Small Biz FL

In this episode of Small Biz Florida, host Tom Kindred sits down with Andrew Zapf, CPA, Senior Tax Manager at Withum. Andrew shares critical insights into the recently passed legislation known as the "One Big Beautiful Bill Act" or OBBBA. The conversation explains how this bill reinstates the full expensing of research and experimental (R&E) costs, reintroduces 100% bonus depreciation for machinery, and introduces a powerful new incentive: 100% bonus depreciation for new manufacturing facilities under the Qualified Production Property (QPP) rule. Whether you're a small manufacturer or a large-scale producer, this episode unpacks how the latest tax reforms can fuel expansion, increase cash flow, and support growth across Florida's booming manufacturing sector. Andrew also emphasizes the complexity of these provisions and why strategic, professional tax planning is crucial to avoid costly mistakes.   Connect with Our Guest: https://www.withum.com

In this episode of Small Biz Florida, host Tom Kindred dives into the impact and importance of Shop Small Saturday, a nationwide initiative designed to spotlight and support small businesses during the critical holiday season. Tom is joined by two powerhouse guests: Tyler Teresa, SBA Regional Administrator for the Southeast, and Jennifer Johnson, founder of True Fashionistas, Florida's largest lifestyle reseller. Tyler shares his personal connection to entrepreneurship and the SBA's ongoing mission to empower small businesses across the Southeast. Jennifer recounts her entrepreneurial journey, scaling her retail brand from a small boutique to a 13,000-square-foot powerhouse. Together, they break down why Shop Small Saturday is the “Super Bowl” for small businesses and offer actionable strategies for small business owners to stand out, attract customers, and maximize the benefits of this nationwide shopping event. Topics discussed include gathering customer data, boosting community involvement, and utilizing assets such as the Small Business Development Center (SBDC). Connect with Our Guests: Jennifer Johnson's Retail Store: truefashionistas.com | Jennifer Johnson's Coaching & Speaking: jenniferannjohnson.com SBA

In this episode of Small Biz Florida, host Tom Kindred interviews Kathy Durfee, founder of TechHouse, live from the 2025 FloridaMakes MakeMore Manufacturing Summit in Orlando. Kathy shares her unique journey from chemist and English major to tech entrepreneur and how necessity led her to create a technology consulting firm built exclusively for small businesses. With a knack for translating complex tech into relatable business strategies, she introduces the concepts of “jazz bands” and “orchestras” to explain how businesses evolve and what tools they need at every stage. From clean data to cybersecurity, Kathy dives deep into how the right tech strategy can make or break a small business and why going it alone may cost more in the long run. This podcast episode was recorded live at the MakeMore Manufacturing Summit hosted at the Embassy Suites Downtown Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://tech-house.com/

 In this episode of Small Biz Florida, we sit down with Arthur Watson, founder of Top Tool USA, during the 2025 FloridaMakes MakeMore Manufacturing Summit in Orlando. Arthur shares his powerful journey from construction inspector to inventor, describing how a recurring workplace hazard, lifting 240-pound manhole covers, sparked the creation of a patented safety tool now positioned to revolutionize the utility and construction industry. With help from the Florida SBDC, Arthur transitioned from a great idea to a business-ready product. He explains the steps behind his invention, the critical role of SBDC mentorship, and his goals for scaling Top Tool USA through licensing or manufacturing partnerships. This podcast episode was recorded live at the MakeMore Manufacturing Summit hosted at the Embassy Suites Downtown Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://toptoolusa.com/

In this highly informative episode, recorded at the 2025 MakeMore Manufacturing Summit, Small Biz Florida host Tom Kindred talks with Michael Lauer, founder of Taxster, a boutique CPA firm specializing in helping small and mid-sized manufacturers uncover valuable, often-overlooked tax opportunities. Lauer breaks down two of the biggest current incentives: a newly fixed R&D tax credit available retroactively through July 4th and a powerful new provision that allows manufacturers to fully write off new facility costs in the first year. He also explains why showing profitability on tax returns is crucial not just for tax purposes, but also for securing loans and preparing for a business sale. Whether you're building a new plant or innovating on the shop floor, this episode offers timely advice that could put serious money back in your business. This podcast episode was recorded live at the MakeMore Manufacturing Summit hosted at the Embassy Suites Downtown Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.taxster.co/

At the 2025 MakeMore Manufacturing Summit, Small Biz Florida host Tom Kindred sits down with Ron Krudo, Managing Partner of Right Street Advisors, to discuss one of the most important and often overlooked challenges facing Florida's manufacturing sector: How to prepare for a successful business exit? With a wave of baby boomer owners approaching retirement, Krudo outlines the opportunities of the “silver tsunami” and emphasizes that the key to achieving a premium valuation lies in long-term planning. From leadership development and financial hygiene to strategic buyer engagement and deal structuring, this episode explores the emotional, financial, and operational aspects of selling a business effectively. This podcast episode was recorded live at the MakeMore Manufacturing Summit hosted at the Embassy Suites Downtown Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.rightstreetadvisors.com

