Podcasts about full year

What do the earnings reports of the Big Four title underwriters actually reveal about the future of the industry? A lot more than most people realize. In this episode, Crosby and Zina unpack the Q4 and full-year 2025 financial reports from Fidelity National Financial, First American Financial, Old Republic, and Stewart Information Services. Behind the billions in revenue lies a powerful signal: commercial real estate, especially data centers and energy infrastructure, is becoming one of the most lucrative segments in the title business. They break down the real numbers behind commercial deal fees, the return of the refinance market, why independent agents are still thriving alongside direct operations, and how automation and AI are quietly reshaping margins across the industry. If you want to understand where the title is heading next and how to position your agency to win, this deep dive delivers the roadmap.   What you'll learn from this episode ●     Why Big Four earnings reports act as a real-time crystal ball for the title industry ●     How commercial deals tied to data centers and energy infrastructure are driving explosive growth ●     The massive gap between residential and commercial title fees, and what creates that value ●     A way independent agents continue capturing market share despite the underwriter's direct operations ●     What automation, OCR, and AI are doing to margins across the entire title ecosystem   Resources mentioned in this episode ●      Atomic Habits by James Clear | Kindle, Audiobook, and Paperback ●     Fidelity National Financial Reports Fourth Quarter and Full‑Year 2025 Financial Results ●     First American Financial Reports Results for the Fourth Quarter and Full Year of 2025 ●     Old Republic Reports Results for the Fourth Quarter and Full Year 2025 ●     Stewart Reports Fourth Quarter and Full Year 2025 Results     Connect With Us Love what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected.   ●     Explore more on our website: www.alltechnational.com/podcast ●     Stay updated with our newsletter: www.mochoumil.com ●     Follow Mo on LinkedIn: Mo Choumil Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai. Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com. Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

Send a textEnroll in Compass - Gabrielle's New Astrology Course In this solo episode, I'm reflecting on my first full year of entrepreneurship and my third year in business.April marks the beginning of year four of Agua Astrology, and this felt like the perfect moment to pause and share the deeper lessons behind the scenes — not just business lessons, but the personal, spiritual, and emotional growth that came with building something from the ground up.Gabrielle confronted her shadow head-on and went through some of the deepest inner work yet. But that process also confirmed something powerful: growth in business is inseparable from growth within yourself.If you're building a business, especially in the spiritual space, this episode is an honest look at what the journey can really look like.This episode covers:First full year as a full-time entrepreneurThe reality of building a business from scratchWhy entrepreneurship forces you to face your shadowThe spiritual side of building a businessLessons from working 55+ hour weeks while building my companyWhat 800+ readings and nearly 200 podcast episodes have taught meWhy your clientele reflects your own growth and healingThe truth about money mindset and abundanceThe difference between doing this work for money vs serviceWhy shadow work is essential in the spiritual spaceEnjoy!Please rate and review the podcast on Apple, Google, Spotify, or wherever you listen! Enroll in ARCANA today: https://aguaastrology.teachable.com/p/arcana See our faces on YouTube!Want to book a reading with Gabrielle? Please visit her website www.aguaastrology.com Want to book a session with Nichole? https://app.acuityscheduling.com/schedule/32f06ea7/appointment/72886342/calendar/11334222 Follow us on Instagram @thespirtualsisterspodcast Follow Gabrielle on Instagram @aguaastrology (She will NEVER DM you for readings! Watch out for scammers!)Follow Nichole on Instagram @thenicholechristine Subscribe to Gabrielle's YouTube Channel Agua AstrologyJoin Soul Reading MethodMini Tarot Re...

In this audio you'll learn:• Main theme & soul lessons for Pisces in 2026• Saturn in Lagna & Sade Sati peak effects• Career and financial stability after June• Love, marriage & soulmate connections• Health guidance & emotional healing• Chakras to activate for intuition & peace• Crystal remedies for Pisces 2026• Pilgrimage & mantra for karmic release

This was supposed to be a show just about earnings. All we wanted to do was cover the earnings… but Sony closed Bluepoint, Nintendo is releasing $20 Pokemon ROMs, and Microsoft appears to have ousted Phil Spencer and Sarah Bond. Every first party is stepping on rakes. Get your coffee… this is gonna be a thing. You can support Virtual Economy's growth via our Ko-Fi and also purchase Virtual Economy merchandise! TIME STAMPS [00:01:01] - Circana Report on US Video Game Spending for January 2026  [00:06:51] - Microsoft Earnings Report for Q2 FY2026  [00:16:39] - Sony Earnings Report for Q3 FY2026 [00:25:46] - Nintendo Earnings Report for Consolidated 9 Months FY2026  [00:29:55] - Remedy Earnings Report for Q4 and Full Year 2025  [00:34:04] - EA Earnings Report for Q3 FY2026  [00:35:25] - Paradox Earnings Report for Q4 and Full Year 2025  [00:41:40] - Capcom Earnings Report for Consolidated 9 Months FY2026  [00:48:30] - Take Two Earnings Report for Q3 FY2026  [00:51:10] - Sega Earnings Report for Consolidated 9 Months FY2026  [00:55:20] - Square Enix Earnings Report for Consolidated 9 Months FY2026  [00:59:30] - Embracer Earnings Report for Q3 FY2026 [01:01:15] - French Publisher Nacon Files for Insolvency  SOURCES Earnings Release FY26 Q2 | Microsoft Q3 FY2025 Consolidated Financial Results | Sony Sony Shuts Down Video-Game Studio Bluepoint | Bloomberg (Paywall) Consolidated Results for the Nine Months Ended December 31, 2024 and 2025 | Nintendo Financial Statements Release - January - December 2025 | Remedy Jean-Charles Gaudechon appointed as the CEO of Remedy | Remedy Electronic Arts Reports Q3 FY26 Earnings | EA Year-end report January – December 2025 | Paradox Consolidated financial results for the 3rd Quarter of FY2025 | Capcom Take-Two Interactive Software, Inc. Reports Results for Fiscal Third Quarter 2026 | Take-Two Consolidated Financial Results for the Nine Months Ended December 31, 2025 | Sega Consolidated Financial Results for the Nine-Month Period Ended December 31, 2025 | Square Enix Embracer Group publishes Interim Report Q3 | Embracer Group NACON ANNOUNCES THAT IT HAS TODAY FILED FOR INSOLVENCY* AND IS REQUESTING THE INITIATION OF JUDICIAL REORGANISATION PROCEEDINGS | Nacon

