Small Biz FL

In this flavorful episode of Small Biz Florida, host Tom Kindred sits down with Oliver Mosqueda, founder and owner of Guanabana, a Jacksonville-based popsicle business turning heads and cooling down customers with bold, unique flavors. Recorded live from the Florida State Capitol in Tallahassee during Small Business Days at the Capitol hosted by the Florida Small Business Development Center Network, Oliver shares his inspiring transition from working in restaurants to launching a family-run frozen treat brand. He opens up about the entrepreneurial challenges he faced, the keys to standing out in a crowded market, and how the Small Business Administration (SBA) helped him bring his vision to life. This episode offers practical insights for food-focused founders and anyone dreaming of starting their own venture. This podcast episode was recorded live at the Florida State Capitol hosted at the Capitol Courtyard in Tallahassee. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://guanabanajax.com

In this kickoff episode of the 2025 season of Small Biz Florida, host Tom Kindred is joined by longtime SBA leader Jonel Hein, District Director for the North Florida SBA Office. Recorded live at the Florida State Capitol during Small Business Day, Jonel shares her 34-year journey with the Small Business Administration and the agency's renewed focus on manufacturing under new leadership. The conversation dives deep into SBA's core offerings—capital, contracting, consulting, and crisis support—and what small business owners need to know to become “lender-ready” in today's market. Jonel also highlights the impressive progress in Florida's manufacturing sector and the North Florida district's push to surpass $1 billion in loan and contracting volume in 2025. This is essential for any entrepreneur ready to grow, scale, or access the right funding resources. This podcast episode was recorded live at the Florida State Capitol hosted at the Capitol Courtyard in Tallahassee. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.sba.gov/northflorida

In this episode of Small Biz Florida, host Tom Kindred broadcasts from the 2024 Florida Rural Economic Development Summit at the World Equestrian Center in Ocala, Florida. He is joined by Linda Mosley, Founder and President of 365 Degree Total Marketing, and Brian Schachter, Regional Sales Executive, to discuss the role of marketing in driving economic development in Florida's rural communities. Linda shares her background in psychology and marketing, including her work with Texas Instruments before founding 365 Degree Total Marketing in 1986. Brian talks about his journey from New Jersey to Florida, his experience in hospitality and tourism, and his current focus on digital marketing and advertising. The conversation highlights the importance of well-optimized websites for economic development organizations (EDOs), the power of search engine optimization (SEO) in attracting businesses, and how rural communities can leverage their unique assets to foster growth. Linda and Brian also explore the untapped potential of rural Florida and the opportunities available for small businesses looking to establish themselves in the region. This podcast episode was recorded live at the Florida Rural Economic Development Summit hosted at the World Equestrian Center in Ocala, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guests: Learn more about 365 Degree Total Marketing

In this episode of Small Biz Florida, host Tom Kindred interviews Tom Hoversen, Founder and Owner of Comarco Products, a food manufacturing and distribution company. Tom shares the story of launching Comarco Products in 1978 and the strategic decision to relocate operations from New Jersey to Palatka, Florida in 2020 during the COVID-19 pandemic. The discussion highlights the challenges of doing business in New Jersey and the advantages of moving to rural Florida, including the strong support from local government and economic development authorities. Tom also talks about the company's evolution, the role of his son as a business partner, and the opportunities that Florida offers to manufacturers looking to grow and thrive. This podcast episode was recorded live at the Florida Rural Economic Development Summit hosted at the World Equestrian Center in Ocala, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about Comarco Products

In this episode of Small Biz Florida, host Tom Kindred speaks with Ben Pauluhn, Founder and President of Optimus Energy Solutions, at the 2024 Florida Rural Economic Development Summit held at the World Equestrian Center in Ocala, Florida. The conversation focuses on the evolving opportunities in rural Florida, particularly in the EV charging station market and commercial solar energy solutions. Ben shares his journey from moving to Florida in 2010 to launching Optimus Energy Solutions in 2018. He discusses the company's business model, which includes selling, leasing, and owning EV charging stations, and emphasizes the crucial role of private investment in expanding Florida's EV infrastructure. The episode also highlights Optimus Energy Solutions' work in commercial solar projects through the USDA's Rural Energy for America Program (REAP), which helps businesses in rural areas adopt renewable energy solutions. The episode concludes with Ben offering valuable advice to aspiring entrepreneurs, stressing the importance of partnerships and collaboration in driving innovation and success. This podcast episode was recorded live at the Florida Rural Economic Development Summit hosted at the World Equestrian Center in Ocala, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about Optimus Energy Solutions