Recorded live at the 2025 MakeMore Manufacturing Summit, this episode features  Ahmed Tawfik (CEO) and Yamini Vattipalli (COO) of EZ Automation Systems,a Florida-based company delivering custom, AI-powered quality control solutions to manufacturers of all sizes. Host Tom Kindred dives into the company's journey from a software provider to a full-service system integrator, now leveraging machine vision, robotics, and AI to automate and enhance inspection processes. Ahmed and Yamini explain how these technologies help companies gather actionable data, reduce defects, and remain competitive without replacing the human workforce. From aerospace parts to contact lenses, EZ Automation Systems is proving that smart, scalable automation is now within reach for even the smallest manufacturers. This podcast episode was recorded live at the MakeMore Manufacturing Summit hosted at the Embassy Suites Downtown Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.ezsystemsllc.com/

In this eye-opening episode from the 2025 MakeMore Manufacturing Summit, Small Biz Florida host Tom Kindred speaks with Martin “Marty” Perrone, founder of Everything Arc Flash, about one of the most overlooked and dangerous threats in industrial environments: arc flash explosions. With a background in electrical systems and years of industry experience, Perrone explains how manufacturers often ignore critical electrical infrastructure until it's too late. He breaks down the life-threatening risks of arc flash, the requirements of NFPA 70E, and how proactive inspections can prevent both catastrophic injuries and massive financial loss. Sharing a powerful real-world example where one company faced over $500,000 in costs after an avoidable explosion, Perrone makes a strong case for awareness, compliance, and prevention in today's manufacturing world. This podcast episode was recorded live at the MakeMore Manufacturing Summit hosted at the Embassy Suites Downtown Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://everythingarcflash.com

At the 2025 MakeMore Manufacturing Summit, Small Biz Florida host Tom Kindred sits down with Tony Rodriguez, President of Daniel Penn Associates, to unpack the power of lean manufacturing. With decades of consulting experience across various industries, Rodriguez explains that eliminating operational waste and engaging frontline employees are the keys to achieving long-term efficiency and growth. He shares real-world results, including a case study where one manufacturer reduced equipment setup time by 60%, unlocking production capacity for an additional 200,000 units annually. Rodriguez also addresses the biggest hurdle in improvement efforts: resistance to change, especially within successful legacy businesses. This episode is a must-listen for manufacturers ready to boost productivity without increasing resources. This podcast episode was recorded live at the MakeMore Manufacturing Summit hosted at the Embassy Suites Downtown Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://danielpenn.com

In this insightful episode recorded at the 2025 MakeMore Manufacturing Summit, Small Biz Florida host Tom Kindred speaks with Tim McKindles, Director at Ecological Laboratories Inc., a Cape Coral-based biotech company recently honored with the Employer of Choice Award. McKindles shares the company's innovative approach to human resources, emphasizing flexibility, culture, and individualized employee experiences over rigid one-size-fits-all policies. With zero turnover in the past year, Ecological Laboratories demonstrates how customizing work arrangements and cultivating a values-driven workplace can lead to extraordinary employee satisfaction and retention. McKindles also walks listeners through the in-depth award process and how the results provided actionable benchmarking data to improve HR strategies. This podcast episode was recorded live at the MakeMore Manufacturing Summit hosted at the Embassy Suites Downtown Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://ecologicallabs.com

In this powerful episode from the 2025 MakeMore Manufacturing Summit, host Tom Kindred sits down with Terry Iverson, founder of CHAMPIONNow, a nonprofit organization on a mission to reshape Americans' views of careers in manufacturing. Drawing on 45 years of experience in machine tool distribution and a deep involvement in technical education, Iverson shares why outdated and negative perceptions of manufacturing are hurting our workforce, and what we can do to change it. From dispelling myths about the industry to challenging the “college for all” mindset, Iverson lays out a compelling case for Career and Technical Education (CTE) as a high-value pathway for young people. With hands-on mentorship programs, multimedia campaigns, and a national message of pride in skilled trades, CHAMPIONNow is working to restore manufacturing's rightful place in American culture and economy. This podcast episode was recorded live at the MakeMore Manufacturing Summit hosted at the Embassy Suites Downtown Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://championnow.org

Recorded live at the 2025 MakeMore Manufacturing Summit, this episode of Small Biz Florida features a compelling conversation with Casey Barnes, Chair of the Florida Economic Development Council (FEDC) and economic development executive at BRPH. Host Tom Kindred dives into Barnes's extensive background and his mission to elevate the role of economic developers through proactive advocacy and community engagement. Barnes discusses the FEDC's three pillars: educate, advocate, and connect, and calls for a rebranding of manufacturing careers as “life-changing” opportunities. He emphasizes reshoring, modern workforce strategies, and the importance of involving elected officials early in economic development conversations. This episode delivers both strategic insight and a powerful message of optimism for Florida's economic growth. This podcast episode was recorded live at the MakeMore Manufacturing Summit hosted at the Embassy Suites Downtown Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.fedconline.org

In this kickoff episode from the 2025 MakeMore Manufacturing Summit, Small Biz Florida host Tom Kindred sits down with Brittany Greer, Founder and Executive Director of Rosie Riveters, a nonprofit on a mission to spark confidence and curiosity in the next generation of STEM professionals. Greer shares how her organization builds a talent pipeline by engaging students from kindergarten through 12th grade with hands-on STEM kits, aligning education with local industry needs. From the philosophy of “getting it wrong before you get it right” to success stories of students pursuing STEM careers, this episode offers a compelling look at how Rosie Riveters is reshaping the future of workforce development, starting in elementary school. This podcast episode was recorded live at the MakeMore Manufacturing Summit hosted at the Embassy Suites Downtown Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.rosieriveters.com 

