Stages

Listen in as I speak with Bernie Frischer, Eminent Latinist, Roman archaeologist, virtual reality technologist, Classics department chair at various US universities, longtime part-time resident of Rome, and overall bigwig at the American Academy in Rome. Bernie is the Founder and CEO of Flyover Zone - an EdTech company that brings ancient Rome to life for both students and travelers alike.

With summer in full swing, siblings are spending increasingly more time together. Thinking about how to manage sibling relationships, especially when they are your children, can be really tricky. You also have to manage your feelings about someone else relationships. Listen as I speak with Mariana Weiss, parenting consultant, on effective strategies to creating a healthy and happy sibling bond.  

Clutter can affect our anxiety levels, sleep, and ability to focus. It can also make us less productive, triggering coping and avoidance strategies that are detrimental to our mind, body, and finances. Listen in as I speak with Robin Zaino & Irene Gans of 'Just Organize You' as we unpack the ways to organize, plan, and get moving to clear the clutter from our lives.   

Life throws a lot at us and, while there is no magic bullet, creating efficiency can help to break down some boundaries that impede our ability to be present in our day to day lives. Listen as Jeff Boyd, Founder of MTE (More Than Energy), and I discuss how removing the barriers to having fun makes for a life filled with greater happiness and tranquility. Jeff talks about the work and branding that went into creating his product, a wellness shot – boosting your mood and energy, and ultimately leading to more fun.  If I can help ease your financial stress and break down a barrier for you, reach out to me at Emily.Grace@bernstein.com. 

It's a great time to revisit both your financial and fitness plans. Listen as I speak with Anna Kaiser, fitness trainer to the stars and CEO/Founder of Anna Kaiser Studios. Being both a trainer and choreographer, Anna has great advice for how to stay committed to a program and find something that works for you to get your heart pumping at least 30 minutes a day. Both your financial and fitness plans should be about more than getting in shape (money-wise or health wise) reach out to me at emily.grace@bernstein.com to discuss.

What does it take to go from hearing ‘no' to running a successful business? The lessons from Marvina Robinson, Founder and CEO of B. Stuyvesant Champagne, resonate whatever your stage (whether talking about running your business or your life.) Listen in as we hear about creating a brand, competing with the more established institutions, and generating a loyal following. Pro tip for making an open bottle of champagne last longer occurs around minute 15 – enjoy!

The question of how to protect children on-line is huge. From cyber bullying and predators to identity theft, the issue is not going away. And, keeping children off of technology doesn't seem to be the answer. Listen in as I speak with Brian Ebert, Chief Strategy Officer at Hackersjack, about how to address these issues and help our children succeed on-line.Note to All Readers: The information presented andopinions expressed are solely the views of the podcast host commentator andtheir guest speaker(s).  AllianceBernstein L.P. or its affiliates makes norepresentations or warranties concerning the accuracy of any data. There is noguarantee that any projection, forecast or opinion in this material will berealized. Past performance does not guarantee future results. The viewsexpressed here may change at any time after the date of this podcast. Thispodcast is for informational purposes only and does not constitute investmentadvice. AllianceBernstein L.P. does not provide tax, legal or accountingadvice. It does not take an investor's personal investment objectives orfinancial situation into account; investors should discuss their individualcircumstances with appropriate professionals before making any decisions. Thisinformation should not be construed as sales or marketing material or an offeror solicitation for the purchase or sale of any financial instrument, productor service sponsored by AllianceBernstein or its affiliates.The [A/B] logo is a registered service mark ofAllianceBernstein, and AllianceBernstein® is a registered service mark, used bypermission of the owner, AllianceBernstein L.P.

