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The Appraisal Update - the official podcast of Appraiser eLearning
This week, Bryan sits down with John Dingeman, Chief Appraiser at Class Valuation, to take a closer look at the UAD 3.6 deadline. (It's getting close, folks.) They discuss their theories on whether or not the November 2nd deadline will change; how well-prepared the appraisers, appraisal companies, and software companies feel; and possible ways to make this transition smoother (and avoid a crash-and-burn in November). Stay tuned and find out what our guest has to say.
FICO shares fell 17 percent after FHFA Director Bill Pulte immediately expanded mortgage-lender access to rival VantageScore, intensifying competition and raising concerns about FICO's dominance and credit-bureau pricing. Robbie interviews PCV Murcor's David Schiffmayer on the significance of UAD 3.6, who needs to prepare, where organizations should invest, its impact on appraisal efficiency and complexity, and the key misconceptions. And mortgage investors face a challenging higher-rate environment, favoring shorter-duration Fannie 15- and 20-year MBS, while any meaningful rate decline could trigger increased refinancing, especially among newer, higher-coupon mortgage cohorts.This week's podcasts are sponsored by NFTYDoor, the white-label HELOC platform for banks, credit unions, and brokers. Close in zero days with warehouse funding. Power your home equity lending with NFTYDoor.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.
The Appraisal Update - the official podcast of Appraiser eLearning
In this episode, Bryan Reynolds takes a closer look at the quickly approaching November 2nd deadline for the UAD 3.6 rollout, and what it could mean for appraisers, lenders, and the industry as a whole. From the floor at Valuation Expo, Bryan asks the people who will be most directly impacted: Will the deadline hold, or will it get pushed?Hear what appraisers and industry leaders had to say about the new format, their level of preparedness, and whether November 2nd is truly the finish line (or starting line, depending on how you look at it).
I was a hotel doorman in Chicago at 21. What I actually did on that job, and why it eventually got replaced by an automatic door, is the exact blueprint for what's happening to real estate appraisers right now. This episode breaks down the Doorman Fallacy: a concept from advertising exec Rory Sutherland about what happens when a business measures the wrong thing. I apply it directly to the appraisal industry; why "reports completed" and "turn time" are the wrong metrics, what November 2026's UAD 3.6 deadline actually means for your business, and the one asset AI can never replicate: accountability. If you're an appraiser, appraisal business owner, or trainee trying to figure out where you stand as AI reshapes this industry, this episode gives you the framework, and a specific assignment to act on this week. Building the right side of your value into an actual business is what we do every week inside The Coaching Academy. Free month: CoachBlaine.com/freemonth Watch the YouTube version of this episode at: The Doorman Fallacy and Appraisers-video version
Navigating the New Era of Residential Appraisals: Understanding UAD 3.6For anyone involved in buying, selling, or financing a home, the appraisal process has always been a critical step. It's the moment when a professional assesses the true value of a property, ensuring everyone involved is on solid ground. However, if you've been through this process before, get ready for a significant shift. The Uniform Appraisal Dataset (UAD) is undergoing a major transformation with its 3.6 update, and it's poised to redefine how residential appraisals are conducted, presented, and understood. What was once a concise 4 to 6-page document is evolving into a comprehensive, data-driven report spanning 28 to 38 pages. This isn't just a cosmetic change; it means a much deeper dive into every facet of a property, potentially leading to increased scrutiny, more information for all parties, and, yes, the possibility of delays in receiving your appraisal. Understanding these changes is crucial for a smoother journey through your next real estate transaction.The Deeper Dive: UAD 3.6 and Data-Driven Property ScrutinyThe core of UAD 3.6's impact lies in its insistence on more granular, objective data. Gone are the days when an appraiser's professional judgment, while still vital, was the primary driver of how information was presented. The new framework demands a far more intense look at the property itself, meticulously