In this episode of Small Biz Florida, host Tom Kindred sits down with Mark Kruse, Executive Vice President and General Counsel of Florida First Capital, at the 2024 Florida Rural Economic Development Summit held at the World Equestrian Center in Ocala, Florida. The conversation focuses on the vital role Florida First Capital plays in supporting small businesses, particularly through the SBA 504 loan program. Mark explains the benefits of the 504 loan, which offers long-term, below-market fixed interest rates and up to 90% financing for small business owners looking to purchase commercial real estate or heavy equipment. He also highlights the importance of educating business owners about this financial tool and how Florida First Capital collaborates with local banks to make these loans accessible. Additionally, the episode covers Florida First Capital's role in disaster recovery through the Emergency Bridge Loan program and the launch of a new agricultural loan program designed to assist farmers impacted by natural disasters. The discussion underscores the critical support Florida First Capital provides to small businesses in both urban and rural communities across Florida. This podcast episode was recorded live at the Florida Rural Economic Development Summit hosted at the World Equestrian Center in Ocala, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about Florida First Capital

In this episode of Small Biz Florida, host Tom Kindred speaks with Alex Tijerina, Director of Existing Industry at the Okeechobee County Economic Development Corporation, during the 2024 Florida Rural Economic Development Summit at the World Equestrian Center in Ocala, Florida. Alex shares her journey to her current role and her deep-rooted connection to the Okeechobee community. The discussion highlights key economic development initiatives, including the growth of four private industrial parks, ongoing efforts at the county airport's Commerce Park, and the Business Retention and Expansion (BRNE) program, which prioritizes workforce development. Alex also emphasizes the importance of local partnerships in overcoming workforce challenges and details the success of Career Technical Education (CTE) programs in preparing students for in-demand jobs. The episode wraps up with a look at upcoming projects and events aimed at fostering economic growth and retaining local talent in Okeechobee County. This podcast episode was recorded live at the Florida Rural Economic Development Summit hosted at the World Equestrian Center in Ocala, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about the Okeechobee County Economic Development Corporation

In this episode of Small Biz Florida, host Tom Kindred broadcasts from the 2024 Florida Rural Economic Development Summit at the World Equestrian Center in Ocala, Florida. He sits down with David Kraus, County Manager of Columbia County, to discuss the county's unique characteristics and economic potential. David shares his journey from consultant to county manager and highlights Columbia County's strategic location at the crossroads of Interstates 75 and 10, its strong agricultural roots, and its vision for attracting high-quality industries while preserving its rural charm. The conversation explores the critical role of infrastructure development in economic growth, with a focus on key projects like the North Florida Mega Industrial Park and emerging solar facilities. David also emphasizes Columbia County's excellent schools, abundant recreational opportunities, and strong partnerships that make it an ideal location for both businesses and residents. This episode provides valuable insights into how rural communities can leverage their strengths to drive sustainable economic development. This podcast episode was recorded live at the Florida Rural Economic Development Summit hosted at the World Equestrian Center in Ocala, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about Columbia County

In this episode of Small Biz Florida, host Tom Kindred interviews Lacy Beasley, President of Retail Strategies, at the 2024 Florida Rural Economic Development Summit. The discussion explores how Retail Strategies helps rural communities attract national retail brands while also supporting local small businesses. Lacy shares her journey from working at a Chamber of Commerce to leading a firm that has consulted with over 800 communities across 41 states. She explains the key role that data, real estate, and strategic planning play in economic development. The conversation also highlights the differences between national retail and local downtown businesses, as well as Retail Strategies' innovative small business support program. Lacy emphasizes the importance of investing in retail to create vibrant, attractive communities that draw in residents, visitors, and future generations—encouraging young people to return to their hometowns and contribute to local economic growth. This podcast episode was recorded live at the Florida Rural Economic Development Summit hosted at the World Equestrian Center in Ocala, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about Retail Strategies

In this episode of Small Biz Florida, host Tom Kindred broadcasts from the 2024 Florida Rural Economic Development Summit at the World Equestrian Center in Ocala, Florida. He sits down with Wes Hudgens, Lead Project Manager at Florida Power & Light's (FPL) Office of Economic Development, to discuss FPL's role in driving business growth across the state. Wes shares insights into FPL's innovative initiatives, including the 35 Mules incubator program and the WonderFL campaign, which aims to reshape perceptions of Florida by highlighting career opportunities and quality of life. The conversation also covers FPL's commitment to supporting small businesses through valuable resources, partnerships with organizations like the Small Business Development Center (SBDC), and strategic programs designed to fuel economic development in Florida's rural and urban communities. This podcast episode was recorded live at the Florida Rural Economic Development Summit hosted at the World Equestrian Center in Ocala, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about FPL's Economic Development Programs

In this episode of Small Biz Florida, host Tom Kindred broadcasts from the 2024 Florida Rural Economic Development Summit at the World Equestrian Center in Ocala, Florida. He is joined by Erica Sittler, Account Director at MWB, a full-service marketing firm specializing in tourism, economic development, and healthcare. Erica shares her journey in the marketing industry and her passion for supporting economic development in Florida's rural communities. The discussion explores the opportunities and challenges these areas face, emphasizing the importance of strategic planning, infrastructure development, and long-term vision. Erica also highlights the growing appeal of small-town living—what she calls a "rural renaissance"—and how marketing plays a crucial role in attracting both talent and businesses to these communities. This podcast episode was recorded live at the Florida Rural Economic Development Summit hosted at the World Equestrian Center in Ocala, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about MWB

