Podcasts about ABN

This episode of the Mo Money podcast is a recording of a live event I did on how to buy a property like a pro. So, I talk about what's going on in the property market today, some of the strategies that you can use to get more out of your property investments and use the bank's money to build your own investments smarter and save tax at the same time.  We talk about the key areas that you need to get right if you want to nail it with your property strategy, and how you can make the most of the opportunity that exists in this space as well. This episode is perfect for anyone that wants to get ahead, smarter and not just work harder.   Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links:  Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking  Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697  Ben's books: www.pivotwealth.com.au/books  More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney  YouTube: https://www.youtube.com/c/BenNashPivot  Facebook: https://www.facebook.com/pivotwealth/  Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth     Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

The FIRE movement has changed - and we've got your comprehensive guide to it here. Join Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson as they look at why FIRE is now more about Financial Independence, and less about Retiring Early. ---The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

আপনারা যারা সম্প্রতি বাংলাদেশ থেকে অস্ট্রেলিয়া এসেছেন বা এখানে ব্যবসা শুরু করার কথা ভাবছেন, তাদের জন্য অস্ট্রেলিয়ান বিজনেস নম্বর (ABN ) একটি অত্যন্ত গুরুত্বপূর্ণ বিষয়। এটি ছাড়া অস্ট্রেলিয়ায় স্বাধীনভাবে কাজ করা বা ব্যবসা করা প্রায় অসম্ভব।

We're rolling out our Summer Throwback Series, sharing the episodes that resonated most with our community. This one was a clear favourite. Sammy Gordon welcomes into the studio, APS Strategists Luke Teeuwsen and back by popular demand, Mr Paul Karpierz; along with his co-host Jimmy Ibrahim to discuss the common investor mistakes they see made by beginners day in day out. From transitioning PPOR properties into investments, purchasing an investment at full borrowing capacity to listening to the wrong or inexperienced people in your life, this episode will educate and pin-point the exact places they see investors make mistakes and what you can do to avoid them. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au. If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you're taking tremendous value from these episodes why not share them with your mate? If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369   Chapters: (00:00) Welcome (07:09) Paul's top mistakes (13:32) Builders profit margins (18:54) You can never out save a good market (21:21) Luke's top mistakes + BBQ chats (25:00) Cash flow or bread and butter (29:36) You definitely need a strategy (34:08) Sam's top mistakes (40:09) A more expensive property isn't a better investment (42:56) Jimmy's top mistakes (44:54) Don't be impatient, this is a long term game (47:25) Don't let anyone talk you out of what you could achieve

In this episode of the Mo Money podcast, we talk about how to nail it with your money in 2026. It's a great time of year, I think, to be planning and getting on the front foot with this stuff, and setting things up in a way where you can make some meaningful change to how your money is working and how it's actually working for you.  So, we talk through in this episode, the key things that you need to get right if you want to nail it with your money in the year ahead, particularly with the lens of what's going on in investment markets and property markets today, the three key shifts that you can make that will seriously level up your results, and then a couple of mistakes to look out for, or how to manage your downside protection when it comes to your money. This episode is perfect for anyone that wants to get better results from their money in 2026.   Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links:  Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking  Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697  Ben's books: www.pivotwealth.com.au/books  More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney  YouTube: https://www.youtube.com/c/BenNashPivot  Facebook: https://www.facebook.com/pivotwealth/  Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth     Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

At a very expensive time of year, this one is all about making some savings. Join Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson as they explore the art of the downgrade - trimmin gyour subscriptions, memberships and even brands, without feeling like you're missing out. ---The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

In this episode of "What's the Risk", we revisit the topic of ETF overlap. We've looked at it in the past highlighting a combination of several ETFs and how the portfolio construction had a small increase in holdings as we added ETFs, but a larger and larger concentration of its top 10 holdings.Here we revisit the point of diversification and look at a few globally diversified portfolio options that an investor could use, with a small number of ETFs. We also highlight portfolio concentration isn't always a bad thing if there's a evidence backed purpose behind it, but if it's done unwittingly, an investor may end up with poor results they or portfolio volatility they didn't expect.We also highlight a tool called ETF Comparer built by a viewer, which is simple and effective in identifying overlaps between two ETFs. https://etfcompare.com.au/ Want to learn more about investing? Get our Book: https://www.amazon.com.au/Your-Investment-Philosophy-Protecting-Fraudsters-ebook/dp/B0BCPJ8BGC/ https://www.mfg.com.au Mancell Financial Group is an Authorised Representative No. 226266 and Credit Representative No. 403187 of FYG Planners Pty Ltd, AFSL/ACL No. 224543. ABN 29 009 541 253. Hosted on Acast. See acast.com/privacy for more information.