What if I told you that NFTs might become the future of voting? Listen in as I speak with Charles Allen, Chairman and CEO of BTCS, about cryptocurrencies, NFTs, blockchain and why we should care. Charles explains the different types and why one would invest in any of them. He will also take us through the various use cases. Finally, he addresses some of your questions and concerns around volatility. NOTE: Bitcoin and other cryptocurrencies are a very speculativeinvestment and involves a high degree of risk. Investors must have thefinancial ability, sophistication/experience and willingness to bear the risksof an investment, and a potential total loss of their investment.Note to All Readers: The information presented andopinions expressed are solely the views of the podcast host commentator andtheir guest speaker(s).  AllianceBernstein L.P. or its affiliates makes norepresentations or warranties concerning the accuracy of any data. There is noguarantee that any projection, forecast or opinion in this material will berealized. Past performance does not guarantee future results. The viewsexpressed here may change at any time after the date of this podcast. Thispodcast is for informational purposes only and does not constitute investmentadvice. AllianceBernstein L.P. does not provide tax, legal or accountingadvice. It does not take an investor's personal investment objectives orfinancial situation into account; investors should discuss their individualcircumstances with appropriate professionals before making any decisions. Thisinformation should not be construed as sales or marketing material or an offeror solicitation for the purchase or sale of any financial instrument, productor service sponsored by AllianceBernstein or its affiliates.The [A/B] logo is a registered service mark ofAllianceBernstein, and AllianceBernstein® is a registered service mark, used bypermission of the owner, AllianceBernstein L.P.

Did you know that a decorative table top encourages curiosity and dialogue? Whether talking about your family's day, values, current events, or even the latest gossip, a decorative table causes people to sit, talk, and engage. It brings out The Curious. Join me on this episode of Stages as we speak with Kira Faiman, Founder of Von Gern Home, about how she started her business, why she is so passionate about it, ways that we can all tablescape, and why we should!If you, or someone you know would like an introduction or are curious about the work that my team and I do to help dynamic families, please email me at Emily.Grace@Bernstein.com.

Do you ever feel like your child's college acceptance is the grade that you are getting for 18 years of parenting? Do we need to start preparing in elementary school? Middle? High school? Birth??  Listen in as I speak with Teru Clavel, best-selling author, journalist, and education consultant to discuss the importance of a strong admissions essay and how to support students during the process. If you, or someone you know, would like an introduction to Teru, or to learn more about the work that my team and I do to help Dynamic Families invest and plan, you can reach me at Emily.Grace@Bernstein.com.

You asked and we answered... Listen in as I speak with Liz Zeitler, of NY Medical and Cosmetic Dermatology to discuss skincare and wrinkles in general and then address the more targeted eye and chin areas. Liz walks us through everything from the importance of preventative care to ways to address the damage we have already done. She is full of practical and actionable advice and provides great guidance for those looking to take additional action. Listen in to learn more. And, if you, or someone you know, would like an introduction to Liz, or to learn more about the work that my team and I do to help dynamic families invest and plan, you can reach me at Emily.Grace@Bernstein.com.

With 200 million vaccinations expected by summer and cases of Covid continuing to fall, the question turns to what the world will look like post pandemic and how we prepare ourselves. In today’s episode, we speak with Karen Gee-McAuley, Principal of Relevance PR, about the future of travel and the hospitality industry post-pandemic. Listen to Karen discuss traveling with purpose, how she views BLeisure travel, ghost kitchens, and which vaccine passports show the most promise.To discuss further, you can reach me at Emily.Grace@Bernstein.com

I have been hearing from many of you about the moments of magic that you are working into your everyday life during the pandemic. A question that arises is how to memorialize a lifetime of these moments. How do we preserve the stories that make up our parents’ lives? Our own?As we think about this, I have invited Iris Wagner of Memoirs Productions to join us on Stages to talk about how she helps people who wish to pass on their wisdom, values, beliefs, and lessons learned. As a personal historian, Iris is credited as Executive Producer for the documentary Scatter My Ashes at Bergdorf’s, about the 100+ year-old fashion emporium in New York City. She been profiled in the Wall Street Journal and Barron’s Penta as an expert in video ethical wills and biography productions and most recently has been featured in Billionaire magazine’s special April 2020 Legacy Issue.

This year, the holidays will look very different for many of us. Like many, instead of gathering with extended family and friends, my family of four will be keeping to ourselves, exploring Central Park, and cooking a simple meal this year. Doris Dwek, of Doris Dwek Events, joins me on this episode of Stages to talk through what you can do, during this uncertain time, to help people feel engaged in the celebration. From ideas for creating connection when apart to making events feel special with far fewer people in attendance, we discuss strategies for making everyone feel engaged and special. Trade offs are always a part of our world, and I spend my time helping dynamic families think through the trade-offs they are facing within their finances and life. If you, or someone you know, would like to discuss, you can reach me at Emily.Grace@Bernstein.com

