Your Retirement in Focus

Recorded on February 24th, 2025, join us for this Social Security Update.What is the Social Security Fairness Act? How does it impact individuals filing for or currently receiving Social Security benefits? Catch this TRS Talks segment as Cindy Lundquist, Social Security expert, answers these questions and provides a Social Security Fairness Act update, discusses other Social Security topics, and more. The Social Security Fairness Act was signed into law on January 5, 2025 and details are still being revealed by the Social Security Administration. Please visit the Social Security Administration website at www.ssa.gov or contact your local Social Security office for additional information.Host: Winston Buckley, TRS Communications DirectorGuest: Cindy Lundquist, Social Security ExpertTRS Talks is the health and wealth series of Your Retirement in Focus. It includes conversations with experts and community leaders covering healthcare, investing, and social security. You may view additional videos on our YouTube channel: ⁠www.youtube.com/@trsgeorgia

Timing is everything, especially when it comes to your retirement! TRS Counseling Team Lead, Monica Castine and TRS New Retirement Operations Manager, Carlos Marshall, will help you understand the process in two time periods: BEFORE and AFTER your retirement application has been submitted.Monica will prepare you with: when to turn in your applicationthe benefit of unused sick leave & other sick leave topics information on purchasing service - including Air Timehow to get a benefit estimatewhere and how to apply for retirement Carlos provides insights on:common issues that can delay the processwhy changes in retirement calculations occur when you can expect your first checkhow sick leave & beneficiaries impact your retirement benefitother practical tips to getting your application submitted correctlyAdditional topics include:healthcare subsidies & where to find more infoa review of important things to considerTimestamps 00:00 - Intro01:07 – When to apply for retirement?01:55 – Sick leave minimum amount02:18 – Accruing sick leave with more than one employer02:46 – Sick leave awarded higher than the maximum monthly allowance03:49 – Withdrawn sick leave04:18 – Purchasing service toward retirement05:30 – Airtime service06:32 – Benefit estimates to calculate pension amount07:25 – How do I apply for retirement07:55 – Help with retirement application08:21 – Documents to send with retirement application08:57 – Delayed retirement benefits09:39 – Salary changes prior to retirement10:37 – Factors that can affect retirement benefit calculations11:46 – When is the first check processed?12:19 – Sick leave adjustments after retirement date12:59 – Beneficiary effect on monthly benefit13:53 – Avoiding early retirement reductions14:30 – Advice for employers sending member info to TRS15:16 – SHBP healthcare subsidy16:20 – Ensuring a timely processing of your applicationAre you about to retire? If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! Are you new to TRS or in the middle of your career? Be sure to designate your beneficiaries as soon as possible in your TRS online account. We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at ⁠⁠⁠⁠podcast@trsga.com⁠⁠⁠⁠. Host: Everett Crockett Guest: Monica Castine, TRS Counseling Team LeadCarlos Marshall, TRS New Retirement Operations ManagerFor more information visit: ⁠⁠⁠⁠www.trsga.com⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠https://www.facebook.com/trsgeorgia ⁠⁠⁠⁠ YouTube: https://www.youtube.com/@trsgeorgia #retirementplanning #pensionpodcasts #retirement

Join us for a year-end recap with our Executive Director, Dr. L.C. "Buster" Evans, Ed.D., for an insightful conversation as we delve into the highlights and challenges of 2024. Topics discussed include: How TRS achieved the highest return of all state pension systems in the US. Legislative impacts on the system, including proposed and passed bills. Addressing teacher shortages in Georgia . The number of members who retired this year. Retirees over the age of 100. The importance of keeping beneficiary information up-to-date. The state charitable contribution campaign. Don't miss this opportunity to gain valuable insights into the state of Georgia's teacher retirement system and its commitment to securing the future of educators. Timestamps 00:00 – Intro 01:36 – Legislative Impacts on the System 03:40 – TRS Challenges, Trends, & Triumphs 07:52 – Technology & Security Enhancements 10:48 – TRS' Stellar FY 2024 Market Performance 13:08 – Adapting to Change: New, Current, and Retired Educators 22:42 – TRS Accessibility: On-Demand Content & Macon Office 26:23 – Member Retirement Trends 27:50 – Retiree Resources 31:08 – The Importance of TRS Beneficiary Designations 32:20 – Employer Shout-Out: Renee Lipp, Harris County Schools 34:29 – TRS Staff: Development, Initiatives, & Giving 40:58 – Priorities for the Year Ahead (2025) 43:02 – Words of Wisdom and Gratitude from Dr. L.C. (Buster) Evans 44:50 – Outro Are you about to retire? If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! Are you new to TRS or in the middle of your career? Be sure to designate your beneficiaries as soon as possible in your TRS online account. We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at ⁠⁠⁠podcast@trsga.com⁠⁠⁠. Host: Everett Crockett Guest: Dr. L.C. (Buster) Evans, Ed.D, TRS Executive Director For more information visit: ⁠⁠⁠www.trsga.com⁠⁠⁠ Facebook: ⁠⁠⁠https://www.facebook.com/trsgeorgia⁠⁠⁠ YouTube: https://www.youtube.com/@trsgeorgia #pensions #retirees #educators #teachers #pensionpodcasts

