Podcasts about QT

How does the Federal Reserve actually supply liquidity to the financial system? And why have markets become so dependent on the Fed since 2008? Lance Roberts & Michael Lebowitz break down the complete Fed liquidity toolkit—from QE and QT to the Standing Repo Facility, IORB, ON RRP, OMO, and the Discount Window—and explain why these tools create the “floor and ceiling” of overnight rates. 0:00 - INTRO 0:18 - Nvidia Kill It; Rate Cut Odds Decline 4:06 - Markets Under Pressure; Setting Up for Rally 10:29 - Markets' Post-Nvidia Relief Valve 15:53 - Oracle, CoreWeave, and CDS's Explained 18:24 - Is There Enough Credit to Fund AI Buildouts? 20:30 - Financial Markets are Like Consumers - they'll find the money 22:16 - Begging for ETF's - Be careful what you ask for 25:20 - Centralized Financial Markets are Swallowing BitCoin 28:24 - How the Fed Controls Liquidity 30:11 - Why is There Stress in the Liquidity Markets? 37:18 - The Linkage Between Liquidty & Function of Economy 39:04 - The Fed is Closer to QE Than Anyone Thinks 39:54 - Today's YouTube Poll 41:14 - What Will Markets Do Today?

How does the Federal Reserve actually supply liquidity to the financial system? And why have markets become so dependent on the Fed since 2008? Lance Roberts & Michael Lebowitz break down the complete Fed liquidity toolkit—from QE and QT to the Standing Repo Facility, IORB, ON RRP, OMO, and the Discount Window—and explain why these tools create the "floor and ceiling" of overnight rates. 0:00 - INTRO 0:18 - Nvidia Kill It; Rate Cut Odds Decline 4:06 - Markets Under Pressure; Setting Up for Rally 10:29 - Markets' Post-Nvidia Relief Valve 15:53 - Oracle, CoreWeave, and CDS's Explained 18:24 - Is There Enough Credit to Fund AI Buildouts? 20:30 - Financial Markets are Like Consumers - they'll find the money 22:16 - Begging for ETF's - Be careful what you ask for 25:20 - Centralized Financial Markets are Swallowing BitCoin 28:24 - How the Fed Controls Liquidity 30:11 - Why is There Stress in the Liquidity Markets? 37:18 - The Linkage Between Liquidty & Function of Economy 39:04 - The Fed is Closer to QE Than Anyone Thinks 39:54 - Today's YouTube Poll 41:14 - What Will Markets Do Today?

QT gives a deep dive behind all the logistics about running the Streamer Awards. Rae leaks presenting an award, and they address some of the drama surrounding this year's nominee announcement. ✨ Bonus Content: https://patreon.com/wineaboutit

This week, we look at new research on potassium optimization in patients with defibrillators, reducing antihypertensive therapy in nursing homes, an mRNA influenza vaccine, and belzutifan for rare neuroendocrine tumors. We review long QT syndrome and present a case of abnormal behavior and seizures in a young man. We also explore perspectives on primary care reform, tobacco cessation in HIV and tuberculosis care, corporate control in health care, and the simple power of compassion with ice cream.

AEW VP QT Marshall gives an exclusive behind-the-scenes look at what it's really like working alongside Tony Khan, his thoughts on Cody Rhodes' massive WWE success, and where AEW is headed in 2026. From his shocking 2023 resignation to his return, QT opens up about the challenges of balancing a top office role with being an in-ring performer, plus his Full Gear pre-show match and more! ----THIS PODCAST IS SPONSORED ALSO BY MOMENTOUSGo to livemomentous.com, and use promo code INSTINCTCULTURE for up to 35% off your first subscriptionorder----WATCH AEW FULL GEAR: https://www.allelitewrestling.com/----CONNECT WITH DENISE SALCEDO ON SOCIAL MEDIA!Tik Tok: https://www.youtube.com/denisesalcedo     Twitter: https://twitter.com/_denisesalcedoInstagram: https://www.instagram.com/_denisesalcedo/Patreon: https://www.patreon.com/c/denisesalcedoFacebook: https://www.facebook.com/denisesalcedovideosTwitch: https://www.twitch.tv/hollywooddenisesalcedoYouTube: https://www.youtube.com/denisesalcedo Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The QT interval is a vital part of ECG interpretation, reflecting the heart's electrical recovery after each beat. When prolonged, it can set the stage for torsades de pointes. Understanding how to measure and correct the QT interval, identify high-risk medications, and act quickly when TdP occurs is essential for every clinician. This guide walks you through the physiology, interpretation, common causes, and emergency management of QTc prolongation to keep your patients safe. The post REBEL Core Cast 145.0: Understanding QTc Prolongation: Causes, Risks, and Management appeared first on REBEL EM - Emergency Medicine Blog.

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】吩咐他們說：你們從這裡，從約旦河中、祭司腳站定的地方，取十二塊石頭帶過去，放在你們今夜要住宿的地方。…你們就對他們說：這是因為約旦河的水在耶和華的約櫃前斷絕；約櫃過約旦河的時候，約旦河的水就斷絕了。這些石頭要作以色列人永遠的紀念。(書 4:3,7) 【今日經文】約書亞記 4:1-14 ▶https://reurl.cc/9bO2na 【演奏歌曲】奔跑不放棄 - 鋼琴獨奏 by J-vi 【敬拜歌曲】君王就在這裡 - 讚美之泉 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【11.15 禱告日記】《扛抬神的約櫃使水斷絕走過乾地》▶https://reurl.cc/NNpmzn 【11.14 禱告日記】《自潔預備等候跟隨神的約櫃前行》▶https://reurl.cc/2lDLLr 【11.13 禱告日記】《帶著信心繫上基督寶血救贖記號》▶https://reurl.cc/QV6QbO 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD ※ 最新影片 ※ 【10 月影音代禱信】▶https://youtu.be/u_YsVSmk5jk ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #君王就在這裡 #讚美之泉 -- Hosting provided by SoundOn

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】約書亞對以色列人說：「你們近前來，聽耶和華─你們神的話。」…等到抬普天下主耶和華約櫃的祭司把腳站在約旦河水裡，約旦河的水，就是從上往下流的水，必然斷絕，立起成壘。…抬耶和華約櫃的祭司在約旦河中的乾地上站定，以色列眾人都從乾地上過去，直到國民盡都過了約旦河。(書 3:9,13,17) 【今日經文】約書亞記 3:9-17 ▶https://reurl.cc/ORp8aX 【演奏歌曲】委身之歌 - 鋼琴獨奏 by J-vi 【敬拜歌曲】讚美中信心不斷升起 - 讚美之泉 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【11.14 禱告日記】《自潔預備等候跟隨神的約櫃前行》▶https://reurl.cc/2lDLLr 【11.13 禱告日記】《帶著信心繫上基督寶血救贖記號》▶https://reurl.cc/QV6QbO 【11.12 禱告日記】《確信神的大能緊抓住救恩的應許》▶https://reurl.cc/MMkOQK 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD ※ 最新影片 ※ 【10 月影音代禱信】▶https://youtu.be/u_YsVSmk5jk ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #讚美中信心不斷升起 #讚美之泉 -- Hosting provided by SoundOn

分享主題： 十二塊石頭 分享經文： 約書亞記 4:1～14 分享牧者： 周薔 師母 聖經朗讀： Christina 姊妹 -- Hosting provided by SoundOn

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】吩咐百姓說：「你們看見耶和華─你們神的約櫃，又見祭司利未人抬著，就要離開所住的地方，跟著約櫃去。只是你們和約櫃相離要量二千肘，不可與約櫃相近，使你們知道所當走的路，因為這條路你們向來沒有走過。」約書亞吩咐百姓說：「你們要自潔，因為明天耶和華必在你們中間行奇事。」(書 3:3-5) 【今日經文】約書亞記 3:1-8 ▶https://reurl.cc/mkGlVV 【演奏歌曲】能不能 - 鋼琴獨奏 by J-vi 【敬拜歌曲】榮耀的呼召 - 讚美之泉 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【11.13 禱告日記】《帶著信心繫上基督寶血救贖記號》▶https://reurl.cc/QV6QbO 【11.12 禱告日記】《確信神的大能緊抓住救恩的應許》▶https://reurl.cc/MMkOQK 【11.11 禱告日記】《帶著信心去窺探經歷神隱藏保護》▶https://reurl.cc/W836nD 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD ※ 最新影片 ※ 【10 月影音代禱信】▶https://youtu.be/u_YsVSmk5jk ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #榮耀的呼召 #讚美之泉 -- Hosting provided by SoundOn

分享主題： 近前來聽上帝的話 分享經文： 約書亞記 3:9～17 分享牧者： 李家心 牧師 聖經朗讀： Christina 姊妹 -- Hosting provided by SoundOn

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】我們來到這地的時候，你要把這條朱紅線繩繫在縋我們下去的窗戶上，並要使你的父母、弟兄，和你父的全家都聚集在你家中。凡出了你家門往街上去的，他的罪必歸到自己的頭上，與我們無干了。凡在你家裡的，若有人下手害他，流他血的罪就歸到我們的頭上。(書 2:18-19) 【今日經文】約書亞記 2:15-24 ▶https://reurl.cc/k8LKxG 【演奏歌曲】主祢聖名配得讚美 - 鋼琴獨奏 by J-vi 【敬拜歌曲】十字架 - 讚美之泉 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【11.12 禱告日記】《確信神的大能緊抓住救恩的應許》▶https://reurl.cc/MMkOQK 【11.11 禱告日記】《帶著信心去窺探經歷神隱藏保護》▶https://reurl.cc/W836nD 【11.10 禱告日記】《遵守為神爭戰約定一同得享安息》▶https://reurl.cc/vKqvOy 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD ※ 最新影片 ※ 【10 月影音代禱信】▶https://youtu.be/u_YsVSmk5jk ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #十字架 #讚美之泉 -- Hosting provided by SoundOn

分享主題： 跟隨與跨越 分享經文： 約書亞記 3:1～8 分享牧者： 徐小勇 傳道 聖經朗讀： Christina 姊妹 -- Hosting provided by SoundOn