In the final episode of the year, Sammy Gordon and Jimmy Ibrahim unpack why goals alone don't cut it - strategy, action, and relentless 1%ers do. From the wins, losses and lessons of 2025 to the habits that actually move the needle, this episode shows you how to think bigger, act harder, and gear up for a massive 2026. If you're ready to stop planning and start executing, this one's unmissable.  School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters (00:01:45) Welcome (00:05:22) Strategy vs. goal setting (00:08:25) The power of consistency & relentless action (00:13:05) Practical accountability (00:17:52) Learning from experience + fast-tracking growth (00:24:39) Portfolio management: the power of micro actions (00:26:56) Compounding effects of lost time (00:29:47) Mentoring, commitment & turbocharging success (00:35:22) Consistency, execution & life lessons

In this episode of the Mo Money podcast, we talk about the recent APRA rule changes for mortgage borrowing around debt to income ratios, and how this is essentially changing the game for property investors in Australia. So, we unpack what's actually changing, what's driving that change, who's going to get caught up in these changes, and who is in a position to be able to take advantage of the opportunities that are being created by these shifts, as well as how you should think about making your decisions around property investing within these rules moving forward. This episode is perfect for anyone that's investing in property or intending to in the not too distant future.   Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links:  Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking  Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697  Ben's books: www.pivotwealth.com.au/books  More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney  YouTube: https://www.youtube.com/c/BenNashPivot  Facebook: https://www.facebook.com/pivotwealth/  Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth     Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

We’ve all made money mistakes. Missed bills, bad investments, impulse buys - but most of us keep quiet about them. Today, we’re asking: why? Why do we hide our money mistakes, and what happens when we start talking about them? Join Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson as they share their own money mistakes, and the lessons they learnt. ---The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

In this special episode, Sammy Gordon gets the APS all stars together for their annual roundtable to celebrate the end of the year and reflect on the most popular and meaningful episodes as chosen by our listeners. The crew, including Luke Teeuwesen, Morgan Holmes, Brendan Geoghegan, Paul Dem and Jimmy Ibrahim, share their personal favourite episodes and standout stories, from inspiring client journeys like Bailey's and Yao Chen's transformations to touching moments such as the tribute to Tara. With plenty of laughs, heartfelt reflections and insights into the impact of APS's mission, this episode delivers a fitting wrap-up to the year highlighting both business growth and the deeper reasons behind property investing. Whether you're a long-time listener or new, you'll get a genuine look inside the APS and SAP community and what drives our passion to help others reach their goals. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters (00:01:45) Welcome (00:04:10) Favourite episodes of 2025: The team's picks (00:08:08) Impact of client investor episodes (00:12:41) The power of the circle of influence (00:16:09) Creating community with SAP (00:18:19) 10 Key Pillars to Build a 100+ Property Portfolio (00:19:52) Overcoming doubt (00:22:50) Jimmy's birthday surprise (00:25:55) The APS mission (00:32:00) Most moving episode: The Tara tribute (00:38:52) Impactful moments and life lessons (00:43:12) Bailey's investor journey (00:49:22) Personal growth, learning from setbacks and motivation (01:03:27) Annual listener poll winners (01:10:59) Reflections + final thoughts

In this episode of "What's the Risk?" we take a look at the dilemma the never ending stream of ETF launches poses for investors.You might have an existing portfolio, but there's suddenly something new in the market that catches your eye. It might have lower fees, it might promise to target a particular theme you're interested in, it might focus on a region or country you don't have exposure to, what do you do?It's a dilemma that all of us will face from time to time, and with the arrival of Avantis into Australia with AVTG, AVTS & AVTE it poses a question for our advice business because Avantis shares a similar investment philosophy to us and we know the people in that business are very good at what they do.We go through some of the things that our investment committee looks at, before adding a product to our model portfolios, and maybe that will help you decide whether you need to add a new ETF to your portfolio, or happily continue as you are because it might be a case of "if it ain't broke, don't fix it."Want to learn more about investing? Get our Book: https://www.amazon.com.au/Your-Investment-Philosophy-Protecting-Fraudsters-ebook/dp/B0BCPJ8BGC/ https://www.mfg.com.au Mancell Financial Group is an Authorised Representative No. 226266 and Credit Representative No. 403187 of FYG Planners Pty Ltd, AFSL/ACL No. 224543. ABN 29 009 541 253. Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Mo Money podcast, we talk about how to sell an investment property capital gains tax free. Basically, getting into the main residence CGT exemption in Australia, the six year rule, and how they play together. But we get into the nuances around this and how it works with first home buyer schemes versus negative gearing rules and deductibility, what happens if you're overseas and some of the more complex but opportunistic areas of this strategy that you can use to put your cut your tax bill down and keep more of the gains on your property assets. This episode is perfect for anyone in the property market that doesn't want to pay more tax than they have to.   Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links:  Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking  Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697  Ben's books: www.pivotwealth.com.au/books  More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney  YouTube: https://www.youtube.com/c/BenNashPivot  Facebook: https://www.facebook.com/pivotwealth/  Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth     Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

If money stresses you out, today’s episode is for you. There might be an easy way to take the anxiety out of money, just by automating a lot of things - the fewer decisions you have to make, the less money stress you carry. Join Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson as they look at set and forget finances: five ways to remove anxiety from money decisions. ---The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

