What your bank doesn't tell you

What an exciting 8 weeks it's been!In this episode, we take a look back at the UMUshroom Investment Challenge – reflecting on why the market timing couldn't have been better for risk-free practice, and highlighting standout participants and some truly interesting portfolios.The UMUshroom Investment Challenge may be coming to an end – but that doesn't mean your investment journey has to! We've got something special lined up for you. So stay tuned for what's coming next!

Whether it's tariffs, trade deficits, or the role of the US dollar – in this episode, we dive deep into the world of international trade relations. What's behind Trump's tariff policies? What exactly are tariffs – and who really ends up footing the bill?

In this episode, we have a special announcement for you: The UMushroom Investment Challenge 2025 is here!

In the latest episode ofWhat Your Bank Doesn't Tell You, we sit down with David Suda, CEO of Green Bridge Metals, to uncover the hidden world of physical commodities and their impact on the financial markets. While many investors focus on “paper commodities” like stocks and futures, David sheds light on the tangible resources—copper, nickel, and uranium—that power our economy and the green energy transition.We explore:The difference between paper and physical commoditiesWhy demand for metals is surging in the renewable energy eraHow market cycles create investment opportunities in miningThe role of government policies in shaping the commodity landscapeTune in to gain expert insights on commodities, investing, and the forces driving the future of raw materials.Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions.Follow us on social media:Instagram: www.instagram.com/umushroom_com/LinkedIn: www.linkedin.com/company/umushroomTikTok: www.tiktok.com/@umushroomwealthFacebook: www.facebook.com/umushroomcom/

Welcome back to "What Your Bank Doesn't Tell You" and the fourth episode of CryptoCompakt! Your podcast for everything crypto-related—clear, concise, and easy to understand. The past few days have been wild: The SEC is launching a new crypto task force, Trump is releasing his own meme coin , Binance is under pressure in France, and the Czech central bank might invest billions in Bitcoin! Is this the turning point for crypto? More clarity or even more chaos? And what does this mean for your investments? Subscribe to the podcast and leave us a review if you enjoyed this episode! If you have any questions, feel free to leave them in the comments or drop us a message at ⁠hello@umushroom.com⁠. Good luck with your crypto journey, and see you in the next episode! Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions. Follow us on social media: Instagram: www.instagram.com/umushroom_com/ LinkedIn: www.linkedin.com/company/umushroom TikTok: www.tiktok.com/@umushroomwealth Facebook: www.facebook.com/umushroomcom/

In the latest episode of What Your Bank Doesn't Tell You, our founders, Tonia Zimmermann and Luba Schönig, dive into one of the biggest challenges investors face: fear of investing. Even experienced financial professionals aren't immune to hesitation and emotional decision-making when it comes to their own money. We explore: Why even seasoned experts experience investment anxiety The psychology behind fear in investing Key lessons from past market downturns Practical strategies to overcome fear and invest with confidence Tune in to discover actionable insights and expert strategies that will help you navigate market uncertainty and make informed financial decisions. Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions. Follow us on social media: Instagram: www.instagram.com/umushroom_com/ LinkedIn: www.linkedin.com/company/umushroom TikTok: www.tiktok.com/@umushroomwealth Facebook: www.facebook.com/umushroomcom/

Welcome back to "What Your Bank Doesn't Tell You" and the third episode of CryptoCompakt! Your podcast for everything crypto-related—clear, concise, and easy to understand. In this episode, we'll cover how to buy your first cryptocurrency safely and stress-free. Here's what you'll learn in this episode: Why cryptocurrencies like Bitcoin and Ethereum might be worth exploring How to prepare yourself for your first crypto purchase Step-by-step guidance on buying your first cryptocurrency Essential security tips you need to know Whether you're considering crypto as an investment or a hobby, this episode will make your first steps easy and safe!

Welcome to the latest episode of CryptoCompact on What Your Bank Doesn't Tell You! This week, we dive into the most thrilling developments in the crypto space since our last update. From the SEC's approval of groundbreaking Bitcoin-Ethereum hybrid ETFs launching in January to Europe's MiCA regulations setting new standards for crypto oversight, the crypto world is buzzing. We'll also explore Deutsche Bank's innovative “Dama 2” pilot on Ethereum Layer-2, Bitcoin ETFs surpassing gold ETFs in the U.S., and the DOJ's decision to liquidate $6.5 billion in seized Silk Road Bitcoin. Whether you're a seasoned investor or just curious about the future of blockchain and finance, this episode is packed with essential insights. Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions. Follow us on social media: Instagram: www.instagram.com/umushroom_com/ LinkedIn: www.linkedin.com/company/umushroom TikTok: www.tiktok.com/@umushroomwealth Facebook: www.facebook.com/umushroomcom/

