Podcasts about Liquid

Recorded 2025-12-31 15:57:30

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Start Artist Song Time Album Year FEATURED ARTIST 0:00:57 Whispers of Granite Spirals 7:02 Liquid Stone 2025 0:09:22 Whispers of Granite Hiding in Plain Sight 5:03 Liquid Stone 2025 0:15:40 Whispers of Granite Ocean Maker 7:55 Liquid Stone 2025 0:25:19 Whispers of Granite One More Reason 4:36 Liquid Stone 2025 0:31:24 Whispers of Granite Silver Green 5:58 Liquid Stone 2025 INSTRUMENTALS 2:52:40 The Rome Pro(G)ject VI … and thus The End 1:19 … and thus The End 2025 2:53:59 Stinkbug Stairwell 1:36 Between Timid and Timbuktu 2025 2:55:35 John Hackett Band Brotherhood 2:51 Red Institution 2025 2:58:26 Black Expression Someone to Trust 4:39 Sound Of Time 2025 3:03:06 Trimerus Wangthonglang 5:30 International Stranger 2025 3:08:36 Lunar Clock The Dreamer 8:04 Lunar Clock II 2025 NEW SINGLES 3:17:59 Tyler Kamen Core Memory 3:45 Echoe’s End 2026 3:21:45 Laughing Stock The House 4:13 Life in Seven Dreams 2025 3:25:58 Hemlokk Ghosts of Times Past 3:40 Letter To The Buried 2025 3:29:38 Broken Springs Stray Heart 9:31 Single 2025 3:40:51 Crowsilver Winter Never Ends 5:02 Single 2025 3:45:53 Symphress Ecouri 6:25 Single 2025 3:52:18 Alan Morse Shadow of the Sun 4:36 So Many Words 2026 3:56:53 Magnum Days of No Trust 6:06 Live At KK’s Steel Mill 2025 MULTI PLAYED ARTISTS 4:04:28 Mind Overclock Golden Reflections (feat. Marco Ragni) 4:15 Cosmic Rituals 2025 4:08:43 Tollheit A Grandchild Roach 7:53 Piper’s Honey 2025 4:16:37 Intelligent Music Project Scaling Up 3:24 Fiction 2025 4:20:01 Maze of Time Electric Eye 6:02 Look Beyond the Shadows 2025

Recorded 2025-12-30 19:16:30

Recorded 2025-12-30 23:37:52

Recorded 2025-12-30 17:11:28

Recorded 2025-12-30 08:04:28

PUSHING BOUNDARIES WITH DENSIFIED PROPELLANT AND BARGE LANDINGS Colleague Eric Berger. Following the 2015 launch failure, SpaceX introduced the "Falcon 9 Full Thrust," which utilized densified propellants—super-chilled liquid oxygen—to increase fuel mass by up to 12% for greater efficiency. This technology required tight launch windows but was essential for the company's reusability goals. Simultaneously, the company attempted to land boosters on an ocean barge, a process described as trying to land "nine Dixie cups" in a storm. These efforts were driven by the need to recover and reuse delicate rocket stages that are easily crushed when not pressurized. NUMBER 4 MARCH 1958

