Podcasts about Four Pillars

Want to hear exactly what it sounds like to cold call motivated sellers, navigate tough objections, and lock down highly profitable wholesale deals in real time? In this live action episode, Brent Daniels hits the phones and makes live calls to a batch of inbound seller leads across the country. You will hear exactly how Brent utilizes the Four Pillars of prequalifying to instantly gauge a seller's true motivation, the exact tone and pacing he uses to keep sellers talking even when they are guarded, and how he masterfully handles a seller who wants double what their property is actually worth. You will also witness the raw reality of cold calling, including the rejections, the dead ends, and the power of the "double dial." Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(1:55) Calling a distressed property owner in South Carolina(3:39) Why a bad tenant situation forced this seller to want out immediately(11:41) Prequalifying the seller's price and timeline expectations(14:15) The exact script to transition into closing the deal(19:16) Calling a seller in San Antonio who came in hot and guarded(21:39) Why Brent told this seller to list with an agent instead of selling for cash(28:22) Dealing with a seller whose price expectations were completely unrealistic(31:24) Why the only real bottleneck in your business is conversations and offers(32:27) The power of the "Double Dial" to get past unknown number screening(34:11) Texting a seller who hung up to re-engage the conversation----------Resources:TTP LeadsTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community  are endless, what are you waiting for?

Are you tired of overcomplicating the real estate wholesaling process? In this powerful Throwback Thursday solo episode, Brent Daniels strips away the fluff and reveals the exact, no-nonsense 6-Step Framework of the TTP (Talk to People) Method. Brent explains why the word wholesaling is actually misleading, and how your true role is to be a master sourcer of deeply discounted opportunities.You will learn how to identify true financial and emotional distress, the six exact responses you will get when you cold call a property owner, and how to master the Four Pillars of prequalifying to guarantee you never waste time on a dead lead. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(1:05) Why you need to replace the word wholesaling with sourcing real estate opportunities(2:54) The undeniable truth that homeowners will only sell at a discount if they are in distress(3:20) Why 80 percent of first-time deals come directly from driving for dollars(4:26) How your income is a direct reflection of the stress you alleviate for property owners(7:06) The Skip Tracing process and how your credit report dictates your cold calling accuracy(8:53) The six responses you will get when you ask a seller if they will consider an offer(9:49) The Four Pillars of Prequalifying: Condition, Timeline, Motivation, and Price(10:22) How to build instant rapport by mirroring and matching a seller's tone, pace, and volume(11:44) Why mastering the art of sourcing deals allows you to choose your perfect exit strategy(12:28) The shocking statistic that 1,700 Americans become millionaires every single day----------Resources:DealMachineTTP Data / PropStreamBatchSkipTracingTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community  are endless, what are you waiting for?

In this episode of The Greatness Machine, Darius Mirshahzadeh sits down with Sébastien Page, Head of Global Multi-Asset and Chief Investment Officer at T. Rowe Price, award-winning investment researcher, and author of “The Psychology of Leadership,” for a wide-ranging conversation on what it truly takes to lead at the highest levels. Sébastien shares his remarkable origin story, crossing the Canadian border in a red Jetta with little more than a computer and a bag of clothes to chase his dream of working in financial markets.  From there, the conversation dives deep into the psychology behind elite performance, covering mastery vs. ego mindsets, goal-induced blindness, positive psychology, stress management, and the foundational role of relationships in both leadership and life. The episode is equal parts practical framework and personal reflection, offering leaders at every level a roadmap for managing themselves before they can effectively manage others. In this episode, Darius and Sébastien will discuss: (02:16) From Quebec to Managing Trillions: Sébastien's Journey (06:32) Mastery vs. Ego: A Better Way to Lead (13:36) Why Great Leaders Separate Luck from Skill (16:42) How to Turn Stress into Peak Performance (22:16) Why the Basics Beat Endless Optimization (28:29) The Hidden Danger of Goal-Induced Blindness (32:25) The Four Pillars of a Meaningful Career (35:00) Building a Cathedral: Creating Purpose at Work (42:32) Leading Teams Through the Age of AI (48:34) Redefining Success Beyond Money and Status (54:53) The Greatest Barrier to Success Is a Lack of Resilience Sébastien Page is the Head of Global Multi-Asset and Chief Investment Officer at T. Rowe Price, where he oversees more than $500 billion in assets under management. A recognized investment leader and award-winning researcher, he has authored multiple books on finance and leadership, including “The Psychology of Leadership”. Sébastien is a frequent contributor to CNBC and Bloomberg TV and has been featured in The New York Times, The Wall Street Journal, and Barron's. Connect with Sébastien: LinkedIn: https://www.linkedin.com/in/sebastien-page Instagram: https://www.instagram.com/sebastienpagebook/ Book: https://www.psychologyofleadership.net/  Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine  Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness. 

Check the episode transcript hereABOUT CHRIS SHEPARD Chris Shepard is an experienced real estate investor, property manager, and real estate agent.  He owns property in multiple states and chooses to invest in Portland Oregon.  He has completed multiple 1031 exchanges and cost segregations to maximize the tax benefits of investing in real property.  Chris also holds the principal brokers' license for Uptown Properties LLC and is responsible for its real estate activities.  On top of his state license, Chris holds a Certified Property Manager (CPM) designation from the Institute of Real Estate Management (IREM).  He graduated with a Bachelor of Science in Business Finance at the University of Arizona.  With his extensive background in deal analysis and negotiation, he provides incredible value to this company and its projects. ABOUT SEAN POGGI Sean is the Asset Manager of Uptown Syndication. He graduated from the University of Oregon with a Bachelor of Science in Business Administration and brings over 14 years of leadership experience with Apple Inc. Sean has been actively investing in real estate since 2015, with experience managing both short-term and long-term rental properties, including out-of-state investments. As a passionate Project Manager and Entrepreneur, Sean is focused on driving operational efficiency, overseeing asset performance, and supporting the long-term success of each investment opportunity.   THIS TOPIC IN A NUTSHELL:  Defining the Stabilization Stage in a Multifamily Syndication Lifecycle. When a Value-Add Property Is Considered Fully Stabilized. Refinancing, Permanent Debt & Achieving Sustainable Operations. Maximizing Net Operating Performance Through Occupancy & Rent Growth. Why Vacancy & Tenant Turnover Are the Biggest Threats to Stabilized Assets. Lead Metrics Every Asset Manager Should Track During Stabilization. Creating an Efficient Turnover Process to Reduce Vacancy Loss. Using Pre-Move-Out Inspections to Improve Planning & Execution. Understanding A, C & F Turnover Grades and Their Impact on Asset Performance. Balancing Renovation Costs with Long-Term Property Value Creation. Leasing Strategies for Stabilized Multifamily Properties in a Competitive Market. Navigating Market Concessions, Class A Competition & Oregon Leasing Challenges. Improving Tenant Satisfaction Through Responsive Maintenance & Communication. The Four Pillars of Successful Stabilized Asset Management. Knowing When It's Time to Hold or Sell a Stabilized Multifamily Asset.   KEY QUOTE:   “Revenue is a lag measure. The actions that drive it are the lead measures.”    ABOUT THE WESTSIDE INVESTORS NETWORK   The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.   The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.     We would like to thank our Sponsors: OffsitePros and MyMoneyWorksForMe  #RealEstateInvesting #MultifamilyInvesting #RealEstateSyndication #MultifamilySyndication #ApartmentInvesting #PassiveInvesting #PassiveIncome #RealEstateInvestors #MultifamilyRealEstate #RealEstateProfessionals #AssetManagement #MultifamilyAssets #ValueAddRealEstate #ValueAddInvesting #ApartmentSyndication #RealEstateWealth #WealthBuilding #RealEstateEducation #RealEstatePodcast #InvestingInRealEstate #CommercialRealEstate #RentalPropertyInvesting #PropertyManagement #RealEstateStrategy #RealEstateCareer #InvestorEducation #PassiveRealEstateInvesting #MultifamilyInvestor #ApartmentInvestors #WINPodcast  CONNECT WITH SEAN AND CHRIS: Sean's LinkedIn: https://www.linkedin.com/in/seanpoggi Email: syndication@uptownpm.com Website: https://www.uptownsyndication.com   CONNECT WITH US   For more information about investing with AJ and Chris:  · Uptown Syndication | https://www.uptownsyndication.com/ · LinkedIn | https://www.linkedin.com/company/71673294/admin/  For information on Portland Property Management:  · Uptown Properties | http://www.uptownpm.com ·  Youtube | @UptownProperties  Westside Investors Network  · Website | https://www.westsideinvestorsnetwork.com/ · Twitter | https://twitter.com/WIN_pdx · Instagram | @westsideinvestorsnetwork · LinkedIn | https://www.linkedin.com/groups/13949165/ · Facebook | @WestsideInvestorsNetwork ·  Tiktok| @WestsideInvestorsNetwork ·  Youtube | @WestsideInvestorsNetwork 

Could your skin be revealing what's happening inside your gut?In Episode 149 of The Dr. Haley Show, Dr. Michael Haley sits down with Dr. Jonathan Carp, a board-certified dermatologist, lifestyle medicine expert, and founder and CEO of Miracle Noodle, for a fascinating conversation about the gut-skin connection, inflammation, metabolism, nutrition, mental imagery, and taking a more active role in your own health.Dr. Carp explains why he has always viewed the skin as a window into the body and shares the story of a patient with severe lupus whose unexpected improvement changed the direction of his medical career.That experience led him to explore nutrition and lifestyle medicine more deeply while continuing to practice conventional dermatology.The conversation also explores acne and insulin, psoriasis and metabolic health, the gut microbiome, mental imagery, and the idea that different people may have very different “80/20” factors influencing their health.Later, Dr. Carp tells the story of traveling to Japan and eating a bowl of konjac noodles at a Buddhist vegetarian restaurant outside Kyoto. That experience eventually led him to create Miracle Noodle, now sold in thousands of stores nationwide.Dr. Carp explains what konjac and glucomannan are, why glucomannan is considered a soluble prebiotic fiber, how Miracle Noodle fits into low-carbohydrate and ketogenic diets, and the difference between the company's traditional konjac noodles and its newer egg-white noodles.In This EpisodeWhy the skin can provide clues about internal healthAcne, insulin, hormones, and metabolic healthHow gut health may influence inflammatory skin conditionsThe lupus patient who changed Dr. Carp's approach to medicineMental imagery and the work of Dr. Gerald EpsteinWhy Dr. Carp views the gut and skin as closely connected systemsMetabolic health, inflammation, and the microbiomeThe difference between a disease-reversal diet and a long-term dietWhy whole, minimally processed foods remain central to Dr. Carp's approachThe Japanese meal that inspired Miracle NoodleKonjac, glucomannan, and soluble prebiotic fiberMiracle Noodle for low-carb, keto, and gluten-free dietsHow to prepare konjac noodlesMiracle Noodle's high-protein egg-white noodlesWhy Dr. Carp wants people to become their own authority in healthThree pieces of advice that helped shape his lifeEpisode Chapters00:00 Your Gut Is an Extension of Your Skin00:49 Meet Dermatologist Dr. Jonathan Carp03:04 The Skin as a Window Into Internal Health06:26 Acne, Insulin & Gut Health08:50 The Lupus Patient Who Changed His Practice12:16 Mental Imagery and Healing15:08 How Dr. Carp Uses Healing Visualization19:29 The Gut-Skin Connection Explained23:10 Metabolism, Gut Health & Inflammation27:09 The Four Pillars and the 80/20 Rule30:23 Disease-Reversal Diet vs. Long-Term Diet33:00 How Miracle Noodle Began in Japan34:45 Glucomannan: The Fiber Behind Miracle Noodle35:50 Keto, Satiety & Fasting-Mimicking Diets38:10 Gut Benefits of Konjac and Glucomannan40:46 How to Prepare Miracle Noodle41:44 Egg-White Noodles: A High-Protein Alternative43:11 Fiber, Regularity & the Microbiome45:21 Where to Find Miracle Noodle46:24 Becoming Your Own Authority in Health48:22 The “Power Words” That Shaped Dr. Carp51:41 Final ThoughtsResourcesFull show notes and transcript:https://drhaley.com/gut-skin-connection-jonathan-carp/Watch the video interview on YouTube:https://youtu.be/RDLizF7_QgwMiracle Noodle:https://miraclenoodle.com/Healing Visualizations by Gerald Epstein, M.D.Mentioned by Dr. Carp as a resource for learning the mental-imagery techniques discussed in the episode.Radical Remission by Kelly A. Turner, Ph.D.Mentioned during the discussion of people who have experienced unexpected improvement from serious illness.The Dr. Haley ShowDiscover more interviews and health conversations at:https://drhaley.com/Haley NutritionLearn more about Haley Nutrition and its raw Aloe vera products at:https://haleynutrition.com/Podcast listeners: Listen during the episode for the current Haley Nutrition coupon code and exclusive listener offer.If this episode made you think of someone dealing with skin problems, gut issues, metabolic health challenges, or chronic inflammation, please share it with them.Subscribe to The Dr. Haley Show wherever you listen to podcasts so you don't miss future conversations about gut health, nutrition, longevity, lifestyle medicine, and unconventional ideas worth exploring.Disclaimer: This podcast is provided for educational and informational purposes only and is not intended as medical advice, diagnosis, or treatment. Statements made by guests represent their own views, experiences, and interpretations. Always consult an appropriately qualified healthcare professional before starting, stopping, or changing medications, supplements, diet, or other healthcare practices.

International bestselling author, educator, and global strategist Chad Robert Stewart joins Michael Jaco for an important conversation about the future of family entertainment, storytelling, education, artificial intelligence, and the next generation. At the center of Chad's work is The Britfield Dynasty—an ambitious world of novels, education, feature films, curriculum, and media designed to bring exceptional storytelling and timeless family values back to the forefront. With the first of seven planned live-action Britfield films in pre-production, Chad shares the enormous vision behind the project and why he believes there is a rapidly growing global demand for intelligent, inspiring entertainment that parents and children can experience together. Michael and Chad explore the Four Pillars of Influence and the extraordinary power storytelling has to shape culture, education, values, and generations. They also tackle one of the biggest disruptions facing humanity: artificial intelligence. Chad discusses the coming educational tsunami, the creativity crisis, and what happens when young people become increasingly dependent on technology instead of developing imagination, critical thinking, communication, and original thought. The conversation also turns to Hollywood and the entertainment industry. Chad explains why he believes the traditional Hollywood model is losing its grip while an enormous opportunity is emerging for creators who understand what families actually want—great stories, memorable characters, adventure, meaning, and values. Britfield is being built for that new era. Books. Education. Movies. Storytelling. Family values. And an entirely new generation waiting for something better. Discover Britfield Britfield 2026 Media Kit https://www.britfield.com/media-kit-2026 Read the First Two Chapters of Britfield FREE https://www.britfieldinstitute.org/resources/britfield-ebook-chapters-1-2/ Listen to the First Two Chapters FREE https://www.britfieldinstitute.org/resources/britfield-audiobook-chapters-1-2/ Michael Jaco Official Website https://michaelkjaco.com YouTube https://www.youtube.com/user/MichaelJaco Live Younger with Michael Jaco https://www.lifewavemichaeljaco.com LifeWave with Michael Jaco https://www.lifewave.com/michaeljaco/ The next generation deserves great stories, great education, creativity, adventure, and entertainment that brings families together. Wakey Wakey America. Stay informed. Stay creative. Stay in the love vibrations.

Great leadership doesn't begin with a title—it begins with the person in the mirror.In Part 1 of this two-part Monday Motivation series, Glenn introduces the first two pillars of his Four Pillars of Great Leadership framework, developed through more than 15 years of mentoring leaders across industries including construction, defence, mining, education and business.Discover why exceptional leadership starts with mastering yourself before leading others, and learn the practical behaviours that build trust, strengthen relationships and help people perform at their best.Whether you're leading a team, a business, your family or simply striving to become a better version of yourself, this episode will challenge you to build your leadership from the ground up.In this episode: Why leadership starts with self-leadership Managing your emotions, habits, standards, health and mindset The importance of trust, communication and active listening Coaching and developing the people around you Creating psychological safety and handling conflict well Why recognition is one of the most powerful leadership tools you have This is Part 1 of Glenn's Four Pillars of Great Leadership series. Next week, we'll explore the final two pillars: Lead Performance and Lead Culture, and discover how exceptional leaders build teams that continue to thrive long after they're gone. The Building Better Humans Project is brought to you by ADVENTURE PROFESSIONALS. Visit www.adventureprofessionals.com.auADVENTURE WITH GLENN ONLINE MINDSET PROGRAMS 1-ON-1 MENTORINGSee omnystudio.com/listener for privacy information.

