Podcasts about zacc

Meet Sarah Justice; Executive Director of the Zootown Arts Community Center (ZACC). A ceramics artist herself, Sarah has dedicated her life to the arts. After helping the Paris Gibson Square Museum of Art in Great Falls for years, the opportunity arose in Missoula and she has excelled in her role with everything the ZACC has to offer.Check out all the ZACC is doing: https://www.zootownarts.org/

En este episodio de La Montaña Rusa hemos escuchado y comentado los discos:ÁLBUM DESTACADO. Kavyesh Kavyraj. Fables (2024).Zacc Harris Group. Small Wonders (2021).CLÁSICO DE LA SEMANA. Joe Henderson. Multiple (1973).The Dirty Snacks Ensemble. You Would Do Well (2022).JAZZ EN ESPAÑOL. Ximo Tebar. San Javier Jazz 2023 (2024).John Zorn. Quatrain (2023).Pietro Lazazzara. Alma Gypsy (2024).Adam Baldych. Portraits (2025).

Enjoy a set dedicated to music that flows beautifully, and is uplifting and energizing. The playlist features Sasha Berliner [pictured]; Kaisa's Machine; Callum Allardice; Zacc Harris; Jake Leckie. Detailed playlist at https://spinitron.com/RFB/pl/20385836/Mondo-Jazz [from "Private Investigation" onwards]. Happy listening!

Join Amanda and Zacc as they create a mind-map for all things Aquarius, exploring the sign by element and modality, associations with history, collective movements and truth-telling, wielding stubbornness, the emergent need to banish Saturn, what it means to be an ice princess, Avatar :the Last Airbender, fixed stars and so much more. About our Guest: Zacchary is a Black Queer Astrologer, Priest, and Mage currently living in the Seattle area. He graduated from university in 2013 with a degree in Political Science & Sociology, focused on the intersection of race, politics, and constitutional law. With the Sun, Mercury, Saturn, and Midheaven in Aquarius, he lives a life steeped in themes of austerity, justice, and an eagle-eyed view of problem solving that centers on getting one's systems in order to ensure continued success. Having studied and worked in the field of astrology for almost a decade, he works with clients to not merely predict the year ahead, but to engage intentionally with the narrative of life they are currently in. This often includes suggested deity work and magical practices to ease those moments of difficulty and help one create flow in eras of beauty.Linktree: linktr.ee/zaccpowellInstagram:instagram.com/zaccpowellThreads: threads.net/zaccpowellMentioned in this EpisodeAmanda's upcoming ⁠Virgo/Pisces: Returning to the Garden ⁠lectureAmanda's lecture Pluto in Aquarius + the Apocalyptic ImaginationAmanda's LinksAmanda's website + newsletter opt-in: ⁠⁠aquarianspirals.com⁠⁠Amanda's Patreon: ⁠⁠patreon.com/aquarianspirals⁠⁠Amanda's substack:⁠⁠theastrophile.substack.com⁠⁠⁠

New listeners, crank it up! You've found the Mistresses of Mayhem, and we're starting the year with a metal explosion. We're a sisterhood bonded by a love for all things heavy. You'll find us headbanging at shows, screaming along to our favorite bands, and supporting the artists who make it all happen. This episode is a sonic assault! We've got Thirteen Goats, Dead Reckoning, Ninjawitch, and tons of bands making their Mistresses of Mayhem debut. Plus, tequila, whiskey, and enough laughs to raise hell. Grab your horns, raise your glasses, and dive into the chaos! This is the Mistresses of Mayhem, and we're here to make some noise! Playlist: 00:00 - Intro 02:08 - Mistress Break 1 10:26 - As Palaces Burn - Zodiac 13:54 - Mistress Break 15:34 - Final Siege - Primordial Combat 20:00 - Mistress Break 21:12 - FleshSpoil - A Frail Demise 28:36 - Mistress Break 35:50 - Dead Reckoning - Break Me 42:59 - Thirteen Goats - Murder Lives In the Heart 48:57 - Ninja Witch - Order of the Red Horse 54:53 - End Ever - Ol 13' (Soberphobic) 57:22 - Mistress Break - Show closing Shows Discussed: On Thursday, May 22nd, get ready for a sonic assault at the Pub Station Taproom as AngelMaker takes the stage. This Northern Vancouver band delivers deathcore with a ferocious intensity. Supported by Montana Metal Favorites: From Nothing and Elephant Graveyard. Don't miss this opportunity to witness their raw energy and musical mastery! Vittima Album Release Show: A Night of Unforgettable Metal: Mark your calendars for Friday, January 24th, as Vittima celebrates the release of their new album at the Covellite Theatre in Butte. Joining them will be American Philosophy and Techtonics. Doors open at 7:00 pm, and the music starts at 8:00 pm. Tickets are available in advance for $8 or at the door for $15. Kennels in a Casket Fundraiser: A Night of Metal for a Good Cause: On January 25th, head to Stan's Room at Piere's Entertainment Center in Fort Wayne, Indiana, for a special Kennels in a Casket fundraiser. Enjoy performances by Mutilatred, Pharohound A La Carte, Yotuma, and Seventh Crown, all while supporting a local pet rescue. Admission is free, but donations are encouraged. The Browning in Missoula: Prepare for a metal showdown on April 8th at the ZACC in Missoula! The Browning will be joined by Swarm, the Defect, and Mistress favorites Blessiddoom, delivering a night of epic metal music. This is an all-ages show, so bring your friends and get ready for an unforgettable experience!

