Divorce at Altitude: A Podcast on Colorado Family Law

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Award-winning Colorado divorce attorneys, Ryan Kalamaya and Amy Goscha, provide an approachable, insider view to divorce, parenting, relationships, and breakups. Episodes will include conversations with experts such as custody evaluators, CPAs, mediators,

Ryan Kalamaya & Amy Goscha


    • Jun 20, 2025 LATEST EPISODE
    • every other week NEW EPISODES
    • 25m AVG DURATION
    • 236 EPISODES

    Ivy Insights

    The Divorce at Altitude: A Podcast on Colorado Family Law is an exceptional podcast that showcases the immense knowledge and composure of its hosts, Amy and Ryan. Their expertise in the courtroom shines through as they tackle complex divorce issues with ease. In this day and age where people often feel overwhelmed and confused during such challenging times in their lives, Amy and Ryan offer a guiding light through their extensive experience and intellect. It's truly impressive to see how well they handle themselves in the podcast, reflecting their calm demeanor and unwavering professionalism.

    One of the best aspects of this podcast is the wealth of experiential know-how that both Amy and Ryan bring to the table. Their backgrounds are rich with valuable insights into family law, offering listeners a unique perspective on divorce proceedings. This podcast is not only informative but also highly relevant for anyone going through or considering a divorce. The hosts' approachability as individuals adds an extra layer of comfort for listeners, making it easier to connect with them on a personal level.

    Another commendable aspect of The Divorce at Altitude is its ability to tackle tricky divorce issues head-on. Amy and Ryan have a way of addressing complex topics in a clear manner, breaking them down into understandable segments for listeners. It's refreshing to hear experts who can effectively communicate legal concepts without overwhelming their audience with jargon. Their ability to tie down these intricate matters in a comprehensible manner is truly commendable.

    While it's difficult to find any major faults in this podcast, one area that could be improved upon is the frequency of new episodes. Given the high-quality content provided by Amy and Ryan, it would be wonderful to have more regular releases. However, this small inconvenience does not detract from the overall excellence of the podcast.

    In conclusion, The Divorce at Altitude: A Podcast on Colorado Family Law is an ambitious endeavor that offers invaluable insights into divorce proceedings. Amy and Ryan's vast knowledge and approachability make this podcast a must-listen for anyone dealing with or considering divorce. The clear and concise manner in which they discuss complex issues is highly commendable. With hopes for more episodes in the future, this podcast remains a valuable resource that provides guidance during these challenging times.



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    Latest episodes from Divorce at Altitude: A Podcast on Colorado Family Law

    To Stay or To Go? The Housing Question in Divorce | Episode 234

    Play Episode Listen Later Jun 20, 2025 15:28 Transcription Available


     Welcome back to Divorce at Altitude with Ryan Kalamaya! In this episode, Ryan and co-host Amy Goscha tackle one of the most frequently asked questions in divorce and separation: Should I move out of the house—or make my spouse move out?Whether you're early in the separation process or navigating a high-conflict breakup, this conversation breaks down the legal, emotional, and financial implications of moving out while cohabitating with a spouse. Episode HighlightsSafety First • Why safety concerns should be the first consideration in any cohabitation decision • The risks of domestic violence, alcohol use, and toxic environments—especially with children in the homeParenting & Emotional Impact • How kids are affected by continued cohabitation during conflict • The role of emotional regulation and which parent can maintain a stable environmentFinancial & Legal Considerations • When moving out could hurt your case—or your finances • Why some parents choose to "nest" and how studio apartments may limit parenting time • The truth about “losing rights” to a home just by moving outExclusive Possession & Legal Process • What motions (like exclusive possession or temporary orders) are available • Why using protection orders as a workaround can backfire legally • How interest rates, mortgages, and refinancing influence housing decisionsNesting & Creative Solutions • What nesting looks like and how Colorado's housing landscape (like lock-offs) can support it • Pros and cons of continuing to live under the same roof—even post-divorceKey Takeaways •  There's no one-size-fits-all answer—every decision depends on safety, finances, housing options, and parenting logistics. •  Moving out does not automatically mean losing legal rights to the home or children.  •  Always consult a family law attorney before making this decision—strategy matters.

    More Than Legal: Managing Mindset in Divorces | Episode 233

    Play Episode Listen Later Jun 13, 2025 28:33 Transcription Available


    Welcome back to Divorce at Altitude with Ryan Kalamaya and Amy Goscha! In this episode, Ryan and co-host Amy Goscha are recording from their brand-new office near Cherry Creek—and reflecting on the mindsets that shape how clients experience divorce and custody disputes.Drawing from both their professional and personal experiences, Ryan and Amy unpack what it means to manage emotions, expectations, and communication through one of life's most difficult transitions. Whether you're an attorney or someone navigating a family law matter, this episode offers valuable insights into the human side of the legal process. Episode HighlightsClient Mindset & Overwhelm • Why some clients want their lawyer to “drive the train” • Recognizing when you're in fight-or-flight mode • How attorneys can meet clients where they are emotionallyThe Reality of ‘Divorce Fog' • Why trauma and anxiety affect task execution • Tips for taking small steps forward, even when overwhelmed • The importance of responsive communication during crisisEntrenchment & Reactivity • What happens when clients feel the need to “fight back” • Why doing nothing can sometimes be the best strategy • The plane analogy: understanding the quiet middle phase of litigationWhen Lawyers Are Clients • Why attorneys are often the toughest clients • Balancing legal knowledge with emotional vulnerability • Letting go of control and trusting your counselManaging Expectations & Hope • Setting realistic timelines and legal outcomes • How judges weigh custody and parenting disputes • Reframing conflict to prioritize children's wellbeing Key Takeaways • Divorce is more emotional than logical—give yourself grace. • Clear, frequent communication helps prevent reactivity and fear. • Shifting your mindset from “me vs. them” to “what's best for the kids” is essential.

    Double Dipping: How Business Valuations Impact Maintenance in Divorce | Episode 232

    Play Episode Listen Later May 8, 2025 25:28 Transcription Available


     Welcome back to Divorce at Altitude with Ryan Kalamaya! In this episode, Ryan is joined by co-host and family law attorney Amy Goscha to unpack Colorado's biggest proposed update to family law rules in over a decade. After two years on the Colorado Supreme Court's Family Issues Committee, Amy shares what's changing, why it matters, and how these reforms aim to better serve families and professionals across the state.  These proposed changes are designed to improve access to justice, simplify procedures for all parties—especially self-represented litigants—and modernize family law practice in Colorado.  Why Now? Colorado is following states like Arizona in creating rules tailored to family law, addressing the pro se crisis and outdated processes.Disclosures & Discovery Updates Includes new requirements for trust documents, real estate records, credit reports, and more.Streamlining Expert Disclosures Clarifies overlaps between Rule 16.2 and Rule 26, making expert procedures easier to follow.Contempt of Court Reforms New rules allow courts to award attorney's fees for repeated violations, strengthening enforcement.GAL Rule Overhaul Outlines when and how Guardian ad Litems are appointed, including non-attorney options and clearer decision-making roles.Informal Trials for Pro Se Litigants An opt-in process modeled after Alaska to simplify trials for unrepresented parties.Clarifying CFIs & PREs New rules on depositions, virtual attendance, and prior testimony disclosures improve fairness and transparency.Key Takeaways•  Family law deserves its own rules—and Colorado is making that happen.•  Designed to simplify the process for both lawyers and pro se litigants.• Submit your comments by April 25, 2025 at 4:00 PM. Public hearing on May 1, 2025.