Ross Stevenson and Hamish McLachlan with the Horse People's Podcast and for the FULL YEAR! More episodes, more guests, more stories, more omen bets, and hopefully less grumpiness from Ross.GET INVOLVED FOR OUR FIRST EPISODE BACK - EMAIL: twoeachway@nine.com.au FOLLOW us on Instagram! TWO EACH WAY INSTAGRAMRETURNING MARCH 12See omnystudio.com/listener for privacy information.

Ross Stevenson and Hamish McLachlan with the Horse People's Podcast and for the FULL YEAR! More episodes, more guests, more stories, more omen bets, and hopefully less grumpiness from Ross.GET INVOLVED FOR OUR FIRST EPISODE BACK - EMAIL: twoeachway@nine.com.au FOLLOW us on Instagram! TWO EACH WAY INSTAGRAMRETURNING MARCH 12See omnystudio.com/listener for privacy information.

Ross Stevenson and Hamish McLachlan with the Horse People's Podcast and for the FULL YEAR! More episodes, more guests, more stories, more omen bets, and hopefully less grumpiness from Ross.GET INVOLVED FOR OUR FIRST EPISODE BACK - EMAIL: twoeachway@nine.com.au FOLLOW us on Instagram! TWO EACH WAY INSTAGRAMRETURNING MARCH 12See omnystudio.com/listener for privacy information.

Ross Stevenson and Hamish McLachlan with the Horse People's Podcast and for the FULL YEAR! More episodes, more guests, more stories, more omen bets, and hopefully less grumpiness from Ross.GET INVOLVED FOR OUR FIRST EPISODE BACK - EMAIL: twoeachway@nine.com.au FOLLOW us on Instagram! TWO EACH WAY INSTAGRAMRETURNING MARCH 12See omnystudio.com/listener for privacy information.

This Audio covers:• Libra's main theme & karmic lessons for 2026• Saturn in the 6th house & discipline-based success• Jupiter's Raj Yoga for career & recognition• Love, marriage, family & emotional shifts• Health, digestion & lifestyle guidance• Chakras to heal for emotional balance• Spiritual growth, pilgrimage & mantra• Practical do's & don'ts for Libra in 2026

If Glanbia wanted to further increase Optimum Nutrition and ISOPURE brand household penetration, should it focus more on brand marketing or production innovation? Glanbia Plc (LON:GLB) is a multibillion-dollar global nutrition company that's currently comprised of three divisions that span across the B2B supply chain (i.e. Health & Nutrition and Dairy Nutrition) and branded products (Performance Nutrition). “Health & Nutrition” is a leading global ingredients solutions business, providing value added ingredient and flavor solutions to a range of attractive, high-growth end markets. In 2025, revenue was $629 million, which increased by 11.5% YoY. “Dairy Nutrition” is the number one producer of whey protein isolate…and provides a wide range of dairy and functional protein solutions. In 2025, revenue was $1.52 billion, which increased by 2.8%. The brands in the Glanbia Performance Nutrition portfolio include; Optimum Nutrition, BSN, think!, ISOPURE, and Amazing Grass. In 2025, Glanbia Performance Nutrition revenue was $1.8 billion, which decreased 0.9% YoY. Additionally, I'll dive deeper into Glanbia Performance Nutrition geographical, sales channel, product format, and categorial performance. As part of the branded products portfolio part of the group-wide transformation program announced last November, Glanbia completed the sale of SlimFast and Body & Fit. Optimum Nutrition, which was the initial M&A transaction in 2008 that created the GPN division, now represents 75% of the total revenue. In 2025, Optimum Nutrition generated revenue of approximately $1.35 billion. The other largest GPN brand is ISOPURE, which is a premium high-protein, low-carb brand grounded in purity. And I've loudly proclaimed for several years that “ISOPURE had arguably the largest untapped upside of the entire GPN portfolio.” In fact, I've said it had billion-dollar global brand potential. But with the two largest brands within GPN growing in 2025, what must be solved for Optimum Nutrition and ISOPURE to reach their greatest ambition level. Therefore, our examination will focus on household penetration, as it's often used as a key performance indicator that helps quantify brand health and growth opportunities for CPG brands. Essentially, higher household penetration proves velocity, making retailers more likely to stock a brand, thus increasing all commodity volume, while selling more items to these new households increases total distribution points. Moreover, product innovation and brand marketing act as the "fuel" to this “primary growth engine," accelerating the relationship between household penetration, ACV, and TDPs.

