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Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. Justin and his guest, Jennifer Pack, RIMS 2025 Risk Manager of the Year, discuss her career and achievements, including Hyatt's VP of Risk Management. Jennifer describes how her membership in the RIMS Chicago Chapter and service on the Board impacted her career. Jennifer helped align Hyatt's risk strategies with its evolving business model to ensure resilience in today's complex environment. Leading nearly 40 professionals, Jennifer's leadership and innovative risk solutions have helped strengthen Hyatt's risk management framework, to proactively identify risks and develop strategies to address them. Jennifer successfully redesigned and centralized Hyatt's Short-Term, Long-Term Disability, and Workers' Compensation programs, reducing manual processing by up to 80,000 hours, improving compliance, and reducing legal exposure. It is linked to millions of dollars in savings. Under her leadership, Hyatt's risk management team is overhauling Hyatt Hotels' fire safety with the first-of-its-kind Fire Life Safety Compliance and Governance Program, setting a standard for the organization and industry. The initiative includes the implementation of new technology, as well as auditing the 1,450 Hyatt hotels in 79 countries. Jennifer is a beloved mentor who has had an impact on many careers. She continues to demonstrate her commitment to advancing the risk management profession as an active member of the RIMS Chicago Chapter. Jennifer's innovations may inspire your work for your organization's ERM program. Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. It is one of my favorite episodes to produce, with the Risk Manager of the Year. This year's honoree is Jennifer Pack, Hyatt's Vice President of Risk Management. We will talk about her success in ERM, captives, and more. [:48] RIMS-CRMP Workshops! RIMS is co-hosting an intensive four-day program which is your gateway to achieving two prestigious certifications, the DRI Certified Business Continuity Professional (CBCP) and the RIMS Certified Risk Management Professional (RIMS-CRMP). [1:08] This workshop will be held from May 19th through the 22nd in collaboration with DRI International. Links to these courses can be found through the Certification page of RIMS.org and this episode's show notes. [1:23] Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM” and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [1:40] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:51] We're at RISKWORLD this week but preparations are already underway for the RIMS ERM Conference 2025 on November 17th and 18th in Seattle, Washington. RIMS is accepting educational session submissions through May 20th. [2:08] The best submissions will address current and future challenges facing ERM practitioners as well as provide leading practices and concrete takeaways for a diverse audience of risk professionals from industries or organizations of varied sizes, disciplines, functions, and roles. [2:26] These include officers, leaders, managers, and students. The link to the submission form is in this episode's show notes. [2:35] While you are at RISKWORLD, be sure to take away some inspirado and channel it into an educational session submission for the RIMS ERM Conference 2025. Of course, mark your calendars for November 17th and 18th and I'll be sure to alert you when registration opens. [2:55] The RIMS Risk Manager of the Year Program aims to raise the profile of the risk profession and the outstanding programs the honorees have implemented within their organizations. [3:04] The award was created in 1977 and the Risk Management Honor Roll was added in 1981. The 2025 RIMS Risk Manager of the Year is Jennifer Pack of Hyatt. [3:16] As VP of Risk Management, Jennifer has transformed risk management at Hyatt, embedding a culture that has provided a launchpad for organizational success. Her innovations in captive management also earned her this award. [3:28] Jennifer is a long-standing member of the RIMS Chicago Chapter and an all-around fantastic professional. Her profile will soon appear in the Awards Edition of RIMS Risk Management magazine. [3:40] Jennifer will receive the award on May 5th at 4:00 p.m., on the main stage at RISKWORLD. We're going to get to know her a little bit now. We'll talk ERM, captives, Chicago RIMS, hotel and hospitality, and more. [3:57] Interview! RIMS 2025 Risk Manager of the Year, Jennifer Pack, welcome to RIMScast! [4:34] Jennifer has been at Hyatt, for going on 18 years. She can stay at any hotel she would like! [5:03] Some people like to leave their jobs every few years for a new company and skills. Jennifer's career at Hyatt has been an adventure! She hasn't been doing the same thing for 18 years. Every couple of years, she gets new roles and responsibilities. She's constantly learning. [5:24] She has a foundation of knowing whom to go to, what the systems are, and how to get things done. There's a base familiarity but with some excitement and learning opportunities. [5:36] If the feeling of being able to learn and grow ever stops, Jennifer will think about leaving. She's enjoying her time. It seems like she's working or a new company all the time. They're transforming. They're changing. The risk landscape is changing. There's never a dull moment. [5:56] Justin feels the same way about working at RIMS! He started as a writer but then got these responsibilities and they took on sort of a life of their own and attracted more of an audience. It's more work, but it's more fun and rewarding. [6:25] Jennifer joined Hyatt in a group called Compliance and Controls. She was hired to set up their Sarbanes-Oxley department. In reaction to the financial crisis after the downfall of Arthur Andersen and Enron, Sarbanes-Oxley was born and Jennifer became an expert on it. [6:58] Jennifer launched that group and then it was moved into Internal Audit where they were exposed to a lot more people and systems. Jennifer had the opportunity to backfill someone in the Risk Management department and never left. She's been in the risk function for 15 years. [7:30] When