Estate Plans are not Just for the Rich. Why EVERYONE Needs an Estate Plan feat. Ryan Rasmussen, CFP What does an estate plan include? Why is it important to start planning now? Through real-life narratives, examples, and facts, Ryan Rasmussen, CFP, takes you through what an estate plan is and why EVERYONE needs to have one. We aren't all guaranteed a tomorrow and taking control of the “What Ifs” in life can help protect your assets and how your family is taken care of during a stressful time. Ryan specializes in retirement and wealth management and serves as the Assistant Director of Gift and Estate Planning for the University of Georgia. This episode covers: Estate planning and legal documents: power of attorney, last will and testament, and other directives Common estate planning mistakes made: not updating your beneficiaries and more Special situations: inheritance, assets left out of wills, dependents with disabilities Protecting yourself from scams Timestamp 00:00 – Intro 01:39 – Ryan Rasmussen's Journey: Financial & Estate Planning 02:59 – How Financial, Retirement, & Estate Planning Intersect 06:01 – Estate Planning Explained: Who it Benefits & When to Start 11:27 – Unexpected Death in Active Service: 3 Things to Consider 17:02 – Life Events Affecting Wills, Trusts, & Power of Attorneys 22:25 – Solutions for Physical Possessions Not Captured in Wills 26:38 – Steps to Take When Receiving an Inheritance 31:29 – Planning for Dependents with Disabilities 33:32 – Common Mistakes Made in Estate Planning 36:25 – Protection Against Estate Planning Scams 39:26 – Contact Info & Final Thoughts 41:21 – Outro Are you about to retire? If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! Are you new to TRS or in the middle of your career? Be sure to designate your beneficiaries as soon as possible in your TRS online account. We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at ⁠⁠podcast@trsga.com⁠⁠. Host: Everett Crockett Guest: Ryan Rasmussen, CFP For more information visit: ⁠⁠www.trsga.com⁠⁠ Facebook: ⁠⁠https://www.facebook.com/trsgeorgia⁠⁠ YouTube: https://www.youtube.com/@trsgeorgia #EstatePlanning #Wills #Healthcaredirectives #PowerofAttorney #Moneypodcast

What do marriage, divorce, kids, hobbies, and income streams have in common? They all have an impact on your happiness! Join us as we revisit this insightful episode on retirement with Wes Moss, a seasoned financial professional, best-selling author, broadcaster, and teacher. Highlights include: The top 3 financial habits of the happiest retirees and the research behind it How much money happy retirees have saved for retirement Why Money + Health + Connectedness = A happy lifestyle! Wes Moss, author of What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life, also has a quiz to see if you are on the path to becoming a happy retiree. You can take the quiz here: https://www.wesmoss.com/teachers-money-happiness-quiz/. 00:00 - Intro 04:09 - Research Method & Findings 08:25 - Top 3 Financial Habits of the Happiest Retirees 11:51 - Importance of Pensioners Investing 13:38 - Multiple Streams of Income 16:19 - Money + Health + Connectedness 20:31 - Impact of Romantic & Family Relationships on Retirees 27:07 - Cultivating Core Pursuits 32:15 - Unexpected Research Findings 34:46 - Contact Info & Key Tips for Teachers 38:14 - Outro Are you about to retire? If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! Are you new to TRS or in the middle of your career? Be sure to designate your beneficiaries as soon as possible in your TRS online account. We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. Host: Everett Crockett Guest: Wes Moss For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/@trsgeorgia #Retirees #Retirement #Happiness #Finances #Moneypodcast --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

