Podcasts about HDB

The numbers are in. The policies are outlined. But how will Budget 2025 influence Singapore's ever-evolving property landscape? George, Jesley, and Yong Zhun from PropertyLimBrothers analyse Budget 2025, Their conversation touches on key themes from the budget and their possible impact on housing and property decisions. Prime Minister Lawrence Wong's commitment to long-term HDB affordability provides important context, while our speakers share thoughtful perspectives on what might lie ahead.   Trying to make sense of where the market is headed, this episode delivers a clear lens on the forces at play. Tune in to hear what Budget 2025 could mean for the future of housing in Singapore before the changes become reality.   00:00 Intro 02:08 Budget 2025 Highlights / SG60 Package 05:52 Sustainable City 06:46 Equipping Workers Throughout Life 08:38 Empowering Businesses 10:25 Supporting Singaporeans 15:20 George received FREE money from the government 17:00 Assurance that HDB flats will remain affordable 20:44 Upcoming HDB launches 22:38 Why the price of BTOs double in resale? 28:27 BTO or EC have an income ceiling. 30:30 George transition home story 31:39 How much should be the income ceiling? 34:00 Reduce the HDB resale transactions 40:00 Balancing act to make housing price affordable 44:20 Restriction on HDB according to the size of the family 46:22 Part 2 Teaser... 47:17 Outtakes

Picking up from their previous discussion on the rise of million-dollar HDBs, George, Alfred, and Joan from PropertyLimBrothers return to discuss what buyers should watch for in 2025. They talked how current price trends—defined by ongoing cooling measures—are influencing buying power and long-term plans. Find out what they think about why prices in the OCR have surged, what's fuelling demand in the RCR, and how new launches are being priced island-wide.   Also, Joan shares why she believes it's better to act early, while Alfred outlines the logic behind starting with a two-bedder. They also touch on how to manage FOMO, read the shifts in policy, and stay grounded despite market noise. If you're trying to decide whether to buy, wait, or pivot—this episode offers clear, timely insight to help guide your next move.   00:00 Introduction 00:40 HDB price trend 03:09 Age always affects you 05:00 Interest rate will drop? 09:00 Future cooling measure scenario 12:22 Median age of buyers (New Private Home) 14:30 Advice for first time home owners 17:58 Median profit 18:30 Prices of private property market 25:42 RCR having more demand 28:30 Hottest new launches today 29:30 New Launch important things to take note 36:42 Upcoming New Launches 40:50 Closing 41:55 Outtakes

Million-dollar HDBs used to be rare—now they're outlining Singapore's public housing market. In this episode of NOTG, George, Alfred, and Joan from PropertyLimBrothers break down what's driving up prices, why 2025 is packed with new launches, and how future homeowners should prepare.   They uncover the 5 upcoming HDB launches in February, clarify the requirements for buying BTO and SBF flats, and decode the implications of the 10,000 units slated for release across just two windows this year. From the sharp rise in million-dollar HDB transactions post-2015 to the surge in 2023, this episode maps where these sales are happening, and who's buying.   Hear why many high-income earners are opting for 4- and 5-room BTOs as their forever homes, along with relatable investment strategies and financial planning examples. This is a timely episode every aspiring homeowner and property investor should not miss. Tune in to hear how the ground is shifting.   00:00 Introduction 02:25 Upcoming BTO Launches 10:49 Why is west side is the best side? 15:30 Requirements for buying a BTO and SBF 2025 17:16 Why are there a lot of BTO and SBF launches? 18:20 HDB houses affordability / SG birth rate 20:55 Higher demand for 2 bedders for space 22:00 SG granting more citizenship 22:58 Million-Dollar HDB transactions 30:17 $12K to $15K income case study 42:00 BTO upgraders profiles 43:20 BTO route for investment 46:47 High earner couple investment case study (Reverse approach) 55:46 Upcoming Episode... 56:32 Outtakes

How are EC's the HDB and the office market possibly impacted by frenzied of tariff tremors?. Guest: Ivan Cai, Co-founder, I Quadrant shares his take with Michelle Martin. From Trump-era tariffs to interest rate cuts, Michelle and Ivan unpack how global headwinds are shaping local property trends. They dive into the explosive success of Aurelle @ Tampines EC launch — and what it signals about buyer sentiment. Plus, what’s ahead for the HDB resale market amid economic uncertainty and shifting policies? Tune in for insights on risk, resilience, and the real estate moves that matter now.See omnystudio.com/listener for privacy information.

MALAM SERAM THE HORROR TALK SHOW | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAIAlhamdulillah Geng, Mirza Subari semakin pulih dan kini kembali dalam Malam Seram untuk berkongsi pengalaman "brain dead" yang hampir meragur nyawa. Bayangkan bila doktor sendiri rasa kagum dengan pemulihan pantas Mirza. Kita dengar perkongsian Mirza apa yang perlu kita elak supaya tidak terjadi hal yang sama.TeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 21 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai____________________________________________________________________________________________Sedekah Ramadan Bantu Keluarga SusahHow to donate to 4PM via PayNow:• Launch your Online Banking App and select PayNow• Enter 4PM's Unique Entity Number (UEN): S48SS0014A• Kindly Enter your donation amountIn the PayNow section “Reference No.” please Enter your full NRIC or FIN (Tax Reference Number) if you would like to claim tax deduction.Donation of $50 and above will be eligible for a 250% tax deduction.The donation will be automatically included in your IRAS tax assessment. Kindly note that there will not be tax deduction if you do not provide your NRIC/FIN number.If you would like to receive an official receipt, please email your details to finance@4pm.org.sg.____________________________________________________________________________________________Hello Geng Momok dapatkan tiket untuk MALAM SERAM TEATER DAN MUZIK  Malam Seram Teater dan MuzikSabtu, 24 May 2025, 8 malamDi The Star Theatre (The Star Performing Art Centre)Geng Momok jom dapatkan tiket untuk pementasan pertama Malam Seram.Tiket kategoriMomok Colonel VIP $195Momok Major $145Momok Captain $125Momok Leftenant $95  Lungsuri www.startix.sg untuk dapatkan tiket anda.Malam Seram Teater dan Muzik anjuran Muse+  Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