In this episode of Small Biz Florida, host Tom Kindred sits down with Rod Jaeger, owner and operator of DC Jaeger Corporation, at the 2024 Florida Rural Economic Development Summit held at the World Equestrian Center in Ocala, Florida. The discussion focuses on the vital role of workforce education and training in Florida's rural communities. Rod shares the history of DC Jaeger Corporation, founded by his father in 1957, and its evolution from serving the space industry to becoming a leader in vocational and workforce training. The company provides technical training equipment and curriculum to schools and colleges across Florida, supporting the resurgence of skilled trades education in high schools. The conversation also highlights Florida's commitment to workforce development by 2030, the innovative training programs at Indian River State College, and how Rod's family business continues to grow with the involvement of his two sons. The episode concludes with insights on how workforce education is shaping Florida's future and how businesses can connect with DC Jaeger Corporation. This podcast episode was recorded live at the Florida Rural Economic Development Summit hosted at the World Equestrian Center in Ocala, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about DC Jaeger Corporation

In this episode of Small Biz Florida, host Tom Kindred speaks with Rabi Sami, Economic Development Specialist for the City of West Palm Beach, at the 2024 Florida Chamber Future of Florida Forum in Orlando. Rabi shares his journey from real estate and workforce management to his current role in fostering business growth and economic development in one of Florida's most dynamic cities. The conversation highlights key development projects, including the Nora Development and the thriving business community in Northwood Village. Rabi also details the grants, incentives, and resources available to small business owners through the city's economic development office. He emphasizes the essential role small businesses play in West Palm Beach's economy and encourages entrepreneurs to take advantage of local support programs. The episode wraps up with a call to action for listeners to visit West Palm Beach, experience its vibrant food scene, explore its parks, and attend its many local events. This podcast episode was recorded live at the 2024 Florida Chamber Future of Florida Forum hosted at the Hyatt Regency Grand Cypress in Orlando, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about the City of West Palm Beach Economic Development

In this episode of Small Biz Florida, host Tom Kindred sits down with David A. Armstrong, J.D., President of St. Thomas University, at the 2024 Florida Chamber Future of Florida Forum in Orlando. David shares his inspiring journey from a small business family to leading a university, emphasizing the critical role of education in workforce development and ethical leadership. The conversation highlights St. Thomas University's commitment to experiential learning, requiring students to complete internships, co-ops, or apprenticeships before graduation. David also discusses the university's economic impact, its impressive graduate employment outcomes, and how higher education plays a key role in regional economic growth. This episode provides valuable insights into how businesses and educational institutions can collaborate to shape the future workforce. This podcast episode was recorded live at the 2024 Florida Chamber Future of Florida Forum hosted at the Hyatt Regency Grand Cypress in Orlando, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about St. Thomas University

In this episode of Small Biz Florida, host Tom Kindred speaks with Dr. Jennifer B. King, Senior Vice President of Workforce and Education at Bisk, during the 2024 Florida Chamber Future of Florida Forum. The conversation explores the rapidly evolving EdTech space and how Bisk is transforming corporate training and education through innovative online learning solutions. Dr. King shares her extensive background in education and explains how Bisk helps businesses design and implement effective online training programs. She highlights the benefits of digital learning, the role of Bisk Amplified as a comprehensive education marketplace, and how investing in workforce development leads to employee retention and business growth. This episode provides valuable insights for small businesses looking to upskill their teams and stay competitive in a changing economy. This podcast episode was recorded live at the 2024 Florida Chamber Future of Florida Forum hosted at the Hyatt Regency Grand Cypress in Orlando, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about Bisk

In this episode of Small Biz Florida, host Tom Kindred, Regional Director of the Small Business Development Center at Indian River State College, speaks with Kevin Carr, CEO of FloridaMakes, at the 2024 Florida Chamber Future of Florida Forum. The discussion centers on the rapid growth and evolving landscape of Florida's manufacturing sector. Kevin shares his extensive background in manufacturing, from working with the Navy and the National Institute of Standards and Technology to establishing Florida's Manufacturing Extension Partnership (MEP) center. He highlights how Florida's manufacturing industry has outpaced traditional manufacturing states in GDP growth and job creation, with a strong focus on high-tech and advanced manufacturing. The conversation also explores how FloridaMakes partners with regional manufacturing associations to provide business advisory services and support to manufacturers statewide. Kevin emphasizes the critical role manufacturing plays in Florida's economy and the need to continue fostering innovation and workforce development in this sector. This podcast episode was recorded live at the 2024 Florida Chamber Future of Florida Forum hosted at the Hyatt Regency Grand Cypress in Orlando, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about FloridaMakes

In this episode of Small Biz Florida, host Tom Kindred takes a deep dive into Florida's affordable housing crisis with Heather Kasten, President and CEO of the Greater Sarasota Chamber, and Ashon Nesbitt, CEO of the Florida Housing Coalition. Recorded at the 2024 Florida Chamber Future of Florida Forum, this discussion sheds light on the growing burden of housing costs and its direct impact on businesses, particularly in employee recruitment and retention. Heather and Ashon explore potential solutions, including zoning law changes to increase housing density, public-private partnerships, and innovative housing approaches such as container homes and 3D-printed houses. Both guests emphasize the need for creative thinking and collaboration to ensure Florida's workforce has access to affordable, sustainable housing options. This podcast episode was recorded live at the 2024 Florida Chamber Future of Florida Forum hosted at the Hyatt Regency Grand Cypress in Orlando, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guests: Learn more about the Greater Sarasota Chamber Learn more about the Florida Housing Coalition