In this detailed Leo 2026 Full Year Prediction, you'll discover how planetary movements will shape your career, finances, relationships, health, and spiritual growth — and how to align with this energy wisely.What You'll Learn in This Audio:• Career & money expansion opportunities• Foreign connections & spiritual travel• Love, marriage & relationship healing• Health cautions & chakra balance• Jupiter, Saturn & Rahu impact on Leo• Powerful remedies, crystals & mantras• Leo's biggest lessons for 2026

PRIMARY SPONSOR:   Use the promo  manapool.com/promo/magicmics  to get 5000 mana, that's $5 free, while supplies last at  manapool.com. Use ManaTraders.com Promo Code: MAGICMICS_4CI for 10% off your next subscription! Check out the twitch channel: http://twitch.tv/magicmics Visit our subreddit: http://www.reddit.com/r/magicmics Follow us on Twitter: http://twitter.com/magicmicscast   First Pick   B&R Day Roundup Everything But Commander: https://magic.wizards.com/en/news/announcements/banned-and-restricted-february-9-2026 Commander: https://magic.wizards.com/en/news/announcements/commander-banned-and-restricted-february-9-2026 Alchemy Rebalancing: https://magic.wizards.com/en/news/mtg-arena/announcements-february-9-2026#AlchemyRebalances   Gather the Townsfolk Hasbro Financial Report: https://www.businesswire.com/news/home/20260209085774/en/Hasbro-Reports-Fourth-Quarter-and-Full-Year-2025-Financial-Results https://investor.hasbro.com/static-files/8cd9c02e-388e-4d85-8c35-e9d21dbe21bb MTG FIN Boosts Square Enix: https://www.hd.square-enix.com/eng/ir/pdf/26q3slides.pdf   Prof Raises $600K for Trans Lifeline   Desperate Ravings   WotC on Harry Potter: https://old.reddit.com/r/magicTCG/comments/1r12ed3/do_we_think_wotc_would_potentially_touch_the_fire/o4metfg/ https://bsky.app/profile/amazonchique.bsky.social/post/3mekkqg2tlc2h   Splash Damage   Baldur's Gate HBO Series: https://deadline.com/2026/02/baldurs-gate-3-tv-show-craig-mazin-hbo-1236710583/   Amber Glenn: https://bsky.app/profile/marioprime.bsky.social/post/3meeoo3pxhs2i https://youtu.be/5sg9awJFZ0c https://apnews.com/article/milan-cortina-olympics-figure-skating-copyright-0d46df364ff67d430b394e40089926f0 https://bsky.app/profile/hobbesq.bolasgang.com/post/3melznjrhzs2e The Finisher   Magic's cool now! And by cool, I mean the Winter Olympics "cool." Gold medal figure skater and social media star Amber Glenn featured her love of MTG in a vignette live on NBC coverage this past week. So tell me: What other snow-covered crossovers could we look forward to with the Winter Olympics?

Listen to an audio version of Brookfield Corporation's Full Year 2025 Letter to Shareholders to learn about the firm's progress across its Alternative Asset Management, Wealth Solutions, and operating businesses.Please read this disclaimer (https://www.brookfield.com/podcast-disclaimer) before listening.

Ubisoft employees are prepared to strike over a recent return-to-office mandate and extreme cost-cutting. Also: Circana Report on U.S. Video Game Spending for December 2025 and full year 2025, That's No Moon at odds with former founder, Amazon Games suffers another blow, and Ashes of Creation dev Intrepid implodes. You can support Virtual Economy's growth via our Ko-Fi and also purchase Virtual Economy merchandise! TIME STAMPS [00:01:04] - Circana Report on U.S. Video Game Spending for December 2025 and Full-Year 2025 [00:12:00] - That's No Moon Co-Founder Causes $1M Problem [00:21:09] - Valve Faces Down Another Class Action Suit [00:29:41] - Ubisoft in Disarray [00:52:38] - Investment Interlude [00:57:23] - Quick Hits [01:02:13] - Labor Report SOURCES That's No Moon Ex-CEO Hijacked Domain And Caused A $1M Problem, Cofounders Say In Lawsuit | Aftermath Valve Fails To Get $900m Class Action Lawsuit Over Pricing Thrown Out | Kotaku UBISOFT ANNOUNCES A MAJOR ORGANIZATIONAL, OPERATIONAL AND PORTFOLIO RESET TO RECLAIM CREATIVE LEADERSHIP AND RESTORE SUSTAINABLE GROWTH | Ubisoft Ubisoft Employee Claims He's Placed on Unpaid Suspension for Criticising Return-to-Office Policy | Insider Gaming Ubisoft Fires Team Lead For Criticising Stupid Return-To-Office Mandate | Aftermath Ex-Assassin's Creed boss Marc-Alexis Côté sues Ubisoft after his surprise and "disguised dismissal" | Eurogamer We are shutting it down:' Ubisoft unions call for international strike | Game Developer INVESTMENT INTERLUDE Industry networking platform MeetToMatch acquired by 1SP Agency | GamesIndustry Indie publisher Pixel Doors launches with a 'developer-first' mindset | Game Developer LABOR REPORT Update on our organization | Amazon Christoph Hartmann Out at Amazon | Jason Schreier on Bluesky Report: ProbablyMonsters lays off devs while unveiling Nazi hunting game | Game Developer Wildgate maker Moonshot laying off unspecified number of staff | GamesIndustry Update: Payday developer Starbreeze pushes ahead with 'new wave' of layoffs | Game Developer Report: NetEase Games is cutting jobs in Montreal | Game Developer Studio that developed the infamous Mighty No.9 has shut down for good | Eurogamer Anime action RPG studio Pahdo Labs shuts down despite accruing $17.5M in funding: 'We believed making a demo of a familiar but new game would be our best shot' | PCGamer Tencent subsidiary Sumo Digital is making layoffs | Game Developer MMORPG Ashes of Creation Suddenly Implodes 52 Days After Steam Early Access Launch | WCCFTech Ashes Of Creation Dev Details $3.2 Million Kickstarter Studio's Shocking Collapse: 'None Of Us Are Receiving Our Final Paychecks' | Kotaku Blizzard QA Workers' Newly Ratified Union Contract Locks In Pay Increases, Better Benefits | Aftermath