documenting every detail and any variances that might exist. This shift is designed to enhance consistency, transparency, and accuracy across all appraisals, but it also means a more thorough examination than ever before.Imagine your home being put under a digital microscope. Appraisers will now be required to capture and report a vast array of data points, moving beyond general descriptions to specific, verifiable facts. This includes, but is not limited to, precise measurements, detailed descriptions of condition, specific material types, and an exhaustive list of features. For instance, instead of simply noting "good condition," the report might detail the age and condition of specific components like roofing, HVAC systems, and plumbing, often requiring more specific data points than previously. This level of detail aims to reduce ambiguity and provide a clearer, more objective picture of the property's value drivers.Increased Focus on Property Characteristics and VariancesOne of the most significant areas of increased scrutiny will be property characteristics, particularly square footage. Discrepancies in reported square footage, whether from public records or previous listings, will be thoroughly investigated and explained. Appraisers will need to provide detailed sketches and measurements, often cross-referencing multiple sources to ensure accuracy. If there's a difference between the assessor's record and the appraiser's measurement, that variance must be clearly documented and justified.Beyond square footage, every aspect of the home, from the type of flooring in each room to the specific brand of kitchen appliances, could be subject to more detailed reporting. Think about elements like: Material Quality: Is it hardwood, laminate, or engineered wood? What grade? Condition Ratings: Not just good, fair, or poor, but specific condition ratings for individual components and systems, often with a numerical scale. Updates and Renovations: Dates of renovations, permits obtained, and the specific scope of work will be more thoroughly documented. Energy Efficiency Features: Detailed information on insulation, window types, and HVAC efficiency ratings.This deep dive into property specifics means that any unique features, challenges, or even minor inconsistencies will be highlighted. For homeowners, this means preparing for a more thorough inspection and ensuring any relevant documentation (e.g., permits for additions, renovation invoices) is readily available. For lenders, it means receiving a much richer dataset that can inform underwriting decisions with greater precision. It's a move towards a more scientific, less subjective appraisal process, providing a robust foundation for valuation.Tune in and learn: https://www.ddamortgage.com/blogDidier Malagies NMLS #212566DDA Mortgage NMLS #324329 Support the show
On today's episode, Editor in Chief Sarah Wheeler talks with Joni Pilgrim about UAD 3.6 and how AI will continue to change the appraisal industry. Pilgrim was the co-founder and CEO of Nationwide Appraisal Network for 22 years until its recent sale and she now serves as the membership committee chair for the Florida Association of Mortgage Professionals. She is also the co-founder of Rise Women in Mortgage. Related to this episode: Appraisals and Valuations HousingWire | YouTube HousingWire Mortgage Banking Summit – October 1 More info about HousingWire Want more from Sarah? Don't forget to subscribe! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
What does it look like to start or build an appraisal career amidst all this change? Trint Campbell is just five years into the profession, and he's navigating the challenges of modern appraisal—UAD 3.6, new technology, and a rapidly changing industry. In this episode, Trint shares what he's learned so far, what he wishes he'd known when he started, and why he believes there's still a strong future for appraisers who are willing to adapt.At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
The Appraisal Update - the official podcast of Appraiser eLearning
UAD 3.6 is here, appraisal policy is evolving, and change is happening fast. This week, Jason Covington takes back the mic for another special edition episode. He sits down with Fannie Mae's Lyle Radke to break down the thinking behind recent appraisal policy updates, what they mean for lenders, and how appraisers can successfully navigate the transition. From the history of UAD to practical advice on managing change, this conversation offers a clear look at where the industry is headed—and what you should be paying attention to.