    Divorce & Real Estate: Why Didn't My Lawyer Tell Me That? | Episode 230

    Play Episode Listen Later May 1, 2025 43:37 Transcription Available


    Welcome back to another episode of Divorce at Altitude! This week, host Ryan Kalamaya is joined by Certified Divorce Lending Professional (CDLP) Karla Kyte to discuss the critical intersection of divorce and real estate. With real estate prices and mortgage rates making headlines, it's more important than ever for divorcing individuals to understand how homeownership, refinancing, and mortgage assumptions play a role in their financial future.Karla brings 27 years of lending experience in Colorado and specializes in helping divorcing clients navigate the often-overlooked financial challenges of property division and home financing. This episode is packed with key insights on common misconceptions, financial pitfalls, and essential planning strategies for divorcing homeowners.Episode Highlights:Why Real Estate is a Critical Factor in Divorce: Ryan and Karla discuss why nearly every divorce involves the marital home and how real estate decisions can have long-term financial consequences.The Impact of Child Support & Spousal Maintenance on Loan Qualification: Learn how temporary and permanent support orders affect mortgage approvals, including why three years of support is often required for financing.The Hidden Challenges of Refinancing & Mortgage Assumptions: Karla dispels myths about mortgage assumptions and explains why simply “taking over” a loan isn't as easy as it sounds—and why a refinancing strategy may be more beneficial.Buying a Home Before the Divorce is Final: Can you buy a home before your divorce is finalized? Yes—but only if specific legal and financial conditions are met. Karla breaks down the steps necessary to make this work.Why You Need a Certified Divorce Lending Professional (CDLP): Many divorcing individuals unknowingly agree to settlements they can't execute, leading to forced home sales and financial hardship. Karla explains why early mortgage planning is crucial and how a CDLP can help prevent costly mistakes.Key Takeaways:Misconceptions About Mortgage Lending in Divorce: Many attorneys and lenders misunderstand mortgage qualifications for divorcing clients. Karla reveals the most common mistakes that can derail home financing.Temporary Support & Its Role in Home Loans: Establishing court-ordered temporary support early in the process caWhat is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Property Division & Maintenance: How Assets Shape Alimony in Colorado Divorces | Episode 231

    Play Episode Listen Later Apr 24, 2025 31:05 Transcription Available


    Welcome back to Divorce at Altitude with Ryan Kalamaya! In this episode, Ryan is joined by co-host and family law attorney Amy Goscha to explore how property division impacts spousal maintenance in Colorado divorce cases.Whether you're a high-net-worth individual or navigating a more modest estate, understanding the relationship between property distribution and support obligations is critical. Ryan and Amy unpack how Colorado law approaches these issues and the strategic implications for both parties in a divorce.Episode HighlightsProperty First, Then Maintenance Learn why Colorado courts divide property before considering spousal maintenance—and how the type, value, and liquidity of assets can affect support awards.High-Net-Worth Divorce Scenarios Does $10 million mean no spousal maintenance? Ryan and Amy explain why wealth doesn't always eliminate support obligations.Asset Composition Matters From businesses to brokerage accounts to homes, not all assets are created equal when calculating income and support.Lifestyle & Location How lifestyle differences between Aspen and Grand Junction might impact maintenance—and why judges consider reasonable needs and cost of living.Disproportionate Property Awards Why courts may prefer awarding a greater share of property to avoid ongoing maintenance obligations—and how that plays into long-term financial planning.Key Takeaways• Colorado is an equitable—not equal—distribution state. Property division isn't always 50/50.• The more property a party receives, the less likely they are to qualify for spousal maintenance. • Maintenance is based on both need and ability to pay, and judges often consider the type of asset, lifestyle, and long-term earning capacity.•  Financial experts can play a key role in helping determine reasonable needs, passive income potential, and net spendable income.

    C.R.C.P. Overhaul: Practical Impacts on Divorce, APR, and Post-Decree Practice | Episode 230

    Play Episode Listen Later Apr 11, 2025 25:25 Transcription Available


     Welcome back to Divorce at Altitude with host Ryan Kalamaya! In this episode, Ryan is joined by co-host and seasoned family law attorney Amy Goscha to break down the most significant proposed changes to Colorado's family law rules in over a decade. After spending two years working on the Colorado Supreme Court's Family Issues Committee, Amy offers a behind-the-scenes look at how these reforms aim to modernize and streamline the family law process. Whether you're a legal professional or navigating a family law matter in Colorado, this episode provides essential insight into what's changing, why it matters, and how you can submit your feedback before the rules are finalized. Episode HighlightsWhy Change Was Needed: • How family law differs from other civil disputes • Addressing Colorado's growing pro se population and increasing court efficiencyKey Rule Updates: • Streamlined disclosures (pay stubs, trusts, real estate, etc.) • Merging and simplifying Rule 16.2 and Rule 26 for clarity • Clearer standards for expert disclosures and proceduresContempt & Attorney Fees: • Expanded scenarios for awarding attorney's fees • New guidance for enforcing court orders more effectivelySpecial Topics Covered: • Updates on Guardian ad Litem (GAL) appointments and expectations • Proposed informal trial process for pro se parties • Clarified procedures for CFIs and PREs, including virtual appearances and depositions Key Takeaways• Simplified, Transparent Rules: Less duplication, clearer expectations, and better access for all parties • Modernized Processes: Improved rules for GALs, experts, and contempt proceedings • Call for Public Input: Comment deadline is April 25, 2025, with a public hearing on May 1, 2025

    Tips for Mastering Mediation in a High-Conflict Divorce with Liz Merrill | Episode 228

    Play Episode Listen Later Jan 30, 2025 42:19


    Navigating a high-conflict divorce can feel like an overwhelming and unrelenting storm, especially when emotions run high and communication breaks down. In this episode of Divorce at Altitude, we revisit our sitdown with Liz Merrill, a seasoned mediator, divorce coach, and someone who has personally navigated the challenges of a high-conflict divorce. Liz offers invaluable insights into how to cope with the complexities of high-conflict divorces and maintain your mental and emotional wellbeing throughout the process.In this episode, Liz and Amy delve into:What is a High-Conflict Divorce?: Liz breaks down the defining characteristics of high-conflict divorces and the scenarios that can arise when you're dealing with an individual who exhibits high-conflict behaviors. Recognizing the Red Flags: Liz shares practical tips on how to identify the signs that you may be dealing with a high-conflict individual—someone who thrives on chaos and emotional escalation. Strategies for Maintaining Mental and Emotional Wellbeing: Drawing from her own experiences, Liz offers powerful advice on how to take care of yourself emotionally and psychologically during a high-conflict divorce. From setting realistic expectations to managing your stress, she provides a roadmap for prioritizing your mental health.The Role of a Mediator in High-Conflict Divorce: Liz explains how mediators can be a vital ally in these situations, helping both parties reach a fair resolution despite the intense emotions at play. Techniques for Diffusing Conflict: Liz discusses an array of techniques aimed at diffusing volatile situations, including how to establish and maintain healthy boundaries, communicate effectively under pressure, and manage conflict without losing your composure.Supporting Children Through High-Conflict Divorce: Liz highlights the importance of protecting children from the emotional fallout of a high-conflict divorce. She provides guidance on how parents can shield their kids from conflict and support their emotional needs during the process.If you're interested in learning more or working with Liz on mediation, divorce coaching, or other divorce-related resources, you can find her at Open Space Mediation.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Financial Abuse in Divorce: Strategies for Protection and Recovery with Lisa Zeiderman | Episode 227

    Play Episode Listen Later Jan 23, 2025 35:25


    In this rebroadcasted episode of Divorce at Altitude, we revisit a powerful conversation with attorney Lisa Zeiderman, Managing Partner at Miller Zeiderman LLP. Lisa offers her expert insights into the often-hidden world of financial abuse and manipulation within marriages, sharing how it can manifest and how individuals can protect themselves. With her deep experience in financial forensics, Lisa brings both a calculated and compassionate approach to understanding these sensitive issues.In this episode, Ryan and Lisa discuss the fine line between financial naivety and deliberate abuse within marital finances, exploring how the dynamics of financial control can unfold in relationships. Topics include:Proactive Strategies for Safeguarding Your Financial Interests: How to protect your assets and secure your financial future when facing a divorce.The Art of Discovery in Divorce Proceedings: Lisa outlines the critical steps in uncovering hidden assets, income, and financial discrepancies during the divorce process.Choosing the Right Attorney: Why it's crucial to select a lawyer who is not only skilled in legal matters but also a savvy financial strategist who can navigate complex financial issues.The Role of Forensic Accountants & Valuation Experts: Lisa emphasizes the often-underestimated value of forensic accountants and valuation experts, who can uncover financial discrepancies and provide the clarity needed to ensure a fair settlement.Whether you're currently navigating a divorce or simply looking to understand the financial dynamics at play, this episode offers valuable tools and strategies for anyone facing the challenges of financial abuse in divorce.If you missed this episode the first time, be sure to tune in for this insightful conversation on protecting your financial well-being during divorce.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Divorce-Gasmic: Transforming Divorce into a Constructive Journey with Karen McNenny | Episode 226

    Play Episode Listen Later Jan 17, 2025 43:27


    In this episode, renowned divorce mediator and therapist Karen McNenny joins Ryan and introduces her innovative approach to divorce, which she calls “divorce-gasmic.” Karen emphasizes transforming divorce from a destructive event into a constructive process, encouraging us to rethink how we view the end of a marriage.We explore:The societal fears that keep couples trapped in unhappy relationshipsPositive co-parenting practices that celebrate children's milestones post-separationThe roles of divorce professionals, such as lawyers and consultants, in guiding clients through emotional challenges while focusing on legal clarityThe complexities of dating during divorce and managing differing paces in new relationshipsStrategies for blending families and introducing new partners, particularly when children are involvedManaging new relationships on social media and ensuring children's well-being is prioritizedKaren shares insights on fostering family harmony, emotional resilience, and the importance of communication and mediation to ensure a smooth transition through and beyond divorce. You can get more information and listen to Karen on her own podcast, the Good Divorce Show™.This episode is a must-listen for anyone navigating or contemplating divorce, offering practical advice for maintaining family stability and prioritizing emotional health.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Top 7 Divorce Consultation FAQs: Expert Answers to Your Most Important Questions | Episode 225