Emphasizing the financial challenges and opportunities educators face, podcast guest, Yahrasiel Colbert, Ed.S., leverages over 27 years of multidisciplinary expertise to help people build confidence in their financial independence. Yahrasiel is an educator, works as a consultant, and has authored a financial journal. During this episode, she provides resources for creating realistic budgets and achievable financial goals. Host: Everett Crockett Guest: Yahrasiel Colbert, Ed.S. Highlights from this episode include: the four biggest financial challenges faced by educators the financial habits of Millennials and Gen Xers strategies for managing debt, such as the snowball and avalanche methods the importance of finding additional income sources highlights from her financial journal Prioritize your financial well-being by joining us for this episode! 00:00 – Intro 03:45 – Foundation of Yahrasiel Colbert's Financial Journey 06:17 – The Passion Behind the Work: Educating Educators 07:47 – Four Biggest Financial Challenges for Educators 12:21 – The Importance of Financial Literacy 15:17 – Retirement Planning: Starting Early & Overcoming Obstacles 19:40 – Educators' Concerns about Retiring Comfortably 22:01 – Resources for Budgeting & Setting Financial Goals 23:37 – Financial Planning Habits of Gen Xers vs. Millennials 26:19 – Managing Debt: Snowball & Avalanche Methods 30:35 – Securing Multiple Streams of Income 32:11 – From Red to Black: Weekly Financial Journal 35:42 – Retirement Savings Plans: 403(b)s, IRAs, & Annuities 41:51 – Catch-Up Contributions 43:35 – Key Takeaways & Contact Information We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. For more information visit: ⁠⁠⁠⁠⁠www.trsga.com⁠⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠⁠https://www.facebook.com/trsgeorgia⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠https://www.youtube.com/@trsgeorgia⁠⁠ If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online at TRSGA.com and register for a session today! Don't forget to update your TRS beneficiaries in your online account! --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

Light the fire, pour the hot cocoa, and grab your headphones! This end-of-year special from the Teachers Retirement System of Georgia dives deep into the triumphs, challenges, and fascinating facts that marked 2023 for TRS. Host: Everett Crockett Guest: Dr. L.C. (Buster) Evans, Executive Director of Teachers Retirement System of GA Join us as we: Discuss market performance to member milestones. Get the scoop on HB 385 and how it can benefit you. Practical tips for maximizing your TRS benefit and planning for the future Discover the heart of TRS with a peek into hard work by those who keep the plan running smoothly. Celebrate the spirit of giving and learn how TRS supports Georgia's amazing charities. This is your chance to unwind, gain valuable insights, and get pumped for the year ahead. So, whether you're an active member, a proud retiree, or simply fascinated by the world of education, tune in and get the inside scoop on TRS! So, grab your headphones, hit play, and let's raise a toast to a year well-lived and a bright future ahead! Timestamps 00:00 – Intro 01:35 – Dr. L.C. (Buster) Evans' 2023 TRS Reflections 05:28 – TRS Market Performance 07:16 – Current Active Member & Retiree Totals 08:42 – Intriguing TRS Stats 11:35 – Working in Retirement & HB385 Benefits 15:34 – Tips for Active Members 17:40 – Pre-Retirement Counseling Session Options 21:54 – TRS Member Retirement Trends 22:41 – The Upcoming Legislative Session & What to Expect 26:42 – The Heart of TRS (Our 7 Operating Divisions) 31:04 – The Spirit of Giving in the TRS organization   32:54 – Parting Words from Dr. L.C. (Buster) Evans 36:35 – Outro We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. For more information visit: ⁠⁠⁠⁠www.trsga.com⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠https://www.facebook.com/trsgeorgia⁠⁠⁠ YouTube: ⁠⁠⁠https://www.youtube.com/@trsgeorgia⁠ If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online at TRSGA.com and register for a session today! Don't forget to update your TRS beneficiaries in your online account! #TRS #retirement #education #Georgia #endoftheyear #podcast #givingback #financialplanning --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

All healthcare is not the same. Louis Amis, Executive Director of the State Health Benefit Plan (SHBP) discusses the importance of understanding your health, being realistic about your finances for emergencies, learning about preventative exams, and being aware of common healthcare mistakes so you can make the best decisions! During this episode, he also talks about the SHBP structure, changes to what is being offered, and information specific to active members and retirees. Take an active role in your healthcare and join us for this important podcast discussion. Host: Everett Crockett Guest: Louis Amis, Executive Director of the State Health Benefit Plan Timestamps 00:00 – Intro 02:45 – Louis Amis' Road to Executive Director 04:21 – SHBP Structure 05:32 – Three Aspects of Total Wellness 06:51 – Provider Selection Process for the state of Georgia 08:07 – Good Practices for Healthcare Decision Making 11:51 – Common Mistakes made during Open Enrollment 13:18 – Upcoming SHBP Changes (2024 Coverages) 19:08 – Retirees and Medicare Supplements 26:02 – Guidance for Retirees Eligible for Medicare 30:10 – Coverage Info for Out-of-State Retirees 31:04 – Importance of Preventative Measures 32:40 – SHBP Resources 35:42 – Outro We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. For more information visit: ⁠⁠⁠www.trsga.com⁠⁠⁠ Facebook: ⁠⁠⁠https://www.facebook.com/trsgeorgia⁠⁠ YouTube: ⁠⁠https://www.youtube.com/@trsgeorgia If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online at TRSGA.com and register for a session today! Don't forget to update your TRS beneficiaries in your online account! --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

