Podcasts about National Australia Bank

Welcome to Leading and Growing Your Real Estate Business with me, Coach James Short!

Thursday 20 February 2025 There’s life yet in the local property sector, with data centres, retail and office blocks finding investor favour. And more, including: National Australia Bank’s profit disappoints, triggering a sell-off among Australia’s banks. And KFC is leaving Kentucky. Plus good news on the wages front and the Whyalla steelworks goes into administration. Join our free weekly newsletter here! And don’t miss the latest episode of How Do They Afford That? - the script that can help you avoid a loyalty tax. Get the episode from APPLE, SPOTIFY, or anywhere you listen to podcasts.Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

The latest FocusCore Salary Guide is here: 2025 Salary Guide Welcome back to the FocusCore podcast with host Dr. David Sweet. This week we are talking about leadership and business mastery with Dr. Greg Story, President of Dale Carnegie Tokyo Training Japan. Greg is an author of a suite of books focusing specifically on mastering various aspects of doing business in Japan. He also releases multiple podcasts weekly and is a certified master trainer in all of the major Dale Carnegie training courses. So join us for this enlightening conversation about leadership, communication and the unique dynamics of doing business in Japan.In this episode you will hear:How Greg started Dale Carnegie Tokyo Training JapanWhy on the job training is not working for Japanese companies anymoreAbout Greg's books teaching mastery in business and leadership in JapanThe importance of middle management in retaining quality talentHow technology like AI is changing recruitment in JapanThings mentioned in the episode:Dale Carnegie Tokyo WebsiteDr. Greg Story's author page on AmazonDr. Greg Story's podcast page on Apple PodcastsAbout Dr. Greg Story:A Ph.D. in Japanese organisational decision-making, and a 40 year veteran of Japan, he has broad experience, having been Country Head of four organisations in Japan.He launched a “start up” in Nagoya, and completed “turn-arounds” in both Osaka and Tokyo for Austrade.In 2001 he was promoted to Minister Commercial in the Australian Embassy and the Country Head for Austrade.In November 2003, Dr. Story joined Shinsei's Retail Bank, which interestingly was a special combination of “start-up” and “turn-around”. He had 550 staff in his Platinum Banking Division, responsible for two-thirds of the revenue of the Retail Bank, eventually becoming the Joint CEO of the Retail Bank.In July 2007, Dr. Story became the Country Head for the National Australia Bank in Japan.In October 2010, he became President of Dale Carnegie Tokyo Training Japan. He is a Master Trainer and an international award winning Sales Leader with Dale Carnegie. He is a thought leader and has written eight books: Japan Sales Mastery, Za Eigyo (The 営業), Japan Business Mastery, Japan Presentations Mastery, Anata mo Purezen Tatsujin (あなたもプレゼンの達人), Stop Wasting Money On Training, Toreningu de Okane Wo Muda Ni Suru No Wa Yamemashoo (トレニングでお金を無駄にするのわやめましょう) and Japan Leadership Mastery.He is an Adjunct Professor in the International Business Faculty of Griffith University. A 6th Dan in traditional Shitoryu Karate, he applies martial art philosophies and strategies to business issues.Connect with Dr. Greg Story:LinkedIn: https://www.linkedin.com/in/gregstory/Connect with David Sweet:LinkedIn: https://www.linkedin.com/in/drdavidsweet/ Twitter: https://twitter.com/focuscorejp Facebook: :

In this episode of Money Tales, our guest is Anthony Thomson, who also goes by his initials “AT”. Anthony is a marketing professional who transitioned into entrepreneurial banking with one key belief: the power of data to create opportunity. Athony tells us a heartwarming story about a Metro Bank initiative that made banking exciting for kids: coin-counting machines that turned their loose change into a guessing game with prizes. This is a conversation about how small innovations can make a big difference and how Anthony has brought that mindset into his incredible career evolution. Anthony is at heart, a marketer, who believes passionately that profit should be the by-product of giving the customer a better product, service or experience. He has built, scaled and exited multi-million-dollar fintech businesses in the UK and Australia. He is currently co-founder and chair of archie, a global growth accelerator for fintechs, a non-executive director of Wio Bank in the UAE and ekko A UK based international business that empowers financial services companies to integrate sustainability. Previously, Anthony was Founder and CEO of Europe's largest financial services specialist agency, which sold to Publicis. He was also the Founder and former chairman of two of the UK's leading challenger banks, Metro Bank (with a market cap of over $5 billion) and atom bank (with a market cap of over $1 billion), and the co-Founder and chair of 86 400, Australia's first smart bank (acquired by National Australia Bank for over $440m). He is co-author (with Lucian Camp) of No small change, why financial services needs better marketing, published by Wiley. From 2011 to 2014 he served as visiting professor to London Metropolitan University Business School. He also served as the David Goldman Visiting Professor of business innovation and enterprise at Newcastle University Business School from 2017 to 2018. When he's not working, Anthony collects wine and guitars and races cars. Not all at the same time.  

Hear from Jo Paisley and Maxine Nelson of the GARP Risk Institute as they look back on key learnings from the latest season of the Climate Risk Podcast. As we head into 2025, the GARP Climate Risk Podcast kicks off the new year with a retrospective on the past 12 months, reviewing the key themes and insights that emerged during 2024.  From soil scientists to policymakers, financial experts to climate modelers, we've welcomed a diverse range of guests to share their expertise. This episode revisits some of the key learnings from these conversations and highlights the invaluable advice our guests have shared with risk professionals as we navigate the path to a net-zero and nature-positive future. Today's episode will delve into: Why we need to think about climate and nature together What we learned about the transition to net zero The potential global temperature increases we face The modelling underpinning all these insights To find out more about the Sustainability and Climate Risk (SCR®) Certificate, follow this link: https://www.garp.org/scr  For more information on climate risk, visit GARP's Global Sustainability and Climate Risk Resource Centre: https://www.garp.org/sustainability-climate If you have any questions, thoughts, or feedback regarding this podcast series, we would love to hear from you at: climateriskpodcast@garp.com   Speaker's Bio(s) Jo Paisley is President of the GARP Risk Institute, the thought leadership arm of GARP. Set up in early 2018, the Institute works across all risk disciplines, with Jo's focus to date on climate risk management and scenario analysis, stress testing and operational resilience. Her career began at the Bank of England where she worked in a variety of roles across macroeconomics, statistics, supervision and risk. Her last role was as a Director of the Supervisory Risk Specialists Division within the Prudential Regulation Authority, where she was heavily involved in the design and execution of the UK's first concurrent stress test in 2014. She left the Bank in 2015 and joined HSBC as their Global Head of Stress Testing. She has also worked as an independent stress testing consultant, advising firms on how to get the most value out of stress testing. Dr. Maxine Nelson is a Senior Vice President at the GARP Risk Institute, GARP's research and thought leadership arm, where she focusses on climate financial risk management.  She has extensive experience in risk, capital and regulation gained from a wide-ranging variety of roles, including Global Head of Wholesale Risk Analytics and Head of Capital Planning at HSBC, significantly expanding counterparty credit risk management at the UK Financial Services Authority during the last financial crisis, leading the credit risk team at KPMG London, senior credit risk consultant at Oliver Wyman, and embedding operational risk analytics globally at National Australia Bank. Maxine has a degree in mechanical engineering and a PhD characterizing how best to apply probability theory to real world problems.

First, the good news. Australians lost less money to scammers in the last year than they did the previous year. But the bad news is that the number of scam attempts continues to rise.Chris Sheehan spent 27 years with the Australian Federal Police. He's now Executive, Group Investigations at National Australia Bank, and takes Sean Aylmer through the five scams to watch out for this year.Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

Phil Hawkins, a loyalty veteran with over 30 years experience in the loyalty industry and a well known leading loyalty personality in Australia. Expertise in coalition programs, working extensively with Flybuys in Australia over several stints, from its inception in 1993. With leading roles at National Australia Bank, Coles and Myer, Phil has loyalty experience including program design, all aspects of program operation, and specific experience in email and digital communication  These days, Phil is a keen loyalty observer, commentator, writer and occasionally creating mischief on LinkedIn.Hosted by Carly Neubauer Show Notes:1) Phil Hawkins2) The Loyalty Leap3)Omnichannel Retail 4) FlybuysLet's Talk Loyalty Webinar DetailsIf you'd like to register for our webinar on January 22nd 2025 to learn how to leverage world-class games to drive daily engagement and bottom-line revenue, simply sign up here:https://us02web.zoom.us/webinar/register/6417364267736/WN_aHWt5hkbR6uPWc2SfzD6xgEven if you can't join live, we'll share the recording with you.