In the latest episode of "What Your Bank Doesn't Tell You" our founders, Tonia Zimmermann and Luba Schönig, had a conversation about the big market outlook for 2025 and reflected on the key events of 2024. From Europe's economic challenges to the rise of tech powerhouses in Asia, and the growing concern over global credit risk, this episode is a must-listen for anyone looking to navigate the coming year's market landscape. We explore: Key events of 2024. Europe's economic challenges The rise of tech powerhouses in Asia Concern over global credit risk Tune in to discover actionable insights and expert tips for optimizing your investment strategy. Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions. Follow us on social media: Instagram: www.instagram.com/umushroom_com/ LinkedIn: www.linkedin.com/company/umushroom TikTok: www.tiktok.com/@umushroomwealth Facebook: www.facebook.com/umushroomcom/

Welcome to the debut episode of CryptoCompakt on What Your Bank Doesn't Tell You! This week, we explore the most exciting developments in the crypto world from the past two weeks. From Bitcoin's historic leap past $100,000 to Donald Trump's nomination of Paul Atkins as SEC chairman and its potential impact on crypto regulation, there's no shortage of big news. We'll also cover Michael Saylor's Bitcoin pitch to Microsoft, BlackRock's expansion into blockchain tokenization, and the rising relevance of stablecoins with Cantor Fitzgerald's bold Tether investment. Plus, hear about Charles Schwab's crypto ambitions, Goldman Sachs' market maneuvers, and the buzz around new crypto ETFs for Solana and XRP. Whether you're a crypto enthusiast or just curious about the latest trends, this episode is packed with insights you won't want to miss. Hit play to stay ahead of the curve—and remember: Onchain is the new online. Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions. Follow us on social media: Instagram: www.instagram.com/umushroom_com/ LinkedIn: www.linkedin.com/company/umushroom TikTok: www.tiktok.com/@umushroomwealth Facebook: www.facebook.com/umushroomcom/

In the latest episode of "What Your Bank Doesn't Tell You," we dive deep into the world of ETFs with Nima Pouyan from Invesco. ETFs are often praised for their simplicity, cost-efficiency, and ability to diversify portfolios. But are they truly as diversified as they seem? We explore: How ETFs work and their role in modern investing. The latest trends, including Core-Satellite strategies, Active ETFs, and Fixed Maturity ETFs. Key considerations when selecting ETFs, from fund size to replication methods. Plus, don't miss the Question Spotlight, where Nima answers: “Is it better to hold gold in an ETF or physically?” Tune in to discover actionable insights and expert tips for optimizing your investment strategy. Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions. Follow us on social media: Instagram: www.instagram.com/umushroom_com/ LinkedIn: www.linkedin.com/company/umushroom TikTok: www.tiktok.com/@umushroomwealth Facebook: www.facebook.com/umushroomcom/

In the latest episode of What Your Bank Doesn't Tell You, we dive into the world of financial education for children with special guest Cecile Biccari, author of the children's book Your Money and the World. This beautifully illustrated comic introduces young readers to essential financial concepts through the adventures of Kiko, a clever mouse who calls herself an expert in "treasury management," and Nora, a young girl eager to explore what she can do with her newfound treasure. Cecile shares insights on how we can teach kids to understand and manage money in fun and engaging ways. Key Topics Covered: The Importance of Early Financial Literacy Overview of Cecile's Book, Your Money and the World Core Financial Concepts for Children The Social Responsibility Aspect of Money Management Practical Tips for Parents and Educators Encouraging Financial Independence Through Hands-On Experience Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions. Follow us on social media:Instagram: www.instagram.com/umushroom_com/LinkedIn: www.linkedin.com/company/umushroomTikTok: www.tiktok.com/@umushroomwealthYouTube: https://www.youtube.com/@umushroomwealthFacebook: www.facebook.com/umushroomcom/

