Podcasts about ERS

We all love winners. We love hearing about the big wins and the perfect track records. It feels good. It feels safe. It instills us with a sense of trust. But I've been in business long enough to know that virtually all individuals who are long-term winners have had profound moments of failure from which they learned invaluable lessons. Those are the people I really want to hear from. They have the kind of knowledge we all need as we navigate through life. It's called wisdom. Surgeons have a saying: “If you've never had a complication, you haven't done enough surgery.” In my surgeon days, I had a handful of complications. Let me tell you—they are no fun. You stay up at night replaying things in your mind, trying to figure out how you could have done things differently—how you could have had a better outcome. Even when unavoidable, those complications teach you something you'll never get from textbooks. It's been no different for me when it comes to business and investing. But I take comfort in knowing that even the greatest investors of all time had their moments of failure and rose from the ashes stronger and wiser. Warren Buffett. Ray Dalio. Every big winner has a story of failure. And while it may be cliché to say that we learn best from mistakes, I truly believe it. The good news is that those mistakes don't have to be our own. Learning from other people's mistakes can be just as effective. This week's episode of the Wealth Formula Podcast is with Russell Gray—a guy many of you already know from his podcasting and radio career. Russ lived through 2008 up close. He took a beating, and he talks openly about what went wrong. But that period also changed the way he sees the world—in a good way. It changed how he thinks about risk, leverage, and what actually matters when things stop going up. That mindset is a big reason he's been successful since then. It's a conversation worth your time. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  If you let the debt run, at some point you fall into a debt trap where the interest on the outstanding debt consumes all of the available discretionary income, and then you’re borrowing just to service the debt. Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast coming to you from Montecito, California. Before we begin today, I wanna remind you there’s website associated with this. Podcast called wealthformula.com. It’s where you will go if you would like to, uh, become more, uh, ingrained with the community, including getting on some of our lists such as the Accredit Investor Club. Of course, it is a new year and there are new deal flows coming through. Lots of opportunities that you won’t see anywhere else if you are a, an accredit investor, which means you. Make at least $200,000 per year for the last couple years with a reasonable expectation of doing so in the future. That’s 300,000 if you’re filing jointly or you have a million dollars of net worth outside of your personal residence. If you, uh, meet those criteria, you are an accredited investor. Congratulations. You don’t have to apply for anything, whatever, but you do need to go to wealthformula.com. Sign up for the Accredited Investor Club, get onboarded. And all you do at that point is look at deal flow, and if nothing else, you’ll learn something. So check it out. And who doesn’t want to be part of a club? Now let’s talk, uh, a little bit about today’s show. You know, um, we all love winners, right? We love hearing about big wins, the perfect track record. It feels good. It feels safe, gives us a sense of trust. But the thing is, I’ve been in business long enough to know that virtually all individuals who are, what you would call long-term winners, have had profound moments of failure from which they learned, um, invaluable lessons. So those are the people that I really like to hear from. You know, they have the kind of knowledge we all need that as we navigate through all of life, and it’s called wisdom. Um, surgeons, as you know, I’m an ex surgeon. Have a saying, if you’ve never had a complication, you haven’t done enough surgery. Uh, in my surgery days, I certainly, you know, had a handful of complications just like anyone else who did a lot of surgery. And, and lemme tell you, there, there are no fun, right? So you stay up at night replying things in your mind, trying to figure out how you could have done things differently, how you could have had a better outcome. And sometimes you realize that those mistakes were unavoidable, but. You still learn something from them. And in these cases, you always learn something that you’re not gonna get from the textbooks, just from reading something. And you know what, it’s been no different for me when it comes to business and, and investing, but I, I take comfort in the fact, uh, that even the greatest investors of all time had their moments of failure and arose from the ashes stronger and wiser. All you have to do is look up stories of Warren Buffet and Ray Dalio. And Ray Dalio basically lost everything at one point, uh, because he, you know, he had a macro prediction that went completely south. But listen, uh, the, the point I’m trying to make here is that every big winner, every big winner I know of as a story of failure. And while it may be cliche to say, you know what we learned best from our mistakes, I, I truly believe that. But the good news is that those mistakes don’t have to be our own, right? So you can learn from other people’s mistakes as well, and that can be just as effective. Uh, so this week’s episode of Well, formula Podcast is featuring a guy that you may know. His name is Russell Gray. Russ, uh, has been around a long time, uh, in the podcasting world. And radio. You know, he talks a lot. He’s talked many times to me at least about living through 2008. And you know what that was like, the beating he took and, you know, what went wrong? Uh, you know, it’s, it’s something that he talks about because, you know, he’s a successful guy and that period in time changed. You know, the way he sees the world, the way in which he behaves in that world. How he thinks about things like risk and leverage and you know, what actually matters when things stop going up. Uh, it’s a mindset thing and it’s important. Um, and we also obviously talk about other things as well, such as, uh, Russ’s current take on the economy. Uh, so anyway, it’s a, a good conversation and it’s one that you’re gonna wanna listen to, and we’ll have that for you right after these messages. 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Welcome back to Show Everyone. Today my guest on Wealth Formula podcast is Russell Gray. He’s a second generation financial strategist and, uh, you may know him from being a, the former co-host of the Real Estate Guy Radio Show, which is one of the longest running, uh, uh, radio shows of its time, uh, in the United States. He’s, he’s a founder of. Raising Capitalist project, which is an initiative focused on helping aspiring investors and entrepreneurs how to better understand how wealth is actually created and how uh, economic systems really work. Uh, he’s best known for his emphasis on real assets, cash flow, economic cycles, and preserving wealth and what he views as an increasingly fragile financial system. Welcome, Ross. How are you? Good buck, happy to be here. And, uh, proud of your success on your show. I remember way back at the beginning you were like, Hey, I wanna start a podcast. Yeah. Yep. You’ve done a great job. Yeah, it was an idea. I was like, here’s the idea. Start a podcast, build a community, all that kind of stuff. But it’s interesting. Uh, well, and let’s talk about what’s going on now. You’ve spent decades teaching people about, you know, real assets and cash flow. But lately your writings feel more focused on systems and and macro forces. So what’s changed? Has something finally become too big to ignore? Well, I think there’s two things you know personally, uh, most people who have heard of me or followed me know that 2008 wasn’t kind to me. I was in the mortgage business. I was very leveraged into real estate all over the place. Had my businesses for cash flow, had the real estate for equity growth. Believed that real estate was hyper resilient and gonna be the beneficiary of inflation. Didn’t understand the dependency on credit markets in both my business and my portfolio. And so that was a big mess, not doing, uh, a real SWOT analysis and understanding. And the third part of that, that was tough, is that I operated the business primarily on credit lines as well. So I had virtually no cash. And so when the credit markets seized up. Canceled my income, it canceled my credit lines and it evaporated my equity. And now all I had was negative cash flow on debt, on real estate. I couldn’t control. And so I looked at that and I said to myself, you know, I’m a pretty smart guy. I. Pride myself on paying attention. So obviously I’m not paying attention to the right thing. So I became obsessed with the macro, uh, picture and, and the financial system, which, you know, to me it’s, it’s the macro economy is what’s going on with, uh. Geopolitics and the energy and, you know, even policy, uh, that affects, uh, how well money can flow through the system. Both monetary policy from the Federal Reserve and fiscal policy from the government now today in the Trump administration trade policy. And so I began to pay attention to all those things, but from the standpoint of not how it was gonna affect the stock market, but how it was gonna affect the bond market and interest rates and the availability of credit, and how it was gonna affect Main Street. Directly and specifically now in terms of jobs and job creation are real wages. And so when I started really looking at all that, um, I, I, I realized that there were some things happening that were gonna be really good, and there were also some things that we needed to pay attention to. And these things move very slowly. So in 2010. I saw that coming outta the financial crisis, the Chinese were very upset with the United States about how much the Fed Balance sheet was expanding, and they were concerned about their very large investment in US dollar denominated. Bonds, and so they began creating bilateral trade agreements with Russia and many other countries to where they could begin this large process of de Dollarizing. Well, that was the first time I’d seen that movie, because it was the same thing that the Europeans did after they saw the Nixon default. Right? They began working on the Euro, which took ’em from 71, 72 when they started, maybe 74 when they started, but it took ’em till 99 to get it done. But you know, once they got it in place, over time, the Euro, the Euro has taken over 20% of global trade. You know, that’s market share from the US dollar. And so I saw this BrickX thing beginning to form. Uh, and then I saw the other thing on the macro that I thought was gonna be really good was in the jobs act, something you’ve benefited from as a syndicator, we. I wrote that report, new law breaks Wall Street Monopoly. And so, uh, even though I, I can’t tell you I was a big fan of Barack Obama, but he signed that legislation that happened on his watch. And I think it was fantastic because now it allowed Main Street syndicators, main Street Capital raisers to advertise for accredited investors and began to really, uh, level that playing field and open up Main Street, uh, to invest directly in Main Street. And so I met you in the syndication program that we put together with the real estate guys to coach real estate investors on how to become capital raisers to, to capitalize on that trend. So that’s, you know, kind of how I kind of became doing what I’m doing. And then when I decided, uh, just about 20 months ago to depart the real estate guys, I wanted to take some of the things that I originally set out to do when I first met Robert Helms way back in the day. And, you know, as relationships go, you know, he has his interest in the things that he wants to do, and I had my interest in things I came to do. And for a long time we were aligned well enough to continue to work together. But it got to a point where, for me, I, I wanted to go off in a different direction, and part of that was driven. By the, the death of my late wife. Uh, you had me on the show right after that happened to me, and I was going through this like, who am I? Why am I here? What am I supposed to do next? What do I really want to get done before I die? And so all of those things kind of informed my personal decisions to, to make a switch. And then of course, what’s going on in the macro. Um, what I saw with Trump 1.0, what I saw in the Biden administration and those policies, and then what I thought would happen in Trump 2.0. And I did a presentation on this at the best ever conference in March of 2025, right after he’d been inaugurated. And, and so, uh, that, that’s kind of has me where I feel like there’s some real opportunity coming. Uh, there’s also some things we need to be aware of on Main Street. Yeah. So you’re bullish on Main Street in general, but you’ve been pretty cautious about the broader financial system. So, uh, what are the things that you’re worried about? Well, I, I think if you understand the way the financial system works, uh, it has a shelf life and that. It’s because it’s, it’s a system that is, depends upon ever increasing debt. Um, people say, I wanna pay the debt off, but if they, if they really understood the system, at least the way I think I understand it, uh, and I’m not alone in this, so it’s not something I just figured out on my own. But, um, you know. I, I don’t want to sit here and pretend like I’m the world’s foremost expert, but the way I understand the way the system works is that it, it requires ever increasing debt, and if we were to pay the debt off, it would collapse the system. So I think you waste a lot of time and energy and from a policy perspective, trying to argue about doing that. And I think that’s why it’s never, ever, no matter what administration, what politician, what mix of congress, what. Pressure there is everywhere globally. The system, the central banking system, the way it works globally, is designed to create ever increasing debt. So the, the flip side of that then is to let the debt run. And if you let the debt run, at some point you fall into a debt trap where the interest on the outstanding debt consumes all of the available discretionary income. And then you’re borrowing just to service the debt. Yeah, that’s about $1 trillion right now, by the way. Which is. Which is, uh, about the, the, the defense, uh, budget. Well, and I think that the bigger thing is when you look at, at the interest on the debt and mandatory spending, there’s virtually no room left after that. So if you’ve got, you’ve got the mandatory spending and you’ve got, um, debt service, you, you have very little room. So it’s not. Feasible either for two reasons. One is there’s just not enough discretionary room to be able to cut expenses enough to, to ever manage the debt. Number two, as I previously mentioned, if we were ever to effectively try to pay down the debt in any appreciable way, it would crash the the system. So the, the way I look at it is it’s, it’s, it’s got to be replaced. There’s going to be a great reset. I think the World Economic Forum was trying to set that up for the world, and they had an agenda. I’m, I’m not particularly fond of. Um, there’s been talk about creating a central bank digital currency, which I think is what, you know, the Federal Reserve and the, what I all call the wizards, uh, or the powers of B would prefer. Uh, but I think if you care about privacy and, and, you know, individual sovereignty, uh, and, and just personal freedom, um, I have a lot of concerns about a central bank digital currency. Um, I think the popularity of Bitcoin, uh, if it was, you know, and who knows what the. True origins were, but let’s just take it at face value. I think a lot of the people, at least that were the early adopters before it had the big price run up, was just a way to escape, uh, the system before it failed. And so you’ve got that. And then you’ve got, again, as I mentioned, the bricks and this global effort to de dollarize, which was I think really kicked off. After the great financial crisis and the massive expansion of the Fed’s balance sheet. And then I think picked up a little steam when we froze Russian assets and people began to see that the US might use the dollar and the dollar system, uh, for political instead of being neutral. And I think that picked up some steam. And, and so there’s, there’s both a geopolitical drive to. Uh, come