In this episode of the Mountain Real Estate Podcast, Candice De walks through the complete 2025 Summit County real estate data, offering a clear, data-driven view of how the mountain market performed over the past year.Rather than reacting to short-term headlines, this episode focuses on full-year trends—comparing 2025 to prior years and breaking down performance across each Summit County submarket.Topics include pricing trends, sales volume, months of inventory, condo versus single-family performance, and buyer negotiation leverage. Candice also dives into cost-of-ownership scenarios, showing how short-term rentals, financing, and property management affect real-world returns.This episode is designed for anyone buying, selling, or investing in Summit County or Colorado mountain real estate who wants context, clarity, and realistic expectations heading into 2026.If you're considering a move, a second home, or an investment in the mountains, this episode provides the numbers behind the market.If you'd like a copy of the Mountain Trends Publication, email me at Candice@AmyNakos.com#Summitcountyrealestate #mountainrealestate #coloradomountainrealestate #TheAmyNakosGroup #MountainTrends

️Kilowatt 678 Description In this episode of Kilowatt, Bodie breaks down the most important takeaways from General Motors' Q4 and full-year 2025 earnings call, so you don't have to sit through the entire investor presentation. Led by Mary Barra, the call provides insight into GM's current financial position, its evolving electric vehicle strategy, and how the company is navigating shifting regulations and market demand. The episode also explores growth in Super Cruise subscriptions, along with GM's emphasis on safety and reliability as autonomy expands. Wrapping things up, Bodie looks at GM's outlook in China, where new-energy vehicles now make up about half of sales, and what that means for the company's global EV ambitions. Support the Show Support Kilowatt Other Podcasts Beyond the Post YouTube Beyond the Post Podcast Shuffle Playlist 918Digital Website News Links General Motors Q4 and Full-Year 2025 Earnings Conference Call Show art created by DALL·E Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this eye-opening follow-up segment of The Clay Edwards Show, Clay revisits the viral "Hartfield basketball brawl"—more of a heated disturbance than a full-on fight—from the season opener against Oak Forest Academy on November 4. Drawing from Jackson Jambalaya's latest report, he breaks down how parent Mark Wilson got banned for the rest of the season by the Mid-South Association of Independent Schools (MAIS) after yelling at an Oak Forest parent during a player-student section scuffle, leading to both being restrained. Wilson sued in Rankin County Chancery Court for a temporary restraining order, calling the ban "arbitrary" and claiming due process violations since MAIS only reviewed videos without a hearing—but the court sided with MAIS, noting the handbook applies to students and schools, not parents. Now, Wilson misses his son's senior year entirely. Clay calls out helicopter parents at private school games, comparing it to umpire fights in travel ball, and urges adults to chill: "It's never that serious—let kids be kids." He even floats support for a past bill making assaulting officials a felony, emphasizing involvement without extremes. Unfiltered advice on parenting pitfalls and sports sanity, no sugar added.

Listen to an audio version of Brookfield Asset Management's Full Year 2025 Letter to Shareholders to learn about the firm's progress across renewable power & transition, infrastructure, private equity, real estate, and credit strategies.Please read this disclaimer (https://www.brookfield.com/podcast-disclaimer) before listening.

Can he do it

Cass cannot believe this one thing about the story. Support the show and follow us here Twitter, Insta, Apple, Amazon, Spotify and the Edge! See omnystudio.com/listener for privacy information.

Tesla Q4 and full year 2025 Financial Results and Q&A

00:00 - Intro00:33 - Best Type of Cardio to Do After Training06:29 - How to Plan a Full Year of Strength Training13:15 - How to Improve Your Balance With Loaded Carries 15:06 - Trap Dominance and Neck Pain in Training23:01 - Easy Strength and Armor Building for Endurance Tests27:56 - Shoulder Protection in Core Training33:58 - The Best Alternative to Single-Leg Deadlifts37:00 - Double Bells vs Single Bells in Armor Building40:54 - Training Fatigue Management► Personalized workouts based on your schedule, ability, and equipment options. http://www.DanJohnUniversity.com.► If you're interested in getting coached by Dan personally, go to http://DanJohnInnerCircle.com to apply for his private coaching group.

Bruce & Gaydos review and grade President Trump's first full year in office during his second term. They also discuss the Arizona Cardinals head coach hiring carousel and more!

Leo — 2026 is not just another year.It is a year of POWER WITH PURPOSE.