On today's sponsored episode, Editor in Chief Sarah Wheeler talks with Daniel Miller, Senior Director, Provider Strategy and Distribution at Freddie Mac, about the new UAD 3.6 update and the strategic shift for lenders, appraisers, AMCs and more. Related to this episode: UAD 3.6 Information & Updates Freddie Mac UAD 3.6 Learning Resources HousingWire | YouTube HousingWire Mortgage Banking Summit – October 1 More info about HousingWire Want more from Sarah? Don't forget to subscribe! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
As UAD 3.6 approaches mandatory adoption, the appraisal industry is entering a new era of richer data, smarter technology, and what Santosh Kanse calls “collateral intelligence.” In this episode, the CEO of GoSource Valuation joins Hal Humphreys to discuss what UAD 3.6 makes possible, how AI could reshape valuation, and what these changes mean for working appraisers, AMCs, and the future of the profession. You won't want to miss this one.At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
What happens when the people building appraisal technology are also running a high-volume appraisal firm? Hal Humphreys and Jim Morrison sit down with Anir Prativadi, co-founder and CEO of ValueMate, to talk AI, automation, and the future of residential appraisal. With ValueMate now verified by both Fannie Mae and Freddie Mac for UAD 3.6, Anir shares how the platform is designed to dramatically reduce the time spent on inspections and reporting—while keeping the appraiser in control of what matters—judgment calls.With November 2nd fast approaching, this conversation offers a look at what UAD 3.6 and AI could really mean for our day-to-day work.Go online and visit ValueMate.ai to learn more.At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
Appraisal modernization. UAD 3.6. Property data as infrastructure. These aren't back-office compliance topics — they're the next competitive battleground in mortgage. In this episode of Connect, California MBA CEO Paul Gigliotti sits down with Kenon Chen, Executive Vice President of Strategy and Growth at Clear Capital, for one of the most forward-looking conversations on collateral, data, and AI we've had on the show. Kenon has spent more than two decades at the intersection of strategy, product, and valuation — and he's here to talk about what's changing, what it means, and why lenders who aren't moving right now will be in survival mode when November hits. In this episode: - What appraisal modernization actually means right now — beyond the buzzword - UAD 3.6 explained: why moving from a doc-based to a data-based approach is the fulfillment of the digital mortgage promise - The November 2 deadline — what lenders need to be doing operationally, technologically, and with their people - Why the lenders jumping in early are gaining competitive advantage — and why the ones waiting will be stuck checking boxes - How Clear Capital is already live on UAD 3.6 with hundreds of reports — using computer vision and AI to deliver quality earlier and reduce round trips - Why property data is the glue that stitches together disconnected systems across origination, servicing, home equity, and capital markets - What happens when a borrower sees a different home value in their servicing portal than when they apply for a HELOC — and what that costs a lender in brand trust - Why silence is still an answer: if you're not giving consumers accurate property analytics, they'll get them somewhere else - Where AI is headed in valuation over the next 12-18 months — and why appraisal needs to be part of the top-of-funnel strategy, not an afterthought Connect is the California MBA's podcast where strategy, innovation, and leadership come together to shape the future of mortgage finance. Subscribe for new episodes featuring the voices driving the industry forward.
In today's episode, Hal Humphreys welcomes Jeff Hogan—Chief Appraiser at Valligent, SVP of Valuations at Veros, and host of the ValTALK podcast—for a special crossover episode focused on the future of the appraisal profession.Together, they discuss the AQB's proposed qualification changes, why growing the next generation of appraisers is critical, and what the industry's transition to UAD 3.6 means for those entering the profession today. Jeff also shares insights from Valligent's UAD 3.6 experience thus far and offers a behind-the-scenes look at what lenders are saying about the evolving valuation landscape.Plus, get a preview of the opening fireside chat at Valuation Expo, where Jeff, Hal, Kelly Davids, and Lisa Desmarais will discuss one of the profession's biggest challenges (and opportunities)—building a stronger appraisal community for the future.Be sure to check out Hal's guest appearance on episode 6 of the ValTALK Podcast, where he joins Jeff Hogan to continue this discussion around UAD 3.6, AI, and the future of the appraisal profession. P.S. It's not too late to register for Val Expo (August 16-19). Choose your level and register here: https://www.valuationexpo.com/#registerAt The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
The appraisal process is changing, and every REALTOR®, appraiser, lender, buyer, and seller should understand what's coming. This week I'm joined by veteran appraiser Peter Gallo, a nationally respected appraisal leader with more than 30 years of experience, to discuss the biggest appraisal changes in years, what they mean for the real estate industry, and why this conversation matters far beyond paperwork. Together we'll answer questions including: • What are the new appraisal rules? • What is UAD 3.6? • Why is the appraisal report changing? • Will appraisals take longer? • How could these changes impact REALTORS®, buyers, sellers and lenders? • Where does AI fit into the future of appraisals? Whether you're a REALTOR®, broker, lender, appraiser, investor, or homeowner, this conversation will help you understand what's changing and how to prepare. Join us live and bring your questions.
