Podcasts about grumpus

Turning Grumpus Leo into Happy Leo 10/11/24

In this Episode of The Tuesday Ketchup, the boys create "The Rub" and Matts got a case of The Grumpus. New Hobbies, the Bread-Aissance, so much going on. This one's a good one, come ketch up with us. speakpipe.com/thetuesdayketchup to leave the boys a message patreon.com/tuesdayketchup for weekly bonus eps haydenfcomedy.com to see Hayden live

In this episode of The Tuesday Ketchup, the boys have been heckling Harley during his job search, we drop an old people invention, and Nate has a case of Grumpus. This one's a good one, come ketch up with us. speakpipe.com/thetuesdayketchup to leave the boys a message patreon.com/tuesdayketchup for weekly bonus eps haydenfcomedy.com to see Hayden live

So it might shock anyone who sees a cryptid right, but what if you see a cryptid that looks like a known creature but isn't where one would expect to see that creature… Like a dolphin in a tree, or a whale on a mountain. Or What about flying mollusk? Well that's what I have in fact brought you!! So lets make the strange stranger shall we??Buy us a Coffee buymeacoffee.com/unpnormalcDAmy's Etsy Page Etsy.com/shop/sweetmagicbyamy   Use Promo Code PARANORMACY at check out for free shipping (US only) Ravens Last Oath https://discord.com/invite/uuEypYEFHrOur Affiliates: Para-box Monthly- enter Promo Code PARANORMALCY at check out to get 10% off your first box!Halloweencostumes.comOur Website: https://www.unpnormalcy.com/The Green Mushroom Podcast Network: www.greenmushroomproject.com Smuts Up, Lux Occult, Ad Hoc History, Administrism, Unearthing Paranormalcy,  Primordia, Ex V Plan, Grognostics Also don't forget our other linksDiscordhttps://discord.gg/NhZxdPfdEdFollow us on Facebook and Join our Facebook Grouphttps://www.facebook.com/unpnormalcyhttps://www.facebook.com/groups/2147778561941881/ Follow us on Instagramhttps://www.instagram.com/unpnormalcy/ Follow us on Twitterhttps://twitter.com/UNPnormalcy Support the show

In this episode, I talk with Kurt Wagner, founder and singer songwriter behind the band Lamchop,  which make some of the most gorgeously orchestrated indie-pop you'll ever hear, wrapped around Kurt Wagner's complex and  exquisite lyrics. Wagner lives in Nashville with his wife Mary Mancini, who ran Lucy's Records in nashville before becoming the chair of the Tennesse Democratic Party. We had a great conversation about avoiding the obvious in art and music, the trap of using politics as a promotional tool, and our mutual love of Vic Chesnutt.  Wagner was a friend of Vic's, and Lambchop backed him for his 1998 album The Salesman and Bernadette. I had the good fortune of also perforning in Vic Chesnutt's band around that same time.Wagner has an amazing body of work with his band Lambchop, his solo electronica project Hecta and the excellent country album titled Invariable Heartache. Lamchop's newest album, released in September, is called the Bible.  https://www.lambchop.nethttps://www.lucysrecordshop.comPlaylist available on Spotify:Theme song; Marchandise by Pierre de Gaillande, from the album franglais. (originally Merchandise by Fugazi.) Man Who Loved Beer, Up With People, I've Been Lonely for So Long, Relatives #2, Give Me Your Love, JFK, Grumpus, and Whatever, Mortal by Lambchop. Change is In our Pocket by HecTA. Wild Mountain Berries by Kort. Scratch Scratch Scratch and Supernatural by Vic Chesnutt.

THIS WEEK: Peter breaks out the motion-controlled pack-in title that revolutionized house parties with bowling and other activities in Wii Sports and Joe hunts for a story on Snaktooth Island involving a Grumpus expedition team and the nearby critters with Kero Kero Bonito's work in Bugsnax.

If you need pension funds explained, there's no better person to talk to than the internet's leading voice on all things pensions and retirement, Grumpus Maximus. After spending twenty or so years in the military, Grumpus began to put his health, happiness, and passions first. Now, retired with plenty of money coming in (thanks to pensions and retirement accounts), Grumpus spends his time blogging and helping others ask the meaningful question, “is my pension worth it?”Guest co-host Joe Saul-Sehy from the Stacking Benjamins podcast is here to help Mindy tee up some pension-related questions for Grumpus. Whether or not you have a job offering a pension or you're debating accepting a job with a pension, the research-based questions asked today will help you evaluate whether or not a pension is truly worth it. You'll hear about the safety of pensions, healthcare-impacted pensions, annuities, and Cost-of-Living Adjustments (COLA) so you can make the best possible decision regarding your (early) retirement plans!In This Episode We Cover“Cashing out” of a pension and what to do with the moneyUnderstanding the healthcare implications that come with leaving a pension Which industries have the riskiest pension plansIs an annuity ever worth the fees? Researching your pension and understanding the benefits How to analyze the safety of an organization's pension plan And So Much More!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Judge Gino: Grampa Grumpus (9/14/21) by 96.5 WKLH

In our latest episode, regular hosts Haitch and Jason are joined by Steph Colbourn and Sophie Shin, from the podcast production studio, editaudio. We discuss David Lynch’s direct follow-up to Dune, his 1986 surreal thriller starring Paul Atreides himself, Kyle MacLachlan, Blue Velvet. We cover the seedy underbelly of Americana, the ways standards have changed since 1986, and how this film inspired the generation of directors that came after it. Chapters Introduction (00:00:00) Dune News (00:05:39) Roundtable Discussion (00:13:37) Your Letters (01:19:31) Notes and Links WARNING: this episode includes discussion of sexual assault and violence. Blue Velvet, is an important film, but it does feature sexual assault and violence. We have a serious discussion about that topic, so we wanted to warn you in advance. If you need resources around sexual assault, visit the Rape, Abuse & Incest National Network, the nation's largest anti-sexual violence organization at RAINN.org or call 800-656-HOPE. You are not alone and we stand with you. TikTok kids are using Parappa the Rappa to understand consent. They are using the track Parappa the Rapper: Instructor Mooselini's Car Rap. What if Blue Velvet was a Rom Com? Find out via this awesome trailer. Blue Velvet film critique article. The article Jason was referring to can be found here. The Skree Dune issue is available now! Pick up this amazing work of loving art now at The Grumpus. Bushido’s Dune Spotify Playlist. Friend of the show Rich (aka Bushido on Spotify) has built an awesome chill Dune inspired playlist. Tim O’Reilly’s 1977 biography Frank Herbert See the movies we’ve watched and are going to watch on our Dune Pod Set List on Letterboxd Dune Pod’s Breaking Dune News Twitter list Rate and review the podcast to help others discover it, and let us know what you think of the show at letters@dunepod.com or leave us a voicemail at +1-415-534-5211. Dune Pod: your one stop shop to get fully prepared for the new Dune movie by delving into the books, as well as the films directed by Denis Villeneuve and featuring the cast and crew of the new film. Dune neophytes and historians alike are welcome to join our tribe. Follow @dunepod on Twitter and Instagram Music by Tobey Forsman of Whipsong Music Cover art by @ctcher