Segun Lawson, President and CEO of Thor Explorations (TSX.V: THX) (AIM: THX) (OTC: THXPF), joins us for a review of Q4 and full-year 2025 operations, production, and financial metrics from its Segilola Gold mine, and the Company's ongoing exploration and development programs across Nigeria, Senegal and Cote D'Ivoire.   Q4 and Full Year 2025 Segilola Highlights   Q4 gold poured of 23,719 ounces ("oz") FY 2025 gold poured totaled 91,910oz Gold produced from 242,182 tonnes milled at an average grade of 3.31 grammes per tonne ("g/t") of gold ("Au") and process plant recovery of 94.8% Gold sales in Q4 2025 of 25,830oz at an average realized price of US$4,189 resulting in record quarterly revenue of US$108 million Q4 record cash balance of US$137 million Q4 bullion inventory of 3,188oz (unaudited)     Q4 Dividend   In addition to the standard Q4 Dividend of C$0.0125 per share, the Company will pay an additional bonus dividend payment of C$0.015 per share. The total dividend payable for Q4 will be C$0.0275 per share   FY 2026 Outlook and Catalysts   FY 2026 production guidance range set at 75,000 to 85,000 oz of gold FY 2026 All-in Sustaining Cost ("AISC") guidance range set at US$1,000 to US$1,200 per ounce Douta Preliminary Feasibility Study expected on 26 January 2026 Extensive drilling programs across all the Company's exploration portfolio, with 5 rigs turning at Segilola, 3 rigs turning at Douta, and 2 rigs turning in Ivory Coast   Ongoing Exploration Programs in all 3 jurisdictions:   Segilola - underground drilling program is ongoing, and there is the continuation of scout drilling programs on identified targets across Nigeria   Senegal – expanded Douta license, additional RC drilling targeting additional oxide resources   Cote D'Ivoire - Guitry and Boundiali licenses, continuation of geochemical work programs and initial drill program on identified targets. Marahui Project mapping and rock sampling progressed with early-stage drill targets in focus for 2026.     If you have any questions for Segun regarding Thor Explorations, then please email them into us at Fleck@kereport.com or  Shad@kereport.com   In full disclosure, Shad is a shareholder of Thor Explorations at the time of this interview and may choose to buy or sell shares at any time.   Click here to follow the latest news from Thor Explorations   For more market commentary & interview summaries, subscribe to our Substacks:   The KE Report: https://kereport.substack.com/ Shad's resource market commentary: https://excelsiorprosperity.substack.com/     Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.

Welcome to episode 322 of Growers Daily! We cover: a year-round cover crop conundrum, we are embracing the "progress" dissenters throughout history, And it's feedback friday.  We are a Non-Profit! 

Greenland, Mexico, Venezuela, Colombia – USA is the world’s Cop again? More .. Housing, Credit cards, Fannie and Freddie – all in week’s work.. Retail investors in control – don’t care about the noise. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter   Warm-Up - Greenland, Mexico, Venezuela, Colombia - USA is the world's Cop again? - More .. Housing, Credit cards, Fannie and Freddie - all in week's work.. - Retail investors in control - don't care about the noise Markets - DJIA plowing ahead - NASDAQ on fire - what can stop this? - Nuclear stocks back in play - Defense names on the move - Interesting economic news. FIRST - President Donald Trump said drug “cartels are running Mexico,” and suggested the U.S. military could start land strikes against them there. - The comments come on the heels of suggestions that Trump could take military action in Cuba and Colombia, and to annex Greenland. - The Trump administration has reportedly carried out 35 known strikes on alleged drug boats in the Caribbean, killing 115 individuals. - I will be going to Mexico later this week for a couple of days..... Retail Ruling - Retail traders have extended a buying spree into the new year, following a record-setting performance in 2025, with purchases in the first four trading days of January hitting the second-highest level in almost eight months. - Individual investors have bought about $10.1 billion of US equities since the start of the year, mainly via exchange-traded funds, far exceeding the 12-month weekly average. - Retail investors' confidence has helped stabilize markets during recent pullbacks, and if they keep snapping up equities, gains in the US stock market are likely to persist, according to analysts. Employment Report - 4.4% Unemployment Rate - Nonfarm Payroll Employment: U.S. employers added +50,000 jobs in December 2025. This came in below economists' expectations (consensus around 60,000–73,000) and was a slowdown from the downwardly revised +56,000 in November. - Unemployment Rate: Edged down slightly to 4.4% (from a revised 4.5% in November), contrary to forecasts of 4.5%. The number of unemployed people remained around 7.5 million, showing little change. - Full-Year 2025 Performance: Total payroll growth for the year was just +584,000 jobs (average monthly gain of +49,000), marking one of the weakest years for hiring since 2020 (impacted by the pandemic). This is a sharp drop from +2.0 million added in 2024 (average +168,000 monthly). -Revisions to Prior Months: -- October 2025: Revised down to -173,000 (from -105,000, reflecting federal government buyouts and shutdown effects). -- November 2025: Revised down by 8,000 to +56,000. -- Combined October–November: 76,000 fewer jobs than previously reported. GDP - HOT - Minneapolis Fed President Neel Kashkari (voting FOMC member) on CNBC says it is very surprising how strong GDP growth is; says labor market is clearly cooling; says inflation still too high; has confidence housing inflation will trend down - Q3 at +3.8% and Atlanta GDP NOW is predicting that Q4 will come in at +5.1% More Eco - Productivity (Prelim Q3): 4.9% vs. 2.5% consensus - Productivity measures output per hour worked. A jump to 4.9% (almost double the consensus) suggests businesses are producing much more per labor hour than expected. Prior was revised up to 4.1% from 3.3%, so the trend is strengthening. WOW! Unit Labor Costs (Prelim Q3): -1.9% vs. +0.8% consensus - Unit labor costs measure labor cost per unit of output. A negative number means costs per unit are falling. Prior revised to -2.9% from +1.0%, so costs have been dropping sharply. -Could be due to technology adoption, automation, or efficiency improvements. Post-pandemic restructuring and leaner operations may have boosted output without adding labor. OOOOOOOPS - White House official says Truth Social disclosure of December jobs report was an "inadvertent release"; says White House will review protocols - CNBC  What next? - President Donald Trump called for a one-year cap on credit card interest rates at 10%, effective Jan. 20, without specifying details. - Trump wrote on social media that the American Public will no longer be "ripped off" by Credit Card Companies that are charging Interest Rates of 20 to 30%, and even more. - Maybe because of this: Hours before his message on Friday, Senator Bernie Sanders, a Vermont independent, said on X: “Trump promised to cap credit card interest rates at 10% and stop Wall Street from getting away with murder. Instead, he deregulated big banks charging up to 30% interest on credit cards.” - BUT! Credit card companies will not be forced to issue credit - right? It will hurt people that need credit for business, personal or other needs. Then there was this: - Mortgage rates fell sharply on Friday, a day after President Donald Trump said on social media that he is instructing mortgage giants Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds. - “This will drive Mortgage Rates DOWN, monthly payments DOWN, and make the cost of owning a home more affordable,” he said in the Truth Social post. - Still not clear where the money will come from and hot this actually works with the current structure of Fannie and Freddie - Talk of Fannie/Freddie IPO? --- Both are still still in conservatorship and book value per share still negative - SO WHERE DOES MONEY COME FROM? OHHHHH - How about this - 4PM browbeating for the Defense companies - RTX was in the hotseat (as were others) taking the wrath of Pres Trump saying that they were basically fat and happy and ripping off the taxpayer - No more dividends and no more buybacks was the call - Stocks dropped 5% into the close and then more after - 30 minutes later - conversation changed and the idea of a move from $1T in spending for the defense budget should move to $1.5T in 2027. ----- Where does that money come from? - Stocks JUMPED! Can't Ignore this - Trump suggesting that Corporations and institutional investors cannot buy single family homes - “People live in homes, not corporations,” he said. - The argument is that corporate ownership has helped push housing further out of reach for everyday Americans. - It is for that reason, and much more, that I am immediately taking steps to ban large institutional investors from buying more single-family homes, and I will be calling on Congress to codify it. - Invitation Homes, which is the largest renter of single-family homes in the country, tumbled 6%. Shares of Blackstone, an investing firm that owns and rents single-family homes, dropped more than 5%. Private equity firm Apollo Global Management also declined over 5%. Then there is this... - DOJ putting he screws to Powell - The Trump administration has ramped up its pressure campaign on the U.S. central bank, threatening to indict Federal Reserve Chair Jerome Powell over comments he made to Congress about a building renovation project, prompting the Fed chief to call the move a "pretext" to gain more influence over the ?setting of interest rates. - The latest development in a long-running effort by U.S. President Donald Trump to push the Fed to dramatically lower rates had immediate fallout in Washington and on global markets. - Powell came out with a video over the weekend. - Initially futures were down

