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Most mortgage originators today have no idea how the market actually works. If you want to stand out as a confident mortgage advisor, you need to know WHAT is happening in the market, WHY it's happening, and HOW to use that knowledge to win more deals. That's exactly what we're diving into in this episode with Dan Habib, market expert with MBS Highway and son of mortgage legend Barry Habib.Dan's been deep in the trenches, studying the financial markets, tracking economic trends, and working with top producers who never worry about rates—because they already have a plan. If you've ever struggled to confidently explain rates, inflation, or the Fed to your clients, this episode will change the way you approach your business.What you'll learn in this episode:✅ The #1 skill separating top loan officers from the pack (and how to develop it FAST)✅ How to use “strike rates” to turn future refis into guaranteed deals today (most LOs completely miss this)✅ The exact market insights you need to explain to borrowers right now (so they stop hesitating and start locking loans)➡️ JOIN NOWTHE LOAN ATLAS ► https://go.theloanatlas.com/membership ABOUT TIM BRAHEEMWith more than 25 years of experience as a highly successful mortgage professional, industry leader, educator, and life coach, Tim Braheem is committed to engaging with people on a deep level and helping them uncover the barriers they have placed in the way of having the level of success they deserve in both their business and personal lives.FOLLOW Instagram ► https://www.instagram.com/tbraheem/LinkedIn ► https://www.linkedin.com/in/timbraheemTHE LOAN ATLASJOIN ► https://go.theloanatlas.com/membership FOLLOWInstagram ► https://www.instagram.com/theloanatlas/YOUTUBE ► https://www.youtube.com/@LoanAtlas----------
Welcome to another podcast episode of the Loan Officer Marketing with your host Chris Johnstone. In this episode of the Loan Officer Marketing Podcast, we sit down with Dan Habib from MBS Highway/Highway.ai to unpack the latest market updates, explore the transformative role of AI in the mortgage industry, and gain valuable insights for loan officers navigating today's challenges. This episode is packed with actionable insights you won't want to miss! Watch as Chris speaks with Dan about… The Federal Reserve's Recent Rate Cut and Its Impact on the Bond Market: How the recent 25 bps cut and reduced 2024 projections impact mortgage rates and affordability. How AI Is Reshaping Customer Interactions and Streamlining Processes in the Mortgage Space: The game-changing role of AI in lead qualification, client interactions, and process automation. Practical Advice for Loan Officers to Build Trust, Increase Conversions, and Nurture Realtor Relationships: Tips to build trust, boost conversions, and strengthen realtor relationships in today's market. And MORE! Connect with Dan Habib: LinkedIn - https://www.linkedin.com/in/thedanhabib Instagram - https://www.instagram.com/thedanhabib/ Please drop us a 5-star rating and review to support us so we can keep bringing you top-value podcast episodes.
"I wanted to define what my boundaries are. Boundaries can be healthy and good, in a way, but then what are the boundaries that also limit me and keep me small?"Vice-President of Client Relations with MBS Highway and a true mortgage professional Megan Anderson is making her highly anticipated debut on The Culture Matters Podcast and there is a lot to unpack today, so we're going to jump right in. Megan and Jay are digging into why it is important to have boundaries and why it is equally important to push them to find out exactly where they are, the trust that you build within yourself in solitude, and the realization that your journey and your experience doesn't have to be anything more than that. There is an awful lot to discover during this conversation and we hope you enjoy it with the one and only Megan Anderson.
In this episode, host Phil Treadwell welcomes Megan Anderson, VP of Client Relations at MBS Highway. Together they talk through different ways that AI's powers can be used and that it is not as daunting as it seems. With Megan's vast knowledge of the mortgage world, she shares her tips and tricks into using AI for business growth, content creation, and client relations. Tune into this episode to learn how to push the boundaries of AI to benefit a professional in all aspects of life. Megan Anderson is a prominent leader in the mortgage industry. With a talent for public speaking, she has trained over 10,000 loan officers, making her a key voice in mortgage advising and market analysis. A Certified Mortgage Advisor, Megan specializes in AI training and market trend analysis, drawing on insights from her mentor, industry expert Barry Habib. She also hosts the podcast "On the Highway," where she interviews top achievers in the mortgage field. Known for her innovative training methods, Megan is dedicated to empowering professionals with the knowledge and tools to succeed in a competitive landscape. 01:35 Meet Megan Anderson 05:45 Where to Start with AI? 08:10 Your ChatGPT Assistant 10:40 Communicating with AI 14:35 AI is Not as Smart as it Seems 15:30 Ask and You Could Receive 17:00 Tokens for ChatGPT 18:30 AI and Your Business 20:45 Just Go Use It 23:00 Use AI's Powers for Good 25:00 AI and the Creative Process 28:00 Megan's Favorite AI Tools 30:40 Start with Curiosity CONNECT WITH MEGAN: Website | Instagram AMPLIFY YOUR CRM AUTOMATION WITH AIDIUM: https://thinkaidium.com/ If you are enjoying the MME podcast, please take a second and LEAVE US A REVIEW. And JOIN the M1A Text Community: 214-225-5696
Tim Braheem Interviews Barry HabibIn this episode Tim sits down with his long time friend, Barry Habib. During this conversation, Barry shares openly with Tim what his experience has been going through aggressive chemotherapy treatments while managing to continue working and looking for the joy in every day. In addition to sharing the details of his treatment, Barry brings his over 25 years of intensive experience to this episode where he and Tim discuss some current market trends relative to the past few years to give YOU insight on what you can be doing right now in this market.You Will Learn: What key metrics you should be looking to for interest rate insights.Barry's overview of what to expect rate behavior to be in the coming months.The importance of applying your own intelligence to using AI for your benefit.Why you MUST be informed about any and all adversities you experience in your life.Barry's inspiring story of navigating illness and how his mindset has been the key to overcoming adversity with joy.Who is Barry Habib?Barry Habib is the founder and CEO of MBS Highway, the leading source of economic and interest rate education and information in the Mortgage Industry, National Best Selling Author of “Money In The Streets” and Nationally known economic expert on such shows as Fox Business and CNBC. Barry resides in Colts Neck, New Jersey and West Palm Beach, Florida but is constantly on the move speaking across the country. When he's not traveling, he's either hard at work at the MBS Highway office or spending time with his loving family and friends. In his free time, Barry enjoys watching sports and is an avid car enthusiast.Ready to grow your mortgage origination business?Join The Loan Atlas- an online learning platform and community that helps loan originators get more leads, close more loans, and build an annuity-like business.theloanatlas.com
On today's episode, Editor in Chief Sarah Wheeler talks with Barry Habib, CEO of MBS Highway, to talk about mortgage rates, the Fed and what originators should be doing right now to prepare for lower rates. Related to this episode: How low do mortgage rates need to go before borrowers appear? HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. Learn more about your ad choices. Visit megaphone.fm/adchoices
Episode 127 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. Ever dreamt of hitting the open road, leaving the conventional behind, and embracing a life of adventure? In this captivating episode, we sit down with mortgage industry icon Megan Anderson of MBS Highway, who has done just that. Megan made the bold decision to sell her home and embark on the "van life," taking her work along for the ride. Join us as we delve into Megan's motivations, the challenges she's faced, and the incredible experiences she's gathered along the way. This conversation offers a unique glimpse into a lifestyle many of us fantasize about but seldom pursue. Whether you're considering a drastic life change or simply curious about the van life movement, this episode is packed with insights and inspiration. Don't miss out on Megan's extraordinary journey! Follow Megan's adventures here: iammegananderson.com Schedule a one-on-one free coaching call, click here or visit DailySuccessPlan.com.
