Podcasts about key topics covered

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Best podcasts about key topics covered

Latest podcast episodes about key topics covered

Marked by Grace
Tyler Robinson, the Death Penalty, and Being Pro-Life

Marked by Grace

Play Episode Listen Later Dec 8, 2025 8:34


Is it contradictory to be pro-life and support the death penalty? Pastor Heath Lambert addresses this controversial question by examining what the Bible teaches about protecting innocent life, God's justice, and the role of government in punishing murder.Timestamps0:00 - Introduction and the question1:10 - Who Tyler Robinson is1:55 - The question: Is supporting death penalty pro-life?2:04 - The answer: Yes, if found guilty2:23 - Addressing the apparent contradiction3:02 - Exodus 20:13: You shall not murder3:25 - Death penalty based on the sixth commandment3:43 - Genesis 9:6: Shedding blood for shedding blood4:17 - Both positions hate murder4:31 - Erica Kirk's remarkable forgiveness5:54 - Personal vs. governmental forgiveness6:16 - Sin against the individual and the state6:41 - Romans 13:3-4: The state as God's servant7:19 - The government's role in divine justice8:04 - Final answer: Yes, it is pro-lifeKey Topics CoveredThe Pro-Life Foundation - Understanding the biblical command against murdering innocent lifeMurder vs. Capital Punishment - Why the sixth commandment informs both positionsGenesis 9:6 Principle - Life is so precious that taking it forfeits your ownThe Image of God - Why human life has such sacred valueInnocent vs. Guilty Life - The crucial distinction in pro-life ethicsErica Kirk's Forgiveness - A remarkable demonstration of grace and mercyPersonal vs. State Forgiveness - Why individual forgiveness doesn't eliminate state responsibilityRomans 13 Teaching - The God-ordained role of government in justiceThe Sword of Justice - Understanding the state as God's avenger against wrongdoingProtecting Society - Why enforcing consequences for murder defends all lifeScripture ReferencesExodus 20:13 - The sixth commandment against murderGenesis 9:6 - Whoever sheds man's blood, by man shall his blood be shedRomans 13:3-4 - The state as God's servant bearing the swordAbout The Ten Commandments BookHeath Lambert's new book "The Ten Commandments: A Short Book for Normal People" is now available. This accessible guide explains how God's commands apply to modern life without requiring theological education. Perfect for personal study, evangelism, or gifts to friends, neighbors, and family.Order now and download a free chapter at fbcjax.com/tencommandments Have a question you'd like answered? Send it to markedbygrace@fbcjax.com

Business Coaching Secrets
BCS 324 - Mastering Operational Excellence: Going Deep With AI and Business Systems

Business Coaching Secrets

Play Episode Listen Later Dec 5, 2025 50:30


Episode Summary In this solo episode of Business Coaching Secrets, Karl Bryan dives deep into a heartfelt tribute for his late business partner, Adrian Osh, highlighting the profound lessons learned from their collaboration. Karl then tackles practical listener questions, unpacking the realities of selling a home to fund retirement, offering advice for high-budget marketing campaigns, and providing a grounded view on integrating AI into business operations. He closes the episode with powerful mindset strategies for handling anxiety, depression, and the importance of presence, especially for ambitious business coaches. Key Topics Covered 1. Lessons from Adrian Osh's Legacy Karl shares an emotional reflection on what made Adrian Osh an outstanding team player, business partner, and mentor. He spotlights Adrian's quiet leadership, relentless work ethic, and the transformative power of being the "exception." 2. The Truth About Downsizing for Retirement A listener's question about selling a $1.5M home to buy a $750K condo triggers an honest discussion about the myth of "freeing up cash" through downsizing. Karl outlines all the often-overlooked costs and emotional pitfalls, and suggests alternative, wealth-building strategies. 3. Coaching High-Eight-Figure Clients with a Seven-Figure Marketing Budget Karl explains why branding, not features or direct response, is what separates great marketing at scale. He delves into Apple, Nike, and Tony Robbins as branding masters, and shows how to craft a compelling "through line" grounded in company values. 4. How to Actually Integrate AI in Your Coaching Business Karl delivers a reality check: stop chasing new AI tools and focus on operational fundamentals. He emphasizes designing processes and going "a mile deep" in workflow, rather than constantly seeking the next shiny technology. 5. Mindset and Presence: Managing Ambition, Anxiety, and Depression The episode wraps up with actionable mental wellness insights, including the importance of presence, the unavoidable link between ambition and anxiety, and practical self-care routines for the busy business coach. Notable Quotes "Building a business is not about being hyped up with excitement. It's being cool, calm, and collected when things go sideways." "Vanity metrics… they're kind of for the idiots. What really matters is clients in the door, retention, and cash hitting the bank account." "More companies go out of business from growth than lack of sales. It's growth without systems and foresight that does them in." "The highest level of marketing is branding… if you're doing your job right, people know what you stand for." "The money isn't in the buying or selling—it's in the waiting." "Focus is about eliminating distractions. With AI, everyone chases new and next, but the power is in going a mile deep." "Your presence is the greatest gift you can give your loved ones—and yourself." Actionable Takeaways Don't Romanticize Selling Assets for Quick Cash: Factor in all transaction costs and emotional realities before downsizing a home in retirement. Consider keeping existing property and leveraging it for rental income and long-term wealth. Build Brands, Not Just Campaigns: Anchor your marketing strategy in your core values and "through line" message—like Nike's "Just Do It" or Apple's "Think Different." Features and specs won't win at scale. Go Deep, Not Wide with AI: Maximize your existing AI tools for operational clarity before pursuing every latest update. Map out workflows, document processes, and resist the urge to chase novelty. Channel Ambition, Manage Anxiety: Remember anxiety comes with ambition. Rather than trying to eliminate it, learn to manage it through gratitude, presence, and regular self-care (walks, meditation, sunlight). Practice Presence in Relationships and Work: Intentionally slow down, step outside, and fully engage with your loved ones—especially during holidays. Presence is the antidote to time "flying by." Structure for Compounding Improvement: Success (in business and using AI) is about small, incremental improvements measured, tracked, and refined over time. Resources Mentioned Profit Acceleration Software™ – Built by Karl Bryan for compounding growth in any business. Focus.com – Home of the Profit Acceleration platform and business coaching tools. Classic Branding Campaigns: Nike ("Just Do It") Apple ("Think Different") Tony Robbins' "Mastery University" AI Tools: ChatGPT Grok Recommended Mindset Practices: Meditation (10 minutes daily) Gratitude journaling Walking outside, grounded and phone-free If you enjoyed the episode, please subscribe, share with a fellow coach, and leave a review. See you next week on Business Coaching Secrets! Ready to elevate your coaching business? Don't wait! Listen to this episode now and make strides towards your goals. Visit Focused.com for more information on Profit Acceleration Software™ and join our community of thriving coaches.

Finding Financial Freedom with The Frugal Physician
Ep114: How Doctors Can Access Fair Loans and Build Successful Practices: Financial Freedom with Doc2Doc CEO Dr. Zwade Marshall - Part 2

Finding Financial Freedom with The Frugal Physician

Play Episode Listen Later Dec 5, 2025 59:08


This is Part 2 of our conversation with Dr. Zwade Marshall and the final episode for a while as Dr. Disha begins a new chapter, opening her own Direct Primary Care practice. Dr. Zwade Marshall is an Emory and Harvard trained anesthesiologist, interventional pain specialist, CMO of Regenerative Spine and Pain Specialists, and co-founder and CEO of Doc2Doc Lending, a lending platform created by doctors for doctors. In this closing installment, Dr. Marshall explains what it truly means for physicians to make empowered decisions when opening, financing, and building their own practice. He shares the financial pitfalls many doctors overlook, the importance of understanding market demographics, and how tools such as Tenant Improvement Allowance and ownership-based tax benefits can significantly shape long-term wealth for private practice physicians. If you are planning to open a clinic, transition into DPC, or simply want to understand practice financing more clearly, this episode offers practical guidance that medical training rarely covers. Key Topics Covered: 1. How empowered doctors make empowered decisions Why physicians must learn to evaluate risk, financing, long-term ROI, and operational decisions with the same confidence they use in clinical care—and how that mindset shift changes everything. 2. Financing your own medical practice Understanding budget allocations, startup capital, cost projections, and what you should (and shouldn't) take on debt for when building your practice from scratch. 3. The Market Demographic Survey What a demographic report actually tells you, how it affects patient volume and payer mix, and why it's one of the most critical early steps in choosing your practice location. 4. Tenant Improvement Allowance (TIA) What TIA is, how landlords use it to attract medical tenants, how much you can negotiate, and how it reduces upfront buildout costs for new practice owners. 5. Why owning your medical practice building is a long-term wealth strategy The tax benefits, equity growth, and stability that come with being your own landlord—and why many physicians only realize these advantages too late in their careers. 6. Financing (How do doctors get capital?) Especially when they don't have revenue yet. Listener Takeaways: The mindset shifts required to become an empowered, financially confident physician How to allocate budget and financing when opening a practice Why demographic surveys are essential for choosing the right location How Tenant Improvement Allowances work and how to negotiate them The long-term tax benefits and wealth advantages of owning your practice property How platforms like Doc2Doc support physicians with smarter, physician-centered lending Real-world financial advice every doctor should know before launching a private practice or DPC model Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Zwade Marshall, CEO of Doc2Doc Lending   This episode is brought to you by Doc2Doc Lending. Doc2Doc Lending offers personal loans up to $100,000 for doctors — designed to help you consolidate debt, invest in your goals, or get ahead financially. Founded by doctors for doctors, we make funding simple, transparent, and tailored to the medical community. Visit their website at: https://www.doc2doclending.com/personal-loans-for-physicians/?utm_source=FrugalPhysician&utm_medium=podcast&utm_campaign=FP   This episode is brought to you by Black Swan Real Estate, led by physician-investor Dr. Elaine Stageberg.  Dr. Stageberg, a Mayo Clinic–trained physician, together with her husband Nick, has spent years building Black Swan Real Estate into a diversified, large-scale portfolio now approaching half a billion dollars across 2,000 doors.  Now, through their Secure Freedom Fund, a 10% fixed rate of return offering, you can invest alongside them. The Secure Freedom Fund offers institutional-quality real estate opportunities—designed to deliver strong cash flow, long-term growth, and remarkable tax advantages.  This fund is uniquely structured so that each investor can tailor it to their own individual goals: a minimum investment of just $25,000, the ability to choose monthly cashflow distributions or to elect the compounding option for higher overall growth, the option to exit the fund on your timing, the flexibility to invest in your personal name, a trust, an LLC, or a retirement account, and so much more.  If you're an accredited investor who's ready to diversify beyond Wall Street and invest with experienced, trust worthy operators who've been exactly where you are, visit SecureFreedomFund.com today to learn more. From there, you can review the slides, watch the webinar, and even a book a call directly 1:1 with Dr. Elaine Stageberg.  That's SecureFreedomFund.com.

The Truth Central with Dr. Jerome Corsi
Trump's Hemisphere Strategy vs. China's Global Takeover

The Truth Central with Dr. Jerome Corsi

Play Episode Listen Later Dec 5, 2025 45:24 Transcription Available


In this critical national security briefing, Dr. Jerome Corsi is joined by Lt. Col. (Ret.) Tony Shaffer, former U.S. Army intelligence officer, Newsmax contributor, and national security expert, to expose why a deep-water port in Chile has become a major strategic flashpoint in the escalating U.S.–China global power struggle.China is moving aggressively to secure control over a strategically placed Pacific port in South America, cutting shipping time to Asia by over two weeks and giving Beijing direct access to rare earth minerals, lithium, agriculture, and energy resources. Dr. Corsi and Tony Shaffer warn this move is not commercial — it is geopolitical warfare disguised as trade. 

The Professional Services Pursuit
Ep. 107 - The Five 2026 Anti-Trends Professional Services Leaders Need to Hear w/ Brian Sommers

The Professional Services Pursuit

Play Episode Listen Later Dec 4, 2025 27:36


In this episode of the Professional Services Pursuit podcast, host Banoo sits down with industry analyst and longtime consulting leader Brian Sommer to break down the five critical “anti-trends” professional services firms must confront heading into 2026. Instead of following the overhyped AI narratives dominating the market, Brian challenges firms to rethink how they present expertise, differentiate themselves, and build credibility in an era where clients are more informed and more skeptical than ever. Key Topics Covered in This Episode:Why firms must stop selling AI solutions in 2026 the same way they did in 2025How to “show, not tell” the real art of the possible with AIWhy sharing your firm's internal AI journey is essential for credibilityThe importance of proprietary intellectual propertyThe need to rethink your firm's value proposition and commercial model Hosted on Acast. See acast.com/privacy for more information.

WealthTalk
Why Senior Executives Are Turning to Portfolio Careers for Freedom and Fulfilment

WealthTalk

Play Episode Listen Later Dec 4, 2025 39:27


Key Topics Covered:1. Why Executives Choose Portfolio CareersMany senior leaders leave corporate jobs for more control, flexibility, and purpose.Becoming a non-executive director (NED) lets them advise several businesses, stay intellectually engaged, and build multiple income streams.2. What a Non-Executive Director Actually DoesNEDs guide and support business owners, using their experience and networks to help smaller companies grow.Typical NEDs are former CEOs, directors, or C-suite leaders who want to keep working, but on their own terms.3. Adrian's Journey: From Corporate to EntrepreneurAdrian left a high-level tech role to help executives move into business ownership.He built and acquired several companies, faced personal and business setbacks, and ultimately found new direction after a major life shift.4. Overcoming Identity and Timing ChallengesLeaving a big job can trigger a loss of identity; Adrian stresses the importance of recognising your own value and skills.Timing your transition is key—look for inflection points like changes at work, financial readiness, or life events.5. How to Start Your Own Portfolio CareerAdrian recommends a three-phase roadmap:Clarify your value and how you're seen (positioning)Tap into your existing network for opportunitiesBuild new connections aligned with your goalsLinkedIn is powerful, but most executives underuse it—focus on connecting, not selling.6. The Wealth-Building BenefitsNED roles create time for other wealth-building activities, like property or investing.Some coaches and NEDs eventually take equity stakes in businesses, building long-term wealth and influence. Actionable Takeaways:Consider a portfolio career if you want more freedom, less risk, and a chance to use your experience in new ways.Prepare for the identity shift and plan your timing and finances.Use your network and be proactive—opportunities often come from people you already know.Don't be afraid to reach out for guidance or support. Resources:Leverage Your Corporate Experience to Secure Paid SME Board RolesDownload the Pension and Inheritance Tax GuideWealthBuilders Membership: Free access to guides, webinars, and community Connect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:  Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Marked by Grace
Singleness and Contentment

Marked by Grace

Play Episode Listen Later Dec 1, 2025 7:17


If you say you're content being single but then enter a relationship, were you really content? Pastor Heath Lambert addresses this honest question with biblical wisdom about contentment, changing circumstances, and his own surprising college love story.Timestamps0:00 - Introduction and the question0:46 - The question: Were they really content?1:40 - The answer: Yes, of course you can be2:03 - Why: Both contentment and relationships are flexible2:22 - Philippians 4:11: Paul's secret of contentment3:24 - Being content in singleness3:47 - Contentment in changing circumstances4:27 - The sin of grumbling vs. the grace of contentment4:46 - Personal story: College and "ring by spring"5:17 - Entering senior year single with no prospects6:08 - Meeting Lauren in October, dating by February6:26 - Being content single, then content in relationship6:43 - The challenge: Don't wish for something different7:05 - The secret through Jesus's graceKey Topics CoveredThe Contentment Question - Understanding if pursuing relationship contradicts previous contentmentFlexible Not Absolute - Why both contentment and relationship status changePhilippians 4:11 Framework - Paul's teaching on learning contentment in every circumstanceThe Pattern of Contentment - Being content in plenty and in need, in abundance and in lackContentment in Singleness - Trusting God has given you the best thing for this momentChanging Circumstances - How to stay content as your situation changesThe Sin of Grumbling - Whether single or in relationship, discontentment is the problemPersonal Testimony - Heath's own journey from contentment in singleness to meeting his wifeThe True Secret - Contentment comes through Christ's strengthening graceScripture ReferencesPhilippians 4:11-13 - Learning to be content in every circumstance through ChristAbout The Ten Commandments BookHeath Lambert's new book "The Ten Commandments: A Short Book for Normal People" is now available. This accessible guide explains how God's commands apply to modern life without requiring theological education. Perfect for personal study, evangelism, or gifts to friends, neighbors, and family.Order now and download a free chapter at fbcjax.com/tencommandmentsHave a question you'd like answered? Send it to markedbygrace@fbcjax.com

The Healthtech Marketing Podcast presented by HIMSS and healthlaunchpad
Building a Brand in Healthcare's Most Competitive AI Market

The Healthtech Marketing Podcast presented by HIMSS and healthlaunchpad

Play Episode Listen Later Dec 1, 2025 46:55


Brand has become the B-word in our industry. It's almost viewed as a dirty word in certain C-Suites and marketing leaders bring it up at their peril.But let's face it, without a strong brand, your sales are going nowhere. And this is especially the case in healthcare technology, where buyers have favorites and start a 13+ month buyer journey with a shortlist in mind.In this episode, I sit down again with my friend and healthtech marketing leader, Lea Chatham, to unpack what it takes to create and build a strong brand.We discuss what it really takes to build a brand in the white-hot ambient AI/clinical scribe space. We start with the reality that large buying groups are overwhelmed with noise, and increasingly turn to a few trusted sources to quietly shortlist the top two or three vendors before they ever talk to sales. If you're not consistently showing up with credibility in those channels, you may never even make the long list, let alone the shortlist. Lea and I then dive into the specific brand challenges she's taken on at Heidi Health. Heidi began as a bottom-up, product-led, physician-led company with a very “sign up free and try it” feel. Lea walks through how they've repositioned Heidi to a broader “AI care partner” that can sit beside any clinician across organizations of all sizes, while still staying obsessed with physician experience and adoption. We also explore the broader competitive landscape in ambient AI. Lea describes two main camps: solutions tightly embedded in the EHR, and “untethered” scribes where integration is the last step rather than the first. From there we zoom out into brand strategy and execution. We talk about the constant push to create “branded demand,” where every brand investment also drives pipeline, and every demand gen motion reinforces the brand. Lea explains that you can't build a serious brand in this market purely organically. You have to spend selectively, like picking a few big bets (like going big with CHIME, co-authoring an award submission with marquee enterprise customers, or key analyst relationships) that can create outsized visibility and credibility quickly while your broader organic engine spins up. Key Topics Covered:"(00:00)" Setting the Stage: Ambient AI “Land Grab” & Buying Groups"(03:10)" Heidi as the “New Kid” & the Enterprise Brand Barrier"(06:20)" Measuring Brand Without a Six-Figure Budget"(10:20)" Mapping the Ambient AI Landscape & Heidi's Positioning"(16:20)" Global Brand, Local Markets: From Scribe to “AI Care Partner”"(19:30)" Tailoring Messaging for Personas, ICPs & Regions"(25:10)" Brand Consistency, Naming, and Product Architecture"(30:10)" Building the Heidi Brand in the US: Tactics & “Branded Demand”"(35:40)" Adapting SEO for the AI & Prompt Era"(38:00)" Final Advice: Strategic Spend & Big Bets (CHIME Case Study)If you are interested in discussing this or any other topic, let's have a chat.  Reach out to me directly to schedule a no-obligation discussion. This isn't a sales call, but rather an opportunity to talk through your questions and challenges.Follow me on LinkedIn.Subscribe to The Healthtech Marketing Show on Spotify or watch us on YouTube for more insights into marketing, AI, ABM, buyer journeys, and beyond!Thank you to our presenting sponsors, HIMSS, a leader in advancing health equity, digital innovation, and data-driven care through technology, policy, and community collaboration. And also HealthcareNOW, 24/7 expert shows, interviews, and podcasts, powering healthcare leaders with innovation, policy, and strategy insights.

Coach Code Podcast
#746: The Profit Engine Blueprint — Turn Your Real Estate Business Into a Predictable Growth Machine

Coach Code Podcast

Play Episode Listen Later Nov 28, 2025 58:50


Episode Overview In Part 4 of the Power Hour Series, John Kitchens and Joel Perso deep-dive into one of the most pivotal milestones of the entire framework—the Profit Engine. If Milestone 1 gave you clarity, Milestone 2 charted your course, and Milestone 3 upgraded your thinking… this is where you finally start architecting the business machine that will free you from the transaction treadmill. John and Joel break down how to build a team-driven, financially sound, scalable real estate business that no longer depends on your personal production. They unpack the four foundational pillars of the Profit Engine—Economic Model, Value Promise, Lead Magnets, and Delivery Model—and show you how each piece fits into the bigger Agent to CEO flywheel. This episode is pure gold for agents, team leaders, and entrepreneurs who want predictable growth, stronger margins, and a business model that actually produces freedom—not burnout. Key Topics Covered 1. The Profit Engine Explained Why this milestone determines whether you grow into a true CEO—or stay stuck as an average frustrated agent (AFA). Why stepping out of production requires a profitable and predictable model—not hope, not hustle. How to think like an architect designing a machine, not a salesperson chasing the next deal. 2. The Economic Model: "Math Must Math" How to design a business that remains profitable as you remove yourself from production. The truth about margins—and why most teams fail because they don't understand cost of sales. Why top-line revenue is vanity, but profit is sanity. Target margins, compensation philosophy, and how to avoid the trap of 75/25 agent splits. Why most agents never escape production because their economic model makes it mathematically impossible. Books mentioned: Simple Numbers, Straight Talk, Big Profits (Greg Crabtree) Profit First (Mike Michalowicz) Psychology of Money (Morgan Housel) 3. The Promise: Your Value Proposition to the Market "Businesses compete on promise… and survive on the promises they keep." How to define the ONE major pain your ideal client has—and the solution only you provide. Why your value proposition must work for two audiences: Buyers & Sellers Agents How to craft your "Only We…" statement that separates you from every other agent with a business card. 4. The Magnet: Creating Consistent Lead Flow Why picking ONE channel first prevents "half-built bridges." How to build hooks, stories, and offers that attract your ideal client. Why missing CTAs are the #1 reason agents' marketing fails. The metrics you MUST track to know if marketing works (and what to ignore). 5. The Delivery Model: The Promise Kept How to map the 5–7 step client journey that delivers a world-class experience. The secret to scaling: roles, handoffs, and accountability. Why every stage needs a commitment and a deliverable. How your service model drives advocacy, referrals, and repeat business. 6. The Agent to CEO Flywheel Why every milestone fuels the next—and why momentum is everything. Why losing momentum is 10x harder to rebuild than it is to maintain. The leadership principles needed to avoid complacency as you scale. Books mentioned: The Need to Lead by Dave Berke. Resources & Mentions Simple Numbers, Straight Talk, Big Profits – Greg Crabtree Profit First – Mike Michalowicz Psychology of Money – Morgan Housel The Need to Lead – Dave Berke The Motive – Patrick Lencioni Choose Your Enemies Wisely – Patrick Bet-David The Fifth Discipline – Peter Senge CHSA / CHBA Certifications CoachKitchens.ai (AI-powered business assistant) Honey Badger Nation Final Takeaway If you want freedom, you must build the machine. The Profit Engine is the blueprint for predictable, scalable, team-driven revenue—so you can step out of production without your business falling apart. As John says: "Words talk. Numbers scream. If you don't know your numbers, you don't know your business." Connect with Us: Instagram: @johnkitchenscoach LinkedIn: @johnkitchenscoach Facebook: @johnkitchenscoach If you enjoyed this episode, be sure to subscribe and leave a review. Stay tuned for more insights and strategies from the top minds. See you next time!

WealthTalk
2027 Inheritance Tax & Pensions Shake Up: Everything You Need to Know

WealthTalk

Play Episode Listen Later Nov 26, 2025 75:25


Key Topics Covered:1. What Changes in April 2027Unused pensions will count towards inheritance tax.Anything above the tax-free limit may be taxed at 40%.More families will be affected due to frozen allowances.2. Executors, Lost Pensions and Hidden TrapsNew burdens and risks for executors who must locate and report all pensions.The scale of “lost pensions” and how to track them down.When to consider consolidating multiple pots and when to seek advice.3. Income vs Capital and Smart GiftingIHT as a tax on capital, not income.Annual allowances, the 7‑year rule and “gifts with reservation”.How gifts out of surplus income can be unlimited and IHT‑free if well documented.4. Pensions, Annuities and Who's AffectedWhich pensions are not treated as capital (state, final salary, annuities).Which are caught by the new rules (personal pensions, SIPPs, SSAS, DC workplace schemes).Pros and cons of using annuities to swap capital for income.5. SSAS Pensions and Multi‑Generational PlanningWhat a SSAS is and who can qualify (limited company owners).Using SSAS to consolidate pots, invest entrepreneurially and involve adult children.Strategies like contributions for children, earmarking and loanback to shift value down the bloodline.6. Life Cover, Wills and the Family Wealth FortressWhy life insurance should be written in trust to avoid swelling your estate.Using whole‑of‑life, second‑death cover to fund an inevitable IHT bill.The basics everyone should have in place: will, LPAs, and an annual “estate stock take”.Actionable Takeaways:Assume the 2027 rules will affect you if you have pensions and other assets – start planning now.Calculate your current estate and repeat annually to see how close you are to IHT thresholds.Trace and tidy up old pensions; don't leave a mess for your executors.Learn the difference between gifting capital and gifting surplus income – and document income gifts carefully.Review life cover and trusts; consider SSAS if you're a business owner wanting to build and pass on wealth efficiently.Resources & Next Steps:Join the Waitlist and Get Your Free Inheritance Tax & Pensions Guide - Be the first to receive this essential guide as soon as it's readyWealthBuilders Membership: Free access to guides, webinars, and communityConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.Next Steps On Your WealthBuilding Journey:  Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Hunters and Unicorns
Meet our NEW Sponsor!

Hunters and Unicorns

Play Episode Listen Later Nov 26, 2025 18:48


In this episode, we talk to Jason Eubanks, CEO and Co-founder of Aurasell (our brand NEW Sponsor!), about his transition from a 20-year go-to-market operator to a builder and founder. Jason shares the exact moment he became obsessed with solving a major product problem, the complexity and low productivity caused by massive tool sprawl (over 20 products) and unintentional data silos in the go-to-market stack. He details the crucial steps of founding Aurasell: partnering with a complementary CTO, validating the huge market problem (estimating over $1 billion in services spend), and securing a significant seed round to build the world's first AI-native CRM platform focused on customer-problem-centric design.

Marked by Grace
Is Family Conflict a Sin?

Marked by Grace

Play Episode Listen Later Nov 24, 2025 7:12


When family relationships break down and members "end up not getting along," is that sinful? Pastor Heath Lambert provides biblical guidance on the two main reasons families don't get along and how to handle both sin and differences in family relationships.Timestamps0:00 - Introduction and the question0:55 - The significance of "end up not getting along"1:13 - The answer: Yes, it's a sin1:16 - Two main reasons families don't get along1:31 - Reason 1: Sin separates families2:16 - Sin can be dealt with through confession and forgiveness3:23 - Reason 2: Human differences between family members3:51 - Examples of normal human differences4:02 - Ephesians 4:1-2: Bearing with one another in love5:14 - How to handle sin vs. how to handle differences5:28 - When ending up not getting along becomes sin6:10 - Family doesn't have to be your favorite people6:40 - Family as training ground for life6:50 - The best families in a fallen worldKey Topics CoveredThe End Result Problem - Why "ending up not getting along" indicates unresolved issuesSin as Separator - How sin brings destruction, pain, and conflict into family relationshipsThe Path to Reconciliation - Confession to God and family, asking for forgivenessGranting Forgiveness - The biblical command to forgive when askedHuman Differences - Understanding that different preferences aren't sinsBearing With One Another - Ephesians 4:2 and the call to tolerate differences in loveTwo Different Solutions - Confession and forgiveness for sin, bearing in love for differencesWhen Conflict Becomes Sin - Failing to confess, forgive, or bear with differencesFamily as Training Ground - How family relationships prepare us for all relationshipsRealistic Expectations - Why the best families aren't perfect, just repentant and patientScripture ReferencesEphesians 4:1-2 - Walking worthy and bearing with one another in loveAbout The Ten Commandments BookHeath Lambert's new book "The Ten Commandments: A Short Book for Normal People" is now available. This accessible guide explains how God's commands apply to modern life without requiring theological education. Perfect for personal study, evangelism, or gifts to friends, neighbors, and family.Order now and download a free chapter at fbcjax.com/tencommandmentsHave a question you'd like answered? Send it to markedbygrace@fbcjax.com

Inner Voice - Heartfelt Chat with Dr. Foojan
Unlocking Your Mind: The Neuroscience of Hypnosis

Inner Voice - Heartfelt Chat with Dr. Foojan

Play Episode Listen Later Nov 24, 2025 44:18 Transcription Available


✨ E429 – INNER VOICE: A Heartfelt Chat with Dr. Foojan & Dr. Gina Chiriac | Integrative Psychotherapy, Neuroscience & Healing Join Dr. Foojan Zeine in this deeply inspiring and emotionally rich conversation with Dr. Gina Chiriac (Gina Kiriak)—a leading European psychologist, integrative psychotherapist, researcher, and founder of Romania's first accredited Integrative Psychotherapy Training Institute. In this episode, we explore psychotherapy, trauma healing, hypnosis, neuroscience, brain mapping, meditation, emotional regulation, early childhood development, and the future of mental health.

Talk Property To Me Podcast
Building Approvals Surge, Supply Collapses! What's Next for Australia?

Talk Property To Me Podcast

Play Episode Listen Later Nov 23, 2025 17:21


In this episode of Talk Property To Me, hosts Brad East and Aaron Downie unpack one of Australia's biggest issues right now: building approvals are rising, but construction output is falling — all while the country faces the largest population boom on record. Australia approved more homes than ever in 2024–2025, yet fewer houses are actually being built. In this episode, we break down the real reasons behind the housing supply crunch — from labour shortages, skyrocketing material costs and developer feasibility, to the impact of surging investor lending and record migration.  We also analyse how government planning reforms, council delays, CDC pathways and the Housing Future Fund are affecting supply, rental prices, and long-term affordability for first-home buyers and investors.

Finding Financial Freedom with The Frugal Physician
Ep113: How Doctors Can Access Fair Loans and Build Successful Practices: Financial Freedom with Doc2Doc CEO Dr. Zwade Marshall

Finding Financial Freedom with The Frugal Physician

Play Episode Listen Later Nov 21, 2025 38:19


In today's episode, Dr. Disha Spath sits down with Dr. Zwade Marshall—Emory- and Harvard-trained anesthesiologist, interventional pain specialist, CMO of Regenerative Spine and Pain Specialists, and co-founder/CEO of Doc2Doc Lending, a lending platform built by doctors for doctors. Dr. Marshall shares the real story behind why traditional banks misunderstand early-career physicians, how his own relocation struggle sparked Doc2Doc, and how their proprietary underwriting finally evaluates doctors based on potential, not current cash flow. Whether you're an early-career doctor trying to get approved for a loan, or an experienced physician thinking about launching your own practice, this episode is full of practical, real-world financial advice that medical training never covered. Key Topics Covered: 1. Why traditional banks undervalue physicians How big student loans and low early income distort our financial picture and why banks overlook our recession-proof earning potential. 2. How Doc2Doc Lending was born The moment Dr. Marshall realized the system was broken and how he built a lending model that evaluates physicians prospectively, not punitively. 3. What makes Doc2Doc underwriting different NPI verification, training stage, specialty, geography, cash-flow behaviors, and machine-learning insights that actually reflect physician realities. 4. When using leverage makes sense Why personal loans can be powerful tools for practice start-up costs, fix-and-flips, or bridging SBA delays and why they shouldn't be used for consumption. 5. Understanding loan types, rates, and flexibility How Doc2Doc's unsecured personal loans work, the monthly rate model, no-prepayment-penalty structure, and common use cases among physicians. 6. Credit scores, shame, and starting from scratch A discussion especially relevant for immigrants and young physicians with thin credit files plus why your early FICO score doesn't define your financial future. Listener Takeaways: How Doc2Doc evaluates doctors differently than banks Why physicians are statistically low-risk borrowers (even with $300K+ in loans) What new attendings need to know about credit scores, debt, and loan approvals Accessing fair and fast personal loans as a resident, fellow, or new attending How physicians can use lending to start a medical practice The most common mistakes new practice owners make and how to avoid them Why private practice and cash-based care models are creating new physician freedom Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Zwade Marshall, CEO of Doc2Doc Lending   This episode is brought to you by Doc2Doc Lending. Doc2Doc Lending offers personal loans up to $100,000 for doctors — designed to help you consolidate debt, invest in your goals, or get ahead financially. Founded by doctors for doctors, we make funding simple, transparent, and tailored to the medical community. Visit their website at: https://www.doc2doclending.com/personal-loans-for-physicians/?utm_source=FrugalPhysician&utm_medium=podcast&utm_campaign=FP   This episode is brought to you by Black Swan Real Estate, led by physician-investor Dr. Elaine Stageberg.  Dr. Stageberg, a Mayo Clinic–trained physician, together with her husband Nick, has spent years building Black Swan Real Estate into a diversified, large-scale portfolio now approaching half a billion dollars across 2,000 doors.  Now, through their Secure Freedom Fund, a 10% fixed rate of return offering, you can invest alongside them. The Secure Freedom Fund offers institutional-quality real estate opportunities—designed to deliver strong cash flow, long-term growth, and remarkable tax advantages.  This fund is uniquely structured so that each investor can tailor it to their own individual goals: a minimum investment of just $25,000, the ability to choose monthly cashflow distributions or to elect the compounding option for higher overall growth, the option to exit the fund on your timing, the flexibility to invest in your personal name, a trust, an LLC, or a retirement account, and so much more.  If you're an accredited investor who's ready to diversify beyond Wall Street and invest with experienced, trust worthy operators who've been exactly where you are, visit SecureFreedomFund.com today to learn more. From there, you can review the slides, watch the webinar, and even a book a call directly 1:1 with Dr. Elaine Stageberg.  That's SecureFreedomFund.com.

The Behavioral Observations Podcast with Matt Cicoria
Making ABA Research Matter: Practical Dissemination Strategies for Behavior Analytic Scholars, Inside JABA 25

The Behavioral Observations Podcast with Matt Cicoria

Play Episode Listen Later Nov 19, 2025 69:26


Episode Overview In this special episode of the Behavioral Observations Podcast, I had the honor of celebrating the 25th installment of the Inside JABA Series. This one was particularly meaningful because it also marks the final appearance of Dr. John Borrero in his role as Editor-in-Chief of The Journal of Applied Behavior Analysis. I invited John to reflect on his three-year tenure—what he learned from reading an enormous volume of manuscripts, how his thinking evolved, and why adapting our language is essential if we want behavior analysis to reach broader audiences. From there, we transitioned into an informative conversation with Dr. Nate Call from Emory University. Nate's recent work focuses on how we can better disseminate applied behavior analysis, not just distribute it. His paper, Scholarship as an Operating Class: Strategies and tactics for increasing dissemination of applied behavior analysis, has already shifted how I think about how our field packages and shares research. In this episode, Nate walked us through actionable strategies for increasing the reach and impact of our work. Key Topics Covered in This Episode 1. John Borrero's Reflections from the Editor's Chair John looked back on his three years as Editor-in-Chief, and I asked him what surprised him most. He talked about: How important clear, accessible language is for dissemination Why behavior analysts must evolve how we communicate without losing our scientific roots Efforts to make JABA papers more accessible through translated articles What it's like to manage a massive editorial workflow and team 2. The Real Difference Between Dissemination and Distribution Nate clarified something that—and I'll admit—I hadn't always thought deeply about: there's a big difference between making your work available and ensuring your work is actually used. Nate described it like: Distribution = scattering seeds Dissemination = preparing the soil so they actually grow He also explained why early-career researchers often focus on distribution out of necessity, and how we can transition to more deliberate dissemination strategies over time. 3. Scholarship as an Operant Class Nate walked me through the framework behind his recent paper. He described scholarly behavior as something shaped by contingencies—just like anything else. We talked about: How individual and systemic consequences shape publishing choices Why some of the most high-impact papers come from individuals rather than large labs Concrete strategies we can use to increase the visibility and influence of our work 4. Boundary Encounters and Second-Generation Innovations I asked Nate about how ideas move between disciplines, and he introduced the concept of boundary encounters. We discussed: Incoming vs. outgoing boundary encounters How second-generation innovations help behavior analysis reach audiences outside our traditional spaces Why these interactions are essential if we want ABA to have a broader societal impact 5. Expanding Our Methodological Toolkit We took a deep dive into methodology and talked about the strengths of single-subject designs—as well as their limitations. Nate made a compelling case for: When behavior analysts should consider Randomized Control Trials, implementation science, or mixed methods Why diversifying methodologies helps us answer questions that matter to educators, policymakers, and grant reviewers What we lose when we rely exclusively on traditional single-subject approaches 6. Participatory Action Research and Social Validity I asked Nate to explain participatory action research, and he shared a powerful example involving first responders and families in crisis situations. He emphasized: The importance of involving stakeholders early How PAR elevates social validity and context Why many federal funders now expect qualitative or participatory components How behavior analysts can begin building these skills, even if it feels unfamiliar 7. Measuring Our Impact More Effectively We also explored how to know whether dissemination is working. Nate and I discussed: Bibliographic network analysis Alt-metric measures The importance of citing intentionally to strengthen high-quality scholarship within the field 8. Nate's Advice for New BCBAs To close the episode, I asked Nate what he'd tell new behavior analysts entering the field. He encouraged them to: Read widely—far beyond behavior-analytic journals Become conversant in different research methods Build collaborations with experts in qualitative, mixed, and implementation-science approaches Think functionally about their own scholarly and professional behavior 9. Resources Mentioned in this Podcast Foxx (1996). Translating the Covenant: The behavior analyst as ambassador and translator Chawla (2020). Science is getting harder to read Critchfield, et al. (2013). A half century of scalloping in the work habits of the United States Congress Klein and Thompson (2025). Abundance The Prisoner's Dilemma Call et al. (2015). Clinical Outcomes of Behavioral Treatments for Pica in Children with Developmental Disabilities Critchfield (2002). Evaluating the function of Applied Behavior Analysis: A bibliometric analysis Inside JABA 18: How to Disseminate Behavior Analytic Technologies (CEU available!) Implementation Science and Participatory Action Research If you're passionate about increasing the influence of behavior analysis—whether through research, writing, teaching, or practice—this episode offers clear, functional guidance for how to do it.

WealthTalk
Creating Community and Cashflow: The Story Behind Girls in Property with Athena Dobson

WealthTalk

Play Episode Listen Later Nov 19, 2025 65:13


Key Topics Covered:1. From Furlough to Property FreedomHow COVID and furlough ended Athena's high‑performing travel career overnight.Using that pause to ask, “Is this the life I want for the next 5–10 years?”Buying her first flat in Bournemouth, getting the numbers wrong, and why she still calls it her “baby” and best teacher.2. Rent‑to‑Rent, Burnout and Pivoting StrategyMoving into rent‑to‑rent HMOs and serviced accommodation to generate cashflow.The reality of late‑night calls, guest issues and stress – including the Sunday night window incident.Handing back all rent‑to‑rent properties and feeling as free returning the keys as when she first got them.Pivoting to simpler, long‑term strategies: buy‑to‑lets and buy–refurbish–refinance, with flips and land development as future options.3. Building Girls in Property: Community, Recurring Income and SupportWalking into a networking room of 45 people with only three women and thinking, “That's a shame.”Finding no UK‑based female property networks or podcasts, then launching Girls in Property in 2023.Growing from a passion project that made no money for over a year into:A sponsored weekly podcast.A £30/month online membership (two live calls a month: “prosperity” and property strategy).A national community hosted on Circle, plus summer/winter parties and an annual training event.How Girls in Property now replaces and exceeds her old salary as a recurring revenue stream.4. Education, Strategy Choice and Market Opportunities“Don't rush to buy a course”: only invest if you can implement from day one.Use free education first (podcasts, YouTube, books) and do due diligence on paid training.Choosing strategy based on four resources: knowledge, money, time, energy – plus personality and end goal.Example of a mentee who came for rent‑to‑rent but was better suited to partnering with an investor on flips.Why today's market, with older landlords exiting, offers opportunities if you talk to people and build relationships with agents.5. Health, Wealth and Your Own Version of SuccessAthena's view of financial freedom as choice – the ability to respond to life, travel and allocate time where it matters.Burning out twice and realising “health is wealth” – long‑term wealth is pointless if you destroy yourself getting there.Her guiding question: “What does your version of success look like – and who's standing next to you on that hill?”Current focus: simplifying businesses, building cashflow and wealth, and aiming to be retired by 50 with businesses that don't rely on her daily presence.Actionable Takeaways:Assess your knowledge, money, time and energy before choosing a strategy.Use free education first; only buy courses you're ready to implement immediately.Document your journey from day one to build trust with future investors and partners.Avoid shiny penny syndrome – simplify down to strategies that fit you and your goals.Protect your health and pace yourself; wealth building is a long‑term game.Resources & Next Steps:Girls in Property Community & MembershipGirls in Property PodcastWealthBuilders Membership: Free access to guides, webinars, and communityConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.Next Steps On Your WealthBuilding Journey:  Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Hunters and Unicorns
Beyond the Sales Playbook: The #1 Skill for Getting Ahead in Tech with Emma Maslen

Hunters and Unicorns

Play Episode Listen Later Nov 19, 2025 61:19


In this episode of the Great Leaders UK series, we welcome Emma Maslen, author, angel investor, and founder of inspir'em. Emma draws on her successful career in large organizations like SAP and BMC to discuss the crucial difference between theoretical playbooks and their real-world, behavioral application. She stresses that the playbook is a framework to drive curiosity and risk mitigation, not a tick-box exercise. Emma also shares why networking is a constant professional necessity, detailing the common mistakes people make and how leaders can intentionally build their networks to gain knowledge and accelerate their careers.  

The Healthtech Marketing Podcast presented by HIMSS and healthlaunchpad

Is Answer Engine Optimization (AEO) really just SEO with a fresh coat of paint, or are we looking at something fundamentally different? This question has been nagging at me for weeks, and in this AI Quick Take I try to answer it.This started with a lunch conversation at the Marketing AI Conference in Cleveland, where an SEO expert told me AEO was merely a 10% incremental change from traditional SEO. Then I saw a post from Drew Neisser featuring a CMO who called AEO and GEO "a load of crap," suggesting that following SEO best practices would be sufficient. But after analyzing our own data at Health Launchpad and hearing similar stories from clients, I'm not convinced they're right.Our website traffic grew 10% month-over-month for four years straight, with 65-80% driven by SEO. Now SEO accounts for less than 40% of our traffic, but the decline has been offset by increases in referral and direct traffic from answer engines like ChatGPT, Claude, and Perplexity. We're moving into what many call a zero-click world where users get answers, not links. The new gatekeepers aren't search engines anymore - they're answer engines that read, interpret, and decide what's worth repeating. In this episode, I will unpack why I think AEO truly is a big deal and requires thinking differently about how we approach digital marketing.Key Topics Covered:"(00:00:00)" Introduction"(00:01:30)" The Question: Is AEO Just SEO Rebranded?"(00:05:00)" Is This SEO 2.0 or Something Different?"(00:05:30)" The Reality of Traditional SEO"(00:06:30)" Health Launchpad's Traffic Data"(00:08:00)" The Zero-Click World"(00:09:00)" Answers Not Links"(00:10:00)" The Skeptics' Point of View"(00:11:00)" Overlapping Tactics vs Overlapping Strategy"(00:12:00)" SEO vs AEO: Ranked vs Retrieved"(00:14:00)" Pre-Qualified Buyers from AI Engines"(00:15:00)" Zyppy's Research: 86% Citations from Owned Content"(00:17:30)" The Measurement Challenge"(00:19:00)" New Metrics: Retrieval Frequency and Answer Share"(00:22:00)" Four Key Takeaways"(00:24:30)" Future-Proofing Your Brand"(00:25:30)" Closing AdviceIf you are interested in discussing this or any other topic, let's have a chat.  Reach out to me directly to schedule a no-obligation discussion. This isn't a sales call, but rather an opportunity to talk through your questions and challenges.Follow me on LinkedIn.Subscribe to The Healthtech Marketing Show on Spotify or watch us on YouTube for more insights into marketing, AI, ABM, buyer journeys, and beyond!Thank you to our presenting sponsors, HIMSS, a leader in advancing health equity, digital innovation, and data-driven care through technology, policy, and community collaboration. And also HealthcareNOW, 24/7 expert shows, interviews, and podcasts, powering healthcare leaders with innovation, policy, and strategy insights.

WealthTalk
How to Build Freedom Through HMOs — and Why Property Still Matters

WealthTalk

Play Episode Listen Later Nov 12, 2025 47:50


Key Topics Covered:1. Mike's Journey: From Corporate to Property FreedomWhy Mike left a successful retail career for more control and family time.How a nudge from Kevin Whelan led to financial independence through HMOs.Building a business and legacy with his wife Claire and daughter Katie.2. Why Property Still MattersProperty as a long-term investment: realistic 8–10% cash returns plus asset growth.HMOs outperform single buy-to-lets for cashflow and resilience in changing markets.The maturing HMO market: easier entry with ready-made properties and new marketplaces.3. Taking the Leap: Advice for Aspiring HMO InvestorsDefine your financial and lifestyle goals before choosing the HMO route.Research HMO models (young professionals, students, etc.) and build your local power team.Action is key—most successful investors wish they'd started sooner.4. Building HMO X: An Ecosystem for HMO SuccessHMO X supports investors at every stage: learning, buying, operating, scaling, and exiting.Bronze and Silver subscriptions tailored to experience levels with access to expert support, estate agency, and the UK's first HMO auction house.Community, mentoring, compliance guidance, and a world-class power team.5. Compliance, Regulation, and Business MindsetNavigating new regulations like the Renters' Rights Act and staying systemised.Why running property as a business maximises profits and protects tenants.Leveraging your professional background for property success.6. Wealth Building, Legacy & DiversificationUsing a SSAS pension to diversify and strengthen family wealth.The importance of holistic planning: recurring income, multiple pillars, and protection (wills, powers of attorney, insurance).Knowledge transfer—teaching the next generation to build and protect wealth.7. Overcoming Barriers & The Power of CommunityThe value of support networks, mentorship, and learning from those who've “been there.”Why community and accountability increase your odds of success.Real-life case studies and five-star reviews as social proof.8. Practical Tips & Offers for ListenersHMO X offers a 10% discount on annual subscriptions for WealthBuilders members.Free initial chat for anyone exploring HMOs as a new pillar, mention you're a WealthBuilder.Leverage frameworks, community, and expert support to accelerate your journey. Actionable Takeaways:Think Long-Term: Property success comes from time in the market, not timing the market.Be Patient: Real wealth builds over 10, 15, even 20 years of holding strong assets.Aim for Steady Returns: Expect around 8–10% cash return on day one, with capital growth compounding over time.Hold for Growth: Retaining your property allows its value to appreciate significantly.Avoid Shortcuts: This isn't a quick-win strategy—discipline and strategy drive lasting success.Stay Strategic: Plan your portfolio carefully and review it regularly to stay aligned with your goals. Resources & Next Steps:HMO X - HMO Expertise all in one placePlatinum Property Partners - Build your own successful and profitable property businessWealthBuilders Membership: Free access to guides, webinars, and communityConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.Next Steps On Your WealthBuilding Journey:  Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Ditch the Suits - Financial, Investment, & Retirement Planning
Understanding How Financial Advisors Get Paid and the True Value of Advice - EP. 193

Ditch the Suits - Financial, Investment, & Retirement Planning

Play Episode Listen Later Nov 11, 2025 33:44 Transcription Available


Introduction In this episode, we sit down with Dan Kain, Senior Wealth Manager from S.E.E.D. Planning Group, to tackle one of the most misunderstood aspects of financial planning: how advisors get paid and what real value looks like at every stage of wealth. We break down the myths around fees, commissions, and the true cost of financial advice, especially for smaller investors. This episode is all about empowering you to make informed decisions about your money and your life by exposing industry practices and clarifying what you should expect from a transparent, fiduciary advisor. Key Topics Covered 1. Misconceptions About Advisor Compensation Many people believe the size of their portfolio should dictate how much they pay an advisor. For example, someone with $5,000 may think they should pay far less than someone with $1 million, but the reality is that smaller accounts can require just as much, if not more, work. There's a common misunderstanding about what services are provided and how much work comprehensive planning actually takes, regardless of account size. 2. The Challenge for Small Investors Small investors often face unique challenges. It can be hard for them to work with fee-only advisors, and they are more vulnerable to practices like “churning,” where advisors repeatedly sell products just to earn commissions, often at the client's expense. This cycle can keep small investors from growing their wealth, as excessive fees and poor investment performance from structured products eat away at their returns. 3. The Value of Fiduciary Advice Paying a fiduciary advisor, even if it seems like a higher upfront cost, can be crucial for long-term growth. Fiduciaries are legally obligated to act in your best interest, and their guidance is based on experience and a deep understanding of your unique situation. The value you receive isn't just about the time spent; it's about the expertise and the hundreds of similar situations your advisor has navigated before. Implementing their advice can lead to significant improvements in your financial situation, sometimes by six or seven figures. 4. Comprehensive Planning Goes Beyond Account Size The amount of money you have doesn't always correlate with the complexity of your planning needs. Someone with less money might have more complicated estate or tax planning issues than a wealthier client whose finances are on autopilot. An effective process involves digging into the details of each client's life to determine the real scope of work required, not just basing it on the size of their portfolio. 5. The Emotional and Practical Value of Professional Advice Many clients are frustrated by the cost of planning, especially if it's their first time working with a professional. But the real value comes from the advisor's experience, ability to see the big picture, and the potential to improve your financial outcomes. If you're only looking for free advice or don't see the value in paying for expertise, you may miss out on opportunities to significantly improve your financial future. Conclusion This episode is an educational look at the realities of financial advisor compensation and the true value of fiduciary advice. Whether you're just starting out or have significant assets, understanding how advisors are...

The Healthtech Marketing Podcast presented by HIMSS and healthlaunchpad

Healthcare is facing a “perfect storm”. And it's a perfectly bad one!In this episode, I sit down with Mark Erwich, Health Launchpad Chief Strategy Officer. Mark is a healthcare technology marketing veteran with over 20 years in the industry. Mark and I discuss "the perfect storm" facing healthcare providers, and why traditional growth-focused messaging is no longer resonating with buyers.Mark unpacks the mounting pressures on hospitals and IDNs, from shrinking margins and labor shortages to an onslaught of regulatory changes, including OPBBA, Medicaid work requirements, and ACA cuts. The healthcare system is managing multiple compounding crises simultaneously, making traditional vendor pitches about "disruptive innovation" and feature-focused solutions feel tone-deaf.We explore how vendors need to shift from a growth mindset to a resilience framework. This means moving away from generic ROI calculators toward detailed value calculators that CFOs can actually trust, and replacing growth messaging with language focused on stability, sustainability, and operational excellence. As procurement departments look to consolidate their vendor relationships, the companies that will survive and thrive are those that can prove they understand their customers' challenges and deliver measurable margin improvements, not just promised cost savings.Key Topics Covered"(00:01:00)" Mark's Background in Healthcare Technology Marketing"(00:02:30)" The Perfect Storm: Current Challenges Facing Healthcare Providers"(00:03:00)" Financial Pressures and Margin Challenges"(00:03:30)" Clinician Shortages and Workforce Issues"(00:04:00)" Regulatory Dynamics and Federal Policy Changes"(00:05:00)" The Importance of Resilience Over Growth Mindset"(00:06:00)" How CFOs Are Planning for Uncertainty"(00:07:00)" Preparedness for Constant Change"(00:08:00)" How CFO Decision-Making Cascades Throughout Organizations"(00:08:30)" What Messaging No Longer Works"(00:09:00)" Margin Improvement vs. Cost Savings"(00:10:00)" ROI Calculators vs. Value Calculators"(00:11:00)" Building Trustworthy Financial Cases"(00:12:00)" Demonstrating Granular Impact on Hospital Operations"(00:13:00)" Shifting from Growth to Resilience Messaging"(00:14:00)" Messaging That Resonates: Stability, Sustainability, Operational ExcellenceIf you are interested in discussing this or any other topic, let's have a chat.  Reach out to me directly to schedule a no-obligation discussion. This isn't a sales call, but rather an opportunity to talk through your questions and challenges.Follow me on LinkedIn.Subscribe to The Healthtech Marketing Show on Spotify or watch us on YouTube for more insights into marketing, AI, ABM, buyer journeys, and beyond!Thank you to our presenting sponsors, HIMSS, a leader in advancing health equity, digital innovation, and data-driven care through technology, policy, and community collaboration. And also HealthcareNOW, 24/7 expert shows, interviews, and podcasts, powering healthcare leaders with innovation, policy, and strategy insights.

WealthTalk
Is Property Losing Its Shine? The Rise of Smart, Passive Investing

WealthTalk

Play Episode Listen Later Nov 5, 2025 52:57


Key Topics Covered:1. The Shift Away from PropertyWhy more investors are moving away from buy-to-let and traditional property strategiesImpact of rising interest rates, Section 24 tax changes, and new regulationsProperty returns: 39% growth in 10 years vs. 242% for stocks2. Is Property Still Worth It?Existing landlords with long-held properties may still see decent cash flowNew investors face higher barriers: stamp duty, mortgage rates, low yieldsThe myth of property as a “pension” is fading—returns are often below inflation3. Smart Investing FundamentalsThe two essential ingredients for any investment: growth (above inflation) and incomeThe importance of passivity, tax efficiency, and protectionDiversification across asset classes and within each class is key4. The Rise of Passive & Diversified InvestingStocks and global funds have outperformed property in recent yearsHow to generate income through dividends, REITs, and optionsManaging volatility: why long-term, balanced portfolios win5. Gold, Bonds, and Defensive AssetsGold as a hedge: how and why it works, especially in turbulent timesThe role of ETFs (Exchange Traded Funds) for low-cost, tax-efficient exposureRethinking traditional “more bonds as you age” advice—modern portfolios are more flexible6. Tax Efficiency & FeesUse ISAs, pensions (SIPPs/SSAS), and tax wrappers to prevent “leakage”Watch out for high fund fees—target TERs below 0.2% to keep more of your gains7. Mindset, Control, and PersonalisationThe illusion of control in property vs. the flexibility of passive investingAdapting your plan to your age, risk profile, and life stage—no one-size-fits-allWhy education and ongoing learning are non-negotiable for wealth building8. Actionable Strategies for Wealth BuildersDon't knee-jerk: avoid emotional decisions or chasing trendsFocus on recurring income and security, not just asset valuesRegularly review and adjust your plan as markets and personal circumstances change Actionable Takeaways:Diversify Your Portfolio: Don't rely solely on property—blend stocks, gold, REITs, and other assets.Prioritise Tax Efficiency: Use ISAs, pensions, and low-fee funds to maximise your returns.Think Passive: The less hands-on management, the more flexibility and freedom you'll enjoy.Educate Yourself: Invest time upfront to set up your investments right—this pays off for decades.Review Regularly: Markets and regulations change—revisit your plan and allocations at least annually.Avoid FOMO: Make decisions based on your goals and risk profile, not market hype or fear. Resources & Next Steps:Invest Like a Pro: Weekly investment insights and courses from Manish KatariaWealthBuilders Membership: Free access to guides, webinars, and communityThe Biggest Pension & Inheritance Tax Shake Up Ever! Are You Ready? - FREE Live WebinarShadowStats: Alternative inflation data and analysisETF Basics: Look for diversified, global ETFs with TERs below 0.2% for passive, cost-effective investing Connect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:  Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Marked by Grace
Is Work Ambition a Bad Thing?

Marked by Grace

Play Episode Listen Later Nov 3, 2025 6:57


Should Christians be ambitious at work? Pastor Heath Lambert provides a nuanced biblical answer: Usually no, ambition is good - but it depends on your motivation and life balance. Discover when ambition honors God and when it becomes sinful.Timestamps0:00 - Introduction and the question0:40 - The usual answer: No, ambition is not bad1:01 - Why hard work and excellence matter1:29 - Working for Jesus, not just human bosses (Colossians 3:23)2:14 - Most people need more ambition, not less3:02 - But sometimes the answer is yes3:27 - When ambition is bad: Wrong motivation3:55 - The pride problem - building your own kingdom4:25 - When ambition is bad: Life out of balance4:46 - The lack of love problem5:15 - Multiple responsibilities beyond work6:22 - Final answer: Usually good, but can be sinfulKey Topics CoveredBiblical Work Ethic - Why Christians should pursue excellence and hard workWorking for Jesus - Understanding Christ as your ultimate boss in any jobThe Modern Problem - Why most people need more ambition, not lessTwo Warning Signs of Bad Ambition - Pride in motivation and imbalance in lifeThe Pride Test - Are you building your kingdom or serving Christ?The Love Test - Are you neglecting family, church, and other relationships?Multiple Callings - Balancing work with family, church, and community responsibilitiesWisdom in Work - How to be ambitious while remaining faithful in all areasScripture ReferencesColossians 3:23 - Working heartily for the Lord, not for menAbout The Ten Commandments BookHeath Lambert's new book "The Ten Commandments: A Short Book for Normal People" is now available. This accessible guide explains how God's commands apply to modern life without requiring theological education. Perfect for personal study, evangelism, or gifts to friends, neighbors, and family.Order now and download a free chapter at fbcjax.com/tencommandmentsLike this episode? Subscribe for more biblical teaching from Marked by Grace. Share your thoughts in the comments below about how you balance work ambition with other life responsibilities.Have a question you'd like answered? Send it to markedbygrace@fbcjax.com

The Healthtech Marketing Podcast presented by HIMSS and healthlaunchpad
AI Browsers Are Coming for Your Buyer Journeys

The Healthtech Marketing Podcast presented by HIMSS and healthlaunchpad

Play Episode Listen Later Nov 3, 2025 19:10


One of the biggest challenges is that buyers control the buying process, and they don't want to talk to vendors until they are good and ready. They do their research, talk to peers and analysts, do more research, and eventually, after several months, they will speak to a handful of vendors. And by then their mind is mainly made up.Here's the really bad news.AI is going to give them even greater control, and the introduction of AI browsers is potentially a big step towards that.OpenAI recently launched ChatGPT Atlas, joining Perplexity's Comet and Google's increasing AI integration into search. These browsers represent a total reimagining of how we interact with the internet, and they could be as significant for B2B healthcare marketing as Google's original launch.In this AI Quick Take episode, I explore how AI browsers could fundamentally transform the way healthcare buyers research and purchase technology solutions. And at the end of the episode, I walk you through a practical 90-day plan to take action. Key Topics Covered"(00:00:00)" - Introduction and Episode Overview"(00:01:00)" - The Launch of AI Browsers (ChatGPT Atlas, Perplexity Comet)"(00:03:00)" - What Makes AI Browsers Different from Traditional Browsers"(00:04:00)" - Agent Mode and Autonomous Research Capabilities"(00:06:00)" - How AI Browsers Change the Healthcare Buying Process"(00:08:00)" - The Compressed Buyer Journey"(00:09:00)" - Content Strategy Implications"(00:10:00)" - Trust and Credibility Factors"(00:11:00)" - The Transformation of SEO"(00:13:00)" - Rethinking the Buyer Journey"(00:14:00)" - Practical 90-Day Action Plan"(00:16:00)" - Long-Term Strategy Considerations"(00:18:00)" - Closing Thoughts and Call to ActionIf you are interested in discussing this or any other topic, let's have a chat.  Reach out to me directly to schedule a no-obligation discussion. This isn't a sales call, but rather an opportunity to talk through your questions and challenges.Follow me on LinkedIn.Subscribe to The HealthTech Marketing Show on Spotify or watch us on YouTube for more insights into marketing, AI, ABM, buyer journeys, and beyond!Thank you to our presenting sponsors, HIMSS, a leader in advancing health equity, digital innovation, and data-driven care through technology, policy, and community collaboration. And also HealthcareNOW, 24/7 expert shows, interviews, and podcasts, powering healthcare leaders with innovation, policy, and strategy insights.

Profiling Evil Podcast with Mike King
Child Brides & Cult Control, Exposing FLDS Polygamy Practices | Profiling Evil

Profiling Evil Podcast with Mike King

Play Episode Listen Later Nov 1, 2025 21:12


Dive into the disturbing reality of child brides in the FLDS (Fundamentalist Church of Jesus Christ of Latter-Day Saints) under Warren Jeffs' leadership. This video explores the dark underbelly of polygamy, coercion, and generational control within cults like the FLDS in Caliente, Nevada. Learn how leaders manipulated families, exploited young girls, and isolated members from society. We'll also discuss the broader impact of coercive practices and how individuals can break free from these oppressive environments. Key Topics Covered are; FLDS and Warren Jeffs' role in child marriages, Life inside fundamentalist polygamous cults, Coercive practices in generational cults, The harrowing experiences of young brides forced into marriage. #FLDS #Polygamy #ChildBrides #WarrenJeffs #CultAwareness #KingstonClan #AllredGroup #BarlowFamily #CalienteNevada #Cults #CultsAndCoercion #ExposingCults #FLDSChurch #PolygamyExposed #BreakFreeWatch, learn, and share to raise awareness about the dangers of polygamy and cult practices.=======================================Order a copy of Wolves in Sheep's Clothing, Deceived or She Knew No Fear and get the book signed for free! https://www.ProfilingEvil.comDONATE to Profiling Evil: https://www.paypal.com/donate/?hosted_button_id=T54JX76RZ455SSUPPORT our Podcasts: https://www.buzzsprout.com/1213394/support

Sailing the East
EP-162 Sailing Long Island Sound and the Baldwin Yacht Club - Robert Lattanzio

Sailing the East

Play Episode Listen Later Oct 31, 2025 54:31


In this episode of Sailing and Cruising the East Coast of the United States, host Bela Musits takes a break from his ongoing trip recap with Mike Malekoff to welcome a special guest: Bob Lattanzio. While recent episodes have chronicled Bela and Mike's relocation of a Hunter 44 Deck Salon from Brunswick, Georgia to Burlington, Vermont, this conversation shifts focus back to the podcast's interview format, bringing in fresh insights from another experienced sailor.Bob shares his background, his sailing experiences, and the many lessons he has learned on the water. Together, Bela and Bob dive into what makes sailing such a unique pursuit: the combination of technical skill, patience, problem-solving, and the deep connection to nature that comes with time aboard. For Bob, sailing has been not just a pastime but a way of life that shapes how he sees the world and approaches challenges.Listeners will appreciate the blend of storytelling and practical advice that emerges during the conversation. Bob and Bela talk through memorable experiences, from the highs of perfect sailing days to the lows of unexpected repairs and weather challenges. They reflect on the adaptability every sailor must develop, whether cruising long distances on the East Coast or handling the day-to-day realities of maintaining a boat.The conversation also touches on the community aspect of sailing. Bob explains how friendships formed on the water can be some of the strongest and most enduring. Bob discusses his involvement with the Baldwin Yacht Club and how joining a yacht club can enhance your enjoyment on the water.  Key Topics Covered in This Episode:Reflections on a lifetime of sailing experiences.The challenges and rewards of cruising on the East Coast.How adaptability and problem-solving define the sailor's mindset.The importance of preparation, seamanship, and safety.Stories of memorable days on the water—both good and bad.The unique friendships and community bonds formed through sailing.What keeps sailors like Bob returning to the water year after year.For anyone passionate about sailing, whether you're just starting out or have logged thousands of nautical miles, this episode offers both inspiration and practical wisdom. Bob's perspective enriches the ongoing themes of the podcast while standing on its own as a valuable conversation about cruising, connection, and the enduring allure of life under sail.Connect With Us:If you enjoyed this episode, please subscribe and leave a review—it helps us reach more sailing enthusiasts like you!  Send us your comments and suggestions. sailingtheeast@gmail.comHappy Sailing!Bela and Mike

The Healthtech Marketing Podcast presented by HIMSS and healthlaunchpad

In this milestone 100th episode of The HealthTech Marketing Show, I reflect on the journey to reach this point and share something we've never done before—opening up about what we've been building at Health Launchpad with AI. The first episode launched almost four years ago with my friend Ben Person, and while there have been challenging moments where I considered stopping, the encouragement from listeners has made it all worthwhile. I'm grateful to HIMSS for their early support and to Healthcare Now for recently joining their syndication network, which has significantly boosted our reach.Today's episode is special because I'm pulling back the curtain on Health Launchpad's AI transformation. Drawing from our Healthech Marketing Network survey, we discovered that while 98% of healthtech marketing teams use AI, only 7% have a strategic roadmap for it. About six months ago, we realized we were in the same boat, using AI tactically without a clear strategy. Since then, we've developed a comprehensive approach, which I dive into in this episode.I also share what I learned at MAICON. This annual AI conference for marketers was mind-blowing. It was both the most exciting event I have been to and the most terrifying.We are on a mission to use AI to help our clients grow their business. I'm incredibly proud of how our team has embraced this transformation, and I want to extend an offer to anyone wrestling with their AI strategy. Book a call with me to discuss your journey. No sales pitch, just a conversation to share ideas and perhaps provide some guidance as you navigate this exciting but challenging landscape.Key Topics Covered"(00:00:00)" Introduction to Episode 100"(00:01:00)" The Healthech Marketing Show Origin Story"(00:04:00)" Health Launchpad's AI Announcement"(00:05:00)" Healthtech Marketing Network AI Survey Results"(00:07:00)" AI as Career Opportunity and Threat"(00:09:00)" The Disruption Wave and Changing Buyer Behavior"(00:10:00)" Our Three-Part AI Strategy Framework"(00:12:00)" Andrew Robertson on AI and Creativity"(00:13:00)" Making Work Easier with AI"(00:14:00)" Making Output Better - Beyond Average Information"(00:16:00)" Introducing the HLP BrAIn"(00:18:00)" Benchmarking AI-Enhanced Expertise"(00:20:00)" Custom GPTs and AI Agents"(00:22:00)" New AI Service Offerings"(00:23:00)" Team Transformation and Looking AheadReferences:Total Customer Growth BookAdweek's article on why AI will unleash creative talentPodcast on AI-First Marketing at ScaleAI Generated Commercial by PJ AceIf you are interested in discussing this or any other topic, let's have a chat.  Reach out to me directly to schedule a no-obligation discussion. This isn't a sales call, but rather an opportunity to talk through your questions and challenges.Follow me on LinkedIn.Subscribe to The HealthTech Marketing Show on Spotify or watch us on YouTube for more insights into marketing, AI, ABM, buyer journeys, and beyond!Thank you to our presenting sponsors, HIMSS, a leader in advancing health equity, digital innovation, and data-driven care through technology, policy, and community collaboration. And also HealthcareNOW, 24/7 expert shows, interviews, and podcasts, powering healthcare leaders with innovation, policy, and strategy insights.

Marked by Grace
Is Virginity Required Before Marriage?

Marked by Grace

Play Episode Listen Later Oct 27, 2025 8:11


Pastor Heath Lambert tackles a painful but important question about sexual purity and marriage. His answer may surprise you: Yes, virginity is required, but there's something even more important - repentance and God's mercy.Timestamps0:00 - Introduction and the question0:43 - Understanding the pain behind this question2:07 - The clear biblical answer: Yes, virginity is required2:34 - Genesis 2:24-25 and the creation design for marriage3:40 - Sexual exclusivity in marriage4:18 - But there's more to say4:48 - A more important requirement: Repentance (Proverbs 28:13)5:24 - Two options for responding to sin6:02 - The path of concealment leads to death6:16 - The path of confession and forsaking leads to mercy6:46 - Multiple requirements for marriage7:23 - Final answer: Virginity required, but mercy availableKey Topics CoveredThe Biblical Standard - What Genesis teaches about sexual purity and marriage designSexual Exclusivity - Understanding the "one flesh" union and its boundariesThe Painful Reality - Addressing sexual sin in the past with sensitivityThe Greater Requirement - Why repentance matters even more than virginityTwo Paths for Sinners - Concealment leads to death, confession leads to mercyThe Gospel Hope - How Jesus makes forgiveness and restoration possibleViewing Others with Mercy - How to evaluate a potential spouse with a sexual pastUniversal Sinfulness - Why all of us fall short and need God's graceScripture ReferencesGenesis 2:24-25 - God's design for marriage and sexual unionProverbs 28:13 - Concealing vs. confessing transgressionsRomans 3:23 - All have sinned and fall short of God's gloryAbout The Ten Commandments BookHeath Lambert's new book "The Ten Commandments: A Short Book for Normal People" is now available. This accessible guide explains how God's commands apply to modern life without requiring theological education. Perfect for personal study, evangelism, or gifts to friends, neighbors, and family.Order now and download a free chapter at fbcjax.com/tencommandmentsLike this episode? Subscribe for more biblical teaching from Marked by Grace. Share your thoughts in the comments below about how the gospel brings both truth and mercy to difficult situations.Have a question you'd like answered? Send it to markedbygrace@fbcjax.com

Mom On The Verge
127: Functional Medicine for Midlife Women: Root Causes, Menopause, and Longevity Strategies

Mom On The Verge

Play Episode Listen Later Oct 24, 2025 58:11


Have a burning question? Come one the show for Insight Seat: Dharma Dialogues. Where you can get free coaching on your question and help others by sharing your story. In this enlightening episode, Katie Farinas sits down with Andrea Nakayama, functional medicine expert and wellness advocate, to explore how functional medicine can transform health in midlife, especially for women.They dive deep into the principles of functional medicine, emphasizing personalized, root-cause-focused care rather than symptom-based treatments. Andrea and Katie discuss how functional medicine differs from traditional healthcare models and share personal stories that demonstrate its effectiveness in addressing chronic conditions and mysterious symptoms.Key Topics Covered in This Episode1. Understanding Functional Medicine for Midlife HealthWhy functional medicine is crucial for women's health, especially during midlife.How it differs from traditional, protocol-based healthcare.The importance of therapeutic partnerships and patient advocacy.2. "Three Roots, Many Branches” ModelAndrea's framework identifies genes, digestion, and inflammation as primary roots of chronic conditions.How epigenetic factors—like food, movement, environment, and mindset—impact gene expression.Practical strategies for managing symptoms through nutrition and lifestyle.3. Nutrition and Lifestyle StrategiesDietary principles: fat, fiber, protein at every meal, colorful phytonutrients, and personal food tracking (“yes-no-maybe” list).Eliminating top inflammatory foods: refined sugar, gluten, and dairy.Nervous system regulation and the importance of staying in a parasympathetic state for healing.4. Menopause and Hormone ManagementPhysiological changes and symptoms are normal due to hormone shifts.Holistic approach emphasizing blood sugar control, cortisol regulation, and resilience.Lifestyle strategies to mitigate hot flashes, improve sleep, and manage stress.5. Longevity, Aging, and PurposeInsights into healthy aging and female longevity, including oral health, supplements like fish oil and probiotics, and mindset.Challenging societal and ageist narratives around women in midlife.The role of community and purpose in promoting well-being during midlife and beyond.Why Listen:This episode is packed with practical guidance for women navigating midlife, from root-cause approaches to functional medicine to holistic strategies for menopause, resilience, and longevity. Whether you're dealing with chronic symptoms or seeking ways to optimize health and purpose, this conversation offers actionable insights and inspiration.Resources & Links: Join the newsletter or follow Katie on Substack for stories, reflection and ancient wisdom for living with more purpose, peace and ease in this modern world.Let's Connect on IG: @katie.farinasIf you're ready to uncover your dharma, book a discovery call. Le's being the journey...

Sailing the East
EP-161 Hop-O-Nose to Troy - Our First Locks to Schuyler Yacht Basin

Sailing the East

Play Episode Listen Later Oct 24, 2025 40:33


In this episode of Sailing and Cruising the East Coast of the United States, host Bela Musits continues his journey with fellow sailor Mike Malekoff aboard Mike's Hunter 44 Deck Salon. Recorded during their relocation trip from Brunswick, Georgia to Burlington, Vermont, this installment covers their passage from Hop-O-Nose Marina in Catskill, New York, to Schuyler Yacht Basin on the Hudson River.Bela begins by returning to the boat after two weeks away, delayed both by a family wedding and a lock closure that left them waiting in Catskill. During that time, Mike held down the fort, provisioning the boat and calling daily for updates on when the locks would reopen. Their reunion kicks off with stories of patience, planning, and keeping a cruising sailboat ready for the next leg of the voyage.With the locks finally open, Bela and Mike prepare to head north. Along the way, they share the practical realities of traveling the Hudson River by sailboat, where timing, tides, and locks all play a role. They discuss their departure from Hop-O-Nose, navigating under bridges, and the shifting challenges that come with moving inland toward Lake Champlain.As the Hunter 44 Deck Salon makes her way upriver, the sailors reflect on both the beauty and the logistics of this leg. They talk about the differences between coastal passages and inland waterways—contrasting offshore freedom with the precise planning needed to transit locks, deal with low bridges, and coordinate with marinas like Schuyler Yacht Basin.The episode also highlights the camaraderie and humor that come with long-distance cruising. Bela and Mike joke about the quirks of waiting in Catskill, provisioning a boat for weeks at a time, and managing life aboard when plans change unexpectedly. For listeners curious about the real-world experience of cruising up the Hudson River, their stories bring the journey to life.This conversation isn't just about travel; it's about the mindset of sailors tackling an extended relocation voyage. From patience during delays to the satisfaction of finally getting underway again, Bela and Mike's discussion captures the ebb and flow of cruising life. Listeners will hear what it's like to adapt plans, keep a boat shipshape during downtime, and re-energize when the next opportunity to sail arrives.Key Topics Covered in This Episode:Returning to the boat after delays and a two-week pause.The impact of lock closures on cruising schedules.Provisioning and maintaining a Hunter 44 Deck Salon during extended waits.Departing Hop-O-Nose Marina and heading north on the Hudson River.Strategies for handling locks, bridges, and tides on inland waterways.The transition from offshore passages to river cruising.Reflections on flexibility, patience, and the humor of sailing life.For sailors planning a similar journey—from Catskill to Schuyler Yacht Basin, and eventually into the Champlain Canal—this episode provides both inspiration and practical insights. It showcases the mix of preparation, problem-solving, and good humor required for cruising the East Coast.Connect With Us:If you enjoyed this episode, please subscribe and leave a review—it helps us reach more sailing enthusiasts like you!  Send us your comments and suggestions. sailingtheeast@gmail.com

Marked by Grace
Is Checking Social Media at Work Stealing?

Marked by Grace

Play Episode Listen Later Oct 20, 2025 9:06


Is scrolling through social media on company time a violation of the eighth commandment? Pastor Heath Lambert addresses this practical workplace ethics question with biblical wisdom, revealing why the answer is more nuanced than a simple yes or no.Timestamps0:00 - Introduction and the question0:21 - Book announcement: The Ten Commandments1:03 - Three foundational realities of the question1:26 - The eighth commandment: You shall not steal2:23 - Why this question is complicated2:54 - The impossibility of 100% productivity4:10 - Four considerations for workplace ethics4:23 - Consideration 1: Work heartily for the Lord (Colossians 3:23)5:23 - Consideration 2: Never cross your conscience (Romans 14:23)6:28 - Consideration 3: Understand your job performance evaluation8:13 - Consideration 4: Live openly, don't conceal8:37 - Final answer: A framework for ethical workKey Topics Covered- The Eighth Commandment Foundation - Understanding what "You shall not steal" means for employee-employer relationships- The Three Realities - Time, money, and the exchange that creates the ethical question- Time Theft vs. Reality - Why perfect productivity is impossible yet stealing is still real- Working for Jesus First - How viewing Christ as your ultimate boss changes everything- The Conscience Principle - Why subjective conviction matters even in gray areas- Job Performance Standards - Understanding how different roles require different evaluations- Openness vs. Concealment - Why hiding behavior reveals dishonestyScripture ReferencesExodus 20:15 - The Eighth Commandment against stealingColossians 3:23 - Working heartily for the Lord, not for menRomans 14:23 - Whatever does not proceed from faith is sinAbout The Ten Commandments BookHeath Lambert's new book "The Ten Commandments: A Short Book for Normal People" is now available. This accessible guide explains how God's commands apply to modern life without requiring theological education. Perfect for personal study, evangelism, or gifts to friends, neighbors, and family. Order now and download a free chapter at fbcjax.com/tencommandmentsHave a question you'd like answered? Send it to markedbygrace@fbcjax.com

Hope Cathedral
The Battle Against Offense 2

Hope Cathedral

Play Episode Listen Later Oct 19, 2025 47:32


“The War Within: Overcoming Offense” | Full MessageIn this powerful and timely message, we're diving deep into a spiritual attack that often goes unnoticed — offense. Whether you're loud or quiet, bold or reserved, offense comes for everyone — and how you handle it determines whether you live free or remain bound.Discover how the enemy uses offense to divide, distract, and isolate — and how God provides the antidote through His Word, a fixed gaze on Jesus, and being led by the Holy Spirit.Key Topics Covered:Offense is a spiritual attack in disguiseHow offense provokes, shifts your gaze, and offers promotionThe danger of taking the bait and letting emotions leadThe power of choosing humility and the Word over hurtPractical ways to stay united, stay in position, and win the war withinPlus: A heartfelt call to action — check in on those missing from your church family. Show up, speak love, and be accountable. That's what real family does.Includes prayer for healing, strength, and salvation. Don't miss this moment to grow, forgive, and be transformed.Ladies, don't forget! Join us Saturday at 1PM for our final meeting before the Christmas celebration. Let's finish strong, together.Subscribe for more sermons, encouragement, and truth to help you grow in grace and live in victory.#OvercomingOffense #WarWithin #HopeCathedral #FaithMessage #SpiritualWarfare #ChristianSermon #StayFree

Hope Cathedral
The Battle Against Offense 2

Hope Cathedral

Play Episode Listen Later Oct 19, 2025 47:32


“The War Within: Overcoming Offense” | Full MessageIn this powerful and timely message, we're diving deep into a spiritual attack that often goes unnoticed — offense. Whether you're loud or quiet, bold or reserved, offense comes for everyone — and how you handle it determines whether you live free or remain bound.Discover how the enemy uses offense to divide, distract, and isolate — and how God provides the antidote through His Word, a fixed gaze on Jesus, and being led by the Holy Spirit.Key Topics Covered:Offense is a spiritual attack in disguiseHow offense provokes, shifts your gaze, and offers promotionThe danger of taking the bait and letting emotions leadThe power of choosing humility and the Word over hurtPractical ways to stay united, stay in position, and win the war withinPlus: A heartfelt call to action — check in on those missing from your church family. Show up, speak love, and be accountable. That's what real family does.Includes prayer for healing, strength, and salvation. Don't miss this moment to grow, forgive, and be transformed.Ladies, don't forget! Join us Saturday at 1PM for our final meeting before the Christmas celebration. Let's finish strong, together.Subscribe for more sermons, encouragement, and truth to help you grow in grace and live in victory.#OvercomingOffense #WarWithin #HopeCathedral #FaithMessage #SpiritualWarfare #ChristianSermon #StayFree

Finding Financial Freedom with The Frugal Physician
Ep112: Turning Fear into Financial Freedom: Dr. Elaine Stageberg on Building Passive Income

Finding Financial Freedom with The Frugal Physician

Play Episode Listen Later Oct 17, 2025 53:20


In this inspiring episode of Finding Financial Freedom, host Dr. Disha Spath sits down with Dr. Elaine Stageberg, co-owner and principal of Black Swan Real Estate, to explore how she turned one rental property into a half-billion-dollar real estate empire—all while raising five kids and maintaining a career in psychiatry. Dr. Elaine's journey from a difficult childhood marked by financial instability to becoming a leading real estate investor is a testament to resilience, intention, and the power of mindset. Together with her husband, she built Black Swan Real Estate, a diversified portfolio with over 2,000 doors and nearly $500 million in assets. Tune in as Dr. Elaine shares how she overcame scarcity thinking, leaned into fear, and built financial freedom through strategic investing. Key Topics Covered: 1. Overcoming Adversity and Finding Purpose Elaine's early life shaped by financial scarcity and addiction in her family. The role of love and stability in the midst of chaos—and how it formed her values today. 2. From Medicine to Mindset Why Elaine chose psychiatry and how her background influenced her specialty. The importance of paying it forward and mentoring others. 3. The Accidental Landlord Story How an underwater mortgage led Elaine and Nick to rent out their first home. What she learned about property management, cash flow, and providing housing. Discovering the joy and purpose of real estate beyond spreadsheets. 4. Building Black Swan Real Estate Their first intentional investment: turning a vacant, foreclosed home into a thriving rental. The philosophy behind building value and creating “sacred work” through housing. 5. Mindset, Marriage, and Money Why Elaine says there's never a “perfect time” to start investing—only the courage to begin. How facing fear and uncertainty became their superpower for growth. 6. Introducing the Secure Freedom Fund How investors can partner with Black Swan Real Estate through the Secure Freedom Fund. Earn a 10% fixed rate of return through institutional-quality real estate investments. Listener Takeaways: Lean into fear—growth happens outside your comfort zone. Real estate can be sacred work that provides both purpose and profit. Adversity can be a foundation for resilience and success. Start before you're ready—there's never a perfect time to invest. Financial freedom is not just about money but about designing life on your terms. Resources Mentioned: Black Swan Real Estate Secure Freedom Fund Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Elaine Stageberg – Co-Owner & Principal, Black Swan Real Estate   This episode is brought to you by Black Swan Real Estate, led by physician-investor Dr. Elaine Stageberg.  Dr. Stageberg, a Mayo Clinic–trained physician, together with her husband Nick, has spent years building Black Swan Real Estate into a diversified, large-scale portfolio now approaching half a billion dollars across 2,000 doors.  Now, through their Secure Freedom Fund, a 10% fixed rate of return offering, you can invest alongside them. The Secure Freedom Fund offers institutional-quality real estate opportunities—designed to deliver strong cash flow, long-term growth, and remarkable tax advantages.  This fund is uniquely structured so that each investor can tailor it to their own individual goals: a minimum investment of just $25,000, the ability to choose monthly cashflow distributions or to elect the compounding option for higher overall growth, the option to exit the fund on your timing, the flexibility to invest in your personal name, a trust, an LLC, or a retirement account, and so much more.  If you're an accredited investor who's ready to diversify beyond Wall Street and invest with experienced, trust worthy operators who've been exactly where you are, visit SecureFreedomFund.com today to learn more. From there, you can review the slides, watch the webinar, and even a book a call directly 1:1 with Dr. Elaine Stageberg.  That's SecureFreedomFund.com.

Drop The Mic
#236 – Cristian Ionescu: From Samsung Analytics to AI SaaS Founder & Why 10-Year Experts Can't Find Work

Drop The Mic

Play Episode Listen Later Oct 17, 2025 47:04


Cristian Ionescu is the creator of CatStats.ai, an AI-powered intelligence platform for affiliate networks. Before building his own SaaS, he deployed analytics systems for Samsung Europe and worked across automotive, telecommunications, and digital marketing. In this episode, we explore the harsh realities of AI's impact on experienced professionals, the "7-day startup" philosophy that gets products to market before competitors catch up, and how Netflix-style recommendation algorithms are being weaponized for affiliate marketing.

Sailing the East
EP-160 Taking Down the Mast - What an Adventure. Sound Fixed

Sailing the East

Play Episode Listen Later Oct 17, 2025 18:55


There was a sound issues with the original, it has now been fixed.In this episode of Sailing and Cruising the East Coast of the United States, host Bela Musits continues his sailing journey with fellow sailor and boat owner Mike Malekoff aboard Mike's Hunter 44 Deck Salon. Recorded during their trip from Brunswick, Georgia to Burlington, Vermont, this conversation captures the unique challenges and experiences of sailing the Hudson River and preparing for entry into Lake Champlain.Their stop at Hop-O-Nose Marina in Catskill, New York sets the stage for one of the most important milestones of the voyage—taking down the mast. While Bela jokingly describes the marina as “modern, clean, spit-and-span” with a healthy dose of sarcasm, the real reason for the stop is all business. The marina is known for its crane services, making it one of the few places along the Hudson where cruisers can safely unstep a mast before entering the Erie or Champlain Canal.Mike explains why this is necessary: the bridge clearances to Lake Champlain are very restricted at 17 feet. This leaves sailors and many power boaters no choice but to take the mast down or lower their “air draft”. Bela and Mike talk through this process, sharing insights about preparation, marina logistics, and the sometimes nerve-wracking reality of lowering such a large spar from a cruising sailboat.Listeners get a firsthand account of what it's like to deal with this challenge—how boaters coordinate with marina staff, handle rigging, and secure the mast for safe travel. For those planning their own journeys up the Hudson River or through the Champlain or Erie Canal system, this episode provides valuable perspective and practical tips.Beyond the technical side, Bela and Mike reflect on the journey itself. Sailing from Georgia all the way north has already provided them with countless stories, but entering Catskill represents a turning point. It's a reminder that cruising isn't just about open-water sailing; it's also about adapting to inland waterways, marinas, and infrastructure. The camaraderie between sailors, the quirks of small-town stops, and the satisfaction of tackling each obstacle together all shine through in this conversation.For sailing enthusiasts, especially those curious about the Hudson River, Catskill marinas, mast stepping and unstepping, or cruising toward Lake Champlain, this episode is a must-listen. Bela and Mike's humor and storytelling make the technical aspects approachable, while their real-world experiences highlight the rewards and challenges of long-distance cruising on the East Coast.Whether you're planning your own trip up the Hudson, dreaming of exploring Lake Champlain by sailboat, or just love hearing about the realities of life aboard a Hunter 44 Deck Salon, you'll find both inspiration and practical knowledge here.Key Topics Covered in This Episode:Why sailors must take down their mast before entering the Champlain Canal.The role of Hop-O-Nose Marina in Catskill, NY, for mast services.Insights into bridge clearances and challenges of inland waterways.Tips for preparing your sailboat and working with marina crews.Reflections on the journey from Georgia to Vermont aboard a Hunter 44.Humor, camaraderie, and lessons learned along the Hudson River.Join Bela and Mike as they share another chapter in their adventure sailing and cruising the East Coast. Their blend of technical insight, storytelling, and humor makes this episode not just informative but thoroughly entertaining.Connect With Us:If you enjoyed this episode, please subscribe and leave a review—it helps us reach more sailing enthusiasts like you!  Send us your comments and suggestions. sailingtheeast@gmail.comHappy Sailing!Bela and Mike

Marked by Grace
Is a White Lie Wrong?

Marked by Grace

Play Episode Listen Later Oct 13, 2025 9:22


We've all told them - those small lies that seem to help rather than hurt. However, Pastor Heath Lambert explains why even "little white lies" violate the ninth commandment and why God takes all dishonesty seriously, regardless of its size.Timestamps0:00 - Introduction and book release (week two)1:25 - The question: Is a white lie wrong?2:04 - What makes a lie seem "white" or harmless2:26 - Common examples of white lies3:06 - Defining what a lie actually is3:53 - The ninth commandment (Exodus 20:16)4:40 - The story of Ananias and Sapphira (Acts 5)5:55 - The real issue: lying to God, not just people6:29 - Why the size of the lie doesn't matter7:02 - The relational pressure behind white lies7:29 - What's really dark in our hearts8:08 - Truth-telling alternatives to white lies9:08 - Final answer: All lies are wrongKey Topics Covered- The Nature of White Lies - Why "victimless" lies seem helpful but are still sinful- Biblical Definition of Lying - The difference between mistakes and intentional false reports- The Ninth Commandment - What "You shall not bear false witness" means for everyday life- Ananias and Sapphira's Fatal Mistake - Why God judged them so severely for their "small" lie- Lying to God, Not Just People - Understanding who we really sin against when we lie- Relational Pressure and Dishonesty - Why we tell white lies and what it reveals about our hearts- Truth-Telling Alternatives - Practical ways to handle difficult situations without lyingScripture ReferencesExodus 20:16 - The Ninth Commandment against false witnessActs 5:1-11 - The story of Ananias and SapphiraActs 5:4 - "You have not lied to men but to God"About The Ten Commandments BookHeath Lambert's new book "The Ten Commandments: A Short Book for Normal People" is now available. This accessible guide explains how God's commands apply to modern life without requiring theological education. Perfect for personal study, evangelism, or gifts to friends, neighbors, and family. Order now and download a free chapter at fbcjax.com/tencommandmentsHave a question you'd like answered? Send it to markedbygrace@fbcjax.com

The Healthtech Marketing Podcast presented by HIMSS and healthlaunchpad

This may be my favorite ever episode. And it's a doozy! I sat down with Nick Panayi, CMO of Inovalon, to explore one of the most comprehensive AI adoption stories I've encountered in healthcare technology marketing. Nick leads a 95-person marketing team at this 2,000-employee data and solutions company, and what they've accomplished in just two years is remarkable. According to our recent survey of the HealthTech Marketing community, only about 7% of companies have an AI strategy roadmap, let alone reach this level of AI integration. This makes Nick's insights particularly valuable for the rest of us on this journey.What impressed me most was how they've made AI accessible across their entire marketing organization. They've created a unified platform called Amaru AI that serves as a no-code environment where marketers can build workflows without technical expertise. By integrating AI tools directly into their existing Monday.com workflow system, they've met their team where they already work rather than forcing adoption of new platforms. Nick also shared fascinating use cases, including AI-powered voiceovers with Eleven Labs, conversational AI prospecting with Synthflow that makes outbound calls, and using Google's Notebook LLM to transform dense white papers into engaging podcast content. Key Topics Covered:"(00:00:00)" Introduction and Nick's Background"(00:03:00)" Building an AI-First Marketing Team"(00:07:00)" Overcoming Barriers - Legal and Team Concerns"(00:10:00)" The AI Roadmap and Tiger Team Approach"(00:12:00)" Scaling AI Adoption Across the Organization"(00:14:00)" Content Creation with AI Scoring"(00:18:00)" Automated Website Tagging and Personalization"(00:22:00)" Agentic AI for Paid Search Advertising"(00:30:00)" Amaru AI Platform Architecture"(00:35:00)" AI Integration in Monday.com Workflows"(00:36:00)" Image Generation and Remix Tools"(00:37:00)" Tega AI for Prospecting and Lead Generation"(00:40:00)" Synthflow - Conversational AI Calling"(00:45:00)" ROI and Measurement Approaches"(00:49:00)" AI Voiceovers and Video Production"(00:51:00)" AI Podcasting with Google Notebook LLM"(00:53:00)" Advice for Agencies and ConsultantsIn this post, I lay out a strategic roadmap that emulates what Nick and team have achieved at Inovalon.If you are interested in discussing this or any other topic, let's have a chat.  Reach out to me directly to schedule a no-obligation discussion. This isn't a sales call, but rather an opportunity to talk through your questions and challenges.Follow me on LinkedIn.Subscribe to The HealthTech Marketing Show on Spotify or watch us on YouTube for more insights into marketing, AI, ABM, buyer journeys, and beyond!Thank you to our presenting sponsors, HIMSS, a leader in advancing health equity, digital innovation, and data-driven care through technology, policy, and community collaboration. And also HealthcareNOW, 24/7 expert shows, interviews, and podcasts, powering healthcare leaders with innovation, policy, and strategy insights.

The Savvy Scribe
EP331: How to Monetize Your Book Beyond Book Sales with Timothy Flemming, Jr.

The Savvy Scribe

Play Episode Listen Later Oct 11, 2025 43:05


Send us a textIn this episode, Timothy Fleming Jr., author coach and entrepreneur, reveals what it really takes to write a meaningful book and generate long-term book sales. From clarifying your message and audience to marketing strategies and mindset shifts, this is a practical guide for any aspiring author ready to make an impact—and income.Key Topics Covered:1. Clarify Before You Write2. Book Sales Start with the Right Structure3. Overcoming Emotional Roadblocks4. Book Sales Strategy: Don't Launch and Leave5. Think Beyond the BookBook Sales Tips & Monetization BlueprintBuild pre-launch buzz before the book is even written.Turn your book into a lead magnet: include downloads, checklists, or video content.Funnel readers into email lists, coaching programs, or workshops.Use storytelling content on social media to attract readers and clients.About the GuestTimothy Flemming, Jr. has spent over a decade helping hundreds of authors publish their books through his company, T&J Publishers. But what he noticed changed everything: most authors don't struggle with writing their book — they struggle with what comes next.Timothy's Expertise Includes:• Publishing Experience: 10+ years helping hundreds of authors publish their books• Mindset & Strategy: Equipping authors to overcome fear and build scalable coaching programs• Business Growth: Built multiple six-figure businesses with his wife• Faith-Based Leadership: 30+ years of ministry leadership and spiritual guidance• Creative Perspective: Award-winning writer (having won numerous international poetry competitions) and ghostwriterWelcome to the Savvy Scribe Podcast, I'm so glad you're here! Before we start the show, if you're interested, we have a free Facebook group called "Savvy Nurse Writer Community"I appreciate you following me and listening today. I would LOVE for you to subscribe: ITUNESAnd if you love it, can I ask for a

Marked by Grace
Does Abortion Count as Murder?

Marked by Grace

Play Episode Listen Later Oct 6, 2025 7:18


Heath Lambert addresses one of the most critical moral questions of our time: Does abortion violate the sixth commandment against murder? Using biblical and scientific evidence, he provides a clear three-part framework for understanding why the answer is yes.Timestamps0:00 - Introduction and book release celebration1:47 - The question: Does abortion count as murder?2:14 - The sixth commandment (Exodus 20:13)2:42 - Why this explanation matters in today's culture3:11 - Three ingredients to the answer3:17 - Ingredient 1: The nature of murder defined4:53 - Ingredient 2: The nature of babies (biblical and scientific)6:03 - Ingredient 3: The nature of abortion7:08 - Final answer: Yes, abortion is murderKey Topics Covered- The Sixth Commandment Foundation - Understanding what "You shall not murder" means biblically- Defining Murder Precisely - Why intentional, innocent, and human are all crucial terms- Biblical Evidence for Human Life - What Scripture teaches about life at conception- Scientific Reality - How biology confirms human life begins at fertilization- Self-Defense and Capital Punishment - Why not all killing constitutes murder- Cultural Deception - Addressing claims that abortion can be a Christian position- The Moral Clarity Christians Need - Why believers must understand and articulate this truthScripture ReferencesExodus 20:13 - The Sixth Commandment against murderPsalm 51:5 - David's acknowledgment of life at conceptionAbout The Ten Commandments BookHeath Lambert's new book "The Ten Commandments: A Short Book for Normal People" has been released. This accessible guide explains how God's commands apply to modern life without requiring theological education. Perfect for personal study, evangelism, or gifts to friends, neighbors, and family. Order now and download a free chapter at fbcjax.com/tencommandmentsHave a question you'd like answered? Send it to markedbygrace@fbcjax.com

The Healthtech Marketing Podcast presented by HIMSS and healthlaunchpad
AI Quick Take - From AI Literacy to AI Agent Builder - A Marketing Leader's Story

The Healthtech Marketing Podcast presented by HIMSS and healthlaunchpad

Play Episode Listen Later Oct 6, 2025 41:34


In this episode, I speak with Susan Roth, Senior Director of Marketing at Netrality Data Centers, about her remarkable journey from marketing leader to AI agent builder. Susan shared how she went from being uncertain about AI's role in marketing to becoming a pioneer in building sophisticated AI workflows and agents, while managing a small marketing team and investing significant personal time and resources into her education.What makes Susan's story particularly compelling for healthcare technology marketers is her practical approach to implementation. She's not just theorizing, she's actively using it to transform how a small marketing team operates. From editing video in minutes instead of hours to creating automated research workflows that cost just $1.50 per execution, Susan demonstrates how AI agents can enable small teams to compete at scale. She also offers a pragmatic yet optimistic view of AI's impact on the workforce, emphasizing that organizations will need people to manage and maintain these systems, and that the key is learning to work alongside AI rather than being replaced by it.For marketing leaders feeling overwhelmed by AI's rapid evolution, Susan's advice is straightforward: start small with low-risk use cases, embrace discomfort as part of the learning process, and remember that AI literacy is an ongoing journey rather than a destination. Her most important message is to "do it scared"—because waiting on the sidelines is no longer an option for marketers who want to remain competitive.Key Topics Covered[00:00:00] - Introduction[00:02:00] - Discovering AI as a Human Evolution Story[00:06:00] - Learning Resources: Marketing Profs B2B Forum[00:09:00] - Shifting Behavior: From Search Engine to Strategic Partner[00:10:00] - Introduction to Agentic Workflows[00:12:00] - The AI Build Lab: Four-Week Foundations Course[00:16:00] - The Builder Mindset for Marketers[00:18:00] - Key Tools: Notion, Typing Mind, and Cassidy[00:20:00] - Daily AI Applications in Marketing Work[00:21:00] - Use Cases: Research, Content Creation, and Video Production[00:25:00] - Building 50 Agents: From Research to Email[00:28:00] - The Cipher Agent: Automated Sales Research Workflow[00:31:00] - AI Adoption: Strategic Use vs. Individual Tools[00:33:00] - The Future of Marketing Teams: Humans and Agents Working Together[00:35:00] - The "Do More with Less" Question and Workforce Implications[00:37:00] - The Importance of Hiring and Training Young People[00:39:00] - Advice for Getting Started: Pick One Small Use Case[00:40:00] - Learning to Prompt and Using AI to Teach AI[00:41:00] - The Ongoing Journey: Being Comfortable with Being UncomfortableIf you are interested in discussing this or any other topic, let's have a chat.  Reach out to me directly to schedule a no-obligation discussion. This isn't a sales call, but rather an opportunity to talk through your questions and challenges.Follow me on LinkedIn.Subscribe to The HealthTech Marketing Show on Spotify or watch us on YouTube for more insights into marketing, AI, ABM, buyer journeys, and beyond!Thank you to our presenting sponsors, HIMSS, a leader in advancing health equity, digital innovation, and data-driven care through technology, policy, and community collaboration. And also HealthcareNOW, 24/7 expert shows, interviews, and podcasts, powering healthcare leaders with innovation, policy, and strategy insights.

Finding Financial Freedom with The Frugal Physician
Ep111: Medical Student Debt after OBBB: RAP Rules, PSLF Updates, and Refi Strategy

Finding Financial Freedom with The Frugal Physician

Play Episode Listen Later Oct 3, 2025 37:38


Big changes are here for student loans—and if you're a doctor, student, or high-debt professional, this episode could save you thousands. Dr. Disha Spath sits down with Aaron Smith, co-founder of Savi and longtime student loan policy advocate, to break down the One Big Beautiful Bill Act and what it really means for your financial future. Aaron has worked with the Department of Education, Congress, and the White House—and he's carried student debt himself. Together, he and Dr. Disha unravel the brand-new Repayment Assistance Plan (RAP), the elimination of Grad PLUS loans, and how these reforms reshape repayment strategies, PSLF, and refinancing decisions. Key Topics Covered: 1. The Big Beautiful Bill, Simplified What's changing in federal student loan repayment. Which repayment plans are gone, and the details behind RAP. 2. RAP vs. Current Plans Why RAP bases payments on gross income. Why locking into an income-driven repayment plan before 2026 could be a smart move. 3. PSLF Stays Strong  The good news: PSLF wasn't touched by the new law. How to avoid errors with employer certification and payment tracking. 4. Goodbye Grad PLUS Loans How cutting Grad PLUS reshapes graduate and medical school financing. What rising reliance on private loans means for lower-income students. 5. Smart Moves for Current Borrowers How to maximize forgiveness and avoid costly mistakes. Critical timelines for choosing your repayment plan. 6. Should You Refinance? When private refinancing could save you money—and when it locks you out of forgiveness forever. What falling interest rates might mean for borrowers in 2025–2026. 7. Employer Support & Advocacy How hospitals, universities, and employers are stepping up with student loan benefits. Why employer advocacy is helping expand PSLF eligibility. Listener Takeaways: Act before July 2026: Enroll in an income-driven plan now to keep your options open. PSLF is safe—but annual employer certification is key to avoiding lost credits. Future grad students beware: With Grad PLUS gone, private loans will change the game. Refinancing is final: weigh lower interest rates against losing federal protections. Stay plugged in—loan policy is shifting fast, and being proactive could save you years of payments. Resources Mentioned: Black Swan Real Estate Savi Student Loan Platform Secure Freedom Fund U.S. Department of Education PSLF Help Tool Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Aaron Smith, Co-Founder of Savi   This episode is brought to you by Black Swan Real Estate, led by physician-investor Dr. Elaine Stageberg.  Dr. Stageberg, a Mayo Clinic–trained physician, together with her husband Nick, has spent years building Black Swan Real Estate into a diversified, large-scale portfolio now approaching half a billion dollars across 2,000 doors.  Now, through their Secure Freedom Fund, a 10% fixed rate of return offering, you can invest alongside them. The Secure Freedom Fund offers institutional-quality real estate opportunities—designed to deliver strong cash flow, long-term growth, and remarkable tax advantages.  This fund is uniquely structured so that each investor can tailor it to their own individual goals: a minimum investment of just $25,000, the ability to choose monthly cashflow distributions or to elect the compounding option for higher overall growth, the option to exit the fund on your timing, the flexibility to invest in your personal name, a trust, an LLC, or a retirement account, and so much more.  If you're an accredited investor who's ready to diversify beyond Wall Street and invest with experienced, trust worthy operators who've been exactly where you are, visit SecureFreedomFund.com today to learn more. From there, you can review the slides, watch the webinar, and even a book a call directly 1:1 with Dr. Elaine Stageberg.  That's SecureFreedomFund.com.

Marked by Grace
Can I Make Fun of My Parents?

Marked by Grace

Play Episode Listen Later Sep 29, 2025 9:27


Is it okay for kids to tease their parents? Pastor Heath Lambert tackles this intriguing question by examining what the fifth commandment teaches about honoring parents while still enjoying family humor. His answer might surprise you: "It depends."Timestamps0:00 - Introduction and book release announcement (September 30th)1:36 - The question: Can I make fun of my parents?2:14 - The fifth commandment challenge (Exodus 20:12)2:54 - The careful answer: "It depends"3:18 - Scenario 1: Mutual enjoyment and family fun4:58 - Pastor Lambert's family example5:33 - Scenario 2: Good intentions but hurt feelings6:45 - The "if you're the only one laughing, you're wrong" rule7:43 - Scenario 3: Making fun with malicious intent8:25 - What dishonoring parents actually means9:03 - Final answer: Honor with healthy humorKey Topics Covered- The Fifth Commandment Foundation - Understanding what it means to honor father and mother- Three Scenarios for Family Humor - When teasing is healthy vs. when it crosses the line- Intent vs. Impact - Why good intentions don't always excuse hurtful humor- Family Communication - How to navigate humor when feelings get hurt- The Dishonor Line - Distinguishing between loving laughter and belittling behavior- Healthy Family Relationships - Building joy and closeness while maintaining respectScripture ReferencesExodus 20:12 - The Fifth Commandment about honoring parentsAbout The Ten Commandments BookHeath Lambert's new book "The Ten Commandments: A Short Book for Normal People" releases September 30th. This accessible guide explains how God's commands apply to modern life without requiring theological education. Perfect for personal study, evangelism, or gifts to friends, neighbors, and family.Pre-order and download a free chapter at fbcjax.com/tencommandmentsHave a question you'd like answered? Send it to markedbygrace@fbcjax.com

Takin A Walk
"Stepping to her own sound with Grammy Winning Singer-Songwriter Cam"

Takin A Walk

Play Episode Listen Later Sep 23, 2025 27:51 Transcription Available


Episode Description Join us for an intimate walking conversation with Grammy-nominated singer-songwriter Cam as she opens up about her deeply personal new album “All Things Light.” In this heartfelt episode of Takin A Walk with your host Buzz Knight, discover how motherhood, vulnerability, and musical evolution have shaped one of country music’s most authentic voices. From Bulgarian folk songs to Joni Mitchell influences, pandemic parenting to psychology research, Cam shares the raw and beautiful journey behind her most ambitious musical project yet. Plus, hear touching stories about her grandma Marvel and why embracing imperfection creates the most powerful art. Show Notes Guest: Cam - Grammy-Nominated Singer-Songwriter Episode Highlights

The Experience Miraclesâ„¢ Podcast
141. More Than Tylenol & Toxins: Root-Cause, Drug-Free Autism Help for Parents

The Experience Miraclesâ„¢ Podcast

Play Episode Listen Later Sep 23, 2025 65:06


In this episode, Dr. Tony Ebel breaks down the truth about autism — why cases have skyrocketed, what's really behind it, and most importantly, what parents can do to help their child thrive.He explains how autism isn't genetically predetermined but develops from a “perfect storm” of stressors that overwhelm the nervous system — from birth trauma and toxins to prenatal stress. A key focus is the vagus nerve, which connects the brain to every organ system and often gets injured during birth, leading to inflammation, stress overload, and developmental delays.The good news: when the nervous system is restored and regulated through Neurologically-Focused Chiropractic care, kids can unlock their potential. Parents will leave this episode with clarity, confidence, and hope for healing.------Links & Resources:Free educational articles/resources about autism here.Dive into the PX Docs Autism Summit where 7 expert providers who have been in the trenches with autism families present about what's working best right now to help your child thrive!Learn more & get instant access here.------Key Topics Covered:3:07 – Why autism rates have risen from 1 in 3,500 to 1 in 36 children5:38 – Genetics: predisposition vs. predetermination7:27 – The “perfect storm” of stressors leading to autism18:33 – The “Three T's” of toxins, traumas, and thoughts32:55 – How birth trauma impacts the vagus nerve48:35 – What happens when the nervous system gets stuck in “stress mode”56:25 – Why Neurologically-Focused Chiropractic care is often the missing ------Relevant ResearchA Review on the Vagus Nerve and Autonomic Nervous System During Fetal DevelopmentIncidence of Pre-, Peri-, and Post-Natal Birth and Developmental Problems of Children with Sensory Processing Disorder and Children with Autism Spectrum Association of Cesarean Delivery With Risk of Neurodevelopmental and Psychiatric Disorders in the OffspringIncreased Risk of Autism Development in Children Whose Mothers Experienced Birth Complications or Received Labor and Delivery DrugsIncidence of Somatic Dysfunction in Healthy NewbornsAssociation Between Obstetric Mode of Delivery and Autism Spectrum Disorder: A Population-Based Sibling Design StudyThe Cerebellum, Sensitive Periods, and Autism-- Follow us on Socials: Instagram: @pxdocs Facebook: Dr. Tony Ebel & The PX Docs Network Youtube: The PX Docs For more information, visit PXDocs.com to read informative articles about the power of Neurologically-Focused Chiropractic Care. Find a PX Doc Office near me: PX DOCS DirectoryTo watch Dr. Tony's 30 min Perfect Storm Webinar: Click HereSubscribe, share, and stay tuned for more incredible episodes unpacking the power of Nervous System focused care for children!

Music Saved Me Podcast
"Stepping to her own sound with Grammy Winning Singer-Songwriter Cam"

Music Saved Me Podcast

Play Episode Listen Later Sep 23, 2025 27:51 Transcription Available


Episode Description Join us for an intimate walking conversation with Grammy-nominated singer-songwriter Cam as she opens up about her deeply personal new album “All Things Light.” In this heartfelt episode of Takin A Walk with your host Buzz Knight, discover how motherhood, vulnerability, and musical evolution have shaped one of country music’s most authentic voices. From Bulgarian folk songs to Joni Mitchell influences, pandemic parenting to psychology research, Cam shares the raw and beautiful journey behind her most ambitious musical project yet. Plus, hear touching stories about her grandma Marvel and why embracing imperfection creates the most powerful art. Show Notes Guest: Cam - Grammy-Nominated Singer-Songwriter Episode Highlights

Marked by Grace
Is Sunday the Sabbath?

Marked by Grace

Play Episode Listen Later Sep 22, 2025 6:21


Many Christians casually refer to Sunday as "the Sabbath day," but is this biblically accurate? Pastor Heath Lambert examines what Scripture actually teaches about the Sabbath and reveals why this common assumption needs correction.Timestamps0:00 - Introduction and physical book reveal1:36 - The question: Is Sunday the Sabbath day?2:50 - Why we need Scripture to answer this question3:04 - The fourth commandment and Sabbath timing (Exodus 20)3:24 - The Sabbath is on the seventh day (Saturday)4:02 - Roman influence on day names4:40 - God's rest on the seventh day4:55 - New Testament worship patterns5:20 - What the New Testament calls Sunday5:36 - The "Lord's Day" in Revelation 1:106:04 - Final answer: Sunday is not the SabbathKey Topics Covered- The Fourth Commandment Foundation - Understanding what Exodus 20 teaches about Sabbath timing- Biblical Day Counting - How the seven-day week originates from Scripture- Historical Context - Roman influence on modern day names and Saturday's etymology- Old Testament vs. New Testament - The shift from Sabbath worship to first-day worship- Terminology Matters - Why the New Testament uses "Lord's Day" instead of "Sabbath" for Sunday- Common Christian Mistake - Why pastors and authors incorrectly use "Sabbath" for SundayScripture ReferencesExodus 20:8-11 - The Fourth Commandment and Sabbath dayRevelation 1:10 - The Lord's Day referenceActs and 1 Corinthians - New Testament worship patternsAbout The Ten Commandments BookHeath Lambert's new book, "The Ten Commandments: A Short Book for Normal People," releases September 30th. This accessible guide explains how God's commands apply to modern life without requiring theological education. Perfect for personal study, evangelism, or gifts to friends, neighbors, and family.Pre-order and download a free chapter at fbcjax.com/tencommandmentsHave a question you'd like answered? Send it to markedbygrace@fbcjax.com

Marked by Grace
Is the Third Commandment about Cussing?

Marked by Grace

Play Episode Listen Later Sep 15, 2025 5:10


Many Christians assume the third commandment, "You shall not take the name of the Lord your God in vain," is primarily about using bad language. But Pastor Heath Lambert reveals the deeper biblical meaning behind this sacred command and explains why it's about much more than cursing.Timestamps0:00 - Introduction and new book announcement1:55 - The question: Is the third commandment about cursing?2:09 - What the third commandment actually says (Exodus 20:7)2:40 - Common misconceptions about breaking this commandment3:07 - The real meaning: misusing God's name vs cursing3:39 - Why the third commandment is primarily about something deeper4:13 - Biblical view on cursing and foul language (Ephesians 5:4)4:54 - Multiple ways to violate the third commandmentKey Topics Covered- The Text of the Third Commandment - Understanding what Exodus 20:7 actually teaches about God's name- Common Misunderstanding - Why many people think this commandment is only about profanity- The Real Issue: Vain Use of God's Name - How we empty God's name of its intrinsic weight and importance- Cursing and the Bible - What Scripture teaches about foul language and crude talk- Multiple Violations - The many ways people can misuse God's sacred name beyond profanity- Proper Reverence - How to honor God's name in our daily speech and worshipScripture ReferencesExodus 20:7 - The Third CommandmentEphesians 5:4 - Instructions about speech and crude talkAbout The Ten Commandments BookHeath Lambert's new book "The Ten Commandments: A Short Book for Normal People" releases September 30th. This accessible guide explains how God's commands apply to modern life without requiring theological education. Perfect for personal study, evangelism, or gifts to friends, neighbors, and family.Pre-order the book or get your free download of the first chapter at fbcjax.com/tencommandmentsHave a question you'd like answered? Send it to markedbygrace@fbcjax.com

Marked by Grace
Are Pictures of Jesus Wrong?

Marked by Grace

Play Episode Listen Later Sep 8, 2025 7:12


With pictures of Jesus everywhere - from children's Bibles to church walls to Christmas pageants - many Christians wonder if these images violate the second commandment. Pastor Heath Lambert explains what the Bible really teaches about divine images and when they become problematic.Timestamps0:00 - Introduction and new book announcement1:29 - The question: Are pictures of Jesus wrong?1:56 - The second commandment explained (Exodus 20:4-6)2:50 - The incarnation factor: Jesus as the image of God3:43 - Why we can't see Jesus physically now4:13 - What the second commandment actually prohibits4:53 - The difference between making images and worshiping them5:35 - The key issue: worship vs. artwork6:13 - Practical application: Pictures, movies, and TV shows6:48 - Prioritizing Scripture over imagesKey Topics Covered- The Second Commandment's True Meaning - Understanding what Exodus 20:4-6 actually forbids about divine images- The Incarnation Challenge - How Jesus as "the image of the invisible God" affects our understanding- Act vs. Intent - Why the commandment focuses on worship, not artistic creation- Artwork vs. Idolatry - The crucial distinction between making images and bowing down to them- Practical Guidelines - How to approach pictures of Jesus in children's books, movies, and church art- Scripture Supremacy - Why God's written word must take precedence over any visual representationScripture ReferencesExodus 20:4-6 - The Second CommandmentColossians 1:15 - Jesus as the image of the invisible GodAbout The Ten Commandments BookHeath Lambert's new book "The Ten Commandments: A Short Book for Normal People" releases September 30th. This accessible guide explains how God's commands apply to modern life without requiring theological education. Perfect for personal study, evangelism, or gifts to friends, neighbors, and family.Pre-order the book or get your free download of the first chapter at fbcjax.com/tencommandmentsHave a question you'd like answered? Send it to markedbygrace@fbcjax.com