Podcasts about family budgeting

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Best podcasts about family budgeting

Latest podcast episodes about family budgeting

YourEnergyBooster Podcast
How to Navigate Your Finances:A Parent's Guide to Overcoming Financial Pressure

YourEnergyBooster Podcast

Play Episode Listen Later Mar 25, 2024 28:01


In this essential episode of Yourenergybooster Podcast, join me as we delve into the pressing issue faced by families worldwide: managing financial pressure. With the cost of living on the rise, understanding how to navigate your finances with savvy budgeting, smart saving, and thoughtful investing has never been more crucial. We break down financial planning into manageable steps, offering you the tools, resources, and exercises to not only cope with financial stress but to thrive despite it. From a simplified family budget worksheet to recommendations for the most user-friendly financial apps and websites, this episode is packed with actionable advice designed to empower parents on their journey to financial well-being. What You'll Learn: The basics of budgeting, saving, and investing made simple for busy parents. How to use technology to your advantage with tools and apps that make managing your finances easier. A step-by-step guide to creating a family budget that supports your financial goals and dreams. Financial empowerment is just a play button away. Whether you're looking to get out of debt, save for your child's education, or invest in your future, this episode will provide you with the knowledge and confidence to take control of your finances. Tune in to transform how you view and manage money, setting the stage for a secure and prosperous future for your family. Book your free coaching call www.jeanithpadilla.com Get your Family Budget Worksheet here: https://yourenergybooster.etsy.com/listing/1687247550 Follow me in the following platforms https://www.facebook.com/jeanith.padilla https://www.instagram.com/jeanithpadilla/ https://www.pinterest.com/yourenergybooster https://www.linkedin.com/in/jeanith-g-padilla-8998977/ Download your Complete guide to avoid burn out https://jeanith822-3.myvisualbuilder.com  

Richie Hustles
Eleni Nic Talks Cleaning, Doing The Dishes, Family Budgeting, Wife Life | THE BOSS PODCAST - Ep. 001

Richie Hustles

Play Episode Listen Later Mar 5, 2024 65:39


Eleni Nic Joins Richie Hustles on this pilot episode of The Boss Podcast to talk about the man's role as a stay at home dad running multiple businesses. Family budgeting is hard and we go through some of the struggles of a full time mom employee and a full time stay at home dad. It is also fun to mention that Eleni Nic is Richie Hustles WIFE! After 14 years of togetherness, they both talk through who is responsible for what. Thank you for watching this pilot episode of The Boss Podcast! #TheBossPodcast #EleniNic #RichieHustles SUBSCRIBE to get the latest Boss Podcast content: https://www.youtube.com/@TheBossPodcast Listen to the Boss Podcast podcast on Spotify: https://open.spotify.com/show/17cwoRQm0JQU9B7F1IKHNU Like The Boss Podcast on Facebook: Follow The Boss Podcast on Twitter: https://x.com/TheBossPodShow Follow The Boss Podcast on Instagram: https://instagram.com/TheBossPodShow Follow Richie Hustles on Twitter: https://x.com/RichieHustles Follow Club Shay Shay on Tik Tok: https://www.tiktok.com/@TheBossPodcast About The Boss Podcast: The Boss Podcast is a weekly podcast hosted by Richie Hustles – $1M Amazon FBA Seller, Gamer, Entreprenuer and Content Creator. Each week Richie will sit down with Entrepreneurs, Business Owners and Influencers to break down, analyze and discuss the latest headlines in business, finance & money, pop culture and everything in-between. Check out "Who The Boss" is on The Boss Podcast NOW and never miss an episode! Eleni Nic Talks Cleaning, Doing The Dishes, Family Budgeting, Wife Life | THE BOSS PODCAST - Ep. 001 https://youtu.be/x3cyPBz0PC8 The Boss Podcast https://www.youtube.com/@TheBossPodcast JOIN THE DISCORD: https://discord.gg/kz4SYNacmf Follow The HOST of The Boss Podcast: ★IG: https://www.Instagram.com/RichieHustles ★twitch: https://www.twitch.tv/RichieHustles ★twitter: https://www.twitter.com/RichieHustles ★FB: https://www.facebook.com/RichieHustles ★EMAIL: RichieHustlesNow@Gmail.com --- Support this podcast: https://podcasters.spotify.com/pod/show/thebosspodcastshow/support