In this episode of What Your Bank Doesn't Tell You, we explore how the 2024 US Election could reshape the American and global economy, with in-depth insights from Professor Thorsten Hens, a financial economics expert from the University of Zurich. Discover the contrasting economic policies of the candidates, their potential impact on trade wars, tariffs, sector growth, and investment trends. Disclaimer: The insights shared reflect the context as of November 5th, 2023. Will tariffs rise, and how could that impact industries and trade relations with countries like China and Germany? What does each candidate's stance mean for critical sectors like technology, green energy, and financial services? Professor Hinks also discusses the possible implications for the Federal Reserve's independence, inflation trends, and investment strategies—especially the role of safe assets like gold in uncertain times. Tune in for an expert breakdown on the stakes and strategies surrounding this pivotal election. Key Topics Covered: 2024 US Election: Economic policies and trade war dynamics Tariffs and Trade Wars: Potential impacts on global markets Sector Insights: How energy, tech, and financial services may be affected Federal Reserve and Inflation: What changes might come with each candidate Investment Strategies: Safe havens like gold in a turbulent economy Listen now to understand how the upcoming election could transform the economy and impact your investments! For more episodes and insights, subscribe to What Your Bank Doesn't Tell You Follow us on social media: Instagram: ⁠www.instagram.com/umushroom_com/⁠  LinkedIn: ⁠www.linkedin.com/company/umushroom⁠  TikTok: ⁠www.tiktok.com/@umushroomwealth⁠  Facebook: ⁠www.facebook.com/umushroomcom/⁠ 

In this episode, we chat with Aurelio Perruca, CEO and Co-Founder of Splint Invest, about how their innovative app is opening the door to alternative investments in luxury assets like watches, whiskey casks, art, and more. Discover how Splint Invest is democratizing access to these once-exclusive markets through fractional ownership, allowing you to invest with as little as €50. Aurelio shares his entrepreneurial journey, insights on how to diversify your portfolio with lifestyle assets, and tips for both experienced and new investors looking to explore this exciting investment space. Don't miss this chance to learn about the future of alternative investments!  

In this episode, we chat with Alyssa Cornuz, a portfolio manager from Robeco with a unique focus on the intersection of healthy living and sustainable investing. Alyssa shares how individual lifestyle choices, corporate responsibility, and government intervention all play a role in promoting health and well-being. We explore her approach to investing in companies that prioritize preventative health measures, from food manufacturers to healthcare providers. Additionally,Alyssa offers practical tips on balancing a busy lifestyle while maintaining health and wellness, and how she manages stress through exercise and mindfulness practices. This episode is packed with actionable insights on how we can all contribute to a healthier, more sustainable future.   You can read more about it here.

The Stock Market Crash 2024 In early August 2024, several significant financial developments occurred: U.S. debt has surpassed the $35 trillion mark, economic data has fallen short of expectations, and the tech sector was already under pressure. As a result, the market has priced in quicker interest rate hikes than those communicated by the Federal Reserve. Additionally, there was the interest rate decision by the Japanese central bank and the dramatic reaction of the Japanese market. In this episode we will closely examine these events and explore their potential impacts on global markets. You can read more about the situation here. Follow us on social media: Instagram: www.instagram.com/umushroom_com/ LinkedIn: www.linkedin.com/company/umushroom TikTok: www.tiktok.com/@umushroomwealth Facebook: www.facebook.com/umushroomcom/

Welcome to the latest episode of "What Your Bank Doesn't Tell You"! Today, we dive deep into the second round of the European Elections 2024, focusing on France and the UK. Learn about the political and economic challenges facing these two major economies and discover how these changes impact the markets. Tune in for our insightful analysis and in-depth perspectives! Follow us on social media: Instagram: www.instagram.com/umushroom_com/ LinkedIn: www.linkedin.com/company/umushroom TikTok: www.tiktok.com/@umushroomwealth Facebook: www.facebook.com/umushroomcom/

In this episode, we dive deep into the recent Europe elections, analyzing the key trends, results, and their implications for the future of European politics. We discuss the rise of populist and right-wing parties, the surge of Green parties, and the increasing political fragmentation across the continent. Additionally, we highlight significant outcomes from countries like Germany, France, and Italy, and examine the post-election landscape, including French President Emmanuel Macron's decision to dissolve the parliament. Stay tuned for our insights and be ready for an update after the second round of elections in France from June 30 to July 7. Don't miss this comprehensive analysis of one of the most pivotal elections in recent European history!

Nachhaltige Investitionen und die Energiewende sind zunehmend relevante und wichtige Themen. Wir hatten das Vergnügen, Berit Gehring von Robeco als Gast zu begrüßen, eine Client Portfolio Managerin, die sich auf nachhaltige Investitionen spezialisiert hat.Wir diskutierten Dekarbonisierung, die Elektrifizierung der Energie-Wertschöpfungskette und die entscheidende Rolle von Regierung und makroökonomischen Faktoren. Erfahre alles über die Herausforderungen und Chancen im Zusammenhang mit der Umstellung auf erneuerbare Energien und alles, was du über nachhaltige Investitionen wissen musst! English: Sustainable investments and the energy transition are increasingly relevant and important topics. We had the pleasure to welcome Berit Gehring from Robeco, a Client Portfolio Manager who specialises in Sustainable investments.We discussed decarbonisation, the electrification of the energy value chain, the crucial role of government and macroeconomic factors and more! Find out about the challenges and opportunities associated with the shift to renewable energy and everything you need to know about sustainable investing! Read more about the episode here: https://umushroom.com/en/article/the-truth-about-sustainable-investments-a-conversation-with-robeco