up with a new system. There is, I think we’re at the end of a shelf life that some type of a new system is gonna have to be, uh, created. Uh, and, and then you look at what Donald Trump is doing and what he’s espousing. You know, let’s get rid of income taxes. Let’s get back to pulling in, uh, revenue from tariffs the way the country was originally founded. Uh, he’s talked about eliminating the IRS and going with an ERS, an external revenue service. There’s people that think that he might beat. Wanting to try to get back on some form of sound money, you know, coming out of, Hey, let’s audit the Fed, let’s audit the gold. I mean, let’s audit the gold. And, um, so, you know, we, you, you never know what what’s really gonna happen, but, but I think what we have to pay attention to are the signs that the system is beginning to break down. And one of those signs that I pay a lot of attention to is monetary, metals, gold and silver. I make a distinction between precious metals, which would also include platinum and palladium, and of course they’re strategic metals, but I just focus on monetary metals, which would be gold and silver, and gold and silver. We’re telling you that people would prefer to be the, the, the safe ha haven asset is no longer us treasuries, but, um, but, but gold and central banks have been driving a lot of it. This isn’t the retail market driving it yet. It, it’s really central banks have been accumulating. And so those are the ultimate insiders when it comes to currency. And if the insiders in the currency markets are repositioning into gold, uh, I’d, I’d call that a clue. Yeah, absolutely. Um. Yeah. You recently commented on the public criticism, president Donald Trump made toward, uh, uh, Peter Schiff. What stood out to you about that exchange? Maybe give us some background people. Not everybody knows who Peter is and, and, uh. And all that. So, yeah. Well, I mean, as you know, I’ve known Peter for 12 or 13 years and, uh, I had read his father’s work way back in the day. He is a very famous in the tax protestor world as somebody who just believed that income taxes were unconstitutional. And he resisted that and ended up going to jail for, died in jail as a matter of fact. And so that was, uh, I think sad. Um. But, but to me it felt like a little bit of being a political prisoner, but be that as it may, that’s how I got to know Peter. And so Peter is a guy that comes from the Austrian School of Economics and he believes in sound money. He believes in gold. He does not like Bitcoin. I’ve sat on panels the last two years with Peter, uh, in between him and Larry Lepard. And you know, Larry is a, a former gold guy. He’s still not opposed to gold, but he’s a hardcore sound money guy. But he likes Bitcoin. Peter hates Bitcoin and they get into it, and I usually sit in between ’em and try to keep things calm. Well, you know, so Peter ended up going on Fox and Friends, uh, I think on whatever it was, Friday the eighth I think it was, or whatever, whatever day that was. And he, he criticized Donald Trump’s spending. And, um, budget deficits and said that it would lead to inflation, and that’s a hot button for Trump. And so Trump, yeah. Uh, responded to him, uh, I think like four 30 in the morning on Saturday morning and called Peter, uh, a. Jerk and a total loser. Well, actually I saw it before Peter did, and so I took a screenshot and I texted it to him. I said, Hey, have you seen this? You know, maybe I’ll press is good press. And I think to a degree, maybe it has been me from, I understand Peter ended up on Tucker Carlson’s show as a result of that. So, but I made a video right after that because I, you know, there was a time when. I’m friends with Peter Schiff and I’m friends with Robert Kiyosaki. As you know, I, we introduced you to both those guys and, and at one point they didn’t like each other very much. They got into it ’cause, you know, and, and so we introduced ’em to each other and found that they had more in common than they, they didn’t. And I, I think that that would be true. Not that I’m in a position to introduce Peter to, to Donald Trump, but I think the way Peter is looking at it is true. Um, but there’s context and I think the context is super important. Now I’ve been studying Donald Trump as a businessman way before he was a presidential candidate or a politician, you know, before he was a polarizing guy, a pariah for some people. He, he was just this real estate guy. He’s good at marketing, he’s a real estate guy, and as you know. We got to know his longtime attorney, George Ross. And so I’ve had a chance to have conversations about what it was like working with Donald Trump, the real estate guy, and when he became a politician, I asked George, is he a crazy man? Does he shoot from the hip? And you know, I got a lot of reassurances that he is a sober sound. Methodical, self-disciplined guy and, and I think he uses the eroticism to keep people off balance as a negotiating tactic. And he writes about that in the art of the deal. So the context that I think that people need to have, and I’m not here to defend Donald Trump, the man. I’m not here to defend Donald Trump, the politician, but I look at the policies and what I think he’s up to in the context of realizing that we have a system that is fundamentally flawed and has to be remodeled. So to use a real estate, uh, metaphor, it would be like we have a hotel building that is very tired. It’s at the end of its life, it’s got to be remodeled, and so you can’t. Completely shut it down because it’s an operating business, so it’s gotta operate during the remodel. And so you begin to, um, reposition things and. You, you, you’re not gonna run optimally, so you’re gonna run some deficits while you’re doing the remodel. You’re gonna go into debt because you got a lot of CapEx to do, and during that period of time, your debt and deficits are gonna be a problem. But real estate guys look at debt and deficits not as a permanent condition. I think Peter is saying, Hey, you’re just running up debt and deficits. Well, in the short term he is. Honestly, I don’t think Trump is concerned about that. I think he’s focused on getting this remodel done, and part of that remodel was showed up in the last jobs report, right? We lost jobs to a degree, but they were government jobs, and what we got was a lot of gains in private sector jobs. Scott descent, his treasury secretary, has come out and overtly said, we are an administration for Main Street, not for Wall Street. So if you’re going to de financialize this economy and turn it back into a productive economy. You’re going to have to have policies that are gonna stimulate Main Street, and that’s, that’s the, the, the new units that you’ve rehabbed in your hotel that you wanna move people into. At the same time, you gotta move them outta the old units, which is people making money, trading claims on wealth instead of producing real goods and services, which is the financial ice economy. So it’s not about banking, it’s not about stocks, it’s not about Wall Street. You know, you need the stock market to stay up. But really what you need to do is you need to create production. And, and, and I think that’s fundamental. I think he understands we’re never gonna pay the debt off by cutting. We’ve got to keep the system running until we can get to some form of sound money. We’re actually paying the debt off as realistic, and then we have to earn so much money that the debt relative to our earnings shrinks. So it’s not paying down the debt, it’s paying down the percentage of GDP by growing GDP. And the presentation I did at best ever in March of 2025 was me explaining why I thought. His policies, were going to allow him to increase velocity and increase wages by cutting taxes, interest regulation, transportation costs, and, and again, that was six weeks into administration. That was theory. I’m gonna do a follow up in March of this year to say, okay, looking back when I gave the speech a year ago, what’s transpired, but I can already tell you a lot of the stuff that I thought he would do. He’s done. And I think that’s muting some of the inflation that his spending and deficits to Peter’s point are causing. And that’s why when this last CPI report came out, it wasn’t as ugly as everybody thought it would be. And, and this is when you don’t look at, when you look at it in the mono, you just look at one thing and Peter’s very fixated on this quantity of money theory. Then the expectation is that you print a bunch of money, you run a bunch of deficits, you’re gonna get inflation. And it’s just a. Equals B or A leads to B. But there are other nuances and I think Trump is looking at more like a real estate developer, which makes sense. ’cause that’s his background. Yeah, yeah, absolutely. It’s, I mean, and then the other just point to, to make there is that there is probably, um, now inflation’s a tricky thing, right? Like on the one hand you don’t want this riding up, but on the other hand, it actually helps with that debt. You’re, you’re basically eroding the debt by letting inflation ride a little bit higher at the same time. And I think the Trump administration knows that it’s a tricky thing to balance, but the goal is to, you know, get GDP pumping at, you know, four or 5%, but it’s gotta be real production buck. And that’s the difference, right? The old way of dealing with the debt was inflation. And, and I think people think that he’s using the old formula, but I don’t think he is. Well, I think it’s, I think, I think it’s definitely geared towards increasing real GDP, but I think in the process there’s probably, they probably care less a little bit. Of inflation riding up a little bit in the meantime. ’cause you’re still gonna have, I think he thinks he can mute it. I think he can mute it with lower taxes, lower interest expense, lower energy costs. And the energy is the economy. And from day one, that was the first policy. He’s, he’s aggressively gone after lowering energy costs because that has a, a, a ripple through, it just affects every area of the economy. And then the regulations in, in the last cabinet meeting. It was reported, the way I understood it, that for every regulation his administration passes, they’ve eliminated 48. So it’s actually, he’s removing the friction. And I think the bigger thing is, and I, and I was on a panel at Limitless, uh, this last summer, and TaRL, Yarborough was moderating the panel, asked the panelists what we were looking at that maybe other people weren’t looking at that. Um. You know, is, is a signal about maybe the direction it was. We, I, I can’t remember. This was a prediction panel and what I said was trade policy because everybody in finance spends all their time looking at the flow of money and trying to get in front of the flow of money. And we’re so used to the money coming from the Fed or coming from the treasury. So they’re gonna come from monetary policy or fiscal policy. And that’s what Peter’s doing. He’s looking at the Fed and he is looking at the treasury. And so what I’m looking at is not just the tariff income, which is relatively minor, but I’m looking at the trade deals, and those are published at the White House and there’s a couple trillion dollars of money that’s FDI, foreign Direct Investments coming right into Main Street. And it’s gonna build infrastructure. It’s gonna build factories. It’s good. And they tell you where it’s gonna be because they, they came back with the opportunity zones, which I thought they would do. Makes sense. It’s the way he thinks. And then taking those opportunity zones, the governors can say where in their state they want that money to go. Well, people on Wall Street don’t think geography ’cause they operate in a commodity world that trades on global exchanges. But real estate people. Geography matters a lot. So if I’m a Main Street person, I live on Main Street and I’m looking for Main Street opportunities, I wanna look where that money is going to be flowing in geographically. And then there may be opportunities in real estate or small businesses in those economies, and you can see it coming, but nobody talks about it. So I created Main Street Capitalist as a show to begin to talk about it. I still do the investor mentoring club, which is, you know. A premium thing where we get together every month and we talk about these things. And the point is, is that if you understand, I think what he’s doing, then you can, you can begin to paddle into position. And I think, again, I am really bullish if he loses inflation. If he loses to inflation, he’s cooked. He knows it. I think that that even the suggestion that Peter made that he was losing to inflation is what flared him up. And so I wasn’t trying to necessarily defend. Peter and I wasn’t trying to defend Trump, I was just trying to reconcile that it is possible that both guys could be right at the same time from their perspective. And so I, you know, I, I had one guy take exception because he felt like I was defending Trump, but for the most part, I got positive feedback on the video. I, I, I, you saw it. So you tell me. Did it make sense? Yeah, yeah, yeah. Absolutely. So when you look at today’s environment, everything going on, where do you think investors are most vulnerable? Um, I, I think that if you are very dependent upon, um, healthy credit markets, we could have a disruption. And that’s what happened to me. If Trump loses the inflation battle even for a little while, little be reflected in interest rates. And the challenge is right now that he is asked the Fed to quote unquote lower rates, but the Fed actually doesn’t like. Set rates, what they do is they set a target and then they manipulate markets to achieve those rates. And if, if people believe the fed, there’s a little bit of front running. So what’ll happen is the Fed will come out and go, oh, we’re gonna lower rates, which means bond prices are gonna go up. So they’re like, that’s great, let’s go buy a bunch of bonds, which drives rates down. So the Fed just by talking. Begins to move the market and then they hope that later on the Fed will buy those bonds from them at a profit to push rates down. Does that make sense? So, so when the last two times the Fed has raised rates in their target, the 10 year has responded in the opposite direction. Which means that the market is like not buying in, and the Fed is gonna have to step in. And when the Fed steps in, they do it by printing money out out of thin air. Now, the concern about that is that when they print the money out of thin air. If they’re replacing bonds on their own balance sheet, that’s kind of a circle and it doesn’t leak out into the economy. If they’re buying new issuance from the the treasury, then that money is gonna work its way through the government to to to main street. Now, the Trump administration can prevent some of that by keeping the money in the Treasury, for example, uh, Trump 1.0 left. The Biden administration with, I think over a trillion dollars in, in the treasury checking account, and Janet Yellen put that into the economy right away during the lockdowns, which immediately created extreme inflation because you muted production at the same time you goose. Uh. Purchasing power, you know? So anybody with like three ounces of economic understanding could have told you that that inflation was gonna come, it was gonna come hard, it was gonna come fast, and it was gonna be stickier than than you thought. ’cause once you let that money out in the economy, it’s out. It’s out and the only way to mute it is either to suck it back, which is very, very difficult, or to outproduce it, and it’s very hard to produce anything when everything’s in lockdown. So I think that, you know, those days are behind us. I think the policies that we’re embracing now are more. Pro productivity. And I think that even if the Fed does have to step in, as long as that money doesn’t leak out into the economy, and part of it is the treasury being able to throttle some of that, and the money that does go into the economy doesn’t go into stimulus, but goes into CapEx and infrastructure, that’ll actually, uh, create. Production. Then I think that, you know, this, this game plan that I think they’re trying to execute has a chance. And so I, I’m, I’m watching for it. And of course, to answer your question, what do we have to worry about that it doesn’t work? Right? If it doesn’t work, then inflation will show up. Interest rates will rise, credit markets will crash, it will take real estate values with it. And the hedge is really gonna be, what I’ve always talked about is gold. I started talking back in 2018 when we were the zero bound with interest