The Thought Card
Introducing "Family Money Adventure" by Kevin Payne

The Thought Card

Play Episode Listen Later Feb 29, 2024 5:58


"Family Money Adventure" is a money and travel podcast helping you make money moves that feel right for your family. Learn how to plan family vacations, save money on travel, budget well, and discover everyday adventures for your entire family.  Listen to Family Money Adventure on Apple Podcasts, Spotify, or wherever you listen to podcasts. Tell Kevin that Danielle from The Thought Card Podcast sent you!  Website: familymoneyadventure.com Follow on Instagram: @familymoneyadventure Follow on Twitter: @thefmadventure Discover more travel podcasts by checking out this list! 

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
196 | How To Create A Budget That Works For Your Family And Actually Stick To It

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Jan 10, 2024 21:07


Snag Our Signature Budget Template! Today's episode dives into creating and sticking to a budget that is tailored to your family's unique lifestyle, goals and schedule. We debunk the myth of one-size-fits-all budgeting strategies and offer a comprehensive guide for your family's unique needs and lifestyles. Plus, we share the secret to making budgeting easier and more effective so you can actually stick to it. Key Points Discussed: Budgeting is Not One-Size-Fits-All: Every family is unique, and so should be their budget. Generic templates often fail because they don't consider individual family needs and habits. Our Signature Budget System: We've designed a budget template that's comprehensive yet simple, including a paycheck plan and a checklist for payday. The system is complemented by a course that guides you through the process. Conduct a 90-Day Review: A crucial step is to review your past three months' expenses. This helps in understanding your spending patterns and setting a realistic budget. Five Essential Budget Categories: Our system breaks down your budget into five key areas - Income, Debt, Bills, Spending, and Savings. Each category is tailored to reflect your unique lifestyle and goals. Involving the Family: Budgeting should be a family affair. Discuss with family members to understand their needs and upcoming expenses, such as school trips or sports activities. Adapting to Different Pay Schedules: Your budget should align with how you get paid, whether it's weekly, bi-weekly, or through bonuses. Tailor your budget to fit your income schedule. Setting Goals and Staying Motivated: Having clear financial goals is crucial for sticking to a budget. Visualize your goals to stay focused and avoid impulsive spending. Practical Tips to Stick to Your Budget: Use tools like cash envelopes for accountability, set reminders for budgeting tasks, and separate your money into different accounts for different purposes. Budgeting doesn't have to be a chore. With the right system and approach, tailored to your family's needs, it can be an empowering and rewarding process. Check out our Signature Budget System at myidealbalance.com/budget to start your journey to smarter, personalized budgeting. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.myidealbalance.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.myidealbalance.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://myidealbalance.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for our 1-on-1 Financial Coaching. It's the accountability and guidance you need to make real progress ➡︎ https://myidealbalance.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don't forget to follow the show so you don't miss any episodes! And, if you're feeling really generous, we'd be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!   --- Send in a voice message: https://podcasters.spotify.com/pod/show/idealbalance/message