Join host Sammy Gordon and Jimmy Ibrahim as they sit down with the APS experts Luke Teeuwsen, Morgan Holmes, Paul Dem and Brendan Geoghegan to break down the state of the Australian property market in 2025. They cover where investor's money is going, what the data is really showing, the biggest opportunities emerging right now and how strategy must evolve in a rapidly shifting landscape. This is your clear, no-fluff snapshot of where the Australian Property market stands today and where it's heading next. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters (00:01:45) Welcome (00:07:20) Yearly recap + market shifts (00:15:49) Regional market performance and strategic exits (00:28:13) APS methodology and quality control (00:36:13) "Would you buy this for family?” (00:46:32) Education, mentoring and accelerating client success (01:03:08) Avoiding common investment mistakes and the importance of first deals (01:13:02) 2025 economy and interest rates (01:22:16) Future risks and commercial pivot (01:48:34) Market growth recap – 2025 data overview

In this episode of "What's the Risk?" we take a look at the historic performance of Gold since 1970. There are many ways to invest in gold today, physically where you can own it, or have it stored somewhere, or maybe you could mine it in the Yukon, like Tony Beets and Parker Schnabel of Gold Rush fame.Alternatively there are ETFs in Australia, PMGOLD from the Perth Mint, QAU from Betashares, GOLD from Global X, iShares GLDN, and VanEck's NUGG. All have differences in fees and how they're structured. In the US, the better known ETFs are SPDR's GLD and ishares IAU. We're not looking at products however, simply looking at the Gold price history in USD.Gold has provided a decent long term return to investor, but it can be sporadic. Historically there have been periods of incredibly strong short term performance before almost going dormant for long periods. Such investments require extreme patience and discipline, however we do find that Gold may be a legitimate portfolio diversifier. Should you hold Gold in your portfolio? Like anything it comes down to your investment philosophy and can you justify it based on your goals or needs. It's not something to add on a whim, and certainly not just because the media is talking about it when it's hot.Want to learn more about investing? Get our Book: https://www.amazon.com.au/Your-Investment-Philosophy-Protecting-Fraudsters-ebook/dp/B0BCPJ8BGC/ https://www.mfg.com.au Mancell Financial Group is an Authorised Representative No. 226266 and Credit Representative No. 403187 of FYG Planners Pty Ltd, AFSL/ACL No. 224543. ABN 29 009 541 253. Hosted on Acast. See acast.com/privacy for more information.

In this episode of The Mo Money podcast, we talk about having a half a million dollar income with no real wealth behind you, how easy it is to fall into this trap and how quickly a half a million dollar income can evaporate. But importantly, we shift gears and talk about the circuit breakers that you can use if you're in this position to start actually squeezing more out of your income and ensure that you're using your peak earning years to its full potential, so that you're taking advantage of the window to actually get ahead, because earning at that level does come with a huge opportunity, but it's not going to take advantage of itself.  And so we get into the traps to look out for how to go about it and how to set up a plan that's consistent with income at that level as well. This episode is perfect for anyone that's earning well or on track to and wants to make sure that they don't fall into some of the common mistakes that really hold people back.   Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links:  Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking  Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697  Ben's books: www.pivotwealth.com.au/books  More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney  YouTube: https://www.youtube.com/c/BenNashPivot  Facebook: https://www.facebook.com/pivotwealth/  Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth     Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

We talk a lot about side hustles - because who doesn't want to earn a little cash? But this episode is about the side hustles to avoid - either because they’re very hard to make money from, or because they’re outright scams. Join Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson as they look at side hustle pitfalls, and answer a question from listener Holly about a side hustle for her small farm. ---The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

Share market performance was mixed in November—the US market was flat despite volatility during the month and shares in Australia were down 3%. What was behind the performance? In this episode, UniSuper's Head of Fixed Interest, David Colosimo ,gives us the latest market news, as well as key things we're watching out for over the coming month. Thank you for tuning into our podcasts over the year. This is our last investment market podcast for 2025—we'll be back in February 2026. We wish you a safe and happy holiday season! SHOW NOTES Release date: 1 December 2025. The information in this podcast is current as at the release date but may change in the future. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. Transcript available at unisuper.com.au/podcasts. For more info about investments at UniSuper, visit unisuper.com.au/investments. Watch Chief Investment Officer John Pearce's latest investment update on our website (unisuper.com.au/investments) or our YouTube channel (youtube.com/@unisupernews) and subscribe so you don't miss future updates. Have some feedback? Email us at podcasts@unisuper.com.au. The information discussed in this podcast is of a general nature and may include general advice. It doesn't take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you, and whether to consult a qualified financial adviser. For a copy of the PDS and TMD, call us on 1800 331 685 or go to unisuper.com.au/pds. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Certain information contained in this podcast may include forward-looking statements, and we do not guarantee that these statements will eventuate. UniSuper has no obligation to provide updates or changes to the information in this podcast. Past performance is not an indicator of future performance. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