Jennifer joined the risk group it had seven risk practitioners in the corporate office. There were five or six Occupational Health Managers in the field, helping with Workers' Compensation and occupational safety. There are over 35 full-time members now. [8:09] They've taken on new roles in the 15 years: physical security, business resilience, fire life safety compliance, and other health and safety functions in the company. They could probably use a few more people but they're doing well. [8:38] The risk profile of the company has changed. The geopolitical risk profile of the world has changed. Hyatt's offerings have changed. They used to be mostly business, group, and convention, and now they lean into leisure, travel, and all-inclusive, which have different risks. [9:16] Hyatt has tripled its resort rooms and quintupled its lifestyle rooms since 2017. A lifestyle room is about meeting clientele where they are. Millennials want to travel the world and experience the environment, such as an attached nightclub in Miami or New York. [9:55] They're unconventional hotels with the framework of a well-known brand, where guests have comfort, safety, security, cybersecurity, and loyalty points while feeling like they're in a niche hotel with great and different experiences. It feels like a boutique, attached to the brand. [11:06] Social inflation is a risk. Liability insurance has gone up because claim payouts have gone up tremendously. Claim attorneys are targeting hospitality. [12:12] Hyatt is thinking globally about health, safety, and security, making sure policies are locked down, training is locked down, and people know how to report an incident, and when to report it. How do you de-escalate an incident to win the guest back? [12:36] Saying, “I'm sorry that happened to you. Here are some points. We care about you,” reinforcing that, versus saying, “Let my insurance company deal with it.” That's the last thing we want. If our guests had a bad incident, they had a bad experience. [12:51] Especially if you're traveling on leisure with your family, you want to know that you'll be taken care of. There's an expectation that you're going to be safe and secure. Hyatt wants to make sure to bring the level of care to them that they deserve. [13:07] Hyatt is working on the front end to retrain employees on ramping up safety and security measures and knowing how to respond when an incident happens. [13:18] Then, if it gets into the claims section, the claims management team has new robust processes to manage claims to drive down exposure. On the insurance procurement side, Hyatt is leaning into its captive to take on much higher retention in-house. [14:09] Hyatt is asking leadership in the field to bring education and awareness to the importance of risk management, what's at risk, and what the current legal environment is, and overlay that with wanting to care for people. Hyatt cares about the guest experience. [14:43] This is a macro-level environment. If you have litigation system abuse across the country, what are insurers doing about it? What are brokers doing about it? What are corporations doing about it? [14:56] Jennifer gets with her peers in the hospitality industry, working in their respective associations, to address these issues at the state and federal levels, change laws, and push for tort reform and disclosures of litigation funding. [15:28] Hyatt has partnered with the American Lodging and Hospitality Association and is considering partnering with insurance companies. You can't just hope someone else will take care of the problem. It's a much bigger problem that we all need to address. [16:06] Justin points out that third-party litigation funding is one of the top initiatives and campaigns for RIMS this year. RIMS recently had the Legislative Summit in Washington, D.C., where third-party litigation funding was a top priority. It was a top RIMS talking point on the Hill. [16:38] Jennifer says Hyatt and the hospitality industry are in with RIMS on the issue of third-party litigation funding. If it continues, guests are going to have to pay more for a stay and for the experiences they want to have as rising risk costs are passed to the consumers. [17:04] Plug Time! RIMS Webinars! We are back on May 22nd, with GRC, a TÜV SÜD Company, and their newest session, “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny”. [17:22] On May 29th, Origami Risk returns to present “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction”. On June 5th, Zywave joins us to discuss “Today's Escalating Risk Trajectory: What's the Cause and What's the Solution?” [17:44] More webinars will be announced soon and added to the RIMS.org/Webinars page. Go there to register. Registration is complimentary for RIMS members. [17:55] Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [18:16] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [18:36] General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. [18:46] On the 7th of October, the New Jersey RIMS Chapter will return to the beautiful Fiddler's Elbow Country Club in Bedminster, New Jersey for their Annual Charity Golf/Pickleball Event. [18:59] Registration is open and the event proceeds are used to fund the chapter's Spencer and Kids' Chance Scholarships. It was the filming location for the upcoming movie sequel Happy Gilmore 2. For more information, and to register, please NewJersey.RIMS.org. [19:21] Let's Return to My Interview with RIMS 2025 Risk Manager of the Year, Jennifer Pack! [19:47] Hyatt put a captive in place in 2013. Back then, Hyatt had huge insurance cost swings year-on-year that they couldn't forecast. It created a lot of “noise” on the balance sheet. They originally put the captive in place to take away that noise and remove wild cost volatility. [20:38] Over time, Hyatt started to see success and build up a surplus they saw the value of a captive, especially as market conditions changed. They brought in additional forms of insurance coverage with traditional deductible buy-downs with workers' compensation and GL. [21:04] They started to see the surplus build up and they were able to give some of the surplus back to the participants and drive