Libra — 2026 is not a light year.It is a year of responsibility, discipline, and destiny-level change. ⚖️Powerful planetary movements push you into visibility, leadership, and growth, but they also test your emotional balance, patience, and lifestyle discipline.In this detailed Libra 2026 Full Year Prediction, you'll understand how Saturn, Jupiter, Rahu, and Ketu reshape your career, finances, love life, health, and spiritual alignment — and how to move through this year wisely.✨ This audio covers:• Libra's main theme & karmic lessons for 2026• Saturn in the 6th house & discipline-based success• Jupiter's Raj Yoga for career & recognition• Love, marriage, family & emotional shifts• Health, digestion & lifestyle guidance• Chakras to heal for emotional balance• Spiritual growth, pilgrimage & mantra• Practical do's & don'ts for Libra in 2026

Today I'm sitting down with Sara Klute Behn, a lifestyle and longevity coach, Human Design practitioner, and creator of "Your Wise Year" - a year-long group retreat and community experience starting January 11, 2026.We talk about intention-setting (not resolutions!), the importance of support beyond January, creating boundaries, and how the cosmic energies are perfectly aligned for this offering. Sara shares her journey from Tropical to True Sidereal Human Design and how it's helped her embrace more feminine, easeful energy.About Sara:Sara is a lifestyle and longevity coach who helps people make everyday changes they can sustain for life. With a background in yoga therapy and health coaching, she focuses on guiding people back to their inner wisdom rather than following prescriptive methods.What is Your Wise Year?Your Wise Year is a year-long group retreat and community experience designed to support you throughout 2026—not just in January when motivation is high, but through all the seasons and phases of the year.It starts with: A 1-day online retreat on January 11, 2026 and then a monthly Masterclasses with one of the 11 participants going into more depth of their area of expertise. Plus a community for support, connection and accountability throughout the entire year: https://www.yourwiseselfwithsara.com/your-wise-year⁠Option 1: Join the Weekend Retreat (Jan 11) for $111Access to all presentations and workshops, Replays available if you can't attend live, No long-term commitment requiredOption 2: Join for the Full Year for $222Everything from the weekend retreat PLUSMonthly Masterclasses throughout 2026Private community for ongoing support and connectionOn January 11th, the Sun will transit through Gate 26 (Genius Archetype No. 26) in True Sidereal Human Design, with Earth in Gate 45. This energy is all about:Community and tribal circuitryAbundance and prosperitySharing resources for the greater goodTeaching and guiding with integritySelf-worth (Ego Center) and communication (Throat Center)This is exactly the energy Sara is channeling with Your Wise Year - bringing people together in community, sharing wisdom, and supporting collective abundance.Join Your Wise YearWeekend Retreat: January 11, 2026Full Year Option: Monthly support through December 2026Register here: https://www.yourwiseselfwithsara.com/your-wise-yearKey Takeaway:We all have the answers within us. The challenge is peeling back the conditioning and reconnecting with our inner wisdom. Your Wise Year offers community, tools, and sustained support to help you do exactly that—throughout the entire year, not just when New Year's motivation is high.If you feel the call in your body, come join us! You can start with just the weekend retreat to check it out, then decide if you want year-long support. Either way, you'll have access to the replays.

