Podcasts about bernstein private wealth management

Chelsea Smith is Senior National Director, Family Office Services at Bernstein Private Wealth Management, based in Chicago. She started her career as an equity trader, and in recent years has been heavily involved in diversity initiatives designed to attract a more diverse pipeline into the finance industry. Our conversation starts with Chelsea's upbringing - as one of three triplet girls, she had a unique family structure from the very beginning and spent her childhood cycling through different schools and neighborhoods with her father's work. We follow then the mentor that advised her to work in finance and the ongoing role that mentors like that played in shaping her career.Now in private wealth, we discuss the evolution of the private wealth product offering, where alternatives fit, and where values fit. We also talk about values in the workplace and some of the ways that Chelsea is instilling her values in the pipeline of talent, by nurturing it and helping it grow. This is a poignant story of triumph and grit, which should serve as an inspiration for future generations. It is particularly appropriate that we are releasing this in Women's History Month and in celebration of International Women's Day. This episode of the Fiftyfaces Podcast is proudly brought to you by bfinance—a trusted partner to the world's leading institutional investors. With a proven track record in strategy, implementation, and oversight, bfinance delivers bespoke investment consultancy that empowers asset owners to achieve their unique objectives. Whether it's refining portfolio strategy, selecting fund managers, monitoring performance or getting better value for money, bfinance combines global expertise with tailored solutions to unlock value for their clients. To learn more about how they've supported over 500 clients in 45 countries, managing assets totalling over $9 trillion, visit bfinance.com.

As we approach the end of the year, it's the perfect time to sit down for a candid conversation about how Bernstein is positioning itself for the future. Stacie speaks to Onur Erzan, Head of Bernstein Private Wealth Management, about the evolving financial landscape and the crucial role of an experienced and forward thinking wealth management firm. Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2024 AllianceBernstein L.P.

Moshe Rapps is the Assistant Vice President at Bernstein Private Wealth Management, and the host of the Rav Hirsch on the Parsha podcast. We discussed Rav Hirsch's commentary on the Etrog, which expands on three qualities of the Etrog tree and fruit. Rav Hirsch also throws in an amazing nugget from the world of scientific botany. And finally, we discuss some important lessons that we can take to our lives as Bnei Torah in the workforce. Don't miss out on exclusive bonus content, as well as special offers and initiatives. Join the Shtark Tank Quiet Whatsapp Group today, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Has Shtark Tank made even a small impact on your life? Email me at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠yaakovwolff@gmail.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with feedback, questions, comments.

Welcome back to the Alt Goes Mainstream podcast.Today's episode is with Alex Chaloff, the CIO of a large and sophisticated private wealth management firm that is very active in private markets.Alex is Chief Investment Officer of Bernstein's $125B+ private wealth management unit within $725B AUM AllianceBernstein. He was previously the Head of Alternative Asset Strategies. Prior to joining Bernstein in 2005, he was a MD for Wilshire Associates, serving on the firm's investment committee. Prior to that, he worked in fund accounting operations at a global custodian in Boston.Alex and I had a fascinating conversation about: How to approach private markets asset allocation.Why he's doing the job that he always wanted to do.How to think about portfolio construction.The importance of patience.The questions about liquidity.Why structure matters.Thanks Alex for coming on the show to share your wisdom and views.A word from AGM podcast sponsor, Ultimus Fund SolutionsThis episode of Alt Goes Mainstream is brought to you by Ultimus Fund Solutions, a leading full-service fund administrator for asset managers in private and public markets. As private markets continue to move into the mainstream, the industry requires infrastructure solutions that help funds and investors keep pace. In an increasingly sophisticated financial marketplace, investment managers must navigate a growing array of challenges: elaborate fund structures, specialized strategies, evolving compliance requirements, a growing need for sophisticated reporting, and intensifying demands for transparency. To assist with these challenging opportunities, more and more fund sponsors and asset managers are turning to Ultimus, a leading service provider that blends high tech and high touch in unique and customized fund administration and middle office solutions for a diverse and growing universe of over 450 clients and 1,800 funds, representing $500 billion assets under administration, all handled by a team of over 1,000 professionals. Ultimus offers a wide range of capabilities across registered funds, private funds and public plans, as well as outsourced middle office services. Delivering operational excellence, Ultimus helps firms manage the ever-changing regulatory environment while meeting the needs of their institutional and retail investors. Ultimus provides comprehensive operational support and fund governance services to help managers successfully launch retail alternative products. Visit www.ultimusfundsolutions.com to learn more about Ultimus' technology enhanced services and solutions or contact Ultimus Executive Vice President of Business Development Gary Harris on email at gharris@ultimusfundsolutions.com.We thank Ultimus for their support of alts going mainstream.Show Notes00:00 Introduction and Sponsor Message01:18 Podcast Theme Song01:35 Welcome to the Podcast01:59 Introducing Alex Chaloff03:01 Alex Chaloff's Career Jurney03:49 Transition to Bernstein04:16 Current Role and Responsibilities05:26 Investment Strategy and Market Insights06:58 Active vs Passive Investment11:35 Middle Market Focus14:26 Evaluating Fund Managers18:28 Lessons Learned in Fund Management20:51 Allocating to Private Markets22:38 Liquidity and Risk Management27:01 Current Market Opportunities31:01 The Perception of Infrequent Reporting31:38 Private Wealth and Market Fluctuations32:21 Understanding Liquidity Concerns32:54 The Future of Private Market Investments33:38 Challenges in Public Market Benchmarks34:45 GP and LP Dynamics in Private Markets36:58 Product Innovation in Private Markets38:30 Evergreen Structures and Asset Allocation39:20 Vintage Diversification Strategy42:07 Lessons from the Current Market Cycle42:30 Next Generation Investors and Impact Investing46:13 Double Bottom Line Investing48:24 Concerns in Private Debt Markets51:33 Opportunities in Venture Capital54:36 Favorite Alternative Investments and Future Trends

