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In this episode of HJ Talks About Abuse, the team explores the newly launched Harrods Compensation Scheme, established in response to allegations against the late Mohammed Al-Fayed. The discussion, led by Alan Collins with colleagues Danny and Hannah, delves into the specifics of how the scheme operates, eligibility criteria, and the importance of legal representation to ensure survivors achieve the justice they deserve. Highlighting both the challenges and benefits of the scheme, this episode aims to provide clarity and support to those affected by these serious allegations. Who we are: We are a leading, full-service UK law firm. Since our beginning, we have been led by the things that matter. We care about fighting for the right outcomes. Solving the seemingly unsolvable. Protecting businesses, individuals, and livelihoods. Supporting our people, our communities. Safeguarding our planet. Looking for a way forward? At Hugh James, challenges – of all sizes – are readily accepted. Our team of specialist sexual abuse solicitors have helped many people secure sexual abuse compensation. Find out more- https://www.hughjames.com/services/sexual-abuse-claims-and-compensation/ Follow us on socials: LinkedIn- https://www.linkedin.com/company/hugh-james/ X- https://twitter.com/hj_abuse Facebook- https://www.facebook.com/abusejustice/
In “Safeguarding Your Shipments: Denim's Insights on Fraud, Payments, and Carrier Vetting”, Joe Lynch and Chad Capooth, VP of Operations at Denim, discuss the evolving landscape of freight fraud, payment challenges, and how Denim provides comprehensive solutions to ensure financial and operational security for freight businesses. About Chad Capooth Chad Capooth is the VP of Operations at Denim. He brings over 15 years of experience in strategic planning, business growth, and operations leadership. At Denim, he leads operational strategy, leveraging deep expertise in factoring, credit underwriting, and portfolio management to deliver efficient, tech-enabled solutions. Previously, as COO at eCommerce Financing LLC, Chad helped launch innovative products like Revenue Loans and Quick Pay Loans. At Transfac Capital, he advanced operational performance through technology-driven underwriting and automated invoice processing. Chad's earlier roles at Unlimited Working Capital and Enoble Business Capital (formerly National Bankers Trust) cemented his reputation as a leader in financial services innovation. About Denim Denim is a trusted freight factoring partner dedicated to advancing the supply chain by accelerating the flow of money and data. Denim provides quick access to working capital, along with flexible factoring solutions to easily manage financing options and automate back-office operations. Acting as a true partner and an extension of your team, Denim saves you time and money while providing the opportunity to focus on retaining and attracting new customers. Key Takeaways: Safeguarding Your Shipments: Denim's Insights on Fraud, Payments, and Carrier Vetting In "Safeguarding Your Shipments: Denim's Insights on Fraud, Payments, and Carrier Vetting," Joe Lynch and Chad Capooth, VP of Operations at Denim, break down the evolving landscape of freight fraud, discuss current payment challenges, and explore how Denim offers comprehensive solutions for financial and operational security in the freight industry. The Evolving Threat of Freight Fraud, Amplified by AI: The discussion underscored the increasing sophistication of freight fraud, with malicious actors leveraging AI. This highlights the growing challenge in securing shipments and maintaining financial integrity within the logistics sector. Navigating Current Challenges in Over-the-Road Transportation: The interview addressed the prevailing difficulties in the over-the-road transportation space, noting a decline in volumes and compressed margins. This context is crucial for understanding the heightened importance of efficient financial management. The Squeeze on Cash Flow: When shippers delay payments, it puts a real squeeze on cash flow for freight businesses, impacting their operational liquidity. Denim highlighted this challenge, revealing that the receivables they factor average 55 Days Sales Outstanding (DSO). This extended waiting period for earned revenue underscores a significant industry hurdle. Denim's Role in Expediting Payments and Optimizing Cash Flow: The interview emphasized Denim's core value proposition: providing rapid access to working capital through flexible factoring solutions. This directly mitigates the impact of delayed payments, ensuring businesses maintain healthy cash flow. Strategic Alliances for Robust Fraud Prevention: A key insight was Denim's proactive approach to combating fraud through strategic partnerships. The discussion highlighted collaborations with leading freight fraud prevention technology companies, including FreightValidate, Carrier Assure, Highway, and Descartes MyCarrierPortal, demonstrating a comprehensive, multi-layered defense strategy. Leveraging Technology for Enhanced Carrier Vetting and Risk Mitigation: The interview detailed how these technological partnerships facilitate advanced carrier vetting, which is instrumental in preventing Denim's clients from falling victim to fraudulent activities and ensuring secure operations. Denim: A Comprehensive Partner for Financial and Operational Security: The conversation with Chad Capooth reinforced that Denim's offerings extend beyond traditional factoring. By integrating swift payments, back-office automation, and robust fraud prevention through strategic collaborations, Denim serves as an essential partner for both financial stability and operational security in the dynamic freight industry. Learn More About Safeguarding Your Shipments: Denim's Insights on Fraud, Payments, and Carrier Vetting Chad Capooth | Linkedin Denim | Linkedin Denim 2025 Shipper Pulse Report Denim Integrations Shipper Risk Checklist Get started with Denim The Denim Story with Shawn Vo Financial Predator vs Partner with Bharath Krisnamoorthy Scaling Your SMB Freight Brokerage with Sean Smith Brokers are Drowning in Accounting Work: How Denim Simplifies It with Sean Smith The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube
This presentation explores responsible AI implementation in K-12 education, focusing on enhancing learning while protecting student data. Topics include the benefits and risks of AI, best practices for data privacy and security, compliance with legal standards, and practical AI applications that ensure student privacy. Learn how to use AI responsibly to create a safe and effective educational environment.Key Take Aways:How to implement AI technologies responsiblyBenefits and risks associated with using AI technologies in schoolsAI data privacy and security best practices.The Sessions Everyone Was Talking About Webinar SeriesMissed CoSN2025 in Seattle or couldn't attend every session? Don't worry—we're bringing the most popular, standing-room-only presentations to you in a special webinar series. Learn from top EdTech leaders from across the country—no travel needed!In our professional advancement webinars, education technology experts from across the country and worldwide present their specialties. During each interactive session, experts engage in dialogue to address the challenges and opportunities facing educators. Webinars are FREE for members and $59 for non-members. Partner webinars are free for all.For a complete listing of all CoSN's webinars, please visit: https://www.cosn.org/Produced in partnership with edCircuit.
In this episode, I speak with Andrew Henck, a scholar-practitioner whose recent PhD research offers a nuanced take on organizational culture in humanitarian NGOs. Together, we explore how culture goes far beyond shared values—it is a lens through which organizations make sense of their reality. They also examine what this means for safeguarding, accountability, and leadership in NGOs, especially amid increasing scrutiny and systemic change.Guest's BioLecturer at Glasgow Caledonian UniversityPhD in Leadership Studies, University of San DiegoFormer People & Culture leader with World Vision in Papua New GuineaCoach, consultant, and certified LEGO® SERIOUS PLAY® facilitatorWe DiscussWhat the Competing Values Framework reveals about NGO cultureAndrew's four-phase model of cultural consciousnessWhy safeguarding policies fall short without deeper cultural insightThe difference between “organizations having culture” and “organizations being culture”How to apply a developmental view of culture to real-world leadership challengesWhy boards and regulators often miss key dynamics in NGO cultureQuotes “Culture is not just about values. It's how people make sense of reality.” “Organizations are not just entities with cultures—they are cultures.”Resources Andrew's LinkedIn PageEnjoy my essay related to todays topic: Can Organizational Culture Help Explain Recent INGO Scandals?
Brad Franklin talks about safeguarding your marriage.Watch this episode on our YouTube channel:https://youtu.be/ZqhsotKsx9E
Chinese Foreign Minister Wang Yi attends the ASEAN Plus Three Foreign Ministers' Meeting in Malaysia, urging efforts to advance regional integration (01:13). U.S. President Donald Trump announces a 35-percent tariff for goods imported from Canada starting August 1st (09:26). Safeguarding the diversity of human civilizations for world peace and development is the central theme of the Global Civilizations Dialogue Ministerial Meeting in Beijing (16:19).
