Podcasts about financial blueprint

Financially speaking, should Old Bear in Northern Kentucky marry his Honey? How should Sebastian in Virginia navigate the financial aspects of his separation? Plus, Famous Missourians want to know, how much is enough for retirement and when can you take your foot off the gas? Can Paul with the Big Wallet Bridge the long gap between retiring and claiming Social Security benefits? And can Aspiring Adventurer in Oregon retire single at age 58? (While Joe and Big Al enjoy a little seasonal downtime and Andi recovers from surgery, enjoy this encore presentation of these questions from an early 2025 episode.) Free Financial Resources in This Episode:  https://bit.ly/ymyw-561 (full show notes & episode transcript) DOWNLOAD The Going Solo Guide for free WATCH: Going Solo: Navigating Your Financial Future Single on YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro: This Week on the YMYW Podcast 01:01 - Financially Speaking, Should Old Bear Marry His Honey? (Northern Kentucky, near Cincinnati, OH) 08:41 - Navigating Finances When Separating from Your Spouse (Sebastian, VA) 15:13 - Watch Going Solo: Navigating Your Financial Future Single on YMYW TV, Download the Going Solo Guide for free 15:42 - How Much is Enough for Retirement? When Can We Take Our Foot Off the Gas? (JC Penney & Laura Ingalls Wilder, Kansas City, MO) 28:31 - How to Bridge the Long Gap Between Retirement and Social Security (Paul with the Big Wallet) 38:50 - Calculate your free Financial Blueprint 39:20 - Can I Retire at Age 58? Where to Save? Should I Do a Roth Conversion Ladder in Retirement? (Aspiring Adventurer, OR) 51:00 - YMYW Podcast Outro

In this episode, Rob breaks down The Wealth Blueprint, a simple, proven framework for building long-term wealth without hype, shortcuts, or unnecessary risk. He connects the dots from cash flow and credit to protection, homeownership, and sustainable investing, showing how real wealth is built step by step over time. Rob explains why most people feel stuck or overwhelmed with money, how skipping financial steps creates stress later, and what order actually matters when preparing for homeownership, real estate investing, or long-term financial security. This episode brings clarity to the entire wealth-building process and helps listeners identify exactly where they are and what to focus on next. Perfect for future homebuyers, homeowners, and investors who want a clear, confident plan to build wealth without chasing trends or taking reckless risks.

Today on Your Money, Your Wealth® podcast 559 with Joe Anderson, CFP®, and Big Al Clopine, CPA, David wants to know if he and his wife (ages 47 and 53) are actually on track for retirement - without realizing they're creeping toward that .01% crowd that David swears he is not part of. Mia and Jessie from Seattle want to retire and still pick up a dream lake house with a combined ten million dollars saved. Can they pull it off? Yosemite Sam from Allen, Texas, wonders if he should wipe out the lake house mortgage or keep that low-rate loan to hang on to more flexibility as he approaches retirement. Joe and Big Al also spitball on whether Todd and Margo should shift more into pre-tax accounts to leave their corporate jobs at age 50, and whether early retirement at 55 plus a $500,000 beach home is in the cards for Birdie and Bogey from Williamsburg. Free Financial Resources in This Episode: https://bit.ly/ymyw-559 (full show notes & episode transcript) Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro: This Week on the YMYW Podcast 00:53 - Middle Class Retirement Spitball For Those Not in the .01%: Are We On Track at Age 47? (David) 06:37 - $5 Million Roth, $5 Million Brokerage: Can We Retire and Buy a Dream Lake House? (Mia & Jessie, Seattle) 17:26 - Pay Off the Lake House or Keep the Low Rate Mortgage? (Yosemite Sam, Allen, TX) 25:23 - Should We Shift More Funds into Pre-Tax Retirement to Retire Early at 50? (Todd & Margo, TX) 38:45 - Can We Afford Early Retirement at 55 and a $500K Beach Home? (Birdie & Bogie, Williamsburg, VA) 46:27 - Outro: Next Week on the YMYW Podcast

Feeling like time is flying by and you’re behind on retirement planning? In this episode, Brandon Bowen shares why it’s never too late to take action, even as the year winds down. Discover why most people retire earlier than planned, how proactive planning can help you retire on your terms, and why your retirement deserves as much attention as your biggest vacation. Hear real client stories about building income plans, reducing risk, and creating a blueprint for a fulfilling retirement—so you can spend more time doing what you love. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

New nonprofit CEO? Don't inherit a financial mess. In this solo episode, Tosha breaks down the exact questions to ask in Week 1 and the first 90 days so you can quickly assess risk, read audits + 990s with confidence, pressure-test budget assumptions, verify restricted funds, and fix delayed or conflicting reports. You'll learn how to evaluate your finance team, set a cadence for monthly close, and own the financial story with your board and funders.Grab our free Financial Blueprint and avoid painful surprises.The Charity CFO Financial Blueprint: https://go.thecharitycfo.com/financial-blueprintYou'll learn:What to request on Day 1: budget, financials, audits, 990s, funder site reviewsRed flags: late audits, missing monthly reports, conflicting dev vs. finance numbersHow to test budget assumptions and build department/program budgetsTracking restricted funds the right wayWho owns compliance and reporting, and why it mattersFollow Us Online

Wendy and Joe in Colorado ran the numbers, and their financial planning software says they'll have over $10 million when they pass. Wendy's wondering if they should continue converting to Roth while working, despite their high tax bracket. But has the software lulled them into a false sense of security? That's today on Your Money, Your Wealth® podcast number 548 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, which is smarter for "Kurt and Courtney" in New York: aggressively paying down their mortgage, or putting their extra money to work in the market before Kurt retires early in 20 years? Finally, when does it stop making sense for high-earners "Tim and Faith" in Boston to contribute to their Roth? The fellas duke it out on this one (and we figure out, based on our earliest musical interests, which era we're each children of.) Free Financial Resources in This Episode: https://bit.ly/ymyw-548  (full show notes & episode transcript) Pay Off the Mortgage? - YouTube playlist - Spotify playlist DOWNLOAD The Retirement Readiness Guide WATCH 4 Hard Truths About Retirement You Need to Face on YMYW TV Financial Blueprint (free, self-guided) Financial Assessment (free, meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro: This Week on the YMYW Podcast 01:11 - Financial Software Says We'll Have $10M. Should We Continue Converting to Roth While Working, Despite Our High Tax Bracket? (Wendy, Loveland, CO) 16:35 - Watch 4 Hard Truths About Retirement You Need to Face on YMYW TV, Download the Retirement Readiness Guide 17:37 - What Are the Pros and Cons of Paying Off Our Home Before I Retire Early? (Kurt & Courtney, NY) 31:54 - Pay Off the Mortgage: YMYW Podcast Playlists on YouTube and Spotify, Calculate your free Financial Blueprint 32:51 - We're Late 40s With $3M + $2M RSUs. Continue Contributing to Tax-Deferred? Are We On Track for Retirement at 55 or 60? (Tim & Faith, MA) 46:15 - Next Week on the YMYW Podcast 46:37 - YMYW Podcast Outro

Send us a textRob Peters, an experienced mortgage broker, shares valuable insights on property finance strategies, including a unique approach to purchasing blocks of flats with minimal deposits. We dive into current interest rates, specialized mortgage products, and smart approaches to below-market-value properties.• Simple Fast Mortgage specializes in property finance for investors and complex circumstances• Residential mortgage rates have dropped below 4%, while limited company buy-to-let rates are around 4.87%• Most specialty lenders (HMO, commercial, bridging) haven't followed the Bank of England rate cut• A specialized mortgage product allows purchasing under-market-value properties with just 10% deposit• Blocks of flats can be purchased at "block value" but financed based on higher "aggregate value"• Example: acquiring a £255,000 property with just £16,850 deposit, gaining immediate equity• Always speak with your broker before finding deals to understand options and avoid unnecessary pressureIf you want to learn more about property finance solutions or discuss your specific circumstances, you can reach Rob through the Education to Action Property community or book an appointment through the Simple Fast Mortgage website.VALUABLE RESOURCES: My NEW Community for property investors called Property Education To Action, This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com Visit www.thepropertyunleashed.com to explore are free Property Ebooks and guides in Rent-to-Rent, Serviced Accommodation, Deal Sourcing and and also our FREE training masterclasses to help you generating a sustainable income through property. https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community. CONNECT WITH ME: Facebook: https://www.facebook.com/mark.fitzgerald.7921Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/Linkedin: https://www.linkedin.com/in/mark-fitzgerald-59200079/YouTube: https://www.youtube.com/channel/UCgwQNC72nEJQ0tKkKERdQOQThreads: https://www.threads.net/@markfitzgeraldentrepreneur ...