Recorded 2025-12-29 21:16:16

The Couple With $8.5 Million… and One Salad “Bruce, I'm afraid we're going to run out of money.” He had over $8.5 million across different accounts. They were in their early 70s. On paper, they were far ahead of where most people ever get. https://www.youtube.com/live/L4phmdaJydw But his fear was so real that when they went out to dinner, his wife shared a salad instead of ordering her own—because he was afraid they “couldn't afford” it. This is what we see over and over again. People obsess over the question “how much do I need to retire?”They chase a number.They hit that number—or get close to it.And still feel anxious, fragile, and uncertain. The problem isn't just the money.The problem is the model. The Couple With $8.5 Million… and One SaladWhy “How Much Do I Need to Retire?” Is the Wrong First QuestionHow Much Do I Need to Retire? Why That Question Is MisleadingRetirement Cash Flow vs Nest Egg: What You Really NeedSequence of Return Risk in Retirement: Why Timing Matters More Than AveragesBuilding a Retirement Buffer Account to Protect Your PortfolioHow a buffer account protects your retirement portfolio:The LIFE Acronym for Retirement Planning: Liquid, Income, Flexible, EstateProblems With Traditional Retirement Planning and the 4 Percent RuleRedefining Retirement: Gradual Retirement vs Traditional “Out of Service”Cash-Flowing Assets and Alternative Investments for Retirement Cash FlowUsing Whole Life Insurance in Retirement for Guarantees and FlexibilityHow Much Do I Need to Retire? Rethinking the Real QuestionListen to the Full Episode on How Much Do I Need to RetireBook A Strategy CallFAQ: How Much Do I Need to Retire?How much do I need to retire comfortably?How do I know if I have enough to retire?What is sequence of return risk in retirement?What is a retirement buffer account?Is whole life insurance good for retirement income?How can I create guaranteed income in retirement without a pension?How much income do I need in retirement each month?How can my retirement plan serve future generations? Why “How Much Do I Need to Retire?” Is the Wrong First Question If you've ever typed how much do I need to retire or how much money do I need to retire into Google, you're not alone. The financial industry has trained us to believe that the right “number” equals security. But that question is incomplete. It ignores: How long you'll live How much you'll actually spend How many emergencies will show up What taxes and inflation will do What sequence of returns your investments will experience In this article, Bruce and I will help you: Understand why “how much do I need to retire” is the wrong question to start with See the difference between retirement cash flow vs nest egg Grasp sequence of return risk in retirement with simple examples Learn how a retirement buffer account can protect you Use the LIFE acronym for retirement planning (Liquid, Income, Flexible, Estate) Explore cash flowing assets, alternative investments, and whole life insurance in retirement Rethink retirement itself—from an “out of service” event to a purposeful, gradual transition My goal is to empower you to take control of your financial life with clarity, not fear. How Much Do I Need to Retire? Why That Question Is Misleading The classic commercial asked, “What's your number?” People walked around carrying a big orange figure that supposedly represented what they needed to retire. Here's the problem: That number assumes: A set rate of return A set withdrawal rate No major disruptions And that you won't touch your principal But real life is not a straight-line projection. When you ask how much do I need to retire, you're usually really asking: “How can I have enough cash flow for as long as I'm alive, without living in fear?” The issue is not just how much you have—it's how that wealth behaves under stress and how it converts into dependable income. Retirement Cash Flow vs Nest Egg: What You Really Need Traditional planning focuses on accumulation: “If I can just get to $X million, I'll be fine.” But what you actually live on is cash flow, not the size of your account statement. You need to know: How much income do I need in retirement each month? Which part of that income is guaranteed and which part is variable How that income will behave if markets drop or inflation spikes If you have $2 million but no idea how to turn that into reliable, sustainable cash flow, you will feel fragile. If you have a mix of guaranteed income in retirement plus flexible cash flowing assets, even a smaller nest egg can feel much more secure. The question isn't just how much money do I need to retire, but how do I design cash flow that will last? Sequence of Return Risk in Retirement: Why Timing Matters More Than Averages The industry loves to tell you that “the market averages 10% over time.” That's nice trivia—but it's not how your life works. If you're accumulating, you can ride out the ups and downs.If you're retired and pulling money out, the sequence of returns can make or break you. Here's a simple illustration: Start with $100,000 Year 1: -20% → now you have $80,000 Year 2: +20% → now you have $96,000 The average return is 0% (-20 + 20 / 2).But your actual money is down $4,000. Now imagine that on top of the losses, you're pulling out 4–6% per year to live. Suddenly, the portfolio has to recover the market loss and everything you withdrew. That's sequence of return risk explained with examples—and why relying solely on averages is dangerous. Building a Retirement Buffer Account to Protect Your Portfolio One of the most powerful ways to address sequence of return risk in retirement is using a retirement buffer account. The idea is simple: When markets are down, you do not take distributions from your volatile assets. Instead, you live off a separate, safe buffer of liquid capital. This buffer could be: Cash in the bank CDs or other stable vehicles Cash value in a well-designed whole life insurance policy How a buffer account protects your retirement portfolio: It gives your market-based assets time to recover It reduces the risk of selling low during downturns It lowers emotional stress when headlines scream “market crash” You're no longer forced to sell when everything is on sale. The LIFE Acronym for Retirement Planning: Liquid, Income, Flexible, Estate To make this practical, we often walk clients through the LIFE acronym for retirement planning: L – LiquidHow much “15-minute money” do you need to feel comfortable? This is money you can access quickly for emergencies or peace of mind—not dependent on your cash flow plan. I – IncomeHow much income do you need each month? How much of that would you like guaranteed? This is where retirement income planning really happens. F – FlexibleThis is liquid money that's not earmarked for emergencies or core living expenses. It's for things like trips, special projects, and helping kids or grandkids. It's the “I can do this without stress” bucket. E – EstateHow much do you want to leave behind, and in what form? This is where how to make your retirement plan serve future generations becomes part of the design. A well-designed mix of cash, whole life insurance, and other assets can touch every part of LIFE: Liquid, Income, Flexible, and Estate. Problems With Traditional Retirement Planning and the 4 Percent Rule Traditional planning often rests on: A withdrawal rule (4% or 5%) Market-based portfolios Historical averages and Monte Carlo simulations But as Bruce mentioned: A 100-year average doesn't matter if you're retired for 20 years Inflation erodes real purchasing power Market volatility plus withdrawals increase fragility Focusing only on accumulation creates emotional anxiety This is why cash flow vs accumulation in retirement planning is such an important shift. When you're not dependent on markets going up every year just so you can eat, your whole experience of retirement changes. Redefining Retirement: Gradual Retirement vs Traditional “Out of Service” Nelson Nash used to remind us: Retirement, by definition, means “taken out of service.” Most of us don't want to be taken out of service; we want to stay useful, engaged, and purposeful. Instead of a hard stop at 65, consider redefining retirement as a gradual retirement vs traditional retirement: Negotiating part-time work or consulting Reducing hours instead of walking away completely Staying in the game mentally, physically, and relationally We've seen engineers move to 10 hours a week, seasoned professionals mentor younger staff, and business owners step back from daily operations while still contributing. Purposeful work, even part-time, can: Supplement your retirement income Reduce pressure on your portfolio Keep you sharp and connected Retirement doesn't have to mean being benched. Cash-Flowing Assets and Alternative Investments for Retirement Cash Flow Another powerful way to support retirement is shifting some focus from growth-only assets to cash flowing assets for retirement. Examples include: Dividend-paying stocks Real estate (direct ownership or funds) Private lending Certain alternative investments for retirement For accredited investors, there are a variety of alternative investments for retirement cash flow: Multifamily apartment funds Industrial and distribution center funds Certain energy or infrastructure programs Technology and telecom infrastructure (like tower or data assets) These are not guaranteed and require careful due diligence, but they're often backed by real underlying assets and designed with yield in mind.