MALAM SERAM THE HORROR TALK SHOW | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAIAlhamdulillah Geng, Mirza Subari semakin pulih dan kini kembali dalam Malam Seram untuk berkongsi pengalaman "brain dead" yang hampir meragur nyawa. Bayangkan bila doktor sendiri rasa kagum dengan pemulihan pantas Mirza. Kita dengar perkongsian Mirza apa yang perlu kita elak supaya tidak terjadi hal yang sama.TeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 21 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai____________________________________________________________________________________________Sedekah Ramadan Bantu Keluarga SusahHow to donate to 4PM via PayNow:• Launch your Online Banking App and select PayNow• Enter 4PM's Unique Entity Number (UEN): S48SS0014A• Kindly Enter your donation amountIn the PayNow section “Reference No.” please Enter your full NRIC or FIN (Tax Reference Number) if you would like to claim tax deduction.Donation of $50 and above will be eligible for a 250% tax deduction.The donation will be automatically included in your IRAS tax assessment. Kindly note that there will not be tax deduction if you do not provide your NRIC/FIN number.If you would like to receive an official receipt, please email your details to finance@4pm.org.sg.____________________________________________________________________________________________Hello Geng Momok dapatkan tiket untuk MALAM SERAM TEATER DAN MUZIK  Malam Seram Teater dan MuzikSabtu, 24 May 2025, 8 malamDi The Star Theatre (The Star Performing Art Centre)Geng Momok jom dapatkan tiket untuk pementasan pertama Malam Seram.Tiket kategoriMomok Colonel VIP $195Momok Major $145Momok Captain $125Momok Leftenant $95  Lungsuri www.startix.sg untuk dapatkan tiket anda.Malam Seram Teater dan Muzik anjuran Muse+  Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

MALAM SERAM THE HORROR TALK SHOW | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAIAlhamdulillah Geng, Mirza Subari semakin pulih dan kini kembali dalam Malam Seram untuk berkongsi pengalaman "brain dead" yang hampir meragur nyawa. Bayangkan bila doktor sendiri rasa kagum dengan pemulihan pantas Mirza. Kita dengar perkongsian Mirza apa yang perlu kita elak supaya tidak terjadi hal yang sama.TeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 21 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai____________________________________________________________________________________________Sedekah Ramadan Bantu Keluarga SusahHow to donate to 4PM via PayNow:• Launch your Online Banking App and select PayNow• Enter 4PM's Unique Entity Number (UEN): S48SS0014A• Kindly Enter your donation amountIn the PayNow section “Reference No.” please Enter your full NRIC or FIN (Tax Reference Number) if you would like to claim tax deduction.Donation of $50 and above will be eligible for a 250% tax deduction.The donation will be automatically included in your IRAS tax assessment. Kindly note that there will not be tax deduction if you do not provide your NRIC/FIN number.If you would like to receive an official receipt, please email your details to finance@4pm.org.sg.____________________________________________________________________________________________Hello Geng Momok dapatkan tiket untuk MALAM SERAM TEATER DAN MUZIK  Malam Seram Teater dan MuzikSabtu, 24 May 2025, 8 malamDi The Star Theatre (The Star Performing Art Centre)Geng Momok jom dapatkan tiket untuk pementasan pertama Malam Seram.Tiket kategoriMomok Colonel VIP $195Momok Major $145Momok Captain $125Momok Leftenant $95  Lungsuri www.startix.sg untuk dapatkan tiket anda.Malam Seram Teater dan Muzik anjuran Muse+  Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

HDB resale affordability is top of mind - are million-dollar flats the norm or the outliers? What could cash rich HDB upgraders move on to? What are your choices if you are looking at this moving picture of possibilities and want to buy or sell real estate today? Hosted by Michelle Martin with guest Ivan Cai, CEO of Crestbrick, this episode dives into the public housing market's key trends and investor outlook, BTO pipeline expansion, and MOP dynamics. What factors could reshape liquidity and long-term value in the resale market and where can investors head to, for help decoding good buys for property wealth?See omnystudio.com/listener for privacy information.

Many high-income singles in their 30s are rushing to buy condos for status and wealth preservation—but is it the right move, or just a costly mistake? In this follow-up episode of NOTG, George Peng, Phyllis Goh, and Yong Zhun from PropertyLimBrothers dive into the key considerations for self-employed professionals looking to enter the property market.   They discuss if new launches often are the better investment engine, talk about how to assess financial sustainability when taking on a mortgage, and share the pitfalls of herd mentality in property buying. The conversation also covers whether ‘rentvesting' can accelerate wealth-building, why the speed of exit is crucial, and what ABSD projections mean for investors. Beyond individual strategies, they also provide insights into HDB and non-landed property price trends in relation to GDP, as well as the Government Land Sales (GLS) programme and its influence on future housing supply.   For more expert perspectives on investment strategies and market trends, this episode equips self-employed professionals with the knowledge to make informed property decisions.   00:00 - Intro 00:39 - PERSONA B MAVERICK 03:43 - Phyllis' thoughts about Maverick 04:12 - Phyllis' real life client like Maverick 07:06 - George's advice that are looking for investment 13:21 - Yong Zhun's thoughts about Maverick 13:55 - Have you heard of F.I.R.E acronym? 14:19 - Retreat and rest 18:22 - Phyllis' consulting something with Melvin 23:48 - George's thoughts about what Phyllis' consult on Melvin 24:25 - Assuming Maverick is working on a bank 25:19 - George tells a story about a certain client 26:58 - George advice about first timer buyers 27:51 - George second client encounter 28:10 - Speed of exit 28:31 - Going back to Maverick 30:40 - One of strategy Maverick can adopt 33:13 - Straits Times article 34:18 - Yong Zhun's thoughts about the article 35:00 - Cooling measures 34:43 - A few things to look at 38:13 - Private residential price index 41:10 - Interesting Q1 41:18 - Supply and demand list 42:32 - HDB & Private Non-Landed Property Price Index 43:30 - Closing messages 46:29 - Other personas 47:32 - Outtakes