Former teacher, author, and returning podcast guest, Danny Kofke, discusses how to take control of your money using simplified and practical tactics. Through his path in teaching, financial education, writing, and TV guest appearances, Danny has learned that you can't run a marathon in 30 days. It takes consistency and a personalized approach to build your financial margins…and you can do it too! Danny discusses the “messy middle”, habit-forming tactics, taking the bias out of your finances, the importance of vesting at 10 years, the TRS benefit, and supplementing your retirement income to become a wealthy teacher. As Danny says, “If this former school teacher can do it, so can you!” If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online at TRSGA.com and register for a session today! Timestamps 00:00 – Intro 02:03 – Danny Kofke's Education Experience 03:47 – Benefits of Teaching Special Education 04:58 – Pivoting Career Paths 07:42 – Insights for Active Educators 11:59 – Tools for Budgeting & Saving 12:45 – Staying Focused 16:46 – Financial Advisers vs. Money Coaches 18:18 – Adjusting to Financial Changes 20:17 – Importance of Vesting 22:04 – How the TRS Benefit Helps 25:08 – Contact Info & Words of Encouragement 26:46 – Outro We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. Host: Everett Crockett For more information visit: ⁠⁠www.trsga.com⁠⁠ Facebook: ⁠⁠https://www.facebook.com/trsgeorgia⁠ YouTube: ⁠https://www.youtube.com/@trsgeorgia --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

The Georgia Retired Educators Association (GREA) has over 32,000 members and advocates for and amplifies the voice of retired educators in Georgia. Dr. Sloan, GREA Executive Director, and Dr. Gray, GREA 2022-2023 President, discuss what sparks their passion for education, the rewards of being a TRS member (including your pension!), and the benefits of being involved with the GREA (fellowship, community, insurance and travel benefits, special projects, and much more). Tune in to be inspired by Dr. Sloan's and Dr. Gray's career journeys, student success stories, and insights on why working in education is worth it. If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! Timestamps 00:00 - Intro 04:48 - Passion for Education 07:08 - Dr. Sloan & Dr. Gray's Educational Career Journeys 11:03 - Pursuit of Higher Education 13:16 - How Rewarding Teaching Can Be 16:55 - TRS Pension & Benefits 21:17 - GREA Membership & Benefits 25:04 - Dr. Sloan & Dr. Gray's Involvement 27:36 - Area Director Requirements 30:08 - How to Get Involved 34:11 - GREA Museum 38:10 - Advice for Active Educators  41:18 - GREA Contact Information 42:38 - Outro We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. Host: Everett Crockett For more information visit: ⁠www.trsga.com⁠ Facebook: ⁠https://www.facebook.com/trsgeorgia⁠ YouTube: https://www.youtube.com/@trsgeorgia --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

Join us in a republish of a previous episode to help you get prepared for your retirement. Are you considering retiring this year?  Have you met with one of our counselors or received an estimate of your retirement benefits?  These are just a couple of the topics that are discussed in this episode.  Carlos Marshall, New Retirement Manager, and Winston Buckley, Communications Director, give best practices to ensure you receive the necessary information to make the application process as easy as possible for you.  We also discuss TRS outreach events, working in retirement, and service purchases.   If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. Host: Everett Crockett For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/channel/UCdQHR__UTfknu9XAjNWsc5g Timestamps 00:00 - Intro 02:06 - Member Resources 04:44 - Pre-Retirement Counseling Sessions 06:16 - TRS Events & How to Request Them 12:27 - Employer Advertising for TRS Events 14:13 - Summer Retirement Application Deadlines 14:44 - Sick Leave Balances 15:15 - Service Purchases & Air Time 16:46 - Requesting a Benefit Estimate 17:35 - How to Apply for Retirement 19:09 - Options for Working in Retirement 24:40 - Final Recommendations 27:56 - Outro --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

TRS podcast host, Everett Crockett talks to Wes Moss, a seasoned financial professional, best-selling author, broadcaster, and teacher. Wes discusses the top 3 financial habits of the happiest retirees and much more! How do events such as marriage, divorce, kids, location, hobbies, and income streams impact your happiness? Money + Health + Connectedness = A happy lifestyle! Join in on our conversation with Wes Moss, author of What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life. Wes has a quiz to see if you are on the path to becoming a happy retiree. You can take the quiz here https://www.wesmoss.com/teachers-money-happiness-quiz/. If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! Also, be sure to designate your beneficiaries as soon as possible! We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. Host: Everett Crockett Guest: Wes Moss For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/@trsgeorgia --- Send in a voice message: https://podcasters.spotify.com/pod/show/trs-ga/message

