Podcasts about financial fridays

Most entrepreneurs have their calendars backwards—and it's costing them everything. Todd Herman has spent 21 years in high-performance athletics, working with Olympic athletes and billionaire entrepreneurs. His controversial insight is that most entrepreneurs are committing the cardinal sin of business: mistaking activity for achievement. Todd's philosophy is brutally simple: One goal. 90 days. Complete focus.  No more half-built bridges. No more "90% finished" projects that generate zero revenue. No more productive procrastination disguised as "strategic planning." Here's what hit home for me:  → Your calendar reveals whether you're getting results  → Most "goals" are actually just projects—and the distinction matters enormously  → Theme days (Marketing Mondays, Financial Fridays) create momentum through batching  → Meetings without all decision-makers present are just expensive gossip sessions If you're ready to graduate from anecdotal success stories to science-backed systems, this episode is essential listening. The show notes, including the transcript and checklist to this episode, are at marketingspeak.com/524.

In this empowering and refreshingly honest episode of the Transform My Dance Studio Podcast, Olivia Mode-Cater sits down with Inner Circle mentor Nadine Selinger to talk about a topic many studio owners would rather avoid: their numbers.  Nadine shares her journey from “QuickBooks was like poking me in the eyeballs” to celebrating her Financial Fridays, proving that mastering your finances isn't about being a math person. It's actually about about confidence, systems, and clarity.  Together, Olivia and Nadine unpack how studio owners can move from financial avoidance to financial control, and why profitability doesn't make you less passionate, it makes your purpose sustainable.  Whether you're terrified to open QuickBooks or already tracking every dollar, this conversation will help you face your numbers, strengthen your team, and build a studio that serves you, not the other way around.  You will learn:  Why most studio owners avoid their finances — and how to break the cycle  The four financial habits that shift you from chaos to control  How to make budgeting as creative as choreography  The mindset shift that turns “bad news” into better decisions  How to calculate your profit margins — and what 20% really looks like  Why “it's not personal, it's business” is a form of leadership, not coldness  Practical ideas for getting your team invested in revenue goals  How to gamify finances to motivate staff and celebrate wins  The ultimate reason to get your money right: freedom for your family and your future Whether you're terrified to open QuickBooks or already tracking every dollar, this conversation will help you face your numbers, strengthen your team, and build a studio that serves you, not the other way around.   

FF: The Lottery, Tax, and Order from the State We talk about the difference between a tax deed state and a tax lien state. Tax lien states have certain percentages written into their laws, and we give some examples. We talk about the lottery, which is a small part of funding schools here and is at least voluntary, even if the odds make it unlikely for an individual to benefit. We talk about how investing in gold, silver, or Bitcoin would have gotten you a better return this year. The state of Ohio had submitted a letter telling a county that they had to raise property taxes by 42%. People have reached the end of what they can pay, so tax delinquency rates are up. Governments really need to study the Laffer Curve. Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Or Click Here to order our new Real Power Family silver rounds. 1 Troy Oz 99.99% Fine Silver Abolish Property Taxes in Ohio: www.AxOHTax.com  Get more information about abolishing all property taxes in Ohio. Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: FINCEN, Taxes, Laffer, & Franklin We provide an update on FINCEN's beneficial interest reporting as well as some of the taxes and fees being charged by governments. We talk about how some governments have used laws to steal money from certain people or groups, like the Nazi's did to the Jews or like the civil asset forfeiture going on in the US. We talk about the Laffer curve, and how lower tax rates can actually benefit a government. We also talk about Benjamin Franklin's Rules by Which a Great Empire May Be Reduced to a Small One. There are a lot of similar items going on today!  Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Or Click Here to order our new Real Power Family silver rounds. 1 Troy Oz 99.99% Fine Silver Abolish Property Taxes in Ohio: www.AxOHTax.com  Get more information about abolishing all property taxes in Ohio. Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