Guitarist Zacc Harris is back with Chasing Shadows, the follow-up to his well-received 2021 effort Small Wonders. In the summer of 2022 Harris took an opportunity to get away to a cabin for five days sans family and with nothing specific on the agenda. During the retreat Harris found his way into about twenty new songs, eight of which can be heard on this new record. The resulting performance exude some of the curious and patient spirit so many find when they spend a couple days away from the grind. Harris discussed the writing and recording of the album with Jazz88's Sean McPherson. Harris and company will be celebrating the release of the new album on Friday November 15 at Berlin in Minneapolis.

Guitarist Zacc Harris is back with Chasing Shadows, the follow-up to his well-received 2021 effort Small Wonders. In the summer of 2022 Harris took an opportunity to get away to a cabin for five days sans family and with nothing specific on the agenda. During the retreat Harris found his way into about twenty new songs, eight of which can be heard on this new record. The resulting performance exude some of the curious and patient spirit so many find when they spend a couple days away from the grind. Harris discussed the writing and recording of the album with Jazz88's Sean McPherson. Harris and company will be celebrating the release of the new album on Friday November 15 at Berlin in Minneapolis.

Today we'll be exploring Luke 19:1-10, reflecting on the encounter between Zachary's and Esau's, and the powerful lessons about redemption, transformation, and God's grace.  We hope that something speaks directly to you today as we worship together.

In this episode of On the Grynd Live, host Shah Cypha interviews artist Zacc P. They discuss Zacc P's journey in the music industry, his influences, and his approach to songwriting. Zacc P shares the concept behind his track "What Can I Say" and talks about his album "How It Had to Be." He also touches on the challenges of being an independent artist and the importance of trust in the industry. Tune in to hear Zacc P's unique perspective and his passion for creating music.

Are you a homeowner or looking to become one? Here's where you can learn about all the insurance you may need!   Listen in as Zacc and Laura are joined by insurance professional Spencer Shelton to delve into property and casualty insurance. They discuss various personal and commercial insurance types, including auto, home, and umbrella policies.    Spencer explains the nuances of homeowners' insurance, such as the differences between HO-3, HO-4, and HO-5 policies, and the significance of flood insurance.    The conversation highlights the importance of understanding insurance coverage, the benefits of umbrella policies, and the need for individuals to review and discuss their insurance needs with agents.   Other discussion points include: The essentials of casualty and property insurance Understanding your homeowners' insurance policy Car insurance, umbrella policies & how to protect your assets The role of insurance agents in your financial journey And more   Connect With Capita Financial Network: info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network   Connect with Spencer Shelton: LinkedIn: Spencer Shelton Shelton Insurance Group  

Get ready for another special bonus episode where Zacc Call joins Erik Soderborg on the "90 Days from Retirement" YouTube channel! They dive deep into the critical art of securing your retirement funds, covering everything from external risks to the internal decisions that could make or break your financial future.  The conversation dives deep into the intricacies of risk tolerance, savvy withdrawal strategies, and debunking the 4% rule, all while stressing the need for a personalized approach tailored to your unique circumstances. Erik and Zacc pull back the curtain on the impact of taxes on retirement, delivering a fresh perspective on potential challenges and the absolute necessity for meticulous financial planning.  Catch the full video on Erik Soderborg's channel for a complete look into these crucial retirement insights. Ready to supercharge your financial knowledge? Don't forget to explore Erik's website and watch more of his engaging videos on YouTube.  Full video: https://www.youtube.com/watch?v=flCDgSy25e0&t=1s  Erik's Website: https://90daysfromretirement.com/

Episode 306 - "The Baller Alert Show" Feat: Ferrari Simmons & You Know BT Produced by: Octavia March Topics include: Going from a major label to independent, relationship with Renni Rucci, Mental Health & More. The Baller Alert Show Featuring @FerrariSimmons @Youknowbt @iHandlebars  ":The Culture Deserves It" IG: @balleralert Twitter: @balleralert Facebook: balleralertcomSee omnystudio.com/listener for privacy information.