rates. Hey, there’s only one way interest rates can go and that’s up. And if they go up fast, then that’s gonna crash bonds. So it would be smart, and that’s gonna take real estate equity with it. So it’d be smart when you have real estate equity and low rates to pull some of that equity out and move it into gold. And I called that my precious equity strategy. If I have a video I did at the Vancouver Resource Investment Conference in January of 2022, explaining that when you could still really execute on that, and I’m not saying that you couldn’t do it today, but it’s harder, but the people who did it back then, I mean, you know, they’ve, they’ve seen their gold almost triple. And at the same time, they were able to lock in interest rates that are, you know, a half what they are today. So when you see those mega trends and you can begin, and that’s the stuff I didn’t know how to do in 2006, 2007. I didn’t understand any of this stuff. The, the, you know, losing everything in 2008 forced me to become a hardcore student and then try to apply that to Main Street strategy. And so I think gold and real estate and debt, they all work really well together depending on where you are in the cycle. Do you think that Main Street investors may actually have some advantages in periods like this? Yes, a ton because I think what’s gonna happen is if we have a, um, a, a, a restructure of the financial system into something more responsible, which I think is either gonna be forced upon us or it’s gonna be done by design, and I hope we do it by design. But when that happens, then the days of just buying low and selling high and riding the inflation wave that goes away. And so now it’s gonna be very, very important to understand how to invest for. Productivity. So I call it, you know, buy low sell high trading as an acronym, B-L-S-H-T you. You can sound it out for yourself phonetically. And then the other one is poo, which is productivity of others. And I think that if people focus on investing in the productivity of others, which is what Main street investors, especially real estate investors, focus on, I think cash flow, real profits on small businesses, not speculating on. Uh, exit price or a company that’s gonna take a company public, everybody trying to tap into this giant flood of money that gets pre created from thin air in the banking system and in Wall Street. If, if, if people on Main Street will just start investing. Kind of what Kenny McElroy was doing going through 2008, just focusing on sound assets and good markets with good fundamentals. That cash flow and, and are run by good managers, whether it’s a business, an apartment building, a mobile home park, a self storage, residential assisted living doesn’t really matter. Invest in real businesses that produce real profits where you’re not overpaying for that production of income and especially where there’s some upside. Not to flipping out of the stock, but to actually growing the market share and growing the income. That’s what investing really should be. Wall Street has perverted it into just placing bets and riding a wave and trying to figure out where the money is gonna flow from the Treasury or for from Fed stimulus. And I think Main Street is gonna pick up on the new game sooner. And the good news is if you get good at playing that game, even if the system stays the same, you’re probably gonna do better off anyway. When you talk about buying, buying or investing into productive businesses, I mean, what, what’s the difference in your mind between investing in a private business versus investing in a, you know, a publicly traded business that’s run off, you know, dividends? Yeah, so I, I, I think that it could be okay if the dividend yield makes sense, but anytime you have a publicly traded security, it’s a highly liquid market, which means it’s gonna be volatile and the stocks become chips in the casinos where professional traders are just gambling all day long. And some of that gambling can create an impact on the stock, and it doesn’t matter to you if you’ve only bought it for production of income. Um. And so, uh, you know, I, I don’t think it’s bad. I’ve, you know, Peter’s always been an advocate of, uh, dividend paying stocks, and I think if you’re gonna be in the stock market, that’s what you want to do. I think the opportunity in a private placement in a small business is the opportunity not to have to pay the high multiples because it’s not a perfect market. It’s, it’s the same reason there’s so much more opportunity in real estate. If real estate could trade on an electronic exchange where. You know, millions of buyers could find it, and you could have perfect price discovery. It’s very difficult to find a deal, right? It’s very difficult. But we, if you buy a private business, you know there’s gonna be considerations. You, you deal with a, a owner. Who cares about his customers, who cares about his team, maybe would be willing to carry back the way you would if you were buying a, a, a piece of property from somebody that cares about their neighbors or whatever. I mean, there’s, there’s, there’s a lot more humanity in it. There’s a lot more room for negotiation in it. And a lot of times there’s a lot more room to have control. So, you know, one of the adages with real estate that real estate investors like is, I’m gonna buy an asset, one that I understand, two that I can control. And so when you buy a stock, like a dividend paying stock, you, you might understand the business, you may not understand completely the. Uh, market dynamics that drive the stock price. But as long as the dividends are there, that can be okay, but you don’t have any control. When you actually go buy a small business, you have a, a degree of control. Now, if you’re a passive investor buying into a syndication, then you still have a little bit more, um. Relationship, you have a little bit more insight. You maybe have a voice. You may know the people that are making the decision and running the company personally. So it’s the same thing. You know, you Buck is a syndicator. When you go do a deal, your investors know you. They have a personal relationship with you. Go buy stuff in the stock market and mutual fund managers and investor. You don’t have a relationship with that fund manager and I think that’s worth something if you have a voice right. So we’ve, we’re talking a little bit about credit markets, um, volatility, you know, interest rates. Are they gonna go down like, you know, Donald Trump would like to see, and you know, we’ve got a new fed share coming, all that kind of thing. How should investors be thinking about leverage and risk right now? I, I think the adage with real estate, uh, I mean, sorry, with leverage is always the same, is, um, you know, manage cash flow. I, if, if you use leverage to speculate, that could be a real problem. And whether you did it. Do it for real estate like I did by having very thin or negative cash flow and making that up someplace else and believing that somehow, you know, rents or appreciation are gonna do it. Or buying a non-income producing asset with borrowed funds hoping it’s gonna go higher. I think that would be dangerous, but I think if you fundamentally use debt as a tool. Based on cash flows and you use conservative cash flows, you know, so the debt service coverage ratio, you know, if you have $10,000 a month going out in debt service, make sure you have at least, you know, $12,000 a month coming in on income or above. Then that’s how you begin to build resiliency into your portfolio. And the other thing is don’t borrow long to invest short, right? So your duration matters a lot. We were talking about this before we hit the record button, and I think what happens is people. Uh, make a mistake when they try to operate like a bank. ’cause banks lend short and invest long. And the only reason they get away with it is because they have the Federal Reserve Bank system backstopping them. But you don’t have that as an individual, so you better to do the opposite. Um, if you can match the durations, that’s perfect, right? ’cause then you know what your interest expense is for the, for the duration of the investment. And once you lock in the spread, then you just have the counterparty risk of the, whoever is responsible for creating that income stream that’s gonna service the debt you use to control the asset. And then it just comes down to underwriting and then recourse. And if you feel comfortable with the underwriting and you feel comfortable with the recourse, and you’ve got spread and you’ve locked in a, a duration. Um, that, that is compatible, then that can be a, a, a fairly safe way to use debt. And if interest rates work against you, then you’re okay. And if interest rates work for you, you might be able to refinance your debt and actually increase your spread, but you don’t need it to happen to be successful. Let’s talk a little bit more about what you’re doing right now. So in the past year, you’ve launched, um, several new initiatives. You had masterminds via platforms. Tell us a little bit about this and, and a little bit more what, what you’re trying to accomplish. Well, you know, after losing my wife, um, you, you go through this. Period of time of like figuring out, okay, life is short. What do I want to get done before I left die myself. And so, um, after thinking about that, I went back to really what I came to do when I first met Robert Helms and got involved in the real estate guys. And so I just kinda went back to home base and. Then the other thing is now I’ve got 17 grandchildren, and so I’m thinking a lot less like a father, more like a, a grandfather, a founding father. And, um, and so I’m thinking about what the world is gonna be like in 40, 50, 60 years, and what can I do to plant a seed that will make that world better for my grandchildren? And so I, I did a couple things. One is, um, after I left the real estate guys, we were going through a merger with Ken McElroy, George Gammon and Jason Hartman to create, um, a mastermind group, which we did. And I, I was CEO of that for the. The year during the merger. And that took up some time. And the second thing I decided to do, uh, ironically, it was after a conversation I had with Charlie Kirk. I had a conversation with Charlie Kirk. I said, Hey, I’ve got this idea to help, uh, K through 12 get involved in, in capitalism by starting businesses or working with businesses. Their parents start, and I explained to him the model. He goes, I love it. I want to help you. And so that encouraged me. And then I had a follow up meeting in January of 20. 24 with Mark Victor Hansen, and he really encouraged me. And so with the strength of those two endorsements, I go, you know, I’m gonna do this. And so, uh, I left the real estate guys in, um. March, late March of 2024, and in the summer of 2024, I, I launched the Raising Capitalists Foundation, and people can learn more about that by going to raising capitalists plural.org. And I, I literally launched it at Freedom Fest on July 13th, 2024 and five minutes before I took the stage, Donald Trump got shot. Always remember where I was and how distracting it was, but I did record that presentation and it’s on the website, and so it explains the model. But in, in short, it’s pairing, um, or it’s, it’s putting parents who are in what Kiyosaki, uh, rich Dad would call the E-Class employees. And, uh. Put them under a mentorship program with experienced entrepreneurs and investors to help them start a business, a side hustle. They need the money and they need a mentor. And so then they, um, it can create a situation where their children can come to work for them in the business. And today, information Society, you know, there’s a lot of things kids can do where they learn real life skills, um, working with their parents. So that’s what the Raising Capitalist Foundation is all about. Then I launched two shows. Uh, in 2025, uh, one is I literally just launched like a week ago, and that’s. That Donald Trump video was really the first one that I put out, the Donald Trump versus Peter Schiff video on YouTube. I haven’t even started the podcast side of it. Um, and in on September 27th, uh, on pray.com, I started, uh, another show that, that one’s called the Main Street Capitalist. So if you go to YouTube and look at the Main Street capitalist, you’ll, you can find me there. And then the other one I created was the Christian capitalist. And I kind of went back to, you know, my, my core roots of realizing when I started looking at. Where the country was at, John Adams said that, um. Our Constitution was designed for a moral and religious people and is really wholly inadequate for any other, and so I thought, you know what? I’m I, I’m going to do that because my experience as a, as a Christian businessman is that I find that sometimes the stuff I get in church is more consumer oriented, and it doesn’t, it’s more employee oriented. I, I don’t. And, and then the other part of that is I created a, a ministry called Fellowship, a Christian capitalist, which is really about helping people put purpose into their business and then, you know, express their faith. Love your neighbor. Through their business. And so I’ve got all these different initiatives going and then I created the Main Street Media Network because I wanting to reach youth. I hired a YouTube coach and I said, look, I want to create content to encourage youth. He goes, that’s great. You can’t do it. You’re too old, he said, so what you need to do is find young people you can mentor and teach them the things that you’ve learned and let them teach it in their own words and they’ll reach their generation better than you. So with Main Street Media Network, I’m I, I’ve got. Two guys that I’m apprenticing right now, but I’m gonna be adding a lot more. Um, one, one young man is 20 years old, the other one is 26 years old. And, uh, I just came back from the Turning Point USA event where we had a broadcast booth and they were conducting interviews and I did the New Orleans Investment Conference. And so these guys are sitting down with Peter Schiff, Robert Kiyosaki, Mike Maloney, Ken McElroy, you know, you, you know what that did for you, buck with your show. You know, you, you met all these people through us and then you. We’re able to build upon that and create a very credible show. So I’m doing that for these guys that are in their twenties with the idea that they will be able to reach a generation of people. Uh, I call it putting Boomer Wisdom in Gen Z mounts. I mean, they get to process it and it gets to be their own. And I’m helping them build financial podcasts that actually make the money and is the foundation of, in this case, they’re both capital raisers of their capital raising business. I got all these different things going, but I’m doing it through leaders, so I’m not trying to do all things myself. Yeah, yeah. Um, but I’m building out an ecosystem to accomplish all these goals and so far so good. It’s a lot. Sounds working like a young man, man, man. I’ll tell you that. I know, I know. Wow. I I thought you were gonna slow down after you. No, I’ve actually, I put my, I put, I put my foot on the gas. I, I’ve probably never worked, uh, harder. Um, but I, I think I’m working smart, you know, so I’m hiring coaches and I’m bringing in, um, leaders and going through all that EOS and organizing to scale stuff. Sounds good. Well, always a pleasure, Russ. Um, make sure not to be a stranger to have you on again, um, you know, in a few months and figure out where you’re going with all this stuff. All the new things that you’ve accomplished, but it’s, uh, it’s great to see you. Well, happy to be here, proud of you. Uh, keep up the good work and keep educating people. Thank you. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. As always, Russ, uh, is, uh, you know, he’s, he’s got a lot of wisdom. He is the guy you really wanna listen to. And I would encourage you to follow his work anyway. Uh, just pivoting back, you know, to where this economy is and all that. I think for me personally, it’s about allocating capital in a market that is a, uh, is certainly losing value in its dollars. And, um, and I think that we’re gonna continue to see that. Speaking of that, make sure if you haven’t, as I mentioned before, sign up for the Accredited Investor Club. Go to wealthformula.com, go to investor club, as we have plenty of those types of things that are hedging against inflation, um, saving taxes in terms of tax mitigation strategies, that kind of thing. Check it out. That’s it for me This week on Well Formula Podcast. This is Buck Joffrey signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