What would happen if you committed to 30 days of action designed not just to sharpen your business, but to renew your mindset, balance, and energy as a therapist? In this episode, I introduce my spin on the popular 75 Hard challenge—tailored specifically for therapists who are juggling private practice, family life, and self-care. Instead of focusing on fitness and aesthetics, this challenge is about sustainable habits that strengthen your business, mindset, and overall well-being. I'll walk you through the framework of this challenge, breaking down the eight criteria that will help you finish the year strong and how these simple yet powerful commitments can transform the way you show up for your practice and yourself. Topics Covered in this Episode: 2:18 - Why this challenge is 30 days instead of 75 4:59 - The first step every therapist needs to take for lasting motivation 9:10 - How to reframe your marketing into manageable weekly blocks 10:16 - The surprising journaling practice that rewires your mindset 13:57 - A simple meditation routine that makes a big difference 15:14 - The KPI habit that shifts you into CEO mode 16:33 - How to “bookend” your week with Marketing Mondays and Financial Fridays 18:02 - Why doing one thing that scares you weekly may be the biggest growth tool If you're ready to stop feeling scattered and instead create a practice and life that feels intentional, abundant, and energized, then this episode is your roadmap. Tune in, take notes, and if you're ready for accountability and community, join us inside the Practice Accelerator for the full 30-day challenge running October 6–November 6. Don't forget to use the code ALLIN at checkout for $100 off. Let's finish this year strong, together.   Resources Mentioned: Join the Practice Accelerator today to join in on the challenge: https://www.theentrepreneurialtherapist.com/practice-accelerator Podcast listeners use the code ALLIN at checkout for $100 off For podcast listeners, you can up to 70% off your first 4 months of Simple Practice + a 7 day free trial using the link simplepractice.com/danielle

FF: Property and Education Priorities The Fed has lowered rates a quarter of a percent. Inflation is over 3% from the government's own measurements. Home prices are up, and property taxes are making it impossible for some people to keep their home. We have been working to get signatures to get a constitutional amendment on the Ohio ballot to get rid of property taxes completely. This could keep people in their homes and lower rents.   "But how will we fund schools?" they say. We talk about some possible options for funding. We also review the terrible results the traditional school system has been getting. We talk about how some money is being wasted by school systems. How much does a teacher here really make per hour? What do administrators make? Is it worth people losing their homes so that schools can continue to get terrible results? Or is it time for zero property taxes and a new system to fund schools based on results?   Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Or Click Here to order our new Real Power Family silver rounds. 1 Troy Oz 99.99% Fine Silver Abolish Property Taxes in Ohio: www.AxOHTax.com  Get more information about abolishing all property taxes in Ohio. Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: The Stock and Real Estate Bubble The problems going on in today's markets is not like the dot-com crash from 2000 or the Great Financial Crisis from 2008. There are cracks showing in our current system that show that the bubbles going on right now can not continue. What can you look for in the stock market to give you clues as to where we are at? Why are the rates of multi-family housing delinquencies at their highest rate since 2011? We talk about all this and more!  Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Or Click Here to order our new Real Power Family silver rounds. 1 Troy Oz 99.99% Fine Silver Abolish Property Taxes in Ohio: www.AxOHTax.com  Get more information about abolishing all property taxes in Ohio. Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Gold Level News About Silver! More central banks have started buying silver. There are new highs being hit for both gold and silver. That does not mean we are at the end of the increases. We talk about gold, silver, and Bitcoin, including some of the latest updates and stats. If you wanted to preserve your purchasing power over the last 15 years, you'd have done better to store your money in gold rather than in fiat dollars in the bank. Where are gold and silver prices now? Where might they be heading? Tune in to learn more so you can be more prepared to buy more hard assets faster! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Or Click Here to order our new Real Power Family silver rounds. 1 Troy Oz 99.99% Fine Silver Abolish Property Taxes in Ohio: www.AxOHTax.com  Get more information about abolishing all property taxes in Ohio. Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Be Careful What You Wish For... In the year 1800, 94% of the world lived in extreme poverty. Today it is less than 9%. What made the difference? We talk about the events that changed to allow people to produce and keep more in a free, Capitalist society. Governments are now making decisions that tax production and make life more difficult for their citizens. While they may have good intentions, history has already shown where their decisions lead. They should be careful what they wish for, they might get it and it won't look like what they thought. We cover topics from cave drawings to the Bible and the Constitution. We need to learn from history before we are doomed... Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Abolish Property Taxes in Ohio: www.AxOHTax.com Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Governments at the local, state, and federal level have been taking actions that raise taxes and take more money from the citizens. We talk about some of the items going on that are raising property taxes as well as the inflation bracket creep that is pushing people into higher tax brackets. We also talk about Prohibition, the confiscation of gold, and the confiscation of Jewish assets by the Nazi's. While history doesn't always perfectly repeat, there are too many similarities between the past and today. Learn about history, so you can protect yourself and your family! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Government Spending and Unintended Consequences How is the $20 minimum wage affecting jobs in California? Why are lower-paid "fast-food" type jobs important? What did the public school system prepare people to do? We talk about all this as well as as GDP, government spending, property taxes, and income taxes. There are many reasons why those with hard assets will have an easier time weathering the financial storm that is brewing. Are you prepared? Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Abolish Property Taxes in Ohio: www.AxOHTax.com Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: The Secrets to Making a FORTUNE Investing Investing is about Math! We go into detail to answer a listener email about investing. While most people think the most important thing is to know WHAT to invest in, the WHY and the HOW are much more important. We start with the basic questions you should ask yourself before making decisions on what to invest in. We talk about the use of debt. We also get into asset allocation and percentages that may be considered when choosing your investments. This is an information-packed episode with real life examples of how we went from sleeping on a mattress on a warehouse floor to a family of multi-millionaires who travel the country enjoying freedom & having fun. Use this to get started, or to make adjustments to your own investing decisions, so you can make your world a better place! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Housing Affordability & Investments The median age of homebuyers has been increasing. This is delaying any building of equity for these buyers. It is also putting pressure on the rental market, raising rents and making it even more difficult for people to save up for a down payment to buy a home. We discuss the issues with affordability, including the increases in property taxes, insurance, and maintenance/upkeep.   We also answer a listener question about what to do if you come into some extra money. There are many investments options out there - much more than just "stocks". If you know what you want from your investments and are prepared to learn about the different asset types, you can create an investment plan to get you to your goals! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Price vs Value to Win! There are many topics to learn about and many ways to learn. Take advantage of every opportunity to learn something! One important lesson we cover is how to discern the difference between what something is worth (value) vs what it is selling for (price). What is valuable for one person may not be as valuable or useful to someone else. We talk about how finding out what people want can help you to create a winning deal for everyone involved. We also discuss at least one way to keep the wealth you've accumulated and keep it working for you! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Risks, Rewards, Thoughts, and Unintended Consequences The right attitude can make you rich. We discuss risk in investing. There is a big difference between investing and speculating, so know which of these you are doing. We also talk about how government decisions have affected items like rent and grocery prices. In every transaction, you need to know who is providing value. You will either pay for that value or should give appreciation if it is offered without payment. We go over cashflow and its importance in a deal. How you think will show in your results, so if you don't like your results, you need to change how you think. Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Investing in Your Future There are many different reasons people invest, so every portfolio of assets will be different. We talk about some of the reasons people invest in things like gold/silver, Bitcoin, and Stocks. We discuss the current problems with bonds. There are questions you need to ask yourself before making investments, so that you know why you are buying a particular investment and can track whether it gets you closer to your end goal. The first investment should be in your own education, so you can make good decisions for your future. Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Gold as a Tier 1 Asset! Thanks to Basel III, as of July 1st, 2025, gold is now a Tier 1 asset, meaning banks can use it as part of their reserves. Essentially, they are now admitting that gold is money. How will that affect things? We talk about the historical perspective as well as the predictions for the future. We talk about the headwinds for paper assets and the tailwinds for hard assets. We talk about the different generations and how they approach investing. If there is inflation, you need to make different decisions than if there is deflation. Remember to always look at the Big Picture! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Divide to Conquer Property Taxes, Government Overreach, and Money Eric and Deven testified for the Ohio State Senate while Ethan ran our Winner's Dinner meeting and Lila was collecting signatures on a Petition to put the Abolishment of Property Taxes on the November ballot. Property taxes are pricing senior citizens out of their homes as well as making housing unaffordable for many people. We talk about one woman's story of losing her home after her husband didn't pay their property taxes. We talk about how important it is for both spouses to understand the family finances, what some of the other options are for life without property taxes, and how the way Ohio is currently using property taxes is against our state constitution.   