Guest: Sally Auld, then-Chief Investment Officer at JBWere Original publication date: 4 April 2024 Original description: Gold and Bitcoin have both hit new records lately. But gold and crypto have traditionally been seen as occupying opposite ends of the risk spectrum. Sally Auld, Chief Investment Officer at JBWere, talks to Sean about why the two assets are surging - and how investors might look at them. General information only. Seek professional advice before making investment decisions. Update: This week Sally Auld was announced as the new Chief Economist at National Australia Bank. And despite plenty changing since this interview was recorded (inflation heading down, Donald Trump being elected) both Bitcoin and gold are at or near record levels once again.Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

Show Notes: Gerd Schenkel discusses his experience in creating new telco businesses and how to analyze a telecommunications company. Gerd has spent over 10 years as a consultant and 15 years as an executive in banking and telco. He aims to make a differentiation in consulting work by bringing together both worlds. Developing a Telco Company Gerd spent six years at Telstra, Australia's incumbent telco, and three years as the CEO. He talks about his experience there and moves on to his first experience at creating a business which was for National Australia Bank, where he launched a digital bank called EuBank. He later worked as the CEO of a digital team and was tasked with building a telco division. Gerd discusses the creation, development and success of a telco project. He talks about launching a project, what it requires, and what he learned through the process, including accepting and meeting a 10-week launch deadline. He talks about key learnings from his time there, managing the team, product pricing,  and making the process of developing and delivering a product simple and effective. A Telstra Broadband Brand Success Telstra's internet broadband product was competing with its parent company's product, but the difference was not in speed or quality. The brand and marketing strategy was more about the connection to the local exchange, where the availability of ports was crucial for competitive dynamics. A former Telstra employee and artist was hired to help develop the brand. The team knew they would need to market locally, and in some areas, they would spend more money. However, they turned this limitation into a positive, creating a brand story called "Belong." The name "Belong" was about belonging to the local neighborhood, and the advertising would be with local shops. The brand was launched with white lists, indicating that the product was only available in certain areas. The name "Belong" was part of the "local connection" concept, and the bank "Eubank" was launched to create a national brand story. Challenges Faced by Telco Startup Gerd discusses the challenges faced by a startup telco, Telstra, in complying with specialist regulations. The telco license had provisions for  executing government and police directions, which were not widely known and not widely discussed. Our team was unaware of these requirements until a dedicated Telstra person contacted us about it. The team found a solution by flying a UK-based technician to install the necessary technology in exchanges. Gerd explains that, in terms of regulation, startups can do all their work upfront, but there are always unknowns and unexpected issues that need to be addressed. Flexibility and agility are essential in finding creative solutions, as demonstrated by Telstra's experience. Customer Service, Operations, and Billing Gerd shares an example of changes made to billing, and communication at Telstra. He explains that pro rata was a major cause for complaints due to the high cost of first bills. He talks about costs involved in rolling out a new billing system and how they chose a low-cost platform and how this solution cost them nothing and was immediate, meaning no complaints or phone calls. Gerd emphasizes that the mindset should be on the customer side, focusing on providing the best possible service and experience for customers. Gerd also mentions that Telstra had to configure routers with customers' accounts, which was impossible. They found a solution that was cheaper and more efficient, saving them $3 each. This resulted in no phone calls or track roles, and customers were happy. On the Moving Home Process The conversation turns to the redesign of the moving home process for Telstra, which had a negative NPS of perhaps minus 50 and a churn rate of 85%. The process was outsourced for decades and was a nightmare for customers with multiple products and separate tech stacks. Gerd suggested that they started with a small percentage and then rolled it out to everyone. They used their control of channels to impose a better process, routing website orders wherever they wanted. They then convinced call centers to enter orders on the website instead of the internal system, resulting in a reversal where the website became the internal interface for employees. This principle was also applied to mobile phone ordering, resulting in faster and easier ordering for all employees. Gerd explains that importing these mindsets into Telstra was harder due to the bigger scale, complexity, and politics involved. However, the benefits were 100 times bigger in terms of cost, with savings of 40 minutes per mobile order. He now works for a telco in North America, applying similar mindsets to their operations. The Business Model of Telecommunications Companies Gerd discusses the business model of telecommunications companies, particularly telcos. Telcos spend billions of dollars on infrastructure and technology, which is then used to make monthly subscriber payments. This complex system results in an average return on capital of 8% over the long term. However, telcos are less customer-centric than banks due to their network businesses where customers are not even a customer, but rather a subscriber. Gerd offers how telcos could reduce churn and increase revenue by being more customer centric. He suggests offering free basic services, such as data and advertising and shares a few working examples=. Analyzing a Telco's Monetization Base Gerd suggests analyzing a telco's monetization base by separating out non-network access revenue per customer. He suggests that if network access is the only revenue source, it will go towards a marginal return on capital (ROC). Telcos have unique access to populations and good brands, which can lead to increased revenue. Gerd also discusses the concept of local office apps, where users can opt in to receive local offers based on their location. This approach has been successful, but it has faced political debates over ownership of the PLC. He states that telcos can potentially generate 1,000,002 million in a country with 20 million people if done properly. Secondarily, telcos typically report the split between network access revenue and non-network revenue. However, Gerd suggests measuring this separately. To evaluate the non-network revenue, he suggests using incentives, reporting, and management tools. A consulting firm can help with this process, although it may require hiring a consultant. By valuing the non-network revenue dollar, telcos can better manage their costs and maximize their revenue. Timestamps: 02:42: Creating a New Telco Business at Telstra  05:08: Implementing the New Telco 15:25: Branding and Market Strategy 20:21: Regulatory Challenges and Solutions 24:08: Customer Service and Operations Improvements 29:10: Impact on the Parent Company 32:51: Analyzing a Telecommunications Company 40:23: Monetizing the Customer Base  47:45: Final Thoughts and Contact Information  Links: Website:https://www.gerdschenkel.com/ LinkedIn: https://www.linkedin.com/in/gerdschenkel/ Resource: https://umbrex.com/resources/how-to-analyze-a-telecommunications-company/   Unleashed is produced by Umbrex, which has a mission of connecting independent management consultants with one another, creating opportunities for members to meet, build relationships, and share lessons learned. Learn more at www.umbrex.com.  

Meet Allison Robison, the Executive General Manager of People and Culture at Cricket Australia. Allison leads recruitment and culture for one of the nation's most iconic sports organisations, helping build teams that bring cricket to life. Her insights into hiring practices, including strategies for acing interviews and crafting standout applications, are invaluable.With a background in senior roles at National Australia Bank and board positions at Swimming Australia and Athletics Victoria, Allison has a wealth of experience in people management and recruitment strategies. She has also been a driving force in promoting the importance of relationships and networking in career success.If you're a young job hunter seeking to break into the competitive sports industry without the anxiety of endless rejections, Allison's advice will help you approach the job hunt with confidence. Learn about avoiding job-hunting mistakes, crafting compelling applications, and networking your way to opportunities in sport.We cover:(8:27) - Introduction to Alison Robison and her role(11:45) - Key strategies for standing out in job applications(14:30) - Understanding the recruitment process at Cricket Australia(18:00) - Networking: The cornerstone of career success(21:10) - Building relationships within the sports industry(25:00) - Role of AI in recruitment and its implications(28:45) - How to tailor resumes to job descriptions effectively(32:15) - Tips for succeeding in behavioural interviews(36:00) - Importance of showcasing personality and passion(39:10) - Final advice for navigating job applicationsIf you like this ep, give these a go next:#1: Ex-ICC T20 World Cup 2020, HR Manager | Ally Dirkis#110: Ex-Golf Australia, People & Culture Manager | Daniel Simons#128: Netball Australia, GM People & Culture | Kimberlee Furness#155: Australian Sports Commission, HR Business Partner | Adam Kyle*-Follow SportsGrad on LinkedIn, Instagram or TikTok -Follow Reuben Williams on LinkedIn, Instagram or TikTok -Subscribe to the SportsGrad newsletter for job and networking opportunities -Become a SportsGrad Member to shortcut your next job in sportBig thanks to Deakin University for making this episode possible. Check out their Master of Sport Management, ranked #1 in Australia.Thanks for listening, much love! Hosted on Acast. See acast.com/privacy for more information.