In this compelling episode, I sit down with the incredible Maria Castillo Dominguez, a "statistical unicorn" who has mastered navigating finances, particularly as a woman. We dive deep into breaking free from childhood money beliefs, the vital role of communication in financial partnerships, and how you can achieve not just wealth, but true financial peace and joy. Key Highlights:Heal Your Money Story: Uncover how childhood beliefs shape your finances.Partner Up on Money: Master crucial money talks for shared financial success.Break "Good Girl" Habits: Confidently earn, save, and invest on your own terms.Find Financial Peace: Connect emotional healing with financial clarity and joy.Be a Money Unicorn: Defy norms and build the life you truly desire.If you're a woman looking to confidently claim your financial future, understand the emotional nuances of money, and shatter old limitations, this conversation is your guide.Maria Castillo Dominguez, CFP® is the founder of Valoria Wealth Management, a boutique, women-led financial planning firm helping high-income women and couples design lives of purpose, clarity, and freedom. With over a decade of experience and deep tax expertise, Maria specializes in equity compensation, lifestyle planning, and helping clients take bold steps—whether it's a career break, business launch, or early retirement. Based in South Florida and serving clients nationwide, she's on a mission to make financial planning empowering, personal, and judgment-free.Maria's Links:Her websiteFacebookInstagramLinkedInYouTubeLinks:Psychology of MoneySmart Women Finish RichWant to hear a specific topic? Text Us!Always and Never About Money Episode Links:Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelseaSocials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

You've heard Joe and Big Al talk about the benefits of tax diversification in retirement. That is, having money in tax-deferred, tax-free, and taxable accounts. But what should you do if this tax triangle of yours is lopsided? Joe and our special guest co-host, Marc Horner, CFP®, spitball on this quandary for Rae and Roy in Central California, today on Your Money, Your Wealth® podcast number 544. Plus, do Rae or Roy need to get a part-time job? Also, "Elwood Blues" in Illinois would like to retire in two years, but is willing to go for 3 more to make his retirement plan work. Joe and Marc spitball on when "Elwood" can really put down that harmonica. Free financial resources & episode transcript: https://bit.ly/ymyw-544 Complete the 8th Annual YMYW Podcast Survey by 5pm Pacific on August 31, 2025, for your chance at a $100 Amazon e-gift card! (secret password: ymyw) WATCH 15 Maneuvers to Duck an Unplanned Early Retirement Knockout on YMYW TV CALCULATE your free Financial Blueprint ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast with Joe Anderson, CFP® and Marc Horner, CFP® 00:49 - Our Tax Triangle is Lopsided. Should One of Us Get a Part-Time Job? (Rae and Roy, Central CA) 12:03 - Watch 15 Maneuvers to Duck an Unplanned Early Retirement Knockout, Calculate your Financial Blueprint, Schedule a Financial Assessment 13:11 - I'd Like to Retire in 2 Years. Willing to Work 3 More to Make it Work (Elwood Blues, IL) 27:10 - Next Week on YMYW Podcast: The One Big Beautiful Bill + More 27:40 - YMYW Podcast Outro

What if your biggest business blocker isn't your bookkeeping—but your beliefs? This week, host Gary Heldt welcomes Audrey Faust, expert CFO, neuro coach, and author of the upcoming book She Grows Rich. Audrey empowers women entrepreneurs to build thriving businesses by combining strategic financial guidance with transformative mindset coaching. In this candid conversation, she shares how early money beliefs can sabotage success, why you should ditch the word “budget,” and what it really takes to grow from six to seven figures with clarity—not chaos. ➡️ 5 Key Takeaways: → Mindset First, Metrics Second: Audrey starts every client journey by clearing subconscious prosperity blockers—like the belief that rich people are greedy—that limit earning potential. → Blueprint Over Budget: Instead of restrictive budgets, Audrey co-creates a one-page financial blueprint that aligns with each business owner's goals and personal definition of success. → Know Your Numbers: Successful entrepreneurs review financial statements monthly. Audrey teaches clients to read their profit & loss, balance sheet, and cash flow like a pro. → You Are Not Your Business: Audrey encourages shifting from "my business" to "the business" to create team inclusion and a CEO mindset that supports scaling. → Right People, Right Roles: A small change in team structure led one client to nearly double her revenue—from $1M to $2M—by freeing the CEO's time to focus on growth.

Erion Shehaj shares how growing up without private property helped him build wealth in America—and why agents must turn commissions into capital.See full article: https://www.unitedstatesrealestateinvestor.com/from-communist-to-capitalist-turning-disadvantage-into-financial-freedom-with-erion-shehaj/(00:00) - Introduction to The REI Agent Podcast(00:06) - Meet Mattias and Erica: Hosts with a Holistic Mission(00:08) - Weekly Interviews About Bold Living and Real Estate(00:14) - Tune In Every Week for Expert Advice(00:18) - Let's Level Up Together(00:24) - Mattias Recaps Easter Weekend Without Erica(01:35) - Guest Introduction: Erion Shehaj's Unique Role in Real Estate(03:02) - From Communist Albania to U.S. Investing: Erion's Origin Story(04:44) - Discovering Real Estate in College Through Numbers(06:07) - The Power of Tangible Assets and Long-Term Strategy(07:53) - Becoming a Lifelong Real Estate Advisor for Clients(10:17) - Honest Guidance Builds Trust and Repeat Business(11:43) - The Mindset Shift: Advisor vs. Salesperson(12:51) - Story 1: The Millionaire in Coveralls(14:26) - Story 2: Why You Must Invest for Yourself Too(15:26) - Real Estate as a Business, Not Just an Asset(18:23) - Your Property Picks the Tenants—Plan Accordingly(21:24) - Design Properties for the Tenant Experience You Want(23:20) - Return on Brain Damage: A New Investment Metric(24:20) - What Erion Does: Investment Broker Meets Financial Planner(28:12) - Building the Financial Blueprint for Real Estate Wealth(30:39) - Why Professionals Need a Turnkey Investing System(33:03) - Growth Markets Like Houston Create Scalable Opportunities(35:00) - Stock Market Volatility Drives Real Estate Demand(36:41) - The Shift to Defensive Strategy Investing(38:11) - Tariffs, Bonds, and Construction Costs in 2025(39:28) - Oversupply vs. Undersupply: Why 2024 ≠ 2008(41:05) - Lending Standards Are Tighter Than the 2008 Crisis(42:09) - Do Buyers Always Feel Like They Overpay? Yes.(43:54) - You'll Regret What You Didn't Buy, Not What You Did(45:27) - The Goal Is Converting Labor into Capital(47:11) - The Flywheel: Commissions → Investments → Cashflow(48:25) - Using Equity Lines to Power BRRRR Success(51:08) - Set Up Equity Access *Before* the Deal Appears(53:50) - Superpowers Come from Disadvantages(55:07) - Immigrant Perspective and the Power of Contrast(56:50) - Two Books That Will Change Your Life and Finances(58:03) - Mattias on Financial Programming and Money Culture(58:56) - How to Connect with Erion Shehaj(59:08) - Final Thoughts from Mattias and Erica(59:47) - Disclaimer: Not Investment Advice or Mental Health TherapyContact Erion Shehajhttps://www.signaturehouston.com/agents/158/erion-shehaj/For more holistic content you'll love, visit https://reiagent.com

Ryan in Texas is in the 32% tax bracket. Where should he save for retirement so he'll be in a lower bracket? Should Weronika in Texas pay the taxes now to convert to Roth for lifetime tax-free growth in the future, even though she's in the 37% tax bracket? And Jerry in Phoenix wonders if there is a point where Joe would come to the conclusion that Roth conversions no longer make sense? Stay tuned for the 7 reasons to consider NOT converting to Roth, today on Your Money, Your Wealth podcast number 535 with Joe Anderson, CFP® and Big Al Clopine, CPA. First up, a word of Roth conversion thanks from Al in Florida. Free financial resources & episode transcript: https://bit.ly/ymyw-535 DOWNLOAD The Ultimate Guide to Roth IRAs Watch The Last 5 Years Before Retirement Will Decide Your Lifestyle - Here's How on YMYW TV RETIREMENT CALCULATION TOOLS: Financial Blueprint EASIRetirement.com (from Boldin, formerly NewRetirement)   ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Insult to a Nose (Scene from Steve Martin movie "Roxanne" - warning, language!)   Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:44 - Thanks for Suggesting a Roth Conversion During the Market Drop (comment from Al, FL) 03:38 - In the 32% Tax Bracket. Where Should I Save for Retirement to Be in a Lower Bracket? (Ryan, TX) 07:57 - In the 37% Bracket: Backdoor Roth or Non-Roth Investments for Retirement Savings? (Weronika, TX) 12:25 - Watch The Last 5 Years Before Retirement Will Decide Your Lifestyle - Here's How on YMYW TV. Calculate your free Financial Blueprint 13:23 - Is There a Point Where Roth Conversions No Longer Make Sense? (Jerry, Phoenix, AZ) 25:26 - YMYW Podcast Outro

Before she retires next month at age 52, Rowan in Georgia wonders how to maximize growth in her IRA, which will be funded with 72(t) early retirement withdrawals. What do Joe Anderson, CFP® and Big Al Clopine, CPA  think of her substantially equal periodic payment plan? And how should she allocate it? Michael in Virginia isn't interested in any international investments and is instead invested in stocks like Google, Amazon, Microsoft, Meta, and Berkshire. What adjustments would the fellas make to his portfolio for long term growth? That's today on Your Money, Your Wealth® podcast 533. Plus, our friend Will, who is not a gas siphoner, wants Joe and Big Al's opinion on "backdoor Rothing" his solo 401(k) instead of having an emergency fund, and on what he should do with his annuity. Also, the fellas explain ESOP and NUA - that is, employee stock ownership plans and net unrealized appreciation - for Tess and Finn in Texas. Free financial resources & episode transcript: https://bit.ly/ymyw-533 WATCH 10 Big Retirement Regrets to Avoid (Before It's Too Late) on YMYW TV CALCULATE your free Financial Blueprint SCHEDULE your Free Financial Assessment The origins of Will the Gas Siphoner (audio only) ASK Joe & Big Al for your Retirement Spitball Analysis SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:05 - How Do I Maximize My 72(t) Early Retirement Withdrawals? (Rowan, GA - voice) 10:24 - Watch 10 Big Retirement Regrets to Avoid (Before It's Too Late) on YMYW TV, Calculate your free Financial Blueprint 11:23 - I'm Not Interested in International Investments. Does My Asset Allocation of Tech Stocks Make Long-Term Sense? (Michael, VA) 14:18 - Should I Backdoor Roth My Solo 401(k) Income Instead of Having an Emergency Fund? What Should I Do With My Annuity? (Will the Gas Siphoner) 24:44 - Schedule a Free Financial Assessment With Pure Financial Advisors 25:53 - ESOP and NUA Explained (Tess & Finn, TX) 31:53 - Tribute to Betsey Clopine, 1933 - 2025 33:17 - YMYW Podcast Outro