Most of us equate a satisfying retirement with achieving a specific savings goal. We dream of the day when the work alarm clock is silenced, the 401(k) is plump, and we can finally enjoy life on our terms. But recent research challenges this traditional thinking, revealing that while money matters, it's far from the only factor—sometimes not even the most important one. Why Half of Retirees Aren't Truly HappyOnly about half of retirees say their retirement is “very satisfying,” with most others falling into the “moderately satisfied” category and about 10% not satisfied at all. This leaves a pressing question—what separates those beaming with contentment from those just “okay” or unhappy after leaving the workforce?There is a tendency to assume money is the main culprit. Yet new research suggests a much smaller role for finances than is commonly believed, especially compared with other often-overlooked factors.Four Pillars of Retirement SatisfactionSavings:Your total nest egg, everything you've saved apart from your home.Lifetime Income:The predictable, recurring payments you'll receive for life—think Social Security and pensions.Health:How you rate your physical condition.Social Connections:The strength and depth of your relationships, measured by how connected and supported you feel.I talk about how these four pillars interact, and—most importantly—how none alone can compensate for a shortfall in another. For instance, having vast savings won't make up for a lack of social connections or poor health.The Surprising Power of Lifetime Income and Social ConnectionWhile retirees with over $1 million in savings and high lifetime income are the most satisfied (77%), those with far less in savings but significant guaranteed income (like Social Security) closely trail in happiness (73%). The reliability of a regular paycheck in retirement can be more psychologically satisfying than simply having a large pile of assets.But the single strongest predictor of retirement satisfaction, after controlling for all factors, was not money at all—it was social connection. Having a strong circle of friends was associated with higher satisfaction than having a seven-figure bank account.Positive social connections can even offset the effects of deteriorating health. Retirees with fair health but strong friendships are nearly as satisfied as those with excellent health but few friends.The Weakest Link: Why All Four Factors MatterThese factors stack rather than substitute. You can't out-save your way out of loneliness, nor can vibrant health buy your way out of financial insecurity. Satisfaction is governed by your weakest link—so maximizing all four areas is key.So, how can you prepare for a truly satisfying retirement? Strengthen Social Ties: Identify work-based friendships at risk of fading after retirement, and make efforts to integrate them into your new routine. Join clubs or volunteer—even before you retire—to lay strong social foundations.Prioritize Health: Invest in your well-being through activities that blend exercise and social engagement (think pickleball or group classes).Maximize Lifetime Income: Consider strategies like delaying Social Security to increase your guaranteed monthly income.Develop a Holistic Plan:Don't just focus on your “magic number.” Plan for your daily life—how you'll spend your time and with whom—after the paychecks stop.Your “Retirement Number” Isn't EnoughIn the end, financial security is essential, but it's only half the equation. To enjoy the best years of your life, cultivate health and meaningful relationships, and find purpose beyond work. Start addressing your weakest pillar today, and you'll build not just a wealthy retirement, but a happy one.Outline of This Episode[04:10] Understanding retirement satisfaction[07:41] Different types of retirement money[10:26] Explaining the Income Lab tool[14:45] Importance of health and connections[17:05] Balancing life priorities[20:31] Work as social infrastructure[23:41] Importance of holistic retirement planningResources MentionedHealth and Retirement StudyIncome LabWHO Commission on Social ConnectionOur Epidemic of Loneliness and Isolation: The U.S. Surgeon General's Advisory on the Healing Effects of Social Connection and CommunityDavid Blanchett Connect With Scott WellensSchedule a discovery call with ScottSend a message to ScottVisit Fortress Planning GroupConnect with Scott on LinkedInFollow Scott on TwitterFortress Planning Group on FacebookSubscribe to Best In WealthAudio Production and Show notes byPODCAST FAST TRACKhttps://www.podcastfasttrack.comPodcast Disclaimer:The Best In Wealth Podcast is hosted by Scott Wellens. Scott Wellens is the principal at Fortress Planning Group. Fortress Planning Group is a registered investment advisory firm regulated by the US Securities and Exchange Commission in accordance and compliance with securities laws and regulations. Fortress Planning Group does not...

Marty Solomon, Brent Billings, and Reed Dent reflect on the most famous wrestling match in the Bible.BEMA 14: Grappling with God, Part 2Make Your Home in This Luminous Dark by James K. A. SmithCenote — Wikipedia

When Caring for Someone With Dementia Means Learning to Care for Yourself TooAlzheimer's disease and other forms of dementia don't just change the life of the person diagnosed—they can transform the lives of everyone who loves and cares for them.In this powerful episode of The Raw Vibe Podcast, Chuck Tuck sits down with James Sylvan Russell and Carol Hosler for an honest and deeply personal conversation about Alzheimer's, dementia caregiving, family, love, loss, resilience, and the importance of supporting the caregiver as much as the person receiving care.James shares his firsthand experience caring for a loved one with dementia and the lessons he learned about the emotional and practical challenges caregivers face. We explore the loneliness, stress, exhaustion, and uncertainty that can accompany dementia caregiving—and why caregivers need their own support system to avoid becoming isolated and overwhelmed.A central part of our conversation is the four pillars of a Love Team: Care, Prepare, Share, and Repair.These four principles offer a practical framework for building a community around someone living with Alzheimer's or another form of dementia while also giving the primary caregiver the support they desperately need.CARE — Commit to being present and providing meaningful support.PREPARE — Learn how to connect with someone living with dementia through memories, music, stories, photographs, familiar objects, and meaningful experiences.SHARE — Communicate with other members of the support team, share experiences, celebrate successes, and learn from challenges.REPAIR — Recognize when something isn't working, adapt, try new approaches, and continually improve the caregiving experience.Carol and Jim also share their deeply personal journey of love, caregiving, loss, and finding meaning through one of life's most difficult chapters.This conversation is about much more than Alzheimer's or dementia. It's about human connection, compassion, community, and the understanding that no caregiver should have to do this alone.Whether you are caring for a parent, spouse, partner, family member, or friend living with dementia—or know someone who is—this episode offers hope, perspective, and practical ideas for creating a stronger support network.

The following article of the Automotive industry is: “The Four Pillars of Companies That Endure” by Astrid Abugaber Portugal, Founder & Managing Director, Abu Logistics.

I outline a spiritual reflection on Matthew chapter 18, highlighting four key principles for living a Christian life. First, I explore the concept of fraternal correction, emphasizing the importance of charitably addressing others' faults in private before seeking wider mediation. Then, I explain the authority to bind and loose, which grants the Church and its ministers the power to forgive sins or uphold moral laws. The discussion continues with the effectiveness of communal petition, noting that God responds powerfully when believers agree in prayer for one another. Finally, the homily touches on the divine presence, reassuring the faithful that Christ remains among them whenever they gather in His name. These points serve as a guide for fostering humility, accountability, and unity within the community.

In this episode Julie is joined by Julia Riese, founder of Bright and Bold Consulting and author of Beyond Dentistry, Mastering the Four Pillars to Succeed with Your Dental Practice. Julia spent ten years in the dental industry, including growing with a company that scaled from a handful of practices to twenty locations, and she shares what she learned along the way about building a genuinely successful practice, from getting your team on board early, to having a real plan behind your marketing rather than just being active on social media for the sake of it. They also chat about Julia's new course, Levara AI, which helps practice managers and owners build their own customised AI systems, and wrap up with some great advice on mindset and how to move through overwhelm by focusing on the one thing that matters most.Find out more: https://brightandboldconsulting.com.au/ Levara AI course: https://brightandboldconsulting.com.au/levara-ai-course Beyond Dentistry on Amazon: https://www.amazon.com.au/Beyond-Dentistry-Mastering-Pillars-Practice/dp/1764285506Interested in taking your personal, team, and dental practice to the next level? Contact Julie and Ameena today to explore the possibilities for growth and success!Visit our website, Dental Business Mastery, at https://dentalbusinessmastery.com.au/, and book a complimentary, obligation-free Discovery Call to discuss your specific needs and goals. Schedule your call here: https://tidycal.com/3l298p1/30-minute-meetingIf you have any questions or would like more information, feel free to contact us via email at info@dentalbusinessmastery.com.au.

Most runners believe the best way to improve is to run more.But what happens when your heart is ready to keep going—and your muscles, joints and tendons are not?In Episode 3 of the SLAY Performance Series, Olympian and SLAY founder Louise Hazel explains why running is not just an endurance sport.Running is a strength sport.During a half marathon, your body may need to absorb tens of thousands of impacts. Strength training helps prepare your muscles to tolerate those forces, maintain efficient technique under fatigue and continue moving well when the miles become difficult.This episode takes you inside The Runner's Gym and shows you how to train for performance rather than appearance.In this episode you'll learn: • Why stronger women make better runners • Whether lifting weights will make you bulky or slow • The difference between strength, power and muscular endurance• The four physical qualities every runner needs • The five exercises every runner should master • How heavy runners should lift • How to progress your weights safely • When to schedule strength training around your runs • Why plyometrics help develop more elastic and efficient runners• How Olympic athletes use the gym to solve weaknesses before competition exposes themLouise also breaks down the Four Pillars of Running Strength:StabilityForceElasticityControlThis Week's ChallengeComplete two total-body strength sessions.Record the exercises, repetitions and weights you use. The following week, improve by one repetition or a small increase in load.You are not lifting to punish your body.You are lifting to make it harder to break.Why Running Slower Is the Easiest Way to ImproveWe'll explain conversational pace, Zone 2 training, heart rate and why easy running may be the most important part of your program.Subscribe and join us every week as we build stronger runners—physically, mentally and emotionally.What exercise do you avoid in the gym? Tell us in the comments.

Made For This? What's SHE Up To Now Day 3112! Supersize Challenges, Coaching, Secret Projects, AI...? Join us every day in 2026 for a quick challenge that is all about you Improving and creating the life you want! https://www.facebook.com/ThrivingSharon Ask your questions and share your wisdom! #supersize #lessonslearned #missedopportunities #decisionmaking #beabetteryou #personalgrowth #developskills #uncoverwhatis #giving #coaching #scaling #supersizechallenges #howcanIhelp #contribution #AI #coaching #exhausted #burnout #skoolcommunity #whatssheuptonow #documentthejourney #abundancemindset #impact #identity #whoyouare #spirituality #spirit #abundance #customize #spiritualpractice #geniuszone #sweetspot #madeforthis #purpose Finding your life purpose is the key to clarity and drive. Sharon explains how to align your skills and passions for meaning. Many people feel stuck because they lack a clear direction in their daily work. This video breaks down a simple framework to help you connect what you love with what you do. If you have been searching for more personal meaning, this approach offers a practical way to map out your next steps. By evaluating your skills and assessing what the world needs, you can move toward finding career direction that feels authentic. Sharon illustrates how these components work together to provide a stronger sense of spiritual growth. This process is designed for anyone ready to stop drifting and start living with intention. Subscribe for daily personal growth breakdowns, and comment below on which area of your life purpose you find most challenging to define. 0:00 Finding Your Life Purpose and Meaning 0:55 Discovering Your Genius Zone 1:53 The Four Pillars of Your Career 4:03 Reflecting on Personal Growth

Menopause can bring hot flashes, sleepless nights, mood swings, joint pain, vaginal dryness, and frustrating body changes, but weight gain is not inevitable. Too many women surrender to it because they believe menopause automatically makes them heavier. It doesn't. With the right habits, women can prevent or reverse unwanted weight gain. Fitz Koehler delivers the science-backed scoop every woman needs to stay strong, lean, energized, and confident through menopause and beyond. She explains what's really happening and shares practical strategies for sleep, nutrition, pelvic floor exercises, strength training, the Four Pillars of Fitness, and her Exact Formula for weight control. Fitz also shares her personal experience and separates biological changes from everyday behaviors that often get blamed.  Thanks for keeping The Fitzness Show in the top 3% of all podcasts worldwide. Please subscribe, share, and leave a review.  Order signed copies of You. Supercharged! The Healthy Cancer Comeback Series books at Fitzness.com are on sale now! Join the Hottie Body Fitzness Challenge group on Facebook!      

What if the fastest way through AI transformation is actually to slow down? On this sixth anniversary episode, Lori Adams-Brown unpacks the hidden cost of speed-first AI adoption, and why the leaders who listen before they build are the ones whose people actually stay. EPISODE DESCRIPTION Six years ago I started this podcast because I believed the world needed more curious, human-centered leaders. Today, on our sixth anniversary, I am bringing you one of the most important solo episodes I have ever recorded. The AI race is real. The pressure is real. And the cost most organizations are not measuring is also real. In this episode I introduce the Speed Tax: the cumulative cost an organization pays, in trust, adoption, performance, and retention, when it deploys AI at speed without the culture architecture to support it. I share the story of a small nocturnal animal in the forests of Sumatra, the data from a landmark Harvard Business Review study, a proof point from a Fortune 100 AI hardware company, and a framework that HR and people strategy leaders can use starting Monday. If you lead people through change, this one is for you. Topic bullets: The story of Kopi Luwak coffee and the Asian palm civet, and what its slow, deliberate selection process teaches us about AI deployment The Speed Tax: the cumulative cost organizations pay in trust, adoption, and retention when AI moves faster than the culture that supports it New research from Harvard Business Review, Boston Consulting Group, and the Henderson Institute on "AI brain fry," including sharply higher rates of poor decision-making and quit intent among overloaded workers The Four Pillars of Culture Architecture for AI Transformation: voice before velocity, designing for transfer, building trust architecture, and measuring what actually matters A real case study from a Fortune 100 AI hardware company, including a 15% ROI improvement from an AI coaching agent built by listening first Timestamps: 00:00 Welcome and the coffee-in-hand grounding ritual 01:44 Why this is a solo episode 03:07 Speed, quality, cost: the leadership triangle 04:49 The Honda Prologue and values-driven decisions 07:02 Kopi Luwak, the civet, and what slow selection teaches us 11:39 Introducing the Speed Tax 12:59 Symptoms: low adoption, eroding trust, transformation fatigue 14:44 The HBR/BCG "AI brain fry" study 17:25 Case study: a Fortune 100 AI hardware company 18:21 Building an AI coaching agent by listening first 20:35 The Four Pillars of Culture Architecture for AI Transformation 22:44 Two closing images: the Waymo and the Redwoods 27:15 The Speed Tax Diagnostic and the Slow Down to Win workshop LINKS AND RESOURCES The Speed Tax Diagnostic (free) Take it online, download the PDF, or use it with your team, a free three-question self-assessment to see where your organization is paying the cost of speed right now: www.bravaglobaladvisory.com/speedtax The Slow Down to Win Workshop Half-day intensive for HR and people strategy leaders. Culture Architecture framework, diagnostic debrief, 90-day action plan: www.bravaglobaladvisory.com/speedtax Research cited in this episode: Bedard, Kropp, Hsu, Karaman, Hawes, and Rosen Kellerman. "When Using AI Leads to Brain Fry." Harvard Business Review / BCG Henderson Institute. March 2026. (N=1,488 workers) Read the full Substack essay:loriadamsbrown.substack.com Connect with Lori: LinkedIn: linkedin.com/in/loriadamsbrown Brava Global Advisory: www.bravaglobaladvisory.com Subscribe, leave a review, and share this episode. Visit https://www.aworldofdifferencepodcast.com for more resources, and join us on Patreon for an exclusive bonus episode for this special 6th anniversary episode where Lori reflects on the 6 years and why coming together to listen and make a difference still matters. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why are so many faithful Christians still battling chronic illness? In this eye-opening conversation, I sit down with functional medicine expert Dr. Dusty Hess to uncover why health stewardship is among the most overlooked topics in the Church today. If you've ever wondered why people who love God still struggle with fatigue, chronic disease, ADHD, inflammation, hormone imbalance, or poor health, this episode offers a fresh biblical and practical perspective.Dr. Dusty shares how functional medicine and God's original design work together to help families identify the root causes of illness instead of simply managing symptoms. We discuss why stewardship—not perfection—is the goal, how environmental toxins, nutrition, sleep, and lifestyle influence our health, and why Christian families need a better model for lasting wellness.If you're ready to stop surviving and start stewarding the body God entrusted to you, this episode will encourage, challenge, and equip you with practical next steps.Podcast Chapters[00:00] Welcome to the Visibly Fit Podcast[01:16] Topic and Guest Introduction[03:50] Dr. Dusty's Mission: Helping Christian Families Thrive[05:30] A Personal Story That Changed Everything[07:00] Why Our Modern Lifestyle Is Making Us Sick[07:38] ADHD: Diagnosis or Root Cause?[10:00] Medication vs. Finding the Real Cause[12:21] Environmental Toxins and God's Original Design[15:29] Health Stewardship Is an Act of Worship[21:54] Common Health Challenges Christian Families Face[24:15] Why Coaching and Accountability Matter[25:32] The Four Pillars of Biblical Health[27:53] Why Are Good Christians Still Sick?[29:24] Feeling Fine Doesn't Mean You're Healthy[32:30] Why Functional Testing Matters[33:37] Health Misconceptions in the Church[36:45] Bringing Hope Back to Christian Health[37:23] Why Whole-Family Health Changes Everything[42:17] ADHD, Homeschooling & The Cultural War on Health[44:10] Dr. Dusty's Vision for the Church[47:55] Final Encouragement for Every Christian Family[50:30] Where to Connect with Dr. DustyResources mentioned:• Upstream Health: https://upstreamhealth.comConnect with today's guest: Dr. Dusty Hess is a nationally recognized functional medicine doctor, author, speaker, and founder of Upstream Health, a faith-centered movement helping Christian families reclaim their health by returning to God's original design. With advanced training in functional medicine and a passion for root-cause healing, Dr. Dusty equips families with practical strategies to address chronic illness, metabolic dysfunction, hormonal imbalance, and lifestyle-related disease through biblical stewardship, personalized testing, and holistic care. Through Upstream Health, Upstream Plus, and Upstream Magazine, he is committed to raising a new standard of healthcare rooted in faith, family, and functional medicine.P.S. If you're just checking out the show to see if it's a good fit for you, welcome!If you're really serious about becoming Visibly Fit, you'll get the best experience if you download the worksheets available at https://wendiepett.com/visiblyfitpodcast.