In this week's episode, join Sam Gordon in this episode of the Smart Property Investment show, with Liam Garmin as they dive deep into the critical mistakes that property investors are making in 2025 and how to avoid them. From the importance of sophisticated lending and strategic portfolio building, to the reality of rentvesting and why having the right professional team matters, Sam shares hard-earned lessons, real-life examples, and practical tips for building lasting wealth through property. Sam and Liam discuss the impacts of recent government policy changes, how to navigate market trends and avoid following the herd, plus the essential role of ongoing education and setting actionable goals. Packed with straight forward advice and plenty of actionable insights, this episode is a must-listen for anyone serious about taking their property journey to the next level. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters: (00:02:55) Hidden gaps for experienced investors (00:07:38) Lending pitfalls (00:08:58) From rentvesting to the dream home (00:13:01) The power of rentvesting and delayed gratification (00:15:49) Buying a primary residence prematurely (00:19:55) Mistake #1: No clear exit strategy (00:23:18) Mistake #2: Mindset & short-term thinking (00:27:07) Mistake #3: Diy investing (00:36:50) Mistake #4: Macro/micro market selection errors (00:44:20) Australian stimulus: First home buyers, grants, & market impact (00:49:20) Mistake #5: Common finance mistakes (00:58:34) Mistake #6: Shooting from the hip (lack of education) (01:03:34) Bonus: Building the right team

Pakjesavond laat nog een week op zich wachten, maar de Tweede Kamer deelt deze week alvast cadeautjes uit. Zo gaat de voorgenomen verhoging van de vermogensbelasting toch niet door. Wat dat voor beleggers betekent, bespreken we in deze aflevering. Ook hebben we het over Arcadis, want het Nederlandse bedrijf wil zich gaan mengen in de AI-gekte. Het kersverse dochterbedrijf van Arcadis wint vier opdrachten in Duitsland om die te gaan bouwen. Daarmee zit de pijplijn bij Arcadis al vol met 229 projecten wereldwijd. En je hoort over de storing bij de Chicago Mercantile Exchange. Door een probleem met de koeling in datacenters lag de handel in opties, futures en ook valuta op z'n gat. See omnystudio.com/listener for privacy information.

In this episode of the Mo Money podcast, we talk about the $600,000 cost of private schooling and how you can tackle this in a way that doesn't completely sabotage your financial future. So, we get into a bit of context around what's going on in the private school fees market in Australia, the private school fee inflation, which seems to be running quite a bit hotter than standard inflation. We get into the emotional versus the financial cost, and how to really quantify what it costs you, not just in terms of the fees today, but the impact on your money over the years ahead, as well as how you can make sure that if private schooling is something that is really important to you, you can do it in us in a way that's smart and doesn't completely sabotage your financial future.  We also talk about some of the bonds and tax hacks that you can use to make funding private education a little more comfortable for you as well. This episode is perfect for anyone that's got kids and thought about private school but wants to make sure that they're making the smart choice there.   Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links:  Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking  Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697  Ben's books: www.pivotwealth.com.au/books  More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney  YouTube: https://www.youtube.com/c/BenNashPivot  Facebook: https://www.facebook.com/pivotwealth/  Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth     Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

It's very easy to slip into a scarcity mindset - there's not enough money to go around. But changing your outlook to one of abundance can have a very real impact on your money. Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson look at why an abundance mentality can make a big difference, and how to make the change. ---The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

ABN AMRO gaat flink snijden in het eigen personeelsbestand, zo maakt de bank vandaag bekend. 5200 voltijdsbanen gaan er verdwijnen, wat erop neerkomt dat ongeveer een vijfde van de 27.500 mensen die er nu werken in de komende jaren moeten vertrekken bij de bank. Waarom doet een bank dat? En zegt dat alleen iets over ABN of ook over de hele financiële sector? Presentator Hans van der steeg gaat daarover in gesprek met: * Reinier Castelein, directeur van vakbond De Unie * Dirk Schoenmaker, hoogleraar Banking en Finance aan de Erasmus Universiteit

Join host Sammy Gordon as he sits down with investor Krishan to unpack his incredible journey of building a property portfolio from scratch. Krishan takes you through his upbringing in New Zealand, lessons learned from a hardworking immigrant family, and how those early values shaped his approach to investing and financial resilience. From unique side hustles and business failures to life changing partnerships and strategic plays in the Australian property market, this episode dives deep into the realities of growing wealth, overcoming setbacks, and the power of teamwork and with plenty of laughs and honest insights along the way! Krishan opens up about the role his partner Meg has played throughout their shared journey and the significance of family support, and the importance of staying consistent and trusting your team. If you're looking for motivation, practical tips, and a candid look at property investing in Australia, including balancing life's milestones, and the lessons behind every deal then tune in! School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters (00:01:45) Welcome (00:02:55) Krishan's current portfolio position (00:07:36) Krishan's background and upbringing (00:15:32) University, early career, and side hustles (00:26:07) Taking risks and learning from failure (00:32:03) Starting the property investing journey (00:38:46) The first deals: Building momentum (00:45:00) Buying as a couple + lessons from properties 2 and 3 (00:52:50) Strategy, growth, and life events (weddings & baby) (01:00:05) Secret sauce locations + advanced portfolio building (01:09:16) Selling, debt consolidation, and planning next moves (01:17:50) Reflections and lessons of the journey so far (01:28:14) Rapid fire