down their premium cost. [21:14] In the pandemic, the hospitality business came to a halt. Before the pandemic, Hyatt's average occupancy around the world was over 75%. In April 2020, it dropped to 6%. The owners of Hyatt were under extreme pressure. [21:43] Jennifer had an extra surplus in the captive and was able to give relief to the owners and to the company in that year and the next couple of years. Claim volume went down due to lower occupancy. Hyatt used some of that cash to fund large acquisitions. [22:19] That's when Hyatt saw social inflation in gaps in coverage. There was no coverage for a pandemic. Through the captive, Jennifer was able to offer that coverage to the owners. She offered wages and hours insurance to the owners. [22:48] Coming out of COVID-19, with the impact of social inflation, the captive took on larger line sizes and larger layers in its umbrella tower. They had some acquisitions in cyber. They bought the Apple Leisure Group. [23:36] In a lot of those services, Hyatt isn't providing the service but is almost like a travel agent, connecting you to the hotel, airline, or excursion. If there is an incident, the third party has the coverage. Hyatt has exposure for connecting you to the service. [24:01] Hyatt had to get creative with coverage for these new exposures, working with broker partners to fill those gaps. They did it largely with the captive, buying time until they could get a traditional product in place. [24:17] With the captive, Hyatt filled gaps, helped grow the business, and used it as a business enabler, providing cash, relief to owners, and coverage that may not have been commercially available, either to buy time or permanently fill a gap. It's been fun! [24:53] Jennifer regularly changes which hat she wears. As the captive President, she has to look at what Hyatt is doing to protect the captive and make sure it's adequately funded and complies with regulations. From a governance perspective, is Hyatt doing the right things? [25:21] Jennifer regularly brings in third-party experts to check the captive. Jennifer's decisions as President of the captive are through the lens of the captive and as the owner of this business, what they are doing to grow revenues, manage expenses, and keep an adequate surplus. [25:44] The captive doesn't run razor-thin. To have a forward-looking approach, it needs to have an adequate surplus, reserves, and cash in the captive. They're very conservative in protecting it. [26:06] From a corporate risk management perspective, when Hyatt needs to buy insurance, Jennifer asks, can we buy it from the captive? She sometimes has tough conversations with Hyatt about borrowing versus driving up investment income to protect everyone's interests. [26:37] Jennifer has to keep top-of-mind, which lens she's looking through, whether President of the Captive or Hyatt Vice President of Risk Management. She wears two hats, managing all the key stakeholders' needs and wants. [27:17] Some of the stakeholders are Hyatt, third-party owners, the corporation itself, and guests and colleagues with short-term and long-term disability and medical, adding value for the benefits team so they don't have to go to third parties for that insurance. [28:27] As the Captive President, Jennifer is looking at loss and expense ratios, reserve to operating ratios, surplus to premiums, and surplus to reserves, making sure that they're within the set ratios. They shoot for three to one. Anything above that number can go to participants. [29:09] They won't go below three to one so they are capitalized for future unexpected losses or to back up future business growth. Jennifer believes Hyatt is unique in having those ratios and guards in place. Jennifer is looking forward to future needs. [30:15] The captive evaluates from time to time whether to change the ratios to five to one or four to one. In the liability space, claims are growing. Some of the demands are wild and the settlements reached or not reached are eye-opening! [30:46] Jennifer explains the global risk management claims software that is now also used for incident reporting to the risk department. They look at data from all incidents and are seeing a trend and looking to what could come down the pike and new coverages they may need to offer. [31:44] The technology is supporting the department and overall risk management strategy. The captive is benefiting through better data on what's happening out there so they won't get blindsided by unusual trends that aren't yet seen in the claims. [32:19] Technology helps the captive to build out platforms to manage compliance, safety, and security in the environment. [32:28] The more data insights and comfort Jennifer has over the Health, Safety, and Security diagnostic at each property, region, and the globe, and overlays those with risk assessments Hyatt does, the more comfort she can get to take on more risks knowledgeably in the captive. [33:15] RIMS Plug! The first of hopefully many RIMS Texas Regional Conferences will be held in San Antonio from August 4th through the 6th, 2025. This groundbreaking event is set to unite the Texas RIMS Chapters and welcome risk management professionals from around the world. [33:34] Guess what, folks! Registration is now open! The advance rate is available through May 16th. A link is in this episode's show notes. You can also visit the Events page of RIMS.org to register. We look forward to seeing you in Texas! [33:50] Let's Conclude Our Interview with RIMS 2025 Risk Manager of the Year, Jennifer Pack! [34:04] Jennifer Pack is the RIMS Risk Manager of the Year 2025 and she has been such a wonderful guest. This episode is coming out the morning of the awards. We will see her onstage, for anyone who has the privilege of being there. [34:19] Jennifer is honored, excited, and a little nervous to be onstage at RISKWORLD for the award. A lot of the RIMS Chicago members will be there. Jennifer has a wonderful Chicago-based team that will be there. Jennifer's parents and her husband are coming. [36:26] Jennifer says moving up the ranks at Hyatt and RIMS Chicago has been a fun and wild ride! The growth in her career, switching from