EP217. Berkahwin Dengan Ustazah! Kali ini kita bersama dengan salah seorang dari penaja kita, Den Irya. Bukan sebagai penaja, tapi sebagai tetamu istimewa dan berkongsi pengalaman rumah tangga beliau yang unik. Pengalaman mula berkenalan dengan bakal isteri yang merupakan rekomentasi seorang teman, dan pengalaman berkenalan tanpa pernah berjumpa dan hanya mula betul-betul bercinta selepas berumah tangga. ==Segmen bersama penaja akan bincangkan tentang berbaloi kah membeli flat HDB lama dengan baki pajakan (leasing) 40 tahun?==Podcast ini ditaja oleh ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Den Irya⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ dan ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Untung Shahlan Ada⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, Dapatkan perkhidmatan jual beli hartanah, yang menyeluruh dan nasihat professional, berdasarkan pengalaman bersama lebih 30 tahun. Mulakan perjalanan hartanah anda bersama Den Irya dan Untung Shahlan Ada, pemenang anugerah yg banyak mendapat maklum balas positif dari pelanggan pelanggan mereka.Untuk keterangan lanjut, hubungi: Den Irya  82221597 dan Untung Shahlan Ada 96281170. Ikuti juga mereka di Instagram, Facebook dan TikTok:IG, FB & TikTok: denirya dan untungshahlanada.Den Irya dan Untung Shahlan Ada: "Merealisasikan impian hartanah anda."

Synopsis: The Usual Place host Natasha Ann Zachariah hunts for new perspectives on issues that matter to young people. Following Budget 2025 and the Committee of Supply Debate on government spending, Natasha invites as her co-host Isabelle Liew, a ST journalist who covers the housing beat. They welcome Minister for National Development Desmond Lee on their living room couch as he says housing affordability will always be a “top-of-mind” issue for Singaporeans, as the nation gears up for the upcoming general election. He explains how the Government’s measures, including the increase in supply of Build-To-Order (BTO) flats and the injection of executive condominium (EC) units, will start to address this issue. Highlights (click/tap above): 2:50 What are 'brownfield' sites? Minister explains; on seeming ground sentiment that homeownership is slipping out of reach for younger Singaporeans 5:29 Differences between "willing buyer, willing seller" resale open market and new BTO flats; on supply projection 9:25 On property sales flyers hyping up million-dollar HDB resale flats; the FOMO (fear of missing out) effect, information and prudence 11:42 On possible government levers and measures on demand, how market can find stable baseline over the long term; advice to younger home-buying couples 18:20 On how his own West Coast GRC team fared since the last general election, and following the departure of Mr S Iswaran after corruption charges 24:00 On voter sentiments and housing affordability as an issue for the GE 34:00 What Minister Desmond Lee has learnt about himself as a politician so far, juggling portfolios? On what happens at his Meet-the-People Sessions 39:28 The deeper nuances behind converting the brownfield site for the upcoming new Mount Pleasant BTO housing estate Follow Natasha on her IG account and DM her your thoughts on this topic: https://str.sg/8Wav Follow Natasha on LinkedIn: https://str.sg/v6DNRead Natasha's articles: https://str.sg/iSXm Follow Isabelle Liew on LinkedIn: https://str.sg/Lu6q Read Isabelle Liew's articles: https://str.sg/iqDq Filmed by: Studio+65 Edited by: Jacen Tan, ST Video Executive producers: Ernest Luis & Lynda Hong Follow The Usual Place Podcast on Thursdays and get notified for new episode drops: Channel: https://str.sg/5nfm Apple Podcasts: https://str.sg/9ijX Spotify: https://str.sg/cd2P YouTube: https://str.sg/wEr7u Feedback to: podcast@sph.com.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 ST Podcasts website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX #tup #tuptrSee omnystudio.com/listener for privacy information.

MALAM SERAM THE HORROR TALK SHOW | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAIKISAH MITOS KEJADIAN PENANGGAL | KAWAN BAIK PINJAM DUIT DAN SIHIR AKU | KISAH SEWA RUMAH BERHANTUTeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 21 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai_______________________________________________________________________________________________Hello Geng Momok dapatkan tiket untuk MALAM SERAM TEATER DAN MUZIKMalam Seram Teater dan Muzik Sabtu,24 May 2025, 8 malamDi The Star Theatre (The Star Performing Art Centre)Geng Momok jom dapatkan tiket untuk pementasan pertama Malam Seram.Tiket kategoriMomok Colonel VIP $195Momok Major $145Momok Captain $125Momok Leftenant $95Lungsuri www.startix.sg untuk dapatkan tiket anda.Malam Seram Teater dan Muzik anjuran Muse+Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