Curious about when mortgage rates will finally drop and spark new housing demand? Join Mike Mills as he dives deep with Dan Habib of MBS Highway to uncover the future of mortgage rates and what real estate professionals need to know!In this episode, Mike Mills sits down with Dan Habib, Executive Vice President of MBS Highway, to discuss the future of mortgage rates. They explore critical topics such as inflation's impact on mortgage rates, the Federal Reserve's role, and the accuracy of job numbers. Dan provides insights from his recent attendance at a Fed meeting and discusses the potential for a refinancing boom. They also delve into the national debt and how MBS Highway prepares for its daily show. Finally, Dan shares valuable information about his company, Crypto Charged, which helps people understand and invest in cryptocurrency.Key TakeawaysInflation's Impact on Mortgage RatesInflation plays a significant role in determining mortgage rates. As inflation rises, mortgage rates tend to increase because investors demand higher returns to offset the eroding value of fixed-rate returns. Understanding this relationship helps real estate professionals anticipate rate changes based on economic conditions.Federal Reserve's Influence on RatesThe Federal Reserve's monetary policy, including interest rate adjustments, significantly affects mortgage rates. Dan discusses how the Fed's decisions are influenced by inflation and employment data, and what real estate professionals can expect in terms of future rate cuts or hikes.Accuracy of Job NumbersJob numbers reported by the Bureau of Labor Statistics (BLS) have shown significant discrepancies, impacting economic forecasts and market reactions. Dan explains the reasons behind these inaccuracies and how they can affect predictions for mortgage rates and the broader economy.Potential for a Refinancing BoomAs mortgage rates are expected to decrease, there is a potential for a refinancing boom. Lower rates can lead to increased refinancing activity, offering opportunities for real estate professionals to help clients reduce their mortgage payments and secure better loan terms.Crypto Charged: Navigating Cryptocurrency InvestmentsDan introduces his company, Crypto Charged, which aims to educate investors about cryptocurrency. He emphasizes the importance of understanding crypto markets and how real estate professionals can diversify their investment portfolios with informed decisions in this emerging field.00:00 - 05:00Introduction and OverviewMike Mills introduces the Texas Real Estate and Finance Podcast.Discussion on the primary question in real estate: "When are rates coming down?"Introduction of guest, Dan Habib, Executive Vice President of MBS Highway.05:00 - 10:00Current Mortgage Rates and Future PredictionsDan Habib shares insights on current high mortgage rates and factors influencing them.Detailed discussion on inflation's role in rate changes.Overview of Federal Reserve's actions and their impact on mortgage rates.10:00 - 15:00Inflation, Job Market, and Fed's RoleExplanation of core inflation and its measurement.Impact of job market conditions and unemployment rates on Fed decisions.Dan's perspective on the reliability of BLS job data and its revisions.15:00 - 20:00BLS Data and Market ReactionsAnalysis of the BLS's business and household surveys.Discussion on the discrepancies between job creation numbers and unemployment rates.Insight into the Fed's dual mandate of stable prices and full employment.20:00 -...
Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, your host, Carl White sits down with John Moore and Nick Rocco, to discuss their successful partnership in the mortgage industry. They emphasize the importance of their partnership in balancing work and life, leveraging each other's strengths, and holding each other accountable. They attribute their recent success in closing loans to following the Daily Success Plan (DSP) and utilizing tools like Mortgage Coach and MBS Highway. Don't miss this inspiring conversation about teamwork, growth, and success in the mortgage industry. Connect with John and Nick at nick.rocco@CCM.com. Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.
“We don't just want to absorb content to understand it. The real magic comes from teaching. And that's the best way to learn. The best way to learn is to teach it. The best way to learn anything is by teaching it and helping others. That's how you gain fulfillment in life, and that's what life is about.” - Barry HabibBarry Habib is an entrepreneur, the CEO of MBS Highway, and author of Money in the Streets and he is back on the show to share his knowledge and passion with our audience. We're getting off on a positive foot today as Barry and Jay chat about where winning is happening in the mortgage and real estate space. Is it difficult and challenging out there right now? Of course it is, but there are people out there making things happen and we need to be talking about it! We're also talking about work ethic, what it takes to be a winner in whatever space you're involved in, and how time management and engagement with your clients can make all the difference in the world. There are few people who know this business like Barry does, so make sure you're paying close attention to this episode of The Culture Matters Podcast!
Loan Officer Marketing Podcast Ep.132 Tune in to our latest episode where we sit down with Barry Habib. He is a renowned American entrepreneur and the CEO of MBS Highway. He is celebrated as a best-selling author and a three-time recipient of the Crystal Ball Awards for his accurate forecasts in the real estate market. Habib is also recognized for his pivotal role in safeguarding the mortgage industry in 2020, addressing margin calls triggered by Federal actions. His crucial intervention and presentation brought much-needed stability during a critical period in the industry. Loan Officer Marketing Website: https://loanofficerwealth.com/ Guest - Barry Habib, https://barryhabib.com/ Connect with Barry Habib Instagram - https://www.instagram.com/iambarryhabib/ Watch as Chris Johnstone speaks with Barry Habib about… Barry Habib's Journey: Discover Barry's background, notable achievements, and his unique approach to public speaking and personal development. Housing Market Analysis: Barry provides a thorough analysis of the housing market, focusing on appreciation rates, market predictions, and the factors driving these trends. Interest Rates Insight: Engage in a detailed discussion about interest rates, encompassing past predictions, influential factors, and future expectations. A.I. in Mortgage and Housing: Gain insights into the burgeoning role of artificial intelligence in the mortgage and housing industry, exploring its potential impacts and practical applications. and MORE! #LoanOfficer #Podcast #MortgageMarketing #MortgageBroker #MortgageLender #NAMB #MortgageMarketingAnimals #MortgageProfessional #LoanOfficerPodcast #MortgageLoanOfficer #RealEstate #MortgageTips #BarryHabib
Join Fobby Naghmi, SVP of Homecomings Mortgage & Equity, and mortgage maestro Barry Habib in a deep dive into the ever-evolving mortgage landscape on today's episode! Uncover Barry's expert forecasts for 2024, including real estate trends, interest rate predictions, and the intriguing dynamics of market supply and demand. Barry demystifies the complexities of economic indicators like the jobs report, revealing their true impact on the mortgage sector. Plus, it dives into the transformative role of AI in the industry and the strategic importance of MBS Highway. For loan officers, Barry shares invaluable insights on navigating challenges and seizing opportunities in a competitive market. This episode is a treasure trove of knowledge for anyone looking to understand the mortgage world in 2024, especially in the context of an election year. Don't miss Barry's personal take on housing market investments and the essential skills mortgage professionals need to thrive in this dynamic environment
The Future Of The 2024 Housing Market Will Largely Depend On What Happens To Mortgage Rates and Housing Affordability. Will The Housing Market Crash in 2024? Where Are Mortgage Interest Rates Headed? How will a slowing economy affect housing affordability? In this episode, we had the pleasure to speak with Barry Habib, CEO of MBS Highway to discuss the futur e of the housing market as we help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert Barry Habib, CEO of MBS Highway, is an American entrepreneur and frequent media resource for his mortgage and housing expertise. Amazon #1 bestselling author for his book “Money in the Streets” Widely credited with saving the Mortgage Industry in 2020 from Margin Calls due to Fed Actions. His presentation to the Fed created stability at a critical time. Notable Awards Three-time Crystal Ball Award Winner by Zillow and Pulsenomics for the most accurate Real Estate forecasts out of 150 of the top economists in the US 2019 Mortgage Professional of the Year Finalist for the Ernst & Young Entrepreneur of the Year Named to Mortgage Global 100 List The St. Armand Ventures Businessman of the Year 2021 Named to the list of 100 People to Watch in 2023 During his mortgage sales career, Barry personally originated over $2 Billion. He is the Lead Producer and Managing Partner for “Rock of Ages,” the 27th longest running show in Broadway history, which he also took around the world and turned into a major movie starring Tom Cruise. He produced Criss Angel's “Mindfreak” at Planet Hollywood in Vegas. He is the highest rated speaker and trainer for over 25 years in mortgage and real estate.