Tariffs killed Carl's investment portfolio and left him wondering if he should claim Social Security early. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for him today on Your Money, Your Wealth® podcast number 531. Kelly and Steve in Pennsylvania ask for a three-fer spitball - when to claim their Social Security, whether they should contribute to Roth or convert to Roth for that lifetime tax-free growth on their investments, and if they're on track for Kelly to retire in three years. Free financial resources & episode transcript: https://bit.ly/ymyw-531 CALCULATE your free Financial Blueprint WATCH The Retirement Course: Can You Hit a Hole in One? on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:21 - Tariffs Killed My Portfolio. Should I Claim Social Security Early? (Carl) 10:14 - Watch The Retirement Course: Can You Hit a Hole in One? on YMYW TV, Calculate your free Financial Blueprint 11:13 - When Should We Claim Social Security? Roth Contributions or Conversions? Are We On Track for Retirement? (Kelly & Steve) 25:00 - Download the Key Financial Data Guide, YMYW Podcast Outro

John in Boston is in the 32% tax bracket. Should he do Roth conversions? Flight Deck Dad and Irish Girl in Pensacola have a lot of tax-free pension income. Should they do Roth conversions? Bert and Ernie in New Jersey wonder if they should convert to Roth or take advantage of zero percent capital gains tax rates. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for all of them today on Your Money, Your Wealth® podcast number 529. Plus, Michael and his wife in Bellevue are 34, in the 24% tax bracket and wonder if they should contribute to tax-free or tax-deferred accounts, and if they should slow down on retirement savings and start a bridging account for the years between when they want to punch the clock in their early to mid-50s, and when they can access their retirement savings. Then, for something completely different, Frenchie from Maine writes back in: What are the disadvantages to paying off her mortgage ASAP, and what's the tax efficiency of a money market compared to bond funds? Free financial resources & episode transcript: https://bit.ly/ymyw-529 WATCH How to Break Through Retirement Barriers on YMYW TV CALCULATE your Free Financial Blueprint SCHEDULE your Free Financial Assessment ASK Joe & Big Al for your Retirement Spitball Analysis SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:00 - We're in the 32% Tax Bracket. Should We Do Roth Conversions? (John, Boston, MA) 06:19 - We Have Large Tax-Free Pension Income. Should We Do Roth Conversions? (Flight Deck Dad & Irish Girl, Pensacola, FL) 16:03 - Watch How to Break Through Retirement Barriers on YMYW TV, Calculate your free Financial Blueprint 16:52 - Should We Do Roth Conversions or Take Advantage of 0% Capital Gains Tax? (Bert & Ernie, NJ) 25:53 - In the 24% Bracket. Should We Contribute to Tax-Free or Tax Deferred Accounts? (Michael, Bellevue, WA) 29:49 - Schedule a Free Financial Assessment at any of Pure Financial Advisors' 12 nationwide locations or online 31:04 - Disadvantages to Paying Off the Mortgage ASAP? Tax Efficiency of Money Market vs. Bond Funds? (Frenchie, ME) 36:23 - Outro: Next Week on the YMYW Podcast

I sat down in person at the IFA (International Franchise Association) with my friend and fraternity brother Dan Axelrod, VP and Wealth Advisor at Bernstein Private Wealth Management.Dan works with franchisees, franchisors, and business owners on pre- and post-transaction planning to protect their wealth when they exit—and today, he's giving YOU the same insider tips he shares with multimillion-dollar clients.✅ How do you avoid paying more to Uncle Sam than necessary?✅ What are the biggest mistakes business owners make when selling?✅ How do you build your dream team to secure your financial future?

Financially speaking, should Old Bear in Northern Kentucky marry his Honey? How should Sebastian in Virginia navigate the financial aspects of his separation? That's today on Your Money, Your Wealth® podcast 515 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, Famous Missourians want to know, how much is enough for retirement, and when can you take your foot off the gas? Can Paul with the Big Wallet Bridge the long gap between retiring and claiming Social Security benefits? And can Aspiring Adventurer in Oregon retire single at age 58? Access free financial resources and the episode transcript: https://bit.ly/ymyw-515 DOWNLOAD The Going Solo Guide for free WATCH: Going Solo: Navigating Your Financial Future Single on YMYW TV  ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps:  00:00 - Intro: This Week on the YMYW Podcast 00:44 - Financially Speaking, Should Old Bear Marry His Honey? (Northern Kentucky, near Cincinnati, OH) 08:20 - Navigating Finances When Separating from Your Spouse (Sebastian, VA) 14:52 - Watch Going Solo: Navigating Your Financial Future Single on YMYW TV, Download the Going Solo Guide for free 15:22 - How Much is Enough for Retirement? When Can We Take Our Foot Off the Gas? (JC Penney & Laura Ingalls Wilder, Kansas City, MO) 28:10 - How to Bridge the Long Gap Between Retirement and Social Security (Paul with the Big Wallet) 38:29 - Calculate your free Financial Blueprint 39:00 - Can I Retire at Age 58? Where to Save? Should I Do a Roth Conversion Ladder in Retirement? (Aspiring Adventurer, OR) 50:49 - YMYW Podcast Outro

YMYW friends, welcome to 2025. Today on Your Money, Your Wealth® podcast number 511, we're revisiting your favorite topics of 2024 as Joe Anderson, CFP® and Big Al Clopine, CPA spitball on strategies for building up tax-free retirement income in Roth accounts, determining your appropriate mix of taxable, tax-deferred, and tax-free savings (also known as tax diversification), and whether YMYW viewers and listeners can retire as soon as possible. Access free financial resources and the episode transcript: https://bit.ly/ymyw-511 DOWNLOAD the 2024 Key Financial Data Guide for free CALCULATE your Free Financial Blueprint SCHEDULE your Free Financial Assessment ASK Joe & Big Al for your Retirement Spitball Analysis SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter LISTEN to the Best of the YMYW Podcast 2021,  2022,  2023 LISTEN to the Top Funniest Moments from the YMYW Podcast Vol. 1, Vol. 2 Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:59 - Can We Afford to Spend $120k/Year Inflation Adjusted in Retirement? (Joe & Angelina Jolie, Strawberry Plains, TN) From ep. 503: YMYW Most Plays in 2024 on Apple Podcasts, YMYW Most Streamed in 2024 on Spotify 08:14 - Can I Contribute to My Wife's Roth IRA? Can I Max Out Multiple Roth Accounts? Should We Do Roth Conversions? (Theodore & Louise, Seattle, WA) From ep. 504: YMYW Most Consumed in 2024 on Apple Podcasts, YMYW Most New Subscribers in 2024 on YouTube 15:21 - Download the 2024 Key Financial Data Guide for free. Subscribe to the YMYW podcast, the YouTube channel, and the YMYW newsletter, and get the 2025 guide as soon as it's released! 16:46 - We Want to Retire As Soon as Humanly Possible. Brokerage vs. Solo 401(k) for Surplus Funds? (Ricochet J, CO) From ep. 505: YMYW Most Engaged Listeners in 2024 on Apple Podcasts, YMYW Most Listeners in 2024 on Spotify 31:05 - How Much Money Do We Need to Retire ASAP? (Barney and Betty, NE New Jersey) From ep. 493: YMYW Most Engaged Listeners in 2024 on Amazon Music 44:20 - Calculate your Financial Blueprint, Schedule a Financial Assessment 45:39 - Ed Slott: How Much Money Can You Save in Taxes With Good Tax Planning? What About People Who Don't Have the Money to Pay the Tax on a Roth Conversion? From ep. 489: YMYW Most Views & Watch Time in 2024 on YouTube 51:51 - Tax Diversification General Guidelines? (Brian, Naperville, IL) From ep. 468: YMYW Most Downloaded Across All Podcast Platforms in 2024 57:33 - Andi's Favorite Derail of 2024: Clark & Ellen Griswold, Tuktoyaktuk reading Derail from ep. 498 1:01:07 - Outro: 2024 YMYW Podcast Stats

When should Richie and Heather and Rebecca and Sam collect their Social Security benefits? Why is Dan's benefit so much higher than his wife's? PWare has a Roth conversion case for claiming Social Security AFTER age 70, and Jerry wonders how Donald Trump's plan to stop taxing Social Security could impact claiming strategies. Plus, Joe rants about Rebecca and Sam's $1 million single premium deferred indexed annuity, and the fellas also spitball on their Roth conversion and retirement strategy and how much is too much when it comes to paying advisor fees. Access free financial resources and the episode transcript: https://bit.ly/ymyw-509   DOWNLOAD the Social Security Handbook CALCULATE your free Financial Blueprint online SCHEDULE your free Financial Assessment with an experienced professional Ask Joe & Big Al for your Retirement Spitball Analysis SUBSCRIBE: YMYW on YouTube DOWNLOAD: more free guides READ: financial blogs WATCH: educational videos SUBSCRIBE: YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:00 - When Should We Take Social Security? Should We Convert Our IRAs to Roth? (Richie & Heather, ID - voice) 09:04 - Download the Social Security Handbook 10:01 - What Should I Do With a $1M Single Premium Deferred Indexed Annuity? When Should We Take Social Security? Is 2% Advisor Fee Excessive? (Rebecca and Sam, VA) 28:03 - Calculate your Financial Blueprint online, Schedule an Assessment with a financial professional 29:25 - Why Is My Spouse's Social Security Benefit So Much Lower Than Mine? (Dan) 30:51 - The Roth Conversion Case for Drawing Social Security After Age 70 (P Ware, YouTube) 36:55 - Would Tax-Free Social Security Income Impact Claiming Strategies? (Jerry, Phoenix, AZ) 42:08 - Outro: Next Week on the YMYW Podcast

Give the gift of financial security to your loved ones this holiday season with a personalized Financial Blueprint from Fi Plan Partners. From retirement and education planning to budgeting and legacy goals, a Financial Blueprint can be a thoughtful, lasting gift that helps set the foundation for a prosperous future. Click the link below to […] The post Gifting a Financial Plan first appeared on Fi Plan Partners.