Watch Tom and Paul LIVE every day on YouTube: http://bit.ly/3vTiACF.Bloomberg Surveillance hosted by Tom Keene and Paul SweeneyMarch 19th, 2024Featuring: Jennifer Lee, Senior Economist at BMO Capital Markets, on this week's central bank decisions, including the Fed, BOE, and BOJ Alex Chaloff, CIO at Bernstein Private Wealth Management, on market outlook for 2024 and if we'll see a recession Vince Cignarella, Bloomberg News Marco Strategist, on why he thinks we won't see a 2024 rate cut Bloomberg's Lisa Mateo with her Newspaper Headlines Get the Bloomberg Surveillance newsletter, delivered every weekday. Sign up now: https://www.bloomberg.com/account/newsletters/surveillance See omnystudio.com/listener for privacy information.

Stuart Paul, US Economist with Bloomberg Economics, joins to discuss PCE data, University of Michigan sentiment, and the outlook for consumer spending. Alix Steel and Guy Johnson interview Exxon Chairman and CEO Darren Woods. Bloomberg Intelligence Senior Analyst Fernando Valle joins for analysis. Nadia Lovell, Senior US Equity Strategist at UBS Wealth Management, joins to talk markets and investing. Alex Chaloff, CIO at Bernstein Private Wealth Management, joins to talk about markets and investing. Pat Gelsinger, CEO at Intel, joins Bloomberg Technology to discuss earnings. Barry Ritholtz, host of “Masters in Business” on Bloomberg Radio and founder of Ritholtz Wealth Management, joins to discuss the Jeep 392 and Nissan Z. Hosted by Paul Sweeney and Matt Miller.See omnystudio.com/listener for privacy information.

New Jersey CPAs were decidedly less pessimistic about the New Jersey and national economies in this year's NJCPA economic survey. Roosevelt Bowman, senior investment strategist with Bernstein Private Wealth Management, helps us make sense of the survey results and shares his insights on inflation, recession and prospects for the future.Resources:Full survey results – [link to come]More about the economyMore about Bernstein Private Wealth Management

Bloomberg Intelligence Senior Tech Analysts Anurag Rana and Mandeep Singh discuss a slew of big tech earnings, including Alphabet and Microsoft yesterday, as well as Snap, Meta today, and Amazon next week. Joanna Gallegos, co-founder of BondBloxx, talks about ETF investment strategies and flows. Alex Chaloff, CIO at Bernstein Private Wealth Management, joins to talk about markets and investing on Fed Day. Alison Williams, Senior Global Banks and Asset Managers Analyst, joins to discuss Deutsche Bank earnings, Wells Fargo's share buyback and dividend increase announcement, and overall banking health. Hosted by Paul Sweeney and Madison Mills.See omnystudio.com/listener for privacy information.

“When people feel that they're being heard they feel respected.” - Tim BrownAs Chief Client Services Officer and Global Head of the BPB Family Office, Tim Brown helps lead Berkowitz Pollack Brant CPA's focus on family offices, cross-border global families, entrepreneurs/closely held businesses, tax strategy/estate planning/structuring and commercial real estate (www.bpbcpa.com). The BPB Family Office serves as a multi-faceted and fiduciary based “Virtual Single-Family Office” platform that performs no wealth management or banking services. Prior to BPB, Mr. Brown served with Bernstein Private Wealth Management and as Managing Partner with HB Partners, a boutique investment bank working with high-growth commercial real estate companies and “buy-side” representation for single-family offices specific to PE and real estate. Mr. Brown served as consultant with Alliance Bernstein's Non-Traditional Asset Strategies and continues to consult with Anschutz Investments (the Anschutz single-family office, with investments and operations in professional sports, concert promotion and entertainment (LA Lakers (former minority shareholder), LA Kings, LA Galaxy, AEG, AEG Live), hospitality (Sea Island Resort, The Broadmoor Hotel, Xanterra), natural resources, wind-energy, ranching, telecommunications and other industries.Previously Mr. Brown served as President of Concord Energy Holdings, a Colorado-based integrated commodity logistics and oilfield services company. While at Concord Energy, Mr. Brown focused on a senior leadership restructuring and operational turn-around of a crude oil truck hauling division, a frac-water recycle mobile treatment operation and natural gas energy marketing. Prior to Concord, he was the Founder and CEO of Radius Media Holdings, a position he held for more than 11 years. Click here to subscribe to The Deep Wealth Podcast to save time and effort.SELECTED LINKS FOR THIS EPISODEtim@3cr8.comBerkowitz Pollack BrantTim Brown | Amazon BooksRemarkably Successful Tim Brown On How To Optimize Your Life For Happiness And Success (#167)Cockroach Startups: What You Need To Know To Succeed And ProsperFREE Deep Wealth eBook on Why You Suck At Selling Your Business And What You Can Do About It (Today)Book Your FREE Deep Wealth Strategy CallResources To Have You Thrive And ProsperThe Deep Wealth Podcast brings you a wealth of world-class thought leaders who share invaluable resources and insights. Click the link below to access the resources, gear, and books that either our guests or the Deep Wealth team leverage to increase success:https://www.deepwealth.com/thriveContact Deep Wealth: Tweet @JeffreyFeldberg LinkedIn Instagram Subscribe to The Deep Wealth Podcast Email podcast[at]deepwealth[dot]com Help us pay it forward by leaving a review.Here's to you and your success!As always, please stay healthy and safe.