This is a free preview of a paid episode. To hear more, visit smokeempodcast.substack.comEmily Zanotti is a writer, a Catholic, a political operative, a mother of three, and a professional chicken tender, which is a thing. Nancy and Sarah know her from Twitter, where she is a great follow, but they're taking this relationship to the next level. Podcast guest! The three talk about the mental health benefits of putting hands in the dirt, how Emily came to define herself as conservative (and what happened when the conservative movement shifted from her), all those female troubles women rarely talk about, and the booming fertility-industrial complex.Also discussed:* Chickens and gunshots* “My goal is to not be a hypocrite”* The intellectual side of Catholicism* The beauty of having bees come to die in your garden* “2016 broke a lot of people.”* The Greeks identified endometriosis, but Western medicine didn't come up with a treatment until… last year?* Infertility as a Catholic …* The mirage of egg freezing* Storage fees for zygotes* Endometrial tissue in women's … brains??* Clocking your kids' personalities while they're in utero* Is misogyny what drives laws that allow women to die on the floor of ERs from ectopic pregnancies, or nah?Plus, Japanese New Wave vinyl! Werewolf romance fiction! Forty years and we still haven't gotten over David Bowie's pants in Labyrinth! And much more.Start the year right. Become a paid subscriber.

December News You Can Use A Year-End Tour of Healthcare Absurdity - Broken Flux Capacitors, Robots Flying Planes, and Biff Is Running Healthcare A year-end, popcorn-worthy take on the absurdly expensive and dysfunctional drama that is U.S. healthcare; Critical look at the AI hype in healthcare, using a pyramid model that shows simple agentic AI works, while high-level predictive AI is often a wrong, opaque “black box"; A surreal reminder that robots can land planes, yet still can't reliably explain or predict clinical conditions like sepsis; New Year predictions shift away from AI optimism toward legislative changes that may strip coverage, overwhelm ERs, and turn preventive care into a luxury amid fragmented guidance; The true modern plague: relentless LinkedIn spam and AI-driven scams, somehow more persistent than healthcare collapse itself.

Abortion Isn't “Healthcare.” It's Killing.Joel Settecase sits down with anesthesiologist Dr. Brian Warren and abolitionist Michael Rogers to rip the mask off abortion—medically, morally, and biblically. No euphemisms. No political double-speak. Just brutal truth for Christians and non-Christians.In this episode you'll hear:A medical expert explain exactly what happens in common abortion procedures (D&C, D&E, abortion pill).Why “termination” and “women's healthcare” language is deceptive cover for something nefarious.The truth about abortion pills, complications, and why ERs are seeing the fallout.Straight answers on hard cases: life of the mother, ectopic pregnancy, and miscarriage.Does the Bible support abortion? How Scripture actually talks about the unborn (Exodus 21, Luke 1, etc.) and why abortion is rightly called murder.For Christian men and pastors who refuse to stay silent:Why cowardly pulpits helped normalize abortion—and how to push back.How to lead your family and church to defend life from conception to natural death.Real hope in Christ for anyone who's had, paid for, or enabled an abortion.Join the Hammer & Anvil SocietyWant brothers who won't fold on issues like this? Hammer & Anvil is The Think Institute's men's discipleship community—weekly calls, courses, challenges, and a band of men building a strong, biblical worldview together.

Dr. Paul Parks is an ER doctor in Medicine Hat, and President-elect of the section of Emergency physicians of the Alberta Medical Association. He describes ERs that simply cannot cope with the number of patients needing care, and says the Smith government's efforts to reform the healthcare system are only creating more chaos.

Health-care workers and the NDP are sounding the alarm when it comes to overcapacity ERs at Sask. hospitals. Recently, both hospitals in Regina were near or more than 100 per cent capacity, with a very high safety risk. Saskatchewan Health Minister Jeremy Cockrill joins guest host Brent Loucks to explain what the province is doing to deal with this ongoing problem.

Feeling overwhelmed or overworked? It might be time for a reset! Take a moment to reflect and recharge your mind.  Join us next week as we dive into effective strategies formanaging stress, improving productivity, and finding balance in our busy lives. Don't miss out on this opportunity to revitalize your routine!

Erectile dysfunction has long been treated with guesswork and one-size-fits-all solutions. But new technology is changing that by making erections measurable. In this episode, we explore the FirmTech TechRing, a wearable that tracks erection data during sleep and sex, and what insights from over 136,000 erections reveal about erectile fitness, overall health, and the future of data-driven sexual medicine. I am joined once again by Dr. Elliot Justin, the CEO and founder of FirmTech, a sextech company focused on keeping men fit and firm for a lifetime of lovemaking. He is an Emergency Medicine specialist and health care technology consultant who has spent 25 years practicing emergency medicine and directing ERs. Some of the specific topics we explore in this episode include: How is the TechRing different from a traditional penis ring? What can real-time erection data tell men about their health? How does using an erection ring compare to taking an ED medication? How can an erection ring make sex better? Check out FirmTech’s website to learn more and use code JUSTIN15 for 15% off your purchase.  Got a sex question? Send me a podcast voicemail to have it answered on a future episode at speakpipe.com/sexandpsychology. *** Thank you to our sponsors!  Thread & Tether is a therapy practice dedicated to helping couples rebuild trust, strengthen intimacy, and heal after betrayal. Led by AASECT-certified sex therapist Jason Powell, the practice offers virtual sessions in multiple states and in-person intensives in Boston and Manhattan. Visit threadandtether.com to learn more. *** Want to learn more about Sex and Psychology? Click here for previous articles or follow the blog on Facebook, Twitter, or Bluesky to receive updates. You can also follow Dr. Lehmiller on YouTube and Instagram. Listen and stream all episodes on Apple, Spotify, or Amazon. Subscribe to automatically receive new episodes and please rate and review the podcast! Credits: Precision Podcasting (Podcast editing) and Shutterstock/Florian (Music). Image created with Canva; photos used with permission of guest.

What actually has to happen inside the body for an erection to occur? And what is the most common cause of erectile dysfunction (ED)? In today’s show, we’re diving into the science of how erections work, as well as why men sometimes struggle to get or maintain them. We’ll also unpack some common misconceptions about ED and discuss why the standard “just take a pill approach” overlooks a bigger issue. My guest is Dr. Elliot Justin, the CEO and founder of FirmTech, a sextech company focused on keeping men fit and firm for a lifetime of lovemaking. He is an Emergency Medicine specialist and healthcare technology consultant who has spent 25 years practicing emergency medicine and directing ERs. Some of the specific topics we explore in this episode include: What are the biggest things people get wrong about erectile dysfunction? What is venous leak, and why is it such an under-diagnosed contributor to ED? Why do nighttime erections happen, and what do they tell us about men’s health? What’s the problem with using pills as a one-size-fits-all solution to ED? Check out FirmTech’s website to learn more and use code JUSTIN15 to save 15% off your purchase. Got a sex question? Send me a podcast voicemail to have it answered on a future episode at speakpipe.com/sexandpsychology. *** Thank you to our sponsors!  The Kinsey Institute is where the world turns to understand sex and relationships. You can help continue its expert-led research by donating to the Kinsey Institute Research Fund. Learn more and make a donation here: https://give.myiu.org/centers-institutes/I380010749.html  Passionate about building a career in sexuality? Check out the Sexual Health Alliance. With SHA, you’ll connect with world-class experts and join an engaged community of sexuality professionals from around the world. Visit SexualHealthAlliance.com and start building the sexuality career of your dreams today. *** Want to learn more about Sex and Psychology? Click here for previous articles or follow the blog on Facebook, Twitter, or Bluesky to receive updates. You can also follow Dr. Lehmiller on YouTube and Instagram. Listen and stream all episodes on Apple, Spotify, or Amazon. Subscribe to automatically receive new episodes and please rate and review the podcast! Credits: Precision Podcasting (Podcast editing) and Shutterstock/Florian (Music). Image created with Canva; photos used with permission of guest.

Dr. Roberto Weiss Kist e Dr. Maiquel Soares, advogado, participaram do Direto ao Ponto. Os profissionais trabalham junto com a família de Odair Alves Maciel, o Oda, assassinado em outubro deste ano, às margens da ERS-409. Dupla também deve trabalhar na assistência de acusação junto ao Ministério Público.

Dr. Roberto Weiss Kist e Dr. Maiquel Soares, advogado, participaram do Direto ao Ponto. Os profissionais trabalham junto com a família de Odair Alves Maciel, o Oda, assassinado em outubro deste ano, às margens da ERS-409. Dupla também deve trabalhar na assistência de acusação junto ao Ministério Público.

In this episode we sit down with Martin Beck, Senior Vice President and Head of the Inflammation Business Unit at Boehringer Ingelheim. Martin grew up just down the road from the company's headquarters in Germany, joined as a scholarship student more than 20 years ago, and never really left – and you'll hear why he still loves it.We spend most of the episode focused on a disease that doesn't get nearly enough attention: idiopathic and progressive pulmonary fibrosis. These are rare, fatal lung-scarring conditions that kill faster than many cancers, yet patients often shrug off the first symptoms as “just aging.” Martin walks us through why half the people on today's treatments stop taking them, how BI just brought the first new medicine in over a decade to the U.S. market, and why an AI tool that spots microscopic changes on lung scans might finally help doctors diagnose and treat these patients' years earlier. 01:24   Meet Martin Beck04:21   About Boehringer Ingelheim07:12   Understanding idiopathic & progressive pulmonary fibrosis10:16   Current treatments & high discontinuation rates12:25   BI's long-term investment in PF16:02   eLung AI tool for earlier diagnosis22:16   A new oral PDE4B inhibitor28:13   Key data highlights from the recent ERS congress30:31   FDA approval & global rollout plansInterested in being a sponsor of an episode of our podcast? Discover how you can get involved here! Stay updated by subscribing to our newsletterTo dive deeper into the topic: Idiopathic pulmonary fibrosis: Refoxy, Boehringer, Insilico, and more on the hunt for curative treatmentsEight respiratory disease companies advancing innovative therapies in 2025BI: Life with pulmonary fibrosis 

Felipe Haas, advogado criminalista, participou do Direto ao Ponto. O profissional assume a defesa do principal acusado pelo homicídio de Odair Alves Maciel, o Oda. Caso emblemático foi registrado em outubro de 2025, em área próxima ao Lago Dourado na ERS-409.