In this special promotional episode of Small Biz Florida, host Tom Kindred sits down with Zoraida Velasco, Executive Vice President of FloridaMakes, to spotlight one of the state's most important industry events — the MakeMore Manufacturing Summit. Zoraida shares her professional journey and highlights the mission of FloridaMakes, Florida's Manufacturing Extension Partnership, which works closely with the Florida SBDC Network to boost productivity and innovation among small manufacturers. This year's MakeMore Manufacturing Summit returns to Orlando on October 22nd and 23rd, bringing together stakeholders, business leaders, and service providers to address the evolving needs of Florida's manufacturing sector. The summit will feature in-depth conversations on industry sub-sectors, workforce development, trade and logistics, and the strategic resources available to help manufacturers grow. Use Discount Code "M3PARTNER": Listeners can use this exclusive code to receive a discounted registration for the summit. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.floridamakemore.com/home

Recorded live at the 2025 FLAGGL Conference, this episode of Small Biz Florida dives into one of the SBA's most powerful yet underutilized financing tools: the Energy Public Policy Program, also known as the SBA “Green Program.” Host Tom Kindred speaks with Sol Rosenbaum, Owner and Managing Engineer of SR Engineering & Consulting, to break down how small businesses can exceed the standard $5 million SBA 504 loan cap and access up to $16.5 million in additional capital by implementing renewable energy or energy efficiency upgrades. Rosenbaum explains the two compliance pathways, why solar is the most accessible option for many, and how his firm performs the required engineering analysis to help businesses qualify. This episode is a must-listen for growing companies facing funding limits and for lenders seeking to offer strategic, policy-driven loan solutions. This podcast episode was recorded live at the 2025 FLAGGL Conference hosted at the JW Marriott Orlando Bonnet Creek Resort and Spa. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: www.srengineeringandconsulting.com

In this episode of Small Biz Florida, recorded live at the 2025 FLAGGL Conference, host Tom Kindred sits down with Sarah Sams, Marketing Manager for mysherpas, a FinTech company transforming how small business loan applications are managed. Sams shares how mysherpas was born from the firsthand frustrations of entrepreneurs navigating the commercial loan process and how the platform now empowers both borrowers and lenders through a secure, intuitive, and organized digital portal. Designed to eliminate the back-and-forth of traditional email-based applications, mysherpas helps lenders collect the right documents faster while providing small business owners with clarity and control during the funding journey. With financial institutions rapidly adopting this type of technology, Sams highlights how mysherpas is setting a new standard in efficiency, security, and borrower experience. This podcast episode was recorded live at the 2025 FLAGGL Conference hosted at the JW Marriott Orlando Bonnet Creek Resort and Spa. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: www.mysherpas.ai

In this episode of Small Biz Florida, recorded live at the 2025 FLAGGL Conference, host Tom Kindred speaks with Ross McClellan, Director of Business Development for Rapid Business Plans. McClellan offers key insights into why a well-crafted business plan is essential not only for securing capital, but for guiding long-term business strategy. He explains Rapid Business Plans' collaborative, “boutique-style” process that includes a discovery call, expert financial review, and a four-day turnaround. McClellan also raises an important warning: lenders are increasingly rejecting business plans generated by AI tools like ChatGPT, flagging them as unserious and lacking depth. Listeners will gain valuable perspective on what lenders really look for in a business plan and why entrepreneurs must truly understand the document they're presenting. This podcast episode was recorded live at the 2025 FLAGGL Conference hosted at the JW Marriott Orlando Bonnet Creek Resort and Spa. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.rapidbusinessplans.com

Recorded live at the 2025 FLAGGL Conference, this kickoff episode of Small Biz Florida's latest season features a powerful conversation with Raj Tulshan, Founder and CEO, and Emily Larsen Doxford, VP, of Loan Mantra, a financial technology company transforming how small businesses access capital. Host Tom Kindred explores how Loan Mantra blends a high-tech lending platform with high-touch human support to guide small business owners through the funding process. From preparing complete, lender-ready loan packages to connecting borrowers with a nationwide network of over 100 lenders, Tulshan and Doxford break down how their model levels the playing field and drives better loan outcomes. The discussion also delves into the challenges of micro-lending, the decline of traditional relationship banking, and why personalized financial mentorship is crucial to business growth in today's rapidly evolving lending landscape.   This podcast episode was recorded live at the 2025 FLAGGL Conference hosted at the JW Marriott Orlando Bonnet Creek Resort and Spa. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital.   Connect with Our Guest: https://www.loanmantra.com

Live from the 46th Annual America's SBDC Training Event in Orlando, this episode of Small Biz Florida features Kim Fedore and David Glantz, co-founders of Popstart a revolutionary platform combining business tools with essential training. Host Tom Kindred sits down with these two innovative entrepreneurs to explore how Popstart integrates key software, such as QuickBooks, MailChimp, and Xero, into a user-friendly system designed to guide small business owners through every stage of growth. From financial literacy to performance tracking, the conversation highlights the importance of education and effective tools in building a successful and sustainable business. Listeners will also receive an early preview of Popstart's upcoming roadmap tool, scheduled to launch in Q4 2025, which promises to help entrepreneurs streamline their operations and scale with confidence. Whether you're just starting out or looking to improve your business foundation, this episode offers practical insights, valuable resources, and exclusive access to future-forward business strategies. This podcast episode was recorded live at the 46th Annual America's SBDC Conference hosted at the Orlando World Center Marriott. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital.