In our latest episode, regular hosts Haitch and Jason are joined by the Founder and CEO of the online game organizing platform Warhorn, Brian Moseley. We cover Gurney Halleck himself, Sir Patrick Stewart’s very first movie, 1981’s epic sword and sorcery film, Excalibur. Topics include the power of a score to make a movie, the dangers of casting your own children as actors in your movie, and we recite the Charm of Making. Chapters Introduction (00:00:00) Dune News (00:07:17) Roundtable Discussion (00:10:51) Your Letters (00:56:08) Notes and Links The Skree Dune issue is available now! Pick up this amazing work of loving art now at The Grumpus. Bushido’s Dune Spotify Playlist. Friend of the show Rich (aka Bushido on Spotify) has built an awesome chill Dune inspired playlist. Tim O’Reilly’s 1977 biography Frank Herbert See the movies we’ve watched and are going to watch on our Dune Pod Set List on Letterboxd Dune Pod’s Breaking Dune News Twitter list Rate and review the podcast to help others discover it, and let us know what you think of the show at letters@dunepod.com or leave us a voicemail at +1-415-534-5211. Dune Pod: your one stop shop to get fully prepared for the new Dune movie by delving into the books, as well as the films directed by Denis Villeneuve and featuring the cast and crew of the new film. Dune neophytes and historians alike are welcome to join our tribe. Follow @dunepod on Twitter and Instagram Music by Tobey Forsman of Whipsong Music Cover art by @ctcher

In our latest episode, regular hosts Haitch and Jason are joined by Internet thought leader and General Partner at Google Ventures, M.G. Siegler. We tackle Paul Muad’dib himself, Timothee Chalamet’s very first film, Christopher Nolan’s 2014 epic, Interstellar. We discuss the dangers and responsibilities of being a parent, Jason gives a 4 part symposium on the Physics of Interstellar, and we consider just how alike Chris Nolan and Denis Villeneuve truly are. Chapters Introduction (00:00:00) Dune News (00:05:43) Roundtable Discussion (00:12:11) Your Letters (00:56:08) Notes and Links Check out the truly insane Dune (1984) coloring book. In one of the craziest marketing products ever, someone created a kids coloring book based on Lynch’s movie. Totally inappropriate and bizarre. Images here. Read Dylan Thomas’ poem, The force that thru the green fuse drives the flower. This is Jason’s favorite poem by Thomas. Read the full poem here. Read Kip Thorne’s book The Science of Interstellar. Kip explains all of the science of the movie. Buy the book here. The Skree Dune issue is available now! Pick up this amazing work of loving art now at The Grumpus. Bushido’s Dune Spotify Playlist. Friend of the show Rich (aka Bushido on Spotify) has built an awesome chill Dune inspired playlist. Tim O’Reilly’s 1977 biography Frank Herbert See the movies we’ve watched and are going to watch on our Dune Pod Set List on Letterboxd Dune Pod’s Breaking Dune News Twitter list Rate and review the podcast to help others discover it, and let us know what you think of the show at letters@dunepod.com or leave us a voicemail at +1-415-534-5211. Dune Pod: your one stop shop to get fully prepared for the new Dune movie by delving into the books, as well as the films directed by Denis Villeneuve and featuring the cast and crew of the new film. Dune neophytes and historians alike are welcome to join our tribe. Follow @dunepod on Twitter and Instagram Music by Tobey Forsman of Whipsong Music Cover art by @ctcher

Back in another installment of ChooseFI’s Households of FI series are Troy and Lindsay. In episode 241, Brad helped them calculate their FI number, but Lindsay is a teacher with the potential to earn a pension. In this episode, they touch base with Grumpus Maximus to discuss the health of their pension. While the conversation is geared toward the health of the Virginia Retirement system, others who are eligible for pensions will learn where to access data about their own pensions and interpret it to assess its health. Linsday is 32 and in her seventh year of teaching under the Virginia Retirement System. Troy is 34 and an IT professional working on government contracts and does not have access to a pension. Troy and Linsday have a young son. Grumpus Maximus is a retired military officer who lives in New Zealand with his wife and two kids. Grumpus experienced a post-traumatic breakdown around year 16 of his military career that had him calculating whether or not it was worth staying in the military for the additional years required to earn his pension. Many defined benefit plans these days have different levels because they are so expensive. The Virginia Retirement System (VRS) has 3 options, 1, 2, and a hybrid plan. Linsday is on option 2. Both COVID and having their son have had Troy and Lindsay thinking about the future of their careers. The possibility of working from home or retiring early were things they began to consider, but the VRS’s calculators would allow Lindsay to play with numbers to look at retirement before the age of 58. After some investigation, Grumpus found that 30 years is the standard full vestment period, but partial vesting is reached at just five years, although it wouldn’t pay out until also reaching the minimum retirement age. Option 2 appears to be tied to the social security retirement age, so taking it earlier likely results in a reduced benefit. Lindsay wants to understand how to calculate what her pension would be. Grumpus says there is a way to calculate it but warns that doing it this far in advance will require a lot of assumptions. The retirement budget Troy and Lindsay are shooting for is around $4,000 per month. They can go online to calculate the pension amount and then see how big the gap is. The smaller the gap is, the more valuable the pension is. Lindsay’s pension has a COLA which hopefully negates inflation and makes her pension more valuable and allows her pension’s purchasing power to remain the same. The VRS pension also does not replace social security, so she will have social security income coming in as well. Her pension also has other earned pension benefits (OEPB), like life insurance, health insurance, and the option of survivorship. The Grumpmatic method of calculating a pension’s worth includes a pros and cons list, which includes pension benefits, but also personal issues. It takes into account the non-mathematical considerations, such as happiness, job satisfaction, and potential changes to the pension system. He encourages everyone to write the list down on paper to create a physical record of why the decision is being made because it shouldn’t be purely a numbers-based decision. When asked about how Grumpus and his wife came to the decision that they did, he said several factors played into the decision. It was a transition for his wife to go from career to full-time parent wasn’t easy. They even had marriage counseling. Troy had trouble even finding information on Lindsay’s pension. Grumpus says because he’s been looking t pensions for so long, he knows what to look for. In addition, Boston College runs The Center for Retirement Research and has a public plan database with most of the major state and city plans in it. With Public Plan Database, you can get an overall view of what the pension plan looks like. It also compares the plans to national averages which can give you an idea of the overall health of your plan. Virginia’s plan is not fully funded for all current and future obligations, which is pretty much average. Very few public plans are fully funded. An accounting change in the late 90s also changed many pensions from 100% funded to underfunded and then the market crash from the .com bubble didn’t help. Most plans have steadied since then at around 75%. The American Academy of Accuraties came out with a paper stating that there is a myth claiming anything funded at 80% is well off and won’t have issues in the future. It’s better to look at the trend lines for the last five years. If they have been going down, there is cause for concern. Grumpus warns that all the funding spent on COVID this year may impact pension funding. If states skip paying into plans, it will need to be rolled into future payments. That is shown in the database as ARC payments. In Lindsay’s pension plan, she is accruing cash that she could roll over with the interest into an IRA after five years of service. Grumpus says that goes in the pro column for leaving since she could take what she’s earned with her, but he says there are very few cons to her system overall. The VRS pension uses a formula based on age, the number of years worked, and average annual salary. There is a multiplier for every year worked of 1.7%. Payments will start right away if she works to full-retirement age. Concerning health insurance under VRS, credits are accrued for the length you stay that contribute to a subsidy. If you leave, you won’t keep that. Because of the COLA, it makes for an easier pension calculation, but there’s no magic equation to spit out a yes or no answer. The goal should be to have a fully-formed decision. While she is enjoying teaching from home, Troy and Lindsay are considering a second child which could change how she feels. Grumpus says the advantage is that they don’t have too much time invested into the pension yet. Teachers have other ways to invest money, such as 403bs and 457s. Lindsay could be doing those in the meantime to give herself flexibility. People who have pensions need to make some real in-depth considerations from both a financial and psychological perspective. Not every decision comes down to money. You have to decide what works best for you. Grumpus Maximus Website: Grumpusmaximus.com Resources Mentioned In Today’s Conversation Get the ChooseFI ebook bundle for 20-25% discount! ChooseFI Episode 221 Introducing Our Households of FI!! | Part 1 ChooseFI Episode 241 Households of FI Troy & Lindsay and Brad Calculate Their FI Number Public Plans Database Children will gain money management skills with The Simple StartUp. The Golden Albatross: How to Determine if Your Pension is Worth it? by Grumpus Maximus The Center for Retirement Research at Boston College If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI’s 3-card credit card strategy.  Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence.      