“The silence between the notes in music is just as important as the notes themselves.”I have been hearing from many of you about the moments of magic that you are working into your everyday life during this time. You have told me about the time spent with family, the excitement of a new venture, and finding new ways to celebrate important milestones.It got me thinking that in finance, as in life, there is so much connection to magic – the timing, the rhythm, the focus, the illusion. In the interest of learning more about incorporating magic into our lives, I have invited the great Illusionist & Mentalist, Wayne Hoffman, to join me on this episode of Stages. Listen in as we discuss:- Tips for Following Your Passion- The Silence Between the Notes, and- Incorporating Magic Into Everyday LifeMulti-award winning performer Wayne Hoffman is recognized as one of the top mentalists in the world. Pre-COVID 19 he toured the world with his stage show “Mind Candy” and his motivational speech, “The Power and Potential of The Human Mind.” He is also the author of the best-selling book “Mind Candy” and has appeared on countless television shows including Americas Got Talent. Wayne’s passion for the mysterious was sparked at a young age and lead him to study the art of magic. Later, through extensive self studies in sociology, psychology, and human behavior, Wayne was able to develop the foundation of his skills today.

If you have a child doing remote learning this Fall – or you think that they might end up remote – this episode of Stages is for you. Teru Clavel, Education Author, Speaker, and Consultant joins me to discuss practical tips for making remote learning a success. Some key components include: Separation of Sleep Space and Educational SpaceTalking About Current Events Complement the On-Line with In Person (ie trips to local museums)Adding a home Economics Component – bills, laundry, organizingLiteracy & Numeracy – lots of books and numbersListen now to understand why planning (whether for remote learning or your finances!) is so important.To discuss further, you can reach me at Emily.Grace@Bernstein.com

What are the trade-offs that we are facing today and how are they impacting our relationships with family, friends, and colleagues?Dr. Elizabeth Albertini, psychiatrist at The Motherhood Center joined me on Stages for a live recording, with audience participation and questions, to discuss the many trade-offs we are encountering today. Some examples include: sending kids to school in the fall, coffee with friends, play dates, seeing family from outside the bubble.We talk about the ‘risks’ one is willing to take and the trade-offs associated (e.g. risk of sickness if send to school but risk of mental health issues if kept home)Trade offs are always a part of our world, and I spend my time helping dynamic families think through the trade-offs they are facing within their finances and life. If you, or someone you know, would like to discuss, you can reach me at Emily.Grace@Bernstein.com

Listen in to this LIVE episode recorded back in February at Winston Art Group featuring Courtney Booth Christensen, Trusts & Estates at Winston Art Group, Peter Bronstein, Divorce Attorney at Bronstein Van Veen, and Andrea Kushner, Director of Planning at Bernstein Private Wealth. Courtney, Andrea, and Peter address the issue of divorce and the division of tangible personal property (what about a fight over a gold toilet paper holder?!) This is a moderated discussion followed by questions posed by the audience. If you, or anyone you know, would like to learn more, you can reach me at Emily.grace@bernstein.com.

With most people currently socially isolating, now can be an ideal moment to gather family together (remotely) to discuss your core values and financial goals. Listen in as Susan Schoenfeld, Founder and CEO of Wealth Legacy Advisors, and I discuss the keys to making the discussion a success. If you, or someone you know, is interested in learning more, you can reach me at Emily.Grace@Bernstein.com.

Recorded back in early February 2020 (which feels like a lifetime ago), my discussion with John Olivieri, Esq around estate planning strategies may be even more timely and compelling given current conditions. John addresses the ins and outs of various strategies as well as the importance of living wills and healthcare proxies (very relevant in today's environment - how many of us have considered nutrition and hydration in our living wills?) Listen in as John and I discuss the importance of estate planning and what you should be doing today.. Who do you know who would benefit from a discussion with me or John to help them through the transitions in their life? Have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951.

On March 26, Roosevelt Bowman, Bernstein’s Senior Investment Strategist, and Daisy Wademan Dowling, CEO of Workparent and Harvard Business Review Contributor, joined me for a special live recording of Stages. Both Daisy and Roosevelt took questions live from the Zoom audience. Listen in as for the first 30 minutes, Roosevelt talks with us about current market conditions, the Fed Response, Fiscal Stimulus, current positioning and opportunities. For the next 30 minutes, Daisy helps us think through best practices for working from home, managing others from a distance, staying on track for a promotion during this time, and navigating the complexities of working from home with children (young and grown), spouses, and parents all under one roof.