There's no magical date marked on the calendar telling you when to get life insurance.  So, when should you get it, and is there a time you should get rid of it? In this episode, Zacc Call and Laura Hadley discuss both when to get and when to drop life insurance. Zacc shares his journey with life insurance, starting from when he married at 22, highlighting its importance for end-of-life expenses and family support.  They explore the financial implications of death, such as mortgage and income continuation for survivors, emphasizing tailored coverage. The advisors also consider when retirees might drop life insurance, noting that those with ample assets may not need it.  Zacc and Laura discuss: How to time your life insurance When to hold onto your policy, and when to let it go What financial problems your death may create What financial plan tweaks should happen as your life progresses And more Resources: The Cost of Dying - Talk With The Expert Matt Russon Connect with Capita Financial Network: info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network

Blacc Zacc & Renni Rucci Open Up About Their Bedroom Life, No Foreplay, Straight to Action! + MoreSee omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Does it feel like you're constantly being pitched life insurance? There's a reason for that and we're going to tell you why. In this episode, Zacc Call and Laura Hadley explore the intricacies of life insurance. Zacc shares his journey with thyroid cancer and underscores the value of life insurance in providing financial security during unforeseen health issues.  They discuss the importance of determining the right amount of coverage, differentiating between term and permanent life insurance, and the potential pitfalls of policies with investment components.  The conversation also covers the motives behind selling permanent life insurance, the role of financial professionals, and the considerations for children's life insurance and funeral costs. Zacc and Laura discuss: Zacc's personal story about being diagnosed with thyroid cancer & how it impacted his ability to obtain life insurance How you can determine the right amount of insurance coverage for your situation The investment aspects of permanent life insurance Life insurance for children + employer-provided insurance And more   Connect with Capita Financial Network: info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network

Navigating the intricacies of Medicare can feel like wading through an alphabet soup of confusion and misinformation.    To help you feel less overwhelmed, Zacc Call and Laura Hadley break down the different parts of Medicare and explain key points to keep in mind before enrolling — so you can make an informed decision based on your healthcare needs.   Zacc and Laura discuss: Why enrolling in Medicare at 65 isn't mandatory and delaying is an option The importance of timely Medicare enrollment to avoid penalties An overview of Medicare Parts A and B, Medicare Advantage, and Medigap Additional points to consider if you have a group coverage plan at work or an HSA And more   Resources: Guided Path 8-1 Pre-65 Health Care Options for Early Retirees HealthCare.gov 90 Days From Retirement: Erik Soderborg (Website) 90 Days From Retirement: Erik Soderborg (YouTube)   Connect with Capita Financial Network: info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network

Retiring early is a dream for many.   However, people often hesitate due to a fear of high healthcare costs, given that Medicare doesn't come into play until the age of 65.   We address this concern today — in the first episode of our brand-new season about insurance! Zacc Call and Laura Hadley explore three options for pre-65 health care coverage: COBRA plans, retiree plans offered by employers, and plans obtained through the exchange.    Zacc and Laura discuss:   How COBRA helps address any gaps in coverage (switching jobs, retiring early, etc.) Tips on navigating healthcare.gov to compare plans and identify potential subsidies Personal experiences and anecdotes to illustrate the nuances of each option A sneak peek into the upcoming episodes of this season And more   Resources:   Money & Mind HealthCare.gov   Connect with Capita Financial Network:   info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network  

The Star Report

If you plan to exit your business soon and are charitably inclined, you may have untapped tax-saving opportunities!   In this episode, Zacc Call and Laura Hadley discuss tax-efficient charitable giving strategies for business owners planning to exit their businesses. They specifically share ways to leverage donor-advised funds (DAF) and charitable remainder trusts to reduce capital gains tax and maximize your tax deductions.   Zacc and Laura discuss: How income from selling a business is taxed in the U.S. How a complex asset donation works (structure, timeline, associated costs, etc.) DAFs vs. charitable remainder trusts — finding which strategy is right for you Different types of professionals you should consult for tax-efficient charitable giving and exit planning And more   Resources: Guided Path 7-1 Charitable Giving: Donating Cash vs. Stocks Guided Path 7-2 Timing Your Charitable Giving  Guided Path 7-3 Qualified Charitable Distributions Guided Path 7-4 Donor-Advised Funds Guided Path 6-4 Exiting Your Business From A Legal Standpoint   Connect with Capita Financial Network: info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network