Home Hacks
Budgeting After the Budget

Home Hacks

Play Episode Listen Later Oct 27, 2023 27:37


So, you've made your budget! ... Now what? Rachael and Karlie have got some key tips for keeping your budget on track and keep things realistic once you've made your budget and you're out there spending. LINKS   Follow Mums Who on Facebook. Listen to the episode 'Organising Budgets and Spending' – https://omny.fm/shows/home-hacks/organising-budgets-and-spending.  Listen to the episode 'New Budget Rules for 2023' – https://omny.fm/shows/home-hacks/new-budget-rules-for-2023. Join the Mums Who Organise Facebook group. Follow Nova Podcasts on Instagram @novapodcastsofficial.   Got a question for Rachael and Karlie? You can email them at homehacks@novapodcasts.com.au.    CREDITS   Hosts: Rachael Hallett and Karlie Suttie.   Managing Producer: Elle Beattie.   Producer and editor: Amy Kimball.   Listen to more great podcasts at novapodcasts.com.au.  Nova Entertainment acknowledges the traditional custodians of the land on which we recorded this podcast, the Gadigal people of the Eora Nation, and the Wurundjeri people of the Kulin Nation. We pay our respect to Elders past and present.   See omnystudio.com/listener for privacy information.

Dr. Tom Curran Podcast
January 13 -Faith and Family: Budgeting, Money Management & Expiation

Dr. Tom Curran Podcast

Play Episode Listen Later Jan 13, 2023 53:45


Dr. Tom and Kari Curran talk about budgeting, money management and growing in self discipline in the New Year. Tom talks about the ‘Empty Technical Soul' and the theme of expiation.

The Durenda Wilson Podcast
Basic Family Budgeting (Podcast 344)

The Durenda Wilson Podcast

Play Episode Listen Later Sep 5, 2022 36:14


Today my friend Sara and I are talking about basic family budgeting. One of the reasons that I wanted to cover this topic is that most families have to live on a budget. Many of us are single-income families and some of us have large families.  My husband and I lived on a modest single income for our family of 10 for many years and I can honestly say that I actually love the freedom of being on a budget. That may sound strange, but there is such peace knowing that you are staying within your income limits and not burying yourself in debt.  In this episode, we mention the envelope system. For our family, the categories were: groceries, gas, entertainment, clothing, and miscellaneous.  Resources mentioned: The Unhurried Homeschoole Unhurried Grace for a Mom's Heart The Four-Hour School Day Homeschooling Today Previous podcasts with Sara: A Conversation with 2 Veteran Homeschool Moms Finishing the School Year Well Considering Your Kids Personalities in Your Approach Planning Your Homeschool with the End in Mind (P.S. Don't forget to check out my latest book, The Four Hour School Day: How You and Your Kids Can Thrive in the Homeschool Life on Amazon, durendawilson.com, or your favorite bookseller!)      

amazon mom basic homeschool life family budgeting
Retire Right with Reverse Rob
Arizona Economy Today & Tips for Family Budgeting with Arizona State Treasurer Kimberly Yee

Retire Right with Reverse Rob

Play Episode Listen Later Aug 11, 2022 41:40


Arizona Economy Today & Tips for Family Budgeting with Arizona State Treasurer Kimberly Yee

Your Army NCO Career
Military Family Budgeting Tips

Your Army NCO Career

Play Episode Play 60 sec Highlight Listen Later Aug 3, 2022 34:36


In this episode, I speak with my good friend, Jennifer Trinidad of Budget Divas.Jennifer drops tons of knowledge bombs that are sure to help military families take control of their finances.She shares a 3-pronged approach that helps you get started with just one simple task that is super-simple to do while revealing so much about your current situation.From there, Jen shows you a couple things you can do today to make your situation better and put you on a road to long-term success!

One Less Thing
Easy Meal Hacks to Cut Costs on Groceries

One Less Thing

Play Episode Listen Later May 9, 2022 23:07


Groceries are a household staple – and the bigger the family, the more people eat! Here are some of our strategies we've used to cut our grocery budget: including buying less meat

Momma's Morning Cup
How To Budget Using Your Values with Tracy Bingaman

Momma's Morning Cup

Play Episode Play 60 sec Highlight Listen Later Mar 14, 2022 43:58


 I had the pleasure of interviewing Tracy Bingaman about values based budgeting. How finances are intertwined with how we create balance with time and freedom in our lives. At the end of this episode you will be introduced to how we can take what we value and use it when budgeting our finances and also having balance between work and home. Tracy talks about delegation to create more time doing the things you love and with the people you love. Time is a nonrenewable resource and as far as we know, money can be renewed. How do we create fulfillment in our lives as our children grow? Listen to this episode to find out how values based budgeting can create intentionality with your finances. Full Show Notes: https://www.quinnmenier.com/2022/03/14/how-to-budget-using-your-values-with-tracy-bingaman/ Book Mentioned in this episode “Big Magic” by Elizabeth Gilbert check it out here. Instacart - Groceries delivered in as little as 1 hour. Free delivery on your first order over $35.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show (https://www.buymeacoffee.com/QuinnM)