What exactly are microexpressions? How can a better understanding of them help us in our various interactions with others? From negotiating a deal to helping a child understand who to trust to acing an interview - microexpressions can help us through every stage of life. Annie Sarnblad, Founder of Point House Advisors, joins us on Stages to share her key insights for reading microexpressions. Because, while Annie can numerically code the 10,000 different muscle combinations, she learned very quickly that trying to teach this to her children was going to be quite a feat. As a result, she developed her own technique that she is able to teach others. Listen in as Annie helps us better understand the true value in MicroExpressions.

What do the final days of an M&A deal look like? How does an attorney help make sure that the deal actually goes through? What should a business owner should think about/plan for before the deal actually closes? Jen Kurtis, Partner of the law firm Winston & Strawn, joins me on Stages to discuss the logistics, the psychology, and everything in between involved in getting a deal done.Who do you know who would benefit from a meeting with me to help them through the transitions in their life? Have them email me at Emily.Grace@Bernstein.com. I’ve helped people through many acts by helping them plan and invest in a straightforward and values driven manner. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life.

How often do you think about where the bedding you use comes from? Not just what store. But, exactly what sort of chemicals are in those sheets between which you are sliding each night? From, where was the cotton sourced? Were the people who created them paid a fair wage? Those were just some of the questions that Missy and Scott Tannen, Founders of Boll & Branch, set out to discover when they went shopping for sheets to fit their new King Size bed. Today they join us, on Stages, to talk about bedding, what inspired them to disrupt the industry, and perhaps they will even settle the ongoing debate between those who love a top sheet and those who avoid it at all costs. Who do you know who would benefit from a meeting with me to help them through the transitions in their life? Have them email me at Emily.Grace@Bernstein.com. I’ve helped people through many acts by helping them plan and invest in a straightforward and values driven manner. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life.

First came the digitization of Information - the Internet. Chris Giancarlo, Former Chairman of the CFTC, joins me on the Stage to discuss the Digitization of Things of Value - cryptocurrency and digital currency. Chris believes that we are going to look back and see this resulting in as big a change, if not bigger, than the internet. Chris predicts that "our children will be using digital assets during their lifetime as a medium of both exchange, of savings, of holding of assets...that will be digitized as well."Who do you know who would benefit from a meeting with me, my family engagement team, or Senior Investment Strategist to help them through the transitions in their life? Have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I’ve helped people through many acts by helping them plan and invest in a straightforward and values driven manner. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life.

Raising children today may seem simple, but it's certainly not easy. There are countless issues parents need to consider to raise competent global citizens. Let's think bigger. Teru Clavel, author of World Class:..., education expert, columnist, and sought-after public speaker joins me on the Stage to discuss how countries around the world educate their children, and how you can help your children be competitive on a World Class scale. Teru and I talk about the good and bad of raising 3 children in 3 countries during their formative years, how China, Japan, and the US educate children differently, what mastery means (and why it's important), and why globalization matters to your family.Who do you know who would benefit from a meeting with me to help them through the transitions in their life? Have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I’ve helped people through many acts by helping them plan and invest in a straightforward and values driven manner. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life.

Jelina Saliu, CFO/COO of Accounting Management Inc, works in partnership with company founders and joins me on this episode of Stages to discuss why it’s key for Founders to identify both their professional and their personal goals and to create a roadmap to achieve them. Listen now so that you are prepared to grow your personal and professional life as we enter what Jelina has decided to (re!)brand the upcoming Roaring Twenties.Who do you know who would benefit from a meeting with me to help them through the transitions in their life? Have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I’ve helped people through many acts by helping them plan and invest in a straightforward and values driven manner. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life.

Mira Weiss, of the Weiss Law Group, joins me on this episode of Stages to discuss important legal documents and strategies for young adult children who have reached the age of majority yet still want (need?) to have their parents involved in their lives. Listen now so that you are prepared the next time your grown children come home.Who do you know who would benefit from a meeting with me to help them through the transitions in their life? Have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I’ve helped people through many acts by helping them plan and invest in a straightforward and values driven manner. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life.