One year since Russia's invasion, Bloomberg TV's Maria Tadeo joins from Kyiv to discuss what's happening on the ground, her interview with Kyiv's mayor, Europe's view on the conflict, and outlook. Kevin Brand, Defense Policy Analyst with Bloomberg Intelligence, also joins to discuss US defense policy and the China-Russia relationship. Alex Chaloff, co-head of investment strategies at Bernstein Private Wealth Management, joins the program to discuss sectors he likes and outlook for the markets this year. Joanna Gallegos, co-founder of BondBloxx, talks about ETF investment strategies and her ETF management. Bloomberg cross asset reporter Katie Greifeld also joins. Jennifer Rie, Senior Litigation Analyst – Antitrust with Bloomberg Intelligence, discusses the DOJ trying to block the Adobe-Figma deal. Hosted by Paul Sweeney and Matt Miller.See omnystudio.com/listener for privacy information.

After a historically bad year for both equity and fixed income markets investors are wondering if the traditional stock/bond asset allocation framework is broken. At the same time alternative asset classes such as private equity, private credit, hedge funds, and even crypto have all risen in popularity. How does this all come together for investors? How should investors think about the risks and rewards when moving outside the traditional stock/bond asset allocation framework? To explore these and other topics I'm joined on this episode by Deacon Turner, Senior National Managing Director at Bernstein Private Wealth Management.With any questions or comments, or to discuss your own financial situation, I can be reached at marc.penziner@bernstein.com or 212-969-6655.The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s).  AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates.

Our guest today is Greg Young, Senior Investment Strategist, with Bernstein Private Wealth Management in Dallas, Texas. Greg provides thought leadership on market, investment and asset allocation issues and oversees Portfolio Manager communications to both internal and external constituencies.In this episode of Family Business Today, Greg will share:Why investments have taken a hit in 2022.Will 2023 be a better year for the stock market?Inflation rates have continued to be the headlines. How bad will inflation get?Will higher interest rates be a short-term fix for inflation or a long-term solution? Is there any good news out there?And more…To learn more about Bernstein Private Wealth Management, visit their website at www.bernstein.comAt the Tennessee Center for Family Business our passion is to help business owners create a positive environment in which their family THRIVES, their business performs and working together create a lasting family legacy. To learn more about the Tennessee Center for Family Business visit www.tncfb.com.If you are considering a transition in your family business contact us today for a FREE Transition Assessment (follow link) and receive a one-on-one review of your business transition preparedness with a family business consultant. (a $299 value)Until next time, There's No Business, Like Family Business…. We Know!

In this episode of Family Business Today, Greg will share: Why investments have taken a hit in 2022. Will 2023 be a better year for the stock market? Inflation rates have continued to be the headlines. How bad will inflation get? Will higher interest rates be a short-term fix for inflation or a long-term solution? Is there any good news out there? And more… To learn more about Bernstein Private Wealth Management, visit their website at www.bernstein.com At the Tennessee Center for Family Business our passion is to help business owners create a positive environment in which their family THRIVES, their business performs and working together create a lasting family legacy. To learn more about the Tennessee Center for Family Business visit www.tncfb.com. If you are considering a transition in your family business contact us today for a FREE Transition Assessment (follow link) and receive a one-on-one review of your business transition preparedness with a family business consultant. Until next time, There's No Business, Like Family Business…. We Know!

We are joined by Jason Okrent who discusses how he helps people with wealth, both in their investment strategies and also by helping them think through how to give back to the community through donations. Jason shares the tips and tricks that his firm offers for donors to be able to give effectively.Episode Highlights:Defining your valuesConnecting your values to causes Create better outcomes.Track your progress.Inform your loved ones about your plansJason Okrent Bio:Jason Okrent is a Vice President and Financial Advisor in the Seattle office of Bernstein Private Wealth Management responsible for leading our Foundations and Institutions advisory practice in the northwest region. He provides wealth planning advice to individuals and families as well as trusts, estates, foundations, and tax-exempt organizations. Jason is a board member for the Jewish Community Foundation of Greater Seattle and at Hillel of the University of Washington. Prior to joining the firm, Jason served as director of investor sales at Integral Development, a start-up specializing in foreign exchange and digital asset trading. Jason holds a BA in business administration from the University of Washington and is a Chartered Financial Analyst.Links referenced in this interviewBernstein Private Wealth Management: https://www.bernstein.com/LinkedIn: http://linkedin.com/in/jokrentIf you enjoyed this episode, listen to these as well:#98 Strategies to Support Entrepreneurship in Your Giving Strategy, with Conor Carmody Program Director @The Innovation Exchange Furthr & Chief Commercial Officer (COO) for Airify Technology#76 The Creation of a Giving Circle to Support Survivor-Driven Change with Ken Kroner, Principal, Kroner Family Foundation#73 Sybil Speaks: It Takes Time to Make a DifferenceCrack the Code: Sybil's Successful Guide to PhilanthropyBecome even better at what you do as Sybil teaches you the strategies as well as the tools, you'll need to avoid mistakes and make a career out of philanthropy through my new course, Crack the Code!In this new course, you'll gain access to beautifully animated and filmed engaging videos, and many more! Link for the wait list for the Philanthropy Accelerator https://www.doyourgood.com/Philanthropy-Accelerator-Mastermind-WaitlistLink to the nonprofit email sign-up to connect https://www.doyourgood.com/ticket-to-fundraisingCheck out her website with all the latest opportunities to learn from Sybil at www.doyourgood.com. Connect with Do Your GoodFacebook @doyourgoodInstagram @doyourgoodWould you like to talk with Sybil directly?Send in your inquiries through her website www.doyourgood.com, or you can email her directly at sybil@doyourgood.com!