This month on the Global Credit Union Podcast, Michael Lawrence joins us to discuss his new role as Chair of the World Council of Credit Unions' Board of Directors. Lawrence is the Chief Executive Officer of the Customer Owned Banking Association (COBA), the industry body for Australia's credit unions, building societies and mutual banks, a position he's served in since December 2017. He became a WOCCU Director in April 2018, and was elected to serve as Chair of the Board in 2024. Lawrence has over 30 years experience in financial services, primarily gained with AMP Bank and National Australia Bank. Michael discusses why he believes WOCCU's biggest asset is its strength in membership, especially when it comes to advocating for credit unions in front of international financial standard setting bodies, such as the Basel Committee on Banking Supervision. --- Support this podcast: https://podcasters.spotify.com/pod/show/woccu/support

Affordability is the most-debated and the most confused issue in residential real estate. While the rental shortage and rising rents occupies the minds of many, the property issue that occupies the most space most often in news media and in the minds of Australian consumers is housing affordability. It has been this way for years, indeed for decades. And while the so-called Great Australian Dream is often declared dead, with young people doomed to a lifetime of renting, the evidence suggests otherwise. I recently finished working on a report with financial comparison website Canstar which demonstrates that the Dream is very much alive. The Deposit Stars report shows that there are attainable options for young buyers in all our city and regional markets, including the biggest and most expensive cities. And the finance data indicates our property markets remain as active as ever.  A report from the Housing Industry Association in August 2024 noted that “various segments of the housing market are increasingly active, with lending to first-home buyers, owner occupiers, and investors increasing in the first half of 2024”, based on the latest ABS lending data. HIA economist Maurice Tapang said: “This increase in lending is partially driven by first home buyers. The number of loans issued to FHBs in the June quarter was 5.8% higher than the March quarter.” This reflects ABS data on the broader market encompassing all types of residential real estate loans up to the end of June 2024. One of the reasons home ownership is often declared beyond the reach of the average consumer is that most reports are based on unrealistic parameters.  As I comment in the Deposit Stars report, most analysis on affordability is based on the size of a 20% deposit to buy a house at the median price in our major cities and how long it would take to save such a deposit. These reports preclude the possibility of smaller deposits, particularly with the help of government programs.  They overlook the reality that most people entering the market for the first time buy houses in the lower price ranges well below the city's median price. And they usually ignore the preference of many buyers for attached dwellings – apartments, townhouses and units - and not only because they're cheaper. Many of the locations featured in the Canstar report reflect a growing phenomenon in Australian real estate: the rise of attached dwellings as the home of choice by more and more buyers. A range of cohorts are opting increasingly for units and townhouses, including downsizers, lifestyle buyers, migrants and first-home buyers. One of the features that draws growing numbers to apartments is location appeal. Not only do attached dwellings allow people to access property in good locations at cheaper prices than houses, but the average unit is better located than the average house. The “Measuring Home Price Differences” report by Infrastructure Victoria found that units consistently trump houses on proximity to desirable features.  The report says: “Units are located closer to selected infrastructure types, on average, than houses and townhouses.” This is one of multiple factors driving higher demand for units – challenging the dominant paradigm of real estate (that houses always outperform units and townhouses on capital growth). That is undoubtedly changing. Recently Ubank, which is a division of National Australia Bank, published a survey which found more than half of Gen Z and Millennials who don't own a home are looking to make a move on the property market within the next five years. 56 per cent of survey respondents – all Australian Gen Z and Millennials between the ages of 18 to 43 – aim to purchase their first property within the next five years. Nine out of 10 respondents agrees that purchasing a home was one of their goals in life – although most acknowledged it won't be easy. In addition to all that, research from the Commonwealth Bank confirms that ownership remains an ambition and that the number of first-time buyers going it alone is growing. According to data from the big four bank, 40 per cent of first home buyers purchased their property alone in the first six months of 2024 – without going in on the purchase with a partner, friend, or family member. That's a jump from the 35 per cent of first-time buyers doing the same in 2019. So there is compelling evidence that home ownership not only remains a primary goal for young Australians, but that it is being achieved in growing numbers.  

Monday 19 August 2024 Earnings season is in full swing with companies reporting solid results, as the Reserve Bank repeats that rates won't change this year.  And more, including: National Australia Bank warns on bad loans The spring selling season nears And Kamala Harris is set to front the Democratic National Convention this week Plus don't miss the latest episode of How Do They Afford That? - financial advice for the budget-conscious. Get the episode from APPLE, SPOTIFY, or anywhere you listen to podcasts.Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

In this episode of Protiviti's Risky Women podcast series, Ghislaine Entwisle, Managing Director of the Australia Technology Consulting and Business Performance Improvement practice, speaks with Gloria Yuen, Head of Regulatory Enablement and Delivery at National Australia Bank. Ghislaine and Gloria discuss: The importance of embracing change and leaning into discomfort as drivers for personal and professional growth The crucial role risk professionals play in shaping and adapting to our dynamic landscape, highlighting a career filled with opportunities for influence and fulfillment The evolution of compliance functions in response to technological advancements such as digital growth and AI, emphasizing the need to optimize resources while maintaining excellence for substantial organizational impact. This insightful dialogue delves into Gloria's career trajectory, enthusiasm for risk management, inspiring figures, and perspectives on the evolving domain of risk and compliance. It also highlights her commitment to driving social, financial and economic inclusion for underrepresented and marginalized communities. Tune in to gain invaluable insights on mastering risk management with purpose. SHOW NOTES02:38 Career Journey16:06 Leaning into Discomfort 22:45 What's coming for Risk & Compliance in the Next 5-10 Years 28:58 Important Traits of CROs 29:36 Top Priorities for the Year Ahead

Local markets surged to a record high early this week, with the S&P/ASX200 hitting the 8000 mark. This comes off the back of weaker than expected US inflation data. The gains are the latest in what has been a fruitful run over the past few months. ASX investors mostly have the big four bank stocks to thank for this latest peak. All four of the big banks, Commonwealth, ANZ, National Australia Bank and Westpac have climbed in recent months, hitting new 52-week highs, with the Commonwealth Bank eclipsing BHP to become Australia's largest public company. Matthew Kidman, Principal at Centennial Asset Management is tipping an interest rate cut towards the end of the year, which will see the housing market fire up, meaning further good news for the banks. This is general information only. You should seek professional advice before making investment decisions.Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

It's Eurovision season! Do you like taking photos? Andrew might! There will be some light banter about tech markets. Another fantastic Hemispheric Views adjacent website is born! How about some sweet pencils? And finally, do you need a bud…? Using Apple Podcasts? All notes can always be found here (https://listen.hemisphericviews.com/111)! Eurovision 00:00:00 Eurovision 2024 (https://eurovision.tv/event/malmo-2024)

In a whirlwind day on Wall Street, investors hang on every word from Jerome Powell, causing a roller coaster of market reactions. Meanwhile, Aussie shares brace for a lower opening amidst anticipation for National Australia Bank's key earnings report.    The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

In this episode, Paul Barnhurst is joined by Lance Rubin, who has a wealth of financial modeling experience including working for PwC & KPMG, Investec Bank Corporate Finance & Advisory, National Australia Bank, and starting his own practice.Lance spent two decades working for corporations (PwC & KPMG, Investec Bank Corporate Finance & Advisory, National Australia Bank). It was during this time he gained a love of modeling. Lance was previously the CFO of fin-tech start-up Banjo (SME lender) and Sequel CFO whilst founding Model Citizn, a financial modeling, analytics, and automation consultancy firm following his 20 years in corporate. He has delivered a number of online training workshops in financial modeling and Power BI whilst also being a certified trainer for the FMI and he wrote a large portion of the CA (ANZ) study guide on financial modeling. He was also a judge at the world's first Financial Modeling Innovation Awards and he presented at the Power BI Global Summit in 2022. Listen to this episode as Lance shares:  His learning from the worst models he has come across.His journey into Financial Modeling and how he fell in love with modeling.The key to Financial Transformations.The HACK Framework.The importance of Power BI and similar tech.His advice on the use of tools and shortcuts.His position on controversial modeling issues, including circular references, dynamic arrays, modeling standards, AI in modeling, and more.Quotes:  “Financial Transformation is the combination of process, tech, and people. With people being the most important.” “The HACK Framework (Hygiene, Automation, Capability, Knowledge) allows you to bring technical skills and soft skills. together...You need to develop capability and knowledge and you need to bring that together with hygiene and automation.” “Data Modeling and Financial Modeling sound the same but are fundamentally quite different.”  Sign up for the Advanced Financial Modeler Accreditation or FMI Fundamentals Today and receive 15% off by using the special show code ‘Podcast'. Visit www.fminstitute.com/podcast and use code Podcast to save 15% when you register.  Go to https://earmarkcpe.com, download the app, take the quiz and you can receive CPE credit.  Follow Lance:    Website - https://www.modelcitizn.com/LinkedIn - https://www.linkedin.com/in/financial-modelling/Follow Paul: Website - https://www.thefpandaguy.com/  LinkedIn - https://www.linkedin.com/in/thefpandaguy/ TikTok - https://www.tiktok.com/@thefpandaguy YouTube - https://www.youtube.com/@thefpaguy8376 Follow Financial Modeler's Corner LinkedIn Page- https://www.linkedin.com/company/financial-modeler-s-corner/?viewAsMember=true Newsletter - Subscribe on LinkedIn- https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7079020077076905984 In today's episode:  (00:22) Intro;(00:47) Welcoming Lance;(01:00) The worst financial model Lance has ever seen;(05:14) Takeaway from the worst financial model;(08:02) Lance's background;(11:27) Key to Finance Transformation;(17:37) The Hack Framework;(18:43 - 19:29) Validate your Financial Modeling Skills with FMI's Accreditation Program (ad);(19:30) What led to Lance's love for Modeling?;(22:38) The most interesting model;(26:30) Importance of Power BI and similar Tech;(31:51) AI and Financial Modeling;(36:10) The learning that saved Lance a lot time while Modeling;(41:16) Rapid Fire;(46:58) Connect with Lance;(48:15) Outro;