Recorded live from the 46th Annual America's SBDC Training Event in Orlando, this episode of Small Biz Florida features Matthew Jackson, Director of SBDCnet, the national research and information arm of the SBDC network. Host Tom Kindred leads a discussion on the critical role that data and market research play in helping entrepreneurs make smarter, more strategic decisions. Matthew shares his journey from startup founder to research advocate, and how SBDCnet equips small businesses with the same insights used by large corporations free of charge. From industry snapshots to financial benchmarking and trend analysis, this episode shows how small businesses can access high-value resources to support growth and sustainability. Whether you're just starting out or scaling up, you'll walk away with practical tips for leveraging data in your business planning process. This podcast episode was recorded live at the 46th Annual America's SBDC Conference hosted at the Orlando World Center Marriott. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: http://www.sbdcnet.org

Episode Summary: Recorded live at the 46th Annual America's SBDC Training Event in Orlando, this episode of Small Biz Florida features Dr. Silvia Mah, founder and chairwoman of the Stella Foundation. With a remarkable background in biochemistry, molecular biology, university commercialization, and entrepreneurial education, Dr. Mah shares the powerful origin story and mission behind Stella a comprehensive platform designed to support female entrepreneurs through courses, community, conferences, and capital. Listeners will learn how Stella's free learning management system, complete with 500+ educational modules, videos, worksheets, and community interaction tools, is transforming the entrepreneurial journey. The episode also highlights Stella's collaboration with the SBDC network, bringing structured, no-cost entrepreneurial education to communities nationwide. If you're an aspiring or established entrepreneur looking for accessible, high-quality training and mentorship, this episode is full of actionable insights. This podcast episode was recorded live at the 46th Annual America's SBDC Conference hosted at the Orlando World Center Marriott. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.stella.co

Recorded live at the 46th Annual America's SBDC Training Event in Orlando, this episode of Small Biz Florida highlights the power of data and industry intelligence for small business success. Host Tom Kindred welcomes Nicole DeLiso, Director of Training at Vertical IQ, and Phil, Digital Marketing Consultant with the Florida SBDC at Indian River State College. Nicole shares how small business owners can harness the same market research tools used by large corporations to make smarter, more strategic decisions. Learn how Vertical IQ provides local economic data, industry trends, and financial insights all designed to help entrepreneurs understand their competition, plan ahead, and stay resilient in an unpredictable business environment. With access through SBDC advisors, Vertical IQ is a game-changer for small businesses ready to grow with confidence. This podcast episode was recorded live at the 46th Annual America's SBDC Conference hosted at the Orlando World Center Marriott. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.verticaliq.com

Recorded live from the 46th Annual America's SBDC Training Event in Orlando, this episode of Small Biz Florida features Shawn Thomas, Senior Director at Visa, as he shares how Visa is supporting the growth and success of small businesses across the country. Host Tom Kindred dives into a conversation on critical small business topics from managing cash flow and building business credit, to leveraging secure payment systems and accessing Visa's Practical Business Skills resources. As a premier sponsor of the SBDC 2025 training event, Visa reaffirms its commitment to providing tools and financial solutions that help entrepreneurs start, grow, and sustain their businesses. Whether you're an early-stage founder or an established business owner, this episode is full of valuable strategies to help you thrive in today's business environment. This podcast episode was recorded live at the 46th Annual America's SBDC Conference hosted at the Orlando World Center Marriott. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.visa.com/practicalbusinessskills

Recorded live from the 46th Annual America's SBDC Training Event in Orlando, this episode of Small Biz Florida shines a spotlight on the national entrepreneurial support program, 1 Million Cups. Host Tom Kindred welcomes Dr. Emmah Muema, Program Manager at the Ewing Marion Kauffman Foundation, and Rupert Meghnot, founder of Orlandopreneur and longtime 1 Million Cups organizer. Together, they explore how this grassroots initiative is breaking down barriers to education, resources, and connection for entrepreneurs across the country. Discover how weekly community-driven events are helping founders develop their ideas, gather valuable feedback, and foster meaningful relationships. Whether you're an aspiring entrepreneur or looking to bring 1 Million Cups to your city, this episode offers valuable insight into one of the nation's most accessible support ecosystems. This podcast episode was recorded live at the 46th Annual America's SBDC Conference hosted at the Orlando World Center Marriott. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.1millioncups.com

Discover how MailChimp is transforming the way small businesses in Florida approach marketing and customer engagement. In this episode of Small Biz Florida, host Tom Kindred sits down with Jocelyn Hardy and Kyra Cherry from MailChimp to explore the powerful tools and technologies available to small business owners. Recorded live at the 46th Annual America's SBDC Training Event in Orlando, this episode delves into the benefits of using MailChimp's marketing and automation platform, including AI integration, personalized email campaigns, and CRM capabilities. Learn how MailChimp helps businesses look and act like large-scale companies while saving time and boosting customer relationships. Whether you're just getting started or looking to scale, this episode is packed with insights to help you grow smarter. This podcast episode was recorded live at the 46th Annual America's SBDC Conference hosted at the Orlando World Center Marriott. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://mailchimp.com