We can't guarantee an equal outcome; we can only do our best to give an equal starting point. To be an adult, you need to take responsibility for your life. Life is 10% what happens to you and 90% how you react to it. Our court case against the City of North Canton ignoring our 4th Amendment rights was picked up by the Ohio Supreme Court this week.  Also, don't miss our special announcement about our Real Power Family 1 ounce, 0.9999 pure silver rounds from American Gold Exchange! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds. Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Property Values, Equity, and Wealth Do properties always go up in value? We talk about home values during recessions, the great financial crisis, and how the use of MBS and CDO's encouraged bad decisions. We also discuss how the government uses Bracket Creep to its advantage. We talk about assets and liabilities, and how equity isn't liquid but can be used effectively with tax advantages when funds are needed. We also talk about how a lot of people confuse cause and effect as well as how confidence can help you become competent. Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds. Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Does Bigger Government Mean a Worse Life for Citizens? We talk about our studies into places like Hong Kong, which went from poor to wealthy, and Glasgow Scotland as well as Argentina that went from wealthy to poor. Why did these changes occur? We theorize the role of government. We also talk about government spending and how this affects inflation. The "Big Beautiful Bill" won't fix the problems we have here. We talk about some of the good and bad items in this bill. Javier Milei deregulated housing in Argentina, which increased housing choice by 170% while driving rents down 40%. We talk about the effects of this and more and how buying more hard assets faster now can help protect our wealth when we reach the high inflations levels to come. Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds. Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Financial Friday: Charity vs. Welfare & Types of loans For Financial Friday we discuss experiences at different conferences, property taxes across different states, commercial loans, and gold investment strategies. We also discussed the benefits of local charity versus government welfare programs, concluding with ideas for real estate and precious metal investments. State Property Tax Burden Comparison Ohio ranks 8th highest in the nation for property tax burden. Eric discussed the growing frustration among Ohio taxpayers regarding property tax increases, highlighting how senior citizens are particularly affected. He emphasized the need for legislative action to address this issue, noting that while the proposed constitutional amendment to abolish property taxes requires about 400,000 signatures to get on the ballot. He also mentioned the potential for more tax foreclosures in Ohio and offered resources for learning about property tax sales. Local Charity vs. Government Welfare The group discussed the benefits of local charity versus government welfare programs, including a local community chest and how local businesses and individuals helped each other. Deven said that government handouts should be replaced with local charity efforts, citing the Constitution's focus on the pursuit of happiness rather than guaranteed welfare. Lila shared her experience helping a nursing student with Christmas assistance, emphasizing that local charity provides more meaningful connections between giver and receiver. They agreed that local charities would likely be more effective and that people would donate more if taxes were lower. Finally, they discussed the idea of defunding government-funded schools, with Eric suggesting that locally funded schools would be less likely to threaten parents or label them as domestic terrorists for opposing certain educational policies. Commercial Loan Maturity Peak 2025 Financial data shows that 2025 may be the peak year for commercial loan maturations, with over $5 billion coming due by October. Obtaining bank loans & the fees and interest rates involved as well as working with smaller banks for better service and deals. We explain how the "extend and pretend" strategy can lead to worse problems in the future. He detailed how commercial loans differ from residential loans and emphasized the importance of understanding loan terms and financial statements. Eric also shared his experience brokering deals during the 2009-2010 period and predicted more opportunities in the coming year or two from tax foreclosures and pocket listings. Gold Investment and Reserve Planning The group discussed gold investment strategies & a good possibility of a significant increase in gold prices over the next 5-10 years. They explored the importance of maintaining operating reserves while minimizing cash in banks, and discussed using real estate as collateral for loans. The conversation concluded with talking about how he invests in gold and silver through American Gold Exchange, and Deven was encouraged to take action on his real estate investment goals. Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds. Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Maximizing Income and Reducing Outgo Credit card debt is climbing in the US. To overcome too much debt, you need a plan to provide more value and get bad debt (any that doesn't make you money) paid off. We talk about our experiences in getting out of a difficult financial situation, buying assets, learning from mentors, running a business, and much more! The world is changing quickly. Some of these changes are good, like businesses like AirBNB, Lyft/Uber, and Amazon stepping in to change how things are done. Other changes have produced crashes, like the Nifty 50 stocks, the 2000 Tech crash, and the Great Financial Crisis. What do you need to start doing now to prepare yourself to be in a better financial situation 5 years from now? Tune in to learn lessons to help make your financial life better! