Podcast appearances and mentions of kathy fettke

Dave Meyer and Kathy Fettke reveal their current real estate investment strategies, including the assets and markets they think will have the best values for the rest of 2025. Dave and Kathy emphasize the importance of securing fixed-rate financing in today's volatile interest rate environment, warning that commercial loans may be risky with uncertainty around the future of Fed independence and the rising national debt. Later in the episode, Dave explains why hard assets like real estate remain excellent hedges against potential currency devaluation, and how properties can turn inflationary environments into advantages for investors. Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Property Manager Finder Dave's BiggerPockets Profile Kathy's BiggerPockets Profile Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and https://www.biggerpockets.com/blog/on-the-market-343 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Real estate investor Jessie Lang went from renting out rooms in her Austin condo to owning 75 rental doors in Columbus, Ohio—all thanks to the BRRRR strategy. In this episode of The Real Wealth Show, host Kathy Fettke talks with Jessie about how she scaled her portfolio, reached financial independence, and now manages her rental business in just 4–6 hours a week. You'll also hear how real estate funded a year of travel around the world—and why Jessie believes the BRRRR method still works today. If you're looking for inspiration, actionable investing tips, and a real-life path to financial freedom, this episode is for you.

Mortgage delinquencies are on the rise again—especially for FHA loans—and foreclosure activity is steadily climbing from pandemic-era lows. In this episode, Kathy Fettke breaks down the latest ICE First Look report for June 2025, highlighting key trends in early-stage delinquencies, serious loan defaults, and prepayment activity. Find out what these shifts could mean for the housing market and real estate investors in the months ahead. Download our free guide, The Busy Person's Guide to Getting Your First Rental Property in 90 Days, at www.realwealth.com/90days to take the next step toward financial freedom. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1  FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS

Mortgage rates are inching closer to 6% again—not because the Fed is cutting rates, but because mortgage spreads are finally tightening. In this episode, Kathy Fettke unpacks what that means, how close we are to “normal” spreads for the first time since 2023, and why this shift could be a game-changer for buyers and investors. You'll also get a fresh look at this week's housing inventory numbers, price cuts, and buyer activity trends that could shape the second half of 2025. If you've been waiting for better conditions to jump into real estate, now's the time to start planning. Download our free guide, The Busy Person's Guide to Getting Your First Rental Property in 90 Days, at www.realwealth.com/90days to take the next step toward financial freedom. SOURCE: https://www.housingwire.com/articles/mortgage-spreads-are-almost-back-to-normal/  JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1  FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS  

Breakthroughs in longevity science—from anti-aging gene therapies to GLP-1 drugs like Ozempic—are accelerating, and investors need to take notice. In this episode of Real Estate News for Investors, Kathy Fettke explores how longer lifespans are transforming retirement planning, housing needs, and real estate investment strategy. With the longevity market projected to hit $8 trillion by 2040, it's clear that living longer will require rethinking everything—from income streams to age-in-place housing and wellness-focused communities. Learn what this means for the future of investing, and how you can position your portfolio for a 100-year life. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS

Bryan Caluwe shares how he turned an inherited stock portfolio into a diversified real estate strategy that now funds his retirement. He explains why he invests no more than 5% of his net worth in any deal, what syndications he's currently in, and how passive income has supported him through chronic illness. Now in his 70s and living by the beach, Bryan also shares his plan to donate his estate to fund free hospitals in India—driven by a mindset of gratitude, mindfulness, and purpose. LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS The Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com

Multifamily expert Ashley Wilson joins us to break down how she's navigating the challenges and opportunities in today's unpredictable real estate market—from distressed assets and multifamily deals and debt to where she still sees upside for savvy investors. In this episode, Ashley shares how she got started in real estate back in 2009, how she chose her early investments, and the strategy that helped her scale into large multifamily projects across 1,500+ units. We also dive into how she looks at deals in 2025, the biggest mistakes she sees investors make, and what's changed the most about the multifamily landscape in the past year. Whether you're just getting started or looking for your next move in a shifting market, this conversation is packed with practical insight from one of the industry's most respected voices. LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS The Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com

Which U.S. states are thriving in 2025—and why does it matter for investors? In this episode of Real Estate News for Investors, Kathy Fettke breaks down CNBC's annual Top States for Business report, revealing the five most resilient state economies this year. From job growth and housing strength to economic diversity and low federal dependence, these states are positioning themselves as safe havens amid rising tariffs and recession fears. Whether you're a real estate investor or business owner, this data-packed countdown highlights where opportunity may be strongest in today's uncertain economy. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Source: https://www.cnbc.com/2025/07/12/10-strongest-us-economies-recession-top-states-for-business-rankings.html

A new bill from Congresswoman Marjorie Taylor Greene aims to eliminate the federal capital gains tax on primary home sales, offering a major tax break to millions of long-time homeowners. In this episode of Real Estate News for Investors, Kathy Fettke breaks down the proposed No Tax on Home Sales Act, why it's gaining support from industry leaders, and how it could impact inventory, affordability, and home equity cash-outs. With 1 in 3 U.S. homeowners sitting on gains above current tax exclusions, this bill could reshape the way Americans sell—and buy—homes. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Source: https://www.realtor.com/advice/finance/greene-capital-gains-home-sales-bill/ 

President Donald Trump has proposed a 50% tariff on copper imports starting August 1—and it's already sending copper prices soaring. In this episode of Real Estate News for Investors, Kathy Fettke breaks down what this could mean for real estate investors, homebuilders, and everyday consumers. Copper is essential for everything from electrical wiring and plumbing to appliances and energy infrastructure. Higher copper costs could drive up construction expenses, delay renovation projects, and even increase utility bills. Learn what's behind the tariff, how markets are reacting, and what real estate investors should watch for as this policy unfolds. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS    

Consumer prices in the U.S. rose by 0.3% in June, pushing annual inflation to 2.7%—right in line with expectations. In this episode, Kathy Fettke breaks down the latest CPI report and what it means for real estate investors. From rising apparel and furnishing costs driven by tariffs to falling vehicle prices and modest shelter inflation, we explore the key takeaways. Plus, we look at how this data could influence the Federal Reserve's next move on interest rates—and why President Trump is calling for major cuts. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS

On this episode of The Real Wealth Show, CPA and real estate investor Sean Graham joins us to break down three major tax topics that every investor needs to understand right now. We start with the Big Beautiful Bill and its potential impact on real estate investing, then dive into the powerful strategies of cost segregation and bonus depreciation. Sean explains how these tools can dramatically reduce your tax burden, when they make sense to use, and what investors need to know about the coming tax changes. Whether you own a few rentals or a large portfolio, this episode is packed with actionable insights to help you keep more of your investment income. LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS The Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com  

Big changes are quietly reshaping the Airbnb landscape—and short-term rental hosts could be paying the price. In this episode of Real Estate News for Investors, Kathy Fettke breaks down Airbnb's latest policy updates, including the new “buy now, pay later” option, increased risk of chargebacks, and unsettling payout delays. These behind-the-scenes changes may give guests more flexibility, but they shift significant financial risk onto hosts—potentially leaving them with empty calendars, frozen payouts, and unexpected losses. If you're an Airbnb host, vacation rental owner, or real estate investor, this is a must-listen episode to help you protect your business, your cash flow, and your peace of mind. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS SOURCE: https://www.biggerpockets.com/blog/airbnb-just-quietly-changed-the-rules-for-hosts?utm_campaign=07.03.2025%20REINewsletter&utm_medium=email&utm_source=Iterable&utm_channel=28425&utm_content=Marketing