Brent Billings and Elle Grover Fricks burrow into three different ways to wrestle.Intertextual.BibleSefaria LibraryBEMA 120: Truth and LightBEMA 502: The Four Pillars — CommunityBEMA 24: Creating a Space

Welcome to Episode 318 of Autism Parenting Secrets. Many parents enter this journey searching for the next therapy, treatment, supplement, or breakthrough intervention.  While those approaches can absolutely help, Dr. Kurt Woeller believes one of the most common mistakes is pursuing advanced therapies before establishing the foundations that allow them to work. Dr. Woeller is an integrative and functional medicine physician, biomedical autism specialist, educator, author, and Chief Medical Officer of Mosaic Diagnostics.  For nearly 30 years, he has helped families and practitioners better understand the underlying factors influencing health, development, communication, behavior, and recovery. In this conversation, he shares the Four Pillars that he believes should remain at the center of every biomedical program: diet, foundational nutrients, gut health, and methylation.  He also explains why individualized investigation, thoughtful testing, and consistent implementation matter far more than chasing the latest trend. The secret this week is…  Don't Skip The FOUR PILLARS You'll Discover: Why skipping the foundation slows progress (9:12) The FOUR PILLARS every parent should strengthen first (10:47) How to find your child's unique "kryptonite" (30:18) The one test NOT to skip (41:36) Why great parents become great detectives (50:09) About Our Guest: Dr. Kurt N. Woeller, D.O., is an integrative and functional medicine physician and biomedical autism specialist with nearly 30 years of experience. He focuses on complex conditions including autism, autoimmune disorders, and neurological challenges using specialized diagnostics and targeted interventions. He serves as Chief Medical Officer of Mosaic Diagnostics, is the founder of Integrative Medicine Academy, and is the author of multiple books including Autism: The Road to Recovery. Dr. Woeller is a respected educator who has trained thousands of practitioners and continues to lecture internationally on autism, functional medicine, and biomedical intervention. Sunrise Functional Medicine Center Dr. Woeller on Substack Integrative Medicine Academy You Tube Channel Dr. Woeller's Functional Medicine Doc Talk podcast References in this Episode: Mosaic Diagnostics Autism Recovery System James Adams The Personalized Autism Nutrition Plan: Nourishing Hope for Kids with ASD, ADHD, Anxiety, and Neurodevelopmental Delays by Julie Matthews, M.S. Metabolic biomarkers of increased oxidative stress and impaired methylation capacity in children with autism, Dr. Jill James et al. Meadow Health Autism Health Summit Medical Academy of Pediatrics and Special Needs (MAPS) Documenting Hope Additional Resources: To learn more about personalized 1:1 support go to www.elevatehowyounavigate.com If you enjoyed this episode, share it with your friends.