Wayne and Joanne, both 27 years old and earning $4,000 each, are ready to take the next big step—buying their first home. But with skyrocketing property prices and so many options, they're unsure where to start. Should they go for a BTO, resale HDB, or a resale condo? What if they make the wrong decision?   In this episode of NOTG, George Peng, Phyllis Goh, and Yong Zhun from PropertyLimBrothers break down exactly what young couples need to consider before making their first property purchase. Understand how to prioritise capital gain and long-term planning, avoid common mistakes, and assess the pros and cons of different housing options. Learn why Minimum Occupation Period (MOP) and Seller's Stamp Duty (SSD) matter, and find out how an investment portfolio comprising stocks and crypto could influence property selection.   If you fit the persona, are struggling with uncertainty and want clear, practical advice on buying your first home, this is the episode you don't want to miss!   00:00 - Intro 00:48 - Introducing host 1:06 - Phyllis Goh 02:27 - Persona A Wayne and Joanne 03:53 - George's first pay 05:14 - Phyllis' studies 05:58 - Big gap and prices 06:17 - Personal Disposable Income/Savings chart 06:57 - George's thoughts about Wayne and Joanne 07:13 - Phyllis' advice 09:18 - Yong Zhun's thoughts about Wayne and Joanne 10:06 - Three choices on Wayne and Joanne's situation 12:02 - Main 2 choices suggested by Yong Zhun (Resale HDB) 13:29 - Main 2 choices suggested by Yong Zhun (Resale Condo) 17:42 - What is a good and bad property purchase? 18:41 - Pros and Cons of resale HDB and Condo 22:41 - Timeline of Wayne and Joanne 24:13 - When to take BTO Route 25:12 - When divorce happen 25:43 - 99 years ownership on condo during divorce 31:41 - CCR, RCR, OCR 35:15 - George advice to Wayne and Joanne situation 35:22 - If George is in Wayne and Joanne's situation 36:24 - George opinion on insurance 37:24 - Kids needs 38:22 - George go BTO if he is on similar situation 39:07 - What would Yong Zhun do? 40:09 - When George take the BTO he would do it intentionally. Why? 40:26 - George remembering something about BTO 41:47 - Continuing on when George take the BTO route why would he do it intentionally. 43:06 - Parting message for Wayne and Joanne 43:56 - 9 years after on Wayne and Joanne situation 47:06 - 9 years later breakdown 51:53 - Part 2 teaser 52:13 - Outtakes

TARIK KAIN PUTIH PONTIANAK DARI DAPUR SAMPAI KE BILIK | PAKCIK NAMPAK PONTIANAK ATAS POKOK ECPMALAM SERAM DITAJA TOP EJEN HARTANAH TEAMIRZAFAITeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 21 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan. Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFaiMALAM SERAM THE HORROR TALK SHOW |BUKAN SEKADAR CERITA SERAM DARI PETANG SAMPAI MAGHRIB KAWAN TAK BALIK DARI KUBUR | PADAH MAKE-UP LAMA SANGAT NAMPAK HANTUHello Geng Momok dapatkan tiket untuk MALAM SERAM TEATER DAN MUZIK Malam Seram Teater dan Muzik Sabtu, 24 May 2025, 8 malam Di The Star Theatre (The Star Performing Art Centre) Geng Momok jom dapatkan tiket untuk pementasan pertama Malam Seram.Tiket kategoriMomok Colonel VIP $195Momok Major $145Momok Captain $125Momok Leftenant $95Lungsuri www.startix.sg untuk dapatkan tiket anda. Malam Seram Teater dan Muzik anjuran Muse+Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

Million-dollar HDB flats are now a regular occurrence. Why are home prices in Singapore getting more and more expensive? Is housing still within reach for young Singaporeans today? In this episode of PropertyBT, Senior correspondent Leslie Yee gets insights from ERA Singapore’s Eugene Lim on housing affordability in Singapore. From BTOs to private homes, they explain whether home prices are stabilising and how population growth and a fast ageing population impact the housing market. Synopsis: Hosted by senior correspondent Leslie Yee, PropertyBT from The Business Times shares insights on all things Singapore property to help you on your property investment journey. Episodes feature views and insights from property analysts. Highlights of the podcast: 01:10 Property highlights from Budget 2025 03:06 How affordable is housing for young Singaporeans? 06:33 Are home prices stabilising? 09:16 How do developers acquire land in Singapore? 11:49 Will Singapore run out of land for housing? 13:53 Will an aging population dampen housing demand? Read Leslie’s articles: Is S$2.5 million an affordable price tag for a new leasehold 3-bedroom condo? Shifting housing demand from Singapore to Johor could offer room to ease ABSD rates --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Leslie Yee (lyee@sph.com.sg) With Eugene Lim, key executive officer, ERA Singapore Edited by: Emily Liu & Claressa Monteiro Produced by: Leslie Yee, Emily Liu & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Correspondents: Channel: bt.sg/btcobt Amazon: bt.sg/btcoam Apple Podcasts: bt.sg/btcoap Spotify: bt.sg/btcosp YouTube Music: bt.sg/btcoyt Website: bt.sg/btcorresp Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Money Hacks: bt.sg/btmoneyhacks BT Podcasts: bt.sg/pcOM BT Market Focus: bt.sg/btmktfocus BT Branded Podcasts: bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