In our latest episode, regular hosts Haitch and Jason are joined by 2021 podcast rookie sensation and co-host of the Cinenauts Pod, Boom. We discuss our kween, Zendaya, and her sensational performance in the black and white 2 person drama, Malcolm & Marie. We discuss unreliable narrators, aggressive food eating acting, and the dangers of filmmakers tussling with critics. Chapters Introduction (00:00:00) Dune News (00:05:43) Roundtable Discussion (00:12:11) Your Letters (00:56:08) Notes and Links This week was the 1 year anniversary of the first Dune image, of Paul walking on Caladan. How far we’ve come! Relive the magic of Timothee’s tweet. Great interview with Eric Roth on co-writing the Dune (2021) script. Roth said he’d worked with Denis on Arrival and Denis asked him to take a crack at Dune, “And I did, and I wrote a big, full, overwritten Eric Roth draft that had certain things special to me. It needed to be, honestly, cut down and sort of harnessed, and Denis did some of that, and they eventually brought in a writer — I was busy, so they brought in a writer named Jon Spaihts, who is a wonderful writer, who I think kept it grounded. And I think he... I don't want to say Lord of the Rings, but I think it's really pretty spectacular. He’s a visionary of his own kind, Denis.” Read the full interview at Collider. The Skree Dune issue is available now! Pick up this amazing work of loving art now at The Grumpus. Bushido’s Dune Spotify Playlist. Friend of the show Rich (aka Bushido on Spotify) has built an awesome chill Dune inspired playlist. Tim O’Reilly’s 1977 biography Frank Herbert See the movies we’ve watched and are going to watch on our Dune Pod Set List on Letterboxd Dune Pod’s Breaking Dune News Twitter list Rate and review the podcast to help others discover it, and let us know what you think of the show at letters@dunepod.com or leave us a voicemail at +1-415-534-5211. Dune Pod: your one stop shop to get fully prepared for the new Dune movie by delving into the books, as well as the films directed by Denis Villeneuve and featuring the cast and crew of the new film. Dune neophytes and historians alike are welcome to join our tribe. Follow @dunepod on Twitter and Instagram Music by Tobey Forsman of Whipsong Music Cover art by @ctcher

In our latest episode, regular hosts Haitch and Jason are joined by Product Manager and investor, Merci Grace. We discuss Dune 2021’s Gurney Halleck himself: Josh Brolin, in the Coen Brothers and Roger Deakins’ 2010 western masterpiece, True Grit. We cover complicated Civil War era dynamics, the power of being able to admit you’re wrong, and the dangers of frontier era dentistry. Chapters Introduction (00:00:00) Dune News (00:04:26) Roundtable Discussion (00:13:28) Your Letters (01:06:54) Notes and Links Hawkeye comic by Matt Fraction & David Aja. This legendary comic run is beautiful and hilarious and the inspiration for the new Hawkeye TV show starring Jeremy Renner [CUE his scat clip!] and Hailee Steinfeld. Get the digital comic here. Check out the John Milius documentary. It follows the wild man of Hollywood, writer of Apocalypse Now and director of Conan the Barbarian. Also the inspiration for Walter from The Big Lebowski?!? Check out the documentary’s IMDb page. Godzilla vs Kong did $49M opening weekend ($285M total so far worldwide)! Huge box office hit even with HBO Max Day & Date. A Dune redditor said the trailer for Dune before Kong said, ‘Only in Theaters’, so stay tyuned. Read Deadline’s full story here. The Skree Dune issue is available now! Pick up this amazing work of loving art now at The Grumpus. Bushido’s Dune Spotify Playlist. Friend of the show Rich (aka Bushido on Spotify) has built an awesome chill Dune inspired playlist. Tim O’Reilly’s 1977 biography Frank Herbert See the movies we’ve watched and are going to watch on our Dune Pod Set List on Letterboxd Dune Pod’s Breaking Dune News Twitter list Rate and review the podcast to help others discover it, and let us know what you think of the show at letters@dunepod.com or leave us a voicemail at +1-415-534-5211. Dune Pod: your one stop shop to get fully prepared for the new Dune movie by delving into the books, as well as the films directed by Denis Villeneuve and featuring the cast and crew of the new film. Dune neophytes and historians alike are welcome to join our tribe. Follow @dunepod on Twitter and Instagram Music by Tobey Forsman of Whipsong Music Cover art by @ctcher

In our latest episode, regular hosts Haitch and Jason are joined by legendary tech investor and Shark Tank host, Chris Sacca. We discuss the #1 cult film of all time: The Big Lebowski, shot by our man, Roger Deakins. Topics include the amazing community that has sprung up around the film, its limitless rewatchability, and all the behind the scenes secret insights. Read our full episode transcript! Chapters Introduction (00:00:00) Dune News (00:12:25) Roundtable Discussion (00:16:10) Your Letters (02:00:01) Notes and Links The Jesus Rolls (Unofficial Big Lebowski Sequel) Update. Check out the movie’s IMDb page. Todd Vaziri bowling drone footage to Jedi speeder scene. Check out this fantastic video here. Today show interview with Jeff, John, and Steve 20 years later. Check it out here. Texas Foodbank Fundraising Drive. Dune Pod matched contributions up to $5K for 12 regional foodbanks covering Texas. Even though our matching donations are now closed, the link is still active, so make your donation via AOC’s SUPPORT RELIEF EFFORTS IN TEXAS Act Blue. The Skree Dune issue is available now! Pick up this amazing work of loving art now at The Grumpus. Bushido’s Dune Spotify Playlist. Friend of the show Rich (aka Bushido on Spotify) has built an awesome chill Dune inspired playlist. Tim O’Reilly’s 1977 biography Frank Herbert See the movies we’ve watched and are going to watch on our Dune Pod Set List on Letterboxd Dune Pod’s Breaking Dune News Twitter list Rate and review the podcast to help others discover it, and let us know what you think of the show at letters@dunepod.com or leave us a voicemail at +1-415-534-5211. Dune Pod: your one stop shop to get fully prepared for the new Dune movie by delving into the books, as well as the films directed by Denis Villeneuve and featuring the cast and crew of the new film. Dune neophytes and historians alike are welcome to join our tribe. Follow @dunepod on Twitter and Instagram Music by Tobey Forsman of Whipsong Music Cover art by @ctcher