The Big Beautiful Bill—officially known as the OBBBA—has been signed into law, bringing sweeping tax changes that could significantly impact real estate investors. In this episode, Kathy Fettke breaks down 8 key ways this new legislation could affect your real estate portfolio, tax strategy, and long-term wealth building. From the permanent increase in the estate tax exemption to 100% bonus depreciation, Qualified Opportunity Zones, and the temporary expansion of the SALT deduction, Kathy explains what investors need to know to stay ahead of the curve. Learn how these changes could impact everything from your cash flow to entity structuring—and what you can do now to make the most of the new rules. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS SOURCE: https://www.forbes.com/sites/martinshenkman/2025/07/05/big-beautiful-estate-plan-impact-of-the-big-beautiful-bill-obbba/ 

In this episode, Brandon Rickman shares his real estate journey—from scaling up to flipping 100 properties a year to shifting his focus toward long-term wealth through buy-and-hold investing. Brandon breaks down the lessons he learned along the way, including how he navigated different market cycles and why, looking back, he wishes he had kept every single property. If you're wondering when to flip, when to hold, and how to build lasting wealth in today's shifting real estate market, this episode is packed with valuable insights.

In this episode of Real Estate News for Investors, Kathy Fettke breaks down Zillow's latest report on housing affordability across the U.S. Discover where homebuyers can still afford to purchase a home—and where skyrocketing prices have made homeownership nearly impossible. From the most affordable markets like Pittsburgh and St. Louis to the least affordable cities like San Francisco and Los Angeles, we explore the growing gap between income and home prices. Tune in to learn what this means for buyers, sellers, and real estate investors in today's challenging market. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Source: https://www.housingwire.com/articles/five-markets-homes-affordable-zillow-home-prices/ 

The Federal Housing Finance Agency is pushing Fannie Mae and Freddie Mac to prepare for a future where cryptocurrency could play a role in mortgage lending. In this episode, Kathy Fettke breaks down what crypto-backed mortgages might look like, the opportunities they could create for nontraditional borrowers, and the risks that have lenders asking tough questions. Will digital assets reshape the path to homeownership—or is this just a speculative idea? Tune in to find out what this move could mean for the housing market, investors, and the future of real estate finance. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS   SOURCE: https://www.housingwire.com/articles/fhfa-cryptocurrency-in-mortgages-lenders-have-questions-fannie-freddie-non-qm/ 

In this episode of Real Estate News for Investors, Kathy Fettke covers the stunning outcome of New York City's Democratic mayoral primary, where State Assemblyman Zohran Mamdani—a self-described Democratic Socialist—defeated former Governor Andrew Cuomo in a landslide. The news sent shockwaves through NYC's real estate and financial sectors, with shares of major property owners like SL Green and Vornado Realty Trust taking a hit. Mamdani's bold housing proposals—rent freezes, a $70 billion public housing plan, and even city-run grocery stores—are energizing voters but worrying developers and landlords. Some fear the policies could hamper investment and drive another wave of wealth migration out of the city. We'll explore what this political shift could mean for housing policy, development conditions, and real estate investing in one of the world's most important markets. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Source: https://www.bisnow.com/new-york/news/economy/nyc-cre-reeling-after-mamdani-wins-mayoral-primary-129923?utm_source=outbound_pub_6&utm_campaign=outbound_issue_87009&utm_content=outbound_link_11&utm_medium=email 

In this episode of Real Estate News for Investors, we're joined by lending expert Caeli Ridge to unpack two powerful tools for real estate investors: HELOCs (Home Equity Lines of Credit) and the increasingly popular All-in-One Loan. Caeli breaks down how each product works, when and why investors are turning to them in today's high-rate environment, and how they differ from cash out refis and fixed mortgages. Learn how savvy investors are using HELOCs to scale their portfolios, how the All-in-One Loan merges banking and borrowing into one streamlined account, and what to watch out for with variable interest rates. If you're looking to unlock equity without selling your property, this episode is for you. LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS The Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart

Existing home sales ticked up slightly in May — but not enough to turn around what's been the slowest May in 16 years. In this episode, Kathy Fettke breaks down the latest data from the National Association of Realtors and explores why more listings aren't translating into more sales. With mortgage rates still hovering near 7% and home prices hitting new highs, affordability remains a key obstacle for today's buyers. Kathy also shares insights from top economists at NAR and Realtor.com, examines the shifting regional trends, and explains what rising inventory could mean for investors in the second half of the year. Source:  https://www.realtor.com/news/real-estate-news/existing-home-sales-report-nar-may-2025/  https://www.npr.org/2025/06/23/nx-s1-5440502/home-sales-uncertainty-mortgage-rates    JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS

Insurance can make or break a real estate portfolio—especially in today's climate. In this episode of the Real Wealth Show, we're joined by Seth Markum from NREIG to break down everything investors need to know about landlord insurance, co-insurance clauses, and protecting properties in areas prone to extreme weather. Want to learn more? Visit www.NREIG.com/RealWealth LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS The Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart

Compass has filed a lawsuit against Zillow, claiming the platform's listing policies unfairly restrict competition—especially around “Coming Soon” and off-market listings. In this episode, Kathy Fettke unpacks what the lawsuit means for real estate investors who rely on early deal access, private listings, and digital platforms like Zillow, Redfin, and eXp. If you're sourcing deals online, this legal battle could directly impact your strategy moving forward.   JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS

Looking to boost your cash flow in 2025? In this episode of The Real Wealth Show, RealWealth Investment Counselors Leah Collich and Stacey Stegenga dive into the top U.S. real estate markets where investors are generating strong, steady returns—even in an uncertain economy. You'll hear why more investors are shifting toward linear markets like Cleveland, Cincinnati, Birmingham, and Chattanooga, and how these markets are offering solid cash flow while others remain volatile. Leah and Stacey also discuss the impact of higher interest rates, investor hesitancy, and what this means for finding opportunity in today's landscape. Plus, find out why RealWealth recently added Atlanta to its list of recommended markets—and whether it's the right fit for your strategy.

The easiest way to become a millionaire is buy a million dollars worth of real estate Rich & Kathy Fettke are co-founders of Real Wealth, helping over 80,000 investors acquire $1.3 billion in real estate assets since 2003. Kathy hosts The Real Wealth Show podcast and co-hosts BiggerPockets On the Market, while Rich authored The Wise Investor and Scaling Smart.Kathy Instagram: @kathyfettkeRich Instagram: @richfettkeWebsite: https://realwealth.com/Want To Quit Your Job In The Next 6-18 Months Through Buying Commercial Real Estate & Small Businesses?

Thinking about investing in real estate syndications but not sure how to properly evaluate a deal? In this episode of The Real Wealth Show, Leah Collich sits down with RealWealth Syndication Manager Paul DiVincenzo to walk through the exact underwriting process our team uses to vet multifamily and commercial real estate investments. Whether you're a first-time passive investor or looking to sharpen your due diligence process, this episode will give you the tools to confidently analyze real estate syndication opportunities.