“Joy is and always has been an inside job.” - Tim BrownAs Chief Client Services Officer and Global Head of the BPB Family Office, Tim Brown helps lead Berkowitz Pollack Brant CPA's focus on family offices, cross-border global families, entrepreneurs/closely held businesses, tax strategy/estate planning/structuring and commercial real estate (www.bpbcpa.com). The BPB Family Office serves as a multi-faceted and fiduciary based “Virtual Single-Family Office” platform that performs no wealth management or banking services. Prior to BPB, Mr. Brown served with Bernstein Private Wealth Management and as Managing Partner with HB Partners, a boutique investment bank working with high-growth commercial real estate companies and “buy-side” representation for single-family offices specific to PE and real estate. Mr. Brown served as consultant with Alliance Bernstein's Non-Traditional Asset Strategies and continues to consult with Anschutz Investments (the Anschutz single-family office, with investments and operations in professional sports, concert promotion and entertainment (LA Lakers (former minority shareholder), LA Kings, LA Galaxy, AEG, AEG Live), hospitality (Sea Island Resort, The Broadmoor Hotel, Xanterra), natural resources, wind-energy, ranching, telecommunications and other industries.Previously Mr. Brown served as President of Concord Energy Holdings, a Colorado-based integrated commodity logistics and oilfield services company. While at Concord Energy, Mr. Brown focused on a senior leadership restructuring and operational turn-around of a crude oil truck hauling division, a frac-water recycle mobile treatment operation and natural gas energy marketing. Prior to Concord, he was the Founder and CEO of Radius Media Holdings, a position he held for more than 11 years. Radius Media provided a broad stratum of five operating companies that ranged from radio broadcasting, lifestyle driven events in the Colorado resort communities, a nationally focused large-format printing company with a specialty in outdoor advertising (OOH), a sponsorship/naming rights marketing agency and the management of seven digital billboards in downtown Denver.Brown began his career more than 25 years ago in sales management in the high tech and telecommunications industry. During the course of a decade, he worked with both established and start-up companies, as an entrepreneur and intraprenuer, in Denver, Chicago and Sydney, Australia including Cisco Systems, Alteon Web Systems (Nortel Networks) and American Power Conversion.Mr. Brown is an active member of Young Presidents' Organization (YPO, www.ypo.org) in the YPO Jackson Hole Integrated and YPO Miami-Fort Lauderdale Gold Chapters, serving as past Chapter Chair of the Rocky Mountain Chapter (2018-2019) and past board member of the M&A focused, YPO Deal Network (2017-2019). Additionally, Mr. Brown served as the Member Chair for YPO Jackson Hole Integrated, Vice Chair of the YPO Personal Investing Network (2018-2020), is current Chair of the YPO Personal Investing Network (2020-2023) and Co-Chair of the two-time “Best of the Best” award winning YPO Chicago Booth School Seminar. Mr. Brown Co-Founded YPO Investing Network's Personal Investing Forums, which have continued to grow month-over-month, with over 500+ global members and 43 global forums since April, 2019. Mr. Brown previously served on the Chief Executive Organization's International Board (www.ceo.org), the sister organiation to YPO.Mr. Brown is the author of two books, “Jumping into the Parade” (2014) and “Old School with New Tools” (2015). Mr. Brown earned a bachelor's degree from Colorado State University with a focus on political science. He and his wife Aleathia, split time between Jackson, Wyoming and Miami, Florida.Click here to subscribe to The Sell My Business Podcast to save time and effort.SELECTED LINKS FOR THIS EPISODE

Fernando Valle, Senior Analyst for Bloomberg Intelligence, discusses Russia cutting off gas from Bulgaria and Poland. Anurag Rana, Senior Software analyst with Bloomberg Intelligence, discusses the latest on tech earnings and gives a Big Tech outlook for 2022. Alex Chaloff co-Head of Investment Strategies at Bernstein Private Wealth Management, discusses markets, the Fed, and inflation. Anna Wong, Chief US Economist for Bloomberg Economics, discusses US markets responding to COVID in China and the Ukraine-Russia war as well as rising interest rates. Hosted by Kriti Gupta and Sonali Basak. See omnystudio.com/listener for privacy information.

Evan Linhardt is a former nonprofit leader and public service executive and is now the Vice President and Financial Advisor for Bernstein Private Wealth Management. He now serves non-profits, foundations, and families to design investment strategies that align and allow them to fulfill their missions to maximize impact.Evan is a Board Member and Treasurer at LiveWell Foundation, a Board Member at Sow Good Now, an Advisory Board Member at Community Foundation of South Jersey, and an Advisory Board Member at the Philanthropy Network Greater Philadelphia, as well as holding Corporate Responsibility at AllianceBernstein. Here are a few of the topics we'll discuss on this episode of Product Launch: How Evan went from working in nonprofits and charities to being VP in a Private Wealth Management firm. How Evan helps individuals build investment portfolios that align with their goals and beliefs. The challenges in growing and scaling nonprofits fundraising campaigns. How nonprofits can combat the power imbalance they have with their key donors. How donors and fundraisers can build strong trusting relationships with each other. How investors can invest for impact as well as profit. Resources: Philadelphia School Partnership Bernstein Private Wealth Management Lean Impact NxtStep Podcast Chef Connecting with Evan Linhardt: LinkedIn Email Connecting with the host:Sean Boyce on LinkedIn

Dave Ellison, Portfolio Manager of the Hennessy Large and Small Cap Financial Funds, gives his 2022 economic outlook amid inflation. Alex Chaloff, co-Head of Investment Strategies at Bernstein Private Wealth Management, discusses markets, the Fed, and inflation. Diana Furchtgott-Roth, adjunct professor at George Washington University and former Deputy Assistant Secretary for Research and Technology at the US Department of Transportation, discusses the delayed 5G rollout and the FAA's concerns. Oscar De Bok, CEO of DHL, Supply Chain, gives his take on shipping and supply chain bottlenecks in 2022. Hosted by Paul Sweeney and Matt Miller.  See omnystudio.com/listener for privacy information.