Leticia Skai Young of, Lolo’s Seafood Shack, joins me on this episode of Stages to discuss creating a brand, expanding and growing a business, instilling confidence in a team, and what it’s like to work with your husband.Who do you know who would benefit from a meeting with me to help them through the transitions in their life? Have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I’ve helped people through many acts by helping them plan and invest in a straightforward and values driven manner. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life.

Dara Quinlan, Fine Fragrance Evaluator at Firmenich, joins me on this episode of Stages to discuss the creation of a scent, what it's like to be the muse of a Perfumer, trends in fragrances, and how people incorporate scent into their lives (among many other fragrance related topics.)Who do you know who would benefit from a meeting with me to help them through the transitions in their life? Have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I’ve helped people through many acts by helping them plan and invest in a straightforward and values driven manner. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life.

Roxana Reid, Founder of Smart City Kids, and one of her consultants, Adriana Payn, joined me on the stage back in 2018 to discuss insights into helping you and your child navigate the school admission process. This is an oldie, but a goodie (and very timely for a re-release.) For more information email Emily.Grace@Bernstein.com or call 1-212-756-1951.

Gillian Munson, Partner at Union Square Ventures, joins me on this episode of Stages to discuss her career in the technology sector of finance – from her roles as a tech analyst in the 1990s and a Managing Director at Allen & Co to CFO at XO Group (helping to facilitate its sale to a private company) – Gillian and I talk about the industry, its transitions, being a woman in the industry, and how she has balanced (or not!) through the various stages of her life.Who do you know who would benefit from a meeting with me to help them through the transitions in their life? Have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I’ve helped people through many acts by helping them plan and invest in a straightforward and values driven manner. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life.

What is a concierge and how does one complement the team that’s already supporting your life? Michele Tabak, of Custom Care Concierge, joins me on Stages to discuss the role of a concierge - who needs one and what exactly do they do. If you, or someone you know, needs help with financial planning, and the investments around them, or an introduction to Michele, you can reach me at Emily.Grace@Bernstein.com.

All working parents (mothers AND fathers) and anyone who knows or cares about a working parent, should listen to this advice from Daisy. She has practical tips and strategies for navigating being a parent who works regardless the stage in life. If you know someone who needs help with their finances have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I will ask them some questions and we’ll talk about what they should be doing given their current priorities and stage in life. /////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

What's the secret to effective communication? Caroline Polisi, Cable News Legal Analyst and Partner at Pierce Bainbridge, provides her advice on being heard and engaging with others. Her top takeaway - be vulnerable. If you know someone who is willing to be vulnerable in how they approach their finances have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I will ask them some questions and we’ll talk about what they should be doing given their current priorities and stage in life. /////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

How do you teach children about money? Listen in as Andrea Bastiani Archibald, Girl Scouts' Chief G.I.R.L. and Family Engagement Officer, and I discuss age specific strategies, how to handle allowance, boy/girl trends in finance, and guidelines around job earnings. Some key takeaways – start young, be transparent, and emphasize needs vs. wants. If you know someone who would benefit from a thoughtful financial plan that aligns with their priorities and interests, have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life. /////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Here at Stages, we know that finding that first job out of college can be a daunting process. For years now, I’ve spoken with college students about how to think about their finances - from credit scores, to budgeting, to investing. I’ve also been happy to speak with students about my career and what I do to help families strategize and invest. But, when they are looking for someone to help them navigate the job search process, as they are approaching graduation from college, that’s where Michael Sherman from the company Graduate to Employment comes in. On this episode of Stages, listen in as Michael and I talk about how your child can ace their job hunt - when to start and what to do if graduation is approaching and they still haven’t gotten a job (or figured out what they want to do next!) If you know someone who would benefit from a thoughtful financial plan that aligns with their priorities and interests, have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life. /////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Here at Stages, we know that dirty laundry is a reality. Lindsey Boyd and her team at The Laundress know how to conquer it. On this episode of Stages, listen in as Lindsey and I talk about how laundry can actually be luxurious and fun and how she and her partner Gwen recently realized their goal of selling to a strategic partner. If you know someone who would benefit from a thoughtful financial plan that aligns with their priorities and interests, have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Let’s face it: everyone wants more time. And, since you can’t increase the hours in the day, all you can do is try to manage, and ultimately maximize, the set amount of time that you do have. Working with a Financial Advisor is one way to free up time by making sure that your priorities and goals are being addressed and adhered to. Letting someone else take care of getting your luggage (and skis, golf clubs, laundry, wine, the list goes on....) where you want to go, is another. That's where Jeff Boyd and his team at Luggage Free come in. From making sure that your skis are delivered to the ski shop and tuned before you show up, to facilitating that multi-destination Spring Break, Luggage Free saves you time (and lessens stress) not just before you go, but once you arrive. To discuss strategies to leverage your most valuable asset, your time, email or call me at Emily.Grace@Bernstein.com or 212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Let’s face it: everyone wants more time. And, since you can’t increase the hours in the day, all you can do is try to manage, and ultimately maximize, the set amount of time that you do have. Working with a financial advisor is one way to free up time by making sure that your priorities and goals are being addressed and adhered to. Outsourcing cooking and meal preparation is another. Monica Lynn, Founder and President of 5 Squares, a healthy meal delivery service, joins me to discuss the benefits of meal delivery. Whether a family with kids at home, or living on your own, finding tailored solutions to address your needs can give you more time. To discuss strategies to leverage your most valuable asset, your time, email or call me at Emily.Grace@Bernstein.com or 212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Join me as we discuss the things you should do to help keep yourself on track for financial success. For more information or for help implementing what you hear about, email or call me at Emily.Grace@Bernstein.com or 212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Winston Art Group joins me to discuss the ins and outs of art collecting. Who can collect? What is a good investment? What are the current trends? How do you maintain a collection? What about selling? Email or call me at Emily.Grace@Bernstein.com or 212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