In this episode of Real Estate News for Investors, Kathy Fettke breaks down the Federal Reserve's June policy decision and what it means for the housing market. The Fed held interest rates steady at 4.25% to 4.5% but still expects two rate cuts before the end of 2025. Kathy unpacks the new economic projections—including slower GDP growth, persistent inflation, and a slight rise in unemployment—and explains how these shifting forecasts could impact mortgage rates, housing demand, and investor sentiment.   JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS

In this episode of The Real Wealth Show, we're joined by two powerhouse investors—Ken and Danielle McElroy—for an honest look at what's really happening in today's real estate market. From single-family homes to multifamily apartment buildings, the McElroys break down key trends, rising risks, and the opportunities they're seeing right now. Ken, a seasoned multifamily investor and author, shares what's changed in the market over the past year—and why he's adjusting his strategy. Danielle offers insight on single family and what trends she is monitoring Whether you're a new investor or managing a growing portfolio, this conversation will give you a clearer view of where the market is headed—and what moves to consider next. Limitless: https://limitlessexpo.com/ LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS The Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com

With rising debt, shifting prices, and mounting investor uncertainty, what's really going on in the US economy? In this episode, real estate expert Kathy Fettke joins us to break down key trends shaping the housing and rental markets today. From the rise in multi-family loan delinquency to the surprising stability in home defaults, Kathy explains what these signals mean for investors. We also explore the impact of the potential Big Beautiful Bill, the role of financial engineering in today's economy, and where prices are rising or leveling across the country. Whether you're navigating your first investment or managing a growing portfolio, this conversation offers timely insights and practical takeaways. Tune in now! Key Points From This Episode:Introducing today's guest, Kathy Fettke. An overview of how the US economy is doing at the moment. The debt-to-income issue and why it's problematic. A breakdown of the rise of multi-family delinquency. The positive sides of the Big Beautiful Bill. Where prices are going up on houses and where they're stabilizing. Why delinquency rates on homes aren't going up. What all of this really means for investors. The role of financial engineering in the US economy. Links Mentioned in Today's Episode:Kathy Fettke on LinkedInKathy Fettke LinktreeKathy Fettke on XKathy Fettke on Instagram Retire Rich with RentalsScaling SmartAsset Management Mastery Facebook GroupBreak of Day Capital Break of Day Capital InstagramBreak of Day Capital YouTubeGary Lipsky on LinkedInJoseph Fang on LinkedIn

Today on The Real Wealth Show, we're joined by Jamil Damji—real estate wholesaler, co-founder of KeyGlee, and star of A&E's Triple Digit Flip. Jamil opens up about his incredible journey: how he got started in real estate, lost everything chasing the wrong opportunities, and came back stronger to build a multimillion dollar wholesaling business. We dive into the early wins, the painful mistakes, and the mindset shifts that helped Jamil not only recover—but thrive. He also shares why he believes now is the time to organize the industry through a National Wholesalers Association, and how that could shape the future of real estate investing.

The U.S. construction industry is facing a growing crisis as immigration raids ramp up across job sites. In this episode, Kathy Fettke breaks down how increased worksite enforcement actions are leading to labor shortages, project delays, and rising costs—at a time when housing demand remains high. With as many as 1 in 5 construction workers estimated to be undocumented, this crackdown could have major ripple effects on real estate development and the broader economy. Tune in for the latest updates, expert insights, and what investors should watch next.   JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS  

Fannie Mae's latest report reveals that consumer confidence in the housing market just hit its highest point of 2025. In this episode of Real Estate News for Investors, Kathy Fettke breaks down the May Home Purchase Sentiment Index, which shows a growing number of buyers and sellers feeling optimistic—despite ongoing affordability challenges. Hear why more Americans expect mortgage rates to fall, how job security sentiment is shifting, and what this all means for real estate investors heading into the second half of the year. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS SOURCE: https://www.housingwire.com/articles/fannie-mae-consumer-housing-market-outlook-hits-2025-high-point/ 

When things got tough with her rental property, Celia Christensen—Real Wealth's own Marketing and Events Manager—seriously considered selling. In this episode of The Real Wealth Show, she shares her real estate investing journey: from buying her first property through the Real Wealth  to the challenges that nearly pushed her to walk away. You'll hear what convinced her to hold on, how the property is performing now, and what she's learned about long-term real estate investing. If you're a first-time investor—or thinking about giving up on a property—you won't want to miss this one.

In this episode of Real Estate News for Investors, Kathy Fettke dives into a major trend in housing finance: Americans tapped nearly $25 billion in home equity during Q1 2025 — the strongest start to the year since the 2008 housing boom. Fueled by falling HELOC rates and rising homeowner confidence, second-lien mortgage volume surged 22% year over year. With over $17.6 trillion in total home equity — and $11.5 trillion considered tappable — the opportunity for real estate investors and homeowners is massive. Kathy breaks down the latest data from ICE Mortgage Technology, what falling interest rates mean for borrowers, and why 25% of homeowners are now considering a home equity line of credit or loan. Whether you're planning to access equity or just watching the market, this episode will keep you informed and ahead of the curve.   JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN SOURCE:  https://www.housingwire.com/articles/ice-mortgage-monitor-june-2025-home-equity-heloc-interest-rates/?cx_testId=47&cx_testVariant=cx_1&cx_artPos=1&cx_experienceId=EXAPB9I50LOS&cx_experienceActionId=showRecommendations3CFZNF3TCS4I3#cxrecs_s 

Wondering how to use your retirement accounts to invest in real estate? In this episode of The Real Wealth Show, Kathy Fettke sits down with Real Wealth investment counselors Leah Collich and Stacey Stenenga to explain how investors can tap into IRAs, 401(k)s, and other retirement vehicles to build a real estate portfolio. Discover the rules, benefits, and common pitfalls of using self-directed retirement accounts—and how to get started the right way. Whether you're planning for retirement or looking to diversify your investments, this episode offers clear, actionable insights to grow your wealth through real estate.  

The latest Beige Book from the Federal Reserve paints a cautious picture of the U.S. economy. In this episode, Kathy Fettke breaks down the key takeaways for real estate investors—slowing job growth, rising inflation concerns, and the growing impact of tariffs, which were mentioned a record 122 times. Learn how regional trends and economic uncertainty could influence housing demand, borrowing costs, and investor strategy in the months ahead. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN Source: https://www.cnbc.com/2025/06/04/fed-beige-book-economic-report-cites-declining-growth-rising-prices-and-slow-hiring.html 

Can Landlords Ask About Immigration Status? Oregon's New Housing Bill Explained A new housing bill in Oregon could set a precedent for landlords across the country. In this episode of Real Estate News for Investors, Kathy Fettke breaks down Senate Bill 599 — legislation that would make it illegal for Oregon landlords to ask tenants about their immigration status. Learn what this means for tenant screening, ID requirements, and fair housing compliance. Whether you own rental property in Oregon or simply want to stay ahead of shifting rental laws, this episode offers key insights for investors and property managers nationwide JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN   Source:  https://rentalhousingjournal.com/oregon-house-bans-landlords-from-asking-immigration-status/?utm_source=Master+Vendors&utm_campaign=0f93f22abb-EMAIL_CAMPAIGN_2025_05_21_01_33&utm_medium=email&utm_term=0_-0f93f22abb-113928773 

Thinking about buying a rental property but don't know where to start? In this episode of The Real Wealth Show, host Kathy Fettke sits down with Real Wealth investment counselors Leah Collich and Stacey Stegenga to share how a free strategy session can help you buy your next rental property with confidence. Whether you're a first-time investor or looking to grow your portfolio, learn how to identify the best markets, property types, and strategies for your goals.