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds. Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Debt & Taxes Can Lead to Death In the U.S., everything we earn is taken by the government in taxes up until May 19th. In the UK, it's June 13th, and in France it's until July 27th. Prior to those dates, we are working just to pay the government. Debt is also a problem for a lot of people. Knowing how to evaluate where you truly are financially can help you make better decisions. What is the difference between good debt and bad debt? How do you get out of bad debt? Should you pay off all debts entirely? What if you don't have the money to do that? Do you start with the smallest debt amount or with the highest interest debt? Today we talk about debt and taxes, so you can hear about how we overcame $150,000 in credit card debt without ever being a day late on any payments or defaulting in any way. Use this to protect your reputation and get into a better financial position.   American Gold Exchange Advanta IRA www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Production by Decree or just trash? Across the globe there are illogical decisions causing problems for many citizens. We talk about the strike in Birmingham that has left trash piling up for over 7 weeks, the side effects of the energy policy in the UK, demographic cliffs, and more! Learn the difference between a secular market and a cyclical market. The UK has a Chinese company called British Steel that the government thinks it can force to make steel by decree. Decisions by governments around the world are causing problems. Plan ahead for your own future! www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Can you be your own bank? What is the Plaza Accord, and how can that concept affect you now? How is money created, and how can you use that knowledge to benefit your investing? What is another way to think about insurance? We also discuss CDO's & swaps, MBS, deflation vs disinflation, and more!   www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Right, Wrong, or Irrelevant - How Questioning History Can Help You Financially!  The history of the income tax, voting changes, currencies, and central banks in the U.S. have led to bubbles, inflation, and financial difficulties for the citizens. We have all been told things that are either irrelevant, misleading, or are flat out wrong, and yet most Americans used to believe the news and things they were told.  When 74% of academic journals for economics were authored or co-authored by Fed personnel, who has control over what you are reading and learning?  Now, more and more people are starting to question not only the current narrative but how history was presented to us. There are even bills introduced in both the House and Senate to End the Fed! Join us for this exciting episode that relates our history to our current circumstances to help you question everything! www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: What Investments are We Watching Now?  From real estate, stocks, gold and silver, we discuss different investments. We talk about what is going on in the world today, like tariffs, and how that affects some investments. We also talk about teaching, homeschooling, getting what your customer wants in your business, and more! www.RealPowerFamily.com https://www.amergold.com/silver/silver-bullion/austria-silver-philharmonic.php

FF The Mindset of Success Both Wealth & Poverty are learned attitudes. You have the ability to achieve anything you actually believe. Start by Acting the way people who have what you want act. Then do what they do. Eventually, you will achieve what they have achieved. But, if you change the definition of words to make yourself feel better you are doomed for failure! www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Why Silver is Better Stocks are very overvalued by many metrics. Gold is on a 25-year bull run. Silver frequently follows gold's run up. Neither Silver or gold have counter-party risk AND Silver is also an industrial metal. www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Deven's 18th Birthday Day! And Assets Today we celebrate Deven's 18th Birthday with a Financial Friday episode! Here we discuss housing, rents, credit card debt, demographics, and how central banks across the world are stocking up on gold. Learn what you need to know about all these topics to understand the difficult time that is coming as the Trump administration starts reversing our trend of instant gratification and starts reducing the size of our government to make the future better. May the information discussed here make your financial world a better place! American Gold Exchange www.RealPowerFamily.com 833-Be-Do-Have (833-233-6428)

FF: How Pro Forma's Lie Before you even look at a property to buy, you need to look at the numbers. Sellers, and real estate agents frequently exaggerate the amount of rent you can collect and underestimate the expenses of investment property. Small changes on these numbers can add up to BIG losses. Make sure you verify all income & expenses with unbiased sources. Look at past years taxes or even checking account statements. Learn to evaluate the real numbers before you lose hundreds of thousands of dollars over-paying for an apartment building. Ultimate Evaluator Packet www.RealPowerFamily.com 833-Be-Do-Have (833-233-6428)

