Podcasts about west palm beach

We talk about next week's Daytime EMMYS...starting with how to actually watch them! Thankfully it's easy and free:) Also, what is Steve going to wear?? We then answer a question about the wardrobe choices on the show...how the decisions get made and who has input. Come see us this weekend in FLORIDA! Starting Saturday in Tampa. Then Orlando, Port Charlotte, and West Palm Beach. Some remaining tickets at https://www.stonecoldandthejackal.com/tour Watch This Episode On YouTube: https://youtu.be/Rvr_YspgD4k Follow us on Facebook at: https://www.facebook.com/StoneColdandTheJackal/ Follow un on Instagram at https://www.instagram.com/stonecoldandthejackal/ Get even more on PATREON: https://www.patreon.com/stonecoldandthejackal

Barings' John Lippmann and CBRE Investment Management's Elisabeth Troni share strategies for navigating risk and unlocking value in core real estate investment portfolios. From alternatives to secondary markets, top funds are adapting to outperform in a shifting landscape.Key takeaways on evolving investor strategies: · Alternatives are reshaping core portfolios, with newer funds allocating heavily to data centers, seniors housing and single-family residential.· Operational expertise is a performance driver, particularly in shorter-lease-term asset types that require service-oriented models.· Smaller markets offer strategic upside, with investor focus shifting to high-growth, affordable areas like El Paso and West Palm Beach amid demographic and affordability trends.· Flexible fund structures allow managers to hold through market cycles and avoid forced sales in illiquid environments.· Benchmarking tools enhance insights into income vs. appreciation return potential and help investors measure returns.

Send us a textBrand authority doesn't start with a logo—it begins with a decision about how you want to show up. We sit down with Ann Marie Sorrell, president and CEO of the Mosaic Group, to unpack the strategy, grit, and heart behind a 20‑year journey from West Palm Beach to a growing Caribbean footprint. Ann Marie breaks down positioning that goes beyond aesthetics, showing how message, culture, and behavior align to create trust. Then she gets practical about content: why story matters, how to tailor for each platform, and what it takes to move people from scrolling to action.The conversation turns personal and powerful as Ann Marie recounts surviving the recession, canceled contracts, and foreclosure by clinging to a single Plan A and a daily bias for execution. That resilience paved the way for a bold move during the pandemic—scaling a regional forum into the National Black Economic Conference with global voices and tangible resources for Black entrepreneurs. We talk about designing events around outcomes, not optics, and building communities that leave with pathways, not platitudes.Ann Marie also opens the door to a complex, high‑growth space: cannabis. When rooms stayed closed, she built a new table through Cannabisiac to advance equity, access, and education in a highly regulated industry. We explore how to turn advocacy into credibility, translate policy into opportunity, and help underrepresented founders participate across the value chain. Finally, she unveils Mosaic Global Group, a unified structure that ties marketing, tech, coworking, philanthropy, and M&A into one platform built for scale and impact.If you're a founder, marketer, or leader hungry for clear positioning, smarter content, and resilient execution, this conversation is your playbook for turning vision into a movement. Subscribe, share with a friend who needs the push, and leave a review to tell us which insight you'll act on first.Thanks for tuning in to this episode of Follow The Brand! We hope you enjoyed learning about the latest marketing trends and strategies in Personal Branding, Business and Career Development, Financial Empowerment, Technology Innovation, and Executive Presence. To keep up with the latest insights and updates from us, be sure to follow us at 5starbdm.com. See you next time on Follow The Brand!

In this episode of Quah (Q & A), Sal, Adam & Justin answer four Pump Head questions drawn from last Sunday's Quah post on the @mindpumpmedia Instagram page. Mind Pump Fit Tip: Everyone needs to try BULKING! (2:20) Feel healthier with Green Juice. (24:20) The Mind Pump dead hang challenge. (26:36) Hate losing or winning more? (30:05) Strongwoman showcase: Abbye "Pudgy" Stockton. (34:48) One of the greatest weightlifting legends of ALL-TIME! (37:22) The excitement surrounding the UFC White House card. (39:48) Cocaine shrimp. (44:31) Rock Recovery cares. (46:06) How exercise can open amazing paths of conversation. (47:55) Navigating the different stages of parenthood. (50:01) Unlocking the value of deep tissue massage. (55:38) #Quah question #1 – What should your training look like while on a cut? Heavy weight, low volume? Low weight, high volume? Slow down tempo, etc.? I know you don't build on a cut, but I want to do the best I can to maintain the muscle I already have. (58:41) #Quah question #2 – I want to do the top 8 exercises for 6 weeks. I have 5 days a week and 30 minutes a day. How would you go about programming it? (1:03:53) #Quah question #3 – Is it ok to exercise daily, as a 59-year-old woman, if I vary my workouts (different muscle groups for strength 4-5 days per week, and cardio 2-3 days per week)? (1:05:18) #Quah question #4 – How do you combat high hematocrit and high hemoglobin on TRT? (1:06:52) Related Links/Products Mentioned Visit Organifi for the exclusive offer for Mind Pump listeners! **Promo code MINDPUMP at checkout for 20% off** Visit Rock Recovery Center for the exclusive offer for Mind Pump listeners! ** Ben and Tom know firsthand the struggles of addiction and alcoholism. With years of experience helping thousands of individuals, they offer a free consultation call to discuss your situation. Whether you're personally battling addiction or have a loved one in need of help, they're here to guide you toward the support you need. By filling out the form and scheduling your call, you'll also be entered for a chance to win a free 60-day scholarship at Rock Recovery Center, their premier treatment center in West Palm Beach, Florida. Don't wait—take the first step today. ** October Special: MAPS GLP-1 50% off! ** Code GLP50 at checkout. ** Mind Pump #2690: The NEW DIET Everyone Is Using For Fat Loss Mind Pump #1565: Why Women Should Bulk Mind Pump #2385: Five Reasons Why You Should Hire a Trainer MP Dead Hang Test Dana White reveals UFC White House renderings for 'one-of-one incredible' event Cocaine Found In Every Shrimp Tested In England's Waterways Mind Pump #2695: How Family Members Enable Their Addict Loved Ones | Rock Recovery Center Sal Di Stefano's Journey in Faith & Fitness – Mind Pump TV Parenting: Getting It Right Get your free Sample Pack with any “drink mix” purchase! Find your favorite LMNT flavor or share it with a friend. Try LMNT risk-free. If you don't like it, give it away to a salty friend and we'll give you your money back, no questions asked! Visit DrinkLMNT.com/MindPump Mind Pump #2210: Best Workouts for Bulking & Cutting Mind Pump # 2684: Do ONLY These 8 Lifts to Achieve an Amazing Body Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Layne Norton, Ph.D. (@biolayne) Instagram Thomas Conrad (@realrecoverytalktom) Instagram Ben Bueno (@realrecoverytalkben) Instagram Jay Cutler (@jaycutler) Instagram   

Gene Pressman, of the Barney's New York Pressman's new book, They All Came to Barneys, is out now. We chat with him from his home in West Palm Beach, FL, about LA being a better morning city, protein foam, Chris is eating his way through Los Angeles, Theo Vons in the news, Jason's Orange County Barneys experience, New York in the 70s, he had a boxing ring in his office, the early 90's financial crisis, public access television, starting an advertising agency in house, the importance of humor in marketing, his favorite Barneys location of all time, which of his competition he competed with the most, and you can't give "hangout tickets" to everbody. instagram.com/genepressman twitter.com/donetodeath twitter.com/themjeans howlonggone.com Learn more about your ad choices. Visit megaphone.fm/adchoices

On the latest episode of The South Florida Roundup, we reviewed Tuesday night's nasty Miami mayoral debate — and asked whether this crowded and cacophonous race can improve before the Nov. 4 election. (We're not counting on it.) (1:09) We also spoke to a Florida International University alum about the late activist Charlie Kirk and how his Turning Point USA has galvanized campus conservatives (18:37). And we looked at West Palm Beach's latest win in its campaign to become Wall Street South (34:37).

PoGo City Radio – New Episode w/ Cousin Dave (FTS) PoGo City Radio tore it up today with Cousin Dave from Fuck The System (FTS) hanging at PoGo HQ.

Are You Enabling an Addict? … How to break the Cycle The MP x Rock Recovery Center partnership. (2:32) Accepting the truth that something needs to change. (5:53) Compassion fatigue. (9:25) You can love your addict to death. (11:42) Don't act on emotion. (19:57) Being the best manipulator in the room. (24:17) Enabling loved ones. (28:24) Where does their drive come from? (33:41) Don't ever try to figure this out on your own! (39:52) Their take on marijuana. (44:25) Is kratom becoming an issue? (49:04) Perception. (1:02:09) Don't kick the can down the road. (1:04:57) Can you logic an addict into recovery? (1:12:53) Homework items. (1:21:36) Related Links/Products Mentioned Visit Rock Recovery Center for the exclusive offer for Mind Pump listeners! ** By filling out the form and scheduling your call, you'll also be entered for a chance to win a free 60-day scholarship at Rock Recovery Center, their premier treatment center in West Palm Beach, Florida. Don't wait—take the first step today. ** Visit Seed for an exclusive offer for Mind Pump listeners! **Promo code 25MINDPUMP at checkout for 25% off your first month's supply of Seed's DS-01® Daily Synbiotic** Flash Sale: MAPS Performance 50% off! ** Code ATHLETE50 at checkout. ** Mind Pump Store Real Recovery Talk RRT Podcast: Firefighter Told He'd Never Ride Again… Alcohol Nearly Killed Him Mind Pump #2392: Steps to Overcoming Addiction with Tom Conrad & Ben Bueno Cannabis and Mood Disorders: Use at Your Own Risk A LEAF OF FAITH (2018) KRATOM DOCUMENTARY - YouTube The Region Beta Paradox – Chris Williamson The Haven Detox Family Reconnect Mind Pump Podcast – YouTube Mind Pump Free Resources Featured Guest(s)/People Mentioned Thomas Conrad (@realrecoverytalktom) Instagram Ben Bueno (@realrecoverytalkben) Instagram Chris "Boar" Bell (@bigstrongfast) Instagram Chris Williamson (@chriswillx) Instagram  

Patrick Franklin, President & CEO, Urban League of Palm Beach County + Christina Lambert, City Commissioner, West Palm BeachSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Talked with Jetson Brown, Farm Manager and Andoni Ruiz, Asst Manager, West Gate Community Farm.  "Westgate Community Farm is an urban education and production farm in the Westgate Neighborhood of West Palm Beach that offers neighbors fresh produce, education programs, and a lush green space."  They were created with the CRA to address the food desert in the neighborhood.  They have workshops, kids programs, field trips and lots of volunteer opportunities for the community.  Season is starting with their Green Market on October 4th from 9a-1p. Then October 11th they are having a community book fair and picnic. Free admission with a book donation.   Then on October 18th they'll be teaching a gardening 101 workshop in addition to the market. They will also have starter tomato, pepper plants, etc. for sale that day. They offer double EBT on the organic produce.  Listeners can go to the website for more info at westgatecommunityfarm.com, or email them at TheGateFarm@gmail.com.

Victor Oquendo reports on the chaos that unfolded inside a Florida courtroom moments after Ryan Routh – the man accused of trying to assassinate Donald Trump on his West Palm Beach golf course – was found guilty on all counts, when authorities say he tried to stab himself in the neck; Rachel Scott has details on Pres. Trump's address to United Nations General Assembly for the first time since returning to office, criticizing the U.N. as a do-nothing organization that is "not even coming close" to living up to its potential; Pierre Thomas has the latest on the covert telecommunications operation in New York City that the Secret Service said it dismantled as world leaders gathered in the city for the U.N. General Assembly; and more on tonight's broadcast of World News Tonight with David Muir. Learn more about your ad choices. Visit podcastchoices.com/adchoices

It's Wednesday, September 24th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark Chinese Communists restrict Christian online content Bitter Winter Magazine reports that Communist officials in China published new rules last week to significantly restrict religious content online. The religious liberty magazine noted, “It effectively criminalizes spontaneous religious expression online, isolates clergy from global religious discourse, and places sacred speech under the watchful eye of state censors.” The regulations allow only registered religious organizations to post preaching and religious education online. Clergy must promote socialist values. And they are specifically prohibited from evangelizing young people, reports China Aid.  But, in Matthew 19:14, Jesus said “Let the little children come to Me, and do not forbid them; for of such is the kingdom of Heaven.” Hungary to designate Antifa a terrorist group Hungary plans on designating Antifa as a terrorist organization following the example of the United States.  Hungary's Prime Minister Viktor Orbán recently told state media, “Antifa is a terrorist organization. . . . They have come to Hungary, beaten peaceful people in the streets, beaten some half to death.” This comes after U.S. President Donald Trump signed an executive order on Monday, designating Antifa as a domestic terrorist organization. Trump wrote on Truth Social, “I am designating ANTIFA, A SICK, DANGEROUS, RADICAL LEFT DISASTER, AS A MAJOR TERRORIST ORGANIZATION. I will also be strongly recommending that those funding ANTIFA be thoroughly investigated.” Man guilty of Trump assassination attempt tries to stab himself in court Ryan Routh, the madman who holed up in a sniper's nest with an assault rifle at President Trump's West Palm Beach golf club, tried to stab himself with a pen in a Florida courtroom Tuesday after he was convicted of attempting to assassinate the then-GOP nominee, reports the New York Post. The jury noted the 17 “reconnaissance” trips he allegedly made to Trump's golf course, and what they described as his excessive stalking of Trump, prior to the September 15, 2024 incident in question. A dramatic scene unfolded as jurors were leaving the courtroom when Routh took a pen and started trying to jab himself in the neck. Courtroom marshals sprung to action and dragged him out of the room as his daughter, Sara Routh, screamed at her father. She yelled, “Dad I love you. Don't do anything. I'll get you out. He didn't hurt anybody.” There is no video footage of Ryan Routh attempting to stab himself with the pen because cameras were not allowed in the courtroom. A few minutes later, Routh was brought back into the courtroom with shackles on. He wasn't wearing the jacket and tie from earlier and his white shirt didn't show signs of blood. The judge set his sentencing date for December 18, where he will face up to life in prison. Trump rebuked globalism and open borders at United Nations U.S. President Donald Trump addressed the 80th session of the United Nations General Assembly yesterday. President Trump rebuked globalism, unchecked migration, open borders, and climate change activism. Listen. TRUMP: “The entire globalist concept of asking successful industrialized nations to inflict pain on themselves and radically disrupt their entire societies must be rejected completely and totally. And it must be immediate. That's why in America, I withdrew from the fake Paris Climate Accord.” He also called for the protection of religious liberty. TRUMP: “Together, let us defend free speech and free expression. Let us protect religious liberty, including for the most persecuted religion on the planet today. It's called Christianity.” HHS announced review of abortion kill pill LifeNews reports the U.S. Health and Human Services Department is launching a national review of the abortion kill pill mifepristone.  HHS Secretary Robert F. Kennedy Jr. accused the Biden administration of downplaying serious complications of the dangerous drug. Obviously, it is used in the killing of unborn babies. Not surprisingly, it is also linked with serious complications for pregnant women. These include hemorrhage, emergency room visits, and sepsis.  Proverbs 24:11-12 says, “Deliver those who are drawn toward death, and hold back those stumbling to the slaughter. If you say, ‘Surely we did not know this,' does not He who weighs the hearts consider it? He who keeps your soul, does He not know it? And will He not render to each man according to his deeds?” CDC no longer recommending MMRV shot for toddlers The vaccine advisory committee for the U.S. Centers for Disease Control and Prevention adopted new recommendations for the child immunization schedule last Thursday.  In an 8-3 vote, the committee voted to no longer recommend the MMRV vaccine for toddlers. The combination shot is for measles, mumps, rubella, and varicella. Instead, the committee recommended a standalone vaccine for varicella, also known as chickenpox, and another shot for the other three infections.    The committee noted increased risk of seizures among toddlers who received the MMRV vaccine.  Most religious state is Mississippi; Least religious state is Vermont Pew Research released data on the religiosity of states in America. The most religious state was Mississippi with 50% of adults expressing a high degree of religiosity. Next up was South Carolina, South Dakota, Louisiana, and Tennessee. The least religious state was Vermont with only 13% of adults expressing a high degree of religiosity. Other states with people of low religiosity were New Hampshire, Maine, Nevada, and Oregon.  Religiosity was measured based on importance of religion, religious attendance, frequency of prayer, and belief in God.  73% of Americans now feel safe in their town And finally, a new survey from Gallup found that more people than ever feel safe where they live despite the rise in conflicts between countries.  Gallup's Global Safety Report found 73% of adults worldwide said they feel safe walking alone at night in their city or area. That's up from 65% in 2006. Feelings of safety are increasing but remain relatively low in sub-saharan Africa and Latin America. The region with the most dramatic increase in feelings of safety since 2006 is post-Soviet Eurasia.  Close And that's The Worldview on this Wednesday, September 24th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

The man accused of attempting to assassinate President Donald Trump while he was golfing in West Palm Beach last year has been found guilty. A jury on Tuesday convicted Ryan Routh on all five charges, including attempted assassination of a presidential candidate, assaulting a federal officer, and possession of a firearm with a tampered serial number. After the verdict, Routh tried to stab himself with a pen in the Florida courtroom but was quickly restrained by officers.Trump has shifted his stance on Ukraine, now suggesting the country should fight to retake all land seized by Russia. The reversal comes after his meeting with Ukrainian President Volodymyr Zelenskyy on the sidelines of the 80th U.N. General Assembly. Trump also criticized the U.N.'s funding of “uncontrolled migration,” calling it “the number one political issue of our time.”Not all stations are on board as ABC brings back "Jimmy Kimmel Live." Nexstar Media Group has joined Sinclair Broadcast Group in refusing to air the program. ABC suspended Kimmel last week after remarks he made about the assassination of Turning Point founder Charlie Kirk.