Rebecca McLean, Executive Director of the National REIA, joins us to share key insights from REIA groups nationwide. We discuss generational investing trends, evolving wholesaling laws, and the biggest challenges investors face in 2025. From rising interest rates to regulatory shifts, this episode offers a national pulse on today's real estate market.

Author and financial expert, Chris Whelan, joins Keith as they explore the intricacies of the housing market's potential future. Chris drops an intriguing prediction of a possible 20% price correction. They dive deep into the complex world of real estate, examining the pandemic's significant impact on mortgages and economic trends. The conversation reveals the behind-the-scenes challenges of the housing market, from government interventions to the nuanced effects of interest rates and forbearance programs. They unpack the struggles in commercial real estate, particularly highlighting the unique challenges in markets like New York's rent-controlled properties. Chris's new book "Inflated: Money, Debt, and the American Dream" promises an insightful journey through America's economic transformation, tracing how the nation evolved from an agrarian society to a global economic powerhouse. Show Notes: GetRichEducation.com/556 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, what's the state of the housing market for the next five years, and could what's happening in the foreclosure market affect it? I see relative housing market price stability. My guest sees cracks. This could be somewhat of a debate today, then two great new cash flow and real estate markets in the same state that we're helping your portfolio with on get rich education, mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter, remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com.   Corey Coates  1:56   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:12   Welcome to GRE from Edison, New Jersey to Edinburgh, Scotland, where I am today, and across 188 nations worldwide, I'm Keith Weinhold, and you are back for another wealth building week on get rich education. Today's guest came to me recommended. It came from a guest that we've had on the show here before, Jim Rickards and his daughter Ally Rickards. His name is Christopher Whelan. He has a distinguished background. Comes from a prominent family, and he's the author of a new book that just published a few weeks ago. His father, Richard Whelan, was the biographer of Joe Kennedy, and was advisor to presidents and Fed chairman and today's guest, his son there, Chris. He has done a lot of work in DC. He lives just north of New York City today. So I guess coming recommended from Jim Rickards and learning a few things about today's guest helped me want to host him on the show. So though I'm just meeting him for the first time right here on the show, as it turns out, I learned that he has mentioned on other channels that real estate prices could correct down 20% and fall back to 2020 levels. I absolutely don't see how that's possible in any way. I'm going to bring that up with him, so we'll see. This could turn into somewhat of a debate. Like I said last week, I believe that significantly falling housing prices. That's about as likely as grocery store prices falling back to 2020 levels. Yes, I am in Edinburgh, Scotland today. It's my first time here. My mom, dad and also my brother's entire family came over from the US to meet up. It's been great. We're taking in all the best sites, Edinburgh Castle, other castles, the Scottish Highlands, Loch Ness, though I don't believe in any Loch Ness monster at all. I mean, come on, what a hoax. And we're seeing some other sites, though it didn't really interest the others, which I could understand. I visited the home where Adam Smith once resided, and I might put my video about that on our get rich education YouTube channel, so you could check that out over there. Of course, Adam Smith is considered the father of modern day economics for his work on supply versus demand and the GDP concept, the invisible hand, concept, much of that work conveyed in his magnum opus, The Wealth of Nations, published in 1776 as for the present day, let's meet this week's guest, including me, meeting him for the first time.     I'd like to welcome in a first time guest. He's the author of a widely acclaimed new book. It's named inflated money, debt and the American dream. It just released, and the book couldn't be more timely with the multitude of challenges related to inflation, many involving the housing market in his earlier books, he's been known, frankly, for just telling his readers the truth. He's worked at the Federal Reserve Bank of New York in politics and as an investment banker for more than 30 years. Today, he runs Whalen Global Advisors. You've seen him on CNBC in the Wall Street Journal, and now you're hearing him on GRE Welcome to the show. Chris Whalen.   Chris Whalen  5:43   Thank you, Keith, appreciate your invitation.    Keith Weinhold  5:45   Whalen is spelled W, H, A, l, e, n, if you're listening in the audio only, Hey, Chris, we're in a really interesting time in the economic cycle. We all know the Fed has a dual mandate, high employment and stable prices. What's interesting to me is, late last year, they cut rates by a full 1% and this is despite inflation being above target. Makes me wonder if they care more about high employment and they're rather willing to let inflation float higher. What are your thoughts?    Chris Whalen  6:18   I think historically, that's been the case. You know, the dual mandate Humphrey Hawkins, that drives the Fed's actions today was a largely socialist compromise between the Republicans and the Democrats. The Democrats wanted to guarantee everybody a job after World War Two, the legislation was really about soldiers and people who had served their country in many, you know, places around the world, for a long time, and then you would have the depression. So you had a whole generation or more of people that were looking for help when they came home. And that's what this was. But today, you know, there's another mandate, which is called keeping the treasury bond market open. We saw it was during COVID in 2020 President Trump got up, declared that people didn't have to pay their rent or their mortgages, and then didn't do anything. There was no follow up. At the time, folks in mortgage industry kind of looked at each other funny for about 60 days and said, What's going to happen? Because they have to advance principal, interest, taxes and insurance to protect the house. The first rule in mortgage finances protect the asset. But it all worked because the Fed dropped interest rates to zero and we had a boom. We refinanced two thirds of every mortgage in the United States, and that cash flow allowed the finance forbearance for millions of Americans. Now the unfortunate part, of course, was home prices went up double digits for six years. So why we had no affordability today? So, you know, it helped, but it certainly didn't help in some ways,   Keith Weinhold  7:48   mortgage loan forbearance back in the COVID era about five years ago, where you could basically just skip your mortgage payment and then they increase the overall duration of your loan period.   Chris Whalen  8:00   That's right. So you know, your government market, your conforming market, were falling. They also had various schemes, state forbearance for non agency loans. Nobody thought at all about the multifamily sector and the developers that didn't get paid for two years. And we're feeling the impact of that. Of course, today, that's probably the biggest pain point in US economy today is commercial real estate and multi family real estate, and neither one of them involves a consumer. So it gets no attention at all. You read about it in the specialty press, but that's about it.    Keith Weinhold  8:34   And by talking about multi family not affecting the consumer, you're just talking about who's on the owner side there?   Chris Whalen  8:40   precisely if all of the consumers have problems, you'd hear about it, and you do, especially in some of the blue states. I live in New York, so we have some of the more aggressive rent stabilization, rent control laws in the country. And they go back to World War Two. They go back almost a century,   Keith Weinhold  8:58   right? It's those people in the one to four unit space in residential real estate investing that really got the help there.    Chris Whalen  9:06   Well, at least, you know, the world didn't end. Imagine if all of those people had gone to foreclosure. The industry wouldn't have done that. Of course, they would have thrown up their hands and cried for help. But the point is, they made it work. But the cost of making it work that zero interest rate regime that the Fed put in place is still being felt today. If you look at banks which typically have prime large mortgages on their books, the loss given default is zero. Home prices are so high that if somebody actually goes to foreclosure, they sell the house, they pay off the loan easily, and there's usually a large residual left, which would go to the homeowner. So today, you know, if somebody gets in trouble, we do a short sale, we do a deed in lieu, and off they go. And that's why the stats don't show you the pain that many American families are feeling today, because about 60% of all payoffs of one to four family mortgages are people who. Are exiting the market, they're not going to buy another house. So what that means is that the cost of home ownership, or whatever other factors are involved, has made them make the decision not to go to another home mortgage.    