In our latest episode, regular hosts Haitch and Jason are joined by digital set designer, Tim Croshaw. We discuss the *definitive* big budget serious sci-fi masterpiece from 2020: no, not Denis’ Dune, Nolan’s TENET. We cover international film finance, how much it costs to rent a 300’ yacht, and try to sort out the grandfather paradox. Chapters Introduction (00:00:00) Dune News (00:07:16) Roundtable Discussion (00:12:05) Tallin Heist (00:48:57) Your Letters (01:19:54) Notes and Links Regal Theaters reopening. They worked out a deal with Warner Brothers for HBO Max day and date release for 2021, but will move to 45 days for 2022. Details in this CNBC article. New Rockstars TENET explainer. Definitely worth watching this great video explainer. Barry’s Timeline Travel TENET explainer. Definitely worth reading the detailed explanation and graphs in this great written explainer. Texas Foodbank Fundraising Drive. Dune Pod matched contributions up to $5K for 12 regional foodbanks covering Texas. Even though our matching donations are now closed, the link is still active, so make your donation via AOC’s SUPPORT RELIEF EFFORTS IN TEXAS Act Blue. The Skree Dune issue is available now! Pick up this amazing work of loving art now at The Grumpus. Bushido’s Dune Spotify Playlist. Friend of the show Rich (aka Bushido on Spotify) has built an awesome chill Dune inspired playlist. Tim O’Reilly’s 1977 biography Frank Herbert See the movies we’ve watched and are going to watch on our Dune Pod Set List on Letterboxd Dune Pod’s Breaking Dune News Twitter list Rate and review the podcast to help others discover it, and let us know what you think of the show at letters@dunepod.com or leave us a voicemail at +1-415-534-5211. Dune Pod: your one stop shop to get fully prepared for the new Dune movie by delving into the books, as well as the films directed by Denis Villeneuve and featuring the cast and crew of the new film. Dune neophytes and historians alike are welcome to join our tribe. Follow @dunepod on Twitter and Instagram Music by Tobey Forsman of Whipsong Music Cover art by @ctcher

In our latest episode, regular hosts Haitch and Jason are joined by the podcast godfather himself, Jonesy Loves Beer. We discuss Stilgar himself from Dune 2021, Javier Bardem, in Skyfall. We cover the deeper meanings of James Bond’s journey, debate which 007 theme song is the best, and as always, lay in adoration at the feet of DA GAWD Roger Deakins. Chapters Introduction (00:00:00) Dune News (00:09:45) Roundtable Discussion (00:14:41) Your Letters (01:27:45) Notes and Links Jonesy’s podcast: Interview with the Podcast Vampire! Check out this excellent Tom Cruise movie retrospective. The latest episode covers the amazingMission Impossible III (2006). Jonesy’s other podcast: Paperkeg! Check out this excellent podcast on Comics and Friendship. The latest episode is availablehere. Texas Foodbank Fundraising Drive. Dune Pod matched contributions up to $5K for 12 regional foodbanks covering Texas. Even though our matching donations are now closed, the link is still active, so make your donation via AOC’s SUPPORT RELIEF EFFORTS IN TEXAS Act Blue. The Skree Dune issue is available now! Pick up this amazing work of loving art now at The Grumpus. Bushido’s Dune Spotify Playlist. Friend of the show Rich (aka Bushido on Spotify) has built an awesome chill Dune inspired playlist. Tim O’Reilly’s 1977 biography Frank Herbert See the movies we’ve watched and are going to watch on our Dune Pod Set List on Letterboxd Dune Pod’s Breaking Dune News Twitter list Rate and review the podcast to help others discover it, and let us know what you think of the show at letters@dunepod.com or leave us a voicemail at +1-415-534-5211. Dune Pod: your one stop shop to get fully prepared for the new Dune movie by delving into the books, as well as the films directed by Denis Villeneuve and featuring the cast and crew of the new film. Dune neophytes and historians alike are welcome to join our tribe. Follow @dunepod on Twitter and Instagram Music by Tobey Forsman of Whipsong Music Cover art by @ctcher

In our latest episode, regular hosts Haitch and Jason are joined by the hosts of the amazing low rent horror podcast Bat & Spider: Charles Forsman and Dale_A. We discuss David Lynch’s 1997 surreal nightmare, Lost Highway. Topics include how this soundtrack changed our lives, how to spot a psychotic fugue state, and accept David Lynch’s blessing that a movie can mean whatever we want it to. Also, we’re thrilled to announce that our final total raised by our Texas Foodbank Fundraising Charity Drive was $16,028! The main link for contributions remains open if you still want to contribute. Details below. Chapters Introduction (00:00:00) Dune News (00:07:29) Roundtable Discussion (00:11:42) Your Letters (01:36:57) Notes and Links Check out the Bat & Spider Podcast! Listen to the latest episodes, merchandise, and links to join the Bat & Spider discord to hang out with other fans together at batandspider.com. Texas Foodbank Fundraising Drive. Dune Pod matched contributions up to $5K for 12 regional foodbanks covering Texas. Even though our matching donations are now closed, the link is still active, so make your donation via AOC’s SUPPORT RELIEF EFFORTS IN TEXAS Act Blue. The Skree Dune issue is available now! Pick up this amazing work of loving art now at The Grumpus. Bushido’s Dune Spotify Playlist. Friend of the show Rich (aka Bushido on Spotify) has built an awesome chill Dune inspired playlist. Tim O’Reilly’s 1977 biography Frank Herbert See the movies we’ve watched and are going to watch on our Dune Pod Set List on Letterboxd Dune Pod’s Breaking Dune News Twitter list Rate and review the podcast to help others discover it, and let us know what you think of the show at letters@dunepod.com or leave us a voicemail at +1-415-534-5211. Dune Pod: your one stop shop to get fully prepared for the new Dune movie by delving into the books, as well as the films directed by Denis Villeneuve and featuring the cast and crew of the new film. Dune neophytes and historians alike are welcome to join our tribe. Follow @dunepod on Twitter and Instagram Music by Tobey Forsman of Whipsong Music Cover art by @ctcher

In our latest episode, regular hosts Haitch and Jason are joined by return guest and VP of Viewer Experience at Twitch, Tom Verrilli. We discuss our first film featuring the Baron Harkonnen himself, Stellan Skarsgard, 1998s heist thriller, Ronin. We discuss the value of maintaining one’s personal honor, get surprisingly in depth on german sports sedan configurations, and finally figure out what color the boathouse at Hereford really is. Also, we’re thrilled to announce that our final total raised by our Texas Foodbank Fundraising Charity Drive was $16,028! The main link for contributions remains open if you still want to contribute. Details below. Chapters Introduction (00:00:00) Dune News (00:07:14) Roundtable Discussion (00:12:47) Your Letters (01:00:16) Notes and Links Texas Foodbank Fundraising Drive. Dune Pod matched contributions up to $5K for 12 regional foodbanks covering Texas. Even though our matching donations are now closed, the link is still active, so make your donation via AOC’s SUPPORT RELIEF EFFORTS IN TEXAS Act Blue. The Skree Dune issue is available now! Pick up this amazing work of loving art now at The Grumpus. Bushido’s Dune Spotify Playlist. Friend of the show Rich (aka Bushido on Spotify) has built an awesome chill Dune inspired playlist. Tim O’Reilly’s 1977 biography Frank Herbert See the movies we’ve watched and are going to watch on our Dune Pod Set List on Letterboxd Dune Pod’s Breaking Dune News Twitter list Rate and review the podcast to help others discover it, and let us know what you think of the show at letters@dunepod.com or leave us a voicemail at +1-415-534-5211. Dune Pod: your one stop shop to get fully prepared for the new Dune movie by delving into the books, as well as the films directed by Denis Villeneuve and featuring the cast and crew of the new film. Dune neophytes and historians alike are welcome to join our tribe. Follow @dunepod on Twitter and Instagram Music by Tobey Forsman of Whipsong Music Cover art by @ctcher