Are you considering retiring this year? Have you met with one of our counselors or received an estimate of your retirement benefits? These are just a couple of the topics that are discussed in this replay of one our episodes from the TRS Vault. Get out your pen and pad and get ready to take notes as Everett Crockett goes over the plan options and important information for you as you prepare for the application process. If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! Also, be sure to designate your beneficiaries as soon as possible! We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. Host: Everett Crockett For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/channel/UCdQHR__UTfknu9XAjNWsc5g --- Send in a voice message: https://anchor.fm/trs-ga/message

2022 has been a year for the record books for TRS. This has been the 1st full calendar year since the pandemic's beginning that our Atlanta and Macon offices have been open to the public. Our daily operations have not ceased, yet many processes have transformed from how they were years ago. Not to mention, TRS has added several improvements to become both more efficient and productive. Join us as we hear from Dr. L.C. (Buster) Evans, Ed.D., about the system's accolades, accomplishments, fund performance and more. Host: Everett Crockett Guests: Dr. L.C. (Buster) Evans, Ed.D. If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/channel/UCdQHR__UTfknu9XAjNWsc5g --- Send in a voice message: https://anchor.fm/trs-ga/message

In the fall, open enrollment season causes members to reflect on what benefits they currently have and what they will probably need during the upcoming year. Sonya Kinley, Chief Human Resources Officer at TRS, gives us some great tips on what to consider during this time of the year. She even offers some advice for newly hired human resources professionals to become more effective in their roles. Additionally, during open enrollment, members will pay close attention to updating their benefits including health, life, dental, and others, but never quite get around to checking their retirement accounts. Winston Buckley, Director of Communications and Outreach, discusses the importance of having an online account, updating beneficiary information, and using the website to avoid scams. If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. Host: Everett Crockett Guests: Dr. L.C. (Buster) Evans, Ed.D., Christy Gray, Paige Donaldson, Dale Alexander For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/channel/UCdQHR__UTfknu9XAjNWsc5g --- Send in a voice message: https://anchor.fm/trs-ga/message

Did you know that certain retirees can come back to work in a full-time capacity and continue to receive their retirement benefit at the same time? Well, House Bill 385 allows this type of employment for retirees with 30 or more years of service. During this episode, we discuss the main provisions of the bill, eligibility, rules, and even some investment decisions you should consider. If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. Host: Everett Crockett Guests: Dr. L.C. (Buster) Evans, Ed.D., Christy Gray, Paige Donaldson, Dale Alexander For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/channel/UCdQHR__UTfknu9XAjNWsc5g --- Send in a voice message: https://anchor.fm/trs-ga/message

Are you considering retiring this year and have questions about working in retirement? Or are you already a TRS retiree and have had thoughts about your investment strategy in retirement? Well, you have tuned in to the right episode! Dale Alexander has returned to share some information about investing as a retiree and we also revisited our Return To Work episode number 6 which covers details about working as a TRS retiree. If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. Host: Everett Crockett For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/channel/UCdQHR__UTfknu9XAjNWsc5g --- Send in a voice message: https://anchor.fm/trs-ga/message

Are you considering retiring this year? Have you met with one of our counselors or received an estimate of your retirement benefits? These are just a couple of the topics that are discussed in this replay of one our episodes from the TRS Vault. Get out your pen and pad and get ready to take notes as Everett Crockett goes over the plan options and important information for you as you prepare for the application process. If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. Host: Everett Crockett For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/channel/UCdQHR__UTfknu9XAjNWsc5g --- Send in a voice message: https://anchor.fm/trs-ga/message

Are you considering retiring this year? Have you met with one of our counselors or received an estimate of your retirement benefits? These are just a couple of the topics that are discussed in this episode. Carlos Marshall, New Retirement Manager, and Winston Buckley, Communications Director, give best practices to ensure you receive the necessary information to make the application process as easy as possible for you. We also discuss TRS outreach events, working in retirement, and service purchases. If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today! We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. Host: Everett Crockett For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/channel/UCdQHR__UTfknu9XAjNWsc5g --- Send in a voice message: https://anchor.fm/trs-ga/message

In this episode we bring you highlights from some of the best parts of interviews we had throughout the year. In these clips you'll hear information about things to consider as an active member, considerations for retirement, innovations at TRS, and even information about the ERS plan. Guests in this episode include: Dr. L.C. "Buster" Evans - Executive Director of TRS Mr. Jim Potvin - Executor Director of ERS Paige Donaldson - Director of Employer Services & Contact Management at TRS Dale Alexander - President & Founder of Alexander & Co. Danny Kofke - Founder of The Wealthy Teacher Jerry LeBlanc - Retirement Planner & Training Coordinator at TRS Niki Morse - Counseling Manager of Member Services at TRS Cherie Brown - Supervisor of Employer Services at TRS Rhonda Lastie - Retired TRS member We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. Host: Everett Crockett For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/channel/UCdQHR__UTfknu9XAjNWsc5g Million Dollar Wagon - https://milliondollarwagon.com/ The Wealthy Teacher - http://wealthyteacher.weebly.com/ Employees' Retirement System of Georgia - https://www.ers.ga.gov/ --- Send in a voice message: https://anchor.fm/trs-ga/message