What if the home you choose today could either unlock financial freedom or become your biggest regret? Today on NOTG, George, Jun Wei, and Yu Rong dive into the high-stakes decision faced by personas Peter and Lucy, a couple earning $25,000 each, torn between a landed property or a high-quantum 4- or 5-bedder condo.   With a $4 million to $5 million loan on the table, the wrong move could mean stretching their finances too thin or missing out on future gains. Should they prioritise an own-stay home, an investment strategy, or a mix of both? Which option carries the biggest risks or the highest upside? The discussion digs into the real impact of stress test rates, explores landed home conditions, and breaks down how uneven income between partners can affect ownership structure.   Plus, why installing a lift in a landed home might be one of the smartest investments they can make. For those planning their next big property decision, this episode offers a data-driven perspective on what works, what doesn't, and how to make the most of every dollar invested. Tune in now!   00:00 Introduction 01:31 Today's Topic: Real Estate Personas 03:03 Peter & Lucy: High-Income Home Buyers' Dilemma 04:09 Common Fears When Buying Property 05:46 Financial Calculations & Loan Considerations 08:04 Case Study: A Couple's Real Estate Investment Strategy 10:30 Leasehold Concerns & En Bloc Discussions 14:10 Evaluating New Launch vs. Landed Property 16:37 Landed Property Rental Yield Considerations 19:05 Weighing Risk & Reward in Property Investment 23:58 Peter & Lucy's Property Investment Options 30:12 Financial Strategy: Diversifying Real Estate Investments 39:00 Understanding Property Classes (Landed, Condo, HDB) 45:17 Property Selection Factors & Market Trends 54:13 Next Episode... 55:08 Outtakes

Budget 2025 brings more support for households and businesses. Every Singaporean household will receive S$800 in CDC vouchers, while eligible HDB households get up to S$760 in U-Save rebates. Families will benefit from S$500 LifeSG credits for young children and top-ups for students' education accounts, alongside higher ComCare Assistance and pension support. For businesses, a 50% corporate tax rebate (capped at S$40,000) and increased wage co-funding will provide financial relief. But are these measures enough to tackle Singaporeans' cost-of-living concerns? On MONEY MATTER’s Budget 2025 Conversation, Hongbin Jeong and Chua Tian Tian speak to Terence Ho, Associate Professor at SUSS and Nicholas Fang, Nicholas Fang, Director of Security and Global Affairs at Singapore Institute of International Affairs and Director of Strategic Consultancy Black Dot, to find out more.See omnystudio.com/listener for privacy information.

MALAM SERAM, PODCAST CERITA SERAM | BUKAN SEKADAR CERITA SERAM DITAJA TEAMMIRZAFAI TOP EJEN HARTANAHPADAH SIMPAN LABUBU DOLL DALAM RUMAH | ANAK PATUNG 'BERSUARA' TEGUR SAYA | KISAH SERAM JIRAN HANTUTeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 21 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFaiSuka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

Am 16. Februar um 11 Uhr wird es im HdB bunt zu gehen - wir feiern gemeinsam in Kooperation mit der Münstergemeinde Kirche Kunterbunt! Nach einem gemeinsam Start im großen Saal gibt es für die Erwachsenen einen Musik-Gottesdienst im Chorsaal. Alle Familien, groß&klein erfahren an vielen bunten Stationen eine biblische Message und haben eine Menge Spaß. Merkt euch den Termin auf jeden Fall vor und ladet eure Freunde ein! Nutzt dazu gerne den angehängten Flyer.

HOTEL SARAWAK BERHANTU SELIMUT KENA TARIK KETIKA TIDUR | ADA ORANG PANGGIL SAYA DI TINGKAP BILIKMALAM SERAM THE HORROR TALK SHOW | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAITeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 21 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai Selamat menyambut tahun 2024 semoga tahun ini KC dapat terus menyajikan lebih banyak kisah seram serta hiburan yang boleh dinikmati untuk seisi keluarga. Terima kasih atas sokongan anda pada tahun 2023 KC amat menghargainya! Jom Malam Seram!Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

Buying a home as a single professional can be a tough decision—HDB resale, 2-room BTO, or a 1-bed condo—the options are vast! In today's NOTG episode, Yu Rong, Jesley, and Jun Wei talk about the key factors every single homebuyer should consider, from affordability to flexibility and long-term investment potential.   They break down the pros and cons of each option, including the 5-year MOP commitment of an HDB resale, the budget-friendly yet lengthy wait for a 2-room BTO, and the flexibility of a 1-bed condo, which also comes with its own set of challenges. Beyond just the numbers, this episode also tackles the realities of living alone, the independence it brings, and how to make a future-proofed decision when choosing the right home. Plus, get exclusive insights into 2025 market predictions and the best areas for singles looking to invest in property.   If you're planning your next move as a single who has just hit the tender age of 35, don't miss this advice on home-buying! Timestamps: 00:00 Intro 00:51 Charmaine persona preview (Single professional) 03:00 Options 16:50 Looking at 1-Bedder units 20:20 Finding the right unit 23:30 Lee Jun Wei's free tip 28:28 2025 Predictions 35:00 Closing thoughts 42:41 Outtakes

Upgrading from an HDB flat to a condo may seem like a dream—but is it the right move for you? In this week's episode of NOTG, Yu Rong, Jesley, and Jun Wei talk about the fears, finances, and opportunities surrounding Singapore's most commonly considered first property upgrade.

   Through the real-life case of John and Michel—a 33-year-old couple with a combined income of $14,000—they break down critical considerations like managing higher monthly instalments, understanding principal and interest payments, and leveraging dual-key units to offset mortgage costs. They also examine whether splitting their purchase into two smaller properties could yield better returns while addressing concerns about shrinking condo sizes and the effects of HDB cooling measures on property appreciation. 