Next Step Podcast
Spotlight on Savings: Tips for Family Budgeting

Next Step Podcast

Play Episode Listen Later Aug 10, 2021 4:18


In this podcast, Alicia Somers, a Financial Wellness Relationship Manager at Regions Bank in Jacksonville, Fla., discusses how to create and stick to a family budget plan to help boost your savings. Alicia provides tips on the following:Developing specific financial goals that get the entire family involvedWorking together as a team to streamline expenses and savingsDetermining how much money you need to put aside to reach your goalsInvolving your kids in money matters

Black Millennial Money
036 SPEND: Spending money and building wealth as a family - Budgeting - Children and Money

Black Millennial Money

Play Episode Listen Later Dec 28, 2020 60:03


Building wealth as a family is tough and trying to navigate that with young children is even tougher! Today we are with the Asuquo's aka Mr Eman Effect from the BBC and Channel 4 with his better half Miriam, talking about how they make it work and sharing how you can do the same. DOWNLOADS BUDGETING TOOL: https://blackmillennialmoney.com/products/amaka-uches-budgeting-tool BUYING A CAR TOOL: https://blackmillennialmoney.com/products/true-cost-of-car-ownership-calculator DIAMOND BUYING GUIDE: https://blackmillennialmoney.com/products/diamond-engagement-ring-top-tips Connect with Black Millennial Money Website - https://blackmillennialmoney.com/ Instagram - https://www.instagram.com/bmmglobal/ Patreon - https://www.patreon.com/Blackmillennialmoney Connect with Emmanuel Asuquo Instagram - https://instagram.com/theemaneffectuk Website - https://emmanuelasuquo.com/ LinkedIn - https://www.linkedin.com/in/emmanuelasuquo Connect with Mimi Asuquo Website - http://www.mimitoyoucakes.com/ Instagram - https://instagram.com/mimitoyoucakes Connect with Joseph Nwosu LinkedIn - https://www.linkedin.com/in/nwosujoseph/

The Mom Voice
Basic Family Budgeting for Uncertain Times

The Mom Voice

Play Episode Listen Later May 4, 2020 52:21


May 4, 2020 – In this episode, the ladies sit down with Morgan Stradling, a business coach and finance guru. They have been wanting to address family budgeting for a long time, and now is a better time than any with the economy and the unknown circumstances. Morgan has followed the popular path of Dave Ramsey and her system follows it pretty closely. She shares the first baby steps of getting savings set aside to be prepared for uncertain times. She also shares how to start paying off all debts. Sarah and Lauren interject things they do and don’t in their lives as well. Actually all three women are the ones to manage the budget in their homes. They bounce around ideas from spending fasts and to living within your means. Great tools to think about while the economy is facing such an unprecedented time. They close out the show with their hits and misses including an update on Gus and the annoying guy in the drive thru line. Thanks so much for tuning in! Follow the girls on Instagram @themomvoicepodcast or find them at www.mom-voice.com for all details, saving codes and items mentioned throughout the show. New episodes released every Monday – so make sure to SUBSCRIBE! xo