In this episode of Small Biz Florida, host Tom Kindred explores the transformative role of artificial intelligence in higher education and small business at the 2024 Florida Chamber Future of Florida Forum in Orlando. He is joined by Liane Sippin, Program Director at Florida International University (FIU), and Dr. Bruce Fraser, Director of the Institute for Academic Excellence at Indian River State College (IRSC). The discussion highlights how AI is being integrated into educational institutions to foster innovation and better prepare students for the workforce. Liane and Dr. Fraser address AI's disruptive potential, the importance of building strong partnerships between academia and private industry, and the critical need for small businesses to embrace AI to stay competitive. This insightful conversation provides valuable takeaways for educators, business leaders, and entrepreneurs looking to navigate the evolving AI landscape. This podcast episode was recorded live at the 2024 Florida Chamber Future of Florida Forum hosted at the Hyatt Regency Grand Cypress in Orlando, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guests: Learn more about Florida International University Learn more about Indian River State College

In this episode of Small Biz Florida, host Tom Kindred sits down with Dr. Timothy Moore, President of Indian River State College (IRSC), at the 2024 Florida Chamber Future of Florida Forum in Orlando. Dr. Moore shares how IRSC plays a crucial role in supporting the local business community through innovative educational programs and strategic industry partnerships. The discussion explores the importance of aligning educational institutions with workforce needs to create a pipeline of skilled professionals. Dr. Moore highlights IRSC's commitment to providing affordable, high-quality education and the flexibility of Florida's state college system in adapting to evolving industry demands. Additionally, he addresses workforce development challenges, the significance of early student engagement, and the necessity of long-term planning to sustain economic growth in Florida. This podcast episode was recorded live at the 2024 Florida Chamber Future of Florida Forum hosted at the Hyatt Regency Grand Cypress in Orlando, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about Indian River State College

In this episode of Small Biz Florida, host Tom Kindred speaks with Jason Mozo, Senior Vice President, and Konrad Sikora, Senior Safety Manager of the Florida Chamber Safety Council. Together, they discuss the Council's mission to make Florida the safest, healthiest, and most sustainable state in America by 2030. Jason and Konrad share their personal journeys into the field of workplace safety and highlight the various services offered by the Council, including safety training, mock OSHA inspections, and risk evaluations. They emphasize how investing in safety training not only reduces workplace accidents but also improves overall business profitability. The conversation also covers the Council's membership program, which provides small and medium-sized businesses with essential safety resources. Additionally, they discuss their commitment to community outreach through free onsite toolbox talks and career day participation at local high schools, ensuring a safer future for Florida's workforce. This podcast episode was recorded live at the 2024 Florida Chamber Future of Florida Forum hosted at the Hyatt Regency Grand Cypress in Orlando, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about the Florida Chamber Safety Council

In this episode of Small Biz Florida, host Tom Kindred broadcasts from the 2024 Florida Chamber Future of Florida Forum in Orlando, where he sits down with Cassandra Matej, President and CEO of Visit Orlando. Cassandra shares her journey in the hospitality industry and how Visit Orlando plays a vital role in driving economic growth across Central Florida. The conversation explores the far-reaching impact of tourism on small businesses, the diverse membership of Visit Orlando, and the importance of local tourism boards in fostering business success. Additionally, Cassandra discusses the excitement surrounding the upcoming opening of Universal Orlando's Epic Universe in 2025 and what it means for the region's economy. This podcast episode was recorded live at the 2024 Florida Chamber Future of Florida Forum hosted at the Hyatt Regency Grand Cypress in Orlando, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about Visit Orlando

In this episode of Small Biz Florida, host Tom Kindred sits down with Ralph Aiello, Partnership Manager for Work-Based Learning at Xello, during the 2024 Florida Chamber Future of Florida Forum. Xello is an innovative online platform designed to support Florida's 67 school districts in building a seamless cradle-to-career pipeline. Ralph shares how Xello helps students—from kindergarten to adult education—explore career opportunities, identify their strengths, and prepare for future success. He also highlights the critical role businesses play in closing the workforce gap by creating profiles on Xello to connect with the next generation of employees. This conversation underscores the importance of integrating technology into career development and strengthening the link between education and the business community. This podcast episode was recorded live at the 2024 Florida Chamber Future of Florida Forum hosted at the Hyatt Regency Grand Cypress in Orlando, Florida. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Learn more about Xello

