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X22 Report
[DS] Division Push Is Crumbling,Trump Sets The Midterm Direction,People Have The Power – Ep. 3793

X22 Report

Play Episode Listen Later Dec 11, 2025 119:00


Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe D’s have lost he narrative, they are trying to blame Trump for the affordability crisis, but he is turning it around on them. The autopen was used to bring Powell, Trump wants it investigated.The gold card has gone live, timing is everything. The affordability crisis is about the [CB]. The [DS] along with foreign gov have been trying to divide the people and the MAGA movement. It is not working, it crumbling and people are learning the truth once again. Trump sets the message and the direction of the midterms. The [DS] is struggling, they will not be able to overcome the economic factor in 2026. This will give the people the power to override anything the [DS] tries to do. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); “Democrats Know Their Constituents Can’t Read Charts. That’s Why…” Another attempted “gotcha moment” on X by Democrats backfired, revealing that their political strategists and whoever handles their social media accounts lack the most basic chart-reading skills. However, X users pointed out that these political operatives aren’t DEI fools; instead, they seem incapable of telling the truth. https://twitter.com/MajorityPAC/status/1998434136483410412?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1998434136483410412%7Ctwgr%5E1e2efe6a29f9c814decbe7c889387ccc40d1410c%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.zerohedge.com%2Fpolitical%2Fdemocrats-know-their-constituents-cant-read-charts-thats-why Just like eggs earlier this year and power bills this fall, Democrat operatives are seizing any opportunity to blame Trump for soaring prices that mainly occurred in the previous four years. X user ALX shows why context matters.  Source: zerohedge.com https://twitter.com/StephenMoore/status/1998763870001991751?s=20 https://twitter.com/amuse/status/1998789965254144171?s=20 https://twitter.com/EricLDaugh/status/1998830464321323091?s=20  into 2026. The Fed must do the right thing! https://twitter.com/amuse/status/1998841970559512878?s=20  to inject $40 billion per month into Treasury bill purchases beginning December 12. The combined policies strengthen liquidity, reduce borrowing costs, and ease credit strains that often stall growth. Bank of America says both stocks and crypto stand to gain as confidence rises. The Fed's actions confirm the resilience of Trump's expanding second term economy. https://twitter.com/Osint613/status/1999098794412319027?s=20 The post highlights a Wall Street Journal report on Ionic Rare Earths’ discovery of 16 rare earth and critical minerals in Utah’s Mill Creek area, including high-grade lithium and gallium, positioning it as the U.S.’s largest such reserve to reduce reliance on China, which controls 90% of global processing. An aerial image shows the arid Utah landscape near the Great Salt Lake with visible mining pits, underscoring the site’s remote, geologically rich Basin and Range province, where USGS surveys identified potential for 1.5 million tons of rare earth oxides  https://twitter.com/disclosetv/status/1998846082953130482?s=20 The Trump Gold Card program, launched via executive order in 2025, allows foreign nationals (primarily investors or those sponsored by corporations) to apply for a U.S. green card through expedited channels like EB-1(a) for extraordinary ability or EB-2 national interest waiver. It requires a nonrefundable $15,000 processing fee plus a “contribution” or “gift” of at least $1 million per individual (or $2 million via an employer sponsor), with additional amounts for dependents. The funds go to entities like the U.S. Department of Commerce, and applicants must prove a lawful source of money, similar to the EB-5 investor visa.  The process involves filing a new Form I-140G, followed by consular processing abroad—no in-country adjustment of status is allowed—and approvals can happen in weeks, though backlogs from per-country caps (especially for Indian or Chinese nationals) may still cause delays for the actual green card. This program is separate from the H-1B visa system, which remains a temporary work visa for skilled professionals with issues like annual caps (85,000 visas, including 20,000 for advanced degree holders), a random lottery selection process, and criticisms of abuse (e.g., companies using it to displace U.S. workers or suppress wages via outsourcing firms). In fact, alongside the Gold Card, the Trump administration introduced a separate $100,000 one-time entry fee for H-1B applicants to deter such abuses and ensure only “the best and brightest” use it. https://twitter.com/TheRubberDuck79/status/1998791717752062345?s=20  Autopen. https://twitter.com/KobeissiLetter/status/1998407015756964343?s=20   to decide if it gets a floor vote. I hope they do the right thing. The Affordability Crisis Is Not a ‘Hoax.' It Is an Existential Threat to the American Dream.  Recently, President Trump has been quoted as referring to the affordability crisis as a “Democrat scam,” “hoax,” and “con job.” Although I think Trump was likely trying to remind Americans that policies enacted when Democrats had total control of the federal government under the first two years of the Biden administration accelerated and exacerbated the affordability problem, it is dangerous for the president to use that type of language. Already, mainstream media reprobates are twisting Trump's words, leading people to believe that he is saying the affordability crisis does not exist.  In proper context, Trump is not denying that middle- and lower-class Americans are struggling to make ends meet; rather, he is trying to assign blame and hang the affordability crisis on the Democrats. But even doing that is politically unwise.  The American people are not nearly as concerned with pointing fault as they are with seeking immediately viable solutions to the untenable reality they face. For many Americans, the affordability crisis is so severe that they think the American dream is no longer within reach. In fact, only 22 percent of young Americans think they will be better off than their parents. Source: redstate.com Political/Rights https://twitter.com/TriciaOhio/status/1999146290584678721?s=20 https://twitter.com/seanmdav/status/1998819294658842681?s=20 https://twitter.com/DHSgov/status/1998773065870708813?s=20 https://twitter.com/RapidResponse47/status/1999144165213380788?s=20 We hope the headlines and social media likes are worth it. DHS: Legacy Media Report Leaves Out an Important Detail on ICE Purchasing Planes for Deportations The Department of Homeland Security (DHS) confirmed  the agency has inked a deal for the purchase of six planes for nearly $140 million, which will aid Immigration and Customs Enforcement (ICE) in deportations, allowing them to bypass charter airlines. The Post report read: https://twitter.com/TriciaOhio/status/1998794208736411870?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1998794208736411870%7Ctwgr%5Ebd9d4a7f5e7443f5f0455bfbeb427e17d3fa2b05%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fkatie-jerkovich%2F2025%2F12%2F10%2Fdhs-confirms-excellent-news-about-deportations-and-its-own-fleet-n2197015 flight patterns.    President Trump and @Sec_Noem are committed to quickly and efficiently getting criminal illegal aliens OUT of our country. Source: redstate.com US To Ask Visitors For 5 Years Of Social Media History Under New Plan The United States is planning to require visitors from dozens of countries on the visa waiver program to provide up to five years of their social media history, according to a proposal from the US Customs and Border Protection posted to the Federal Register on Wednesday. Countries on the list include much of Europe, Australia, New Zealand, South Korea, Japan, Singapore, Qatar, Israel, Chile and Brunei. Citizens or nationals of these countries have been allowed to freely travel to the United States for tourism or business for stays of 90 days or less without obtaining a visa. If the proposal is adopted, they’ll have to share their online footprint – something that immigrant and nonimmigrant visa applicants from different categories have been required to provide since 2019. The list also includes; Telephone numbers used in the last five years Email addresses used in the last 10 years IP addresses and metadata from electronically submitted photos Biometrics – including facial, fingerprint, DNA and Iris data Information about one’s family – including  names, telephone numbers, dates of birth, places of birth and residences. The CBP proposal is open for a 60-day public comment period. ESTA – an automated system, costs $40 and is generally valid for two years. An ESTA holder can enter multiple times during that period. Source: zerohedge.com https://twitter.com/FBIDirectorKash/status/1998484877180604877?s=20   is part of the FBI's Joint Task Force Vulcan investigation out of @FBIHouston to locate, indict, and arrest members of MS-13 leadership “La Mesa.” Great work from @FBIOmaha and partners @HSI_HQ @DEAHQ and more – this admin is taking a whole of government approach to dismantling MS-13 and their presence within the country. DOGE https://twitter.com/elonmusk/status/1998810382576792048?s=20 https://twitter.com/pepesgrandma/status/1998428503759294519?s=20   EU High Level Group on combating hate speech and hate crime that wrote the 2016 Code of Conduct. The Code Conduct is a document agreed upon by social media companies for removing hate. The improved upon “Code of Conduct Plus” continues to be an important tool under the DSA: “On 20 January 2025, the revised Code of conduct on countering illegal hate speech online + (the ‘Code of conduct+') was integrated into the regulatory framework of the Digital Services Act (DSA), following a positive assessment from the Commission and the European Board for Digital Services. The Code of conduct+, which builds on the Code of Conduct adopted in 2016, strengthens the way online platforms deal with content deemed illegal hate speech according to EU law and Member States' laws. It facilitates compliance with and the effective enforcement of the DSA in this specific area.” This new Conduct Code+ was established as a “DSA Code of conduct”. This empowered civil society organisations to act as watchdogs. “Following its integration, adherence to the Code of conduct+ may be considered as an appropriate risk mitigation measure for signatories designated as Very Large Online Platforms (VLOPs) and Search Engines (VLOSEs) under the DSA.” “The DSA classifies platforms or search engines that have more than 45 million users per month in the EU as very large online platforms (VLOPs)” https://twitter.com/emd_worldwide/status/1998556257251152246?s=20   letter confirms the details of that action. And it arrives at a very appropriate moment. As we watch certain officials in Europe experiment with coercive fines, regulatory threats, and pressure campaigns aimed at shaping American political discourse, the Moraes precedent is worth remembering. The United States views foreign attempts to control U.S. speech as a human rights violation and a breach of sovereignty. Geopolitical https://twitter.com/RMistereggen/status/1998419619220996236?s=20 society destabilised? When a country must hand over cash to escape a policy that harms it, the structure stops looking like a union and starts looking like organized coercion. Let's call the EU what it is: its a mafia organisation. Abolish the EU. Unelected Brussels Bureaucrat Demands Trump ‘Show Respect' for EU, as US President Is Chosen ‘The Most Powerful Person in Europe'   Trump is flexing his political and military muscles all over the world. Those who want respect, give respect.     Trump has just been chosen as ‘the most powerful person in Europe'. ‘ Politico reported: “Top EU officials tried to set the record straight Tuesday after U.S. President Donald Trump denounced Europe as a ‘decaying' group of countries ruled by ‘weak' leaders. […] ‘I think they're weak', the Republican said, referring to the continent's presidents and prime ministers, adding, ‘I think they don't know what to do. Europe doesn't know what to do'.” “European Council President António Costa said Europe and the U.S. ‘must act as allies' — and urged the Republican leader to show ‘respect'.   Costa is an unelected bureaucrat – he was not ‘elected', he was ‘appointed' by the same Globalist leaders that are polling 11% to 23% in their countries. Source: thegatewaypundit.com War/Peace https://twitter.com/MarioNawfal/status/1998980234763219052?s=20https://twitter.com/clashreport/status/1999068890421195037?s=20   Impeccable. This clip emerged just as Maria Corina Machado, the woman Maduro has hunted for 16 months, escaped Venezuela and arrived in Oslo to accept the Nobel Peace Prize for fighting his dictatorship. His secret police surrounded the U.S. Embassy thinking she was inside. She slipped out of the country anyway. Her team risked their lives to get her on that plane. Meanwhile, Maduro is on stage crooning about peace. The irony writes itself. https://twitter.com/MarioNawfal/status/1998936856000397477?s=20   showed up in Norway anyway. The 58-year-old opposition leader arrived in Oslo Thursday and waved from the balcony of the Grand Hotel, free and defiant. The Norwegian Nobel Committee awarded her the prize for her fight against what it called a dictatorship. Maduro’s regime tried everything to stop this moment. It didn’t work.  https://twitter.com/clashreport/status/1999068890421195037?s=20   freely in accordance with the regime. https://twitter.com/disclosetv/status/1999065856580661500?s=20 https://twitter.com/EricLDaugh/status/1998879421491483071?s=20   Investigation, Homeland Security Investigations, and the United States Coast Guard, with support from the Department of War, executed a seizure warrant for a crude oil tanker used to transport sanctioned oil from Venezuela and Iran.” “For multiple years, the oil tanker has been sanctioned by the United States due to its involvement in an illicit oil shipping network supporting foreign terrorist organizations. This seizure, completed off the coast of Venezuela, was conducted safely and securely—and our investigation alongside the Department of Homeland Security to prevent the transport of sanctioned oil continues.” https://twitter.com/FBIDirectorKash/status/1998895443347124514?s=20 https://twitter.com/MarioNawfal/status/1999140870516576385?s=20  6th no-confidence vote, Zhelezaykov said, “I hear the public's dissatisfaction and consider the protection of democracy my top priority,” choosing to step down. Protests erupted in November over a 2026 budget packed with tax hikes, higher social contributions, and bloated spending. Even after scrapping the budget, crowds demanded total regime change, early elections, and a crackdown on corruption, culminating in massive rallies yesterday across Sofia and beyond. This is a rare public uprising toppling a government in real-time! With Bulgaria set to join the eurozone on January 1, the collapse risks economic chaos, currency shifts, investor panic, while exposing deep rot (corruption scandals cost $3B yearly, per EU audits). Zhelezaykov's exit might spark a power vacuum, pitting pro-EU reformers against nationalist factions. https://twitter.com/sentdefender/status/1998875723931812291?s=20 https://twitter.com/MarioNawfal/status/1999099346676334925?s=20  Allegations that some staff members may have ties to Hamas, with zero indictments, no formal charges, and no due process. Washington, once UNRWA's biggest donor, froze funding in January 2024 after Israel accused roughly a dozen staff members of involvement in the Oct. 7, 2023, Hamas attack that triggered the war. If the move goes through, it would effectively criminalize a major arm of humanitarian relief in Gaza and beyond. Although, it’s been noted that such sanctions would be highly unusual, since the U.S. is both a U.N. member and the host nation of the body that created the agency in 1949. Despite this, Trump previously reaffirmed that the U.S. would not fund UNRWA earlier this year. In October, Secretary of State Marco Rubio also referred to UNRWA as a subsidiary of Hamas: “UNRWA’s not going to play any role in it… The United Nations is here, we're seeing the work they're doing… They’re on the ground. We’re willing to work with them if they can make it work, but not UNRWA. UNRWA became a subsidiary of Hamas.” https://twitter.com/profstonge/status/1998824786022003044?s=20  billion they seized might well come up   https://twitter.com/WallStreetMav/status/1998849819071353071?s=20   is going to demand their frozen assets be returned. I suspect the current people in power don't expect to be around or forced to deal with that problem when it arises. They just want their money laundering schemes to continue being funded. Short term planning by the EU. https://twitter.com/Reuters/status/1998991133033054636?