Lord Ashford and his valet, Emil Whitlock, have traveled to West Palm Beach to visit Ashford's cousin, Bronte Jones, a former vaudeville star and current bird sanctuary owner. When a woman is killed in the act of donating her mynah to the sanctuary, Lord Ashford is pressed into action. What is it about Binky the Mynah that's worth murder?CASTCaroline / Deidre - Genevieve Grady-GrotAurora / Mallory - Val KuhnsLord Ashford - Max LevineEmil / Gerald - Mike Luce Announcer / Bronte - Richard TatumBinky - Keith WrightStory by Val KuhnsSound Editing by Val Kuhns

Today on America in the Morning  Trump At UN General Assembly President Trump will be at the United Nations today where he will be one of the prime speakers during the General Assembly.  The President will also be meeting with a number of Arab nations regarding the Israel-Hamas war and the situation in Gaza.  Correspondent Julie Walker reports that this comes as a number of nations, including the UK, France, and Canada, all announced they would recognize a Palestinian state, a move that both Israel and the US are against claiming that recognition benefits terrorists who are still holding Israeli hostages.   Trump Talks Autism At the White House Monday, President Trump along with Health and Human Services Secretary Robert F. Kennedy Jr. announced the FDA would begin urging doctors to tell pregnant women to avoid using Tylenol for fear it could be a cause of autism in children. John Stolnis has more from Washington.   Kimmel's Return The suspension is over.  After being taken off the air following comments he made regarding the death of conservative activist Charlie Kirk, correspondent Ed Donahue reports on the return of "Jimmy Kimmel Live".   Spirit Cuts Coming There's severe turbulence in the labor force for Spirit Airlines.  Correspondent Lisa Dwyer reports that more furloughs are in the works at the low-cost carrier that filed for bankruptcy protection for the second time this year.   Trump's Antifa Order President Trump signed an executive order designating Antifa as a domestic terrorist organization.    Turning Point Returns The organization founded by conservative activist Charlie Kirk is resuming its college tours less than two weeks after Kirk was shot and killed during a university event in Utah.  Correspondent Clayton Neville reports.      UNGA's Russia Focus While the United Nations General Assembly will have a large focus on the situation in Gaza and calls for a Palestinian State, there will also be speeches including the one to be given by President Trump today, climate discussions tomorrow, and artificial intelligence on Thursday.  Washington correspondent Sagar Meghani reports there is renewed focus on Eastern Europe following a series of Russian drone and fighter plane incursions into Romanian, Estonian, and Polish airspace.   Latest On Routh Trial The man accused of lying in wait in trees outside President Trump's golf course in West Palm Beach, Florida last year with a rifle took very little time to present his defense.  More on the trial from correspondent Rich Johnson.    NJ Governor's Debate One of only two gubernatorial elections this year is taking center stage after a contentious debate in New Jersey.  Correspondent Clayton Neville reports.   Army Investigates Helicopter Crash The Army has released the names of the victims of last week's helicopter crash in Washington State.  Correspondent Mike Hempen reports.   Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jean moved to the town of Wellington near West Palm Beach, Florida.

In this episode of Quah (Q & A), Sal, Adam & Justin answer four Pump Head questions drawn from last Sunday's Quah post on the @mindpumpmedia Instagram page Mind Pump Fit Tip: 8 Simple Habit Hacks that Produce Fat Loss. (2:16) Isometrics for growth. (19:45) Will consuming artificial sweeteners make your brain age faster? (24:25) How the spiritual component in the success of people in rehab is so important. (27:21) New pornography data is alarming. (30:51) Add volume to your press with PRx. (38:39) Holy lifting. (46:16) What industries will AI disrupt next? (51:24) Shout out to the Mind Pump Park City House! (1:01:09) #Quah question #1 – Could tempo being too slow have diminishing returns? I go super slow because I want to ensure proper form, but my workouts take forever. (1:02:47) #Quah question #2 – Can certain rep ranges stimulate the appetite more? Ever since I started lifting in the 4-6 rep range, I have been so hungry! (1:06:13) #Quah question #3 – How do you know when it's the right time for a deficit? I'm getting stronger and building muscle, but I would like to lose some fat so I can see more muscle. I am struggling with what my goal should be right now. (1:07:38) #Quah question #4 – How do you program for a client who only wants to meet once or twice a week for 30-minute sessions? I feel like it's hard to be productive in that short amount of time. (1:13:50) Related Links/Products Mentioned Visit Rock Recovery Center for the exclusive offer for Mind Pump listeners! ** Ben and Tom know firsthand the struggles of addiction and alcoholism. With years of experience helping thousands of individuals, they offer a free consultation call to discuss your situation. Whether you're personally battling addiction or have a loved one in need of help, they're here to guide you toward the support you need. By filling out the form and scheduling your call, you'll also be entered for a chance to win a free 60-day scholarship at Rock Recovery Center, their premier treatment center in West Palm Beach, Florida. Don't wait—take the first step today. ** Visit PRx Performance for an exclusive offer for Mind Pump listeners! ** No code for 5% discount gets automatically applied at checkout. ** Muscle Mommy Movement Quiz Mind Pump #2437: What Happens to Your Body When You Quit Ultra-Processed Foods for 30 Days Mind Pump #2647:  Five Easy Steps to Lose 15 Pounds in 60 Days Mind Pump Store The Effects of Long Muscle Length Isometric versus Full Range of Motion Isotonic Training on Regional Quadriceps Femoris Hypertrophy in Resistance-Trained Individuals Artificial sugar alternatives, such as sweeteners, may make your brain age faster, study finds | Euronews Most children exposed to porn by age 12, study says Mind Pump # 2342: The Porn Addiction Solution With Sathiya Sam Sal Di Stefano's Journey in Faith & Fitness – Mind Pump TV Mind Pump # 1165: Bishop Robert Barron on Physical Fitness, Satan, Evolution, Psychedelics & Much More Opinion: These companies could be to self-driving trucks and tractors what Tesla is to cars Mind Pump's First Ever Luxury Destination Visit Paleovalley for an exclusive offer for Mind Pump listeners! ** Discount is now automatically applied at checkout: 15% off your first order! ** Mind Pump # 1827: The 3 Best Rep Ranges to Build Muscle & Burn Fat Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Paul Chek (@paul.chek) Instagram Layne Norton, Ph.D. (@biolayne) Instagram Thomas Conrad (@realrecoverytalktom) Instagram Ben Bueno (@realrecoverytalkben) Instagram Sathiya Sam (@sathiyamesam) Instagram Bishop Robert Barron (@bishopbarron) Instagram Arthur Brooks (@arthurcbrooks) Instagram  

Is your career site delivering the conversion you need? Dalia's plug-and-play tech turns any employer career site into a high-performance candidate conversion engine — no replatforming required, live in days.Visit dalia.co to learn more. AND by jobcase, Jobcase is an online community where workers of all kinds – like hourly employees, tradespeople and healthcare technicians – access jobs, make connections, and support each other in any aspect of their work life.Visit jobcase.com/hire and tap into their 120 million strong  job seeker network Alright rec techies…..here's what's happening this week. We have a ton of funding announcements to share. First up…DianaHR, which offers an AI-powered HR-as-a-Service platform for SMBs, announced today that it has raised a $3.7M seed round led by SNR Ventures with participation from General Catalyst, Y Combinator and unicorn founders including founders of Mercury, Twitch and Dropbox.  https://hrtechfeed.com/hr-as-a-service-for-smbs-lands-funding/ RippleMatch announced the launch of its AI-Talent Marketplace, a skills-based hiring engine built to meet the realities of a job market transformed by AI. The new platform flips traditional hiring on its head—replacing outdated resumes and proxies with verified skill signals showcasing AI fluency, interpersonal skills, and technical proficiencies. Designed to serve the next generation of talent and companies building the modern teams of tomorrow, this product marks a major shift in how early-career hiring happens. https://hrtechfeed.com/ripplematch-unveils-ai-talent-marketplace/ Payscale Inc., the leading provider of compensation intelligence solutions, announced today that it has acquired Datapeople, an AI-powered recruiting platform that helps hiring teams create clearer, more effective, and more compliant job postings. https://hrtechfeed.com/payscale-acquires-ai-powered-recruiting-platform-datapeople/ ServiceNow (NYSE: NOW), the AI platform for business transformation, today announced it is expanding its global presence in the fast-growing city of West Palm Beach to drive AI innovation, talent development, and economic growth. Located at 10 CityPlace, a new development by Related Ross in Florida's Gold Coast innovation corridor, the expansion will include a new regional innovation hub and AI Institute, and is expected to deliver $1.8 billion economic impact and create more than 850 jobs over the next five years. https://hrtechfeed.com/servicenow-to-expand-in-florida-create-850-new-jobs/ iCIMS, the talent acquisition software provider trusted by the world's leading brands, today announced its acquisition of Apli – a fast-growing, AI-powered recruitment automation innovator focused on the frontline hiring experience – to complement iCIMS' enterprise AI talent-acquisition platform. Apli helps organizations attract, assess and hire frontline talent through advanced conversational AI. https://hrtechfeed.com/icims-acquires-apli/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Carolyn Margaret Andriano was one of the survivors of Jeffrey Epstein's sex trafficking ring, who testified in the 2021 trial of Ghislaine Maxwell. According to accounts, she was recruited into Epstein's Palm Beach mansion around 2001 when she was about 14 years old, and later waived her anonymity in speaking publicly about her experiences. She described how abuse and trauma during her teenage years led to struggles with addiction.She died on May 23, 2023, in a hotel room in West Palm Beach, Florida, at age 36. The medical examiner ruled her death an accidental overdose, citing a combination of fentanyl, methadone, and alprazolam.  Her mother has raised questions about the official findings, disputing that Carolyn was continuing to struggle with substance abuse at the time, and has called for greater transparencyto contact me:bobbycapucci@protonmail.com