Keith Weinhold  10:13   Yes, we have this historically low affordability that's beginning to be reflected in the home ownership rate. It's trended down from about 66 to 65% recently, we continue to be in this environment here, Chris in the one to four unit space, where those existing homeowners are in really good shape. They have record high equity levels of over 300k A lot of them have their home paid off. About 40% of American homeowners own their home free and clear, and of the remainder, those borrowers, 82% still have a mortgage rate of under 5% and of course, that principal and interest payment stays fixed. So even if there's economic hardship, it's pretty easy for people to make their payments and stay in their homes.   Chris Whalen  11:02   Well, it certainly is for most of the marketplace. If you look at the bottom 20% the FHA market, also the VA market, there's a little more stress there. There's still an awful lot of people who are in various types of forbearance in that market. That's going to end in October. So the Trump administration is pushing most of the rules back to pre COVID approaches for delinquency, for example, what we call the waterfall. And what that basically means is that if an FHA borrower gets in trouble, they'll have one shot at a modification where they lower the loan cost and stick part of the loan out the back to be paid off when the house is sold. If that doesn't take, if they don't re perform, then they're going to go to a foreclosure. We just ended another program for veterans. You know, they had three weeks notice, so now you're going to see a lot of veterans going to foreclosure. Unfortunately.   Keith Weinhold  11:56   yes, this administration is basically making sure that people are responsible or resume their payments. We've seen that student loan repayments needing to resume as well. Most foreclosure rate types are still pretty low, but yes, FHA foreclosure rates are higher than those for conventional loans.    Chris Whalen  12:15   Yeah, the interesting thing is, the veterans delinquency rate is half of the FHA rate, and even though people in uniform don't make a lot of money, they pay their bills. Yeah, it's quite striking.   Keith Weinhold  12:25   Why don't you talk to us more about areas where you see distress in the housing market before we talk about more inflation? Chris, the   Chris Whalen  12:34   key areas of housing stress at the moment are commercial real estate that has become underutilized. COVID drove a lot of this, but also the fact that industries could change their work practices. It could have people work from home. Look at housing. We sent everybody home in 2020 while we increased headcount by a third to address a surge in lending volume. It was insane. I gotta tell you, we were hiring people that we didn't see for months that changed the business model assumptions for a lot of industries. A lot of them moved out of blue states and went down to Florida and Texas. In the mortgage industry particularly, and so we have a lot of older real estate particularly, that is suffering. It has dropped in terms of appraised values. You also have higher interest rates and higher cap rates, that is to say the assumption of returns on the part of investors. So that hurdle has made a lot of these properties impaired, essentially. And then the other subclass is older multifamily properties. Think about those beautiful old apartments in the middle block up on the east side or the west side of Manhattan. They're not big enough to be viable, and so they have become this kind of subprime asset class, much in the way if you recall the signature bank failure, they typically bank these sorts of real estate properties, and now there's nobody that wants them. I think you're going to see some very specific pain coming out of HUD, and also Fannie Mae and Freddie Mac because they bank some of these smaller properties that really aren't bankable by commercial banks. That's what it comes down to. If you're going to read about this and hear about it a lot in the commercial market over next several years. And again, you know, the losses on bank owned multifamily properties today are averaging 100% so that means that there are a lot that have more expenses than simply losing the full loan amount. And you know, if you want to have a bank loan, they're not taking these properties. They don't want them, right? So the bank, REO rate, if you look at the data from the FDIC, is zero. And what that tells you is that they can't sell the properties they don't want them, because if they take ownership, the city's not going to let them abandon the property. They'll have to keep it and maintain it. It's a tough situation. This is. Has evolved over the last 20 years or so, because consumer incomes have been kind of stagnant in real terms. But the cost of operating a property in New York City is not going down. It's going up quite a lot, and the legislation we've seen from Albany doesn't allow owners to recapture expenses, doesn't allow them to renovate apartments. So if I have a rent stabilized apartment, I'll use a real example, in a beautiful building on Central Park South right, to renovate a unit that's been occupied for 20 years, new kitchen, new bathroom, sir, everything services. That's $150,000 so if I'm the owner and I can't recapture that cost. What do I do? I lock the door, I gut the apartment, and I lock the door, and I hope that the laws will change in the future, because I can't rent it, my insurance underwriter will not allow me to rent out an apartment that's not brought up to code. That's New York law, but the folks in Albany don't care about that. We have some really unreasonable people in positions of authority, unfortunately, in some of these states, and you talk to them about these issues, and they don't care. They just pander to consumers, regardless of whether or not it makes sense or not. And that's just the way it is.   Keith Weinhold  16:15   Those evil landlords, quote, unquote, most right evil. They're just mom and pop investors that are trying to beat inflation with real assets, and they have real expenses. Rent Stabilization basically just being a genteel term for rent control, which gives no one an incentive to improve a property for sure   Chris Whalen  16:35   and it reduces the availability of housing ultimately, because nobody builds. You see that in New York right now the home market is pretty tight, up to the conforming limit for Fannie Mae and Freddie Mac so you figure a million, 1,000,002 here in New York. But above that, it's quieted down quite a lot. There's compression in some of the higher end homes. And you know, if you go down south, you see a different problem, which is over building. They didn't want to build here, so they went down to the Carolinas and Texas and Florida. There's a huge amount of both multi family condo type developments and single family homes too. But above that average price level way above half a million dollars.   Keith Weinhold  17:15   Sure, it's made this dynamic where things have been flip flopped in the Northeast and Midwest, where the populations aren't growing very fast, those markets have been appreciating more than those in the high growth southeast, all coming back to supply. They're not bringing on enough new supply in the Northeast and Midwest, Chris has just laid out a few reasons for that, due to this high regulation. And then in the southeast, a high growth area, even though that's where people are moving, we're not getting much appreciation there, because you're able to build and that supply is able to keep up with demand. Well, Chris and I are going to talk more about the housing market and about inflation. When we come back, you're listening to get rich education. Our guest is Chris Whelan, the author of a great new book. I'm your host. Keith Weinhold.   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Kathy Fettke  19:45   this is the real wealth network's Kathy Fettke, and you are listening to the always valuable get rich education with Keith Weinhold.    Keith Weinhold  20:00   You welcome back to get rich education. We're talking with the author of a great new book, Chris Whelan, it's called inflated money, debt and the American dream. Chris, I see the residential housing market and their price points as being resilient. I'm kind of looking around and seeing if you have any places where you think that there are any cracks in that? I've heard you talk elsewhere about a housing price correction. Were you talking in the one to four unit space? And how do you think that could happen?   Chris Whalen  20:31   I didn't come up with that idea. I did a biography of my good friend Stan middleman, who's the founder of freedom mortgage. It's a real rags to riches story of a successful entrepreneur, a great guy, by the way, is a beloved man in the mortgage industry. And so what he believes is that cycles are about a decade in terms of human behavior. And he says misery on the eights, which is kind of a cute way of saying it. And what Stan is basically saying is you eventually see so much price appreciation that affordability goes to zero. You run out of buyers, is another way to put it. And then once the Fed gooses it, he thinks we see an interest rate decline this year next year, perhaps you get rates to run a little bit. You get volumes to jump the way they did last summer. You remember, in the third quarter, we had great volumes in the mortgage industry, carried everybody through to the end of the year, and then after that, he says, we get a price correction, maybe back down to 2020 21 levels. So we're talking about a 20% price correction, and we're talking about the loans that have been made in the last few years being underwater. That's something we haven't talked about in a long time. We haven't talked about that since 2008 so I think that Americans inevitably have to see some kind of a correction. What the Fed did was wrong, what they did was excessive. I write about that in the end of my book, but unfortunately, the result is home prices that have galloped along, and eventually you got to reset it. Part of its supply coming online. Part of it is simply, like, I say, you run out of buyers, and when it's simply that purchase buyer who is either all cash or happens to have the deposit, and that's all you have. And there's no