The Overhead Wire we chat about signal timing tinkering in Houston, the impact of commute times on sleep disorders, Phoenix's lack of water for sprawl, and how many times Raleigh had to bid for contractors to build bus rapid transit. Below are the show notes: Houston signal timing off - Rice Thresher Whitmire thinks he knows - New York Times Sleep impacted by commutes - SciTechDaily Lifting the smog in Santiago - Guardian Raleigh BRT contracting - News and Observer Phoenix has no water for sprawl - High Country News Crypto noise - The Texas Tribune Caltrain puts energy in the grid - Metro Magazine China's lower tier cities and retail - Campaign The retail hits different - The Overhead Wire Everything SB79 - Arbitrary Lines Urban hoofprints - University of Michigan Highway repair better than expansion - SSTI US dangerous car standards - Transport and Environment Land trust affortability - Realtor.com Waymo and accepting death - Futurism New census data - Niskanen Center Secret to Norway's EV success - Energy.digital China EVs off five year plan - Reuters Bonus Items New vehicles top $50K - CNBC How Vancouver's Translink escaped death spiral - Bloomberg CityLab Bike sharing boon - Cities Today Smart phone data and trips - TechExplore Milwaukee tows reckless drivers - Urban Milwaukee St. Louis green infrastructure - Reasons to be Cheerful Stone buildings reduce emissions - BBC +++ Get the show ad free on Patreon! Follow us on Bluesky, Threads, Instagram, YouTube, Flickr, Substack ... @theoverheadwire Follow us on Mastadon theoverheadwire@sfba.social Support the show on Patreon http://patreon.com/theoverheadwire Buy books on our Bookshop.org Affiliate site! And get our Cars are Cholesterol shirt at Tee-Public! And everything else at http://theoverheadwire.com
Former vice president Dick Cheney passes away at 84. Hooters is planning on updating their current staff uniforms. Waymo's driving service is expanding to other cities in 2026!See omnystudio.com/listener for privacy information.
Discover the new STN Transportation Director of the Year featured on our November issue cover. Other headlines include a NHTSA investigation after a driverless Waymo car illegally passed a stopped school bus and NTSB recommendations on seatbelts following a Texas school bus crash. Frank Girardot, senior communications director for RIDE, discusses the electric school bus manufacturer's School Bus Safety Week efforts. Jennifer Gardella, director of transportation for Rockwall Independent School District in Texas and a 2025 STN Rising Star, discusses her childcare background, improving student relationships, training staff and receiving inspiration from fellow student transporters. Read more about operations. Episode sponsors: Transfinder, RIDE, School Radio.
It's another wild week in pop culture, politics, and business — and we're diving straight into the chaos.This episode breaks down Ms. Rachel calling out the government and Trump, Chipotle getting caught slipping again, and Julia Fox's latest headline-making — and arguably classless — Halloween costume.We're also talking about Lululemon teaming up with the NFL, Vogue's take on what makes a “good boyfriend,” and the rise of Waymo, the self-driving car company changing the future of transportation.Plus — we wrap things up with your favorite segments: Questions of the Day and a brand new Nuclear Opinion that's guaranteed to stir the pot.Tap in to Episode 637 of the Productive Conversations Podcast—available now on all podcast platforms and YouTube.Ms.Rachel vs Trump (6:32)Chipotle Caught Slipping (14:00)Julia Fox Wears Classless Halloween Costume (25:52)Lulu lemon and the NFL make a deal (41:52)Vogue on Boyfriends (47:00)Waymo (1:07:12)Questions of the day (1:10:17)Nuclear Opinion (1:13:30)Tap in to Episode 637 of the Productive Conversations Podcast—available now on all podcast platforms and YouTube.Best way to contact our host is by emailing him at productiveconversationspodcast@gmail.com or mbrown3212@gmail.comThis show has been brought to you by Magic Mind!Right now you can get your Magic Mind at WWW.MAGICMIND.COM/ PCLT20 to get 20% off a one-time purchase or up to 48% off a subscription using that code PCJUNE. Apple Podcast: https://podcasts.apple.com/us/podcast/productive-conversations-with-matt-brown/id1535871441 Spotify: https://open.spotify.com/show/7qCsxuzYYoeqALrWu4x4Kb YouTube: @Productive_Conversations Linktree:https://linktr.ee/productiveconversations
Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. Zohran Kwame Mamdani wins NYC mayoral election; Government shutdown now tied for longest ever at 35 days; CA Secretary of State Weber discusses Prop 50, California elections, says Please vote don't be afraid; Bay area residents voice opinions on Prop 50; Death toll rises after Hurricane Melissa, strongest Atlantic hurricane to ever hit land; SF resolution calls for county control of driverless car rules after Waymo robotaxi hits pet cat The post Federal government shutdown now tied for longest ever; Death toll rises after Hurricane Melissa – November 4, 2025 appeared first on KPFA.