Tim Braheem Interviews Sean Herrero Sean Herrero brings a fresh perspective to mortgages with his 19 years of experience, understanding that every home buyer is unique, just like their lifestyles. A lover of the ocean, free-diving, and rock climbing, Sean knows life is for living to the fullest. He applies this same philosophy to his work, helping his clients find a mortgage that fits not just their financial goals but their personal aspirations, too. From Bank Of America account executive to funding over $60 million in production in only seven years. YOU WILL LEARN ABOUT: How to deliver presentations to help solve clients' and partners' problems. How to overcome any fear of public speaking and the fundamental strategies. How speaking to a group of 150 realtors is the same thing as having a one-on-one conversation with a borrower. The best conversations to have with clients, how to utilize MBS Highway and how to present the Mortgage Coach Spreadsheet at point of sale. How to take your agenda out of the equation and focus on serving your current, past and future clients. WHO IS SEAN HERRERO? Sean Herrero is a mortgage expert with 19 years of experience who believes in tailoring home loans to fit individual lifestyles. Passionate about the ocean and adventure, he understands that everyone's vision for their life and home is unique. His approach, "Home Loans for Your Lifestyle," focuses on aligning mortgages with his clients' short-term and long-term goals beyond just the financial aspects. Check out Sean's Website: https://crosscountrymortgage.com/Danville-CA-8044/Sean-Herrero/ Check out Sean's Instagram Accounthttps://www.instagram.com/adventurelender/ PERFORMANCE EXPERTS' COACHING PROGRAMS ✔ Learn About the Leadership360 Signature Programhttp://leadership360now.com ✔ GET A FREE Private MORTGAGE COACHING Strategy Session:http://www.MortgageCoachingNow.com ✔REFERRAL PARTNER SUCCESS SYSTEM (50% DISCOUNT OFFER)https://www.performance-experts.com/rpss-specialpodcastoffer
Joining Kyle in the China Shop this week is the legendary father and son team behind the MBS Highway, Barry Habib and his son Dan! Listen along as Barry shares how he got into Technical Analysis and how he applies that skill to the Mortgage industry, Dan gives some insight on what it's like working for his father and both give their thoughts on the current outlook for the housing industry. From the federal funds rates to the latest housing numbers and even personal experiences abroad, we touched on a lot in the limited time we had available... Luckily, we already have Dan scheduled for a repeat visit!About Barry:Barry Habib is an American entrepreneur, bestselling author, and the recipient of three Crystal Ball Awards for the accuracy of his real estate market forecasts.As an innovator, Barry has bought and sold several successful businesses including Mortgage Market Guide, CPMS, Certified Mortgage Associates, and Healthcare Imaging Solutions and was a founding partner in Experience.com.Identifying an industry in need, Barry's current focus is MBS Highway, which he founded in 2012 with the vision of interpreting and forecasting activity in the mortgage rate and bond markets. His insights are so highly regarded that he appears regularly on Fox Business Network Fox Business Network and CNBC Networks, followed by thousands of mortgage professionals. His Monthly Mortgage Report show ran for 13 years on Squawk Box. Consistently recognized by his peers, he was named the St. Armand Ventures 2021 Businessman of the Year, appeared on the Mortgage Global 100 List, and secured a place on the 100 People to Watch in 2023.About Dan:Dan was honored to have been named one of the 40 most influential Mortgage Professionals under 40 by National Mortgage Professional (NMP) Magazine in 2020. He is an experienced student of the market for over 18 years. Dan's goal and vision is to help mortgage professionals to better serve their clients by being true advisors and not just salespeople.Guest Links:MBS Highway - WebsiteSocial Links:Follow Barry on InstagramFollow Dan on InstagramSponsorshipsOur podcast is sponsored by Sue Maki at Fairway Independent Mortgage (MLS# 206048). Licensed in 36 states, if you need anything mortgage-related, reach out to her at SPullen@fairwaymc.com or give her a call at (520) 977-7904. Tell her 2 Bulls sent you to get the best rates available!For anyone trading futures, check out Vantatrading.com. Founded by Mr. W Banks and Baba Yaga, they provide a ton of educational content with the focus of teaching aspiring traders how to build a repeatable, profitable process. You can find our exclusive affiliate link/discount code for Vanta in our free discord server as well!If you are interested in signing up with TRADEPRO Academy, you can use our affiliate link here. We receive compensation for any purchases made when using this link, so it's a great way to support the show and learn at the same time! **Join our Discord for a link and code to save 10%**Check out the custom studies for futures trading over at OrderFlow Labs. We do not receive any compensation for referrals, we just love their community and tools!To contact us, you can email us directly at 2bulls@financialineptitude.com Be sure to follow us on Facebook, Twitter, or Discord to get updated when new content is posted! If you enjoyed this week's guest, check out our directory for other amazing interviews we've done in the past!If you like our show, please let us know by rating and subscribing on your platform of choice!If you like our show and hate social media, then please tell all your friends!If you have no friends and hate social media and you just want to give us money for advertising to help you find more friends, then you can donate to support the show here!China Shop Links:2 Bulls DiscordMiniseries PageChina Shop MerchGuest DirectoryAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
David is joined this week by Barry Habib, proprietor of MBS Highway and one of the foremost mortgage-finance and housing experts in the country. They discuss the supply and demand of residential real estate in 2023, the difference between housing's impact on GDP and home prices themselves, and delve into the relevance of household formation when it comes to building needed supply. It is the most robust and practical talk on real estate you will hear anywhere, and you will want to share it with your friends after you listen.
Hello everyone! Welcome back to another episode of the Real Estate Investing Fast Track (formally known as Pave The Way Podcast). This week I am excited to welcome Barry Habib to the show! In this episode, Barry, Jeremiah Dalton, and I talk all about interest rates and how they really work. To view the slides that Barry shows on the podcast, check out the YouTube video here. To connect with Barry, reach out on Instagram @iambarryhabib Check out https://www.highway.ai/ to learn more about MBS Highway. To contact me: Email me at greg@velocityhousebuyers.com or reach out on Instagram @grego_37 Visit www.greglikesdata.com for a free trial with PropStream - some of my favorite real estate software!