What's a safe withdrawal rate for Wine Guy and Wine Gal in Sonoma California to have 35 years of “guaranteed” retirement spending? How aggressively should they convert their retirement savings to Roth IRA? Should the Bond family move from Silicon Valley to a no-income-tax state in retirement? Can Doc in San Francisco quit work in 8 years when his daughter starts college? Rob in Kansas City and his wife are in their late 30s and have 2 million saved. Can they retire early? Plus, Elisa in Fremont has more than the capital gains exclusion for a married couple of $500,000 worth of home equity. How much will this cost her, and will it kill her IRMAA for Medicare premiums? Should Happy Camper and Jolly Pumpkin take their pension's monthly annuity or the lump sum payout? And finally, Lloyd in South Dakota isn't a fan of retirement accounts and wants Joe and Big Al to talk some sense into him. Access all the free financial resources and the episode transcript: https://bit.ly/ymyw-506 CALCULATE your Financial Blueprint SCHEDULE your Financial Assessment WATCH Financial Planning at Every Age on YMYW TV DOWNLOAD The Retirement Readiness Guide for free READ THE BLOG: It's Not Too Late! Year-End Financial Moves to Make Right Now READ THE BLOG: US National Debt and the Impact on Long-Term Investing REQUEST: Ask Joe & Big Al for your Retirement Spitball Analysis SUBSCRIBE: YMYW on YouTube DOWNLOAD: more free guides READ: financial blogs WATCH: educational videos SUBSCRIBE: YMYW Newsletter   Timestamps:  00:00 - Intro: This Week on the YMYW Podcast 01:05 - What's Our Guaranteed Safe Withdrawal Rate for 35 Years of Retirement? How Aggressive Should We Convert to Roth? (Wine Guy/Gal, Sonoma, CA) 12:09 - Calculate your Financial Blueprint, schedule a Free Financial Assessment 13:45 - Should We Move to a No Income Tax State in Retirement? (James Bond, Silicon Valley, CA - voice) 20:50 - Can I Stop Working in 8 Years When Daughter Starts College? (Doc, San Francisco, CA) 26:10 - Late 30s With $2M. Are We Really on Track for Early Retirement? (Rob, Kansas City) 31:20 - Watch Financial Planning at Every Age on YMYW TV, download the Retirement Readiness Guide 32:25 - Our Home Equity is Over the $500K Exclusion. How Much Will We Be Charged? Will This Kill My IRMAA? (Elisa, Fremont, CA) 35:44 - Should We Take the Monthly Pension or Lump Sum Payout? (Happy Camper & Jolly Pumpkin, WI) 43:03 - I'm Not a Fan of Retirement Accounts. Talk Some Sense Into Me. (Lloyd Christmas, SD) 49:04 - Outro: Read the blogs, It's Not Too Late! Year-End Financial Moves to Make Right Now and US National Debt and the Impact on Long-Term Investing

Ricochet J in Colorado and her husband want to retire as soon as humanly possible. Are they on track? Should they save their surplus funds to a brokerage account or a solo 401(k)? That's today on Your Money, Your Wealth® podcast 505 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, Micah in South Dakota wonders whether having a $40,000 a year pension is basically the same as having a million dollars in bonds, according to the four percent rule. What do Joe and Big Al think? Barney and Betty will be in the 12% or 22% marginal tax bracket, but their effective tax rate will only be between 10% and 12.4%, so how much should they convert to Roth? Are they asking the right question? And finally, Joe and Big Al spitball on ways to ensure that Amir in New Mexico has the maximum possible retirement income to last him to age 90 or 95. Access all the free financial resources and the episode transcript: https://bit.ly/ymyw-505 DOWNLOAD The Complete Roth Papers Package for free WATCH Your 11-Step Path to Financial Freedom on YMYW TV CALCULATE your free Financial Blueprint REQUEST: Ask Joe & Big Al for your Retirement Spitball Analysis SCHEDULE: free financial assessment SUBSCRIBE: YMYW on YouTube DOWNLOAD: more free guides READ: financial blogs WATCH: educational videos SUBSCRIBE: YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:04 - Save to Brokerage vs. Solo 401(k) to Retire as Soon as Humanly Possible? (Ricochet J, CO) 15:23 - Watch Your 11 Step Path to Financial Freedom on YMYW TV, Calculate your free Financial Blueprint 16:36 - Is a $40K/yr Pension Similar to $1M in Bonds According to the 4% Rule? (Micah, SD) 18:48 - Marginal vs. Effective Tax Rates: How Much to Convert to Roth? (Barney & Betty) 22:58 - Download the Complete Roth Papers Package 23:48 - How to Have Maximum Possible Retirement Income to Age 90-95? (Amir, NM) 30:13 - Outro - Next Week on the YMYW Podcast

7 Life Lessons from Oilfields to Retirement How Emotional Baggage Impacts Your Finances Episode 231 (Chad is based in Alaska) In this conversation with Chad Hufford we explore: Why Conventional Wisdom Often Fails in Financial Success The Role of Emotional Baggage in Financial Decision-Making The Influence of Financial Media on Misconceptions The Importance of Shifting Perspectives for Financial Independence Building a Financial Blueprint for Success The Difference Between Income and Principal in Financial Freedom Focusing on What You Can Control in a Volatile Economy The Role of Trust and Relationships in Financial Advising Retiring To, Not From: The Importance of Purpose in Financial Independence The Power of Analogies to Simplify Complex Financial Concepts About our guest, Chad Hufford: Chad owns a boutique financial planning firm, Vertitas Wealth Management. He partners with Dave Ramsey as one of his SmartVestor Pros. He is the author of Forging Financial Freedom. He is born and raised in Anchorage, Alaska. You can get your copy of his book along with the free bonuses here www.forgingfinancialfreedom.com ----- Excerpts from this conversation with Chad Hufford: Delighted to be talking with you and I somehow I just think just living and growing up in Alaska is got to give you a different view of the world. Do you agree with that? Well, quite literally, it gives me a different view of the world. We're so high up on latitude that, yeah, every everything's different up here. But, you know, I think it's been actually really powerful for me. You know, one of the things we talked about in previous conversations is, you know, when we try to have an intended message come across, sometimes we do have to change somebody's perspective in order to see it clearly. And I think, coming from Alaska, we do automatically have such a different perspective. It just It lends itself to the reframing or reshaping of somebody's paradigm or perspective, and it's just, it's a wonderful place to live. It's not always easy 35 degrees this morning on my drive into the office. But you know what? It's beautiful, and it's home- and that's 35 degrees Fahrenheit. I guess we just started the fall, ended this summer? Yeah, summer here ended a few weeks ago, I think, if we're being honest. But yeah, 35 degrees Fahrenheit. So like one, one degree, two degrees Celsius, it's, it's, it's crisp out there. But you know what we had? We had a huge black bear come through our yard. The other day. We had a lynx outside. And where we live in Anchorage. it's 300,000 people. It's a normal town. We're now out in the boonies, but we live on the very edge of Anchorage, so we get wildlife in our backyard all the time. And it's such a blessing. ----- ----more---- Your Intended Message is the podcast about how you can boost your career and business success by honing your communication skills. We'll examine the aspects of how we communicate one-to-one, one to few and one to many – plus that important conversation, one to self. In these interviews we will explore presentation skills, public speaking, conversation, persuasion, negotiation, sales conversations, marketing, team meetings, social media, branding, self talk and more.   Your host is George Torok George is a specialist in communication skills. Especially presentation. He's fascinated by the links between communication and influencing behaviors. He delivers training and coaching programs to help leaders and promising professionals deliver the intended message for greater success.   Connect with George www.SpeechCoachforExecutives.com https://www.linkedin.com/in/georgetorokpresentations/ https://www.youtube.com/user/presentationskills https://www.instagram.com/georgetorok/    

Take your financial strategy to the next level with Episode 21 of the Full-Arch Secrets Podcast!We're excited to have Tim Woodward, co-founder of Blend Wealth, share powerful insights on optimizing finances—not just for your personal goals, but also for your dental implant practice.In this episode, discover essential strategies to fuel your practice's growth:Cash Flow Mastery: Learn how to manage cash flow effectively, supporting both short-term stability and long-term success.Tax Strategies & Savings: See how choosing the right entity structure and optimizing deductions can reduce tax burdens for your practice.Growth Planning: Get practical tips on forecasting, goal-setting, and building a solid financial foundation that's tailored for dental implant practices.Investment Essentials: Explore tax-advantaged plans, including 401(k)s and pension plans, that can enhance wealth building for you and your team.Tim's guidance is packed with actionable steps to streamline your finances, reduce taxes, and grow your practice strategically.Whether you're just starting or ready to elevate your practice, this episode provides valuable tools to make it happen.Don't miss this opportunity—tune in now and empower your practice for long-term success!Ready to 10X Your Implant Practice?Schedule a FREE Consultation and find out how DIM can help you skyrocket your growth!Get Social With DIM: LinkedInFacebookInstagram