Over 600 guests from around 140 countries and regions have gathered in Beijing for the Global Civilization Dialogue Ministerial Meeting, held under the theme: “Safeguarding the Diversity of Human Civilizations for World Peace and Development.” What does this renewed call for civilization dialogue mean for global governance, cultural innovation, and peacebuilding? Host Ge Anna is joined by Gordon Dumoulin, Consultant and analyst on China perspectives and Entrepreneur in Chinese Medicinal Herbs; Prof Qu Qiang, Fellow of Belt and Road Research Centre at Minzu University of China; Prof Warwick Powell Senior Fellow at Taihe Institute and Adjunct Professor at Queensland University of Technology.
Welcome to another episode of H.J. Talks About Abuse, where we delve into the delicate topic of sexual abuse cases. In this episode, we explore the significant role that non-disclosure agreements (NDAs) play in sexual harassment allegations, sparked by a recent documentary on American Acro. Our discussion highlights the influence of NDAs, potential breaches of public policy, and the power dynamics at play in legal and workplace environments. Tune in to gain insights into how these mechanisms impact survivors and hear our thoughts on the evolving perception of acceptable workplace behaviour. Who we are: We are a leading, full-service UK law firm. Since our beginning, we have been led by the things that matter. We care about fighting for the right outcomes. Solving the seemingly unsolvable. Protecting businesses, individuals, and livelihoods. Supporting our people, our communities. Safeguarding our planet. Looking for a way forward? At Hugh James, challenges – of all sizes – are readily accepted. Our team of specialist sexual abuse solicitors have helped many people secure sexual abuse compensation. Find out more- https://www.hughjames.com/services/sexual-abuse-claims-and-compensation/ Follow us on socials: LinkedIn- https://www.linkedin.com/company/hugh-james/ X- https://twitter.com/hj_abuse Facebook- https://www.facebook.com/abusejustice/ Join us as we explore these serious issues and discuss ways to achieve justice and healing for those affected by such life-altering experiences.
Photography has the power to capture more than just moments - it can preserve cultures, tell untold stories, and honor traditions. In this episode, we're joined by an indigenous photographer who shares how they use their camera to document and preserve their community's rich cultural heritage. Through their lens, we learn how photography becomes an act of cultural preservation, combating misrepresentation, and giving voice to communities that have been marginalized. We also explore the personal journey of balancing respect for tradition with the creative freedom of storytelling. Episode Promos This episode contains promos for the following: StyleCloud WordPress Website Templates - https://stylecloud.co/ref/380/ Backblaze Data Backup - https://www.backblaze.com/cloud-backup/personal#afc32p Siteground Web Hosting - https://www.siteground.com/go/nerdy Narrative AI Culling, Editing, and Publishing - https://narrative.so/select?affiliate=casey2746 Support The Nerdy Photographer Want to help The Nerdy Photographer Podcast? Here are a few simple (and mostly free) ways you can do that: Subscribe to the podcast! Tell your friends about the podcast Sign up for the newsletter - https://nerdyphotographer.com/newsletter Subscribe to our YouTube Channel - https://www.youtube.com/@CaseyFatchett Buy a print from the print shop - https://art.caseyfphoto.com Follow on Instagram - https://instagram.com/thenerdyphoto Follow on Threads - https://threads.net/@thenerdyphoto Follow on BlueSky - https://bsky.app/profile/thenerdyphoto.bsky.social Follow in Tiktok - https://tiktok.com/@thenerdyphoto Get some Nerdy Photographer merchandise - https://www.teepublic.com/stores/nerdy-photographer If you're feeling extra generous, check out our support page - https://nerdyphotographer.com/support-nerdy-photographer/ About My Guest "I am an indigenous award Winning filmmaker and photographer based of out Oklahoma. Currently working for Cherokee film/Osiyo Tv as a cinematographer on the documentary team, where we tell stories all Cherokees all over the world." You can view more of Cody Hammer's work on Instagram @_codyhammer_ About The Podcast The Nerdy Photographer Podcast is written and produced by Casey Fatchett. Casey is a professional photographer in the New York City / Northern New Jersey with more than 20 years of experience. He just wants to help people and make them laugh. You can view Casey's photography work at https://caseyfphoto.com If you have any questions or comments about this episode or any other episodes, OR if you would like to ask a photography related question or have ideas for a topic for a future episode, please reach out to us at https://nerdyphotographer.com/contact
This webinar discusses the Terrorism (Protection of Premises) Act 2025, aimed at enhancing security and preparedness in the UK against terrorist threats. It covers the framework, its application to organizations, and the necessary compliance measures. This session is particularly relevant for those managing public premises and large events.
Hello, my lovely listeners
In this eye-opening episode of We Chat Divorce, we welcome Kara Chrobak, a Colorado-based family law attorney who brings deep insight into high-net-worth divorce, complex asset division, and marital agreements. Kara recently launched her own practice—Bespoke Law LLC—after over 15 years in big law. What we talk about with Kara: Why mediation sometimes feels more like pressure than resolution—and how to shift that narrative How to approach settlement with a risk tolerance lens rather than fear Why documentation and financial clarity are non-negotiable before negotiating The nuances of gray divorce, including retirement planning, lifetime maintenance, and emotional shifts When and how to consider a postnuptial agreement—and the legal pitfalls to avoid The critical importance of aligned communication between attorneys and financial professionals How MDS clients enter legal conversations more prepared and empowered Kara also shares her thoughtful, compassionate approach to working with clients and why education is the antidote to anxiety in divorce. Whether you're divorcing at 35 or 65, this conversation offers clarity, wisdom, and real-world advice from professionals who believe in empowering you with knowledge. Connect with Kara Chrobak, Esq., Founder, Bespoke Law LLC, Colorado bespokelawllc.com Next Steps: Take the Free Divorce Financial Assessment Share this episode with someone navigating a high-net-worth or gray divorce Follow us for more empowering conversations Don't forget to like, subscribe, and leave a review! Learn more about your ad choices. Visit megaphone.fm/adchoices
There is no off switch when it comes to bullying and abuse nowadays as our kids, though not in school during the break, are still out for camps and are almost always online. So what can we as adults do to protect them with the best way we can? Safeguarding expert Priya Mitchell tells us what we need to keep in mind. We are also joined by a survivor of bullying— but instead of being silenced, she’s become a voice for millions of children. Seher Pahade is the Lead Child Warrior at CACTUS Foundation, she doesn’t just speak to other kids, she’s training the adults: educators, parents, and school leaders on how to create safe, responsive environments for children. We're also looking at the social cost of divorce — how stigma, isolation, and shifting identities can leave lasting marks on those going through it, with Licensed psychologist Dr. Sarah Rasmi from Thrive Wellbeing Centre. A growing scandal around The Salt Path memoir has rocked the publishing world, raising questions about truth in storytelling. Plus, we’re asking: what makes a great summer read, and how do you go from idea to published book? Best-selling author, journalist, and book lover, Annabel Kantaria gives her take on the subject And with Dubai’s dry climate, air conditioning, and long screen hours, studies show approximately 62.6% of residents in the emirate report symptoms of dry eye disease, and nearly 42% of those cases are classified as severe. Dr Marta Calatayud, Ophthalmologist at Barraquer UAE, is here to help.See omnystudio.com/listener for privacy information.