In this episode of Small Biz Florida, host Tom Kindred sits down with Ross McClellan, Director of Business Development at Rapid Business Plans, during the 2024 Florida Association of Government Guaranteed Lenders (FLAGGL) Conference at the JW Marriott in Orlando. Ross shares the pivotal role business plans play in securing SBA loans and funding for small businesses. He highlights Rapid Business Plans' innovative 4-day service, which includes detailed discovery calls and a robust quality assurance process to create effective, lender-friendly plans. Whether you're an entrepreneur or a lender, this episode offers valuable insights into navigating SBA financing, updating business plans, and leveraging professional support to achieve growth and success. This podcast episode was recorded live at the Florida Association of Government Guaranteed Lenders annual conference hosted at the JW Marriott in Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Ross McClellan, Rapid Business Plans

In this episode of Small Biz Florida, host Tom Kindred welcomes Chelsea Krost, founder of Chelsea Productions, during the 2024 Florida Association of Government Guaranteed Lenders (FLAGGL) Conference. Chelsea shares her inspiring journey from starting in radio at just 16 years old to becoming a leading digital media expert. The conversation dives deep into the essential role of social media and digital marketing for small business owners. Chelsea offers actionable advice on building a personal brand, engaging with audiences effectively, and utilizing tools like LinkedIn Learning, Canva, and ChatGPT. From starting a business on a tight budget to establishing thought leadership, this episode is packed with valuable insights for entrepreneurs looking to make a lasting impact online. This podcast episode was recorded live at the Florida Association of Government Guaranteed Lenders annual conference hosted at the JW Marriott in Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Chelsea Krost, Chelsea Productions

In this episode of Small Biz Florida, host Tom Kindred welcomes Tim Roverts, who serves as Manager of Business Development & Integration at ONE10, during the 2024 Florida Association of Government Guaranteed Lenders (FLAGGL) Conference at the JW Marriott in Orlando. Tim shares his background and discusses the services provided by ONE10, which include business valuations, outsourced CFO services, and tax assistance. He emphasizes the importance of having a fractional CFO for small businesses to manage financials effectively and explore growth opportunities. Tim also highlights how ONE10 supports small business owners with SBA loan needs and other financial services. This podcast episode was recorded live at the Florida Association of Government Guaranteed Lenders annual conference hosted at the JW Marriott in Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: ONE10

In this episode of Small Biz Florida, host Tom Kindred broadcasts from the 2024 annual FLAGGL conference in Orlando, focusing on small business capital access. Featuring guests Randy Puckett, Senior Financial and Loan Specialist in the Office of Financial Assistance at the U.S. Small Business Administration, and Sandro Murtas, Lead Export Finance Manager in the Office of International Trade at the SBA, the discussion covers the new Working Capital Pilot Program designed to streamline financing for small businesses. They share insights into the program's benefits, eligibility criteria, and parameters, as well as the SBA's role in supporting businesses during the pandemic and providing updates on the state of exporting in Florida. This podcast episode was recorded live at the Florida Association of Government Guaranteed Lenders annual conference hosted at the JW Marriott in Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guests: U.S. Small Business Administration

In this episode of Small Biz Florida, host Tom Kindred interviews Aaron Bartel, Construction Manager at Tetra Tech. They discuss the 2024 FLAGGL Conference in Orlando, focusing on small business lending and government loans such as SBA loans. Aaron shares insights from his professional background, Tetra Tech's role in supporting construction projects for small businesses, and the importance of involving professional oversight in large-scale projects. The episode also emphasizes the stages and considerations in developing a commercial property, from preliminary design to final occupancy, and the value Tetra Tech brings to ensuring project success. This podcast episode was recorded live at the Florida Association of Government Guaranteed Lenders annual conference hosted at the JW Marriott in Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Tetra Tech

In this episode of Small Biz Florida, host Tom Kindred broadcasts from the 2024 FLAGGL Conference, focusing on government-guaranteed lending, particularly SBA loans. Featuring guests Matthew Barrett, Business Executive at Withum, and Brian McIntyre, Partner at Withum (Forensic & Valuation Services), the discussion covers the importance of business valuations and strategies for increasing business value. They emphasize the integral role of professional accountants in small business success. Listeners will gain insights into how precise financial reporting and clean business operations can facilitate smoother SBA loan processes and improve overall business value. This podcast episode was recorded live at the Florida Association of Government Guaranteed Lenders annual conference hosted at the JW Marriott in Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guests: Withum

In this episode of Small Biz Florida, host Tom Kindred broadcasts from the 2024 annual FLAGGL conference in Orlando. During the event, Tom interviews Joshua Talbert, the co-founder and chairman of mysherpas, a FinTech company revolutionizing small business lending. Joshua details how mysherpas simplifies the often complex lending process by leveraging technology to enhance communication and document handling, benefiting both lenders and small business owners. Listeners will gain insights into how technology is reducing the time it takes to secure business loans and making the overall experience smoother for all stakeholders involved. This podcast episode was recorded live at the Florida Association of Government Guaranteed Lenders annual conference hosted at the JW Marriott in Orlando. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: mysherpas