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1998991133033054636%7Ctwgr%5E279dcf506be99c0c99616930f129b9a99fcd7bf2%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fwatch-ukraine-strikes-another-oil-tanker-russian-shadow%2F https://twitter.com/disclosetv/status/1999118921564090787?s=20 Trump talks Ukraine peace deal with Macron, Merz and Starmer President Donald Trump held a conference call with French President Emmanuel Macron, British Prime Minister Keir Starmer and German Chancellor Friedrich Merz on Wednesday to discuss the war in Ukraine, a White House official said, as the U.S. president continues to push for an end to the conflict while expressing skepticism that Kyiv stands a chance of coming out ahead. Source: politico.com Zelenskyy Signals Openness to Elections After Trump Criticism President Donald Trump on Tuesday pressed Ukraine to hold a presidential election despite its war with Russia, prompting President Volodymyr Zelenskyy to say he is prepared to hold a vote within months if parliament and Western allies make it feasible. Zelenskyy responded, saying the decision is solely for Ukrainians. “This is a question for the people of Ukraine, not people from other states, with all due respect to our partners,” he said. Ukraine’s constitution bars elections under martial law, but Zelenskyy signaled he’s willing to hold one anyway and asked the U.S. and European partners for help securing a wartime vote. “Since this question is raised today by the president of the United States of America, our partners, I will answer very briefly: Look, I am ready for elections,” he said. “Then, in the next 60 to 90 days, Ukraine will be ready to hold the elections. I personally have the will and readiness for this.” Zelenskyy’s five-year term expired in May 2024. Source: newsmax.com Medical/False Flags FDA Reviewing Deaths Potentially Linked to COVID Shots The Food and Drug Administration is looking into whether COVID-19 vaccines were tied to any deaths, government officials announced this week. The FDA is “doing a thorough investigation, across multiple age groups, of deaths potentially related to COVID vaccines,” Andrew Nixon. a spokesman for the Department of Health and Human Services, said in a statement. Manufacturers report that the FDA is also reviewing the safety of RSV immunizations. COVID-19 vaccines were deployed in late 2020 under emergency use authorization. Less than a year later, the Pfizer-BioNTech vaccine became the first to receive full FDA approval. Source: newsmax.com [DS] Agenda https://twitter.com/nicksortor/status/1998789285281968322?s=20  with all the other America-hating Somalis! https://twitter.com/amuse/status/1998806184846045404?s=20 BREAKING: Democrats Flip Miami – Eileen Higgins Wins Mayoral Runoff Election: Decision Desk Democrats flipped Miami Mayor's office on Tuesday. Higgins defeated Republican Emilio Gonzalez, a former Miami City Manager who served on Trump's DHS transition team. Higgins will be Miami's first Democrat mayor since 1997. Fox News reported: It took nearly 30 years, but Democrats finally broke their decades-long ballot box losing streak in Miami, Florida, the city known as the nation's “Gateway to Latin America.” Source: thegatewaypundit.com https://twitter.com/chad_mizelle/status/1998565231136747996?s=20 https://twitter.com/EricLDaugh/status/1998912315672977728?s=20   are: Jeff Van Drew, R-N.J., Nicole Malliotakis, R-N.Y., Nick LaLota, R-N.Y., Brian Fitzpatrick, R-Pa., Rob Bresnahan, R-Pa., Don Bacon, R-Neb., Mike Lawler, R-N.Y., Tom Kean, R-N.J., Ryan Mackenzie, R-Pa., Zach Nunn, R-Iowa, Chris Smith, R-N.J., Pete Stauber, R-Minn., and Mike Turner, R-Ohio. Full passage vote could happen Thursday. President Trump's Plan REVEALED: DC pipe bomb suspect obsessed with My Little Pony art, fan fic: report My Little Pony is a franchise marketed at young girls. An adult male fan of the toys are known as a “Brony,” a community that at its peak was large enough to hold annual conventions. Brian Cole Jr, the man charged with placing pipe bombs outside the Republican and Democratic National Committees' Washington, DC headquarters the evening before January 6, 2021, was reportedly a massive fan of the children's series “My Little Pony,” making fan art and fan fiction dedicated to the characters.Per the New York Post, Cole, 30, appeared to have gone by usernames including iDeltaVelocity, Bron1Delta, Delta1Forgotten, and Blue Velocity online. In one account on an online forum, Cole allegedly posted dozens of fan art pieces dedicated to the My Little Pony franchise. Many of the art pieces feature characters with light purple bodies and multicolored hair.In a Tumblr account associated with the username delta1forgotten, Cole allegedly wrote in response to another user's drawing of a My Little Pony character with a machine gun, “Eh… I'd give her an RPG [Rocket-Propelled Grenade]. What can I say? Explosions are COOL!!”My Little Pony is a franchise marketed at young girls. An adult male fan of the toys are known as a “Brony,” a community that at its peak was large enough to hold annual conventions. Assistant Professor of Psychology Dr Daniel Chadborn wrote in his book “Meet the Bronies: The Psychology of the Adult My Little Pony Fandom,” “The subculture of Bronies was very online and unique and attracted a lot of male fans, who were breaking gender norms, which attracted a lot of attention.”He noted that the subculture is generally not sexual, however, he is not surprised that some members within the community are troubled. “Someone who is disaffected is often going to look for spaces to engage in, for a sense of identity and belonging.”Cole also allegedly wrote fanfiction dedicated to the franchise, with one story marked as being an “adventure/horror” story featuring the characters Applejack and Applebloom  Source: thepostmillenial.com Winning: Woke D.C. Police Chief Stepping Down Following Trump's Bold Moves to Federalize the DC Police Force and Send in National Guard https://twitter.com/MayorBowser/status/1997992364367884758?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1997992364367884758%7Ctwgr%5Edc94739b1880255ed9a381d0aefa9d1b2da25236%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fwinning-woke-d-c-police-chief-stepping-down%2F ‘Righteous Anger’: Erika Kirk Shuts Down Insane Conspiracies Surrounding Her Husband’s Murder Erika Kirk appears to have possibly reached her breaking point as she addressed those insane conspiracies surrounding the murder of her husband, Charlie Kirk, and to say she didn’t hold back is a serious understatement. During her appearance on Wednesday on Fox News’ Outnumbered, Kirk was asked about the accusations and claims floated by podcasters like Candace Owens and others surrounding the assassination of the late co-founder of Turning Point USA, including speculation about where Charlie is buried. No rock will be unturned. I want justice for my husband, for myself, for my family more than anyone else out there. “My silence does not mean that I’m complacent,” Erika continued. “My silence does not mean that somehow Turning Point USA and all of the handpicked staff that loved my husband and that my husband loved them is somehow in on it. We are busy building.” Erika said she understands a lot of the noise is people trying to find answers to the horrific killing of her husband, and made it clear no “rock will be unturned. I want justice for my husband, for myself, for my family more than anyone else out there.” Kirk said she does have a breaking point, though, and it’s when influencers and others go after those she loves, like her family, her Turning Point USA family, and her Charlie Kirk Show family. “When you go after the people that I love, and you’re making hundreds and thousands of dollars every single episode, going after the people that I love because somehow they’re in on this… NO!” Erika said, as the host Harris Faulkner pointed out, she’d never seen Kirk like this before. “This is righteous anger because this is not okay, it’s not healthy,” she added. “This is a mind virus… but this is not okay. But just know your words are very powerful, and we are human.” “My team are not machines and they’re not robots, they are human,” Erika continued. “We have more death threats on our team and our side than I have ever seen. I have kidnapping threats. I have…you name it, we have it. And my poor team is exhausted, and every time they bring this back up, what are we supposed to do, relive that trauma all over again?”  . Source: redstate.com https://twitter.com/WarClandestine/status/1998877640862904429?s=20 https://twitter.com/ElectionWiz/status/1998867607429292200?s=20 2846 Feb 21, 2019 12:02:07 PM EST Q !!mG7VJxZNCI ID: 6b73ac No. 5304336  Dz8HH2lWwAIQX5K.jpg-large.jpg https://twitter.com/JudahsTrumpets/status/1098604676621189122 Be ready for the ‘Q’, Anon(s). Eyes on increasing +each day. You are the NEWS NOW. Handle w/ care. Q 3628 Nov 25, 2019 12:05:46 PM EST Q !!mG7VJxZNCI ID: 000000 No. 7370121  https://twitter.com/Incarcerated_ET/status/1198990090757914625 Enemy of the People. You are the NEWS NOW. Facts matter. Q https://twitter.com/medeabenjamin/status/1998886707891155231?s=20 https://twitter.com/_johnnymaga/status/1999140426222088595?s=20 https://twitter.com/DataRepublican/status/1938072642374058297?s=20  Bejamin briefly – who had an interesting history of speaking to Chinese media. She co-founded Global Exchange with her husband, Kevin Danaher, which goes on a number of “Reality Trips” to various closed countries – Cuba, Venezuela, among others. If you’ve followed me long enough … you know that’s a big red flag. State-facilitated exchange trips are one of the most common “soft power” tools that countries have in exporting their ideology to others. https://twitter.com/AAGDhillon/status/1998429763744976927?s=20 Supreme Court OKs Trump's Firing Of Biden FTC Appointee The U.S. Supreme Court handed President Donald Trump a significant victory, ruling that he can remove Federal Trade Commission leader Rebecca Slaughter after months of legal challenges. Trump has sought to dismiss Slaughter, a Democrat appointed by former President Joe Biden, since March. The court also agreed to consider whether presidents may dismiss FTC commissioners without cause. In the meantime, Slaughter will not be allowed to remain in office. Source:  conservativebrief.com  https://twitter.com/amuse/status/1998163014336561437?s=20 https://twitter.com/mrddmia/status/1998237338678563300?s=20 Trump Sinks Anonymous Reports by Reaffirming Support for Hegseth, Noem Trump sunk the anonymous reports while fielding questions from the press during a roundtable with tech CEO in the Roosevelt Room on Wednesday. https://twitter.com/RapidResponse47/status/1998886540215472413?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1998886540215472413%7Ctwgr%5Ec250eb4c9bce232b03b56224d33227964e8f8b05%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.breitbart.com%2Ft%2Fassets%2Fhtml%2Ftweet-5.html1998886540215472413 Trump's comments follow an Atlantic report that Trump “is starting to tire of the scandals surrounding Hegseth,” citing “an outside adviser to the White House and a former senior administration official.”They also come on the heels of an MS Now report, citing two anonymous sources, and claiming that “White House officials have grown frustrated with Kristi Noem's leadership of the Department of Homeland Security, leading to calls for a new secretary to more aggressively support key parts of the president's deportation agenda.” Source: breitbart.com https://twitter.com/AGPamBondi/status/1999130198906728645?s=20 https://twitter.com/elonmusk/status/1998453138857099684?s=20   primarily Nordic-German. Importing voters is a CERTAIN path to a single-party supermajority and has ALREADY happened at the state level in California and New York. It also explains why those states have BANNED VOTER ID in order to accelerate a permanent socialist supermajority, destroying any semblance of democracy. We stand on the precipice of disaster, an end to America. https://twitter.com/CynicalPublius/status/1998769742455435403?s=20   say stupid stuff like “I’m not voting in the mid-terms.” The Constitutional powers of the President are limited by design. Moreover, Trump faces unique challenges in an intransigent Deep State and an array of rogue judges, neither of which any other President has faced at this scale. Nevertheless, in less than a year Trump has kept more of his campaign promises than any other President since FDR. Some of you people need to wise up. There is no Government Fairy. It’s a hard slog, and we’re winning–unless YOU mess it up, Doomsters. Don’t mess it up. https://twitter.com/CynicalPublius/status/1998827695439004144?s=20  care, the GOP deserves it.” This is self-fulfilling prophecy. It suppresses voter enthusiasm, suppresses voter turn out, and creates exactly the barren ground that Leftists have come to expect from a conservative movement that seems determined to fail at every turn even when it is winning. *versus* 2. “I am so happy that we have made so much progress. Trump has done amazing things in a short period of time against unprecedented institutional resistance. We are winning and I can see the light at the end of the tunnel for the restoration of our Constitutional republic. Nevertheless, there is much to be done. President Trump and the true conservatives in Congress need our enthusiastic, vocal support. We must keep the pressure on the eGOP, the Democrats and the lying media. This is a tough battle, but we will win.” THAT my friends is a message of victory. It too becomes a self-fulfilling prophecy as it inspires the voting base yet does not ignore the work yet to be done. It’s winning. ————————— Allow me to paraphrase Napoleon Bonaparte: “In politics, the moral is to the physical as three is to one.” _________________________ In other words, why don’t you knock it off with them negative waves, Moriarity. https://twitter.com/Avis_Liberatum/status/1998829654241694036?s=20 https://twitter.com/MattMorseTV/status/1998541820285145219?s=20    and for America itself. In all fairness, the Democrats have been doing Redistricting for years, and continue to do so. Unfortunately, Indiana Senate “Leader” Rod Bray enjoys being the only person in the United States of America who is against Republicans picking up extra seats, in Indiana's case, two of them. He is putting every ounce of his limited strength into asking his soon to be very vulnerable friends to vote with him. By doing so, he is putting the Majority in the House of Representatives, Washington, D.C., at risk and, at the same time, putting anybody in Indiana who votes against this Redistricting, likewise, at risk. The people of Indiana don't want the Party of Sleepy Joe Biden, Kamala, Ilhan Omar, or the rest to succeed in Washington. Bray doesn't care. He's either a bad guy, or a very stupid one! In any event, he and a couple of his friends will partner with the Radical Left Democrats. They found some Republican “SUCKERS,” and they couldn't be happier that they did! Guys like Failed Senate Candidate Mitch Daniels, who I opposed in his Race against Senator Jim Banks, and Cam Savage, whoever that is, are fighting against the Republican Party, all the way. Bray and his friends are the favorite Republicans of Hakeem Jeffries, Crazy Nancy Pelosi, and Cryin' Chuck Schumer. Anybody that votes against Redistricting, and the SUCCESS of the Republican Party in D.C., will be, I am sure, met with a MAGA Primary in the Spring. If Republicans will not do what is necessary to save our Country, they will eventually lose everything to the Democrats. Rod Bray and his friends won't be in Politics for long, and I will do everything within my power to make sure that they will not hurt the Republican Party, and our Country, again. One of my favorite States, Indiana, will be the only State in the Union to turn the Republican Party down! Master Messenger: Trump Goes Full MAGA at Pennsylvania Rally, Hands GOP the 2026 Talking Points The master messenger is at it again, this time handing the GOP the 2026 midterm talking points directly. During a rally Tuesday evening in Mount Pocono, Pennsylvania, President Trump reminded both Republicans and Democrats of just how savvy a messenger he can be when energizing his base. He crushed former President Joe Biden and his administration for overseeing the runaway inflation we are still battling today. He discussed his efforts to bring higher wage jobs to American workers, not illegal aliens. He dismantled Obamacare, highlighting high costs and the trillions in taxpayer dollars given to insurance companies instead of the American people. President Trump went full MAGA. The  message was clear: Republicans, take this message and run with it during the 2026 midterm election cycle. President Trump tore apart Obamacare. He is tired of insurance companies lining their pockets with Obamacare subsidies, and stated once again that he wants that money sent directly to the American people. Imagine being able to use your own money to purchase health insurance instead of those dollars going straight to the insurance companies? For Republicans in 2026, this is a smart policy that could excite the base in an election cycle where President Trump is not on the ballot. Healthcare across America, in many cases, is unaffordable and frustrating. This is certainly an area where the GOP can make up ground with sound policy ideas. President Trump has essentially closed our southern border by the sheer power he wields through the executive branch. The administration has now moved to tackle illegal immigration within our borders, in regards to both deportations and American jobs taken by illegal aliens.  Since President Trump took office, 100 percent of all net job creation has gone to American citizens. That is an amazing statistic that every GOP House and Senate member should be touting on the campaign trail. Not for nothing, but President Trump is also clearly tired of immigrants coming to America who do not care to fully assimilate or share our values. President Trump also announced a permanent pause on third-world migration, “including from hellholes like Afghanistan, Haiti, Somalia, and many other countries.” This is a very smart and, frankly, important policy. During the recent off-year election cycle, many Americans learned for the first time how many third-world immigrants have infiltrated major American cities. This is a winning message and one the GOP should carry into 2026. Finally, the deadly drugs have got to stop flowing into this country. President Trump has taken lethal action that is sure to have every drug boat planning to bring drugs to America second-guessing that decision. For some Republicans who support Trump’s policy but have struggled to properly communicate the importance to their constituents, the president simplified the issue for the entire party. Source: redstate.com https://twitter.com/TheStormRedux/status/1998449163403419722?s=20  ALL THE INFORMATION.” LFG  One thing I know is that the American public (outside of X) needs to understand how rigged and fake our elections are before we have another election in this country. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