Welcome Zoil to the show! QT and Rae talk about growing up in Luton, Zoil's upcoming first Streamer Awards, wild high school rumors and first kiss stories, and the rise of creator voice acting. Cheers mate.✨ Bonus Content: https://patreon.com/wineaboutit

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】現在我既是恩待你們，求你們指著耶和華向我起誓，也要恩待我父家，並給我一個實在的證據，要救活我的父母、弟兄、姊妹，和一切屬他們的，拯救我們性命不死。」二人對她說：「你若不洩漏我們這件事，我們情願替你們死。耶和華將這地賜給我們的時候，我們必以慈愛誠實待你。」(書 2:12-14) 【今日經文】約書亞記 2:8-14 ▶https://reurl.cc/MMkOzk 【演奏歌曲】願祢降臨 - 鋼琴獨奏 by J-vi 【敬拜歌曲】全然為祢 - 約書亞 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【11.11 禱告日記】《帶著信心去窺探經歷神隱藏保護》▶https://reurl.cc/W836nD 【11.10 禱告日記】《遵守為神爭戰約定一同得享安息》▶https://reurl.cc/vKqvOy 【11.09 禱告日記】《剛強壯膽遵行神話語去得地為業》▶https://reurl.cc/eVE6AQ 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD ※ 最新影片 ※ 【10 月影音代禱信】▶https://youtu.be/u_YsVSmk5jk ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #全然為祢 #約書亞 -- Hosting provided by SoundOn

What if partnership is the most practical form of love? In this episode, we sit down with GiDeanLeigh Ogilvie, Organizational Partnerships Officer at Phoenix Rescue Mission, to explore how relationships with churches, companies, and foundations turn compassion into real, measurable impact. GiDeanLeigh shares her journey from HR into organizational partnerships, why staying close to frontline teams strengthens honest fundraising, and how initiatives like Code Red—mobilizing the community to deliver more than a million water bottles during Arizona's most dangerous season—show the power of clear goals and consistent communication. From outreach teams driving through parks, canals, and key freeway routes to case managers walking alongside people on their journey to stability, we look at how these daily realities shape the strategies that support outreach, recovery, and long-term transformation.We also look at how culture becomes strategy at Phoenix Rescue Mission, including rhythms like Refresh Week, leadership development, and intentional time for prayer that help prevent burnout and keep teams aligned. GiDeanLeigh highlights a standout partnership with QT that places dedicated outreach case managers at specific locations, creating a highly effective model for ongoing engagement and long-term housing outcomes. She also shares why her team approaches every partnership with a posture of curiosity—listening first, seeking alignment, and discovering how each organization's passions can uniquely strengthen mission work. Whether you care about homelessness solutions, nonprofit development, faith-led leadership, or cross-sector collaboration, this conversation offers practical insight and encouragement for building stronger communities right where you are.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】當下，嫩的兒子約書亞從什亭暗暗打發兩個人作探子，吩咐說：「你們去窺探那地和耶利哥。」於是二人去了，來到一個妓女名叫喇合的家裡，就在那裡躺臥。…女人將二人隱藏，就回答說：「那人果然到我這裡來；他們是哪裡來的我卻不知道。天黑、要關城門的時候，他們出去了，往哪裡去我卻不知道。你們快快地去追趕，就必追上。」(書 2:1,4-5) 【今日經文】約書亞記 2:1-7 ▶https://reurl.cc/MMApMk 【演奏歌曲】我們歡迎君王降臨 - 鋼琴獨奏 by J-vi 【敬拜歌曲】安靜 - 約書亞 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【11.10 禱告日記】《遵守為神爭戰約定一同得享安息》▶https://reurl.cc/vKqvOy 【11.09 禱告日記】《剛強壯膽遵行神話語去得地為業》▶https://reurl.cc/eVE6AQ 【11.08 禱告日記】《堅信主在旁邊加力量必拯救到底》▶https://reurl.cc/dqVK32 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD ※ 最新影片 ※ 【10 月影音代禱信】▶https://youtu.be/u_YsVSmk5jk ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #安靜 #約書亞 -- Hosting provided by SoundOn