We're thrilled to host Anthony Quinn, Founder of Arctic Intelligence and Co-Founder of AML Accelerate.Originally from the UK, Anthony's journey is a testament to resilience. Facing sponsorship challenges during his gap year in Australia, he turned setbacks into opportunities, ultimately creating a unique path back. His corporate experience includes roles at major banks like Goldman Sachs, Westpac, ING and Macquarie, where he juggled entrepreneurship while bootstrapping his own business.In 2015, Anthony founded Arctic Intelligence, offering innovative audit, risk and compliance software platforms. A significant moment came in 2016 when he co-founded AML Accelerate, now a market-leading platform under Arctic Intelligence, revolutionising AML compliance efforts globally.With over two decades as a management consultant, Anthony's early career at Accenture in London involved advising top-tier clients like Goldman Sachs and Morgan Stanley. Since his move to Australia in 2003, he's played pivotal roles in high-profile programs at Macquarie Bank, Westpac and the National Australia Bank.As a member of the RegTech Association Advisory Committee, Anthony actively shapes the future of regulatory technology. Beyond his professional achievements, he finds balance on the Northern Beaches of Sydney with his wife and two children.Join us in this episode as Anthony Quinn shares insights into his journey, the evolution of Arctic Intelligence, and the transformative impact of AML Accelerate on Books to the Boardroom.

China is in deflationary territory, so does this spell bad news for the global economy, or will it help our own inflation concerns?   MARKET WRAP:   ASX200: up 0.28%, 7,014 AUD: 64.19 US cents GOLD: $1,955 US/oz BITCOIN: $57,018 AUD   The energy sector retreated, weighed down by weaker oil prices overnight Tech was by far the worst-hit sector Xero plunged 12.4 per cent to $100.47 The major banks were mixed with Westpac down 2.1 per cent  CBA rallied 1.4 per cent  ANZ lifted 1 percent. National Australia Bank fell 0.8 percent down to $28.94 NAB posted profits of $7.7 billion, up 8 percent for the year. See omnystudio.com/listener for privacy information.

WARC's Rica Facundo discusses the learnings from SXSW Sydney with WPP Australia and New Zealand's President Rose Herceg, and Chief Strategy Officer Katie Rigg-Smith.Why should we invest in creativity, and what lessons can marketers take with them to fight for creativity in the boardroom, and cultivate it with their teams? In this episode we also hear from Severine Vauleon, Global VP at LUX, Josh Faulks, CEO at AANA, Michelle Martinis, Head of Marketing at National Australia Bank, Stephen Connor, Managing Director at Volvo Australia, Pete Randeria, Director of Global Innovation at Treasury Premium Brands, David Dahan, Managing Director at WPP@Unilever, Gavin Gibson, Managing Partner at Mindshare, David Redhill, ex-CMO of Deloitte, Sam Evans, Head of Digital Marketing and E-commerce at Modus Beer, Toby Talbot, Chief Creative Officer at Ogilvy. Stay up-to-date with the latest marketing and advertising news with our free daily newsletter.

GET HEIRLOOM SEEDS & NON GMO SURVIVAL FOOD HERE: https://heavensharvest.com/ USE Code WAM to get FREE shipping in the United States! HELP SUPPORT US AS WE DOCUMENT HISTORY HERE: https://gogetfunding.com/help-wam-cover-history/ GET YOUR APRICOT SEEDS at the life-saving Richardson Nutritional Center HERE: https://rncstore.com/r?id=bg8qc1 BUY GOLD AND SILVER HERE: https://kirkelliottphd.com/wam/ Josh Sigurdson reports on the latest move to debank anyone that doesn't follow the line of the state as National Australia Bank adds "mean speech" to their debanking criteria. As Dr. Mercola, Nigel Farage, Kanye and millions of others worldwide are debanked for things they've said or believe, the question really is at this point, "how long until it happens to you?" This litmus for global financial enslavement under social credits and carbon credits with CBDCs is picking up steam at a rapid rate. Now that FedNow is live and has its own criteria that says payments can be frozen or rejected if the person sending them is socially unacceptable, it's only a matter of time before no truth tellers can transact unless they use privacy coins or gold and silver. This Orwellian umbrella is real and the shadow from it is reaching our shores quickly. What will you do to withdraw from this tyranny? Stay tuned for more from WAM! GET AN EXTENDED FREE TRIAL FOR ICKONIC WHEN YOU SIGN UP HERE: https://www.ickonic.com/affiliate/josh10 BUY YOUR PRIVATE CLEARPHONE HERE: https://www.r1kln3trk.com/3PC4ZXC/F9D3HK/ LION ENERGY: Never Run Out Of Power! PREPARE NOW! https://www.r1kln3trk.com/3PC4ZXC/D2N14D/ GET VITAMINS AND SUPPLEMENTS FROM DR. ZELENKO HERE: https://zstacklife.com/?ref=WAM GET TIM'S FREE Portfolio Review HERE: https://bit.ly/redpilladvisor And become a client of Tim's at https://www.TheLibertyAdvisor.com STOCK UP ON STOREABLE FOODS HERE: http://wamsurvival.com/ OUR GOGETFUNDING CAMPAIGN: https://gogetfunding.com/help-keep-wam-alive/ OUR PODBEAN CHANNEL: https://worldaltmedia.podbean.com/ Find us on Vigilante TV HERE: https://vigilante.tv/c/world_alternative_media/videos?s=1 FIND US on Rokfin HERE: https://rokfin.com/worldalternativemedia FIND US on Gettr HERE: https://www.gettr.com/user/worldaltmedia See our EPICFUNDME HERE: https://epicfundme.com/251-world-alternative-media JOIN OUR NEWSLETTER HERE: https://www.iambanned.com/ JOIN our Telegram Group HERE: https://t.me/worldalternativemedia JOIN US on Rumble Here: https://rumble.com/c/c-312314 FIND WAM MERCHANDISE HERE: https://teespring.com/stores/world-alternative-media FIND OUR CoinTree page here: https://cointr.ee/joshsigurdson JOIN US on SubscribeStar here: https://www.subscribestar.com/world-alternative-media We will soon be doing subscriber only content! Follow us on Twitter here: https://twitter.com/WorldAltMedia Help keep independent media alive! Pledge here! Just a dollar a month can help us alive! https://www.patreon.com/user?u=2652072&ty=h&u=2652072 BITCOIN ADDRESS: 18d1WEnYYhBRgZVbeyLr6UfiJhrQygcgNU World Alternative Media 2023

0:00 Intro 4:05 Jon Voight 11:18 Mitch McConnell  16:20 Lahaina 29:03 Insurance Crisis 33:40 Climate Cult 38:54 National Australia Bank 50:50 Trump 55:52 12 ways liberals are literally committing MASS SUICIDE - Join Voight is a great American with a powerful message - Donald Trump declares WAR against the corrupt, treasonous deep state - ALL HAIL SEIZURE: Mitch McConnell is a SEIZURE factory - Top 12 ways liberals are committing MASS SUICIDE like a mindless Jonestown Cult - Rolling Stone magazine tells its readers to eat more toxic seed oils - US government trying to BAN expeditions to the #Titanic - Farmers insurance SLASHING staff as #insurance industry implodes - Millions of Britons told to stop HEATING their homes when it's cold! - Australian bank announces #debanking #speech police rules that are insane For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

In This Weeks Cannabis News and Events we Cover the Following Stories | Marijuana Possession Can Still Get You Jailed In These 19 States | 'Landmark' Ruling Gives Hope For UK CBD Flower Businesses | Struggling cannabis merchant owes National Australia Bank $61 million | Mastercard ban on cannabis debit-card purchases rocks industry | ‘Highly anticipated': Activists stoked as government announces feasibility study plan for medicinal marijuana |  Come and join in the discussion about any of these news articles on our cannabis growing forum, Discord server, or any of your favourite social networks. Visit our website for links.  Website: https://highonhomegrown.com Discord: https://discord.gg/sqYGkF4xyQ Youtube: https://www.youtube.com/highonhomegrown Thank you for downloading and listening to our cannabis podcast! I hope you enjoy this episode.