In an industry dominated by fast fashion, our next US National Science Foundation funded Regional Innovation Engine is working to bring sustainability and circularity to the textile industry.Headquartered in Morganton, the NSF Textile Innovation Engine in North Carolina –or The Textile Engine–is working to make the Southeast's Textile Belt a home for innovation and the lifeblood of its communities. I sat down with Co-Deputy CEO Molly Hemstreet and CEO Anne Wiper to talk about the future of textile production, the true cost of fast fashion, and how each of us can reduce and recycle the pounds upon pounds of textile waste Americans produce each year.Molly Hemstreet is Co-Deputy CEO of the NSF Textile Innovation Engine in North Carolina, where she leads workforce development and regional engagement initiatives. She is also the Co-Founder and Co-Executive Director of The Industrial Commons, which supports over 2,500 workers through its collaborative, member-led network of textile manufacturers and workplace development programs.Through her experience and leadership, she has organized economic development initiatives across rural Western North Carolina, founded Opportunity Threads, which has grown into the largest U.S.-based worker-owned cut-and-sew facility, and co-founded the Carolina Textile District in 2013, a strategic value chain focused on revitalizing textile manufacturing across the Carolinas.Anne Wiper is the CEO of the NSF Textile Innovation Engine in North Carolina, where she leads efforts to strengthen the U.S. textile industry through cutting-edge research, commercialization of circular and regenerative materials, and workforce development. Her work centers on advancing innovation, resilience, and collaboration within the domestic textile supply chain.Anne brings decades of industry experience to The Textile Engine, drawing on her previous roles as Vice President of Product for Smartwool and Icebreaker, brands under VF Corporation, as well as leadership positions at Salomon Sports and Nike across the U.S. and Europe. In addition, Anne has been a faculty lecturer in the University of Colorado Masters of the Environment program since 2022. Listen to the full episode to hear:How offshoring textile production impacts not only our economy but our emergency preparednessBreaking down the forces that have led to overproduction and offshoring of the vast majority of our textile productionWhy keeping textile waste management in the US matters How sustainable systems in textiles can actually lower the cost of goods and positively impact works and their communitiesHow the Textile Engine is addressing their core pillars and building consortia among institutionsThe challenges to revitalizing an industry in communities that prior downturns have impactedLearn more about Molly Hemstreet:Connect on LinkedInLearn more about Anne Wiper:Connect on LinkedInLearn more about Anika Horn:Social VenturersSign up for Impact CuratorInstagram: @socialventurersResources:NSF Textile Innovation Engine in North CarolinaThe Industrial CommonsOpportunity ThreadsMaterial ReturnTOSSNext Technology TecnotessileCradle to Cradle: Remaking the Way We Make Things, William McDonough, Michael Braungart The Book of Hope A Survival Guide for Trying Times, Jane Goodall
In this episode of Sea Views, hosts Julia Gosling and Adam Parnell navigate the essential yet often misunderstood world of P&I (Protection and Indemnity) clubs. Joining them are Bill Moore, Senior Vice President and Global Head of Loss Prevention at The American Club, and Yves Vandenborn, Head of Loss Prevention for the Asia Pacific Region at North Standard. Together, they take listeners behind the scenes of how P&I clubs work to prevent losses, promote safety, and support the global maritime workforce. From mental health and manning issues to green fuels and shipping in war zones, this conversation explores the real-world impact of loss prevention strategies and the evolving risks in today's maritime landscape. Whether you're an insurer, policymaker, shipowner, or crew member, this episode delivers a vital understanding of how P&I clubs contribute to a safer, more resilient industry.
Welcome to the H.J. Talks About Abuse podcast. In this episode, Alan Collins, head of the abuse team at Hugh James, delves into the growing issue of online child grooming and exploitation. Responding to a concerning newspaper report, the discussion highlights the alarming numbers of children being coerced online, the role of criminal enterprises, and the ongoing struggle of law enforcement to combat these crimes. Alan emphasizes society's shared responsibility in addressing these challenges, encourages vigilance, and explores the importance of appropriate linguistic changes in the fight against child sexual abuse. Listen on to explore these pressing issues and discover how we can all contribute to a safer future for children. Who we are: We are a leading, full-service UK law firm. Since our beginning, we have been led by the things that matter. We care about fighting for the right outcomes. Solving the seemingly unsolvable. Protecting businesses, individuals, and livelihoods. Supporting our people, our communities. Safeguarding our planet. Looking for a way forward? At Hugh James, challenges – of all sizes – are readily accepted. Our team of specialist sexual abuse solicitors have helped many people secure sexual abuse compensation. Find out more- https://www.hughjames.com/services/sexual-abuse-claims-and-compensation/ Follow us on socials: LinkedIn- https://www.linkedin.com/company/hugh-james/ X- https://twitter.com/hj_abuse Facebook- https://www.facebook.com/abusejustice/ Join us as we explore these serious issues and discuss ways to achieve justice and healing for those affected by such life-altering experiences.
How can we prevent children as young as nine from accessing 'vile' pornography? A safeguarding expert told MPs that primary aged children in NI were being exposed to extreme content on social media. Frank spoke to Wayne Denner Hosted on Acast. See acast.com/privacy for more information.
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Safeguarding our Investments in Natural Resources and Community Health
Welcome to this episode of the H.J. Talks About Abuse podcast, where we delve into the impactful amendment to the Limitation Act 1980 as announced by the UK government. Join Alan Collins, the head of the abuse team, as we explore how these changes will revolutionize legal procedures concerning child sexual abuse cases in England and Wales. Learn about the key recommendations from the Independent Inquiry into Child Sexual Abuse and discover how the removal of the three-year limitation period aims to better support victims and survivors by facilitating their access to justice. We also discuss the potential challenges and judiciary considerations in implementing these reforms, drawing insights from similar legal evolutions in Australia and Scotland. Who we are: We are a leading, full-service UK law firm. Since our beginning, we have been led by the things that matter. We care about fighting for the right outcomes. Solving the seemingly unsolvable. Protecting businesses, individuals, and livelihoods. Supporting our people, our communities. Safeguarding our planet. Looking for a way forward? At Hugh James, challenges – of all sizes – are readily accepted. Our team of specialist sexual abuse solicitors have helped many people secure sexual abuse compensation. Find out more- https://www.hughjames.com/services/sexual-abuse-claims-and-compensation/ Follow us on socials: LinkedIn- https://www.linkedin.com/company/hugh-james/ X- https://twitter.com/hj_abuse Facebook- https://www.facebook.com/abusejustice/ Join us as we explore these serious issues and discuss ways to achieve justice and healing for those affected by such life-altering experiences.
Securing your family's financial future while accessing necessary long-term care is possible with the right legal strategy. This conversation between attorneys Greg and Jordan McIntyre reveals how their firm helps clients navigate this critical balance.The cornerstone of this discussion focuses on a two-pronged approach: qualifying for Medicaid benefits to cover assisted living or nursing home expenses while simultaneously protecting assets from Medicaid's estate recovery process. Attorney Jordan McIntyre explains that the key lies in probate avoidance - because creditors, including Medicaid, can only claim assets that pass through probate after death.Among the most powerful tools in this planning arsenal is the ladybird deed, which allows homeowners to maintain full control of their property during their lifetime while ensuring it passes directly to beneficiaries upon death, bypassing probate entirely. For financial accounts, options include trusts for ongoing management or direct beneficiary designations, depending on each family's unique circumstances.What truly distinguishes McIntyre Elder Law's approach is their commitment to relationship-building. "It's really just about listening skills," explains Jordan when discussing how he establishes trust with clients. This client-centered focus begins with understanding personal histories and family dynamics before crafting legal solutions. Both attorneys share the profound satisfaction they experience when seeing a plan successfully protect a client's legacy - as Greg puts it, quoting The A-Team, "I love it when a plan comes together."Ready to protect your assets while ensuring you can access needed care? Schedule a free consultation by calling 1-866-999-6600 or visiting mcelderlaw.com/scheduling to secure your family's financial future with attorneys who understand the delicate balance between long-term care planning and asset protection.