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith discusses Billie Eilish's views on billionaires and contrasts her stance with Grant Cardone's, emphasizing the value billionaires bring.  Hear about the Fed's decision to end Quantitative Tightening (QT), predicting lower interest rates.  GRE Investment Coach, Naresh Vissa, joins the conversation to highlight the benefits of new build properties, such as lower maintenance and higher tenant quality, and mentions a 10% cashback incentive from builders.  Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/579 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host. Keith Weinhold, should billionaires even exist? Why do so many people think that interest rates of all types are headed even lower than as a real estate investor, how to identify and capitalize on an opportunity in this era? It's something that I've never seen before. Today on get rich education   Speaker 1  0:27   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE from flatiron, Manhattan to Flatbush, Brooklyn, across New York City and 188 world nations. This is Get Rich Education. I'm your host. Keith Weinhold, it's the longest federal government shutdown in US history. This whole thing has now lasted longer than most gym memberships. I guess the GDP stands for government doesn't produce, hmm. Before we get into our core investing and real estate content today, Billie Eilish, the singer, recently made some public remarks on whether or not billionaires should even exist. Yeah. Now if you're not familiar with her, Billie Eilish is known for her kind of unique style, sort of these baggy clothes, neon hair, avant garde fashion, and she has a reputation for being outspoken about a lot of things like mental health and body image and environmental issues. Now, in general, I respect people for speaking their mind, whether I agree or not, because a lot of people are just afraid to do that. Let's listen in to this short clip on what she said. You might have heard this because it was pretty widely broadcasted. Eilish spoke after receiving recognition at the Wall Street Journal innovator awards. This is courtesy of the AP. And then I'll come back to comment.   Speaker 2  2:58   We're in a time right now where the world is really, bad and really dark, and people need empathy and help more than kind of ever, especially in our country. And I'd say if you have money, it would be great to use it for good things and maybe give it to some people that need it and love you all, but there's a few people in here that have a lot more money than me, and if you're a billionaire, why are you a billionaire? No hate, but yeah, give your money away. Shorties. Love you guys. Thank you so much.   Speaker 3  3:40   First of all, without explicitly saying it, she's basically referencing how inflation widened the canyon between the haves and the have nots and GRE listeners that have acted have been on the right side of that canyon. I actually want to give Billie Eilish some credit here. Giving is virtuous. That is a good thing. In fact, next month, I plan to discuss the pros and cons of giving here on the show as we approach Christmas. Billie Eilish, she's certainly not a hypocrite either, because she's given away more than $10 million of her estimated $50 million dollar net worth. She's into feeding people and climate initiatives that right there is giving away more than 20% of your net worth, and that is really kind. Now, you heard her say there's a few people in here that have a lot more money than me, and she's right. Mark Zuckerberg was in that room. His net worth of over 200 billion means that his net worth is more than 4000 times greater than Billy eilish's. It sounds loosely like she's. shaming him for not giving away more of his wealth. And I don't know just offhand how much Zuck gives away, but this is where my credit to Billy Eilish stops. I think that it's okay for a person to be a billionaire. I wouldn't question that. I mean, a lot of times it meant that that person was willing to take risks that others would not dare try. A billionaire probably means you're a person of great value, and that you've hired hundreds or 1000s of other people, creating jobs for them. A billionaire has almost certainly created a product that society values. Jeff Bezos pioneered one day delivery. Zuckerberg connects people through his meta platforms. And now I'm not going to say that either one of those billionaires are perfect people. They are flawed, just like you and I. Billionaires probably pay more tax than the average person as well. That supports the infrastructure that you and I and everybody use, like building bridges or creating a fiber optic network. I would expect that a billionaire would be a giver as well. And see, if you're a billionaire, you have more ability to give than the average person does, you can make a greater impact. And see, this is where things really break down and not make sense. So if Billie Eilish is net worth is 50 million, Oh, apparently that's just okay. That's fine with her. But once it gets to 20 times greater than that, which is 1 billion, then it's not okay. So that means the line is drawn somewhere in there. That makes zero sense to me. The ceiling on what you're supposed to have in net worth is between 50 million and 1 billion. Like, I really do not get the logic on that one. And you know, a guest that we've had on the show here, Grant Cardone, whether you like him or not, he has had some on point remarks about these Billy Eilish comments himself to the question that she posited, which is, if you're a billionaire, why are you a billionaire? Cardone's answer is, if you're a pop star, why are you a pop star? Billy said, give your money away. Cardone's response to her is, give your music away. That's some food for thought there. That's my take on the Billy Eilish remarks on whether or not billionaires should exist. And if you want to hear Grant Cardone and I's conversation here on GRE, that was episode 264 the title of it is Keith Weinhold and Grant Cardone 10x your wealth number 264, a lot of listeners like that episode saying something like it was a dream to hear grant and I together for the first time. Like that, their favorite sales trainer on their favorite real estate show. You can listen by either scrolling way back to get rich education episode 264 in your podcatcher, or you can listen directly by going to get rich education.com/ 264,    Keith Weinhold  8:11   now the Fed has said that they are going to slow or end Qt, next month. All right, when Jerome Powell says something like this, what does that really mean to you as an investor? What can you expect ending QT? Well, you probably already know that QE quantitative easing that has the effect of creating dollars. Qt is the opposite. It has the effect of destroying dollars. So if they're ending Qt, this helps keep more dollars around in the future. So ending Qt then, like we expect soon, that really parallels a lower interest rate environment, because see lower rates already make dollars flow more freely. You probably remember the analogy that I introduced to you on the show earlier this year about how lower rates are like lowering the height of a dam wall. It makes it easier for water to flow, so then lowering rates makes it easier for money to flow, and that's because low savings account rates make people get money out of those vehicles. Okay, that's that low dam wall and low borrowing rates make that money flow as well. People will unlock dollars if rates are low, late last year, the Fed dropped rates a full 1% then they didn't make any moves for a while, until late this year, they've now dropped rates another half a percent. That's the environment that we're in. So then more QE and less QT. That further eases the flow of dollars, and it correlates with even lower rates that are coming in the future. Now it doesn't mean that they will. I'm not saying that they certainly will. There is just that tendency, that correlation. So we had pandemic era QE there about five years ago, that ended as we moved to Qt in 2022 and now what we're doing is unwinding Qt, moving back toward more flow, and it surely gets more technical than that. Ending Qt allows the Fed to expand its balance sheet again. Treasuries and mortgage backed securities, once matured, can now be replaced, and that injects liquidity into the system once again, and that is where we're going. Bank reserves are reaching ample levels again, and there is no need to put liquidity stress on money markets. A lot of these moves are here. What they're here for is to help ease the concerning labor market. It's been almost exactly three years now since chatgpt launched, and a while back, I mentioned how companies were newly interested in hiring the shiny new job that didn't exist before the AI prompt engineer that was one of the hottest jobs. Well, yeah, that was true back in 2023 but not so much. Now. A lot of companies have figured out that the employees that wanted to keep their job, well, they figured out real quick how to be the Ask AI, good questions guy, and we are seeing more layoffs later today, my guest and I will talk about that, and also he's going to make somewhat of a future mortgage rate forecast, or at least talk about the direction that they're going in. I think you're really going to like that. I don't predict rates myself, but sometimes a guest will. That's what's happening today. My point here is that with Qt ending, which again lowers the damn wall height and eases the flow of money, that parallels the fact that we have lower interest rates now than what we had one year ago, and we have lower interest rates now than what we had two years ago. As well, be mindful that you cannot get it all as a real estate investor. You cannot get soaring employment and low interest rates together. You cannot get those two things together, at least not for long. High employment means high rates. Low employment means low rates. Today's guest, and I will get into that as well.    Keith Weinhold  12:43   Well as we've had lower rates, hence a lower wall height, don't buy property and expect that you'll be able to refi into a lower rate within a year. If it happens, great. Don't buy expecting rents to go up or rates to go down, although many think that will happen. Just enjoy it. If it does, rent vesting has been on the rise lately. Yes, rent vesting. What that means is when you pay rent in the property where you live, and then the only properties that you own are rental properties. Rent vesting makes sense if you live in California, New York City and Boston, since rent to price ratios are so low there, and then you invest your dollars inland, that's how you can live in a high cost place and yet still benefit from cheap rental property and have income streams from them. You might remember that some months ago, I interviewed two listener guests on the show, everyday listeners, just like you, and California based investor and GRE listener, Joshua Fang, told us about his rent vesting. He pays rent in his primary residence, since the rent to price ratio might be three tenths of 1% there and then he owns property in GRE marketplace markets, I think it was Memphis and elsewhere where you're benefiting from, say, eight tenths of 1% that is called rent, vesting, investing in properties that make sense that you buy through GRE marketplace. And remember when Josh told us that passive income gives him time to enjoy life and even stop and watch two lizards for 15 minutes? Oh, what passive income can do. It's the quirky things that you remember. See. The point is that smart people in high cost states are rent vesting, if that's what you've got to do in order to own real assets. Then do it get on the right side, as this difference between the haves and the have nots just keeps expanding. I just did something that you might find interesting over the weekend for the first time in years. I visited that first fourplex building that I ever owned, which is also the first piece of real estate that I ever owned, that blue colored fourplex, and it is still blue. The address of that property is 925 east, 45th court, and it's in Midtown Anchorage. It has never been a pretty neighborhood, and I confirmed that it still is not. It looks a touch worse than when I owned it. I straightened up the curb appeal more than today's owner does. I bought the four Plex over 20 years ago for $295,000 and at that time, on the day that I bought. The total rents were $2,900 because it was 725 per door. I just looked on Zillow. And do you want to guess at its zestimated value today? Yes, it cost 295k back in 2002 and today, the Zestimate is 625k I don't know what today's rents are. My guess is that they're just short of $6,000 for all four units combined, two bed, one bath, 960 square foot units, really plain vanilla, boring looking housing, but it's certainly not like a crime ridden slum. It's just that depressing looking block that's just chock full of disorder and these other four Plex buildings and dumpsters all over the place. But yeah, that's how it all began for me. I visited that building again, and I haven't owned it in a while. I 1031 exchange out of it and into an eight Plex in 2013 if it weren't for that building, you would not be listening to me right now, and you would not have heard of me, because this show wouldn't exist big thanks to the three and a half percent down FHA loan for someone that came from humble means, like me.    Keith Weinhold  17:03   Last month, I did a running race that goes up a ski jump that was pretty cool. It gets so steep that you have to grab onto a cargo net to pull yourself up. It's almost like a rope ladder. I did not win. I got fifth out of 21 competitors in that race. Hey, I like to get out and physically challenge myself. After talking real estate all day, my body weight is up a little. It's currently sitting at 178 pounds. That's 81 kilograms for our European listeners, and it hit its recent bottom of 172 back on the Fourth of July. That's by design. I need to be really leaned out for a big Independence Day race every summer. You know, I'm one of those guys where I still cannot compete with bodybuilders because I'm too lean, and yet I don't win running races because I'm too bulky, so I'm more of an all around guy. I do about seven different sports, and that's exactly how I win nothing and always get like, fifth place or worse. This major mammal has got to keep himself moving, In any case.   Keith Weinhold  18:17   next week here on the show, we'll talk to a Harvard grad. She's super interesting. She used to work at Apple, and then she founded an AI centric property management company so that you can use her platform to self manage and leverage AI. But are we at the point where your tenant would really talk to a chatbot? Would that fly? And if society is there, well then do property management fees and everything start trending towards zero. I'm going to ask her about that. That's next week. As for today, you know, the world series ended about a week ago, and what I did is that I watched 10 commercials during the World Series, and then I jotted down the name of each sponsor, and here's who the World Series advertisers were just in this one segment where I paid attention to them. They're all big brands that you've heard of atnt Liberty, mutual nature made brand items like vitamins and supplements, Starbucks, Coors, light, Qdoba, Capital One, Home Depot, crest, white strips and Jim Beam, all right, those were the 10. What do those 10 have in common? More or less, any ideas there those 10 products and companies are all for consumer products. That's the common link. And that might seem so obvious that you wouldn't even think of it. Well, this is because most ads are for consumer products. Those ads fuel consumerism. And there's nothing wrong with that at all. That. Represents an economy. In fact, I use some of those very companies in my personal life.    Keith Weinhold  20:04   But here's the difference here at GRE our sponsors help you produce, not consume. Think about that as you listen to me in this spot for freedom, family investments and then Ridge lending group, then I'm coming back for more with a terrific guest.    Keith Weinhold  20:23   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Keith Weinhold  21:34   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   John Lee Dumas  22:08   this is Entrepreneur on fires, John Lee, Dumas, don't follow Money. Make money. Follow you with get rich. Education.   Keith Weinhold  22:22   So we have a familiar voice back on the show. It's an in house discussion here with our own GRE investment coach. And like I've told you before, he's got both the formal education with his MBA and the self education, because he's an active real estate investor for four years now, he has helped you completely free, usually over the phone, sometimes on Zoom. He learns your own personal goals and then helps you find the market that's right for you in fitting those goals. And I've had listeners like you tell me that, you know, I can't believe that getting his actionable insight is free, and now he can help you best, though, if you're ready to own more income property, he even helps connect you with the exact property address, like say, 321, raspberry Street in Huntsville, Alabama. So it's great to welcome back to the show and provide the listener with a respite from my mouth breathing rhetoric and discourse, it is GRE investment coach. Naresh Vissa,   Naresh Vissa  23:24   thanks a lot, Keith. I can't believe it's been four years. It's been four amazing years, and congratulations to you and to GRE for being around so long and together, we have grown our listenership, and we appreciate all of you listeners, listening out there, for sure,   Keith Weinhold  23:42   real estate activity has slowed down overall, but things are still really vibrant. Here at GRE we see more activity than we saw last year, and when we talk about increasing activity, Naresh, the Fed, looks to do that when they reduce interest rates, that incentivizes businesses to borrow, that incentivizes consumers to spend, because, for example, they're not getting as high of a yield and their savings account. So now we're here in this fed cutting cycle. Tell us what that means from your perspective.   