The Mom Voice
Basic Family Budgeting for Uncertain Times

The Mom Voice

Play Episode Listen Later May 4, 2020 52:21


May 4, 2020 - In this episode, the ladies sit down with Morgan Stradling, a business coach and finance guru. They have been wanting to address family budgeting for a long time, and now is a better time than any with the economy and the unknown circumstances. Morgan has followed the popular path of Dave Ramsey and her system follows it pretty closely. She shares the first baby steps of getting savings set aside to be prepared for uncertain times. She also shares how to start paying off all debts. Sarah and Lauren interject things they do and don't in their lives as well. Actually all three women are the ones to manage the budget in their homes. They bounce around ideas from spending fasts and to living within your means. Great tools to think about while the economy is facing such an unprecedented time. They close out the show with their hits and misses including an update on Gus and the annoying guy in the drive thru line. Thanks so much for tuning in! Follow the girls on Instagram @themomvoicepodcast or find them at www.mom-voice.com for all details, saving codes and items mentioned throughout the show. New episodes released every Monday - so make sure to SUBSCRIBE! xo

Money Mediator
Family Budgeting Tips for Four Stages of Life

Money Mediator

Play Episode Listen Later Feb 4, 2020 34:14


Introduction: 0:00Our Background Relative to Budgeting: 2:00Phase 1 Your First Budget: 3:25Phase 2 Employed Situation: 12:48Phase 3 Having A Child: 20:14Phase 4 Having Your Own Business: 26:02Conclusion: 32:25

budgeting four stages stages of life family budgeting having your own business
WealthBeing
Ep. 1 - Setting financial goals that stick

WealthBeing

Play Episode Listen Later Jan 22, 2020 24:01


We all have big dreams and good intentions when it comes toour financial plans. But setting a course and staying on track can be a challenge. On this episode of WealthBeing, we make it simple to progress toward your goals.  :30 –Travis and Derrick share their first financial goal-setting experience. 3:56 – Money Problem. Travis shares the story of clients who struggled to set and achieve financial goals, and advice that works when you find yourself lost in financial decision-making. Learn about:  three types of financial goals to serve short, medium, and long-term needs; goal-setting language that reinforces your intentions; four factors every successful financial goal has; prioritizing multiple financial goals; the financial goal-setting process; coping with unexpected financial changes; setting financial goals for retirement; financial goal planning tools; coordinating family financial goals. 22:20 – Weekly Financial Fix. Travis leaves you with a simple activity to further your financial goal-setting. Being in good financial health makes you feel at ease every day. You are free to pursue your goalsand prepared to manage your future needs. Could your pocketbook be in better shape?  If life has thrown you a financial curveball, or if you just want to be more in control of your money, tune-in to WealthBeing. Every week, we diagnose a spending, saving, borrowing, investing, or other financial problem to provide simple advice that can help you thrive. You'll hear about real-life financial challenges that our Island Savings hosts, guests and members have encountered. We'll share the time-tested financial solutions we recommend to members. And every week you'll receive a simple strategy that you can use right away to improve your financial health. Listen to WealthBeing live on Saturday mornings at 8:00 a.m. on CFAX 1070, or stream our episodes to your podcatcher. 

Babytalk
Babytalk: Finances

Babytalk

Play Episode Listen Later Jul 20, 2019 32:40


If you're about to have a baby you are probably going to have to have some difficult conversations about money. Money will never be tighter than when you have a baby. How do you survive the single income and prepare for the big cost of having a baby.

Babytalk
Babytalk: Finances

Babytalk

Play Episode Listen Later Jul 19, 2019 32:40


If you're about to have a baby you are probably going to have to have some difficult conversations about money. Money will never be tighter than when you have a baby. How do you survive the single income and prepare for the big cost of having a baby.

The Coffee Hour from KFUO Radio
Winning Summer Family Budgeting --- 2019/06/25

The Coffee Hour from KFUO Radio

Play Episode Listen Later Jun 25, 2019


Kristen Whirrett, blogger at joyfullythriving.com, joins Sarah to talk about how family budgets can be affected over the summer, ways to prepare for additional summer expenses, and great tips for free or inexpensive summer activities for families. Read more from Kristen at joyfullythriving.com.

winning family budgeting
How to Home Podcast
Family Budgeting with Kumiko Love, “The Budget Mom”| HTH 021