    Play Episode Listen Later Jan 10, 2025 36:50


    In this insightful episode, Ryan and Amy walk through key topics that often come up in the early stages of divorce in Colorado, including what the state considers when determining alimony, parenting responsibilities, and the impact of who files first.In This Episode, You'll Learn:Does the reason for divorce matter in Colorado?Does it matter who files for divorce first?How are custody and parenting plans decided?When is it okay to start dating after a divorce?How is property division determined?Do I need to move out immediately during the divorce process?How is alimony calculated, and how much will I have to pay?Join Ryan and Amy as they provide clarity and guidance on these important questions, helping you feel more prepared for the journey ahead.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Thriving Through Chaos: Productivity and Financial Resilience in Divorce with Karen McMahon | Episode 224

    Play Episode Listen Later Dec 19, 2024 39:22 Transcription Available


    In this insightful episode, host Ryan Kalamaya is joined once again by Karen McMahon, a seasoned divorce coach and host of the Journey Beyond Divorce podcast. Together, they explore how personal growth and financial resilience can empower individuals during the divorce process, particularly for high-achieving executives and entrepreneurs.Episode Highlights:The Role of a Divorce Coach: Karen explains how divorce coaches support clients in managing emotional turbulence, clarifying priorities, and maintaining productivity during high-stakes divorces.Setting Boundaries for Co-Parenting and Shared Spaces: Learn how to establish temporary shared parenting arrangements and negotiate boundaries in shared living situations to reduce conflict.Financial Expectations and Transparency: Discover the importance of working with financial experts to gain clarity, manage complex financial disclosures, and set realistic expectations for both parties.Key Discussions:Choosing the Right Team: Karen and Ryan discuss the unique roles of attorneys, financial experts, and divorce coaches, offering guidance on selecting the best professionals for your specific needs.Delegating Effectively: Tips for managing time and costs during the divorce process by leveraging the expertise of your team while focusing on high-priority goals.Navigating Negotiations: Insights into why divorce negotiations differ from boardroom deals and how to maintain emotional intelligence, ask the right questions, and approach discussions with curiosity rather than judgment.Practical Takeaways:Use B.I.F.F. for Communication: Keep messages brief, informative, firm, and friendly to avoid escalating conflicts.Establish Priorities: Clarify non-negotiables and areas of flexibility to streamline decision-making and negotiations.Pause Before Reacting: Create a buffer before responding to emotionally charged communications to avoid impulsive reactions.Whether you're in the early stages of divorce or navigating complex negotiations, this episode is packed with actionable advice to help you stay focused and resilient. Be sure to check out Karen's other appearances on Divorce at Altitude in Episodes 55, 119, and 143 for more expert insights.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Money and Marriage - Screw Love, Are You Financially Compatible | Episode 223

    Play Episode Listen Later Dec 12, 2024 20:10 Transcription Available


    In this final episode of our three-part series on Marriage and Money, host Ryan Kalamaya is joined by Nikki Tucker, Certified Divorce Financial Analyst and founder of The FIIRM Approach, to tackle: Screw Love: Are You Financially Compatible? They explore how financial alignment—or lack thereof—can significantly impact relationships and provide practical advice for bridging gaps in financial compatibility.Episode Highlights:- Emotional vs. Financial Compatibility: Nikki and Ryan discuss why financial compatibility is often overlooked in favor of emotional connection and why aligning money values can be a crucial factor in marital success.- The Role of Money Stories: Building on Episode 1, the discussion delves into how deeply rooted money beliefs and habits influence compatibility and create potential conflicts in relationships.- Debt, Risk, and Saving Styles: Learn how differing perspectives on debt, investment risk, and savings strategies can reveal compatibility gaps and how couples can work to reconcile these differences.Key Discussions:- Practical Tools for Financial Harmony: Nikki shares actionable strategies like financial date nights, gamifying money conversations, and using conversation prompts to foster open dialogue about finances.- Addressing Incompatibility: The episode emphasizes the importance of honest conversations, proactive planning, and engaging financial professionals to bridge gaps and avoid long-term conflicts.- Principle vs. Protection: A key takeaway is distinguishing between issues of principle (personal preferences) and protection (threats to financial stability) to help prioritize and resolve money disagreements effectively.Takeaways for Couples:- Start Conversations Early: Dating, engaged, or married, proactively discussing financial goals, habits, and expectations can strengthen your relationship.  - Explore Compatibility: Tools like financial quizzes or working with financial strategists can help identify areas of alignment and differences.  - Don't Ignore Red Flags: Address financial red flags early, and don't be afraid to seek external support from professionals or financial therapists to navigate challenges.  

    Money and Marriage - Why Pre-Nups Aren't Popular Enough | Episode 222

    Play Episode Listen Later Dec 5, 2024 22:50 Transcription Available


    Podcast Description:Welcome back to another thought-provoking episode of Divorce at Altitude! In this episode, co-host Ryan Kalamaya continues the three-part series on marriage and money, diving into the compelling topic of why prenuptial agreements aren't popular enough. Joining him again is Nikki Tucker, Certified Divorce Financial Analyst and founder of The Firm Approach.With over 20 years of financial expertise, Nikki offers valuable insights into the stigma surrounding prenups and why they can be an essential tool for couples to establish trust, financial transparency, and security before saying “I do.”Episode Highlights:The Stigma Around Prenuptial Agreements: Nikki discusses societal norms that paint prenups as unromantic or pessimistic, and how reframing them as a foundation of trust can change perspectives.Benefits of a Prenup: Learn why going through the process of creating a prenup—whether or not you ultimately sign one—can foster open conversations about money, protect assets, and minimize conflict in the event of a divorce.Prenups and Modern Relationships: How shifting demographics, such as delayed marriages and the rise of female breadwinners, make prenups more relevant than ever.Financial Transparency and Communication: The importance of aligning on financial values, understanding your partner's money story, and how these discussions can strengthen a marriage.Key Discussions:The Myths Around Prenups: Nikki addresses misconceptions, including the false notion that signing a prenup increases the likelihood of divorce.Navigating Financial Insecurity: Tips for stay-at-home spouses, breadwinners, and couples to understand their financial landscape before and during marriage.Financial Planning Beyond Divorce: Nikki shares advice on building a strong financial foundation after divorce and preparing for future partnerships, including the role of cohabitation agreements.

    Money and Marriage - Do You Understand Your Partner's Money Story | Episode 221

    Play Episode Listen Later Nov 21, 2024 21:45 Transcription Available


    Podcast Description:Welcome to Divorce at Altitude, your trusted resource for navigating Colorado family law with attorneys Ryan Kalamaya and Amy Goscha. Each week, they dive into topics related to divorce, co-parenting, and relationships, offering practical insights and expert advice.In this episode, Ryan is joined by Nikki Tucker, Certified Divorce Financial Analyst and founder of The FIIRM Approach, to kick off a three-part series on Marriage and Money. The first topic in the series is understanding your partner's money story a concept that can significantly impact both relationships and divorce outcomes.Episode Highlights:- What is a Money Story? The role of past experiences, family dynamics, and cultural influences in shaping financial habits and beliefs.- Money Stories and Relationships: How differences in financial values and behaviors can create conflict and how understanding your partner's perspective can strengthen your connection.- Proactive Money Conversations: Strategies for creating a safe and productive environment to discuss finances and avoid unnecessary tension.- Money Stories in Divorce: How understanding your spouse's money story can lead to more empathetic and effective settlement negotiations.Whether you're looking to enhance your relationship or navigating a divorce, this episode offers actionable advice to help you better understand your financial dynamics.

    Humphries and Decision-Making | Episode 220

    Play Episode Listen Later Nov 14, 2024 15:55 Transcription Available


    Welcome to Divorce at Altitude, your guide to Colorado family law with attorneys Ryan Kalamaya and Amy Goscha. In each episode, they tackle topics related to divorce and co-parenting, offering insights for navigating the complexities of family law in Colorado.This week, Ryan and Amy break down one of the most complex aspects of family law: decision-making standards and enforcement in custody cases. They dive into the recent Colorado Court of Appeals case, Humphreys, which addresses the legal standards for modifying decision-making authority post-divorce. Understanding how to approach legal standards—such as the best interest vs. endangerment standards—and knowing which legal motions to file can make a significant difference in these highly charged cases.Episode Highlights:- Humphreys Case Breakdown: Understanding how the court approaches modifying decision-making authority in high-conflict, post-divorce cases.- Best Interest vs. Endangerment Standards: Key distinctions and how they impact the court's decisions on parenting and custody matters.- Legal Mechanisms & Enforcement: Exploring Colorado's enforcement statutes and motions to address non-compliance with parenting time.- Practical Advice: How to reduce post-divorce conflict and work towards decisions that benefit the children's well-being, even in high-stakes situations.If you're navigating a post-divorce custody conflict or a family law professional, this episode provides important insights into the evolving standards in Colorado law.