Join us as we wrap up our second season! This episode will highlight TRS's accomplishments throughout the calendar year of 2021. It has been a year that has been full of challenges and surprises but TRS has continued to provide excellent customer service to its retirees. Dr. L.C. "Buster" Evans, Executive Director of TRS, joins us to give an update about the plan's assets, key metrics about the system, as well as updates to the State Charitable Contributions Program and more! We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. Host: Everett Crockett Guest: Dr. L.C. "Buster" Evans For more information visit: www.trsga.com Facebook: https://www.facebook.com/trsgeorgia YouTube: https://www.youtube.com/channel/UCdQHR__UTfknu9XAjNWsc5g --- Send in a voice message: https://anchor.fm/trs-ga/message

In this episode we had the opportunity to interview Danny Kofke, The Wealthy Teacher, as he describes just how he lives a wealthy lifestyle on a teacher's salary. Danny shares both professional and personal testimony to give great advice on just how he and his family were able to overcome life's challenges and still stay on track to plan for financial security in retirement. As a former teacher, Danny can relate to the challenges that many educators face with keeping up with the day-to-day demands along with life that continues to come full speed. Danny's love of teaching and personal finance has led him to write four books. His everyday approach to handling money has led to appearances on numerous television shows including Fox & Friends, The CBS Early Show, CNN's Newsroom, The 700 Club and The Clark Howard Show. He has also been interviewed on over 600 radio shows and featured in a number of publications including USA Today, The Wall Street Journal, Yahoo.com, Money Magazine, Consumer Reports, Reader's Digest and The Huffington Post. Danny's wife, Tracy, was a first grade teacher before becoming a stay-at-home to their two daughters - Ava and Ella. She recently returned to the classroom. Despite living on Danny's $42,000 yearly teaching salary for eight years, the Kofke's are on track to pay off their final debt - the mortgage - this year, have a one year emergency fund in place, will retire with a sizable nest and, most importantly, live wealthy lives on less. Danny wants to show others if this school teacher can do well financially, they can too! http://wealthyteacher.weebly.com/ www.trsga.com --- Send in a voice message: https://anchor.fm/trs-ga/message

In this episode we sat down with Dale Alexander of Alexander & Company as he shares personal testimony and his professional experience with educators across the state of Georgia. Dale discusses how the Teachers Retirement System's monthly benefit serves as a cornerstone in retirement planning for so many. He also gives invaluable advice to active members to help them make wise decisions to prepare for retirement. Alexander & Company produced The Million Dollar Wagon video which has had a great impact by encouraging educators to continue in their fields and serves as a reminder of just how well a pension stacks up against defined contribution plans. Please subscribe and be sure to follow us on Facebook and YouTube as well by searching Teachers Retirement System of GA. www.trsga.com www.milliondollarwagon.com --- Send in a voice message: https://anchor.fm/trs-ga/message

In this episode, we interview retired TRS member, Mrs. Rhonda Lastie, who served at Athens Technical College. Mrs. Lastie shares a wealth of knowledge and gives great advice to active members on what they should be doing to prepare for retirement. Also, she gives helpful tips to our current retirees to enjoy their retirement to the fullest. You do not want to miss this episode! Please subscribe and be sure to follow us on Facebook and YouTube as well by searching Teachers Retirement System of GA. --- Send in a voice message: https://anchor.fm/trs-ga/message

In this episode, we will discuss things you should be thinking about as a new member of TRS. This is the last episode in this series and we discuss some things outside of TRS you should think about as well. It's never too early to start planning for your retirement and financial literacy is an important part of it! Please subscribe and be sure to follow us on Facebook and YouTube as well by searching Teachers Retirement System of GA. --- Send in a voice message: https://anchor.fm/trs-ga/message

In this episode, we will discuss things you should be thinking about as a new member of TRS. We are doing things a little different and will be releasing this episode in parts with this one being part three of four. Jerry LeBlanc, CFEI, Employer Training Coordinator and Retirement Planner at TRS, discusses the TRS formula, and things you should be thinking about early in your career as it pertains to your retirement planning. Please subscribe and be sure to follow us on Facebook and YouTube as well by searching Teachers Retirement System of GA. --- Send in a voice message: https://anchor.fm/trs-ga/message