flexibility for people that want to get into the market. You know, that's tough. I could recall Paul Volcker years ago, we were talking about that in the book too. He ratcheted down home prices. He raised interest rates so much that home prices went down, and a lot of builders went out of business who had had a lot of snls go out of business, and, you know, the previous decade. So that was a tough time. We didn't even start to do that this time around, because they were afraid to the Fed is worried about keeping the Treasury market open, so they are afraid of deflation, which unfortunately means you don't get those opportunities to get into the market. I remember my parents, when I was very young, they would buy busted homes in Washington, DC. It was a great way to make a lot of money, and in five years, the House would double. That's the kind of market Washington was   Keith Weinhold  23:05   in my opinion, I don't see how there could be any substantial residential home price correction. Historically that happens when there's a wide swath of homeowners that get into financial trouble, like I was talking about earlier, the homeowner is in great financial shape today. In fact, since World War Two, we've only seen home prices drop substantially during one period. That was that period around 2008 and that's when we had conditions that are opposite of what they are today. We had loans underwritten with liar loans. We had an over supply of homes, like I was saying earlier, inflation can't touch one's principal and interest payment. We're still under supplied with homes. Most experts don't think we'll get that into balance for at least five years. I really don't see how home prices could fall substantially. I also don't see how they could rise substantially, like, say, 10% due to that low affordability, but I expect continued stability in prices?    Chris Whalen  24:02   Well, we'll see. I'm not as sanguine about that, because a lot of people feel house rich on paper, but when the bottom of the stack is really hurting as it is now, FHA delinquency rates really are in probably the mid teens. You don't see that yet in the middle with the 727, 40 FICO type borrowers. But I think over time you could, and if, again, it depends on the economy and some other factors, but I'll tell you right now, you're already seeing a correction in the hyad the bottom half, no. And there's a supply problem here, which I agree with you on. It's going to keep those home price is pretty firm. And even where I am in New York, for God's sake, Keith, there's no construction here. So we just had a house across the street from me go from million one. I live in Sleepy, hollow New York, and you know, this is typically around the conforming limit for prices for most of these homes, and it went for 150 $1,000 over the ask, it was crazy. Went in two weeks now, during COVID, we saw this sort of behavior, and we thought, Well, okay, you had zero interest rates. I got a 3% mortgage, by the way, awesome. But here we have a situation when markets cooled down a lot, and yet the lack of availability is really the driver. So in that sense, I agree with you, but I do think the high end could correct rather substantially.   Keith Weinhold  25:24    And of course, in multi family apartments, that's different. That's where values in a lot of markets have been depressed by more than 30% they were subject to those interest rates being jacked up, and we're still going to see balloon loans mature and people default on those in apartments. The pain is not over with air, but at some point that's going to bottom out, and that'll be a buyer opportunity in apartments.   Chris Whalen  25:47    Well, the thing is, new stuff is going fine. It's what happens is when the new gets built, the older assets down the road get discounted. That's really what's going on. People love new as you know, these kids love a new house, as opposed to an older house.   Keith Weinhold  26:02   Yes, that'll help reset the prices in the new market when you can compare those to what existing values are. Well, Chris, talk to us more about your new book and what the overall thesis of the book is in these critical times.    Chris Whalen  26:16   Inflated is meant to help people understand how our country went from agrarian, sleepy, isolationist America in the 1900s to being the dominant economy in the world and the provider of global money. We talk about how we got here. We talk about Abraham Lincoln and Franklin Roosevelt and many other characters. Obviously, we had to talk about Andrew Jackson, who is now embodied in our president, Donald Trump. We try and frame how this is all going to evolve in the future. And my thesis is basically the global currency role is something you get during or after a war. We took the baton from Great Britain after the First World War, and then by the end of World War Two, everybody in the world was broke, except for us. It was last man standing. And so rebuilt the world. We let everybody take advantage of us, and now President, who's saying, Nope, we got to change this. I think if it wasn't Trump, it would be somebody else. To be honest with you, Americans are tired of high inflation. They're tired of some of the other costs that come along with being the global reserve currency, so we try and frame all of this in an understandable way. And I particularly talk about housing during COVID and how that all really, I think, changed things for many Americans. Home ownership has been one of the basic ways we create wealth in this country, and the fact that we didn't have an opportunity for people to get in cheap with a fixer upper or a house that was foreclosed. You know, I think it's unfortunate, but the system just can't tolerate it. We've gone in 2008 and then in 2020 through two very significant crises when the government bond market stopped working. So we talk about that as well.   Keith Weinhold  28:03   I don't predict interest rates. I think it is really difficult to do you mentioned earlier about the prospect for lower interest rates coming. Everyone wants to know about coming. What's your outlook for the future of interest rates and inflation for just say the next five years? Chris,    Chris Whalen  28:19   I think interest rates will drop. That is to say what the Fed controls, which is short term interest rates. In the next year or so, we'll have a little bit of a boom as a result. But I think the concern about the federal deficit and US debt, the volatility caused by President Trump's trade strategy, and just general I think a sense of uncertainty among investors is going to keep long term interest rates higher than we saw during COVID And really the whole period since 2008 the Fed bought a lot of duration and took it out of the market, so they kept rates low. They're not going to do that as much in the future. I don't think they'll buy mortgage securities again, they are very chastened by that experience. So if they don't buy mortgage backed securities, and if the banks don't become more aggressive buyers, and I don't think they will, then you know, the marginal demand that would drive mortgage rates down is just not going to be there. Banks have been holding fewer and fewer mortgages and mortgage backed securities on their books for 35 years. If you look at the growth in the industry, the dollar amount of one to four family mortgages hasn't changed very much. So when you look at it that way, it's like, you know what's wrong? Two things. They want to only make mortgages to affluent households. They want to avoid headline risk and litigation and fines and all of that. And I think also, too some of the Basel capital rules for banks discourage them from holding mortgages and mortgage servicing rights, which is an area I work in quite a lot.   Keith Weinhold  29:55   It seems to me, like increasingly, the powers. It be the United States government just won't let the homeowner fail. They want to do so much to promote home ownership over the long term, we see relative ease with getting a mortgage. We've seen lower down payment requirements during other times, including COVID. We see the government jump in with things like mortgage loan forbearance and an eviction moratorium for renters. They just don't want to let people lose their homes. It just seems like there's more propensity to give homeowners a greater safety net than ever. Well,   Chris Whalen  30:29   we've turned it into an entitlement. Yeah, and Trump is changing that at the federal level. The states, the blue states, are going to continue to play that game at the state level, and they can even have state moratoria. But what's going to happen, and I think sooner rather than later, is you may see the federal agencies start to tier the states in terms of servicing fees, simply to reflect the cost. It takes over 1400 days to do a foreclosure in New York. Gosh, that is a big problem. You can lose the lien in New York now, it takes so long. So I think that, you know, from an investor perspective, from a developer perspective, it's not an attractive venue. That's just the reality. Then you even California is as progressive and as activists as it is, you can still get a foreclosure done very quickly using the trustees. It's just a totally different situation. If there are complications, you can get into a judicial foreclosure, which will take longer. But still, California works. New York is deliberately dysfunctional. We have people in the state legislature who are in foreclosure themselves, and they keep passing these laws. So, you know, I think at the federal level, you're going to see it roll back to pre COVID, but I will say that forbearance, both with respect to the agency and conventional market and private loans, is kind of the rule. Now we work with the borrower much more than we would in the past. It's it is really night and day.   