being a Public Accountant to Auditor to Risk Manager has been fun with a lot of learning. [36:54] Jennifer tries to lead and grow with optimism, fun, and humor. She's been able to grow and develop a team under her. It's been a really interesting 18-year adventure. [37:11] Once Jennifer was exposed to RIMS, it opened her eyes to the wealth of resources, friendship, collaboration, and knowledge-sharing. It's been such an excellent experience for her. She couldn't be prouder of the Chicago Chapter and the great things they do to develop talent. [37:43] Jennifer says since COVID-19, it's been wonderful to see the number of people who attend the outings and forums. It's great to have such a great community and seeing them regularly is impactful. [38:06] Jennifer is Risk Manager of the Year. The Rising Star is Megan Smalter, who has had a wonderful time with the Chicago Chapter before moving to New York. In her role on the RIMS Chicago Chapter Board, and when she ran the Golf Outing, Jennifer has worked with Megan. [38:45] Julie Bean won the Heart of RIMS Award recently. Jennifer says it's great to have the bench of expertise of long-standing members in the Chicago Chapter. Jennifer learned from them personally and in professional settings. They're great for sharing ideas and working with. [39:36] Jennifer also mentioned Theresa Severson who was RIMS 2023 Risk Manager of the Year, with Kite Realty. There's a lot of talent and deep risk knowledge in the RIMS Chicago Chapter. There's a genuine camaraderie. [40:30] Jennifer looks ahead to see companies leaning into the concept of full risk management philosophy. Risk management is so much more than just the insurance buyers. [40:45] Risk management is “How can we bring a risk management mindset to our enterprises? How can we be business enablers? How can we leverage the wealth of data and information that comes through our department to enable mindful growth in the business?” [41:05] It's “How can we help with ESG efforts, especially with the reporting? How can we mitigate risks to the company and not just to our financial tools of insurance? What can we do in loss prevention or mitigation?” [41:26] “What can we do in claims management with more expertise, as things heat up on the litigation side with social inflation and nuclear claims?” Jennifer sees Hyatt and other companies taking more risks in the captive's or balance sheet to offset what's happening.” [42:10] Risk managers are going to have to articulate that and bring solutions to the forefront of their companies. Jennifer is excited about the future. She's looking forward to launching and rolling out more technology solutions as Hyatt leverages all its data. [42:57] Jennifer knows her team can have a lot of positive impact on the organization and she's excited about it. [43:08] Special thanks and congratulations again to Jennifer Pack, the RIMS 2025 Risk Manager of the Year. A link to RISKWORLD coverage is in this episode's show notes via the Show Daily. [43:20] That will update this episode's show notes with a link to the RIMS Risk Management Magazine coverage in our special Awards Edition. More honorees from RISKWORLD will join us here on RIMScast soon. [43:35] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [44:03] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [44:21] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [44:38] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [44:55] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [45:09] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [45:17] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe! Links: RIMS Texas Regional 2025 — August 3‒5 | Advance registration rates now open. ERM Conference 2025 — Call for Submissions (Through May 20) RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Educational Foundation — General Grants 2026 — Application Dates Press Release: “RIMS Risk Manager of the Year Goes to Hyatt's Jennifer Pack” RIMS Webinars: RIMS.org/Webinars “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny” | Sponsored by GRC, a TÜV SÜD Company | May 22, 2025 “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction” | Sponsored by Origami Risk | May 29, 2025 “Today's Escalating Risk Trajectory: What's the Cause & What's the Solution?” | Sponsored by Zywave | June 5, 2025 Upcoming RIMS-CRMP Prep Virtual Workshops: CBCP & RIMS-CRMP Exam Prep Virtual Bootcamp: “Mastering Business Continuity & Risk Management” | May 19‒22, 2025 | In Collaboration with DRI International Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes: “Risk and Leadership Patterns with Super Bowl Champion Ryan Harris” (RISKWORLD 2025 Keynote) “(Re)Humanizing Leadership in Risk Management with Holly Ransom” “Risk and Relatability with Rachel DeAlto” “RIMS Risk Manager of the Year, Steve Robles, Los Angeles County” (2024) Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RIMS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guest: Jennifer Pack, VP of Global Risk Management, Hyatt Corporation Production and engineering provided by Podfly.
Deepu Sondhe moved to Indiana in the 1970s and immediately fell in love with the Indy 500 and Rick Mears. Then he tells us all about the 429 Golf Outing at IMS, supporting Hinch's Stop & Go Foundation.+++Off Track is part of the SiriusXM Sports Podcast Network. If you enjoyed this episode and want to hear more, please give a 5-star rating and leave a review. Subscribe today wherever you stream your podcasts.Want some Off Track swag? Check out our store!Check out our website, www.askofftrack.comSubscribe to our YouTube Channel.Want some advice? Send your questions in for Ask Alex to AskOffTrack@gmail.comFollow us on Twitter at @askofftrack. Or individually at @Hinchtown, @AlexanderRossi, and @TheTimDurham.
April 25, 2025 ~ Mark Cramer, regional vice president of Kearns Brothers, joins Lloyd, Jamie, and guest host Chris Alberta in studio to talk about the first annual "Tee Off Fore A Kid Again" golf outing.
Sydney shares the April Non-Profit of the Month with the Monmouth Area Chamber of Commerce, plus previews the upcoming Golf Outing, a networking event, and strategic planning on the WRAM Morning Show.