George Bory, Allspring Global Investment Holdings Fixed Income Specialist, says central banks are trying to re-establish their credibility as inflation fighters. Seth Carpenter, Chief Global Economist Morgan Stanley, says we're going to continue talking about inflation for a long time. Beata Kirr, Co-Head of Investment Strategies at Bernstein Private Wealth Management, says the Federal Reserve's intent to tackle inflation has provided a boost to market certainty and outlook. Steven Englander, Standard Chartered Head of G-10 FX Research, sees dollar weakness ahead. Shahab Jalinoos, Credit Suisse Chief FX & Rates Strategist, says to try to stay long the dollar where possible. Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Topic: Being a Giver   Guest: Audrey Jacobs   Bio:    Audrey Jacobs is a Vice President and Wealth Advisor in the San Diego office of Bernstein Private Wealth Management, creating holistic and customized analyses for high-net-worth families, individuals, trusts, foundations, and endowments. She works closely with clients and their professional advisors on complex planning issues such as pre-transaction planning, multigenerational wealth transfer, philanthropy, retirement planning, and asset allocation. Prior to joining the firm in 2018, Audrey was a founding partner of OurCrowd, a global platform to invest in Israeli and global startups. Previously, she established the local chapter of StandWithUs, an Israel advocacy organization. Audrey earned a BA, cum laude, in political science and English and completed the Executive Education Program in finance and accounting at Columbia Business School. Audrey has been an active leader and philanthropist in the Jewish community and the arts for over 25 years. She's also an active connector and matchmaker as featured in her TEDx Talk, “How to be a Matchmaker in Work, Life and Love.” She is also the founder of the San Diego Israel Coalition and Audrey's Tent. Audrey serves on the global board for Partners in Torah. She has received awards and fellowships by the National Endowment for the Arts, L.E.A.D. San Diego Woman of Valor, and the Nahum Goldmann Fellowship. In this inspiring discussion, we cover:   1. Mission Statement 2. Strong Women 3. Don't Overstay the Welcome 4. 'Ego' and Edging God Out 5. Partners in Torah 6. What is Legacy 7. Humility and the Value of Money And much more!

How does an immigrant from the former Soviet Union grow up to become Co-Head of Investments for Bernstein Private Wealth Management, overseeing $115 billion in client assets? On today's episode, Bernstein Women & Wealth Institute co-lead Kim Davis turns the tables on our podcast host Beata Kirr, discussing her formative journey and how it instilled a drive for financial independence at an early age. Beata also opens up about what prompted her to launch the Women & Wealth conversation and her passion for ensuring all voices are heard and all questions answered when it comes to financial literacy and wealth goals. Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2021 AllianceBernstein L.P.  

Tiffany Kent is the Founding Partner of Wealth Engagement, LLC. Tiffany is a former Vice President and Financial Advisor at Bernstein Private Wealth Management where she provided a range of sophisticated wealth planning and investment services. Prior to Bernstein, Tiffany constructed client portfolios and managed a $200 million equity long-short portfolio as an analyst, portfolio […] The post Tiffany Kent with Wealth Engagement appeared first on Business RadioX ®.

Tiffany Kent is the Founding Partner of Wealth Engagement, LLC. Tiffany is a former Vice President and Financial Advisor at Bernstein Private Wealth Management where she provided a range of sophisticated wealth planning and investment services. Prior to Bernstein, Tiffany constructed client portfolios and managed a $200 million equity long-short portfolio as an analyst, portfolio […]

On this episode, Elio interviews Natalie Moretz, Vice President of Bernstein Private Wealth Management. Natalie discusses why planning and management matters for non-profits especially small-to-medium sized non-profits without a full-time financial manager. Natalie also delves into the world of planning and private wealth management for founders who are building successful businesses with an exit in the near future or those who intended to keep their company in the family. Enjoy. --- Support this podcast: https://anchor.fm/614startups/support

Winston Justice is an Investment Manager at Alliance Bernstein and a Co-Founder of Electro Coffee Shops. He was a former National Football League Player – the League’s 2010 Walter Payton Man of the Year and has now recruited as financial advisor of Bernstein Private Wealth Management.  Winston started Wealth Management in 2015 at Wells Fargo Securities in Southwest Florida. He earned a Bachelor's Degree in Public Policy from the University of Southern California and had his MBA Degree from George Washington University. [00:01 – 07:07] Opening Segment I welcome our guest for the episode, Winston Justice Winston talks about his background Pivoting successfully in the business from being a National Football Player [07:08 – 18:24] Making an Identity from an Athlete to Corporate Office Dealing with career transition Athlete’s mindset in building their platforms and creating their network Catching up in a Big Corporate World Wells Fargo Securities Earning Degrees and Certifications from University Making the Post-Career Plan Surrounding with the best people Separating identity as a Player vs being an associate in the office [18:25 – 30:24] Moving with Career and Passion   What happens next being at Wells Fargo Financial Manager Portfolio Manager Difference between going to a big wirehouse to a boutique shop The adjustments in moving from Southern California to Middle Tennessee   Becoming a Christian and going in Mission Trips Launching Coffee Shops Venture capital fund and finance [30:25 – 37:06] Closing Segment What does success look like for Winston Justice? Where does he spend most of his time? Does he still keep up and watch the game?  Connect with Winston. See Links Below. Final words Tweetable Quotes: “If you surround yourself with the right type of people, when a problem does arise, a biz issue or you have something you want to pursue, you do pull in and ask those questions to get this knowledge and to make a more educated choice.” – Winston Justice “People would rather talk with a current player that’s actually playing, than one that hasn’t.” – Winston Justice “Real value is actually roll-up your sleeves and being part of the process of expanding the revenue and not just making investment and hoping it works out.” – Winston Justice Resources Mentioned:  https://www.bernstein.com/ (Alliance Bernstein) ------------------------------------------------------------------------------ Connect with Winston! Visit their website at https://www.bernstein.com/ (https://www.bernstein.com/) and send him an e-mail at winston.justice@bernstein.com  Connect with Excelsior GP: https://www.excelsiorgp.com/ (Excelsior GP Website) https://www.linkedin.com/company/excelsior-capital-gp/ (LinkedIn) https://www.youtube.com/channel/UCmreyaEmNbgq-6t86UtERSw (YouTube) Connect with me: https://www.linkedin.com/in/brian-c-adams/ (LinkedIn) LIKE, SUBSCRIBE, AND LEAVE US  A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in and Stay Tuned for the Next Episode COMING SOON!