Always Be Cool (ABC) Podcast - Bobby Kerr & Darren Copeland of SummitLendingUSA.com
Barry Habib Bio Barry Habib, CEO of Highway.ai, is an American entrepreneur and frequent media resource for his mortgage and housing expertise. · Amazon #1 bestselling author for his book “Money in the Streets” · Widely credited with saving the Mortgage Industry in 2020 from Margin Calls due to Fed Actions. His presentation to the Fed created stability at a critical time.Notable Awards · Three-time Crystal Ball Award Winner by Zillow and Pulsenomics for the most accurate Real Estate forecasts out of 150 of the top economists in the US · 2019 Mortgage Professional of the Year· Finalist for the Ernst & Young Entrepreneur of the Year· Named to Mortgage Global 100 List · The St. Armand Ventures Businessman of the Year 2021· Named to the list of 100 People to Watch in 2023 During his mortgage sales career, Barry personally originated over $2 Billion. Lead Producer and Managing Partner for “Rock of Ages” – the 27th longest running show in Broadway history. Produced Criss Angel's “Mindfreak” at Planet Hollywood in Vegas. Highest rated speaker and trainer for over 25 years in mortgage and real estate. ABC PodcastFacebook: https://www.facebook.com/alwaysbecoolpodcastTwitter: https://twitter.com/thebobbykerrInstagram: https://www.instagram.com/alwaysbecoolpodcast/TikTok: https://www.tiktok.com/@thebobbykerrYouTube: https://www.youtube.com/@alwaysbecoolSummit LendingFacebook: https://www.facebook.com/SummitLendingUSATwitter: https://twitter.com/SummitLendingUSInstagram: https://www.instagram.com/summitlendingusa/LinkedIn: https://www.linkedin.com/company/summitlendingkc/YouTube: https://www.youtube.com/user/loantipskc
Stop Talking, Take Action, Get Results. Business and Personal Growth with Jen Du Plessis
Join Jen and guest Barry Habib as he explains how the different factors can affect the mortgage industry's interest rates. Stay tuned to see why he believes mortgage rates are going down. Hey everyone. Welcome back to Mortgage Lending Mastery. You are all in for a treat today. There is no question about it. But before we get started, I wanna remind everybody that we are having a three day live in-person event in May, May 18th, 19th and 20th in Phoenix, Arizona. So you wanna make sure you get your tickets, get yourself registered. We have that down in the notes below. And as a. Special opportunity the day before on May 17th, we're having power presentation intensive, where we're gonna spend an entire day with me helping you with your presentations because now more than ever, you've gotta get out and see as many people as possible. I call it one to many instead of one to ones. So, uh, if you need some help in your presentation skills, that is something you wanna register for as well. But you can use the same link and head on over there so that we can spend we've got some unbelievable speakers. And we've got a couple of guest speakers that you don't know that you know, but you know them. ... Join the Success to Significance Community Today: YouTube Facebook Instagram Jenduplessis.com Linkedin Book a Strategy Call with Jen TODAY! ____________________
You may remember the acronym MBS from the '07–'08 financial crisis. Michael Lewis's book and then movie, The Big Short, taught us all about how the mortgage-backed securities (MBS) market almost blew up the global financial system. Well, today, mortgage-backed securities are back in the news… In this week's episode of Global Macro Update, Barry Habib, founder and CEO of MBS Highway, joins Ed D'Agostino to discuss the role of mortgage-backed securities in Silicon Valley Bank's failure—and if the other shoe will drop for the rest of the banking sector. To hear more from Barry Habib, along with about 50 other financial and economic experts, click here for info on Mauldin Economics' premier event, the Strategic Investment Conference.
oin me for a quick discussion on the future of the industry with Barry Habib – the CEO of MBS Highway – the industry’s most highly regarded and recognized tool for transforming salespeople into advisors. Barry is an entrepreneur and frequent media resource for his mortgage and housing expertise. He’s the bestselling author of “Money in the Streets,” has appeared frequently on CNBC and FOX, and is the recipient of numerous industry awards including being a three-time Crystal Ball Award Winner for 2017, 2019, and 2020 by Zillow and Pulsenomics for the most accurate Real Estate forecasts out of 150 of the top economists in the US. As an innovator, Barry has founded many successful businesses across different verticals in the mortgage and healthcare industry but also has a background in some fun entertainment offerings including Lead Producer and Managing Partner for “Rock of Ages” – the 27th longest-running show in Broadway history, and producer of Criss Angel’s “Mindfreak” at Planet Hollywood in Vegas. Lending Forward is a weekly podcast hosted by Taylor Ellard and powered by Atlantic Bay Mortgage Group. We bring you raw stories from real people in the mortgage industry. We're covering what's next in lending, forward-thinking, and reflecting on lessons learned from Mortgage Bankers, Realtors, Financial Advisors, Coaches, and more! How are you lending it forward? Founded in 1996, Atlantic Bay Mortgage Group® is a privately owned mortgage lender headquartered in Virginia Beach, Va. Atlantic Bay has been recognized as a Top 100 Mortgage Company in America, Best Mortgage Company, Most Enjoyable Place to Work, and an Inc. 500 Fastest Growing Company.
We’ll find out more from returning guest Dan Habib, Executive Vice President at MBS Highway. As Dan tells us, there are many historical trends and turns in the market and financial arenas that can somewhat predict when a recession will hit, and what the subsequent fallout and recovery will look like in the housing market. To keep yourself abreast of all these changes, MBS Highway provides daily market insight videos, real estate data, live market quotes, alerts to lock/float ahead of lender re-prices, loan comparison tools, cost of waiting analysis, debt consolidation tools, and much more. MBS Highway turns mortgage professionals into advisors that understand what is driving interest rates, are able to articulate the financial opportunity in housing, and are true debt managers. Lending Forward is a weekly podcast hosted by Taylor Ellard and powered by Atlantic Bay Mortgage Group. We bring you raw stories from real people in the mortgage industry. We're covering what's next in lending, forward-thinking, and reflecting on lessons learned from Mortgage Bankers, Realtors, Financial Advisors, Coaches, and more! How are you lending it forward? Founded in 1996, Atlantic Bay Mortgage Group® is a privately owned mortgage lender headquartered in Virginia Beach, Va. Atlantic Bay has been recognized as a Top 100 Mortgage Company in America, Best Mortgage Company, Most Enjoyable Place to Work, and an Inc. 500 Fastest Growing Company.