What do you do when you have a child who seems particularly athletic or artistically inclined? John Lieberman, CPA at Perleson Weiner, joins me on the stage to discuss how to guide children to help them turn that talent into a scholarship. Want to discuss different ways to fund college or how much you will need? Email or call me at Emily.Grace@Bernstein.com or 212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Melissa Biggs Bradley, owner of Indagare, joins me on the stage to discuss how to incorporate travel into your life’s plan. From traveling as a family to on your own we talk about strategies that can help make travels more meaningful and engaging. To discuss further, email Emily.Grace@Bernstein.com or 212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Mira Weiss, of the Weiss Law Group, joins me on the stage to discuss how we can help our parents think through long term planning strategies. From ways to broach the conversation to concrete things that one should do, Mira provides clear guidance to what can be a complicated process. For more information email Emily.Grace@Bernstein.com or 212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Matchmaker Lisa Ronis, of Lisa Ronis Matchmaking, joins me on the stage to discuss dating after divorce. From practice date theories to dating dos and don’ts, Lisa provides insights into how to make the re-entry to dating, after getting divorced, less stressful. For more information email Emily.Grace@Bernstein.com or call 1-212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Cara Macksoud, dynamic and engaging mother of five, youngest (at the time) woman trading on the floor of the NYSE, and current Managing Director of Finance and Operations at The Animation Project, joins me on the stage to discuss being comfortable making major life changes (spoiler alert: she moved with her five kids to a small fishing village in Costa Rica for a year!) and how she integrates financial literacy and values into everyday life in her family. For more information email Emily.Grace@Bernstein.com or call 1-212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Michele Kleier and her daughters Sabrina Kleier Morgenstern and Samantha Kleier Forbes, three stars of HGTV’s Selling New York and owners of Kleier Residential, join me on the stage to discuss insights into today’s real estate markets and how to find that perfect home regardless of what stage you are at in your life. For more information email emily.grace@bernstein.com or call 1-212-756-1951. //////Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Roxana Reid, Founder of Smart City Kids and one of her consultants, Adriana Payn, join me on the stage to discuss insights into helping you and your child navigate the school admission process – from preschool through college. For more information email Emily.Grace@Bernstein.com or call 1-212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Tara Thompson Popernik, Director of Research - Bernstein Private Wealth Management, joins me on the stage to discuss insights into how to talk with about money no matter their age (or stage) in life. For more information email Emily.Grace@Bernstein.com or call 1-212-756-1951. ///// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Moira McLachlan, Senior Portfolio Manager and member of Bernstein’s Private Client Investment Policy Group, joins me on the stage to discuss insights into today’s stock markets and the importance of allocation to help you through each stage in your life. For more information email emily.grace@bernstein.com or call 1-212-756-1951. //////Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.