FF: Hard Assets Gold & silver are a type of insurance. They are a store of value. They have no counter-party risk…But they don't provide cashflow. Real Estate gives passive income (IF you buy it right!) RE also gives tax advantages… And if you ignore it, the RE falls apart. There are different reasons to store value & invest in different assets. Learn first. Produce more than you consume, then Buy More Hard Assets Faster! www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Welcome to another Financial Friday episode with Sean Smith of Denim to discuss essential aspects of cash flow management and business finance! Today, Sean focuses on the challenges of B2B payment terms,  the importance of financial planning, building cash reserves for unforeseen expenses, and how Denim's tools help businesses manage cash flow effectively!   About Sean Smith Sean Smith, VP of Product at Denim, has spent 10 years building and scaling products in the financial services and logistics industries. While leading Product at Denim, he has pioneered new capabilities for the factoring space including risk automation and pricing.  Sean has also led work on our client dashboard, job management and collaboration that have revolutionized the process and workflow for broker clients looking to save time on back office operations. He excels at combining his passion for technology with the ability to drive impact on a balance sheet.   Connect with Sean Website: https://www.denim.com/  LinkedIn: https://www.linkedin.com/in/smithseanp/  Twitter (X): https://x.com/smithseanp  

FF: Social Security & Inflation Inflation, or the government spending more money than it taxes out of us, hurts people on a fixed income the most. It helps the largest asset owners the most. It is not fair. It is not right. And you probably cannot fix the system. But, you can choose to benefit from it rather than be hurt by it. Buy more hard assets faster! www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Our 2 Cents It costs about 2.6 cents to make a penny. Nickels cost about 14 cents to make. Jut in 2024 the government lost $103 Million dollars on these 2 coins. One hundred years ago, you could get a shave and a haircut for 25 cents. Today it is $25 for a haircut. If we got rid of ALL coins in denominations of less than a dollar, monetary denominations would be the same as then. This loss of purchasing power is the direct effect of government spending. Every dollar that is printed and not taxed increases inflation. If you make wise decisions, this can actually help you get richer rather than poorer. www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Taxes are your biggest expense If you want to keep more of your hard-earned money we need to pay less in taxes. The only way that can happen is to get rid of needless government spending. Learn where your money is really going and how Congress plays by different rules than the rest of us on today's show. www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: The Big Picture Shows ALL The CAPE ratio averages 37. It is taking 8 weeks to get physical delivery of gold in the UK. China has bought 1050 tons of gold just since the Russian assets were frozen. (They also mined a lot more!) If the East is buying Gold with Dollars they cannot buy Treasuries with those dollars. All of this points towards lower average stock prices. Higher gold prices and higher interest rates on Treasuries. Finally, if you want to get rich, produce more than you consume & invest the rest. Look at the big picture before you decide what you want to invest in.  www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Accepting Socialism is Accepting Failure Socialism is stealing from others. People who produce more than you. Asking for this, or even accepting it is admitting that you are not as capable as them. I refuse to accept that about myself. I hope you do as well. Sometimes you need to Pray like everything depends on God & Work like everything depends on you. US Debt Clock www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Evaluating Jimmy's Deal Would you buy 4 duplexes? Today we talk about some of the most common mistakes new investors make & how to avoid them. Deals are just like empty jars on a shelf. If you want to be financially free, focus on the finances, not the color of the house. Below, I wrote the Ultimate Evaluator Packet to help know what a property is really worth and whether it is a deal or a dog. Ultimate Evaluator Packet www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Correlation is not Causation If you confuse the 2 it may not be good for your life or your investing. Understanding the root cause of something allows you to make better investment decisions. www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Financial Friday: Justin Trudeau is Out Spending money you don't have is bad for any household budget. Governments can get away with it for longer than individuals can…But if it can't go on forever, it Won't! Hopefully Canadians are figuring that out. The consumer price inflation caused by their government's currency printing has just taken out their leader. If Canadians, and Americans alike, don't stop the outrageous spending on the Welfare & Warfare states it will topple both governments. The same thing has brought down every empire in history. We are no different. www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Government expenses & Tax savings  The US government spent $367 