In our latest episode, regular hosts Haitch and Jason are joined by return guest and Managing Editor of Fangoria Magazine, Meredith Borders. We discuss the 1985 classic fantasy romance film, Ladyhawke! Topics include the complexity of animal mating rituals, esoteric details of historical weaponry, and the dangers lurking in the Dark Web. We're also provide an update on the Dune Pod Charity Fundraiser for Texas Foodbanks in light of the recent severe storms. We are matching contributions up to $5,000 to do our part to help out and we hope you’ll join us. Details below. Chapters Introduction (00:00:00) Dune News (00:05:48) Roundtable Discussion (00:08:53) Your Letters (01:04:32) Notes and Links Texas Foodbank Fundraising Drive. Dune Pod is matching contributions up to $5K to 12 regional foodbanks covering Texas. Make your donation and then send us a DM, VM, or hit us up at letters@dunepod.com and tell us why you donated. We’ll double your money and give you a shoutout on the air! Donate via AOC’s SUPPORT RELIEF EFFORTS IN TEXAS Act Blue. The Skree Dune issue is available now! Pick up this amazing work of loving art now at The Grumpus. Detailed sword/armor analysis of Ladyhawke. Read all about it at Medieval Matters. Dune Fan Casting on Reddit. Read this awesome post with actors for all 6 books here. Bushido’s Dune Spotify Playlist. Friend of the show Rich (aka Bushido on Spotify) has built an awesome chill Dune inspired playlist. Tim O’Reilly’s 1977 biography Frank Herbert See the movies we’ve watched and are going to watch on our Dune Pod Set List on Letterboxd Dune Pod’s Breaking Dune News Twitter list Rate and review the podcast to help others discover it, and let us know what you think of the show at letters@dunepod.com or leave us a voicemail at +1-415-534-5211. Dune Pod: your one stop shop to get fully prepared for the new Dune movie by delving into the books, as well as the films directed by Denis Villeneuve and featuring the cast and crew of the new film. Dune neophytes and historians alike are welcome to join our tribe. Follow @dunepod on Twitter and Instagram Music by Tobey Forsman of Whipsong Music Cover art by @ctcher

Kinda bug and kinda snack! One thing for sure is we were kinda surprised by Bugsnax, the latest game from Young Horses. Join us as we discuss the titular tasty critters as well as the game's fantastic journalism frame, LGBTQ+ representation, and why Jason really needs to learn to stay until after the credits. Whoa-oo-oh, it's Bugsnax!Follow Dead Cell Media and its members on Twitter at: -Dead Cell Media: @DeadCellMedia -Mark Sullivan: @nibelheimian -Delaila Lugo: @ASSASSINA_SAN-Jason Kwasnicki: @SolidKwasSupport the show (https://www.facebook.com/DeadCellMedia/)

It's Part 2 of ChooseFI's end-of-year wins where we hear directly from our community members. During this live event, listeners shared the actions they've taken during the past year that have helped them to spend less, earn more, and enjoy the journey. This year, the year-end-win episode took place in a three hour live Facebook and YouTube event featuring around 20 members of the community. After listening to the podcast for months or years, how did individual members of the community take in information and take action leading to success in a very challenging year? Success isn't just the nuts and bolts of money. Ultimately, it's a life optimization strategy. In response to Brad sharing in an earlier episode that he was joining Alan Donegan in his burpee challenge, Christine wrote in to share that she was inspired to step up her run by throwing in burpees along the way even if she couldn't complete the pushups. Being perfect isn't realistic. Challenge and struggling are important, as is trying to get to the point of mastery. You grow during times of discomfort and failure. The first end-of-year win comes from Eric. Introduced to FI by his best friends over a year ago, Eric binged listened to the podcast. In January of 2020, Eric and his wife re-scripted their financial life. Eric is an architect and started creating YouTube content as a side hustle on his channel 30X40 Design Workshop. Re-scripting their financial life started with paying down all their debt, including mortgage, with the cash they had saved that wasn't doing very much for them and built a six-month emergency fund. Having that headspace allowed them to take more risks during the year. They don't have a specific monthly budget, but as long as his wife keeps her job as a research scientist, they are good. Everything he makes is going toward FI, including a post-tax brokerage account and 529s. The FI literacy they've picked up from the podcast has shown they are a lot closer to their FI number than they thought. The friend who introduced Eric to FI was Jason, who also had end-of-year wins to share. Jason figured out early in his career that he didn't want to persist working for other people until retirement age. Five years ago, Jason learned about the FIRE community and began to buckle down, working toward a strategy. Jason says they've always been good savers and put salary increases and bonuses toward retirement savings. In 2019, he realized 2020 was the year they could hit FI. He actually achieved it in May 2019 and stayed at his job until June 2020 because he had some things he wanted to see through. In June, they moved from a high-cost-of-living area to a more moderately priced location. He began blogging on his website, The Next Phase is Now, to help work through the tornado of feelings he was experiencing. Before retiring, they lived on their FI budget for a full year to give them confidence. Currently, Jason is drawing from his cash reserves, which he moves from a Fidelity account to his checking account once a month like a paycheck. Next up is a question from Rebecca, who wants to know how to calculate her FI number when both she and her husband have pensions. Jonathan says the difference between your monthly expenses and your pension is what your FI number will need to cover. The book by Grumpus Maximus, The Golden Albatross: How to Determine if Your Pension is Worth It, as well as episodes 057 and 227 with Grumpus are good to check out if you have a pension. The next listener sharing her wins is Sara. Sara sold her care and began investing in VTSAX this year after graduating in 2019. As a new investor, the market fluctuations this year were intimidating, but after reading The Simple Path to Wealth, she felt like she was getting in during a low period. Sara's only debt is $78,000 in student loans which she hopes to pay off by age 30. During this 0% interest period, she has deferred making payments and has saved $20,000. It's a safety net that she's trying to decide what to do with. Her employer offers a .5% match up to 6% in her retirement plan. Sara has increased her contribution since deferring her student loan payments and is looking to roll over an account from a previous employer. Sara is trying to keep her expenses low and estimates her savings rate to be 30-40%. Listener Jake has made a lot of big moves this year, which means undoing all of the American dream ideas that had been drilled into him, like the fancy apartment, car, and clothes. They weren't making him happy. After listening to the podcast, Jake took action and moved into a place that cost him half as much, traded in the fancy car for a used Prius he paid cash for, and slashed his spending. Another big move Jake made was to refinance his private student loans with a 10% interest rate to 4%. He's putting every extra dollar toward student loans and will 100% debt-free by the end of January. The Talent Stacker podcast has lit a fire under him and Jake's goal for the end of 2021 is to hit $100,000 net worth. Being able to work remotely, Jake has moved back in with his parents and reduced his rent to zero. Bradsays he credits living with his parents after graduation as the springboard for everything that came after. Zach says it's been a great year figuring out his why of FI and taking actionable steps. He thinks whether we realize it or not, we're all chasing time and health. He wants to travel the world in business class and loves his 2006 Hyundai Sonata. For Zach, finding happiness wherever he is at is the FI goal. It's all about what you personally value. His investments are set up to meet his passive income goal. At the beginning of COVID, Zach started two businesses. While a pandemic doesn't sound like a good time to start a business, Zach says any time of strife and change creates opportunity. Next up is Kosta who says despite the tough year, his path to FI has accelerated and COVID hammered home the need to do it. Three years ago, Kosta and his fiance thought they had made it with their lucrative careers. But when he learned about FI in 2018, he was hooked. They worked together as a team to pay down student loan debt and put a 20% downpayment on the house they bought at the beginning of this year. Health issues that may take both of them out of work motivated them to ensure their later years were easier. And a by-product of FI, Kosta has lost 84 funds this year! Resources Mentioned In Today's Conversation Buy a ChooseFI ebook bundle and save an extra 15% with code “holiday15” Build a better portfolio with M1 Finance ChooseFI ebook store If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy.  Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence.