Dirty Work Hour 3: The guys break down the major events from Week 16 in the NFL. Dirty Work's annual Anniversary Classic features Mr. KNBR's top five moments from 2025, and the show's favorite calls from the first full year of Dirty Work.See omnystudio.com/listener for privacy information.

Dirty Work Hour 3: The guys break down the major events from Week 16 in the NFL. Dirty Work's annual Anniversary Classic features Mr. KNBR's top five moments from 2025, and the show's favorite calls from the first full year of Dirty Work.See omnystudio.com/listener for privacy information.

As the world slows down in the quiet space between years, Chanie invites school leaders into a powerful reflection:What did this year build in you?Not what you accomplished…Not what you finished…Not what you checked off the list…But what was formed within you as a leader navigating exhaustion, momentum, setbacks, breakthroughs, culture challenges, enrollment pressures, financial strain, team transition, and the very real humanity of leadership.In this deeply personal episode, Chanie shares her own journey through 2025 — a year that stretched her capacity, reshaped her identity as a leader, and forced her to develop new rhythms of discernment, emotional regulation, faith, marriage, health, and operational leadership.And while the details are her own, the themes are universal for school leaders:The invisible weight you carryThe pressure to remember everythingThe instinct to manage every outcomeThe exhaustion of holding everyone's emotionsThe desire for relief without guiltThe dance of relationshipsThe need for rhythms, not more systemsThis episode is a mirror, reflecting back the capacity you've built this year, often without even noticing.What You'll Learn in This EpisodeThe Leadership Lessons Inside a Full Year of StretchWhy capacity is built in friction, stretch, and tension — not in easeHow slowing down becomes a leadership strategy, not a setbackThe hidden emotional labor behind writing This Can't Be NormalWhat the Five Gears framework revealed about school operations and leadershipWhy memory can't be your leadership system — and how rhythms carry what your brain shouldn'tHow marriage, teams, and leadership all share the same “choreography” of conflictWhat it means to return — and why trust is built in the returnHow faith, steadiness, and presence become leadership anchorsThe power of “living the question” instead of rushing toward clarityWhy you're not behind — you're in a season that's building youKey Insights for School Leaders1. Capacity is being built right now — even if it feels messy.Your stretch is the training ground for deeper leadership.2. Rhythms protect your energy more than systems ever will.This is the heart of SOE: predictable rhythms outperform reactive solutions.3. Slowing down keeps you steady — it never means you're behind.Hustle creates fragility. Rhythm builds...

Nathan Zegura joined Nick and Jonathan on Afternoon Drive to recap the Browns' loss to the Bills and what positives he saw from the team on Sunday. He discussed whether or not Shedeur could be the team's long term starter, if Stefanski and Berry are safe, and whether or not Stefanski would be a hot commodity around the NFL.

Best of Jones and Keefe '25: A full year of Week In Review

“Extremely Happy Holidays: Wildly Creative New Cocktails to Uplift and Enchant through a Full Year of Holiday Chaos” is a new mixology book that features recipes for spirited drinks and mocktails - all themed around specific festive celebrations – and not just the ones inundating our lives this time of year – but also St. Patrick's Day, Halloween, and Talk like a Pirate Day. Written by Devin McEwan, a home bartender and debut author, the book is illustrated by his mother, bestselling children's book author Sandra Boynton.In November, Oblong Books and The White Hart hosted us in Salisbury, Connecticut.

This week, I'm taking you inside my full year-end review — the exact process I use to look back at what I set out to do in 2025, what actually happened quarter-by-quarter, what worked, what didn't, and the real “why” behind the goals I'm creating for 2026.No fluff, just clarity, honesty, and the structure I use to grow as a leader, a business owner, and a human.In this episode, I walk you through:• The goals I set for 2025 — and how far I actually got• My quarterly check-in method that exposes patterns instantly• What helped me move forward and what totally derailed me• How I reconnect to my WHY before I set new goalsIf you want to end this year with intention and step into 2026 feeling clear, grounded, and with energy and excitement, this episode is for you!

Stephen Grootes speaks to Laurence Rapp, CEO of Vukile Property, about the company's strong first half and full-year guidance upgrades, having increased its half-year dividend per share (DPS) by 9% and increased its guidance for the full 2026 financial year to growth of at least 9% in both DPS and funds from operations (FFO) per share. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Stock market update for November 18, 2025. Follow us on Instagram ⁠⁠@therundowndaily⁠⁠This video is for informational purposes only and reflects the views of the host and guest, not Public Holdings or its subsidiaries. Mentions of assets are not recommendations. Investing involves risk, including loss. Past performance does not guarantee future results. For full disclosures, visit Public.com/disclosures.

Sean “Diddy” Combs has only been at his new, lower security prison for less than two weeks, and already there have been non-stop headlines surrounding the former rap mogul’s behavior inside the new facility. Among them, Diddy has been admitted to a highly coveted drug rehab program that may get him released from prison a full year ahead of schedule! We’ve also learned what his work assignment is and that Diddy is already facing disciplinary action for an unauthorized phone call. And yes, we address the ongoing rumors that he was caught with “prison moonshine” and tell you what his legal and PR team have to say about it all. See omnystudio.com/listener for privacy information.