billion that it did not have JUST IN NOVEMBER! Paying interest on the $36+ Trillion debt took 62% of our payments that month. Interest is now more than every budget item other than Social Security. And they are still spending more than they have. This is unsustainable & anything that cannot go on forever will not go on forever. www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Inflation is up & they lowered rates! The only thing you can count on the Federal Reserve doing is creating moral hazard for the banks of the US. They even said they would let inflation run “Higher for Longer.” Protect yourself by buying more hard assets faster! Holding hard assets, rather than paper assets, can help you in an inflationary environment. And, thank you to all of our listeners! Have a Happy New Year! www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: CTA Injunction Thanks to a group of liberty loving citizens, an injunction has been issued for the Corporate Transparency Act. This would have required you to report yourself to the Financial Crimes Enforcement Network & created more hurdles to running a business. There are both 1st Amendment & 4th Amendment issues with this law. In Ohio HB93 is Moving toward passing. This also restores property rights & encourages personal responsibility. America & the world are moving toward more freedom. Help out by having the courage to say NO to the government. Making donations to the Non-Profit law firms who help protect our rights. Even just shopping at places that stand up for your rights helps. 1851 Center for Constitutional Law Pacific Legal Foundation www.RealPowerFamily.com

FF: Fed lowers Rates & Rates Increase Even though the FOMC lowered overnight rates by ¼%, or 25 basis points, the 10yr Treasury keeps going up. This makes many mortgage rates increase. Gold jumped, but then decreased with a decrease in world tensions & BTC broke $90,000 for the 1st time in history! www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Guaranteeing an Equal Outcome is Impossible The only way to get an equal outcome is to decrease productivity of everyone to the lowest, weakest person. What do lower rates mean for the market? Which rates & what market? What are the other factors that affect markets? Today we talk about the 50 Trillion relationships that make it impossible to answer this seemingly simple question. www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Your Mindset Creates or Destroys Your Wealth Your beliefs create your life. Very high-income earners can be broke & people making minimum wage can become rich if they have the correct beliefs. Look at the truth. Don't believe fancy accounting from Enron or the Federal Government. Look at the moral hazard of having insurance & blindly trusting your insurance company… Like the FDIC. Finally, a 3-year experiment with UBI has actually decreased production, wasted value that had to be produced by someone AND made the low-income recipients poorer than when they started the experiment! www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: How do I get Money to buy Real Estate? Your reputation is the most important thing. When people see you as NEVER paying late & Always closing exactly when you say, they will want to do business with you. They will quietly tell their friends. Some will bring you great off-market deals & others will finance them. www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Hav (833-233-6428)

Ever wondered how one can shift from a draining corporate job to an empowering entrepreneurial lifestyle? Jenna Faye Madden, a holistic lifestyle, business, leadership, and consciousness coach for heart-led visionaries and female entrepreneurs scaling soul-led businesses to 6 and 7 figures while raising the collective frequency. In this episode of the Crown Yourself Podcast, host Kimberly Spencer, founder of Crown Yourself, engages with Jenna Faye Madden, a digital nomad and entrepreneur, to explore her journey from corporate life to entrepreneurship. Jenna shares her experiences transitioning through various ventures, emphasizing the importance of self-care and conscious leadership. They discuss the balance between feminine and masculine energies in business, the significance of refining strategies over increasing output, and the value of building genuine connections. Jenna highlights the necessity of self-awareness and intentionality in entrepreneurship, encouraging listeners to prioritize their well-being and authenticity in their professional journeys. Enjoy, sovereigns! Listen to the episode on Apple Podcasts, Spotify, Google Podcasts, Amazon Music, or your favorite podcast listening platform. You can also watch the episode on Youtube. Moments of Note: Acknowledging Grief (00:00:00) Discussion on the importance of processing grief instead of suppressing it with work. Introduction to the Podcast (00:00:31) Kimberly Spencer introduces the Crown Yourself Podcast and its focus on conscious leadership strategies. Book Announcement (00:01:14) Speaker 3 shares excitement about their new book on becoming an interesting podcast guest. Welcoming Jenna (00:02:13) Kimberly welcomes Jenna, an epic digital nomad, to discuss her journey. Jenna's Journey Begins (00:02:31) Jenna recounts her transition from corporate job to full-time entrepreneurship over seven years. Dabbling in Entrepreneurship (00:03:54) Jenna reflects on her initial experiences with dabbling in various entrepreneurial ventures. Signs of Dabbling (00:05:41) Discussion on the characteristics of dabbling versus a more defined business approach. The Shift to Visionary Role (00:09:42) Exploration of