Physician assisted suicide and the economic impossibility of safeguardingFor best results and links to related articles and to read my other work, find this post on Substack: https://shirabatya.substack.com/p/death-affirmative-care.------------------Last Friday, the UK Parliament voted by a narrow margin to legalise physician-assisted suicide.Since then, there has been much discussion of the possibility that the House of Lords could tighten up safeguarding for this bill, which has been criticised widely for lacking sufficient safeguards for people who are mentally ill, anorexic, diabetic, or simply socially isolated and therefore easily suggestible by doctors who, according to this law, will be allowed to raise the topic of suicide with patients who have not raised the issue first themselves.In fact, Parliament explicitly rejected an amendment to prevent doctors from suggesting to patients that they may wish to end their lives, voting only to protect children from such suggestions. Similarly, although Parliament approved an amendment that prevented patients from being deemed terminal due to voluntary stopping of eating and drinking (VSED), this does not apply to anorexics, whose refusal of food is due to a mental health condition and therefore is arguably involuntary.The erosion of safeguarding is not a matter of if, but of when. It is not a bug but a feature.A number of people who have concerns about the bill are hopeful that with the correct amendments in the House of Lords, it will be made fit for purpose and add the safeguards that are currently lacking. Although safeguards are obviously to be welcomed, I believe that such people are failing to recognise a more fundamental problem with this proposal, which comes down to economics. In the end, whatever safeguards are officially agreed, as long as this matter is framed in terms of a “right to die”, over time, practical constraints will lead to an erosion of safeguards as has occurred in places such as Australia and Canada. The erosion of safeguarding is not a matter of if, but of when. It is not a bug but a feature.For those who are in favour of physician-assisted suicide, the discussion about this legislation has been framed in terms of patient choice and the “right to die”. How dare I restrict the choice of somebody else who has freely consented to ending their life? It's their life, not mine. Their body. Their choice.For those of us who have followed the child gender transition debacle of recent years, this conversation is oddly familiar. It is no coincidence that people such as Kathleen Stock and Fred Sargeant who are critical of physician-assisted gender transition, have also been concerned about physician-assisted suicide. In gender critical circles, we know to be careful when people talk about bodily autonomy and choice; we know that the issues of safeguarding or gatekeeping or autonomy are never as simple as people might think.How will the NHS deal with this backlog of people demanding to die, particularly if the service is framed in terms of people having a right to die?Already in recent days, health secretary Wes Streeting has raised concerns about the cost of implementing physician-assisted suicide, possibly topping £15,000 per patient. A whole new service needs to be set up in the NHS to provide this procedure. Personnel need to be trained to assess requests from patients and to determine which patients should be allowed to die, and which should be told “no, not you”. This will also divert resources away from other treatments, possibly away from the important palliative care, provision of which is known already to be inadequate. Adequate palliative care is crucial if patients are to have a real choice between ending their lives and having a dignified death free of excessive pain.Whether or not the House of Lords strengthens safeguards, we know that implementing this legislation will be difficult and costly. The greater the safeguards that may be added, the greater this cost, as savings are generated only after sick people actually do die. We have already seen that practical constraints (economics) have led to changes in the safeguarding process. A shortage of available high court judges forced the bill's proponents to remove the safeguard that such a person would need to approve applications, in favour of a more practical panel without a person of such high legal qualifications.We must ask: What will happen in a few years' time, when there is a backlog of say hundreds or thousands of patients who have requested assisted suicide? What will we do when the safeguards necessary to make sure that their suicide has not occurred under duress or due to inappropriate factors such as mental illness — when these safeguards lead to unacceptable delays because systems are overwhelmed. How will the NHS deal with this backlog of people demanding to die, particularly if the service is framed in terms of people having a right to die?Imagine a few years hence, if careful safeguarding and gatekeeping is in place, if the process has not devolved into the informed consent model in which a patient's “right to die” is simply affirmed and they are pushed down the pipeline towards death. Someone will be frustrated by the delays from “excessive gatekeeping” that interferes with their “right to die” and they will sue complaining that they are being coerced into remaining alive. If strong safeguards are kept in place, this lawsuit will happen (again, not a matter of if but of when). More likely, organisations such as Humanists UK will push for a reduction in safeguards to avoid such delays.Those of us who have been following the issue of gender-affirmative care in medicine cannot help seeing the obvious parallel: the similarity to another story in which gatekeeping was eroded due to the reality of practical constraints or economics. Years ago, when Dutch doctors initially decided to begin to transition a small number of gender non-conforming children in order, theoretically, to provide them better cosmetic outcomes as fully transitioned adults, there were significant safeguards in place.Let's leave aside the question about whether, in principle, we think that one should ever block the puberty of a child and medically transform a young person to look like the opposite sex. Leave aside that question for the moment and simply consider the matter of safeguarding. Leave aside for the moment the very valid criticisms of the Dutch protocol, which I know was severely flawed research. Nonetheless they did have safeguards in place. If you have followed the New York Times podcast, The Protocol, you will recall that one had to undergo several months or years of therapy. There was screening for all sorts of mental health problems that disqualified patients from puberty blockers or medical transition.Thus the “gender-affirmative” care model began to view gatekeeping as a pejorative, something we should not do as we had a duty to affirm patients…So what happened when American and British doctors saw what was happening in Holland and decided to bring these procedures back to their own countries to replicate them so that patients in their own countries could have access to this new apparently ground-breaking treatment protocol? Quickly, in both the UK and the US is, the number of children seeking “gender-affirmative care” far exceeded what clinics they could cope with following the Dutch model, because along with the patients they expected to see (those who had been gender nonconforming from a young age, mostly boys), there came a multitude of distressed adolescents (mostly girls) with no prior history of gender dysphoria. Thousands of patients built up on waiting lists, or in the case of the United States, patients sought treatment at hospitals hundreds of miles from their homes, and so they could not reasonably be expected to show up for months and months of appointments and therapy sessions (See NYT The Protocol, episode 3).As a result, as explained in the NYT podcast, the process was changed. It was streamlined to get through the waiting lists. Months of therapy often turned into a single assessment. And thus we ended up with problems that far exceeded those from the Dutch protocol. Again, I am not saying that the Dutch protocol was itself a good process or defending that research, which is deeply flawed. But certainly, what happened in the USA and UK etc. was far, far worse. It became a free-for-all.You will change the product to fit constraints just like any vendor of any product in a market economy. Therefore, if it is impractical, expensive or onerous, safeguarding gets cast aside.Johanna Olson Kennedy explains on the Protocol (again episode 3) that she realised it actually made no sense to engage in these sorts of safeguarding / gatekeeping procedures in order to decide which patients should be getting gender-affirmative care and which should not. Gatekeeping did not work because, of course, doctors could not easily tell which patients should and should not be transitioned, and patients would simply change what they told doctors in order to get past gatekeepers, thus hiding other mental health problems. Again, this is a matter of economics, of practical constraints and incentives (people may not be honest with doctors if that does not get them what they want).Olson Kennedy therefore decided that patients who wanted to transition should be allowed to transition, should be affirmed. Thus the “gender-affirmative” care model began to view gatekeeping as a pejorative, something we should not do as we had a duty to affirm patients and believe them when they claimed a gender identity. Transition was no longer a treatment which would be provided or not based on medical judgment by a trained professional. Rather, transition became purely the exercise of what was framed as “trans rights.”You could say that this was an ideological development, but I'm going to look at this purely from an economic point of view, since I am trained as an economist. Set aside the culture wars, “woke”, queer theory, all of that. It was inevitable that this would happen. If the resources are not available to do the safeguarding that you would like to implement and you have a backlog of cases, then you will then adapt your product to fit the circumstances so that you can provide a service that satisfies your clients, patients, customers (whatever you wish to call them). You will change the product to fit constraints just like any vendor of any product in a market economy. Therefore, if it is impractical, expensive or onerous, safeguarding gets cast aside.The better safeguarding functions, the more we will hear people criticizing the gatekeeping that prevents people from dying when they want to.Of course, to avoid cognitive dissonance, you will then be attracted to an ideology that justifies your actions. Alternatively, jobs providing this care will attract ideologically compatible personnel — people whose mindset allows them to do this new job and still to sleep at night. Self-selection of compatibly minded people will inevitably lead to group think within these clinics. None of this requires any conspiracy, any neo-Marxist strategy to take over the Academy and inflict queer theory on students. This is