With Josh Tomolak, Vice President of Independent Advisor Services, Diamond Consultants Louis Diamond and Josh Tomolak unpack today's IBD vs. RIA landscape, explaining what has changed, where each model excels, and how to determine which path best supports the business you want to build. In Summary The independent wealth management landscape has changed dramatically, making the decision between an independent broker dealer (IBD) and an RIA more nuanced than ever before. Louis Diamond welcomes Diamond Consultants' Vice President of Independent Advisor Services, Josh Tomolak, for a practical discussion of how the independent space has evolved, what truly differentiates the IBD and RIA models today, and how advisors can evaluate which path best aligns with the business they want to build. The Storyline Not long ago, the decision to become independent was relatively straightforward. Advisors either remained with a traditional firm or pursued independence through one of a limited number of models. Today, the conversation is far more complex. Independent broker dealers have significantly expanded their capabilities, offering stronger technology, larger transition packages, greater flexibility, and even pathways to RIA ownership. At the same time, the RIA ecosystem has matured into a sophisticated marketplace supported by multiple custodians, outsourced service providers, institutional capital, and enterprise platforms that rival many of the industry's largest firms. As these developments have unfolded, the traditional distinctions between an IBD and an RIA have become less obvious. Advisors evaluating their options are no longer simply asking whether they should become independent—they're asking which model best supports the clients they serve, the business they envision, and the lifestyle they want to create. In this Industry Update, Louis and Josh unpack the realities behind the IBD vs. RIA decision. They discuss where the two models overlap, where meaningful differences still exist, and why factors like service, technology, economics, operational responsibility, enterprise value, and long-term optionality often matter more than labels alone. Whether you're considering changing independent firms, launching your own RIA, or simply want a better understanding of how the independent landscape has evolved, this conversation provides an objective framework for evaluating today's choices—and preparing for tomorrow's opportunities. Topics Covered Independent Broker Dealer (IBD) vs. RIA models The evolution of supportive independence Technology investments across the independent space Transition support and advisor mobility Capital solutions and recruiting economics Business formation and enterprise value Launching an independent RIA Multi-custodial platforms and open architecture Minority investments and succession planning Future trends shaping advisor independence > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why are already-independent advisors reconsidering their current model? (5:27) Josh explains why service, technology, economics, and growing optionality are causing advisors to reevaluate their existing affiliations. How have independent broker dealers and RIAs become more alike? (19:28) Louis and Josh discuss the growing convergence between the two models and why the distinction is becoming less obvious than many advisors assume. What really separates an IBD from an RIA? (25:04) A practical discussion of autonomy, compliance, flexibility, custody, economics, and advisor experience. What misconceptions keep advisors from launching an RIA? (36:29) Josh outlines the “Four Pillars” of launching an RIA and explains where advisors tend to either overestimate or underestimate the operational realities. Which advisors thrive most in each model? (33:12) The conversation explores why there isn't a universally “better” model—only one that's better aligned with an advisor's goals. What trends are quietly reshaping independence? (42:13) Minority investments, enterprise value, business formation, and changing revenue models may have an even greater impact than advisors realize today. Key Takeaways Independence has evolved from a destination into an ongoing strategic decision. Independent broker dealers have significantly improved technology, transition support, economics, and flexibility. The RIA ecosystem has matured into a highly sophisticated marketplace with broad outsourcing and support options. Choosing between an IBD and an RIA should begin with long-term business objectives—not industry perceptions. Building a valuable business depends more on business structure and scalability than simply growing assets. Advisors considering independence should evaluate models with an open mind rather than relying on outdated assumptions. The next decade will likely bring continued convergence between independent business models. https://youtu.be/jHDVso2TsmQ Quotable Moments “The question is no longer, ‘Do I want to go independent?' The question is, ‘What kind of independence makes the most sense for my clients, business, and goals?'” “Business formation is far more important than assets under management.” “The way you build your business will ultimately determine how valuable that business becomes.” “Everything in an RIA is going to cost you either your time or your money.” FAQs Is there still a meaningful difference between an IBD and an RIA? Yes. While the two models increasingly overlap, they differ in areas such as flexibility, compliance structure, operational responsibility, economics, and control. Why are more independent advisors changing firms today? Improved technology, stronger transition support, evolving economics, and better service models are prompting many advisors to reassess whether their current platform still fits their business. Is launching an RIA easier than it used to be? Yes. Supportive independence, outsourced service providers, and improved custodial resources have significantly reduced many of the historical barriers. Does every entrepreneurial advisor belong in the RIA model? No. The best fit depends on an advisor's appetite for ownership, customization, operational responsibility, and long-term vision. What matters more: assets under management or how the business is built? Josh argues that scalable business formation often has a greater impact on enterprise value than AUM alone. What's the biggest mistake advisors make when evaluating independence? Starting with assumptions instead of objectives. The most effective due diligence begins by defining the business you're trying to build, then identifying the model best suited to support it. Yes. While the two models increasingly overlap, they differ in areas such as flexibility, compliance structure, operational responsibility, economics, and control. Improved technology, stronger transition support, evolving economics, and better service models are prompting many advisors to reassess whether their current platform still fits their business. Yes. Supportive independence, outsourced service providers, and improved custodial resources have significantly reduced many of the historical barriers. No. The best fit depends on an advisor's appetite for ownership, customization, operational responsibility, and long-term vision. Josh argues that scalable business formation often has a greater impact on enterprise value than AUM alone. Starting with assumptions instead of objectives. The most effective due diligence begins by defining the business you're trying to build, then identifying the model best suited to support it. Related Resources IBD vs. RIA Comparison Guide IBD vs. RIA Revisited: Two Independent Pathways for Advisors to Consider NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… IBD vs. RIA: A Special Industry Update on Independence A conversation with Louis Diamond and Josh Tomolak, Vice President of Independent Advisor Services at Diamond Consultants.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is IBD vs. RIA: A Special Industry Update on Independence. It’s a conversation with Josh Tomolak, our Vice President of Independent Advisor Services. I’m Louis Diamond, and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: For a long time, going independent would suggest the destination. Today, it’s often the beginning of a different conversation. As the independent space has matured, advisors have more choices than ever before. Broker-dealers have expanded their capabilities. The RIA ecosystem has become increasingly sophisticated. Capital is more readily available and support models now exist that would’ve been difficult to imagine a decade ago. The result is that many advisors who are already independent are taking a fresh look at whether their current affiliation still aligns with what they’re trying to build. My guest is Josh Tomolak, Vice President of Independent Advisor Services here at Diamond Consultants and our resident expert on independence. Josh spends his days helping advisors evaluate independence in all its forms from independent broker dealers, the fully independent RIAs and everything in between. And his knowledge is critical because the distinction between these models is often blurred. Many broker dealers now offer pathways to greater autonomy while supported independence has made RIA ownership more accessible than ever before. So the question is no longer simply, “Do I want to go independent?” The question is, “What kind of independence makes the most sense for client, business, and goals?” Josh shares what he’s seeing across the landscape, the misconceptions that continue to shape advisor thinking and the factors that matter most when evaluating the next chapter of an independent business. There’s a lot to discuss, so let’s get to it. Josh, thanks for joining me today. Joshua Tomolak: Thanks for having me, Louis. It’s a real privilege to have come. This is a full circle moment for me going from being a student of your podcast, to working alongside you, to being a guest. So I appreciate you having me. Louis Diamond: Amazing. I’m excited for this one too, because you have a fresh and in the weeds perspective that a lot of our guests simply don’t have. So why don’t you start off, you spend your time helping advisors evaluate independence every day. So working with advisors who are already independent, for the most part. And to me, it feels like the independent space has really evolved dramatically over the last decade. I mean, this podcast is really the epicenter of that to prove that out, but give us a little background on your past roles in the space and then we can get into what you’re seeing right now. Joshua Tomolak: Yeah, I’d be happy to. So I took a very non-traditional path into wealth management. I spent a decade as a deep sea Navy diver, and upon completing my service there, I ended up working for TD Ameritrade. And in my role there, I spent about six years doing nothing but helping financial advisors explore the RIA space, whether that was to join or partner with an RIA, sell to an RIA, or in most cases, launch their own RIA. And one of the things that I ultimately came to terms with is it’s just not the right model for everybody. While I’m a huge advocate for it, we would often lose business to the major broker-dealers of the world. And at the time, I really didn’t understand why. In the last six years at Diamond Consultants has been a very interesting purview into what a lot of the broker-dealers have done and are doing to make themselves more RIA-ish and be very compelling to the right advisor. Louis Diamond: Perfect framing. Your background is incredibly germane to the folks you work with. So let’s start off with the softball here. What are you seeing right now? Joshua Tomolak: It’s not so different than the rest of the industry, the wirehouses, the regional firms, things of that nature, that if you took 10 firms, they’re all likely to go different directions, even if they were identical practices. That could be… A third would go from an independent broker-dealer to another independent broker-dealer. Certainly the supported RIA space is growing every day and has created a lot of very fun and unique solutions for advisors, very customized and curated. And then I think there’s still a lot of really great sophisticated teams and individual contributors that are making the decision to go hyper entrepreneurial and launch their own individual RIA. So the movement’s really all over the board from my perspective. Louis Diamond: It does feel like it’s no longer independence is an alternative option or it’s on the fringes. It’s very front and center whether for breakaways, which is a big topic on our podcast, but in general, the infrastructure has become much, much more sophisticated today than ever before. Advisors have way more tools in their toolbox to serve clients, whether in the private markets or through technology. And it’s no longer that if an advisor’s independent, they’re in the minor leagues where they don’t have the same ability to serve clients like they did if they’re at a big bank or a private bank or a wirehouse. Do you agree? Joshua Tomolak: I absolutely agree. And I’m reminded of a question I got one time from a great team that I worked with in New York. They asked me, “Are there really more options than ever before? Because all we see is one firm selling to another.” And I think that’s a really great point. There’s far less broker dealers on the street than there were even five years ago. But for every Commonwealth, for example, that sells to an LPL, up pops three or four really cool private equity-backed, sophisticated RIA platform firms that are built to service their own unique advisor base. Louis Diamond: I think that’s right. Sitting on the sidelines, sitting on top of everything going on in the industry, I feel like capital is always an interesting topic forever. If an advisor wanted to move within the independent world or break away from a big firm to go independent, the only way to get capital was to go to an independent broker dealer. So we still see that, but I feel like today between all these minority acquisition opportunities, we’re seeing firms acquire practices at time of transition, which is somewhat new. There’s debt solutions, recruiting deals are way up for firms that are paying forgivable loans. RIAs now would, in some cases, will pay a forgivable note. What are you seeing there as far as the availability of capital and just deals in general? Joshua Tomolak: It’s a great question and I didn’t want to take the low-hanging fruit, but capital’s been a huge innovation, I guess, in the last five years I’d say. Just to give you rough quotes, please don’t hold me to it, but traditional transition broker-dealer deals were five years ago, 40 to 60% of Trailing Twelve revenue today are somewhere between 90 and 120%, sometimes north of that for the right team. That’s really meaningful money for the team that is thinking about foregoing a wirehouse deal, for example. I’d also say a lot of these firms are getting hyper-creative in how they solve for capital. The minority investment piece that you mentioned is very interesting. We’re seeing a lot of privatized forgivable notes in the RIA space where third-party or private lenders are basically lending the money and the RIA is making the payments on that forgivable note as long as the advisor is affiliated with them. So there’s been a recognition among the RIA space to get away from the, “Oh, they just took a check” type of mantra, and to say, “Look, I understand there are capital needs. These people are taking a risk. We need to solve for that.” So we’ve seen a lot of that in the marketplace. Louis Diamond: Very interesting. I think another thing financially, and then we’ll keep the train moving, that I know I’ve seen, and maybe you can weigh in if you’ve seen the same, is the cost to an advisor or a business owner to join an independent BD or to join an RIA has come way down, probably in part because of Schwab going to zero on trading. That’s been a catalyst. But it feels like we used to say independent BDs were expensive relative to the RIA world. And in some cases, they certainly could be. And if you’re at scale, maybe you can pick up a point or two being in the RIA world versus a BD. But when you have some of these BDs that have a basis point admin fee or no admin fee at a certain size and the payouts I feel like are similar, maybe have gone up a little bit, but it’s more so like the administrator fees, the platform fees, the program fees. Anyone who’s not in that world, it’s like, “What are you talking about?” But basically the way that these broker-dealers make money, it seems like there’s been a pretty big differential in the exchange of value where advisors now get more services, better technology, get more money to join them and get it at a lower cost. Do you agree? Joshua Tomolak: I absolutely agree. I think that maybe that’s one of the larger changes that we’ve seen, and it’s probably one of the benefits from a lot of the industry consolidation on that independent broker-dealer side. The economies of scale of these folks have allowed them to increase their tech spend, increase their service capacities all while offering it to the advisors at a cheaper price. And when I was at TD Ameritrade, one of the biggest pitches was the idea of a 100% payout and you control the fixed expenses, your technology compliance, et cetera. But what’s changed is that broker-dealers are pretty darn comparable on the expenses. All of those admin fees and things you mentioned will still exist, but they’re on a much smaller scale. And I think the question a lot of advisors are asking is, “Am I getting congruent value from my broker-dealer for what I pay for?” And while that answer might’ve been no a couple years ago, today the answer is more often yes. Louis Diamond: Yeah, I would agree. A lot of times we work with advisors who are starting an RIA or affiliating with an RIA or going to a BD and they see how big the deals are in the independent BD world and the payouts are really high and the fees are relatively low. And honestly, it is a hard decision or calculus to make, like, “How does it make sense for me to turn down this extremely lucrative deal when my ongoing economics are going to be somewhat similar in the BD world versus in the RIA space?” I think it’s just an interesting dynamic and we’ll get more into that distinction. One of the stars of the show right here is we’ve seen a ton of advisor movement across the industry. Our annual advisor transition report said that in 2025, over 11,000 experienced advisors changed firms, which is a large number. A lot of those numbers are within the independent world. So advisors who are 1099 through a BD or through an RIA transitioning to another platform or organization or starting an RIA. So why do you think we’re seeing so many advisors reconsider their current firm or their platform or their broker-dealer today than in years past? Joshua Tomolak: It’s a jarring number. 11,000 is definitely a significant amount of advisor movements. To me, it comes down to a few things, but I will say that it’s almost always a conglomeration of pushes and pulls. Pushes being inherent frustrations with your status quo, pulls being the new sexy, shiny things that you see in the marketplace that could be really impactful for your business. To me, it typically comes down to one of three things, at least on the push front, that drives advisors to movement. Service being number one, technology being number two, and economics being number three. And if we were just going to unpack those, I think service being, “Can you call somebody that knows your business, that knows your name? Are you getting the correct answers? Are you being pushed through a phone tree? And even if you’re not doing it, is it taking up a meaningful amount of time of your staff’s free time?” On the technology front, there’s very significant tech spends happening in the industry right now. I think Raymond James and LPL reported, for example, they spent 500 million in 2025 on a tech spend. So advisors are going to the places that are making their life easier. People are looking for a mechanism to really scale their business without having to add staff and a lot of expenses to the bottom line. And technology is just the fastest, most efficient way to do that most times. And then economics, certainly a lot of advisors and teams have built phenomenal businesses and they’ve made a great living without really stressing out about the economics. And they eventually get to a point in their business where what they were giving up as a million dollar producer is far different than what they’re giving up as a $4 million producer. And back to the congruent value, it perhaps stops to make as much sense. Louis Diamond: Well said. I always say when the cost-to-value ratio is out of whack, that’s when advisors sit up and take notice. And not to name names of firms, but there definitely are firms that are more expensive. And even if you look at how much a wirehouse or a Ed Jones advisor paid their firm, it’s like, “What got me here is not necessarily what’s going to get me there.” And while the name on the business card, the resources were incredibly impactful, and I’m so grateful for what my firm, my broker-dealer did for me when I was just starting or when I was smaller. Now the business is bigger, I rely upon different resources or I don’t need the firm as much. So I’d rather plow the cost savings either into income for myself or invest it in areas that are most germane to my business. And it’s usually when that kind of light bulb moment goes off, that’s one of the major pushes that cause advisors to evaluate other options. So I agree with you, those are the major push factors, but then what are the pull factors? What are the major advancements or changes across the independent space that’s causing advisors to say, “Hey, okay, I might have some frustrations, but at the same time, I also need to find something that’s more than marginally better than the firm I’m at. Otherwise, why am I going to go through the hassle, take the risk, et cetera? So what are some of the pull factors that advisors are latching onto today? Joshua Tomolak: Sure. And I might say with one final push factor, there’s a straw that breaks the proverbial camel’s back when you’ve been told for however many years that this change or that change is coming down the pipeline and it never happens. And it translates well into the pull factors is do they do what they say they’re going to do? The talking points really for the pull factors are exactly the same. So the counterpoint to service is perhaps having a direct relationship with the chief compliance officer at a firm or having a dedicated service representative that knows their stuff inside and out and can get you the answer even if they don’t know it off the top of their head. Having the technology to rebalance a household in two clicks instead of two hours. In economics, I think it’s really a transparency of economics. We’ve both worked with some really significant firms that have looked at their P&Ls and said, “where the heck is the money going?” And we’ve looked at the same P&Ls and said, “I have no idea,” because it’s so convoluted. People are happy to pay for good service, good technology, good products, but they just want to know where the money’s coming from. So I think it’s a yin and yang. The same things that they’re the push are often the pull. Louis Diamond: Definitely. I’ll give you a couple other from my perspective. I’ll say first specific to the independent BD world, and then we’ll dive into the RIA, I think it’s a little bit different. But I think some other will say innovations or changes that are causing advisors to really perk up and listen and really make the case to themselves that life will be better at this new organization than the status quo or staying put. We’ve seen major advancements in transition support, whether it’s being able to do a transition without a shred of paper, being able to… I mean, we’ve seen some independent advisors move their entire book within two weeks, which never would’ve happened before. So the firms that I’d say are playing offense, the larger firms that are winning, they have insane headcount around transitions and are always investing in technology, whether now on the AI front or in general. And we’ve seen transitions, they’re never easy. So that’s not a comment to say it’s easy, but a lot of the friction, a lot of the manual work has been taken away, which is massive. You definitely mentioned the significant technology spend. I mean, just the innovations going on across the industry. There’s definitely some firms that are laggards on technology and others that are light years ahead, whether because their tech is more integrated or they’ve built out their platform to be more, we’ll say modular, to plug in different third-party softwares where an advisor can really customize and create their own tech stack. I think there’s been some changes on compliance. It used to be if you’re at an independent BD, you had to be the OSJ by yourself or you had to roll up under an OSJ. But now most BDs offer home office supervision, so a big friction or pain point is taken away. And then I’ll give you a bridge to talk about what we’re seeing on the RIA side. But we’ve also seen, I would say, a real blurring of the lines between what you would traditionally think of as an independent broker dealer versus what was an RIA. So whether it’s an internal pathway where it’s like, “Start off on our independent BD platform, get the big deal, get the support, but then you can ditch that and just use this as a custodian or you can sell the business to us when you want to retire and convert to W2.” So in that vein, transitioning internally to an RIA, give me the same points like, “What are the major advancements or changes you’re seeing on the RIA side today?” Joshua Tomolak: I love that you said that because it’s been one of the most interesting changes to watch. Independent broker dealers becoming more like RIAs, and to your point, being more flexible, having more optionality, a more curated experience in some cases. And in many cases becoming closer to independent broker dealers with some of these massive shops that we’ve seen be created over the last five years that now have hundreds, if not thousands of advisors. To your question on the internal RIA slide as we sometimes call it, this really didn’t exist many places a few years ago. And I think it’s been created as both originally a retention tool in many places for the advisors that were with a major independent broker dealer and they ultimately wanted to have their own ADV and their own RIA. And the firm didn’t want to lose all the assets to an independent custodian so they gave them the green light to… And it’s ultimately became a sales tool in many cases. Just to use a couple of examples across the industry, I mean, Raymond James has Raymond James Custody Services, which has attracted a lot of really sophisticated teams. I know Wells Fargo Finance done something similar and even the counterparts over at Cetera and Osaic are trying to do the same thing. So it’s a recognition in my view that we want to keep the best talent possible. And if these folks are ultimately going to go RIA anyway, it’s less about the money and more about the flexibility and control that it offers them. So what can we do to keep those folks on board? And rightfully so, a lot of senior management of these firms have said, “Let’s not lose these teams. It’s going to be a lower margin business for us, but at the rate that they’re growing, it’s going to pay off in the long run.” Louis Diamond: Well said. RIAs are now more mainstream. And some of these RIAs, they’re either resembling independent BDs or I would even go so far to say the valuations that are even publicly available on some RIAs is definitely having people take notice. I mean, Cerity Partners recently raised capital at an over $8 billion reported valuation. Crescent was well over a billion. Firms like Mariner, Creative Planning, Mercer, Wealth Enhancement Group, and there’s many that I’m missing, are all worth a couple billion dollars or more and growing. Do you think that’s had an impact on the legitimacy or the staying power of the RIA model? Joshua Tomolak: Oh, absolutely. There’s no doubt about it. I mean, those groups that you mentioned and many more are winning some of the biggest teams on the street. I mean, if you pull up a run-of-the-mill advisor hub article, for example, you’ll see as many of those RIAs win significant businesses as you will their broker-dealer counterparts, partially in my opinion, due to the massive valuations these firms are fetching. And it’s much more of a partnership in the sense that joining a Crescent or a Wealth Enhancement Group, as you mentioned, you’re a part of a boutique group of maybe a couple of hundred very sophisticated high-producing advisors all playing under the same banner, all rowing in the same direction, and that creates substantial growth. Louis Diamond: Exactly right. I think two other things to me that’s driving the legitimacy or the growth of the RIA segment, there’s