Can Bauer in Illinois retire at age 57, and when should he collect Social Security? More importantly, can he afford a $300,000 motor home? Can Brad in Michigan coast for the next 10 years and still reach the promised land of retirement somewhere around age 53? Joe Anderson, CFP® and Big Al Clopine, CPA spitball early retirement, today on Your Money, Your Wealth® podcast 502. Plus, it seems weird to Elizabeth in Connecticut that nearly all of her $5M is in taxable accounts. Is that good or bad? N&N in San Francisco Bay Area have $10 million liquid. Should they make Roth contributions and Roth conversions now, or wait until they retire? Access free financial resources and the episode transcript: https://bit.ly/ymyw-502 WATCH: How to Avoid Wealth Busters on YMYW TV DOWNLOAD the Wealth Busters to Avoid Guide CALCULATE your Financial Blueprint for free REQUEST: Ask Joe & Big Al for your Retirement Spitball Analysis SCHEDULE: free financial assessment SUBSCRIBE: YMYW on YouTube DOWNLOAD: more free guides READ: financial blogs WATCH: educational videos SUBSCRIBE: YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:58 - Can I Retire at 57? When to Collect Social Security? Can I Afford a Motorhome? (Bauer & Laney, Mundelein, IL - voice) 07:47 - Can We Coast and Still Reach the Retirement Promised Land in Ten Years? (Brad, MI) 14:20 - Watch How to Avoid Wealth Busters on YMYW TV, download the Wealth Busters to Avoid Guide 15:00 - We've Got $10M Liquid: Roth Contributions & Conversions Now or Wait Until Retirement? (N&N, SF Bay area) 24:58 - Calculate Your Free Financial Blueprint 25:36 - Seems Weird That Our Money is in Taxable Accounts. Is That Good or Bad? (Elizabeth, CT) 31:57 - Outro: Next Week on the YMYW Podcast

Should Suzanne in Michigan do Roth conversions in 2025 and 2026 since she's widowed and won't be married filing jointly? How should she pay the tax on her conversions? Jennifer in Washington state is 55 and her husband is 70. Should she retire now and do aggressive Roth conversions before her husband passes? We're talking about the widow's tax, today on Your Money, Your Wealth® podcast number 501 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, answers to questions from our YouTube viewers: what's a brokerage account? What's a good way to pay required minimum distirbution taxes? How does the 10 year rule work on inherited IRAs? What are extended market index funds? The fellas also spitball on the 4% rule for retirement withdrawals. Access all the free financial resources and the episode transcript: https://bit.ly/ymyw-501 DOWNLOAD: 2024 Key Financial Data Guide for free WATCH: Harris Vs. Trump - Cancel the Noise: Economic and Market Impact of the 2024 Election webinar CALCULATE your Financial Blueprint for free REQUEST: Ask Joe & Big Al for your Retirement Spitball Analysis SCHEDULE: free financial assessment SUBSCRIBE: YMYW on YouTube DOWNLOAD: more free guides READ: financial blogs WATCH: educational videos SUBSCRIBE: YMYW Newsletter  

How much should you save in pre-tax accounts vs. post-tax accounts? Joe Anderson, CFP® and Big Al Clopine, CPA spitball on the "age plus 20" rule for retirement savings, Roth 401(k) contributions and distributions, and a Social Security claiming strategy for Ralph and Marie in Wilmington, Delaware. Shawn wonders if YMYW listeners are ignoring the WEP and GPO when it comes to Social Security, that is, the Windfall Elimination Provision and the Government Pension Offset. Plus, can Jake and Amy in Iowa retire in 5 years, or do they need to work beyond age 60? Should Edwin stop making Roth contributions and start doing Roth conversions instead? And finally, how can Jeff in North Dakota's son qualify for the American Opportunity Tax Credit? Access all the following free financial resources and the episode transcript: https://bit.ly/ymyw-496 REGISTER NOW: Medicare Basics webinar - TOMORROW, Wednesday Sept. 25, 2024, 12pm Pacific, 3pm Eastern, with Robert Dow and Lisa Velasco, Medicare specialists from the Dow Agency CALCULATE: A Financial Blueprint of your retirement readiness for free! DOWNLOAD: Social Security Handbook DOWNLOAD: Medicare Check-Up Guide WATCH YMYW TV: Medicare Check-Up: How to Keep Your Retirement Plan Off Life Support REQUEST: Retirement Spitball Analysis SCHEDULE: free financial assessment SUBSCRIBE: YMYW on YouTube DOWNLOAD: more free guides READ: financial blogs WATCH: educational videos SUBSCRIBE: YMYW Newsletter   Timestamps:  00:00 - Intro 01:09 - Roth 401(k) Contributions and Distributions, Age Plus 20 Rule, and Social Security Claiming Strategy (Ralph and Marie, Wilmington, DE) 12:35 - Download the Social Security Handbook, Download the Medicare Check-Up Guide, Watch Medicare Check-Up: How to Keep Your Retirement Plan Off Life Support on YMYW TV, Register for the Medicare Basics webinar Wed. Sept 25, 12P/3E 13:37 - Are Listeners Ignoring Government Pension Offset and Windfall Elimination Provision for Social Security? (Shawn) 17:30 - Can We Retire in 5 Years Or Do We Need to Work After Age 60? (Jake & Amy, Iowa) 26.36 - Financial Blueprint - get your complementary retirement analysis 27:45 - Should I Stop Roth Contributions and Do Roth Conversions instead? (Edwin) 31:24 - American Opportunity Tax Credit for College Age Son (Jeff, ND) 35:58 - Outro

Today on Your Money, Your Wealth® podcast 495, Joe Anderson, CFP® and Big Al Clopine CPA spitball on three different listeners' strategies for paying the tax on a Roth conversion now, to have lifetime tax-free growth on that money in the future. Should Neo in San Clemente, California convert to Roth at the beginning or end of the year in his plan to make quarterly estimated tax payments on his conversion? Is it a good strategy for Tim in Minnesota to use reimbursements from his health savings account to pay Roth conversion taxes? And what do Joe and Big Al think of Samantha in Northern California's plan to convert to Roth and pay the tax with her IRA money? Plus, the fellas answer questions from our YouTube and Spotify followers on required minimum distributions from Roth accounts, reasons to put retirement withdrawals in a brokerage account instead of a Roth, choosing pension options, and the difference between commercial annuities and pension annuities. Plus, their thoughts on single premium immediate annuities (SPIA). Access all the following free financial resources and the episode transcript: https://bit.ly/ymyw-495 CALCULATE: A Financial Blueprint of your retirement readiness for free! DOWNLOAD: Complete Roth Papers Package  DOWNLOAD: Retirement Readiness Guide WATCH: What Happens to Your 401(k) & IRA at Retirement? YMYW TV REQUEST: Retirement Spitball Analysis SCHEDULE: free financial assessment SUBSCRIBE: YMYW on YouTube DOWNLOAD: more free guides READ: financial blogs WATCH: educational videos SUBSCRIBE: YMYW Newsletter Timestamps:  00:00 - Intro 01:02 - Timing of Roth Conversions - and Paying Quarterly Estimated Taxes (Neo, San Clemente) 06:37 - Is Using HSA Reimbursement to Pay Roth Conversion Taxes a Good Strategy? (Tim, MN) 08:44 - Complete Roth Papers Package - free download. Financial Blueprint - free retirement analysis 09:39 - How Is Our Plan to Convert to Roth and Pay the Tax With IRA Money? (Samantha, Northern California) 19:15 - What Happens to Your 401(k) & IRA at Retirement? Watch YMYW TV, download the Retirement Readiness Guide 20:01 - RMDs for Roth Accounts: Clarification for Solo 401k (Andy, YouTube) 21:43 - Joe and Al walk into a bar… (Tony, YouTube) 22:44 - Any Reason to Put Withdrawals in Brokerage Instead of Roth? (Globe Trotter, YouTube) 23:35 - How to Decide Between Pension Options? (Frank, YouTube) 25:40 - Is a Pension Annuity a Bad Thing? (Invictus, YouTube) 26:47 - Are SPIAs the Best Annuity for Lifetime Income? (1212482970, Spotify) 29:23 - Outro 30:58 - The Derails

Atif Gul is a seasoned software engineer with a 25-year career at tech giants like Microsoft, Amazon, and Uber. Transitioning to real estate, he now owns 900 commercial multifamily units and manages assets worth $100 million. With a strategic focus on acquisitions, operations, and capital raising, Atif blends tech expertise with real estate savvy to offer investors high returns and passive income opportunities across diverse sectors including commercial real estate, multifamily properties, and more.   Here's some of the topics we covered:   From Code to Cash Flow 00:00 The Regatta Property Breakdown 6:27 The Financial Blueprint of the Deal 9:34 Boosting Property Value 10:45  Multifamily Security & Lighting 15:39 Property Managers & Management Companies 17:39 How To Raise Millions For A Multifamily Deal 24:05 A Characteristic That Every Investor Must Have 31:09   If you'd like to apply to the warrior program and do deals with other rockstars in this business: Text crush to 72345 and we'll be speaking soon.   For more about Rod and his real estate investing journey go to www.rodkhleif.com  