a process driven by the economics. Ideology is a secondary result.In short, I don't think that what happened in the States was in any way surprising. It's exactly what you would expect to happen because the only practical alternative to getting rid of all the safeguards would have been what's happening now in so many US States and countries, which is to halt provision of this service completely. You can't transition any children at all because we can't tell which patients should or should not be transitioning as children. Because the reality is that, at any reasonable cost, within realistic practical constraints, it is just not possible to put in place safeguarding or appropriate gatekeeping so that only the correct patients get the treatment. You either have a free for all or you stop doing it completely.This brings us back to physician-assisted suicide in the UK. I predict that if this law gains royal assent, even if the House of Lords agrees extra safeguards, it will not actually make that much difference. Yes of course, it will help if safeguards are put in place. Some vulnerable patients can of course be protected from killing themselves and it is better if the law closes the anorexia loophole, the diabetes loophole, the doctor-suggestion loophole, etc. However, when it comes down to it, whatever safeguarding we do will be constrained not by what the law says those safeguards should be, but by the economics.Safeguarding / gatekeeping will be constrained by the funds available to pay personnel on review panels, meaning quicker decisions by less qualified people. It will be constrained by the ability to train health workers for jobs implementing the service, and these new jobs in death-affirmative care will self-select for those who are ideologically committed to the right to die, just as clinicians in “gender-affirmative youth medicine” self-selected for those who believed in queer theory or had themselves transitioned or had supported the transition of a partner or child. We must expect that gatekeeping will not protect vulnerable patients. When this failure occurs, it will not be a surprise, but an economic inevitability of enshrining a “right to die” and to have this death provided by the NHS.Initially, we may have a good service with careful decisions. Morally problematic, but perhaps analogous to the Dutch protocol. However, over the course of time, as the number of people seeking assistance for suicide increases, as the caseload and the backlog of cases builds up, as the systems in place to provide careful safeguarding become overwhelmed and more ideologues are attracted to the death-affirmative care profession, the death-provision procedure will be streamlined, and safeguarding will be reduced. The better safeguarding functions, the more we will hear people criticizing the gatekeeping that prevents people from dying when they want to: for example, discrimination against the disabled or the mentally ill who all have an equal right to die.Doctors are paternalistic. They offer us treatments that evidence shows to be beneficial, not treatments we demand as our “right”. We are patients, not customers.No matter what safeguards are put in place, the reality will be that these safeguards will not be adequate because they cannot be adequate because to put adequate safeguards in place will simply cost too much and place too many obstacles in front of those who see this as a right. Thus, people will find a way of rationalising why a more streamlined approach is consistent with the intention of parliament, or the law will be amended to solve practical difficulties — meaning to remove safeguards that are practically impossible to implement.There will be lawsuits by patients affected by the delays that will force pragmatism by the NHS. And in the end, we will institute an easy pipeline towards death in the same way that there was, until recently, an easy pipeline in the United States towards gender transition of children. And as we found in the United States to do with child gender transition, the only way to actually stop the abuses of the system will be to abolish the service completely. Except in this case, it is unlikely that a reversal will occur. We will have become efficient at killing off those who are an economic or medical drain on society. The economic cost of reversing this progress will be far too high.There is a deeper lesson here. The fact is that there are some kinds of choices, medical decisions, medical procedures, where theoretically we might say that some people should get them, but where we can't allow this to become normative medicine paid for by the state or by insurance, because we know that the reality is that the safeguards that one would need to put in place are actually impossible. There is no way to make the care widely available to your target group without catching all sorts of other people who may be harmed if this becomes normalised and paid for by institutions, particularly if this care is framed as a human right.This is why it is fundamentally wrong to have physician-assisted suicide in the UK, provided by the NHS, framed in terms of a “right to die”. It cannot be done, and the reason is not because I don't think that it is morally justified for people to be able to end their lives if they so choose. This is not because I feel that I have a moral right to tell other people whether they ought to live or die. Rather, the reality is that if you try to put in place physician-assisted suicide based on a right to die, you will end up with exactly the same problem happening that happened with child gender transition. Because even if you believe that some children should be transitioned, (which I don't), there is no way to offer such a service without being swamped by patients who definitely should not be receiving it.If a service is demand-led, you end up finding it impossible to safeguard patients and to distinguish between those who should be treated, and those who should not. You end up with an assembly line and a free-for-all and a lack of gatekeeping. It is a process driven by the economics, once it receives an initial ideological green light to begin.Does this mean that it is impossible for there ever to be physician-assisted suicide provided to any patient with any health condition? What about people with terminal cancer, suffering intolerable pain in their final days or hours of life? Do we leave them to suffer in agony? I actually believe there may be a way to help such patients. The key is that any such assisted death must not be framed in the terms of the right to die, in the same way that medical alteration of sex development cannot be framed in terms of a “right to transition” — paid for by the NHS or insurance as the case may be.This is because there is no “right” to have any particular kind of healthcare. We do not waltz into a doctors office and demand antibiotics because we feel we have an infection. We require a diagnosis, and if the treatment is appropriate, we get the penicillin. Otherwise, the doctor says no. Doctors are paternalistic. They offer us treatments that evidence shows to be beneficial, not treatments we demand as our “right”. We are patients, not customers. The failure to understand this basic fact lies at the root of the scandal that is gender-affirmative care.Can doctors ever offer death as an option to patients? Possibly yes, but this would have to be offered like any other medical treatment. If there are particular medical circumstances (such as end stage cancer), where evidence shows that even with the best palliative care, a patient cannot control excruciating pain, so that the best treatment possible may be to increase morphine to deadly levels, one might be able to make a clinical argument to offer this. But this would be a very specific clinical judgment, and it is not about whether someone has the “right to die.” It is about caring for a patient who is dying, so that his or her death is less painful.I think this scenario is what comes to mind for those who make the most emotive arguments for assisted dying. In that case, what a law could do is give authority to NICE to look into the possibility of hastened death being elected by patients with that particular health condition, in order to allow their death to be less agonizing.But we cannot frame this in terms of the right to die. It's not about a patient making a choice and then demanding that the NHS provides death to order, with the patient as consumer. Rather, we're talking here about doctors engaging in what effectively is a form of health care for a patient, where medical evidence indicates they may be better served if they are allowed to die sooner, and therefore they are given this as one treatment option.Even here, the offer would be fraught with risk. This would entail legislation that would protect doctors from prosecution when they offer such help but only subject to enormous safeguards, similar to those proposed for the assisted suicide bill, but not framed in terms of a “right to die.” Moreover, if we are talking about just a small number of conditions for which there is solid medical evidence that palliative care alone cannot prevent an agonising death, we may find that the economics does not necessarily lead to an erosion of safeguarding. Even here, we would need to compare a hastened death to the best possible palliative care, so that patients are not effectively forced to choose death because they are not being provided for properly otherwise.The key to understanding this is to avoid a misconception about informed consent: namely the mistaken notion that it is reasonable to offer death to patients if they have capacity to consent to that death. This is not how informed consent normally works in medicine. Rather, even where informed consent applies, doctors act paternalistically. They evaluate which treatments can help a patient, and then a patient must consent to treatment and has a right to refuse treatment. But patients do not have a right to demand treatments that doctors do not deem helpful. There is a right to say no, not a right to demand yes.The problem we have with the so-called “right to die” is similar to what happened with gender-affirmative care. There, treatments were framed in terms of a right to transition as opposed to being framed in terms of evidence-based health care. And that's how we ended up in the mess we're in with a complete free-for-all with the elimination of safeguarding or gatekeeping because patients felt they had a right to the care whether or not there was any evidentiary basis for it.The key here is to realise that, when given by healthcare providers, death is no more a right of patients than any other kind of healthcare a doctor could give. Doctors do not have a duty to give any patient any medical procedure, any outcome that the patient wants. They have a duty to give healthcare which is evidenced and sensible and also cost effective. When a particular kind of treatment becomes a “right”, we throw out of the window the most important question: whether the treatment does or does not benefit patients, based on evidence. Because if it is truly a right, then it is equally a right for a patient dying in agony of cancer, and for a nineteen year-old with anorexia who has just given up on life and wants doctors to end it. This way of framing medicine is a very, very dangerous, dangerous path to take.Thanks for reading Heterodox Jewish Woman! Subscribe for free to receive new posts and support my work. https://shirabatya.substack.com/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit shirabatya.substack.com