 Curious about navigating government policies, balancing affordability with space, or exploring creative financing strategies? Watch on to uncover actionable strategies for building wealth and managing risks in Singapore real estate.   Timestamps: 00:00 Intro 00:51 Charmaine persona preview (Single professional) 03:00 Options 16:50 Looking at 1-Bedder units 20:20 Finding the right unit 23:30 Lee Jun Wei's free tip 28:28 2025 Predictions 35:00 Closing thoughts 42:41 Outtakes

MALAM SERAM THE HORROR TALK SHOW | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAITeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 21 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFaiSuka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

This week, George, Jesley, and Yong Zhun from PropertyLimBrothers discuss the journey of young couples in their late 20s as they navigate the complexities of buying their first home. Using the example personas of Wayne and Joanne, they break down the essential steps for making informed and confident decisions in today's property market.   Focusing on the "Spring season" of life (ages 25-35), they explore how couples often aspire to upgrade but may feel uncertain about where to begin. Watch to understand the importance of setting a realistic budget, aligning property choices with long-term goals, and learning about financial readiness, rental strategies, and managing cash flow. They also provide an overview of current property prices and waiting times.   Does this persona represent you? Unsure whether to invest in a BTO, resale HDB, or condo? This episode will shed light on each option, their respective timelines, and government regulations—each of which requires careful consideration.   Timestamps: 00:00 Intro 00:55 Persona Wayne & Joanne (1st Time Buyer) 07:50 Unsure buyers 09:30 Hard to be a house husband 10:40 Timeline 16:18 Different risks 17:10 Thinking about your exit 22:25 Fears of a 27 years old 33:06 Waiting and save up for a better property 42:40 Rental yield play 50:59 Price now of BTO 1:01:15 Ideal advice 1:05:24 Next episode 1:05:58 Bloopers

MALAM SERAM THE HORROR TALK SHOW | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAIPEMANDU BAS DAN PENUMPANG KANAK-KANAK MISTERI | MISTERI SEORANG IBU PLEAT RAMBUT PONTIANAKTeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 21 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

Myths and misconceptions often hold buyers back in Singapore's property market, leaving many unsure of how to maximise returns or navigate rising costs effectively. This week on Nuggets On The Go, Melvin Lim, George, and Yu Rong from PropertyLimBrothers explore deep into the strategies that help investors and upgraders navigate key decisions.   They talk about the impact of “coordinated psychology” in new launches, the importance of harmonised floor plans, and why focusing on quantum over PSF can lead to better investment outcomes. They also discuss practical challenges such as saving for down payments, managing the resale versus new launch debate, and reframing monthly instalments as “forced savings” for HDB upgraders. Tackling whether fully paying for property is the best move, the episode provides insights into balancing financial commitments with long-term returns.   Learn about the alternative strategies for buyers, practical financial planning approaches, and the impact of shifting interest rates on Singapore's property market. All these and more on this episode!   Timestamps 00:00 Intro 00:57 “What is Herd Mentality?” 02:04 “Why do people buy into New Launch?” 03:44 “Which New Launch should I buy for the most capital appreciation?” 08:25 “Should you fully pay for their property without loans?” 11:39 New Launch vs Resale 15:45 “What is the fastest way for new buyers to save up for a down payment on a New Launch?” 20:54 “Should you keep your HDB or upgrade to a Condo?” 28:25 “Can you upgrade to another property in your Winter Season?” 34:06 A lot of projects TOP in 2027 34:55 Part 2 Teaser 35:24 Outtakes

BUNYI ORANG BERLARI ULANG ALIK DEPAN BILIK HOTEL | PEKERJA HOTEL PUCAT DAN KAKU DEPAN BILIK HOTELMALAM SERAM THE HORROR TALK SHOW | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAITeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 21 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan. Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

While Singapore is transforming into a City in Nature, natural habitats have been lost to development, leading to more human and animal clashes. How can wildlife and humans live in harmony?  Synopsis (headphones recommended): Green Trails is a four-part environment podcast special for 2024 where The Straits Times hits the ground with experts. In this fourth episode, our trails won't be entirely green. Instead of a nature park or a green space, we head over to an urban place surrounded by buildings and construction noise.  The new neighbourhood of Punggol Northshore recently saw some monkey business, with troops of long-tailed macaques spotted at construction sites and even eating at a void deck of an HDB block.   To find out how residents can responsibly live in a macaque hotspot, ST journalist Shabana Begum speaks with co-chief executive of Animal Concerns Research and Education Society (Acres) Anbarasi Boopal, and president of the Jane Goodall Institute (Singapore) Andie Ang.  Strolling along Punggol Settlement and the promenade opposite Coney Island, the conversation turns to other wildlife in our midst – from the common palm civets that tend to sneak into private houses, to the ever-present junglefowls. Animals in urban areas being culled is never a clear-cut decision, as Ms Anbarasi says: “Removal (of animals) is always not a solution. And where do we draw the line, right?  “We are okay with hornbills, but we're not okay with other birds.” At the end of the day, even urban areas in Singapore can be green trails.  Highlights (click/tap above): 2:10 Why is Punggol a monkey hotspot? 4:45 Monkey see, monkey don't do 11:08 When otters and civets visit homes  14:30 Is culling the best way to reduce bird numbers? 17:08 What to do when you encounter a snake Read ST's previous commentary about co-existing with wildlife: https://str.sg/tYpq Find out more about macaques in Punggol: https://str.sg/ephc Listen to other Green Trails episodes:  Ep 1: Visit to Sungei Buloh: How Singapore can better host migratory birds - https://str.sg/BrqS Ep 2: Visit to East Coast: How reclamation will shape up against rising sea levels - https://str.sg/mRG8 Ep 3: Visit to Windsor Park: Can insects in SG's backyard be foraged? - https://str.sg/4V6nQ Host: Shabana Begum (nshab@sph.com.sg) Trail producers: Hadyu Rahim, Fa‘izah Sani, Amirul Karim & Elsa Goh  Edited by: Hadyu Rahim Executive Producers: Lynda Hong (lyndahong@sph.com.sg), Ernest Luis (ernest@sph.com.sg) & Audrey Tan (audreyt@sph.com.sg) Follow Green Pulse Podcast here and get notified for new episode drops: Channel: https://str.sg/JWaf Apple Podcasts: https://str.sg/JWaY Spotify: https://str.sg/JWag Feedback to: podcast@sph.com.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 ST Podcast website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #greenpulse #greentrailsSee omnystudio.com/listener for privacy information.