Sean “Diddy” Combs has only been at his new, lower security prison for less than two weeks, and already there have been non-stop headlines surrounding the former rap mogul’s behavior inside the new facility. Among them, Diddy has been admitted to a highly coveted drug rehab program that may get him released from prison a full year ahead of schedule! We’ve also learned what his work assignment is and that Diddy is already facing disciplinary action for an unauthorized phone call. And yes, we address the ongoing rumors that he was caught with “prison moonshine” and tell you what his legal and PR team have to say about it all. See omnystudio.com/listener for privacy information.

Sean “Diddy” Combs has only been at his new, lower security prison for less than two weeks, and already there have been non-stop headlines surrounding the former rap mogul’s behavior inside the new facility. Among them, Diddy has been admitted to a highly coveted drug rehab program that may get him released from prison a full year ahead of schedule! We’ve also learned what his work assignment is and that Diddy is already facing disciplinary action for an unauthorized phone call. And yes, we address the ongoing rumors that he was caught with “prison moonshine” and tell you what his legal and PR team have to say about it all. See omnystudio.com/listener for privacy information.

Sean “Diddy” Combs has only been at his new, lower security prison for less than two weeks, and already there have been non-stop headlines surrounding the former rap mogul’s behavior inside the new facility. Among them, Diddy has been admitted to a highly coveted drug rehab program that may get him released from prison a full year ahead of schedule! We’ve also learned what his work assignment is and that Diddy is already facing disciplinary action for an unauthorized phone call. And yes, we address the ongoing rumors that he was caught with “prison moonshine” and tell you what his legal and PR team have to say about it all. See omnystudio.com/listener for privacy information.

Mark, Mike Battista and Daniel Rebain deliver full-year grades on every New York Red Bulls player that saw at least 500 minutes of action in 2025. Also: RBNYII makes the Conference Semis, Your Emails

If Q1 always feels slow, you're planning too late. This is Part 2 of our 2-part annual planning series, where host Jessica Marx (with Brooke Dumas) walks you through exactly how to use the 2026 Business Planner to turn data into a complete, executable strategy for the year ahead.You'll learn:How to run a 2025 recap (revenue, profit, offers, drivers) before you set 2026 goals.How to use a SWOT analysis—and stakeholder input—to surface real opportunities and risks.How to evaluate your offer suite and pricing so you double down on margin.How to rebuild your org chart, rate A/B/C players, and plan 2026 hires.How to align marketing and sales (messaging, campaigns, funnel, AIDA) to today's buyer.How to translate strategy into Q4 projects, budgets, and timelines your team can execute on January 1.If you missed Part 1, listen to Episode #59 first—it sets the foundation for why Q4 planning now puts you ahead for 2026.Mini-timeline00:01–00:56 What this episode covers and how to use the planner01:41–03:40 2025 business recap: the numbers and questions that matter03:40–05:29 SWOT analysis and getting leadership/fractional feedback05:29–07:07 Goals review: 2025 outcomes → 2026 standard vs. stretch07:07–09:01 Business foundations revisited (markets, buyers, positioning)09:01–10:26 Competitor analysis and capturing white space in Q110:26–11:41 Offer suite and pricing strategy for profitability11:41–13:08 Org chart, A/B/C players, and 2026 hiring plan14:06–16:19 Marketing recap → 9P matrix → funnel and AIDA16:19–17:47 Project planners and priority matrix for Q4 resourcingResourcesDownload the 2026 Business Planner or at millionsweremade.comFollow @MillionsWereMade on Instagram for frameworks + strategy tips

#915 | Jamie and Ed dig into United's full-year 2025 results - headline number: record revenue of £666 million. That's the good news. The rest is a little murkier. They pick apart Sir Jim Ratcliffe and Omar Berrada's financial playbook, the Europa League bump that inflated the top line, and the bullish outlook for 2026. There's plenty of risk too - miss out on Europe again and the house of cards wobbles. The pod takes in transfer profits, debt and credit facilities, and whether the new regime can actually tame United's long-running addiction to commercial cash. Sponsorships are up, but so are the questions: how sustainable is this model if results on the pitch keep tanking? Finally, the lads look ahead to future reports, stadium and infrastructure investment, and what it all means for United's ability to compete in the market. Chapters 00:00 Introduction 03:27 Financial performance - revenue, profit, league impact 06:29 Debt position and the credit facility shuffle 10:53 Future outlook and 2026 guidance 14:46 Transfers, player sales, amortisation 17:59 Sponsorships and commercial deals 22:28 Infrastructure investment and future reports 27:46 Closing remarks If you are interested in supporting the show and accessing a weekly exclusive bonus episode, check out our Patreon page or subscribe on Apple Podcasts. Supporter funded episodes are ad-free. NQAT is available on all podcast apps and in video on YouTube. Hit that subscribe button, leave a rating and write a review on Apple or Spotify. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Stu Burguiere breaks down the amazing effects a math error had on a study involving the use of black plastic cookware and the full-fledged meltdown it inspired in the Left and their pet mainstream media for a FULL YEAR. Then, Newsweek's Josh Hammer joins to expose the truth behind those horrible famine images coming out of Gaza. And Stu examines the latest in New York City mayoral candidate Zohran Mamdani's rise to political relevance. TODAY'S SPONSOR   LEAN Get 20% off with code ‘STU20' at http://www.takelean.com Learn more about your ad choices. Visit megaphone.fm/adchoices