Are you considering creating some form of Redemption geared content? Are you curious how some of the established content creators in our game got their start or just want some advice on how to get started creating content yourself? If so, then this is the episode for you. Featuring BaboonyTim, Redemption with Jayden and RobM Studios, this deep dive into the world of content creation for the game of Redemption will give you more persepctive on how each of them approach content creation and how they balance it with their enjoyment of the game and other aspects of life. There's lots of good takeaways from this if you have ever considered taking the dive into becoming a Redemption content creator. **Disclaimer** This round table discussion was recorded in October of 2024. Some of the references will alert you to that, but the heart of the content is still useful. As you will hear in the episode, Tyler Stevens, also known as Mr.Hiatus, was not able to join us for this recording. His answers to the questions we answered are below: What is the reason you chose to be a content creator for the game of Redemption? "At the time, it was just Jayden doing deck content. I love building decks and talking, so I figured I might as well make a channel. I also thought it would help me from a designer standpoint to get more intuned to the meta." What was your initial goal and/or inspiration? "My initial goal was to constantly know the meta from a design standpoint and to give back to the community." How has your content grown or evolved over time? "My content hasn't grown much over time I just got myself in my channels. Slowly and surely getting higher quality, but I set the bar low for myself!" How much work is involved with taking your content from idea to published work? "For me, it's not too complicated to take an idea to publish. I don't edit, so as long as I know the deck, I can get the video done in one take." What is your favorite piece of content you have created? "Practice to Lose video" What was the most challenging? "The most challenging is aspect of content, for me, is creativity and consistency. Having material come out weekly to bi-weekly and having decks be creative." How do you balance enjoyment of the game with the work required to produce content? "Enjoyment of the game, for me, at this point is deck building and design. I still like being competitive, but my enjoyment comes from designing cards and sharing decks. So content for me is genuinely fun." Have you ever "burned out" and what was that experience like? What pulled you back in or kept you in past that? "Shoutout to Brian Jones who has checked in on me for burnout. I make decks. I make videos. I'm on discord seemingly 24/7. I design cards and playtest. I love every bit of it. I'm not burned out yet, but will make sure I always keep the community and design as a priority. I don't have kids…yet. " How do you safeguard yourself against burnout? "Safeguarding myself against burnout is creativity. If I don't have new cards or new decks, I get bored. Designing new cards and decks brings me back to enjoyment. " What does the future of your content look like? "The future of my content will be the same, I imagine, and maybe some other behind the scenes content. I do want to do a Bible deep dive and card creation live, like I somewhat showed with Omen Interpreter. Going through some of the Bible and making cards “live” would be amazing." What advice would you give to someone else who is considering creating content for the game? "My advice for anyone, understand the time it takes and be real with yourself if you can give that time to the community. Also, keep it fun." As always, thanks for listening. If you are enjoying the podcast, please consider supporting our sponsors at Your Turn Games.
The annual NCMS Seminar brings together security professionals from across the nation. In this episode of the ClearanceJobs Podcast, we take you behind the scenes of the NCMS Annual Seminar—the premier event for industrial security professionals. Joining us are special guests Stevie Dahl and Sarah Turner, members of the NCMS National Board of Directors, who share their insights from this year's event, including the most asked-about sessions, trends shaping the security profession, and why NCMS continues to be the must-attend seminar for cleared industry leaders.From insider threat programs to classified contract compliance, the NCMS Seminar offers practical training and powerful networking for professionals across the national security ecosystem. Whether you're a long-time NCMS member or a first-time attendee, you'll get a front-row seat to the people, policy, and partnerships shaping the future of security.Tune in to hear Stevie and Sarah discuss:What to expect from this year's keynote speakers and breakout sessionsHow NCMS is evolving to support professionals across career levelsWhat's new for NCMS members in 2025Why community and collaboration remain critical to mission successThis episode is your pass to the conversations happening at the cutting edge of security. Hosted on Acast. See acast.com/privacy for more information.
This week Cameron Christensen and Anthony Faso explain the financial resilience of mutual insurance companies, exploring how these organizations have stood the test of time through every major economic downturn of the last century—including the Great Depression, the stagflation era of the 1970s and 80s, the 2008 financial crisis, and even the COVID-19 pandemic. Discover why mutual insurance companies continue to thrive when banks and other financial institutions struggle, and what this means for investors pursuing the Infinite Banking Concept. Whether you're storing capital for future investments or simply looking for a stable place to grow your wealth, this episode delivers must-know insights on the safety and strategy behind mutual insurance companies. Resources: Join the Infinite Wealth Study Group: https://www.facebook.com/share/g/qC3sAWg6PhHYpRAs/ Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Check our online course at www.InfiniteWealthCourse.com Buy Becoming Your Own Banker by R. Nelson Nash http://bit.ly/BYOBbookIWC
Join myself and hundreds of other GRC professionals in the city that never sleeps, New York City on July 9 & 10 for one of the top conferences around #Risk New York. current US landscape – shaped by evolving policies, rapid AI advancements, and shifting global dynamics – demands adaptive strategies and cross-functional collaboration. At #RISK New York you will master the New Regulatory Reality by Getting ahead of US regulatory shifts and their impact. Conquer AI & Tech Risk by Safeguarding your organization in an AI-driven world and understand the implications of major tech investments. Navigate Financial & Crypto Volatility by Protecting assets and explore solutions in a dynamic market. Strengthen Your GRC Framework by Leverage governance, risk, and compliance for strategic advantage. Protect Digital Trust by Addressing challenges in cybersecurity, data privacy, and combating misinformation. All while meeting In this episode, Tom Fox talks with Chris Mason, who recently launched his risk advisory practice, Woodhorn Global, focusing on due diligence investigations. Chris shares insights about his upcoming presentations at the #RiskGRC conference in July, focusing on AI investments and political uncertainty affecting the GRC (Governance, Risk, and Compliance) community. They discuss the significance of AI in the field and the importance of adapting to political changes. Chris also highlights the value of in-person events to understand best practices and navigate the evolving risk landscape. Resources #Risk Conference Series #RiskNYC-Tickets and Information Chris Mason on Linkedin Learn more about your ad choices. Visit megaphone.fm/adchoices
A fascinating interview with a senior Bishop on the recent challenges to the church of England nationally regarding their safeguarding practice.
Words hold a lot of power for children, they shape who they are and who they become. Yet 41% of children experience verbal abuse by adults, which can lead to lasting damage. Jessica Bondy, founder of Words Matter, discusses how by using positive, encouraging language we can build a child's confidence and help them flourish. Let's build children up with our words, not knock them down. Words matter. Read Jessica's article here: https://thevoiceofearlychildhood.com/the-power-of-words-how-adult-language-shapes-a-childs-future/ This episode is in partnership with Words Matter: At Words Matter, we are committed to creating societal and behavioural change by addressing and ending childhood verbal abuse. We know that most adults don't intend to harm children with their words - but many underestimate the lasting impact they can have. Help us inspire action and make a difference to children's lives today and for years to come. Visit www.wordsmatter.org for support, guidance, and resources to help create a world where children hear the words that build them up – not knock them down. Listen to more: If you enjoyed this episode, you might also like: · Proactively promoting positive mental health – Matt Bawler – https://thevoiceofearlychildhood.com/proactively-promoting-positive-mental-health/ · Growth mindset in early childhood – Matt Bawler – https://thevoiceofearlychildhood.com/growth-mindset-in-early-childhood-2/ · Supporting behaviour: Reaction vs response – Cheryl Warren – https://thevoiceofearlychildhood.com/supporting-behaviour-reaction-vs-response/ Get in touch and share your voice: Do you have thoughts, questions or feedback? Get in touch here! – https://thevoiceofearlychildhood.com/contact/ Episode break down: 00:00 – Welcome! 02:00 – Ending verbal abuse of children by adults 05:00 – What do you want your legacy to be? 08:00 – The power of reaching out & collaboration 10:00 – Research into child verbal abuse 11:30 – Unintentional abuse with huge impacts 14:00 – Top 5 most hurtful phrases 15:00 – The most helpful phrases: Growth mindset 17:00 – 5 ways of supporting children through our language 20:00 – Not criticising the person but the behaviour 21:40 – The power of the pause 22:20 – Repair: It is never too late to put things right 24:00 – Breaking the cycle of abusive language 29:00 – Triggers from childhood 33:00 – Self-protection & fight or flight 35:00 – Children remember how adults label them 36:00 – Supporting children with neurodivergence 39:00 – Verbal abuse is not just about shouting 39:45 – Reflections to takeaway & further resources For more episodes and articles visit The Voice of Early Childhood website: https://www.thevoiceofearlychildhood.com
Youth safety is Scouting America's top priority. In this #CubChatLive, we'll talk with Chief Safeguarding Officer Glen Pounder about the new Safeguarding Youth training and how it helps us protect our Scouts.