In this episode of Small Biz Florida, host Tom Kindred takes listeners inside the 2024 Annual Small Business Success Summit, sponsored by the Florida SBDC Network. The episode features a compelling conversation with Brett Barnhart, Division President for the Treasure Coast at South State Bank. With over 24 years of experience in banking, Brett shares valuable insights on the growth and unique decentralized model of South State Bank, which extends from Key West to Roanoke and is expanding into Texas and Colorado. He highlights the bank's commitment to small business lending through programs like Business Lending Express and emphasizes the significance of local decision-making in the banking process. The episode underscores the critical role that local banks and partnerships play in supporting small business growth and success, as Brett shares a heartwarming story about South State's dedication to customer service that reaches even out-of-state bank branches. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: SouthState Bank  

In this episode of Small Biz Florida, host Tom Kindred explores the essential realm of trademarks and legal protections with special guests Melissa Jada and Holly McFall, founders of SecureMark Legal. Recorded live at the 2024 Annual Small Business Success Summit, they discuss critical steps small businesses must take to safeguard their brands. The conversation emphasizes the significance of trademarks, dispels common misconceptions about business name registration, and details the comprehensive services offered by SecureMark Legal. This episode highlights the importance of implementing proper legal measures to protect a business's brand and intellectual property. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: SecureMark Legal  

In this episode of Small Biz Florida, host Tom Kindred sits down with keynote speaker Patric Young at the 2024 Small Business Success Summit in Ponte Vedra, Florida. Patric, a former professional basketball player and now a motivational speaker, shares his inspiring journey from competing under Coach Billy Donovan at the University of Florida to thriving as an entrepreneur. He discusses the significance of mentorship, the challenges he has faced, and how he leverages his experiences to empower others. The episode underscores the importance of networking, continuous learning, and making fiscally responsible decisions to achieve success in business. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Patric Young  

In this episode of Small Biz Florida, host Tom Kindred engages with Lynn McNamee, founder and president of Lone Armadillo Learning, to explore the critical role of employee training in small businesses. Recorded live at the 2024 Small Business Success Summit in Ponte Vedra, Florida, Lynn discusses how professional development is key to not only enhancing skills but also improving employee retention and engagement. She explains how Lone Armadillo Learning provides flexible, independent online learning solutions, perfect for small businesses that may lack dedicated HR resources. The episode dives into the rising demand for training, particularly among millennials and Gen Z, and how small businesses can remain competitive by investing in their workforce. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Lone Armadillo Learning

In this episode of Small Biz Florida, host Tom Kindred sits down with Boyd Karren, founder of Otro Financial, to discuss the critical topic of startup financing. Recorded live at the 2024 Small Business Success Summit in Ponte Vedra, Florida, Boyd shares his entrepreneurial journey and the ways in which Otro Financial helps startups under two years old secure much-needed funding when traditional banks may not offer support. The conversation explores alternative lending options available for early-stage businesses, the qualifications for startup loans, and the broader importance of fostering financial support for businesses in their infancy. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Otro Financial

In this episode of Small Biz Florida, host Tom Kindred is joined by lending experts Nathan Shepard, Javier Jorge, and Daniel McDonald from Lake Michigan Credit Union. Recorded live at the 2024 Small Business Success Summit in Ponte Vedra, Florida, this conversation sheds light on the key differences between banks and credit unions, emphasizing how relationship-building can expedite the lending process for small businesses. The team discusses the growing demand for small business acquisition loans, with a deep dive into the versatile uses of SBA 7(a) loans and the strategic focus on small balance lending. Tune in to learn about the current lending landscape in Florida and how credit unions like Lake Michigan Credit Union play a crucial role in supporting small businesses. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Lake Michigan Credit Union

In this episode of Small Biz Florida, host Tom Kindred interviews Carol Graham and Isaac Altman from HOCS Consulting, recorded live at the 2024 Small Business Success Summit in Ponte Vedra, Florida. The conversation centers on how small businesses can effectively leverage IT solutions to streamline their operations and safeguard their data. Carol and Isaac dive into the importance of IT support, cybersecurity, and the integration of technology to help businesses scale and maintain efficiency. They also share how HOCS Consulting assists companies through mergers and acquisitions, ensuring smooth transitions from a technology standpoint. This episode provides valuable insights into optimizing business operations through tech-driven strategies. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: HOCS Consulting  

In this special episode of Small Biz Florida, host Tom Kindred sits down with Jonel Hein, the district director of the North Florida Small Business Administration (SBA) District Office. Together, they explore the pivotal role that the SBA and the Small Business Development Center (SBDC) play in empowering small businesses throughout Florida. Jonel shares exciting updates, including North Florida approaching an impressive $1 billion in SBA approvals and contracting. The conversation highlights the various resources, training programs, and support systems offered by the SBA, designed to help businesses navigate government contracts and achieve sustainable growth. Listeners will gain insights into the importance of the SBA's partnership with the SBDC, along with initiatives aimed at enhancing accessibility and support for entrepreneurs. They also discuss ongoing efforts to expand outreach and responsiveness to meet the evolving needs of the small business community. Join us for this informative episode packed with valuable resources and updates that can help your business thrive!