    Intangible Property in a Divorce Raj Kukreja | Episode 219

    Play Episode Listen Later Nov 7, 2024 43:22 Transcription Available


    Welcome to Divorce at Altitude, your guide to Colorado family law, hosted by attorneys Ryan Kalamaya and Amy Goscha. Each week, we dive into a topic related to divorce and co-parenting to help you navigate the complexities of family law in Colorado.In this episode, Ryan is joined by Raj Kukuraja, a high net worth divorce expert, to explore Intangible Assets in Divorce—a complex but crucial topic for many high-asset cases. Together, they unpack the concept of intangible property, including Name, Image, and Likeness (NIL), intellectual property, personal goodwill, and more, and explain how these often-overlooked assets impact property division in Colorado divorces.Episode Highlights:- Understanding Intangible Property: What qualifies as intangible assets and how they differ from tangible ones, with examples ranging from intellectual property to NIL and personal goodwill.- Valuing Professional Goodwill: How the courts assess professional practices and the role of excess earnings in determining value.- Name, Image, and Likeness (NIL): Examining the unique challenges of valuing NIL, especially in high-profile and high-net-worth divorces.- Case Insights & Examples: From former Broncos players to celebrity endorsements, Ryan and Raj discuss real-world examples that illustrate the complexities of dividing intangible assets.Whether you're a business owner or simply curious about this aspect of divorce law, this episode is packed with insights to help you understand and navigate the valuation of intangible assets in Colorado divorce cases.

    Beyond the Basics: Understanding Above-Guideline Child Support in High-Income Cases | Episode 18

    Play Episode Listen Later Nov 4, 2024 7:28 Transcription Available


    Podcast Description:In this "how-to" episode, Ryan dives into high-income scenarios and how they impact child support in Colorado. Using the case of hypothetical clients, Eric and Melanie Wolf, Ryan breaks down what happens when combined incomes exceed $30,000 per month, the legal floor for child support. Drawing on the Colorado Supreme Court case of In re Marriage of Boettcher, Ryan explains how courts determine child support in high-income cases, focusing on lifestyle disparities between parents and the needs of the children.Episode Highlights:- Income & Child Support: How high incomes, such as Eric's million-dollar salary, affect child support calculations.- The Boettcher Case: Insights from the In re Marriage of Boettcher decision, establishing that the $30,000 monthly income guideline is a floor, not a cap, for child support.- Lifestyle Considerations: The court's role in ensuring children maintain a similar lifestyle with both parents, including covering expenses like private school, vacations, and extracurricular activities.- Disparity in Incomes: How income disparity between parents influences child support, and what courts consider when determining fair support in above-guideline situations.

    Re-Opening Divorce Settlements | Episode 218

    Play Episode Listen Later Oct 31, 2024 28:45 Transcription Available


    What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Beyond Basics: Tackling Extraordinary Medical and Extracurricular Expenses | Episode 217

    Play Episode Listen Later Oct 28, 2024 16:10 Transcription Available


    Podcast Description:Welcome to Divorce at Altitude, a podcast focused on Colorado family law, hosted by Ryan Kalamaya and co-host Amy Goscha. In each episode, we delve into various topics related to divorce, child custody, and co-parenting in Colorado. Whether you're navigating a divorce or just curious about the legal process, we offer practical advice and tips to guide you.In this "how-to" episode, Ryan explores extraordinary medical and extracurricular expenses and their impact on child support in Colorado divorces or custody cases. Using the hypothetical case of Eric and Melanie Wolf, Ryan breaks down how costs like private school tuition, medical bills, sports, and other activities affect the financial dynamics between divorced parents.Episode Highlights:- Extraordinary Medical Expenses: How are major medical costs such as surgeries or braces shared between parents? Ryan discusses how these expenses, not covered by insurance, are typically split proportionally based on income.- Extracurricular Expenses: From sports and music lessons to private school tuition, Ryan explains how these optional yet significant expenses can impact child support calculations. He also shares key legal precedents that guide courts in determining whether these expenses are reasonable and necessary.- Real-Life Examples: With examples like travel soccer and ice skating, Ryan illustrates how disagreements over extracurricular costs can be resolved, either through court intervention or mutual agreement.- Child Support Worksheet: Ryan shows how adding or excluding certain expenses directly impacts the amount of child support one parent pays to the other.

    Navigating Daycare Costs in Child Support: What Every Parent Needs to Know | Episode 216

    Play Episode Listen Later Oct 21, 2024 10:31 Transcription Available


    Podcast Description:Welcome back to Divorce at Altitude, a podcast on Colorado family law, hosted by Ryan Kalamaya and Amy Goscha. In this "how-to" episode, Ryan dives into the topic of work-related daycare and its impact on child support in Colorado divorces and parenting disputes. Episode Highlights:- Work-Related Daycare & Child Support: Ryan explains how expenses for daycare, preschool, or after-school programs can influence child support calculations. Using a hypothetical example of Eric and Melanie Wolf, Ryan walks listeners through the child support worksheet and how adding or subtracting work-related daycare can adjust the final amount.- Income & Parenting Time Considerations: The episode covers how parents' incomes and their parenting time schedules affect the daycare expense split. Ryan discusses the percentage-based share of income method and why it's important to figure out a fair contribution between both parents.- Common Questions & Scenarios: From nannies, summer camps, and babysitters to arguments over whether specific expenses qualify as work-related, Ryan unpacks the complexities that often arise when calculating childcare costs. He also explains why extracurricular activities and extraordinary medical expenses may also come into play in child support calculations.Key Takeaways:- Work-Related Daycare Expenses Can Shift Child Support Amounts: These expenses are factored in because they directly affect a parent's ability to work and earn an income.- Worksheet or Off Worksheet Agreements: Ryan offers insights on whether it's better to include childcare on the official child support worksheet or handle it outside the calculation, based on the unique circumstances of each family.- Common Pitfalls & Considerations: Practical tips on what counts as work-related daycare, such as excluding babysitters for personal time but considering nannies or au pairs as part of the expense, make this episode especially useful for parents navigating post-divorce childcare decisions.

    What is Reintegration Therapy in Colorado | Episode 215

    Play Episode Listen Later Oct 10, 2024 25:57 Transcription Available


    In this episode, Ryan and Amy tackle the complicated and often misunderstood topic of reintegration therapy in family law. Following recent media coverage, Ryan and Amy dive into the role of reintegration therapy, its challenges, and how it aims to help children rebuild relationships with estranged parents.Episode Highlights:- What is Reintegration Therapy? Ryan and Amy define reintegration therapy as a therapeutic intervention aimed at helping a child rebuild a strained or severed relationship with one parent.- Challenges with High-Conflict Divorce Cases: They discuss common scenarios where children resist or refuse contact with a parent, stemming from issues like substance abuse, domestic violence, or alienation. They explore the gray areas of determining whether a child's refusal is rooted in safety concerns or emotional influence from one parent.- New Legislation & Media Attention: Recent changes in Colorado law, driven by Caden's Law and national concerns about parental alienation and child abuse, are reshaping the way courts approach reintegration therapy. The statute now requires reunification therapy to meet scientific and safety standards and places stricter limitations on separating children from their primary caregivers solely to repair a relationship with an estranged parent.- Therapist & Court Roles in Reintegration: Ryan and Amy discuss the slow and careful process involved in reintegration therapy, emphasizing the importance of setting realistic goals and understanding that rebuilding trust between a parent and child is often a long-term effort.Key Takeaways:- The Role of Therapy: Therapy can be a powerful tool to help children in high-conflict divorces, but it requires time, patience, and a deep understanding of family dynamics.- New Colorado Law: Focuses on safeguarding children in cases where allegations of abuse or neglect are present, requiring reintegration therapy to be backed by scientific validity and safety.- Realistic Expectations: Reintegration therapy is not a quick fix. It can take months, if not longer, to make progress, particularly in cases involving serious conflict or past trauma.