Naresh Vissa  24:15   We talked about this a few months ago when I was on the podcast at the Federal Reserve. I predicted that the Federal Reserve would begin a rate cutting cycle, and that this cycle would be extensive. It would not be an overnight, 100 basis point cut, or anything like that we saw in March. So that rate cutting cycle has begun, and they continue to cut. And we did an entire episode on President Trump and the name calling with Federal Reserve Chair Jerome Powell, whose term ends in the middle of next year. It's May of next year, when he's leaving. And with all that pressure, I predicted that the Fed would begin its rate cutting cycle. We are in the. Cutting cycle right now. They did a few cuts last year and stopped, which I thought were mistakes. But with that being said, we are in the thick of this cutting cycle. We are going to see more cuts moving forward. And what that means you're already seeing it. As a real estate investor, you are seeing, I don't want to say low interest rates, but lower interest rates compared to where we were a year ago, compared to where we were certainly 234, years Well, maybe not four years ago, but three years ago, we are seeing far lower interest rates, and we will continue to see interest rates, in the sense of mortgage rates, plummet as a result of this. So enjoy the low rates while they last, because they're not going to last forever. Nothing lasts forever, but the Federal Reserve, you throw in the government shutdown, I think it makes sense that the Federal Reserve continues to cut, because there's no telling where inflation is going to go. The experts thought that inflation would go up, up, up, up and be a significant problem. They've been saying that since the election winner last year or the election night last year, we haven't necessarily seen that. We have seen inflation somewhat go up, but we haven't seen that runaway inflation that many of the experts predicted as a result of the tariffs, as a result of the rate cutting, I think it definitely helps that number one, Doge, cut several government programs and cut a lot of government spending, not as much as they thought they would, but they cut enough to where they're limiting the amount of federal government spending. We've also seen mass layoffs, mass layoffs in the public sector, which has seeped into the private sector as well, because many of these private companies, like an Accenture, for example, many of these tech companies that were getting subsidies from the government, that funding has stopped, and that has led to layoffs. Now, what layoffs do is layoffs create, I don't want to say deflation, but layoffs are disinflationary, right? And we've seen significant layoffs, like I said, since February of earlier this year, when Doge was in the thick this government shutdown has led to mass layoffs as well. So we've seen 10s of 1000s of people well, we've seen hundreds of 1000s of people furloughed, if not at least a million people furloughed now, they will end up getting their pay, but we've seen 10s of 1000s of people laid off as a result of this government shutdown. And what that means is, again, this is very disinflationary. That's less money that the government is spending moving forward, not just right now, but moving forward. So there's a savings there that's also more people who are probably going to hold on to their cash as tightly as possible as they find new work. So this is, once again, disinflationary. And what does all this mean? All of this, to me, seems disinflationary. It goes against the narrative that when you cut interest rates, inflation goes up. It goes against a narrative that when you implement tariffs, inflation goes up, and that's why we haven't seen the runaway inflation that many so called experts were predicting. I think moving forward, the Fed continues to cut because of the weakness, at least when it comes to the job situation, because of the weakness with jobs, and because of unemployment, it's gone up somewhat. I think the Fed ends up continuing their rate cutting cycle through the end of Powell's term, and it could be just a series of 25 basis points every time they meet. Maybe if things get if there's something that they don't like, they up it to 50 basis points at one of the meetings. But the bottom line is, I think they're just going to keep cutting until Powell is gone, and then Trump will put in his guy into the Fed chair. And by that point, we may have cut enough to where there's not much left to cut yet, and that's when we're going to see there's a chance that could happen, or there's a chance the next guy will pick up where Powell left off and and do series of cuts as well. But what that means is that mortgage rates, we can expect, that's one of the most common questions I get from GRE followers, yeah, it's where do you see mortgage rates going? Because these people, they're not a lot of our followers, they're not following the intricacies of the market. Most of our followers have full time jobs as doctors or dentists or engineers or IT workers, and they're not following the ins and outs. And so the most common question that I get is, where are interest rates going? And I've been pretty spot on for the past few years, minus a few mistakes that I thought the Fed made. But I'm very confident when I say, just like I said when I came on earlier this year, that interest rates are on their way down there, and they are not on their way up.   Keith Weinhold  29:51   Just wait until this administration gets their guy in as the Fed chair. It almost feels like we're going to see a Javier Malay Argentina. President, you know, coming in with the chainsaw, they want to cut rates so aggressively, this administration, and Jerome Powell has sort of been a buffer against that, and Naresh has been using the term disinflation. I don't want you, the listener, to confuse that with deflation. Deflation means an increase in the purchasing power of your dollar, something that we rarely see. Disinflation means a slowing in price increases, meaning the rate of inflation goes down. And yes, I think it's been pretty obvious, and I've stated on the show before as well, that the Fed cares more about the employment situation than they do the inflation situation, probably, and you as an investor, you need to be careful what you wish for, because low rates sound really good, and they can be, but high employment typically correlates with high interest rates of all types, and lower employment typically correlates with low rates of all types. Rates get lowered because they know that the economy needs the help so you can't get both. You can't get both high employment and low rates. That condition doesn't persist for very long. And the Naresh during this part of the cycle, it's really been unusual and interesting at how new build properties have such advantages for investors today, including the aberration that the median new build property costs $33,500 less than the median existing property. That data is per the NAR when we think about new build property. Well, wait, first of all, that sounds amazing, and some people are incredulous about that, but there are reasons that the average new build property costs less. A lot of times the size is smaller. A lot of builders are building further from city centers. So I think before an investor gets in and buys a new build property, one really important question for them to ask is, oh, okay, well, how far is that property from an employment center. But otherwise, it's really the right time in the cycle for new build. New build can make your investment more passive. You know, you've got new fixtures, of course, and a warranty, and you're going to have lower insurance costs as well, typically, on a new build property. And Naresh, as you're talking with our followers and investors about new build property. I'm just kind of wondering, do you get more people that want to self manage the property because it's new build, because they figured that their maintenance and repair requests are going to be fewer? Or what do you see in there?   Naresh Vissa  32:35   No, not at all. Because the strength of GRE is that we connect investors, we coach investors so that they can own real estate around the country. They're not owning real estate in their neighborhood or in the area that they live in. We only focus on markets that make sense, generally linear markets, state friendly landlord friendly states, those other markets we are focusing on. So even with new builds we are seeing, I would say 100% of investors saying, hey, I want professional property manager, managing the property that's extremely, extremely common, that is the norm. I will also say, with new builds you brought up earlier, when you introduced me, I own several properties. The last two properties I bought were new construction. Were new builds. Yeah. And I personally comparing the first six properties of rehabs to my last two, which were new builds, I've had far fewer issues with the new builds, not just far fewer issues. I would say overall, the profitability has been greater with the new builds, despite the pro forma initially showing that I would barely Break Even now, I did buy several several years ago before all this appreciation and inflation hit. But it certainly helped a lot to have new builds where the maintenance is far lower and where the quality of the tenant is extremely high. So I generally recommend our investors, if you have the capital available, and generally, just to keep things simple, I say if you have $100,000 in liquid cash ready to go, there's no reason why you shouldn't be buying a new build. Would I waste my time with the rehabs, with the burrs. I mean, those could be profitable too. You should never say no to anything but the new builds. I've slept better at night because of those reasons, because I know at least for the first 10 years that there aren't going to be any major problems and the quality of the tenant is going to be far higher. So I'm a huge fan of new builds, not pre construction. Pre construction means you're buying a plot of land, and then you hope that the builder is going to build a home on top of it. And most of the time, the builder does, but many times, as we saw during the pandemic, there were key. Countless stories around the country of developers selling pre construction and then nothing ever got built. They ended up flipping the land and generating a profit off of it. I don't recommend those at all, but new construction is the way to go. And I'll also add one more tidbit about the previous topic that we talked about, regarding interest rates also remember that lower interest rates mean that the government and their debt they're going to be paying, they can refinance their debt and pay lower interest on their debt when interest rates go down. So that's also going to help reduce the the deficit, and it's going to help reduce the debt as well. So that will help bring inflation down.   Keith Weinhold  35:42   We're talking about buying a property that's already built with new construction, and in a lot of cases, like we'll talk about shortly, it's already tenanted for you as well. So it really reduces the guesswork and the waiting. And of course, new build properties tend to appreciate better than existing properties. So, yeah, tell us more about new build properties, because they tend to be in Florida and Texas that really has an outsized number of them right now. And that's where the builders are really giving incentives when we talk about appreciation, and where we think about appreciation going in the future. You know, appreciation has been really tepid, really boring. Prices have even contracted a little in some Florida and Texas sub markets, but with the long term trend, visual capitalists just shared a terrific map from today to 2050 for example, the Texas population is expected to grow 27% one of the fastest growth states that there is going to be. And a lot of people say, Oh, isn't it going to pass California in population soon? No, not anytime soon. It'll be decades. California is expected to grow 8% over the next 25 years, but Texas is a place where the numbers still can make sense on new build, because you have some overbuilding. So some builders are really incentivized to give you a good deal.   Naresh Vissa  37:06   Well, there are several markets in general. Let's just talk about it. You use an important term, which is appreciation. With new builds, the likelihood of appreciation is greater. This is statistically backed up. You can go check your sources, but the likelihood of appreciation is far greater with new builds compared to older rehabs, a property that's 50 years old, six years old. In fact, those properties probably appreciated early on in their life cycle, and that's just generally how it works. So with new builds, I say look, cash flow is still important. Cash flow is one of the tenets of real estate paying five ways. It's one of the core tenets of get rich education. But you also have that appreciation play with new builds. Again, it's about markets, because if you're buying a new build in, let's say a California or a New York or a New Hampshire, some really anywhere in the northeast, then it is somewhat of a speculative play, depending on the price point, depending on a lot of different other factors. But when you're talking about the markets that we operate in at GRE you brought up two of them, Florida and Texas. There are other markets, like in Tennessee and Oklahoma, where we have new constructions, and they are also positive, cash flowing, high appreciation place. So you just never know what's going to happen. I bought a new construction, for example, just outside of Memphis six years ago. It was just outside of Memphis in Mississippi six years ago, and I bought it for purely cash flow purposes. The pro forma looked good. Property was brand new. It was near several areas where there were many jobs. So I said, Hey, this is a good cash flow play. And I even remember asking my sales agent, hey, what do you think about appreciation? I usually never buy for appreciation, but this is a new construction. What do you think? And he said, You know what? I don't know if this is really going to appreciate that much. I'm not really sure about that. So I said, that's fine. I like the cash flow. Well, fast forward, six years later, as I said, we you just never know what's going to happen. We saw this inflation. We also saw an influx of people migrating into Tennessee, migrating into Mississippi, especially that Mississippi Tennessee border migrating into the Memphis area. Now we have the Trump administration, sent in the National Guard  about about a month ago, sent in the National Guard into the Memphis area, and they haven't left. They're still there, and crime has is at least based on the numbers that crime has really the National Guard has made a big difference on crime, and that's usually the number one deterrent for a market like Memphis. The point that I'm making here is that you just never know what's going to happen with these new construction builds. If you can get positive cash flow, I always tell our listeners. Shouldn't buy a new construction that's negatively cash flowing. You still want to protect yourself. You don't want to be paying money out of your bank account to own a property. Money should be coming in. So you still want to be positive cash flow. And the appreciation is a huge, huge plus, even in areas that you would not think or that you would not expect to appreciate all that much.   Keith Weinhold  40:22   Appreciation just is not as much of a story over on some other platforms, perhaps, or the way that people think about it, because if you pay all cash, appreciation isn't that good for you, but you're leveraged at four to one or five to one with a 20 to 25% down payment, which can really give you those outsized rates of return, which aligns with what we talk about here at GRE Well, we have a live upcoming virtual event. It is this coming Thursday, and before I ask you if you have anything else to tell the audience here as we wrap up, Naresh, it is hosted by you. So it is co hosted by our own in house investment coach Naresh, and our guest that you heard last week here on the show radio veteran Adam. The Event Thursday is called how to scale your portfolio with tenanted cash flowing new construction properties where you can get up to $41,000 cash back after closing, we talk about these builder incentives. So today's real estate market is really giving buyers opportunities for new builds that I haven't seen, maybe ever. Builders are incentivized to move their properties, and we've made headway with builders to get you up to a 10% cash back incentive at closing when you purchase, you can either take the cash at closing or boost your cash flow by buying down your rate, perhaps get some rent credits, so learn how you can take advantage and really prime yourselves for moves today that are going to lead to your success in coming years. And we have tenanted again, tenanted already occupied new build properties in hot markets like Houston, San Antonio, Dallas, Texas, ready for you to purchase with up to that 10% builder incentive so that you can cash flow from day one. And these properties are really in high quality communities, primarily owner occupied, high appreciation, upside, solid rent growth. So learn the strategy, learn the markets and even see available new build income property. The benefit of you attending is that you can have your questions answered in real time by Naresh or Adam. You can sign up for that now at grewebinars.com It is Thursday, November 13, at 8pm Eastern. Any last thoughts as we lead into Thursday, Naresh?   Naresh Vissa  42:45   Gre, webinars.com gre, webinars.com go to that website to register for our free online special event. It will be live. I'm going to be there with Adam. You heard on last week's podcast, we've got some great deals and great incentives, like what you said, Keith, and they're all new constructions. They're all new constructions, mostly in Texas. And these are major markets in Texas too. We're not talking, yeah, many of our followers and listeners, they see a new construction, and they're like, I've never heard of this place in Alabama, or I've never heard of this place in Oklahoma. These are in legitimate suburbs, areas outside of Dallas, Houston, San Antonio, some of them are even in Dallas, Houston, San Antonio proper. So these are markets that everybody is familiar with. It's not some podunk town that you may have seen on our GREmarketplace or GRE spreadsheet in an Arkansas or in Alabama. These are mostly in Texas. The incentives are great, and these are national builders as well. These are not small, no name, Mom and Pop builders. These are national builders who we are working with to offer these special incentives. These are names like you've heard. Many people have heard. Some of them are publicly traded companies like an LGI, that's a very large national builder. That's who we've partnered with to get these deals so grewebinars.com is the link to register for our online special event. GREwebinars.com. I hope to see all of you this Thursday,   Keith Weinhold  44:31   major builders, major markets and major incentives on new build property. You're going to hear more from Naresh on Thursday, it's been great having you back on the show.   Naresh Vissa  44:43   Thanks a lot. Keith   Keith Weinhold  44:50   oh yeah. Naresh does a better job of hosting GRE webinars than I do. In my opinion, you'll remember that I hosted them myself until 2020 23 but you know, maybe I'll come on to a future event for just the first five minutes on one of the upcoming ones, and give an intro before I let the real pros take over. This event is called really just what it is, how to scale your portfolio with tenanted cash flowing new construction properties. It's co hosted by Naresh and Adam, who you met last week. I have never seen this before, where the builder is giving you a fat 10% discount after closing, 10% you can use those 10s of 1000s of dollars to buy your rate down into the fours or other things like use it toward a down payment on another property, pair it with DSCR loans and pay no mortgage insurance on either property. You could buy one property or two properties or 18 properties through the event and DSCR loans. You might remember that means no time consuming income verification, no concerns about your debt to income ratio or W twos or tax returns. We'll show you how to do it all. Like Naresh was saying, we eat our own cooking. We ourselves. Here at GRE are investors too, and we are buying new build for our own personal portfolios. The time is right for this. It wasn't a few years ago, and a few years from now, it probably won't be either. Hundreds are already signed up for it. It is this Thursday, at 8pm Eastern. It's GRE, last event of the year. This is it one last time attend by signing up at grewebinars.com that's grewebinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  46:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. You   Keith Weinhold  47:27   The preceding program was brought to you by your home for wealth building, get richeducation.com  