Let's discover how to maximize your impact on your favorite charities while enjoying tax benefits using donor-advised funds!   In this episode, Zacc Call and Laura Hadley discuss DAFs, their benefits, growth, and associated sponsors and fees. They emphasize the importance of separating tax decisions from the act of giving and the timing flexibility DAFs offer.    Listen as they share a case study of a physician who optimized his charitable giving through a DAF, highlighting the flexibility and simplicity of this fund.    Zacc and Laura discuss:    What a Donor-Advised Fund (DAF) is and how to implement it in your financial plan A real-life success story that highlights avoiding a higher tax rate to save money How DAFs can help you differentiate between the reasons why you want to give The logistics of DAFs including their minimum contributions and various fees The benefits of using a DAF as an IRA beneficiary And more   Resources:   Guided Path 7-1 Charitable Giving: Donating Cash vs. Stocks Guided Path 7-2 Timing Your Charitable Giving  Guided Path 7-3 Qualified Charitable Distributions   Connect with Capita Financial Network:   info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network

Zaccaria Dickerson stops by and the amount of rabbit holes gone down is endless! Zacc is best known on Tiktok @buckaroologic where he dispels myths around cowboy culture Find Ryan on Tiktok @JRyanChastain Instagram @J_Ryan_Chastain Find Jayd on TikTok @jayd_raines Podcast Instagram @Behind_The_Horses_Eyes Email us @ HorsesEyesPodcast@gmail.com Check out the other shows on the The Illiterate Podcast Network https://illiteratepodcastnetwork.com/ Support The Appalachian Legacy Initiative https://www.facebook.com/AppalachianLegacy/ Get a free audio book on me! www.audibletrial.com/Jryan www.herd-of-zebras.com and use the code JRyan for 10% off! Get all your Horse Daddy merch! https://mediocre-horseman-store.creator-spring.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/horseseyes/message Support this podcast: https://podcasters.spotify.com/pod/show/horseseyes/support

Let's continue to learn how to reduce your taxes while increasing your giving potential!  More specifically, with the help of Qualified Charitable Distributions! In this episode, Zacc Call and Laura Hadley discuss the benefits of Qualified Charitable Distributions (QCDs) for individuals aged 70.5 or older. They explain how QCDs (Qualified Charitable Distributions), made directly from pre-tax IRA accounts to charities, can reduce taxable income and potentially lower Medicare premiums.    They also discuss the importance of timing these distributions to maximize tax savings. They cover the limitations of QCDs, such as the inability to donate to donor-advised funds.    Zacc and Laura discuss:   The potential of your QCDs (Qualified Charitable Distributions) Why timing is everything: How to time your charitable contributions effectively Everything you need to know about RMDs (Required Minimum Distributions) when charitable giving How to use your Qualified Charitable Distributions to satisfy your personal Required Minimum Distributions And more   Resources: Guided Path 7-1 Charitable Giving: Donating Cash vs. Stocks Guided Path 7-2 Timing Your Charitable Giving   Connect with Capita Financial Network: info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network

In this episode, Zacc Call and Laura Hadley discuss the tax benefits of charitable giving, focusing on the strategy of "bunching" or "doubling up" donations. They explain the impact of the standard deduction on tax benefits and how timing donations can optimize tax savings.    They also introduce the concept of a donor-advised fund (DAF) as a tool for controlling the timing of your donations and itemized deductions. They emphasize that the cause, not the tax benefit, should be the primary motivation for your giving–no matter where it's going.    Zacc and Laura discuss:   The concept of standard deduction and how it affects your tax benefits The strategy of “bunching” and “doubling up” your charitable giving The role of donor advised funds (DAFs)  How to better manage cash flow when you're prepaying donations And more   Resources:   Guided Path 7-1 Charitable Giving: Donating Cash vs. Stocks  Connect With Capita Financial Network:   info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network  

In this engaging episode, financial experts Zacc Call and Erik Soderborg come together on Erik's YouTube channel 90 Days From Retirement to unravel the complexities of Roth and Traditional retirement accounts.  Zacc and Erik provide listeners with valuable insights into how each account aligns with varying financial goals and circumstances. They demystify the common misconceptions surrounding Roth and Traditional accounts, empowering the audience to make informed decisions for their unique financial situations.  The dynamic conversation delves into scenarios, strategies, and key factors to consider when choosing between Roth and Traditional accounts. Whether you're a seasoned investor or just starting your financial journey, this episode offers essential knowledge to optimize your retirement savings.  Tune in to gain a deeper understanding of the financial landscape and equip yourself with the tools to make sound choices on your path to financial prosperity!  This engaging conversation has already received over 100k views on Youtube. Watch the full video: Exposing the TRUTH About Roth vs Traditional Accounts | Financial Conversations   