Dan Habib is the Chief Revenue Officer at MBS Highway, Speaker, Head of CryptoCharged We dig into Dan's come up story In this episode of The Get It Done Podcast. Time Stamps: 00:54 - Intro to Dad 01:50 - Beginning of MBS HWY 03:00 - How Dan started his life 04:11 - Why Dan isn't a loan officer "My Dad is my Hero" 05:06 - Colts Neck, NJ 05:35 - Dan Habib's first car 06:07 - Dan Habib's first job 07:07 - How Dan handled early fame "I'm Blessed" 07:34 - "Barry's son" 07:59 - My father was always tough on me 09:01 - My Father fired me 09:26 - "It was a lesson I needed to learn" 09:56 - Creating the sales team at MMG (Mortgage Market Guide) 10:59 - Digging into getting fired by dad 11:28 - Love someone enough to be unreasonable (Reńe Rodriguez quote) 13:55 - What are you trying to honor? What are you trying to heal? 16:09 - Creating the sales team 16:53 - Barry told Dan - The difference between a smart person and a successfully person 18:20 - Why MMG was sold 19:10 - My Dad is my hero, but who am I? 20:11 - Financial Advisor job at Morgan Stanley 22:10 - #1 Barrons Ranked team in New Jersey 22:41 - Intro to Crypto, Fake Dan Habib accounts 25:09 - What Dan teaches people about Crypto 25:39 - "It's an art to take something that is complicated and make it consumable and easy to understand" 27:47 - How scams happen in Crypto 29:56 - Isn't that illegal? 31:04 - What does someone learn at Crypto Charge 32:11 - What's next for Dan Habib 34:01 - Jimi off the air 36:06 - God Bless Dan.... He went 2 whole minutes carrying the show on his back LIVE 37:70 - Jimi Restarts his computer. It was a chrome update that somehow made it through 38:09 - We are back LIVE 38:49 - List Reports, CMA and MBS HWY, leveraging to be unstoppable. 41:20 - MBS HWY, How to show a borrower why now is the time to buy 43:13 - Do you feel like you ever got a big break? 44:18 - If you were to do it all over again, Dan, what would you change? 45:11 - Was there ever a time Dan, you felt like giving up? 46:18 - Those that say the can and they that say they can't are both right 47:01 - What advice would you give to someone looking to Get It Done Connect with Dan Habib @thedanhabib Instagram, Facebook, LinkedIN, Youtube Connect with Jimi Ryan @JimiRyan Instagram, LinkedIN @JimiGetItDone Facebook Youtube: @TeamGetItDone @CryptoCharged @mbshighway Mentions: Crypto Charged @CryptoCharged MBS Highway @mbshighway Reńe Rodrigues @learnwithrene List Reports CMA Certified Mortgage Advisor Barry Habib
This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 1-30-2023. The topics reviewed are:Are More Fed Rate Hikes Ahead This Year?January Job Growth Not as Strong as It AppearsPrivate Payrolls Disappoint in JanuaryJobless Claims Reflect Tight Labor MarketFamily Hack of the Week - Super Bowl Potato SkinsTalk of Housing Crash Not Supported by Appreciation DataThe information is sourced from MBS Highway at www.mbshighway.comAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights ReservedPrivacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice
This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 1-23-2023. The topics reviewed are:Inflation Turning the CornerPending Home Sales Rise for First Time in Six MonthsNew Home Sales Ticked Higher in DecemberCaveats to Positive Fourth Quarter GDPInitial Jobless Claims Decline for Second Consecutive WeekFamily Hack of the Week - IRS ScamsEconomic Slowdown and Recession Signs ContinueThe information is sourced from MBS Highway at www.mbshighway.comAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights ReservedPrivacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice
Are you sitting on the sidelines waiting for lower mortgage rates? Are you wondering whether the Fed is “doing the right thing” to fight inflation? Would you like a clear, simple explanation as to why mortgage rates are so high and when they might come down? The economy has a lot of moving parts that can make it difficult to see the big picture and to know what's coming next. In this episode, you'll hear from mortgage expert Barry Habib who has won the Zillow/Pulsenomics Crystal Ball Award three times in 2017, 2019 and 2020 for the accuracy of his real estate market predictions. He joins me to talk about the inner workings of the mortgage market, how inflation and the Fed's rate hikes are impacting mortgage rates, why Fed strategy failed to prevent inflation in the first place and how it's attempting to make up for that failure, and most importantly… why we might see rates as low as 5% later this year. Barry is a housing market and mortgage industry expert, best-selling author, and entrepreneur. He's the founder and CEO of MBS Highway which helps turn mortgage sales people into advisors. He's a Certified Mortgage Advisor himself, with more than $2 billion in originations. He's also bought and sold several businesses including Mortgage Market Guide, CPMS, Certified Mortgage Association, and Healthcare Imaging Solutions. His book “Money in the Streets” is an Amazon best-seller. He's a frequent guest on CNBC and FOX Business Network. His podcast is called: "Inside Real Estate." If you'd like to learn more about what's happening in real estate this year, please join RealWealth. It's free to join and get access to all our data, sample investment properties, RealWealth investment counselors, and our curated list of real estate professionals. Please don't forget to subscribe to our podcast and leave a review! Thanks for listening! -Kathy
This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 1-9-2023. The topics reviewed are:Consumer Inflation Continues to EaseInflation Remains Top Problem for Many Small BusinessesSeasonal Factors Likely Impacted Latest Jobless ClaimsServices Sector Shows Signs of SlowdownFamily Hack of the Week - Gift Card ScamsWatching an Important Recession IndicatorThe information is sourced from MBS Highway at www.mbshighway.comAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.comCopyright ©2022 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights ReservedPrivacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice
Today we get to hear from the hosts of Momentum Builder Don Goettling & Gino Fronti Why go to Momentum Builder? 0:00:37 - Biggest Discount Code available 0:01:27 - Intro Don and Gino and 0:03:28 - Todd Duncan Mention 0:05:30 - Morning Routine 0:06:10 - Don's Morning Routine 0:07:39 - Hal Elrod Miracle Morning Mention 0:10:20 - Gino's Morning Routine 0:15:33 - Rene Rodriguez Mention 0:16:53 - Gino, What are you trying to honor? What are you trying to heal? 0:20:20 - Gino's wake up moments 0:22:16 - Don, What are you trying to honor? What are you trying to heal? 0:26:20 - Enhancing the Journey 0:28:35 - Networking 0:31:13 - Don, Do you feel like you ever had a big break? 0:33:15 - Gino, Did you ever had a big break? 0:35:20 - Gino, If you were to do it all again, What would you change? 0:37:40 - Don, If you were to do it all again, What would you change? 0:40:40 - Jim McMahan Mention 0:41:50 - No Assholes 0:42:20 - Barry Habib Quote 0:42:58 - Don, Was there ever a time you felt like giving up? 0:45:30 - Gino, Was there ever a time you felt like giving up? 0:49:17 - Roland Cochrun Mention and (Get It Done Podcast Episode 31 mention) 0:51:11 - Gino, What advice would you give to someone looking to Get It Done? 0:53:42 - Don, What advice would you give to someone looking to Get It Done? 0:57:19 - Barry Habib, Top Economist in the world, CNBC FOX NEWS 0:58:10 - David Rosenberg, Lacy Hunt and Peter Boockvar 0:58:56 - MBS Highway, CMA, List Reports, 1:02:05 - Neel Dhingra, Phil Treadwell, M1 Academy Momentum Builder February 6-8 @ Caesars Palace https://www.momentumbuilder.com/ Discount Code Jimi2023 for $231 off Connect with Don Goettling LinkedIN https://www.linkedin.com/in/don-goettling-8ba05a50/ Facebook https://www.facebook.com/don.goettling Instagram https://www.instagram.com/dongoettling24/ Connect with Gino Fronti LinkedIN https://www.linkedin.com/in/ginofronti/ Facebook https://www.facebook.com/gfronti Instagram https://www.instagram.com/ginofronti/ Connect with Jimi Ryan https://linktr.ee/jimiryan https://www.teamgetitdone.com/
This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 12-5-2022. The topics reviewed are:Wholesale Inflation Hotter Than AnticipatedAre Home Prices Still Forecasted to Appreciate?Continuing Jobless Claims Reach a 10-Month HighFamily Hack of the Week - National Cocoa DayMore Recession Signals FlashingThe information is sourced from MBS Highway at www.mbshighway.comAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com or send a text to 503-836-8582Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights ReservedPrivacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice
This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 11-28-2022. The topics reviewed are:Big Jobs Number or Grand IllusionPrivate Sector Job Growth at Slowest Pace Since January 2021Continuing Jobless Claims at Highest Level Since FebruaryBonds Boosted by Fed Chair Powell and Cooler InflationWhy Signed Contracts on Existing Homes Are Set to ReboundWhat the Latest Home Price Appreciation Data Really MeansFamily Hack of the Week - Brownie recipe from Taste of HomeThird Quarter GDP Remains PositiveThe information is sourced from MBS Highway at www.mbshighway.comAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com or send a text to 503-836-8582Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights ReservedPrivacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice
This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 11-21-2022. The topics reviewed are:New Home Sales Better Than Expected in OctoberInitial Jobless Claims Hit a Three-Month HighWill the Fed Slow Its Pace of Rate Hikes?Should Strong Retail Sales Quiet Recession Chatter?Family Hack of the Week - French Toast recipe from DelishShould Strong Retail Sales Quiet Recession Chatter?The information is sourced from MBS Highway at www.mbshighway.comAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com or send a text to 503-836-8582Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights ReservedPrivacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice
This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 11-14-2022. The topics reviewed are:Low Housing Inventory Remains Supportive of Home PricesConstruction of Homes Continues to SlowBuilder Confidence Drops for Eleventh Consecutive MonthWholesale Inflation Cooler Than EstimatedFamily Hack of the Week - a Turkey Frittata recipieContinuing Jobless Claims Continue to Creep HigherThe information is sourced from MBS Highway at www.mbshighway.comAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com or send a text to 503-836-8582Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights ReservedPrivacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice
This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 11-7-2022. The topics reviewed are:Consumer Inflation Cooler Than Estimated in OctoberInflation Remained a Top Problem for Many Small Businesses Last MonthRising Continuing Jobless Claims Suggests Slower Pace of HiringFamily Hack of the Week - Hearty Chicken Sout by The Food NetworkThe Scoop on Key AuctionsThe information is sourced from MBS Highway.As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com or send a text to 503-836-8582Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights ReservedPrivacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice
This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 10-31-2022. The topics reviewed are:Fed Hikes Rates as Expected, Yet Press Conference Roils MarketsHeadline Jobs Number Not What It SeemsPrivate Sector Payrolls Beat Expectations, But Hiring “Not Broad-Based”Continuing Jobless Claims Continue to RiseFamily Hack of the Week - Roasting Root Vegetables by The KitchnHome Price Forecasts Still Meaningful for Wealth CreationThe information is sourced from MBS Highway.As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com or send a text to 503-836-8582Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights ReservedPrivacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice
This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 10-24-2022. The topics reviewed are:Consumer Inflation Needs CoolingSigned Contracts on Existing Homes Fall for Fourth Consecutive MonthAfter August's Uptick, September New Home Sales FallAnnual Home Price Appreciation Declines But Remains StrongGDP Turns Positive in the Third Quarter … For NowFamily Hack of the Week - End of Daylight Savings and being preparedLatest Jobless Claims Signal Slower Pace of HiringsThe information is sourced from MBS Highway.As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com or send a text to 503-836-8582Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights ReservedPrivacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice
This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 10-17-2022. The topics reviewed are:What Housing Supply and Demand Dynamics Mean for PricesConstruction of Single-Family Homes Continues to DeclineBuilder Confidence Falls for Tenth Straight MonthJobless Claims Remain VolatileFamily Hack of the Week - Pumpkin Pudding from Food NetworkMore Economic Slowdown SignalsThe information is sourced from MBS Highway.As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com or send a text to 503-836-8582Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights ReservedPrivacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice
My returning guest today is Dan Habib, EVP of MBS Highway. Dan gives us an insider look at interest rates, inflation trends, market charts and other data that shows us how far we’ve come in 2022 and what the beginning of 2023 may look like. Dan’s advice, if you’re currently renting and waiting to buy, is – don’t wait. It’s a buyer’s market right now, and if you opt for lower up-front costs, you can always refi when rates begin to come down again. MBS Highway provides daily market insight videos, real estate data, live market quotes, alerts to lock/float ahead of lender re-prices, loan comparison tools, cost of waiting analysis, debt consolidation tools, and much more. MBS Highway turns mortgage professionals into advisors that understand what is driving interest rates, are able to articulate the financial opportunity in housing, and are actual ‘debt managers.’ Surprisingly, most mortgage professionals are not able to do these things. Lending Forward is a weekly podcast hosted by Taylor Ellard and powered by Atlantic Bay Mortgage Group. We bring you raw stories from real people in the mortgage industry. We're covering what's next in lending, forward-thinking, and reflecting on lessons learned from Mortgage Bankers, Realtors, Financial Advisors, Coaches, and more! How are you lending it forward? Founded in 1996, Atlantic Bay Mortgage Group® is a privately owned mortgage lender headquartered in Virginia Beach, Va. Atlantic Bay has been recognized as a Top 100 Mortgage Company in America, Best Mortgage Company, Most Enjoyable Place to Work, and an Inc. 500 Fastest Growing Company. Discussion Points: Reviewing previous appearances Looking to the Fed meetings in November and December - what hikes will we see The UK had their own troubles with the country’s pension plan, doing buying now Inflation predictions - start to see easing at the end of Q4 this year, beginning of Q1 2023 Rates went up so fast, will they come down fast? Probably not. 30% of MBS transactions are still refi’s Mortgage bond pricing vs. interest rates “Floor of support” vs. “ceiling of resistance” in the candlestick charts Crystal ball - renters are waiting, when will things “shake out”? It’s not a good idea to wait, in general. Rents are going up steeply each year. It’s more of a buyer’s market now. Resources/Links: MBS Highway Website Dan Habib LinkedIn Dan Habib #3 Mid-Year Projections Episode Dan Habib #2 Be The Advisor Episode Dan Habib #1 Signals of Recession Episode Taylor Ellard LinkedIn Atlantic Bay Mortgage Group
When the market is uncertain, trend lines are scattered, and the industry headlines turn apocalyptic, there's only a select handful of trusted veterans insiders turn to read the tea leaves—and one of those vets is MBS Highway Founder & CEO, Barry Habib. Barry has a long and storied history in this industry. As a three-time Crystal Ball Award winner (announced by Zillow and Pulsenomics), the best-selling author of Money in the Streets (which was personally endorsed by Tony Robbins), and the head of a leading resource for lenders and loan officers across the country, Barry is a modern-day mortgage titan, and someone Dale has been proud to call a friend and trusted peer for decades. We released a special market forecast with Barry earlier this year, but as the Fed gears up for consecutive rate hikes, builder confidence continues to lag behind home sales, and the global economic climate continues to weaken, Dale knew it was time to revive the conversation and take a deep dive into navigating this unique market. In this EpisodeDale and Barry discuss… The dynamics of the 2022 market, including moves by the Fed to combat inflation and their impact on rates Whether the U.S. is in (or will enter) a recession and the impact recessions have had on housing historically The importance of non-QM products and how to position their potential long-term value to borrowers An updated look at the rent vs buy argument and what's currently best for consumers, even with rates on the rise The importance of mentors, and the impact mentors have had on Barry's life and career The central importance of educating your borrowers and being willing to be vulnerable when presenting loan options Connect with Barry Habibhttps://mbshighway.com/ (Save 40% on MBS Highway with code EVENT) https://www.linkedin.com/in/barry-habib-6b001910/ (Connect with Barry on LinkedIn) https://twitter.com/barryhabib (Connect with Barry on Twitter) https://certifiedmortgageadvisor.com/ (Become a Certified Mortgage Advisor) Connect with Dale Vermillionhttps://linktr.ee/dalevermillion (https://linktr.ee/dalevermillion) Find this conversation valuable?Consider leaving a 5-star review on Apple Podcasts or Spotify. Every review helps us reach more professionals like you. Mentioned in this episode: Relive Season 1 of Batting 1,000 If you missed some of the season—don't worry! We'll be sharing highlights from these conversations and others during our upcoming Season 1 Replay, where we'll listen to and dissect our favorite moments from all of Season 1, before we enjoy a brief off-season ahead of Season 2. Speaking of which, we need your help to build our line-up.