Felipe Haas, advogado criminalista, participou do Direto ao Ponto. O profissional assume a defesa do principal acusado pelo homicídio de Odair Alves Maciel, o Oda. Caso emblemático foi registrado em outubro de 2025, em área próxima ao Lago Dourado na ERS-409.

TRENDING - A West Virginia teen took his own life after his parents say he was the victim of a vicious sextortion scheme, Transportation Secretary Sean Duffy roasted over new idea for air travel improvements, Pantone CEO addresses color of the year controversy, drone packed with crab boil dinner and marijuana intercepted by prison guards, and the horrors of "scromiting" explained as weed-related illness plagues ERs across the country.

TRENDING - A West Virginia teen took his own life after his parents say he was the victim of a vicious sextortion scheme, Transportation Secretary Sean Duffy roasted over new idea for air travel improvements, Pantone CEO addresses color of the year controversy, drone packed with crab boil dinner and marijuana intercepted by prison guards, and the horrors of "scromiting" explained as weed-related illness plagues ERs across the country. See omnystudio.com/listener for privacy information.

Courtenay Turner & Dr. Lee Merritt Decode the Anomalies No One Wants You to Notice Last night's no-guest livestream of Dangerous Dames was pure, unfiltered speculation — the kind of show where the Dames just sit down with a stack of weird headlines and start connecting dots until the picture gets very uncomfortable. Here's what we unpacked (and why none of it feels like coincidence): Bear Attacks Are Suddenly Everywhere Japan just recorded its deadliest year ever for bear fatalities. North America is seeing grizzlies and black bears wandering into cities and attacking in places they never used to. Official explanation? “Climate change made them hungry.” Dr. Merritt: “Bears don't read climate reports. Something is driving them out of their normal patterns — and it's happening at the same time we're seeing…” Puncture Wounds That Don't Match Any Known Animal Otter bites, “human” bites, and bizarre puncture patterns showing up in ERs across the U.S. — including the same photo of the same two men used in stories from Omaha and Pennsylvania. The Dames pointed to the Idaho student murders (unexplained puncture wounds on the bodies) and the growing number of “chewed-up” corpses found in Houston reservoirs. Theory on the table: something predatory, non-human, and very old is being disturbed — or released. Sinkholes Swallowing Cities Overnight Seoul, Florida, the UK — massive, perfectly round sinkholes opening with no warning. Some so deep rescue teams can't reach the bottom. The official line is “erratic weather.” The Dames aren't buying it. When sinkholes start appearing near particle accelerators and 5G/6G test zones, it's time to ask what's vibrating under our feet. Fires That Burn the Wrong Things Houses torched to ash while trees ten feet away are untouched. Blue roofs spared. Metal rims melted, plastic toys intact. Same pattern we saw in Lahaina and Paradise. Directed-energy weapons? Frequency resonance? Whatever it is, it's selective — and it's spreading. Predictive Programming in Children's Books Courtney shared her childhood favorite, Wacky Wednesday (1974), where everything is upside down and backwards — and everyone insists it's normal. Sound familiar? Then we went down the rabbit hole of A Wrinkle in Time, The Forgotten Door, and the tesseract symbolism showing up everywhere from CERN to children's literature. Message: They've been telling us for decades that reality is about to flip. The Darwin Fraud That Won't Die Dr. Merritt dropped a bombshell: Darwin's famous “Tree of Life” notebook — the only one that mattered — went missing for 20 years and came back with drawings that match modern genetics… which didn't exist in 1835. The entire theory of evolution may be the longest-running scientific psyop in history. The Real War Is Metaphysical From subterranean creatures to time-distortion anomalies to the push for transhuman “upgrades,” the Dames concluded: “They want you terrified of nature, addicted to pharma, and begging for AI to save you — because the moment you remember you're made in God's image, their game is over.” The full episode is too hot for YouTube (of course). Watch the replay and all archives at TheDangerousDames.com Support the show — use code “DANGEROUS” at our affiliates:Medical Rebel Shop ⋅ RNC Store ⋅ Defy the Grid ⋅ MyRedLight.com We're not saying the sky is falling.We're saying something is waking up — and it's not happy. Stay vigilant. Stay dangerous. — Courtenay Turner & Dr. Lee MerrittDangerous Dames ------------------------------------- ▶Follow & Connect with Dr. Merritt ▶Follow & Connect with Courtenay(Secure your copy of her book “The Final Betrayal: How Technocracy Destroys America”, a #1 Amazon Best Seller, also available at Technocracy.news ) Learn more about your ad choices. Visit megaphone.fm/adchoices

In this essential video from UC Today, host Kieran Devlin sits down with Lauren Kravetz, Vice President of Government Affairs, André Malais, Senior Product Manager, and Rhys Rueffert, Product Manager, all at Intrado, to unpack one of the most urgent enterprise topics in 2025—duty of care and emergency readiness.With U.S. laws like Kari's Law, Ray Baum's Act, and Alyssa's Law reshaping how organizations must respond to emergencies, this conversation dives deep into the role Intrado's Emergency Routing Service (ERS) and Safety Suite play in ensuring real-time, location-accurate, and regulation-compliant responses to 911 calls. Whether you're in IT, compliance, or enterprise safety, this is a must-watch.How do enterprises ensure they're not just compliant with complex 911 regulations but genuinely prepared to protect their people?In this insightful panel discussion, Intrado's experts break down the dual challenges of regulatory compliance and proactive emergency response—and how their ERS and Safety Suite solutions work in tandem to solve both.Key Takeaways:- Understanding Compliance: Learn how Intrado's ERS supports federal laws like Kari's Law and Ray Baum's Act by ensuring accurate call routing and dispatchable location delivery—even for remote or mobile users.- Beyond Compliance: Discover how Intrado's Safety Suite goes further with features like silent panic buttons, emergency alerts, and integration with physical security systems.- Adaptability Across Industries: See how Intrado's solutions meet evolving state-level requirements—from K-12 schools to hospitality and retail sectors—without enterprises needing to adapt to each regulation individually.- Future of Safety Tech: Gain insight into how Alyssa's Law is shaping broader workplace safety policies across the U.S., and what it means for your organization.Visit Intrado's website to explore how ERS and Safety Suite can support your organization's duty of care: https://www.intrado.com/#Compliance #Emergency #Intrado

I spent a year, actually more ( but that's another story ) driving rideshare ( Uber/Lyft ) — late nights, early mornings, 1,000+ rides, and more stories than one life should hold.People fresh out of ERs. Tech workers with haunted eyes. Kids. Addicts. Lovers. Divorces. People on the edge. People on the brink of miracles.People who just needed someone to ask, “Are you okay?”I learned things in that car I never learned in school — about trauma,destiny, fear, kindness, chaos, and the quiet confessions strangers make when they think you'll never see them again.Some of it was dark.Some of it was beautiful.All of it was human.If you've ever wondered who we are beneath our masks, beneath our bravado, beneath our pain — this is what strangers taught me about humanity.There are soundbaths on the Idiot Mystic YouTube that I can't upload here because they have no talking in them, but if you feel like, stop by there.Or come talk to me on Discord. https://discord.gg/dXKjhZrZmM

Send us a textBack in September, our podcast featured an emotional interview with Hazel van der Werken, a grieving mother who is on a mission to slash wait times at Ontario emergency departments.Her son, Finlay van der Werken, died from sepsis and pneumonia in February 2024 — after waiting more than eight hours to be treated at Oakville Trafalgar Memorial Hospital. “Everybody knows how bad and how long the wait times are, yet we seem to be complacent because nothing has changed,” Hazel told the podcast. “This is something that has been progressively getting worse, and for us as Finlay's parents, it doesn't even feel like a choice. It feels like we have a responsibility to help with that change and to help make sure that things are reformed.”Along with demanding a coroner's inquest, the family is calling on Doug Ford's government to introduce legislation — “Finlay's Law” — that would establish maximum emergency room wait times for children.They have also launched a lawsuit against Halton Healthcare Services, which operates the Oakville hospital, alleging the facility had an “inadequate system” in place to ensure patients like Finlay were seen in an appropriate amount of time. (In a statement of defence, the hospital operator denies any wrongdoing and says staff provided “reasonable care” that night.)Has the system improved at all since Finlay's tragic death? It doesn't appear so.According to data analyzed by CBC Marketplace and the Montreal Economic Institute, close to 500,000 Canadians actually walked out of ERs last year without being seen by a doctor. Ontario had the lowest rate among provinces, but the data still reveals that approximately 5 per cent of Ontario patients left an emergency room without seeing a doctor in 2024.A separate report reveals another alarming statistic: 23,746. That is the number of Canadian patients (at least) who died last fiscal year while on government waiting lists for surgeries or diagnostic scans.The data, obtained via freedom of information by the think tank SecondStreet.org, further shows that 355 patients in Ontario died while waiting for cardiac surgery or a cardiac procedure. On tonight's episode of Closer Look, we revisit parts of our conversation with Hazel van der Werken. You can watch the full interview HERE.Hosted by Village Media's Michael Friscolanti and Scott Sexsmith, and produced by Derek Turner, Closer Look is a new daily podcast that goes way beyond the headlines with insightful, in-depth conversations featuring our reporters and editors, leading experts, key stakeholders and big newsmakers.

Oggi agli Stati generali della natalità il presidente dell'Istat Chelli ha confermato un nuovo crollo delle nascite: nei primi otto mesi del 2025 il calo è del 5,4% rispetto al 2024, segnalando un altro possibile record negativo. Il presidente Mattarella ha avvertito che il declino demografico inciderà sulla sostenibilità dei conti pubblici e sulla coesione tra le generazioni. A ciò si aggiungono i dati Ocse: nel 2025 l'età pensionistica media salirà fino ai 70 anni in Paesi come Italia, Danimarca ed Estonia, mentre la popolazione attiva italiana è destinata a ridursi di oltre il 35% nei prossimi quarant'anni. Per il segretario generale Cormann l'invecchiamento è una sfida strutturale che ridurrà le entrate pubbliche e aumenterà le spese, imponendo l'innalzamento dell'età effettiva di pensionamento e maggiori opportunità lavorative per i più anziani. Una ricetta che, però, la politica continua a eludere. Ne parliamo con Vincenzo Galasso, professore ordinario all'Università Bocconi, autore di "Gioventù smarrita".Spazio, nel nuovo budget Esa programmi per 22 miliardiLa ministeriale Esa di Brema ha approvato un budget da 22 miliardi, oltre il 30% in più rispetto al 2022, per rafforzare autonomia strategica, difesa e competitività del settore spaziale europeo. L'Italia parteciperà con oltre 3,5 miliardi, puntando a massimizzare ricadute industriali e influenza politica. Il nuovo piano dell'Esa privilegia osservazione della Terra, connettività sicura, navigazione avanzata e programmi "dual use", cruciali nel contesto geopolitico segnato dalla guerra in Ucraina e dalla competizione con USA, Cina e India. Roma chiede l'accelerazione della costellazione Iris2 ed evita sovrapposizioni sul programma Ers, mentre sui lanciatori insiste per più voli di Ariane 6 e Vega-C. L'Esa guarda già allo sviluppo di vettori riutilizzabili per competere con SpaceX. Il nuovo budget segna un tentativo di riposizionamento globale dell'Europa nello spazio, mentre l'Italia rafforza il proprio ruolo anche grazie alla presenza di un astronauta nazionale nella missione lunare Artemis. Interviene Emilio Cozzi - Autore di "Geopolitica dello spazio".Al via il Black Friday: previsti 5 miliardi di speseIl Black Friday genererà quest'anno 5 miliardi di spesa, +20% sul 2024 e +145% rispetto al 2018, trainato dalla volontà degli italiani di anticipare i regali di Natale sfruttando gli sconti. Secondo Confcommercio, una quota tra il 10% e il 15% degli acquisti è aggiuntiva e non sostitutiva, sostenendo anche le vendite di dicembre. Elettronica, moda, giocattoli e cura della persona restano i segmenti principali, mentre cresce il "very low cost" da piattaforme cinesi, che secondo Confesercenti movimenteranno 4,5 milioni di pacchi: da qui l'apprezzamento per l'imposta da 2 euro sui prodotti extra-UE. Online si spenderanno 2,2 miliardi: 34,9 milioni di italiani acquisteranno sul web, con un Black Friday che vale da solo il 4,8% dei pacchi annui. Il fenomeno è ormai maturo: consumatori più consapevoli, merchant più preparati, pianificazione anticipata e offerte sempre più personalizzate. Nel 2025 l'eCommerce italiano supererà i 62 miliardi, con servizi e prodotti in crescita rispettivamente del 9% e del 5%. Approfondiamo il tema con Valentina Pontiggia - Direttrice Osservatorio eCommerce B2C Netcomm Politecnico di Milano.Istat, fatturato industria settembre +2,1% mese, +3,4% annoA settembre il fatturato dell'industria cresce del 2,1% sul mese e del 3,4% sull'anno, con aumenti sia sul mercato interno sia su quello estero; i servizi segnano +1,8% congiunturale e +4,3% tendenziale. Bene commercio all'ingrosso e altri servizi, mentre nell'industria avanzano beni strumentali, intermedi e di consumo, con un calo solo nell'energia. Nel terzo trimestre la crescita è moderata ma diffusa, sia in valore sia in volume, e coinvolge anche i servizi. Su base annua gli aumenti più forti riguardano i beni strumentali e, nei servizi, informazione-comunicazione e attività professionali e tecniche. L'Istat sottolinea un quadro complessivamente positivo, con segnali di ripresa diffusi in entrambi i comparti. Parliamo con Fausto Bianchi - Presidente Piccola Industria.