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】等到耶和華使你們的弟兄像你們一樣得享平安，並且得著耶和華─你們神所賜他們為業之地，那時才可以回你們所得之地，承受為業，就是耶和華的僕人摩西在約旦河東、向日出之地所給你們的。他們回答約書亞說：你所吩咐我們行的，我們都必行；你所差遣我們去的，我們都必去。(書 1:15-16) 【今日經文】約書亞記 1:10-18 ▶https://reurl.cc/KOAl8R 【演奏歌曲】聖靈的江河 - 鋼琴獨奏 by J-vi 【敬拜歌曲】我全然獻上 - 讚美之泉 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【11.08 禱告日記】《堅信主在旁邊加力量必拯救到底》▶https://reurl.cc/dqVK32 【11.07 禱告日記】《務要忠心傳道為基督打美好的仗》▶https://reurl.cc/LQ0e4a 【11.06 禱告日記】《在末世中持守聖經的教訓和督責》▶https://reurl.cc/bNz42r 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD ※ 最新影片 ※ 【9 月影音代禱信】▶https://youtu.be/T433dDXpJqE ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #我全然獻上 #讚美之泉 -- Hosting provided by SoundOn

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】你當剛強壯膽！因為你必使這百姓承受那地為業，就是我向他們列祖起誓應許賜給他們的地。…這律法書不可離開你的口，總要晝夜思想，好使你謹守遵行這書上所寫的一切話。如此，你的道路就可以亨通，凡事順利。(書 1:6,8) 【今日經文】約書亞記 1:1-9 ▶https://reurl.cc/yKEQY6 【演奏歌曲】奔跑不放棄 - 鋼琴獨奏 by J-vi 【敬拜歌曲】我的生命獻給祢 - 讚美之泉 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【11.08 禱告日記】《堅信主在旁邊加力量必拯救到底》▶https://reurl.cc/dqVK32 【11.07 禱告日記】《務要忠心傳道為基督打美好的仗》▶https://reurl.cc/LQ0e4a 【11.06 禱告日記】《在末世中持守聖經的教訓和督責》▶https://reurl.cc/bNz42r 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD ※ 最新影片 ※ 【9 月影音代禱信】▶https://youtu.be/T433dDXpJqE ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #我的生命獻給祢 #讚美之泉 -- Hosting provided by SoundOn

The Devon and The Duke podcast is BACK with an explosive new episode following last week's viral bombshell!WWE Hall of Famer Devon Dudley and Duke Loves Rasslin dive headfirst into the fallout from Devon's revelation about Jim Ross's past racist remarks—a story that has dominated wrestling discussion and social media.Devon sets his sights on AEW's Tony Khan and QT Marshall, delivering a message that is pure, unadulterated fire: "They both can kiss my ass!"Duke highlights how the viral story resonated deeply with listeners, demonstrating the widespread desire to hear how a legend like Devon tackles serious, real-life challenges. While Devon clarifies that he has forgiven Jim Ross, he remains steadfast that he will never speak to him again.Plus, the guys give a special shout-out, reflect on a tragic loss, and plug a must-see documentary!

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】惟有主站在我旁邊，加給我力量，使福音被我盡都傳明，叫外邦人都聽見；我也從獅子口裡被救出來。主必救我脫離諸般的凶惡，也必救我進他的天國。願榮耀歸給他，直到永永遠遠。阿們。(提後 4:17-18) 【今日經文】提摩太後書 4:9-22 ▶https://reurl.cc/7by6YN 【演奏歌曲】委身之歌 - 鋼琴獨奏 by J-vi 【敬拜歌曲】只要有祢在我左右 - 讚美之泉 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【11.07 禱告日記】《務要忠心傳道為基督打美好的仗》▶https://reurl.cc/LQ0e4a 【11.06 禱告日記】《在末世中持守聖經的教訓和督責》▶https://reurl.cc/bNz42r 【11.05 禱告日記】《辨別末世的危險活出敬虔的實意》▶https://reurl.cc/Db6Y9Q 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD ※ 最新影片 ※ 【9 月影音代禱信】▶https://youtu.be/T433dDXpJqE ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #只要有祢在我左右 #讚美之泉 -- Hosting provided by SoundOn

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】務要傳道，無論得時不得時，總要專心，並用百般的忍耐、各樣的教訓責備人，警戒人，勸勉人。…你卻要凡事謹慎，忍受苦難，做傳道的工夫，盡你的職分。…那美好的仗我已經打過了，當跑的路我已經跑盡了，所信的道我已經守住了。(提後 4:2,5,7) 【今日經文】提摩太後書 4:1-8 ▶https://reurl.cc/rKa0mN 【演奏歌曲】能不能 - 鋼琴獨奏 by J-vi 【敬拜歌曲】跟隨到底 - 台北復興堂 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【11.06 禱告日記】《在末世中持守聖經的教訓和督責》▶https://reurl.cc/bNz42r 【11.05 禱告日記】《辨別末世的危險活出敬虔的實意》▶https://reurl.cc/Db6Y9Q 【11.04 禱告日記】《作神聖潔貴重器皿脫離卑賤的事》▶https://reurl.cc/oKdz9M 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD ※ 最新影片 ※ 【9 月影音代禱信】▶https://youtu.be/T433dDXpJqE ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #跟隨到底 #台北復興堂 -- Hosting provided by SoundOn

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】但你所學習的，所確信的，要存在心裡；因為你知道是跟誰學的，…聖經都是神所默示的，於教訓、督責、使人歸正、教導人學義都是有益的，叫屬神的人得以完全，預備行各樣的善事。(提後 3:14,16-17) 【今日經文】提摩太後書 3:10-17 ▶https://reurl.cc/gnmgqb 【演奏歌曲】主祢聖名配得讚美 - 鋼琴獨奏 by J-vi 【敬拜歌曲】每一天我需要祢 - 讚美之泉 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【11.05 禱告日記】《辨別末世的危險活出敬虔的實意》▶https://reurl.cc/Db6Y9Q 【11.04 禱告日記】《作神聖潔貴重器皿脫離卑賤的事》▶https://reurl.cc/oKdz9M 【11.03 禱告日記】《成為基督的精兵與主同死必同活》▶https://reurl.cc/qKdaGE 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD ※ 最新影片 ※ 【9 月影音代禱信】▶https://youtu.be/T433dDXpJqE ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #每一天我需要祢 #讚美之泉 -- Hosting provided by SoundOn