This week! We all finished Bugsnax! And we played a neat beat-em-up idea in the Tough Kookie beta. In news we bitch about the Game Awards. Then in the backlog blog, we bring a trio of games we’ve beat to the table. Join us! Segments Early Adopters News Backlog Blog Other Favorite Extra Life Moments One Last Thing Don’t forget to follow/reach us at: Twitter: @SuperGGRadio Email: SuperGGRadio@gmail.com Wordpress: www.superggradio.wordpress.com Facebook: https://www.facebook.com/SuperGGRadio Twitch: Twitch.tv/superggradio Youtube: http://tiny.cc/1xr07y Twitch: Twitch.tv/superggradio Games Discussed: Bugsnax, Tough Kookie beta, Observer Redux, Oddworld New ‘n’ Tasty, Little Nightmares Music Credits: Introduction: Jazz Hip Hop 1 by Traster Intermission: Chill Jazzy Lofi Hip Hop by DJ Quads End Credits: Midnight Snack by DJ Quads Mixed by Joel DeWitte (what is mixing?) Edited by Joel DeWitte

From the day you join the military, you’re already counting down the days until you are faced with the decision of should I stay in for the pension. Everyone has to decide at some point. But that’s a big choice for everyone and one that can have significant financial impacts. There are also things to consider, like family life, education, future employment, and mental health in your decision. Grumpus Maximus has a new book out to help you make that decision. It’s called "The Golden Albatross: How To Determine If Your Pension Is Worth It.” Grumpus is a retired U.S. military officer, husband, father, blogger, and first-time author. In the show, we talk about deciding to stay in or get out of the military.

Today's episode features Grumpus Maximus, author of  The Golden Albatross and creator of the Grumpus Maximus website. Grumpus was three years away from a pension when he had a breakdown. This pushed him to gather all the information he could on his pension to choose on staying or going. Ultimately, he stayed and from then on became focused on teaching others how to understand and utilize their own pension plans. Listen, learn, and let us know what you think about this awesome episode! Episode Summary Grumpus' Beginnings In the spring of 2016, he suffered a mental breakdown This was while serving in the military He was only 3 yrs from a pension This made him do a lot of investigating into his pension He gives people advice on how to balance mental health and personal finance decisions We also talk about how to decide when to stop chasing the pension This is important because there's often such a long time to earn the pension Varieties of Pensions Grumpus highlights the vast differences in pensions These differences make them more or less valuable Differences include healthcare and inflation adjustment One thing to look out for is how well funded the pension is If it is only 50% funded, then it could be a riskier and less attractive pension What is a Pension? Generally, it's some percentage of money based on your salary that you receive forever You might have to work X number of years and at that point, you're fully vested Some allow you to ramp up your pensions vs all or nothing Think partial vs cliff vesting The main reason for a pension is for retention If you're ready to leave, they may offer you a lump sum It's important to consider tax implications and how much value you're giving up Grumpus also highlights that all plans must offer survivor benefits This is where your spouse or dependent would get a part of your pension after your death Rely Only on Your Pension? Simply put, you shouldn't only rely on your pension The closer you get to vesting, the more you can assume you'll have it You also need to study how likely your pension is to actually exist This is on top of understanding how likely you'll be able to handle a single job for 20-30 years Grumpus Moves Abroad He moved to New Zealand and enjoying the conversion rate We then discuss how the pension is taxed based on state/country you live in Grumpus is a big fan of the range of activities available in New Zealand Cody couldn't agree more! Key Takeaways Know Your Pension: The pension system isn't as simple as we thought, so study your specifics The future is uncertain: At times we don't take action because we're pessimistic but then, unfortunately, we make future assumptions based on overly optimistic projections Call to Action Study your pension! Even if you don't have a pension, chances are that you or your spouse has some type of benefits. Really dig in to make sure you fully understand and maximize those benefits. Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Sign up for our exclusive newsletter Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please leave a rating/review! The FI show on iTunes The FI show on Android Check out our Partners Looking for a low-cost cell phone service provider with great coverage? Look no further. Mint Mobile provides the same premium coverage you’re used to, but at a fraction of the cost because everything is online. All their plans come with unlimited talk and text and you can choose the data plan that’s right for you and get the plan shipped to your door for free! Go to MintMobile.com/FiShow to get started now for just $15 per month. Grumpus' Information

Grumpus Maximus has partnered with ChooseFI Publishing to release his book The Golden Albatross. While pensions can seem like a dry topic, Grumpus has created an in-depth guide to the subject while simultaneously making it enjoyable to read. Today Grumpus is on the show to talk with us a bit about his story. For more information, visit the show notes at https://ChooseFI.com/227

All aboard Captain Barley Bailey’s ship of terrible writing! Molly takes Katy through the problematic and poorly written tale of Arthur Gordon Pym, the only awful thing ever written by Edgar Allen Poe (RIP). Come along as they discuss poignant topics like Fatty McBaldFace, cousinsexuality, and introducing... cannibalism! Follow us on Twitter @CFLpod & on Instagram @classicfaultlines if you have a question, or want to advertise with us you can email us at mollylikovich@gmail.com You can help us out by donating to our ko-fi account! For every $25 we'll release a bonus episode on a classic short story! http://www.ko-fi.com/classicfaultlinespodcast

In a 1997 full of Rob grabbing rim and Joe aching to Boyz II Men, a bunch of Algerians get massacred, the old Grumpus still has all kinds of legs, and Faizon Love phones it in. This episode has a sex worker, a hot geek, one of the stranger fantasy sequences you'll ever see, and about three voices that burrowed into our brains forever. So we talked about that and more on this breezy Booyah. Thanks for listening. 

Brandon is on shownotes strike.