Guest Tracy Holland shows her high-vibe side and digs into what female entrepreneurs need to level-up and hit their milestones - collective wisdom! Her humor, grace and buy-in around share-to-build without sacrifice are quite potent. Plus, she likes a good chicken trade! She is a leading innovator in the beauty and wellness industry. As the co-founder and CEO of HATCHBEAUTY Brands, she has built an international reputation as a curator of successful brands with a focus on new brand development for retailers worldwide. Her new endeavor, Potential to Powerhouse is a ‘go to’ for female entrepreneurs who are ready to grow their business, their community and their expertise. Potential to PowerhouseDisclosureNote to All Readers: The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s). AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any timeafter the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates.The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P.

In this episode, we discuss our hopes, fears, and predictions for 2021. My co-host, Rick Monfred, a fellow principal and financial advisor at Bernstein Private Wealth Management, returns for this third episode of the podcast's second season. If you like this episode - or if you don't - please let me know. You can always reach me via email at David dot Greene at Bernstein dot com. Stay safe and healthy!Note to All Listeners: The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s). AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2021 AllianceBernstein L.P.

As the length of Covid, variety of shutdowns, quarantine and literal stillness does not relent; I decided it was important for me to host my dear friend Nkrumah Pierre as a Winged & Ready guest. Not only does Nkrumah facilitate business deals, act as a career catalyst and truly hold the seat of Master Connector, he has also become the go-to for how to conduct business in a virtual environment. A connector and getting-it-done-savant, Nkrumah will take us through every level of why you need to be doing business virtually, forevermore! Nkrumah has branded himself as a "Master Connector" for his clients by making strategic & well calculated introductions which most often lead to lucrative business opportunities. He provides global sales strategy and business development advisory. In addition, Nkrumah also takes pride in curating thought leadership forums.Nkrumah PierreDisclosureNote to All Readers: The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s). AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any timeafter the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates.The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P.

Tiffany Kent is Founding Partner of Wealth Engagement LLC. Tiffany is a former Vice President and Financial Advisor at Bernstein Private Wealth Management where she provided a range of sophisticated wealth planning and investment services. Prior to Bernstein, Tiffany constructed client portfolios and managed a $200 million equity long short portfolio as an analyst, portfolio […]

My co-host, Rick Monfred, is - like me - a principal and financial advisor at Bernstein Private Wealth Management. In this episode, we discuss how we talk to our own children about money, and how we've helped clients with similar family discussions.If you like this episode - or if you don't - please let me know. You can always reach me via email at David dot Greene at Bernstein dot com.Stay safe and healthy!Note to All Listeners: The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s). AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2020 AllianceBernstein L.P.

This first episode of what might be a second season of Dollars and Sense is pretty different from last season's episodes. I don't have a guest with me on this episode - instead, I have a co-host. My co-host, Rick Monfred, is - like me - a principal and financial advisor at Bernstein Private Wealth Management. In this episode, we discuss how we're thinking about cash in the current environment.If you like this episode - or if you don't - please let me know. You can always reach me via email at David dot Greene at Bernstein dot com.Stay safe and healthy!Note to All Listeners: The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s). AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2020 AllianceBernstein L.P.

Hello Podcast listeners, Today is a very special episode with Winston Justice, Vice President at Bernstein Private Wealth Management. He is co-founder of Elixir Coffee Roasters in Philadelphia which now has 4 locations. Before this he was a portfolio manager for PIA’s Alternative Investment Group and co-founded MJC Capital, an early stage investment vehicle. He also served as Portfolio Manager at Wells Fargo Securities. Winston was an offensive tackle for the Philadelphia Eagles, Indianapolis Colts, and Denver Broncos. He earned his MBA from George Washington University and a graduate of USC. In today’s episode we discuss how Covid affects small business and his approach to investing and portfolio management. Enjoy and thanks for the listen!

It's a day of looking at expectations and then deconstructing them as Chuck chats with Deb Clarke, global head of investment research at Mercer, about the firm's 2020 outlook -- which includes slower growth globally, better opportunities worldwide than in America and more -- and discusses technical analysis with Martin Pring of Pring Research who sees signs suggesting that any troubles ahead in the near term will be buying and trading opportunities because real market troubles appear unlikely in the year ahead. Christian Pittard of Aberdeen Asset Management talks about changes in structure and more that are helping make the closed-end fund market more attractive, before Seth Masters -- best known for a correct market forecast he made with Bernstein Private Wealth Management in 2012 -- looks at the factors and thinking that renders most forecasts weak and meaningless.