Welcome to the latest episode of our podcast! In this insightful discussion, we delve into the intersection of financial empowerment and humanitarian work. Join us as we chat with representatives from the 'Circle of Young Humanitarians about their mission to bridge the gap between young people and humanitarian organizations. From personal experiences to the importance of financial literacy, we explore how investing with awareness can lead to positive change. Tune in to discover how your money can make a difference and learn about our exciting 'Switzerland for Financial Literacy 2024' contest.  Don't miss out on this empowering conversation!

In dieser Episode begrüssen wir Reto Rauschenberger auch bekannt als @mrcashinvest, einen erfahrenen Finanzexperten! Von der Bedeutung des Investierens bis hin zum Umgang mit der Inflation bietet Reto unschätzbare Einblicke. Erfahre, wie er an unserem Investment Contest teilnimmt und warum es wichtig ist, jetzt mit dem Investieren zu beginnen. Hol dir praktische Ratschläge und nimm deine finanzielle Zukunft noch heute in die Hand.

We are excited to share our insightful conversation with Pascal Herzog from ViCafe! Pascal, a seasoned professional overseeing production sites, factories, bakeries, and roasters globally, provides invaluable insights into the economic landscapes of Switzerland and rural Africa. The conversation delves deep into the disparities in purchasing power, investment potential, and sustainable practices between these two regions. Pascal's first-hand experiences in East African countries shed light on the hurdles faced by rural communities, from high capital costs to limited banking access, while emphasising the vital role of community.  We will explore the distribution of value along the coffee production chain and the concept of sustainable business practices. Additionally, find out more about entry barriers for starting businesses in Switzerland compared to rural Africa! ViCafe is generously sponsoring one of the main prizes in our contest, "Switzerland for Financial Literacy." Don't miss out on this insightful and thought-provoking episode! 

In der neuesten Folge von “What your Bank doesn't tell you” für unsere Miniserie «FinLit Contest» tauchen wir mit einem besonderen Gast, Florence Schnydrig Moser von der Zürcher Kantonalbank, in die Welt der finanziellen Bildung ein. Sei dabei, wenn wir unseren laufenden Investitions-Wettbewerb “Switzerland for Financial Literacy” erkunden, und macht dich bereit, deine Investitionen unter Florence' fachkundiger Anleitung zu verbessern. Von der Festlegung klarer Anlageziele bis hin zum Verständnis der Risiken des spekulativen Handels diskutieren Florence und unsere Co-Founderin Tonia über wichtige Strategien für den finanziellen Erfolg. Erfahre mehr über die massgeschneiderten Finanzdienstleistungen der Zürcher Kantonalbank, einschliesslich Anlageprodukte und Private Banking, für Privatpersonen und Unternehmen. Gewinne Einblicke in Portfoliodiversifikation, langfristige Anlageansätze und die Bedeutung von praktischer Finanzbildung. Die Zürcher Kantonalbank  sponsert grosszügig einer unserer Hauptgewinne; Ein Fondsportfolio im Wert von CHF 10'000 bei der Zürcher Kantonalbank inklusive Beratung. Wenn du wissen willst, wie du das Fondsportfolio gewinnen kannst, dann hör dir nun die Podcastepisode an! Du bist noch kein*e Teilnehmer*in? Kein Problem, der Contest läuft vom 1. Februar bis zum 24. April und du kannst dich jederzeit anmelden. Es ist nie zu spät, um mit dem Investieren anzufangen! Melde dich hier an und sei dabei! In the latest episode of "What Your Bank Doesn't Tell You," we delve into the world of financial literacy with a special guest, Florence Schnydrig Moser, from The Zürcher Kantonalbank. Join us as we explore the ongoing investment contest Switzerland for Financial Literacy and get ready to elevate your investment under Florence's expert guidance. From setting clear investment goals to understanding the risks of speculative trading, Florence and our Tonia Zimmermann discuss essential strategies for financial success. Learn about the tailored financial services provided by Zürcher Kantonalbank, including investment products and private banking, to both individuals and businesses. Gain insights into portfolio diversification, long-term investment approaches, and the importance of practical financial education.  The Zürcher Kantonalbank is the generous sponsor of one of our main prizes: A fund portfolio worth CHF 10,000 at the Zürcher Kantonalbank including consultation, if you are interested in how to win it, tune in now!

Willkommen zurück zu den exklusiven Podcast-Episoden unseres Investment-Contests: Switzerland for Financial Literacy, bei dem wir dich auf deiner Investitionsreise begleiten. In dieser Folge tauchen wir tief in den Kern des Contests ein und obwohl wir schon in der 4. Woche sind, kannst du immer noch jederzeit teilnehmen und die Chance erhalten fantastische Preise zu gewinnen.  Wir freuen uns, in dieser Folge wieder einen ganz besonderen Gast begrüssen zu dürfen, Enzo Piccolo. Der Experte der Swissquote Bank Ltd, bringt über 30 Jahre Erfahrung in der Finanzbranche mit sich und ermöglicht uns heute wertvolle Einblicke in die Welt der Investitionen und erklärt uns, wie man sich am besten in der sich ständig wandelnde Finanzbranche zurechtfindet. Erfahre mit uns, warum Bildung bei der Entwicklung solider Anlagegewohnheiten so wichtig ist, welche Rolle Swissquote bei der Bereitstellung innovativer Finanzdienstleistungen spielt und welche Bedeutung langfristige Anlagestrategien haben. Ausserdem besprechen wir die Herausforderungen und Chancen auf dem Markt und geben praktische Tipps, die für Anfänger*innen genauso nützlich sind wie für erfahrene Anleger*innen.  Von der Kraft des Zinseszinses bis zur Bedeutung der Diversifikation besprechen wir all die Themen, die dir helfen informierte Entscheidungen über deine finanzielle Zukunft zu treffen. Ausserdem erfährst du mehr über den Hauptpreis von Swissquote und die anderen Preise, die im Wettbewerb angeboten werden.  Du bist noch kein*e Teilnehmer*in? Kein Problem, der Contest läuft vom 1. Februar bis zum 24. April und du kannst dich jederzeit anmelden. Es ist nie zu spät, um mit dem Investieren anzufangen! :) Melde dich hier an und sei dabei! _________________ Welcome back to our exclusive podcast episodes for the Investment Contest: Switzerland for Financial Literacy, where we accompany participants on their investment journey. In this episode, we delve into the essence of the contest, now four weeks in, you can still join for a chance to win fantastic prizes. Our special guest, Enzo Piccolo a seasoned professional at Swissquote Bank Ltd, with over 30 years of experience in the finance industry, shares valuable insights into investing and navigating the ever-evolving landscape of financial markets. Join us as we discuss the importance of education in building solid investment habits, the role of Swissquote in providing innovative financial services, and the significance of long-term investing strategies. Our conversation explores the challenges and opportunities in the market, offering practical tips for beginners and seasoned investors alike.   From the power of compounding interest to the importance of diversification, we cover essential topics to help listeners make informed decisions about their financial future. Plus, learn about the prizes offered in the contest, including one of the main prizes sponsored by Swissquote. Don't forget, you can still join the contest anytime from the 1st of February till the 24th of April 2024! It's never too late to start investing! :) Sign up here if you haven't already!

Episode Summary: Welcome to "What Your Bank Doesn't Tell You," where we dive into the world of investing with our esteemed guests Nima Pouyan the Head of ETFs for Switzerland & Liechtenstein at Invesco; and Timo Hegnauer the Head of Trading at Neon. Nima and Timo, joined us to discuss ETF distribution, trading, and how to start investing with minimal funds. We explore the power of compounding and the benefits of starting early. Learn about different investor profiles and the importance of understanding your risk tolerance. Plus, discover two investment portfolios designed for beginners and experienced investors alike. Join us as we unravel the secrets of investing and provide insights to help you on your financial journey. Don't miss out on our quiz to discover your investor profile. Take the quiz.