so many different outsourcing solutions that have popped up, whether it’s more of a… We’ll say a bundled or a package outsourcing solution through firms like Dynasty and Sanctuary. LPL has done a ton with having a shared services outsourcing model. So you have those. But you also have, I mean, probably 10 different firms I could think of that can be an outsourced chief compliance officer. You have tons of marketing agencies that specialize in helping RIAs. You have all these FinTechs popping up to support the RIA space. Really, it’s like anything and everything can be outsourced now. And even the big Wall Street banks like UBS, Merrill, et cetera, they’re attempting to sell and distribute product into the RIA space. Venture funds, private equity funds, anyone you talk to is trying to get a piece of the RIA space, which means there’s more product and platform availability than ever before. And I think it’s massive because one, it’s a catalyst for teams who say, “I love everything about the RIA world. I just don’t want to do it on my own,” or, “I don’t know where to start.” But also it means that they can look their clients in the eye and say, “Hey, not only do I have the same stuff that I had for you at XYZ firm, I can actually do more for you.” And even if you look at what the custodians are doing on the lending side now, Schwab owning a bank is massive and being able to facilitate mortgages, securities-backed loans, things that didn’t really exist in the past. I think it’s a very exciting time for advisors either that are independent or are considering the independent space because you have all these choices and it’s really like, “Choose your own adventure. Give me your top five things you want.” I’m sure it exists and we can find it and make it happen. And I don’t think we’d have the same confidence in that statement 5, 7, 10 years ago. Joshua Tomolak: I couldn’t agree more. That’s such a huge development is the marketplace of third party vendors in any kind of capitalism environment. There’s problems that people encounter and there’s really smart people that are trying to make a lot of money that go to market to solve them. And we’ve seen a ton of that over the last few years. Louis Diamond: Exactly right. Yeah, it’s like also… If an advisor looks around and says, “Hey, this is what I want,” and it doesn’t exist, oftentimes that’s a light bulb moment to be like, “Okay, I’ll go build it. I’ll do it on my own.” Whether it was Stewart Partners when they launched a number of years ago or Hightower, Dynasty, et cetera. They were all started by people that said, “Hey, I see a big gap in the ecosystem. Let’s create a business and raise capital to go solve it and then deliver this service to other like-minded advisors or business owners.” Honestly, it’s a treat to be able to watch all this happen in real time. We probably should have laid the groundwork with this next question, but I think it’s an important one. What’s the difference between a independent broker-dealer and an RIA? Really basic foundational. It sounds like the lines are blurred. There’s probably a lot of similarities. Advisors are successful in both. It’s not like one’s better than the other. How would you explain the differences, if a client of ours asked, “What’s the difference between an independent broker-dealer and IBD versus an RIA”? Joshua Tomolak: Get into the core of it. Again, the lines are blurred, and I’ll stay very high level on the strategic differences, but I like to use this example. I drive a Toyota Tundra. Really like the truck, gets me from A to B. Now, if I were getting to a point where I wanted a new vehicle, if I were to go get another Toyota Tundra because I really like a lot of aspects of it, but I want the one with the bigger screen and the bigger tires and the power seats, and I have rolled down windows because I have a fear of drowning. But if I want a lot of the bells and whistles, but I want to keep the foundation, that’s what I align to a independent broker-dealer to independent broker-dealer. You like the foundation of everything all under one roof. You like a lot of the resources, but you have some meaningful frustrations and you want to see if another provider in the market can solve for those or you can upgrade. If I instead, Louis, decided that I wanted a sports car or a Jeep Wrangler or something, I would be looking at a different category altogether. That’s how I articulate the platform space. They provide the same services and support in many cases that an independent broker-dealer does, think of marketing and a tech stack and regulatory oversight and a fellowship in a community, but they’re built on an RIA TC registered chassis. They’re typically far more customized so you can shop the street to get a lot more of the things that you like, though you are walking away from maybe some of the things that you’ve liked in the independent broker-dealer model. So I guess that’s the highest level I might explain it, just a little bit more minutia in any broker-dealer is going to be a FINRA registered, FINRA member broker-dealer. So they’re subject to the FINRA rules, which basically means it’s the compliance interpretation of those rules that they have to follow. So LPL’s rules may be slightly different than Cetera’s than Ameriprise’s because it’s based on their interpretations of the rules. In the RIA space, everybody really operates on the fiduciary standard. So it’s just a different lens that from a compliance standpoint, business is looked at. And a lot of people would make the argument that it’s just easier to get things done when you’re looking at something from that lens. I might’ve gone too compliance nerd on you there, but I’d be curious what you think some of the major differences are. Louis Diamond: Yeah, I think that’s right. I mean, it sounds like if you’re in the RIA world in some capacity that you as the advisor or business owner are going to have a little bit more control and autonomy and flexibility. One, do you think that’s true? And what are the reasons why that is? Is it platform? Is it strictly just compliance is easier? What are the different ways that an RIA would have more or less flexibility than someone who’s with an independent BD? Joshua Tomolak: Yeah, I think it’s overwhelmingly true, but it certainly depends on your business. Within most RIA platforms, you’re going to be one of a couple dozen, maybe a couple hundred, where you’re going to have people within that firm that really know your business. So the experience in getting things done is much less about, “Can I do this,” or, “Can I not do this?” And it’s, “Louis, I understand you asked for this. We’re going to run into these issues, but let’s figure out how to get to yes.” So it’s far more curated by people that are not operating on black and white rules and can actually figure out how to get to yes for your business. The other thing I would say is that most significant RIA platforms have multiple custodial options. So many times you’ll see as few as two or as many as five. So if an advisor or a team is trying to bring on a new piece of business or do something creative, that might be something they can use a different custodial relationship to accomplish. It might be something that Goldman Sachs does really well but is in its infancy at Fidelity, or it might be international business that’s approved on Pershing’s platform but not Schwab’s platform. So the RIA partner that you’re with can really look at those custodians agnostically and say, “What’s the best home for this business? What’s the best way to get this done for Louis?” There’s a couple examples of where I see the flexibility in practice. Louis Diamond: Yeah, I think one more too would be the concept of being able to shop the street. I’ve heard it described as becoming a buy-side advocate for your clients versus being a professional seller. So meaning, if I’m affiliated with an RIA or I’m operating my own RIA, there’s no selling away like there is at a wirehouse or at certain BDs. So if I have a client who’s trying to get a $10 million loan for a new building that they’re breaking ground on, if I’m at UBS, Merrill, Morgan Stanley, captive to a BD, I can go to my firm and say, “Hey, this $10 million loan, here it is. What are the terms? What are the rates? Will you take on this business?” And the firm will say, “Yes. No. Yes, here are the terms. Here’s the caveats, et cetera.” But it’s a very closed market process and an advisor has to live and die by what their firm says. Versus in the RIA world, it’s, “Okay, I have relationships with nine different banks and I can go to these different banks and private credit funds and whoever and really create either an option process for my client or really just help them in a fully agnostic open way.” And we see the same thing when it comes to alternative investments. No one at a wirehouse, let’s say, is complaining that they don’t have enough alts that they can offer clients. Those firms have done an amazing job with really boiling the ocean and having tons and tons of options for private investments, hedge funds, et cetera. But if you’re in the RIA world, you can take it to the next level and say, “Hey, this $3 million startup company that my friend is starting, I’m going to help them raise capital,” or, “My client wants to get a syndicate of investors together to have a direct investment into a qualified opportunity zone fund that they’re starting. Let’s do it when we can advise on it.” So it really expands what an advisor is able to do on behalf of clients. Like to me, that’s the most interesting or exciting part of the RIA model. You can get some of that within the BD world, but to me, when an advisor’s business becomes more sophisticated as far as what their end client’s needs are, it tends to translate better to the RIA world than the BD world. Not to say there aren’t ultra-high net worth focused advisors at BDs, but because of that additional flexibility, autonomy, customization, et cetera, that speaks more RIA. So again, absolutely not down at all on the independent BDs because I think there’s a massive home for them. Josh, let me turn it back to you. I’m rambling now. Give me the pitch for an independent BD. What are the things that are misperceptions that people have? What are the advantages that an independent broker dealer like an LPL or a RayJ or a Cetera have over RIAs or over other models in general? Joshua Tomolak: Absolutely. And I’d say I’ve learned more over the last six years from some of your ramblings than most people learn in an MBA course, so keep doing what you’re doing. But it’s funny being in this position now, having spent so much time sort of selling against the IBD model within TD Ameritrade, but what I’ve learned is it’s a good home for everybody. And a lot of times the advisors that they’re entrepreneurial enough where they like having their name on the door, but they’re not so entrepreneurial where they want to build everything out themselves, that’s where the independent broker dealers absolutely kill it. Their economics have gotten to a point where they’re really competitive. They offer transition capital that isn’t even going to be comparable in the RIA space unless you’re selling a minority share of your business. And you mentioned LPL, or we could really list all of the major ones, there’s not a department that they don’t have. It could be as nuance as finding 403(b) payroll slots or it could be as mainstream as fixed income or setting up events. There are all kinds of really neat departments that these all under one roof independent broker dealers have invested in. And a lot of times they make an effort to make you very much aware of all of the support because most people don’t use it. So I would say for the advisors that are looking to get their improved Toyota Tundra, then you can get probably 70 or 80% of what you want within the independent broker-dealer world. And you can also keep 20 or 30% of the stuff, maybe more that you really liked at your previous firm. So I think that’s where it really shines. I sometimes call it an incremental change rather than a transformational change. But for many advisors, incremental is really good enough if you get to keep the familiarity of how you’ve been doing business for the last 20-some years, but you’re able to get net improvement on the things that were really bothering you. Louis Diamond: Well said. Something that I’ve seen that’s been… I guess this could be either pro or con depending upon the advisor, but with some broker dealers, letting an advisor co-brand with them or really having a real consumer-facing brand, whether it’s, “I’m a franchise owner with Ameriprise,” or, “I’m independent through Raymond James,” or, “Running my own practice through Wells Fargo FiNet,” or, “I’m independent with Northwestern Mutual.” There’s definitely some brand cache or brand familiarity with some of those firms that may or may not be the same if you’re in the RIA world. So I would agree there’s a lot to like about the independent BD world and there’s a fit for people that is absolutely better with independent BDs than on the RIA side. Even if some people would say RIA is better, we’re cleaner, I wouldn’t say that. To me, it’s all about what an advisor’s goals are and then matching that up with what these firms do. And there’s never a perfect option. I jokingly say, “If there was a perfect firm, we wouldn’t be in business.” Every firm has their advantages or disadvantages. And depending upon where an advisor’s coming from, their style of business, their pain points, that’ll match up really well with on firm or one type of firm or one model than the other. Let’s pivot a little bit to the RIA world. A lot of your comments have been more about advisors affiliating or joining RIAs, this whole supportive version of independence concept. But what about advisors who want to go and start their own RIA? Either they’re leaving a captive firm and taking the entrepreneurial route and starting their own firm, or they’re leaving an independent BD to go start their own RIA. What do you see as some of the biggest misconceptions that advisors have about that move? Joshua Tomolak: That’s probably my favorite topic because there are the most misconceptions I think in this space. Louis Diamond: I’d agree. Joshua Tomolak: And I would say there’s 9 out of 10 conversations that I have with advisors and teams, they start off with the launching an RIA in mind or at least RIA curious and they want to understand what’s out there. And probably less than half the time do these folks end up actually launching their own RIA, which is okay because the ones that do are massively successful and they know they’re dang sure that’s exactly what they want to do. I think it gets a little bit romanticized sometimes that they’ll say, “Oh, I’ll just give Schwab a call,” or, “I’ll just give the custodian a call,” as if they were shopping independent broker dealers. That’s fine. You can do that and they will help you, but there’s quite a bit more to think about. And it’s not, in my opinion, the same as evaluating independent broker dealers. If it’s all right, I was taught the four pillars of the RIA model. I can go through that with you really quickly. So the way to think about the RIA space is in four pieces. And shout out to a friend, Eli Suarez, that taught me this years ago. The first pillar… Thinking of four pillars on a bar stool, if you will. The first one being administration. And this is your compliance, this is setting up your ADV, your LLC, all of your business formation documents. The second piece being technology, what do you actually want to use? Because the benefits of the broker-dealer world and the supported independent world is they’ve already built it for you. They’ve already paid for it and scraped their knees building it. In this case, you have to. And for some people, that’s really exciting to source financial planning software and portfolio management software and your CRM and tax software, et cetera. For some people, it just sounds like a huge headache. The third pillar being custodians. I have them third because you want to make sure that the right custodian can integrate properly with the technology that you’ve sourced that you’re passionate about. And then ultimately transition. What does a transition really look like? What are my legal and regulatory requirements? How does this work? What are the timelines? Things of that nature. So I guess I would say in closing that if those four things are things that you really want to own, then you’re in a really good position to consider an RIA launch. What do you think, Louis? Louis Diamond: I think that’s a great framework to break it down. Not just be like, “Okay, I can tolerate that,” or, “My team can do it,” but I think you have to be pretty excited about rolling up your sleeves and customizing and doing it yourself because in our experience, there’s a nominal differential between the economics of running your own RIA versus affiliating with an RIA or going to an independent BD. All the extra work and responsibility, you’re not really going to make it up, at least on the front end, on a higher net payout. So it has to be more about what the model means to you and having a vision that you don’t think anyone else can accomplish other than yourself. And looking at that crazy ever-expanding Michael Kitces’ FinTech map and there’s 500 different logos on it and being like, “Yes, that’s what I want. I want to go through this. I want to pick the seven pieces of my tech stack that work for me,” rather than getting, “Here’s the tech stack, take a demo, you like it, you don’t like it, take it or leave it.” To me, the two biggest misconceptions people have about the RIA world is one, “I’m going to have to be a full-time chief compliance officer,” and just that compliance is this boogeyman, this terrible, scary thing. In some ways it is. But the reality is most, especially startup RIAs will fully outsource compliance to a firm or they’ll hire a compliance consultant or firms that are big enough even will hire a CCO or repurpose someone on their team to be CCO. But compliance is much more streamlined and simpler than BD compliance. And ultimately, it’s compliance that’s being built for your business rather than compliance that’s being built for a publicly traded multinational company that supports 20,000 financial advisors. So I think compliance is always a big misconception. It’s definitely what a lot of firms will pry upon when they’re saying like, “Oh, you’re going to own all the legal and regulatory requirements. You could, but it’s definitely not a requirement.” And then I think another one is folks sometimes underestimate and overestimate the operational burden and how much work it is to start an RIA. Sometimes people just… They’re perfect for the RIA world, that’s their goal, but they get stopped in their tracks. They don’t really know what to do. But what we’ve seen, we said it earlier with so many different outsourcing solutions and different service providers that have popped up, if you have the fire in your belly to go build something, it doesn’t mean you’re doing it by yourself. I mean, that’s what firms like ours do. The custodians are very helpful. On the flip side though, I have seen advisors chasing payouts say, “Hey, I’m just going to go start an RIA because I want to make another 1 to 3%,” or whatever it comes to and they drastically underestimate what it really takes to build a successful firm. Joshua Tomolak: Exactly right. I think that’s my favorite one, Louis, overestimating and estimating the operational burden there is you could have the same conversation with two teams and it can go the completely different direction. Louis Diamond: Josh, let’s wrap here. I got one more question for you that I think is an exciting one, but give me three key trends or storylines that most people don’t know about or aren’t talking about that you’re passionate about or that you’re sharing with advisors or counseling today. Joshua Tomolak: Sure. This is the free advice portion. And I’ll tell you what, Louis, if it’s all right with you, I’ll give you two and I would love to hear one from you as well. The first one I’ve seen in both the independent broker-dealer and RIA space is the minority investor concept. A lot of folks will talk about the idea of taking chips off a table and starting to partially monetize your business. I think that’s all important, but what I’ve found is that a lot of advisors really want their partner, whether it’s an RIA broker dealer to help them grow. And that could be with M&A opportunities, that could be with traditional recruitment of advisors, that could be building a business plan. But the minority investment part really helps accelerate that for a lot of businesses because all of a sudden, not only are you cashing out a small part of your business, but you’ve just created an ally with the parent entity, it is now much more likely to help you grow in that capacity because they’re insulated from it and they profit when you profit. So I think it’s easy to be shortsighted and say, “Well, my equity’s going to keep growing. Why would I sell you a piece of this?” But I counsel folks often to really think about what that long-term strategic partnership is and making somebody a real equity partner rather than just a vendor that provides you with technology and regulatory coverage. The other one I’d say is that… And this one’s really important to me, that business formation is far more important than your assets under management. Said a different way, the way you build your business is going to make your business far more valuable than the number of dollars underneath your name. And what I mean by that is, just to use an example, a sophisticated, well-built, centralized, scalable and repeatable business, whether it’s an RIA with a broker-dealer that is going to fetch a far higher M&A multiple than a OSJ that’s five times the size that just has a bunch of 1099 independent advisors underneath the umbrella. What we’ve seen in the M&A space is that if you’re going to shell out 50, 60, $80 million for somebody’s business, you want to know that you have this business for the long term. So I would certainly counsel people that have been around maybe far longer than me to take a look at how you’re building this and put together a business plan on what those next 10 years should look like and not necessarily fall into the trap where your only revenue source is the override that you receive from a firm and then you in turn pay to the advisors on your team. Louis Diamond: Well said. I really like that line. We’d probably do a whole episode on what are the tips and tricks for building a business with the end in mind? Like the Covey quote, “Begin with the end in mind.” Transitions are like… They’re a bear. I mean, there’s no way to sugarcoat it. Advisors, when they hear transition, if you ask them, “Don’t think about it, give me your reaction.” “Terrible, risky, a lot of work. I’ll never do it again. My friend did it and it was terrible. What if my clients don’t come?” It’s all these negative emotions. And in many cases, I don’t blame an advisor because it is a big act. But to me, if someone is weighing making a transition, whether a wholesale business model change going from being an employee to being independent, going from being an advisor at an independent BD to starting an RIA, or even going independent BD to independent BD, it’s an opportunity if you rise to the occasion to build with this next act with intentionality. So whether it’s restructuring compensation for your team, converting people from 1099 to W2, putting in place new workflows, changing how investments, instead of it being each individual advisor doing investments to more of a centralized model, cleaning up workflows, really investing in data, investing in AI. It’s something that I think, again, we can have a whole episode on it, but I think it’s a great one. Build the business the right way. And obviously, businesses that are larger, theoretically, sell for more, but we’ve certainly seen businesses that are half the size of a larger one sell for a similar amount or more because they did all the right things and the larger one did the things that really turn off a buyer or detract from a valuation. Let me give you one more and tell me if you agree, but I think we’re in this moment when Altruist, the upstart, a new kid on the block custodian, they launched a basically tokenization of cash in a way to automatically agentically source or sort cash to the highest yielding money market. And you’re like, “This is fricking wonky. Louis, why are you telling us this?” I think this is an important one just to keep a watchful eye on. I have no idea how this is going to shake out, but really the biggest way that independent BDs or even custodians like Schwab and Fidelity really make money, it’s not on their overrides from practices or the admin fee or the custody fee. It’s really on net interest margin. So how much the broker-dealer or the firm is making on client cash and brokerage accounts relative to what they’re paying out the client. It’s essentially like free margin to these firms. And this concept, I think, has massive potential for disruption for the business model. Again, I don’t know what it’s going to look like, whether it means platform fees that are instituted at all these firms, whether it means certain models would be more beneficial than others, whether it means nothing’s going to change, which is probably the right answer given this industry. But it’s something to keep a watchful eye on just if your firm institutes a new platform fee or there’s a fundamental way in which your firm can no longer make money. How are they going to make it up? Are they now going to be uncompetitive? They’re not going to have as much scale or profits to invest in the platform. Is it going to cause even more consolidation in the industry? So to me, that’s the one pretty under the radar, pretty wonky storyline that I don’t think enough people are talking about, but has the biggest possibility for disruption across their space than anything I’ve seen in a while. Joshua Tomolak: Sure. That’s the whole iceberg. Not a lot of people are talking about it. It’s not poking out of the ocean, but it’s going to be continuously brought up. I think it’s a question that a lot of advisors are going to have to ask these firms. And at the end of the day, the firms aren’t the bad guys. They have to make money too to provide a quality product. So where the money comes from matters. Louis Diamond: Exactly. Josh, this has been awesome. I learned a lot talking with you and just having your objective consulting hat on what I think are really the differences between IBD and RIA and some of the key trends and storylines to watch has been instrumental. I’ll also give a plug that on our website and we’ll link to it in the show notes, we have a really helpful one-page reference guide going through the differences between independent BDs or IBDs and RIAs. So feel free to click on it. We’ll make sure it gets in your inbox. Josh, thanks again for joining us today. Joshua Tomolak: Yeah, thanks for having me, Louis. It was a pleasure. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibilities seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I stay or Should I Go? is a book written with you in mind. It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook. IBD vs. RIA: A Special Industry Update on Independence A conversation with Louis Diamond and Josh Tomolak, Vice President of Independent Advisor Services at Diamond Consultants.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is IBD vs. RIA: A Special Industry Update on Independence. It’s a conversation with Josh Tomolak, our Vice President of Independent Advisor Services. I’m Louis Diamond, and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: For a long time, going independent would suggest the destination. Today, it’s often the beginning of a different conversation. As the independent space has matured, advisors have more choices than ever before. Broker-dealers have expanded their capabilities. The RIA ecosystem has become increasingly sophisticated. Capital is more readily available and support models now exist that would’ve been difficult to imagine a decade ago. The result is that many advisors who are already independent are taking a fresh look at whether their current affiliation still aligns with what they’re trying to build. My guest is Josh Tomolak, Vice President of Independent Advisor Services here at Diamond Consultants and our resident expert on independence. Josh spends his days helping advisors evaluate independence in all its forms from independent broker dealers, the fully independent RIAs and everything in between. And his knowledge is critical because the distinction between these models is often blurred. Many broker dealers now offer pathways to greater autonomy while supported independence has made RIA ownership more accessible than ever before. So the question is no longer simply, “Do I want to go independent?” The question is, “What kind of independence makes the most sense for client, business, and go