covid-19 united states america ceo american new york california health president success donald trump australia europe israel china house washington japan politics state americans race war miami spring russia ms european chinese joe biden ukraine european union dc dna western pennsylvania new zealand healthcare utah white house congress bank indian afghanistan indiana fbi code iran economy supreme court union states republicans protests atlantic wall street journal democrats singapore chile cuba senate citizens commerce venezuela immigration norway south korea united nations gaza fox news secretary direction fda commission haiti latin america guys ukrainian assistant professor american dream qatar dei investigation eyes hamas fed costa powell gop countries maga kyiv gateway oslo charlie kirk range rn kamala conduct tumblr midterms treasury republican party macron homeland security allegations hoaxes reuters human services emmanuel macron majority politico new york post ftc somalia higgins slaughter franklin delano roosevelt constitutional obamacare cb ds nobel peace prize maduro volodymyr zelenskyy deep state embassies handle telephone leftists dhs candace owens bray explosions manufacturers drug administration chuck schumer 3b moraes rsv federal trade commission pete hegseth abolish crumbling zelenskyy ilhan omar redistricting chris smith la mesa merz eb my little pony turning point usa h 1b dsa globalists kristi noem basin napoleon bonaparte anon unrwa brunei border protection cbp grand hotel importing bold moves digital services pfizer biontech outnumbered impeccable hakeem jeffries cryin righteous anger usgs us customs bronies customs enforcement ice great salt lake gop house brony somalis united states coast guard member states mill creek homeland security dhs autopen mike turner createelement federal register gold card jim banks applejack parentnode getelementbyid brian fitzpatrick harris faulkner homeland security investigations mike lawler alx digital services act dsa global exchange charlie kirk show news now don bacon federalize pete stauber roosevelt room r ohio r iowa kevin danaher
Agent Survival Guide Podcast
What Are the CMS Medicare Gift Rules?

Agent Survival Guide Podcast

Play Episode Listen Later Dec 9, 2025 10:12


Before you wrap it up and put a bow on it, does that gift for your Medicare client follow CMS guidelines? Listen to this episode of the Agent Survival Guide Podcast to find out and stay compliant!   Read the text version  

Agent Survival Guide Podcast
Do's and Don'ts of Medicare Compliance

Agent Survival Guide Podcast

Play Episode Listen Later Dec 6, 2025 29:25


As a certified insurance agent, staying CMS compliant is a crucial component to your success. Listen to this episode for a mini crash-course on best practices, guidelines, and resources to stay compliant.   Read the text version  

Opening Arguments
Is Trump Playing “Marry, Pardon, Kill” With Narcotraffickers?

Opening Arguments

Play Episode Listen Later Dec 5, 2025 50:47


OA1213 - Thomas is back for an action-packed Rapid Response Friday! This week: we compare the letter that just earned the former President of Honduras a pardon of his conviction for definitely being involved with narcotrafficking against the Trump administration's excuses for murder on the high seas of Venezuelans suspected to be involved with narcotrafficking--and if House Speaker Mike Johnson actually has a point in blaming Barack Obama for all of this. Matt then takes a quick look at Steve Bannon's petition for review of his conviction for contempt of Congress by the Supreme Court and explains how “safe third country” agreements now give ICE the power to deport asylum seekers to Central America without a hearing on their claims. Finally in today's footnote, Matt shares an incredible story from his week: an astonishing beyond-Kafkaesque legal argument the government has ordered his client to respond to that you will have to hear to believe. “Double-Tap Warfare: Should President Obama be Investigated for War Crimes?” Florida Law Review (Jan. 2017) Steve Bannon's cert petition to the U.S. Supreme Court in Bannon v. US (10/15/2025) U.S. v. Helen Bryan, 339 U.S. 323 (1950) Matter of C-I-G-M & L-V-S-G-, 29 I&N Dec. 291, (BIA 10/31/2025) Asylum Cooperative Agreement with Honduras, Federal Register (7/8/2025) ACA with Guatemala, Federal Register (7/15/2025) “The Night Raids,” Lynzy Billing, ProPublica (12/15/2022) Juan Orlando Hernandez letter to Trump seeking pardon, New York Times (12/2/2025) Check out the OA Linktree for all the places to go and things to do!

Agent Survival Guide Podcast
10 Tips to Submitting an Error-Free Medicare Enrollment Application

Agent Survival Guide Podcast

Play Episode Listen Later Dec 4, 2025 13:20


Double and triple check your enrollment applications for errors! Make sure your applications don't get flagged during the submissions process by following these tips. Read the text version   Register with Ritter & Unlock Digital Tools Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Announcing IntegrityCONNECT Meet Your Ritter Sales Team IntegrityCONNECT Leads FAQs PlanEnroll – Take Your Business to the Next Level Integrity Sales Technology – Ritter Docs What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales IntegrityCONNECT   References: “Social Security Performance.” Social Security, www.ssa.gov/ssa-performance. Accessed 19 Oct. 2025. “ Title 42 Chapter IV Subchapter B Part 422 Subpart V § 422.2264.” Federal Register, www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V/section-422.2264. Accessed 19 Oct. 2025. Ruhle, Jessica. “What Do Seniors Do Online? 2025 Data for Marketers.” Creating Results, 26 Mar. 2025, www.creatingresults.com/blog/2025/03/13/what-do-seniors-do-online-2025-data-for-marketers/.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Agent Survival Guide Podcast
What Agents Can't Say During Medicare Sales Appointments

Agent Survival Guide Podcast

Play Episode Listen Later Dec 1, 2025 13:15


Serve your clients and stay CMS compliant. That's your priority as an insurance agent. Here at Ritter, we're happy to help! Check out this episode for a refresher on what you can't say during Medicare sales appointments and why. Read the text version  

Agent Survival Guide Podcast
FAQs & Guidelines on Compliant Medicare Marketing Materials

Agent Survival Guide Podcast

Play Episode Listen Later Nov 29, 2025 16:16


Marketing is a vital part of any business. But when it comes to marketing your services as an agent selling Medicare, there are specific rules and regulations. To help you out, we've compiled a list of FAQs around compliant Medicare marketing. Press play to get started!   Read the text version  

S2 Underground
The Wire - November 24, 2025

S2 Underground

Play Episode Listen Later Nov 25, 2025 4:32


//The Wire//2300Z November 24, 2025////ROUTINE////BLUF: MASS STABBING STRIKES MADRID. EFFORTS TO OUTLAW CHRISTIAN CHURCH CONTINUE IN CONGRESS. COUNTER-ICE OPERATIONS CONTINUE TO GROW AND ORGANIZE NATIONWIDE.// -----BEGIN TEARLINE------International Events-Caribbean: This morning the White House designated the Cartel de los Soles as a Foreign Terrorist Organization (FTO).Analyst Comment: This is a big deal. This was announced a few weeks ago but this morning this designation appeared in the Federal Register, so it's now in effect. The Cartel de los Soles is the cartel affiliated with much of the Venezuelan military, so this move is a necessary step in the process of expanding the conflict throughout the region.Spain: This morning a mass stabbing was reported in Madrid. One Moroccan national stabbed 3x people this afternoon in a residential area, before fleeing the scene. Counterterrorism police were activated due to the assailant shouting Islamic phrases during the attack. Authorities identified the man and raided his residence, and tased him twice while attempting to arrest him. The tasing failed, and armed police shot him four times, ending the incident. The assailant survived the shooting, and is currently being treated at a local hospital. The three victims also survived, though some of which suffered serious wounds.-HomeFront-Washington D.C. - The Department of Homeland Security has announced a new billion-dollar initiative to increase biometric scanning at airports. DHS Secretary Noem stated that this investment is the largest expansion of surveillance technologies in many years.In Congress, significant efforts are underway to initiate a criminal investigation into the Russian Orthodox Church Outside of Russia (ROCOR) within the United States. Last week, Rep. Joe Wilson (R) from South Carolina urged AG Bondi to investigate the Church due to his personal political opposition to Russia.Analyst Comment: These types of efforts always come out of the woodwork during the lead up to Christmas, so this is certainly not out of the ordinary. Almost all Dioceses have already condemned these efforts in the strongest possible terms, so this has done nothing but strengthen the communion between various jurisdictions. This effort is also largely a farce as Rep. Wilson, just a week before this scandal, showed enthusiastic support for the President of Syria, Mohammad al-Jolani. It is excessively ridiculous to seek the opinion of those whom would support a genocidal warlord who is actively murdering Christians (and everyone else) in his own country *right now*, so Wilson's efforts largely can be dismissed. Nevertheless, it is important to consider as, no matter who's in office, Christians are the only group that politicians feel safe in persecuting openly. The goalposts will continue to be moved, or at least try to be. Today it's ROCOR, tomorrow it will be another jurisdiction. There are already other similar initiatives to encourage the labeling of the eastern Three-Bar Cross as a hate symbol, along with the general targeting of Christian churches around the United States. Protestant churches keep burning down due to arson attacks, and Catholic churches are also host to desecration efforts worldwide, so this targeting does not apply only to the East.-----END TEARLINE-----Analyst Comments: Around the country, counter-ICE demonstrators have expanded operations to the economic front, in the form of protests against Home Depot for their alleged cooperation with ICE. Demonstrators have been observed to be taking advantage of a loophole in the retail world so as to cause economic harm to Home Depot. Demonstrators will purchase an ice scraper in the store, then promptly walk over to return it at customer service, running through this cycle over a period of hours. The end goal of this purchase/return cycle is mostly just to c