Arritmias genéticas estão cada vez mais presentes na prática clínica — saber reconhecer os padrões, principais sintomas e quando solicitar teste genético é essencial.Neste episódio, Raquel Rios e William Batah recebem Dra. Luciana Sacilotto, referência nacional em arritmias e genética cardiovascular, para uma revisão didática e atual das principais síndromes arrítmicas genéticas.O que você vai ouvir (preencha os tempos depois): - Conceito e importância das cardiopatias geneticamente determinadas - História familiar, quando suspeitar e como indicar o teste genético - Síndrome de Brugada — padrão ECG, gatilhos, estratificação e conduta - Cardiopatia arritmogênica — novos critérios de Pádua, papel da RMC e do exercício - QT longo e QT curto — diferenciação, manejo e orientações familiares - Taquicardia ventricular polimórfica catecolaminérgica (CPVT) — diagnóstico e tratamento- Outras entidades: Síndrome da repolarização precoce, miocardiopatias genéticas e o papel da autópsia molecular. Além disso, entenda como interpretar testes genéticos, lidar com VOUS e conduzir testagem em cascata. Por que ouvir: se você atende síncope, morte súbita ou arritmias “sem causa aparente”, este episódio traz um guia completo para reconhecer padrões genéticos, evitar armadilhas diagnósticas e aplicar a genética de forma prática e responsável.Ouça agora no Spotify/YouTube e compartilhe com colegas que lidam com arritmias complexas — este é daqueles episódios que viram referência.Palavras-chave (SEO): arritmias genéticas, cardiopatias geneticamente determinadas, síndrome de Brugada, cardiopatia arritmogênica, QT longo, QT curto, TVPC, repolarização precoce, genética cardiovascular, VOUS, painel genético, morte súbita. _______________Assine agora! Revisões didáticas de Cardiologia, semanalmente na DozeNews PRIME: a maneira mais leve e rápida de se manter atualizado(a), através do link dozeporoito.com/prime

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe UN is moving forward with climate agenda, they are now mobilizing 1.3 trillion annually to push the agenda. Trump has pressuring the Fed to lower rates has now trapped them in halting tightening and they are now going to begin printing. This will push Bitcoin and gold higher. The [DS] is using their old playbook to regain control and leverage. They lost this in 2024 and the people are awake and they can see clearly. They are now using social media to counter this by dividing the movement, we are witnessing a psyop by the [DS], the playbook is known. They need MAGA divided so they can use this division during the midterms, they will use antifa to riot near the polling areas to keep voters away. The [DS] is trying everything to take back control and the midterms is the goal. Trump knows this, countermeasures being deployed.   Economy https://twitter.com/disclosetv/status/1985604896020717990 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/onechancefreedm/status/1985504577332908211  off the next morning. It's the same cash cycling through, you can't add those daily totals together. Sudden jumps like this is usually timing noise, month end balance sheet adjustments, bill settlements, corporate cash flows. Sometimes the RRP rate just looks slightly better than holding short term bills, and when that happens, money temporarily flows back into the Fed's vault. It's not QE, it's not a bailout, and it's not printing. Let's talk about what comes next. The Fed just cut rates twice and announced it's ending Quantitative Tightening on December 1. Starting then, it'll reinvest all maturing principal into short term Treasury bills, a quiet but major shift. That move stops the drain from QT and starts slowly feeding liquidity back into the system while shortening the duration of the Fed's holdings. In other words, they're pivoting from shrinking to steady, easing the pressure without calling it stimulus. So this little RRP bump is really just the market adjusting before the pivot, cash searching for a temporary home before the Fed starts quietly adding liquidity again through bill reinvestments. If reverse repo usage keeps climbing for weeks, that's when to pay attention. It could mean collateral scarcity or reserves tightening faster than the Fed wants. But right now, it's just the pipes humming, a short term ripple ahead of a much bigger shift in how liquidity will reenter the system. https://twitter.com/AlexMasonCrypto/status/1985445575634911511 Political/Rights Gov. JB Pritzker Called Out After Illegal Alien Allegedly Kills GOP Official, His Wife: ‘How Many More Have to Die?' Illinois Gov. JB Pritzker (D), a fierce defender of sanctuary policies, is getting called out as an illegal alien is accused of killing a local elected Republican official and his wife last week.  34-year-old illegal alien Edwin Pacheco-Meza of Honduras was driving a van on Oct. 24 when he crossed the center lane and struck 71-year-old Michael Clayton and his wife, 66-year-old Gail Clayton — killing them instantly. Michael Clayton was a Republican elected official who served on the Coles County Board. Pacheco-Meza, who crossed the southern border as an unknown got-away,

Today, Matt Liguori and QT discuss episode 8 of Dancing with the Stars Season 34.

As Britney Spears and Christina Aguilera, QT and Rae make a tier list of this year's streamer Halloween Costumes, drink more wine, and talk about what they did this Halloween.✨ Bonus Content: https://patreon.com/wineaboutit

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】你該知道，末世必有危險的日子來到。因為那時，人要專顧自己，貪愛錢財，自誇，狂傲，謗讟，違背父母，忘恩負義，心不聖潔，…有敬虔的外貌，卻背了敬虔的實意；這等人你要躲開。(提後 3:1-2,5) 【今日經文】提摩太後書 3:1-9 ▶https://reurl.cc/5bq3zM 【演奏歌曲】願祢降臨 - 鋼琴獨奏 by J-vi 【敬拜歌曲】降服 - 約書亞 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【11.04 禱告日記】《作神聖潔貴重器皿脫離卑賤的事》▶https://reurl.cc/oKdz9M 【11.03 禱告日記】《成為基督的精兵與主同死必同活》▶https://reurl.cc/qKdaGE 【11.02 禱告日記】《倚靠聖靈牢牢守住神聖召和真理》▶https://reurl.cc/W8dGWx 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD ※ 最新影片 ※ 【9 月影音代禱信】▶https://youtu.be/T433dDXpJqE ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #降服 #約書亞 -- Hosting provided by SoundOn

We discuss the FOMC rate and QT decisions. US front-end rates now look much more fairly priced. QT decision disappointed us and we remain concerned about US funding markets. ECB meeting was a non-event, but Euro Area data surprises on both activity and inflation mean that the hawks will likely retain the narrative into the December meeting. We outline what this means for our ECB call and why we still see value in EUR rate markets. You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2025 Bank of America Corporation. All rights reserved.

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】你當竭力在神面前得蒙喜悅，作無愧的工人，按著正意分解真理的道。…人若自潔，脫離卑賤的事，就必作貴重的器皿，成為聖潔，合乎主用，預備行各樣的善事。…用溫柔勸戒那抵擋的人；或者神給他們悔改的心，可以明白真道。(提後 2:15,21,25) 【今日經文】提摩太後書 2:14-26 ▶https://reurl.cc/5bl7yz 【演奏歌曲】我們歡迎君王降臨 - 鋼琴獨奏 by J-vi 【敬拜歌曲】成為神蹟的器皿 - 生命河靈糧堂 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【11.03 禱告日記】《成為基督的精兵與主同死必同活》▶https://reurl.cc/qKdaGE 【11.02 禱告日記】《倚靠聖靈牢牢守住神聖召和真理》▶https://reurl.cc/W8dGWx 【11.01 禱告日記】《靠剛強仁愛謹守的靈為福音受苦》▶https://reurl.cc/MMvdl4 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD ※ 最新影片 ※ 【9 月影音代禱信】▶https://youtu.be/T433dDXpJqE ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #成為神蹟的器皿 #生命河靈糧堂 -- Hosting provided by SoundOn

Our CIO and Chief U.S. Equity Strategist Mike Wilson looks at buying opportunities approaching year-end, as U.S. trade policy and the Fed find middle ground. Read more insights from Morgan Stanley.----- Transcript ----- Mike Wilson: Welcome to Thoughts on the Market. I'm Mike Wilson, Morgan Stanley's CIO and Chief U.S. Equity Strategist. Today on the podcast I'll be discussing recent macro events and third quarter earnings results.It's Monday, November 3rd at 11:30am in New York. So, let's get after it.Last week marked the passage of two key macro events: the meeting on trade between Presidents Trump and Xi and the October Fed meeting. On the trade front, the U.S. agreed to cut tariffs on China by 10 percent and delay newly proposed tech export controls for a year. In exchange, China agreed to pause its proposed export controls on rare earths, and resume soybean purchases while cracking down on fentanyl. This is a major positive relative to how developments could have gone following the sharp escalation a few weeks ago, and markets have responded accordingly.With respect to the Fed meeting, Powell suggested policy is not on a preset course which took the bond market probability of a December rate cut down from 92 percent before the meeting to 68 percent currently. It also led to some modest consolidation in equity prices while breadth remained very weak. In my view, the market is saying that if growth holds up but the Fed only cuts rates modestly, leadership is likely to remain narrow and up the quality curve.Over the next 6 to 12 months, we think moderate weakness in lagging labor data, and a stronger than expected earnings backdrop ultimately sets the stage for a broadening in market leadership. However, we are also respectful of the signals the markets are sending in the near term. This means it's still too early to press the small cap/low quality/deep cyclical rotation trade until the Fed shows a clear willingness to get ahead of the curve. Perhaps just as important for markets was the Fed's decision to end Quantitative Tightening, or QT, in December.Recently, Jay Powell has acknowledged the potential for rising stress in the funding markets and indicated the Fed could end QT sooner rather than later. Over the past month, expectations for the timing of this QT termination ranged from immediately to as late as February. Powell seemed to split the difference at last week's meeting and this could be viewed as disappointing to some market participants.In order to monitor this development, I will be watching how short-term funding markets behave. Specifically, overnight repo usage has been on the rise and if that continues along with the widening spreads between the Secured Overnight Financing Rate and fed funds, I believe equity markets are likely to trade poorly, especially in some of the more speculative areas. In short, we think higher quality areas of the market are likely to continue to outperform until this dynamic is settled.Meanwhile, earnings season is in full swing and the real standout has been the upside in revenue surprises, which is currently more than double the historical run-rate. We think this could provide further support that our rolling recovery thesis is under way which leads to much better earnings growth than most are expecting.Bottom line, we are gaining more confidence in our core view that a new bull market began in April with the end of the rolling recession and the beginning of a new cycle. This means higher and broader earnings growth in 2026 and a potentially different leadership in the equity market. The full broadening out to lower quality, smaller capitalization stocks is being held back by a Fed that continues to fight inflation; perhaps not realizing how much the private economy and average consumer needs lower rates for this rolling recovery to fully blossom. Last week's Fed meeting could be disappointing in that regard in the short run for equity markets. As a result, stay up the quality curve until we get more clarity on the timing of a more dovish path by the Fed and look for stress in funding markets as a possible buying opportunity into year end.Thanks for tuning in; I hope you found it informative and useful. Let us know what you think by leaving us a review. And if you find Thoughts on the Market worthwhile, tell a friend or colleague to try it out!