In this episode of Small Biz Florida, host Tom Kindred, Regional Director of the Small Business Development Center at Indian River State College, highlights the third annual Small Business Success Summit in Ponte Vedra, Florida. Sponsored by Florida First Capital and the Florida SBDC Network, the event gathers over 420 small business owners to network and share best practices. Tom interviews Dr. Jerry Parrish, Chief Economist at the Metro Atlanta Chamber, who shares his expert insights on the economic outlook for Florida. Dr. Parrish discusses the crucial role small businesses play in job creation, the current state of capital access, and key workforce trends in Florida. He also highlights the opportunities and challenges faced by small business owners in today's evolving economic landscape, providing valuable advice for both aspiring and established entrepreneurs. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Dr. Jerry D. Parrish, Economist & Public Speaker  

In this special episode of Small Biz Florida, host Tom Kindred, Regional Director of the Small Business Development Center at Indian River State College, explores the vital recovery efforts following Hurricane Helene. Joined by Greg Britton, the state director of the Florida SBDC Network, the episode highlights the extensive support available to small businesses impacted by the disaster. Listeners will discover how the Florida SBDC Network is mobilizing mobile assistance centers and coordinating efforts across teams to provide timely and effective resources for recovery. The conversation underscores the importance of a quick response and the variety of resources available to help small businesses not only recover but also prepare for future challenges. This episode is a must-listen for any small business owner looking to navigate the recovery process and access the support offered by the SBDC.

In this special episode of Small Biz Florida, host Tom Kindred engages in a vital conversation with J. Alex Kelly, Florida's Secretary of Commerce. Following the devastation of Hurricane Helene, the state is mobilizing resources to support small businesses in their recovery efforts. Join us as we delve into the organized response of the Florida Department of Commerce, alongside partners like SBDC, CareerSource, and Hope Florida. Kelly shares insights on the critical importance of restoring confidence within the business community and outlines available resources, including emergency bridge loans and support programs tailored for recovery. Listeners will gain valuable information on accessing these resources through FloridaDisaster.biz, ensuring that small businesses can rebuild and thrive in the wake of disaster. Tune in to understand how Florida is working tirelessly to assist those affected and foster a resilient business landscape.

In this episode of Small Biz Florida, host Tom Kindred takes listeners to the 2024 Small Business Success Summit in Ponte Vedra, Florida. Sponsored by Florida First Capital and the Florida SBDC Network, this event brings together over 400+ small business owners to exchange insights and learn from experts. Tom interviews Dr. Kelvin McCree, Chief Learning Officer at Laser Focus Leadership Solutions. Dr. McCree shares his entrepreneurial journey and expertise in organizational growth, as well as key insights from his latest book, Drop the Cape: How to Ignite Your Influence and Brand Your Awesome. The conversation delves into authentic leadership, building high-performing teams, and how to inspire employees by leveraging their unique talents. This episode is filled with practical advice for small business owners looking to enhance team performance and foster strong leadership within their organizations. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Laser Focus Leadership Solutions, LLC

In this episode of Small Biz Florida, host Tom Kindred sits down with Kathleen Minogue, founder and CEO of Crowdfund Better, during the 2024 Small Business Success Summit. Kathleen shares her expertise on crowdfunding, charting its evolution from simple Kickstarter campaigns to more advanced forms of rewards and investment crowdfunding. The discussion dives into how small businesses can harness crowdfunding to fuel growth, breaking down the basics and benefits of various crowdfunding models. Kathleen emphasizes the importance of preparation, strategy, and legal considerations in successful crowdfunding efforts. This episode offers Florida's small business owners practical insights and success stories to help them navigate and leverage crowdfunding as a powerful financing tool. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Crowdfund Better

In this episode of Small Biz Florida, host Tom Kindred sits down with Terry Sherman, a Certified Business Intermediary with the Florida Business Exchange, live from the 2024 Annual Small Business Success Summit in Ponte Vedra, Florida. Terry shares her expertise on the booming small business acquisition market in Florida, driven by the 'silver tsunami'—the wave of baby boomers retiring and selling their businesses. She explains how the Florida Business Exchange connects buyers and sellers, offering key insights into the advantages of acquiring an existing business versus starting from scratch. Terry also touches on the SBA loan products available to finance these acquisitions and the vital role innovation plays in turning around underperforming businesses. This episode is packed with essential strategies and tips for aspiring business owners looking to enter the world of business acquisition. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Florida Business Exchange  

In this episode of Small Biz Florida, host Tom Kindred engages in an enlightening conversation with Christina Lynch, a seasoned business consultant with the Small Business Development Center (SBDC) at Florida A&M University. Christina shares her journey from accounting and HR to becoming a trusted advisor for small businesses in Florida. The discussion covers common financial challenges faced by entrepreneurs, the critical importance of understanding and interpreting financial statements, and how to adjust business strategies in a post-pandemic world. Christina also highlights the advantages of fractional CFO services for small business owners. With her deep experience and expertise, Christina offers valuable guidance for those looking to navigate the complexities of small business finance and growth. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Florida SBDC at Florida A&M University - Website