Katie Laleman from the Henry County Farm Bureau recently highlighted several significant initiatives fostering community support and education. The Bushels for Hunger program has enabled area farmers to donate enough grain, translating to 1.7 million meals over 15 years, significantly aiding the River Bend Food Bank with a $21,523 contribution this year. Scholarships worth $50,000 have been awarded by the Bureau, with recipients soon to be announced. Additionally, the Rural Nurse Practitioner Scholarship Program is inviting applications, focusing on strengthening healthcare in rural Illinois. Upcoming events include the annual golf outing at Baker Park in Kewanee, set for August 8, 2025.
Andrea shares the Monmouth Area Chamber's Business and Non-Profit of the Month, the upcoming Home Show, Golf Outing, plus talks Maple City Area Partnership strategic planning on the WRAM Morning Show.
Putting all of the greatest segments from this morning's joeSHOW into one easy going podcast so you can listen back on your way home from work or school. Download and stream THEjoeSHOW's Instant "POD"ification now with our new an improved iHeart Radio App!
On this episode of The Healey Brothers Show, Jason Healey, Brian Healey, and John Koerner discuss the impact of The Healey Brothers Driven to Give Foundation and its charitable work within the community. Filmed at the annual Healey Brothers Driven to Give Foundation Golf Outing, the episode explores the foundation's mission to support local organizations such as the food bank and hospice center. The hosts also share stories of the foundation's impact and highlight the significance of this year's Golf Outing, including who will benefit from the funds raised. Tune in to learn more about why giving back is so important to the Healey Brothers team and how their charitable efforts strengthen their relationship with the community.
Lawlessness in KY? Truth about Amendment 2; Crystal's story airing in late October...powerful! KY Right to Life PAC Voter Guide and Golf Outing info - 502.895.5959; kyrighttolife.org or PAC website... kyrighttolifevictorypac.org; KY Family Forum on Oct 12 info - 895.255.5400 or info@kentuckyfamily.org.
PACE Alliance Board Member Tim Te Grootenhuis and Executive Director Karen Eischen discuss the 2024 golf outing and the latest with the organization.
There are different tiers of celebrities... We cover the boys' golf outing. We also talk about the arrest of P-Diddy, the Brewers buzz continues, Lori Nickel joins the show to talk defense, and Vince shares the story of a local author and the best librarian of all time
Mary Mahoney, vice president of the Replacement & Leisure Division at Enterprise Mobility, and Matt Ebert, founder and CEO of Crash Champions, join the CollisionCast to talk about recruiting for the collision repair industry and the Collision Engineering program. The Collision Engineering program will be the primary beneficiary of the upcoming Crash Champions Golf Outing, Dec. 5 at Monarch Beach Golf Links in Dana Point, California. In the past year, Crash Champions has hosted more than 25 Collision Engineering students as apprentices in its Skills Training Education Program (STEP) at its repair centers throughout the U.S. For more information on the Collision Engineering program, go to https://www.beacollisionengineer.com. For more information on Crash Champions' STEP, go to https://step.crashchampions.com And for information on how you can join in the golf tournament or be a sponsor, go to https://crashchampions.com/2024-Golf-Outing. Check out more episodes here!
Every year, members of the Ohio Tire & Automotive Association gather at the Country Club at Muirfield Village in Dublin, Ohio for OTAA's annual golf outing. For the first time in three years, this year's outing had a full field with 128 golfers – which included members of OTAA from independent tire shops and dealerships, friends and family of those members, and media.Watch the video for more insight from Wallick and Boyd on the event, including an explanation on the benefits of the annual OTAA golf outing, information on OTAA priority legislation and an inside look from our perspective at this years annual outing.Tire Review: www.TireReview.comAAPEX: www.AAPEXShow.com
Send us a Text Message. RHOC S18 E4In this episode, Heather and Terry discuss the possibility of renting their LA penthouse, with Heather expressing her reluctance. Meanwhile, Tamara organizes a night out for the ladies, leading to some wild antics, including Emily urinating in the bushes. Katie stirs drama by claiming Heather and Terry paid paparazzi for Disneyland photos, showing a screenshot as evidence. Heather attributes a social media tagging mishap to her social media manager.Shannon confides in Vicki about her staph infection and a legal letter from her ex, while Jenn and Ryan prepare for a Vegas trip, with Jenn feeling judged by others. Katie and Matt dine out, where Katie shares her feelings about Heather and discusses a golf event idea that Heather feels needs rebranding. Gina and Katie bond over personal matters, with Gina expressing her loneliness.At a golf outing, tensions rise as Katie confronts Heather about alleged paparazzi calls and other incidents, leading to a heated exchange. Emily wins a pair of Prada sunglasses at the event, and Katie tries to lighten the mood with a hot dog cart for Heather.TakeawaysThe Dubrow's are considering renting out their penthouse in LAHeather used Life360 to find her husband after his strokeKatie brings up a story about Heather asking her friend Cynthia about KatieShannon is facing legal issues and discusses it with Vicki The hosts discuss the dynamics between the Real Housewives of Orange County cast members and express their opinions on the relationships and conflicts.They share their thoughts on the golf outing and comment on the skills of the participants.The hosts talk about the rumors surrounding the Real Housewives of New Jersey and speculate on the potential cast changes.They also discuss the controversy surrounding transgender athletes in the Olympics and share their views on the topic.Support the Show.