"By The Grace of God"Part 1David opens up his tough facade to share about himself, his family, medicine, rescue and his faith.  "Without my faith, I don't have hope." On a hot summer day, David stopped from his normally busy schedule to talk about a little of everything and to help folks know him better. Our topics move all around and cover large topics like medicine, health care, and outdoor dangers involving rescue. Here is a quick list of some of the topics we touch on in this episode ( Part 1&2): Baseball, Birmingham, Atlanta, Erlanger Hospital, Fairyland, Marvin Lane, ER visits today, medical school, CCS, secrets of the local ERs, Parkridge Hospital, Sunset Rock rescues, Chattanooga Cave and Cliff Rescue, Dennis Curry, the book, On Rope, the role of faith for David today, the power of saying, "I'm sorry", SWAT, Samford, AI and medicine today, the 'new' ultrasound, Doc in the Box vs hospital ERs, The Mountain Munchery, farm life, and much more. Also talked about are: How do many ERs function today? What questions are they asking themselves when you walk in? How much time do doctors really have to talk with you? What are our hospital ERs dealing with today? How does Chattanooga's Cave and Cliff rescue stack up against other teams? Do psychological issues become physical ailments and how do we treat those? What is the real story behind the waiting room timer on the billboards - is it real?Did Dr Wharton REALLY bite through that umbilical cord - like the legend says? Lookout Mtn farm life on the back side of the mtn and much more....Those and other items are discussed in part 1 & 2 of this fun episode featuring the guardian angel we all know and love as Dr David Wharton. Here is to hoping that you don't meet him - while he is working!Thank You David!!   We are thankful !!Spread the word! Find us at ...theMountainEcho.orgPlease "Like" and 'subscribe' for notification of new episodes on your media player's podcast menu. Also, on regular, full length, non-bonus episodes, many thanks for closing music featuring the Dismembered Tennesseans and vocals by the amazing Laura Walker singing Tennessee Waltz. Opening fiddle music played by the late Mr. Fletcher Bright.

Send us a textAs we continue the conversation with Lisa, Trusas. Stigma is a quiet siren—it keeps people from asking for help, and it teaches the rest of us to look away. We open up about what addiction really looks like inside emergency services and at home, from dispatch centers and correctional facilities to ERs and patrol rooms. We talk about growing up in households where chaos felt normal, why “functioning alcoholic” gets a pass while heroin use gets a scarlet letter, and how the words we choose either build bridges or burn them.You'll hear how one honest admission inside a department transformed the room: jokes faded, questions surfaced, and colleagues started asking how to help their loved ones. We unpack the trap of “it's legal, so it's fine,” whether it's alcohol, vaping, benzos, or 3 a.m. sports betting. We also dig into the system-level barriers—insurance limits, AMA discharges, closed youth detox beds—that make recovery harder than it needs to be. And we highlight practical steps anyone can take: use person-first language, speak privately when you're worried, leverage peer-to-peer centers, and know the basics of getting someone into detox or a civil commitment when it's the safest option.Addiction doesn't care about uniforms or titles. It shows up as compulsion, secrecy, and a deep fear of being seen. Recovery shows up as patience, multiple tries, and small moments of courage—the text that arrives months later, the hand held at the right time, the story that makes someone feel less alone. If you're ready to trade labels for listening and shame for support, this conversation offers tools, perspective, and hope. Subscribe, share this with someone who needs it, and leave a review to help more people find real help without the noise.Freed.ai: We'll Do Your SOAP Notes!Freed AI converts conversations into SOAP note.Use code Steve50 for $50 off the 1st month!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showYouTube Channel For The Podcast

Former VGH vascular surgeon and UBC professor York Hsiang explains why BC's health-care crisis is about to get worse.He breaks down Bill 36/HPOA, what it could mean for doctors, psychologists, and patients, why rural ERs keep closing, and how “guidelines” can limit real treatment options. York also teases his updated book Audible Bleeding and new Substack, “The Analytical Scalpel.”Are you a healthcare professional?Fill out this survey.The survey needs to be filled out by thousands of Health Care professionals to let the government know if they are leaving their profession as of April 1st.https://docs.google.com/forms/d/e/1FAIpQLScud30CsHMkSczEpSHofV-V5LGJ7chrpWTcMwo5mFLFLfs72g/viewform?usp=headerAlso the website that houses all of the HPOA information since Jan 2023  is bcrising.ca/hpoaBill 36 is no longer named that... in the BC Legislature it is called: HPOA...here is the link to the 645 clauses and 245 pages.https://www.leg.bc.ca/parliamentary-business/overview/42nd-parliament/3rd-session/bills/3rd_read/gov36-3.htmFinally you can write a letter to the MLA Health Critic Anna Kindy how the HPOA will impact you as of April 1st 2026 and how serious your concerns are. Anna.Kindy.MLA@leg.bc.ca Connect with York:“The Analytical Scalpel” (Sub-stack coming soon!)Book: Audible Bleeding (updated edition forthcoming)

Europe's Space Resilience Initiative Explained with Dr Pascal LegaiIn this episode of Space Café Radio, we take you deep into one of Europe's most strategic space initiatives: ERS – European Resilience from Space.Host Torsten Kriening is joined by ESA Director General Dr. Josef Aschbacher and his Security Advisor Dr. Pascal Legai to unpack how ERS aims to give Europe independent, secure, and rapid access to intelligence from orbit – and why this matters now more than ever.Dr. Aschbacher explains how ERS is designed as a “system of systems”, federating national, commercial, and institutional capabilities into a resilient European framework. He outlines the ambition to move from fragmented assets to a coherent, interoperable architecture that can deliver near-real-time situational awareness for crises, defence, and security.Dr. Legai then takes us into the core of the concept:Why time-to-decision is the defining metric in today's geopolitical environmentHow ERS will connect Earth observation, secure connectivity (IRIS²) and PNT into an integrated operational backboneThe distinction between technical governance (ESA) and political governance (EU) – and why that separation is crucialHow ERS will evolve into the broader EOGS – European Union Governmental Services visionWe also discuss:The funding reality behind the first ERS phase and expectations for the ESA Ministerial in BremenThe challenge of handling classified, sensitive, and commercial data across 27+ countriesWhat ERS means for Europe's role between allies and competitors – and why credible capabilities are a prerequisite for credible partnershipsIf you want to understand how Europe plans to move from strategy to implementation on space security and resilience, this episode is your roadmap.Useful Links:ERS ProgramSpace Café Radio brings you talks, interviews, and reports from the team of SpaceWatchers while out on the road. Each episode has a specific topic, unique content, and a personal touch. Enjoy the show, and let us know your thoughts at radio@spacewatch.globalWe love to hear from you. Send us your thought, comments, suggestions, love lettersSupport the showYou can find us on: Spotify and Apple Podcast!Please visit us at SpaceWatch.Global, subscribe to our newsletters. Follow us on LinkedIn and X!

Beti George sydd yn holi'r peilot Jâms Powys.Ar hyn o bryd mae'n gweithio i gwmni awyrennau British Airways ac mae'n cyfarch y teithwyr yn Gymraeg.Ers yn blentyn bach doedd dim byd arall yn apelio fel gyrfa, ac fe ddechreuodd hedfan cyn iddo yrru car. Cawn glywed ei hanesion yn hedfan i Efrog Newydd, Nigeria a Mecsico. Mae'n sôn am gyfnod Covid ac effaith hynny ar y diwydiant, ac am newidiadau sydd tuag at danwydd mwy gwyrdd yn sgil newid hinsawdd.

Like many of Canada's rural and remote communities, Mackenzie, B.C.'s hospital struggles to staff the ER. But once a week, a doctor hundreds of kilometres away fills in virtually. Many provinces like B.C. are using virtual care in ERs in an attempt to keep the doors open. But critics are concerned about patient safety and the need to balance virtual with in-person care.

Vinicius Machado, diretor do Instituto Binemac, participou do Direto ao Ponto e fez um levantamento do Instituto Binemac, que aponta alta mortandade de animais silvestres em trecho urbano da BR-471 e ERS-409.

Vinicius Machado, diretor do Instituto Binemac, participou do Direto ao Ponto e fez um levantamento do Instituto Binemac, que aponta alta mortandade de animais silvestres em trecho urbano da BR-471 e ERS-409.

Send us a textThe floor in Phoenix was packed, and so were the ideas. We sat down with innovators across the stack—equipment makers, metrology experts, logistics strategists, and software leaders—to map the real state of advanced packaging and what it takes to build, measure, move, and power tomorrow's chips.EV Group kicked things off with a candid look at die-to-wafer realities: activation on film frame, then 100% overlay metrology that measures tens of thousands of points per hour so every die and corner is verified. They also unveiled LithoScale XT, a fully digital, maskless lithography system printing 300 mm at 60 wph—perfect for massive AI dies and fast design turns. Lab14 widened the frame with a portfolio approach: direct-write lithography, single-wafer processing, data prep, and analysis tools working as a coordinated line, with data sharing and AI feedback baked in.Resilience and regionalization came to life through Kuehne+Nagel's on-the-ground view: supplier clustering near fabs, cross-border trucking, time-critical services, and 4PL integration that gives real-time visibility and smarter capacity planning. ERS showed where throughput meets cost: photothermal debonding with lower stress and reusable glass carriers, demo centers in Taiwan (and planned in North America), plus surge demand for warpage repair as volumes rise.Process control is moving into packaging with front-end rigor. Nova detailed metrology for hybrid bonding, chemistry monitoring of plating baths, X-ray and XPS/SIMS material insights, and the handling know-how to measure framed wafers and panels reliably. Nordson Test & Inspection highlighted AI-driven inspection, ultra-fast acoustic scanning, automated X-ray metrology, and sensor wafers that cut tool downtime and sharpen process windows. Comet showcased its CT and CA20 upgrades for 3D IC and TSV analysis.Power dominated the later conversations. Siemens argued we need to design for energy from the chip through the blade, rack, and data center, simulating real workloads and cooling to slash gigawatts—then extend that thinking into the fab, where optimizing chillers and facilities already saves serious money. Onto Innovation brought it home with execution: the PACE Center now hosts partners' tools, accelerating experiments for glass, TGV, and panel processes without waiting on public funds.If you care about hybrid bonding, maskless lithography, CT for 3D ICs, panel-scale packaging, or cutting AI's energy bill, this one is dense with takeaways and hard truths. Subscribe, share with a colleague who lives in the fab or data center, and leave a review telling us which insight you'll act on first.Support the show

ERs in Philadelphia have seen a 110 percent increase in drug-related seizures over the past five years. A health system is dropping UnitedHealthcare next year. Pennsylvania's construction industry is experiencing a slowdown. Finally, time to nominate “River of the Year.” 