Military FI Today on the podcast we spoke to Grumpus Maximus, a blogger and active member of the Financial Independence community, who takes a special interest in teaching his followers about pensions and retirement accounts.  The thing about today’s episode that was so striking, was that we spent a good portion of it talking about the psychological difficulties of staying at work when you are no longer interested or it is affecting your mental health.  Have you ever felt this way? Stuck in a job where everyday feels like a repeat of the day before? Both Wendy and I have had moments in our careers where we’ve felt the urge to break free of a job that weighed on us.  Grumpus has felt this way too, but there is added pressure from his job because unfortunately (fortunately?) he is inches away from crossing a Military Pension finish line!     Today we learned so much more about Grumpus’ interesting back story, and we discovered tips that will help us to more deeply assess our retirement planning options. Who Is Grumpus Maximus Grumpus is a natural storyteller.  He took us back through his life, highlighting the major financial turning points along the way.  We were able to fully explore each windfall and/or decision, and gathered some great tips for parents or individuals that find themselves in similar situations today.   Timeline: The Financial History of Grumpus Financial “Windfall” at an early age (but at a major cost) Entering the military as a Master’s Degree Level Officer The Mental Breakdown that changed everything The Birth of Grumpus Maximus and The Golden Albatross Blog The Grumpus Approach to Retirement Accounts Military members have so much to consider when maneuvering their way through their financial benefits, and much of the time they are not provided with adequate personal finance education.  This is something many non military members can also relate to. In both instances we are faced with making potentially life altering money decisions from a place quite close to ignorance. Grumpus defined the “High Three Pension Benefit” open to military members before a certain date, and he also defined various retirement accounts for us.  He talked a little about 403bs, 457s, federal/state and military pensions, defined contribution pension, and other accounts. Grumpus also discussed the key steps a person needs to take to figure out what accounts they have access to within their jobs, and also, how to value a pension!  In order to know whether or not you should  walk away from a job or stay is to see exactly what you are walking away from.  Figuring out the true value of the pension is part of that decision making process.   The true definition of a pension   defined benefit pension (paid in perpetuity) declining in the private sector (under 8%), more in the union benefits.  Become more powerful when connected with life insurance, health care benefits, cola adjustments. Defined contribution pension plans (public schools, etc) - access to a 403b and 457 plan usually the case as well. These come with some perks as well, such as being able to access the money prior to normal retirement dates. Thrift savings program - savings vehicle within the military. New development is a potential for a match, but this is a new blended program. The previous plan was the High 3s plan.  There are trade offs, including the reduction of the multiplier from 2.5 to 1.5, but there is not a match component.  Your contributions are matched by the federal government to a certain percentage. This means that if you don’t make it to 20 years, which represents the majority of military members,  you will at least leave the military with the matched contributions! This is a huge change, and will serve as a benefit for most. Roth options vs. Traditional options generally affect taxes. Health Savings accounts can act like a retirement vehicle the way they are currently written. The Grumpus Approach to Gutting It Out Grumpus talked openly about the juxtaposition of mental health vs staying in a career. In fact, he wrote an awesome post about “gutting it out”.  After reading the post, I wrote a direct response blog.  It was a fun exercise because it showed that there are things within our control that we can do to make the best of the work situations that we find ourselves in.   It is key to note, if you are truly feeling depressed within your current situation, you may need to speak with a mental health professional to tease out whether you are just going through an emotional lull or if you are facing real depression.  True depression requires additional support and possibly a change of environment. Please find professional help if you feel that you are in need of professional support. Military Benefits Let’s talk about Military Benefits.  Did you know about the GI Bill? Did you know that you can “give” your Gi Bill proceeds to a dependent or spouse?  Did you know that you can split the GI bill between multiple dependents? Did you know that as soon as you decide to pass the GI bill along, you should sign the paperwork?!  This is important because once you sign you incur a 4 year commitment starting on that day. Listen to find out the mistake that Grumpus made related to this GI Bill assignment! Also, check out the Yellow Ribbon Program to figure out which schools will cover educational costs above and beyond the GI Bill Maximums. There are other benefits too!  COLA, or cost of living adjustments are baked into the military pensions.  Health care access is extensive and healthcare coverage is one of the biggest FI issues facing those that want to retire early.  In America, health care coverage is tightly linked to work. You work, you get coverage. You don’t work and coverage is expensive to obtain.   Knowing the value of your benefits are the very first step to figuring out if you should stay or you should go.   Topic Overview For This Episode Grumpus Maximus about pensions and the military Where the name Grumpus Maximus comes from The Golden Albatross Grumpus Maximus’ backstory How he discovered the FI movement How he wanted to quit the military but would then lose all the benefits His relationship with Mrs Grumpus about money How to manage finances as a couple the non Grumpus way What FI looks like now for Grumpus How Grumpus got through the mental breakdown His top resources for learning about FI How to understand the pension How the military retirement system is changing for the younger generation Grumpus presented FI to his colleagues in the military Grumpus on the Final Questions: Learn to live within your means, Learn to save money, and the earlier the better!  Grow and compound your savings before you potentially hit that “Golden Albatross Moment”  High Cost of Living Area Hacks - Menu planning is a huge benefit for their family.  Mrs. Grumpus is buying meals with a specific intent, thereby saving their family thousands of dollars over time.  They also use the big box stores like Costco and Sam’s Club - but you must “do it right” so as to not overspend. Shop from your pantry first, and then meal plan.  Find Grumpus at www.grumpusmaximus.com , via email at grumpusmaximus@grumpusmaximus.com or on twitter @maximusgrumpus.  Join Grumpus’ facebook group to grump about any topic related to retirement!   Stay Tuned For Our Next Episode… Join us in the next episode when we talk to the most fun couple, Amon and Christina Browning of the Youtube Channel Our Rich Journey!  This family of four travels to foreign places to work, and they share their experience of traveling with a family. This episode with Amon and Christina was SO GOOD that Wendy is now secretly plotting out ways to convince her hubby to move abroad!   What was one thing you learned by listening to Grumpus? Let us know in the comment section below or continue the discussion in Our Facebook Group! Please take a moment to subscribe to the podcast via iTunes or Stitcher so you don’t miss the next episode! While you’re at it, give us a rating and Tweet the podcast to your friends. We are having a Free 4 week Money Bootcamp aimed at helping you get control of your finances, save more and spend less.  Space is limited, so send us a message via Facebook or through our website contact form today. If you’d like to be a guest on the show, please contact us on HouseOfFi.com