Emma and Isabel begin by diving right in to this week's Orange County - the one-sided beef between Katie and Heather, the group coming down on Jen, and Isabel's love for Emily Simpson. RHONJ (-25:00) They then dig into this week's RHONJ commotion including a famous Jersey diner, Marge's funeral arrangement, and John Fuda's bone marrow reaction. Finally, news that Phaedra Parks is making her return to RHOA. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Emma and Isabel begin by diving right in to this week's Orange County - the one-sided beef between Katie and Heather, the group coming down on Jen, and Isabel's love for Emily Simpson. RHONJ (-25:00) They then dig into this week's RHONJ commotion including a famous Jersey diner, Marge's funeral arrangement, and John Fuda's bone marrow reaction. Finally, news that Phaedra Parks is making her return to RHOA. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Tune up your short game - or show it off - at the Mini Golf for Good event Friday, August 9, 2024 in Battle Creek.The event, to be held at the Hit-Em-Here mini golf course, will support the programs of the Battle Creek Salvation Army.Registration is requested. Click to hear more details.Episode ResourcesEvent Registration site (active prior to the event)Battle Creek Salvation Army websiteABOUT COMMUNITY MATTERSFormer WBCK Morning Show host Richard Piet (2014-2017) returns to host Community Matters, an interview program focused on community leaders and newsmakers in and around Battle Creek. Community Matters is heard Saturdays at 8:00 AM Eastern on WBCK-FM (95.3) and anytime at battlecreekpodcast.com.Community Matters is sponsored by Lakeview Ford Lincoln and produced by Livemic Communications.
As we get set to turn the calendar to August, Boomer and Gio look at the Giants and Jets odds within their divisions and conferences this season. Vegas doesn't think much of the Giants chances. Then they go through what hyped up teams and QBs they believe in. Things have worked out for Jared Goff in Detroit. Jerry returns for an update but first he tells us about Joe B and JJ backing out of today's golf date with Jerry and CLo. Boomer and Gio have heard stories they can't believe about JJ's golf game. The Mets had a practical approach at the trade deadline and then beat the Twins 2-0. Jazz Chisholm led the Yankees to their fourth straight win and second over the Phillies. Chisholm loves being a Yankee. What will Aaron Boone's nickname for Chisholm be? Rickie Ricardo was fired up by some stellar, game-saving defensive plays. It doesn't sound like Zach Wilson is off to a hot start in Denver. Could this be the year it all goes south for the Cowboys? In the final segment of the hour, Gio asks if any Olympic sports could get a big bump from this summer's games. He and Boomer discuss the popularity of the Olympics.
John Leinenkugel joins us at our golf outing by 102.9 The Hog
Weather, golf outing for pets, Olympics, sports movies and upcoming events...See omnystudio.com/listener for privacy information.
00:00 – 28:48 – JMV is LIVE at the Back 9 in Indy for the Fan Golf Outing! JMV is joined to begin the show by Gina and Lindsey of Channell 13, as well as Andy Sweeney from the morning show The Wake Up Call w/KB & Andy! The group discusses the Indiana Fever, and their loss to Dallas before the extended break for the All-Star Game and the Olympics. 28:49 – 44:03 – John keeps the show rolling by talking to Alex and Brian from The Shop! 44:04 – 49:32 – JMV, Gina and Lindsey wrap up the 1st hour! 49:33 – 1:15:15 – Dylan Windler, native Hoosier who is now with the Atlanta Hawks joins the show! Dylan talks about the start of his career, and how it has not been the journey he expected. He talks about the opportunity he has in Atlanta, and if he will be playing much in the next two Summer League games. 1:15:16 – 1:28:01 – JMV, Gina and Lindsey keep the show rolling! They also take some calls from listeners of the show! 1:28:02 – 1:33:55 – JMV wraps up the 2nd hour by discussing the news of the passing of Bob Newhart. 1:33:56 – 2:00:00 – JMV, Gina and Lindsey kick off the 3rd hour by talking about the importance of St. Francis and looking after your heart. They also take some calls from some listeners! 2:00:01 – 2:18:33 – Voice of the Colts Matt Taylor joins the show with training camp just under a week away! Matt and JMV discuss the health of Colts QB Anthony Richardson, and if his shoulder will be ready for training camp. They also talk about some of the other notable stories heading into training camp, including the Colts secondary and some of the positional battles that will be taking place. 2:18:34 – 2:19:26 – JMV wraps up the show! Support the show: https://1075thefan.com/the-ride-with-jmv/See omnystudio.com/listener for privacy information.
Hour 3: Is a Fan producer golf outing on the horizon? Aditi Kinkhabwala joins the show to discuss a possible Brandon Aiyuk trade. And a Dom Debrief featuring Jason Kelce, Caleb Williams, and CFB 25.
Highlights today include: IES Sells LD+A to Sage, mate. Announces Pilot Program with Acuity Brands at Houston Methodist for Sustainable Lighting Solutions in Healthcare, Lighting Controls Podcast: Bruce Clark on CEDIA, Integration, and the Future of Lighting, IESNYC 2024 Golf Outing.