Every business transaction has hidden tax opportunities waiting to be discovered, if you know where to look. This week on the IC-DISC podcast, I spoke with Mike D'Onofrio from Engineered Tax Services, who's spent 17 years helping business owners maximize their tax strategies through engineering-based specialty tax services. Mike joined ETS after working in corporate M&A and private equity, where he first recognized the critical need for specialized tax expertise during business transitions, and what struck me about Mike's approach is how his firm combines professional engineering expertise with tax strategy to deliver comprehensive solutions. They handle everything from cost segregation studies and energy incentives to insurance optimization, processing hundreds of cost segregation studies weekly across every property type imaginable. Mike's philosophy centers on what he calls "HABU" - highest and best use - focusing on their core expertise while partnering with specialists like us for complementary strategies that create immediate opportunities for businesses to improve cash flow. The conversation reinforced something I've noticed across successful advisory relationships: the best results come from specialists who stay in their lane while building collaborative teams. Mike's emphasis on maintaining human intelligence alongside technology adoption resonated with my own experience that relationships still drive business success.     SHOW HIGHLIGHTS ETS processes hundreds of cost segregation studies weekly, from single-family rentals to NFL stadiums, proving tax strategies scale across all property types. The recent bonus depreciation bill plus R&D tax credit enhancements now allow 100% first-year expense capture, creating immediate cash flow opportunities. Mike's "HABU" principle (Highest And Best Use) drives their decision to stay specialized rather than compete with partners in overlapping services. Engineering expertise combined with tax strategy creates unique value—ETS knows roof types, electrical systems, and construction costs that insurance carriers demand. After recognizing insurance as clients' second biggest pain point after taxes, ETS launched a complementary insurance division leveraging existing property data. Mike advises his 25-year-old self to surround himself with people much smarter, crediting uncomfortable situations with experts as his greatest learning opportunities.   Contact Details LinkedIn - Mike D'Onofrio (https://www.linkedin.com/in/michaelfdonofrio/) LINKSShow Notes Be a Guest About IC-DISC Alliance About Engineered Tax Services Mike D'OnofrioAbout Mike TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Dave: Good morning, Mike. Welcome to the podcast. Mike: Good morning, Dave. Great to be here with you today. Definitely. Dave: So where are you located at the moment? What part of the world are you in? Mike: Yeah, well, I'm in my home base today in Charlotte, North Carolina. Dave: Okay. Mike: Yeah. I've always liked Charlotte, a pretty part of the country. Charlotte's a beautiful place, man. I grew up in Cleveland, Ohio. Great school, high school, college, so I know the Midwest and I still love Cleveland, of course, a Browns fan and a Indians guardians fan and Cavs. But moved to South Florida right after that, right after college and was living in Fort Lauderdale and West Palm Beach, and we're still based there. Our corporate acres is there, but my wife and I had originally met in Charlotte, and we love the seasons. I love the ability to, I see those mountains in your background. I love the ability, we don't have the same type of mountains as you do, but love getting out to the Blue Ridge and Smoky Mountains, seeing the fall, the leaves, and can get to the beach, can drive down to Wilmington or Charleston in a couple hours. So we're right in the middle. We're bus to be here and have the Dave: Options. Yeah, it's a great location. You have four seasons and a slightly milder winter than Cleveland, Mike: That's for sure. It seems like winters have softened up a little bit in Cleveland, but man, I remember the mornings going out to the bus when I was a little kid with snow piled up over my head and the drifts up on the side of the house. I'll never forget those days. That was awesome. That was a real winter. But now in Charlotte, if we get a dusting of snow or a little bit of ice, it's usually gone by noon. Dave: Yeah. I was born and spent the first 13 years of my life in northwest Iowa and was the oldest of two boys. So I remember having to get up an hour early to go shovel the driveway just so mom and dad could get to work in that. So yeah, my saying is the worst Texas summer is still better than the best Northern Winter is my theory. Mike: You got it, man. High five to those of us that have shoveled snow driveways, walkways, figured out a snowblower with the chains on the wheels and all that fun stuff that comes with winter. Dave: So by some people's interpretation, we come from the same place because I've discovered people not from the Midwest, they think Ohio, Iowa, and Idaho are all the same place. Mike: Yeah, Dave: They're just all somewhere up there. Yes. It's up Mike: Somewhere up there in the Midwest. Folks like myself grew up in Ohio and Cleveland and Detroit and Chicago. I mean, definitely they think that's the heart of the Midwest, but they forget about the Midwest. Goes pretty far west. Right. Dave: It does. All the way to the mountains. So, well, let's get into it. So when did you join engineered tax services? Mike: Wow, it's been a big part of my life. Exciting journey. Like I said, after college I moved down to South Florida and my background was in more corporate m and a private equity working on the finance side of things in transactions, in private equity back in the day, they would call it kind of strategic intermediary work where we would either work on the buy side or sell side with the client. So I worked with a lot of clients and business owners that were maybe interested in transitioning out of their business. Maybe they were a food manufacturer or distributor. And interestingly enough, one of my mentors in life, his name is Bruce. Bruce was one of the first international CEOs with McDonald's corporation. Oh, really? Yeah, one of Ray Croc's, first five or six right hand key people. Before McDonald's had any international business, the first place that they went outside the US was to Latin America and the Caribbean. And I met Bruce in South Florida my early career, and we really saw an opportunity together, old school style, to go through his Rolodex and be like, man, I have a lot of relationships within the McDonald's and the finance ecosystem. So we started working with many different company owners, like I said, distributors, producers of different things, and we had some great success. And along the way I saw that there was really a need to understand specialty tax credit and incentives and strategies depending on who the client was, whether it was the seller of a company or a property or buyer of that was really to dig into the details of, Hey, what's the best way to make this transaction as tax efficient as possible? Tax was always the first pain point, either from the seller's point of view, maybe there was a big potential cap gain situation, how to structure that deal or from the buyer or investor's point of view, how to maybe capture some additional credits and incentives that they hadn't thought about, like research and development tax credits, or maybe there was a big piece of real estate or property involved in the transaction, like a manufacturing facility or office buildings or retail locations. So while digging in deeper in some of those transactions, I met Julio Gonzalez in Engineered Tax Services. She's going on 17, 18 years ago, and it was a small boutique firm at the time, engineered tax, and we were very focused on serving CPA firms nationally as that specialist. And I saw a great opportunity to really become a more diverse, focused specialist, and not only help CPA firms, but help private equity, the real estate investor, anything in that transaction to really help understand the tax code for the bonus depreciation or energy credits and incentives. Sure you do. Maybe they do domestic or international type of trade in that business, and there's a structure that might be a little bit more savvy than they're familiar with. So man, 17, 18 years ago is when I started with ETS, and we've grown substantially over the years from a handful of people in a small boutique firm in downtown West Palm Beach, Julio, and myself and Kim and Heidi and others, though I think pretty well, and we've really expanded, and so now not only still working with those CPA firms nationally, to be that specialist working with other professionals like you of really just how to maximize each transaction, understand the inevitable changes in the tax code with the different administrations. There's the Tax Cuts and Jobs Act, Trump 1.0, 2.0, what happened just now in July with a big beautiful bill, but the CARES Act, the Path Act, the previous tax Cuts and Jobs Act, the CHIPS Act, whatever the stimulus plan or new tax incentive of the day was. That was our job to really dig into that, be a great job educating around that and bringing it as proactively and transparently to the CPA community as well as the investors and owners. Dave: Yeah. I became acquainted with ETS and about the same time you did, and Julio invited me to South Florida and gave you the tour of the cool office building that you all rehabbed. Mike: Yeah. Then he was Dave: Kind Mike: Enough to, was that the one on a Vernia Street when he had just purchased it? Was it, Dave: I forget the street. It was like maybe a six story old building Mike: That's still his building and our corporate headquarters on the corner of Vernia and Olive for any of you that are down in West Palm Beach, and we'd love to show you around. It's a cool building. Dave: And then he was kind enough to host me at a Dolphins football game. Mike: I remember those days. Right. Dave: And for whatever reason, he was considered a bit of a VIP by the Dolphins, so I was able to go down on the field before the game, and I think I even had a photo taken with a Dolphin's cheerleader on each side of me that for whatever reason, it never made it up on the wall in our house. I'm not sure why, if that would've been a problem with my wife or now with a photo of two Dolphins cheerleaders hugging me, Mike: Dave, I think I have different versions of the exact same picture with myself and some friends. I have a great one with myself and my dad. Maybe we'll use some technology and pop some of those pictures up for others to see when you publish this podcast, or maybe we'll just keep those private for ourselves. But yeah, we used to Julio's involvement with the Dolphins and the family behind the scenes. We did. We did some amazing, not only professionally working with those types of property owners and venues, we did the cost segregation study on the Miami Dolphins Stadium when it was renovated. Dave: Oh, Mike: Yeah, I remember that. And a lot of others, Broncos, Cleveland Browns, Miami Dolphins. I did some work on the Bridgestone Arena in Nashville, the Superdome in New Orleans, the Raiders facilities, the Buffalo Bills not allowed to give out any confidential information, but everybody's looking to save in tax and take advantage of whatever strategies are available in the code. But personally, obviously, we love sports and entertainment and being able to build the relationships with our clients, so we had a very cool double founder suite there in those early days that we used to all meet in West Palm Beach, have some fun on the Saturday, take the bus down on the Sunday morning. Yeah. We did that for years, and we still do some of that in Miami and in some different cities. I'll be doing some of it in Charlotte. But yeah, man, those were fun times. We really built amazing relationships still with clients today that actually, I saw a client yesterday that said, Hey, Mike, I was at the Green Bay game. I remember when we were down on the field and one of the Green Bay players said, hi. He is like, Hey, man. That was a childhood legend of mine that I'd always wanted to meet. And then of course, that's really cool. Sometimes we got to meet what Dan Marino and folks down in the tunnel in the Dolphins. Dave: Well, the other cool thing was Julio intentionally picked a Monday night game that he invited me to, so that made it even more fun. National game. Mike: Oh, yeah. Makes for a late evening getting home, that's for sure. Dave: It does. And so I just have to warn you, Julio was a guest on the podcast about three or four years ago, so he set the bar pretty high, so no pressure my Mike: Oh, yeah, none at all. But I Dave: Know being a former athlete, you're probably a little bit competitive, so I'm sure you'll want to point out to Julio that you think you did a better job. Mike: Yeah, just a little bit, Julio, and we spend a lot of time together. We were together yesterday in Fort Lauderdale at an event with a great mix of clients and we're real competitive from a business aspect, obviously wouldn't be great for our clients. He was a wrestler in his younger days. That was also a wrestler, really just to stay in shape for baseball. I was a baseball player. I think you had asked me before, I always keep a couple baseballs around my desk. I like to futz with them when I'm working here in the office, but think about the different strategies, whether you need to throw the curve ball or the fast ball or the riser, whatever it is. I think about just those different grips and strategies. So yes, I'm a bit competitive, to say the least. Dave: Sure. I know the firm has grown. What's your elevator pitch today? When people ask who ETS done, who ETS is and who do they serve? Mike: Well, engineered Tax and Advisory had the advisory portion of it as well, because that's engineered tax services been around a long time. We're really good at doing the specific engineering based services that the CPAs or the property owners need to get the bonus depreciation or the energy credits and incentives onto the tax return. So that's doing the cost segregation study as a licensed professional engineering and specialty tax firm, we've been doing those for going on 24 years or doing the energy analysis or helping with, like you do, calculate the construction costs, the transfer costs, the sales tax, the property tax. That's what engineered tax services is excellent at doing as that specialist as that. Dave: I'm sorry, that's more than just cost segregation though, right? Mike: Oh, yeah. Yeah. There's cost segregation and bonus depreciation available on real estate, new construction purchases, renovations. So we're very involved. We do hundreds and hundreds of cross segregation studies a week across the country on all different types of assets from smaller single family investment properties and VRBO to manufacturing facilities and multifamily and apartments and hospitality and everything you could imagine up to different sports and recreation stadiums. But that's one subset of what engineered tax does that. Then there's the energy incentives and credits, the 1 79 D, the 45 L, the investment tax credits for renewables like wind and solar and geothermal and turbines and other types of things. But on the advisory side, we work it backwards. That's more the consultative approach with the clients to figure out what is the need. Maybe there's a liquidity event with a business owner that's selling a business. Maybe there's a capital need from an acquisitions point of view or an expansion point of view where some of the IC disc strategies might come in. Maybe they're wondering about opportunity zones or enterprise zones or historic tax credits or preservation and conservation type strategies, or buying equipment or a jet and aviation strategies. Because all of those things that I just mentioned, there's either a specialty tax component with bonus depreciation or section 1 79 or an actual tax credit, like research and development tax credits. We help bring it all together as a very experienced and comprehensive specialist around the tax code, anything available, federal, state, local incentives, credits, rebates, working with the CPAs, working with professionals like you, working with the high net worth or the company owner. That's what we pride ourselves in, is being very comprehensive depending on what the opportunity and the need is for the client. Dave: Okay, and speaking of clients, do you think of the CPA firm as your client or the actual end user or both? I think because done a really good job cultivating those CPA firm relationships. Mike: Yeah, Dave, that's a good question. I first and foremost see the CPAs as our client, but also our strategic partner because remember, we're a specialist. We don't do the full accounting audit and tax filing work for the client. We sit in the specialist seat. I explain it all the time to my friends and new clients when they're trying to figure out what we do. If I was in the medical profession, we would be a brain surgeon or a heart surgeon or some other type of specialist within medicine that works together with the general practitioners and others in medicine on the tax code and helping with the tax literacy, the tax strategy, the specialty credits and incentives like icdisc. How do we bring up those types of situations and opportunities? Usually it's working with that CPA firm to identify the client need and then being comprehensive and entrepreneurial with that client. So long-winded answer to that is both. I see the CPAs as both our client and our strategic partner in situations, but definitely once I work with the company owner or the investor, they're also ultimately our client. So I need to deliver at a high level to both the CPA and both the client, or if I meet the client directly and you are the company owner that's asking us questions about a situation or a strategy, we push to be introduced to the CPA to make sure that we're collaborative, attacking that strategy from the beginning and become a great compliment to the CPA service so they can focus on what they do best, the accounting audit or tax type or bookkeeping type work that they do, and then just like you really helping to layer in that specialty strategy that maybe they're not as familiar with or really just need some help from a bandwidth perspective. Dave: Sure. I've come across other firms that do some of the same services you all do. And what do your clients and CPA firms tell you that makes ETS different and why they have chosen to partner with ETS over another firm? Mike: First of all, I think about that all the time. That's a question that comes up often. When we started 24, 25 years ago, there was very few firms that were doing some of the things that we do there. There were CPA firms that did cost segregation studies, but usually that was the higher level firms, the Deloitte, the KM KPMGs, the E and Ys, excellent high level firms, but they were really only doing it for their higher level corporate type clients as we democratize the tax code and brought that tax strategy to middle market type businesses, entrepreneurs and investors, the strategy there was really to work as comprehensively with different types of as possible. And the difference to me is first of all, our longevity and our professionalism and our diversity of the type of services that we're doing uniquely as a licensed professional engineering firm that also does specialty tax credits and incentives. That's one of the biggest differentiators to me is we are a licensed professional engineering firm. The type of engineering that we do is cost engineering, looking at the cost of an acquisition, the cost of a purchase, the cost of a new construction of a property, and be able to break that down into accounting and tax format that the CPAs can then use. So that's where the hybrid of the engineering expertise and specialty tax expertise, so that unique structure of our firm, that unique ability to do multiple things and also have the energy incentives team in-house where if it's a new construction of a property or a big value add, repositioning, not only can we do that cost segregation study, we can comprehensively do that energy tax credit and incentive analysis. We have to do energy modeling. That's pure engineering type work, doing the energy incentive modeling to see what the energy efficiency of those components are. Or on a renewable energy project. We have a client that's building a really big mixed use project that has some geothermal investment tax credits there. Those are pure engineering and energy efficiency type knowledge that we're able to bring comprehensively. So it's really the comprehensive approach of bringing engineering specialty tax energy incentives and credits. We also have an insurance division, which is very unique for our industry because I knew years ago that the second biggest painful point for our clients after tax figuring out tax minimization strategies is how do they lower costs and make sure they're protected from an insurance standpoint? And we do have a part of our firm that is engineered insurance services to compliment engineered tax services. We already have all the, Dave: Yeah, tell me about the insurance company because I'm less familiar with that, and when did you start it? Are you licensed in all the states? Mike: Yeah, we are. We've been quietly developing that over the last couple of years. I said, my background's from Cleveland, Ohio. Coincidentally, the firm that we partnered with is based in Cleveland, Ohio. When we formed a new entity together, engineered insurance services, went back to all the different carriers and got relicensed with all the top national carriers, all the names that folks would know well. So now as a nationally licensed insurance agency and brokerage firm, we focus on property casualty liability, cyber risk, flood, E and O, D and O, all the things that every company and every property owner needs. But we can do it comprehensively and uniquely because we're already doing the cost segregation studies on a lot of these properties. So we know what the cost basis is, we know what kind of roof it is, we know where it's located. We know the age of the electrical system and all the situations with the property, and also that owner, how they operate that property. That's what, just like the IRS with cost segregation study, they want to see the details and then yes, you can capture the benefits of bonus depreciation. The insurance carriers, they want to write insurance policies at very competitive rates, but they want to see it in detail. They want to understand that building. They just don't want an estimate that a broker submits to them. So we've had amazing success over the last year and a half of rolling out that program, doing it comprehensively with what we're already doing for that client. Dave: That's really, Mike: That's the other reason that we're very unique compared because there are some great firms that do cost segregation or that might do an energy analysis or that might do a research and development tax credit study, but very few firms, if any, that know about really take that comprehensive approach to be able to do tax energy insurance and the specialty consulting with engineered advisory with what we're doing, And it resonates. It really resonates with clients because I feel like they really need someone that is, first of all, thinking entrepreneurially like them, because sometimes they're not getting it from maybe their legal team or their CPA team or their other advisors that they're working about taking that entrepreneurial approach, taking that proactive approach before the end of the year or before that renewal term for that insurance policy or before that building gets purchased or before the renovation happens, what should they be thinking about? And that's what I really try to work on with our team and our clients is be very proactive, be very transparent of the good, the bad, the ugly of different situations that clients should consider and then always be thinking entrepreneurially like our clients do because they appreciate it with your business and what you do with IC disc. Sometimes folks just haven't heard about it or they don't understand it, or they didn't do something proactively and now they're trying to unwind a situation, but I'm really excited about what we do. If you can't tell, I think, No, it definitely comes, the future is very strong, especially with the passage in July of Trump's, I call it the big beautiful bonus depreciation tax bill because bonus depreciation and section 1 79 enhancements for equipment and other things and other things that will be, I think, expanded with opportunity zones and research and development tax credits. The way that they also just enhanced that program as well. Many folks don't understand it yet because there was a requirement to amortize some of the expenses of r and d over five years, but now you get the research and development tax credit plus a hundred percent of the qualifying expenses being able to be captured year one, so that's very powerful for US companies. Dave: Yeah, no, that is great. And one of the other things that I appreciate about you all is that you all really stay in your lane. I feel like on the tax side, there's other firms that do cost and r and d that have just broadened their tax focus even more broadly, pick up things like the IC disc. So it's hard for me to get excited about referring a cost segregation study to a firm that does IC disc, so I've always, Mike: Yeah, it's a bit of a competitive overlap in those situations. Dave: Yeah, yeah. It's a less comfortable introduction. Mike: We have a saying within our organization, we call it habu, right? Highest and best use, what is my highest and best use? What should I be focused on doing for that client? My highest and best use is not trying to understand and replicate your service around icdisc. The best situation is for me to recognize opportunities and then bring in David and his team to implement a strategy for the client and the CPAs like that as well, because we're not trying to do what they do. We're just trying to compliment different situations, be a specialist at what we're really good at, and in our engineered advisory platform. That's where I can bring in you for the IC disc. I might have someone else that I'm working with if that client's buying an aircraft, for example, of how to legally structure it correctly, how to maximize the tax benefits, and I want to be an amazing, whether you want to call it an offensive coordinator or quarterback, that I might be throwing the ball sometimes. Other times I might be passing it off to somebody else, but I want to build a great team so that we're successful at the end for the client. Dave: Sure. No, that's certainly been my experience with you guys. What do you love most or enjoy most about your current role with ETS? What really gets you excited? Mike: Well, my title, I'm not big on titles, but it's managing Director of Engineered Tax and Advisory. So technically what that title means is I direct and I manage, I direct high level client relationships and strategic partnerships and strategies and new product development. I also help manage our, I work together with our executive team to help manage our executives across the country, either if they're in business development, some of them obviously are in engineering or other specialties within our firm or the legal team that does some structuring work for clients, but that's what I do. My favorite part of what I do is the relationships that I'm building with the clients. It might be a brand new relationship. It might be one from 15, 20 years ago, but it's watching that. Yeah, it's watching that CPA firm grow or helping that CPA firm grow and expand or diversify their services or meeting that entrepreneur that has a business and they're trying to understand the tax code, how to lower taxes, how do I increase cashflow? What are the risks or pitfalls, and really working with that entrepreneur or that business owner together with that ccp. That is my most favorite part of what I do, because I'm an entrepreneur at heart. I got it from my family, my mom and dad. Were always very entrepreneurial, but it's hard. You can't do it yourself. It takes a great team. I mentioned a couple of mentors that I worked with. I hope that one day I can be a mentor to some of these people that we've worked with over the years, and maybe it is the specialty tax or the energy incentives or the structuring or strategy, but also personally, we learn a lot about our clients and we share a lot personally with them. But that's absolutely my most favorite is the relationships that we've built, the stories and the journeys that we've had together. And if we do a good job, we actually do very little marketing and advertising out there. Of course, I speak at some events and do some sessions around the country, but largely our business has expanded very successfully because of those relationships and those referrals and that organic growth. Like, Hey, have you heard about engineered tax? And do you know what Mike does? You should give him a call. I watch my emails every day, and that's what makes me so happy is I remember that relationship. I remember that Miami Dolphins game, whoever it was, or the dinner that we might've had, or the beer that we might have shared somewhere where we personally built that relationship, And that's something that I'm even more so focused on right now because our world is now moving very fast in terms of technology and ai, and I think that's great, and we are a tech enabled company that we utilize those things to deliver our services and strategies as efficiently as possible for the client. But I think even more so right now, it's all about, hi again, human intelligence. We want to talk, just like you and I are doing right now, folks want to meet, yes, they want tech enabled strategies and AI to help us do things better. I think that's great, but I have, and we have a renewed focus on the human intelligence, the human relationship, the human strategy together, because I think we can do so much more if we get back to the old school relationship building strategy, building together at the human level, and then of course we'll utilize technology to make that better, faster, stronger. Dave: Yeah, no, and that's certainly that. Those relationships are certainly my favorite part of the business. The clients, the CPA firms, the other advisors, lawyers, you guys. So man, I can't believe how the time has flown by. So as we're rounding the home stretch, I have just a couple more questions. Mike: All right. Dave: If you could go back in time and give advice to your 25-year-old self, what advice might you give? Mike: Continue to surround myself with people much smarter than me. As I look back, the biggest opportunities that I had was being in what I thought at the time was uncomfortable situations with people that like, wow, this person really knows what they're doing with real estate, or This person really knows what they're doing with finance. But now looking back those situations of surrounding myself with really smart or savvy people or someone much more experienced than I was, that's where I really learned the opportunities around real estate development, around relationship building, around strategy, and structuring. Those mentors that I spent time with. I would tap myself on the shoulder and say, do more of that. Do more of that. If there's people that are wasting my time or going down avenues that really aren't good for me professionally or personally, don't waste time with that. Put myself in the room at the table in uncomfortable situations with people much smarter than myself. And even today, I try to do that every day is with some of the new technologies around AI or crypto or finance or strategy or real estate. Who are the innovators? Who are the people that really seem to be leading? I try to put myself in those situations, so that's what I would remind my young self is to take advantage of mentors, because you can really learn, and sometimes it's not until years later that you realized what you learned. Dave: Yeah. I think that's great advice, not only for your 25-year-old self, but any 25-year-old and probably any business professional who's still trying to learn and grow. Mike: Yeah. One other thing. Dave: Yeah, Mike: One more thing. As Steve Jobs used to say, don't focus on, I would tell myself not to focus on what I think the path is at that point, because the path is going to change the strategy, the job course of action, the winds are going to change. Ebb and flow, I always say is my personal mantra. The tide comes in, the tide comes out, but you can always learn to surf. You can't stop the waves, but you can always learn to surf. So don't try to be too tactful in the direction that you're going, because things will change. Companies will change and expect that change is what I'm trying to say. So expect the change that will continue to happen in our lives. Dave: Okay. Well, yeah, I like that. Thank you very much. So as we wrap up, I really just have one more question, and that is, is there anything I didn't ask you that you wish I had asked V? Anything we didn't talk about that we should have? Mike: You asked some really good questions. It sounds like we could talk all afternoon if we wanted to. The only thing you didn't ask me is about my family, and actually the thing I'm most proud of, I mentioned I live in Charlotte, North Carolina. My wife Laura, has been an amazing force in our relationship for stability and really helping me to do what I do because being on the road, it's very challenging. But my son Rocco and my daughter Lucia, are getting old and driving now as later stage teenagers. It's having those rocks behind me that really help with this ability to allow me to do what I do with our clients nationally. So I really appreciate them, and that's my other, that is my most favorite accomplishment in life of what I've been able to achieve with my family and do this professionally with engineered tech services and advisory. Dave: Yeah, understood. Yeah, because ultimately it's about relationships, both professional and personal at the end of the day. Well, anything else we didn't cover or shall we go ahead and wrap it up? Mike: I think we covered enough for now. I think we might have more to talk about. Again, I have some other ideas of topics we should talk about coming up here in the fall. There'll be some new things that we're doing. Dave: Let's do that. We'll have you back, not too distant. Future for a part two. Mike: All right. Dave: Well, Mike, I really, really appreciate the opportunity to work with you and the whole team, and you guys have taken great care of our clients. We really appreciate that and we appreciate the trust you all have placed in us to serve some of your clients as Mike: Well. Thanks, Dave. I appreciate you. Special Guest: Mike D'Onofrio.