How to Home Podcast

Play Episode Listen Later Jun 11, 2019 53:13


This week Aaron and Tracy chat with Kumiko Love about tips for jump starting your family budget and how to stick with it.   LET’S CHAT! You can always call and leave your questions and comments on our voicemail! 978-709-1040   KUMIKO’S METHOD: - Kumiko does the budget by paycheck method, and also implements a calendar. - She doesn’t use a predetermined dollar amount or percentage.   JUMP START YOUR BUDGET: - Learn the emotions and triggers behind your spending. - When you’re a freelancer, knowing everything about your past spending is important. - Meal plan! Food is a budget killer. - Track your spending and figure out where your money is being sucked. - Call the companies behind your monthly bills and see if you can get your costs down. - Create an allowance for spontaneous purchases. - Homeowners should have an emergency fund and a maintenance fund. - Find a financial adviser you can trust, if you don’t feel comfortable making the decisions on your own. - Kumiko thinks you’re more motivated to save if you have savings accounts labeled as your specific goal. - “If I spend the money right now, what am I giving up in the future?” - For student loans- sit down and figure out exactly what you have. - There are financial counselors out there for free! Check out non-profit organizations and banks.   TOP 5 TIPS: - Discover your why. Why do you want to start budgeting? - Track your spending. It’s the number one action step. - Look at your recurring bills and try to get them down. - Sit down and look at your debt. Write it all out. - Figure out what kind of learner you are? That’s how you have to organize your finances to stay motivated.   COMMON PITFALLS: - They can’t change their mindset surrounding what they have/need. - They feel stuck. - Food! They need to meal plan. - Not knowing where to start with debt.   CONTACT KUMIKO: Website | https://thebudgetmom.com The Gram | @thebudgetmom Youtube | @thebudgetmom   FOLLOW US on Social Media: Website | https://howtohome.com/ Instagram | http://bit.ly/2WqVfSp Twitter | http://bit.ly/2RRyYij Facebook | http://bit.ly/2MC3Hdc Youtube | http://bit.ly/2SifqTH SUBSCRIBE to the How to Home Podcast: Itunes | https://apple.co/2DL0lSp Android | http://bit.ly/2B9k7Fm Stitcher | http://bit.ly/2DM0W6c Spotify | https://spoti.fi/2GcRCKo   THANK YOU TO OUR SPONSOR FILTERBUY.COM

Mom Worthy
20 | Family Budgeting With Tailor Made Budgets

Mom Worthy

Play Episode Listen Later May 28, 2019 40:20


In this episode the mamas talk to Erika of Tailor-Made budgets and discuss things such as important conversations to have with your partner about budgeting, conversations to have with your kids, emotional spending and more. Turn this episode on while your teens or husband is around! Find Erika at www.tailormadebudgets.com and take her free money challenge. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/momworthy/support

tailor made tailor made budgets family budgeting
The Minding Your Business Podcast
#76 Government shutdowns and small business, R. Kelly, family budgeting, and more!

The Minding Your Business Podcast

Play Episode Listen Later Jan 4, 2019 64:08


In this first episode of 2019 Champ'Ron discusses the history of U.S. government shutdowns, the affect the current shutdown has on small business, and what to expect going forward in 2019.In the “Ron's Rundown” segment he gives his takes on:The Business of R.KellyThe rent is due Millennials!The funny side of my family budgetMy advice to the Memphis Grizzlieswww.themybpodcast.comPowered by The Binge Podcast Network www.onabinge.com

Experiencing Financial Contentment with Dominique Henderson, CFP® | Get Better Results in Your Life
MONEY IN RELATIONSHIPS Tips for Family Budgeting and Marriage Financial Planning

Experiencing Financial Contentment with Dominique Henderson, CFP® | Get Better Results in Your Life

Play Episode Listen Later Sep 7, 2018 10:15


Here are 3 tips successfully managing finances in marriage and for keeping the peace when you are supporting family members financially. --- Send in a voice message: https://anchor.fm/dom-the-maven/message