While Singapore is transforming into a City in Nature, natural habitats have been lost to development, leading to more human and animal clashes. How can wildlife and humans live in harmony?  Synopsis (headphones recommended): Green Trails is a four-part environment podcast special for 2024 where The Straits Times hits the ground with experts. In this fourth episode, our trails won't be entirely green. Instead of a nature park or a green space, we head over to an urban place surrounded by buildings and construction noise.  The new neighbourhood of Punggol Northshore recently saw some monkey business, with troops of long-tailed macaques spotted at construction sites and even eating at a void deck of an HDB block.   To find out how residents can responsibly live in a macaque hotspot, ST journalist Shabana Begum speaks with co-chief executive of Animal Concerns Research and Education Society (Acres) Anbarasi Boopal, and president of the Jane Goodall Institute (Singapore) Andie Ang.  Strolling along Punggol Settlement and the promenade opposite Coney Island, the conversation turns to other wildlife in our midst – from the common palm civets that tend to sneak into private houses, to the ever-present junglefowls. Animals in urban areas being culled is never a clear-cut decision, as Ms Anbarasi says: “Removal (of animals) is always not a solution. And where do we draw the line, right?  “We are okay with hornbills, but we're not okay with other birds.” At the end of the day, even urban areas in Singapore can be green trails.  Highlights (click/tap above): 2:10 Why is Punggol a monkey hotspot? 4:45 Monkey see, monkey don't do 11:08 When otters and civets visit homes  14:30 Is culling the best way to reduce bird numbers? 17:08 What to do when you encounter a snake Read ST's previous commentary about co-existing with wildlife: https://str.sg/tYpq Find out more about macaques in Punggol: https://str.sg/ephc Listen to other Green Trails episodes:  Ep 1: Visit to Sungei Buloh: How Singapore can better host migratory birds - https://str.sg/BrqS Ep 2: Visit to East Coast: How reclamation will shape up against rising sea levels - https://str.sg/mRG8 Ep 3: Visit to Windsor Park: Can insects in SG's backyard be foraged? - https://str.sg/4V6nQ Host: Shabana Begum (nshab@sph.com.sg) Trail producers: Hadyu Rahim, Fa‘izah Sani, Amirul Karim & Elsa Goh  Edited by: Hadyu Rahim Executive Producers: Lynda Hong (lyndahong@sph.com.sg), Ernest Luis (ernest@sph.com.sg) & Audrey Tan (audreyt@sph.com.sg) Follow Green Pulse Podcast here and get notified for new episode drops: Channel: https://str.sg/JWaf Apple Podcasts: https://str.sg/JWaY Spotify: https://str.sg/JWag Feedback to: podcast@sph.com.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 ST Podcast website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #greenpulse #greentrailsSee omnystudio.com/listener for privacy information.

MALAM SERAM THE HORROR TALK SHOW | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAIDAH TAHU BERHANTU TETAP NAK SEWA HOMESTAY | ANAK MINTA HP NAK BUKA SURAH SEBAB ADA HANTUTeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 21 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai Selamat menyambut tahun 2024 semoga tahun ini KC dapat terus menyajikan lebih banyak kisah seram serta hiburan yang boleh dinikmati untuk seisi keluarga. Terima kasih atas sokongan anda pada tahun 2023 KC amat menghargainya! Jom Malam Seram!Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

How Singapore intends to settle noise disputes more effectively. Synopsis: Every second Monday of the month, The Straits Times takes a hard look at Singapore's social issues of the day with guests. Settling noise disputes will be easier with mandatory mediation as the Community Disputes Management Framework (CDMF) is enhanced, under the Community Disputes Resolution (Amendment) Bill.  Involved with how the framework can be enhanced is grassroots leader Raymond Poh. In this episode, Lynda Hong and co-host Christie Chiu speak with him to hear about his 14 years of experience in dealing with noise disputes, and how mediation has been effective in resolving disputes between neighbours (with an 80 per cent success rate with voluntary mediation cases). Mr Poh also shares how the Community Advisory Panel's (CAP) recommendations, along with the proposed CDMF enhancements, may help neighbours better understand one another and find middle ground.  The authorities also intend to allow the Housing Board to consider compulsory acquisition of flats as a deterrent and “the absolute last resort for severe, recalcitrant nuisance-making”. This measure will be considered only when all other levers have failed, and acquisition is needed to protect the interests of other residents, the Ministry of Culture, Community and Youth and the Ministry of Law and Ministry of National Development said in a joint statement in August, adding that this will be similar to how HDB can consider compulsory acquisition of flats for those convicted of throwing killer litter under the Penal Code. This podcast is brought to you by the Ministry of Culture, Community and Youth (MCCY): https://www.mccy.gov.sg Highlights (click/tap above): 1:25 CCTVs, noise sensors and detective work - a memorable dispute that Mr Poh had mediated  7:38 Different forms of mediation 8:19 The difference between the Community Mediation Centre (CMC) and the Community Disputes Resolution Tribunals (CDRT) 10:09 What are the new proposed enhancements to the Community Disputes Resolution (Amendment) Bill?  11:23 More noise complaints with population growth in Singapore 12:26 Proposed enhancements to the Community Disputes Resolution (Amendment) Bill More on the Community Disputes Management Framework: https://go.gov.sg/cdmf-enhancements Read ST's Opinion section: https://str.sg/w7sH Read Christie Chiu's articles: https://str.sg/3ESxU Hosts: Lynda Hong (lyndahong@sph.com.sg) and Christie Chiu (christiec@sph.com.sg) Produced and edited by: Amirul Karim Executive producer: Ernest Luis Follow In Your Opinion Podcast here and get notified for new episode drops: Channel: https://str.sg/w7Qt Apple Podcasts: https://str.sg/wukb Spotify: https://str.sg/w7sV Feedback to: podcast@sph.com.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 ST Podcast website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #inyouropinionSee omnystudio.com/listener for privacy information.