It's a brand new season with brand new topics! It's time to unravel the intricacies of charitable giving.   In this episode, Zacc Call and Laura Hadley discuss the benefits of donating cash versus stocks, and the potential tax advantages associated with each option.    They also explore potential tax implications and limitations based on your income level and the type of charity you give to.    Join the conversation as Zacc and Laura discuss: Why donating stocks as your form of charitable giving is extremely “tax savvy” The varying processes for donating stocks versus cash to a charity “The Happiness Factor” and how it contributes to charitable giving And more   Resources: Guided Path: Seasons 1 - 6    Connect with Capita Financial Network: info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network  

Creating clear processes and systems can skyrocket the valuation of your business.    In this episode, Zacc Call and Laura Hadley, along with their friend and colleague Tyson Long discuss the importance of having the right network and team of professionals when selling or owning a business. They highlight the order in which you should address the different categories of owning a business and the mentality you should have when tackling them.   They also discuss the importance of involving a spouse in financial planning and the need for professionals like a bookkeeper, business tax expert, and personal tax expert.    Zacc, Laura, and Tyson discuss:   The 5 pillars of business management: Which one do you tackle first when exiting? How to start curating your professional network when managing or exiting your business Business management from a legal point of view & how to start better incorporating your spouse into the business' finances Finding the right people to manage your enterprise and put a value on your family business And more   Resources:   Guided Path 6-4 Exiting Your Business From A Legal Standpoint Guided Path Estate Planning Series   Connect with Capita Financial Network:   info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network   Connect with Tyson Long:   LinkedIn: Tyson Long, CFP®, CPWA®

Knowing how to effectively scale your business can greatly impact your retirement plans. Just imagine the opportunities and challenges that come with taking that leap!   In this episode, Zacc Call and Laura Hadley discuss investing in your business and retirement as a business owner. They differentiate between business creators and solo practitioners, emphasizing the importance of scaling up a business to increase income potential.    They also caution against relying too heavily on the value of the business as a retirement plan and discuss the challenges and trade-offs of scaling a business.    Zacc and Laura discuss:   The difference between business owners and solo practitioners: How does this affect how you exit your business? How to diversify your retirement savings as a business owner Mitigating the common challenges of business ownership (Scarcity of resources, time, money, talent, and a diverse network!) How to scale up your business and increase your retirement income And more   Resources:   Guided Path 6-1 Understanding the Tax Implications of Different Business Structures Guided Path 6-2: Choosing the Best Retirement Plan for Your Small Business    Connect With Capita Financial Network:   info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network  

Are you feeling overwhelmed by the complexity of small business retirement plans?   In this episode, Zacc Call and Laura Hadley are joined by their Capita colleague, and recurring guest, Tyson Long to analyze and provide detail surrounding various retirement plan options for small business owners. Their suggestions are not one-size-fits-all but rather catered to consider factors like the number of employees and annual saving goals. Listen as they highlight the need for more simplification and better options for small business owners.   Throughout the episode, Zacc, Laura, and Tyson discuss:   The pros, cons, and ideal scenarios for utilizing a Simple Account, IRA, Solo 401k Plan, SEP IRA, Simple IRA, and Company 401k Plan  The proposed simplification of the 401k system for smaller companies and the potential benefits it could bring  The tax flexibility and other benefits offered by non-retirement accounts  The opportunities in alternative investments, such as real estate and private businesses And more!   Resources: Guided Path 1-4 Retirement Income Risks with Tyson Long, CFP, CPWA Guided Path 3-5 Real Estate with Tyson Long, CFP®, CPWA® Guided Path 3-6 Navigating the World of Alternative Investments with Tyson Long, CFP®, CPWA® Guided Path 4-4 Retiree Tax Strategies: Helping You Save Money On Taxes   Connect with Capita Financial Network:   info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Tyson Long, CFP®, CPWA® LinkedIn: Capita Financial Network Facebook: Capita Financial Network   Connect with Tyson Long: LinkedIn: Tyson Long, CFP®, CPWA®

Have you prepared to pass on your wealth to your children? If not (and take it from us!), it can lead to serious family feuds and even legal consequences.   We don't want this to happen to you. Let's make your family's relationship stay strong.   In this episode, Zacc Call and Laura Hadley highlight practical solutions to prevent family issues caused by wealth, including open communication, fair estate planning, financial education, and maintaining strong family values.    They also discuss the pitfalls of strange oversight or power relationships and the importance of clear communication.   Zacc and Laura discuss:   How to initiate effective, efficient, and open communication with extended family when executing financial decisions How to mitigate the fear of taxes and eliminate its effect on your family's ability to make sound decisions The risk of making your trust too specific–tips to make your trust sound and clear! Why some families fail to make a CLEAR and FAIR estate plan–how you can avoid these mistakes And so much more   Connect with Capita Financial Network:   info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network  