This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 10-10-2022. The topics reviewed are:Consumer Inflation Remains Hot But Is Hope Ahead?Producer Inflation Also Higher Than ExpectationsFed Minutes Convey Hawkish ToneFamily Hack of the Week - Carving Pumpkins from Good HousekeepingInitial Jobless Claims Rise for Second Consecutive WeekThe information is sourced from MBS Highway.As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com or send a text to 503-836-8582Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights ReservedPrivacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice
It's a seller's market now, but housing is about to reverse course, says real estate and mortgage expert Barry Habib, CEO of MBS Highway. Barry and show host Ed D'Agostino discuss why mortgage rates are about to drop, creating great buying opportunities... why the Fed won't purchase any more mortgage-backed securities... how a specific type of real estate investment can give you a 320%+ return in less than a decade... need-to-know financing strategies for first-time homebuyers... and more. Learn more about Barry Habib and his work at https://mbshighway.com. Don't miss this week's episode of Global Macro Update—listen now!
This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 10-3-2022. The topics reviewed are:The Real Scoop on September's Job GainsPrivate Payrolls Showed Job Growth Picked Up in SeptemberLabor Market Starting to Show Signs of PressureAnnual Home Price Appreciation Slowing But Still SignificantFamily Hack of the Week - Apple Strudel Muffins from AllRecipiesOPEC+ Announced Deep Cut in Oil ProductionThe information is sourced from MBS Highway.As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com or send a text to 503-836-8582Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights ReservedPrivacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice
Featuring Our Friend, Barry Habib of MBS Highway 1:10 - How long will the pain last and when will rates come down? 5:00 - Demand destruction by the FED. 12:00 - When is inflation going to come down? 15:30 - When are rates going to start coming back down? 19:00 - Much-needed perspective on housing & why we're not in a bubble! 22:00 - Mortgage rates have a really good chance of hitting 4%'s - but when?! 24:00 - The death of the housing market - not a chance. 31:00 - Better times are coming! 31:30 - Will the FED start buying mortgage-backed securities again? Tag an industry pro, share within your team and post to your local groups & associations! Love this podcast? Subscribe Today! https://theresource.tv Tag an industry friend or share it on an industry group! Join our thousands of FB fans: http://www.Facebook.com/TheREsource.tv Twitter: https://twitter.com/theresourcetv Instagram: https://www.instagram.com/theresourcetv
Atlantic Bay’s Producing Sales Manager Rick Melville joins me today on the podcast to talk about his proven methods of ‘planting seeds’, sending weekly update videos, setting boundaries, educating clients and referral partners, and “winning your week.” Rick has almost 30 years of experience and focuses on being proactive, thorough, and transparent every step of the way. You may be hesitant to put yourself on video for your clients and partners, but don’t overthink it! Nobody cares if you’re not perfect, in fact, Rick’s experience has shown that people respond much more positively to seeing you as your true authentic self, in a short amateur video update, than in a big production value “staged” video. Join us for some extremely valuable insights and tips that could make YOU stand out in your region if you start doing videos right away. The podcast “Lending Forward,” hosted by Taylor Ellard, is brought to you by Atlantic Bay Mortgage Group®. Founded in 1996, Atlantic Bay Mortgage Group® is a privately owned mortgage lender headquartered in Virginia Beach, Va. Atlantic Bay has been recognized as a Top 100 Mortgage Company in America, Best Mortgage Company, Most Enjoyable Place to Work, and an Inc. 500 Fastest Growing Company. Discussion Points: Rick’s background and passion, how he got into the industry Setting boundaries with clients, educating borrowers Rick’s video process and weekly schedule “Better done than perfect” – don’t agonize over your videos– record with your phone and send! What to send in videos– educate, use MBS Highway, pictures and graphs, data that makes you smarter than clients Send your videos in text messages to recipients, keep it short Block your time, send your videos before you move on with your day Soon you will win your week, month, quarter and more Resources/Links: Rick Melville LinkedIn Rick Melville Atlantic Bay Taylor Ellard LinkedIn Atlantic Bay Mortgage Group
Stop Talking, Take Action, Get Results. Business and Personal Growth with Jen Du Plessis
This week, join Jen and her guest Dan Habib, co-founder and Executive Vice President of MBS Highway. In this episode Jen interviews Dan as he explains what the Fed Funds rate is and how it affects your mortgage payment. Tune in to hear more! Looking for some help? Jen is seeking individuals who would like to be featured as a panelist on the show for her Mortgage Lending Mastery Mastermind Series. Email admin@jenduplessis.com to get scheduled! ______________________________________________________ Lear more about Dan Habib BIO Dan Habib has been involved in the mortgage industry for over 18 years. He was just honored by National Mortgage Professional Magazine by being named one of the top 40 under 40 mortgage professionals in the country. He was also presented with Housing Wire's “Rising Star” award, which acknowledges young leaders in the housing industry. He was an integral part of Mortgage Market Guide, founded by Barry Habib, where he created and managed the sales team and helped grow their subscriber base. Dan later worked at Morgan Stanley as a Financial Advisor, where he was a member of the #1 ranked Barron's financial advisory team in NJ. Dan has held his series 7, 63, 65, 31, and Life and Health insurance licenses. He is currently the Executive Vice President and one of the founders of MBS Highway. Dan has been instrumental in all aspects of MBS Highway's significant growth over the past 8.5 years. He is extremely personable and loves having a team environment. He works very closely with the development team to create new tools for MBS Highway members. He also enjoys communicating with customers on a daily basis to answer their housing and market related questions. Dan is also a sought-after speaker due to his extensive knowledge on the mortgage and real estate markets. GET IN TOUCH WITH DAN IG Website CRYPTO ANALYSIS Love the show? Subscribe, rate, review, and share! Learn more about your ad choices. Visit megaphone.fm/adchoices
Barry Habib - The State of the Real Estate Market Special Schmidt Happens episode alert! Tune in to hear keynote speaker Barry Habib discuss the state of the real estate market in 2022. Barry is an American entrepreneur, mortgage industry executive, bestselling author, and founder and CEO of MBS Highway. Barry is also a well known professional speaker and TV commentator on the Mortgage and Real Estate markets. Thank you to everyone that attended State of the Real Estate Market with keynote speaker Barry Habib. A special thank you to Marty Garrity, President of Coast One Mortgage for his collaboration in bringing this timely and valuable information to our team.