Redeemer Broadcasting : A Plain Answer
A Plain Answer: Economic Principles for Families - Dr. Shawn Ritenour

Redeemer Broadcasting : A Plain Answer

Play Episode Listen Later Jun 3, 2017 27:49


Redeemer Broadcasting : A Plain Answer
A Plain Answer: Economic Principles for Families - Dr. Shawn Ritenour

Redeemer Broadcasting : A Plain Answer

Play Episode Listen Later Jun 3, 2017 27:49


Redeemer Broadcasting : A Plain Answer
A Plain Answer: Economic Principles for Families - Dr. Shawn Ritenour

Redeemer Broadcasting : A Plain Answer

Play Episode Listen Later Jun 2, 2017 27:49


What She Said! with Christine Bentley and Kate Wheeler
Spring cleaning and family budgeting with TD's Kate Epps #YourStoryYourFuture

What She Said! with Christine Bentley and Kate Wheeler

Play Episode Listen Later Apr 11, 2017 10:05


TD Financial planner Kate Epps talks to us about focusing on our personal health as well as our financial well-being in this week's Your Story, Your Future. www.tdwaterhouse.ca SUBSCRIBE to What She Said for more videos: http://www.youtube.com/WhatSheSaidTalk Miss a show? Stream & download full shows for free on iTunes: http://www.apple.co/1U700c0 Follow us on Facebook/Twitter/Instagram: @WhatSheSaidTalk Website: http://www.whatshesaidtalk.com What She Said! with Christine Bentley & Kate Wheeler airs Saturday and Sunday at 6PM ET on The Jewel Radio Network. Listen LIVE on the APP: http://www.streamdb5web.securenetsystems.net/v5/CKDX

The Marriage Podcast for Smart People
Why You Need To Budget (Part 1 of 4)

The Marriage Podcast for Smart People

Play Episode Listen Later Jun 3, 2015 21:00


Budgeting can feel like such a ball and chain. Why is it such a pain point for so many of us? This is the first article in a mini-series on Family Budgeting. Today we make a case for WHY you need to budget. Usually, every relationship has a spender and a saver. Caleb is our spender, and I am our saver/budgeter! It has taken us a while to negotiate that. For example, we both want a retirement fund. However, Caleb wants to create that wealth by generating revenue, and I want to create that wealth by saving. There’s a big difference there! One that has caused a bit of friction in our relationship… Caleb and I also get stressed about different things. He stresses most about making an income and always wants more than he has. I get stressed about balancing our budget. Believe me, we’re still figuring this out as we go. We’ve learned a lot along our fifteen years of marriage that is really helpful for us, and we want to see also what the research has to say so that you can really be together on this part of your marriage as well. In 2000, Kerkmann conducted a study of young married couples that were students with modest financial resources. He found that “financial management behaviors (defined as budgeting expenses against income) and the perception of how well finances were managed were both significantly related to satisfaction with their marriages. Financial problems (mismatch between financial resources and demands), as well as the perceived magnitude of financial problems, showed a statistically significant correlation with how satisfied the chief financial manager was with his/her marriage.” As a result of regression analysis, Kerkmann found that 13-15% of marital satisfaction was explained by the perceived quality of financial management and financial problems.[i] It is interesting to note that perception is more important than reality. You have to believe you’re doing a good job. It is not you compared to others, it is just you that needs to be satisfied with how your finances are handled. I questioned the fact that it was ok to have debt as long as both spouses were ok with it, so Caleb explained that all the research was saying was if the perception of the couple is that they were managing their debt well, they would be more satisfied. BUT, we need to look at more research to get the big picture. Here is some background information about the debt that Dew assembled in 2008: the average American household has consumer debt equal to 20% of their yearly income recently married couples typically have high levels of debt and take on debt as they establish their new household (go out and buy a bunch of stuff using debt) debt generally predicts increases in marital conflict and that newlyweds rated debt as their second-highest marital concern. Dew wanted to find out how a change in debt predicted a change in marital satisfaction for newlyweds. He found that as couples assumed debt, they were more likely to: spend less time together argue more about their finances, and feel that their marriage was unfair. He points out that all of these findings suggest that consumer debt (debt incurred on the purchase of consumable goods/goods that do not appreciate[ii]) may inhibit recently married couple’s attempts to form a new family unit.[iii] Right at the point, you’re trying to create this new happy, blissful experience, you go buy a bunch of things you think you need in order to support that happiness but you actually end up sabotaging the whole thing. So, even if you’re both good with the debt you’re incurring, and believe it’s OK, there are other factors undermining the happiness you’re aiming for. Later on, Dew looked at the relationship between debt and divorce. There’s a bit of a conundrum here as materialism is negatively associated with marital satisfaction. However, the more assets a couple has the less likely they are to divorce. To sum it up: more materialism = less satisfaction with your marr...