Keith Weinhold  32:00   Chris, your new book has gotten a lot of acclaim. Let us know anything else that we should know about this book, and then if we can get it in all the usual places   Chris Whalen  32:10   you can buy it at Barnes and Noble Amazon. I have a page on my website, RC, waylon.com, with all the relevant links. But the online is the best way to get it. Most of the sales are on Kindle anyway, but well over 90% are online, so we don't have to worry about physical books. I think we'll be doing some book signings in the New York area. So we'll definitely let you know about that.   Keith Weinhold  32:33   One last thought is that the rate of inflation means more to a real estate investor than it does to a layperson, maybe five times as much or more, because when we borrow for an income property, our asset floats up with inflation. That part's really just a hedge on inflation. Our debt gets debased by inflation, which is really a mechanism for profiting from inflation over time. And then, thirdly, our cash flow tends to go up even faster than the rate of inflation, since our principal and interest stays fixed, so real estate investors can often be the beneficiary of inflation. It's sort of strange to go root for a force like inflation that can impoverish so many people. But what are your thoughts with respect to real estate investors and inflation?   Chris Whalen  33:19   Well, you know, it's funny when Jerome Powell at the Fed says that they have a 2% inflation target, my response is, well, we better have at least 2% inflation if we're going to make commercial real estate work. Commercial real estate went up for 75 years after World War Two. I can remember when I was in the rating business at Crowell bond ratings going to see some of the banks here in New York, their multifamily books had only seen the equity underneath the asset go up and up and up. In other words, the land ended up being 90% of the value, you know, 1520, years after the purchase and the improvements were almost worthless simply because the land appreciated so much. Now that has changed since COVID. A lot of commercial real estate, particularly has gotten under a bit of a cloud. You've seen falling prices. However, in parts of the country that are growing where you have a positive political environment, positive economic environment, you're still seeing fantastic growth in both commercial and multifamily markets. So I think being very careful and patient in doing your homework in terms of picking venues is more important now than ever before. You know, I'll give you an example. Down in Florida, we're building new malls every day. The mall down the road that's 15 years old. There's nothing wrong with it, but it's 15 years old. And so the price discounts that you're seeing for existing assets are rather striking. Same thing down in the Carolinas, down in, you know, Atlanta, and going down to the Texas growth spectacle, I'm always astounded by what's going on in Texas. They built so much in that whole area around South Lake, out by the airport. It, they're going to basically subsume used it. So, you know, in those markets, you have great opportunities, but you also have over building. And so we're going to see some cycles where they're going to be deals out there for projects that maybe were a little too ambitious have to get restructured, and astute investors can come in and do very well on that   Keith Weinhold  35:20   like we often say around here, in real estate investing, the market is typically even more important than the property itself. The name of Chris's new book, again, is inflated money, debt and the American dream. It has an awful lot of intersections with real estate investors and how they can play inflation. Uh, Chris has been a terrific conversation about the real estate market and larger market forces. It's been great having you here on the show.   Chris Whalen  35:47   Thank you, Keith. Let's do it again.   Keith Weinhold  35:49   Yeah, some good insights from Chris, a smart guy. And gosh, what a really sad state for rent stabilized apartments in New York City, where landlords of some of those properties, they would have to spend sometimes hundreds of 1000s of dollars in order to bring them up to code, but then they couldn't charge enough rent to offset those expenses due to government intervention and price fixing, so landlords just lock up the property vacant. And this sort of harkens back to when we were talking about some of this last year, when we had documentary film maker jen siderova on the show with her film called shopification, and it was about how rent control slowly makes neighborhoods fall into disrepair. All right, Chris and I had some difference of opinion there on the prospects for a home price correction. I think I made most of my points. He did, though, talk about running out of home buyers. If I have him back, maybe I'll pick up right there. More buyers are baked into the demographics, like I think I shared with you one time the US had its highest ever birth rate years between 1990 and 2010 more than 4 million births per year for a lot of those years. Just to review this with you, you might remember that 2007 was the US is peak birth year. Add 38 years to that for the average first time homebuyer age, and that housing demand won't even peak until 2045 and it will continue to stay high for a few years after that. So that's where the demand is just going to keep coming from, just piling on. And when I say that loan conditions have eased for American homeowners, like I did there during the interview, of course, what I'm talking about is the long term. I mean, lending conditions got more rigid after 2008 and with the adoption of Dodd Frank. What I'm talking about is, before the Great Depression, it was most common to have to make 50% to 60% down payments on property, and you had to repay the entire note in five to 10 years. I mean, can you imagine how that would hurt affordability today and then later, by 1950, 15, year loans were the common one. I mean, even that would impair affordability today. Today, 30 year loans are the common one, and you can put as little as 3% down on a primary residence. A lot of people don't know that either. It does not take 20% on a primary residence. So that's what I mean about the relative ease of credit flow today. Now, Chris has knowledge about other parts of the real estate market that I don't for his work inside DC and in other places like the foreclosure market. We talked about some of that right after the interview. For example, He was letting acronyms like NPL roll off his tongue, and I had to ask him what that meant. That's a non performing loan. Check out Chris's new book. Again, it's called inflated money debt in the American dream. And again, his website is RCwhalen.com and Chris also has a great sense of history, which we didn't get into, longtime real estate guys radio show co host Russell gray and I will discuss monetary history here on the show soon. Like I said, I'm coming to you from Edinburgh, Scotland this week, even if you don't see great sites, you know, it's interesting just walking the historic streets here, if you're an American that's visited here before, you surely know what I mean. And I told you that I'd let you know, the current real estate transaction I'm involved in is paying $650 a night for the hotel here in Edinburgh. Yes, that's a lot. I've actually paid less for fancier places in Dubai, but this hotel here is on the Royal Mile. Of course, I could have found less expensive accommodations elsewhere.    Speaking of less expensive, here's an announcement. And we have new investment property providers at GRE marketplace, two of them, the markets are both in Oklahoma, and they are Oklahoma City and Tulsa, Oklahoma as a state, is known for landlord friendly eviction processes and legal systems, kind of the opposite of New York. So this makes your property management more predictable. Now, when we look at this city, OKC has the lowest priced new single family rentals. I can think of it under 160k Yes, that really puts the exclamation point on inexpensive and favorable rent to price ratios often exceeding 1% which is obviously attractive for cash flow, meaning a 150k single family rental could yield over $1,500 in rent. There's high rental demand in certain sub markets. We have scouted out those exact places for you in the OKC metro, like Edmond Moore spelled M, O, O, R, E, and Midwest City, all supporting consistent rent income, though it was once really oil dependent, OKC has diversified economically, reducing your risk tied to commodity cycles and ok sees local economy that's supported by industries including aerospace, energy, health care and logistics. Then there's Tulsa. Tulsa has the highest cash flowing new build duplexes, perhaps anywhere in the US that I know about. On the single family rental side, a lot of Tulsa investors can find properties under 150k with monthly rents again exceeding 1% of the purchase price, clearly ideal. So yes, both Oklahoma City and Tulsa are now on GRE marketplace. You can either visit the pages and see them there, or one of our qualified, experienced GRE investment coaches. Meet with them. They can help guide you to the very best deals and show you the specific property addresses available right at this time for whatever best meets your needs. If you're looking to either start or expand to another market and you seek cash flow, you really need to consider Oklahoma. Yes, it is free to have a strategy session with an investment coach, whether that's for Oklahoma or other investor advantage regions. I often like to leave you with something actionable. You can start at GREinvestment coach.com start book a meeting for a free strategy session remotely. That's at GREinvestment coach.com, until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Dolf Deroos  42:51   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Advice, opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  43:14   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866. While it's on your mind, take a moment to do it right now. Text, gre to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com.