In this episode, we will discuss things you should be thinking about as a new member of TRS. We are doing things a little different and will be releasing this episode in parts with this one being part two of four. Shaleste Miller, Retirement Planner II at TRS, discusses the importance of starting to plan early in your career for retirement and touches on the importance of compounding interest. Please subscribe and be sure to follow us on Facebook and YouTube as well by searching Teachers Retirement System of GA. --- Send in a voice message: https://anchor.fm/trs-ga/message

In this episode, we will discuss things you should be thinking about as a new member of TRS. We are doing things a little different and will be releasing this episode in parts with this one being the first of four. Join Shaleste Miller, Retirement Planner II, and Jerry LeBlanc, Retirement Planner/Employer Training Coordinator, as they provide valuable information about TRS and your future. Please subscribe and be sure to follow us on Facebook and YouTube as well by searching Teachers Retirement System of GA. --- Send in a voice message: https://anchor.fm/trs-ga/message

For the month of July we will be doing things just different in the way that we release our episodes. Instead of releasing the entire episode at once, we will publish our podcasts in parts each week on Saturday mornings at 11:00 AM. This will allow for you to digest all of the valuable information provided. We know that retirement planning can be a daunting task, but we at TRS are here to help. This month we will be focusing on our new members of TRS, but this information is valuable to all of our members. Thanks for the dedication to our young and adult learners across the state! --- Send in a voice message: https://anchor.fm/trs-ga/message

TRS Members, are you thinking about retiring early? Are you wondering what happens with your retirement benefit? What about penalties and sick leave? Listen as we dive into Early Retirement and eligibility requirements. Now that you have decided to retire, would you like to know where to apply and what to fill out online? Follow along with us as we go step-by-step through the online application process.  Host: Everett Crockett --- Send in a voice message: https://anchor.fm/trs-ga/message

Join us as we sit down with the Executive Director of the Employees' Retirement System of Georgia, Jim Potvin. He will discuss plan options, PSERS, spending versus saving for retirement and so much more! He answers many of the questions that many state employees may have about their retirement plan including sharing his thoughts on the future of pensions. Jim Potvin is the Executive Director of the Employees' Retirement System of Georgia (ERSGA). He joined ERSGA in February, 2009 as the Deputy Director, after 15 years in private industry working in retirement plan administration and consulting. He was appointed as the Executive Director in February, 2012. Jim began his career as a pension administrator for Georgia-Pacific Corporation, before moving into a consulting role with Arthur Andersen LLP. He later joined Hewitt Associates, a global HR consulting firm, as the Location Manager for the RFM Pension Administration outsourcing group. At ERSGA, Jim is responsible for the administration and operations of five defined benefit plans, two life insurance plans, and three defined contribution plans covering more than 125,000 active members and 73,000 retirees. A native of Connecticut, Jim holds a B.A. in Mathematical Economics and Managerial Studies from Rice University, and an M.S. from Georgia State University. He is President of the National Association of State Retirement Administrators, and a member of the National Association of Government Defined Contribution Administrators, Inc., the National Conference of State Social Security Administrators, and the Government Finance Officers Association. --- Send in a voice message: https://anchor.fm/trs-ga/message

The Member Services Division of the Teachers Retirement System of Georgia provides counseling sessions, process new retirement applications and provide refunds to our members. Take a listen as we learn more about how this department functions and assist TRS members with retirement. Guests: Dina Jones and Niki Morse --- Send in a voice message: https://anchor.fm/trs-ga/message

In this bonus episode, our Executive Director answers a few questions sent in by one of our listeners. We discuss the current financial stability of The Teachers Retirement System of Georgia. Contact us at podcast@trsga.com. Host: Everett Crockett --- Send in a voice message: https://anchor.fm/trs-ga/message

Do you have member or employer questions? Did you ever wonder how TRS assists its members? Do you have questions and are unsure of how to reach us? How do I register for a TRS account? How do I reset my password? What are contributions? Who are TRS-covered employers? What happens after I obtain 40 years of service? Director, Paige Donaldson, Contact Management Supervisor, Alicia Sanders and Operations Manager Cherie Brown are all geared up to answer all of your questions! For comments or questions: podcast@trsga.com Host: Everett Crocket --- Send in a voice message: https://anchor.fm/trs-ga/message

Join us as we wrap up our first season! This episode will highlight TRS's SCCP campaign, Are You Ready To Apply For Retirement, Retirement Plans and Working After Retirement episodes, TRS updates and more! We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. Host: Everett Crockett For more information visit: www.trsga.com --- Send in a voice message: https://anchor.fm/trs-ga/message

Are you wondering about payments after death? Do you need clarity on primary and secondary beneficiaries? Do you have questions about sick leave and receiving your benefit check? Listen as we dive into our Retirement Services Division and get all of your questions answered. Join us as we continue our discussion of beneficiaries with Jennifer Alridge in this podcast. We also sit down with Master Payroll Operations Manager, Evangeline Griffin to discuss pension checks, sick leave credit, IRS levy, bankruptcies, recalculations, and so much more!! --- Send in a voice message: https://anchor.fm/trs-ga/message