The Appraisal Update - the official podcast of Appraiser eLearning
UAD 3.6 is coming—and preparation goes far beyond learning new forms.In this special edition episode of the Appraisal Update Podcast, Jason Covington returns as host to sit down with Chris Williams, President of AIMSdashboard and National Coordinator for the UAD 3.6 Production Incubation Initiative. They discuss how the Initiative is helping appraisers gain real-world experience before the transition. They'll explore why it was created, the benefits of getting involved, and what appraisers, lenders, and AMCs can expect as the industry moves into the UAD 3.6 era.If you want to know how to prepare for what's next, this episode is a great place to start.Go to UAD36prod.com to learn more or join the initiative.
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Everyone's talking about UAD 3.6, but what happens when the orders actually start flowing in? Liz Green of ServiceLink joins the Buzzcast today to share what she's learned from processing live UAD 3.6 appraisals, the lessons appraisers should know before the November deadline, and why speaking a common data language across the valuation industry matters more than ever. If you're looking for practical insights instead of speculation, this episode delivers.Join us for Valuation Expo, August 16-20: https://www.valuationexpo.com/#registerAt The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
Today, we talk with a company that has reached a major milestone, earning UAD 3.6 verification from both Fannie Mae and Freddie Mac. Humza Ahmed, Founder and CEO of Automax.ai, returns to the Buzzcast to discuss what the verification process involved, how Automax's AI-powered workflow was built for UAD 3.6 with the appraiser in mind, and why he believes technology can help us tackle growing capacity challenges without replacing human judgment. Find out where appraisal technology is headed next.At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
Major appraisal changes are coming, and buyers, sellers, lenders, Realtors, and appraisers could all feel the impact. Christofer White explains what UAD 3.6 changes, why appraisals may take longer and cost more at first, and what Greenville's market should expect before the November rollout.Connect with Christofer white:rps_chris@yahoo.com(864) 809-6546https://www.scappraisers.comAs always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (973) 479-1267 or by email at smccune@cdanjoyner.com
Today, we talk with someone who recently joined the growing list of software providers verified for UAD 3.6 by Fannie Mae and Freddie Mac—but that's not the company's only big announcement. Reggora CEO and co-founder Brian Zitin discusses their newly launched free appraisal forms software, what GSE verification means for appraisers and lenders, and why he believes an end-to-end platform is the future of residential appraisal. This conversation looks at where the industry is headed, and how appraisers can prepare for what's next.At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
As the UAD 3.6 transition approaches, lenders face a unique set of challenges. In this episode, Hal Humphreys sits down with Simon Blackburn, Founder and CEO of MtgeFi, to explore how lenders are preparing for the new reporting standards, expanded data requirements, and operational changes ahead of the November 2nd mandate. Simon shares insights into lender readiness, common roadblocks, and what organizations should be prioritizing now. Plus, he offers a preview of the conversations taking place at Hitting the High Notes, the lender-focused pre-conference session at Valuation Expo.Register and book your rooms for Valuation Expo here: https://www.valuationexpo.com/#registerAt The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
How do you defend your adjustments in the era of UAD 3.6? Today, Hal Humphreys sits down with Solomon co-founder Scott Cullen to discuss why objective, data-supported adjustments are becoming even more essential. They explore practical methods for supporting market change and living area adjustments, the growing role of data visualization, and how appraisers can better document their analyses in a constantly-changing regulatory environment.Scott also offers a preview of his upcoming Valuation Expo class, where attendees will gain practical tools they can immediately put to work in their practice.Register for Val Expo today and get in on Scott Cullen's class and so much more: https://www.valuationexpo.com/#registerAt The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
As the November 2nd UAD 3.6 mandate approaches, appraisers are facing important decisions about the tools they'll use moving forward. In this episode of the Appraisal Buzzcast, Hal sits down with Kim Angellone, Program Director at ACI, to discuss ACI Sky Workbench's recent verification by Fannie Mae and Freddie Mac for UAD 3.6 compliance. Kim shares insights into the verification process, what appraisers should know as the deadline nears, common misconceptions about UAD 3.6, and how technology is shaping the future of the appraisal profession. Don't miss this.Register for Valuation Expo here: https://www.valuationexpo.com/#registerAt The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
Today's episode includes the practical realities of how advocacy gets done in the mortgage industry. Plus, Robbie interviews Class Valuation's Mark Walser on UAD 3.6: stages of panic versus planning, and what lenders can expect in the fall. And we close with a look at why investors and the Fed care about inflation.Thank you to Equifax. With Equifax's suite of mortgage solutions, mortgage lenders can use trusted, independently verified consumer and financial data and analytics to reduce manual processes, accelerate loan decisions, improve accuracy, manage risk, and enhance the borrower experience from initial application through ongoing loan servicing. The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.