If you thought our last episode about Estate Planning was beneficial, then you're really going to find this release chock-full of insight too! Join Zacc and Laura as they dive into the advanced strategies you and your family will want to use for a financially secure future!   In this episode, estate planning guru and attorney at York Howell & Guymon, Eric Whiting discusses the various advanced estate planning strategies you can use to maximize the assets your family keeps after you pass.   Zacc, Laura, and Eric discuss:   How to find out which estate planning strategy you should use The various IRS dollar limitations to be aware of How to maximize the dollar amount of your estate your family keeps after you pass (effective tax planning) Charitable remainder trusts–what they are and how to implement them in your plan And more   Resources:   Guided Path 5-4: Estate Planning   Connect with Capita Financial Network:   info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network   Connect with Eric Whiting:   LinkedIn: Eric Whiting York Howell & Guymon Asset Protection   About Eric Whiting: Eric B. Whiting is an attorney with the Salt Lake City law firm of York Howell. Eric's practice is focused on estate planning, tax, business planning, and nonprofit entities. Eric also assists clients of large and small estates with all aspects of estate administration and probate. Eric assists business clients with entity selection, structuring, formation, and planning. He also represents clients before the IRS. Eric is currently an active member of the Utah State Bar, Idaho State Bar, Washington State Bar and most recently Wyoming State Bar. Eric earned his Bachelor's Degree in Economics and Law & Constitutional Studies at Utah State University, his Juris Doctor at Gonzaga University School of Law and his LL.M. in Taxation at Georgetown University Law Center. When not in the office, Eric loves spending time outside with his wife and three daughters. He enjoys mountain biking, rock climbing, skiing and snowboarding.  

With the help of this episode, individuals and families can make informed decisions about their estates and ensure a well-executed wealth transfer plan that aligns with their financial goals.   This episode kicks off with an overview of estate taxes, explaining how they are applied to the transfer of assets from a deceased person to their beneficiaries.    Zacc Call and Laura Hadley highlight the key factors that determine estate tax liability, such as the value of the estate, current tax laws, and available exemptions that could apply to your estate!   Zacc and Laura discuss:   How to find out if you need to worry about estate taxes Some recent changes to tax laws and how these may affect your estate plan All the maximum $ amounts you need to need to know when gifting or transferring funds within your family Strategies you can use in your estate plan to limit the amount of estate tax you pay And more   Resources:   Guided Path 5-1 The Estate Plan Everyone Should Have with Jayson McGinnis Guided Path 5-2 Trusts and Wills Guided Path 5-3 Naming Beneficiaries   Connect with Capita Financial Network:   info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network  

This week, we are turning the intricacies of naming beneficiaries and transferring retirement funds into easy, actionable, steps.   In this episode, Zacc Call and Laura Hadley chat with, Kelsey Dent, Partner & Director of Financial Services at Capita Financial Network as she shares her insight around the process of naming beneficiaries, how to do so properly, and how to avoid some of the most common mistakes.   Zacc, Laura, and Kelsey discuss:   How to take money out and avoid paying maximum tax penalties on your retirement accounts Everything you need to know about inherited IRAs (and some recent law changes around them) Primary versus contingent beneficiaries and how you can use them to your benefit The types of assets that you need to list a beneficiary on And more   Resources:   Guided Path 5-2 Trusts and Wills   Connect with Capita Financial Network:   info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network   Connect with Kelsey Dent:   LinkedIn: Kelsey Dent Capita Financial Network   About Kelsey Dent:   Kelsey Dent is a partner & director of financial services at Capita Financial Network. Kelsey has been working at Capita for 7 years now and was the fifth employee on the team! Now Capita's team has expanded to 38 employees.   Kelsey is exceptional with client servicing and project management. “Typically those not wanting to manage people or manage a team are the best managers” and that is exactly the case for Kelsey. She is joining Zacc Call and Laura Hadley on the show today to share some insight on naming beneficiaries and how to do so efficiently and effectively.  

Not sure when to start creating your estate plan? Take this as your sign.   This first episode of season five provides an overview of estate planning and highlights the importance of protecting your assets and loved ones.    Jayson McGinnis joins the conversation and discusses some of the misconceptions around estate planning, the key elements to consider, and some practical tips for those not knowing where to start with their plan.   Zacc, Laura, and Jayson discuss:   The important topics to discuss with your family when assembling an estate plan What 4 documents should be in your “starter estate plan” How your estate plan changes when minor children are involved Some common misconceptions about estate planning and why they're not just for wealthy individuals And more   Resources: Guided Path 2-4 Divorce, Remarriage and Death with Jayson McGinnis   Connect with Capita Financial Network:   info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network   Connect with Jayson McGinnis:   LinkedIn: Jayson McGinnis Capita Financial Network: Jayson McGinnis   About Our Guest:  Jayson is a Wealth Advisor at Capita and a CFP® professional. He obtained his commercial pilot's license while attending Utah Valley University and earned a Bachelor's degree in Aviation Science. Jayson began his career in financial services in 2007 at Fidelity Investments. He joined Capita in 2019. His ability to simplify complex financial planning strategies has allowed him to educate and connect with clients. After serving a Russian-speaking mission in Sacramento, CA for his church he moved to Utah from his home state of Washington. He enjoys skiing and taking his family on vacation.  