Recorded live from the 49th Annual America's SBDC Training Event in Orlando, this episode of Small Biz Florida features a conversation with Josh Fegles and Justin Hardison of LivePlan. As government and academic channel partnership coordinators, Josh and Justin bring both personal and professional insight into the power of business planning. They share how LivePlan helps entrepreneurs from startup dreamers to seasoned owners build dynamic, evolving business plans. Learn how LivePlan's intuitive platform, complete with AI features, real-time financial dashboards, and pitch-building tools, is transforming the way small businesses approach planning. Whether you're launching your first venture or refining your growth strategy, this episode delivers actionable insights on how to turn your ideas into results with help from your local SBDC and LivePlan. This podcast episode was recorded live at the 46th Annual America's SBDC Conference hosted at the Orlando World Center Marriott. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.liveplan.com

Live from the 46th Annual America's SBDC Future of Work Training event in Orlando, Small Biz Florida sits down with Joanna Wynn, Head of Channel Partnerships at Helcim. With a background that spans 15 years in the oil and gas industry, Joanna brings a fresh, passionate perspective to financial technology. In this episode, she breaks down how Helcim is helping small businesses better manage cashflow through transparent, modern payment processing solutions. Learn how Helcim's unique interchange-plus pricing, deep accounting integrations, and no-contract model offer a competitive edge for small businesses looking to simplify operations and scale confidently. From legacy banking to modern innovation, this is an essential listen for entrepreneurs ready to take control of their payment systems. This podcast episode was recorded live at the 46th Annual America's SBDC Conference hosted at the Orlando World Center Marriott. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.helcim.com

Recorded live at the 46th Annual America's SBDC training event in Orlando, this episode of Small Biz Florida features Jim McEleney, franchise consultant with Fran Net. Jim brings a unique perspective, having gone from Fran Net client to multi-unit franchise owner—and now, to a consultant helping others navigate the world of franchising. The conversation covers everything from the fundamentals of franchising to the pros and cons, debunking common myths, and exploring trends in recession-resistant and home-based franchise models. Whether you're considering entrepreneurship or looking to diversify your business portfolio, this episode offers a valuable roadmap to ownership through franchising. This podcast episode was recorded live at the 46th Annual America's SBDC Conference hosted at the Orlando World Center Marriott. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.frannet.com

Recorded live at the 46th Annual America's SBDC training event in Orlando, this episode of Small Biz Florida features Jacob Muff, Senior Director for Business Operations at Authorize.net, a Visa company. Jacob shares his insights on how small businesses can simplify payment acceptance, improve cash flow, and expand their digital presence using tools like Authorize.net and Visa's SMB hub. Drawing on his experience at major financial institutions and his leadership of initiatives at Visa, Jacob outlines the actionable steps small business owners can take to better compete with large enterprises and meet evolving consumer expectations. This episode is packed with valuable strategies for embracing digital tools and transforming your payment ecosystem to drive business growth. This podcast episode was recorded live at the 46th Annual America's SBDC Conference hosted at the Orlando World Center Marriott. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.authorize.net

In this special release episode of Small Biz Florida, host Tom Kindred reports from the 46th Annual America's SBDC Training Event in Orlando, Florida, where over 1,400 SBDC consultants and state directors gathered to advance their expertise in small business support. This episode features in-depth conversations with two key leaders in the SBDC network: Byron Hicks, President of America's SBDC Board of Directors and State Director for North Carolina's Small Business and Technology Development Center, and Tee Rowe, President and CEO of America's SBDC. Together, they reflect on the importance of the annual training event, which features over 200 workshops and serves as a hub for innovation, collaboration, and resource sharing. Topics covered include the evolving role of SBDCs, the latest tools and resources available to small businesses, economic outlooks, access to capital, and the continued need for professional development to meet the challenges of a rapidly changing business environment. Whether you're a consultant, small business owner, or ecosystem partner, this episode offers valuable insights into the engine driving America's small business success. This podcast episode was recorded live at the 46th Annual America's SBDC Training Event hosted at the Hilton Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: America's SBDC

In this special release episode of Small Biz Florida, we take you inside the 46th Annual America's SBDC Training Event held in Orlando, Florida — a premier gathering for small business development professionals across the country. With over 1,400 SBDC consultants in attendance and more than 200 expert-led workshops, the event provided a comprehensive overview of the latest trends, technologies, and strategies shaping the future of small business support. Host Tom Kindred speaks with three influential leaders in the SBDC network: April Youngblut, Vice President of America's SBDC; Lisa Hall, Regional Director at the University of Scranton's SBDC; and Kyle Hensel, Director of Continuing Education at the University of Georgia's SBDC. Together, they discuss how the conference fosters collaboration, professional development, and the integration of new tools, such as AI and FinTech, into small business advising. This podcast episode was recorded live at the 46th Annual America's SBDC Training Event hosted at the Hilton Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: America's SBDC 