Jelina Saliu, CFO/COO of Accounting Management Inc, works in partnership with company founders and joins me on this episode of Stages to discuss why it’s key for Founders to identify both their professional and their personal goals and to create a roadmap to achieve them. Listen now so that you are prepared to grow your personal and professional life as we enter what Jelina has decided to (re!)brand the upcoming Roaring Twenties.Who do you know who would benefit from a meeting with me to help them through the transitions in their life? Have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I’ve helped people through many acts by helping them plan and invest in a straightforward and values driven manner. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life.

Jerritt Gluck, MFBA, has been in hundreds of steam heated apartment buildings while conducting energy audits and certifications. But, while he is an exceptional engineer he is also a very interesting entrepreneur! He is incubating Bonded Energy Solutions with a bootstrapping mentality and will share with us his musings on why you need skin in the game, intimately know your industry drivers and ask yourself "am I selling to pleasure or pain?" Gluck, working with Lazslo Osher, a Software Engineer who specializes in data management, developed the SteamTech System, a proprietary software system that allows each radiator, boiler and thermostat a wireless control that can be accessed by a smartphone app enabling a cloud-based building management system to monitor for better energy efficiency. www.bondedenergysolutions.comwww.cebip.orgDisclosureNote to All Readers: The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s). AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any timeafter the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates.The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P.© 2019 AllianceBernstein L.P.

Bernstein was one of the original companies to sign up for this event back in 2017. They are also a sponsor of the event and cover all Houston area first responders who want to participate, FREE OF CHARGE! In this episode we speak to Michael Ellington, who oversees the Houston office of Bernstein, about his company's experience with the Hess Houston Corporate Run 5KSupport the show (http://houstoncorporate5k.com)

Dara Quinlan, Fine Fragrance Evaluator at Firmenich, joins me on this episode of Stages to discuss the creation of a scent, what it's like to be the muse of a Perfumer, trends in fragrances, and how people incorporate scent into their lives (among many other fragrance related topics.)Who do you know who would benefit from a meeting with me to help them through the transitions in their life? Have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I’ve helped people through many acts by helping them plan and invest in a straightforward and values driven manner. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life.

Roxana Reid, Founder of Smart City Kids, and one of her consultants, Adriana Payn, joined me on the stage back in 2018 to discuss insights into helping you and your child navigate the school admission process. This is an oldie, but a goodie (and very timely for a re-release.) For more information email Emily.Grace@Bernstein.com or call 1-212-756-1951.

Diane Johnston is a Vice President and Financial Advisor at Bernstein Private Wealth Management in the New York office. Diane’s focus is offering institutional-quality wealth management to entrepreneurs, families, and institutions, as well as their respective trusts, estates, foundations, endowments and pension plans. Before joining the firm in 2018, she was a director and senior investment leader at Willis Towers Watson, a global consulting firm. Prior to consulting, Diane was a director at WHV Investments, a VP at OppenheimerFunds, and a director at Fidelity Management & Research. Her 20-plus year career in capital markets also included roles in investment banking, trading and private offerings. Diane holds a BA in economics from Sewanee: The University of the South, and an Executive Certificate in business administration from the Mendoza College of Business at the University of Notre Dame. Diane is also a board member of UNITAS, an international humanitarian organization united to fight against human trafficking, and a member of The Knickerbocker Chapter of the National Society of the Daughters of the American Revolution. She is an active member of Save the Sound to support healthier and cleaner water in the Long Island Sound and metro New York Region. Diane and her family live in Port Washington, NY, and she enjoys her dogs, the water, running and her rose garden. Patreon: https://www.patreon.com/brutallyhonestpodcast Website: https://www.brutallyhonestpodcast.com/ Instagram & Facebook @brutallyhonestpodcast Produced by: https://www.baronmediagroup.com/

Gillian Munson, Partner at Union Square Ventures, joins me on this episode of Stages to discuss her career in the technology sector of finance – from her roles as a tech analyst in the 1990s and a Managing Director at Allen & Co to CFO at XO Group (helping to facilitate its sale to a private company) – Gillian and I talk about the industry, its transitions, being a woman in the industry, and how she has balanced (or not!) through the various stages of her life.Who do you know who would benefit from a meeting with me to help them through the transitions in their life? Have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I’ve helped people through many acts by helping them plan and invest in a straightforward and values driven manner. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life.

All working parents (mothers AND fathers) and anyone who knows or cares about a working parent, should listen to this advice from Daisy. She has practical tips and strategies for navigating being a parent who works regardless the stage in life. If you know someone who needs help with their finances have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I will ask them some questions and we’ll talk about what they should be doing given their current priorities and stage in life. /////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

What's the secret to effective communication? Caroline Polisi, Cable News Legal Analyst and Partner at Pierce Bainbridge, provides her advice on being heard and engaging with others. Her top takeaway - be vulnerable. If you know someone who is willing to be vulnerable in how they approach their finances have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I will ask them some questions and we’ll talk about what they should be doing given their current priorities and stage in life. /////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