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Fed cuts 25 basis points - what it means for markets and Bitcoin Is the end of QT the beginning of QE? Why isn't Bitcoin higher? Bitcoin is having its "IPO moment"  Jamie Dimon suddenly likes crypto Is Japan mining Bitcoin? Strategy gets a "B-" credit rating in industry milestone ---- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie  ---- Pre-order Natalie's new book "Bitcoin is For Everyone," available November 18, 2025. https://harriman-house.com/authors/natalie-brunell/bitcoin-is-for-everyone/9781804091135  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com  ---- References mentioned in the episode:   Five Takeaways from the Fed Meeting Fed Winding Down Balance Sheet Contraction Fed Cuts Rates Again, Plans to End QT Program Lyn Alden's Tweet on Money Printing and QE Jordi Visser's Newsletter on Bitcoin's IPO Moment Scott Bessent's Tweet on Bitcoin's Resilency Scott Bessent Praises the Bitcoin Network  Japan Now Mining BTC with Government Resources Matthew Sigel's Tweet on Japan Mining BTC Jamie Dimon Says Crypto Will Be Used by Banks Michael Saylor Rumors on Bank Bitcoin Adoption Larry Fink's Comments on Currency Debasement Jamie Dimon Capitulates on Cryptocurrency S&P Global Assigns 'B-' Rating to Strategy Strategy's Q3 2025 Earnings Presentation S&P Global Assigns Strategy Junk Bond Rating ---- Upcoming Events: Bitcoin Amsterdam, MENA and Bitcoin 2026 are all around the corner Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】你要和我同受苦難，好像基督耶穌的精兵。凡在軍中當兵的，不將世務纏身，好叫那招他當兵的人喜悅。…有可信的話說：我們若與基督同死，也必與他同活；(提後 2:3-4,11) 【今日經文】提摩太後書 2:1-13 ▶https://reurl.cc/4bRlG2 【演奏歌曲】聖靈的江河 - 鋼琴獨奏 by J-vi 【敬拜歌曲】奔跑不放棄 / 榮耀的呼召 - 讚美之泉 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【11.02 禱告日記】《倚靠聖靈牢牢守住神聖召和真理》▶https://reurl.cc/W8dGWx 【11.01 禱告日記】《靠剛強仁愛謹守的靈為福音受苦》▶https://reurl.cc/MMvdl4 【10.31 禱告日記】《看見萬族敬拜基督一切歸神為聖》▶https://reurl.cc/qKD68D 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD ※ 最新影片 ※ 【9 月影音代禱信】▶https://youtu.be/T433dDXpJqE ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #奔跑不放棄 #榮耀的呼召 #讚美之泉 -- Hosting provided by SoundOn

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】為這緣故，我也受這些苦難。然而我不以為恥；因為知道我所信的是誰，也深信他能保全我所交付他的，直到那日。你從我聽的那純正話語的規模，要用在基督耶穌裡的信心和愛心，常常守著。從前所交託你的善道，你要靠著那住在我們裡面的聖靈牢牢地守著。(提後 1:12-14) 【今日經文】提摩太後書 1:9-18 ▶https://reurl.cc/GGVA4x 【演奏歌曲】奔跑不放棄 - 鋼琴獨奏 by J-vi 【敬拜歌曲】在呼召我之處 - 約書亞 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【11.01 禱告日記】《靠剛強仁愛謹守的靈為福音受苦》▶https://reurl.cc/MMvdl4 【10.31 禱告日記】《看見萬族敬拜基督一切歸神為聖》▶https://reurl.cc/qKD68D 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD 【10.30 禱告日記】《讓神作王掌權安然居住反敗為勝》▶https://reurl.cc/oKDgRj ※ 最新影片 ※ 【9 月影音代禱信】▶https://youtu.be/T433dDXpJqE ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #在呼召我之處 #約書亞 -- Hosting provided by SoundOn

Stock valuations are the most deviated they've ever been from long-term trendlines in history.Above even 1929.But Wall Street doesn't care. The bull rally marches on, and looks poised to continue through the end of the year.But how long can this record deviation sustain?And what will the repercussions be if it doesn't?Portfolio manager Lance Roberts and I discuss these key questions, as well as this week's Federal Reserve rate cut, the end of QT, the China-US trade talks, oil stocks, and Lance's firm's latest trades in this week's Market Recap.For everything that mattered to markets this week, watch this video.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#marketcorrection #interestrates #artificalintelligence 0:00 – Fed Cuts 25bps & Ends QT: Expected, But Powell Pushes Back on More Cuts2:39 – QT/QE Mechanics Explained: No Money Printing, Just Bank Asset Swaps4:02 – Fed Dumps MBS for Treasuries: Stabilizes Yields, New Buyer in Debt Market7:13 – Fed Steps Back as Treasury Buyer: Material Impact? Opens Door to QE9:40 – Fed Balance Sheet Stress: Can't Shrink More Without Credit Risks11:25 – Fed's Crisis Bailouts Train "Buy the Dip": Best Returns in 30 Years12:24 – Economy Can't Normalize: Needs Deep Recession/Depression for Health13:21 – Debt Reform Choices: Small Sacrifices Now or Systemic Crash Later15:19 – No Imminent Breakdown: Debt-to-GDP Fine vs Japan/Europe18:44 – Market Breadth Crashes: Worst Since 1990 Despite Rally20:03 – Mag 7 Dominance: K-Shaped Profits, Rest of S&P 493 Starving21:05 – AI Hype Unhealthy? NO – Passive Flows Fuel Narrow Rally25:27 – AI: Job Killer or Tool? Power Crunch for Data Centers Looms29:01 – AI Bubble Risks: Overbuild Like Railroads/Internet, But Chips Depreciate Fast38:58 – If AI Bursts: S&P Down 40%, Still Bull Market (Valuations Insane)46:09 – Earnings Season Stellar: 85% Beats, Low Bar Set by Analysts52:49 – Portfolio Strategy: Rotate to Oversold Defensives (Value, Energy, Staples)1:09:12 – TA Update: Bull Intact, Year-End Rally on Buybacks/Seasonality1:24:26 – Gov Shutdown Irrelevant + Welfare Reform: End Dependency, Add Work Rules_____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Send us a textIn this week's episode, we get into the Fed's 25 basis point rate cut, Powell's chaotic press conference before diving into Meta's creative data center financing which is a lesson on project financing and lease accounting, and finally the growing blur between public and private credit. The Fed's October meeting delivered the expected 25 bps cut but Powell's tone afterward left markets rattled. While announcing a pause in quantitative tightening, he hinted that December isn't a done deal, sparking confusion and volatility. Jen breaks down the mechanics behind QT, the Fed's balance sheet strategy, and why even subtle changes in how they handle T-bill reinvestments could ripple across the yield curve.Then we shift to earnings season and Meta's fascinating case study in project finance. Their $30 billion Hyperion data center project with Blue Owl blends corporate finance, lease accounting, and private credit innovation, raising questions about off-balance-sheet leverage, credit spreads, and who really wins in these structures. We wrap with thoughts on how every firm on Wall Street is morphing into everything else—private credit arms at hedge funds, PE firms doing lending, and why that might both dilute and amplify systemic risk. All that, plus Halloween costumes, pumpkin parades, and the realities of parenting in chaos. For 20% off Deleteme, use the code TWSS or click the link HERE! Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Our content is for informational purposes only. You should not construe any such information or other material as legal, tax, investment, financial, or other advice. (Learn more HERE)

※ 如果你渴望建立每天穩定靈修的生活，加入禱告的大軍，邀請你加入【晨禱祭壇 Line 社群】▶http://line.ldtmission.org → 我們每天會即時在 Line 發送晨禱直播影片，以及每天靈修的分享，可以跟其他夥伴彼此代禱有更多的連結。 ※ 今日晨禱 ※ 【焦點經文】因為神賜給我們，不是膽怯的心，乃是剛強、仁愛、謹守的心。你不要以給我們的主作見證為恥，也不要以我這為主被囚的為恥；總要按神的能力，與我為福音同受苦難。(提後 1:7-8) 【今日經文】提摩太後書 1:1-8 ▶https://reurl.cc/W8dLy5 【演奏歌曲】委身之歌 - 鋼琴獨奏 by J-vi 【敬拜歌曲】我願為祢去 - 小羊詩歌 → Worship & Prayer Leader：楊哲豪 Rogery Yang ※ 最新文章 ※ 【10.31 禱告日記】《看見萬族敬拜基督一切歸神為聖》▶https://reurl.cc/qKD68D 【2025.10 代禱信】《帶領守望者進行個別門訓的交通》▶https://reurl.cc/W8agrD 【10.30 禱告日記】《讓神作王掌權安然居住反敗為勝》▶https://reurl.cc/oKDgRj 【10.29 禱告日記】《渴望基督降臨帶下神光明和活水》▶https://reurl.cc/KOK5QM ※ 最新影片 ※ 【9 月影音代禱信】▶https://youtu.be/T433dDXpJqE ※ 晨禱邀請 ※ 【訂閱頻道，每天禱告】▶http://sub.ldtmission.org → 邀請你免費訂閱晨禱頻道，讓我們每天一同委身築起晨禱祭壇，復興我們生活的每一天。 【為晨禱事工線上奉獻】▶http://give.ldtmission.org → 邀請你用奉獻一同參與晨禱事工，使我們可以持續帶領世界各地的弟兄姐妹建立每天禱告的生活。 【讓我們為你個別代禱】▶http://msg.ldtmission.org →如果你需要有人個別為你私下代禱，邀請你傳私訊到此連結，我們會有同工與你一同禱告。 【Podcast 聽晨禱祭壇】▶http://podcast.ldtmission.org →你也可以在各平台上的 Podcast 收聽晨禱祭壇。 ※ 關於我們 ※ 【LDT 官方網站】▶http://ldtmission.org 【LDT 粉絲專頁】▶http://fb.ldtmission.org 【Rogery 的禱告日記】▶http://qt.ldtmission.org ※ 經文範圍 ※ 晨禱祭壇每天所使用的經文範圍是跟《活潑的生命》的靈修經文範圍一樣。邀請大家可以在晨禱結束後，有一段經文默想禱告的時間，寫下你的靈修筆記，操練聆聽神的聲音。如果弟兄姊妹有需要的話，可以訂購《活潑的生命》QT月刊：（台灣）02-2931-9066 / www.duranno.tw 《一個火熱愛耶穌、用生命影響生命的門徒社群》 #晨禱 #敬拜 #禱告 #靈修 #我願為祢去 #小羊詩歌 -- Hosting provided by SoundOn