Jenna's transition to a visionary role in her business and its impact. Burnout and Identity Shift (00:09:53) Jenna shares her experience of burnout and how it prompted significant changes in her business. Refining Business Focus (00:12:36) Jenna discusses the importance of refining her core offers and target audience. Coaching Industry Changes (00:15:21) Dialogue on the evolving consciousness of buyers and entrepreneurs in the coaching industry. Identity Evolution (00:20:14) Jenna reflects on her identity shifts and the challenges faced during her entrepreneurial journey. Understanding Family Projections (00:22:49) Jenna discusses family projections regarding her entrepreneurial success and the misunderstandings that arise. The Shift in Relationships (00:23:25) Jenna reflects on the changing dynamics of friendships and family during her entrepreneurial journey. Sovereignty and Self-Responsibility (00:24:38) Jenna emphasizes the importance of self-responsibility and creating one's reality amidst external projections. Navigating Loneliness as an Entrepreneur (00:27:56) Discussion on the feelings of isolation that can accompany entrepreneurship and the importance of finding supportive communities. Grief and Identity Transformation (00:33:04) Jenna shares her experiences with grief related to identity shifts and the need to process emotions. Creating Community Intentionally (00:32:35) The conversation explores how Jenna actively creates her community instead of waiting for it to form. The Relationship with Business (00:39:49) Discussion on how women often mother their businesses and the need to balance control with growth. Balancing Masculine and Feminine Energies (00:42:32) Jenna explains the importance of integrating both masculine and feminine energies for business success. The Dance of Energetics in Business (00:44:48) Discusses the balance between feminine and masculine energies in business management. Women in Business: The Pendulum Effect (00:46:27) Explores how women may swing between extremes in their business approach, impacting their success. The Spiral of Resistance (00:48:25) Describes how resistance leads to negative self-perception and impacts entrepreneurial performance. The Importance of Support and Structure (00:49:39) Highlights the need for both creative freedom and structured support in business. Refinement Over Quantity in Strategy (00:52:44) Emphasizes the importance of intentionality and refinement in business strategies over mere activity. Depth vs. Scattered Efforts in Business (00:54:50) Contrasts the effectiveness of strategic depth with the pitfalls of scattered business efforts. Money Routine: Rituals for Success (01:03:25) Outlines weekly financial rituals to maintain clarity and energetic alignment in business. Fluid Morning and Evening Routines (01:04:40) Shares the importance of a flexible routine that prioritizes mental and emotional well-being. Defining Your Queendom (01:06:12) Discusses personal empowerment and connection with nature as key elements of one's queendom. Crowning Yourself Daily (01:06:40) Highlights the significance of self-prioritization and empowerment in daily life. Morning and Evening Routines (01:07:12) Discussion on the importance of routines and honoring one's body for overall well-being. Feeling Like a Slave to Business (01:07:42) Exploration of how overextending oneself can lead to resentment in business. Connecting with Jenna (01:08:02) Jenna shares her online presence and encourages listeners to connect with her. Building Relationships in Coaching (01:08:20) Jenna emphasizes the significance of personal and professional connections in the coaching industry. Links and Resources (01:08:57) Speaker 3 highlights where to find Jenna's resources and social media links. Uplevel Your Circle (01:09:07) Advice on surrounding oneself with inspiring individuals to enhance personal growth. Closing Remarks (01:09:32) Kimberly encourages listeners to subscribe and create a positive impact through sharing the podcast. Mentions + Additional Resources: Tools, Websites, and Links "Crown Yourself": "00:01:00" "PodcastGuest.Com": "00:35:23" "Instagram": "01:08:02" "Facebook": "01:08:02" "Website": "01:08:02" "Crown Yourself Now": "01:09:32" Books "Make Every Podcast Want You": "00:01:14" "Daisy Jones & The Six": "01:00:44" "Forbes Article: 'Are You in an It's Complicated Relationship with Your Business?'": "00:39:05" Quotes "Quote about Friends for a Lifetime vs. a Season": "00:24:34" Concepts and Strategies "Cold Pitch Strategy": "00:57:03" "Energetics of Business": "00:45:55" "Depth in Business": "01:00:04" Practices "Money Mondays": "01:03:25" "Financial Fridays": "01:03:25" Transcript: For a full episode transcript, it can be found here. Sharables: For sharable images, quotes, and other social media posts to add some royal sparkle to your socials (with proper tagging and credit, of course), they can be found here. ____________

Good morning and welcome to MorningCoach®! I'm your host, JB Glossinger, and today is Monday, August 19, 2024. We're diving into Episode 5428, focusing on a crucial topic: building self-confidence. This week is packed with valuable content, from understanding how to put yourself out there, even if you're introverted, to connecting with others and finding tasks that lead to revenue on Financial Friday.We'll also touch on the importance of self-care, setting small goals, and fostering supportive relationships to boost your confidence. We've got exciting updates about our daily planner and the community, so stay tuned and get ready to kick-start your week with positivity and purpose! Let's get into it.