What if one of the strongest predictors of how long you'll live isn't your weight or blood pressure—but your strength? In this solo episode of Harder Than Life, Kelly Siegel explores the growing research connecting muscle strength, grip strength, and healthy aging, while sharing the personal experiences that transformed the way he approaches fitness. Kelly explains why losing muscle isn't simply a normal part of aging—it can have a major impact on mobility, independence, recovery, and long-term health. He also shares the moment that motivated him to take his own fitness seriously and why he now views strength training as an investment in longevity rather than appearance. The episode introduces Kelly's Four Pillars for building muscle and staying healthy: progressive strength training, adequate protein intake, quality recovery, and tracking meaningful progress over time. If you've been focusing only on losing weight, this conversation may encourage you to shift your attention toward building strength for the decades ahead. Key Topics:

This week Rich Diviney delves into his latest work, 'The Masters of Uncertainty,' which offers strategies for managing stress and performing under pressure. Rich shares the importance of understanding and deconstructing attributes, the concept of dynamic subordination in teams, and the critical role of trust. The conversation also touches on the neuroscience behind dealing with uncertainty, the practice of moving horizons, and practical breathing techniques for managing autonomic arousal. Rich emphasizes the need for purpose-driven leadership and how mastering uncertainty can empower individuals to thrive in complex environments. Episode Highlights: 03:57 Writing and Impact of 'The Masters of Uncertainty' 08:30 Applying SEAL Strategies to Everyday Life 24:07 Navigating Adversity with Micro Strategies 25:58 The Power of Breathing Techniques 41:51 The Four Pillars of Trust 44:34 Dynamic Subordination in Leadership Rich Diviney is a retired Navy SEAL Commander. In a career spanning more than twenty years, he completed more than thirteen overseas deployments-eleven of which were to Iraq and Afghanistan. As the officer in charge of training for a specialized command, he spearheaded the creation of a SEAL directorate that fused physical, mental, and emotional disciplines. He led his small team to create the first ever "Mind Gym" in Naval Special Warfare that helped SEALs train their brains to perform faster, longer, and better, especially in high-stress environments. Since his retirement, Diviney has worked as a speaker, facilitator, and consultant, training more than five thousand business, athletic, and military leaders. Rich also works with Simon Sinek's organization, Start With WHY. You can learn more about Rich here: https://theattributes.com/ Learn more about the gift of Adversity and my mission to help my fellow humans create a better world by heading to www.marcusaureliusanderson.com. There you can take action by joining my ANV inner circle to get exclusive content and information.See omnystudio.com/listener for privacy information.

Our guest on the podcast today is Ryan Frederick, an author, speaker, and entrepreneur focused on the intersection of place and healthy longevity. As founder and CEO of HERE, he provides content courses and coaching in place planning, a holistic, research-based approach to help people find the right place for every stage of life. He's also the author of Right Place, Right Time, a book that helps individuals think through housing decisions for the second half of life. In addition, Ryan provides strategy consulting to organizations looking to create better places, including Fortune 500 companies, institutional investors, health systems, and housing developers and operators. He's also a member of the Advisory Council for the Stanford Center on Longevity. He previously served on the National Advisory Board of Johns Hopkins University School of Nursing and was a member of the Bipartisan Policy Center Task Force on Health and Housing. He's a graduate of Princeton University and Stanford Business School. Episode Highlights 00:00:00 Senior Living, Longevity, and 100-Year Life Planning 00:08:39 How Place Influences Health as You Age 00:10:37 The Four Pillars of Place Planning 00:16:19 Income's Impact on Housing, Home Equity, and Limitations of Aging in Place 00:30:01 Place Planning Tools and Building Community 00:41:43 New Housing Models, Cohousing, and Age Diversity 00:49:13 Continuing Care Retirement Communities and Healthy Aging Dashboards More From Morningstar Your Retirement Countdown, With Christine Benz Harry Margolis: How to Confront Aging Challenges Head-On Joy Loverde: Planning Ahead for Care Needs as You Get Older If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances. If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Artificial intelligence can accelerate output, but sustainable performance depends on whether human and organizational capability can keep pace.In this milestone episode of The Good Leadership Podcast, Charles Good speaks with renowned leadership and HR thinker Dr. Dave Ulrich about turning individual talent into organizational capability that creates value for customers, investors, employees, and communities.Dr. Ulrich explains the difference between competence—what an individual knows, does, and embodies—and capability—what an organization consistently does well. He explores how leaders can combine AI with the distinctly human strengths of vision, innovation, emotion, and wisdom while protecting judgment, honest feedback, human connection, and the future leadership pipeline.The conversation also examines the danger of mistaking increased activity for stronger capability, why leaders must become better observers of themselves and others, and how careers and leadership brands must evolve in an AI-driven world.This episode is part of our milestone series, What It Takes to Keep Rising in an AI Era.CHAPTERS00:00 Introduction and Milestone Series Announcement01:23 Dr. Ulrich's Perspective on Turning Talent Into Value02:09 The Difference Between Competence and Capability03:21 Leadership Challenges in a Volatile World04:16 The Multiplier Effect of Human Ingenuity and AI05:40 Four Pillars of Human Ingenuity: Vision, Innovation, Emotion, and Wisdom07:41 The Risks of Output Racing Ahead of Capability08:37 Creating Value for Stakeholders10:21 Signals of Building Activity Versus Capability12:56 The Power of Honest Feedback in Leadership14:20 Leadership in the AI Age: Human Connection and Feedback16:17 The Risks of Automation and the Future Leadership Pipeline19:05 Redefining Careers and Developing Future Leaders22:28 Self-Interrogation and an Evolving Leadership Mindset27:10 A Critical Leadership Skill: Observation and Reflection32:59 Building a Leadership Brand in the AI Era34:36 Final Reflections and Connecting With Dr. UlrichSubscribe to The Good Leadership Podcast: [⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠] | [⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠] | [⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠]LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/in/charlesagood⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Substack Channel (Outlearn to Outperform): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠charlesgood.substack.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn Newsletter (The Outlearn Advantage): [⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠]⁠⁠⁠The Institute for Management Studies

In this PWTorch Dailycast series titled "Worse or Better," Josh White and Stephanie Chase discuss one aspect of today's pro wrestling scene and compare it to a previous era or eras and decide if today is... worse or better. Adam Kidd joined Josh once again to discuss the four pillars of AEW. After defining what a pillar is in a wrestling context, Josh and Adam discussed each individual wrestler and their accomplishments to determine if they are doing worse or better than in 2019, including their initial potential. They considered alternate options for pillars and then discussed who could be modern-day pillars of AEW and WWE before making a final decision on whether not the four pillars as a whole are doing worse or better.Become a supporter of this podcast: https://www.spreaker.com/podcast/pwtorch-dailycast--3276210/support.

Episode 80 of the Unspoken Words podcast takes listeners inside CommuniCamp for a candid roundtable between Dr. Elisa Shipon-Blum and three parents raising children with selective mutism. Their stories span a special education teacher whose son has moved past SM, a child psychiatrist who grew up with SM herself, and a parent just one year into her 12-year-old daughter's diagnosis. Together they explore what real progress looks like when you stop chasing speech and start meeting a child exactly where they are.The episode moves from crisis to hope, including the "dozen roses" metaphor that reframes recovery as blooming on a child's own timeline. Dr. E shifts the goal from "cure" to reaching capacity, unpacking the hidden "whys" behind a child's silence, whether anxiety, sensory sensitivity, ADHD, or learning differences, and why understanding them matters more than pushing a child to talk before they're ready.The heart of the episode is practical application: crossing the Social Communication Bridge®, identifying a child's true baseline, and starting where they're comfortable. One parent illustrates this with a three-year journey from handing back a toy to ordering ice cream independently. The group digs into real strategies, from interest-based "big shot" roles that build confidence, to preparing for a middle-school transition, to "low and slow" guidance on medication and knowing when a child is ready to wean. Throughout, they return to the pillars of comfort, connection, and confidence, and the power of programs like CommuniCamp.The episode closes on a powerful reminder: courage isn't always loud, the mutism is only a symptom, and every child can reach their potential when we honor where they are on the bridge and walk it with them.--Chapters: (01:40) Three Families, One Journey—And the Dozen Roses That Bloom in Their Own Time(10:12) Reaching Capacity, Not a Cure—The Hidden "Whys" and Why "SM" Is the Wrong Name(18:11) Crossing the Bridge, One Chick-fil-A Cone at a Time—Meeting Kids Exactly Where They Are(26:51) Finding Their People—Jugglers, Rock Climbers, and the Motivation to Change(34:49) The Four Pillars, Weaning Low and Slow, and Why Courage Isn't Always LoudADDITIONAL RESOURCES: https://selectivemutismcenter.org/resources/ Ask Dr. E a question of your own! Learn more about the host, Dr. Elisa Shipon-Blum Explore our SMart Center success stories! Get started at the SMart Center Listen to other Unspoken Words episodes here. For the best clips from every episode, follow the podcast on Instagram & YouTube Learn more about CommuniCamp, our 3+ day intensive group treatment and ALL DAY parent training & support programEarn 6.5 CE credits with our self-paced online course, exploring Selective Mutism assessments and interventions in the school setting .

Everything in your life is built on one foundation: you.In this episode, Glenn shares one of the most important frameworks he's developed over years of coaching leaders, business owners, athletes and everyday people striving to live better lives—The Four Pillars of the Solid Human Foundation.Success isn't just about achieving more. It's about becoming the kind of person capable of sustaining success in every area of life. Whether your goal is stronger relationships, better health, greater wealth, improved leadership or simply living with more purpose, it all starts with strengthening yourself first.In this episode you'll discover: Why mindset is the foundation of every result in your life. The importance of having a clear plan instead of drifting through life. How optimising your physical and mental health gives you the energy to perform at your best. Why intentional recovery is essential for long-term success and high performance. A simple self-assessment you can use today to identify the area that needs your attention most. Take a moment to rate yourself across each of the four pillars and discover where your greatest opportunity for growth lies. Because when you build a stronger foundation, everything you build on top of it becomes stronger too. The Building Better Humans Project is brought to you by ADVENTURE PROFESSIONALS. Visit www.adventureprofessionals.com.auADVENTURE WITH GLENN ONLINE MINDSET PROGRAMS 1-ON-1 MENTORINGSee omnystudio.com/listener for privacy information.

This episode of The Selling Podcast kicks off a five-part series on sales discovery by tackling a foundational question: What is sales, and how does it differ from persuasion, buying, or simply pitching an idea?Defining Sales vs. PersuasionThe hosts debate the core nature of sales and where persuasion fits into the process:Scott's Definition: Sales is fundamentally about helping solve a problem using a solution you possess. He views selling as encompassing everything from commercial transactions to pitching an internal idea to colleagues in a business meeting.Mike's Definition: Sales is the facilitation of acquiring a good, service, or idea that an individual or organization genuinely requires. He draws a distinction between buying (customer-driven acquisition) and selling (interrupters, outsiders, or door-to-door reps introducing a need).The Role of Persuasion: While persuasion can sometimes lead to regret (such as talking a height-fearing spouse into a hot-air balloon ride), the hosts agree that helpful, ethical persuasion is a vital mechanism used to open the door for a true, mutually beneficial sales solution.The Four Pillars of SalesTo execute a successful sale, a seller must establish four critical elements:Trust: Not just blind trust, but a deep enough understanding of the buyer's actual situation to know the offering is truly in their best interest.A Solution: Providing the best alternative available to solve the problem at that given moment.Communication: Clearly conveying why this solution fits the buyer's needs.Conviction: Having the absolute belief that what you are offering is the right path forward, steering clear of bad sales tactics.The Ultimate Test of a SaleWhile sales can involve pitching internal ideas or shifting perspectives, a true commercial sales transaction ultimately relies on a mutually agreeable exchange of value, goods, services, or currency where both parties walk away satisfied.sales definition, sales discovery, sales vs persuasion, sales strategy, selling podcast, sales profession, sales fundamentals, buyer vs seller, sales trust, business communication, sales mindset, sales training

In this empowering episode of the Optimal Body Podcast, Doc Jen and Doctor Dom tackle the realities of aging head-on with research-backed insights. They debunk common fears around MRI findings like disc bulges and osteoarthritis, explaining—using research-backed evidence—that many are normal age-related changes, not reasons to stop moving. From research-backed benefits of weighted vests for improving strength and posture, to the critical role of strength training for bone density and joint health, the hosts emphasize that movement is medicine. Whether managing osteoporosis, herniated discs, or arthritis, a proactive, guided approach to exercise can help you age with strength, confidence, and independence. Zulu Weighted Vest: Upgrade your everyday movement with the ZULU Weighted Vest — designed to increase calorie burn, naturally engage your core, and improve posture with every step. Perfect for walks, workouts, and daily errands. Use code OPTIMAL for 20% off at checkout. Lifting for Longevity Discount: Check out our NEW movement longevity course -> Lifting for Longevity! Build your Strength, Mobility, Power, Balance and more regardless of what stage or age you're at! Podcast listeners get a bonus discount with code OPTIMAL20 We Think You'll Love: Lifting for Longevity Jen's Instagram Dom's Instagram YouTube Channel What You'll Learn: 1:54 The Truth Behind Aging 3:42 The Power of a Provider's Words 6:07 Misconceptions About Aging and Exercise 7:13 Understanding MRI Findings 11:07 Knee Osteoarthritis and Exercise 14:21 Running with Osteoarthritis 15:45 Osteoporosis and Heavy Lifting 18:23 The LIFTMOOR Trial for Osteoporosis 20:58 Herniated Discs and Fear of Movement 25:47 Red Flags for Back Pain 27:11 Four Pillars of Healthy Aging 28:19 Pain Monitoring Rules for Exercise For the full show notes and resources visit https://jen.health/podcast/470 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Year of the Fire Horse doesn't slow down for anyone. Master Clarice Chan, Chinese astrology master and Feng Shui expert, breaks down exactly what this fire year means for humanity — why secrets and corruption are being exposed at an unprecedented rate, how the dragon and snake years were preparing us for this moment, and what you need to do right now before the fire burns through you instead of for you. She also unpacks the real difference between yang and yin energy, why the feminine is rising not to overpower but to balance, and how Feng Shui is really about spiritualizing every aspect of your life — not just rearranging your furniture. About the Guest Master Clarice Chan is a certified Chinese Astrology and Feng Shui master based in Singapore, specializing in the Four Pillars of Destiny (BaZi) and classical Feng Shui. With decades of practice bridging ancient Chinese metaphysical wisdom with modern life transformation, Master Clarice helps individuals and organizations align with natural cosmic cycles to create prosperity, clarity, and elevated consciousness. She is the author of Master Clarice Chan's Guide to 2026, available online and at select events. Connect with Master Clarice Chan: Website: https://masterclaricechan.com/ YouTube: ‪@MasterClariceChan‬

Marty Solomon and Brent Billings begin the last leg of the journey through the Four Pillars, examining the commitment to wrestling.The Sin of Certainty by Peter EnnsThe Evangelical Imagination by Karen Swallow PriorThe Gospel of Being Human by Marty Solomon and Reed Dent“Gulliver's Travels: Week 13” by Karen Swallow PriorArtemis II — WikipediaPontius Pilate Discovers He's in the Apostles' Creed — YouTubeBook Tour DatesAberfeldy [Scottish town] — WikipediaDunkeld Cathedral — WikipediaFire of Notre-Dame — WikipediaCurious by Ian LeslieBig Wheel (tricycle) — Wikipedia