Couples and Finances   It’s not always easy to get two people on the same financial page. Timika and I can attest, with our own husbands it took a significant amount of time leading by example before getting each of them to come around and see the "FI light".   Each couple has their own unique set of challenges to work through when it comes to finances, but when the work is done, the rewards can be magnificent. Knowing the unique challenges of marital finances, we just had to find an expert to speak to our House of FI family.  We found the information you need in our interview with Ericka Young. Who is Ericka Young When Ericka Young and her husband began their marital journey, they blindly followed the usual path through college debt, first jobs and new home purchases.  This faulty path led them to a place where they were feeling overburdened by their debt and completely out of control in their spending. With some prodding from her husband, Ericka decided enough was enough, and she got to work learning all that she could about personal finance.  She soon realized she had found her calling, and she became a Certified Financial Coach.     Today, Ericka is a speaker, an author, a business owner, a financial coach and a mother!  She has blessed us with so much information aimed at helping us tackle the areas of budgeting, side hustling, kids, college and working together as a family to reach financial independence.   It’s not often that a person with such success and expertise is willing to openly share the information so candidly.   Topics We Talked About Ericka’s New Book Naked and Unashamed is Ericka’s informative book that leads couples through forming budgets and overhauling their financial situations. Ericka hired a writing coach to help her overcome her hesitations about writing this book, and the results are well worth the leap of faith.  In the book Ericka moves through various stages of financial development, and leads readers on a journey that includes an exploration of their money past, and their money future.   Ericka’s Thoughts on Starting a business   When is the best time to start a side hustle?  Ericka says “right now!” We were able to go over some of the interesting ways that Ericka was able to start her own business without spending much money at all.     Ericka’s College Hacks   We are all wondering how we will overcome college costs when the time comes, so we were excited to speak with Ericka about her daughter’s recent departure to college.  Ericka and her husband were able to talk their daughter through the process of making a wise financial choice for her Undergraduate University. Ericka talks to us about college costs, and various life hacks that she was able to capitalize on in order to help her daughter secure a full scholarship!!  You HAVE to listen to this cool tip!   Ericka’s Answers to Our Final Questions Money Lessons   Always have cash on hand (thanks to her grandfather’s teachings).  The cash will keep you out of the debt that will rob you of your financial future. Life Hacks for Parents With the high price of college, and with spending money on our kids for 18 years, college has to be something that we approach with wisdom and forethought.  You do not have to pay for college, especially if you still have debt and still need to save for your own future. Sharing a nanny  is another way to cut the high cost of child care, one client is saving $400 per month by doing this! To put this savings amount into perspective, $400 could fund $4800 of an IRA! Find Ericka   Ericka offers many services including coaching calls in 30 minutes increments,  a free download ebook called “Tailor Made Teens” that’s ready for you to download and read, and she has her book, Naked and Unashamed.  You can also contact her directly at ericka@tailormadebudgets.com   Stay Tuned For Our Next Episode…   Join us in the next episode when Grumpus Maximus of the GrumpusMaximus blog shares his in depth knowledge about pensions, military benefits.  We also dive deep into steps to staying at a job even when you don’t want to!  This is a show you want to listen to - Grumpus shared from the heart!   What was one thing you learned by listening to Ericka? Let us know in the comment section below or continue the discussion in Our Facebook Group!   Please take a moment to subscribe to the podcast via iTunes or Stitcher so you don’t miss the next episode! While you’re at it, give us a rating and Tweet the podcast to your friends. If you’d like to be a guest on the show, please contact us on HouseOfFi.com

RECORDING AND EPISODE DETAILS: S5:E13 | The One with Joey's Bag | Aired February 4, 1999 | S5:E14 | The One Where Everybody Finds Out | Aired February 11, 1999 | This was recorded in Oregon and Alaska on June 5, 2018. #oneofus #vomituxTM #rotch #rosstrocity #sendpleh #girlyouknowitsmoo June 21, 2018 THANKS! ***************** Brandon finally steals one Brandon - 161 Jozi - 75 FUNNY ROSS TALLY Bag - 1 Everybody - 5 Total - 443 NEXT WEEK We will cover "The One with the Girl Who Hits Joey" and "The One with the Cop" EXTRA Jozi's Ranking of Friends Episodes So Far!! Thank you to our Patrons:: Jane, Steve, Lindy, Leenie, Dave, Renee, Mandi Kaye, and Ariana!! Our Patreon Page FEEDBACK Our Website or on Twitter: Jozi | Brandon | Moo Point Email the show Of course we have a Facebook Page Moo Point, A Friends Podcast 060 - T1W Brandon is Awfully Chipper and Jozi is a Grumpus

057 | Grumpus Maximus shares his military background, his blog about understanding pensions, and his path to FI. In this episode we cover Interview with Grumpus Maximus about pensions and the military Where the name Grumpus Maximus comes from The Golden Albatross Grumpus Maximus’ backstory How he discovered the FI movement How he wanted to quit the military but would then lose all the benefits His relationship with Mrs Grumpus about money How to manage your finances as a couple What FI looks like now How Grumpus got through the mental breakdown His top resources for learning about FI How to understand the pension How the retirement system is changing for the younger generation Grumpus presented FI to his colleagues in the military Hot Seat questions Links from the show Grumpus Maximus’ blog What is a Golden Albatross? The Pension Series Worth vs worth it Mr Money Mustache Jim Collins Retirement Planning: How to Calculate your Gap number Can I retire yet? Blog FIRECalc and Flexible Retirement Planner Grumpus Maximus Facebook Page and Facebook Group  

Every year, during the first weekend in December, a small Hudson Valley town carries out an old tradition. We traveled to Rhinebeck, New York, to see it unfold. The annual Sinterklaas festival is a  celebration that’s based the Dutch celebration of St. Nicholas Day. Dutch settlers brought it to the region over 300 years ago. […]

It’s Winter Veil! Go out and celebrate by killing things, like Grumpus and Greench and Argus! Because why not! The intro and outro music is by Bensound and is being used under a Creative Commons license. You can find more music by Bensound at www.bensound.com. The background music is copyright Blizzard Entertainment, and no infringement … Continue reading "Episode #53 – Happy Winter Veil!"

Aprillian, Grand Nagus amd Constrax discuss another week of playing World of Warcraft, Blizzard's great MMORPG.    With segments by Grand Nagus and Big G. Contest Ongoing send an email to ctrlaltwow@gmail.com telling us how you play WoW, either as an altaholic or dealing with it in your family life to being placed in a drawing for a WoW Pet or an Authenticator.   Show Notes for Ctrl Alt WoW Episode 503 - Anyone See Grumpus   Listener contributions are awesome and welcomed. Contest Ongoing send an email to ctrlaltwow@gmail.com telling us how you play WoW, either as an altaholic or dealing with it in your family life to being placed in a drawing for a Blizzard pet.

http://d20crit.com/wp-content/uploads/2015/12/DA054.mp3 In this weeks episode, Inquisitor Aura and Serephita talk about the warlock council, Legion alpha going into a temporary hiatus and the new mount and pet for Winter Veil, Grumpus.

FeedBack w. Wes Nyle. EP26. Lambchop. 09.10.12Many credit the early nineties as the dawn of indie music. And at the helm of this movement, even if by accident, was Lambchop. A group fronted by Nashville native Kurt Wagner. One that started distributing self-recorded tapes in nineteen-ninety, and is now titled as one of the most original country bands around. You won’t find Lambchop touring much, simply because Wagner’s supporting cast is constantly changing, and even now when on the road, Kurt admits live shows are an interpretation of the current album. Albums that always try to carry a concept; a feat that Wagner admits is getting more drawn out as he moves into his late fifties. Through the years the band has dawned many names, albums, members and even genres. The lineup of each record is impossible for me to comprehend as the list of Kurt’s companions in Nashville continues to expand. And with elements of Soul, Jazz, Lounge, and Country Western, mashed with nonobjective lyrics, even the music snobs settled on defining this eclectic sound as simply Alt-Country. This year Kurt celebrates the release of his 11th studio album Mr. M an album that was recorded with his longtime friend and famous Nashville producer Mark Nevers, and is highlighted with help from Crotney Tidwell, his partner in crime from his folk duet KORT, that coverd 50’s and 60’s country classics from Chart Records. The first track If Not I’ll Just Die vaguely references The Carpenters, and was written while Wagner was spending Christmas with his family in his crowded house as he picked up on bits and pieces of conversation and action. This seems fitting to me as the track almost harnesses the feeling of a fifties Christmas classic. But with lyrics that put you in a quite tailspin like only Lambchop can. This is Kirt Wagner as Lambchop.Soaky in the Pooper Grumpus Gone Tomorrow B2B If Not I’ll Just Die