Holmberg's Morning Sickness - Friday June 28, 2024 Learn more about your ad choices. Visit megaphone.fm/adchoices
Holmberg's Morning Sickness - Friday June 28, 2024 Learn more about your ad choices. Visit megaphone.fm/adchoices
Get comfy in your seats, grab your wooder ice and popcorn because you won't wanna miss this one! Tonight's episode of 302BIRDS is filled with thrilling updates and passionate discussions about our beloved Philly sports. First up, we dive into the return of Brandon Marsh and Trea Turner to the Phillies lineup from injury. How will their comeback impact the team's performance? We'll break it down for you. Next, we analyze the Phillies' tough loss today and give our thoughts on the series against the Padres. What went wrong, and what can we expect moving forward? We also discuss the rising beer and ticket prices at Lincoln Financial Field. When is enough going to be enough? We'll share our perspectives on this pressing issue. Tonight, we're joined by some special guests, including Chris Nady and The Philly Sports Guy, who will share their experiences at Jason Kelce's recent event. We'll talk about a potential Mason Miller trade and the importance of bringing the daycare back together for the Phillies. What does this mean for the team's future? And we have @ChaosChrisPHL guest starring for tonight's show, filling in for @Ballpark_Tommy. You won't want to miss his insights and commentary! Tune in for an action-filled show! Stay connected with us on: TikTok: https://www.tiktok.com/@302birds Instagram: https://www.instagram.com/302birds Website: https://linktr.ee/302birds Facebook: https://www.facebook.com/302Birds Spotify Podcasts: https://open.spotify.com/show/1FsLdnsXbYhTBrzib1g7p0?si=4e2cdbf6d39941da Twitter: https://twitter.com/302Birds Join the conversation with these hashtags: #Phillies #Eagles #JasonKelce #MasonMiller #BrandonMarsh #TreaTurner This episode is made possible by our amazing sponsors: 1996 WORDMARK TEES: Show your Eagles pride with our limited-edition NEW 1996 Wordmark 302BIRDS Tees at https://www.bonfire.com/1996-302birds-wordmark-tee/ EAT AT EL DIABLO: Indulge in mouthwatering flavors at https://www.eldiabloburritos.com/ NICK'S PIZZA: Satisfy your pizza cravings with amazing local pizza from Nick's Pizza of Wilmington, DE. Check them out on Facebook: https://www.facebook.com/Nickspizza302/ KLONDIKE KATES: Enjoy delicious bites and drinks at Klondike Kates on Main St in Newark, DE. Visit them on Facebook: https://www.facebook.com/KatesNewark Remember, fair use applies under Section 107 of the Copyright Act 1976. We strive to provide insightful commentary and engaging content while respecting the rights of all. Thank you for being part of the 302BIRDS community.
We are looking through the Giants that are in the Hall of Fame, wondering where Phil Simms will fall on the all time list of 100 greatest Giants. Boomer said the Rangers that won the Cup aren't remembered as much as they should be. They are, of course, by fans, but not by the masses. Jerry returns for his final update of the day and starts with the passing of Willie Mays. We heard a reaction from Keith Hernandez. Steve Levy reacted that he's 'gone too soon' at the age of 93. Craig Carton calls in to wonder why he didn't win Boomer's golf outing when he shot a -23. The Moment of The Day involves Al ‘squatting his dog'. The show ends with autograph signings, discussion of food portions and some frivolity regarding Jerry's wardrobe.
John Wangler joins Sam at Swing to Cure Diabetes Golf OutingSee omnystudio.com/listener for privacy information.
Show Open from Swing to Cure Diabetes Golf Outing & Countdown 82 daysSee omnystudio.com/listener for privacy information.
The Hewletts join the show at Swing to Cure Diabetes Golf OutingSee omnystudio.com/listener for privacy information.
Live from Swing to Cure Diabetes Golf OutingSee omnystudio.com/listener for privacy information.
Jeff Liska and Mark Messner join Sam at Swing to Cure Diabetes Golf OutingSee omnystudio.com/listener for privacy information.
Some Tiger talk to close out from Swing to Cure Diabetes Golf OutingSee omnystudio.com/listener for privacy information.
Jessie from the Myron Cope-Foge Fazio Memorial Golf Outing joined the show. The outing helps people with autism and was very important to Myron as it affected his family.
The guys are live from Westwood Country Club for the 24th Annual Browns Foundation Golf Outing presented by KeyBank and in association with University Hospitals and Sarchione Auto Group! QB Jameis Winston, DE Ogbo Okoronkwo, OC Ken Dorsey and more join the guys from the third tee box!See omnystudio.com/listener for privacy information.
Ken Carman and Anthony Lima go over what you may have missed 'About Last Night!'