This episode of the Mo Money podcast is about the offset account trap and why banks want you to feel safe. So, we get into the most common mistakes that people make when it comes to their offset accounts, why an offset account feel safe and why that's a problem. We get into a few examples of the impact on your money, of saving money in an offset, versus some of the alternatives that you can do instead, and talk about when an offset makes sense and some of the psychology that sits around this. So, this episode is perfect for anyone that's got an offset and wants to make the most out of their money, or that's thinking about getting into the property market and saving at a decent rate today.   Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links:  Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking  Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697  Ben's books: www.pivotwealth.com.au/books  More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney  YouTube: https://www.youtube.com/c/BenNashPivot  Facebook: https://www.facebook.com/pivotwealth/  Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth     Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

Black Friday has replaced the Boxing Day sales as the biggest sales event on the retail calendar. But it still pays to shop smart. Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson go through ten ways to save big this Black Friday. --- The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

Join Sammy Gordon, Jimmy Ibrahim and special guest Paul Dem to discuss how Buyer's Agents have transformed the Australian property market and the current investing landscape. The conversation covers the evolution of buyer's agents including why their presence in the market has exploded over recent years and what impact that's had on both investors and retail buyers. Paul Dem shares his personal journey from working in commercial real estate and property development through to his current role at APS, giving insight into the practical skills and strategic mindset required to succeed as a BA. The trio then break down why using a Buyer's Agent is almost essential in today's competitive market.  Gear up for a punchy and insightful discussion about how much the property game has changed, why buyer's agents now play a crucial role, and what investors should be thinking about to succeed moving forward. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters (00:01:30) Welcome (00:06:30) Paul Dem's Journey Into Property & APS (00:11:30) Why APS & The Value of Buyer's Agents (00:16:30) The Explosion of Buyer's Agents & Market Impact (00:21:30) Off-Market Deals, Valuations & Insider Knowledge (00:26:30) Demand, Herd Mentality & Capital Concentration (00:31:30) Strategies: Buy & Hold vs. Advanced Investing (00:36:30) Navigating Rapid Growth & The Importance of Timing (00:41:30) Portfolio Management, Risk, and Market Median Myths (00:46:30) The New Investing Landscape & BA Competition (00:51:30) Regulation, Education, and Safeguarding Investments (00:56:30) Continuous Learning, Team Culture & Closing Thoughts

This episode is a recording of a live event I did on inheritances and intergenerational wealth. We get into the tax implications of inheriting different types of assets, from cash to shares, the family home, investment property, as well as some of the strategy considerations that sit around this to make sure that you're making the most of any money that you do inherit.  We also get into some of the common inheriting mistakes that people make and some of the pitfalls to look out for. This episode is perfect for anyone that is intending to leave an inheritance or receive one, and wants to make sure that the money does what it's supposed to do.   Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links:  Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking  Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697  Ben's books: www.pivotwealth.com.au/books  More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney  YouTube: https://www.youtube.com/c/BenNashPivot  Facebook: https://www.facebook.com/pivotwealth/  Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth     Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

Een paar maanden geleden was het nog ABN Amro zelf die op de snijtafel lag. Het Belgische KBC zou het willen overnemen. Maar nu zijn de rollen omgedraaid, en is ABN degene die het opslokken doet. Voor een kleine miljard euro nemen ze het Haagse NIBC over van eigenaar Blackstone. Een kans om ABN Amro sterker te maken in de Nederlandse markt. En zeker geen beschermingsconstructie tegen een mogelijke overname door KBC, zegt topvrouw Marguerite Bérard. Maar of ze de waarheid spreekt? Dat zoeken we deze aflevering uit. We hebben het ook over de S&P 500. Die heeft voorlopig z'n beste jaren wel even gehad, denkt zakenbank Goldman Sachs. Ze denken dat de Amerikaanse index een mager decennium tegemoet gaat, met maar zo'n 6 procent stijging per jaar. Daarmee zou de VS bij de slechtst presterende regio's horen. Verder hoor je over het volgende topdiner in het Witte Huis. Daar komen hoge piefen van Wall Street langs bij Donald Trump om te luisteren naar wat zijn wensen zijn. En we vertellen je over een topman die al naar die wensen heeft geluisterd, en daarom met radicale eisen voor zijn eigen leveranciers komt.See omnystudio.com/listener for privacy information.