Meta and Microsoft had mixed earnings reports, the Federal Reserve cut interest rates and said it would halt quantitative tightening and South Korea has agreed to invest $350bn in the US in return for lower tariffs on car exports. Plus, John Malone is stepping down as chair of his media and telecoms empire, marking the end of an era in which the “cable cowboy” reshaped both industries.Mentioned in this podcast:Meta hit by huge AI spendingFederal Reserve trims US interest rates by quarter point but casts doubt on December cutFederal Reserve nears end of QT amid signs of stress in money marketsUS and South Korea seal trade deal‘Cable cowboy' John Malone to step down from media and telecoms empireToday's FT News Briefing was produced by Lucy Baldwin, Sonja Hutson, and Marc Filippino. Our show was mixed by Kelly Garry. Additional help from Gavin Kallmann and Michael Lello. The FT's acting co-head of audio is Topher Forhecz. The show's theme music is by Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

The cryptocurrency market is going down after the Federal Reserve delivered a hawkish interest rate cut on Wednesday. Jerome Powell and other officials slashed rates by 0.25%, bringing the benchmark rate to between 3.75% and 4.0%. ~This episode is sponsored by BTCC~BTCC 10% Deposit Bonus! ➜ https://bit.ly/PBNBTCCGuest: Paul Sampson, DataDashFollow on Youtube➜ https://bit.ly/DataDashChannel00:00 Intro00:10 Sponsor: BTCC01:00 FOMC vs Crypto02:30 China trade deal progress03:00 Bitcoin analysis06:30 Government Shutdown update07:00 Powell's comments that dumped crypto09:00 Trueflation10:00 Most bullish catalyst for crypto10:30 Scam dump?13:00 Ethereum analysis17:00 QT vs QE20:30 Uniswap analysis22:05 Solana analysis24:30 Avalanche analysis27:30 Pengu analysis31:00 November bullish?31:30 Outro#Crypto #Bitcoin #Ethereum~Mega Uncertainty Crash

QT and Rae finally drink wine on Wine About It. Wow. Rae crushes QT's Broadway dreams, they fight over Caroline, and discuss the insane production dangers of the Wizard of Oz.✨ Bonus Content: https://patreon.com/wineaboutit

Leslie and John stop by on Fed Day for an update on fixed income markets, positioning views, and an outlook for monetary policy. We also examine the current state of funding markets and how they relate to quantitate tightening (QT). Featured is Leslie Falconio, Head of Taxable Fixed Income Strategy Americas, & John Murtagh, Fixed Income Analyst Americas, UBS Chief Investment Office. Host: Daniel Cassidy

Kevin Green kicks off the trading day with his eyes overseas. He's watching developments with China ahead of Pres. Trump and Pres. Xi's highly-anticipated meeting, with particular attention to the soybean trade. KG notes positive commentary around a trade deal with South Korea. Domestically, the Fed's decision to cut rates by 25bps is largely anticipated, but KG says investors should pay attention to quantitative tightening (QT) measures by the central bank. He says if the Fed changes course on QT it could help push mortgage rates down, which could help not only homebuyers but also homebuilders. On the earnings front, KG looks at Boeing's (BA) "stabilizing report" and Caterpillar's (CAT) revenue growth thanks in part to the buildout in A.I. data centers. For today's session, he's looking at S&P 500 (SPX) upside to $6960, with downside to $6850. KG adds that he wouldn't be surprised if $7000 gets tested if there's any QT announcement from the Fed.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

“Is it still a good deed if it turns into a hostage situation at the coffee machine?”In this hilariously unfiltered episode of The Ben and Skin Show, the crew dives into a gas station encounter that spirals into a full-blown improv comedy sketch featuring coffee, donuts, a bus pass request, and a surprise cameo from a very vocal stranger.Ben Rogers, Jeff “Skin” Wade, Kevin “KT” Turner, and Krystina Ray are all hands on deck as KT recounts his early morning scuffle with a possibly homeless man at a QT. What starts as a simple act of kindness quickly turns into a slow-motion standoff, complete with sugar overload, donut negotiations, and a woman who calls KT a “smart ass” for trying to help.

Guy Adami and SoFi's Liz Thomas break down the latest market headlines, tackling the fallout from Friday's CPI report, the Federal Reserve's upcoming policy moves, and a dramatic correction in gold prices. They discuss the potential end of quantitative tightening (QT) and what it could signal for market liquidity, as well as key earnings from major tech players and big names in energy and healthcare. With U.S.-China trade talks, volatility in focus, and the all-important seasonality window for stocks opening up, Guy and Liz unpack where investors see the biggest opportunities and risks heading into year-end. —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal Media

Barry Knapp says “we're clearly not getting any surprises” in this month's Fed meeting, anticipating a 25 basis point rate cut. He previews Powell's press conference after the decision and expects 75 basis points total in cuts this year. “They're likely to end QT” as well, he adds, and explains how markets might react to that decision. He lays out his predictions for where markets will end the year and looks ahead to 2026.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Our CIO and Chief U.S. Equity Strategist Mike Wilson discusses the outlook for stocks after the preliminary U.S.-China trade agreement and ahead of the Fed meeting and big tech earnings.Read more insights from Morgan Stanley.----- Transcript -----Welcome to Thoughts on the Market. I'm Mike Wilson, Morgan Stanley's CIO and Chief U.S. Equity Strategist. Today on the podcast I'll be discussing the remaining hurdles for equities after what appears to be a preliminary trade deal with China.It's Monday, October 27th at 11:30am in New York. So, let's get after it.Over the past few weeks, trade tensions between the U.S. and China escalated once again focused on rare earths and technology transfers with each country playing its strongest card. Over the weekend, it appears that we have at least a preliminary agreement to de-escalate these tensions which means avoiding prohibitively high tariffs that were scheduled to go on at the end of this month. While we don't have many details on what has been agreed to, it appears that critical rare earths will continue to ship to the U.S. while technology transfer restrictions by the U.S. to China will ease. Presumably, Fentanyl tariffs of 20 percent on China are likely to be part of any broader agreement between Presidents Trump and Xi, if they end up meeting at the upcoming Asia Pacific Economic Cooperation forum.Given the sharp sell-off in stocks a few weeks ago on the news of trade tensions re-escalating, it's not surprising that stocks are rallying sharply this morning on news of a possible deal from last week's talks. Our attention now turns to the other big events this week. First, the Federal Reserve is meeting tomorrow and Wednesday to decide its next move on monetary policy. There is a broad consensus view that the Fed will cut another 25 basis points but there are very different views about how they will address its balance sheet run-off known as quantitative tightening, or QT. Based on my conversations, there is a growing consensus view for the Fed to announce the end of QT but uncertainty around the timing. Our house view is for the Fed to wait until the January meeting to make this official with an end of the program in February. Others believe the Fed could announce something as early as this week. That dispersion in expectations does create some room for disappointment from markets, especially given the recent increase in funding market spreads. More specifically, the widening in spreads suggests banking reserves may already be too low and restrictive for the pick-up in economic activity and capital spending that requires more liquidity. Second, earnings revision breadth has rolled over sharply the past few weeks. Most of this decline is due to normal seasonality and the fact that revisions breadth had reached unsustainably high levels since bottoming out in April. Therefore, a reset should be expected as we previewed over a month ago. Nevertheless, it needs to stabilize and push higher again for stocks to continue their advance in my view. Perhaps most importantly for the S&P 500 is the fact that all of the hyperscalers are reporting this week and will likely determine if revision breadth rebounds. It will also be important to see how those stocks react to what is likely to be continued aggressive guidance on AI capex plans. Since April, the hyperscaler stocks have rewarded higher guidance on spending. Should that change, we may see a different tone to how these companies discuss their spending plans. Bottom line, I remain bullish on my 12 month view for U.S. stocks based on what I believe will be better and broader growth in earnings next year. Nevertheless, the near term window remains a bit cloudy on trade, Fed policy shifts and earnings revisions breadth. Stay patient with new capital deployment and look to take advantage of downdrafts when they arise like a few weeks ago. Thanks for tuning in; I hope you found it informative and useful. Let us know what you think by leaving us a review. And if you find Thoughts on the Market worthwhile, tell a friend or colleague to try it out!

The ongoing cash squeeze in money markets is very likely to bring an end to the Federal Reserve's balance sheet runoff, known as QT. When the FOMC meets this coming week, officials are almost certainly going to cut rates given the perilous situation in labor. But with financial firms still using the Fed's repo facility and especially as benchmark money rates stay elevated, the second item on the list of decisions is going to be ending QT. Eurodollar University's Money & Macro AnalysisIn a world where markets swing on every headline, focus matters. That's why Eurodollar University offers One Big Weekly Theme — a disciplined, thematic analysis you can count on. If you don't have the time to go all the way to the depth of Eurodollar University's comprehensive Deep Dive Analysis and want the next best thing, One Big Weekly Theme is for you. Visit https://eurodollaruniversity.substack.com to sample the service or sign up and get started straight away. https://eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

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Timur and Phil reflect on Phil and Timur. We share some personal updates as well as news from the community. Show Notes News "Why we didn't rewrite our feed handler in Rust" - post from DataBento "C++ reflection (P2996) and moc" - from Qt wiki "Poll: Does your project use terminating assertions in production?" - from Herb's blog Links Episode 376, with Rainer Grimm Final entry on Rainer's blog :-( Epsiode 350, with Timur and Phil ACCU Conference and C++ on Sea, merging: Announcement post Tickets - Super Early Bird at time of posting Catch23 repo P3846R0 - "C++26 Contract Assertions, Reasserted" ADSP: The Podcast Two's Complement - A Programming Podcast by Matt (Godbolt) and Ben (Rady)