Carolyn Margaret Andriano was one of the survivors of Jeffrey Epstein's sex trafficking ring, who testified in the 2021 trial of Ghislaine Maxwell. According to accounts, she was recruited into Epstein's Palm Beach mansion around 2001 when she was about 14 years old, and later waived her anonymity in speaking publicly about her experiences. She described how abuse and trauma during her teenage years led to struggles with addiction.She died on May 23, 2023, in a hotel room in West Palm Beach, Florida, at age 36. The medical examiner ruled her death an accidental overdose, citing a combination of fentanyl, methadone, and alprazolam.  Her mother has raised questions about the official findings, disputing that Carolyn was continuing to struggle with substance abuse at the time, and has called for greater transparencyto contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Send us a textTHE COOKOUT! This week, the Ageless Glamour Girls Podcast takes you straight to a summer cookout in West Palm Beach! I visited friends for a lively afternoon that turned into an impromptu recording, yes - an Ageless ChatFest - ON CAMERA, complete with laughter, storytelling, and candid reflections. Armed with just my iPhone, I talked it up with the four fabulous women (and one gentleman!) - all of whom I had just met - to capture their truths, their wisdom, and their joy. Guests include: Camryn Del Rio Linton, Dr. Winsome McLeod, Dr. Wanita Dixon, and Dr. Ruthe Francis. 'A special shoutout to the man in the room, Stuart Taylor, who offered a thoughtful perspective on not only women and our openness and vulnerability, but also on men.The audio and video may be raw, but the conversation is pure gold - honest, unfiltered, and filled with the kind of energy you can only find at a backyard gathering. And did I tell you I just learned how to edit (thanks, YouTube) and I edited this show by myself?! Yep! SCORE! #humblebeginningsListen wherever you get your podcasts. Watch the episode on the AGG YouTube channel. And don't miss our upcoming LIVE Ageless Chatfest this Friday at 6 PM EST, on AGG YouTube. Join the conversation and share your story! And speaking of stories - we're working on Volume 2 of our Amazon best-selling anthology, "Ageless Glamour Girls: Reflections on Aging." Let us know if you're interested in becoming one of our new co-authors. Thanks! And - Cheers to healthy aging and joyful living, Luvvies! ***GUESTS***Camryn Del Rio Linton Camryn Del Rio Linton is a luxury lifestyle and beauty creator who inspires women to elevate everyday life with intention, grace, and joy. Through her content, she shares rituals, products, and reflections to help women embrace their feminine energy and personal magic.Dr. Winsome McLeod Dr. Winsome McLeod, G-RN, PhD, is the Founder & CEO of Senior Care Navigator Group and a nationally recognized leader in senior care. With 30+ years in nursing and healthcare, she champions equitable, culturally responsive services for seniors and caregivers.Dr. Wanita Dixon Dr. Wanita Dixon is both artist and engineer, blending her expertise in robotics and automation with her passion for visual art. Her work highlights innovation, inclusion, and sustainability, inspiring others to see possibility in every material and idea.Dr. Ruthe Francis Dr. Ruthe Francis serves as the District Threat Management Coordinator for Palm Beach County Schools, leading safety and wellness strategies for 234 schools. A proud Jamaican-American, she combines expertise in education and mental health with a love for family and travel. Support the showwww.linkedin.com/in/marqueetacurtishaynes www.agelessglamourgirls.com https://www.youtube.com/@agelessglamourgirls Instagram and Facebook: @agelessglamourgirlsFacebook: https://www.facebook.com/agelessglamourgirlsPrivate (AGG) FB Group: The Ageless Café: https://www.facebook.com/groups/theagelesscafeTikTok: @agelessglamourgirlsPodcast Producers: Purple Tulip Media, LLC and WEG Media Group, LLC

Tonight at 8:30pm CST, on the Flyover Conservatives show we are tackling the most important things going on RIGHT NOW from a Conservative Christian perspective!  Tonight at 8:30pm CST, on the Flyover Conservatives show we are tackling the most important things going on RIGHT NOW from a Conservative Christian perspective!  TO WATCH ALL FLYOVER CONSERVATIVES SHOWS - https://flyover.live/show/flyoverTO WATCH ALL FLYOVER CONSERVATIVES SHOWS - https://flyover.live/show/flyoverTO WATCH ALL FLYOVER CONTENT: www.flyover.liveTO WATCH ALL FLYOVER CONTENT: www.flyover.liveTo Schedule A Time To Talk To Dr. Dr. Kirk Elliott's Team Go To To Schedule A Time To Talk To Dr. Dr. Kirk Elliott's Team Go To ▶ https://flyovergold.com▶ https://flyovergold.comOr Call 720-605-3900 Or Call 720-605-3900 ► Receive your FREE 52 Date Night Ideas Playbook to make date night more exciting, go to www.prosperousmarriage.com► Receive your FREE 52 Date Night Ideas Playbook to make date night more exciting, go to www.prosperousmarriage.comFOR ALL GRAPHICS USED OR AVAILABLE FROM MEL:FOR ALL GRAPHICS USED OR AVAILABLE FROM MEL:► Text MEL to 40509► Text MEL to 40509(Message and data rates may apply. Terms/privacy: 40509-info.com)(Message and data rates may apply. Terms/privacy: 40509-info.com)Find Mel at ► https://themelkshow.com Find Mel at ► https://themelkshow.com Connect with her on her Secure Server at ► https://themelkshow.tv Connect with her on her Secure Server at ► https://themelkshow.tv Mel K is a journalist, filmmaker, and podcaster known for her investigative work and critical analysis of global issues. She launched The Mel K Show in 2020 to explore corruption, power structures, and societal impacts, gaining a following of over 500,000 subscribers. With a background in journalism and film from NYU, she spent two decades in Hollywood working on historical dramas before shifting her focus to uncovering hidden truths. Her work emphasizes intellectual honesty, personal empowerment, and civic engagement, which she also discusses in her book Americans Anonymous: Restoring Power to the People One Citizen at a Time. Based in West Palm Beach, Florida, Mel continues to inspire critical thinking and informed discussions through her media platforms.Mel K is a journalist, filmmaker, and podcaster known for her investigative work and critical analysis of global issues. She launched The Mel K Show in 2020 to explore corruption, power structures, and societal impacts, gaining a following of over 500,000 subscribers. With a background in journalism and film from NYU, she spent two decades in Hollywood working on Send us a message... we can't reply, but we read them all!Support the show► ReAwaken America- text the word FLYOVER to 918-851-0102 (Message and data rates may apply. Terms/privacy: 40509-info.com) ► Kirk Elliott PHD - http://FlyoverGold.com ► My Pillow - https://MyPillow.com/Flyover ► ALL LINKS: https://sociatap.com/FlyoverConservatives

In this interview from December of 2018, David Gornoski talks with Turning Point USA founder Charlie Kirk at the Student Action Summit 2018 in West Palm Beach, Florida. David and Charlie discuss criminal justice reform, the liberty case for nonviolence, Trump's First Step Act, and how to tell stories that defend individuals from collective violence. Visit aneighborschoice.com for more

Sammy Days & David Gricius are the Scare Actor Trainers and Scare Actors at Fright Nights in Southern Florida. Join us as we pick their brains... Learn how to recruit scare actors Learn how to train scare actors Learn how to manage scare actors Fright Nights is an annual Halloween event that occurs at the South Florida Fairgrounds in West Palm Beach, Florida. Open through the beginning of October through Halloween, the event features multiple haunted houses, “scare zones,” midway rides, food vendors, games, and live entertainment. Stalk Fright Nights at https://www.southfloridafair.com/p/fright-nights  Start and grow your Haunted Attraction at https://www.haunterstoolbox.com/ Reward, recognize, and retain your actors with https://scareitbadges.com/  

Buried in the newly disclosed leaked Jeffrey Epstein emails is the proof in a never disclosed email that Trump is lying about why he “fired” Epstein as his best friend, and it has nothing to do with Trump believing Epstein was a “creep” or a child sex predator, it was just a falling out about a $41 million dollar real estate deal in Palm Beach. Michael Popok uses his Florida lawyer and West Palm Beach connections to tie it all together on his latest hot take. IQBAR: Get 20% off all IQBAR products. Text LEGALAF to 64000. (Message and data rates may apply) Visit https://meidasplus.com for more! Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Coalition of the Sane: https://meidasnews.com/tag/coalition-of-the-sane Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textFrom street racing at age four to making history as the first driver to break the seven-second barrier in a front-wheel drive car, Lisa Kubo's motorsports journey embodies the revolutionary spirit that transformed import racing from underground gatherings to professional competition.Lisa's story begins with motorsports in her blood – her baby book even documents her two-week-old self watching her father win street races. That early exposure blossomed into a pioneering career that helped define an entire motorsport category. During our conversation, she vividly recounts the transition from being part of the "red-headed stepchildren" of racing to becoming a professional competitor overnight when organizations like Battle of the Imports, IDRC, and NHRA created platforms for import racers.The most captivating chapter in Lisa's career came when Saturn Motorsports recruited her to challenge corporate General Motors in the quest to be the first front-wheel drive to break the seven-second barrier. "Here's us, a bunch of kids from the Honda world, going up against corporate GM," she recalls. The underdog story culminated in a historic 7.96-second pass at West Palm Beach's Moroso track – a record that earned her recognition, championship jackets, and a $10,000 bounty.Beyond the trophies and records, Lisa reflects on how motorsports shaped her character, teaching her to be what she calls a "chameleon" who could navigate any environment from corporate sponsors to pit areas. These life lessons – emotional control, financial management, professional poise – came during her formative years when most peers were in college.Today, Lisa manages a performance shop in Florida while rebuilding her iconic Civic race car after a 20-year hiatus. Her goal isn't necessarily to dominate again but to honor her legacy and the supporters who've encouraged her return. Follow her comeback journey on Instagram and TikTok @lisaKuboracing and witness the next chapter of this remarkable motorsports pioneer.Support the showFACEBOOK: https://www.facebook.com/womensmotorsportsnetworkandpodcast INSTAGRAM: https://www.instagram.com/womensmotorsportsnetwork/ LINKEDIN: https://www.linkedin.com/in/melindarussell/ TIKTOK: https://www.linkedin.com/in/melindarussell/ X: https://x.com/IWMANation FACEBOOK Personal Page: https://www.facebook.com/melinda.ann.russell

Jurors have returned to federal court in South Florida for another day of testimony in the trial of Ryan Routh, who faces charges for allegedly attempting to assassinate former President Donald Trump at his golf course in West Palm Beach.See omnystudio.com/listener for privacy information.

Equities and Bonds Rally Amid CPI and Employment Data; Reflecting on September 11 In this episode of Dividend Cafe, Brian Szytel reports from West Palm Beach, Florida on the positive movements in equity and bond markets, with the DOW, S&P, and NASDAQ showing significant gains. He also covers recent economic data, including the CPI and jobless claims, and their implications for Fed rate adjustments. Additionally, Brian shares a personal reflection on the 24th anniversary of the September 11 attacks, highlighting the collective memory and tribute to those affected. 00:00 Introduction and Market Overview 00:15 Equity and Bond Market Rally 00:47 Inflation and Employment Data Insights 01:33 Federal Reserve Rate Expectations 01:57 Jobless Claims and Fed Policy 03:05 Valuations and Market Sentiment 03:51 Reflecting on September 11th 05:04 Conclusion and Upcoming Content Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

This Day in Legal History: Certiorari Granted in WindsorOn September 11, 2012, the U.S. Department of Justice filed a petition for certiorari in United States v. Windsor, setting the stage for one of the most consequential civil rights decisions of the decade. The case challenged Section 3 of the Defense of Marriage Act (DOMA), which defined marriage for federal purposes as between one man and one woman. Edith Windsor, the plaintiff, had been legally married to her same-sex partner, Thea Spyer, in Canada. When Spyer died, Windsor was denied the federal estate tax exemption for surviving spouses, resulting in a tax bill exceeding $350,000.Windsor argued that DOMA violated the Fifth Amendment's guarantee of equal protection as applied to the federal government. The Obama administration, though initially defending DOMA, reversed course and declined to continue doing so, prompting the Bipartisan Legal Advisory Group (BLAG) of the House of Representatives to intervene. The DOJ's September 11 petition reflected the administration's desire to have the Supreme Court resolve the constitutional question as quickly as possible.In 2013, the Supreme Court ruled 5–4 in favor of Windsor, striking down Section 3 of DOMA as unconstitutional. Justice Kennedy, writing for the majority, held that the federal government could not single out same-sex marriages for unequal treatment under the law. The ruling granted same-sex couples access to hundreds of federal benefits and marked a turning point in the legal recognition of LGBTQ+ rights.The Windsor decision laid the constitutional groundwork for Obergefell v. Hodges two years later, which legalized same-sex marriage nationwide. The filing on September 11, 2012, was a procedural but critical moment that pushed the case toward the highest court in the land. It also signaled a shift in the federal government's posture toward LGBTQ+ equality—moving from defense of discriminatory laws to active legal opposition.The trial of Ryan Routh, accused of attempting to assassinate then former President Donald Trump, begins this week in Fort Pierce, Florida. Routh, 59, is facing five federal charges, including attempted assassination of a major presidential candidate, and has chosen to represent himself. Prosecutors allege that Routh hid with a rifle near the sixth hole of Trump's golf course in West Palm Beach last September, intending to kill Trump. He fled after a Secret Service agent spotted him before any shots were fired and was arrested the same day.The trial opens amid rising concerns about political violence in the U.S., underscored by the recent killing of Trump ally Charlie Kirk in Utah. Trump himself has been targeted multiple times, including a shooting in Pennsylvania in July 2024 that left him wounded. Routh, a former roofing contractor with a history of erratic behavior, had expressed political views supporting Taiwan and Ukraine and previously outlined a bizarre plan involving Afghan refugees.The case is being heard by Judge Aileen Cannon, the same judge who previously dismissed a separate criminal case against Trump involving classified documents. Cannon has already expressed frustration with Routh during jury selection, rejecting several of his proposed questions as irrelevant. The jury consists of seven women and five men. The trial is expected to spotlight the ongoing increase in politically motivated violence in the U.S.,Trial begins for man accused of trying to assassinate Trump, spotlighting US political violence | ReutersFive former federal employees have filed a lawsuit against the U.S. Office of Special Counsel (OSC), alleging the agency unlawfully dismissed their complaints after being fired early in President Trump's second term. Represented by Democracy Forward, the plaintiffs claim OSC failed to investigate over 2,000 complaints from probationary employees terminated en masse in February 2025, despite earlier findings that the firings may have violated federal law. The lawsuit, filed in D.C. federal court, seeks a ruling that OSC's blanket dismissal of the complaints was arbitrary and violated the Administrative Procedure Act.Probationary federal employees—often in their first year or newly assigned roles—have fewer job protections, making them vulnerable to politically motivated purges. In this case, the Trump administration dismissed roughly 25,000 such employees, sparking multiple legal challenges. Some courts briefly reinstated the workers, but appeals courts ruled that plaintiffs lacked standing or needed to exhaust administrative remedies before going to court.OSC, under former Special Counsel Hampton Dellinger, had suggested the mass terminations were unlawful. However, after Trump fired Dellinger, his replacement, Jamieson Greer, dismissed all the pending complaints, citing alignment with new administrative priorities. The plaintiffs argue this abrupt shift was politically driven and undermined OSC's duty to safeguard merit-based civil service protections.The lawsuit aims to compel OSC to reopen investigations into the firings and reassert that probationary employees still retain legal protections from unlawful dismissals.US Special Counsel sued for dismissing fired federal workers' complaints | ReutersThe Trump administration has appealed a federal judge's decision blocking the removal of Federal Reserve Governor Lisa Cook, aiming to fire her before the central bank's next interest rate meeting on September 16. U.S. District Judge Jia Cobb ruled that President Trump's claim—alleging Cook committed mortgage fraud before taking office—likely does not meet the legal threshold to justify her dismissal. The administration's brief appeal to the D.C. Circuit did not include arguments, but signaled urgency given the upcoming monetary policy meeting.Cook, who has denied any wrongdoing, filed suit in August claiming that the fraud allegations were a pretext for removing her due to her policy positions. She argues that the law governing the Federal Reserve allows a governor to be removed only “for cause,” a term not clearly defined in the statute and never previously tested in court. Cobb agreed that the case raises new and important legal questions, emphasizing the public interest in shielding the Fed from political pressure.The DOJ has opened a criminal investigation into the alleged mortgage fraud, with grand jury subpoenas issued in Georgia and Michigan. The case could have broader implications for the independence of federal agencies, especially those like the Fed that have traditionally operated free from executive interference. This follows other high-profile cases in which courts have temporarily blocked Trump from firing leaders of independent agencies, including the U.S. Copyright Office.Trump has pressured the Fed to lower interest rates and criticized Chair Jerome Powell, though Cook has consistently voted with the Fed majority on rate decisions. Her continued presence at the Fed could influence upcoming policy moves.Trump administration appeals ruling blocking removal of Fed Governor Cook | ReutersA federal appeals court has upheld most provisions of a New Jersey law restricting firearms in designated “sensitive places,” such as parks, hospitals, beaches, libraries, and casinos. The 2-1 decision by the 3rd U.S. Circuit Court of Appeals reversed a lower court ruling that found the law violated the Second Amendment. The appeals court concluded the restrictions aligned with historical firearm regulations in places traditionally considered sensitive due to their civic or public safety function.The ruling is a setback for gun rights advocates, following similar decisions by appeals courts in California, Hawaii, and New York. These rulings come in the wake of the Supreme Court's 2022 decision in New York State Rifle & Pistol Association v. Bruen, which established a new framework for evaluating gun laws—requiring that modern regulations be consistent with the nation's historical tradition of firearm control. While Bruen expanded gun rights, it also acknowledged the legitimacy of restrictions in sensitive locations.Judge Cheryl Ann Krause, writing for the majority, emphasized that U.S. history supports limiting firearms in specific public areas to preserve peace and safety. Judge Cindy Chung concurred, while Judge David Porter dissented, arguing the government shouldn't be able to arbitrarily declare places “sensitive” to limit gun rights.The New Jersey Attorney General praised the decision, while gun rights groups criticized it as an overly deferential interpretation of the Second Amendment.US appeals court largely upholds New Jersey gun restrictions | Reuters This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Market Volatility and Inflation Insights: A Mid-Week Market Recap In this episode of Dividend Cafe, Brian Szytel reports from West Palm Beach, Florida, with a mid-week market update recorded on Wednesday, September 10. The recap highlights mixed performance across markets as a result of the latest Producer Price Index (PPI) numbers, which showed a surprising decline of 0.1% against the expected 0.3% increase. The DOW fell by 0.5%, while the S&P 500 and Nasdaq registered minor gains and flat performance, respectively. The segment also delves into the significant decrease in year-over-year inflation rates and previews upcoming key economic data, including the Consumer Price Index (CPI) and initial jobless claims. Additionally, the script addresses concerns regarding high market valuations and the prudent approach to market exposure. Brian also references historical market behavior to caution against rash decisions based on short-term indicators. 00:00 Introduction and Market Overview 00:56 Producer Price Index and Market Reactions 02:13 Upcoming Economic Indicators 02:25 Labor Market Insights 03:07 Valuations and Market Strategies 05:52 Conclusion and Final Thoughts Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Alabama HeadlinesWellStone expands no-cost PTSD treatment for Alabama veterans and first responders.Homelessness becomes central issue in Homewood runoff election after creek incident near Roseland.UAB St. Vincent's performs groundbreaking procedure for peripheral artery disease patients.Family of missing Huntsville realtor Ronald Dumas Jr. raises reward to $10,000.Decatur residents file lawsuit alleging 100+ votes were left off ballots in mayoral race.National HeadlinesJury selection begins in Florida trial of man accused of attempting to assassinate Donald Trump at West Palm Beach golf course.President Trump announces new federal guidance to protect prayer in public schools.LeBron James faces backlash for China op-ed in People's Daily praising basketball as a “bridge” while ignoring human rights abuses.ICE arrests Kenyan national in Minnesota with prior sex offense who later worked in state government.