In this episode Adam and Amy take listener questions around safeguarding training, instructional coaching and even more!
https://www.khutbah.info/safeguarding-the-tongue/ And a tongue that speaks is a great blessing that people have been given. With it people are able to express what they want,… The post Safeguarding the Tongue first appeared on Nourishment of the Soul.
As digital transformation accelerates, insurers find themselves under siege — not just from hackers, but from shifting climate and property risk realities. In this episode inspired by the artcile titled — Insurance industry cybersecurity: Safeguarding insurance and fintech, we examine the latest cybersecurity threats facing the insurance and fintech sectors, from ransomware to third-party vulnerabilities, and explore how firms are defending themselves with AI, cloud platforms, and strategic policies. We also delve into the evolving property risk landscape, where increasingly frequent secondary perils — like hail, wildfire, and inland flooding — are forcing a rethinking of traditional underwriting models. Backed by research and market data, this deep dive offers a timely look at how insurers are investing, adapting, and collaborating to stay resilient in the face of compounded risk.What You'll Learn in This Episode:Why the insurance industry is a prime cyberattack targetThe role of third-party vendors in 59% of data breachesHow ransomware has become the dominant threatWhat cybersecurity investments and strategies are gaining tractionHow catastrophic events are hitting new regions in unpredictable waysWhy “secondary perils” are becoming major cost driversHow excess & surplus (E&S) markets are reshaping risk coverageThe importance of valuation tools, roof scores, and broker-carrier collaborationKey Takeaways:Insurance firms face an average of 1,000 cyberattacks per week — with ransomware and third-party breaches leading the chargeAI, biometrics, and cloud-native security are becoming standard in multi-layered defense systemsA quarter of firms studied had unsatisfactory cybersecurity postures despite industry awarenessProperty risk is shifting due to more frequent and severe secondary perils in unexpected locationsStrategic underwriting, data accuracy, and consistent carrier relationships are now core to managing volatilitySubscribe to our podcast for expert insights on fintech, cybersecurity, and digital risk management. Visit The Future of Commerce for the latest research on how industries are adapting to evolving digital and environmental risks. Share this episode with insurance professionals, fintech leaders, and anyone navigating today's risk landscape.
Today, I'm talking with Cindy Lowry, who is the Executive Director of the Alabama Rivers Alliance.For over 25 years, the Alabama Rivers Alliance has been a powerful voice for the protection and restoration of Alabama's incredible rivers, a network of waterways that are not only vital to the region's ecology but also home to some of the richest aquatic biodiversity in the country. From the shimmering banks of the Coosa River to the lush wetlands teeming with unique fish, mussels, and other species.Cindy shares the Alliance's inspiring founding story and how it grew into a statewide coalition of over 100 partner organizations, all working together to protect clean water for all. We'll explore key programs like the Water Infrastructure Resource Hub, designed to support communities with sustainable water solutions.We'll also hear about the challenges and victories in balancing hydropower energy needs with restoring natural river flows, a complex effort critical to both people and wildlife. Contact and connect with Cindy: clowry@alabamarivers.org ARA: https://alabamarivers.org/ DRIFT Fund: https://alabamarivers.org/drift/
In the rush to build out AI applications, a full understanding of the dynamics of personal data management can be difficult to achieve. As we kick off Pride Month, the complexities of personal data handling deserve more attention and Emily Jasper and Alan Moore join host Eric Hanselman to discuss the concerns and approaches to address privacy issues. Enterprises accumulate both operational and self-reported personal data, some with regulatory requirements for collection and reporting and some in support of employee development. Is that data the new oil that can fuel their efforts, the new water that can leak or the new plutonium that can be powerful, but also dangerous? With many systems accumulating data, it can be difficult to ensure that right data is in the right places. Data migration is hard, but can be necessary in technology transitions. Data is the raw material that builds AI value, but personal data increases the risks of not only expose, but of creating presumptions by AI models of association and affiliation. There are additional risks in inadequate datasets for training. As we've pointed out in previous episodes, organizations need to be aware of how well their training data reflects the populations they intend to serve. More S&P Global Content: Webinar: Winning the Ad Dollar: Data-Driven Sales Enablement Next in Tech | Ep. 213: AI and Privacy Next in Tech | Ep. 204: Ethical AI Data For S&P Global subscribers: Safeguarding privacy in the AI era – Highlights from VotE: Data & Analytics 2025 Trends in Workforce Productivity & Collaboration Ask the Analyst: Retail tech — personalization without friction 2025 Trends in Data, AI & Analytics Credits: Host/Author: Eric Hanselman Guests: Emily Jasper, Alan Moore Producer/Editor: Adam Kovalsky Published With Assistance From: Sophie Carr, Feranmi Adeoshun, Kyra Smith
Join Pathmonk Presents as we explore Deep Media with Ryan Ofman, Head of AI Research. Deep Media pioneers AI-driven deepfake detection, protecting government, social media, and financial sectors from misinformation. Ryan shares how they engage clients through conferences and viral deepfake detection reports, leveraging their website for education and acquisition. Learn about urgent “earthquake” conversions versus proactive “aftershock” inquiries, the importance of accessible AI explanations, and their work with academics for equitable AI. Discover tips for creating converting websites with engaging demos and compelling content. Tune in for insights on combating digital threats!
In this episode of Construction Blueprints, Jessica Rasulo, leader of the New York Metro Construction Industry vertical, is joined by Jason Krauss, Cyber and E&O Thought & Product Coverage Leader at FINEX North America, to explore the most pressing cyber risks facing the construction sector - including how to protect projects from data breaches. Within this episode, our experts discuss the role of AI in cyber risk management, the impact ransomware attacks have had on the construction industry, essential internal security practices companies should adopt, and much more.
*“The Children's Wellbeing Bill: Safeguarding or Overreach?”* This week we break down the UK's latest education bill — and why it's making waves among SEND families and home educators. ✅ What the bill says ❌ What parents are worried about
In this episode of The Talent Equation, I reconnect with Andy Kirkland from the University of Stirling to explore how our sporting systems both help and hinder talent development. Andy shares insights from his chapter in "Reimagining Talent Development in Sport" and introduces the concept of 'salutogenesis' - focusing on what creates health and well being rather than what causes harm. Three key takeaways:Our current talent development systems often prioritise preventing harm rather than creating healthy environments where people can thrive and grow.Coaches bear huge responsibility for guiding young people through developmental journeys but are frequently under-resourced and lack essential knowledge about human development.We need to shift from resource-heavy "barrier" approaches to more ecological systems that empower individuals to navigate challenges while providing appropriate support.Join our learning community of forward-thinking coaches and talent developers by heading to www.thetalentequation.co.uk and clicking the 'join a learning group' button to become part of The Guild of Ecological Explorers.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-talent-equation-podcast--2186775/support.