    Masterclass on Separate Property in Colorado | Episode 214

    Play Episode Listen Later Oct 3, 2024 37:58 Transcription Available


    Welcome back to Divorce at Altitude! After a brief hiatus, hosts Ryan Kalamaya and Amy Goscha are back with a deep dive into a frequently debated topic in divorces: separate property. They tackle complexities surrounding what constitutes separate property, how it's treated in Colorado, and the critical nuances involved in tracing its value.Episode Highlights:- Introduction to Separate Property: Ryan and Amy break down the difference between marital and separate property and how Colorado's progressive approach influences the division. They explain how separate property (such as assets acquired before marriage, through gifts, or inheritance) can appreciate during a marriage and how that appreciation is treated as marital property.- Burford vs. Powell Approaches: The discussion touches on the legal frameworks used to calculate appreciation in separate property. Learn how the Burford approach involves tracing every financial transaction, while the Powell approach takes a more simplified, entity-based view.- Types of Assets: The hosts dive into various asset classes, such as real estate, retirement accounts, brokerage accounts, trust interests, and business interests, explaining how separate and marital property components are handled differently for each.- Challenges of Documentation: Ryan and Amy stress the importance of financial records in proving the value of separate property at the date of marriage, including bank statements, appraisals, and tax returns. They also discuss how inheritance documentation, such as wills and trust records, plays a role in tracing separate property.Key Discussions:- Complexities of Separate Property in Divorce: Why proving separate property can be challenging, particularly when accounts are commingled or when assets such as businesses and trust interests are involved.- Real Estate and Retirement Accounts: Real estate is often the easiest to trace, whereas retirement accounts present challenges when factoring in marital contributions and market appreciation.- Separate Property Documentation: The episode highlights the critical importance of keeping accurate records of gifts, inheritances, and business interests to protect separate property claims during divorce.

    Reintegration Therapy in Family Law Cases in Colorado with Dr. Kathleen McNamara | Episode 211

    Play Episode Listen Later Sep 26, 2024 32:02 Transcription Available


    Welcome back to another insightful episode of Divorce at Altitude. This week, host Amy Goscha is joined by Dr. McNamara, a licensed psychologist with over 30 years of experience working with families navigating the complexities of divorce and two-home parenting. Together, they explore the topic of reintegration therapy and its role in family law cases.Episode Highlights:- Introduction to Reintegration Therapy: Dr. McNamara explains what reintegration therapy is and how it is defined by Colorado law, specifically in the context of the recent 2023 changes to 14-10-127.5, known as Cadence Law. The focus is on reestablishing or strengthening the relationship between a child and a parent with whom contact has been strained or lost.- The Role of Therapy in High-Conflict Cases: Amy and Dr. McNamara discuss the challenges of parenting in two households, especially in high-conflict situations where children may resist or refuse contact with one parent. The episode highlights how therapy can provide guidance, emotional support, and tools to help families navigate these difficult dynamics.- Family Therapy vs. Reintegration Therapy: Learn the key differences between general family therapy and reintegration therapy. While both aim to improve relationships, reintegration therapy specifically addresses parent-child contact issues in situations where relationships have been disrupted.- Impact of Recent Legislation: Dr. McNamara explains how Cadence Law impacts reintegration therapy, especially in cases involving allegations of abuse or domestic violence. The law now prohibits the court from removing a child from a protective parent or restricting contact with a protective parent to improve the relationship with the accused parent, fundamentally changing the approach in these cases.Key Discussions:- Therapy Structure and Expectations: Dr. McNamara outlines the structure of reintegration therapy, emphasizing that it is a goal-driven, flexible process tailored to each family's unique circumstances. She discusses how therapy can last several months to over a year, depending on the needs and progress of the family.- Measuring Success in Reintegration Therapy: The episode delves into how success is measured in reintegration therapy, including milestones like improved communication, increased comfort in joint sessions, and the rebuilding of trust between parent and child.- The Role of CLRs (Child Legal Representatives): Amy and Dr. McNamara highlight the importance of CLRWhat is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Navigating Parental Relocation | Episode 210

    Play Episode Listen Later Aug 22, 2024 40:14 Transcription Available


    Podcast Description:Welcome back to another engaging episode of Divorce at Altitude. This week, hosts Ryan Kalamaya and Amy Goscha dive into the complex and emotionally charged topic of parental relocation cases, an issue that is becoming increasingly common, especially in mountain areas.Episode Highlights:- Introduction to Parental Relocation: Ryan and Amy discuss what parental relocation means and how it can drastically change the dynamics of co-parenting. They define relocation within the context of Colorado law, emphasizing the significant impact it can have on families.- Pre-Decree vs. Post-Decree Relocation: The episode contrasts relocation cases during divorce (pre-decree) and those that occur after a divorce is finalized (post-decree). Amy explains why post-decree relocations are generally more challenging under Colorado law.- Key Legal Framework: Ryan and Amy explore the legal precedents set by the Colorado Supreme Court in Spalmer v. Gillette (pre-decree) and In re Marriage of Cheslik (post-decree). They break down the factors the court considers in each type of case, including the wishes of the parents and children, the educational opportunities available at the new location, and the ability to maintain meaningful relationships with both parents.- Challenges and Considerations: The hosts discuss the practicalities of relocation, such as the impact on children's social capital, the logistical challenges of long-distance parenting, and the financial implications, including the cost of travel for parenting time.- Role of Experts: Learn about the importance of involving child and family investigators (CFIs), parental responsibility evaluators (PREs), and other experts in relocation cases. Ryan and Amy discuss how these experts can provide crucial insights into the best interests of the child and the practicalities of the proposed relocation.- Strategies for Relocation Cases: The episode offers valuable advice on how to navigate these challenging cases, including the importance of understanding the law, the role of expert testimony, and the practical considerations that come into play when one parent wishes to relocate.Key Discussions:- Social Capital and Gatekeeping: Explore how a child's established social network and the concept of gatekeeping can influence the court's decision in a relocation case.- Impact on Parenting Time and Decision-Making: Understand how relocation can affect both parenting time and decision-making respWhat is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    7 Key Strategies to Master Divorce Economics | Episode 209

    Play Episode Listen Later Aug 15, 2024 46:27 Transcription Available


    Welcome back to another insightful episode of Divorce at Altitude. After a brief summer hiatus, hosts Ryan Kalamaya and Bret Hirsh with Obermeyer Wood return to provide a sneak peek into a presentation they did at the Family Law Institute, an annual gathering of divorce professionals in Vail, Colorado. Ryan and Brett share valuable legal and financial insights for navigating the complexities of divorce.Episode Highlights:- Introduction to the Family Law Institute: Ryan introduces the Family Law Institute and the significance of the annual Divorce Lawyers Conference, where hundreds of professionals, including judges, gather to discuss the latest trends and strategies in family law.- Key Strategy #1 - The Marital Balance Sheet: Discover the importance of creating and maintaining a marital balance sheet to make informed decisions during divorce proceedings. Brett emphasizes the role of financial advisors in assisting with this critical document.- Key Strategy #2 - Understanding Tax Implications: Learn about the tax consequences of different assets, including retirement accounts and brokerage accounts, and why it's crucial to consider taxes when dividing assets.- Key Strategy #3 - Mortgage Qualification and Debt Allocation: Explore the complexities of mortgage qualification and debt allocation in divorce, and how a financial advisor can help navigate these challenges.- Key Strategy #4 - Liquid vs. Illiquid Assets: Ryan and Brett discuss the differences between liquid and illiquid assets, and the importance of understanding their impact on a client's financial future post-divorce.- Key Strategy #5 - Retirement Accounts: Learn how to properly address retirement accounts during divorce, including the role of qualified domestic relations orders (QDROs) and the potential pitfalls that can arise.- Key Strategy #6 - Engaging Experts Early: Discover why engaging valuation experts and financial advisors early in the divorce process can save time, reduce stress, and lead to better outcomes for all parties involved.Key Discussions:- Importance of Cash Flow Analysis: Brett explains the significance of cash flow analysis in divorce, particularly when dealing with illiquid assets like real estate and businesses.- Role of Financial Advisors: Understand how financial advisors can provide long-term financial planning and support during.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Witness Preparation in a Divorce Case with Jessica Brylo | Episode 208

    Play Episode Listen Later Jun 28, 2024 31:14 Transcription Available


    We are Ryan Kalamaya explores the crucial aspect of witness preparation in divorce proceedings. Joined by Jessica Brylo, an expert in litigation and witness preparation, the discussion delves into how emotional management and presentation significantly impact the outcomes of divorce cases, particularly in custody and financial disputes.Key Highlights:- Expert Guidance from Jessica Brylo: With her extensive background in both the legal and psychological facets of witness preparation, Jessica offers invaluable insights into managing emotions and crafting a narrative that resonates with judges and evaluators.- The Importance of Presentation: Learn why the way you present yourself in court goes beyond mere aesthetics—it affects the judge's perception and can influence the final rulings on custody and asset division.- Strategic Emotional Management: Jessica discusses strategies to reframe one's mindset to alleviate anxiety and anger, which can be detrimental in legal settings. By reshaping the narrative around the facts of the case, clients can present themselves more effectively and authentically.Discussion Points:- Dealing with Anger and Resentment: Jessica and Ryan discuss common emotional pitfalls such as anger and how it can skew a party's presentation in court, potentially harming their case.- First Impressions and Bias: The episode covers how first impressions and biases play a role in judicial decisions, emphasizing the need for proper demeanor and preparation.- Practical Tips and Techniques: From adjusting the narrative to embracing calmness under pressure, the conversation provides practical advice for anyone facing a courtroom situation in a divorce.