Listen to a man who has been around money his whole life. Jeff Bowman is Founder and CEO of Wealth by Design. Wealth By Design is a boutique community of exceptional and experienced finance and business service providers in Australia. Wealth by Design's mission is to help you grow your wealth in the fastest and most effective way possible. With over 30 years of experience in the financial services and real estate industries, CEO and founder Jeff Bowman has built long-standing relationships with quality professionals in the field.  At the Wealth By Design hub, we are passionate about connecting and guiding you to the best solution for your specific needs. We're independent, so we can offer the best solution to your needs. Jeff Bowman and Wealth by Design believe everyone can build wealth with the right connections, knowledge, strategy, and support. Contact Jeff at https://wealthbydesign.com.au/   Ready to Transform Your Business and Your Life Performance Results? Contact us for Free downloads and resources to help you with your business and lead your best life. Visit www.leighfarnell.com or www.pdc-growth.com for Free e-book and Mp3 downloads or to Book Your Exploratory Meeting Now! Want to find out more or discuss the content of this podcast with me? How to apply the content of this podcast to you, your business, your career and your life? Apply for a free 1 on 1 “Lead Your Best Life Breakthrough Session” with me and we'll discuss your struggles and goals with business, teams, relationships and life. We'll also create an actionable roadmap to get you to those goals in the quickest, easiest way possible. Find out more at our websites www.leighfarnell.com  and www.pdc-growth.com Download our FREE A to Z Business and Personal Growth Guide here   Link here -https://calendly.com/lfbb/exploratory-meeting-15mins   #success #empowerment #coaching #podcast #useful #practical #easy #proven #life #business

In this vital episode of Rethink Real Estate, host Ben Brady is joined by Mike Ross and Nathan Ganz of NW Premier - Creative Financial Solutions. Together, they delve into the intricacies of financial planning and tax optimization specifically tailored for real estate professionals, as detailed in their book 'The Financial Blueprint for Real Estate Agents'. Mike and Nathan discuss the common financial pitfalls that real estate agents encounter as they manage multiple roles within their business, from marketing to sales to finance. They provide expert advice on structuring business expenses and planning effectively to ensure that agents can retain more of their hard-earned money instead of losing it to taxes.

On this episode of WealthWorx Radio, the hosts discuss retirement misconceptions and provide tips to help listeners avoid making missteps in their retirement planning. They cover topics such as the importance of planning for variable expenses in retirement, the misconception that retirees can live off less money than they did while working, the need to plan for a longer lifespan, and the potential increase in taxes in the future. The hosts also highlight the value of a concierge service in financial planning and offer a complimentary financial blueprint and income plan to listeners. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more.See omnystudio.com/listener for privacy information.

Unlock the secrets to a life rich in meaning and money as we navigate our internal narratives and the wealth we manifest. In this dynamic session of The Inner Wealth Podcast, we'll uncover the transformative power of clarity, certainty, and commitment in achieving your deepest desires. Let's challenge the beliefs and stories that have shaped your financial reality and begin the journey toward a truly wealthy life, where money is a tool for positive impact and personal joy.Have you ever wondered why the wealthy seem to operate on a different wavelength? It's all in the mindset. We'll dissect the stark contrast between the mindsets of the rich and the poor, revealing the strategies and beliefs that foster wealth creation. By understanding the rich's focus on growing assets and the poor's preoccupation with income, you'll be equipped to realign your beliefs. Listen as we discuss the importance of adopting a growth mindset and how aligning your beliefs with those who have succeeded financially can add commas and zeros to your bank account and richness and freedom to your life experience.As we enter 2024, it's time to transform your money mindset and take control of your wealth creation. This episode will help you examine your beliefs about money and the wealthy, confront potential societal barriers, and reassess ideologies that could hold you back. Learn from the wisdom of successful individuals and understand that money isn't the sole source of happiness, it is essential for crafting a life of experiences and freedom. Join me, Mike Kitko, for this life-altering conversation, and begin your journey toward a richer mindset and an enriched life.Music Credit: "What's Left of Me" by Wes Hoffman & FriendsLinks & Resources:The Inner Wealth Podcast Facebook Group: https://www.facebook.com/groups/theinnerwealthpodcastFREE Choose Your Destiny Video Course: https://www.innerwealthglobal.com/cyd-courseLive Choose Your Destiny Vision Intensive workshop:  https://www.innerwealthglobal.com/cydjan24The Inner Wealth Mastermind: https://www.innerwealthglobal.com/mastermindInner Wealth Global Website: https://www.innerwealthglobal.comMy Social Media:Facebook: https://www.facebook.com/mikekitkoInstagram: https://www.instagram.com/mike_kitkoTiktok: https://www.tiktok.com/@mikekitkoLinkedIn: https://www.linkedin.com/in/mikekitko/Twitter: https://www.twitter.com/@mike_kitkoSubscribe to my YouTube: / @mikekitkoMike Kitko is an executive self-mastery coach, speaker and author. He found external success through powerful titles, incomes, and material possessions. He ultimately fell into depression, toxic abuse of alcohol, and the near collapse of his family before he began a journey of internal happiness and success.Through private coaching, mastermind groups and training, Mike helps business owners achieve higher levels of wealth, success, and happiness in all areas of life.

Here's what to expect on the podcast:Why is it crucial for business owners to be familiar with their financial numbers?How does one determine when it's the right time to start delegating tasks?What factors should a business owner consider when deciding how much to pay themselves?How do you determine and calculate your current market margin?And much more! About Ciara:Ciara Stockeland, has owned and operated businesses since her early teens. As a serial entrepreneur, her business mindset and tenacity led her to opening her first store in 2006, which she then franchised. Her vast experience in both retail and wholesale industries led her to launch the first-to-market wholesale subscription box for boutique retailers, which she built and sold within 18 months. Most recently, Ciara has launched the Inventory Genius, a coaching program for inventory based business owners.She has twice had the opportunity to testify before two U.S. Senate Committees regarding the “joint employer” standard for businesses and its effect on small businesses and franchises. Additionally, in 2015, she represented small businesses at a White House Summit on Worker Voice and again in 2018 for a Summit on Economics.Ciara has been recognized as a Small Business Champion through SCORE, has held a seat on the United States Chamber of Commerce Small Business Council, and is a Profit First Certified Coach. Through her coaching program, Ciara strives to motivate business owners to build profitability and peace of mind into their business.In her free time, Ciara enjoys training for endurance races and most recently completed her fourth Ironman at the World Championships in Kona, Hawaii. She currently resides in Tennessee with her husband, Jim, and her Great Pyrenees Bentley. Connect with Ciara Stockeland!Website: https://www.ciarastockeland.com/Instagram: https://www.instagram.com/ciarastockeland/Check out Ciara Stockeland's book, Inventory Genius: Use Your Inventory To Create More Profit And Keep More Cash, on Amazon! https://amzn.to/3TWEzCP Connect with Kamie Lehmann!Website: https://www.kamielehmann.com/Facebook: https://www.facebook.com/kamie.lehmann.1Instagram: https://www.instagram.com/shesinvinciblepodcast/LinkedIn: https://www.linkedin.com/in/kamie-lehmann-04683473National Domestic Violence Hotline: https://www.thehotline.org/Get your Podcast on IMDB: https://imdb.failureguy.com/submitpodcastkamieLearn more about how to minimize the emotional side effects of cancer: https://adventurefound.org/

Join Pat Volk, financial advisor at Abich Financial Services, as he and Heather Branch discuss the critical aspects of retirement planning beyond mere investments. Discover why seeking a financial advisor goes beyond stock market trends, exploring income tax strategies, legacy planning, and a comprehensive blueprint that ensures your financial goals are met. To begin your personalized retirement conversation and gain a deeper understanding of your financial path, visit  Abich Financial Solutions website Find even more helpful insights from Abe Abich, Pat Volk and the rest of the team on Facebook, Instagram, LinkedIn and YouTube!See omnystudio.com/listener for privacy information.

In this podcast episode we're talking with Mycah Bain, a seasoned finance expert, who gives us a comprehensive financial blueprint. Mycah provides invaluable insights into financial management, offering tips and strategies to help listeners achieve their financial goals while also saving money. She dives into the intricacies of leveraging airline rewards and navigating the world of flying, offering advice on maximizing travel benefits. Mycah also opens up about her personal financial journey and life experiences, as well as how hiring a business coach helped her achieve more.    Follow Mycah on IG: https://www.instagram.com/mycahbainphoto/ Mycah's website: https://mycahbain.com/ Free financial guide: https://mycahbain.com/money   Learn more about BECOMING - for the creative who's sick of survival and ready to build a business that not only fulfills them, but fulfills their lives outside of the business itself. Come fill out an application and we can hop on a free consult call!!! https://edenstrader.com/creative-business-coaching-for-entrepreneurs   Systems, Strategy and Soul - read more here! https://edenstrader.com/systems-strategy-and-soul   Content is Queen: AI-Powered Strategies for Success https://eden-strader-photography.mykajabi.com/offers/dwcXtTP5   If you enjoyed today's episode, please:   - Leave a positive review or rating! - Come join our free Manifestation Challenge, a fan favorite freebie! https://edenstrader.com/manifesting-challenge - Post a screenshot & key takeaway on your IG story and tag us @edenstrader so we can repost you. - Follow (+) our show for new episodes every Monday!