We often discuss blockchain technologies and crypto in reference to personal wealth-building strategies and personal finance. However, financial institutions that lend money in an institutional setting are also exploring how they can utilize blockchain to speed up and simplify the lending process. Sid Powell is here to talk about his platform Maple that allows for these transactions, what this change means for the future of lending, and so much more. This week, episode 168 of the Tech Intersect™ Podcast is about the future of lending in a decentralized world! POWERED BY ADVANTAGE EVANS™ ACADEMY Fast-track your journey from cash to crypto with the Digital Money DEMYSTIFIED Quick Start Bundle now at DigitalMoneyDemystified.com. Sid Powell is the CEO and Co-founder of Maple, a private credit platform built on the rails of blockchain's distributed data ledger technology for institutional lenders to run alternative credit strategies. Prior to Maple, Sid was the Treasurer at Angle Finance in Melbourne and a Senior Associate of Securitisation for Corporate Finance at the National Australia Bank. Some of the talking points Sid and I go over in this episode include:What is Maple and what makes it different than other lending platforms?The power of utilizing stablecoins for transactions.How institutions who want to lend via blockchain are navigating the differences in regulations between countries.How lending via blockchain will improve accessibility and diversity in the digital money space.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me! And don't forget to follow, rate, and review the podcast and tell me your key takeaways!CONNECT WITH SID POWELL:LinkedInTwitterMapleCONNECT WITH DR. TONYA M. EVANS:Questions and requests: hello@techintersectpodcast.com Follow: Twitter @AtTechIntersect | Instagram @TechIntersect Web: Tech Intersect Podcast  Connect for exclusive content: https://advantageevans.activehosted.com/f/6 AI for TeachersWelcome to 'AI for Teachers,' your essential podcast unlocking AI's game-changing...Listen on: Apple Podcasts SpotifyRegulate & The Rabbit Hole by Notty Prod licensed via Creative Commons Attribution-NoDerivatives 4.0 International License. Produced by Tonya M. Evans for Advantage Evans, LLC

Frameworks are very popular in the Service Management world, and Organizational Change Management (OCM) is no exception. Karen Farris, an expert in the matter, explores the field in the current landscape, where change is becoming more frequent and faster. Based on the guidelines of her published – and recently updated – book, she goes through the OCM framework, explores the OCM process, and provides advice to leaders looking to implement change successfully. Karen Ferris is an Independent Organizational Change Management and Leadership Guide, as well as a Service Management Expert at Macanta Consulting. She has published books on Organizational Change and workplace resilience, and has served in the past as a Practice and Service Manager at Proactive Services and National Australia Bank.

After 15 years of working his way up through the competitive ranks of NYC's financial sector, Andrew Pudalov made a conscientious decision to leave his most recent position as Global Head of Fixed Income Derivative Trading at National Australia Bank to pursue an interest he felt was a virtue of higher importance. While he worked his entire adult life for a number of prestigious financial institutions to achieve an expertise in institutional fixed income derivative trading, he simply felt it time to gratify another more altruistic ambition he had always held. Andrew founded Boulder's University Hill District's first all-natural bowl/smoothie bar in the fall of 2004, providing a healthy alternative to the common “Hill” fare. After enormous success, Andrew launched a line of frozen grab-n-go bowls soon to meet the ever-mounting demand. Today, he operates Rush Bowls retail, wholesaling, and franchising with over 100 stores in various stages of development throughout the US. Rush Bowls continues to receive both regional and national acclaim. Andrew maintains a commitment to spreading the joys of pure, honest nutrition and making Rush Bowls the best possible company it can be.   Key Takeaways: [2:39] - Andrew shares his background before founding Rush Bowls. [5:24] - He went head first into the idea in 2004 and decided on smoothie bowls. [7:57] - Rush Bowls experienced slow and steady growth in the early years. [10:01] - Andrew explains the adjustment he made as he transitioned to the ownership of a business. [12:53] - Andrew has experienced a lot of opportunities to do things his way. [15:18] - A lot of franchises charge the franchisee for the product. But Rush Bowls does not. [17:08] - It is tough to build a business from scratch. Franchising is a great way to own a business with an already established structure and system. [18:33] - It was recommended by many for Andrew to franchise Rush Bowls, but he wanted to test it in multiple locations first. [20:55] - Education is important and a strength of Rush Bowls. [21:53] - Rush Bowls has locations in 21 states and has created great national networks. [23:53] - Everything at Rush Bowls is made to order. [25:37] - Too much space is a detriment to many franchisees. [27:18] - Who is the ideal franchisee for Rush Bowls?   Mentioned in This Episode: Rush Bowls Home Page Rush Bowls Franchise Site

20th July: Crypto & Coffee at 8

EY Ireland recently announced the launch of its Managed Cyber Security Service, specifically tailored to support Irish SMEs and other businesses to defend against cyber security threats and attacks. The new EY offering is designed to help reduce the cost and expertise barriers preventing many organisations from addressing their urgent cyber security needs. I talk to Puneet Kukreja, EY Ireland Cyber Lead about the human element,  Cyber hygiene, the elastic perimeter, understanding risk, two eggs in a basket, assumed breech mindset, secure landing zone and native cloud. More about Puneet Kukreja: Puneet has 25 years' plus experience in cybersecurity having worked in specialist cyber roles for a range of different organisations in the APAC region including National Australia Bank, the Victorian regional government of Australia, and Deloitte APAC before joining EY Ireland last year.

The Government is in damage control as it heads into an election with another Minister forced to quit Cabinet and National on the attack. Yesterday it was revealed Michael Wood failed to declare shares in Chorus, Spark, and the National Australia Bank. These voters in Mr Wood's Mt Roskill electorate are also unimpressed. Political Editor Jane Patterson spoke to Ingrid Hipkiss.

The Prime Minister, Chris Hipkins, says Michael Wood's shareholding in Chorus, Spark, and the National Australia Bank, does raises questions about conflict of interest. Mr Wood was involved in Cabinet decision making directly relating to companies he had a shareholding in, before he made the Prime Minister aware of those shares. Mr Wood didn't respond to requests for an interview, and Prime Minister Chris Hipkins declined an interview with Morning Report. Electoral law expert Graeme Edgeler says there is a clear conflict of interest in Michael Wood's actions. Graeme Edgeler spoke to Ingrid Hipkiss.

Mindboggling .. Disappointing and confusing ... are just some of the reactions from politicians to the resignation of Michael Wood from all his remaining cabinet portfolios. Michael Wood had already been stood down from his transport role after revelations he owned shares in Auckland Airport. Yesterday it was revealed he'd also failed to declare shares in Chorus, Spark, and the National Australia Bank. Mr Wood had been involved in decisions directly relating to those businesses in the past year. Ingrid Hipkiss got the reaction of National Party public service spokesperson Simeon Brown.

Avustralya'da ekonomiye güven her geçen gün biraz daha azalıyor. Mayıs'ta politika faizinin arttırılması ve enflasyonun da yükselmesi sonrası National Australia Bank'in (NAB) işletme endeksi 7 puan düşerken takip edilen tüm kategorilerde de düşüş görüldü.

Melissa Widner is the CEO of Lighter Capital, the pioneer and leader in revenue-based financing for tech startups, founders, and companies. Seattle-based Lighter Capital is backed by National Australia Bank and Silicon Valley Bank as well as US VCs.  Previously, Melissa was the Managing Director of NAB Ventures, the VC arm of the National Australia Bank, and a General Partner at Seattle based SeaPoint Ventures. She was the founder and CEO of 7Software, a Silicon Valley based enterprise software company acquired by Concur (Nasdaq: CNQR, acquired by SAP). She was also the CEO of Northwest Industrial Supply. Under her leadership, both companies generated over a 10X return to investors. She is the co-founder and Chairperson of Sydney-based Heads Over Heels, an organization that supports women entrepreneurs running companies with high growth potential.

Michael Chaney is one of the country's most successful business leaders and an advocate for the Voice to Parliament. For the past 3 decades, Michael has dominated corporate Australia. As CEO of Wesfarmers, he grew the company's value from $1 billion to $10 billion and he's also chaired some of Australia's top tier companies – such as National Australia Bank, Woodside Petroleum and, of course, Wesfarmers. More recently, however, Michael has turned his sights to other projects. In this episode, he shares his thoughts on The Voice, the state of politics in Australia, mining, feminism and the environment.