    From Numbers to Answers: How to Tackle the Child Support Worksheet | Episode 207

    Play Episode Listen Later Jun 17, 2024 10:53 Transcription Available


    Welcome to another instructive episode of Divorce at Altitude. Today, host Ryan Kalamaya dives deep into the complexities of child support calculations in Colorado, building on the foundational knowledge from episode 203, "Child Support Basics." This episode, primarily visual, provides a detailed walkthrough of the child support worksheet using a case study of hypothetical clients, Eric and Melanie Wolfe.Episode Highlights:- Understanding the Child Support Worksheet: Explore a visual demonstration of the child support calculation process using the Family Law Software. This tool is crucial in determining child support based on factors such as income and parenting time.- Detailed Examples: Gain insights from concrete examples where Ryan adjusts variables like income levels, maintenance payments, and parenting time to show their impact on child support amounts.- Key Components Explained: Learn about essential elements that affect child support, including health insurance costs for children, work-related childcare expenses, and the implications of spousal maintenance.

    Challenges in Business Valuations in a Divorce with Ron Seigneur

    Play Episode Listen Later Jun 13, 2024 39:40 Transcription Available


    In this episode of Divorce at Altitude, Ryan Kalamaya engages with Ron Seigneur, a seasoned expert in business valuations, to dissect the complexities and nuances of evaluating closely held businesses amid divorce proceedings. With the holiday season approaching, and everyone looking for discounts, this conversation is particularly timely as it explores the financial intricacies involved when a business is part of the marital assets.Episode Highlights:- Valuation Basics: Ron Seigneurelaborates on the foundational aspects of business valuations, including the different types of value—fair market value, fair value, and investment value—and how these impact the final valuation in a divorce scenario.- Discounts and Goodwill: The discussion delves into the critical concepts of marketability discounts and the distinction between enterprise goodwill and personal goodwill, shedding light on their relevance in divorce valuations.- Legal Precedents: The episode examines key legal precedents affecting business valuations in Colorado, particularly the implications of the Thornhill case, which introduced flexibility in applying different valuation standards.- Volatility and Future Projections: Ron discusses the challenges of valuing businesses amid economic volatility and the increasing relevance of forward-looking financial models in today's dynamic market conditions.

    Getting Started with Child Support: Understanding Temporary Arrangements | Episode 209

    Play Episode Listen Later Jun 11, 2024 3:59 Transcription Available


    In this practical episode of Divorce at Altitude, Ryan dives into the complexities of child support initiation and temporary child support measures during a divorce. Join us as we navigate through the legal landscape with the hypothetical scenario of Eric and Melanie Wolfe, illustrating key aspects of child support under Colorado law.Key Highlights of the Episode:- Onset of Child Support Obligations: Learn about the specific conditions under which child support obligations begin, highlighting the importance of filing for divorce or legal separation, and the implications of physical separation on these obligations.- Impact of Living Arrangements: Explore how cohabitating during the divorce process influences child support, providing a clear explanation of legal statutes that govern these scenarios.- Temporary Child Support: Gain insights into how temporary child support is calculated and adjusted based on changes in parenting arrangements and financial circumstances throughout the divorce proceedings.Discussion Points:- Factors Affecting Child Support: Understand how courts consider various elements like each parent's income, the parenting time arrangement, and interim financial contributions toward child expenses.- Legal Strategies and Disputes: Learn about the strategies involved in negotiating temporary child support and how disputes might affect the outcome.

    Navigating Parental Relocation and ADR Changes | Episode 208

    Play Episode Listen Later Jun 5, 2024 24:01 Transcription Available


    Welcome back to another enlightening episode of Divorce at Altitude. Join hosts Ryan Kalamaya and Amy Goscha as they delve into the dynamic world of Alternative Dispute Resolution (ADR) in Colorado, focusing on how it is reshaping the landscape for families embroiled in divorce and custody disputes.Episode Highlights:- Overview of ADR: Discover the different forms of ADR available in Colorado, including mediation, arbitration, the roles of Special Masters, Parenting Coordinators, Decision Makers, and Private Judges.- Trends and Changes: Learn about the latest trends and judicial changes aimed at improving the ADR process for families, ensuring more efficient and harmonious resolutions.- Judicial and Professional Training: Discussion on the ongoing efforts to enhance the training for professionals and judges in handling family law cases, with a focus on understanding complex family dynamics.Key Discussions:- Mediation as a Mainstay: Understand why mediation is becoming a mandated step in most domestic relations cases and how it benefits those involved by reducing the adversarial nature of court proceedings.- Specialized Roles in ADR: Gain insights into how roles like arbitrators and special masters can expedite dispute resolution, particularly in complex cases.- Educational Initiatives for Judges: Hear about new initiatives aimed at providing judges with the necessary tools and knowledge to handle family law cases more effectively, especially concerning domestic violence and child welfare.

    Navigating Temporary Child Support During Divorce: Insights and Legal Perspectives

    Play Episode Listen Later May 27, 2024 5:23 Transcription Available


    Welcome to another insightful episode of Divorce At Altitude, your go-to podcast for understanding the complexities of family law in Colorado. In today's how-to session, hosted by Ryan Kalamaya, we delve into the crucial topic of child support, focusing on its initiation during the separation phase and the intricacies of temporary child support.Episode Highlights:- Understanding Child Support Initiation: Learn about the conditions under which child support obligations begin, guided by Colorado statute 14.10.115. We explore scenarios where both physical and legal separations influence the start of child support responsibilities.- Temporary Child Support Explained: Discover how temporary child support functions during the divorce process. Whether Eric and Melanie Wolfe are living separately or together, this episode clarifies how child support accrual starts, the considerations for back support, and adjustments based on parenting arrangements.- Practical Examples: Through the hypothetical case of Eric and Melanie Wolf, we illustrate various situations, such as trial separations and the impact of disparities in income or parenting time, that affect child support calculations during the interim period before final divorce decrees.  Connect with us: • Facebook: https://www.facebook.com/kalamayagoscha • LinkedIn: https://www.linkedin.com/company/kalamaya-goscha/ • Phone: 970.315.2365 • Email: info@kalamaya.lawThank you for tuning in to Divorce At Altitude. We're here to provide the clarity and guidance you need on your journey through divorce and child support challenges in Colorado.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Grandparent Rights in Colorado Custody Cases with Joel Pratt | Episode 204

    Play Episode Listen Later May 23, 2024 32:49 Transcription Available


    Exploring Grandparent Rights in Family Law: Insights from Joel PrattIn this episode of Divorce at Altitude, host Ryan Kalamaya delves into the nuanced topic of grandparent rights within the realm of family law, joined by expert Joel Pratt, a partner at Daly and Pratt in Colorado Springs. This discussion unpacks the legal intricacies and real-life scenarios where grandparents seek custody or visitation rights, particularly amid familial disputes or parental challenges.Episode Highlights:- Understanding Grandparent Standing: Joel explains the legal concept of "standing" which determines a grandparent's eligibility to request custody or visitation in court.- Constitutional Considerations: The episode explores how constitutional rights of parents can impact grandparent claims, referencing key legal precedents.- Real-Life Scenarios: From drug abuse to disability, various situations are discussed where grandparents might step in to fill parenting gaps, highlighting both successful and challenging cases.- Jurisdictional Issues: Joel discusses the complexities of cases that cross state lines, emphasizing the importance of jurisdiction in family law.  Connect with us: • Facebook: https://www.facebook.com/kalamayagoscha • LinkedIn: https://www.linkedin.com/company/kalamaya-goscha/ • Phone: 970.315.2365 • Email: info@kalamaya.lawEngage with Us:- If this episode has provided you with valuable insights, please consider sharing it with others who might benefit. - We encourage you to like, comment, and share your thoughts or personal experiences related to the topics discussed.- Subscribe to Divorce at Altitude on your favorite podcast platform to stay updated with our latest episodes.Reminder: This podcast provides general information and is not a substitute for professional legal advice. Please consult a qualified attorney for specific guidance related to your circumstances.Thank you for tuning in to explore the complex world of grandparent rights in family law with us. Your engagement and feedback help us continue to deliver insightful and relevant content.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Child Support Basics: What Every Parent Needs to Know | Episode 203

    Play Episode Listen Later May 20, 2024 5:34 Transcription Available


    In this informative episode, Ryan Kalamaya discusses the critical topic of child support, essential for parents navigating divorce in Colorado. Whether you're dealing with the end of a marriage or adjusting to co-parenting, understanding child support is key to ensuring your children's needs are met post-divorce.Key Highlights:What is Child Support? Child support is designed to equalize the financial responsibilities between parents, ensuring children maintain a stable environment regardless of parental status.Primary Factors Influencing Child Support: The two main drivers are parental income and the number of overnights each parent has with the children. The balance of these factors significantly impacts the calculation of support payments.Complex Factors: Dive into complexities such as variable income, voluntary unemployment, and additional expenses like healthcare and extracurricular activities which can affect the child support formula.Legal Guidance: Ryan emphasizes the importance of legal counsel to navigate the specifics of each case, ensuring fair and accurate support calculations.For a deeper dive into child support complexities, check out Episode 201, "Alpine Support: Scaling the Heights of Child Support in Colorado," where more detailed discussions are available.Feedback and Questions: We encourage you to like, comment, and share your thoughts or queries about this episode or any related topic.Stay Updated: Subscribe to our podcast for more insightful episodes on family law in Colorado.