Shedding the Bitch Radio
RICHtip Tuesday - Shedding the MONEY Bitch...

Shedding the Bitch Radio

Play Episode Listen Later May 26, 2015 60:00


RICHtip Tuesday is the FIRST Tuesday of every month... taking on issues impacting women's lives and careers! Today we are replaying our most popular MONEY program with Cassie Parks of Spiral Up!! Then we carry that subject out throughout the month with different guests, perspectives and debate. Whether in November, New Years or in MAY....listen in to learn what is keeping me and you from RICHes. It all is about what goes on between our two ears. Call in to chat with us...at 1-818-572-2910. Chat in right here on our Show Page... Listen and SHARE! Shedding the Bitch Radio is all about YOU. Your questions, your challenges, your victories and your stories of shedding your bitches of fears, insecurities, doubt, negativity or more...so you create the RICHes in your career, business and life you deserve.  FOLLOW the program so you can join in with us! Bernadette Boas is known as a ‘ball of fire’ author, speaker, screenwriter, leadership change agent and radio hostess… who inspires, motivates and equips women with the mindset and skill set needed to achieve success and prosperity in their life and business. With what she called her ‘pink slip to freedom’, Bernadette authored her first in a series of books, Shedding the Corporate Bitch, Shifting from Bitch to Rich in Life and Business. And thus, Shedding the Bitch Radio was born to help women DISCOVER< CONFRONT< and SHED their bitches of fear, insecurity, doubt and more, to CREATE RICHes in their life. Listen weekly live or from iTunes. Shedding the Bitch Radio is all about YOU!

Shedding the Bitch Radio
RICHtip Tuesday - Shedding the MONEY Bitch...

Shedding the Bitch Radio

Play Episode Listen Later May 26, 2015 60:00


RICHtip Tuesday is the FIRST Tuesday of every month... taking on issues impacting women's lives and careers! Today we are replaying our most popular MONEY program with Cassie Parks of Spiral Up!! Then we carry that subject out throughout the month with different guests, perspectives and debate. Whether in November, New Years or in MAY....listen in to learn what is keeping me and you from RICHes. It all is about what goes on between our two ears. Call in to chat with us...at 1-818-572-2910. Chat in right here on our Show Page... Listen and SHARE! Shedding the Bitch Radio is all about YOU. Your questions, your challenges, your victories and your stories of shedding your bitches of fears, insecurities, doubt, negativity or more...so you create the RICHes in your career, business and life you deserve.  FOLLOW the program so you can join in with us! Bernadette Boas is known as a ‘ball of fire’ author, speaker, screenwriter, leadership change agent and radio hostess… who inspires, motivates and equips women with the mindset and skill set needed to achieve success and prosperity in their life and business. With what she called her ‘pink slip to freedom’, Bernadette authored her first in a series of books, Shedding the Corporate Bitch, Shifting from Bitch to Rich in Life and Business. And thus, Shedding the Bitch Radio was born to help women DISCOVER< CONFRONT< and SHED their bitches of fear, insecurity, doubt and more, to CREATE RICHes in their life. Listen weekly live or from iTunes. Shedding the Bitch Radio is all about YOU!