It's important to educate yourself on the truth about taxes and avoid falling for the most common myths, which we debunk thoroughly.   In this episode, Zacc Call and Laura Hadley discuss the most common tax myths people fall for which includes the discussion of mortgages, estate tax, and gifting funds. The aim is to help you better understand the truth behind these rumors so you can avoid problems with the IRS.   Zacc and Laura discuss:   The most believable tax myths you might be falling for How to limit as much estate tax (aka death tax) as possible Why paying taxes on smaller dollar amounts shouldn't always be more desirable Why some of the 1% pay such little in taxes And more   Connect With Capita Financial Network:   info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network  

Does your employer offer stock options as part of your compensation package? Whether they do or not, this episode will be helpful for you to better understand the intricacies of stock options. In this release, Zacc Call and Laura Hadley dive into the topic of employee stock options, discussing what they are, how they work, and their benefits and risks. They also touch on taxes surrounding these types of investments with their guest, Zach Geertsen. Listen in as Zacc, Laura, and Zach discuss:   How to capitalize on stock options and build a solid plan for investing ESPPs - Employee Stock Purchase Plans; and the other acronyms you should know What you should do when your company's stock price plummets  And so much more   Resources:   Guided Path 4-1 How The Government Calculates Your Taxes Guided Path 4-2 Roth vs Traditional  Guided Path 4-3 How Non-Retirement Investments Are Taxed  Guided Path 4-4 Retiree Tax Strategies: Helping You Save Money On Taxes   Connect With Capita Financial Network:   info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network  

Are you tired of paying high taxes and want to keep more of your hard-earned money?   In this episode, Zacc Call and Laura Hadley break down various tax strategies to help you save money on your taxes. While they focus on tax strategies geared towards retirees, many of the tax strategies discussed can be applied at any age!   Zacc and Laura discuss:   Different tax strategies for retirees  Some strategies that can be applied at any age The purpose of tax diversification How you can set yourself up for success in the future And more   Resources:   Guided Path 4-3 How Non-Retirement Investments Are Taxed  Giving Smarter - Donor Advised Funds DAFs – The Packing Cubes of Charitable Giving   Connect With Capita Financial Network:   info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network  

Riders weigh in on the implementation of the motorcycle lane on Commonwealth Avenue. In the same episode, our guests Don Joseph, Zacc Reina and Restie Renia talk about the recent FJ Moto Adventure Event and its road to success.

Interview by Haze https://www.instagram.com/mike_tall We recently sat back down with Blacc Zacc for an exclusive “Off The Porch” interview! During our conversation he talked his new album ‘Life Of A Trapper', this being his first album in 2 years, going back independent after he was signed with Interscope, not waiting on a label to make moves, explains how he came up with the album title, his thoughts on the courts using rapper's lyrics against them, his growth as an artist, feeling like this is his best album so far, how he deals with fans running up on him, his love for fashion, naming a lot of songs after places & streets in Columbia, being big at giving back to his community, looking up to Big Meech more than MJ, his friendship with Toosii, working with Icewear Vezzo, his chemistry with Jetsonmade, opening up on his song “Letter To My BM”, plans to shoot music videos for every song on the album, his label DME, explains why “Exit 5” is his favorite on the album, shares advice to the youth, upcoming Sogn with 18Veno, and much more!

With the sudden shut down of Silicon Valley Bank over the weekend, Zacc and Laura are here to explain how this happened, what is being done to help the situation and if this can have an affect on you as a listener. Tune in now!

We are excited to announce that one of The Financial Call's most listened to episodes now has a sibling.   That's right, we are talking about Roth and traditional investment accounts.   In this episode, Zacc Call and Laura Hadley discuss the difference between Roth and traditional investment accounts and how to find out which one is the best fit for your retirement plan.    Zacc and Laura discuss:   Things you probably didn't know about having a Roth IRA in your 401K The difference between a traditional and a Roth investment account in retirement How to decide what investment account to use in your retirement plan The biggest misconceptions about these investment accounts and how to avoid them And more   Resources:   The Financial Call: To Roth Or Not To Roth  Guided Path 4-1 How The Government Calculates Your Taxes Secure Act 2.0 Connect with Capita Financial Network:   info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network