    Revisiting Personal Injury & Workers Compensation Awards & Divorce with Philip Goldberg | Episode 202

    Play Episode Listen Later May 17, 2024 47:56 Transcription Available


    Welcome to This Week's Episode of Divorce at Altitude: Personal Injuries and Workers' Comp in Colorado DivorcesEpisode Highlights:In this episode, Ryan Kalamaya is joined by seasoned trial lawyer, Philip Goldberg, to unpack how personal injuries and workers' compensation claims are treated in Colorado divorces. They dive into the distinctions between personal injury awards and workers' comp benefits, and how each can impact the division of assets in divorce proceedings.Key Discussion Points:- Understanding Personal Injury Claims: Explore what constitutes a personal injury claim and how these awards are treated during divorce. Goldberg provides insights into how different states, including Colorado, categorize these awards as marital or separate property.- Workers' Compensation Explained: Discover how workers' comp claims differ from personal injury claims, focusing on how Colorado uniquely handles these cases in the context of divorce.- Marital vs. Separate Property: Learn about the "analytic approach" used to determine what portion of a compensation claim is considered marital property and how this differs between personal injury and workers' comp.- Impact on Divorce Settlements: Goldberg and Kalamaya discuss real-world applications, including how these funds are divided in a divorce and potential complications that arise from concurrent personal injury and workers' comp claims.  Connect with us: • Facebook: https://www.facebook.com/kalamayagoscha • LinkedIn: https://www.linkedin.com/company/kalamaya-goscha/ • Phone: 970.315.2365 • Email: info@kalamaya.lawNote: This podcast aims to provide general information and is not a substitute for legal advice. Always consult with a qualified attorney for specific advice related to your legal issues.Thank you for tuning in to Divorce at Altitude. We hope you found this episode enlightening and helpful as you navigate the complexities of divorce and compensation claims in Colorado.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Alpine Support: Scaling the Heights of Child Support in Colorado

    Play Episode Listen Later Apr 26, 2024 36:55 Transcription Available


    Dive into the complexities of child support with Ryan Kalamaya and Amy Goscha in this informative episode of "Divorce at Altitude." They unpack the essentials of child support, differentiating it from spousal maintenance, and guiding you through its determination process, highlighting the crucial factors involved.Key Highlights:- Introduction to Child Support:  - Explained as a means to cover the costs associated with raising children, encompassing everything from daily needs to educational expenses.  - Discussion on the confusion between spousal maintenance and child support, clarifying its purpose and calculation basis.- Determining Child Support:  - Insight into Colorado's child support worksheet and the factors affecting child support calculations, such as gross income, parenting time, and health insurance contributions.  - Emphasis on the importance of understanding gross vs. net income and how various expenses and credits are factored into the child support calculation.Important Factors and Disputes:- Income Considerations:  - Detailed discussion on how income is defined and disputed, including overtime, self-employment income, and non-traditional income sources.  - Exploration of circumstances that might lead to income imputation and the impact of remarriage on child support calculations.- Extracurricular and Educational Expenses:  - How extracurricular activities and private schooling decisions can influence child support, stressing the importance of a child's historical lifestyle.  - Modification and Enforcement of Child Support:  - Guidance on how child support can be modified due to significant changes in financial circumstances, emphasizing the need for documentation and legal processes.  - Strategies for enforcing child support payments, including motions for contempt, wage garnishments, and the role of Child Support Enforcement agencies.Listener Engagement and Resources:

    Variable Income and Spousal Maintenance: Crafting Fairness in Flux

    Play Episode Listen Later Apr 8, 2024 6:06 Transcription Available


    Navigating Legal Custody and Decision-Making for Children in Divorce | Episode 199

    Play Episode Listen Later Apr 4, 2024 32:19 Transcription Available


    In this episode of "Divorce at Altitude," hosts Ryan Kalamaya and Amy Goscha dive into decision-making for children after divorce, offering insights and strategies for parents.Main Topics:- Decision-Making vs. Custody: Transition from "custody" to "decision-making" and "parenting time" in Colorado, focusing on legal vs. physical custody.- Key Decisions: Importance of major decisions in a child's life, including education, healthcare, and extracurriculars, and distinguishing them from everyday choices.Legal Insights:- Decision-Making Authority: Exploration of joint vs. sole decision-making, with a focus on the child's best interest and the impact of domestic violence.- Dispute Resolution: Handling disagreements through parenting coordinators, decision-makers, mediation, and arbitration.Practical Advice:- Parenting Plans: Crafting detailed plans that outline decision-making processes and include mechanisms for resolving disputes.- Cooperative Parenting: Encouraging cooperation and adaptability in co-parenting arrangements for the child's well-being.Engage With Us:Listeners are invited to share feedback, follow us on platforms like Apple Podcasts, Spotify, or YouTube, and reach out for more information through our website or direct contact.This episode aims to equip parents with the knowledge to make informed decisions post-divorce, emphasizing cooperation, legal understanding, and the child's best interests.

    Unemployment and Imputed Income for Colorado Alimony and Child Support | Episode 198

    Play Episode Listen Later Apr 1, 2024 13:14 Transcription Available


    Welcome to another insightful episode of Divorce at Altitude. In this episode, we delve deep into the intricate concepts of voluntary unemployment, underemployment, and imputed income, and their significant implications in matters of spousal and child support.Join us as we navigate through hypothetical scenarios involving Eric and Melanie Wolfe, fictional divorce clients, to shed light on how these issues manifest in real-life situations. From assessing Melanie's potential income as a stay-at-home mom to exploring Eric's decision to quit his job, we uncover the complexities of imputing income in divorce settlements.Highlights from the episode include:- Understanding the concept of voluntary unemployment and underemployment in the context of alimony and child support.- Exploring exceptions to imputing income, such as temporary employment, good faith career choices, and educational pursuits.- Unraveling the differences in imputation timelines between alimony (30 months) and child support (24 months).- Examining factors considered in determining potential income, including employment history, job skills, health, and local job market conditions.- Insights into utilizing expert witnesses and vocational evaluators to assess potential earnings.As we conclude, we acknowledge the complexity and contentious nature of voluntary unemployment and underemployment, making them among the most challenging issues in divorce proceedings. Whether you're navigating through a divorce or seeking insights into family law, this episode offers invaluable guidance.