Are you wondering about payments after death? Do you need clarity on primary and secondary beneficiaries? Do you have questions about sick leave and receiving your benefit check? Listen as we dive into our Retirement Services Division and get all of your questions answered! Guests: Cory Buice, Jennifer Alridge, Evangeline Griffin Host: Everett Crockett --- Send in a voice message: https://anchor.fm/trs-ga/message

In this episode, we will discuss the benefit formula, how contributions and interest work, benefit amounts, deductions and legislative updates. At retirement, in addition to selecting Plan A (maximum plan) or Plan B (survivor-ship plan), you may also elect to receive a one-time lump-sum distribution (cash payment) in addition to your monthly retirement benefit. Would you like to know more about distribution options? We will explain what makes members eligible for a Partial Lump-Sum Option payment. --- Send in a voice message: https://anchor.fm/trs-ga/message

Are you recently retired? Are you planning on working after you retire? Are you unsure of the rules? Do you want to know more about working at 49% capacity? If so, take a listen to this episode as we speak with Retirement Services Operations Manager, Christy Gray in the Working After Retirement section of TRS. She will spend some time with us explaining rules and guidelines for returning to work. She answers some of our most frequently asked questions! Topics include Re-Retirement, Contract Work, Disability, Job Categories, Indirect VS Direct Employment, Part-Time VS Salary, Suspension vs Terminating Retirement and so much more! --- Send in a voice message: https://anchor.fm/trs-ga/message

Teacher's Retirement System of Georgia has 7 plan options to choose from at retirement. On this episode, we will review the options available to our members. TRS offers a defined benefit plan of retirement, also known as a 401(a). As its name implies, your retirement benefit is “defined” by calculation using your years of membership service, the average of your highest 24 consecutive months of salary*, and a 2% multiplier. Under this plan, you assume no investment risk, plus you have survivor and disability protection while you are an active member. Also, you are guaranteed retirement income for the rest of your life. Under TRS's defined benefit plan, you are offered two plans of retirement. Basically, Plan A provides a retirement benefit only to you. Plan B offers benefits to your beneficiary at your death. Under Plan A and Plan B, you may also elect to receive a partial lump-sum distribution (cash payment) in exchange for a reduced lifetime benefit. Your decision is very important. Once you start receiving a monthly retirement benefit you cannot change your plan of retirement except under limited conditions as covered in changing your plan of retirement. Remember to subscribe and like our podcast! Follow us on Facebook, Twitter and checkout our TRS Beneficiary Video https://www.youtube.com/watch?v=GgJ1WO2fCN0 on YouTube. --- Send in a voice message: https://anchor.fm/trs-ga/message

This episode is highlighting the Communications Division, which essentially functions as the face of the agency. This division handles marketing, outreach, and training our employers. We chat with the new Director of Communications and Outreach, Winston Buckley about his vision. We discuss the past, present, and the future of what's next for this department. Topics include Planning, Employer Training, and Workshops for Active Members and Retirees. Guest 1: Winston Buckley, Director of Communications and Outreach Guest 2: Mike Zarem Program and Outreach Manager Guest 3: Dr. Candice Jackson, Retirement Planning Manager Guest 4: Angela Swisher, Retirement Planning Manager Guest 5: Jerry LeBlanc, Retirement Planner/Trainer - Subscribe to our podcast! Available on most platforms including iHeart Radio and Castbox! - Leave us a Message-Click the button in Anchor or copy link to web browser - Follow us on Facebook, Twitter/TRSGA, YouTube/TRSGA --- Send in a voice message: https://anchor.fm/trs-ga/message

So, are you ready to retire? What's next? Join us as we navigate the application process, types of service purchases, and processing service purchase requests. Topics: Deadlines and Application Process, Do's and Don'ts of Service Purchases, Review of the types of Service Purchases "This is our peak season in New Retirements"...... Operations Manager, Carlos Marshall discusses the application process, service purchases by Team Lead Monica Castine, along with Myra Woodson Refund and Service Purchase Supervisor both from Member Services. Send us a message and subscribe! --- Send in a voice message: https://anchor.fm/trs-ga/message

We sit down with our Executive Director L.C. "Buster" Evans to talk financial updates, Covid-19, legislative updates and more! --- Send in a voice message: https://anchor.fm/trs-ga/message

 Hello Members! The Teachers Retirement System of Georgia will empower, engage and educate you about retirement. We will provide a quick history lesson on TRS, share our goals for the new show and invite you to participate in Feedback Friday! Make sure to leave us a message below and subscribe!  --- Send in a voice message: https://anchor.fm/trs-ga/message