Today's topics are what Obamacare has done to ERs, the drop in fuel prices, WaPo journalists who dare not speak “their” truth, what Google AI is alleged to have done to Robby Starbuck, and the fall of John Cleese, the avatar for all bad things from the “intellectual” left.

Colin Adams seems to have hit the sweet spot with Friday crosswords chock-full of cracklingly good clues. Besides those mentioned in today's podcast, we also have such notables as 14D, Locales for some residents, in brief, ERS (ah, those types of residents); 32D, Sch. that's home to Mike the Tiger (and his 15,000-square-foot habitat), LSU (we're suckers for clues that reference a cohost

Send us a textHyperkalemia in a blocked cat can feel like a five-alarm fire—until you remember what actually fixes the problem. We sit down with Drs. Stephanie Maciorowski and Elizabeth Rozanski to unpack fresh evidence showing that the simplest path is also the strongest: start IV fluids, give calcium gluconate to stabilize the myocardium, and prioritize rapid unobstruction. The headline finding is liberating for busy ERs and general practices alike—insulin with dextrose, terbutaline, or sodium bicarbonate did not outperform the foundational approach in lowering potassium or improving outcomes.We walk through what this means at the cage-side level. Potassium often falls quickly once urine is flowing, so the early hours matter most. If a catheter won't pass, decompressive cystocentesis can reduce pressure and buy time. We compare sedation choices, discuss monitoring strategies, and highlight which lab and ECG changes deserve your attention. The conversation also tackles a bigger theme: replacing ritual with proof. Many of us learned to stack drugs out of habit or anxiety; this study suggests we can streamline, reduce risk, and still deliver excellent survival—especially when teams move decisively to address the cause rather than chasing every downstream sign.Along the way, we cover client education essentials—how to spot a block early, why immediate care matters, and what prevention looks like after discharge. For clinicians, we sketch out future research that could refine timing, trend analysis, and case stratification, including earlier potassium checkpoints and ionized calcium tracking. If you care about better outcomes, safer protocols, and fewer medication complications, this conversation offers practical, evidence-based steps you can use today.If this episode helps you rethink your protocol, share it with a colleague, subscribe for more data-driven conversations, and leave a quick review so others can find the show.JAVMA article: https://doi.org/10.2460/javma.25.04.0258INTERESTED IN SUBMITTING YOUR MANUSCRIPT TO JAVMA ® OR AJVR ® ? JAVMA ® : https://avma.org/JAVMAAuthors AJVR ® : https://avma.org/AJVRAuthorsFOLLOW US:JAVMA ® : Facebook: Journal of the American Veterinary Medical Association - JAVMA | Facebook Instagram: JAVMA (@avma_javma) • Instagram photos and videos Twitter: JAVMA (@AVMAJAVMA) / Twitter AJVR ® : Facebook: American Journal of Veterinary Research - AJVR | Facebook Instagram: AJVR (@ajvroa) • Instagram photos and videos Twitter: AJVR (@AJVROA) / Twitter JAVMA ® and AJVR ® LinkedIn: https://linkedin.com/company/avma-journals

Did Joseph smith Practice Polygamy? We decided to explore what it would mean if the Polygamy deniers were right… and frankly, if they are right… we have some major problems.Polygamy denialist' “Faith Package”1. Accept the belief JS did not practice plural message.2. Reject, as deceptions, the testimonies of the Church's highest leaders (ERS, ZH, BS, BY, JT, WW, and LS) after 1844 regarding their eyewitness accounts of JS's introduction of the practice of plural marriage. Accept that the Church's highest leaders for 50+ years were deceivers.3. Reject D&C 132 and its teachings, including those describing how JS had authority to create eternal families.4. Reject the temple endowment because nothing concerning it was recorded during Joseph Smith's lifetime. Instead, it represents the 1877 recollection of Joseph Smith's 1843 teachings, recorded by Wilford Woodruff, who also recalled how Joseph practiced plural marriage in 1843.5. Reject President Russell M. Nelson's teachings and the recent post on the Church's website that affirm: “Joseph Smith introduced the practice, not Brigham Young.”Our LinksWebsite: http://thoughtfulfaith.orgInstagram:   / thoughtful.faith  TikTok:   / thoughtful.faith  Podcast: https://www.buzzsprout.com/1478749DISCLAIMER: The views expressed in this video are entirely the opinion of the creator and do not necessarily reflect any officially endorsed positions of the Church of Jesus Christ of Latter-Day Saints or channel sponsors.

People swear that weird stuff goes down on a full moon. In fact, even SERIOUS folks like the nerds who work in ERs will tell you that something is off about those nights. And what's amazing is that science has actually looked at this. And … there is some weird stuff here! From animals to ERs to our circadian rhythms to our menstrual cycles, we'll find out — is something afoot during a full moon? We talk to Emeritus Prof. of emergency medicine Dr. Wendy Coates and circadian rhythm researchers Prof. Horacio de la Iglesia, Prof. Kristin Teßmar-Raible, and Prof. Charlotte Helfrich-Förster.  Find our transcript here: https://bit.ly/ScienceVsFullMoon  In this episode, we cover: (00:00) What do people think the full moon is doing to us? (03:54) How the moon influences animals (07:47) Does the full moon make ERs busier? (15:09) Does the full moon affect our sleep? (22:11) HOW is the full moon messing with us? (31:05) Does the full moon affect our menstrual cycles? This episode was produced by Meryl Horn, with help from Wendy Zukerman, Rose Rimler, Michelle Dang, and Ekedi Fausther-Keeys. We're edited by Blythe Terrell. Mix and sound design by Bumi Hidaka. Fact checking by Marlowe Starling. Music written by Bumi Hidaka, Bobby Lord, Emma Munger, So Wylie, and Peter Leonard. Thanks to all the researchers we spoke to for this episode, including Dr. Ron Flick, Dr. Michael Smolensky, Michael Bevington, Dr. Laurel Symes, Professor Laura Prugh, and Dr. Maarten Nijsten. Special thanks to Kevin Walsh and all the folks who chatted with me about the full moon.  Science Vs is a Spotify Studios Original. Listen for free on Spotify or wherever you get your podcasts. Follow us and tap the bell for episode notifications. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Türkiye'de sanat dünyasına yönelik baskı giderek artıyor. Alternatif müzik grubu Manifest üyelerinin gözaltına alınması, Mabel Matiz'in şarkı sözlerinin müstehçenlik iddiasıyla soruşturma konusu yapılması, eğlence amaçlı bir YouTube kanalında dini değerler üzerinden yapılan espri nedeniyle bir kişinin tutuklanması bu baskıya sadece bir kaç örnek. Türkiye'de ifade özgürlüğü nasıl tehdit ediliyor? Avukat Hüseyin Ersöz ile yasakların ve gözaltıların hukuki dayanağı olup olmadığını konuştuk. Gazeteci Can Dündar, "adım adım ahlak polisine yaklaşmak" olarak gördüğü bu tür baskıları yorumladı. Mikrofonda Gökçe Göksu ve Eren M. Gençer var. Von Gökçe Göksu und Eren Mahir Gençer.

Professors Guy Brusselle and Celeste Porsbjerg join us to discuss their recent Series papers on asthma, which will be featured in a cross journal project with The Lancet, published to coincide with a Lancet journal session on asthma at ERS in Amsterdam. The Series aims to provide an overview of recent research advances related to asthma; to provide new insights into the genetics, prevention and risk factors for asthma; review advances arising as a result of the use of monoclonal antibody therapeutics; and assess remission in adult patients. Late breaking research will also be included within the journal session and linked to the Series.Continue this conversation on social!Follow us today at...https://thelancet.bsky.social/https://instagram.com/thelancetgrouphttps://facebook.com/thelancetmedicaljournalhttps://linkedIn.com/company/the-lancethttps://youtube.com/thelancettv

This is a recap of the top 10 posts on Hacker News on September 25, 2025. This podcast was generated by wondercraft.ai (00:30): ChatControl: EU wants to scan all private messages, even in encrypted appsOriginal post: https://news.ycombinator.com/item?id=45374500&utm_source=wondercraft_ai(01:52): Microsoft blocks Israel's use of its tech in mass surveillance of PalestiniansOriginal post: https://news.ycombinator.com/item?id=45373564&utm_source=wondercraft_ai(03:15): Death rates rose in hospital ERs after private equity firms took overOriginal post: https://news.ycombinator.com/item?id=45372442&utm_source=wondercraft_ai(04:38): Cloudflare Email Service: private betaOriginal post: https://news.ycombinator.com/item?id=45373081&utm_source=wondercraft_ai(06:01): The story of DOGE, as told by federal workersOriginal post: https://news.ycombinator.com/item?id=45373102&utm_source=wondercraft_ai(07:24): ChatGPT PulseOriginal post: https://news.ycombinator.com/item?id=45375477&utm_source=wondercraft_ai(08:46): Improved Gemini 2.5 Flash and Flash-LiteOriginal post: https://news.ycombinator.com/item?id=45375845&utm_source=wondercraft_ai(10:09): Bundler Belongs to the Ruby CommunityOriginal post: https://news.ycombinator.com/item?id=45371061&utm_source=wondercraft_ai(11:32): Knotty: A domain-specific language for knitting patternsOriginal post: https://news.ycombinator.com/item?id=45369768&utm_source=wondercraft_ai(12:55): Demand for human radiologists is at an all-time highOriginal post: https://news.ycombinator.com/item?id=45372335&utm_source=wondercraft_aiThis is a third-party project, independent from HN and YC. Text and audio generated using AI, by wondercraft.ai. Create your own studio quality podcast with text as the only input in seconds at app.wondercraft.ai. Issues or feedback? We'd love to hear from you: team@wondercraft.ai

ERS president and managing partner Jonathan Travers joins Mike Petrilli on The Education Gadfly Show to talk about school district budgeting during uncertain times.Then, on the Research Minute, Adam Tyner shares a new report from the National Council on Teacher Quality looking at district policies on pay bumps for teachers with master's degrees, and how the money could be better spent.Recommended content:The degree dilemma: School districts spend millions on ineffective master's degree premiums —Katherine Bowser, National Council on Teacher Quality (August 2025)Close bad schools and expand good ones —Chad AldemanWhen—and why—legislated school finance reforms don't increase state education spending —Amber Northern and Jeff MurrayAn in-depth look at how Texas makes teacher merit pay work —Jessica PoinerThe ESSER hangover is here —Marguerite RozaFeedback Welcome: Have ideas for our show? Send them to thegadfly@fordhaminstitute.org

Sean Duffy, co-founder and CEO of Omada Health, shares how his company is supporting diabetes care by providing continuous support between doctor visits through digital health technology. His journey from medical school to creating a healthcare solution that puts a "care team in your pocket" demonstrates how technology can help bridge critical gaps in traditional healthcare delivery.Key topics discussed: • Founding of Omada and Omada for Diabetes• 15% of ERS population lives with diabetes, higher than the national average• User experience: monitoring devices, a dedicated care team, and AI-powered tools at no out-of-pocket cost• Program focuses on sustainable 5% incremental changes rather than dramatic lifestyle overhauls• AI technology helps users easily track meals and understand their personal glucose responses• Human element remains central with consistent coaches who provide accountability and personalized support• Walking after meals and other small behavioral changes can significantly impact glucose management• Future innovations will continue blending AI capabilities with human compassion and expertiseTo register for Omada for Diabetes, check out the HealthSelect Omada for Diabetes Webpage. Contact Sean directly with feedback at sean@omadahealth.com.