Welcome to another episode of The Unconventional Path: Entrepreneurship and Innovation Stories and Ideas. In this episode, hosts Bela Musits and Mike Wasserman dive deep into leadership development, executive coaching, and organizational psychology with corporate consultant, professor, and best-selling author Jamie Turner.If you are an entrepreneur or looking to improve team performance, this conversation provides a practical roadmap to close the gap between where you are today and your idealized self.Jamie Turner is an author, professor, and executive speaker who runs tailored workshops and corporate coaching businesses designed to optimize executive mindset and maximize organizational growth. With five business books in publication, his latest release, Better: A Guidebook to a New and Improved You, serves as the foundational framework for his executive training platform, "The Unspoken Rules of Leadership".The Role of Executive Coaching in Small Business: Discover why small and medium-sized businesses often "wing it" compared to Fortune 500 companies. Learn why even the most confident entrepreneur needs an outside perspective to look into the "tornado" of daily operations.How to Find the Perfect Business Coach: Jamie breaks down the difference between a coach and a mentor. Learn the top three traits to look for when interviewing candidate coaches—wisdom, experience, and personality fit—and how to recognize if you need a direct challenger or a nurturing supporter.The Four Pillars of Leadership Development: Explore Jamie's core corporate training quadrant: Mindset, Mentoring (one-on-one relationships), Management (leading groups of 10 or more), and Marketing (building your unique personal brand).Prioritizing Mindset Over Skillset: Understand why high-performing companies prioritize problem-solving mindsets and emotional intelligence over simply acquiring new technical skills or software knowledge.The Interactive Mindset Test (The Q Exercise): Take part in an on-the-spot interactive self-awareness science experiment that reveals whether your leadership worldview is self-focused or other-focused.Mastering Corporate Culture and Communication: Learn why a culture built on fear stalls business growth while a supportive framework that allows for calculated mistakes fosters innovation. Jamie highlights how to adapt your language style across the four primary types of workplace communication: direct, empathetic, systematic, and imaginative.Connect with The Unconventional Path:Our podcast is now available on YouTube. Simply search for "The Unconventional Path" to subscribe and never miss an episode.We're always on the lookout for interesting guests to feature on our show. If you know someone who has an inspiring story, unique perspective, or valuable expertise to share, please let us know. We're eager to connect with potential guests who can bring fresh insights and engaging conversations to our audience.We also love hearing from our listeners! Your questions, comments, and suggestions are incredibly valuable to us. Send us an email at bela.and.mike@gmail.com with your thoughts, and we'll do our best to address them in a future episode. Whether you have a question about a specific topic, feedback on a recent episode, or ideas for future content, we want to hear from you. Your engagement helps us shape the show and deliver content that resonates with our listeners.Thanks for listening,Bela and MikeUnspoken Rules of Leadership, Executive Coaching for Entrepreneurs, Business Leadership Development, Small Business Coaching, Leadership Mindset Training, Team Performance Workshops, Leadership Communication Styles, Corporate Culture Innovation, Leadership Skills Assessment, Entrepreneur Coaching vs Mentoring, Self Awareness Leadership Quiz, Personal Branding for Executives.About Our GuestWhat You'll Learn in This EpisodeSEO Search Terms:

Money, sex, power, and God are not separate topics. They are four expressions of the same force, and wherever you are most wounded in one, you are most controllable.This is episode 1 of a 12-week series on building spiritual sovereignty. I break down the four pillars of power through Shakta Tantra, alchemy, and Jungian psychology — and how each one reveals a specific root wound that keeps people either surrendering their power or abusing it.What we cover in this episode:→ Why money, sex, power, and God map to the four elements in alchemy (earth, water, fire, air)→ The root wound under each pillar: scarcity, separation, helplessness, cosmic orphanhood→ Why the order of these pillars matters for real shadow work→ What spiritual sovereignty is and what it demands from you→ How to identify which pillar is leaking your power right now→ Why spiritual bypassing functions like an addiction, not a path→ What it actually means to become a spiritual adult in a time of collapseThis is for leaders, creatives, and people who are done outsourcing their spiritual authority.If you want to go deeper — The Axis Point is my private mentorship. This is exactly the work we do together, one on one. Learn more at https://silvanaisaza.com/mentorship.#SpiritualSovereignty #SpiritualBypassing #FourPillarsOfPower #ShaktaTantra #SpiritualMaturity

In this episode, Dr. Saru Bala joins Valerie to break down the foundations of women's hormonal health in a practical, empowering way.They explore how stress, gut health, blood sugar, and liver function all work together to influence cycles, symptoms, and long-term wellness. The conversation challenges common misconceptions about “normal” periods, aging, metabolism, and conditions like endometriosis and PCOS—while offering realistic, root-cause strategies women can start using immediately.This episode is a reminder that your symptoms are not random—they're signals—and learning to interpret them is a powerful first step toward healing.Chapters00:00 Introduction to Dr. Saru Bala and Her Mission03:02 The Importance of Women's Health Awareness05:58 Understanding Normal vs. Painful Periods09:06 The Role of Hormones in Women's Health12:03 Four Pillars of Hormone Health15:00 Gut Health and Its Connection to Hormones18:11 Endometriosis and Inflammation20:50 Creating an Action Plan for Hormonal Health23:47 The Impact of Stress on Women's Health30:08 Understanding Cortisol and Its Impact33:25 Recognizing Stress Signals35:41 The Truth About Metabolism and Aging37:57 The Connection Between Stress and Weight Gain38:33 Nutrition: Finding What Works for You40:06 The Role of Fasting in Health41:15 Empowering Women Through Health Education44:10 Navigating Healthcare: Finding the Right Support46:39 The Benefits of Castor Oil Packs50:06 Final Thoughts on Self-Care and AwarenessConnect with Dr. Bala:Website: https://www.drsarubala.com/TikTok: https://www.tiktok.com/@drsarubala?lang=enBlog: https://www.drsarubala.com/blogInstagram: https://www.instagram.com/drsarubalaConnect with The Women On Top:Follow The Women On Top Podcast on Apple, Spotify, or anywhere you get your podcasts.  Subscribe for more empowering conversations and stories!Website: https://thewomenontop.com/YouTube: https://www.youtube.com/@thewomenontop Instagram: https://www.instagram.com/thewomenontoppodcast/LinkedIn: https://www.linkedin.com/in/valerie-lynn/

The Carolina Panthers are entering a pivotal 2026 season, and while many are skeptical, the path to 12 wins is more realistic than you think. In this video, we break down the "Four Pillars" that will define the Panthers' success and run a full season simulation to see how Bryce Young and the squad can reach that double-digit win mark. From offensive development to a revamped defensive front, we analyze every step of the journey. Is this the year the Panthers take back the NFC South? Join the conversation and let us know your win total predictions in the comments!

For salon, spa, and beauty industry educators, great facilitation is about more than sharing information—it's about creating experiences that people remember and apply. In this episode, Kati sits down with industry educator and Redken facilitator Mandy McCullough to explore the four pillars of dynamic teaching: visual engagement, auditory engagement, physical engagement, and self-discovery. Whether you're leading team meetings, onboarding new hires, teaching classes, or presenting on stage, you'll learn practical strategies to transform passive learning into active experiences that improve retention, increase participation, and elevate your impact as a leader and educator.   WATCH ON YOUTUBE: https://youtu.be/6b1YnV_dw_s   GET MY BOOK! From First Date to Forever; How to Market Like A Matchmaker: https://joinmya.com/from-first-date-to-forever-book    POWERED BY:  JOIN mya! joinmya.com   FOLLOW MANDY MCCULOUGH Facilitation Masterclass: https://www.redkenpro.com/education/event-listing/679149-in-person  Instagram: https://www.instagram.com/fancyfinish/  Hiring Experienced Stylists Podcast | Episode 534: https://joinmya.com/podcast/534-hiring-experienced-stylists    LET'S CONNECT! BTT Instagram: https://www.instagram.com/beyondthetechnique MYA Instagram: https://www.instagram.com/join_mya/    FOLLOW KATI WHITLEDGE Instagram: https://www.instagram.com/katiwhitledge/ Get my favorite bio-hacking products: CLICK HERE   SPONSORS GlossGenius | Manage your business with ease. Use code BEYOND to save 50% on your first 2 months of Gold and Platinum plans: glossgenius.com/beyondthetechnique Join the PBA: https://www.probeauty.org/

Text us a comment or question!For years, we've been told that getting older means slowing down.Less energy.More medications.Fewer adventures.A body that gradually falls apart.But what if we've been asking the wrong question?What if the goal was never simply to lose weight... build muscle... or lower your cholesterol?What if health was never the destination?What if it was the foundation for something much bigger?In this special episode, Coach Kevin shares a powerful realization that has completely reshaped his mission - and the future of The Over 50 Health & Wellness Show.After coaching hundreds of men and women, recording hundreds of podcast episodes, and reaching more than one million downloads, he's come to believe that the real goal isn't simply living longer... it's making the second half of life the best half.If you've ever wondered what you're really working toward when you prioritize your health, this episode is for you.In this episode, you'll discover:✅ Why losing weight was never the real goal✅ The surprising lesson Kevin learned from coaching hundreds of adults over 50✅ How an emergency room visit in his forties changed the trajectory of his life✅ Why so many people unknowingly spend decades "preparing to get old"✅ The Four Pillars of an Extraordinary Second Half:Build a Strong BodyProtect Your MindInvest in RelationshipsLive With Purpose✅ The one question that can completely change the way you think about your future✅ A simple challenge to help you begin designing the next chapter of your life This Week's ChallengeTake fifteen quiet minutes this week and answer these five questions:If my health were no longer limiting me, what would I love to do?Who do I want to become over the next ten years?What relationships deserve more of me?How can I use this next season of life to make a difference?What's one small step I can take this week toward that life?Don't worry about having all the answers. Just start dreaming again. Because extraordinary lives are built one intentional choice at a time. Enjoying the show?If this episode encouraged or inspired you, I'd love to ask one favor.Please follow the podcast, leave a quick review, and share this episode with someone who needs to hear that their best years may still be ahead of them.You never know whose life could change because you pressed "Share."Connect with Coach Kevin

Send us Fan MailWhat if your body isn't working against you?What if it's making intelligent decisions based on the resources it has available?In this episode of It's Hertime, Cody sits down with biochemist and Functional Diagnostic Nutrition Practitioner Nick Dorsey for one of the most thought-provoking conversations we've had on the podcast.Together, they explore a powerful idea: the body is constantly evaluating its environment—assessing energy, nutrients, stress, inflammation, toxicity, and biological safety—to determine where its resources should go.When those resources are limited, the body may intentionally downregulate energy-intensive processes like fertility, hormone production, metabolism, immune regulation, and repair. Not because it's failing—but because it's adapting.Nick explains why symptoms such as fatigue, hormone imbalances, gut dysfunction, anxiety, weight loss resistance, and even unexplained infertility may be intelligent protective responses rather than isolated problems to “fix.”This conversation will challenge the way you think about health and introduce a systems-based framework that connects the microbiome, mitochondria, minerals, and nervous system into one beautifully integrated picture.If you've ever been told your labs are “normal” but you still don't feel like yourself, this episode offers a refreshing perspective on why that can happen—and what your body may actually be asking for.In this episode, we discuss:●Why the body is constantly making decisions behind the scenes●How the body decides where to spend its energy and resources●Why fertility is an energy and resource decision—not simply a hormone problem●Why “unexplained infertility” often isn't unexplained at all●Why normal lab work doesn't always mean the body has what it needs to heal or reproduce●The hidden resource economy behind hormone imbalance, chronic fatigue, thyroid dysfunction, gut issues, anxiety, and inflammation●The Four Pillars of Biological Readiness:●The microbiome●Mitochondrial health●Mineral balance●Nervous system regulation●What “biological safety” really means●How chronic stress, nutrient deficiencies, toxins, blood sugar instability, inflammation, and poor sleep influence every system in the body●Why symptom-chasing often keeps people stuck●What true resilience and healing actually look likeConnect with NickLearn more about Nick's work at Functional Chemistry.Follow Nick on Instagram: @nick.dorsey10You can also find him on YouTube: Functional Chemistry. Visit Nick's Website and QuizWant to Go Deeper?Connect with CodyOne of the themes that came up repeatedly in this conversation is the importance of mineral balance and understanding the body's unique patterns of adaptation.This is exactly why I use Hair Tissue Mineral Analysis (HTMA) in my practice.HTMA is a functional assessment that measures mineral patterns in the tissues—not just what's circulating in the blood—to help uncover stress patterns, metabolic tendencies, and mineral imbalances that may be influencing energy, hormones, thyroid function, nervous system regulation, and overall resilience.If you're tired of being told everything looks “normal” but you still don't feel like yourself, HTMA can provide a different lens for understanding what your body has been communicating all along.If you'd like to work with me or have an HTMA kit sent directly to your home, send me a DM on Instagram at @codyjeansanders with the word HTMA. I'd love to help you better understand your body's unique story.If you enjoyed this episode, please subscribe, leave a review, and share it with someone who needs to hear this conversation.Because sometimes the most important step toward healing isn't finding another protocol—it's understanding how brilliantly your body has been working to protect you all along.Did you learn something new today? Be sure to subscribe to this podcast and share this episode with all the girls you love. We would appreciate it if you'd also leave us a rating and review on iTunes.Want to join our Mixhers Girl community and keep this conversation going? We'd love to hear your thoughts, feelings and experiences! Join us HERE!Join Mixhers email list and be the first to have access to new products and be the girl in the know!Follow Cody Instagram:@codyjeansanders

The goal of the episode would be to show people that getting in incredible shape doesn't require a gym membership, expensive equipment, or hours of training. Most people think fitness starts with a gym, but the truth is that fitness starts with habits, consistency, and intentional movement. Episode Flow (45 Minutes) Opening: The Biggest Excuse in Fitness No gym No time No equipment Busy with work and kids Challenge listeners with the idea that the best shape of their life may actually happen outside of a gym. Share personal stories from busy seasons, travel, parenting, and times when consistency mattered more than perfect workouts. Segment 1: The Biggest Fitness Myth Myth: You need a gym to get results. Reality: You need: Resistance Movement Recovery Nutrition The body doesn't care if you're training at SISU, in your garage, at a park, or in a hotel room—it only responds to the stimulus. Segment 2: The Four Pillars of Getting Lean and Strong Anywhere 1. Walk More 8,000–12,000 steps per day Walking meetings Family walks Rucking 2. Master Bodyweight Strength Push-ups Squats Lunges Step-ups Planks Example 15-minute workout: 15 Squats 10 Push-Ups 20 Walking Lunges 30-Second Plank (3 rounds) 3. Eat Like an Athlete Protein first Fruits and vegetables Hydration Minimize liquid calories Simple rule: Every meal starts with protein. 4. Prioritize Sleep and Recovery Better energy Fewer cravings Improved hormone function Better fat loss results Segment 3: The Minimum Effective Dose If someone only had 20 minutes a day, what should they do? Our answer: 10 minutes of strength training 10 minutes of walking Protein at every meal 7+ hours of sleep Fitness doesn't require perfection. It requires consistency. Segment 4: Family Fitness How couples can get fit together: Evening walks Family bike rides Weekend hikes Home workouts Fitness challenges Great opportunity to discuss creating a culture of health within the family and how kids often model what they see. Segment 5: If We Had to Start Over Tomorrow If we lost access to every gym tomorrow, our priorities would be: Walk 10,000 steps daily Eat protein at every meal Strength train 3 times per week Sleep 7–8 hours Stay consistent for 12 months Closing Challenge 30-Day No Gym Challenge:  Walk 8,000–10,000 steps daily  Complete 3 bodyweight workouts per week  Eat protein at every meal  Drink half your bodyweight in ounces of water  Sleep 7+ hours nightly Final takeaway: "Your fitness transformation won't come from finding the perfect gym. It comes from mastering the simple habits you can do anywhere, every day." I think this episode would resonate with a huge audience because it removes excuses and gives people practical steps they can start immediately.