Send us Fan MailMost Realtors have never heard of UAD 3.6—but it may be the biggest change to residential appraisal reporting in the last 15 years.In this episode of Dishin' Dirt, Gary Pickren breaks down what UAD 3.6 is, why Fannie Mae and Freddie Mac are completely redesigning the appraisal reporting process, and what it means for Realtors, buyers, sellers, lenders, and appraisers.More importantly, Gary explains what agents need to do right now to better prepare listings, communicate value, and stay ahead of a rapidly changing real estate industry.You'll learn:✅ What UAD 3.6 actually is✅ Why appraisal forms are being replaced✅ How appraisal reporting is moving from forms to data✅ Whether UAD 3.6 will affect home values✅ How AI and technology are changing the appraisal industry✅ The biggest mistakes Realtors will make regarding UAD 3.6✅ How to create better appraisal packages✅ Why documenting upgrades and property features matters more than ever✅ How South Carolina Realtors can use these changes to better serve their clientsChapters00:00 Introduction to UAD 3.6 and its industry significance01:51 Historical context: Appraisal reporting since 200803:45 The shift from forms to data in real estate05:36 How AI and technology are transforming appraisals07:25 What changes with UAD 3.6: Standardized data collection09:21 Implications for appraisers and real estate agents11:38 Will UAD 3.6 affect home values?13:30 Common myths about UAD 3.6 and industry misconceptions15:22 Practical steps for real estate agents to adapt17:16 How to read and interpret appraisal reports19:30 Preparing clients and documentation for appraisal success21:25 Predictions for the future of appraisal technology23:16 Key takeaways and industry outlookWhether you're a Realtor, broker, lender, appraiser, closing attorney, investor, or simply interested in the future of real estate, this episode will help you understand one of the most significant industry changes currently underway.
There have been a lot of big changes this year around UAD 3.6, and today, we're talking about one change that includes a $40 million dollar figure.In this episode, we sit down with Rachel Robinson and Jeremy Potter from True Footage to discuss the company's vision for the future and their perspective on where the appraisal industry is headed. From data-driven innovation to career growth opportunities, Rachel and Jeremy share how they're working to modernize valuation services in a way that actually benefits the individual appraiser. Join us for a conversation on what the next chapter of real estate appraisal could look like.Join us, the GSEs, and software providers to get your UAD 3.6 questions answered in Dallas: https://appraiserelearning.com/product/uad-3-6-bootcamp-dallas-tx-june-24th-26th/At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
Today's episode includes a dive into the differences between credit scoring and credit pricing. Plus, Robbie interviews Automax.ai's Humza Ahmed on how residential property appraisal technology is evolving, the way it's built for UAD 3.6, and what is dramatically reducing turnaround times. And we close by going through the latest CPI inflation figures, which were roughly in-line with expectations.Thank you to JazzX, the first true end-to-end AI platform built for mortgage. From application to underwriting, JazzX is a new operating model that helps you scale growth, boost productivity, and transform how your team performs.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.
In this episode, host Hal Humphreys sits down with Jeff Bradford, Founder and CEO of Bradford Technologies, to discuss the evolution of appraisal software. For nearly 40 years, Jeff Bradford has been helping shape the technology appraisers use every day. Today, Hal and Jeff discuss his company's journey to GSE verification for UAD 3.6, why the company chose to build an entirely new platform instead of updating its legacy software, and what UAD 3.6 means for the future of appraisal reporting.Learn more about the Nighthawk application here: https://www.bradfordsoftware.com/nighthawk/Join us, Jeff Bradford, and the GSE's, and get your questions answered in Dallas: https://appraiserelearning.com/product/uad-3-6-bootcamp-dallas-tx-june-24th-26th/At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
The Appraisal Update - the official podcast of Appraiser eLearning
Okay, maybe it's partially for the reason you think: Obviously, we're all itching for a chance to speak face-to-face with the GSEs, software providers, and lenders to discuss the big UAD 3.6 shift that's happening this year. But there's more to it than that. Much more.Tune in as I sit down with the faces of Valuation Expo, Jim Morrison and Heidi Reuter, and they tell me what we can expect this August, why this year is so different from all the other ones, and they'll tell me a few of their favorite things about this annual conference. You can register for Valuation Expo here: https://www.valuationexpo.com/#register
This is the free episode — the full conversation is available exclusively for Producer Pal subscribers on Patreon: patreon.com/producerpoints
This is the free episode — the full conversation is available exclusively for Producer Pal subscribers on Patreon: patreon.com/producerpointsIn this episode of Producer Points, Justin sits down with Collin Pastore and Jake Finch — a Nashville-based producer-writer duo quietly behind some of the best-sounding indie and alternative records of the last few years. From boygenius and Lucy Dacus to Ashe, Julien Baker, and Suki Waterhouse, their productions share a rawness and honesty that feels live, human, and never overcooked. Two studios, one shared vision, and a philosophy built around capturing real performances.