Taxes are so applicable to everyone and there are some very basic things that people can do if they understand how taxes work that will help them save on taxes, sometimes even thousands of dollars. In this episode, Zacc Call and Laura Hadley aim to help you better understand your tax return while also providing tax strategies that can help you save money. Zacc and Laura discuss: The foundation of how your taxes are calculated How your investments could be taxed in 2023 How to avoid risky task strategies and minimize your taxes safely What this season's tax rates look like and how they will change in the future And more Resources: Guided Path 3-7 How To Start Building Your Investment Portfolio With Rich Gurr, CFP® Guided Path 3-3 Your Guide To Understanding Bonds Connect with Capita Financial Network: info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network  

Standard stock and bond portfolios have done their job well over time, but some investors want to add alternative investments for potentially higher returns and diversification. Alternative investments come with additional risks, but they may be the answer. Join Zacc Call, Laura Hadley, and Tyson Long, CFP® as they delve into the often misunderstood world of alternative investments and explain how these options can potentially enhance the diversity and performance of your portfolio. Whether you're a seasoned investor or just starting out, this episode will provide valuable insights and information on the various types of alternative investments available and how to approach them with caution and care. Zacc, Laura, and Tyson discuss: Tips for evaluating and choosing the right alternative investments for your financial goals and risk tolerance The benefits and risks of incorporating alternative investments into a portfolio The role of derivatives in managing risk and generating returns The evolution of venture capital, private equity, and small-cap stocks  The importance of diversification and careful research when it comes to alternative investments Resources: Guided Path 3-5 Real Estate with Tyson Long, CFP®, CPWA® Connect With Capita Financial Network: info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network Connect With Tyson Long: LinkedIn: Tyson Long, CFP®, CPWA® About Our Guest: Tyson Long is a fellow Wealth Advisor at Capita Financial Network. He is on the show to share his expertise around tackling inflation when you are nearing or entering your retirement.

We must warn you, this episode's topic can be pretty polarizing in the financial services industry, but that's not stopping us from doing an episode about it. In this episode, Zacc Call, Laura Hadley, and Tyson Long, CFP®, discuss the pros and cons of real estate investing and how you can discover whether it is a suitable venture for you in your investing career. Zacc, Laura, and Tyson discuss: Why real estate investing can be polarizing in the financial advising industry Capital markets vs. real estate and how to find out which is more suitable for you What you should take into consideration when buying rental properties The tax benefits of investing in real estate vs. investing in land  And more Resources: Guided Path 3-4 Understanding The Complexity of Funds With Tim Gottfredson, CFP® Connect With Capita Financial Network: info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network Connect With Tyson Long: LinkedIn: Tyson Long, CFP®, CPWA® About Our Guest: Tyson Long is a fellow Wealth Advisor at Capita Financial Network. He is on the show to share his expertise around tackling inflation when you are nearing or entering your retirement.  

We've talked about the basics of investing, we've talked about investing in stocks, but now it is time to discuss everything you need to know about bonds! Investing in bonds is different from investing in stocks, and in this episode, we are here to help you decide whether they would be a viable investment option for your portfolio.  Zacc and Laura discusses: The history of bond investments The benefits of investing in bonds compared to stocks Everything you need to know about high risk bonds Why you don't hear about bonds a lot in the news And more Resources: The Financial Call: Guided Path 3-1 Investing Basics The Financial Call: Guided Path 3-2 Stocks With Matt Johns, CFP® Connect With Capita Financial Network: info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network  

South Carolina street rap legend Blacc Zacc pulls up on the BIg FACTS team to discuss the industry, the streets, his hometown and more. | Visit: www.bigfactspod.com | Follow: @BigFactsPodSee omnystudio.com/listener for privacy information.

The wait is finally over… Season 3 has arrived! If you are someone who is wanting to jumpstart or even just enhance your investing journey, then you are going to love this season of The Financial Call! In this episode, Zacc Call and Laura Hadley introduce the topic of season 3, which is investing. They discuss what learning opportunities you will have throughout this season, and the nitty gritty details of kickstarting your investment portfolio. Zacc and Laura discuss: How inflation impacts your investment portfolio How to decide where you want to invest and which accounts you should invest from What a decision order is and how to find yours How investing strategies look different when planning for retirement compared to saving for college And more Connect With Capita Financial Network: info@capitamail.com tfc@capitamail.com (801) 566-5058 Capita Financial Network LinkedIn: Zaccary Call  LinkedIn: Laura Hadley LinkedIn: Capita Financial Network Facebook: Capita Financial Network  

Zacc Call is joined by Tyson Long to give you a quick summary of Capita's Fall 2022 Educational Bootcamp. Listen for highlights from Kurt Brown's market updates, Tyson's overview of the market from this last year, Erik Soderborg's insights on Medicare costs and options, and Zacc's strategies for saving on taxes when doing a personal audit.