Looking to explore the latest trends and advancements in the world of technology and network with some of the brightest minds in the industry? Gain insights on topics like cybersecurity, local approaches to inclusive tech leadership, gaming technology, data, space technology and more. Register using the promotional code for The Analytics Show listeners - ACSTAS at the ACS QLD State Tech Summit registration page to save $125 off the event ticket. Is it possible to bridge the gap between the technical and the business teams? How do you engage the technical side with the business side, getting them to champion themselves and think about the real purpose of their work? And how do you spark a data-driven culture within the business teams? In this episode, Michaela will share her insights on bringing all teams together to drive success and collaboration. Meet Michaela Shea Michaela's Role as an Data Strategy Leader at Bendigo and Adelaide Bank Michaela Shea is the Head of Data Strategy and Engagement at Bendigo and Adelaide Bank. They are one of Australia's biggest banks, with more than 7,000 employees helping over 1.9 million customers achieve their financial goals. Bendigo's vision is to be Australia's bank of choice, and they believe their success is driven by their purpose – to feed into the prosperity of our customers and communities, not off it. ​ Michaela's Other Work in Data Analytics Michaela is dedicated to helping organisations not only survive but thrive in the face of digital disruption by utilising data, AI, and technology through data-driven, technological, and cultural strategies. She has extensive experience in financial services, utilities, and the public sector, having led and built teams to drive three comprehensive organisation-wide transformations. Prior to her current role at Bendigo, Michaela served as the Senior Manager of Data Governance at RSL Queensland, where she implemented formal data governance. Additionally, she has held several other senior leadership positions, including Senior Manager of Data and Analytics Transformation at AGL Energy, Program Change Manager of Data Transformation at the National Australia Bank, and Manager of Change & Communications at Suncorp Group. Culture, Teams, and Mindsets In this exclusive analytics podcast episode, Michaela shares: Her triathlon experiences and how it translated into her current work Her experience transferring across companies and how it has translated into her current work Her current role as the Head of Data Strategy and Engagement at Bendigo and Adelaide Bank Common ways businesses have failed to achieve a data-driven culture Tricks for getting the technical team to participate in the business side Sparking ideas within business leaders regarding advanced analytics Bringing together different teams within an organisation Building a solution while keeping the business engaged Overcoming the 'all bark and no bite' of agile How to help engineers champion their work and sell themselves Borrowing from the mindset of selling first, building later to get leaders more invested If you are an advanced analytics professional looking to venture into other sides of the business or a leader looking to learn more about the technical side, this is the episode you do not want to miss.  --- Send in a voice message: https://podcasters.spotify.com/pod/show/analyticsshow/message

Today on the Take on Board podcast I'm speaking with Nareen Young about whether Australia's boards reflect its makeup (spoiler alert – no!) and how can you meld Indigenous governance with mainstream governance?Professor Nareen Young is on the boards of BlakDance, Per Capita, Evolve Housing and has previously been on the boards of Souths Cares, Diversity Arts Australia, Indigenous Business Australia. She is also on the Indigenous Advisory group of National Australia Bank and the Aboriginal Advisory group of Insurance Australia GroupShe is one of Australia's leading and most respected workplace diversity practitioners and thinkers. Influenced by her Indigenous and culturally diverse heritages, Nareen has made a major contribution to awareness and understanding of diversity in Australian business and workplaces and in the wider community. Prior to her work in diversity employment, Nareen was a Trade Union official and has led two influential and successful diversity peak bodies, the Diversity Council Australia and the NSW Working Women's Centre. Nareen has received numerous awards and acknowledgements for her work, including the inaugural AFR 100 Women of Influence honour for Diversity, receiving the top honour in that category in 2012. In the same year, she was named by prominent news and lifestyle website Daily Life as one of the 20 most influential female voices in Australia Nareen has presented her research nationally and internationally, and is a published researcher. She is also a regular contributor to the public debate about diversity, writing for and speaking to the media.Links and ResourcesNareen Young on LinkedInDesert Island DiscsUpcoming TOB EventsAll eventsYou might want to:Join the Take on Board Facebook communityJoin the Take on Board LinkedIn communityFollow along on TwitterWork with meJoin the Take on Board: Kickstarter group programJoin the Take on Board: Accelerator group programFind out more about meContact me Hosted on Acast. See acast.com/privacy for more information.

Bootstrapping your startup without relying on raising capital and loans is an ideal strategy, especially given the current investor and banking landscape.Our guest, Melissa Widner, has the best advice to help you launch and build your startup, without raising capital.She's the CEO of Lighter Capital, the pioneer and leader in revenue-based financing for tech startups, founders, and companies. Previously, Melissa was the Managing Director of NAB Ventures, the VC arm of the National Australia Bank, and a General Partner at Seattle based SeaPoint Ventures. A seasoned founder, Melissa has first-hand experience building a business from the ground up. She was the founder and CEO of 7Software, a Silicon Valley based enterprise software company acquired by Concur (Nasdaq: CNQR, acquired by SAP). Melissa is also the co-founder and Chairperson of Sydney-based Heads Over Heels, an organization that supports women entrepreneurs running companies with high growth potential.To learn more about Lighter Capital, please visit: https://www.lightercapital.com/To learn more about Heads Over Heels, please visit: https://www.headsoverheels.com.au/Follow Lighter Capital via these social platforms:LinkedIn: https://www.linkedin.com/in/melissawidner/ and https://www.linkedin.com/company/lighter-capital/Instagram: https://www.instagram.com/lightercapital/Facebook: https://www.facebook.com/LighterCapital/Twitter: https://twitter.com/LighterCapitalThank you for carving out time to improve your Founder Game - when you do better, your startup will do better - cheers from Boston!Ande ♥https://andelyons.com#bestyoutubechannelforstartups #startupstories #raisingcapital JOIN STARTUP LIFE LIVE MEETUP GROUPGet an alert whenever I post a new show!https://bit.ly/StartupLifeLIVEWBENC APPLICATION SUPPORTLearn more here: https://bit.ly/GetWBENCSend me an email: ande@andelyons.comCONNECT WITH ME ONLINE: https://twitter.com/AndeLyonshttps://www.linkedin.com/in/andelyons/ https://www.instagram.com/ande_lyons/ TikTok: @andelyonsANDELICIOUS ANNOUNCEMENTSJoin Innovation Women here: https://bit.ly/AndeInnoWomenArlan's Academy: https://arlansacademy.com/Scroobious - use Ande15 discount code: https://www.scroobious.com/How to Raise a Seed Round: https://bit.ly/AAElizabethYinTune in to Mia Voss' Shit We Don't Talk About podcast here: https://shitwedonttalkaboutpodcast.com/SPONSORSHIPIf you resonate with the show's mission of amplifying diverse founder voices while serving first-time founders around the world, please reach out to me to learn more about making an impact through sponsoring the Startup Life LIVE Show! ande@andelyons.com.Ande ♥#raisingcapital #femalefounders #bootstrapstrategies #startupstrategiesandadvice

Melissa Widner is the CEO of Lighter Capital, the pioneer, and leader in revenue-based financing for tech start-ups and scales ups. Lighter Capital is backed by National Australia Bank, Silicon Valley Bank, and Voyager Capital. Melissa has a deep understanding of both the entrepreneur's journey and the role a funding partner can provide. AS CEO, Melissa led two companies to successful exits returning over a 10x return to her investors. Here's what you're going to learn from Melissa: How startups can be more capital efficient in a tight market. The alternative funding sources available to startups. How revenue-based financing works. How to use customer service as a differentiator for your business. Get 5-Min Growth Playbooks Weekly HERE Explore Membership HERE

This week I am speaking to Melissa Widner, CEO of Lighter Capital. She has an incredible story of going from operator to capital allocator. Now she takes the helm of the largest brands in revenue based financing in the world. Melissa Widner is the CEO of Lighter Capital, the pioneer and leader in revenue-based financing for tech startups, founders, and companies. Seattle-based Lighter Capital is backed by National Australia Bank and Silicon Valley Bank as well as US VCs.Previously, Melissa was the Managing Director of NAB Ventures, the VC arm of the National Australia Bank, and a General Partner at Seattle based SeaPoint Ventures. She was the founder and CEO of 7Software, a Silicon Valley based enterprise software company acquired by Concur (Nasdaq: CNQR, acquired by SAP). She was also the CEO of Northwest Industrial Supply. Under her leadership, both companies generated over a 10X return to investors.She is the co-founder and Chairperson of Sydney-based Heads Over Heels, an organization that supports women entrepreneurs running companies with high growth potential.What You Will Learn:- Alternatives to Equity- Identifying Shark VCs- Debt vs. Revenue Based Financing