"No matter what happens in your life... you're still the same person and everybody still loves you and you're worthy of being loved."In this powerful episode of Your Next Mission®, SMA (R) Tilley sits down with U.S. Marine Corps Veteran, two-time world champion, and Paralympic silver medalist, Dennis Connors. Dennis opens up about his nine years of service as a cryptologic linguist and counter-intelligence Marine, enduring three combat tours in Iraq, and the hidden struggles of severe PTSD and TBIs.The conversation chronicles Dennis's incredible path to the world stage, detailing how he survived a severe second stroke in 2020 that left his left side paralyzed, only to fight through nine months of physical therapy and learn to race on a tricycle. Dennis also breaks down his "Four Pillars of Perseverance"—Vulnerability, Self-Love, Disciplined Action, and Community—a framework he uses to conquer adversity and set his sights on a gold medal at the 2028 Los Angeles Paralympics.How do Military Veterans overcome undiagnosed PTSD and TBI?Who is Paralympic silver medalist Dennis Connors?What are the Four Pillars of Perseverance by Dennis Connors?How can Disabled Veterans transition into competitive adaptive sports?What is the process for a Disabled Veteran to join the Paralympics?How does endurance cycling help stroke survivors recover mobility?What is it like racing a tricycle in the Paralympic games?How did Marine Veteran Dennis Connors win a silver medal in Paris?What resources are available for Veterans struggling with mental health crises?How to qualify for Team USA adaptive sports programs?Support Your Next Mission® & The American Freedom Foundation: Website: yournextmission.org Explore our Job Board in partnership with  ⁨  @recruitmilitary   and OPLIGN to build your profile and match with careers in real-time.Follow SMA (R) Jack L. Tilley: Facebook, X, Instagram, YouTube, and LinkedIn. Don't forget to click the SUBSCRIBE button and hit the BELL icon to receive notifications for all upcoming video podcasts, #1 Video Podcast for Military Transition and Leadership.#YourNextMission #DennisConnors #TeamUSA #Paralympics #MarineCorps #StrokeSurvivor #AdaptiveCycling #Perseverance 

Rising over 1,000 feet straight from the red desert of Australia's Northern Territory, Uluru is one of the great wonders of the world. At sunrise it glows pink, gold, and amber. At dusk, it forms the backdrop to one of the most spectacular sunsets you will ever see. But that's just scratching the surface. What most visitors never discover is that the real wonder of Uluru lives in the stories, and culture, of the people for whom it is not just a wonder - but a part of them.In this Bucket List episode, Kylene Randall, a traditional custodian of Uluru and member of the local Anangu people, takes us deep into the Aboriginal heart of this extraordinary and sacred place. We'll discover the ancient creation law of Tjukurpa, hear the story of the Stolen Generation and how Kylene's grandfather found his way home, walk the stories at the base of Uluru, learn hands-on bush skills and traditional culture, and find out what the four pillars of Anangu wellbeing might teach us about how to live our lives too.This is a journey into the soul of Uluru and the people who have kept watch over it for more than 30,000 years.Episode Highlights:Walk the Stories at the Base of UluruTravel with Kylene on an indigenous-led walk around Uluru, hearing the story of the Mala people, their ceremony, their fight, and the lessons it contains.Hear the Story of the Stolen GenerationLearn how Kylene's grandfather was forcibly removed as a small child, spent his life searching for his mother, and ultimately found his way back to his culture - and how that extraordinary act of resilience changed her life and continues to inspire her work today.Experience Culture Hands OnDiscover what it's like to make traditional tools, learn bush medicine from native plants, dig for honey ants, cook kangaroo tail on a fire, and spend a night on country beneath a sky full of stars.The Four Pillars of Holistic WellbeingHear Kylene's grandfather's teaching on the four things that make us complete - family, country, spirit, and law - and why, when we are disconnected from any one of them, we cannot truly thrive.FIND OUT MOREThis Bucket List episode is the second in our series on Australia's Northern Territory. If you missed the first - Into the Wild: A Road Trip Through Australia's Northern Territory - go back a few episodes in the feed. Together they make an extraordinary two-week itinerary that finishes right here at Uluru.To experience Uluru with Kylene and her family, visit talikatu.com or follow on Instagram at @talikatuPLAN YOUR TRIPWe designed this itinerary with a company called Down Under Endeavours, who specialise in authentic Australian adventures — wide open spaces, real wilderness, and the kind of local characters you'll be telling stories about for years.Armchair Explorer listeners get $500 off any trip. Head to downunderendeavours.com/armchair and use the code ARMCHAIR at checkout.You can literally book this exact trip or design something entirely your own. You can book from anywhere in the world, and even if you're just dreaming right now, the website is worth a visit. The dream is half the fun.Know Someone Who Needs This?If this episode moved you - and it will - do us a favour and send it to just one person. One friend, one family member, one person who needs a little wonder in their life right now. Hit the share button in your podcast app, it takes about ten seconds, and it makes a genuine difference to the show.FOLLOW US:Instagram: @armchairexplorerpodcastFacebook: @armchairexplorerpodcastNewsletter: armchair-explorer.comCONNECT WITH US:If you enjoy the show, please subscribe on whatever podcast player you're reading this on right now. Go on, do it! It helps us grow the show and continue to bring these stories to you.Armchair Explorer is written and presented by Aaron Millar. Audio editing and sound design by Charles Tyrie. Theme music by Sweet Chap. Produced by Armchair Productions.Mentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel PodcastCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Network, a collection of some of the world's best travel podcasts. Explore more at Voyascape.com. For advertising or sponsorship opportunities across the network, see the link below.Voyascape Podcast Network

Get AudioBooks for Free Best Self-improvement Motivation Four Pillars of Stress Management | David Rabin & Kwik Discover Dr. David Rabin and Jim Kwik's four pillars of stress management to improve resilience, mental clarity, emotional balance, and well-being. ⁠We Need Your Love & Support ❤️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Get 3 Audiobooks Free -

Brent Billings and Reed Dent consider how to create the right conditions for discipleship.The Pastor by Eugene H. PetersonThe Supper of the Lamb by Robert Farrar Capon

Business right now is loud. AI disruption, declining trust, employees going quiet, leaders buried in meetings that don't move anything forward. Donald Thompson isn't trying to cover all of it. For 2026, he's narrowed his focus to four things: leadership excellence, employee engagement, AI in the human workforce, and trust-based brand authority.On this episode of High Octane Leadership, Don hands guest host Jackie Ferguson — two-time founder, best-selling author of The Inclusive Language Handbook, and former host of Diversity: Beyond the Checkbox — the questions, and lets her put him on the record about why these four pillars, and not the twenty other things he could be talking about.He opens with the standard he holds himself to: “When things are broken, it's my fault. When we miss a sales number, it's my fault.” That's leadership excellence in one sentence — are you a protector of your team, or a blame assigner?Leadership Excellence: Inside the LeaderView DiagnosticLeadership excellence is about the behaviors leaders model, not the behaviors they ask for. Don's case: if an organization only rewards financial metrics while claiming to care about people, that mismatch becomes a cultural problem that shows up downstream, whether leadership intends it or not. This pillar is also where Don's diagnostic tools live. LeaderView is Donald Thompson's whole-team leadership diagnostic, measuring how senior leadership teams function together rather than scoring individual leaders, and presents a redefined take on growth mindset that's rooted in resilience and after-action review instead of just learning.Employee EngagementDon's argument is that engagement is business-critical because great leadership behavior means nothing if it doesn't convert into how employees act when no one's watching. He points to two reasons engagement investment keeps failing: leaders treat a single town hall like it's enough communication (when digital marketing alone tells you it takes 12 to 15 touchpoints to land a message), and organizations run employee surveys without following through on what the feedback actually says — which breeds survey distrust instead of engagement.AI in the Human WorkforceThis pillar is deliberately not about the technology. Don's angle is AI's impact on culture and performance — and the recurring gap he sees is that most companies build their AI strategy around the technology first and think about the people it affects second. He shares a moment from a real strategy conversation where a CIO, an engineering manager, and a head of marketing all had to admit no one from HR was in the room when their AI strategy was briefed to the board. The bigger warning sign, in Don's view, is employee silence — people under stress don't complain, they go quiet, and most leaders are only watching the numbers, not the room.Trust-Based Brand AuthorityDon calls this the credibility economy: institutional trust is declining, AI-generated content is everywhere, and individual credibility has become scarce. His approach to building it is to own what you've done, credit who taught you, and be comfortable saying “I don't know, I'll get back to you” rather than spinning an answer you don't have. He walks through this using his own relationship with author Robert Buday as an example of sharing credit instead of hoarding it.In Episode 187 of High Octane Leadership, Thompson and Ferguson make the case that culture isn't the soft stuff. It's the operating system performance runs on.This is the blueprint for everything Don is building in 2026, straight from the source.Key Talking PointsCulture and Performance: Two Sides of One Coin — Why treating culture as “soft” misses the point, and the technology-rollout example that shows how culture accelerates or kills execution.Four Pillars, Not Twenty — How Don narrowed 25 years of leadership experience down to leadership excellence, employee engagement, AI in the human workforce, and trust-based brand authority — and what he deliberately left out.The Missing Voice in the AI Strategy Room — The question Don asks every executive team about their AI rollout, and why the answer is almost always “no.”LeaderView and ReceptiveEQ (Don's proprietary framework for timing and trust in feedback delivery) — Two diagnostic tools Don built to measure whole-team leadership dynamics and the timing and trust required for feedback to actually land.Employee Silence as an Early Warning Sign — Why disengaged employees don't complain, they go quiet — and what leaders miss when they only measure the numbers.The Credibility Economy — Don's case for trust-based brand authority in an AI-saturated content landscape, and the wedding reception conversation that shaped his leadership philosophy.Chapter Markers00:00  — Cold Open: Protector or Blame Assigner?01:00  — Welcome & Introducing Guest Host Jackie Ferguson02:00  — Turning the Tables: Jackie Introduces Donald Thompson03:00  — The Big Idea: Why Culture and Performance Are Two Sides of the Same Coin06:00  — Introducing the Four Pillars: Leadership, Engagement, AI, and Trust12:00  — What Made the Cut (and What Didn't) Building the Framework14:00  — Thought Leadership vs. Self-Promotion: Where's the Line?17:00  — Leadership Excellence: Inside the LeaderView Diagnostic21:00  — Redefining Growth Mindset Around Resilience, Not Just Learning23:00  — Introducing ReceptiveEQ: Why Timing and Trust Matter More Than the Message28:00  — Employee Engagement: Why Billions in Investment Isn't Moving the Needle31:00  — AI in the Human Workforce: What 88 Million Data Points Reveal36:00  — Trust-Based Brand Authority and the Credibility Economy42:00  — Building Brand Authority Without Don's Platform: Advice for Narrower Lanes47:00  — The Uncomfortable Truth: Jim Baum's Wedding Reception Lesson51:00  — Closing Thoughts and Where to Find Donald ThompsonAbout the Guest HostJackie Ferguson is a two-time founder, best-selling author, and award-winning strategist named to the Inc. Female Founders 200 list. She wrote the best-selling book The Inclusive Language Handbook: A Guide to Better Communication and Transformational Leadership and hosted the globally recognized podcast Diversity: Beyond the Checkbox. On this episode, she steps into the host chair to put Donald Thompson on the record about the four content pillars shaping his work in 2026.ResourcesDonald Thompson LinkedIn: https://www.linkedin.com/in/donaldthompsonjrDonald's Newsletter & Substack: https://substack.com/@donaldthompsonjrDonald's Books: https://donaldthompson.com/boo...

Is your cold calling script falling flat and leaving you with nothing but dial tones? It is time for a massive upgrade! In this live, high-energy masterclass, Brent Daniels unveils a brand-new 2026 script guaranteed to obliterate seller resistance. Mr. TTP himself breaks down the psychology of the perfect Cold Opening and exactly how to bypass the standard "Not interested," and why your tonality is the true secret weapon to securing massive deals. Stop treating cold calling like a chore and start treating it like the million-dollar skill it is! Whether you are making your very first dial or your ten-thousandth, these proven tactics will supercharge your conversions and get you closer to the deal of a lifetime. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(2:29) Why using the seller's first name is critical for building immediate familiarity(5:13) The "Letter Follow-up Opening" for highly targeted lists like DealMachine or direct mail(7:21) How to flawlessly handle the "Who said I wanted to sell my house?" objection(10:31) Discovering the Four Pillars of Pre-qualifying (Condition, timeline, motivation, and price)(13:40) How to lay the professional foundation when a seller actually says "yes" to selling(18:49) Handling the "How much will you give me?" response(30:31) Why generating leads doesn't get you paid, but signed agreements do(42:52) The pre-prospecting checklist and the mindset needed before picking up the phone(52:16) The 93% rule and why your tonality and body language matter far more than your words----------Resources:TTP InsiderWholesaling LaunchDealMachineMojo DialerBatch DialerTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community  are endless, what are you waiting for?

Financial Fortress by Stephen Powell https://www.amazon.com/Financial-Fortress-Stephen-Powell/dp/B0H4862V2S A sudden medical crisis or market crash can destroy decades of hard work in an instant. Are you building a financial plan that only works when everything goes right? In January 2022, financial professional Stephen Powell walked into the gym for a routine morning workout. Moments later, an aortic dissection caused him to collapse, paralyzing his left side, stripping away his speech, and leaving him with less than a 1% chance of survival. He survived by God's grace, but he woke up to a harrowing realization: He was the sole breadwinner, and his traditional financial plan had no backup for a real-life crisis. This life altering experience exposed a massive gap in modern financial literacy. Most people are expertly taught how to accumulate money, but they are never taught how to structure it. They blindly follow the standard formula buy stocks, maximize the 401(k), trust the process only to find themselves walking straight into the “Accumulation Trap.” In Financial Fortress, Powell shares his deeply personal journey and strips away traditional financial jargon to reveal how wealthy families truly protect, access, and transfer their money. This book is an architectural blueprint for the everyday family provider who carries heavy responsibilities and realizes that a high income alone is not the same as security. Through practical frameworks and eye-opening illustrations, Powell maps out the Four Pillars of a Financial Fortress: Protection, Growth, Control, and Legacy. You will learn how to transition from simple accumulation to true financial architecture, giving every dollar a distinct job. Stop managing your future with hope and optimism alone. Build a system. Achieve clarity. Protect the people you love.

Are you disqualifying warm real estate leads just because their initial asking price seems too high? In this live masterclass episode, Brent Daniels breaks down an actual inbound seller call handled by his top acquisition manager, Chad, to prove exactly why setting an appointment for every single lead will double your business this year. Brent dissects the entire conversation, highlighting the raw power of the Confirm and Approve method, active listening, and discovering the property owner's true underlying motivation.Discover the Four Pillars of pre-qualifying, why 20-year-old dated properties must be deeply discounted for cash buyers, and how to "kill the zombies early" by directly addressing alternative selling options. By the end of this episode, you will hear exactly how Chad masterfully navigated a seller's $320,000 asking expectation down to a $255,000 locked contract, all by effectively negotiating speed and convenience. Stop relying on assumptions and start mastering your conversations. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(0:05) Using the "Confirm and approve" method with childlike curiosity(2:45) Why setting an appointment for every lead will double your business(4:10) Understanding the four pillars (Condition, timeline, motivation, and price) (5:02) Breaking down Chad's live inbound call with a motivated Mesa seller(7:34) Why timeline and speed is the absolute most important pillar to uncover(10:31) Discovering underlying issues by asking about the roof and AC unit(14:15) Why 20-year-old dated properties must be significantly discounted(17:11) Using active listening to show you care and win the seller's trust(18:58) "Kill the zombies early" by asking about their alternative selling options(23:53) The exact phrasing to use to get the seller to reveal their asking price(31:00) Why you must find out if the seller is entertaining other buyer walkthroughs(33:06) Setting a same-day property appointment without giving an offer over the phone(34:17) How a $320,000 seller expectation turned into a $255,000 locked contract----------Resources:Brent Daniels - YouTubeAlex Hormozi Joe Homebuyer Instagram: @realbrentdanielsTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community  are endless, what are you waiting for?

Marty Solomon, Brent Billings, and Elle Grover Fricks nurture the roots of the third pillar, discipleship.

Marty Solomon and Brent Billings look at the third of BEMA's four pillars, being challenged by the historical setting and practice of discipleship.The Life and Times of Jesus the Messiah by Alfred EdersheimNahum M. Sarna — WikipediaShmuel Safrai — WikipediaDavid Flusser — WikipediaQuest for the Historical Jesus — WikipediaAlbert Schweitzer — WikipediaRudolf Bultmann — WikipediaDead Sea Scrolls — WikipediaN. T. Wright — WikipediaE. P. Sanders — WikipediaThe Jesus Quest by Ben Witherington IIISecond Temple Judaism — WikipediaScholasticism — Wikipedia