As the appraisal industry races toward the UAD 3.6 transition, new software platforms are entering the spotlight—and one of the newest comes from an unexpected place. On this episode, host Hal Humphreys talks with Narainder Chandwani, founder and CEO of ApprAIz, about building a GSE-verified appraisal platform from a technology-first perspective.They discuss what UAD 3.6 means for appraisers, how AI is changing appraisal workflows, and why waiting until the last minute to adapt could be a costly mistake.Make sure you're in the know. Learn more about the ApprAIz platform here: https://appraiz.biz/Register for UAD 3.6 Bootcamp (May 13-15) here: https://appraiserelearning.com/product/uad-3-6-bootcamp-chicago-il-may-13th-15th/Register for Valuation Expo here: https://www.valuationexpo.com/At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
The appraisal profession is facing massive change, but according to published author, keynote speaker, and podcast host Eric Zimmer, the real battle is not happening in the software. It's happening in our minds.In this episode, Eric Zimmer joins Hal and Jim to talk about why change is a skill, how the stories we tell ourselves shape our resilience, and why small, consistent adjustments matter more than dramatic overhauls. They also dive into UAD 3.6, the mindset shifts appraisers can make right now, and what attendees can expect from Eric's keynote at Valuation Expo this August.Register for Valuation Expo here: https://www.valuationexpo.com/Get Eric's book, How a Little Becomes a Lot: The Art of Small Changes for a More Meaningful Life, here: https://a.co/d/06ymwSQdLearn more about Eric: https://www.oneyoufeed.net/about-eric-zimmer/At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
Join Carina today in this special episode where she talks about the 3 Gaps for designers, the three things no one tells you, and the research behind design and business education. Furthermore, Carina interviews graduate Katie Winn who talks about her experiences at the University of Arts & Design.Learn more about UAD's degrees and certificates at www.uad.education. Get my free gift to you here: https://www.designsuitecourses.com/intentional
What happens when an appraiser stops thinking like “just” an appraiser?In this episode, Hal Humphreys sits down with Michael Tidwell II—investment sales broker, Certified General Appraiser, and professor—to unpack a career that's moved from residential reports to high-level investment advisory.Tidwell shares how working across residential and commercial valuation reshaped the way he defines value, and why that shift matters more than ever in today's evolving market. They also dig into industry changes like UAD 3.6, and why he believes appraisers should lean into what's coming instead of resisting it.This conversation might challenge a few of your assumptions about our profession (in a good way).At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
A major acquisition, a fast-growing corner of the lending world, and a reality check on commentary in UAD 3.6.Today, Hal and Jim sit down with Bill Waltenbaugh, Chief Appraiser at Nationwide Appraisal Network (now part of Stewart Valuation Intelligence), to unpack what this new chapter means for both appraisers and their clients. From the nuances of non-QM and private money lending, to the role of specialized forms like short-term rental reports, Bill offers a behind-the-scenes look at a segment of the industry that plays by a different rulebook.They also tackle the looming impact of UAD 3.6, and whether everyone will actually follow the script. Plus, they have a practical conversation on appraisal commentary: how to state what you need to, without saying too much.At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
The Appraisal Update - the official podcast of Appraiser eLearning
The countdown is officially on. With the UAD 3.6 mandatory use deadline set for November 2nd, the appraisal industry is deep in transition mode—and we, the appraisers, are feeling it. In this episode, I'm breaking down what that transition is going to look like, some key takeaways from my conversations with industry experts, and what we learned at the Appraisal Conference and Trade Show (ACTS) earlier this month. Plus, we dig into how UAD 3.6 should actually be used—and where common sense still needs to win out (IYKYK).Whether you're trying to get your head around UAD 3.6 before the deadline hits, or you're looking for an exit strategy, this episode is for you.—Bryan Reynolds