In this special release episode of Small Biz Florida, host Tom Kindred reports from the 46th Annual America's SBDC Future of Work Training Event in Orlando, Florida. This episode features a timely and insightful discussion with Jim Colbourne, Wealth Manager, and Bryce Stacy, Service Advisor,  both from Merit Financial Advisors. The conversation centers around the importance of wealth management for small business owners, emphasizing the need to separate personal and business finances to ensure financial security and enable successful business exits. Jim and Bryce shed light on common challenges entrepreneurs face, including the co-mingling of assets, lack of succession planning, and the emotional hurdles of retirement. They also address the looming “silver tsunami,” the surge of business owners over age 65, and the critical need for early exit planning. Additionally, Bryce shares insights from their presentation on “Behavioral DNA,” which helps businesses improve team communication and internal dynamics. Whether you're considering retirement or just getting started, this episode provides actionable financial guidance tailored specifically for small business owners. This podcast episode was recorded live at the 46th Annual America's SBDC Training Event hosted at the Hilton Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Merit Financial Advisors

In this episode of Small Biz Florida, recorded live at the 2025 Small Business Success Summit in Tampa, host Tom Kindred is joined by Boyd Karen, founder of Otro Financial, to discuss one of the biggest hurdles facing small business owners: access to funding. After launching or acquiring eight businesses of his own, Boyd discovered just how hard it is to secure loans—especially those under $350,000—from traditional banks. That frustration led him to start Otro Financial, a company that helps entrepreneurs secure unsecured loans based on personal credit, without collateral or years of business history. Boyd explains how these loans serve as bridge funding, helping startups survive and grow until they reach the two-year milestone that banks prefer. He also shares practical advice on improving personal credit, the value of alternative lending, and how Otro Financial supports entrepreneurs—especially Spanish-speaking founders—with tools, webinars, and resources. Whether you're launching your first business or facing a funding gap, this episode provides the insights and options you need to keep moving forward. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: otrofinancial.com

Recorded live from the 2025 Small Business Success Summit in Tampa, this episode of Small Biz Florida features two influential voices from the U.S. Small Business Administration: Tyler Teresa, SBA Southeast Regional Administrator, and Michael Vallante, Southeast Regional Advocate for the SBA Office of Advocacy. Host Tom Kindred dives into the SBA's critical role in empowering entrepreneurs across Florida, including access to capital, government contracting, disaster recovery, and regulatory reform. Listeners will hear how the SBA supports Florida's booming manufacturing sector and why the Office of Advocacy plays a key role in eliminating burdensome regulations. Tyler and Michael also share their personal journeys—from family-run businesses and entrepreneurship to federal service—demonstrating their deep commitment to small business success. Whether you're a startup founder or an established operator, this episode offers insights into how the SBA can be a powerful partner in your growth. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guests: SBA.gov

In this episode of Small Biz Florida, recorded live at the 2025 Small Business Success Summit in Tampa, host Tom Kindred welcomes Secretary Kelly, Secretary of Florida Commerce. With a background in education and economic development, Secretary Kelly shares how Florida Commerce is driving forward statewide initiatives that support small business owners—from Main Street to rural communities. The discussion covers Florida's top priorities: expanding access to capital, empowering rural entrepreneurs, strengthening disaster preparedness through Florida Disaster Biz, and showcasing the state's national leadership in business creation and workforce development. Secretary Kelly also highlights the historic deployment of $250 million through the State Small Business Credit Initiative, as well as the state's momentum in talent development, job growth, and economic resilience. Whether you're running a business in the city or a small town, this episode offers actionable insights into how Florida is building one of the strongest small business ecosystems in the country. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: FloridaDisaster.biz

In this episode of Small Biz Florida, recorded live at the 2025 Small Business Success Summit in Tampa, host Tom Kindred is joined by Michelle Partridge, founder of Pear Tree Consulting. Michelle shares her journey from owning an appliance repair business in Raleigh to launching a consulting firm in Tallahassee that focuses on helping service industry entrepreneurs streamline operations and reclaim their time. Drawing on real-world experience, she dives into the most common challenges faced by owner-operated businesses—from inefficient route planning to uncertainty around hiring and financial planning. Michelle's hands-on, personalized approach helps business owners shift from working in the business to working on it. Whether you're looking to scale, optimize your systems, or finally figure out your break-even point, this episode delivers strategies you can put into action today. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: peartreeconsulting.net

Live from the 2025 Small Business Success Summit in Tampa, this episode of Small Biz Florida features a powerful conversation with Dr. Wendy Norfleet, founder of Norfleet Integrated Solutions. Drawing from her experience managing multi-billion-dollar departments and her passion for empowering small businesses, Dr. Norfleet shares critical insights on what it truly takes to grow a business successfully. She breaks down the importance of strategic readiness assessments, understanding your financials, and knowing when and how-to scale. The discussion also highlights cash flow challenges, how to access capital for large contracts, and why business owners must shift from working in their business to working on their business. Whether you're thinking about expansion or already facing growing pains, this episode delivers clear, actionable strategies for sustainable success. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: norfleetsolutions.com

Live from the 2025 Small Business Success Summit in Tampa, host Tom Kindred welcomes Secretary Griffin of the Florida Department of Business and Professional Regulation (DBPR) to discuss how the state is making it easier for entrepreneurs to launch and grow their businesses. With over 1.7 million licensees across more than 30 industries, the DBPR plays a critical role in regulating and supporting Florida's diverse business ecosystem. Drawing on her own experience as a former small business owner and business attorney, Secretary Griffin shares key insights into how the department is cutting red tape, improving customer service, and launching innovative tools, such as the Open My Florida Business platform—a multi-agency resource designed to guide entrepreneurs through licensing and regulatory requirements. Whether you're starting a barbershop, architecture firm, or even a boxing gym, this episode has valuable takeaways for anyone navigating Florida's business landscape. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: OpenMyFloridaBusiness.gov