Recorded 2025-12-28 23:00:38

Episode 218 finds me recording the podcast home alone the day after Christmas because Megs is stuck on Long Island thanks to an ice storm, which leaves me, my dog, four vodka shots, and a microphone to unpack everything wrong with adulthood, holidays, politics, the internet, and money. I talk about why I am officially done opening gifts forever, why grown adults do not need Funko Pops or graphic tees, and why the only acceptable Christmas loopholes involve cash or household gifts Megs opens for both of us. I explain how family gatherings improve dramatically when you time edibles correctly, how the stress drops, the noise fades, and life feels manageable again. From there I break down Nicki Minaj taking a massive paycheck to headline Turning Point USA, flipping on years of public positions, praising politicians her audience opposes, ignoring the fact she cannot vote, and why the entire event felt calculated, uncomfortable, and hollow. I react to Joe Budden's response, the internet fallout, and why this move damaged trust across culture and fandom. I then roast the AI Christmas photo trend, the sparkly romper epidemic, bad prompts, lazy re-renders, and why most people do not resemble their AI alter ego despite pretending otherwise. I shut down the viral environmental panic posts about AI destroying the planet, explain why the water usage claims are misleading, and point out industries quietly doing far more damage while everyone yells at computers. I close by breaking down Logan Paul's Liquid Marketplace mess, the fractional ownership of the PSA 10 Pikachu Illustrator card, how money flowed in, payouts never landed, accountability disappeared, and why this situation looks like CryptoZoo with better branding and the same outcome. This episode is a full post-Christmas spiral covering family, money, internet delusion, celebrity hypocrisy, and why none of this should surprise anyone anymore.**********Disclaimer: We at the What are We Doing podcast want to make it clear that the views and opinions expressed in this video belong solely to the speakers or authors and do not represent the views and opinions held by YouTube, its partners, or its owners.We must also emphasize that the information contained in this video has been produced with no warranty, expressed or implied, regarding the validity, accuracy, reliability, completeness, legality, or usefulness of what is said or expressed. Therefore, we strongly advise that no one viewing or listening to this video should rely on the information presented herein.We want to make it clear that the speakers or authors in this video express their views in an "artistic" manner as defined within the YouTube guidelines and that this video is purely for entertainment purposes only.