In this episode of Small Biz Florida, host Tom Kindred interviews Moquita Quinan, a Small Business Analyst/Liaison for Great Lakes Dredge and Dock Company, during the 2024 Small Business Success Summit at Sawgrass Resort in Ponte Vedra, Florida. Sponsored by Florida First Capital and the Florida SBDC Network, the summit offers small businesses a platform to network and learn best practices for growth and success. Moquita shares her extensive experience in supplier diversity and discusses how Great Lakes Dredge and Dock engages small businesses to meet federal contract requirements, with a special focus on marine construction opportunities. The episode underscores the significance of small businesses connecting with major contractors like Great Lakes to tap into lucrative government contracts and scale their operations. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Great Lakes Dredge and Dock Company - Website

In this episode of Small Biz Florida, host Tom Kindred interviews keynote speaker David Avrin at the 2024 Small Business Success Summit in Ponte Vedra, Florida. David, a renowned expert in customer experience, shares key insights from his book Ridiculously Easy to Do Business With, focusing on the critical need to reduce friction points and streamline customer interactions. The conversation delves into how small businesses can compete with industry giants like Amazon by prioritizing convenience and immediate access. David also distinguishes between customer service and customer experience and introduces the Platinum Rule: treating customers the way they want to be treated. This episode is packed with actionable strategies for enhancing customer satisfaction and loyalty. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: David Avrin's Website

In this episode of Small Biz Florida, host Tom Kindred, Regional Director of the Small Business Development Center at Indian River State College, engages in a compelling conversation with Adrienne Johnston, President and CEO of CareerSource Florida. Adrienne shares her background and discusses the essential resources CareerSource Florida offers to both job seekers and employers, including apprenticeships, On-the-Job Training (OJT), and more. The episode also touches on CareerSource's initiatives in digital literacy and how the organization is adapting to the rise of AI in the workforce. Tune in to discover how CareerSource Florida can support your small business's growth and success. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital.   Connect with Our Guest: CareerSource Florida - Website

In this episode of Small Biz Florida, host Tom Kindred sits down with Alexis Quintal, founder and owner of Rosarium PR and Marketing, to explore the transformative impact of AI on the marketing landscape. Alexis shares valuable insights on how small businesses can leverage AI tools to boost efficiency while maintaining the essential human touch in their branding and outreach. The discussion covers the ethical considerations of using AI, practical applications in tasks like writing and advertising, and how to strike the right balance between technology and creativity. Alexis also shares her personal journey in blending her passions for marketing and education to empower small business owners. This podcast episode was recorded live at the Small Business Success Summit hosted at the Sawgrass Marriott Golf Resort & Spa in Ponte Vedra Beach, FL. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Rosarium PR and Marketing - Website

In this episode of Small Biz Florida, host Tom Kindred travels to the National Entrepreneur Center in Orlando to sit down with SBA officials Francisco Sánchez Jr., Associate Administrator for the SBA Office of Disaster Recovery & Resilience, and Allen Thomas, Regional Administrator. The discussion delves into the SBA's enhanced disaster recovery strategies, including increased loan limits and the agency's ongoing efforts to assist local businesses during recovery periods. Beyond disaster response, the episode explores how the SBA supports everyday business growth through lending, government contracting, and specialized resources for entrepreneurs. The officials underscore the importance of establishing long-term relationships with the SBA to help businesses start, grow, and thrive.   Episode Links:  SBA Office of Disaster Recovery and Resilience Connect with the Florida SBDC Network Connect with Florida First Capital

In this episode of Small Biz Florida, host Tom Kindred takes listeners on a journey to the National Entrepreneur Center (NEC) in Orlando, a powerhouse of small business support. Tom sits down with NEC President Belinda Ortiz Kirkegard to discuss her inspiring background, the mission of the NEC, and the center's innovative approach to aiding over 25,000 entrepreneurs. From disaster recovery to the integration of cutting-edge technology, they explore how the NEC is shaping the future of small business in Florida. This conversation emphasizes the critical role of collaboration among various small business support organizations and positions the NEC as a central hub for entrepreneurial resources across the state.   This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. This episode was recorded at the National Entrepreneur Center in Orlando, Florida   Episode Links: Connect with the National Entrepreneur Center in Orlando, FL BizLinkOrange  Connect with the Florida SBDC Network Connect with Florida First Capital

In this episode of Small Biz Florida, host Tom Kindred sits down with Jonel Hein, District Director for North Florida SBA, and Deputy District Director Jeffery "Jeff" Salzer to uncover the vital resources the Small Business Administration (SBA) offers to entrepreneurs. From navigating government contracting to accessing capital, they delve into how small businesses can leverage SBA networks and partnerships for success. Listen in as they discuss avoiding common pitfalls in loan applications, understanding different types of SBA loans, and the importance of online training tools. Whether you're just starting or looking to expand, this episode provides essential insights to help you thrive in the competitive business landscape.   This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. This episode was recorded at the National Entrepreneur Center in Orlando, Florida    Episode Links:  Connect with the North Florida SBA District Office Connect with the National Entrepreneur Center in Orlando, FL  Connect with the Florida SBDC Network Connect with Florida First Capital