As a CEO, Melissa Widner has led two companies to successful acquisitions that provided over a 10X return to investors.  Do you need money to grow your company, without giving up equity?  David talks with Melissa about funding your company's growth and the challenges financial folks see in entrepreneurs.  Every startup leaders have a different journey, but there are key similarities that separate high-growth visionaries from those who get stuck.  Money for growth can be a tipping point. Melissa has a deep understanding of the entrepreneur's journey and the importance of growth capital.  If you're looking for alternative methods to finance your next big move, then join this conversation! Melissa Widner is the CEO of Lighter Capital, the pioneer and leading provider of revenue-based financing to SAAS companies.  Previously, she was the Managing Director of NAB Ventures, the venture capital arm of National Australia Bank, where she invested in and served as a director for several global fintech companies, including Lighter Capital. Melissa served as a general partner at SeaPoint ventures, a US-based venture capital firm focused on mobile technologies and SaaS enterprise software solutions.  She is an active angel investor who served on the board of the US-based Alliance of Angels, one of the longest-running and most active angel groups in the world.  She was a lecturer on the subjects of Venture Capital and Entrepreneurship at the University of Washington's MBA program. In 2009, Melissa relocated to Sydney with her Australian husband.  She is the co-founder and chair of Heads Over Heels, an organization that works with women entrepreneurs leading high-growth companies.  She served on the boards of AIC (The Australian Investment Council--formerly AVCAL), and currently serves on the board of the Shore Foundation and Heads Over Heels.  She is the proud mother of four boys. Spotify Apple Podcast Google Podcast Manage2Win ------- This Manage 2 Win Podcast episode is brought to you by Habitly.  I (David) review Habitly best practices regularly, and teach these essential people skills to clients weekly.  This advice has changed my life, and made millions for our clients. I started developing Habitly content in 2004.  Habitly's powerful best practices have now been taught to thousands of people worldwide.  For instance, you can learn how to Create time in your day;  Get more from meetings;  Stay calm;  Achieve significant targets;  and Become a great leader.  Simply study and apply the expert knowledge provided in Habitly courses and micro-learning episodes. Whether you're just out of college, or someone with over 20 years work experience, learn the habits of highly successful people on Habitly.  First 7 days free, including access to the entire Habitly knowledgebase – www.habitly.com.

Have you ever wondered what your organisation's Board are thinking, when it comes to data use? In this episode, Dr Genevieve Hayes is joined by Dr Stuart Black to discuss the attitudes of Boards to data use and their implications for the organisations they govern.Guest BioDr Stuart Black is an Enterprise Fellow in data, analytics, disruption and innovation at the University of Melbourne. Prior to joining academia, Stuart spent 30 years in professional services and industry, at employers including Deloitte, where he was Senior Partner, National Australia Bank and AT Kearney. He is also a co-author of the recently released book Business Model Transformation – the AI and Cloud Technology Revolution.Talking PointsThe Board's role in catalysing and controlling data-driven business model transformation.What is meant by the secondary use of data and what are some of the opportunities and threats presented by it?Why intellectual curiosity is more important than prior data experience in maximising the competitive advantage of data.The importance of taking a medium term view when it comes to data initiatives.The key Board attributes that determine an organisation's attitudes towards data as an enabler of strategy.Strategies for shifting the attitude of your Board in order to encourage a mindset that is more supportive of data initiatives.LinksConnect with Stuart on LinkedInStuart's University of Melbourne ProfileBusiness Model Transformation – the AI and Cloud Technology Revolution MicrositeConnect with Genevieve on LinkedInBe among the first to hear about the release of each new podcast episode by signing up HERE

Genevieve Hayes Consulting Episode 4: The Role of the Board in Maximising the Value of Data Have you ever wondered what your organisation's Board are thinking, when it comes to data use? In this episode, Dr Genevieve Hayes is joined by Dr Stuart Black to discuss the attitudes of Boards to data use and their implications for the organisations they govern. Guest Bio Dr Stuart Black is an Enterprise Fellow in data, analytics, disruption and innovation at the University of Melbourne. Prior to joining academia, Stuart spent 30 years in professional services and industry, at employers including Deloitte, where he was Senior Partner, National Australia Bank and AT Kearney. He is also a co-author of the recently released book Business Model Transformation – the AI and Cloud Technology Revolution. Talking Points The Board’s role in catalysing and controlling data-driven business model transformation.What is meant by the secondary use of data and what are some of the opportunities and threats presented by it?Why intellectual curiosity is more important than prior data experience in maximising the competitive advantage of data.The importance of taking a medium term view when it comes to data initiatives.The key Board attributes that determine an organisation's attitudes towards data as an enabler of strategy.Strategies for shifting the attitude of your Board in order to encourage a mindset that is more supportive of data initiatives. Links Connect with Stuart on LinkedInStuart’s University of Melbourne ProfileBusiness Model Transformation – the AI and Cloud Technology Revolution Microsite Connect with Genevieve on LinkedInBe among the first to hear about the release of each new podcast episode by signing up HERE The post Episode 4: The Role of the Board in Maximising the Value of Data first appeared on Genevieve Hayes Consulting and is written by Dr Genevieve Hayes.

Why Non-Dilutive Revenue-Based FInancing is an Alternative to VC with Melissa Winder S5 Ep.2 Melissa Widner is an entrepreneur, investor, and CEO of Lighter Capital, the pioneer and leader in revenue-based financing for tech startups, founders, and companies. She was the founder and CEO of 7Software, a Silicon Valley-based enterprise software company acquired by Concur. She was also the CEO of Northwest Industrial Supply and is the co-founder and Chairperson of Sydney-based Heads Over Heels an organization that supports women entrepreneurs running companies with high growth potential. Previously, Melissa was the Managing Director of NAB Ventures, the VC arm of the National Australia Bank, and a General Partner at Seattle-based Seapoint Ventures.In this episode we discussed: The benefits of revenue-based financing The advantages and disadvantages of different types of capital What is mean to bootstrap a business and why founders are doing so; and The hallmarks of success for a bootstrapped business To my listeners, I hope you enjoyed this episode. If you liked it, leave a rating and review on Apple Podcasts, or share this episode with other people who need to hear it. Click here to review: https://kite.link/where-E2-80-99s-the-funding-3FSubscribe to the podcast on the ALIVE Podcast Network: https://alivepodcastnetwork.com/wtf/ to get access to bonus content.Keep tuning in on your favorite podcast streaming platforms like Apple Podcasts, Google Play, Spotify, and more and follow or subscribe to the show to get notified when new episodes drop.To be a guest or sponsor the podcast, email whereisthefunding@gmail.com.Follow the podcast on Instagram at whereisthefunding_podcast and on LinkedIn at WHERE'S THE FUNDING? PODCAST.Follow me, your host Michelle J. McKenzie on LinkedIn.Join me next Friday for another episode.

Why Non-Dilutive Revenue-Based FInancing is an Alternative to VC with Melissa Winder S5 Ep.2 Melissa Widner is an entrepreneur, investor, and CEO of Lighter Capital, the pioneer and leader in revenue-based financing for tech startups, founders, and companies. She was the founder and CEO of 7Software, a Silicon Valley-based enterprise software company acquired by Concur. She was also the CEO of Northwest Industrial Supply and is the co-founder and Chairperson of Sydney-based Heads Over Heels an organization that supports women entrepreneurs running companies with high growth potential. Previously, Melissa was the Managing Director of NAB Ventures, the VC arm of the National Australia Bank, and a General Partner at Seattle-based Seapoint Ventures.In this episode we discussed: The benefits of revenue-based financing The advantages and disadvantages of different types of capital What is mean to bootstrap a business and why founders are doing so; and The hallmarks of success for a bootstrapped business To my listeners, I hope you enjoyed this episode. If you liked it, leave a rating and review on Apple Podcasts, or share this episode with other people who need to hear it. Click here to review: https://kite.link/where-E2-80-99s-the-funding-3FSubscribe to the podcast on the ALIVE Podcast Network: https://alivepodcastnetwork.com/wtf/ to get access to bonus content.Keep tuning in on your favorite podcast streaming platforms like Apple Podcasts, Google Play, Spotify, and more and follow or subscribe to the show to get notified when new episodes drop.To be a guest or sponsor the podcast, email whereisthefunding@gmail.com.Follow the podcast on Instagram at whereisthefunding_podcast and on LinkedIn at WHERE'S THE FUNDING? PODCAST.Follow me, your host Michelle J. McKenzie on LinkedIn.Join me next Friday for another episode.