In this episode of Quah (Q & A), Sal, Adam & Justin coach four Pump Heads via Zoom. Mind Pump Fit Tip: The 10 BIGGEST Gym Mistakes That are Killing Your Gains. (2:05) The ‘Horny Stack' is a good time! (28:49) Gym language. (29:51) Teasing your kids. (32:31) Consistency, appreciation, and making an effort in relationships.  (44:45) The most rewarding partnership. (53:02) Muscle Mommy Movement Quiz. (55:11) #ListenerLive question #1 – I know you guys have said stubborn fat is usually just a matter of patience, but is there a point where hormones, metabolism, or other factors might play a bigger role after losing so much weight? (58:06) #ListenerLive question #2 – Any guidance on how to work my way up to weighted dips and pull-ups? (1:14:22) #ListenerLive question #3 – Could exercise during the day cause elevated body temperature at night while sleeping? (1:24:13) #ListenerLive question #4 – I'm struggling at this point in my life now that I have achieved the weight loss that I've always went after. How do I proceed with my fitness at this point in time as far as the style I should be focusing on, and the calories I should be at? (1:34:33) Related Links/Products Mentioned Ask a question to Mind Pump, live! Email: live@mindpumpmedia.com Visit Organifi for the exclusive offer for Mind Pump listeners! **Promo code MINDPUMP at checkout for 20% off** Visit Rock Recovery Center for the exclusive offer for Mind Pump listeners! ** Ben and Tom know firsthand the struggles of addiction and alcoholism. With years of experience helping thousands of individuals, they offer a free consultation call to discuss your situation. Whether you're personally battling addiction or have a loved one in need of help, they're here to guide you toward the support you need. By filling out the form and scheduling your call, you'll also be entered for a chance to win a free 60-day scholarship at Rock Recovery Center, their premier treatment center in West Palm Beach, Florida. Don't wait—take the first step today. ** September Special: MAPS Muscle Mommy Movement Quiz! Mind Pump # 2412:  The 5 Worst Fitness Mistakes Damaging Your Overall Health & Longevity Get your free Sample Pack with any “drink mix” purchase! Find your favorite LMNT flavor or share it with a friend. Try LMNT risk-free. If you don't like it, give it away to a salty friend and we'll give you your money back, no questions asked! Visit DrinkLMNT.com/MindPump Sal Di Stefano's Journey in Faith & Fitness – Mind Pump TV Stop Working Out And Start Practicing – Mind Pump Blog Mind Pump # 2452: The Hidden Hormone That is Disrupting Your Sleep With Dr. Stephen Cabral Visit Eight Sleep for an exclusive offer for Mind Pump Listeners! ** Use the code MINDPUMP to get $350 off your very own Pod 5 Ultra. The best part is that you still get 30 days to try it at home and return it if you don't like it – – Shipping to many countries worldwide. ** Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Thomas Conrad (@realrecoverytalktom) Instagram Ben Bueno (@realrecoverytalkben) Instagram Dr. Rhonda Patrick (@foundmyfitness) Instagram Dr. Stephen Cabral (@stephencabral) Instagram

This Day in Legal History: Little Rock NineOn September 4, 1957, a constitutional crisis unfolded in Little Rock, Arkansas, when Governor Orval Faubus ordered the Arkansas National Guard to block nine Black students—known as the “Little Rock Nine”—from entering Central High School. This came after the U.S. Supreme Court's landmark decision in Brown v. Board of Education (1954), which declared segregation in public schools unconstitutional. Faubus claimed the move was to prevent violence, but it was widely seen as defiance of federal desegregation orders.The legal showdown intensified the struggle between federal authority and states' rights. On September 4, the students arrived at Central High and were turned away by National Guard troops, prompting national outrage and escalating tensions over civil rights. In response, the NAACP filed a lawsuit in federal court, and on September 20, a federal judge ordered Faubus to remove the troops.The confrontation culminated later that month when President Dwight D. Eisenhower, invoking the Insurrection Act of 1807, sent in federal troops from the 101st Airborne Division to enforce integration and protect the students. This marked one of the first times since Reconstruction that the federal government used military force to uphold civil rights rulings.This day is remembered as a pivotal moment in civil rights legal history, illustrating the federal judiciary's growing role in dismantling racial segregation and enforcing constitutional rights in the face of state resistance.President Trump's administration has asked the U.S. Supreme Court to urgently review a case challenging his use of emergency powers to impose broad tariffs. The request comes after a federal appeals court ruled on August 29 that Trump overstepped his authority under the International Emergency Economic Powers Act (IEEPA)—a 1977 law historically used to sanction enemies or freeze assets, not to impose tariffs. Trump had used IEEPA earlier this year to justify tariffs targeting trade deficits and drug trafficking from countries like China, Canada, and Mexico.In the appeal, Solicitor General D. John Sauer emphasized the stakes, arguing that blocking the tariffs could endanger national security and economic stability. The administration asked the Court to decide by September 10 whether it will hear the case, hoping for arguments to be scheduled in November.Small businesses and a coalition of 12 Democrat-led states sued to block the tariffs, arguing that only Congress can impose them. The appeals court agreed, stating that IEEPA doesn't authorize tariffs and warning against giving the president unchecked economic powers. The ruling also cited the “major questions” doctrine, which limits executive authority unless clearly granted by Congress in matters of broad economic or political importance.The Trump administration argues that these tariffs are key tools for diplomacy and economic leverage. Treasury Secretary Scott Bessent urged the Supreme Court to act quickly, saying the ruling undermines the president's ability to defend national interests. Other court decisions have similarly rejected Trump's tariff strategy, and at least eight related lawsuits are ongoing.Trump takes tariffs fight to US Supreme Court | ReutersA federal judge ruled that the Trump administration unlawfully terminated $2.2 billion in federal research grants to Harvard University, marking a significant legal win for the school. U.S. District Judge Allison Burroughs found the administration's actions violated Harvard's First Amendment rights, characterizing the move as ideologically motivated retaliation. The administration had claimed the funding cuts were due to Harvard's failure to adequately address antisemitism on campus, particularly following pro-Palestinian protests after the October 2023 Hamas attack on Israel.Judge Burroughs acknowledged that Harvard had tolerated hateful behavior for too long but said the administration used antisemitism as a “smokescreen” for political pressure. She barred the government from cutting current or future funding and emphasized that academic research must be protected from arbitrary government action. Harvard had argued the funding cuts came after it resisted demands to restructure governance and academic programs to fit the administration's ideological expectations.The Trump administration has targeted several Ivy League schools over similar issues, including Columbia University, which agreed in July to pay $220 million to restore lost research funding. Trump previously said he would not settle with Harvard for less than $500 million. The administration has also tried to bar international students from Harvard and challenged its accreditation.While Harvard President Alan Garber praised the ruling for affirming academic freedom, he did not comment on ongoing settlement talks. The university's faculty chapter of the American Association of University Professors, which co-litigated the case, opposes any deal with the administration, arguing it would compromise the rights of the academic community.Trump administration unlawfully cut Harvard's funding, US judge rules | ReutersHarvard $2 Billion Funding Freeze Found Illegal by US Judge (3)Newsmax has filed a federal antitrust lawsuit against Fox Corporation and Fox News Network, accusing them of using their dominance in right-leaning cable news to suppress competition and block Newsmax's growth. Filed in West Palm Beach, Florida, the lawsuit alleges that Fox pressured TV distributors to exclude or limit Newsmax, stalling the smaller network's expansion in the pay-TV market for nearly a decade.Newsmax claims Fox's actions deprived conservative viewers of diverse news options and calls for monetary damages and a court order to stop the alleged anti-competitive practices. CEO Christopher Ruddy stated the lawsuit aims to restore market fairness and consumer choice. Fox, in response, dismissed the suit as an attempt to mask Newsmax's market struggles, calling it headline-chasing.Founded in 1998, Newsmax entered the pay-TV space in 2014 and went public earlier in 2025. The company asserts its programming offers a non-establishment alternative to Fox and claims it now reaches over 40 million Americans. It also noted a ratings boost surrounding the 2020 election.This legal action follows Newsmax's recent $67 million defamation settlement with Dominion Voting Systems over false claims about the 2020 election, and a previous confidential settlement with Smartmatic. Fox also settled with Dominion in 2023 for $787.5 million. The case has been assigned to U.S. District Judge Aileen Cannon, a Trump appointee.Newsmax sues Fox, claiming TV distribution deals strangled business | ReutersNewsmax Sues Fox News Claiming Conservative TV News Monopoly (2) This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Evan Bentz is a Medical Cannabis Educator with a Masters degree in Medical Cannabis science and therapeutics from the University of Maryland's school of pharmacy.  Evan is the Vice President of Compassionate Alternative Care, a medical cannabis physician group with locations in both Jacksonville and West Palm Beach, Florida.  With seven years of experience in the traditional healthcare industry as a Certified Nursing Assistant and Certified Personal Trainer, Evan is now committed to helping patients make informed decisions about medical cannabis use. His passion for industry transparency, education, and advocacy ensures patient rapport and comfort, a piece Evan believes is the foundation of gold-standard patient care.

Best Of - The advertisers spending big in West Palm Beach just to reach one man, is college worth it, and how much does it cost to live on a cruise ship.

Eddie Wilson catches up with UltraCon's Irving and Vickie Santiago to converse about the 2025 show September 19-21 at the South Florida Expo Center in West Palm Beach, featuring 50+ guests. [ultraconcity.com]

This morning's Fall Bible Conference speaker is Dr. Jimmy Scroggins, Lead Pastor at Family Church in West Palm Beach, FL. Pastor Scroggins concludes his series of messages, speaking from Romans 8:31-39. He teaches that Jesus is for us, Jesus is with us, Jesus loves us, and Jesus wins!

In this episode of Quah (Q & A), Sal, Adam & Justin coach four Pump Heads via Zoom. Mind Pump Fit Tip: Some of You NEED to Gain Body Fat if You Want to See Improvements. (1:47) Comparing the effects of red-light therapy to minoxidil for hair loss. (23:48) Dissecting the Joey Swoll drama, celebrity worship, and staying authentic. (27:15) Being liked and seeking fame. (44:20) Money, honor, power, and pleasure exercise. (48:38) Exercise and sobriety. (56:17) #ListenerLive question #1 – Should I put this cut off until life evens out a bit, or any advice you can offer to help keep the calories down? I want to cut down to around 15% body fat just to see if I can do it and what I'll look like. (59:07) #ListenerLive question #2 – Are there signs I should be looking for to guide the timing or size of the increases when it comes to reverse dieting? What's the best way to improve my grip strength so I can keep progressing in my lifts? (1:11:35) #ListenerLive question #3 – What would you prioritize nutritionally and in training to improve metabolic health without furthering my gut issues? (1:21:37) #ListenerLive question #4 – How long would you recommend that it takes to reach muscle growth goals? (1:34:08) Related Links/Products Mentioned Ask a question to Mind Pump, live! Email: live@mindpumpmedia.com Visit Joovv for an exclusive offer for Mind Pump listeners! ** Code MINDPUMP to get $50 off your first purchase. ** Visit Rock Recovery Center for the exclusive offer for Mind Pump listeners! ** Ben and Tom know firsthand the struggles of addiction and alcoholism. With years of experience helping thousands of individuals, they offer a free consultation call to discuss your situation. Whether you're personally battling addiction or have a loved one in need of help, they're here to guide you toward the support you need. By filling out the form and scheduling your call, you'll also be entered for a chance to win a free 60-day scholarship at Rock Recovery Center, their premier treatment center in West Palm Beach, Florida. Don't wait—take the first step today. ** August Special: MAPS 15 50% off! ** Code MUSCLE50 at checkout ** The relationship between body fatness and physical attractiveness in males A high protein diet (3.4 g/kg/d) combined with a heavy resistance training program improves body composition in healthy trained men and women – a follow-up investigation The performance of body mass component indices in detecting risk of musculoskeletal injuries in physically active young men and women Low-Level Light Therapy and Minoxidil Combination Treatment in Androgenetic Alopecia: A Review of the Literature Fitness Influencer Joey Swoll Quits Social Media Over Hulk Hogan Controversy Watch Untold: The Liver King | Netflix Official Site Aquinas: The Four False Idols Making You Miserable - Medium Can exercise help conquer addiction? Is exercise more effective than medication for depression and anxiety? Effects of exercise of different intensities on withdrawal symptoms among people with substance use disorder: a systematic review and meta-analysis Visit Butcher Box for this month's exclusive Mind Pump offer!  ** Available for a limited time, a curated box pre-filled with Mind Pump's favorite cuts — no guesswork! Butcher Box members who sign up through Mind Pump will receive: $20 OFF their first box, Free chicken breast, ground beef, OR salmon in every box for a whole year! ** Mind Pump # 2659: Eight Ways to Build a Crushing Grip & Strong Forearms & More (Listener Live Coaching) MP Holistic Health Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Bishop Robert Barron (@bishopbarron)  Instagram Arthur Brooks (@arthurcbrooks) Instagram Dr. Stephen Cabral (@stephencabral) Instagram  