Trump just announced plans to take Fannie Mae and Freddie Mac public — but without ending government conservatorship. In this episode, Kathy Fettke breaks down what this could mean for the mortgage market, investor profits, and homebuyers. Will mortgage rates go up? Is this privatization in disguise? And how are analysts reacting to Trump's unusual approach to housing finance reform? LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN TOPICS DISCUSSED:  00:00 Freddie and Fannie Removed from Conservatorship?  00:26 Trump's Comments 01:03 Government Conservatorship 01:30 Bill Pulte's Comments 02:29 Effect on Mortgage Rates 03:16 Bail Out and Dividends 

Is the housing market finally tipping in favor of buyers? This week on On the Market, Dave Meyer is joined by Kathy Fettke, Henry Washington, and James Dainard to break down a critical shift in housing market trends. With sellers now outnumbering buyers in many cities for the first time in over a decade, investors are facing new opportunities and new risks. The panel dives into how mortgage rates, housing inventory, and even the potential privatization of Fannie Mae and Freddie Mac could impact housing prices, interest rates, and your 2025 housing market forecast. Links from the Show Join the Future of Real Estate Investing with Fundrise: https://www.fundrise.com/bpmarket  Join BiggerPockets for FREE

Ever wonder what will build you more wealth: flipping or holding real estate? Flipping expert Tarl Yarber shares why he transitioned from flipping hundreds of homes to building long-term wealth through buy and hold rentals. In this insightful conversation, he discusses how he got started in real estate investing, why he initially focused on flipping, and what led him to shift his strategy as a “recovering flipper.” Whether you're just getting started or navigating your next market cycle, this episode offers valuable insights for real estate investors at every level. 

It's time for a mid-year housing market update. In this episode of The Real Wealth Show, Kathy Fettke is joined by one of the most respected voices in real estate — Rick Sharga, CEO of CJ Patrick Company and a leading housing market forecaster. Together, they break down the key trends shaping real estate so far this year, including: How the housing market has performed vs. expectations Investor sentiment and why it's shifted Regional market trends — where the headwinds and opportunities are The state of foreclosures and what might be ahead Plus, Rick shares his expert outlook for the rest of 2025 and what savvy investors should be watching. If you want to go even deeper, join Kathy for a live webinar on May 29th at RealWealth.com/Webinars. LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS The Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com  

The U.S. national debt has surpassed $36 trillion, prompting Moody's to downgrade America's credit rating and setting off a sharp selloff in stocks and bonds. Treasury yields are spiking, with the 30-year hitting 5.13% and the 10-year above 4.6%, signaling a shift toward higher interest rates across the economy—from mortgages to consumer loans. In this episode of Real Estate News for Investors, Kathy Fettke covers the latest financial developments shaking markets and influencing investor strategy. Kathy breaks down how the fiscal outlook, rising interest costs, and a controversial new spending bill, The Big Beautiful Bill, could reshape real estate investing. Will economic growth projections offset deficit concerns? How will rising borrowing costs affect buying and selling opportunities in today's market? Tune in to hear how these macroeconomic shifts could impact your portfolio, and what savvy real estate investors should be doing right now to stay ahead. LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN

Migration is slowing in 2025—but some states are still attracting new residents. In this episode of Real Estate News for Investors, Kathy Fettke breaks down the latest trends, including top gainers like South Carolina and Idaho, and surprising population rebounds in parts of the Midwest. Find out what's driving these shifts, why some hot spots are cooling, and where new opportunities may be emerging for real estate investors. LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN

In this episode of The Real Wealth Show, Kathy Fettke sits down with seasoned real estate investor Matt Faircloth to explore how he went from buying single-family homes to building a multifamily empire through syndication. Matt shares the pivotal moments that shaped his journey, lessons he learned, and how he has pivoted in the current market cycle. 

Housing inventory is surging across the U.S., with new listings up over 11% and total active listings rising more than 30% year-over-year. But despite more homes hitting the market, many buyers are still on the sidelines—held back by high mortgage rates and ongoing affordability concerns. In this episode, Kathy Fettke breaks down the latest data from Realtor.com's Weekly Housing Trends Report and explains why increased supply isn't translating into stronger demand. You'll also hear insights on inflation, Federal Reserve policy, and how buyer sentiment is shifting as the typical home spends longer on the market. LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN SOURCE: https://www.realtor.com/news/trends/mortgage-interest-rates-now-may-8-2025/  TOPICS DISCUSSED: 00:00 Housing Inventory 00:27 Realtor.com's New Report 00:54 Total Active Listings 01:25 Economic Indications 02:00 Days on Market 02:18 Home Pricing 02:40 Buyer Activity   

US credit downgrades are back in the spotlight as Moody's lowers the U.S. rating from Aaa to Aa1 for the first time since 1949. In today's episode, Kathy Fettke breaks down what this means for bond markets, long-term Treasury yields, and most importantly—mortgage rates. With the 30-year Treasury briefly topping 5%, investors and homebuyers alike are wondering: are borrowing costs headed even higher? Plus, how this move aligns Moody's with other rating agencies, why deficits and political gridlock are driving concern, and what to watch in the real estate market in the weeks ahead. LINKS Source: https://www.cnbc.com/2025/05/19/us-treasury-yields-moodys-downgrades-us-credit-rating.html  Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN   Topics Discussed: 00:00 US Credit Downgrades 00:32 Bond Yield Movement 01:10 Moody's Reasoning 01:27 Market Reaction 02:16 Moody's Warning 02:28 Mortgage Rates, Car Loans, and Credit Cards

Is it time for a portfolio rebalance? Learn how savvy real estate investors adjust their strategies for better cash flow, reduced risk, and long-term growth. Kathy Fettke talks with RealWealth Investment Counselors Leah Collich and Stacey Stegenga about how, when, and why to rebalance your real estate portfolio. They share real-life examples—including using a 1031 exchange—and walk you through key indicators that it's time to make a move. If your current properties aren't meeting your goals, this episode will help you rethink your investment game plan.

The U.S. and China have agreed to dramatically roll back tariffs — from 125% to 10% — in a surprise deal that's sparking a major Wall Street rally. In this episode, Kathy Fettke explains how the tariff reduction impacts markets, recession forecasts, and investor sentiment. Tech stocks are surging, bond yields are rising, and the Nasdaq has officially entered a new bull market. Tune in to Real Estate News for Investors for expert insight on what this means for the economy, interest rates, and real estate investment strategies. LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN