Podcasts about digital finance analytics

Is all this property wealth we talk about actually real—or is it just theoretical? That’s what we unpack in this episode with our guest Martin North, founder of Digital Finance Analytics and someone who’s been watching the numbers and the story behind them for years. We ask him: is Australia’s $11 trillion property market built on something solid, or are we clinging to an illusion that’s quietly reshaping the country? Martin walks us through what he calls a “Python swallowing an elephant” moment; the massive bulge of intergenerational wealth that’s moving slowly through the system. We get into what’s really happening with downsizing, why reverse mortgages might not be the win they’re often sold as, and what happens when kids start relying too heavily on the Bank of Mum and Dad. Spoiler: it’s not as simple or as safe as people think. We also look at what governments are doing, policies around death tax fears, proposed taxes on unrealized gains in super, and the broader impact of kicking the can down the road. Martin doesn’t hold back when it comes to calling out flawed thinking or dangerous policy decisions, and it makes for a really thoughtful, at times surprising, conversation. If you’re trying to make sense of where the market’s heading or what might be brewing beneath all this apparent prosperity, you’ll want to sit with this one. It’s not about panic—it’s about facing the bigger picture and asking the harder questions most people still avoid. Episode Highlights: 00:00 - Introduction 01:26 - Who is Martin North? 02:20 - Why is intergenerational wealth transfer such a big issue today? 07:38 - Are we double counting superannuation totals when comparing asset classes? 11:29 - Why can’t many older Australians downsize, even if they want to? 13:04 - Financial traps hidden in retirement villages and reverse mortgages 18:31 - How wealth and mortgage debt are distributed across generations, and why it matters 23:21 - Cultural shift in how families are handling financial support across generations? 28:05 - Are younger generations developing a sense of entitlement toward parental financial support? 33:52 - Martin's thoughts on the proposed policy to tax unrealized gains in superannuation 39:01 - Did tax reforms under Howard trigger Australia’s property boom? 41:57 - Why has Australia’s property market outpaced the UK since 2000? 45:00 - Will Australia’s $11 trillion in property wealth ever truly change hands? 48:48 - What happens when the property wealth wave finally hits the end of the line? 52:56 - Are Australians starting to see the deeper layers behind the housing crisis? 57:19 - Martin North’s property dumbo About Our Guest: Martin North is the founder of Digital Finance Analytics, a boutique research and analytics firm focused on the intersection of finance, property, and consumer behavior in Australia. With a background in banking, data science, and strategic consulting, Martin is known for his in-depth housing market surveys and independent commentary on financial systems. He regularly appears in media and podcasts to share insights grounded in data, particularly on topics like intergenerational wealth, mortgage stress, and housing affordability. His work combines macroeconomic analysis with real-world household data, making him a respected voice in Australian property and finance conversations. Connect with Martin North: LinkedIn https://au.linkedin.com/in/martin-north-6a799182 Website https://www.digitalfinanceanalytics.com/ X (formerly Twitter) https://x.com/DFA_Analyst Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

How does the UK property market compare to ours here in Australia? In this episode, we sit down with Martin North from Digital Finance Analytics to really break it down. We're diving into what makes the UK property market tick and how it stacks up against what we see in Australia. What are the key drivers over there? And how do they align—or differ—from what's happening on our home turf? Martin's got a ton of insights on property trends across the globe, and in our conversation, we dig into the unique factors shaping the UK market, from economic policies to how buyers behave. Are there things we can take away from the UK's approach, or are we carving out our own distinct path here in Australia? We also get into how history and culture influence the property scene in each country. Are there common threads, or are the differences too big to ignore? Most importantly, what can Australian investors learn from the UK's journey in the property market? If you're looking to expand your knowledge of global property markets or just want a fresh perspective on what's happening here in Australia, this conversation with Martin North is one you won't want to miss. Tune in as we explore the dynamics of the UK and Australian property markets, and discover valuable insights that could impact your next investment decision. Episode Highlights: 00:00 - Introduction 00:57 - Who is Martin North? 03:48 - Can Australia gain confidence from the UK's inflation decline? 07:35 - How does the UK's property investment culture compare to that of Australia's? 11:04 - Proportion of owner-occupier vs rented property in UK 13:51 - Has borrowing capacity in the UK stayed steady despite rate hikes? 18:55 - How does city migration in the UK compare to Australia? 21:30 - Is there a trend of early wealth transfer in the UK for earlier housing market entry? 26:40 - How do UK and Australian rental issues compare? 28:16 - Despite the UK investing more in social housing, why is there still a shortage? 32:51 - Has the existence of inheritance tax impacted entry into the housing market? 33:50 - Over 5 years of hosting "Walk the World", how have your views and insights evolved? 40:00 - How should one approach property investment after missed chances? 45:55 - How does Martin feel about the property market's outcome? 49:58 - Can the UK manage the demand for millions of new homes? 51:51 - Martin North's property dumbo About Our Guest: Martin North is a prominent researcher who specialises in the mortgage lending, savings payments, and superannuation sectors. He is the founder of Digital Finance Analytics — a boutique research, analysis, and consulting firm. He has a long history of research in mortgage stress in Australia and publishes relevant indices on defaults, mortgage stress, and consumer confidence. In addition to his work in finance, he curates the YouTube channel "Walk the World," where he covers finance and property news with a distinctively Australian flavour and invites controversial guests. He is also a founding director of Asbestos Awareness Australia, a registered charity he established with his late wife, Jill, in 2021. Connect with Martin North: Subscribe to Martin's YT Channel “Walk the World”: https://www.youtube.com/c/walktheworlddfa Connect with Martin North on LinkedIn: https://www.linkedin.com/in/martin-north-6a799182/ Visit Martin North's website: https://www.digitalfinanceanalytics.com/ Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.flintgroup.au Work with Chris: chrisbates@flintgroup.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

Is the dream of owning a home in Australia becoming increasingly difficult amidst rising interest rates and the influx of migration? In today's episode, we delve into the escalating challenges of home ownership in Australia, focusing on the combined impact of rising interest rates and increased migration. We start by examining how these higher interest rates are making it increasingly difficult for people to buy homes. Following this, we explore the influence of recent migration patterns on the property market, analysing how these demographic shifts are affecting housing demand and prices. Martin North, founder of Digital Finance Analytics, joins us to offer his expert insights into the intertwined issues of climbing interest rates, growing migration, and the pursuit of affordable housing. Amidst these challenges, we also highlight the innovative strategies Australians are adopting to tackle the affordability crisis. Tune in for an in-depth exploration of Australia's housing affordability crisis, where we'll discuss both the problems and the creative solutions emerging in response. Episode Highlights: 00:00 - Introduction 01:12 - Overview of Martin North's expertise and background in finance and property 02:12 - Similarities and differences in Australia and UK property market 05:34 - Does the UK property market hold similar economic weight as Australia? 12:16 - The impact of recent immigration trends on the Australian property market 16:03 - Comparing UK and local inflation trends post-COVID: What's different? 25:49 - Is the recent market recovery a result of changing immigration and wealth patterns? 33:12 - Why are unit resales in Melbourne facing losses despite market growth? 38:13 - What's the directional outlook for property prices next year? 42:43 - Has the Australian property market become more volatile recently? 49:08 - Key role of residential property in Australia's economy and government stability efforts 56:06 - Veronica shares a property dumbo 59:15 - Martin North's property dumbo About Our Guest: Martin North is a prominent researcher who specialises in the mortgage lending, savings payments, and superannuation sectors. He is the founder of Digital Finance Analytics — a boutique research, analysis, and consulting firm. He has a long history of research in mortgage stress in Australia and publishes relevant indices on defaults, mortgage stress, and consumer confidence. In addition to his work in finance, he curates the YouTube channel "Walk the World," where he covers finance and property news with a distinctively Australian flavour and invites controversial guests. He is also a founding director of Asbestos Awareness Australia, a registered charity he established with his late wife, Jill, in 2021. Connect with Martin North: Subscribe to Martin's YT Channel “Walk the World”: https://www.youtube.com/c/walktheworlddfa Connect with Martin North on LinkedIn: https://www.linkedin.com/in/martin-north-6a799182/ Visit Martin North's website: https://www.digitalfinanceanalytics.com/ Resources mentioned in this episode: The Elephant in the Room Property Podcast Episode #218: How Dangerous Is Asbestos Exposure When Renovating? https://www.theelephantintheroom.com.au/podcasts/218 Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.blusk.au Work with Chris: hello@blusk.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

On today's show, with the geopolitical uncertainty hitting stocks, Martin delves into how the economic instability would impact us.  Later, Michael Beake discusses E-bikes and e-scooters set to be banned from parts of Coventry city centre later this month and the dangers of electric batteries. Also, Sam will tell Lembit that negativity and sadness from events from around the world are impacting people's mental states and could cause depression. She will advise on the best coping strategies. GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 OVERVIEW: Michael Beake is the Motorcycle Action Group West Midlands area representative (which includes Coventry).  GUEST 3 OVERVIEW: Sam Rapp is a neurodiverse writer.  

On today's show we discuss the era of MEGA banks is upon us, paving the way for CBDC financial slavery and the latest Interest Rate Rise. GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 OVERVIEW: Host of Locked & Loaded on TNT Radio. Serving up a diet of current affairs with a healthy dose of salt and light. Promoting truth and exposing lies, global and local. Highlighting and discussing issues mainstream media are paid to ignore.

Could the mortgage cliff in 2023 be the start of a new era for the property market? Over the next few months many Australians will come off fixed rates and face higher mortgage repayments. But is this just a short-term blip, or could it have a lasting impact on the property market? To help us better understand the potential impact of the mortgage cliff, we're joined by Martin North, the founder of Digital Finance Analytics. Martin is an expert on mortgage stress in Australia, and he publishes a number of relevant indices on defaults, mortgage stress, and consumer confidence. In this episode, Martin shares his thoughts on the scale of the problem and who is most at risk. He discusses how the current interest rate hike cycle will impact different segments of the property market. Martin also shares his insights on how the market as a whole might respond to the mortgage cliff and whether we can expect to see a significant slowdown in property prices. So whether you're a homeowner, property investor, or mortgage broker, this is an episode you won't want to miss. Episode Highlights: 00:00 - Mortgage stress in Australia - what is the scale of the problem and who is most at risk? 01:03 - Who is Martin North? 02:15 - What's coming up over the next six months for mortgage rates? 05:55 - Are fixed mortgage rates going to have an immediate effect on home sales? 08:48 - Percentage of loans in big banks' loan books written during low-interest-rate periods 11:32 - How are first-time homebuyers impacted by the current economic climate? 14:51 - What impact do price wars have on banks' net interest margins? 22:01 - What is currently going on in the housing market? 26:04 - Martin's thoughts on the property market splitting 28:19 - Different trends in property prices across different regions in Australia 36:12 - How does property composition affect price dynamics? 38:31 - What is the most significant linkage to house price movement? 41:28 - Is borrowing capacity as important as buying capacity? 43:27 - Martin's outlook for the interest rates in Australia and the global economy 45:20 - Boom or bust? A peek into the Australian property market for February to March 47:27 - The impact of the RBA lift on buying power and credit availability 48:47 - What are the dangers of waiting for the bottom to happen? 51:22 - More thoughts on the increased inequality in the society 54:45 - Martin North's property dumbo 56:40 - Martin North's anti-dumbo About Our Guest: Martin North is a prominent researcher who specialises in the mortgage lending, savings payments, and superannuation sectors. He is the founder of Digital Finance Analytics — a boutique research, analysis, and consulting firm. He has a long history of research in mortgage stress in Australia and publishes relevant indices on defaults, mortgage stress, and consumer confidence. In addition to his work in finance, he curates the YouTube channel "Walk the World," where he covers finance and property news with a distinctively Australian flavour and invites controversial guests. He is also a founding director of Asbestos Awareness Australia, a registered charity he established with his late wife, Jill, in 2021. Connect with Martin North: Subscribe to Martin's YT Channel “Walk the World”: https://www.youtube.com/c/walktheworlddfa Connect with Martin North on LinkedIn: https://www.linkedin.com/in/martin-north-6a799182/ Visit Martin North's website: https://www.digitalfinanceanalytics.com/ Resources: The Elephant in The Room Property Podcast Episode 218 https://www.theelephantintheroom.com.au/podcasts/218 Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.wealthful.com.au Work with Chris: hello@wealthful.com.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

Ready to make smart decisions about your future dream property and stay up-to-date with the ever-changing real estate market? Welcome to the Australian Property Investment Podcast. In each episode, we ask a guest expert to share their key insights for aspiring investors to make confident property choices. In this week's episode, Martin North, principal of Digital Finance Analytics (DFA), shares his data-based insights about the property market to help homebuyers purchase with confidence. He specifically talks about the characteristics that separate "star property" from "dog property," how he comes up with technology that determines the current property market status, how mortgage stress matches the crucial data he found, his insights on mixed messages around the rate forecast, and so much more! If you want to learn from one of the best analysts in Australia so you can get the most value for your money when investing in property, then make sure to listen to this episode!Time Stamps:00:00 - Intro01:06 - Making Decisions Based on Facts03:59 - Dog and Star Analogy on Properties08:17 - Martin's Methodology and Analytics12:02 - Sample Output from Martin's Data16:07 - What is Mortgage Stress19:37 - Mortgage Stress Data Sample21:46 - Rising Interest Rates24:04 - Martin's Insights on Rate Forecast28:36 - Dropping of Borrowing Capacity37:26 - Final Messages38:13 - OutroAbout Our Host:Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron's focus is clear – supporting property investors make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.Connect with Aaron:Visit the website: https://atelierwealth.com.au/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid  Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaron-christie-david-a7482a21/ Subscribe to Atelier Wealth's YouTube Channel: https://www.youtube.com/channel/UCKdm2ssEHel1kyQLAHGvNPQConnect with Martin:Visit his website: https://martinnorth.com/ Visit the Digital Finance Analytics website: https://www.digitalfinanceanalytics.com/ Follow Martin on LinkedIn: https://www.linkedin.com/in/martin-north-6a799182/ Follow Martin North on Twitter: https://twitter.com/DFA_Analyst?s=20 

GUEST HOST: Jeremy Beck On today's show we discuss China policies, Covid travel restrictions and it's impact on Australia. GUEST OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

We talk to Martin North from Digital Finance Analytics who looks at a few stand out moments in 2023 that are memorable and ones. Also what will the RBA do in the first quarter of 2023. ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    IF YOU LIKE THIS PODCAST please head to iTunes and Subscribe, Rate & Review the Real Estate Podcast     #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    IF YOU LIKE THIS PODCAST please head to iTunes and Subscribe, Rate & Review the Real Estate Podcast     #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty 

In this investment podcast, Nucleus Wealth's Chief Investment Officer Damien Klassen and Senior Financial Adviser Samuel Kerr, with guest, Martin North, Principal of Digital Finance Analytics, discussed property rate cut that nobody noticed. View the presentation slides Agenda: Increasing or decreasing? Proportion of GDP - level more important or change? Mortgage stress Investment implications To listen in podcast form click here Get an obligation-free portfolio recommendation to see how we would invest for you Learn more about the hosts Find us on social media: Twitter Instagram Facebook LinkedIn Nucleus Wealth is an Australian Investment & Superannuation fund that can help you reach your financial goals through transparent, low cost, ethically tailored portfolios. To find out more head to Nucleus Wealth Website. The information on this podcast contains general information and does not take into account your personal objectives, financial situation or needs. Past performance is not an indication of future performance. Damien Klassen is an authorised representative of Nucleus Wealth Management. Nucleus Wealth is a business name of Nucleus Wealth Management Pty Ltd (ABN 54 614 386 266 ) and is a Corporate Authorised Representative of Nucleus Advice Pty Ltd - AFSL 515796

GUEST HOST: Nicola Charles On today's show we discuss ... Call for Apology from Australian Reserve Bank and validity of inflation and interest rates declining in 2023 projected by other central banks. And the Court Case in NZ involving parents requiring unvaccinated blood for their baby's treatment being denied by NZ Blood Bank. GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 OVERVIEW: Sue Grey is a self-employed lawyer, strategist and lifelong adventurer, based in Nelson. Sue has degrees in law with honours, a degree in biochemistry and a degree in Microbiology. Sue's passion is inspiring, educating and empowering communities to help promote community and environmental well being and a fairer, more compassionate world. Sue's ground breaking and extensive legal career encompasses medicinal cannabis law reform, challenging the legality of aerial toxin operations, representing victims of aerial 1080 operations. Sue is currently representing the parents requiring unvaccinated blood for the treatment of their sick child - the NZ blood bank and the Government refuse.

On today's show we discuss the fallout of FTX and Digital identity, CBDCs and initiatives coming out of G20 last week. GUEST OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

On today's show we discuss CBDCs, Digital identity and Social Credit systems. GUEST OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

On today's show Martin North discusses the health of International Banking system. GUEST OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

GUEST HOST: Jeremy Beck On today's show Senator Malcolm Roberts talks about the world's biggest pumped hydro plan for Queensland announced by Premier Annastacia Palaszczuk this week. And Martin North discusses the Bond Market crisis and quantitative tightening and QE. GUEST OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

GUEST HOST: Robert Brennan On today's show Martin North discusses the global economic situation, inflation and the Central Bank policy reaction. And, Professor Chen Hong talks about the latest situation regarding Taiwan and related geopolitical issues along with the current economic situation in China. GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 OVERVIEW: Prof. Chen Hong is Chair of Department of English Language and Literature, and Director of the Australian Studies Centre at East China Normal University in Shanghai. He is also Executive Vice President of the Chinese Association of Australian Studies, Editor-in-Chief of the Website of Australian Studies in China, and Deputy Editor-in-Chief of The Journal of Studies of Australian Culture, and Journal of Australian Studies in China.

GUEST HOST: Jeremy Beck On today's show we discuss Australia vacant properties, ABS property stats, inflation, forex, inflation, commodities, derivatives, China, economic outlook. GUEST OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

GUEST OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 OVERVIEW: Ian Plimer is Emeritus Professor of Earth Sciences at the University of Melbourne, where he was Professor and Head of Earth Sciences, after serving at the University of Newcastle as Professor and Head of Geology. He was Professor of Mining Geology at The University of Adelaide and has published more than 140 scientific papers & was one of the editors for the five-volume Encyclopedia of Geology. Ian Plimer has a new book out called Green Murder. In this book he charges the greens with murder; the murder of humans who are kept in eternal poverty without coal-fired electricity; of forests and their wildlife by clear felling for mining, wind turbines and their bushfire policies; of economies producing unemployment and hopelessness; of free speech and freedoms and the intellectual and economic future of young people.

GUEST HOST: Jeremy Beck GUEST 1 OVERVIEW: Joachim Hagopian is a West Point graduate, former Army officer and author of Don't Let the Bastards Getcha Down. After the military, Joachim earned a master's degree in Clinical Psychology and worked as a licensed therapist. As an independent journalist for over 8 years, Joachim has written hundreds of articles for many news sites, like Global Research, lewrockwell.com and currently https://jamesfetzer.org/. GUEST 2 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 OVERVIEW: Robbie Katter is Katter's Australian Party State leader in Queensland and Member for Traeger in Queensland's Parliament. Robbie served on the Mount Isa City Council as councillor for four years before being elected State Member for Mount Isa.

We talk to Martin North from Digital Finance Analytics' about Brisbane falling back into the fold and coming off its own speed to be in step with a Melbourne and Sydney property prices and talk about the RBA halfway through it's exercise of raising the cash rate. ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    IF YOU LIKE THIS PODCAST please head to iTunes and Subscribe, Rate & Review the Real Estate Podcast     #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty

GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 1 WEBSITE: https://digitalfinanceanalytics.com  GUEST 2 OVERVIEW: Captain Glen Waters, recently terminated on 20 year anniversary with Virgin Australia for raising safety concerns regarding the COVID-19 Vaccination mandate.

GUEST 1 OVERVIEW: Charles Kovess established his own law firm which subsequently merged with Barker Gosling, a national law firm. He is a successful businessman, team leader, professional speaker and executive coach. He has also been continuously competing in triathlons since 1985 and he has completed the Ironman Triathlon. GUEST 1 WEBSITE: https://Kovess.com  GUEST 2 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 WEBSITE: https://digitalfinanceanalytics.com 

GUEST HOST: Jeremy Beck GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 OVERVIEW: Joanne Nova won prizes as a science grad and international awards as a blogger. She's author of The Skeptics Handbook which has been translated into 15 languages. Each day 5,000 people read joannenova.com.au. In 2018 Jo toured Europe speaking about How to Destroy an Electricity Grid. Before blogging she hosted a children's TV series on Channel Nine, was a regular keynote speaker, and managed the Shell Questacon Science Circus. She was an associate lecturer in Science Communication at ANU.

Mortgage holders are about to be hit with their first interest rate rise in more than a decade. Martin North from Digital Finance Analytics explains why many households are going to struggle when interest rates start to increase as early as next week.

Did you know that statistically, over 4,000 people die each year due to asbestos exposure? Not only that - one out of three properties in Australia contain asbestos, and most occupants aren't even aware of it!  Knowing this, why is this issue yet to be addressed properly? How serious is this problem, and how can you make sure that you're safe from it? Martin North of Asbestos Awareness Australia will walk us through everything we need to know about asbestos and how to deal with it, and the dangerous consequences its presence poses in property. We'll also discuss myths about asbestos, the lack of action most people have, accreditation for asbestos removal, and more. If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au! See you in the episode! Episode Highlights: A warning for property owners [01:38] The problem with asbestos [03:53] Are Australians aware of this asbestos issue? [08:50] The dangers of not knowing if there's asbestos in your property [11:56] Is asbestos fine on your property as long as it's not disturbed? [16:59] The lack of action towards asbestos [20:34] More women are being diagnosed with mesothelioma due to DIYs [25:39] Driving political change that addresses the issue [28:23] The urgency when dealing with asbestos [34:54]  Debunking the myths about asbestos [37:25] Checking a service provider's accreditation for asbestos removal [39:36] How the UK deals with the dangers of asbestos [42:10] Don't just leave it to the government [45:00] Remember to wear a mask and other protective equipment [49:17]   Links from the Show: Visit Asbestos Awareness Australia About Martin: Martin North is the founder of Digital Finance Analytics and curates the YouTube Channel Walk The World, where he covers finance and property news with a distinctively Australian flavour. In addition, he is a founding director of Asbestos Awareness Australia, a registered charity which was established with his wife Gill, last year. Gill was a Professor of Law and diagnosed with mesothelioma, an aggressive cancer which is caused by random exposure to asbestos. Before her death in December last year, she had spent the past 3 years researching the story of asbestos. Connect with Us: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au  Send in your questions to: questions@theelephantintheroom.com.au  Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/218  If you've enjoyed this episode, don't forget to like, share, rate and subscribe for more! See omnystudio.com/listener for privacy information.

Headlines dominating the property news always use two powerful words to grab the market's attention: BOOM and DOOM. But how can you see through the data and make better property decisions based on it? Today, we have data guy and host of Walk the World Martin North to talk about the world of data analytics and the importance of data-based decisions. If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you'd like to chat, email us at support@homebuyeracademy.com.au! We'll see you on the inside!   Episode Highlights: “The House on the Rock” [02:50] The 40% drop in Australian property prices explained [04:15] Events that may lead to significant losses in the property market [09:49]  How can first home buyers use data from granular level research? [13:56] Taking a look at mortgage stress [15:45] Socio-economic factors that may affect mortgage stress [20:26] The importance of seeing through the property data presented [26:29] Martin's observations of the property market industry [29:21] What if you bought a property that wasn't quite right? [33:02] What's the REAL definition of affordability for first home buyers? [35:53] Borrowing less than what your bank can lend you [40:04] More people who are heading to retirement have mortgages [44:42] What should first home buyers know about agents? [50:36]   Links from the Show: Walk the World YouTube Channel Is Australia Ready to Reopen? - Brendan Coates (The Elephant in the Room Podcast)   About Martin: Martin North is the founder of Digital Finance Analytics, a boutique research, analysis and consulting firm that specialises in offering insight into the dynamics of the mortgage, lending, savings, payments and superannuation sectors.   If you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey! See omnystudio.com/listener for privacy information.

Is this the beginning of the end of the property boom? If you've been following the property news lately you be forgiven for thinking so. The Chiefs of two of the biggest banks have suggested that regulators should step in and introduce macro-prudential controls to slow down our booming housing markets. In the closing statements of the ‘Housing Market and Financial Stability' speech delivered by the RBA's Assistant Governor Michele Bullock on Wednesday, Bullock hinted at the possibility that the RBA could intervene in Australia's housing market. The International Monetary Fund has issued warning about Australian house prices and Digital Finance Analytics principal Martin North gave a chilling forecast that home prices in Sydney and Melbourne outer suburbs could fall a staggering $200,000 while the crash could be even worse for apartments when lending rules were tightened. So, should we be scared? That's what I'm going to be chatting about with Australia's leading housing economist Dr. Andrew Wilson today. And here's a spoiler alert – NO you don't need to worry! Now if you have been a subscriber to this podcast for a while or followed my blogs or YouTube videos, you'd know for the last 3 years I have recorded a weekly Property Insiders video chat with Dr Andrew Wilson. And his assessment of and forecasts for our economy and property markets have been remarkably accurate so whether you're a beginning property investor or an experienced I'm sure you'll benefit from my chat with Andrew today which is the audio of one of our recent Property Insider videos. However, since we recorded this video Federal Treasurer Josh Frydenberg has given the green light to introducing macroprudential curbs to mortgage lending. The last time lending restrictions were implemented in 2017, the focus was on dampening investor lending and the high percentage of interest-only mortgages. However, this time around the main concern seems to be an increasing share of loans on a high debt-to-income ratio. 22 percent of new mortgage holders now have debt that exceeds their income by more than six times, up from 16 percent a year ago. But, as you'll hear Andrew Wilson explain in our chat, regulators should be aware of unintended consequences. Their crackdown is likely to hit first home buyers rather than Australia's wealthy. Targeting debt-to-income ratios will have a limited impact on higher-wealth households, who often have multiple streams of income. However, it will affect lower-income households and those purchasing property for the first time. There are several reasons the debt-to-income ratios have risen over the past year. Firstly, low interest rates by their nature allow people to service more debt as repayments fall. And second, the share of lending to first-home buyers has increased significantly on the back of HomeBuilder, the federal government's First Home Loan Deposit Scheme, and individual state government incentives. First-home buyers tend to be more indebted as they stretch to get into the market. Given improving homeownership rates is the goal of these government schemes, it seems counterproductive to limit first-home buyers by reducing their ability to borrow. And another reason that debt to income ratios have increased is that many established homeowners have upgraded their homes over the last year or two, partly because of the low-cost borrowing, partly because the value of the home has increased considerably given them equity to upgrade and also because of the increased requirements for more space such as a zoom room, etc. My Property Update Chat with Andrew Wilson Looking back over the first 9 months of this year, our property markets have performed even more strongly than anyone ever expected, with the rates of house price growth at levels not seen for a number of decades. In fact, all capital city markets have already experienced double-digit capital growth so far this year and many locations will experience growth of more than 20% over 2021. Of course, it must be remembered that the last peak for our property markets was in 2017, and in many locations, housing prices remain stagnant over the ensuing couple of years and it was really only earlier this year that new highs were reached. Meaning that average price growth was unexceptional over the long term. But over the last week or two, there seems to have been a sudden change of sentiment about our booming housing markets. A sense of urgency has crept into the tone of those at the helm of our big banks, as the CEOs of two of Australia's largest banks have sounded off about emerging lending risks. Topics We Discuss on Today's Show: Whether or not the high debt-to-income ratios of home buyers is really a problem Price growth has averaged a modest 4% per annum since 2017 – despite record falls in mortgage rates over that period Monthly house price growth in most capital cities has halved over the past three months and continues to track downwards The Reserve Bank does not have a role in setting house prices. The RBA's mandate to stimulate employment which currently means keeping interest rates low The Australian Prudential Regulatory Authority, and its purpose of making sure the banks are operating soundly and there is no deterioration in lending standards. There seems little to be concerned about current lending practices as interest-only loans are essentially a non-issue these days, and with rental vacancies at near-record lows, the market needs property investors. Why more Aussies are joining the millionaire club as Australian household wealth reaches record levels, and what that means Resources: Michael Yardney Dr. Andrew Wilson, chief economist My Housing Market As our property markets move forward why not get the team at Metropole to build you a personalised   Strategic Property Plan – this will help both beginning and experienced investors. Get a bundle of eBooks and reports www.PodcastBonus.com.au Shownotes plus more here: Uh-Oh. Is this the beginning of the end of our property boom With Dr. Andrew Wilson Some of our favorite quotes from the show: “You see, targeting debt to income ratios will have limited impact on higher wealth households.” – Michael Yardney “We're doing our homework, we're doing our research, we're doing a lot online, and we're just making quick decisions.” –  Michael Yardney “I've seen it over and over again that unless you grow out to where it is, you end up going back to where you are.” – Michael Yardney PLEASE LEAVE US A REVIEW Reviews are hugely important to me because they help new people discover this podcast. If you enjoyed listening to this episode, please leave a review on iTunes - it's your way of passing the message forward to others and saying thank you to me. Here's how  

In this episode of Nucleus Wealth Empower, Nucleus Wealth's Head of Operations Shelley George is joined by Martin North of Walk The World to discuss what Lenders Mortgage Insurance is, and why you should avoid paying it.Empowering you to develop money and investing as tools for living your fullest life.Timestamps:00:00 Introduction02:20 What is Lenders Mortgage Insurance? And when you need it06:05 Possibility of getting a refund on Lenders Mortgage Insurance08:10 Large amount of population not knowing what LMI is10:56 Did LMI come up in Royal Commission?12:00 Alternatives to avoid LMI14:35 Martin's view on the property market going forward18:09 Recap21:10 Another way of avoiding borrowing over 80%26:04 Banks providing LMI themselves28:20 Where you can find more of Martin NorthTo listen in podcast form click here: https://nucleuswealth.com/podcasts/?utm_source=youtube&utm_medium=direct&utm_campaign=podcastGet an obligation-free portfolio recommendation to see how we would invest for you: https://portal.nucleuswealth.com/register/?utm_source=youtube&utm_medium=direct&utm_campaign=podcastLearn more about the hosts: https://nucleuswealth.com/people/?utm_source=youtube&utm_medium=direct&utm_campaign=podcastFind us on social media:https://www.facebook.com/NucleusWealth/https://twitter.com/NucleusWealthhttps://linkedin.com/company/nucleuswealthNucleus Wealth is an Australian Investment and Wealth Manager providing premium wealth services to all Australians. We're here to help you achieve financial peace of mind. To find out more head to https://nucleuswealth.com/?utm_source=youtube&utm_medium=direct&utm_campaign=podcast.The information on this podcast contains general information and does not take into account your personal objectives, financial situation or needs. Past performance is not an indication of future performance. Damien Klassen and Tim Fuller are an authorised representative of Nucleus Wealth Management. Nucleus Wealth is a business name of Nucleus Wealth Management Pty Ltd (ABN 54 614 386 266 ) and is a Corporate Authorised Representative of Nucleus Advice Pty Ltd - AFSL 515796#australianproperty #australianhousing #lendersmortgageinsurance

We're living in such a crazy time. COVID is still rampant globally and has more or less affected most markets for better or worse. The property market has also been affected, but how much has it been really hit? Today we're having a chat with Martin North because we want to get a contrarian perspective. We'll be uncovering the dark underbelly of what's driving this property market and seeking his perspective on these crazy times we live in. We talk about whether or not the government has run out of stimulus, what businesses have been hit by COVID, why properties actually CAN go down contrary to popular belief, and so much more. We'll see you in the episode!   Episode Highlights: Has the government run out of stimulus? [01:46] How sustainable is pumping stimulus at the lower end of the margin? [06:49] These businesses feel the impact of COVID more than others [11:21] Different markets behave differently [14:32] The unit market versus the rest [16:17] The current state of the high-rise property market [19:05] The continuous ‘supply' of house and land packages [23:12] What's with New Zealand possibly lifting their interest rates? [24:13] Property prices CAN go down [25:49] Some people are deceptive with how they talk about property & success [27:19] Thoughts on the responsible lending change [32:24] What can APRA do (and not do) about bank lending? [38:27] Is the property market too big to fail? [42:20] RBA: “Immigration is the cause of low price growth” [44:06] What's the government's strategy around opening the borders? [46:33] Will increasing interest rates be enough to slow down asset prices? [50:41] Martin's property dumbo: a story about a granny flat [55:59]   Links from the show: Episode 123 Episode 143 Episode 178 About our Guest: Martin North is the founder of Digital Finance Analytics, a boutique research, analysis and consulting firm that specialises in offering insight into the dynamics of the mortgage, lending, savings, payments and superannuation sectors. Learn more about Martin's new charity: Asbestos Awareness Australia   Connect with Us: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au  Send in your questions to: questions@theelephantintheroom.com.au    Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/192 See omnystudio.com/listener for privacy information.

For the full audio interview, transcript, show notes and more visit: https://altassetallocation.com/ Martin is a deep thinker and I really enjoyed this conversation. In this episode, we talk about the Australian & New Zealand Economies, the local investment mindset, and the overall financial markets there. In this conversation, we get quite philosophical on where the world is now as a result of COVID and where we could be going. Absolutely fascinating and worth thinking about. Enjoy this conversation with Martin North from Digital Finance Analytics. --- Support this podcast: https://anchor.fm/investinalts/support

According to Digital Finance Analytics latest figures, more than 60 per cent of first homebuyers are now receiving help from their parents to put down a deposit on a property and the average gifting is now equating to approximately $90,000. Based on the average first homebuyer deposit amount of $106,743, the Bank of Mum and Dad is providing an average of 84 per cent of the total required deposit for the more 60 per cent of first homebuyers that are receiving parental assistance. On this week's episode we take a look at the best way's to help your children with a deposit for a home! As always, if you have any questions email us at connect@pekada.com.au and follow us on our Facebook and Instagram for more financial tips! We also appreciate you giving us a review if you love the podcast and sharing it around so that we can get the word and help as many people as possible! --- Send in a voice message: https://anchor.fm/thewealthcollective/message

Today we turn our eye back to Australian property as low interest rates has fuelled a marked surge in demand as the economy rebuilds post pandemic.What has emerged however, is a two speed house price boom. With a superb run up in prices of suburban houses, as space and isolation are sought, prices of inner-city apartments, typically favoured by investors, have languished.To help colour in exactly the extent of these falling rents, we are lucky to be joined by friend of the show Martin North, who is founder of boutique research firm, Digital Finance Analytics.View the slides: https://nucleuswealth.com/wp-content/uploads/2021/04/australias-two-speed-housing-market-with-martin-north.pdfYou can find Martin North at https://walktheworld.com.au/00:00 Introduction02:40 Agenda03:05 Australian property affordability15:15 Will the Government intervene if house prices get too high?20:27 Supply of Australian property23:40 Developers being able to get finance25:01 Property values28:25 Apartment prices well done33:00 Australian housing affordability41:25 How many property investors are underwater44:00 Why property prices have risen44:38 Effect of inflation and macro factors on Australian property51: 45 Net rental yield heatmaps57:35 Where to invest on a cashflow basis58:24 Strong Regional growth1:02:35 Interest rates going forward1:05:45 Our viewer question of the weekNucleus Wealth is an Australian Investment & Superannuation fund that can help you reach your financial goals through transparent, low cost, ethically tailored portfolios. To find out more head to https://nucleuswealth.com/?utm_source=youtube&utm_medium=direct&utm_campaign=podcast.The information on this podcast contains general information and does not take into account your personal objectives, financial situation or needs. Past performance is not an indication of future performance. Damien Klassen and Tim Fuller are an authorised representative of Nucleus Wealth Management. Nucleus Wealth is a business name of Nucleus Wealth Management Pty Ltd (ABN 54 614 386 266 ) and is a Corporate Authorised Representative of Nucleus Advice Pty Ltd - AFSL 515796#australianhousing #australianproperty #aussiehousing

Martin North joins us to discuss Australian property using his latest housing and economic data. This includes the latest in Australian property, including the impacts of covid-19, household financial confidence, listings, mortgage stress and dwelling valuesView the presentation slides: https://nucleuswealth.com/wp-content/uploads/2020/11/Can-Australian-property-rebound-from-the-coronavirus-crisis.pdfIn today's investment webinar we discuss the RBA's recently unveiled plans to drop interest rates to unprecedented levels to support the Australian economy and property market, but the million dollar question is, will it work?Find Walk The World at: https://walktheworld.com.auWalk The World Fund: https://nucleuswealth.com/walk-the-world-fundWalk The World Super: https://nucleuswealth.com/walk-the-world-superTimestamps:00:00 Introduction and agenda03:05 RBA rate cuts11:14 QE around the world14:50 2021 Budget20:20 Household financial confidence30:27 Employment of 70% of Australians was impacted by Covid1933:55 Dwelling values rising over October35:00 New property listings34:35 Mortgage stress survey results53:55 Mortgage deferrals vs mortgage stress59:25 non-performing loans will rise1:01:15 DFA's Summary outcomes1:06:10 Viewer questions1:19:45 Investment outlook1:23:22 Special Walk The World AnnouncementTo listen in podcast form click here: http://bit.ly/NucleusPodGet an obligation-free portfolio recommendation to see how we would invest for you: https://portal.nucleuswealth.com/registerLearn more about the hosts: https://nucleuswealth.com/peopleFind us on social media:https://www.facebook.com/NucleusWealth/https://twitter.com/NucleusWealthhttps://linkedin.com/company/nucleuswealthNucleus Wealth is an Australian Investment & Superannuation fund that can help you reach your financial goals through transparent, low cost, ethically tailored portfolios. To find out more head to https://nucleuswealth.com.The information on this podcast contains general information and does not take into account your personal objectives, financial situation or needs. Past performance is not an indication of future performance. Damien Klassen and Tim Fuller are an authorised representative of Nucleus Wealth Management. Nucleus Wealth is a business name of Nucleus Wealth Management Pty Ltd (ABN 54 614 386 266 ) and is a Corporate Authorised Representative of Nucleus Advice Pty Ltd - AFSL 515796.#AustralianProperty #AustralianHousing

An economic twilight zone is upon us. The RBA says we are out of recession. Corporate insolvencies have declined sharply. Yet unemployment is up sharply year on year, and the RBA has seen the need to set official interest rates at historical lows.    Something is seriously amiss, and the explanations we are receiving from our politicians and mainstream economists do not sit right.  So this week we have social media's go to economics analyst and philosopher - Principal of Digital Finance Analytics, Martin North, who will share his recent consumer and SME research and set this in the context of current monetary policy and future expectations. He says we need to stand back and really understand what is going on…

I jump on LIVE with Martin North of Digital Finance to discuss whether digital currencies offer protection in a world of fiat currency money printing. (Aired on Walk The World YouTube Channel on: October 13th, 2020) Join Our Community: https://nuggetsnews.com.au/nuggets-crypto-community/Free education, resources & discounts: https://nuggetsnews.com.au/ Date of Recording: 19th October 2020 ---

Martin North jumps into the deep end in this episode mythbusting common misconceptions of property, highlighting the terrible deals and properties people get sold into everyday. All property grows 7% every year, government grants are the best thing since sliced bread and believing that the cheap brand new property you just bought will help you ‘ride the market'... but then there is data.Here's what we covered: What is keeping property owners awake at night? How have spending habits changed during Covid? Are grants all that they are chalked up to be? Are developers increasing their margins once new grants come out? Breaking down the myth that once you're in the property market you can ride it out. Why are people being misled by the government grants and buying new property? What is more important, yield or growth? What demographic is currently buying? Why the sold data best determines post code future pricing. Why you should NEVER go the cheap route with property. This weeks dumbo:  Purchasing property just before an industrial development is built across the road. RELEVANT EPISODES:Episode 123 | Martin North Episode 135 | Eliza Owen Episode 140 | Nicola Powell GUEST LINKS:DFA Blog - Household finance confidence index HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au Send in your questions to: questions@theelephantintheroom.com.au EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020. https://www.theelephantintheroom.com.au/podcasts/143

Martin North joins Small Caps to discuss the current state of the Australian economy and where he believes it's headed, along with the property market in the COVID-19 era. Martin is an Australian-based analyst and business consultant, specialising in the financial services industry. He is the principal of Digital Finance Analytics.

Martin North is the Principal of Digital Finance Analytics, a boutique research, analysis and consulting firm, who runs regular commentaries on his Walk the World YouTube channel. As a previous guest to Margin Call, we thought it was important to gain his insight and opinion into the economy, particularly during a pandemic. LINKS  Martin North’s website, Patreon Digital Finance Analytics Walk The World

This year we've seen human and economic devastation like never before. First with the coronavirus lockdown imposed by governments around the world and now through the exporting of race riots which began in the United States. On this week's WilmsFront Economist Martin North from Digital Finance Analytics returns to help assess the economic wreck we now find ourselves in. Then back due to popular demand Joel Jammal on the latest demand of Black Lives Matter and Antifa to tear down statues of historical western figures.  Contact: Email: me@timwilms.com Message: https://t.me/timwilms Wilms Front Links: Entropy: https://entropystream.live/app/wilmsfront Website: http://timwilms.com/ Twitter: https://twitter.com/wilmsfront Minds: https://www.minds.com/timwilms Gab: https://gab.com/timwilms Telegram: https://t.me/wilmsfront Rational Rise TV: https://rationalrise.tv/ Support the Show: Membership: http://www.theunshackled.net/membership Donate: https://www.theunshackled.net/donate/ Subscribestar: https://www.subscribestar.com/theunsh... Patreon: https://www.patreon.com/theunshackled Paypal: https://www.paypal.me/TheUnshackled Other Unshackled Productions: The Uncuckables: http://theuncuckables.com/ Report From Tiger Mountain: http://reportfromtigermountain.com/ Affiliate Productions: James Fox Higgins/Patriarch Hour: https://www.youtube.com/channel/UCdEfsAy6rUDPnm9HwKA_asg Right Minds NZ: https://www.youtube.com/channel/UCFcFU3Qv9lKc9rHEIqWd6Dw Matty's Modern Life: https://www.youtube.com/user/mattus52 XYZ/Matty Rose Live: https://www.youtube.com/channel/UCsVPqW6Mi0XP6hOXTE4sT6g Melbourne Traditionalists: https://www.youtube.com/channel/UCREh4e70ZihL5dj0N_kyaaw Other Unshackled Links: Website: https://www.theunshackled.net Facebook: https://www.facebook.com/TUnshackled Twitter: https://twitter.com/Un_shackled Gab: https://gab.ai/theunshackled Telegram: https://t.me/theunshackled Minds: https://www.minds.com/The_Unshackled MeWe: https://mewe.com/p/theunshackled Music and Graphics by James Fox Higgins Voice Over by Morgan Munro

Will the Australian Property Market Crash or Climb? Martin North of Digital Finance Analytics joins the podcast to discuss what his mortgage & rental stress consumer surveys are showing. Financial markets have disconnected from economics over the last few weeks, and so we dive into Martin's mortgage stress indicators to get a real time view on what is really happening on the ground. We’ll then look at what this means for the Australian Property market and the Australian economy as a whole going forward. Download the webinar slides here: https://nucleuswealth.com/webinars/will-australian-property-market-crash-or-climb-martin-north/ How you can follow martin's work: http://digitalfinanceanalytics.com/ and https://www.youtube.com/c/WalkTheWorldDFA To listen in podcast form click here: http://bit.ly/NucleusPod Learn more about the hosts: https://nucleuswealth.com/people Try out our brand new property calculator: https://nucleuswealth.com/property-calculator Find us on social media: https://www.facebook.com/NucleusWealth/ https://twitter.com/NucleusWealth https://linkedin.com/company/nucleuswealth Nucleus Wealth is a Melbourne based investment house that can help you reach your financial goals through transparent, low cost, ethically tailored portfolios. To find out more head to https://nucleuswealth.com. The information on this podcast contains general information and does not take into account your personal objectives, financial situation or needs. Past performance is not an indication of future performance. Damien Klassen and Tim Fuller are an authorised representative of Nucleus Wealth Management. Nucleus Wealth is a business name of Nucleus Wealth Management Pty Ltd (ABN 54 614 386 266 ) and is a Corporate Authorised Representative of Nucleus Advice Pty Ltd - AFSL 515796. #AustralianProperty #AustralianHousing

After Chris's numerous appearances on Martin North's ‘Walk the world' Youtube channel we finally have brought Martin to our own turf. Martin is the founder of Digital Finance Analytics, a boutique research, analysis and consulting firm, he is one of the most regarded authorities in the research space with several media contributions such as ABC new, AFR and 60 minutes. In this data driven episode, we get down to the question at hand: do you buy or do you sell, what is the data showing, and is it reliable? Find out if people are borrowing too much, what properties are beating the downturn and how are individuals discovering the opportunity. Here's what we covered: How are the 1000 households surveyed every week reflective of Australia? How did Martin enter into the finance commentary arena? What patterns are showing which suburbs are going up and which are going down. How are the 250,000 first home buyers (per year)  finding ways to enter the market? Why newly built properties are at the greatest risk. How is the data segmented to better reflect real profiles? Will there be low or high capital growth over the coming years? Are we reaching our 'peak debt'? How many properties are vacant in Australia? Why is there simultaneous oversupply and undersupply in the market? What happens now since migration is zero? MENTIONED EPISODES:Episode 103 | Amanda Farmer Episode 113 | Dr. Nicole Johnson GUEST LINKS:DFA - Blog - Youtube Article 1 Mapping Mortgage Stress Article 2 Housing price falls and negative equity HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au  Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au Buy the book - AUCTION READY How to buy property at auction even though you're scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 23 April, 2020. https://www.theelephantintheroom.com.au/podcasts/123

Will Coronavirus collapse the Australian Property market? Martin North of Digital Finance Analytics joins the podcast to discuss what his mortgage stress consumer surveys are showing. View the slides: https://nucleuswealth.com/wp-content/uploads/2020/04/Martin-North-2.4.2020.pdf You can find Martin North at: http://digitalfinanceanalytics.com/ Mortgage stress has jumped alarmingly this month, with 200,000 households added to the stressed list, and there are more to come (even allowing for the various stimulus packages). We’ll dive into what this means for the Australian Property market and the Australian economy as a whole going forward. Watch on YouTube: https://youtu.be/NGvpPX6nvwc Learn more about the hosts: https://nucleuswealth.com/people Try out our brand new property calculator: https://nucleuswealth.com/property-calculator Find us on social media: https://www.facebook.com/NucleusWealth/ https://twitter.com/NucleusWealth https://linkedin.com/company/nucleuswealth Nucleus Wealth is a Melbourne based investment house that can help you reach your financial goals through transparent, low cost, ethically tailored portfolios. To find out more head to https://nucleuswealth.com. The information on this podcast contains general information and does not take into account your personal objectives, financial situation or needs. Past performance is not an indication of future performance. Damien Klassen and Tim Fuller are an authorised representative of Nucleus Wealth Management. Nucleus Wealth is a business name of Nucleus Wealth Management Pty Ltd (ABN 54 614 386 266 ) and is a Corporate Authorised Representative of Nucleus Advice Pty Ltd - AFSL 515796.

On the midweek edition of WilmsFront it's the episode you’ve all been demanding focusing on the Morrison's Government proposed 10k cash transactions ban. My guest is Martin North principal at Digital Finance Analytics to discuss the cash ban, central bank money printing and a possible global recession. Martin explains to myself and my audience the origins of the cash ban at the G20. The bill is Scott Morrison and the Treasury Department’s proposal, making cash transactions over 10k could see you jailed for two years. It is designed to keep the Australian people in the privileged big banks and so government authorities can track our digital moves. The mainstream media has been asleep at the wheel on this threat to our financial freedoms. I then ask Martin about how both our Reserve Bank and the US Federal Reserve are engaging in quantitative easing to stave off a recession. This is a technical term for printing money, inflating the economy and robbing ordinary people of their wealth through the banks. It makes the eventual economic crash even worse. We finish off by discussing the likelihood of a recession worldwide including here in Australia. Australia is vulnerable due to our dependence on immigration and goods and energy from overseas. Martin analysis of the global trade wars and energy independence policies are also shaped by geopolitical considerations. I finish off with my own remarks on the toilet paper buying panic in Australia due to coronavirus fears, the Super Tuesday Democratic Presidental primary results with Joe Biden now the frontrunner, plus Finance Minister Mathias Cormann bizarre comments in Senate Estimates that the federal Comcar colours were changed from white to grey to move away from our colonial past. Martin North Links: Blog: https://www.digitalfinanceanalytics.com/ Walk The World https://www.youtube.com/channel/UCKWDscRjYFTD1KHsmow4-bQ In the Interests of the People Adams/North Channel: https://www.youtube.com/channel/UCzwmB2wn8Slp3hko2Gpj2iA WilmsFront Links: Entropy: https://entropystream.live/app/timwilms Website: http://timwilms.com/ Twitter: https://twitter.com/wilmsfront Minds: https://www.minds.com/timwilms Gab: https://gab.com/timwilms Telegram Channel: https://t.me/wilmsfront DLive: https://dlive.tv/timwilms BitChute: https://www.bitchute.com/channel/timwilms/ Rational Rise TV: https://rationalrise.tv/ Contact Details: Telegram Messenger: https://t.me/timwilms Email: me@timwilms.com Support the Show: Membership: http://www.theunshackled.net/membership Donate: https://www.theunshackled.net/donate/ Subscribestar: https://www.subscribestar.com/theunsh... Patreon: https://www.patreon.com/theunshackled Paypal: https://www.paypal.me/TheUnshackled Other Unshackled Productions: The Uncuckables: https://www.youtube.com/channel/UCDg6qZbQt68DJ4gmHWhOCuw Debt Nation: https://www.youtube.com/channel/UCKKEHuAGzwVtIEIFW3cZOPg Affiliate Productions: The Rational Rise: https://www.youtube.com/channel/UCdEfsAy6rUDPnm9HwKA_asg Right Minds NZ: https://www.youtube.com/channel/UCFcFU3Qv9lKc9rHEIqWd6Dw Matty's Modern Life: https://www.youtube.com/user/mattus52 XYZ Live: https://www.youtube.com/channel/UCsVPqW6Mi0XP6hOXTE4sT6g Melbourne Traditionalists: https://www.youtube.com/channel/UCREh4e70ZihL5dj0N_kyaaw Other Unshackled Links: Website: https://www.theunshackled.net Facebook: https://www.facebook.com/TUnshackled Twitter: https://twitter.com/Un_shackled Gab: https://gab.ai/theunshackled Telegram: https://t.me/theunshackled Minds: https://www.minds.com/The_Unshackled Music and Graphics by James Fox Higgins Voice Over By Morgan Munro

You can find Martin North’s research at https://www.digitalfinanceanalytics.com/ and his video content at https://www.youtube.com/WalkTheWorldDFA .In today's webinar (12:30 pm AEST, Thursday 28th November), hear from Nucleus Wealth’s Head of Investment Damien Klassen, Head of Operations Tim Fuller, and founder of Digital Finance Analytics, Martin North as they cover "Australia’s Housing Market Dilemma." Topics include an overview of the Australian Housing market with a rebuttal to the property bull case, banking regulation and government policy towards housing, Australia’s domestic and international economic outlook, and a discussion on where housing development sits currently. Nucleus Wealth is a Melbourne based investment house that can help you reach your financial goals through transparent, low cost, ethically tailored portfolios. To find out more head to nucleuswealth.com. The information on this podcast contains general information and does not take into account your personal objectives, financial situation or needs. Past performance is not an indication of future performance. Damien Klassen and Tim Fuller are an authorised representative of Nucleus Wealth Management. Nucleus Wealth is a business name of Nucleus Wealth Management Pty Ltd (ABN 54 614 386 266 ) and is a Corporate Authorised Representative of Nucleus Advice Pty Ltd - AFSL 515796.

The major capital cities are seeing property prices shoot back up again thanks to interest rate cuts and an easing of lending buffers. With auction clearance rates back near all time highs, is the property downturn now well or truly over or will a new round of frenzied bidding result in more debt-fuelled instability.In this episode, Adam Creighton, economics editor of The Australian pits noted bear Martin North, who believes property prices could fall as much as 40% against Nerida Conisbee, chief economist of realestate.com.auHost: Adam CreightonGuests: Nerida Conisbee, chief economist of realestate.com.au; Martin North, principal, Digital Finance Analytics See acast.com/privacy for privacy and opt-out information.

Martin North is the Principal of Digital Finance Analytics, a boutique research, analysis and consulting firm. His Walk The World channel on YouTube is a must for astute economy watchers in Australia, while his commentary is highly regarded across mainstream media such as the AFR, Sydney Morning Herald, the ABC, 9News and many more. LINKS Martin North Digital Finance Analytics DFA YouTube channel Martin on 60 Minutes The Theory of Everything, by Stephen Hawking  

This week, Peter and Paul discuss the economy with CommSec's Ryan Felsman and fintech company GoCardless with its co-founder Hiroki Takeuchi. Plus an interview with Martin North from Digital Finance Analytics from our new property show on YouTube: https://www.youtube.com/switzermedia

 Chris Kenny speaks to Martin North from Digital Finance Analytics, after property prices decline further in February, with Sydney’s annual decline breaking through 10 percent for first time since early 1980’s.

Cheapest Super Fund? Subscribe: https://goo.gl/vvWZTwJoin Super Fund Link: https://goo.gl/aUgNqgDISCLAIMER: This Podcast is for general knowledge and entertainment purposes only and should not be considered as financial advice. You should research before making decisions. If you are unsure, you should contact a qualified financial advisor before making decisions.This is the Super Fund I use after reading Money Australia Mag 2018 and Scott Pape's Barefoot Investor book. Low fees and good returns.High Interest Savings Account For Australians: https://youtu.be/UAYzmmWiv3cBest Credit Card for Overseas Travel and Online Shopping spend for Australians! https://youtu.be/ihKEu8_ZhjMBest Debit Card for Overseas Travel and Online Shopping spend for Australians! https://youtu.be/h7OoJD_Kho8

With capital city house prices having doubled in the last five years, many parents despair of their children ever being able to afford their first home, and wonder if they should be reaching into their own pockets to help. According to Digital Finance Analytics, the ‘Bank of Mum and Dad’ is providing up to $85,000 each to nearly 56% of first home buyers, and most of those buyers are already in their thirties1. ----more---- In our latest episode of Your Wealth, Gemma Dale interviews popular guest Katie Whiffen about how to tackle this critical issue: How to determine if you can really afford to help your kids Cash-free ways of helping your kids save for their first home Which strategies of helping are fraught with danger How to deal with complex family structures, and How to structure your affairs so you and your kids can live happily ever after You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealth. 1 Digital Finance Analytics, 2 May 2018 (quoted in AFR and Domain.com.au) The information provided in this podcast is intended to be of a general nature only. Any advice has been prepared without taking into account your objectives, financial situation or needs. Before acting on any advice, National Australia Bank Limited (ABN 12 004 044 937 AFSL 230686) (NAB) recommends you consider whether it is appropriate for your objectives, financial situation and needs. NAB recommends that you seek independent advice before acting on any of this information. NAB is not a registered tax agent and any taxation information contained on this website is of a general nature. The tax consequences of investing will depend on your particular circumstances and we recommend that you seek professional tax advice before applying for a financial product. The information in this podcast is not a substitute for reading the relevant terms and conditions and Product Disclosure Statement (PDS) before making any decisions available via our website at www.nab.com.au

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping Australian mortgages. Join James Mitchell, Annie Kane and Alex Whitlock as they delve into the latest headlines and developments in the home loan market. This week they discuss... • Housing markets • Debt repayment plans • Digital Finance Analytics Data • How much of your income goes into your home www.mortgagebusiness.com.au