Title: Travel Like a Billionaire: The 90% Off Secret to a First-Class Lifestyle with Eli Facenda In this conversation, Eli Facenda shares insights on maximizing travel experiences through strategic use of points and credit cards. He discusses his nomadic lifestyle, the entrepreneurial journey that led him to travel hacking, and the importance of understanding the value of different points systems. Eli emphasizes the need for a structured approach to travel, focusing on maximizing points, optimizing travel upgrades, and effectively using credit cards to enhance travel experiences. The discussion also touches on the significance of having a clear strategy for business owners and how to navigate the complexities of travel rewards. In this conversation, Eli Facenda shares his expertise on maximizing travel experiences through strategic use of points and credit cards. He discusses the importance of community in travel planning, innovative solutions for entrepreneurs, and his personal journey in the travel industry. Eli emphasizes the significance of experiential wealth and actionable steps listeners can take to enhance their travel experiences. Links to Watch and Subscribe: https://youtu.be/c7QqSscsajc Bullet Point Highlights: Seth and Eli kick off with casual banter about van life, audio gear, and the nomad lifestyle. Eli shares his background going from broke entrepreneur to travel-hacking expert. He explains how he got obsessed with using points after a free trip to Thailand changed his mindset. Eli now helps entrepreneurs take $20K–$50K luxury trips for 90% off using credit card points. His 3-part system includes maximizing points, optimizing travel perks, and redeeming for bucket-list trips. He gives a real-world example of booking a $20K ANA business class flight to Japan for just $12. Seth dives into a real-life org structure and Eli explains how points flow to the guarantor, not the LLC. Best practice: 2–3 business cards and 2–3 personal cards tailored to your biggest spend categories. Eli introduces his new “DreamTrip Alert System” that delivers full trip itineraries at massive discounts. In the Million Dollar Monday segment, Eli shares how he made, lost, and remade his first million. His next million will come from scalable digital products and a wider reach through content and community. What makes Eli top 1%: He walks the walk, traveling the world and running a business around it. His #1 tip: Pick your dream trip, put it on the calendar, and commit, then let the how figure itself out. Transcript: Eli Facenda (00:00.059) What's up, Seth?   Seth Bradley, Esq. (00:01.43) Yo, what's going on, brother?   Eli Facenda (00:03.237) How we doing, man? How we doing?   Seth Bradley, Esq. (00:05.141) Excellent man, what's happening?   Eli Facenda (00:06.893) Not much. you, how's the audio coming through here?   Seth Bradley, Esq. (00:11.032) Sounds good, sounds good.   Eli Facenda (00:12.547) it clean? Okay, because I'm, it's basically we're in the middle of a Nomad trip here, so I normally have like a, like a shirt mic like you have, but on the road I haven't had, so I haven't had to test this yet, but I figured the DJI's are pretty solid, so I wanna make sure it's actually coming through decent.   Seth Bradley, Esq. (00:16.962) Okay.   Yeah.   Seth Bradley, Esq. (00:26.732) Nice. Yeah, no, it sounds good. Sounds good, man.   Eli Facenda (00:29.425) Okay, cool, awesome. Awesome Dave, we'll get to connect with you.   Seth Bradley, Esq. (00:33.802) Yeah, brother definitely, so I don't butcher it. How do you pronounce your last name? Facenda, okay, cool. Cool Awesome, man. Yeah, we've we've crossed paths on social media. I think or maybe our va's have crossed paths who knows   Eli Facenda (00:39.077) for sender. Yep, yep.   Eli Facenda (00:47.663) Yeah, think that was where, yeah, think we were initially connecting, yeah, totally. Instagram, I think, was the place. Yeah. Because you're out in California, right? Nice, I'm in West Palm right now. And I mean, normally based in Austin, but we're in the middle of a like, six to eight month nomad adventure. And so we are, we're on the road here, and we go to Europe in a few weeks for like the next several months.   Seth Bradley, Esq. (00:53.42) Yeah, nice, nice, where you at right now? Yep, San Diego.   Seth Bradley, Esq. (01:10.446) Sweet dude.   Seth Bradley, Esq. (01:17.166) That's awesome dude, awesome, awesome. Love it man, that's a long time. So we did last May we did, man it's been like a year, geez. We did like 30, 33 days in a van trip. So we took our van up through Wyoming into Montana and into Canada. That was a long time for us, but 68 months. Right, yeah.   Eli Facenda (01:18.117) Yeah. Yeah. Thank you, man.   Eli Facenda (01:33.455) Nice.   Eli Facenda (01:37.465) sick. Yeah, well vans are intense too. You know, I haven't done van life but my fiance, she did that before and it was like a lot for her. But yeah, so totally depends on the way you're traveling as well. Yeah.   Seth Bradley, Esq. (01:47.266) Yeah.   Nice, nice. Cool, man. Just give you a quick rundown. our audience, my audience is typically, so it used to be passive investors, right? So it used to be the passive income attorney podcast. I think when we might've tried to schedule before and that was for investors. So accredited investors trying to get them to invest in my commercial real estate deals, that sort of thing. But now I've rebranded to raising the bar, which is more geared towards active investors and entrepreneurs and folks like that. So still,   Eli Facenda (02:10.619) Mm-hmm.   Seth Bradley, Esq. (02:19.982) Still, I'm sure your clients, wealthy folks that are starting businesses, that have businesses, that are raising capital for real estate or private equity or other types of businesses, that sort of thing. And then we'll do about, we'll do it a little on the shorter side. So we'll do about 30 minute interview, probably at the longest. And then we'll kind of just close that out. And then I do two little smaller sections that I break down into like little five minute episodes. One is a million dollar.   Eli Facenda (02:25.403) Totally.   Seth Bradley, Esq. (02:49.622) Monday I put that in the notes and it's basically just like real quick, like how you made your first million dollars, how you made your last million, how you plan on making your next million. then, yeah, and then the last one is the top 1%. Basically just kind of what separates you and makes you the top 1 % in what you do.   Eli Facenda (02:59.675) Cool. Yeah, I love it. It's great.   Eli Facenda (03:08.699) Okay, beautiful. And then as far as, is there any place you want me to point people that is connected to you or do you care if you're asking about that? I don't have any hard call to action kind of pitch thing, but it's more just like.   Seth Bradley, Esq. (03:19.916) No, man, whatever, it's up to you, man, whatever you want to do, whatever you, whatever call it action you want to use, if want to send it to your website or social media, whatever you want to do,   Eli Facenda (03:26.577) Cause you know what we do have, I can do this. We have a pretty cool playbook that's normally 150 bucks and I'm happy to give it to your listeners for free. So I could give them a code, just say what would be the best code for that?   Seth Bradley, Esq. (03:37.175) Okay, awesome.   Seth Bradley, Esq. (03:43.429) Um, just raise would probably be good. use that a lot for like call to action, like DME raise. So you could use a raise.   Eli Facenda (03:46.161) Cool. All right, so yeah, so I'll just say go to the website and just DM or just put in the code RAYS and you'll get it for free. But it's like a whole playbook on how to maximize points for trips. I've act like legitimately I've had someone buy it and within 48 hours he texted me a screenshot. was like, dude, I just saved 20 grand on a trip from your ebook. And I was like, wow, okay, it works. So it's good. Yeah.   Seth Bradley, Esq. (03:57.07) Sweet.   Seth Bradley, Esq. (04:09.366) Nice, Cool. All right, man, well, we're already recording, so I'll just jump right in, and then if I need to add anything to the beginning, I'll do that later. And cool, man, yeah, we'll just jump right in.   Eli Facenda (04:14.129) Sweet. You're welcome.   Eli Facenda (04:20.27) Awesome.   Eli Facenda (04:24.913) Let's do it.   Seth Bradley, Esq. (04:27.444) Eli, what's going on, brother? Welcome to the show.   Eli Facenda (04:30.181) Thank you man, excited to be here and I we're going coast to coast today so this will be good.   Seth Bradley, Esq. (04:34.382) Absolutely, man. So we chatted beforehand, but I think you're tuning in on a road trip right now. So you're living proof of what you do, right?   Eli Facenda (04:44.065) Yeah, totally. are, well this part's kind of like a road trip. We're in West Palm Beach right now, but this is basically leg number two out of, we'll end up being probably an eight month nomadic adventure with me and my fiance and our little puppy. And so we're in West Palm Beach right now in Florida. We head to Europe in less than a month and we'll be bouncing around different parts of Europe for about four months roughly before we decide where we're gonna go next, which we're not exactly sure.   Seth Bradley, Esq. (04:58.904) Nice.   Seth Bradley, Esq. (05:12.28) That's awesome, man. Are you using all your hacks and secrets and travel tips that you put out there?   Eli Facenda (05:18.449) Absolutely, yeah, 100%. I mean, we just got back from a crazy trip to Japan. This was really cool. I run an entrepreneur mastermind. So we integrated our own trip around Japan around this mastermind event. So I had 53 people come out for like eight days. We went snowboarding in the mountains in Niseko in the Northern Park. And then we went down to Tokyo for the cherry blossoms. But for myself personally, to get there and back and do a lot of the hotels, we used points. We saved over 50 grand just on that portion of the trip. We then...   know, flew down to West Palm on points and then going over to Europe and a lot of the stays over there will also be leveraging the point strategies that I help clients use and then I talk about on social media and the stuff that we'll dive into today. But yeah, I like to be living proof of it because it's pretty awesome. It's something that's really impacted my life. I love doing it. And when I do it, I get to share it too. So has like a multiple benefit for everybody.   Seth Bradley, Esq. (06:06.648) That's awesome, man. I'm excited, dude. I'm excited to dig in here, because it's just for my own personal benefit and education, because I'm super stoked about this stuff, and I travel a lot with my fiance, or my fiance, my wife, and it's something I'm personally interested in as well. We've had past conversations too, so it's great to have you on, man. So just to start off, man, if somebody, you meet somebody in the street, they ask you what you do, how do you explain that?   in a sentence, right? Like without going into some crazy like tangent about all the awesome things that you do. Like what, how do you answer that question?   Eli Facenda (06:36.453) Yeah.   Eli Facenda (06:41.329) Sure, sure, Yeah, it really does depend on the situation, but I oftentimes will ask a couple questions because it makes it easier for people to understand. So usually it's like, do you have any big dream bucket list trip you've ever wanted to take? And they'll be like, oh yeah, Greece. I'm like, well, what we do is we help you get to Greece in business or first class, stay in five star hotels, have the trip of your dreams at about 90 % off. So that's kind of the tagline is take the trip of your dreams for about 90 % off.   I'll get into the whole point side of things, but some people don't know what points are, or some are really well studied in that world. So I just leave with the trip because that's usually what people want. They want to have the experience where it's you and your wife flying first class, sipping champagne on the way to Paris to go see the Eiffel Tower and the points and the credit cards. That's really the mechanism. That's how we make the experience happen. But at end of the day, what we want is the amazing memories, the beautiful experience, all that stuff. So I leave with the trip when I talk about it.   Seth Bradley, Esq. (07:37.848) That's awesome, man. Yeah, I mean, you're literally selling the dream, right? Like in marketing, you sell the dream or hit on a pain point. Like you are like the quintessential selling the dream. Like that's what everybody thinks about. So.   Eli Facenda (07:42.969) Yeah, exactly.   Yeah, Right. Well, it's funny because, you know, in marketing, they'll say like, sell the destination, not the vehicle, right? They'll be like, sell the outcome, not how you get there. And so we do that in our marketing. But then when you think about it, when people are taking a trip, what we are helping them do is make the vehicle to get to the destination part of the destination. Because really, when you travel well, and you do it in style, the flight becomes a part of the trip that you're excited for.   I can't wait to see the the drinks and the champagne and the food they're gonna have and how awesome the seat is and the movie selection, how big's the screen. At least for people that love to travel, it becomes a fascination of the trip, not just getting there. So that's a big difference maker when people start to go on these flights, and this is what a lot of our clients will say, and for me, it goes from flying economy to like, I'm counting down the hours to get off this freaking plane.   to like, we do another lap around the city? Cause like, I'd love to just hang out here longer, right? And like the flight attendants treat you really well. So yeah, it's a whole experience.   Seth Bradley, Esq. (08:49.314) That's awesome, man. Yeah, that's great. Was there a trip that you went on personally where you just kind of thought, man, I can turn this into a business, right? Like you're just enjoying it so much that you just were like, like the light bulb went off or how did this business spawn?   Eli Facenda (09:04.515) Yeah, there wasn't one trip that I made the connection between like, trip is awesome, let me start a business. But there was one trip that gave me the light bulb of, my God, I am obsessed with this, I need to learn everything I can. There was zero intention or thought about business that when it first started. And that'll take you back about 10 years. So was around 22 years old and I'm just coming out of college. And basically I'm in my mom's basement and I remember this really...   like heavy feeling because I went to a good university near New York City and all my friends went to Wall Street and they were making like six figures plus right out of school. And I had this like entrepreneurial bug. I was like, that's not for me. I don't want to sit in an office. I don't care if I can make a lot of money. I want to like play life on my terms, even if it means I'm making less. So at this point I have friends that are making tons of money, know, lots of disposable income and I'm making like 20 grand a year. I'm working four side jobs. I was trying to build a company. I remember getting this text.   And my stomach just dropped, because I was like, shit, I'm going to miss out on this incredible experience. was friends inviting me to go to Thailand. And I was like, if I don't figure out a better strategy of either how to make more money or figure something out, I'm not going be able to go on this trip. And I was like, damn, this is going to be just a life of missing out on experiences. Is that what it means to follow my dreams with entrepreneurship? It's like, I have to forego everything that my other friends are doing. And so was like, let me think about this differently. And I had a mentor that told me, you don't need more money, you need a better strategy. And he was talking about growing a business.   But for me, I was like, oh wait, there's this credit card point thing. What if I could figure that out? So I ended up piecing it together. I got a trip to Thailand for free. I had this amazing experience with some of my best friends. It's like still, you know, 13 friends in Thailand at age like 22, 23. Memories you don't get back. So was really grateful to have that. And then I came back from that trip and I got another flight a few, probably a year later to Europe in business class where it was a $6,000 ticket that I paid $6 for. Now after that one,   I came off that flight and I was like, I will read every blog, I will watch every YouTube video, I will learn everything about this because it meant I could travel the world and have this incredible lifestyle without having to go take a corporate job. So was like, I get to have my entrepreneurial dream and the travel I want without any trade-offs and I was like, this is amazing. So that was my first time I got hooked. It took me years of researching and reading blogs and websites and doing stuff for myself before I even had the thought of helping anyone else. I just became obsessed with it on my own.   Seth Bradley, Esq. (11:27.086) I love that you recognize you had the entrepreneurial bug early on, right? Before you got drugged down into the corporate ladder and then you got the golden handcuffs, we like to call it, and that sort of thing where it gets much, much harder to escape that gravity. I know for myself, it took a really long time. ended up going to, I went to med school, then I got my MBA, and then I went to law school, and then I worked in a big law firm, and it just took me all this time to figure out like, I don't want this.   Eli Facenda (11:38.405) Yeah.   Eli Facenda (11:49.201) Mm.   Eli Facenda (11:56.763) Right, well the social pressure alone of like everyone year round is going one way, it takes a lot of guts for you to zig when everyone else is zagging, like it's not easy to do. Yeah.   Seth Bradley, Esq. (11:57.015) And I think it's.   Seth Bradley, Esq. (12:06.648) For sure, for sure. Yeah, it's tough. It's tough, right? And especially when you see your friends making six figures right out of college, you're like, man, I could do that right now if I wanted to do it, but I don't want that. So it takes guts to be able to go out there and do your own thing.   Eli Facenda (12:21.873) Totally. And I think everyone has their own version of that still. There's even vert flavors of that today that are still existing for me where it's like, everyone's kinda going this way, but when I really get quiet and listen to myself, I'm like, yeah, you could do that, but you actually, what your soul or your heart really wants is to go over here. And so I've always just tried to listen to that more because I think about one of my North stars is, at the end of my life, I'm 80, 90 years old, I do the rocking chair test and look back, it's like,   What regret would I rather not have when I'm 90? I'd always rather be like I bet on myself than like I took the sure, you know, the well-paid path, which is the old cliche, but I think it's really true.   Seth Bradley, Esq. (13:01.004) Totally, I love that North Star, man. Have you ever asked ChatGBT to give you advice as your 80 or 90 year old self on your deathbed? It's great. Yeah. I love it, man. I love it. Yeah, it's great. It you great insight. You start reading, you're like, this is good.   Eli Facenda (13:07.409) Yeah, yeah, I actually created a custom GPT and it's my future me that coaches current me. yeah, exactly. Yeah. Yeah.   Right. Exactly. Yeah, totally.   Seth Bradley, Esq. (13:21.326) Awesome man, well let's get back kind of on the business of travel, right? So somebody comes to you, they do that introduction that we talked about, you get in a deeper conversation, they're super interested in it, they wanna learn more about these travel hacks and strategies, like where do they start? Where do you point them?   Eli Facenda (13:42.447) Yeah, so in terms of the process, I like to chunk it into three main buckets.   And it's important to have context around this game because if you don't, it just starts to feel like there's so many moving pieces and who has time for that and it's too confusing and then it becomes overwhelming and overwhelm just basically leads to an action. And then that is the person who's like, well, I just don't wanna do that, I'll just take a cash back card or I'll just stick to my Delta card, right? And so when you have the right context, you can start to understand the highest leverage moves to make and then you know really how to get the result you want with the least amount of effort. So that's what we focus on and specifically like I've worked with   probably over a thousand business owners now. And with business owners, investors and entrepreneurs, it's a different, the points game takes on a different context, right? Because usually the constraint we have to solve for is time and complexity. And if you work a nine to five, you know, after five o'clock, you've got hours for your night. But entrepreneurs, it's like every hour is kind of an asset that you can use. So it's a little bit different. So the three buckets are, the first one is to maximize the points that you earn. So this happens from getting the right cards and the right expenses.   because all of these different points are like currency, so you wanna earn the right type of points and then you wanna maximize the amount of them by getting the right cards and the right expenses. So that's the first piece and that's really, really key, because nothing else happens if you don't get that right. The second bucket is gonna be to upgrade and optimize your travel. So you've got domestic trips for a conference, are you getting TSA pre-check and clear, are you getting the best lounges, are you getting first class upgrades and free bags and hotel suite upgrades and free breakfast at the hotels and free wifi. Really it's just like,   There's all these opportunities available for people that are traveling domestically for work, for family events, you know, your kind of ordinary traveling might have. And what we want to do is we just want to enhance the quality of all of that and reduce all the headaches and annoyances by maximizing benefits on cards and status perks and all the kind of like little tactics that you can play. So that's the second thing that just makes your travel more comfortable. And then the third bucket, which is really the most important in terms of impact in your life and the most meaningful piece is to take your dream bucket list trips for 70 to 90 % off.   Eli Facenda (15:45.775) And so that's where you're gonna take the points you've accumulated. You're gonna use some strategies that I can break down here around transferring these points from the banks to the airlines and hotels, and you're gonna get these dream trips for literally a fraction of what they should cost if you're paying cash, or compared to if you were using your points through a site like Amex Travel or Capital & Travel or Chase Travel. Okay, so that's a mouthful, but those are the three. So maximize your points, get the best possible upgrades, and then take your dream trips for 90 % off.   Seth Bradley, Esq. (16:13.934) Yeah, dive into one of those little those connecting strategies there that you mentioned.   Eli Facenda (16:19.183) Yeah. Yeah. So I'll talk first about the cards. That's the order. This is the first mistake that most business owners and individuals are making is they're just getting random cards. They're like, well, I live in Dallas. Let me get the American card or live in Atlanta. So I'll get the Delta card or, whatever it may be. Or live in San Diego and I fly domestic. So I'll just get the Southwest card. Well, they don't realize is that again, these points, these points like currencies. And so if I told you, Hey, do you want 150 Mexican pesos or 150 us dollars for your couch that you're selling on Facebook marketplace?   you're obviously gonna take the US dollars, right? Because the currency is much higher. But with points, people don't realize that. So they might be racking up Hilton points or Delta miles or other points and miles that just aren't as valuable as other ones out there. And then they burn through them quick or they don't go as far. And they end up just basically sitting there being like, I feel like I should be getting more. This is the common thing I hear. I feel like this should be taking me further, but like it's not doing much. And so what we wanna focus on is bank points that are transferable. So certain banks,   have this ability to convert the points to the airline hotel loyalty programs. And what happens is the banks have a different way of pricing than the airlines do. And certain airlines and certain hotels have really good what we call sweet spots or opportunities for you to get the best possible deals. Okay, so when you earn these effective points, which the top ones I recommend are generally Amex, Chase, and Capital One, and there's a new program built actually is out where you can put your rent on a card with no fees and earn points, it's really cool. But when you get those right,   And then you look through your expenses and you say, what do I spend the most on? Is it groceries and dining and the personal side? Cool. There's a card like the Amex Gold that is specifically really good for those types of expenses. Then you look at your business. What do I spend a lot on? Is it ads and software and taking clients out for dinners? Great. The Amex Business Gold earns four points per dollar on those categories, but maybe it's you're spending a lot on flights for company travel, or maybe you have inventory you're buying, or you're paying a lot of contractors, or you have a lot of payroll. You want to assess where you're spending the most money.   and make sure you have the optimal card lined up for that type of expense. So I'll pause there, but that's kind of the first bucket. The other one is on using the points effectively, which I can talk about too, is pretty powerful. But that first one is really the linchpin. Because if you have a bunch of Delta miles and you want to go to Europe, I'll give an example actually one more before I kind of pause. There was an example recently I saw of a client and they wanted to go to Europe and we're looking at different options. This was from JFK to Amsterdam. If you have Delta miles,   Eli Facenda (18:43.547) The ticket for Delta One, this big awesome Delta Suite, was 320,000 miles. That's what Delta was charging to go from JFK to Amsterdam. It's really expensive amount of miles. But the same exact flight, like same flight number, same aircraft, everything, if you booked it through Virgin Atlantic, it was 50,000 miles. One seventh of the amount almost. It's really, really big difference. And so here's the kicker, right? If you have a Delta card, you only earn Delta miles, so you have to pay the 320,000.   Seth Bradley, Esq. (18:46.765) Mm-hmm.   Seth Bradley, Esq. (19:02.124) Hmm.   Eli Facenda (19:12.497) but if you had an Amex card that earned Amex points, so like the Amex gold or business gold, you could actually convert those points into Virgin to book the Delta flight because Virgin and Delta are partners, and you'd pay 50,000 points instead of 320,000. So this is the part where like, for people that kind of get this, they're like, whoa, and the other people are like, what did you just say? So I get it can be, it can be tricky for some people that are just getting to grasp it, but I want to make sure to lay out the whole game so people can understand really what's possible for them.   Seth Bradley, Esq. (19:34.764) Yeah   Seth Bradley, Esq. (19:42.329) Totally, totally. Yeah, it's just, mean, I'm sure people out there listening, it's both, right? Some people know these things exist, but they don't know the extent of it. And you're opening up their minds regardless, right? Like all the possibilities. I think most people are just like, sure, I need to find a great car that has a welcome offer of some sort. That's usually what people look at. And then they just try to pick, perhaps they take it a step further and they're looking to see like what they spend money on the most and they'll...   Eli Facenda (19:54.139) Tour then.   Eli Facenda (20:04.443) Mm-hmm.   Seth Bradley, Esq. (20:11.128) calibrate that card to that. But you're taking it step further because you know, it's kind of just opening yourself up to knowing all the possibilities, right? All these different connections, where to spend the points, where you can earn the points, those sorts of things. How thick is your wallet, man? Do you have, is your wallet like this and it's got 25 cards in it or what?   Eli Facenda (20:19.419) Totally.   Right. Yeah.   Eli Facenda (20:28.123) Haha   Yeah. Yeah.   Well, caveat this first by saying when we work with clients and we might do recommendations for people, I always recommend if you have a business, two to three personal cards and two to three business cards. That is a simple way to set this up. That's only four to six cards across both things. That's enough where you're really gonna get some serious ROI, but it's not so much that's really complicated. Some people are kind of curmudgeoned about it, like I only want one card. And I'm like, that's fine. There's no right or wrong in this. It's really preferential, but you should just know if you do that, you're gonna be leaving for most business owners that spend at least a few thousand a month.   that's gonna cost you tens of thousands of dollars of free trips a year. So I'm like, is your simplicity of having one card worth that much? If it is, great, but maybe having a second or third card doesn't add that much complexity. But if you get an extra $30,000 a year trip out of it, probably worth it, right? So that's the first thing. But to answer your actual question, so I have an entire thing called the Credit Man purse. It's like this portfolio binder, and it's just stacked with cards. I mean, I have over 40 credit cards, but I've been doing this for a long time, right? And there's like, here's the thing also with credit.   Seth Bradley, Esq. (21:28.28) Hahaha   Eli Facenda (21:34.041) A big question, a lot of investors, specifically people that are doing real estate or business owners, really want to their credit clean and we're huge advocates of actually not just keeping your credit score the same but improving it over time. And when you get business cards, they don't show up on your personal credit report. Okay, the vast majority. The inquiry will, but the actual card won't. And some banks, you can actually get multiple cards with no additional inquiries. So like when we do a custom card plan for someone or when we're just recommending it, we're always saying like, make sure to look at which banks you already have relationships with.   Seth Bradley, Esq. (21:48.142) Mm-hmm.   Eli Facenda (22:02.373) which ones you can get a soft pull from, the order matters of these card applications. But at end of the day, you just want a couple of specific cards that are really gonna be custom built for you, and you don't have to go crazy with it. If you get excited and you're like passionate about it, you can get 10, 15, 20 cards over the course of several years, and if you do it right underneath your businesses, it's not gonna drop your personal credit score. Your personal credit score will actually go up over time.   Seth Bradley, Esq. (22:26.314) Mm-hmm. That's a good hack, man. I'll get I'm put you on a spot a little bit. I'm gonna explain like what what I see a lot of the people that are probably listen to this show have in place structured wise like organizational structure and it's kind of similar to mine. Mine's probably a lot more complicated, but just to keep it simple, you know, there might be a parent company, right? Like this overhead parent company that owns everything. So let's let's call it parent company, right? And then below the parent company, the parent company owns, let's say a management company.   This management company probably manages funds, manages properties, manages equity for investors, that sort of thing. And then they also might have these other businesses, right? Like it just depends on the person. Like for instance, I own gyms and some other, my law firm, things like that. So they might have these own individual operating companies that owns a gym or owns another business or does these other things. you know.   Eli Facenda (22:55.889) Mm-hmm.   Seth Bradley, Esq. (23:20.066) Based on that structure, so you've got a parent company, you've got a, let's call it an equity management or fund management or property management company, and then you've got kind of this other operating business. How would you structure, what credit cards I guess would you kind of recommend? Not necessarily specific ones, but like, do they need one for all three or, yeah, how would you think about that?   Eli Facenda (23:27.301) Mm-hmm.   Eli Facenda (23:36.593) Yeah, yeah, but how would you think about that? Yeah, totally. I mean, it's a super common question. Like this is exactly the kind of clientele that we work with all the time where they're like, are you sure this is gonna work for me? I have four rental properties, two companies, one holding company. I have an investment thing. I have this thing over here. It's like, yeah, it all works. So simple is the key. So it's always a spectrum too. Like some people are, again, really minimalist with like what they want. we always, like when we're doing this for a client, we custom build it. But.   The real recommendation there is we wanna, again, assess which of these companies are actually generating the highest amount of spend. And those are the ones we wanna start with first in terms of cards and really optimizing. Now, if you have a bunch of different companies and they all have a bunch of spend, the first key thing to know is that the points will go to the business owner, the person who personally guaranteed the card, not to the business. So there's no business points account. It's underneath your name, even if it's underneath the LLC.   So the points go to you. So if you have like six different companies and you have like three Chase cards and three Amex cards, all of those three Chase cards and all of those three Amex cards are gonna basically funnel up to your account, okay? So that keeps it simple in terms of how you can think about accruing these points. They're not gonna be scattered everywhere where you can't use them. So that's good to know. Same with the airlines, right? doesn't matter if it's an airline or a bank card. So that's the first thing. For these management companies, usually lot of them don't have much spend.   So what we'll tend to do is just get one card that is like a catch-all card. And so this would be a card that we want to have earn around 1.5 to two points per dollar spent. Because what we've done is we've taken the floor of what you're gonna earn on your everyday spend and we just increase it by 50 to 100%. Okay, so like let's say a parent company is used for some client meetings and some basic legal and admin stuff and it's like 1,500 bucks a month just to do upkeep and normal stuff like that.   and it's not a crazy amount of different categories to spend. You're not running ads, you don't have that much software, there's not really a lot travel happening with it. But if that's the case, then what we wanna do is get a card, maybe like the Chase Inc. Unlimited, which earns 1.5x on everything, and we'll say, look, we're gonna keep this simple. That holding company doesn't have a lot of points earning power, so let's make sure we get a card on it just to earn, but we don't wanna like go crazy and get a bunch of cards and try to maximize every dollar. But this company that owns four different gyms and spends...   Eli Facenda (25:52.369) 50K a month on equipment and advertising and payroll and all this stuff, that's the company where we wanna look to get maybe two or three cards that are specifically aligned with that business to spend because that is where you as an entrepreneur, as an owner, are gonna be generating the most return. It's gonna be from that one entity. So I hope that breaks it down in a way that makes sense, but this is also where, again, having your cards across two to three main banks will keep it relatively simple because even if you have four different entities, if it's under one Amex login, that makes it nice and easy too.   Seth Bradley, Esq. (26:22.53) Totally, totally. Awesome, man. I knew you could handle that. Easy, easy peasy. Cool, man. Let's go to number two, right? Using the points effectively. You kind of touched on a little bit of that strategy, but let's jump into that.   Eli Facenda (26:26.682) Easy basic.   Eli Facenda (26:32.709) Yeah, yeah, so the second thing was optimizing the upgrades and all that. I'll cover that one really quick. If you're going through the airport and you don't have TSA PreCheck and clear and lounge access, you're missing out on some really easy perks that will just make your life way more enjoyable. So that's the first thing. There's a lot you can do with hotel upgrades and status. So like when I travel and go to Miami tonight for a conference, I have status at Hyatt. I'm staying at Hyatt for two of the nights down here.   Seth Bradley, Esq. (26:39.628) Okay.   Eli Facenda (27:02.225) I probably would get upgraded to a suite that's worth like thousand to 1500 bucks a night because I know how to use the suite and I certificate, it's my globalist status, I know how to message the hotel the right way. So there's some strategies there where if you do that, whenever you're traveling, you just get a much better experience. You get early check-in, late check-out, the free suite upgrade, much more spacious room. A lot of times they have lounges at the property like when we were in Tokyo, a bunch of us stayed at the Grand Hyatt there. They had a beautiful lounge overlooking the city. They had breakfast every morning.   They had drinks all day. They had a great lounge area. We actually had a mastermind session in there and they like a 15 person breakout room for us to go to. It cost us $0 to use it. They had afternoon drinks and stuff like that. So these are just the things that make your travel much better. So small tweaks that over time just again, make it a much more enjoyable experience. But that bucket on how you use your points, this is one of the most critical pieces. And I've already kind of alluded to it with that Delta One example, but   I'll share another one. So on the way to Japan, right, we flew ANA business class. This is all Nippon. It's one of the premier airlines in the world for international business class travel. They actually have a seat called The Room because it's so spacious and big, your own big sliding door. They have like an omakase menu. You've got ramen, champagne. It's like really, really good. Amazing sake and green tea and all this good stuff.   It was like an incredible way to fly and you know, it's an 11 hour flight and I didn't sleep a wink because I was just eating the whole time. But here's the deal, right? So that flight for my fiance and I, it would have been $20,000 for the two of us. It's 10,000 a piece. Okay, San Francisco to Tokyo. We're going in peak season, mind you. So I have three options to book that flight. I pay cash for it, which you know, I do decent in business, but I'm not dropping 20 grand on flights.   just to get to Japan, like that's out, that's way out of my bucket of what I would ever want to do. The second option, I go to the bank site. Okay, so again, if you have AMEX points, a lot of people have AMEX cards, like the platinum or the gold card, and this is a good start, but when you go to the bank site, each point is worth one penny. Okay, this is the baseline value of a point. So what happens is if you go to AMEX travel, they'll say, okay, this flight would cost, let's call it 20 grand. So 20 grand times one cent for each point equals 2 million points.   Eli Facenda (29:20.977) So my second option would have been to go to Amex's site and pay two million points, which I don't even have. Okay, so I'm like, that wouldn't have even worked, but that's what most people are doing at use points. They're going directly to the bank site and they're booking using Amex travel and they're getting absolutely screwed. Okay. There's kind of, and then there's a third option, which is to go through the airline site. So there's like three A and three B. Three A would be like, again, you only have Delta miles and you're kind of screwed going just to Delta. I don't recommend that. But the last option is what we did.   which is where we had Amex points and Chase points, and I looked at my different options and I said, okay, what are the best partner airlines I can book through to get to Japan? Well, it turns out, ANA is a part of the Star Alliance, okay? United is also part of that alliance. Chase and United have a partnership where I could convert my Chase points into United miles. When I looked that up, I ended up finding the deal and there's ways you have to kind of search this and track it, but that same flight that would have cost me two million points,   through Amex or Chase travel directly cost me 220,000 points to transfer from Chase to United. And I paid $12 out of Okay, so $20,000 flight, I paid 12 bucks. But how did I do it? I had the right points first. I had enough of them because I had the right cards and the right expenses. I knew how to search for this flight. And then I was able to transfer these points from Chase into the airline. So the hardest part of this entire process   Seth Bradley, Esq. (30:30.402) Hmm.   Eli Facenda (30:49.413) is figuring out the points transfers and which partners are the right ones for certain airlines. That gets very nuanced and complicated. It's kind of like, you know, if you were talking to a CPA and someone's trying to explain how like the Augusta rule works, whatever, and like the CPA pulls up like the tax code and is like unveiling this long list of tax jargon. The average person is just like, what, just like tell me how to do it, right? That's kind of the same thing here. There's a lot of different like angles and transfer partners and bonuses and.   Seth Bradley, Esq. (31:12.43) Right.   Eli Facenda (31:17.689) alliances and partnerships and it gets kind of complicated but that's how it works.   Seth Bradley, Esq. (31:22.434) Totally, totally. So let's talk about that. how do you help people keep track of that or learn that or execute, I guess, on these strategies?   Eli Facenda (31:32.241) Sure, yeah, so for us, our company really has two main levels to it. So we have a community-based level where it's like you're just getting the fast track, you're getting help from experts. So I'm really good at this, but I'm more of an entrepreneur than a points nerd. So as I built this, initially I was the one on the phone with all the clients, walking everyone through it, and then I built a team. So I found basically some of the other points nerds in the world that I was mind blown by. I knew them from social media and just seeing their stuff, and I was like, that person has their stuff. So I brought them onto the team.   And so our clients will interact with both me and them inside of our community, but it's not just points. We're also providing really cool travel experiences. So for example, I posted this, but I'm going kiteboarding in Egypt in June on this epic like entrepreneur kiteboard trip where it's 40 entrepreneurs going to learn how to kiteboard together and masterminding on one. And so I'm attending, I sent it out to our clients and I said, Hey, if you want to come on this, our team will help you plan the flights out there on your point so you can get business class on the way out.   So I like to, because ultimately I wanna help people, my mission is to help people create more experiential wealth in their life. There's financial wealth, and a lot of people accumulate dollars, but they're not turning it into experiences. So I'm like, let's create more experiential wealth, and the points are the way to justify it. So we have that community level where you get access to our team, there's calls you can jump on, ways we help you plan trips, and then we have the done for you services, where we basically just handle it for you. That's more like, think of like a travel agency on points for entrepreneurs.   That's more of what that is. And in there we'll do the custom card planning and map out what cards you need based off of what your specific spends are and stuff like that. So we do some pretty deep intake. And we kind of are almost like a travel agent. It's a little bit different in some ways, but that's basically the two levels in how we help people.   Seth Bradley, Esq. (33:12.29) Great, man. I love how you build in the experience, right? Like that's part of it. Like that's what you're teaching anyway. So it's like, it's not like, hey, join this, join this group and then we'll talk about all these things. You're actually doing it. You're actually inviting them to execute on what you're teaching so that they can see it in motion and then they can continue to do it and experience life at a different level.   Eli Facenda (33:32.497) Absolutely. Yeah, I mean, like, I really love it too. like, I'm like, everyone that works with us is really, usually a pretty cool person. Like, if you're an entrepreneur and you have the guts to build your own business, and then you wanna travel the world, like by nature of that, you're already probably a pretty cool person. Like the majority of people that are doing that, I think well-traveled people are some of the most interesting people. If you want the best stories in life, like, someone who's traveled the world is gonna have some stories for you. And so when you combine those two, it's like, these are people I wanna hang out with anyways. So like, I'm going on a trip to Egypt. I'm like, come with, like.   Whoever in the community wants to come, let's have a party, let's go do it. So it's great thing.   Seth Bradley, Esq. (34:04.994) That's great. Awesome, man. How are you raising the bar in your life and your business right now? Like what are you doing to build your business further, building off of some of the things that you're offering right now? Where are you taking it to the next level?   Eli Facenda (34:18.833) Yeah, so we have a new project we're rolling out inside of our community, which I'm really excited about, which is even just in our lower tier membership, and it's called our DreamTrip Alert System. So what this is, is when people come in, this has never been done before in the world of points and miles or travel at all. So we're the first to do this, which I'm really excited about. So let's say you were to sign up. You're gonna come in and give us your DreamTrip destinations, the seasons or windows that you could go, the points you have, your home airport, all this stuff.   and our team is going through and we're not just finding you like a flight, because there are different alerts out there that'll be like, hey, we found a flight. And it's like, cool, one way from LA to London, but like, what am I gonna do when I'm there? Where am gonna stay? How am getting back? Right, it's like part of the puzzle, but it leaves a lot on you to figure out. And for our clients, most business owners and entrepreneurs, investors, they're too busy to piece all that together. So they're like, well, cool, that doesn't really help me. So we decided to do, we said, what if we...   just basically sent people like a mystery subscription box of their dream trips. And so when you come in and you fill that out, we gather it. And then a couple times a month, we're gonna send out alerts where it's like a 30, 40 or $50,000 type trip, somewhere incredible in the world. We're talking Greek islands, Amalfi Coast, Japan, New Zealand, African safaris, Maldives, Bora Bora, places like that, business and first class flights, five star hotels, four pennies on the dollar. So these are like, we get $40,000 trips where people will end up paying a thousand bucks, 1500 bucks, two grand out of pocket.   Seth Bradley, Esq. (35:25.389) Mm-hmm.   Eli Facenda (35:44.337) And so we're gonna send the entire trip to you. So it's like the flights, the hotels, the entire step-by-step booking, the recommendations on the ground, the entire experience. And so we're sending those out so people come in, they tell us when, where, like the things they wanna do, and then they're just gonna get these alerts where it's like every month they're gonna be like, you you're sitting there with your wife, hey babe, you wanna go to Bora Bora in like June? It's gonna cost us like 800 bucks and it would be a $30,000 trip. It's like that's what I want. That's what I wanna create. So that's us raising the bar in the industry and in our business.   Seth Bradley, Esq. (36:06.35) you   Eli Facenda (36:13.615) I'm very excited, it's brand new for us, so I'm just pumped to see that continue to roll out, because it's, for me the mission is to help people live with experiential wealth in the form of travel. And so, usually there's some barriers that get in the way. There's time, there's planning, and then there's cost. And what we're trying to do is eliminate as many of those barriers as we can to make it just easier to say yes to the trip.   Seth Bradley, Esq. (36:34.252) Yeah, man, sign me up, dude. Sign me up. I feel like you've got to get both significant others on your list, right? So they both see it and whoever's like the person is like, we've got to do this, you hit both of them and then they convince the other one to do it.   Eli Facenda (36:36.625) All right.   Eli Facenda (36:49.477) Yeah, right. Yeah, exactly. There's usually one. There's usually like sometimes it's the husband's on the call and he's like, dude, I don't know where we ever travel. Like I'm gonna pay for this, my wife's gonna do everything or it's the opposite where the guy's like, you know, she just shows up and I tell her where we're going. And so like that's my relationship. I'll be like, you know, it's my industry, my passion. I'm like, we're going here and then here. And she's like, tell me where to be. And she just has no idea where we are and she just loves it. And I'm like, I like planning. So, you know, but it's different for everybody.   Seth Bradley, Esq. (37:11.736) Yeah.   Seth Bradley, Esq. (37:17.144) For sure, for sure, man. All right, brother, this has been incredible. Tell our audience where they can find out more about you, where they can get involved with all the things, all the incredible things that they've heard on this show. Throw it out there,   Eli Facenda (37:28.859) Totally. Yeah, a couple of main places. So the first thing I'll share is that we have what I call the CEO Points Playbook. This is something I custom built. Took me a long time, and this was not a Chad TBT prompt. Like, I really built this on my own. And it is like a 30 to 40 page playbook that any business owner or entrepreneur can use to really maximize their travel experiences, get better bucket list trips, figure out the right cards for them. And it's normally 150 bucks, but if you go to freedomtravelsystems.com   forward slash playbook and you put in the code RAYS, you're gonna get it for free. Okay, so anyone listening, it is free for you. And so that's gonna be freedomtravelsystems.com forward slash playbook and then use the code RAYS, maybe we can put it in the show notes. And so that'll be the first thing. Second place is if you're like just want done for you services, just take off that forward slash and go to freedomtravelsystems.com. can talk to myself and one of the team members. And the last place, I hang out on Instagram and post a lot there, that's where we connected.   Seth Bradley, Esq. (38:14.049) Absolutely.   Eli Facenda (38:27.595) And that's where I'm sharing the most like behind the scenes and as I'm booking this stuff, as I'm planning it, as I'm showing like what our clients are doing, you get to see more of the visuals and the fun and come along for the ride. And so I love engaging on Instagram as well.   Seth Bradley, Esq. (38:40.27) Great. Thanks Eli. I really appreciate you coming on the show,   Eli Facenda (38:43.973) Thanks Seth, appreciate you having me on.   Seth Bradley, Esq. (38:45.806) All right, brother, talk soon.   All right, sweet dude. Nice. Yeah, right around 30 minutes. Let's see. Yeah, we'll just jump into these last few questions here.   Eli Facenda (38:51.748) Awesome.   Eli Facenda (38:55.205) Perfect.   Seth Bradley, Esq. (39:03.862) Welcome to Million Dollar Monday with Eli Fisenda. Let's just jump right in. Hey brother. Yeah, how did you make your first million?   Eli Facenda (39:09.243) Let's do it.   Eli Facenda (39:13.499) So I actually made my first million in a tour company. Now I made the first million, I didn't get to keep the first million, but what we were doing, we were running sports trips all over the world. This is actually part of how I fell in love with the travel industry and the work that I now do with points. And ultimately what we were doing, we were creating these international tour packages for youth sports teams and families to go on these international tours. think of like a 14 year old baseball team in your, you're in San Diego. We'd like do a selection of kids.   Seth Bradley, Esq. (39:19.694) Sure.   Eli Facenda (39:41.329) from that area and the families would come and they would go to Japan or Italy or wherever and travel for 10 days, experience the culture, have an educational tour and also play the local teams. So we did that in a variety of sports, ice hockey and baseball and lacrosse and all these different sports. And we were growing a lot and then that was ramping right until COVID and that just decimated the entire business. we took us about two years to get to a million and then we started to double almost every year for a few years and that was like.   Seth Bradley, Esq. (40:02.432) Mm.   Eli Facenda (40:09.399) Really, really tough break at COVID, but that was the first million.   Seth Bradley, Esq. (40:11.63) COVID man. Nobody saw that coming. mean.   Eli Facenda (40:13.881) No, definitely, you know, group, large, large group sports international travel was like the worst potential. Like you can't go overseas and you definitely can't do it with 60 people. So was, was a brutal industry to be in.   Seth Bradley, Esq. (40:25.506) Right? Yeah, there were certain sectors that just, I mean, there was nothing you could do. We opened up our first gym actually two weeks before COVID hit in 2020. we had our, us like two years to open and then our grand opening. And then we had a bunch of free clients in those first two weeks. And then they ended up being free clients for about a year because we couldn't charge them. Cause we couldn't get them back in the gym. We're doing online workouts and all that kind of stuff is insane.   Eli Facenda (40:36.817) Ugh.   Eli Facenda (40:47.696) Wow.   Eli Facenda (40:53.337) And that's like where the true entrepreneurial muscles are definitely strengthened in times like that though. mean, like the people that bounce back and figure it out, like you just have a new sense of confidence of like, you know, I can handle anything.   Seth Bradley, Esq. (40:54.22) But hey, we adapt,   Seth Bradley, Esq. (41:06.764) Yeah, man. I mean, you pivot, right? Like I actually ended up launching my first podcast during during COVID because I was stuck inside and it was like, all right, let's let's do this. Let's get on Zoom and interview people and all that kind of stuff, man. So that leads us right to the next question. And how do you make your last million? How do you make that transition?   Eli Facenda (41:12.859) Cool.   Nice. Cool. I'll it.   Eli Facenda (41:24.143) Yeah, so the last million that I made was in the current business that I have. so essentially what we've been doing there for about four years now is helping entrepreneurs maximize their travel on credit card points. So helping them get their dream bucket list trips, these 30, 40, $50,000 trips all over the world for about 90 % off by leveraging credit card points. And we've traditionally had some pretty high ticket services. I mean, not crazy expensive, but like, you five, 10, 15 K and that range has been the main main service. And so,   We cracked our first million about two years in, so that was 2020, 2024 actually was the first year we made a million there.   Seth Bradley, Esq. (42:00.526) Awesome man, awesome. How about your next million? Where are you scaling to?   Eli Facenda (42:04.305) Yeah, so the next million I wanna make is the same business. love what I do, I really enjoy it. And what I wanna do is do it in a more community oriented and lower ticket way. So I wanna have bigger reach, more digital products, more of the community, more affiliate services and stuff like that. And I'm really excited about kind of cracking the code on that, because we've done it decently with the higher ticket stuff, more agency level, service level stuff, which is great. And we're still cranking on that, we're gonna keep growing it. But I really wanna see what we can do with...   So the lower ticket stuff, creating awesome stuff on YouTube that leads to different channels and distributions there. So that's the next million and same business, just different type of money.   Seth Bradley, Esq. (42:41.57) I love it man, yeah, that's kind of opposite of how some people approach it, right? You usually start with a lower ticket and then you have to build up that base before anybody will give you, you know, higher, pay for that higher ticket product, but you're kind of working backwards because you want to help more people.   Eli Facenda (42:56.677) Totally, exactly, yeah, and there's a limit. mean, what we do in the high ticket is incredible, but it really is a specialized skill. Like you think about like a bookkeeper or an accounting firm or something, like there's like a million bookkeepers. There's like 50 people that know points and travel to the level that I need them to know it to really serve clients with the highest level. So there's a real limit on the ability to scale that. And so it's also just like, we wanna be able to do really quality work for less people, but then serve more people with the other stuff too.   Seth Bradley, Esq. (43:25.368) Totally, totally.   Seth Bradley, Esq. (43:29.518) Cool, let's jump into the next one dude and we'll wrap up. Eli, you're clearly in the top 1 % of what you do. I don't even know if there's that many people out there that do what you do at all, period. So clearly in the top 0.0001%, what is it about you that separates you from the rest of the field?   Eli Facenda (43:49.701) I think it's our ability to actually live what we preach. This is something where, you know, there are other fantastic people that talk about credit card points, but very few of them are actually business owners, like that's who we serve, and very few of them are actually traveling in the way that they're trying to help people travel. So we've done both. I've built multiple businesses, so I understand the psychology and the relatability of how you wanna think about travel and points and the various stresses in your life, the limitations on time and complexity. And I also,   Seth Bradley, Esq. (44:06.062) Hmm.   Eli Facenda (44:20.636) What just happened?   Seth Bradley, Esq. (44:22.998) I'm not sure. We can splice it together, but let's see. Lost the video.   Eli Facenda (44:26.748) Let me see here. Did my camera die or something?   Bizarre. second.   Seth Bradley, Esq. (44:36.076) Yeah, weird. Never had that happen.   Seth Bradley, Esq. (44:42.038) Not a big deal, we can splice it together, but let's see if we can get your camera working again.   Eli Facenda (44:46.992) Don't see my camera get help. Is the audio coming through okay? Did it switch over there to my MacBook from the other one? Or it sounds the same.   Seth Bradley, Esq. (44:51.564) Yeah, I can hear the audio.   Seth Bradley, Esq. (44:57.806) I don't know. All I see is like a car. It's like I don't know. It's a card with a symbol on it I wonder what that is that riverside or is that your symbol? I can't be your symbol   Eli Facenda (45:06.556) weird. Get help.   Eli Facenda (45:12.006) Let me see.   trying to check this out.   Seth Bradley, Esq. (45:19.458) We can also just finish it with audio.   Eli Facenda (45:23.556) Is it, Dude, I don't know what's going on. Sorry about that. I've never seen...   Seth Bradley, Esq. (45:28.654) no worries, dude. We can just finish it with audio anyways.   Eli Facenda (45:31.63) New recording track created the participants have been recorded.   Issue device struggling to record. High load on your device. Try closing all other apps. Give me one second. I don't have any apps open. That's really weird.   Eli Facenda (45:53.126) Yeah, I don't know man. I apologize. I Okay, well yeah   Seth Bradley, Esq. (45:57.219) you're good, We'll just finish an audio and then I'll pull up for the video. I'll just black screen to a logo or something. So all good. I don't exactly know where you're at. If you want to start that sentence over.   Eli Facenda (46:04.048) Okay, cool.   Eli Facenda (46:07.866) Yeah, I'll just, I'll say, I'll just start. So yeah, so not only have we really walked the walk with actually living what we preach, but we also understand that psychology of what it's like to be a business owner, your limitations on time and complexity and all that stuff. And because we're talking about travel, people also want to know like what's actually in store for me in this destination. I've been to 50 countries now and my business partner has been to almost 100.   We have other team members who are all over 30, 40, 50 countries. So we've been to a lot of the destinations around the world that we're advising people to go to. So we know the ins and outs, best places to stay, hidden gems, top restaurants, stuff like that, that really add another layer of personalization and true experience into the service. So I think those are the things that really make us most credible in this space.   Seth Bradley, Esq. (46:57.506) Dude, it's so important, right? Like there's so many, you know, there's so much content out there now. There's gurus and coaches and mentors, whatever you want to call them. Like the ones that are truly valuable and that people should pay attention to are the ones that are actually practicing what they preach, right? The ones that aren't just selling you education or aren't just selling you a product. Like they're actually, they've done what they're selling and they continue to   enjoy or do what they're selling.   Eli Facenda (47:28.635) 100%, yeah, if you're a living embodiment of what you do, it makes it that much easier to communicate it and sell it because you just are the thing you're selling.   Seth Bradley, Esq. (47:38.764) Yeah, absolutely. What's one thing someone listening could do today to get 1 % closer to their dream life?   Eli Facenda (47:45.089) One thing that would be the easiest is to spend 30 minutes, go on Instagram, go on your favorite social media site, go on some travel blog site, look for your dream destination, then pull up your calendar and put a time on the calendar where you're committing to go. One of my favorite quotes is from Tim Ferriss, I forget the exact quote, but basically the idea is that if you don't schedule your fun first, it won't happen.   because your business and your life will take up as much space as you allow it to. So most people find that I'll take the trip when it's convenient. I'll take the trip when I have more time. That time is never coming until you make it a priority. So the one thing they can do to get closer to their dream life is to just make a more bold commitment to putting the time on the calendar and be like, I am going and make some sort of investment, whether you're telling someone, whether you're putting some money down, whether you're learn the point stuff, that's gonna be the biggest leverage you can make.   to make sure that you actually follow through on taking these trips and then you'll find how to get there on points if you need to from there.   Seth Bradley, Esq. (48:50.766) 100 % man, gotta put it, people, entrepreneurs, people like us, we work in all the time, you've gotta put it, put it in your schedule. You've gotta block it out, commit to it.   Eli Facenda (48:59.821) Absolutely, 100%.   Seth Bradley, Esq. (49:04.554) Alright dude, I think we got it wrapped up, man.   Eli Facenda (49:05.743) Beautiful. Awesome, Dan. Well, this was super fun and I apologize agai