Recorded 2025-12-27 23:50:27

Recorded 2025-12-27 18:52:45

Recorded 2025-12-27 16:12:25

Recorded 2025-12-27 12:59:38

It’s the holidays and the Wizard is out celebrating and doing show research so please enjoy this best of show as we go back to his 72nd broadcast!See omnystudio.com/listener for privacy information.

Recorded 2025-12-26 02:01:55

Recorded 2025-12-26 18:21:52

Recorded 2025-12-26 15:34:02

In this episode of the Real Estate Pros podcast, host Michelle Kesil interviews Justin Hughes, the general manager of Share Ventures. They discuss the innovative approach to real estate investment through blockchain technology, specifically focusing on the Shareland platform, which allows users to speculate on housing markets using synthetic assets. Justin explains the testnet phase of the platform, the importance of user experience, and the future goals of Share Ventures, including the integration of AI for market insights. The conversation emphasizes making real estate investing accessible to everyone, regardless of their background in technology or finance.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Recorded 2025-12-25 08:06:54

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Recorded 2025-12-23 23:50:27

Recorded 2025-12-23 14:10:00

Recorded 2025-12-23 20:03:13

Recorded 2025-12-23 19:10:09

SpaceTime with Stuart Gary Gary - Series 28 Episode 150In this episode of SpaceTime, we delve into intriguing discoveries and ongoing challenges in the realm of astrophysics and planetary science.Cosmic Dance of Dying StarsAstronomers have made fascinating observations of a unique star system named Apep, located over 8,000 light years away in the constellation Norma. This rare system consists of three massive stars locked in a 190-year orbit, creating stunning spirals of cosmic dust. Using the advanced capabilities of NASA's Webb Space Telescope and the Very Large Telescope in Chile, researchers captured extraordinary images revealing four distinct dust shells spiraling outward from the stars. Lead author Ryan White from Macquarie University discusses how these findings enhance our understanding of stellar interactions and the evolution of massive stars over time.Titan's Liquid Ocean: A New PerspectiveA recent study challenges the long-held belief that Saturn's largest moon, Titan, harbors a vast underground ocean. Instead, researchers suggest that Titan may have a more complex internal structure characterized by slushy tunnels and pockets of meltwater rather than a global liquid water ocean. This revelation, based on a reanalysis of data from NASA's Cassini mission, could have significant implications for the search for potential life on Titan, indicating that any existing life forms might inhabit a more confined environment with concentrated nutrients.NASA's MAVEN: Communication ChallengesMission managers at NASA are working diligently to restore contact with the Mars Atmosphere and Volatile Evolution (MAVEN) spacecraft, which went silent during a routine pass behind Mars on December 6. Engineers are analyzing data from before the loss of signal to identify the cause and determine if the spacecraft can be salvaged. MAVEN has been crucial for studying Mars' atmosphere and has served as a vital communications relay for surface missions.www.spacetimewithstuartgary.com✍️ Episode ReferencesAstrophysical JournalNatureNASA TVBecome a supporter of this podcast: https://www.spreaker.com/podcast/spacetime-your-guide-to-space-astronomy--2458531/support.(00:00:00) This is space time series 28 episode 150 for broadcast on 22nd December 2025(00:00:47) NASA's Webb Space Telescope reveals four spectacular dust shells from distant star system(00:10:58) New study says Titan probably doesn't have a vast underground liquid water ocean(00:15:57) NASA mission managers continue efforts to restore contact with missing maven spacecraft(00:18:36) New study finds shared genetic patterns across 14 common psychiatric disorders(00:20:56) A new study claims acupuncture treatment for lower back pain reduces pain

Recorded 2025-12-22 05:26:29

Recorded 2025-12-22 14:56:04

Hey friend — welcome to our messy, warm holiday episode: imagine hot chocolate, spirited takes on the Knicks and NBA Cup, weird coach scandals, and us free-balling through predictions for 2026. Stick around for laughs, city gossip (Tampa's glow-up!), movie chatter, and some genuine grateful vibes — it's like hanging out with your pals on a late, cozy night.