How much super should you have at any given age if you want to have a comfortable retirement? Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson take a look at average super balances, and Canna explains why she feels they've got limited value - and could actually be dangerous. --- The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

Join Sammy Gordon and Jimmy Ibrahim as they tackle the age-old question: "When is it too late to invest?" Drawing from real-client stories, the conversation focuses on breaking down the myths around age and investing in property - especially for those in their 50s and beyond. The duo discuss the advantages of peak earning years and practical strategies for building wealth through property regardless of when you start. This episode delivers a powerful message: it's rarely ever too late to take action, get educated and shape your financial future, whether for yourself or the next generation. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters: (00:01:30) Welcome (00:04:49) Real-life inspiration: APS client Craig's story (00:07:21) The need for alternative income (00:11:31) Peak earning years: why your 50s and 60s are prime time (00:16:04) When is it really "too late"? Assessing timeframes and starting points (00:20:46) Risk vs confidence: encouraging action in your 50s (00:24:55) Circle of influence & regrets: the power of guidance (00:28:36) Overcoming fear & procrastination (00:32:55) Mindset, confidence, and taking ownership

This episode of the Mo Money podcast is on the five rules every high income Aussie should be following. In it, we're going to talk about the key mistakes that people make when their income starts to build, how to get the most out of the money that's there, what to do when it comes to your structure, your borrowing and tax planning, as well as how to protect downside with your money. So, this episode is perfect for anyone who's got a good income or aiming to get one and wants to know how to use it to its full advantage.   Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links:  Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking  Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697  Ben's books: www.pivotwealth.com.au/books  More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney  YouTube: https://www.youtube.com/c/BenNashPivot  Facebook: https://www.facebook.com/pivotwealth/  Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth     Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

Nobody seems to know what's going to happen to interest rates - are there more cuts to come? Will they stay at this level? Or is the next move a hike? So if you've got a mortgage, or are looking to get a home loan - should you be considering fixing the interest rate on part of your loan? Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson are joined in the studio by Adam McCabe from Blue Lantern Financial Services to look at whether now is the right time to talk about fixing rates. ---The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

In this Q&A episode, Sammy Gordon and Jimmy Ibrahim dive into a range of listener questions covering crucial topics for property investors - from navigating agent commission structures, to making smart insurance claims and identifying promising local markets for investment. The duo tackles real scenarios like balancing lifestyle with ambitious portfolio goals, motivating agents to sell without giving "fire sale vibes", and whether teaming up with mates is a smart way to break into the market. With honest insights and practical tips, this episode is packed with advice and stories for anyone serious about property investment, whether you're just getting started or scaling up. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to https://www.schoolofproperty.com.au. If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters: (00:01:30) Welcome (00:02:43) The truth about agent commissions (00:06:41) Insurance claims vs premiums (00:08:45) Is your local market actually worth investing in? (00:11:02) Rentvesting dilemma: PPOR or portfolio growth? (00:17:21) Managing big portfolio bills (00:19:50) How much cash do you really need for your first deal? (00:21:10) Investing with friends – smart move or disaster? (00:24:58) The sneaky trick to get your agent selling faster (00:28:57) What renos are worth it before selling? (00:32:39) Sam's upcoming debate

This episode of the Mo Money podcast is on the five super hacks that you can use right now, even if you think it's too late. So, super is not that interesting, but it is super important, and some little changes can make a huge difference. So, we're going to unpack carry-forward contributions, spouse splitting - and no, that's not a divorce strategy - backdating and pre-paying: basically the timing tricks that can save you tax, your investment mix and why it probably sucks, and not letting your super die with you, basically the recontribution strategy and how to run your nomination. So, this episode is perfect for anyone that wants to make sure they're making the most out of what will end up being one of their biggest assets. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Ben's books: www.pivotwealth.com.au/books More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney YouTube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

If you were lucky enough to get a tax refund, there's a HUGE temptation to rush out and spend it - after all, it feels a bit like free money. But there are some great ways to use it that'll give you much better bang for your buck. Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson go through five smart ideas for using your tax refund. ---The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

In this week's episode, Sammy Gordon sits down with Toby, one of his original mentoring clients, to dive deep into Toby's remarkable property investing journey. Toby shares how he transitioned from owning his own home to becoming a rentvestor, selling his primary residence and rapidly building a portfolio of nearly 10 investment properties in just over 2 years. The conversation covers the mindset shifts, risks, and actions behind Toby's success - including navigating tricky conversations, learning from mistakes, evolving as an investor, and leveraging the power of education and strategic mentorship. Full of real talk, hard-won lessons, and practical strategies, this episode is a must-listen for anyone interested in accelerating their own property investment goals through teamwork, trust, and taking action. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to https://www.schoolofproperty.com.au. If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters: (00:01:30) Welcome (00:04:55) Toby's evolution as an investor (00:08:05) Current portfolio status (00:17:59) Toby's biggest learning: rentvesting (00:24:26) The lightbulb moment: from PPOR to investor mindset (00:29:26) Overcoming family & broker resistance (00:32:12) First APS deal (00:42:30) Toby's mentoring experience (00:50:39) Portfolio acceleration: multiple deals at a time (00:58:34) Broker evolution & execution capacity (01:07:34) Strategy: what's next? (01:15:23) The power of education: School of Property (01:19:01) Toby's surprising key advice & takeaways (01:27:05) Rapid fire & wrap up