In this episode of Small Biz Florida, recorded live from the 2025 Small Business Success Summit in Tampa, host Tom Kindred sits down with Richard Greco, founder of Money Matters University. With over 30 years of experience in accounting and financial literacy, Richard shares why understanding financial statements, KPIs, and revenue streams is essential for business owners ready to grow. From building a leadership-driven company culture to avoiding burnout, Richard explains how business owners can scale their operations smartly—utilizing technology, financial expertise, and a mindset shift from merely surviving to thriving. This episode is packed with practical strategies, alternative scaling solutions, and real-world insights for entrepreneurs at every stage of their journey. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: moneymattersuniversity.com

In this episode of Small Biz Florida, recorded live at the 2025 Small Business Success Summit in Tampa, host Tom Kindred speaks with Mimi Damm, Digital Media Expert and Media Sales Manager at Gray Media. With more than 20 years of experience in media sales—from print to digital—Mimi shares how small businesses can harness the power of omnichannel marketing to engage customers across platforms like Facebook, YouTube, Hulu, and podcasts. Mimi offers practical advice on setting clear digital goals, managing platform overload, and investing wisely—recommending that businesses dedicate about 5% of annual gross sales to marketing. From real-world success stories to tips on where to start, this episode is packed with actionable insights to help entrepreneurs build brand awareness, increase sales, and eliminate the guesswork from digital strategy. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: graydigitalmedia.com

Live from the 2025 Small Business Success Summit in Tampa, Small Biz Florida host Tom Kindred welcomes Jonathan Katz of Lendistry, a FinTech company focused on providing fast, flexible, and technology-driven lending solutions for small business owners. With a background as a former Wall Street analyst and investor, Jonathan shares how he transitioned from large financial institutions to empowering Main Street businesses with accessible capital. In this episode, he breaks down how FinTech is reshaping small business lending through streamlined applications, SBA and non-SBA loans, and transparent partnerships. Jonathan also warns business owners about the risks of predatory lending and provides actionable advice on navigating online financing responsibly. If you're looking to understand how modern FinTech can support your business growth, this episode delivers the insight and guidance you need. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: lendistry.com

In this episode of Small Biz Florida, recorded live at the 2025 Small Business Success Summit in Tampa, host Tom Kindred sits down with Larry Carnell, Vice President of Strategic Development at Benetrends. A former Entrepreneur of the Year with deep expertise in finance, franchising, and funding, Larry shares powerful insights on how aspiring and existing business owners can fund their ventures using the ROBS (Rollovers as Business Startups) program. Learn how entrepreneurs can tap into their retirement savings—tax-advantaged and penalty-free—to start, buy, or grow a business. Larry also introduces the ROBS Plus strategy, offering even greater tax benefits and flexibility. Whether you're seeking capital, a way to minimize taxes, or looking to scale your business, this episode offers clear strategies to move from dream to ownership—with expert guidance and proven results. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: benetrends.com

Live from the 2025 Small Business Success Summit at the Grand Hyatt in Tampa, host Tom Kindred sits down with Jason Mahone, Deputy Secretary for Florida Commerce, Economic Development, and Chief Manufacturing Officer. A Florida native and former emergency management official, Jason brings a wealth of experience to his current role championing Florida's small manufacturing businesses. In this episode, he discusses the explosive growth of the state's manufacturing sector—doubling its GDP contribution in the past decade—and outlines Florida's goal of becoming a top-five manufacturing state. Jason also breaks down how the state is helping small manufacturers expand globally through programs like Select Florida and trade missions to events such as the Paris Air Show. Additionally, listeners will hear about key support resources like the State Small Business Credit Initiative (SSBCI), which is helping deliver nearly a billion dollars in loans to small businesses. Whether you're a maker, exporter, or entrepreneur, this episode is packed with insights into how Florida is building a more resilient and opportunity-rich economy. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://floridajobs.org/

Recorded live at the 2025 Small Business Success Summit in Tampa, this episode of Small Biz Florida features Haley Evans, founder of Strategies That Stick. Haley shares her inspiring journey from single motherhood to earning an MBA and launching a successful business—completely debt-free. She introduces her signature EPIC framework (Engage, Persuade, Inspire, Close), designed to help small businesses use AI tools to craft emotionally resonant storytelling that drives results. From leveraging email marketing with a 4200% ROI to building lead magnets that convert, Haley offers clear, actionable strategies for growth. Tune in to learn why storytelling—not social media—is your most powerful marketing asset, and how to transform your message into a movement. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://haileyevans.com/

Recorded live at the 2025 Small Business Success Summit in Tampa, this episode of Small Biz Florida features a powerful conversation between host Tom Kindred and Dr. Jerry Parrish, Chief Economist for the Metro Atlanta Chamber. A long-time advocate of the SBDC network, Dr. Parrish shares timely insights on the Florida and national economy, highlighting the critical role of small businesses—particularly those with 20 to 49 employees—in driving job creation. From trade wars and tariff uncertainties to industry opportunities in healthcare and manufacturing, Dr. Parrish unpacks the challenges and reasons for optimism in today's business climate. He emphasizes the importance of acquiring skilled trades and business knowledge, encouraging entrepreneurs to leverage SBDC resources to build capacity and resilience. Whether you're just launching your venture or scaling operations, this episode offers valuable economic perspective and practical takeaways for Florida's business owners. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital.