Fresh off the plane from Seattle, we're breaking down the biggest moments from this year's Appraisers Conference and Trade Show (ACTS). From packed sessions on UAD 3.6 to the conversations shaping the future of valuation, we're sharing what impacted us most, and what's next.We're joined by industry veteran Jason Covington, who was just installed as Vice President of the National Association of Appraisers Board of Directors. He talks about his journey, what this new role means, and why getting involved with the NAA could be a game-changer for your career.If you missed ACTS 2026, consider this your insiders recap (minus the jet lag).At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
As we rounded out 2025, we put out a call for nominations for our second inaugural Buzzy Awards. We wanted to once again recognize appraisers across the nation who are innovators, champions of their colleagues, tireless volunteers, and excellent, ethical professionals.In this episode, we're introducing the winner for "Instructor of the Year".They'll discuss his journey into teaching, the challenges facing today's appraisers, and how education is evolving alongside the profession. Our winner also shares his approach to making complex topics like UAD 3.6 more accessible—and why appraisers won't want to miss his upcoming class at Valuation Expo.Register for Valuation Expo (August 16th - 19th) here: https://www.valuationexpo.com/#register At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles.
In today's episode, we go through the latest on the UAD 3.6 implementation. Plus, Robbie sits down with Guild Mortgage's Terry Schmidt for a discussion on understanding borrower behavior, adoption of AI-driven and digital capabilities, affordability, and access, and both cultural and structural shifts toward data-driven proactive lending. And we close by looking at why rates are now fallingThank you to RelCu. RelCu is the all-in-one agentic platform driving conversion, retention, and cross-sell across mortgage and deposits.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.
On today's episode, Editor in Chief Sarah Wheeler talks with Kenon Chen, EVP of Strategy and Growth at Clear Capital, about Trump's executive order on appraisal modernization on top of the UAD changes. Related to this episode: Trump executive orders target housing supply and mortgage credit HousingWire | YouTube More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
The Appraisal Update - the official podcast of Appraiser eLearning
On this episode, Bryan and AIVRE CEO Jake Lew break down the latest on UAD 3.6—what it means for your reports and how to stay ahead of the changes. They also take AIVRE's software for a spin to demonstrate how AI helps appraisers handle repetitive tasks, streamline workflows, and free up time to focus on what really matters.
Send a textIn this episode of Beyond the Numbers, Kevin sits down with Julie Molendorp Floyd—Vice President of Regulatory Affairs and Dean of Students at RSDS Appraisal—for a candid conversation about risk, regulation, mentorship, and the future of the appraisal profession.They also explore innovative pathways into the profession, including RSDS's Appraisal U practicum model, and discuss why curiosity—not fear—is the right response to shifts like UAD 3.6. Whether you're just entering the field or decades into your career, this episode offers perspective, encouragement, and a forward-looking view of where appraisal is headed.
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we dive into the Supreme Court's ruling against tariffs last week. Plus, Robbie sits down with Clear Capital's Dan McAlister for a discussion on why UAD 3.6 is already creating real operational pressure for lenders, how readiness gaps are showing up as appraisal friction and downstream conditions, and what teams need to fix now to adapt their review workflows and avoid slower turn times as the mandate approaches in 2026. And we close by looking at this week's economic calendar.This week's podcasts are sponsored by FirstClose. FirstClose Equity gets you to closings faster by empowering borrowers with vital property decisioning data. It is the only end-to-end digital HELOC & HEL solution built specifically for home equity.
Send a text 2026 is shaping up to be a pivotal year for real estate appraisers. In this episode of Beyond the Numbers, Kevin Hecht breaks down the biggest changes impacting the profession—from the rollout of UAD 3.6 and new mandatory education requirements to shifting market conditions and emerging technology. Whether you're feeling overwhelmed or energized by what's ahead, this episode offers a clear roadmap to help you adapt, stay competitive, and thrive in a rapidly evolving appraisal landscape.