(00:00-22:17) Bob, Amy, & Ray are live from Brian Dawkins Charity Golf outing at Penn Oaks! Taijuan Walker had another rough outing, but the bullpen looked lights out. What do the Phils do with the rotation and how quicky does Ranger come back? (22:31-38:16) Brian Dawkins joins the show! He discusses cerebral wellness in sports, the importance of mandatory mini-camp, and the difference a coordinator like Vic Fangio can make. (38:31-43:53) The show reacts to what they heard from B-Dawk and say what they WANT to hear out of Eagles' preseason camps. (43:53-1:02:11) The show shares former Phillie & Eagles that would fit in well on current teams and Bob Cooney shares a great Andy Reid story. (1:02:25-1:16:34) Larry Bowa joins the show to preview the London Series, the Phillies' chip on their shoulders after losing to the Diamondbacks, and how impressive the bench has stepped up. (1:16:41-1:33:11) Brian Westbrook joins the show to focus on the offense. Westbrook highlights weapons but is anxious to see what Kellen Moore dials up, and so much of this offense falls on Jalen Hurts. (1:33:18-1:45:42) The show evaluates this Eagles team as mini-camp is set to begin, Bob highlights players that might be under the radar. (1:45:56-1:56:43) Who would you want to give a motivational speech? Ray believes last year's failure will stick with this team. (1:56:57-2:05:31) Is there anyone you'd ever want to interview/ask a question to? Bob references one of his favorite movies of all time, High School Musical. (2:05:37-2:23:49) Is this the peak of the Phillies? Bob gives his most unsung Phillie. Should the Sixers locker room be in question? (2:24:03-2:32:47) What player would be fun to watch playing a different sport? (2:32:54-2:41:39)The show closes out talking about the best possible situation as a college athlete and recapping the show.
Baskin & Phelps react to Kevin Stefanski and Joel Bitonio's comments from the Cleveland Browns Foundation Golf Outing.
Rich Hewlett previews the Swing to Cure Diabetes golf outingSee omnystudio.com/listener for privacy information.
Tom McDonough, the Director of the National Golf Series for Tunnel to Towers, tells Shaun about the origins of the Tunnel to Towers Foundation and promotes our upcoming Golf Outing. Buy your tickets today at 560theanswer.com/golf See omnystudio.com/listener for privacy information.
Biden is bankrupting our country and depleting our Strategic Petroleum Reserves! PLUS, Shaun talks to Jeffrey Sikkenga, Executive Director of the Ashbrook Center and author of A Republic If We Can Teach It: Fixing America's Civic Education Crisis, about Americans being ignorant to our founding principals and in order to get our republic back, we need to re-teach what we need to hold our politicians accontable for. Mark Moyar, the William P. Harris Chair in Military History at Hillsdale College, tells Shaun about the first hand corruption he experienced working in a federal buearucracy and the long-hill battle we have to beat it. Read his newest book Masters of Corruption: How the Federal Bureaucracy Sabotaged the Trump Presidency. And Tom McDonough, the Director of the National Golf Series for Tunnel to Towers, tells Shaun about the origins of the Tunnel to Towers Foundation and promotes our upcoming Golf Outing. Buy your tickets today at 560theanswer.com/golf See omnystudio.com/listener for privacy information.
Ken Carman and Anthony Lima go over Ken's upcoming golf outing on another edition of 'Fix My Life!'
20th annual JSA golf outing; Lakers fire Darvin Ham; Elly and Turang lead NL stolen base race; Knicks, Pacers, Cavs, Mavs, Canucks, Stars, and Bruins move on in playoffs; Are the Maple Leafs cursed in the NHL?; T Wolves are dominating the defending champion Nuggets in round 2.
Hour 3 - 0:00 - Commanders take prospects on golf outing, 16:40 - Ben White, 30:30 - Paparazzi patrolling Dulles for QBs
BMitch & Finlay react to the Commanders taking their visiting draft prospects on a golf outing last night. What do they make of it?
Welcome to another deeply engaging episode of the Ed Parcaut podcast. Today, we're honored to have Chris Lautenslager join us to share his rich journey from growing up in a Chicago business-owning family to becoming a champion for small businesses after a career in finance in New York. Chris delves into the essence of the "Prosperity Loop" and how it redefines the purpose of companies. This conversation is a treasure trove of insights, exploring the pivotal role of personal values and joys in shaping our actions and the harmony between work and home life. Whether you're a small business owner seeking to rediscover your passion or someone looking to balance your professional and personal life better, Chris's wisdom is invaluable. He also shares a candid view of the current political landscape and its influence on businesses, as well as an open invitation to listeners to join a community-driven golf event that promises networking paired with fun. Tune in to listen to Chris's inspiring vision and practical advice, and perhaps, get looped into the Prosperity Loop itself. Don't miss this empowering episode as both Chris and I, Ed Parcaut, explore how making deliberate choices can profoundly alter your life's path. Follow Ed on all social media outlets @EdParcaut Need more information? Please visit https://www.edparcaut.com #InnerEdisonPodcast #EdParcaut #ChrisLautenslager #ProsperityLoop #SmallBusinessAdvocate #MorningReflections #PurposefulLiving #WorkLifeBalance #HappinessInBusiness #ValueDrivenHiring #JoinTheRevolution #GetLooped #GolfForCharity #SmallBusinessChallenges #SmallBizOwnership #CorporateToSmallBiz #CityPoliciesImpact #EntrepreneurialSpirit #MayorBloombergLegacy #PerfectClient #LifeChoices #AddictionRecovery #FamilyTragedy #StorytellingPassion #EdParcaut #PodcastForEntrepreneurs #BusinessAndJoy #InvestInEmployees #ChicagoBusinessScene #BusinessPolicyDiscussion #LeadershipAndChange