Live from the 2025 Small Business Success Summit in Tampa, Small Biz Florida host Tom Kindred welcomes Caitlin Gardner, founder of Blooming Communications. With years of experience in PR, marketing, and communications—from global agencies to Fortune 500 companies—Caitlin now helps small businesses harness professional-level branding strategies. In this episode, she shares insights from her summit presentation, The Scrappy PR Playbook, which includes actionable steps for conducting a vulnerability assessment, protecting your business's reputation, and crafting a clear, effective communications plan. Caitlin breaks down the difference between advertising and PR, highlights the power of storytelling, and explains how emerging platforms like Substack can help small businesses build thought leadership. If you're ready to elevate your brand without a Fortune 500 budget, this episode is your PR masterclass. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Blooming Communications

Live from the 2025 Small Business Success Summit in Tampa, host Tom Kindred sits down with Joshua Tyrrell, Senior Vice President at Aspen HR, to explore how outsourcing HR can be a game-changer for Florida's small businesses. Joshua shares his journey from large-scale business operations to his current role at Aspen HR, where he delivers boutique, white glove HR services to growing companies. The conversation dives into the critical need for payroll, benefits, and HR support for small business owners—and how Aspen HR's flat-rate, per-employee model simplifies complex processes. From compliance challenges to customized support, this episode offers actionable advice on why HR isn't just an administrative task—it's a strategic tool for business success. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: aspenhr.com

In this episode of Small Biz Florida, host Tom Kindred welcomes Brittany Turner, Senior Business Development Officer with The Bancorp, live from the 2025 Small Business Success Summit in Tampa. With over 20 years in small business banking, Brittany shares her deep expertise in SBA financing—specifically the powerful tools available through the SBA 7(a) and 504 loan programs. She breaks down the advantages of SBA lending, including lower down payments and less stringent collateral requirements, and explains why The Bancorp is a unique partner for businesses that may not fit the traditional banking mold. Learn how to start the SBA loan process, avoid predatory lending alternatives like Merchant Cash Advances, and understand why the Florida SBDC is a critical first stop for any business seeking funding. Whether you're launching a startup or acquiring an existing business, this episode is packed with valuable insights for entrepreneurs navigating the world of small business finance. This podcast episode was recorded live at the 2025 Small Business Success Summit hosted at the Grand Hyatt Tampa Bay. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: The Bancorp

In this episode of Small Biz Florida, host Tom Kindred broadcasts from the 2025 Florida Brewers Guild Conference in downtown Tampa, where the spotlight is on innovation and tech solutions in the craft brewing industry. Tom sits down with Frank Pernicano, founder of BeerMS—a customizable menu management and digital display system designed specifically for breweries and bars. Frank shares his journey from web application development to launching BeerMS, a platform that helps brewery owners streamline operations and enhance the customer experience with real-time digital menus. The conversation touches on the importance of brand consistency, flexibility in menu updates, and the value of using technology to create a more engaging taproom experience. Frank also offers advice to fellow entrepreneurs, explaining how he built BeerMS while working a full-time job and how he's positioning the product to expand beyond breweries into bars and other beverage-focused venues. This podcast episode was recorded live at the 2025 Florida Brewers Guild Conference hosted at the Tampa Marriott Water Street. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.beerms.com/

In this episode of Small Biz Florida, hosted by Tom Kindred, the focus is once again on the craft brewing industry, recorded live from the 2025 Florida Brewers Guild Conference in Tampa. Tom is joined by Patrick Brown, Director and Owner of Blue and Company, a CPA and accounting firm with deep expertise in the beverage industry. Patrick shares his extensive background in public accounting and how he found his niche working with distilleries and craft brewers. The conversation highlights the often-overlooked role of accounting in brewery operations, emphasizing the importance of clean financials when it comes to attracting investors, securing financing, and ensuring long-term sustainability. Throughout the episode, Patrick stresses that small business owners should focus on what they do best—running their business—while relying on trusted professionals to handle accounting, payroll, and tax strategy. It's a must-listen for any entrepreneur looking to grow a financially sound and scalable craft beverage business. This podcast episode was recorded live at the 2025 Florida Brewers Guild Conference hosted at the Tampa Marriott Water Street. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.blueandco.com/

In this episode of Small Biz Florida, host Tom Kindred broadcasts from the 2025 Florida Brewers Guild Conference in downtown Tampa. Joining the show are Cody Faig and Isaac Arthur, co-founders of CODO Design—a brand strategy firm with deep expertise in the craft brewing industry. The conversation dives into the crucial role of branding and positioning in the success of small businesses, especially in a competitive space like craft beer. Cody and Isaac share their journey from art and design students to becoming national leaders in brewery brand development. They explain the process behind building and refreshing a brand, from research and market analysis to visual identity and storytelling. Listeners will gain insight into how brand architecture and strategic differentiation can help businesses connect with customers, stand out in a saturated market, and grow sustainably. Whether you're launching a new brewery or refreshing an existing brand, this episode offers expert advice on how to approach branding with purpose and precision. This podcast episode was recorded live at the 2025 Florida Brewers Guild Conference hosted at the Tampa Marriott Water Street. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://cododesign.com