In unserer heutigen Podcast-Episode lädt UMushroom zum ersten Switzerland For Financial Literacy Investment Contest ein. Unser Ziel ist es, Finanzwissen zu verbreiten und unseren Zuhörer*innen dabei zu helfen, ihre finanzielle Kompetenz zu verbessern. Als besonderen Gast begrüssen wir Professor Thorsten Hens von der Universität Zürich, der als Jury-Mitglied an diesem spannenden Contest teilnehmen wird. Er teilt seine umfangreichen Erfahrungen im Anlagebereich und erklärt uns, dass es sage und schreibe 1000 Möglichkeiten gibt, an der Börse den falschen Weg einzuschlagen. Doch zum Glück gibt es auch eine Handvoll, vielleicht 6 oder 7 Strategien, die wirklich gut funktionieren. Als Professor gibt er uns spannende Einblicke und teilt uns wertvolle Tipps für den Wettbewerb mit. Diese Folge solltest du auf keinen Fall verpassen, wenn du dir einen Vorteil im Contest sichern möchtest! In today's podcast episode, UMushroom invites you to the first Switzerland For Financial Literacy Investment Contest. Our goal is to spread financial knowledge and help our listeners improve their financial literacy. As a special guest, we welcome Professor Thorsten Hens from the University of Zurich, who will participate as a jury member in this exciting competition. He shares his extensive experience in the field of investing and tells us that there are as many as 1000 ways to take the wrong path in the stock market. But luckily there are also a handful, maybe 6 or 7 strategies that work well. As a professor, he gives us exciting insights and shares valuable tips for the competition. You don't want to miss this episode if you want to secure an advantage in the contest! As this is an exclusive episode in German we prepared the English transcript right here.

We are thrilled to announce our Contest: Switzerland for Financial Literacy, starting from February 1st, 2024, until April 24th, 2024. Many exciting prizes await, but more importantly, you will build basic financial knowledge and develop investment habits!  Luba and Tonia share their personal experiences with investing, including the fear of losing money and being overwhelmed by information. Find out why they decided to create the contest, as they highlight the benefits of being part of a community and supporting each other in the journey towards financial empowerment. Tune in for an engaging and informative podcast series dedicated to demystifying the world of finance.   Visit https://umushroom.com/en/contest/switzerland-for-financial-literacy-2024 for more information about the contest. 

Reflecting on the year, we feel immense gratitude for our community, partners, and team. Together, we've accomplished so much! As we wrap up this season, we invite you to join us in looking back with reflective insight while also looking forward with hope and excitement. Our final episode delves into China's unfolding real estate situation, offering valuable insights and inspiration for the future. And remember, this isn't the end – we'll be back with Season 2 of "What Your Bank Doesn't Tell You" next year! We're dedicated to providing even more exciting content and insightful topics that will continue transforming how you approach finance and investing. We wish you and your loved ones a wonderful holiday season filled with joy, peace, and prosperity. With gratitude and best wishes, Your UMushroom Team. For further queries or clarification, please feel free to reach out to us at hello@umushroom.com

In this captivating episode, we delve deep into the world of ETF (Exchange-Traded Fund) investing. Join us as our special guest, Laura, shares her insights on her ETF portfolio and the strategies she employs. Laura's ETF portfolio, which she created in Episode 12, has encountered a -2.62% inception since August. However, her balanced approach has proven beneficial. Her portfolio consists of four equal-weighted ETFs, offering diversity across geographies and sectors. Get an in-depth understanding of the sectors covered by selected ETFs, and learn how they contribute to Laura's diversified portfolio. We emphasize the importance of regular portfolio review, understanding market movements, and making informed investment decisions. Diversification is key in buffering losses and providing stability.   Tune in now to gain a wealth of knowledge on ETF investing and ensure you stay ahead in your investment game! 

In this episode of "What Your Bank Doesn't Tell You," hosts Luba Schoening and Tonia Zimmermann delve into the concept of the USD as the king of currencies. They discuss the dominance of the USD in global transactions, explore the need for alternative currencies, and propose ideas such as a mix of currencies or the management of the US dollar by a neutral institution. Join the conversation and gain a deeper understanding of the global monetary landscape. For queries or clarification, feel free to reach out at hello@umushroom.com

A Guide to Getting Started in Investing from the Perspective of a Novice. We have a special guest for this episode! Meet Vladimir, a tech team member of UMushroom and a novice investor who shares his journey and approach to investing. Vladimir doesn't have a traditional finance background. He began with languages and computer science and entered the investing world through cryptocurrency. His experiences with crypto led him to explore traditional investing and ETFs. He emphasizes the importance of knowing what type of investor one is, managing risk, and starting with simple investments like ETFs. He will show you how he uses UMushroom to select ETFs based on various criteria, such as geography, sectors, and risk management. For queries or clarification, feel free to reach out at hello@umushroom.com If you want to find out your investor personality, take our quiz at https://umushroom.com/en/quiz/2  

In this episode of “What Your Bank Doesn't Tell You”, Luba and Tonia navigate the complexities of global markets in light of the recent Israel-Palestine conflict. They offer insights into the shifts in equities, commodities, and other asset classes, elucidating the financial landscape amidst geopolitical uncertainties. For further queries or clarification, feel free to reach out at hello@umushroom.com.