Rural Health News is a weekly segment of Rural Health Today, a podcast by Hillsdale Hospital. News sources for this episode: Phillip L. Swagel, Director, “CBO's Estimate of the Statutory Pay-As-You-Go Effects of Public Law 119-21,” August 15, 2025, https://www.cbo.gov/system/files/2025-08/61659-SPAYGO.pdf, Congressional Budget Office. Bill Heniff Jr., “Budget Enforcement Procedures: The Senate Pay-As-You-Go (PAYGO) Rule,” January 9, 2023, https://www.congress.gov/crs-product/RL31943, Congress.gov. Madeline Ashley, “CBO report warns of nearly $500B in potential Medicare cuts,” August 18, 2025, https://www.beckershospitalreview.com/finance/cbo-report-warns-of-nearly-500b-in-potential-medicare-cuts/, Becker's Hospital Review. Alex Kacik, “Looming uninsured surge may overwhelm ERs. Here's who can help.” August 18, 2025, https://www.modernhealthcare.com/providers/mh-medicaid-cuts-er-overcrowdfng-kaiser-permanente/, Modern Healthcare. Michigan Center for Rural Health, “Michigan Center for Rural Health Releases Rural Health Equity Plan Focused on Advancing Equity in Rural Michigan,” August 18, 2025, https://mcrh.msu.edu/News-and-Events/News/2025/08/RHEP-2025. Rural Health Today is a production of Hillsdale Hospital in Hillsdale, Michigan and a member of the Health Podcast Network. Our host is JJ Hodshire, our producer is Kyrsten Newlon, and our audio engineer is Kenji Ulmer. Special thanks to our special guests for sharing their expertise on the show, and also to the Hillsdale Hospital marketing team. If you want to submit a question for us to answer on the podcast or learn more about Rural Health Today, visit ruralhealthtoday.com.

How do top dental specialists quietly become the go-to experts without splashy ads or endless networking events?In this episode, we peel back the curtain on ground marketing strategies crafted specifically for dental specialists. Think orthodontists, prosthetists, periodontists, and more, who rely on referrals rather than foot traffic. We dig into the nuances of micro-niche targeting and how pinpointing the real decision-makers (those who influence consistent referrals) will change the way you build your practice's network. Using relatable examples, like ERs for endodontists or schools for orthodontists, you'll discover how symptom-based segmentation and a referral signal map can transform the way you identify and connect with the environments that matter most.Next, you'll learn powerful outreach tactics, including how to use a sphere of influence map to rank and approach referral sources strategically. This ensures your time goes to high-yield relationships, not wasted appointments. You'll understand how concentrating marketing efforts in areas rich with your ideal patients or gatekeepers can maximize your ROI. We also cover smarter, less intrusive ways to maintain momentum with referrers to make every touchpoint matter (without feeling annoying.)What You'll Learn in This Episode:How to clearly define your micro-niche and identify prime decision-makers.Where to locate high-yield referral environments and map out key referral signals.Smart tactics to segment potential patients by symptoms and life stages.The step-by-step process for building your sphere of influence map.How to rank and schedule outreach for maximum referral impact.Using heat mapping and geo-zoning to concentrate efforts where ROI is highest.The "Don't Be Annoying Plan" to stay top of mind without overwhelming referrers.Tips for psychographic personalization to connect with referrers on an emotional level.The essential art of asking the right questions and listening for referral cues.Strategies for building long-lasting, referral-rich relationships that sustain specialist practices.Hit play now to discover proven strategies for becoming the referral magnet in your dental specialty. No hype, just results!‍‍Learn More About the Ground Marketing Course Here:Website: thedentalmarketer.lpages.co/the-ground-marketing-course-open-enrollment‍Host: Michael AriasJoin my newsletter: https://thedentalmarketer.lpages.co/newsletter/‍Join this podcast's Facebook Group: The Dental Marketer Society‍Love the Podcast? Let Us Know How We're Doing on Apple Podcasts!

In this episode of the Vital Health Podcast, host Duane Schulthess convenes three leading voices from the 2025 BIO International Convention - prominent physicians, innovators, and advocates shaping the future of drug development in the wake of the Inflation Reduction Act (IRA). Throughout this conversation, they examine policy impacts, clinical ramifications, and patient access challenges: Barbara McAneny: Former American Medical Association President; Co‑Chair, ONCare Alliance; CEO, New Mexico Oncology Hematology Consultants, Ltd. Rafael Fonseca: Chief Innovation Officer & Getz Family Professor of Cancer, Mayo Clinic in Arizona Steve Potts: Chair, Drug Development Council, ICAN (International Cancer Advocacy Network) Key Topics: Pipeline Modality Shifts: Early‑stage developers are retooling small molecule programs into biologics, or abandoning follow‑on indications altogether to sidestep the IRA’s nine‑year exclusivity pill penalty. Clinical Trial Ecosystem: Independent and academic centers alike are seeing fewer small molecule trials, threatening orphan drug expansions and revenue streams that underwrite care. Oncology Practice Economics: Cuts to drug margins will jeopardize community practices, forcing difficult choices between patient treatment and financial survival. Patient Affordability & Copays: The cap on out‑of‑pocket oral drug costs versus the hidden burden of high copays and co‑insurance - and why eliminating them could raise premiums only modestly. PBM & Insurer Vertical Integration: Payers acquiring manufacturers and ownership of formularies are steering patients toward the highest‑rebate products at the expense of clinical judgment. Broader Systemic Ripples: From congested ERs due to unmanaged side effects to rural access collapse, plus the missed opportunity to cut PBM take‑rates instead of hampering innovation. Policy Fix Imperatives: Proposals include recalibrating exclusivity durations (extend small molecule to 13 years), automating rebate flows to CMS, and overhauling PBM incentives. This discussion covers the interplay between drug-pricing reform and the future of care, highlighting unintended consequences and pragmatic solutions. It’s essential listening for policymakers, payers, industry leaders, patient advocates, and every stakeholder invested in sustaining medical innovation and ensuring equitable patient access. Opinions expressed are those of the speakers, not the companies listed. Recorded on June 16, 2025.See omnystudio.com/listener for privacy information.

Canada's small-town ERs are in crisis, facing routine closures and severe staffing shortages. Globe and Mail health columnist André Picard argues some of those ERs might need to close, so scarce resources can be used more effectively.

Send us a textLaura Krachun shares her son's harrowing journey with serious mental illness and the systemic failures that criminalize mental health conditions instead of treating them. Her story highlights the urgent need for better policies to support individuals with psychosis and their families.• Laura's son was misdiagnosed with ADHD before eventually being diagnosed with schizoaffective disorder at age 20• Cannabis use potentially triggered or worsened his psychotic symptoms• Despite 16 attempts to get help through ERs and police, the family faced constant rejection from healthcare facilities• Anosognosia (lack of illness awareness) prevented her son from voluntarily seeking treatment• After a violent episode, her son entered the justice system rather than receiving appropriate psychiatric care• Their state's mental health department only offers services to those who volunteer, excluding those with anosognosia• The legal system spent resources on 72 court hearings rather than on treatment• Laura advocates for Assisted Outpatient Treatment laws to bridge the gap between legal and medical systems• Better education is needed for judges, lawyers, and medical professionals about serious mental illnessWe ask that you tell everyone everywhere about Why Not Me? The World, the conversations we're having, and the inspiration our guests give to everyone everywhere that you are not alone in this world.https://tonymantor.comhttps://Facebook.com/tonymantorhttps://instagram.com/tonymantorhttps://twitter.com/tonymantorhttps://youtube.com/tonymantormusicintro/outro music bed written by T. WildWhy Not Me the World music published by Mantor Music (BMI)

Munaf Manji and Griffin Warner talk MLB betting for Saturday and Sunday. The guys also give out best bets.

Ceasefire and hostage deal between Israel and Hamas hits a snag. Joe Biden gaslights America one last time in his farewell address before he leaves office. More confirmation hearings. Attorney general hopeful Pam Bondi destroys Democrat senators. Secretary of state hopeful Marco Rubio is strong in his hearing. PatHeads own the word "throft" now! Is California going to turn red in the wake of the wildfire mismanagement? Dallas Cowboys' new coach search continues. Explosives found in a Chicago apartment ... what was planned? Get ready for the ERS … the External Revenue Service. Will Trump ride to Puerto Rico's rescue? Caitlin Clark's stalker is one weird guy. Trump's former attorney is begging for a presidential pardon. Kamala Harris and Jill Biden hung out last night?! 00:00 Pat Gray UNLEASHED 01:01 Ceasefire between Israel & Hamas 03:58 Joe Biden's Farewell Speech 15:46 Pam Bondi's Opening Statement 17:51 Pam Bondi vs. Adam Schiff 20:47 Pam Bondi vs. Alex Padilla 23:09 Pam Bondi vs. Sheldon Whitehouse 25:21 Pam Bondi vs. Richard Blumenthal 26:02 Pam Bondi vs. Mazie Hirono 28:26 Marco Rubio Explains Trump's Directives 34:13 Marco Rubio Explains China 36:16 Marco Rubio talks Liberal World Order 42:46 Russ Vought sets Gary Peters Straight 45:01 Red Dye 3 Banned in America 50:00 English Lesson for Kris Cruz 53:34 Klaus Schwab Warning about Climate Change 57:59 California Going Red? 1:04:15 Dallas Cowboys Head Coach  1:06:21 Suspicious Items Found in Chicago 1:10:05 Trump Talks about the ERS 1:12:02 Venezuela Wants to Attack Puerto Rico 1:17:36 Caitlin Clark Stalker 1:20:15 Michael Cohen Begs Biden for a Pardon 1:28:30 Trump Inauguration Performance 1:32:27 No More Joe & Jill Biden 1:35:18 Hunter Biden's Paintings Lost Learn more about your ad choices. Visit megaphone.fm/adchoices

Hegseth hearing, inauguration Monday, age verification, and Trump announces the ERS. Plus, the Message of the Day, tribalism in American politics. Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch The X22 Report On Video No videos found Click On Picture To See Larger PictureThe green new scam has failed, and now the [WEF] structure is collapsing, its all falling apart. Biden forgives more student loans, they want Trump to reverse it to create chaos. Trump confirms the direction, IRS out and the ERS is in, time to end the endless. The [DS] is now putting out warnings, they have been setting the narrative with the two [FF] events. Now they are warning about copycat attacks and lone wolves. Trump and the patriots know the playbook, they know the [DS] is planning to bring chaos. It has begun the patriots are now moving in and the [DS] is moving out. The [DS] will try to stop the process but they do not control the Senate. Soon when Trump has his team in place the show moves to the next level.   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Economy https://twitter.com/disclosetv/status/1879111141210919217 Joe Biden Forgives Student Loans for 150,000 Borrowers Just Days Before Trump Inauguration   Joe Biden canceled student loans for 150,000 borrowers on Monday one week before Trump's inauguration. “Today, my Administration is approving student loan relief for more than 150,000 borrowers – bringing the total number of Americans who have had their student debt cancelled by my Administration to over 5 million. These 150,000 borrowers include: almost 85,000 borrowers who attended schools that cheated and defrauded their students, 61,000 borrowers with total and permanent disabilities, and 6,100 public service workers,” Biden said in a statement on Monday.  NBC News reported: Last month Joe Biden backed off from two of his major student loan cancelation plans because his political career is over. It was all a political stunt. Source: thegatewaypundit.com https://twitter.com/KobeissiLetter/status/1879159433382728180 https://twitter.com/KanekoaTheGreat/status/1878888867555901649 https://twitter.com/BitcoinMagazine/status/1879117554767266055   https://twitter.com/RepThomasMassie/status/1878894793268343227 Donald J. Trump@realDonaldTrump For far too long, we have relied on taxing our Great People using the Internal Revenue Service (IRS). Through soft and pathetically weak Trade agreements, the American Economy has delivered growth and prosperity to the World, while taxing ourselves. It is time for that to change. I am today announcing that I will create the EXTERNAL REVENUE SERVICE to collect our Tariffs, Duties, and all Revenue that come from Foreign sources. We will begin charging those that make money off of us with Trade, and they will start paying, FINALLY, their fair share. January 20, 2025, will be the birth date of the External Revenue Service. MAKE AMERICA GREAT AGAIN! Political/Rights https://twitter.com/catturd2/status/1879147191656473039 Black Lives Matter Supporter Julia Roberts Says ‘F-ck You' to Los Angeles Fire Looters  Julia Roberts is extremely upset about looting — now that celebrity homes in Los Angeles are the ones being targeted. Criminals have been taking advantage of the chaos caused by the fires and are looting multimillion-dollar homes, many of which belong to Hollywood celebrities. In the week since the fires began, approximately 30 people have been arrested for looting the abandoned mansions. In an Instagram post promoting the SoCal Fire Fund on Monday, Roberts wrote, “There is so much healing and help needed. We will get through this. #F.U.Looters.” Source: thegatewaypundit.com https://twitter.com/EndWokeness/status/1879019470272000134