In this episode, Dawood Milan, founder of Auto Marketplace, discusses the intricacies and the significance of New York City's Taxi and Limousine Commission (TLC) market. He provides insights into his career transition from finance to managing a successful Uber Black fleet and eventually founding Auto Marketplace. Dawood explains the unique regulations and economic value of the NYC TLC market, the challenges and opportunities it presents, particularly with regard to vehicle caps, insurance, and driver pay. He explores the future of autonomous vehicles (AV) in this competitive and complex market, touching on regulatory hurdles, potential business models, and the challenges posed by New York's unique urban environment. Dawood emphasizes the importance of regulatory acumen and market adaptability for new entrants like Waymo. 0:00 Intro 00:32 Who is Dawood and what is Auto Marketplace? 01:23 What makes the NYC TLC market unique? 04:50 How did Uber and Lyft impact NYC taxis? 07:21 What's the current state of NYC rideshare and taxis? 13:22 How do business models work in NYC rideshare? 16:30 What is Dawood's fleet and strategy? 18:40 What challenges and opportunities exist in the TLC market? 23:02 Why are TLC plates valuable and transferable? 24:29 How does TLC plate value change over time? 24:43 Is Waymo entering the NYC market? 25:25 What are the regulatory and business model hurdles? 26:49 How are drivers and medallion owners affected? 30:23 How do fleet management and real estate intersect? 37:08 What are the key tech and environmental challenges? 39:54 What's the future of autonomous vehicles in NYC? 43:14 What are the final thoughts? Dawood's LinkedIn: https://www.linkedin.com/in/dawoodmian/ Automarketplace: https://automarketplace.substack.com/ X: https://x.com/automarketplc
James heads to San Francisco for this year's GitHub Universe and experience his first Waymo! After a quick review we break down all of the new developer goodies from Universe including new updates to VS Code, Agent HQ, and Copilot integrations everywhere! Follow Us Frank: Twitter, Blog, GitHub James: Twitter, Blog, GitHub Merge Conflict: Twitter, Facebook, Website, Chat on Discord Music : Amethyst Seer - Citrine by Adventureface ⭐⭐ Review Us (https://itunes.apple.com/us/podcast/merge-conflict/id1133064277?mt=2&ls=1) ⭐⭐ Machine transcription available on http://mergeconflict.fm
Welcome to the week! We've got five things we're talking about on this Monday with Fletcher Sharpe and Jer: 01:09 - Waymo self-driving taxis are coming to Detroit 08:57 - Fletcher's SNAP Thoughts 14:00 - Pistons win in Mexico 15:09 - Are we worried about the Lions after the loss to the Vikings? 18:17 - Detroit City FC upset win in playoff match Feedback as always - dailydetroit -at- gmail -dot- com or leave a voicemail 313-789-3211. Follow Daily Detroit on Apple Podcasts: https://podcasts.apple.com/us/podcast/daily-detroit/id1220563942 Or sign up for our newsletter: https://www.dailydetroit.com/newsletter/
Waymo is facing resistance from Seattle rideshare drivers. A bizarre story about California Congressman Eric Swalwell. Guest: KIRO News Radio’s Chris Sullivan gives an update on I-5 traffic and the crackdown on truck drivers who aren’t proficient in English. // Big Local: The Federal way light rail station is slated to open in December. The Vashon Island food bank is bracing itself for SNAP benefits drying up. // Fridays with Jake Skorheim on trick-or-treating.