    Overcoming Parental Alienation: Strategies for Positive Co-Parenting with Jill Coil | Episode 198

    Play Episode Listen Later Mar 21, 2024 31:31


    In today's episode, we revisit exploring the sensitive and complex issue of parental alienation in Colorado family law, alongside esteemed guest and family law attorney Jill Coil. Ryan and Jill's discussion opens up the intricate world of how parents can, intentionally or unintentionally, undermine the relationship between a child and their other parent. They dissect various examples, from the overt act of badmouthing to more subtle forms of manipulation, highlighting the critical impact on the child's well-being and the legal nuances involved. We delve into the importance of setting aside personal grievances to prioritize the success of the children involved, emphasizing that the goal is to maintain healthy connections with both parents. The conversation sheds light on the need for a well-crafted divorce decree that anticipates and protects against alienating behaviors, and they discuss how to counteract alienation by reinforcing the child's stability and preserving positive perceptions of both parents. Tune in to gain insights into managing the shifting parenting roles post-divorce, the emotional challenges that accompany it, and how to emerge with a stronger, more adaptable approach to co-parenting.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Alimony Adjustments: Navigating Life's Financial Shifts in Colorado Divorces | Episode 197

    Play Episode Listen Later Mar 11, 2024 7:52 Transcription Available


    Ryan Kalamaya peels back the layers of what it takes to modify Colorado maintenance or alimony awards in the, sometimes, ever-changing landscape of post-divorce finances. Ryan discuss how factors like job loss, remarriage, and shifts in income can influence the need for updated maintenance agreements, ensuring you're equipped with the knowledge to manage your financial future effectively.He also delves into the technical process of filing a motion for modification under Colorado law, emphasizing the pivotal role of timing and the significance of the 'substantial and continuing' clause. Learn the proactive steps you can take, such as the annual exchange of financial information, to stay ahead of potential adjustments post-divorce. What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Mastering the Mechanics of Spousal Maintenance Payments in Colorado | Episode 195

    Play Episode Listen Later Mar 4, 2024 5:49 Transcription Available


    In this episode, Ryan Kalamaya sheds some light on how temporary maintenance can include direct payments for shared responsibilities like mortgages and other household expenses. He explains the nuances of how these payments are calculated, the significance of offsetting certain costs, and the practicality of monthly transfers to streamline the financial separation process. This episode offers practical tips and insights into the financial intricacies post-divorce, where responsibilities like insurance, cell phone bills, and medical expenses become the sole responsibility of each individual. Ryan also navigates through the possibilities of co-owning property post-divorce due to rising interest rates, emphasizing the importance of maintaining credit health. What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Financial Abuse: Forming a Strategy in Divorce with Lisa Zeiderman | Episode 194

    Play Episode Listen Later Feb 29, 2024 35:25


    In this eoisode of Divorce at Altitude, we revisit a conversation with matrimonial attorney Lisa Zeiderman. She lends her considerable expertise to shed light on the shadowy aspects of financial abuse and manipulation within marriages. Serving as the managing partner at Miller Zeiderman LLP, Lisa's strides into the terrain of financial forensics are as calculative as they are compassionate. Ryan and Lisa discuss the fine line between simple naivety and deliberate abuse in marital finances. They also talk about:  Proactive strategies for safeguarding your financial interests. The meticulous dance of discovery in divorce proceedings. Choosing an attorney who's not just a legal gladiator but a financial confidant.The underestimated alliance with forensic accountants & valuation experts.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Safeguarding Spousal Maintenance with Life Insurance and Beyond | Episode 193

    Play Episode Listen Later Feb 26, 2024 6:35 Transcription Available


    Have you ever considered what happens to alimony payments if life throws a curveball? Gain peace of mind as we explore how to ensure alimony or spousal maintenance awards are honored in a Colorado divorce. Our fictitious clients, Eric and Melanie Wolff, serve as a case study, guiding us through the intricacies of life insurance policies and other methods to protect spousal support payments against the unforeseen, such as death or financial instability. In this short episode Ryan also gives insights into the legal framework of Colorado law 14-10-114, which governs the security of these payments. We discuss the criteria courts consider when assessing the need for life insurance, including the payer's age, health, and other financial obligations, as well as the cost and the term of maintenance.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Mastering Tax Considerations During a Divorce in Colorado | Episode 192

    Play Episode Listen Later Feb 23, 2024 30:01


    Today, we re-visit the world of taxes and divorce. Ryan and Amy host an enlightening conversation where they dissect everything from capital gains to Medicare tax, and even the often-overlooked consequences of depreciation recapture. They pull from  different scenarios to show you how not accounting for these factors can have significant financial implications. They also navigate the recent shifts in alimony tax law and unravel the intricacies of gross versus net income calculations. By the end of the discussion, you'll appreciate the critical role CPAs play in divorce proceedings, understand the importance of modeling different financial outcomes, and be aware of how arbitration can effectively solve tax disputes post-divorce. What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Master Class: Top 5 Complex Income Issues in Colorado Divorce | Episode 191

    Play Episode Listen Later Feb 8, 2024 30:54 Transcription Available


    Join Ryan and Amy as they unravel the complexities of determining income in divorce cases, a critical factor for calculating child support and maintenance in Colorado family law. They examine the challenges faced by individuals with minority business interests or trust beneficiaries with limited control over distributions and tackle the nuances of personal versus business expenses, shedding light on the ways these can skew income calculations. Ryan and Amy also dissect monthly P&L statements, uncover personal costs masquerading as business deductions, and debate the implications of depreciation methods in child support equations, inspired by the recent Schaefer court case. This episode aims to bring you expert insights with a comprehensive overview of the top five income issues encountered in family law, ensuring you're well-equipped with the knowledge to navigate these financial intricacies.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Retirement & Spousal Maintenance in a Colorado Divorce | Episode 190

    Play Episode Listen Later Feb 5, 2024 7:31 Transcription Available


    What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Preparing for Mediation in Colorado | Episode 189

    Play Episode Listen Later Feb 1, 2024 29:46 Transcription Available


    On this episode, Ryan and Amy poured their experience into a conversation that will guide you through the key steps of preparing for mediation in divorce. They dissect the importance of choosing a mediator with the right mix of skills, from understanding complex financial situations to navigating sensitive parenting issues, ensuring you walk into your sessions with confidence and a clear head. They also dissect the art of negotiation, emphasizing active listening and emotion management as crucial tools for successful mediation. The dialogue unpacks the essentials of communication, from making strategic offers to understanding the significance of confidentiality and the materials needed to inform your mediator effectively. Ryan and Amy share insights on the interplay between attorneys and mediators, focusing on how to streamline the process and prevent costly misunderstandings down the line.  Lastly, they tackle the reality that mediation is about finding common ground, not winning a battle. It's about shaping a future with stability and predictability, where compromise and flexibility are your allies. What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Navigating the Highs and Lows of Spousal Support in Colorado | Episode 188

    Play Episode Listen Later Jan 25, 2024 19:56 Transcription Available


    On this latest episode of Divorce at Altitude, Ryan and Amy offer an in-depth analysis of spousal support laws and guidelines through a Colorado lens, discussing the role of income thresholds and individual earnings in determining maintenance. They also dissect a revealing Custody X Change study, providing our listeners with a comprehensive understanding of the comparative alimony landscape across the nation. Navigating the discrepancies of spousal maintenance can be a daunting process, which is why they meticulously dissect case scenarios from various states, emphasizing the factors that influence both the duration and amount of maintenance awarded. With a focus on real-world implications, we shed light on the judicial discretion that can significantly alter outcomes in high-income and high-asset divorce cases. Moreover, they also tackle the pressing issue of inflation and how outdated laws fail to reflect current economic realities, advocating for vital legislative updates. What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Incremental Decreases of Spousal Maintenance | Episode 187

    Play Episode Listen Later Jan 22, 2024 6:04 Transcription Available


    Ryan explains the influence of various factors in determining the amount and duration of spousal support, such as length of marriage, financial status of each party, and job prospects. He uses a fictional scenario to elucidate how spousal support is intended to maintain a semblance of the lifestyle enjoyed during the marriage, and how it might decrease over time as the recipient's earning potential increases. Ryan also touches upon the legal considerations involved and suggests a potential modification approach for spousal support decrements.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Legal Innovation and the Quest for Equitable Family Law Practices in Colorado | Episode 186

    Play Episode Listen Later Jan 11, 2024 30:59 Transcription Available


    Did you know that 75% of domestic relations cases see parties without legal representation? Today, Ryan and Amy's discussion sheds light on how this pro se crisis congests the judicial system, leaving dockets strained and resources stretched thin. But it's not all doom and gloom—we bring you hope in the form of solutions like the introduction of licensed legal paraprofessionals, aiming to bridge the gap in legal aid.They discuss other issues at hand in the family law field in Colorado, like  mandatory pro bono work and rules that govern family law proceedings. They look to Arizona's family law code as a beacon of hope for Colorado's system.Ryan and Amy also discuss the current strains on court-appointed evaluators like CFIs and PREs. To cap it off, they speculate on how technology is reshaping dispute resolution, sparking a dialogue on the potential for algorithm-driven settlements.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    Spousal Maintenance in High Income Divorces | Episode 185

    Play Episode Listen Later Jan 8, 2024 7:35 Transcription Available


    This week, Ryan Kalamaya focuses on spousal support or maintenance in high-income divorces. He shares insights into how maintenance is determined once property division is settled, and why the standard Colorado maintenance guidelines and formulas don't apply when combined incomes exceed $240,000 per year. If you've ever wondered about the intricacies of alimony in the face of substantial earnings and assets, this episode sheds light on the subject with practical tips for those facing similar circumstances. Listen in as he discuss the myriad factors that influence spousal support awards, such as the duration of the marriage, the age and health of the parties involved, and most importantly, the standard of living established during the marriage. Also, discover why someone like Warren Buffett's modest living habits could impact support calculations, and why taxes are a significant consideration in high-income divorces.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

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