In this episode of Quah (Q & A), Sal, Adam & Justin coach three Pump Heads via Zoom. Mind Pump Fit Tip: The 5 Secret Workout Program Hacks for Maximum Gains. (1:51) Red light to improve your brain. (23:56) Sal's relation to a Pope! (27:47) Andrew Tate vs. Aubrey Marcus: Why they are bad for young males. (34:03) Fitness is an INCREDIBLE vehicle to help break substance abuse. (44:45) Muscle worship. (46:47) Has technology really benefited us? (54:11) #ListenerLive question #1 – When I'm dedicating time in the gym to mobility work, should I focus only on the limited side or is it better to split the work 50/50 between both sides? Or something in between? (1:02:53) #ListenerLive question #2 – What advice do you have for raising kids to have a healthy relationship with food? (1:15:49) #ListenerLive question #3 – How do I break out of this fear of not looking how I want? Or break free from my bondage to the gym? (1:33:19) Related Links/Products Mentioned Ask a question to Mind Pump, live! Email: live@mindpumpmedia.com Visit Joovv for an exclusive offer for Mind Pump listeners! ** Code MINDPUMP to get $50 off your first purchase. ** Visit Rock Recovery Center for the exclusive offer for Mind Pump listeners! ** Ben and Tom know firsthand the struggles of addiction and alcoholism. With years of experience helping thousands of individuals, they offer a free consultation call to discuss your situation. Whether you're personally battling addiction or have a loved one in need of help, they're here to guide you toward the support you need. By filling out the form and scheduling your call, you'll also be entered for a chance to win a free 60-day scholarship at Rock Recovery Center, their premier treatment center in West Palm Beach, Florida. Don't wait—take the first step today. ** August Special: MAPS 15 Minutes 50% off! ** Code MUSCLE50 at checkout ** Elite Trainer Academy – Podcast Weekly Training Frequency Effects on Strength Gain Investigation of core endurance, performance and functional activities in crossfit participants Effectiveness of isometric exercise in the management of tendinopathy: a systematic review and meta-analysis of randomised trials Transcranial photobiomodulation improves functional brain networks and working memory in healthy older adults: An fNIRS study Pope Gregory X - Wikipedia Mind Pump #2392: Steps to Overcoming Addiction with Tom Conrad & Ben Bueno Muscle Suit Mind Pump #2600: Mike O'Hearn Gen Z Women Are Booking Convents Instead of Beach Houses This Summer Visit Brain.fm for an exclusive offer for Mind Pump listeners. ** Get 30 days of free access to science-backed music. ** Mind Pump #1897: Why Phasing Your Workouts Is So Important & How to Properly Switch It Up Mind Pump #2560: How to Break Free from Destructive Body Image Issues Mind Pump#2385: Five Reasons Why You Should Hire a Trainer Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Aubrey Marcus (@aubreymarcus) Instagram Dan Bilzerian (@danbilzerian) Instagram Thomas Conrad (@realrecoverytalktom) Instagram Mike O'Hearn (@mikeohearn) Instagram    