We explore six impacts of higher interest rates on housing, capital projects, stock buybacks, excess returns for stocks, bonds, and other asset classes, and individual opportunity costs.Topics covered include:Where current interest rates standCentral banker predictions for how long cash yields will stay this highWhy housing is the least affordable since the early 1980sWhy new apartment building construction has collapsedWhat has been the excess return for stocks, bonds, and other asset classes when interest rates are higher and lowerWhy there will be fewer stock buybacks and how that can impact earnings per shareWhich alternative investments do better when short-term interest rates are higherWhy financial opportunity costs have increased and how that should impact our investment and other financial decisions.SponsorsMadison Trust Self-Directed IRA - Go Here to Learn More and Get Your $100 Off Promo CodeNetSuite – Get your free KPI checklistsInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter.Show NotesSummary of Economic Projections—The Federal ReserveThe Apartment Market Is Hitting a Construction Lull by Will Parker—The Wall Street Journal30-Year Fixed Rate Mortgage Average in the United States—FRED Economic DataAmericans Are Still Spending Like There's No Tomorrow by Rachel Wolfe—The Wall Street JournalHoney, the Fed Shrunk the Equity Premium by Portfolio Solutions Group—AQRCompanies ease off on share buybacks as rising interest rates push up costs by Nicholas Megaw—The Financial TimesRelated Episodes384: Has a Commodities Bull Market Supercycle Started? If So, How Do You Invest in It?435: Is It Better to Rent or Buy a House?448: Where Are Interest Rates Headed Next? Insights from the Jackson Hole SymposiumSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

#405: The Financial Blueprint For A Thriving Real Estate Business Unlock the secrets to mastering the numbers in your business with our latest episode. For every real estate professional, understanding the intricacies of your financial statements is paramount to long-term success. Dive deep into the crucial financial elements that drive success, as we demystify terms like top line revenue, cost of sales, and the nuances of salaries versus non-salary expenses. The episode doesn't just provide definitions—it offers actionable strategies. One standout takeaway? The golden balance between rewarding yourself adequately and the game-changing power of reinvesting profits for exponential business growth. Additionally, for those navigating the competitive landscape of real estate sales, learn why being hands-on in production can be a goldmine, especially before you achieve larger scale operations. Furthermore, our discussions shine a light on common pitfalls and how to avoid them. From setting budgets to tracking profitability, gain a holistic understanding of financial management tailored specifically for the real estate domain. For those eager to truly elevate their financial acumen, streamline operations, and boost profitability in the real estate arena, this episode is a comprehensive guide and an invaluable resource.   WHAT CAN HELP YOU? Book A Discovery Call We want to provide further value by booking a call with one of our Advisors to discover which factor could be holding you back from achieving the results that you desire and the life that you deserve. Give us 15 minutes, and we'll help you transform your business to 6 to 7-figures plus, while living an xXelerated life. We are offering this as a value add at NO cost. In this jam-packed session, we will: Review your value proposition to identify what's possible for you in the next 90 days and beyond Discuss your current marketing strategies and evaluate what's working and what is not Uncover bottlenecks that prevents you to xXelerate your business Develop an actionable plan to achieve your desired results So book a call at your most convenient time and let's talk about it! SEE OUR BEST STUFF ON SOCIAL! Home Page Facebook Instagram YouTube LinkedIn Tiktok

Are you tired of hearing about “$10k months” on social media? Have you been taught that it's shameful to have financial goals or desire to turn a profit? Are you starting to feel like it might require more than just journaling and affirmations to improve your money mindset? My special guest, Kristen Hillman, is here to set the record straight. Kristen is the founder and CEO of Viticula Financial, the go-to financial strategy firm trusted by 6-7 figure service providers to create sustainable success that aligns with their values. With 25+ years of experience in finance, Kristen brings a grounded and informed perspective to the money mindset conversation so you can make more of it with less confusion. In this episode, you will: Learn the difference between “business strategy” and “financial strategy” and understand why just having a business coach is probably not enough Hear from a financial strategist why you might want to throw your “$10K months,” “$20k months,” “5-figre months” goals out the window Understand why most service providers are paying attention to the wrong metrics, and what to focus on instead Learn the 3 must-shift money mindset blocks to hit your first 7 figure year What's REALLY behind those high revenue numbers you see shared on social media    Book a clarity call with Kristen: https://viticulafinancial.com/clarity   Unlock your business's Financial Blueprint: https://viticulafinancial.com/blueprint   Let us both know what you're taking away from this episode on Instagram @kelly.mosser and @viticula.financial!

Welcome back to The Fit CFO Show, I'm your host Amanda Hanquist and together with my husband Shawn we created this podcast as a way to help you reach your business's financial goals. We will break down common financial myths and mistakes in business and share with you the tools and knowledge to take your business to the next level. Our hope is that you will become financially equipped for success in your business and in turn help our mission to make this world a healthier place. If you get valuable information out of this podcast, we ask that you please share it with your audience and leave us a review so that we can continue to grow and help health and fitness businesses succeed!As tax season is nearing an end, I know a lot of you are probably thinking of how intimidating taxes can seem. In today's episode of the Fit CFO Show, Shawn and I are going to break down some ways to make tax season seem less scary and stressful. This is the Fit CFO Show.Do you find yourself stuck when it comes to business structure, organization and even taxes, well you're not alone. Many health and fitness professionals find it easier to avoid these altogether until the feeling of overwhelm comes around again because of tax time. That's why Fit CFO has created the Financial Blueprint for Fit Pros where you'll learn all the Do it yourself strategies for your business, this course is perfect for fitpros making less than $10k per month, head over to our website https://www.fitcfo.com/financial-blueprint to learn more.If you liked this episode, subscribe and turn on notifications so you don't miss a beat. We'd love it if you'd share this podcast to your Instagram story, facebook page or any of your other social media platforms so that we can help other health and fitness entrepreneurs out there succeed in business. We so appreciate you listening in and until next time, keep your goals high but each step attainable.Join the: Fitness Business Financial Blueprint Facebook group IG: Fit CFOIG: Amanda HanquistIG: Shawn Hanquist

Welcome back to The Fit CFO Show, I'm your host Amanda Hanquist and together with my husband Shawn we created this podcast as a way to help you reach your business's financial goals. We will break down common financial myths and mistakes in business and share with you the tools and knowledge to take your business to the next level. Our hope is that you will become financially equipped for success in your business and in turn help our mission to make this world a healthier place. If you get valuable information out of this podcast, we ask that you please share it with your audience and leave us a review so that we can continue to grow and help health and fitness businesses succeed! As tax season is nearing an end, I know a lot of you are probably thinking of how intimidating taxes can seem. In today's episode of the Fit CFO Show, Shawn and I are going to break down some ways to make tax season seem less scary and stressful. This is the Fit CFO Show. Do you find yourself stuck when it comes to business structure, organization and even taxes, well you're not alone. Many health and fitness professionals find it easier to avoid these altogether until the feeling of overwhelm comes around again because of tax time. That's why Fit CFO has created the Financial Blueprint for Fit Pros where you'll learn all the Do it yourself strategies for your business, this course is perfect for fitpros making less than $10k per month, head over to our website https://www.fitcfo.com/financial-blueprint to learn more. If you liked this episode, subscribe and turn on notifications so you don't miss a beat. We'd love it if you'd share this podcast to your Instagram story, facebook page or any of your other social media platforms so that we can help other health and fitness entrepreneurs out there succeed in business. We so appreciate you listening in and until next time, keep your goals high but each step attainable. Join the: Fitness Business Financial Blueprint Facebook group IG: Fit CFO IG: Amanda Hanquist IG: Shawn Hanquist

Summary: What do we do about the the negative mindset surrounding money and bad spending habits we inherit from previous generations? Bestselling author, coach, and mentor to numerous Fortune 500 executives—Judy Wilkins-Smith—appears in this episode to address breaking free from financial patterns that weave throughout families and society at large. When you begin to look at your thoughts, feelings, and actions around money, and the events in your life that have influenced your concept of personal finances, you can understand some of the unresolved patterns that are blocking you from reaching your goals. Not only do our personal lives and familial perceptions of money influence these thoughts; global events can also trigger meta-patterns that control how we act and react around money. Judy emphasizes that money isn't a commodity; it's a relationship, and a positive relationship with money can enable us to serve humanity in a valuable way and experience true freedom. Tune in for more insight.  Useful Links: Financial Survival Network Judy Wilkins-Smith Decoding Your Emotional Blueprint

Welcome back to The Fit CFO Show, I'm your host Amanda Hanquist and together with my husband Shawn we created this podcast as a way to help you reach your business's financial goals. We will break down common financial myths and mistakes in business and share with you the tools and knowledge to take your business to the next level. Our hope is that you will become financially equipped for success in your business and in turn help our mission to make this world a healthier place. If you get valuable information out of this podcast, we ask that you please share it with your audience and leave us a review so that we can continue to grow and help health and fitness businesses succeed! Today on the show, this is our most frequently asked question and maybe the one we get wrong most of the time. Who should I hire first and what's the difference between a W2 employee and an Independent Contractor, sometimes referred to as a 1099. We are breaking down the difference for you today. This is The Fit CFO Show. Do you find yourself stuck when it comes to business structure, organization and even taxes, well you're not alone. Many health and fitness professionals find it easier to avoid these altogether until the feeling of overwhelm comes around again because of tax time. That's why Fit CFO has created the Financial Blueprint for Fit Pros where you'll learn all the Do it yourself strategies for your business, this course is perfect for fitpros making less than $10k per month, head over to our website https://www.fitcfo.com/financial-blueprint to learn more. If you liked this episode, subscribe and turn on notifications so you don't miss a beat. We'd love it if you'd share this podcast to your Instagram story, facebook page or any of your other social media platforms so that we can help other health and fitness entrepreneurs out there succeed in business. We so appreciate you listening in and until next time, keep your goals high but each step attainable. Join the: Fitness Business Financial Blueprint Facebook group IG: Fit CFO IG: Amanda Hanquist IG: Shawn Hanquist