In this episode of the Mo Money podcast, we talk to Betsy Westcott, who is a money coach. She gets into the three top emotions that drive the decisions that we make with our money and the practical things that you can do to either get from good to great or from pretty shit to at least okay, as a starting point to allow you to actually get ahead with your money. So, this is perfect for anyone that wants to understand how they make decisions a little bit better so that they can get better results with their money. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Ben's books: www.pivotwealth.com.au/books More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney YouTube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

Have you ever caught yourself thinking, “I should be further ahead by now?” Maybe you’re not where you thought you’d be with savings, investments, or owning a home. Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson tackle the comparison trap - and why feeling behind on money milestones can actually hold you back. ---The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

Tickets are now on sale for the Australian Property Scout Summit on Saturday, November 15th at The Star in Brisbane. This is your chance to walk away with a clear, actionable game plan for 2026, renewed clarity and motivation, advanced investor strategies and the tools to level up your investing, no matter where you're at in your journey. You'll be surrounded by the APS and SAP community and hundreds of driven investors to expand and develop your circle of influence. Spots are selling fast — secure yours now here and gear up for a massive 2026!

In this episode of the Mo Money podcast, we talked to Ben Kingsley on how to retire on three grand a week. So, Ben is a property guy, a mortgage broker, and he's just put out a book on, essentially, how to retire on $3,000 a week. So, he talks about how you can actually do that with property, what the strategy is as you're building your assets, as well as when you're transitioning to actually living on those from an income perspective. He gets into a bit around borrowing structures, the property areas at the moment that he's seeing good value in, and what property investors should be thinking about to get the right results when they buy property. This episode is perfect for anyone that wants to understand what they can do to build another income through property investing. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Ben's books: www.pivotwealth.com.au/books More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney YouTube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

Een zeer twijfelachtige vooruitblik, maar toch ging het aandeel flink omhoog. ASML stunt vandaag op de beurs. Het was zelfs weer even het meest waardevolle bedrijf van Europa!Deze aflevering kijken we hoe waardevol de kwartaalcijfers, maar vooral de vooruitblik van ASML is. Waarom zijn beleggers zo enthousiast over een (in feite) waarschuwing? Dat proberen we uit te zoeken voor je, maar we hebben meer. Bijvoorbeeld de stunt van LVMH. Er is weer sprake van groei en dat zag niemand aankomen. De beurskoers van niet alleen LVMH schoot omhoog, ook van alle concurrenten. Beleggers denken dat het herstel is ingezet.De polonaise zetten beleggers in ieder geval niet in als het om de handelsoorlog gaat. Trump en Xi Jinping vechten nu om bakolie en sojabonen. Met gevolg dat de beurs flink naar beneden gaat. Toch doet de Amerikaanse minister van Financiën, Scott Bessent, een opvallende uitspraak. Ook al daalt de beurs hard, de Amerikanen blijven doorgaan met hun strijd tegen de Chinezen.See omnystudio.com/listener for privacy information.

Struggling to get the grocery bill down? We've got you covered. Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson go through 10 supermarket tricks to slash $100 off your weekly bill. ---The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

This episode of the Mo Money podcast is a Money Diaries we did with a couple of our clients, Caleah and Gabe, where they talk about how they've taken their asset position from 200 grand to 4.3 million bucks in just on five years, 5x their income through that same period. Basically how they've just put themselves in a position to settle on their third property and did it all from a standing start. We get into some of the challenges around getting started, choosing the right people to support them, as well as how they got aligned as a couple to make sure that they made the most out of the money that they had. This episode is perfect for anyone who wants to know how to really crush big goals and then keep on going. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Ben's books: www.pivotwealth.com.au/books More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney YouTube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

Listener Zoe asked whether she should buy an electric vehicle to save on fuel, or whether the initial spend and ongoing expenses would outweigh the financial benefits. Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson are joined in the studio by motoring journalist and car expert Trent Nikolic for a look at whether an EV will save you money - and the best ones to buy for any budget. ---The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