In this episode of “What Your Bank Doesn't Tell You”, we welcome Nima from Invesco. With a rich background in the ETF space, Nima sheds light on the evolution of ETFs, their growth, and projections for the future. As we navigate a market downturn, we delve into behavioural finance and the timeless wisdom of investing consistently, irrespective of market fluctuations. Tune in to hear expert insights on ETFs and the importance of emotional resilience in investment decisions! Write to us if you have any questions at hello@umushroom.com

In this compelling episode, we shine a spotlight on the "Know Your Worth" movement, emphasizing its profound impact on our financial lives. We discuss the pivotal role money plays in our daily existence and the tendency to delegate financial decisions without considering our core values. Join us as we urge you to step back, recognize the profound importance of money, and align your investments with your life priorities through the powerful "Know Your Worth" movement. Start your journey with small, fearless steps and unlock the full potential of your financial well-being. Don't miss this opportunity to participate in a movement that fosters financial awareness and responsible decision-making. Learn more about our Movement here

Welcome back to What Your Bank Doesn't Tell You! In this episode, we are excited to finally share with you a glimpse into our Movement: #Know Your WorthTo explore the true meaning of value, we invited a very special guest. Pascal Schneidinger the CEO of Partasio, a company on a mission to provide you with access to financially attractive & culturally stimulating art investment solutions. Together with Pascal, we looked at: Art as an Investment Solution What constitutes High-Quality Art Pascal's personal investing strategy when it comes to selecting Art pieces as a collector To find out more about Pascal and Partasio click here.If you want to explore further the true meaning of value, check out our movement.

In this podcast episode, Luba and Tonia dissect recent UBS and Credit Suisse developments, focusing on government support's role and its implications for the banking sector. They spotlight UBS's substantial government aid during the financial crisis, subsequently repaid for a profit, and analyze UBS's strengthened position, rising interest rates' influence, and independent decision-making prospects. Interested in revolutionizing your relationship with money? Check out our platform:⁠⁠ umushroom.com Have questions? Write to us at: hello@umushroom.com New episode every second week. 

In this episode of "What Your Bank Doesn't Tell You," hosts Luba Schoenig (Co-Founder of UMushroom) and Laura Bischofberger (COO of UMushroom) delve into investing habits (it's like doing a new sport!). Together, they explore the power of starting small (because YES, you can start with a small amount of money!). Discover the world of Exchange Traded Funds (ETFs) for beginner-friendly diversification and more!  Join the journey and start a new financial habit! Interested in revolutionizing your relationship with money? Check out our platform:⁠⁠ umushroom.com ⁠⁠  #MoneyMatters #ConsciousInvesting #FinancialRevolution  Have questions? Write to us at: hello@umushroom.com New episode every second week. 

In this informative podcast episode, Lucas Bruggeman, CEO of BX Swiss, joins us to discuss the significance of financial literacy and transparency in the Swiss financial market. Gain valuable insights into stock exchanges, investor protection, and the mission of BX. Explore the role of blockchain technology in the future of the financial system and trading.   If you want to learn more about BX Swiss, visit bxswiss.com ⁠for more information.  And as always, found more information about UMushroom on ⁠umushroom.com  Join us as we advocate for a transparent and accessible financial world for all investors.   If you have questions, you can write us at hello@umushroom.com   New episode every second week.  #FinancialLiteracy #Transparency #Blockchain #BX #SwissFinancialMarket 

Responsible investing with Marco Strohmeier In the latest podcast episode, Luba Schoenig and Marco Strohmeier from Amundi shed light on sustainable investing and responsible finance. Amundi, one of Europe's largest asset managers, firmly believes in the importance of sustainability and integrates it as a core principle across their investment strategies, considering environmental, social, and governance factors to create a positive impact on society and the planet. If you want to learn more about Amundi, visit ⁠amundi.ch⁠⁠ for more information.And as always, found more information about UMushroom on ⁠umushroom.com Let's shape a sustainable future together! If you have questions, you can write us at hello@umushroom.com  New episode every second week.

The U.S. debt ceiling and the growing national debt In the latest podcast episode, Luba and Tonia define and discuss the U.S. debt ceiling, which has been increasing over the years, reaching around $31 trillion by the end of 2022. The rising debt should be a significant concern as it leads to a need for more money in the system, which results in higher inflation if the economy is not growing proportionally to the money being created.  Central banks have been buying government debt, but this approach has limits.  So how can you protect your investments? There are several potential investment strategies, such as equities and gold, to hedge against inflation. If you want to learn more about how to minimise the risk, stay tuned for the release of our UMushroom University by subscribing to our newsletter at umushroom.com  Write us at hello@umushroom.com New episode every second week.