Agent Survival Guide Podcast
Rules for Hosting a Compliant Medicare Sales Event

Agent Survival Guide Podcast

Play Episode Listen Later Nov 22, 2025 16:07


Sales events are a great way to generate Medicare leads. Learn best practices and how to stay CMS compliant while hosting a Medicare sales event in this episode!   Read the text version  

Simply Trade
IEEPA, 232, and the New Tariff Playbook: Eric Hargraves Breaks Down What's Next for U.S. Trade Policy

Simply Trade

Play Episode Listen Later Nov 20, 2025 38:34


  Episode: #394 Hosts:  Andy Shiles & Lalo Solorzano Guest: Eric Hargraves Director – Elliott Davis LinkedIn: https://www.linkedin.com/in/eric-hargraves-98a4572/ Firm: Elliott Davis — https://www.linkedin.com/company/elliott-davis-1920/ Published : November 20, 2025 Length: ~34 minutes Presented by: Global Training Center Episode Overview In this in-depth roundtable discussion, Andy and Lalo welcome back Eric Hargraves, a listener favorite and trade policy expert known for breaking down complex issues with clarity. This episode tackles one of the hottest topics in global trade: the future of tariffs, IEEPA, and how the Supreme Court's upcoming decision could reshape U.S. trade policy. Eric shares his early analysis of the recent Supreme Court oral arguments on the use of IEEPA (International Emergency Economic Powers Act) to impose broad, country-wide tariffs—an approach now under scrutiny. Together, they explore whether the U.S. is shifting away from country-of-origin-based tariffs toward sector-based or product-based tariff frameworks, and what that means for importers, exporters, and manufacturers. They also take a historical walk through Section 232 and 301, discuss China's role in the global supply chain, unpack forced labor concerns, and examine how trade policy is being used not just as an economic tool—but a geopolitical one. If your business relies on global sourcing, supply chain planning, cost modeling, or tariff strategy, this is a must-listen episode that cuts through political noise and focuses on operational reality. What You'll Learn in This Episode

Simply Trade
[Cindy's Version] Death by a Thousand Cuts

Simply Trade

Play Episode Listen Later Nov 14, 2025 13:26


Host: Cindy Allen Published: November 14, 2025 Length: ~14 minutes Presented by: Global Training Center Summary This week on Simply Trade: Cindy's Version, Cindy Allen breaks down a whirlwind of trade developments—from the end of the federal shutdown to a rapid string of new tariff exemptions and reciprocal deals. Inspired by Taylor Swift's Death by a Thousand Cuts, Cindy explains how the industry isn't being overwhelmed by one big policy shift, but by the relentless series of small, fragmented, high-impact changes that hit importers, customs brokers, and compliance teams day after day. From air freight instability to Switzerland–U.S. negotiations, CAFTA carve-outs, and Argentina beef exemptions, Cindy sheds light on both the economic impact and the behind-the-scenes operational work that trade professionals must perform every time a new deal hits the headlines. This Week in Trade • The federal shutdown ends and the aviation system begins stabilizing • FAA restores routes after up to 6% of flights were cut • Air freight is preparing for a possible late-season peak (but uncertainty remains) • Global shipping flows shift again: • Europe, Middle East, Central America lanes show growth from China • U.S.-bound volumes remain down year-over-year • Anchorage continues its rise as a major air freight hub • Forecasts indicate overall soft demand for the remainder of the year New Trade Developments • U.S.–Switzerland trade deal announced (Details forthcoming; likely modeled after UK/EU/Japan tariff frameworks) • Central America tariff revisions under CAFTA • Expected apparel exemptions for Guatemala & El Salvador • Guatemala coffee exempted — positive for major U.S. importers • Argentina beef tariff reductions • Good for consumers • Raises sensitivity with U.S. cattle industry Here's a strong, concise paragraph version that keeps all the meaning but reads smoothly and professionally: Why This Feels Like “Death by a Thousand Cuts” Cindy explains that today's trade environment is overwhelming not because of one major policy shift, but because of the constant stream of piecemeal announcements that arrive without warning. Industry groups have little opportunity to offer input, and each new deal or exemption forces customs brokers into a full operational cycle—from interpreting vague notices and waiting for CSMS or Federal Register clarification to updating systems, revising SOPs, identifying affected HTS numbers, retraining teams, and notifying clients. Importers face a parallel burden as they update classifications, reevaluate landed costs, adjust sourcing and contracts, and communicate financial impacts across their organizations. With several new deals dropping within just a couple of days, teams are completing multiple implementation cycles back-to-back, making the pressure feel like a true “death by a thousand cuts.” Key Takeaways • The shutdown is over, but volatility continues across aviation and freight • Global trade flows are shifting, but the U.S. remains an outlier in demand • New tariff deals bring benefits but impose significant operational burdens • Compliance and broker teams are stretched thin by continuous policy shifts • The industry is experiencing a true “death by a thousand cuts” RESOURCES & MENTIONS • Global Training Center • TradeForce Multiplier Credits Host: • Cindy Allen – LinkedIn • Trade Force Multiplier Producer: • Lalo Solorzano – LinkedIn Subscribe & Follow New episodes every Friday. Presented by Global Training Center — providing education, consulting, workshops, and compliance resources for trade professionals. Connect with us: • Simply Trade Podcast on LinkedIn • Global Training Center on LinkedIn • YouTube • Spotify • Apple Podcasts • Trade Geeks Community Don't forget to rate, review, and share with your fellow trade geeks!

Agent Survival Guide Podcast
Celebrating 20 Years of Medicare AEPs & Growth: Looking Back at 2005

Agent Survival Guide Podcast

Play Episode Listen Later Nov 12, 2025 21:59


Jump in the time machine with us as we travel back circa 2005 for the first Medicare Annual Enrollment Period, the debut of Medicare Advantage, Medicare Part D, two new Med Supp plans, and more!   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 4 Ways PlanEnroll Will Make This Your Best AEP Yet 4 Reasons Why Ritter Insurance Marketing Should Be Your FMO Insurance Agency 5 Medicare Myths Your Clients May Believe 10 Tips to Submitting an Error-Free Medicare Enrollment Application 2026 Medicare Part D Bid Info Likely Means Higher Premiums & Plan Disruption — Here's Why A Review of Integrity's Top Medicare Quoting Tools How Insurance Agents Can Use AI Tools How Storytelling Helps Agents Quickly Connect with Clients ft. Don Connelly IntegrityCONNECT & PlanEnroll FAQs Register with RitterIM.com Risk Adjustment & Finding Value Beyond Coding Changes ft. Dr. Shannon Decker The Future of Medicare Part D: The Push Toward MAPD The Ultimate Agent Resource List Pt. 3: Staying Organized   References: “2005 CMS Statistics.” Cms.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/research-statistics-data-and-systems/statistics-trends-and-reports/medicaremedicaidstatsupp/downloads/2005_cms_statisticspdf. Accessed 21 Oct. 2025. “2025 Medicare Parts A & B Premiums and Deductibles.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Nov. 2024, www.cms.gov/newsroom/fact-sheets/2025-medicare-parts-b-premiums-and-deductibles. McManus, Melanie Radzicki. “A Short History of How Netflix Won World Domination in Streaming.” Entertainment.Howstuffworks.Com, HowStuffWorks, 21 Dec. 2018, entertainment.howstuffworks.com/short-history-netflix-world-domination-streaming.htm. “Beneficiaries with Special Needs Can Get Help from Medicare Managed Care Plans.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/newsroom/fact-sheets/beneficiaries-special-needs-can-get-help-medicare-managed-care-plans. Accessed 21 Oct. 2025. Laschober, Mary. “Estimating Medicare Advantage Lock-In Provisions Impact on Vulnerable Medicare Beneficiaries.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/05springpg63pdf. “IPod Shuffle (1st Generation).” Apple.Fandom.Com, Apple Wiki, apple.fandom.com/wiki/IPod_shuffle_(1st_generation). Accessed 21 Oct. 2025. “K & L Out-of-Pocket Limits Announcements.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/medigap/k-l-out-of-pocket-limits-announcements. Accessed 21 Oct. 2025. “Medicare Advantage and Medicare Prescription Drug Programs to Remain Stable as CMS Implements Improvements to the Programs in 2025.” CMS.Gov, Centers for Medicare & Medicaid Services, 27 Sept. 2024, www.cms.gov/newsroom/press-releases/medicare-advantage-and-medicare-prescription-drug-programs-remain-stable-cms-implements-improvements. Freed, Meredith, et al.  “Medicare Advantage 2025 Spotlight: A First Look at Plan Offerings.” KFF.Org, KFF, 9 Aug. 2025, www.kff.org/medicare/medicare-advantage-2025-spotlight-a-first-look-at-plan-offerings/. Freed, Meredith, Jeannie Fugleston Biniek, et al. “Medicare Advantage 2025 Spotlight: A First Look at Plan Premiums and Benefits.” KFF.Org, KFF, 9 Aug. 2025, www.kff.org/medicare/medicare-advantage-2025-spotlight-a-first-look-at-plan-premiums-and-benefits/. “Medicare Part B Immunosuppressive Drug Benefit.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/partbid-provider. Accessed 21 Oct. 2025. “Medicare Demonstration to Transition Enrollment of Low Income Subsidy Beneficiaries .” Cms.Gov, Centers for Medicare & Medicaid Services, 8 June 2006, www.cms.gov/Medicare/Prescription-Drug-Coverage/PrescriptionDrugCovContra/Downloads/MemoLTCContracting_060806.pdf. “Medicare Part B Income-Related Monthly Adjustment Amount.” Federalregister.Gov, Federal Register, www.federalregister.gov/documents/2006/10/27/E6-17690/medicare-part-b-income-related-monthly-adjustment-amount. Accessed 21 Oct. 2025. Cubanski, Juliette, and Anthony Damico. “Medicare Part D in 2025: A First Look at Prescription Drug Plan Availability, Premiums, and Cost Sharing.” KFF.Org, KFF, 9 Aug. 2025, www.kff.org/medicare/medicare-part-d-in-2025-a-first-look-at-prescription-drug-plan-availability-premiums-and-cost-sharing/. “Medicare Program Description and Legislative History.” Ssa.Gov, Social Security Administration, www.ssa.gov/policy/docs/statcomps/supplement/2006/medicare.html. Accessed 21 Oct. 2025. “Medicare Program; Establishment of the Medicare Advantage Program.” Federalregister.Gov, Federal Register, https://www.federalregister.gov/documents/2005/01/28/05-1322/medicare-program-establishment-of-the-medicare-advantage-program. Accessed 21 Oct. 2025. “Part D / Prescription Drug Benefits.” Medicareadvocacy.Org, Center for Medicare Advocacy, 30 May 2025, medicareadvocacy.org/medicare-info/medicare-part-d/. “Pop Culture in Review for the Year 2005.” Mrpopculture.Com, Mr. Pop Culture , 29 Nov. 2023, mrpopculture.com/pop-culture-in-review-for-the-year-2005/. "The Medicare Advantage program: Availability, benefits, and special needs plans - Chapter 9." Medpac.Gov, Medpac.gov, www.medpac.gov/wp-content/uploads/import_data/scrape_files/docs/default-source/reports/Jun06_Ch09.pdf. Accessed 21 Oct. 2025. Gold, Marsha. “The Landscape of Private Firms Offering Medicare Prescription Drug Coverage in 2006.” Modern.Kff.Org, The Henry J. Kaiser Family Foundation, www.kff.org/wp-content/uploads/2013/01/7474.pdf. Accessed 21 Oct. 2025. “The next Generation of Medicare Beneficiaries - Chapter 2.” Medpac.Gov, Medpac.gov, www.medpac.gov/wp-content/uploads/import_data/scrape_files/docs/default-source/reports/chapter-2-the-next-generation-of-medicare-beneficiaries-june-2015-report-.pdf. Accessed 21 Oct. 2025. Crowder, Courtney. “Throwback: Pop Culture Trends of 2005.” Usatoday.Com, USA Today, 30 July 2015, www.usatoday.com/story/entertainment/2015/07/30/pop-culture-trends/30739417/. “Update to Medicare Deductible, Coinsurance and Premium Rates for 2006.” Cms.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/Regulations-and-Guidance/Guidance/Transmittals/downloads/R31GI.pdf. Accessed 21 Oct. 2025. “Variation and Trends in Medigap Premiums.” Aspe.Hhs.Gov, U.S. Department of Health and Human Services Assistant Secretary for Planning and Evaluation, aspe.hhs.gov/sites/default/files/migrated_legacy_files/43721/index.pdf. Accessed 21 Oct. 2025. Hosch, William L. “YouTube.” Britannica.Com, Encyclopædia Britannica, inc., 19 Oct. 2025, www.britannica.com/topic/YouTube.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance      Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel   Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Food Sleuth Radio
Daniel Costa, Director of Immigration Law and Policy Research at the Economic Policy institute, discusses immigration policy and our food system.

Food Sleuth Radio

Play Episode Listen Later Nov 7, 2025 28:09


Did you know that immigrant labor is critical to our food system, and most of the food that gets to our plates was grown, harvested and processed by the hands of immigrants? Join Food Sleuth Radio host and Registered Dietitian, Melinda Hemmelgarn for her conversation with Daniel Costa, JD, attorney, and Director of Immigration Law and Policy Research at the Economic Policy institute. Costa explains details of immigration policy, our dependence on immigrants for economic growth, and policies that affect immigrants' quality of life. Costa was featured on the Investigate Midwest webinar on immigrant labor in the food system:https://www.youtube.com/watch?v=fbqm6J1jAEA. If you'd like to comment on immigrant work visas, go to the Federal Register: https://www.federalregister.gov/documents/2025/09/10/2025-17390/agency-information-collection-activities-comment-request-revision-of-h-2a-temporary-agricultural, and if you'd like to better understand how Trump's anti-immigrant policies could collapse the U.S. food industry, see this recent article: https://www.theguardian.com/environment/2025/jul/17/how-many-immigrants-food-industry-workersRelated Websites: https://www.epi.org/people/daniel-costa/

Agent Survival Guide Podcast
Government & Insurers Reconsider Short-Term Limited Duration Product Changes

Agent Survival Guide Podcast

Play Episode Listen Later Nov 1, 2025 5:46


EZ News
EZ News 10/31/25

EZ News

Play Episode Listen Later Oct 31, 2025 5:40


Good afternoon, I'm _____ with today's episode of EZ News. Tai-Ex opening The Tai-Ex opened down 7-points this morning from yesterday's close, at 28,280 on turnover of T$4.8-billion N-T. Government announces subsidy measures for swine fever losses The government has announced subsidies for pig farmers and other businesses in the pork industry affected by controls put in place due to an outbreak of African swine fever. Pig farmers will receive subsidies of 300 N-T per animal for higher feed costs resulting from the ban on using food waste, and up to 18,000 N-T for every farm to cover fuel expenses for clearing out food waste. They're also entitled to an 810 N-T per animal for additional feed costs resulting from the slaughter ban. Meat sellers will receive 30,000 N-T compensation (賠償) for income losses from suspending operations during the transport and slaughter bans, while meat markets can receive up to 200,000 N-T for rent cost losses. While individual meat wholesalers will be entitled to 15,000 N-T for operation suspension losses. The Ministry of Agriculture is also offering 5,000 N-T to farmers who inform them of a new A-S-F case as part of efforts to encourage proactive reporting. Trump Administration to slash refugee numbers to 7500 from 125,000 The Trump administration says it will restrict the number of refugees (難民) it allows into the United States next year to just 7-thousand-500 and most of those admitted will be white South Africans, according to a notice published in the Federal Register. That's down from 125-thousand people last year under the Biden Administration. Kate fisher reports from Washington Prince Andrew Stripped of Titles and Evicted Buckingham Palace says that King Charles III is stripping his brother Prince Andrew of his remaining titles and evicting (驅逐) him from his royal residence. In a statement, the palace says Andrew will be known as Andrew Mountbatten Windsor and not as a prince. He will move from his Royal Lodge residence into “private accommodation (住宿)”. The moves follow revelations about Andrew's relationship with convicted sex offender Jeffrey Epstein. The palace said the thoughts of the king and Queen Camilla are with "the victims and survivors of any and all forms of abuse.” Latvia Withdraws from Intl Treaty Supporting Victims of Violence The Latvian parliament has voted to withdraw from the Istanbul Convention, an international treaty supporting women who are victims of violence. The decision came on Thursday after a 13-hour intense debate. The treaty, effective in Latvia since 2024, aims to standardize (標準化) support for victims of violence. Critics argue it promotes "gender ideology." In September, opposition lawmakers initiated the withdrawal process, supported by some coalition members. Latvia's president is expected to review the law, and has several options, including returning the law to parliament for reassessment or, under specific circumstances, triggering a referendum. That was the I.C.R.T. EZ News, I'm _____. ----以下為 SoundOn 動態廣告---- 開飯、真珠及饗泰多聯手與廚神小當家強檔聯名,小當家劉昴星的大魔術熊貓豆腐、七星刀雷恩的頂級炸蟹斗及料理仙女阿貝師傅的貝氏糖醋櫻桃肉,夢幻料理等你來享用!即日起來店點購聯名料理,參加夢幻料理蒐集任務將品牌餐券帶回家! https://sofm.pse.is/8altzt -- Hosting provided by SoundOn

Consumer Finance Monitor
A New Era for Banking: What President Trump's Debanking Executive Order and Related State Laws Mean for Financial Institutions, Government, and Banking Customers – Part 1

Consumer Finance Monitor

Play Episode Listen Later Oct 30, 2025 51:01


Today's podcast features the first part of a recent webinar produced on September 24, 2025, titled: "A New Era for Banking: What President Trump's Debanking Executive Order and Related State Laws Mean for Financial Institutions, Government, and Banking Customers." In Part 1, we discuss the following topics: 1.     History of Debanking, including: o   Operation Chokepoint: An initiative by federal prudential banking regulators during the Obama administration aimed at discouraging banks supervised by them from providing services to companies engaged in payday lending. o   OCC Final Regulation on Debanking: Issued by Acting Comptroller Brian Brooks toward the end of President Trump's first term, this regulation applied only to the largest banks in the country. It was sent to the Federal Register but never published and, therefore, never became effective. 2.     Elements and Scope of the Debanking Executive Order 3.     Statutory Authority (or Lack Thereof) of the Executive Order, which was largely based on the unfairness prongs of UDAAP and UDAP, even though a federal district court in Alabama held a few years ago that such unfairness prongs do not cover discrimination. Our presenters, who hold diverse views on the wisdom of the Executive Order, are: ·        Jason Mikula Founder and Publisher, Fintech Business Weekly Jason Mikula is an independent fintech and banking advisor, consultant, and investor. He also publishes Fintech Business Weekly, a newsletter analyzing trends in banking and fintech. He opposes the Executive Order. ·        Brian Knight Senior Counsel, Corporate Engagement, Alliance Defending Freedom Brian Knight serves as Senior Counsel on the Corporate Engagement Team at Alliance Defending Freedom. His work focuses on issues of financial access, debanking, and preventing the politicization of financial services. He opposes the Executive Order. ·        Todd Phillips Assistant Professor of Law, J. Mack Robinson College of Business, Georgia State University Todd Phillips is an assistant professor of law at Georgia State University. His areas of expertise include bank capital and prudential regulation, deposit insurance, and the laws governing federal regulators. He opposes the Executive Order. ·        Will Hild Executive Director, Consumers' Research Will Hild is the Executive Director of Consumers' Research, the nation's oldest consumer protection organization. He has led efforts to combat ESG and what he considers "woke capitalism," including launching the Consumers First campaign. He supports the Executive Order. ·        Graham Steele Assistant Secretary for Financial Institutions, U.S. Department of the Treasury Graham Steele serves as the Assistant Secretary for Financial Institutions at the U.S. Department of the Treasury. He is an expert on financial regulation and financial institutions, with over a decade of experience working at the highest levels of law and policy in Washington, D.C. He opposes the Executive Order. Alan Kaplinsky, the founder and first practice group leader and now Senior Counsel of the Consumer Financial Services Group at our firm, moderated the webinar. We will be releasing Part 2 of this webinar on November 6, 2025.

Agent Survival Guide Podcast
What CMS Requires Agents to Discuss Prior to Medicare Enrollments

Agent Survival Guide Podcast

Play Episode Listen Later Oct 28, 2025 14:27


In this episode we review key CMS regulations agents must follow to stay compliant during Medicare sales. Bonus? These steps also help educate and inform your clients!   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Fact vs. Fiction: Examining the Medicare Part B Premium Giveback Formularies & Covered Drugs – Knight School Training How to Check Medicare Extra Help Eligibility for Your Client How to Help Clients Avoid Medicare Late Enrollment Penalties How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You Medicare Grievances & How Insurance Agents Can (Try To) Prevent Them MA & PDP Compliant Sales Checklist PDF Download SNPs: The Secret to Surviving Lock-in The 2026 Medicare Part D Redesign Updates Agents Should Know The Beginner's Guide to C-SNPs The Beginner's Guide to D-SNPs The Difference Between Medicare & Medicaid: What That Means for Insurance Agents What Agents Can't Say During Medicare Sales Appointments What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales   References: “Agent and Broker Training & Testing Guidelines.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/files/document/cy2025-agent-broker-training-testing-guidelines.pdf. Accessed 14 Oct 2025. “Agent and Broker Training & Testing Guidelines.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/cy2026agentbrokertrainingtestingguidelinespdf.pdf. Accessed 15 Oct. 2025. “Costs.” Medicare, www.medicare.gov/basics/costs/medicare-costs. Accessed 14 Oct. 2025. “Contract Year 2025 Medicare Advantage and Part D Final Rule (CMS-4205-F).” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/newsroom/fact-sheets/contract-year-2025-medicare-advantage-and-part-d-final-rule-cms-4205-f. Accessed 14 Oct. 2025. “Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-F).” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription-final. Accessed 15 Oct. 2025. “Emergency Department Services.” Medicare.Gov, Medicare, www.medicare.gov/coverage/emergency-department-services. Accessed 14 Oct. 2025. “Medicare Communications and Marketing Guidelines (MCMG) Date: 02/09/2022.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/medicare-communications-marketing-guidelines-2-9-2022.pdf. Accessed 14 Oct. 2025. Seladi-Schulman, Jill. “Medicare IRMAA: What Is It and When Does It Apply?” Healthline, Healthline Media, 22 Apr. 2025, www.healthline.com/health/medicare/what-is-irmaa. “Medicare and Medicaid Programs; CY 2025 Payment Policies Under the Physician Fee Schedule and Other Changes to Part B Payment and Coverage Policies; Medicare Shared Savings Program Requirements; Medicare Prescription Drug Inflation Rebate Program; and Medicare Overpayments.” Federalregister.Gov, Federal Register, www.federalregister.gov/documents/2024/07/31/2024-14828/medicare-and-medicaid-programs-cy-2025-payment-policies-under-the-physician-fee-schedule-and-other. Accessed 14 Oct. 2025. “Medicare and Medicaid Programs; Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly.” FederalRegister.Gov, Federal Register, www.federalregister.gov/documents/2025/04/15/2025-06008/medicare-and-medicaid-programs-contract-year-2026-policy-and-technical-changes-to-the-medicare. Accessed 15 Oct. 2025. “Out-of-Pocket Maximum/Limit.” HealthCare.Gov, www.healthcare.gov/glossary/out-of-pocket-maximum-limit/. Accessed 14 Oct. 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.

Engadget
CBP will photograph non-citizens entering and exiting the US, Google's Gemini will now generate presentations for you, and Relive the Commodore 64's glory days

Engadget

Play Episode Listen Later Oct 27, 2025 6:12


-The US Customs and Border Protection submitted a new measure that allows it to photograph any non-US citizen who enters or exits the country for facial recognition purposes. According to a filing with the government's Federal Register, CBP and the Department of Homeland Security are looking to crack down on threats of terrorism, fraudulent use of travel documents and anyone who overstays their authorized stay. -Google is rolling out a new feature for Gemini's Canvas, the free interactive workspace inside the AI chatbot's app, meant for students and employees who need to create presentations. Gemini is now capable of generating slides with just a prompt, though users can also upload files like documents, spreadsheets and research papers if they want a presentation based on a specific source. -The Commodore 64 is back in black, sort of. Retro Games and Plaion Replai released a limited edition redesign of the best-selling computer, called THEC64 - Black Edition. The latest blacked-out version is now available on Amazon or Retro Games' website for $119.99. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Agent Survival Guide Podcast
ICHRA vs. QSEHRA vs. Group Health Plans: Sales Opportunities for Insurance Agents

Agent Survival Guide Podcast

Play Episode Listen Later Sep 24, 2025 14:12


Small business have a few different options for offering coverage to their employees Learn about these 3 options and how your role as an agent fits in.   Read the text version   Register with Ritter Insurance Marketing   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: ACA 101: Selling Under-65 Health Insurance ACA Enrollment Periods Explained Contract & Get Appointed to Sell with Health Insurance Companies Community-Based Marketing for Insurance Agents Meet Your Sales Team Simplify Marketplace Enrollment with HealthSherpa Six Ways to Generate ACA Leads Social Media Marketing for Insurance Agents FREE eBook DOWNLOAD The Insurance Agent's Guide to Generating Referrals FREE eBook DOWNLOAD The ICHRA Opportunity for Agents ft. Lisa Marzolino & Danica Stover   References: “Agents & Brokers: How to Register to Sell Shop Insurance.” HealthCare.Gov, www.healthcare.gov/small-businesses/agents-and-brokers/. Accessed 25 Aug. 2025. Author: Louise Norris | Date Posted: October 11. “Can Small Businesses Use the ACA's Health Insurance Marketplaces (Exchanges)?” Healthinsurance.Org, 2 May 2025, www.healthinsurance.org/faqs/ive-heard-a-lot-about-health-insurance-exchanges-but-what-are-shop-exchanges/. “Find Local Help.” Local Assistance for Health Insurance Application, www.healthcare.gov/find-local-help/. Accessed 25 Aug. 2025. “Individual Coverage Health Reimbursement Arrangements (HRAS).” HealthCare.Gov, www.healthcare.gov/small-businesses/learn-more/individual-coverage-hra/. Accessed 25 Aug. 2025. “Nexben.Com.” Nexben, 22 May 2024, www.nexben.com/. “Promoting Healthcare Choice and Competition Across the United States.” Federal Register, 17 Oct. 2017, www.federalregister.gov/documents/2017/10/17/2017-22677/promoting-healthcare-choice-and-competition-across-the-united-states. “What Is a QSEHRA?” Healthinsurance.Org, 7 July 2025, www.healthinsurance.org/glossary/qualified-small-employer-health-reimbursement-arrangement/.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Federal Drive with Tom Temin
The Federal Register is flashing warning signs

Federal Drive with Tom Temin

Play Episode Listen Later Sep 24, 2025 10:36


Something is different in the Federal Register online data base. Users noticed in August that numbers got much less precise, search results were truncated, and meaningful summaries had disappeared. Here to report on what's happening and why it matters is VP for Policy and a Senior Fellow and the Competitive Enterprise Institute, Wayne Crews.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Agent Survival Guide Podcast
Announcing the Launch of IntegrityCONNECT

Agent Survival Guide Podcast

Play Episode Listen Later Sep 19, 2025 18:57


US Citizenship Test 2024
Who Will Take the 2025 Naturalization Civics Test with 128 Questions and Answers?

US Citizenship Test 2024

Play Episode Listen Later Sep 19, 2025 0:52


Who Will Take the 2025 Naturalization Civics Test with 128 Questions and Answers? Aliens who file a naturalization application 30 days or more after this notice is published in the Federal Register (10/18/2025) will take this 2025 Naturalization Civics Test.Learn, Practice & Test at 128 NEW Civics Questions10 Tests with 10 Voices at Try 10 Special Civics TestsPractice Civics Tests in ORDERPractice Civics Tests in RANDOMPractice Civics Tests by GROUPPractice English Tests: Reading & WritingPractice Form N-400 at Mock U.S. Citizenship Interview#uscitizenshiptest #uscitizenshipinterview #uscitizenshippodcast #uscitizenshipexam

US Citizenship Test 2024
128 New Civics Questions in ORDER (V128_01_FM01_001-020) for U.S. Citizenship Test – SPECIAL Male Voice, Fast & Clear, Full Answers, No Repetition – Learn, Practice, Then Test

US Citizenship Test 2024

Play Episode Listen Later Sep 19, 2025 23:13


Who Will Take the 2025 Naturalization Civics Test with 128 Questions and Answers? Aliens who file a naturalization application 30 days or more after this notice is published in the Federal Register (10/18/2025) will take this 2025 Naturalization Civics Test.Learn, Practice & Test at 128 NEW Civics Questions10 Tests with 10 Voices at Try 10 Special Civics TestsPractice Civics Tests in ORDERPractice Civics Tests in RANDOMPractice Civics Tests by GROUPPractice English Tests: Reading & WritingPractice Form N-400 at Mock U.S. Citizenship Interview#uscitizenshiptest #uscitizenshipinterview #uscitizenshippodcast #uscitizenshipexam

US Citizenship Test 2024
100 Civics Questions in RANDOM (V017_FF07_0114) for U.S. Citizenship Test – SPECIAL Female Voice, Fast & Clear, One Answer, No Repetition

US Citizenship Test 2024

Play Episode Listen Later Sep 18, 2025 25:21


Who Will Take the 2025 Naturalization Civics Test with 128 Questions and Answers? Aliens who file a naturalization application 30 days or more after this notice is published in the Federal Register (10/18/2025) will take this 2025 Naturalization Civics Test.Learn, Practice & Test at 128 NEW Civics Questions10 Tests with 10 Voices at Try 10 Special Civics TestsPractice Civics Tests in ORDERPractice Civics Tests in RANDOMPractice Civics Tests by GROUPPractice English Tests: Reading & WritingPractice Form N-400 at Mock U.S. Citizenship Interview#uscitizenshiptest #uscitizenshipinterview #uscitizenshippodcast #uscitizenshipexam

US Citizenship Test 2024
Can You Pass 10 Civics Tests (V015_SM04_0245) for U.S. Citizenship Test – SPECIAL Male Voice, Slow & Clear, One Answer, NO Repetition

US Citizenship Test 2024

Play Episode Listen Later Sep 16, 2025 30:04


Who Will Take the 2025 Naturalization Civics Test with 128 Questions and Answers? Aliens who file a naturalization application 30 days or more after this notice is published in the Federal Register (10/18/2025) will take this 2025 Naturalization Civics Test.Learn, Practice & Test at 128 NEW Civics Questions10 Tests with 10 Voices at Try 10 Special Civics TestsPractice Civics Tests in ORDERPractice Civics Tests in RANDOMPractice Civics Tests by GROUPPractice English Tests: Reading & WritingPractice Form N-400 at Mock U.S. Citizenship Interview#uscitizenshiptest #uscitizenshipinterview #uscitizenshippodcast #uscitizenshipexam

US Citizenship Test 2024
Can You Pass 10 Civics Tests (V015_SM04_0179) for U.S. Citizenship Test – SPECIAL Male Voice, Slow & Clear, One Answer, NO Repetition

US Citizenship Test 2024

Play Episode Listen Later Sep 15, 2025 30:05


Who Will Take the 2025 Naturalization Civics Test with 128 Questions and Answers? Aliens who file a naturalization application 30 days or more after this notice is published in the Federal Register (10/18/2025) will take this 2025 Naturalization Civics Test.Learn, Practice & Test at 128 NEW Civics Questions10 Tests with 10 Voices at Try 10 Special Civics TestsPractice Civics Tests in ORDERPractice Civics Tests in RANDOMPractice Civics Tests by GROUPPractice English Tests: Reading & WritingPractice Form N-400 at Mock U.S. Citizenship Interview#uscitizenshiptest #uscitizenshipinterview #uscitizenshippodcast #uscitizenshipexam

US Citizenship Test 2024
100 Civics Questions by GROUP (V015_SM04_G10) for U.S. Citizenship Test – SPECIAL Male Voice, Slow & Clear, One Answer, NO Repetition

US Citizenship Test 2024

Play Episode Listen Later Sep 14, 2025 28:45


Who Will Take the 2025 Naturalization Civics Test with 128 Questions and Answers? Aliens who file a naturalization application 30 days or more after this notice is published in the Federal Register (10/18/2025) will take this 2025 Naturalization Civics Test.Learn, Practice & Test at 128 NEW Civics Questions10 Tests with 10 Voices at Try 10 Special Civics TestsPractice Civics Tests in ORDERPractice Civics Tests in RANDOMPractice Civics Tests by GROUPPractice English Tests: Reading & WritingPractice Form N-400 at Mock U.S. Citizenship Interview#uscitizenshiptest #uscitizenshipinterview #uscitizenshippodcast #uscitizenshipexam

US Citizenship Test 2024
100 Civics Questions in RANDOM (V015_SM04_0177) for U.S. Citizenship Test – SPECIAL Male Voice, Slow & Clear, One Answer, NO Repetition

US Citizenship Test 2024

Play Episode Listen Later Sep 13, 2025 28:33


Who Will Take the 2025 Naturalization Civics Test with 128 Questions and Answers? Aliens who file a naturalization application 30 days or more after this notice is published in the Federal Register (10/18/2025) will take this 2025 Naturalization Civics Test.Learn, Practice & Test at 128 NEW Civics Questions10 Tests with 10 Voices at Try 10 Special Civics TestsPractice Civics Tests in ORDERPractice Civics Tests in RANDOMPractice Civics Tests by GROUPPractice English Tests: Reading & WritingPractice Form N-400 at Mock U.S. Citizenship Interview#uscitizenshiptest #uscitizenshipinterview #uscitizenshippodcast #uscitizenshipexam

Outdoor Minimalist
Why Burgum Intends to Repeal the Public Lands Rule ft. the Center for Western Priorities - Public Lands News (Sept 8 - 12)

Outdoor Minimalist

Play Episode Listen Later Sep 12, 2025 13:59


There is just one week left to comment on the USDA's intent to rescind the Roadless Rule. The comment period closes September 19th. As of this recording, more than 78,000 comments have already been submitted to the Federal Register, but we need to keep that momentum going. Link to Federal Register to Comment on the Roadless Rule: ⁠⁠https://www.federalregister.gov/documents/2025/08/29/2025-16581/special-areas-roadless-area-conservation-national-forest-system-lands⁠This week's feature story: On Wednesday, September 10th, the Department of the Interior announced the intent to rescind the Public Lands Rule. To help us understand what this decision means for conservation and the future of public land management, we're joined by Kate Groetzinger from the Center for Western Priorities.Subscribe to our newsletter for in-depth coverage and extra stories we don't have time for on the podcast: ⁠⁠⁠theoutdoorminimalist.com⁠⁠⁠Have tips, testimonials, or insights on public land changes? Submit them through our Google Form (⁠⁠⁠⁠https://forms.gle/JwC73G8wLvU6kedc9⁠⁠⁠⁠).Sources referenced in this episode:https://www.usda.gov/about-usda/news/press-releases/2025/08/27/secretary-rollins-opens-next-step-roadless-rule-rescissionhttps://www.doi.gov/pressreleases/interior-proposes-rescind-public-lands-rule-restoring-balanced-multiple-usehttps://westernpriorities.org/2025/09/statement-interior-public-lands-rule/https://www.chron.com/life/wildlife/article/950-acres-texas-gulf-coast-protected-wildlife-21040993.php

Federal Newscast
Pentagon publishes final rule implementing CMMC

Federal Newscast

Play Episode Listen Later Sep 10, 2025 7:30


The Pentagon has published the final acquisition rule implementing the Cybersecurity Maturity Model Certification program. The rule, released in yesterday's Federal Register will allow Defense Department procurements to include CMMC assessment requirements. The assessments are intended to ensure defense contractors are following cybersecurity standards for protecting controlled unclassified information. The Pentagon estimates 80,000 defense contractors may be required to obtain a CMMC assessment. Officials plan to phase in the requirements over a three-year period. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Federal Newscast
1. Energy dept sued over plan to purge FOIA requests

Federal Newscast

Play Episode Listen Later Sep 8, 2025 5:50


The Energy Department is being sued over its plan to purge old Freedom of Information Act requests. The nonprofit group American Oversight filed the suit in U.S. District Court last week. It challenges DOE's effort to require individuals to re-confirm their interest in FOIA requests. In an August notice in the Federal Register, DOE announced that those with a FOIA request submitted prior to October 1, 2024, must email the agency within 30 days to keep the request open. American Oversight argues the move violates the law and would open the door for other agencies to sidestep their obligations under FOIA. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Outdoor Minimalist
Congress Moves to Strip Public Lands Protections in Alaska, Montana, and North Dakota Using the Congressional Review Act ft. Professor John Ruple - Public Lands News (September 1 - 5)

Outdoor Minimalist

Play Episode Listen Later Sep 5, 2025 20:20


This week's Public Lands News episode is covering public lands protections, Congressional tools, and new funding announcements, including:USDA Proposal to Rescind the Roadless Rule: 45 million acres of national forest at risk, including Alaska's Tongass; public comment period closes September 19Congressional Review Act Threats to BLM Resource Management Plans — with John Ruple, University of UtahDepartment of the Interior Secretarial Order 3442 & Record LWCF FundingLink to Federal Register to Comment on the Roadless Rule: ⁠https://www.federalregister.gov/documents/2025/08/29/2025-16581/special-areas-roadless-area-conservation-national-forest-system-lands⁠Subscribe to our newsletter for in-depth coverage and extra stories we don't have time for on the podcast: ⁠⁠⁠theoutdoorminimalist.com⁠⁠⁠Subscribe to our YouTube channel (⁠⁠⁠@theoutdoorminimalist⁠⁠⁠) so you don't miss the launch of our new Ecocide series on September 8.Have tips, testimonials, or insights on public land changes? Submit them through our Google Form (⁠⁠⁠https://forms.gle/JwC73G8wLvU6kedc9⁠⁠⁠).Sources referenced in this episode:USDA Secretary Rollins Opens Next Step in Roadless Rule Rescission: ⁠https://www.usda.gov/about-usda/news/press-releases/2025/08/27/secretary-rollins-opens-next-step-roadless-rule-rescission⁠Roadless Rule Impact Map: ⁠https://experience.arcgis.com/experience/7308297f88484984a5ee5bcf2d5ae6b4/⁠Letter from John Ruple and colleagues encouraging Congress not to repeal BLM plans: https://www.law.utah.edu/news-articles/wallace-stegner-center-faculty-write-letter-to-congress-urging-lawmakers-not-to-repeal-blm-resource-management-plans/Field and Stream Article on CRA by Travis Hall: https://www.fieldandstream.com/stories/conservation/public-lands-and-waters/congress-to-strip-protections-from-public-lands-using-congressional-review-actSecretarial Order 3442 Document Library: ⁠https://www.doi.gov/document-library/secretary-order/so-3442-land-and-water-conservation-fund-implementation-us⁠DOI Press Release on LWCF Investment: ⁠https://www.doi.gov/pressreleases/new-secretarys-order-strengthens-outdoor-access-and-recreation⁠Colorado Sun: ⁠https://coloradosun.com/2025/09/04/colorado-collard-ranch-state-wildlife-area-former-tarryall-creek-ranch-property/⁠