We've all seen the headlines - AI is revolutionising everything from how students learn to how teachers teach. The promise of personalised learning paths, automated grading, and AI teaching assistants has created a gold rush mentality in education technology. But in our rush to adopt these powerful new tools, are we moving too fast? Today we'll explore why when it comes to AI in education, we need to learn fast but act more slowly and thoughtfully. We'll look at both the tremendous opportunities and serious risks that AI tools present for students and educators. We'll examine where AI can truly add value in education versus where human teachers remain irreplaceable. And most importantly, we'll discuss why comprehensive AI literacy and training is absolutely crucial - not just for educators, but for everyone involved in shaping young minds. Drawing on insights from leading experts on the frontlines of AI in education, we'll provide a framework for thinking about how to implement AI tools responsibly and effectively. Whether you're a teacher, administrator, policymaker or parent, this episode will give you practical guidance for navigating the AI revolution in education. Talking points and questions may include: Opportunities and risks of the tools: Adaptive or personalised learning paths, automated marking and feedback, content generation, analytics and teaching assistants, but also inaccuracy and lack of transparency, data risks, biases, ethics and safeguarding, and like social media, the unintended lasting consequences Where AI is best placed: Is it EdTech and tools in the classroom, the augmentation and elevation of human intelligence, or is it just learning about AI and what it can do and why (is knowledge=power enough?) Why it is so important that understanding and training are emphasised and why everyone needs to have such training Without it there can be safeguarding disasters, skills training can be insufficient, many AI tool providers are offering free training to learn to use their tool but this is consumerised and inadequate and can be ethically questionable; do we want successive generations to only be producing AI tools that are exploitative and using our data and our IP without our consent, or do we want to help people with technology and for the partnership to be of most benefit to them? Guests: Rt. Hon the Lord Knight of Weymouth, Jim Knight Rob Robson, ASCL Trust Leadership Consultant
In this episode of Absolute Trust Talk, host Kirsten Howe and associate attorney Jessica Colbert discuss critical estate planning considerations during divorce proceedings. They explore what happens if someone becomes incapacitated or dies while their divorce is still pending, revealing potentially unwelcome consequences if proper planning isn't in place. The discussion highlights how existing estate plans typically name a spouse as the primary decision-maker and beneficiary—a designation most divorcing individuals would want to change immediately. Without written estate plans, the situation becomes even more complicated, potentially requiring expensive and contentious conservatorship proceedings for incapacity or following intestacy laws upon death that would likely favor the soon-to-be ex-spouse. This episode, part one of a two-part series, emphasizes that you remain legally married until a judge finalizes your divorce, meaning all existing estate planning designations remain in effect unless proactively changed. Time-stamped Show Notes: 0:00 Introduction 2:10 What happens if you become incapacitated during divorce with a written estate plan 2:52 The consequences of becoming incapacitated without a written estate plan during divorce 3:28 Brief explanation of the conservatorship process and why it should be avoided 5:03 What happens if you die before your divorce is finalized 5:12 Death without a written estate plan during divorce: intestacy and its complications 6:29 How existing written estate plans remain in effect until the divorce is finalized 6:48 The bottom line: You remain legally married until a judge says otherwise
In this episode of Absolute Trust Talk, host Kirsten Howe and associate attorney Jessica Colbert continue their discussion on estate planning during divorce proceedings with practical solutions. Following their previous episode on the potential problems that can arise if someone becomes incapacitated or dies during divorce, they now focus on preventative measures. The attorneys explain how to ensure your soon-to-be ex-spouse doesn't maintain control over your healthcare decisions or inherit your assets contrary to your wishes. They discuss the creation of new healthcare directives, powers of attorney, wills, and trusts—all while navigating the automatic temporary restraining orders (ATROs) that restrict asset transfers during divorce. This episode, part two of their divorce series, provides clear guidance on proper timing of estate planning updates during divorce to protect yourself legally before the process is finalized. Time-stamped Show Notes: 0:00 Introduction 2:03 How to avoid having your spouse be responsible for you if incapacitated 2:26 Next, Kirsten and Jessica discuss options for those who have never created estate planning documents 2:48 What should you do if you already have documents naming your spouse? 3:16 Now, let's talk about how to prevent your spouse from inheriting if you die before the divorce is final 5:23 What are the next steps for clients who already have a joint trust with their spouse? 6:07 Let's clarify the importance of following trust-specific revocation methods and requirements during divorce 7:44 Finally, listen as Kirsten and Jessica talk about why accepting potential probate may be necessary and worth it
In this podcast, Shareholder Michael McKnight (Raleigh) and Associate Lauren Watson (Raleigh) discuss the primary privacy challenges that manufacturers face, including pitfalls and best practices surrounding employee monitoring, biometric data collection, and information storage, especially when employers use tools enabled with artificial intelligence (AI) to surveil employees. In addition, Lauren and Michael discuss how manufacturers can comply with various state and sector-specific privacy laws and provide practical tips for manufacturers responding to data breaches. Michael and Lauren offer valuable insights on how manufacturers can balance the need to comply with the various privacy laws, protect their employees'—and the employers' own—data and devices, and efficiently run their manufacturing businesses in an increasingly tech-forward but regulated environment.
On this episode of The Franchise Academy Podcast, host Tom Scarda welcomes Cathy Miron, CEO of eSilo and a cybersecurity expert with over 15 years of experience in IT and audit. As cyberattacks grow more frequent and sophisticated, Cathy shares the essential knowledge every business owner needs to protect their data and financial systems.Whether you're a seasoned franchise operator or just starting out, this episode reveals:What ransomware is (and how it could shut down your entire operation)The shocking simplicity of modern email scamsHow attackers manipulate ongoing conversations to steal your moneyWhy passwords are no longer enough, and how Multi-Factor Authentication (MFA) is your first line of defenseThe role of password managers in securing sensitive business accountsFrom phishing to wire fraud, Cathy shares real stories, practical tools, and clear action steps you can take right now to secure your systems—without needing to be a tech expert.This is Cybersecurity 101 for every modern business. Don't wait for a wake-up call—learn how to protect your company before it's too late.
This week, we're taking you behind the scenes of IVF laboratories with Dr. Melanie Walls, Scientific Director at Concept Fertility Centre. With over 18 years of expertise in IVF laboratories and a unique perspective as both a scientist and former IVF patient, Dr. Walls offers rare insight into one of the most crucial yet least discussed aspects of fertility treatment: identification and traceability. Dr. Walls breaks down the sophisticated systems that ensure your eggs, sperm, and embryos are protected throughout your fertility journey. She explains how electronic witnessing works, the evolution of lab safeguards, and the rigorous regulations Australian fertility labs must follow to maintain the highest standards of care. Whether you're just beginning treatment or deep in your fertility journey, this conversation will give you valuable knowledge about the laboratory processes happening behind the scenes and practical advice for being proactive about your own identification during treatment.This episode is proudly supported by Concept Fertility Centre
The Supreme Court hears a case on defunding Planned Parenthood, a college entrance exam for classical students, and preserving an ancient Christian tradition. Plus, a pet and owner reunite after a decade, Cal Thomas on mercy for a death row prisoner, and the Thursday morning newsSupport The World and Everything in It today at wng.org/donate.Additional support comes from LeTourneau University. The Christian Polytechnic University. More at LETU.EDU.
From the BBC World Service: India’s government is planning a temporary 12% duty on finished steel imports to protect the domestic market, as exporters around the globe grapple with U.S. steel and aluminum tariffs. Also, a Grammy-nominated band is drumming up demand for merch from a little-known English soccer team. And later, an Italian newspaper says it’s become the first in the world to offer a daily edition produced by artificial intelligence.
From the BBC World Service: India’s government is planning a temporary 12% duty on finished steel imports to protect the domestic market, as exporters around the globe grapple with U.S. steel and aluminum tariffs. Also, a Grammy-nominated band is drumming up demand for merch from a little-known English soccer team. And later, an Italian newspaper says it’s become the first in the world to offer a daily edition produced by artificial intelligence.
Safeguarding women athletes, pro-lifers seek stricter oversight for IVF, and navigating tragedy in a small town police department. Plus, shoplifters sentenced to clean community service, Cal Thomas on the effects of pride, and the Thursday morning newsSupport The World and Everything in It today at wng.org/donateAdditional support comes from Compelled Podcast. Ron Husband was a legendary Disney animator. Before that, he explored UFOs, lost cities, and Jesus. CompelledPodcast.comFrom Dordt University. Student musicians at Dordt enjoy opportunities to discover, develop, and share the gift of music and bring glory to God – until all is made new.And from The Joshua Program at St. Dunstan's Academy in the Blue Ridge Mountains: work, prayer, and adventure for young men. stdunstansacademy.org