Episode Summary We are proud  to announce our very first guest on “ What your bank doesn't tell you.”  Florian Rümmelein, the CEO and co-founder of the digital wealth management company Everon AG sat down with our Tonia Zimmermann to discuss the future of banking and wealth management.  Florian dives deep into the discussion on traditional banks, their primary focus on very wealthy clients and how a financial ecosystem together with banks could look like. Find out more about Everon by visiting their official website: https://everon.swiss/en/  or check out their profile and products right here on UMushroom.  Write to us at hello@umushroom.com New episode every second week.

How to Start Investing: Step-by-step guide If you ever wanted to invest but never knew where to start, we have you covered! Finance experts Luba Schoenig and Tonia Zimmermann explain in their latest podcast episode the 6 main steps you need to take to start growing your money.  Hop on to your favourite podcast platform and start your investing journey today!  Write us at hello@umushroom.com Read more about the show. New episode every second week.

Are you aware of how the pension system in Switzerland functions? Do you know what happens to the money you put into the various pillars of the system? Are you prepared for retirement? We often fail to address these crucial questions until it's too late. That's why we're excited to introduce the new episode of our podcast. In this episode, Luba and Tonia, finance experts, dive into the Swiss pension system and explore the three pillars that make it up. Learn what each pillar provides, how much it covers, and what you can do to ensure a decent standard of living in retirement. Write us at hello@umushroom.com Read more about the show. New episode every second week.

In their new podcast, Luba and Tonia discuss the potential threats to the US dollar, given how it was created and became the primary currency of the world. They point out that the dollar's dominance in international trade and its reserve currency status made it vulnerable to global economic and political developments. They highlight the growing trend of countries diversifying their reserves away from the US dollar and exploring alternatives.While the US dollar remains the most widely used currency in the world, it is crucial to keep an eye on the potential risks and challenges that may arise in the future, a future that is potentially already present. Write us at hello@umushroom.com Read more about the show. New episode every second week.

In their new episode, Luba and Tonia touch on the subject of investing by looking at the right mindset to have. Everybody says that investing is painful, that investing is not interesting. And the most common argument is « I don't have time for investing ». Tonia and Luba figured that this is kind of an excuse and not having time is usually the consequence of not being served the right information in an entertaining way. Write us at hello@umushroom.com Read more about the show. New episode every second week.

Secret number #1: Did you know that having money sitting in the bank means you are investing? Indeed, money is something that comes and goes. There is nothing certain and no investment without risk, the only thing certain is that you will face the uncertain. Write us at hello@umushroom.com Read more about the show. New episode every second week.

Trust in financial institutions is at an all-time low. The recent collapse of Silicon Valley Bank and the bailout of Credit Suisse further underline this feeling. Luba and Tonia, two ex-banking executives and two ex-Credit Suisse colleagues discuss the recent crisis of one of the oldest Banks in Switzerland. The two experts have a long history with the bank, they discuss the government and regulator's intervention, the loss of client trust, and the measures taken to support the bank. They also examine the reasons behind Credit Suisse's decline over the past 15 years, given that the bank did not require government support during the 2008 financial crisis. Write us at hello@umushroom.com Read more about the show. New episode every second week.

Auf einmal sind die Medien voll mit Headlines über die «Silicon Valley Bank» und die Börse ist im Sturzflug. Wie kann eine «Regionale Bank» die Welt so schnell in Angst und Schrecken versetzen? In dieser Sonderfolge ordnen Tonia Zimmermann und Luba Schoenig die Geschehnisse der vergangenen Tage ein und erklären dir, wie es zu diesem Bankenausfall kommen konnte und welche Folgen dies für uns hat. Schreib uns auf hello@umushroom.com Read more about the show. New episode every second week.

We always hear that finance seems to lack soul. In this first episode, Tonia Zimmermann and Luba Schoenig present a new way of thinking about finance in their new podcast "What your bank doesn't tell you". Living by your values also means knowing how to manage your financial resources. Each of us is a source of knowledge and therefore, to see the desired change in the world, we must take action and become masters of our financial future. Write us at hello@umushroom.com Read more about the show. New episode every second week.

Ever wondered what things and secrets your bank doesn't tell you? The financial world is due for a change. In their Podcast, two ex-Swiss banking executives Luba Schoenig and Tonia Zimmermann uncover the secret of the bank taboos and empower you on your financial journey. The first season premieres Wednesday 8th of March 2023 Send us questions at hello@umushroom.com Learn more on umushroom.com