In May 2025, we successfully completed the acquisition of Infinity Aviation, the sole fixed-base operator (FBO) of a portfolio of on-airport general aviation hangars in the United States. This marks our first investment in the North American aviation sector. In this NEWSFLASH episode of Keeping it Real Assets, Julie Furber shares insights into Infinity Aviation's business model, the exciting growth potential of Tier 2 and Tier 3 airports, and how we plan to create value with this platform opportunity.  ********************** Important informationThis material is for general information purposes only. It does not constitute investment or financial advice and does not take into account any specific investment objectives, financial situation or needs. This is not an offer to provide asset management services, is not a recommendation or an offer or solicitation to buy, hold or sell any security or to execute any agreement for portfolio management or investment advisory services and this material has not been prepared in connection with any such offer. Before making any investment decision you should consider, with the assistance of a financial advisor, your individual investment needs, objectives and financial situation.  We have taken reasonable care to ensure that this material is accurate, current, and complete and fit for its intended purpose and audience as at the date of publication. No assurance is given or liability accepted regarding the accuracy, validity or completeness of this material and we do not undertake to update it in future if circumstances change.  To the extent this material contains any expression of opinion or forward looking statements, such opinions and statements are based on assumptions, matters and sources believed to be true and reliable at the time of publication only. This material reflects the views of the individual writers only. Those views may change, may not prove to be valid and may not reflect the views of everyone at Igneo Infrastructure Partners or First Sentier Group.  About First Sentier Group  References to 'we', 'us' or 'our' are references to Igneo Infrastructure Partners or First Sentier Group (as applicable). First Sentier Group is a global asset management business which is ultimately owned by Mitsubishi UFJ Financial Group. Igneo Infrastructure Partners is an unlisted infrastructure asset management business and is part of the First Sentier Group.  We communicate and conduct business through different legal entities in different locations. This material is communicated in: Australia and New Zealand by First Sentier Investors (Australia) RE Ltd, authorised and regulated in Australia by the Australian Securities and Investments Commission (AFSL 240550; ABN 13 006 464 428) European Economic Area by First Sentier Investors (Ireland) Limited, authorised and regulated in Ireland by the Central Bank of Ireland (CBI reg no. C182306; reg office 70 Sir John Rogerson's Quay, Dublin 2, Ireland; reg company no. 629188) Hong Kong by First Sentier Investors (Hong Kong) Limited and has not been reviewed by the Securities & Futures Commission in Hong Kong. First Sentier Investors and Igneo Infrastructure Partners are business names of First Sentier Investors (Hong Kong) Limited. Singapore by First Sentier Investors (Singapore) (reg company no. 196900420D) and this advertisement or material has not been reviewed by the Monetary Authority of Singapore. First Sentier Investors (registration number 53236800B) and Igneo Infrastructure Partners (registration number 53447928J) are business divisions of First Sentier Investors (Singapore). United Kingdom by First Sentier Investors International IM Limited, authorised and regulated by the Financial Conduct Authority (reg. no. SC079063, reg office 23 St Andrew Square, Edinburgh, Scotland, EH2 1BB) United States by First Sentier Investors (US) LLC, registered with the Securities Exchange Commission (RIA 801#93167) Other jurisdictions, where this document may lawfully be issued, by First Sentier Investors International IM Limited, authorised and regulated in the UK by the Financial Conduct Authority (FCA ref no. 122512; Registered office: 23 St. Andrew Square, Edinburgh, EH2 1BB; Company no. SC079063).  To the extent permitted by law, MUFG and its subsidiaries are not liable for any loss or damage as a result of reliance on any statement or information contained in this document. Neither MUFG nor any of its subsidiaries guarantee the performance of any investment products referred to in this document or the repayment of capital. Any investments referred to are not deposits or other liabilities of MUFG or its subsidiaries, and are subject to investment risk, including loss of income and capital invested.  © Igneo Infrastructure Partners 

Telehealth coverage for SLPs under Medicare expired on October 1, 2025. In this episode, Dr. Jeanette Benigas, SLP, and Katie Brown, SLP, explain what this means for the provision of Telehealth services for traditional Medicare Part B beneficiaries, the nuances for Part A beneficiaries, and the allowance of private pay. They also unpack the government shutdown's impact on claims processing, what remains unchanged for Medicaid and Medicare Advantage plans, and why employers shouldn't issue blanket telehealth bans without checking payer rules. Get clear, practical guidance plus the free Telehealth Toolkit to support your patients and advocate for continued access.Find all of the advocacy tools you need here to participate in the telehealth call to action, or check out Katie's SLPs Blueprint to Medicare Success and get $100 off with the code FixSLP.If you missed it, catch Katie and Jeanette's earlier conversation on Medicare telehealth in Episode 96. It sets the stage for what's happening now.Stop paying to track ASHA-approved CEUs. Save your money and set up for a FREE CEU/PDH tracker with Speech Therapy PD. While you are there, get $10 off a professional subscription with the code FixSLP10!

On this episode of the Mo Money podcast, we talk to Brian Parker, who's the Chief Economist at ART and looks over the allocation of $360 billion. He knows a tonne about markets, the economy, and what investors should be thinking about today. So, we picked his brain on exactly that, what's going on in the economies, in Australia and in the US, the rise of the technology boom, his thoughts on Crypto - which don't align with mine. But anyway, that's a whole other conversation - and what you should be doing, or how you should be thinking about investing your money if you're doing it today. This episode is perfect for anyone who wants to invest smarter. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Ben's books: www.pivotwealth.com.au/books More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney YouTube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

So many people say “I’ll start investing one day… when I’ve got more money, or more time, or when the market’s calmer.” But the truth is, you can probably start today. Join Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson as they look at four ways to start investing immediately. ---The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.