Welcome back to The Fit CFO Show, I'm your host Amanda Hanquist and together with my husband Shawn we created this podcast as a way to help you reach your business's financial goals. We will break down common financial myths and mistakes in business and share with you the tools and knowledge to take your business to the next level. Our hope is that you will become financially equipped for success in your business and in turn help our mission to make this world a healthier place. If you get valuable information out of this podcast, we ask that you please share it with your audience and leave us a review so that we can continue to grow and help health and fitness businesses succeed!Today on the show, this is our most frequently asked question and maybe the one we get wrong most of the time. Who should I hire first and what's the difference between a W2 employee and an Independent Contractor, sometimes referred to as a 1099. We are breaking down the difference for you today. This is The Fit CFO Show.Do you find yourself stuck when it comes to business structure, organization and even taxes, well you're not alone. Many health and fitness professionals find it easier to avoid these altogether until the feeling of overwhelm comes around again because of tax time. That's why Fit CFO has created the Financial Blueprint for Fit Pros where you'll learn all the Do it yourself strategies for your business, this course is perfect for fitpros making less than $10k per month, head over to our website https://www.fitcfo.com/financial-blueprint to learn more.If you liked this episode, subscribe and turn on notifications so you don't miss a beat. We'd love it if you'd share this podcast to your Instagram story, facebook page or any of your other social media platforms so that we can help other health and fitness entrepreneurs out there succeed in business. We so appreciate you listening in and until next time, keep your goals high but each step attainable.Join the: Fitness Business Financial Blueprint Facebook group IG: Fit CFOIG: Amanda HanquistIG: Shawn Hanquist

Welcome back to The Fit CFO Show, I'm your host Amanda Hanquist and together with my husband Shawn we created this podcast as a way to help you reach your business's financial goals. We will break down common financial myths and mistakes in business and share with you the tools and knowledge to take your business to the next level. Our hope is that you will become financially equipped for success in your business and in turn help our mission to make this world a healthier place. If you get valuable information out of this podcast, we ask that you please share it with your audience and leave us a review so that we can continue to grow and help health and fitness businesses succeed!Today on the show, I'm so happy to welcome Lindsay Vastola, she is reimagining the Fitness Experience and showing you how to avoid the sea of sameness. Lindsey is also a speaker, a Coach and of course a fellow momma. I'm so excited to hear and learn from Lindsey. This is the Fit CFO Show.Lindsay Vastola, NSCA-CPT, has served as editor for PFP media since 2011 and is now serving on the PFP Advisory Board. She is the founder of Body Project (2007), a custom fitness and lifestyle company headquartered in Robbinsville, New Jersey. As a keynote and wellness program consultant for companies across industries and speaker at industry events including Club Industry, NSCA, Fitness Business Summit and Functional Aging Institute, Lindsay speaks on topics ranging from work-life balance, emotional intelligence, and business-specific topics including increasing sales through email marketing, out-of-the-box marketing strategy, implementing successful business systems and sales strategies that retain lifelong, loyal clients.Do you find yourself stuck when it comes to business structure, organization and even taxes?You're not alone! Many health and fitness professionals find it easier to avoid these altogether until the feeling of overwhelm comes around again because of tax time. That's why Fit CFO has created the Financial Blueprint for Fit Pros where you'll learn all the Do it yourself strategies for your business, this course is perfect for fitpros making less than $10k per month, head over to our website https://www.fitcfo.com/financial-blueprint to learn more.If you liked this episode, subscribe and turn on notifications so you don't miss a beat. We'd love it if you'd share this podcast to your Instagram story, facebook page or any of your other social media platforms so that we can help other health and fitness entrepreneurs out there succeed in business. We so appreciate you listening in and until next time, keep your goals high but each step attainable.Join the: Fitness Business Financial Blueprint Facebook group IG: Fit CFOIG: Amanda HanquistIG: Shawn HanquistIG: Lindsay Vastola

Welcome back to The Fit CFO Show, I'm your host Amanda Hanquist and together with my husband Shawn we created this podcast as a way to help you reach your business's financial goals. We will break down common financial myths and mistakes in business and share with you the tools and knowledge to take your business to the next level. Our hope is that you will become financially equipped for success in your business and in turn help our mission to make this world a healthier place. If you get valuable information out of this podcast, we ask that you please share it with your audience and leave us a review so that we can continue to grow and help health and fitness businesses succeed! Today on the show, I'm so happy to welcome Lindsay Vastola, she is reimagining the Fitness Experience and showing you how to avoid the sea of sameness. Lindsey is also a speaker, a Coach and of course a fellow momma. I'm so excited to hear and learn from Lindsey. This is the Fit CFO Show. Lindsay Vastola, NSCA-CPT, has served as editor for PFP media since 2011 and is now serving on the PFP Advisory Board. She is the founder of Body Project (2007), a custom fitness and lifestyle company headquartered in Robbinsville, New Jersey. As a keynote and wellness program consultant for companies across industries and speaker at industry events including Club Industry, NSCA, Fitness Business Summit and Functional Aging Institute, Lindsay speaks on topics ranging from work-life balance, emotional intelligence, and business-specific topics including increasing sales through email marketing, out-of-the-box marketing strategy, implementing successful business systems and sales strategies that retain lifelong, loyal clients. Do you find yourself stuck when it comes to business structure, organization and even taxes? You're not alone! Many health and fitness professionals find it easier to avoid these altogether until the feeling of overwhelm comes around again because of tax time. That's why Fit CFO has created the Financial Blueprint for Fit Pros where you'll learn all the Do it yourself strategies for your business, this course is perfect for fitpros making less than $10k per month, head over to our website https://www.fitcfo.com/financial-blueprint to learn more. If you liked this episode, subscribe and turn on notifications so you don't miss a beat. We'd love it if you'd share this podcast to your Instagram story, facebook page or any of your other social media platforms so that we can help other health and fitness entrepreneurs out there succeed in business. We so appreciate you listening in and until next time, keep your goals high but each step attainable. Join the: Fitness Business Financial Blueprint Facebook group IG: Fit CFO IG: Amanda Hanquist IG: Shawn Hanquist IG: Lindsay Vastola Links for Lindsay!

A financial blueprint (also known as a budget) is an essential tool to get you financially healthy and to better leverage your resources for the advancement of God's Kingdom. In this episode, Art and Taylor provide five questions you should ask when building your financial budget. Ask these questions when building your financial blueprint: Have I prayed about my budget?Does my budget reflect Gods mission?Does my budget help me reach my financial goals?Does my budget reflect what I value?Will my budget draw me closer to God?DIME Method:Debt.Income (10x to 12x).Mortgage.Education ($100k for every child).Resources:More Than Money Facebook GroupChristian Financial Counselor ProgramEpisode Sponsor:Most churches struggle to get people to give. SecureGive, has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available.

Welcome back to The Fit CFO Show, I'm your host Amanda Hanquist and together with my husband Shawn we created this podcast as a way to help you reach your business's financial goals. We will break down common financial myths and mistakes in business and share with you the tools and knowledge to take your business to the next level. Our hope is that you will become financially equipped for success in your business and in turn help our mission to make this world a healthier place. If you get valuable information out of this podcast, we ask that you please share it with your audience and leave us a review so that we can continue to grow and help health and fitness businesses succeed!The 4th quarter is quickly coming to an end and you are one of two people in these next couple of weeks. You're the hit it home and finish it out strong, OR the, I've hustled all year and it's time to chill before we blaze into the next one.Either way, this is an important part of the year as a business owner and if you're not taking advantage of it, you may be missing out on a lot of benefits for your business and yourself personally.Let's get into the ins and outs of what you need to know for year end tax planning and why, if you're a business owner, it's important to start thinking of your tax year ending December 31st, instead of April 15th.The Top 5 tax strategies for Fitness EntrepreneursThis is The Fit CFO Show!There are several different tax strategies you can take advantage of to help with your taxable situation, a lot of them however have different phase outs and cut offs, so it's important to start thinking of your tax season ending 12/31 going forward and not april 15, plus you'll feel better knowing you've got things taken care of ahead of time and these are again reasons why having cash in your profit account will allow you to take advantage of more savings strategies. As always, this is for educational purposes, seek a professional for your specific situation!Do you find yourself stuck when it comes to business structure, organization and even taxes, well you're not alone. Many health and fitness professionals find it easier to avoid these altogether until the feeling of overwhelm comes around again because of tax time. That's why Fit CFO has created the Financial Blueprint for Fit Pros where you'll learn all the Do it yourself strategies for your business, this course is perfect for fitpros making less than $10k per month, head over to our website https://www.fitcfo.com/financial-blueprint to learn more.If you liked this episode, subscribe and turn on notifications so you don't miss a beat. We'd love it if you'd share this podcast to your Instagram story, facebook page or any of your other social media platforms so that we can help other health and fitness entrepreneurs out there succeed in business. We so appreciate you listening in and until next time, keep your goals high but each step attainable.Be sure to join the private Fitness Business Financial Blueprint Facebook group exclusive to health and fitness entrepreneurs.IG: Fit CFOIG: Amanda Hanquist