We read an article recently (linked below) doing a deep dive into Lucid's finances and, man, it reads like a comedy. Also, Tyler walks us through the reality of "just LS swap it."Resources/articles referenced in this episode:https://ssoreport.com/a-look-at-lucidhttps://www.sikky.com/rx7turnkey/Flop of the week:https://www.instagram.com/reel/DRi3MaggG38/Prop of the week:skoda-storyboard.com/en/skoda-world/rally-champion-fuel-efficiency-record-holder/Support us on Patreon for bonus, exclusive content + live stream access https://www.patreon.com/switchcastFor more information on SwitchCast & to submit vanity plates, check out our website: https://switchcast.live/Please visit our sponsors:https://sheffieldwatches.com/ - mention "SWITCHCAST"https://www.nuts4sticks.com/ - discount code "SWITCHCAST" for 10% discounthttps://switchcars.comhttps://epicvin.com/?a_aid=vvttz3hc9ogvd- the supplemental vehicle history reports you really need. Use our affiliate link!https://solonspine.com/ - Are you crooked? Solon Spine will straighten you out!Follow our socials:https://www.facebook.com/SwitchcarsInchttps://www.tiktok.com/@switchcarsdoughttps://www.instagram.com/switchcars

Recorded 2025-12-21 23:01:25

Recorded 2025-12-21 21:00:18

Recorded 2025-12-21 22:25:46

Recorded 2025-12-21 18:22:08

Recorded 2025-12-21 13:23:44

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Recorded 2025-12-21 16:35:38

Recorded 2025-12-21 09:21:12

Recorded 2025-12-21 00:30:24

Recorded 2025-12-20 21:20:31

In this episode of SpaceTime, we uncover groundbreaking discoveries and exciting celestial events that illuminate our understanding of the universe.Earliest Supernova Ever DetectedAstronomers have achieved a remarkable milestone by detecting the earliest supernova ever observed, dating back to a mere 730 million years after the Big Bang. Using the powerful Webb Space Telescope, this supernova, cataloged as GRB250314A, emitted a gamma ray burst that has shattered previous distance records. Lead author Andrew Levin shares insights into how this discovery provides a glimpse into the universe when it was only 5% of its current age, revealing surprising similarities with modern supernovae despite the vast differences in their epochs.Liquid Water on Mars: New EvidenceNew seismic data from NASA's Mars InSight lander suggests that liquid water could still exist beneath the Martian surface, potentially providing a habitat for microbial life. The analysis of marsquakes has revealed boundaries in the Martian crust that indicate the presence of water-filled cracks, offering compelling evidence that life may persist on the Red Planet. We discuss the implications of these findings and the methodologies used to analyze the Martian subsurface.The Great Geminids Meteor Shower of 2025The annual Geminid meteor shower is reaching its peak, presenting stargazers with the chance to witness up to 100 meteors per hour under optimal conditions. Unlike many meteor showers that originate from comets, the Geminids are unique as they come from the asteroid 3200 Phaethon. Dr. Robert Massey provides tips on how to best observe this spectacular celestial event, emphasizing the importance of dark skies and the naked eye for optimal viewing.www.spacetimewithstuartgary.com✍️ Episode ReferencesAstronomy and AstrophysicsBritish Medical JournalNature CommunicationsBecome a supporter of this podcast: https://www.spreaker.com/podcast/spacetime-your-guide-to-space-astronomy--2458531/support.(00:00:00) New clues suggest that liquid water could still exist on Mars today(00:00:48) Astronomers have detected the earliest supernova ever seen using the Webb Space Telescope(00:05:10) New study based on seismic data suggests liquid water may still exist on Mars(00:09:12) The Geminids are visible between now and December 20th(00:13:10) New study finds coffee may slow down biological aging of people with mental illnesses