How do you teach children about money? Listen in as Andrea Bastiani Archibald, Girl Scouts' Chief G.I.R.L. and Family Engagement Officer, and I discuss age specific strategies, how to handle allowance, boy/girl trends in finance, and guidelines around job earnings. Some key takeaways – start young, be transparent, and emphasize needs vs. wants. If you know someone who would benefit from a thoughtful financial plan that aligns with their priorities and interests, have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life. /////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Here at Stages, we know that finding that first job out of college can be a daunting process. For years now, I’ve spoken with college students about how to think about their finances - from credit scores, to budgeting, to investing. I’ve also been happy to speak with students about my career and what I do to help families strategize and invest. But, when they are looking for someone to help them navigate the job search process, as they are approaching graduation from college, that’s where Michael Sherman from the company Graduate to Employment comes in. On this episode of Stages, listen in as Michael and I talk about how your child can ace their job hunt - when to start and what to do if graduation is approaching and they still haven’t gotten a job (or figured out what they want to do next!) If you know someone who would benefit from a thoughtful financial plan that aligns with their priorities and interests, have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life. /////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Here at Stages, we know that dirty laundry is a reality. Lindsey Boyd and her team at The Laundress know how to conquer it. On this episode of Stages, listen in as Lindsey and I talk about how laundry can actually be luxurious and fun and how she and her partner Gwen recently realized their goal of selling to a strategic partner. If you know someone who would benefit from a thoughtful financial plan that aligns with their priorities and interests, have them email or call me at Emily.Grace@Bernstein.com or 212-756-1951. I will ask them some questions and then we’ll sit down to talk about what they should be doing given their current stage in life. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Let’s face it: everyone wants more time. And, since you can’t increase the hours in the day, all you can do is try to manage, and ultimately maximize, the set amount of time that you do have. Working with a Financial Advisor is one way to free up time by making sure that your priorities and goals are being addressed and adhered to. Letting someone else take care of getting your luggage (and skis, golf clubs, laundry, wine, the list goes on....) where you want to go, is another. That's where Jeff Boyd and his team at Luggage Free come in. From making sure that your skis are delivered to the ski shop and tuned before you show up, to facilitating that multi-destination Spring Break, Luggage Free saves you time (and lessens stress) not just before you go, but once you arrive. To discuss strategies to leverage your most valuable asset, your time, email or call me at Emily.Grace@Bernstein.com or 212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Let’s face it: everyone wants more time. And, since you can’t increase the hours in the day, all you can do is try to manage, and ultimately maximize, the set amount of time that you do have. Working with a financial advisor is one way to free up time by making sure that your priorities and goals are being addressed and adhered to. Outsourcing cooking and meal preparation is another. Monica Lynn, Founder and President of 5 Squares, a healthy meal delivery service, joins me to discuss the benefits of meal delivery. Whether a family with kids at home, or living on your own, finding tailored solutions to address your needs can give you more time. To discuss strategies to leverage your most valuable asset, your time, email or call me at Emily.Grace@Bernstein.com or 212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Join me as we discuss the things you should do to help keep yourself on track for financial success. For more information or for help implementing what you hear about, email or call me at Emily.Grace@Bernstein.com or 212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Winston Art Group joins me to discuss the ins and outs of art collecting. Who can collect? What is a good investment? What are the current trends? How do you maintain a collection? What about selling? Email or call me at Emily.Grace@Bernstein.com or 212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

What do you do when you have a child who seems particularly athletic or artistically inclined? John Lieberman, CPA at Perleson Weiner, joins me on the stage to discuss how to guide children to help them turn that talent into a scholarship. Want to discuss different ways to fund college or how much you will need? Email or call me at Emily.Grace@Bernstein.com or 212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Melissa Biggs Bradley, owner of Indagare, joins me on the stage to discuss how to incorporate travel into your life’s plan. From traveling as a family to on your own we talk about strategies that can help make travels more meaningful and engaging. To discuss further, email Emily.Grace@Bernstein.com or 212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Mira Weiss, of the Weiss Law Group, joins me on the stage to discuss how we can help our parents think through long term planning strategies. From ways to broach the conversation to concrete things that one should do, Mira provides clear guidance to what can be a complicated process. For more information email Emily.Grace@Bernstein.com or 212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Matchmaker Lisa Ronis, of Lisa Ronis Matchmaking, joins me on the stage to discuss dating after divorce. From practice date theories to dating dos and don’ts, Lisa provides insights into how to make the re-entry to dating, after getting divorced, less stressful. For more information email Emily.Grace@Bernstein.com or call 1-212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

Cara Macksoud, dynamic and engaging mother of five, youngest (at the time) woman trading on the floor of the NYSE, and current Managing Director of Finance and Operations at The Animation Project, joins me on the stage to discuss being comfortable making major life changes (spoiler alert: she moved with her five kids to a small fishing village in Costa Rica for a year!) and how she integrates financial literacy and values into everyday life in her family. For more information email Emily.Grace@Bernstein.com or call 1-212-756-1951. //////// Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2018 AllianceBernstein L.P.

On this episode I'm joined by Amanda Beebe, Senior Associate at Bernstein Private Wealth Management. We discuss how the essence of human nature leads people to be much worse at managing money than anticipated. We share research on how the mind can be lazy and lead investors to bad conclusions, especially when it involves evaluating risk and return. We cover why people so deeply want certainty and feel such acute pain from loss, and how these desires can lead to poor outcomes. We then address the impact this has had on portfolio returns and how one can become a better investor in the future. For more information email marc.penziner@bernstein.com or call 212-969-6655. The information contained herein reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this publication. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed herein may change at any time after the date of this publication. This document is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates.

In this edition (July 2017) of our podcast I talk with David Barnard, Head of Bernstein Private Wealth Management, as we reflect on the first half of the year for our clients, and the future of the business and industry. In this edition of our we discuss: A look at markets and our client experience at the midpoint of the year, the state of Bernstein today, and our evolution over the past few years, the major transition in markets happening now, what matters most in getting a financial plan right in today’s environment, David’s initial impressions of new CEO Seth Bernstein and what impact it may have on our business, who are our clients and how does David define investment success on their behalf. The information contained herein reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this publication. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast, or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed herein may change at any time after the date of this publication. This document is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal, or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product, or service sponsored by AllianceBernstein or its affiliates

Jeffrey Wiesenfeld, son of Holocaust survivors, currently principal with Bernstein Private Wealth Management, talks about his long career in public service: with the Koch Administration, staff member to Senator Alfonse D'Amato, and Governor Pataki.