Mind Pump Fit Tip: 6 Data-Backed Reasons Why Becoming a Father is a Hack. (1:37) Tech addiction and the downstream effects on your brain. (28:47) 10 reasons why people go to rehab. (36:22) AI worship. (39:21) Kids say the darndest things. (43:53) Bullish on Bitcoin. (49:37) Hustles experienced. (51:57) Elite Trainer Academy Podcast. (53:29) #Quah question #1 – I keep seeing female fitness influencers show off their flat stomachs and basketball-sized booties while telling social media how this look is attainable. But is it really? I have always noticed with my own body that when my waist becomes more snatched, my glutes begin to shrink. So, how can I or anyone else achieve that basketball-sized booty while attaining a flat stomach at the same time? (56:31) #Quah question #2 – How often should I change my routine? Should it be a complete overhaul or a change to a specific exercise? (1:00:17) #Quah question #3 – Are belt squats as beneficial as barbell squats? (1:04:45) #Quah question #4 – Best workout plan for an overweight new dad? (1:06:53) Related Links/Products Mentioned Visit Rock Recovery Center for the exclusive offer for Mind Pump listeners! ** Ben and Tom know firsthand the struggles of addiction and alcoholism. With years of experience helping thousands of individuals, they offer a free consultation call to discuss your situation. Whether you're personally battling addiction or have a loved one in need of help, they're here to guide you toward the support you need. By filling out the form and scheduling your call, you'll also be entered for a chance to win a free 60-day scholarship at Rock Recovery Center, their premier treatment center in West Palm Beach, Florida. Don't wait—take the first step today. ** Elite Trainer Academy - Podcast July Special: MAPS Split or Anabolic Metabolism Bundle 50% off! ** Code JULY50 at checkout ** Transitioning to fatherhood: Prospective effects of wellbeing on future depression symptoms Parents live longer than their childless counterparts, study finds People with children live longer, study finds — but only this many kids First-time fathers show longitudinal gray matter cortical volume reductions: evidence from two international samples  Exploring men's alcohol consumption in the context of becoming a father: a scoping review Father Involvement and Father-Child Relationship Quality: An Intergenerational Perspective A Father's Impact on Child Development ChatGPT's Impact On Our Brains According to an MIT Study | TIME Get your free Sample Pack with any “drink mix” purchase! Find your favorite LMNT flavor, or share it with a friend. Try LMNT risk-free. If you don't like it, give it away to a salty friend and we'll give you your money back, no questions asked! Visit DrinkLMNT.com/MindPump Mind Pump #1987: How to Burn Fat & Build Muscle at the Same Time How Phasing Your Workouts Leads to Consistent Plateau Free Workouts Mind Pump #2572: Only 15 Minutes a Day to Build Muscle & Burn Fat Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Stephen C. Meyer (@StephenCMeyer) / X Bishop Robert Barron (@bishopbarron)  Instagram Kyle P (@mindpumpkyle) Instagram