Ransquawk Rundown, Daily Podcast
Europe Market Open: US appeals court deem Trump tariffs as illegal, European bourses look to open higher

Ransquawk Rundown, Daily Podcast

Play Episode Listen Later Sep 1, 2025 5:36


US Appeals Court upheld a ruling that most Trump tariffs were illegal but kept them in place as the case proceeds.US was reported on Friday to revoke authorisations for Intel (INTC), SK Hynix (000660 KS) and Samsung (005930 KS) to receive American chipmaking equipment in China unless they obtain licenses, according to the Federal Register.US judge did not rule on the dismissal of Fed Governor Cook on Friday and asked both parties to submit subsequent court documents on Tuesday.APAC stocks traded mixed with sentiment mostly subdued; European equity futures indicate a mildly positive open with Euro Stoxx 50 futures up 0.2% after the cash market closed with losses of 0.8% on Friday.Looking ahead, highlights include EZ & UK Manufacturing PMI (Final), EU Unemployment Rate (Jul), New Zealand Terms of Trade (Q2), and Speakers include ECB's Schnabel, Cipollone & Lagarde.Holiday: US Labour Day, Canadian Labour Day: The desk will run until 18:00BST/13:00EDT on Monday 1st September, upon which the desk will close and then re-open at 22:00BST/17:00EDT the same day due to US market closures.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Simply Trade
[Cindy's Version] Dancing With Our Hands Tied

Simply Trade

Play Episode Listen Later Aug 22, 2025 21:47


How Data Gaps Are Reshaping Trade Enforcement Host: Cindy Allen Published: August 22, 2025 Length: ~20 minutes Presented by: Global Training Center In this week's episode, Cindy Allen — the Taylor Swift of Trade — takes on one of her favorite Reputation-era tracks, Dancing With Our Hands Tied, to unpack the unseen world of data flows between trade and U.S. Customs and Border Protection (CBP). From new Section 232 tariffs to the end of de minimis and the shift to consolidated entries, Cindy explains why brokers, importers, and CBP alike may feel like they're “dancing with their hands tied” as vital data disappears from the targeting system. This episode goes behind the scenes of CBP's systems — ACE, AMS, ABI, ISF, ACAS — and explains why the current rules are creating blind spots, compliance headaches, and risks for global traders.

340B Unscripted
Ep 74 | Annual Hospital Recertification & Proposed Changes to OPAIS

340B Unscripted

Play Episode Listen Later Aug 18, 2025 30:34


In this episode, Greg and Rob discuss tips for completing the annual 340B hospital recertification process, which is occurring now through early September. They also recap a recent notice in the Federal Register that signals HRSA's intent on modifying some elements of OPAIS and the 340B enrollment/registration/recertification process. The guys also can't help themselves and wrap up with another debate around impending 340B rebate considerations. Proposed OPAIS changes: https://www.federalregister.gov/documents/2025/08/07/2025-14955/agency-information-collection-activities-proposed-collection-public-comment-request-information   Register for our Trulla webinar on August 26th: https://attendee.gotowebinar.com/register/2844398547415085144?source=340B+Unscripted

Agent Survival Guide Podcast
ACA Enrollment Periods Explained

Agent Survival Guide Podcast

Play Episode Listen Later Jul 30, 2025 6:06


We dive into the Affordable Care Act enrollment periods and how to help your clients navigate them!   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: ACA Basics - Knight School Training Takeaways From the 2025 Marketplace Integrity and Affordability CMS Final Rule Register with Ritter Insurance Marketing The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook Download The Pros and Cons of Selling Insurance What is the Health Insurance Marketplace?   References: “CMS Finalizes Major Rule to Lower Individual Health Insurance Premiums for Americans.” CMS.Gov, Centers for Medicare & Medicaid, 20 June 2025, https://www.cms.gov/newsroom/press-releases/cms-finalizes-major-rule-lower-individual-health-insurance-premiums-americans. “Cost Changes for Pennie Enrollees Coming in 2026.” Pennie, https://pennie.com/costs/. Accessed 2 July 2025. “Getting Health Coverage Outside Open Enrollment.” HealthCare.Gov, https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/. Accessed 2 July 2025. “Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability.” Federal Register, https://www.federalregister.gov/documents/2025/06/25/2025-11606/patient-protection-and-affordable-care-act-marketplace-integrity-and-affordability. Accessed 2 July 2025. “When Can You Get Health Insurance?” HealthCare.Gov, https://www.healthcare.gov/quick-guide/dates-and-deadlines/. Accessed 2 July 2025.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Supreme Court Opinions
Oklahoma v. Environmental Protection Agency

Supreme Court Opinions

Play Episode Listen Later Jun 30, 2025 22:27


In this case, the court considered this issue: Does the U.S. Court of Appeals for the District of Columbia have exclusive jurisdiction to review an Environmental Protection Agency action that affects only one state or region, simply because the EPA published that action alongside actions affecting other states in a single Federal Register notice?The case was decided on June 18, 2025.The Supreme Court held that the Clean Air Act requires that EPA state implementation plan (SIP) disapprovals be reviewed in regional circuit courts rather than the D-C Circuit when they are "locally or regionally applicable" actions not based on determinations of nationwide scope or effect. Justice Clarence Thomas authored the 6-2 majority opinion of the Court.The Court applied a two-step framework established in EPA v Calumet Shreveport Refining to determine proper venue under the Clean Air Act's venue provision. First, courts must identify the relevant EPA “action” and determine whether it is “nationally applicable” or “locally or regionally applicable.” An “action” under the statute means a particular exercise of EPA authority undertaken pursuant to a particular Clean Air Act provision, determined by reference to the underlying statutory provision rather than how EPA presents its decision. Here, EPA's disapprovals of Oklahoma's and Utah's state implementation plans constitute separate “actions” because the Clean Air Act treats individual SIP approvals and disapprovals as discrete actions under Section 7410. Each SIP disapproval applies only to the specific state that proposed the plan, making them “locally or regionally applicable” actions—the prototypical example of such actions under the statute.Because the SIP disapprovals are locally or regionally applicable, the Court proceeded to the second step: determining whether the “nationwide scope or effect” exception applies to require D-C Circuit review. This exception requires that EPA's action be “based on a determination of nationwide scope or effect” and that EPA find and publish this basis. Although EPA made the required finding, the Court held that EPA's disapprovals were not actually based on determinations of nationwide scope or effect. The exception applies only when “a justification of nationwide breadth is the primary explanation for and driver of EPA's action.” Here, EPA's disapprovals resulted from predominantly fact-intensive, state-specific analysis of each SIP's contents, producing unique lists of deficiencies for each state. The four nationwide determinations EPA cited—including use of updated modeling and a 1% contribution threshold—were merely analytical tools that aided EPA's review rather than primary drivers of the disapprovals.Justice Neil Gorsuch authored a concurring opinion, joined by Chief Justice John Roberts, agreeing with the judgment but following a different analytical path as explained in their dissenting opinion in a companion case, Environmental Protection Agency v Calumet Shreveport Refining, LLC.The opinion is presented here in its entirety, but with citations omitted. If you appreciate this episode, please subscribe. Thank you. 

Agent Survival Guide Podcast
Takeaways from the 2025 ACA Marketplace Integrity and Affordability Final Rule

Agent Survival Guide Podcast

Play Episode Listen Later Jun 27, 2025 18:23


Join Sarah for a rundown of this week's updates for insurance agents, featuring her deep dive into the CMS 2025 ACA Marketplace Integrity and Affordability Final Rule.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Connect With Us On Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 5 Things About the Insurance License Exam, 1 Year Later: https://lnk.to/asgf20250620 Are You Self-Sabotaging Your Insurance Sales Success? https://ritterim.com/blog/are-you-self-sabotaging-your-insurance-sales-success/ Four Reasons Why Ritter Should Be Your FMO Insurance Agency: https://ritterim.com/blog/four-reasons-why-ritter-should-be-your-fmo-insurance-agency/ How to Build Intentional Value ft. Neil Reich: https://lnk.to/reich2025 Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025 Seven Figures or Bust Episode 79 - What Is CMS Doing? w/ Special Guest Sarah Rueppel! https://lnk.to/qzTwIw Summer 2025 Survival Guide: https://lnk.to/asgf20250606   References: “2025 Marketplace Integrity and Affordability Final Rule.” CMS.Gov, CMS, 20 June 2025, www.cms.gov/newsroom/fact-sheets/2025-marketplace-integrity-and-affordability-final-rule. “2025 Marketplace Integrity and Affordability Proposed Rule.” CMS.Gov, Centers for Medicare and Medicaid Services, 10 Mar. 2025, www.cms.gov/newsroom/fact-sheets/2025-marketplace-integrity-and-affordability-proposed-rule. “CMS Finalizes Major Rule to Lower Individual Health Insurance Premiums for Americans.” CMS.Gov, Centers for Medicare & Medicaid Services, 20 June 2025, www.cms.gov/newsroom/press-releases/cms-finalizes-major-rule-lower-individual-health-insurance-premiums-americans. Minemyer, Paige. “CMS Finalizes Rule Aimed at ‘improper' Sign-Ups on the ACA Exchanges.” Fiercehealthcare.Com, Fierce Healthcare, 20 June 2025, www.fiercehealthcare.com/regulatory/cms-finalizes-rule-aimed-improper-sign-ups-aca-exchanges. Minemyer, Paige. “Democrats Introduce Bill to Establish a Medicare ‘part E' Public Option.” Fiercehealthcare.Com, Fierce Healthcare, 16 June 2025, www.fiercehealthcare.com/regulatory/democrats-introduce-bill-establish-medicare-part-e-public-option. Mercado, Darla. “Fed Decision Recap: Central Bank Signals Stagflation Fears, Powell Says Fed ‘Well Positioned to Wait' on Rates.” CNBC.Com, CNBC, 18 June 2025, www.cnbc.com/2025/06/18/fed-meeting-live-updates-feds-interest-rate-projections-loom.html. “HHS Secretary Kennedy, CMS Administrator Oz Secure Industry Pledge to Fix Broken Prior Authorization System.” HHS.Gov, Department of Health & Human Services, 23 June 2025, www.hhs.gov/press-room/kennedy-oz-cms-secure-healthcare-industry-pledge-to-fix-prior-authorization-system.html. Minemyer, Paige. “Mehmet Oz: Insurers' Prior Auth Pledge ‘an Opportunity for the Industry to Show Itself.'” Fiercehealthcare.Com, Fierce Healthcare, 23 June 2025, www.fiercehealthcare.com/regulatory/oz-insurers-prior-auth-pledge-opportunity-industry-show-itself. “Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability.” Federalregister.Gov, Federal Register, www.federalregister.gov/documents/2025/06/25/2025-11606/patient-protection-and-affordable-care-act-marketplace-integrity-and-affordability. Accessed 25 June 2025. Schneider, Howard. “Powell Repeats Rate Cuts Can Wait as Fed Studies Tariff Impacts.” Reuters.Com, Reuters, 24 June 2025, www.reuters.com/business/powell-repeats-rate-cuts-can-wait-fed-studies-tariff-impacts-2025-06-24/. Simmons-Duffin, Selena. “RFK Jr. and Dr. Oz Say Health Insurers Will Cut Red Tape on ‘Prior Authorizations.'” NPR.Org, NPR, 24 June 2025, www.npr.org/sections/shots-health-news/2025/06/24/nx-s1-5442713/rfk-jr-dr-oz-health-insurance-prior-authorization.   Not affiliated with or endorsed by Medicare or any government agency.