Why Non-Dilutive Revenue-Based FInancing is an Alternative to VC with Melissa Winder S5 Ep.2 Melissa Widner is an entrepreneur, investor, and CEO of Lighter Capital, the pioneer and leader in revenue-based financing for tech startups, founders, and companies. She was the founder and CEO of 7Software, a Silicon Valley-based enterprise software company acquired by Concur. She was also the CEO of Northwest Industrial Supply and is the co-founder and Chairperson of Sydney-based Heads Over Heels an organization that supports women entrepreneurs running companies with high growth potential. Previously, Melissa was the Managing Director of NAB Ventures, the VC arm of the National Australia Bank, and a General Partner at Seattle-based Seapoint Ventures.In this episode we discussed: The benefits of revenue-based financing The advantages and disadvantages of different types of capital What is mean to bootstrap a business and why founders are doing so; and The hallmarks of success for a bootstrapped business To my listeners, I hope you enjoyed this episode. If you liked it, leave a rating and review on Apple Podcasts, or share this episode with other people who need to hear it. Click here to review: https://kite.link/where-E2-80-99s-the-funding-3FSubscribe to the podcast on the ALIVE Podcast Network: https://alivepodcastnetwork.com/wtf/ to get access to bonus content.Keep tuning in on your favorite podcast streaming platforms like Apple Podcasts, Google Play, Spotify, and more and follow or subscribe to the show to get notified when new episodes drop.To be a guest or sponsor the podcast, email whereisthefunding@gmail.com.Follow the podcast on Instagram at whereisthefunding_podcast and on LinkedIn at WHERE'S THE FUNDING? PODCAST.Follow me, your host Michelle J. McKenzie on LinkedIn.Join me next Friday for another episode.

Why Non-Dilutive Revenue-Based FInancing is an Alternative to VC with Melissa Winder S5 Ep.2 Melissa Widner is an entrepreneur, investor, and CEO of Lighter Capital, the pioneer and leader in revenue-based financing for tech startups, founders, and companies. She was the founder and CEO of 7Software, a Silicon Valley-based enterprise software company acquired by Concur. She was also the CEO of Northwest Industrial Supply and is the co-founder and Chairperson of Sydney-based Heads Over Heels an organization that supports women entrepreneurs running companies with high growth potential. Previously, Melissa was the Managing Director of NAB Ventures, the VC arm of the National Australia Bank, and a General Partner at Seattle-based Seapoint Ventures.In this episode we discussed: The benefits of revenue-based financing The advantages and disadvantages of different types of capital What is mean to bootstrap a business and why founders are doing so; and The hallmarks of success for a bootstrapped business To my listeners, I hope you enjoyed this episode. If you liked it, leave a rating and review on Apple Podcasts, or share this episode with other people who need to hear it. Click here to review: https://kite.link/where-E2-80-99s-the-funding-3FSubscribe to the podcast on the ALIVE Podcast Network: https://alivepodcastnetwork.com/wtf/ to get access to bonus content.Keep tuning in on your favorite podcast streaming platforms like Apple Podcasts, Google Play, Spotify, and more and follow or subscribe to the show to get notified when new episodes drop.To be a guest or sponsor the podcast, email whereisthefunding@gmail.com.Follow the podcast on Instagram at whereisthefunding_podcast and on LinkedIn at WHERE'S THE FUNDING? PODCAST.Follow me, your host Michelle J. McKenzie on LinkedIn.Join me next Friday for another episode.

Why Non-Dilutive Revenue-Based FInancing is an Alternative to VC with Melissa Winder S5 Ep.2 Melissa Widner is an entrepreneur, investor, and CEO of Lighter Capital, the pioneer and leader in revenue-based financing for tech startups, founders, and companies. She was the founder and CEO of 7Software, a Silicon Valley-based enterprise software company acquired by Concur. She was also the CEO of Northwest Industrial Supply and is the co-founder and Chairperson of Sydney-based Heads Over Heels an organization that supports women entrepreneurs running companies with high growth potential. Previously, Melissa was the Managing Director of NAB Ventures, the VC arm of the National Australia Bank, and a General Partner at Seattle-based Seapoint Ventures.In this episode we discussed: The benefits of revenue-based financing The advantages and disadvantages of different types of capital What is mean to bootstrap a business and why founders are doing so; and The hallmarks of success for a bootstrapped business To my listeners, I hope you enjoyed this episode. If you liked it, leave a rating and review on Apple Podcasts, or share this episode with other people who need to hear it. Click here to review: https://kite.link/where-E2-80-99s-the-funding-3FSubscribe to the podcast on the ALIVE Podcast Network: https://alivepodcastnetwork.com/wtf/ to get access to bonus content.Keep tuning in on your favorite podcast streaming platforms like Apple Podcasts, Google Play, Spotify, and more and follow or subscribe to the show to get notified when new episodes drop.To be a guest or sponsor the podcast, email whereisthefunding@gmail.com.Follow the podcast on Instagram at whereisthefunding_podcast and on LinkedIn at WHERE'S THE FUNDING? PODCAST.Follow me, your host Michelle J. McKenzie on LinkedIn.Join me next Friday for another episode.

We are taking The Jake Dunlap Show down-under with this week's guest to talk about all things employee engagement and future of work. While taking on the mission of building a better world for working parents and careers, my guest and her Co-Founder Kate have seen massive growth, working with customers such as Gap, Estee Lauder and Atlasian to name a few.World Traveler, Jodi Geddes is this week's guest on “The Jake Dunlap Show.” Jodi grew up next to the Great Barrier Reef in Austria, and later went to Queensland University of Technology where she earned degrees in both Marketing and PR. She later went on to become the Global Sponsorship Manager for the 2003 Rugby World Cup while working at Visa.After her experience with Visa, she held roles as a National Trade Marketing Manager for Spirits and Wine at Foster Group, multiple roles at the National Australia Bank as a Sr. Sponsorship Manager, Head of Schools, as well as the Head of Sponsorship and Events. Now, she serves as the Co-Founder of In Circle, which was founded by her and Kate Pollard, and their mission is to build a better world for working parents and careers. Today she serves her customer base which includes L'Oreal, Western Power, Culture Amp, Coca Cola and more! Please enjoy this week's episode with Jodi Geddes. Award:Telstra Best of Business award winner for accelerating women.Jodi Geddes: Facebook: https://www.facebook.com/circlein.coInstagram: instagram.com/circlein.co Jake Dunlap:Personal Site - http://jakedunlap.com/LinkedIn - https://www.linkedin.com/in/jakedunlap/Twitter - https://twitter.com/JakeTDunlapInstagram - http://instagram.com/jake_dunlap _Facebook - https://www.facebook.com/JakeTDunlap/ Skaled:Website - https://skaled.com/LinkedIn - https://www.linkedin.com/company/skaled

Gender disparity in the C-suite remains a pervasive issue, even as strides in closing the gender gap are made elsewhere in the corporate world. Our guest on the Potential to Powerhouse Podcast has defied odds and overcome obstacles with her hard work, determination, and vision. Linda Duncombe is the executive vice president and chief marketing, product, and digital officer of City National Bank, and today, she walks us through her journey from being the first in her family to graduate from college to being nominated as class president at Harvard Business School to finally landing her dream position, which brought her to the U.S. from Australia. Linda shares some of the profound lessons she learned along the way, including wisdom imparted by her late brother and father, her time spent at National Australia Bank, and during her years studying at Harvard. Tune in to hear more about this inspiring woman's trajectory, as well as why she places so much value on advocacy and mentorship, as well as adopting the mindset of assuming what she calls innocent intent. “What if” was never a question for Linda, nor should it be for you!    Key Points From This Episode: Linda Duncombe's personal and professional background that took her through the ranks of the banking industry The community spirit of City National Bank The invaluable life lesson Linda learned in college Linda's greatest “a-ha” moment in her academic and professional career Linda's career trajectory; how her career informed her degree The opportunities she was provided with at National Australia Bank What Linda learned as CEO of a private bank through the 2008 financial crisis Her personal experience of navigating the crisis The responsibility of banks to protect your data and your money The mantra Linda lives by What catalyzed Linda's move to America The value of advocates, sponsors, and mentors What convinced Linda to move from Citibank to City National Bank The commendable diversity of City National Bank's leadership team A profound piece of advice Linda got from her father about conflict The power of assuming innocent intent Linda's ultimate secret to success   Links Mentioned in Today's Episode: Linda Duncombe on LinkedIn City National Bank City National Bank on LinkedIn City National Bank on Twitter City National Bank on Instagram Roy Gori on LinkedIn Kelly Coffey on LinkedIn Potential to Powerhouse Tracy Holland on Instagram