Get ready for some enlightening statistics and predictions from one of our favorite returning guests, Dan Habib. As Executive Vice President at MBS Highway, Dan is always up on the latest trends, numbers, stats, and industry directions. Dan tells us about the likely recession that may hit as soon as Q4 of this year or early 2023, and how inflation, fed rate hikes, unemployment, housing supply and demand, and more will affect our industry over the next 6-12 months. Don’t let the negative attention-grabbing media headlines upset you. Use Dan’s real information and past trends to help your clients and borrowers navigate the reality of today’s market by being well-informed. MBS Highway provides daily market insight videos, real estate data, live market quotes, alerts to lock/float ahead of lender re-prices, loan comparison tools, cost of waiting analysis, debt consolidation tools, and much more. MBS Highway turns mortgage professionals into advisors that understand what is driving interest rates, are able to articulate the financial opportunity in housing, and are actual ‘debt managers.’ Surprisingly, most mortgage professionals are not able to do these things. Lending Forward is a weekly podcast hosted by Taylor Ellard and powered by Atlantic Bay Mortgage Group. We bring you raw stories from real people in the mortgage industry. We're covering what's next in lending, forward-thinking, and reflecting on lessons learned from Mortgage Bankers, Realtors, Financial Advisors, Coaches, and more! How are you lending it forward? Founded in 1996, Atlantic Bay Mortgage Group® is a privately owned mortgage lender headquartered in Virginia Beach, Va. Atlantic Bay has been recognized as a Top 100 Mortgage Company in America, Best Mortgage Company, Most Enjoyable Place to Work, and an Inc. 500 Fastest Growing Company. Discussion Points: Where are we headed? Keep an eye on the GDP Watch the unemployment rate, if it ticks up, we’ll probably have a recession The 2-year vs. 10-year yield curve The inflation rate and fed response Negative media constantly announces a ‘housing bubble’ that doesn’t happen Supply and demand statistics in the U.S. housing industry What message should agents be sending to clients right now? Don’t wait to buy, but structure loans for refi in 12 months Resources/Links: MBS Highway Website Dan Habib LinkedIn Dan Habib #2 Be The Advisor Episode Dan Habib #1 Signals of Recession Episode Taylor Ellard LinkedIn Atlantic Bay Mortgage Group
When the market is uncertain, trend lines are scattered, and the industry headlines turn apocalyptic, there's only a select handful of trusted veterans insiders turn to read the tea leaves—and one of those vets is MBS Highway Founder & CEO, Barry Habib. Barry has a long and storied history in this industry. As a three-time Crystal Ball Award winner (announced by Zillow and Pulsenomics), the best-selling author of Money in the Streets (which was personally endorsed by Tony Robbins), and the head of a leading resource for lenders and loan officers across the country, Barry is a modern-day mortgage titan, and someone Dale has been proud to call a friend and trusted peer for decades. We released a special market forecast with Barry earlier this year, but as the Fed gears up for consecutive rate hikes, builder confidence continues to lag behind home sales, and the global economic climate continues to weaken, Dale knew it was time to revive the conversation and take a deep dive into navigating this unique market. In this Episode Dale and Barry discuss… The dynamics of the 2022 market, including moves by the Fed to combat inflation and their impact on rates Whether the U.S. is in (or will enter) a recession and the impact recessions have had on housing historically The importance of non-QM products and how to position their potential long-term value to borrowers An updated look at the rent vs buy argument and what's currently best for consumers, even with rates on the rise The importance of mentors, and the impact mentors have had on Barry's life and career The central importance of educating your borrowers and being willing to be vulnerable when presenting loan options Soundbites “" — Barry Habib “" — Barry Habib “" — Barry Habib Connect with Barry Habib https://mbshighway.com (Save 40% on MBS Highway with code EVENT) https://www.linkedin.com/in/barry-habib-6b001910/ (Connect with Barry on LinkedIn) https://twitter.com/barryhabib (Connect with Barry on Twitter) https://certifiedmortgageadvisor.com/ (Become a Certified Mortgage Advisor) Connect with Dale Vermillion https://linktr.ee/dalevermillion (https://linktr.ee/dalevermillion) Find this conversation valuable?Consider leaving a 5-star review on Apple Podcasts or Spotify. Every review helps us reach more professionals like you. Mentioned in this episode: Relive Season 1 of Batting 1,000 If you missed some of the season—don't worry! We'll be sharing highlights from these conversations and others during our upcoming Season 1 Replay, where we'll listen to and dissect our favorite moments from all of Season 1, before we enjoy a brief off-season ahead of Season 2. Speaking of which, we need your help to build our line-up.
My returning guest today is Dan Habib, Executive Vice President at MBS Highway. Dan and I have a quick chat about what’s happening with the market, why not to panic, and how to arm yourself with the knowledge that provides value to your clients, using MBS Highway services. MBS Highway provides daily market insight videos, real estate data, live market quotes, alerts to lock/float ahead of lender re-prices, loan comparison tools, cost of waiting analysis, debt consolidation tools, and much more. MBS Highway turns mortgage professionals into advisors that understand what is driving interest rates, are able to articulate the financial opportunity in housing, and are actual ‘debt managers.’ Surprisingly, most mortgage professionals are not able to do these things. Lending Forward is a weekly podcast hosted by Taylor Ellard and powered by Atlantic Bay Mortgage Group. We bring you raw stories from real people in the mortgage industry. We're covering what's next in lending, forward-thinking, and reflecting on lessons learned from Mortgage Bankers, Realtors, Financial Advisors, Coaches, and more! How are you lending it forward? Founded in 1996, Atlantic Bay Mortgage Group® is a privately owned mortgage lender headquartered in Virginia Beach, Va. Atlantic Bay has been recognized as a Top 100 Mortgage Company in America, Best Mortgage Company, Most Enjoyable Place to Work, and an Inc. 500 Fastest Growing Company. Discussion Points: What are the pain points being felt right now by mortgage brokers? What tools does MBS Highway offer them? Refi’s are down 70% Make sure your clients get into loans now that prepare them for refi late 2022/early 2023 The Fed rates, inflation, recession, and what it looks like from 15 yrs in the future The Single Family Home backlog in building/supply Backlog with supply chain issues The incredible numbers of supply and demand This is not the bubble of 2008, it's completely the opposite Get your loan strategies set up for refi in 12 months Don’t forget to listen to the previous Dan Habib episode, “Signals of Recession” Resources/Links: MBS Highway Website Dan Habib LinkedIn Signals of Recession Episode Taylor Ellard LinkedIn Atlantic Bay Mortgage Group
You may have seen our guest, Barry Habib, on CNBC or FOX. That's because he's a three-time Crystal Ball Award-winning market forecaster.
With inflation rearing its ugly head, and all the pandemic issues and shortages, what can mortgage lenders do right now to help home buyers get the best loan possible for them in these conditions? We’ll find out more from returning guest Dan Habib, Executive Vice President at MBS Highway. As Dan tells us, there are many historical trends and turns in the market and financial arenas that can somewhat predict when a recession will hit, and what the subsequent fallout and recovery will look like in the housing market. To keep yourself abreast of all these changes, MBS Highway provides daily market insight videos, real estate data, live market quotes, alerts to lock/float ahead of lender re-prices, loan comparison tools, cost of waiting analysis, debt consolidation tools, and much more. MBS Highway turns mortgage professionals into advisors that understand what is driving interest rates, are able to articulate the financial opportunity in housing, and are true debt managers. Lending Forward is a weekly podcast hosted by Taylor Ellard and powered by Atlantic Bay Mortgage Group. We bring you raw stories from real people in the mortgage industry. We're covering what's next in lending, forward-thinking, and reflecting on lessons learned from Mortgage Bankers, Realtors, Financial Advisors, Coaches, and more! How are you lending it forward? Founded in 1996, Atlantic Bay Mortgage Group® is a privately owned mortgage lender headquartered in Virginia Beach, Va. Atlantic Bay has been recognized as a Top 100 Mortgage Company in America, Best Mortgage Company, Most Enjoyable Place to Work, and an Inc. 500 Fastest Growing Company. Discussion Points: What are you seeing out there and what do mortgage bankers need to know? The economy 101 history/trends of supply/demand Dan’s chart showing 10 years of treasury rate hikes and mortgage rates What are some recession indicators? The Yield Curve Inversion Unemployment rates and recession indicators Don’t panic at the short-term changes Keep upfront costs low right now in loans Any piece of advice for mortgage lenders right now? Email Dan for a listener discount on MBS Highway information! Resources/Links: MBS Highway Website Dan Habib LinkedIn Email Dan Habib Taylor Ellard LinkedIn Atlantic Bay Mortgage Group
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