The Daily Scoop Podcast
CFPB to withdraw rule targeting data brokers; Senate confirms former Uber exec as DOD CTO

The Daily Scoop Podcast

Play Episode Listen Later May 15, 2025 4:14


The Consumer Financial Protection Bureau is set to withdraw a Biden-era rule aimed at cracking down on data brokers and their selling of Americans' personal and financial information. In a notice in the Federal Register, the CFPB said legislative rulemaking on the data broker industry “is not necessary or appropriate at this time,” and the agency does not plan to “take any further action” on the proposal. The notice was issued by Russell Vought, acting director of the agency, head of the Office of Management and Budget and a Project 2025 architect. The withdrawal of the rule, which was first reported by Wired, comes after President Donald Trump's initial nominee to lead the CFPB signaled to Congress in February an openness to continuing Biden administration data-broker rules. Jonathan McKernan, a former Treasury Department and Federal Housing Finance Agency staffer, told the Senate Banking Committee that Rohit Chopra — President Joe Biden's CFPB director — “was onto something” with his policies targeting data brokers and data aggregators. The CFPB's withdrawal notice took particular issue with the rule's focus on the Fair Credit Reporting Act, saying that the proposal was “not aligned with the Bureau's current interpretation of the FCRA, which it is in the process of revising.” The Senate on Wednesday voted 54-43 to confirm businessman Emil Michael as undersecretary of defense for research and engineering and the Pentagon's chief technology officer. In that position, Michael will serve as the primary advisor to the secretary of defense and other Defense Department leaders on tech development and transition, prototyping, experimentation, and management of testing ranges and activities. He'll also be in charge of synchronizing science and technology efforts across the DOD. Michael comes to the job from the private sector, where he's been a business executive, advisor and investor. He told members of the Senate Armed Services Committee that he's been involved with more than 50 different tech companies during his career. Perhaps most notable, from 2013 to 2017, he was chief business officer at Uber. In government, he previously served as special assistant to the secretary of defense when Robert Gates was Pentagon chief. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

1st Talk Compliance
HIPAA Privacy Rule to Support Reproductive Healthcare Privacy Compliance

1st Talk Compliance

Play Episode Listen Later May 12, 2025 20:10


In this episode of 1st Talk Compliance, Kevin Chmura is joined by Rachel Rose, JD, MBA, to discuss the HIPAA Privacy Rule to Support Reproductive Healthcare Privacy, passed in 2024. With the reproductive healthcare landscape being very dynamic, this new rule has already passed one compliance date, with a second important date coming in February 2026. Tune in to learn about this new rule, and what it means in terms of reproductive health, patient privacy, and the legality between different states. In addition, learn some best practices for implementing the requirements of this rule into your practice. Kevin Chmura Rachel, thank you for joining us. Appreciate you joining us and looking forward to a timely discussion.   Rachel V. Rose Thank you, Kevin, for having me, as well as to Panacea and First Healthcare Compliance, it's always my pleasure to coordinate and converse with you on our favorite healthcare compliance topics.   Kevin Chmura And it's always great having you helping us with this and your expertise is invaluable. And you helped us and were the contributor, really writer, of an e-book on this particular subject that will be released very soon. Really this podcast is somewhat of a companion piece to that. And so what we're talking about today is the HIPAA privacy rule to support reproductive health care privacy, passed in 2024. Reproductive health is a prominent and evolving topic within the healthcare policy landscape. It really, major changes have come down in recent years, and so there's just a ton. So we thought it would be great to publish a book to get everybody up to speed and, but moreover, this podcast is an opportunity for people to hear directly from the person who helped us develop that. And that is Rachel. So, Rachel, I wonder, can you just start off by giving us a synopsis of the 2024 Final Rule, maybe some key terms we should be thinking about?   Rachel V. Rose Sure. As you mentioned, Kevin, the reproductive healthcare landscape is very dynamic and the rule itself was issued on April 22nd of 2024 with an effective date of June 25th of 2024. And basically what an effective date does is to start the clock running as to when certain requirements need to be implemented. In this particular rule, which I will refer to as the HIPAA Reproductive Rule, has two prongs of compliance dates. The first already passed and that had to be done by December 23rd, 2024. And for your clients who were with First Healthcare Compliance or Panacea at the time, they were able to access FAQs. And the first prong of the requirements really addressed every applicable item that I'll run through, with the exception of the notice of privacy practices. Now, for anyone who's been in the healthcare sector for a long time, and for anyone who goes to the doctor, a dentist or even a pharmacy to pick something up, we all know we have to sign the HIPAA authorization form, and then covered entities are required to post their notice of privacy practices. So the updated privacy practices, which need to include some of the reproductive health requirements among other items, does not need to be done until February 16 of 2026. So this is similar to the staggering of the compliance dates which we saw with the Final OmnibusRrule, which was published in the Federal Register, it's hard to believe, but going on over 12 years ago and that was January 25th of 2013. Now specifically, the HIPAA reproductive rule really prohibits the disclosure of protected health information related to in these terms I need you to focus on: lawful reproductive health care in certain circumstances. And the reason it's important is because legal means that whatever service or good is being sought, it has to be legal within the jurisdiction where the individual is receiving that care or that good, so to speak. And so if we want to take certain types of surgeries or certain types of procedures that in a viable fetus's lif...

Agent Survival Guide Podcast
5 Things from the CMS 2026 MA and Part D Final Rule

Agent Survival Guide Podcast

Play Episode Listen Later May 2, 2025 9:19


Join Sarah as she dives back into CMS regulations! This week, she highlights 5 regulations from the 2026 Medicare Advantage and Part D Final Rule.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Things About the 2026 CMS MA and Part D Rate Announcement: https://lnk.to/asgf20250411 CMS 2025 Marketplace Integrity & Affordability Proposed Rule: https://lnk.to/asgf20250314 CMS Updates to MA and Part D for CY 2026: https://lnk.to/asgf20250425 Expanded Medicare Telehealth Benefits Extended Through September 2025: https://ritterim.com/blog/expanded-medicare-telehealth-benefits-extended-through-september-2025/  Recent ACA Coverage Changes Reversed with 2025 Marketplace Proposed Rule: https://ritterim.com/blog/recent-aca-changes-reversed-with-2026-marketplace-proposed-rule/   References: “CMS Finalizes 2026 Payment Policy Updates for Medicare Advantage and Part D Programs.” CMS.Gov, Centers for Medicare and Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/press-releases/cms-finalizes-2026-payment-policy-updates-medicare-advantage-and-part-d-programs. “Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-F).” CMS.Gov, Centers for Medicare & Medicaid Services, 4 Apr. 2025, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription-final. “Medicare and Medicaid Programs; Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly.” Federalregister.Gov, Federal Register, 15 Apr. 2025, www.federalregister.gov/documents/2025/04/15/2025-06008/medicare-and-medicaid-programs-contract-year-2026-policy-and-technical-changes-to-the-medicare.     Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

X22 Report
Do You See Trump's Counterstrategy Against The [DS], Timing, Writ Of Habeas Corpus – Ep. 3623

X22 Report

Play Episode Listen Later Apr 20, 2025 78:27


Watch The X22 Report On Video No videos found Click On Picture To See Larger PictureThe founding fathers knew that tariffs would be weapon against the [CB]. Trump is using the tariffs as a weapon. China is getting hit with port fees and they will increase each year. Trump is dismantling the monetary order. The entire transition is controlled demolition. Trump and the patriots are showing the people are the truth. They must see the [DS] criminal system. Trump will use this to fight against the [DS] in the end. The [DS] will mostly try to push an insurgency against Trump. Timing is everything. In the end Trump and team will use Writ of Habeas Corpus.   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Economy https://twitter.com/KobeissiLetter/status/1913328314678219247   people work part-time jobs in the US, the third-highest on record. Millions of Americans are working multiple jobs to afford basic necessities. https://twitter.com/yo/status/1913299922444771752 US Plans Port Fees For Chinese Ships To Revitalize American Maritime Industrial Base The Trump administration announced plans on Thursday to impose new port fees on Chinese commercial vessels—part of a broader effort to revive America's dwindling shipbuilding industry, which officials now view as a national security risk amid the urgent need to bolster hemispheric defense across the Americas in an increasingly fractured, bipolar world. "Ships and shipping are vital to American economic security and the free flow of commerce," U.S. Trade Representative Jamieson Greer wrote in a statement, adding, "The Trump administration's actions will begin to reverse Chinese dominance, address threats to the U.S. supply chain, and send a demand signal for U.S.-built ships." The Federal Register notice titled "Notice of Action and Proposed Action in Section 301 Investigation of China's Targeting the Maritime, Logistics, and Shipbuilding Sectors for Dominance, Request for Comments," published Thursday by the U.S. Trade Representative (USTR), states that new fees will be imposed on all Chinese-built and Chinese-owned ships docking at ports across America. These fees will be based on net tonnage or the volume of goods carried per voyage and will only be charged once per voyage and not per port arrival. "The fee will be set at $0 for the first 180 days, will then be set at $50/NT, and will increase incrementally over the next three years," the USTR notice read. Service Fee on Chinese Vessel Operators and Vessel Owners of China (courtesy of CNBC): Effective as of April 17, 2025, a fee in the amount of $0 per net ton for the arriving vessel. Effective as of October 14, 2025, a fee in the amount of $50 per net ton for the arriving vessel. Effective as of April 17, 2026, a fee in the amount of $80 per net ton for the arriving vessel. Effective as of April 17, 2027, a fee in the amount of $110 per net ton for the arriving vessel. Effective as of April 17, 2028, a fee in the amount of $140 per net ton for the arriving vessel. The USTR notice explained that "any such fee would be charged per rotation or string of U.S. port calls, and no more than five times a year on an individual vessel." Service fees for vessel operators of Chinese-built vessels are lower. Effective as of April 17, 2025, a fee in the amount of $0 for each container discharged. Effective as of October 14, 2025, a fee in the amount of $18 per net ton ($120 per container) Effective as of April 17, 2026, a fee in the amount of $23 per net ton ($153 per container) Effective as of April 17, 2027, a fee in the amount of $28 per net ton ($195 per container)

The Finer Points - Aviation Podcast
Decommissioning Safety - Aviation Podcast

The Finer Points - Aviation Podcast

Play Episode Listen Later Apr 18, 2025 19:14


The FAA is proposing the removal of all Remote Communications Outlets in the lower 48. These RCOs are the only way to establish search and rescue in flight when you don't have a cellular signal. This would be a HUGE mistake. Please leave a public comment at the Federal Register using this link: https://www.federalregister.gov/documents/2025/03/27/2025-05167/notice-of-intent-to-decommission-flight-service-remote-communications-outlets-rcos

NTD News Today
Global Shares Rise as Trump Signals Auto Tariffs Break; Tax Day 2025: Today is the Deadline

NTD News Today

Play Episode Listen Later Apr 15, 2025 45:43


Wall Street rose on Tuesday, boosted by the possibility of tariff relief for the auto sector and gains in financial stocks after Citigroup and Bank of America's results. President Donald Trump on Monday hinted at potential exemptions for the 25% tariffs imposed on imports of autos and auto parts. Meanwhile, the administration is proceeding with probes into imports of pharmaceuticals and semiconductors as part of a bid to impose tariffs on both sectors on grounds that extensive reliance on foreign production of medicine and chips is a national security threat, Federal Register filings on Monday showed.Former President Joe Biden is expected to make an early evening speech to the national conference of Advocates, Counselors and Representatives for the Disabled in Chicago. The 82-year-old Democrat has largely avoided speaking publicly since leaving the White House in January, which is typically the tradition for immediate past presidents.If you haven't completed your 2024 tax return, today is April 15, also known as “Tax Day,” the deadline for filing your federal income tax return with the IRS. While most U.S. taxpayers have already done so with their tax preparers, about 101 million have yet to do so.

Govcon Giants Podcast
Regulations Drop Daily at EXACTLY 8:45 AM—Here's What Most Contractors Miss!

Govcon Giants Podcast

Play Episode Listen Later Apr 11, 2025 6:51


In this episode of The Daily Windup, we dives into the complex world of government regulations and enforcement of domestic preferences. We discuss the process of monitoring and understanding federal regulations through the Federal Register, the insider tips on how to leverage the preview section of the register to stay ahead of upcoming regulations and gain an edge in blogging or reporting. We also talk about enforcing domestic preferences, specifically addressing a case involving misrepresentation by a company selling cutlery as being made in the USA. Utilizing channels such as filing an IG complaint or reaching out to the ordering agency as potential avenues for enforcement. Tune in to this informative episode of The Daily Windup for a concise breakdown of navigating government regulations and enforcing domestic preferences.

U.S. Supreme Court Oral Arguments
Oklahoma v. Environmental Protection Agency

U.S. Supreme Court Oral Arguments

Play Episode Listen Later Mar 25, 2025 47:50


A case in which the Court will decide whether the U.S. Court of Appeals for the D.C. Circuit has exclusive jurisdiction to review an Environmental Protection Agency action that affects only one state or region, simply because the EPA published that action alongside actions affecting other states in a single Federal Register notice.

Anderson Cooper 360
Trump Now Claims He Didn't Sign Proclamation Invoking Alien Enemies Act

Anderson Cooper 360

Play Episode Listen Later Mar 22, 2025 47:20


At a tense court hearing, a federal judge raised concerns about the Trump Administration's use of an 18th century wartime act to deport Venezuelan migrants accused of being criminals, saying the President's expanded use of the Alien Enemies Act could have “frightening” implications. Then, this evening, the President told reporters he didn't even sign the proclamation himself, even though his signature is at the bottom of the document from the Federal Register. Plus, John King returns to battleground Wisconsin, where once again Democrats are worried about the black voter turnout. This time, in a race just days away. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Civics 101
What are Executive Orders?

Civics 101

Play Episode Listen Later Feb 4, 2025 24:27


Every president (with the exception of William Henry Harrison)  has issued executive orders. Most recently, Donald Trump issued several on his first day in office. Some have been published in the Federal Register, others are facing legal challenges.So what IS an executive order? How do they differ from other executive actions, like proclamations or memoranda? Who writes them? Who reviews them? All that and more with our guest Andy Rudalevidge,  professor of Government at Bowdoin and author of By Executive Order: Bureaucratic Management and the Limits of Presidential Power.Click here for our episode on the Federal Register.Here is a link to every single proclamation issued by a president.  Want our new "Civics is my cup of tea" mug? CLICK HERE TO DONATE AND GET YOURS!CLICK HERE: Visit our website to see all of our episodes, donate to the podcast, sign up for our newsletter, get free educational materials, and more! To see Civics 101 in book form, check out A User's Guide to Democracy: How America Works by Hannah McCarthy and Nick Capodice, featuring illustrations by Tom Toro.Check out our other weekly NHPR podcast, Outside/In - we think you'll love it!