Dive into this episode of The AZREIA Show with certified appraiser Steven Crellin, CEO of Yawkey Appraisals. With 20+ years of experience, Steve breaks down the appraisal process, UAD 3.6 updates, how to comp properties, and the real value of pools, solar, and key amenities. Perfect for Arizona realtors and investors looking to understand today's appraisal challenges and market changes. A must-watch for anyone serious about real estate! 00:58 Meet Steven Crellin: From Military to Appraisal 01:26 The Appraisal Journey: Early Days and Challenges 04:18 Navigating the 2008 Financial Crisis 06:23 The Future of Appraisal: New Forms and Regulations 13:43 Market Trends and Investment Insights 26:46 Comping Properties: Essential Skills for Investors 28:19 Navigating Appraisal Challenges 28:41 Understanding Market Competence 29:32 The Role of Realtors in Appraisals 30:54 Preparing a Comp Package 32:13 Handling Appraisal Bias 33:16 Effective Communication with Appraisers 40:56 The Value of Desktop Appraisals 44:07 Impact of Amenities on Property Value 50:32 Understanding ADUs and Casitas 56:03 Conclusion and Contact Information
The Appraisal Update - the official podcast of Appraiser eLearning
The very first appraiser in the country to complete the first-ever UAD 3.6 appraisal report is Adam Winstead! And I'm proud to say I'm the first to sit down and interview this history-maker.For all the naysayers who insisted “There's no way this happens before the end of the year," um… yeah… you were wrong. Listen in for the full interview, and when you're done, look upon Adam Winstead with respect and amazement. He DID it. —Bryan Reynolds
USPAP: The Moral Compass of the Appraiser, from Tim Andersen, The Appraiser's Advocate (tim@theappraisersadvocate.com). This podcast is a powerful exploration of the ethical, philosophical, and professional foundations of real estate appraisal. It draws on the Ethics Rule of USPAP — competence, independence, impartiality, objectivity, and protection of the public trust. This podcast also reminds appraisers that valuation is more than a technical exercise. Rather, it is also a moral act rooted in truth and professional integrity. Through vivid examples and the wisdom of Aristotle, Kant, Aquinas, Kierkegaard, and Dr. James Graaskamp, the document argues that law compels, ethics guide, but morals elevate. And where does UAD 3.6 fall into all this? In today's far-too-busy appraisal world, Appraisers face daily pressures such as “hitting the number”. Appraisers must manage ambiguous data, training apprentices, and navigating AI-driven technologies. This podcast reframes those pressures as moral choices. Tim emphasizes character, duty, and the courage to tell the truth even when it costs business. It highlights the Mirror Test — would you be proud of your report if it were published tomorrow? — as a practical ethical benchmark. The document's emphasis on public trust aligns appraisal practice with the common good, showing that accurate and honest valuation sustains fair markets, consumer confidence, and societal justice. In an age of automation, it asserts that the human appraiser remains the moral center of valuation. Perfect for CE, coaching, and professional development, this work positions ethical appraisal practice as a blend of philosophy, duty, and disciplined judgment. And remember to keep your E&O insurance up-to-date, and an Administrative Law Attorney on speed dial.
The Appraisal Update - the official podcast of Appraiser eLearning
UAD 3.6 is officially here. Are you ready, or just trying to get ready?In this episode, Bryan talks with Jake Lew of Aivre about how their appraisal software is already equipped to help appraisers deliver reports that meet the new UAD 3.6 requirements. Jake, Aivre's CEO and co-founder, gives Bryan a quick demo of how the software works, including a screen-share of some inputs and part of a sample report. (To see the demo, watch the video interview on our YouTube channel.) Find out what appraisers can expect if they want to try Aivre's product, including how to start using it and what pricing might look like. Whether you're fully prepared or just starting to gear up, this episode will help you get ready for the new URAR.
Our friend and USPAP expert, Tim Andersen joins us today to talk the new UAD 3.6. Will it be ready for USPAP? Will USPAP be ready for the new UAD? Or better yet; will Appraisers be ready for USPAP compliance with the new UAD? SUBSCRIBE: https://dustin-harris.mykajabi.com/newsletters/2147763779/subscribe