TIDAK DIGALAKKAN TIDUR DALAM BILIK INI | KISAH SERAM PEMANDU UBER POOL | HANTU KETUK TINGKAP BILIKMALAM SERAM THE HORROR TALK SHOW | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAI TeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 21 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai Selamat menyambut tahun 2024 semoga tahun ini KC dapat terus menyajikan lebih banyak kisah seram serta hiburan yang boleh dinikmati untuk seisi keluarga. Terima kasih atas sokongan anda pada tahun 2023 KC amat menghargainya! Jom Malam Seram!Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

Jesley, Alexa, and George from PropertyLimBrothers talks about the essential strategies specifically for HDB upgraders like John and Michel, and continues on the search for their right property.   This young, ambitious couple is eager to grow their wealth by moving into the condo market—but with big investments come big decisions, and they're understandably cautious about the risks. Learn why supply, demand, and property age are essential factors when scouting for your ideal condo—and don't miss George's personal advice if he were in John and Michel's shoes!   The team also discuss why timing is crucial for upgraders, what to keep in mind when choosing a property. and compare investments in stocks vs real estate. Packed with real-life examples and expert advice, this episode is also your guide towards making the best possible real estate decisions.   Timestamps : 00:00 Intro 00:37 John and Michel Introduction 01:59 Real Estate “Horror Stories” 04:09 Investing in stocks vs real estate 08:16 Motivations to upgrade to a condo in your 30s 08:48 Financial planning for John and Michel 11:55 George's Punggol HDB Sale 14:25 Things to consider before upgrading from HDB to Private 16:16 George's Punggol HDB Sale (Continue) 16:26 Expansion Phase vs Consolidation Phase 17:05 Advice to John and Michel 19:02 New Launch vs Resale Condo 21:04 GFA Harmonisation 21:25 What is the “best” New Launch to buy right now? 22:07 New Launch vs Resale Condo (Continue) 23:03 Advice to John and Michel (Continue) 24:44 Couple's concerns with 99 to 1 property ownership 26:52 Advice to John and Michel (Continue) 27:57 Closing 28:06 Outtakes

Jesley, Alexa, and George from PropertyLimBrothers talk about the FED's 15% interest rate cut could reshape the real estate market in 2025. With the rate reduction aimed at curbing inflation, the property market is buzzing with new opportunities. If you're newly married, early in your career, and looking to make the smartest property move—this episode is for you. They break down the impact of lower interest rates on property demand, discussing whether now is the time to buy or if waiting is a smarter strategy. Is the resale market about to heat up? How will enhanced housing grants and reduced loan-to-value ratios affect HDB buyers? Through the persona of a young couple, Wayne and Joanne—fresh graduates navigating their first big property decision—our team answers key questions like: Should you choose a BTO flat or resale HDB? What about a 2-bedroom condo? And how do you make sure your first property sets you up for future capital gains?   With engaging discussions on grants, market trends, and future-proofing your real estate decisions, this episode provides actionable insights tailored for those in the Spring of life. More on this episode!   Timestamps: 00:00 Intro 01:25 Article: "Fed slashes interests rates by a half point" 03:35 Client's opinions on interest rate cuts 05:21 Article: "2 ways the latest fed interest rate cut affects Singaporean homeowners" 08:59 Article: "Measures to cool the HDB resale market and provide more support for first-time home buyers" 09:28 Thoughts on latest cooling measure 10:43 Who is affected by the cooling measure? 13:53 Increase in Enhanced CPF Housing Grants (EHG) 14:30 Who is affected by the cooling measure? (Continue) 18:59 Article: "How would reduced loan-to-value (LTV) limit, larger housing grants affect HDB buyers?" 19:58 Article: "Vast majority of HDB buyers not affected by tighter loan-to-value (LTV) limit" 21:09 Wayne and Joanne introduction 22:12 Advice for Wayne and Joanne 42:24 George's life experiences and property buying journey 47:41 Advice: "First-time home buyers should take their time and get a second opinion before buying a home" 48:19 Alexa's life experiences and property buying journey 50:43 3 factors to determine what properties you can buy 51:11 Advice: "First-time home buyers should take their time and get a second opinion before buying a home" (Continue) 52:20 Teaser for Part 2 52:52 Outtakes

Join Michelle Martin as she explores what every new buyer of HDB flats needs to understand about the new public housing classification system in Singapore. Host Michelle Martin invites Ivan Cai, Head of Research at I Quadrant to join the lively discussion.This episode delves into the implications of the new Standard, Plus, and Prime BTO flats. Discover how these changes might affect demand, resale market dynamics, and whether the 6-9% subsidy clawback will impact housing prices. Plus, learn about the new options for singles and what these shifts mean for future BTO buyers.See omnystudio.com/listener for privacy information.

Singapore's architecture and history come alive. Athanasios Tsakonas, architect, builder, and author joins Glenn van Zutphen and Neil Humphreys on the "Saturday Mornings" podcast to discuss his perspective on Singapore's history and its ever-changing landscape. Tsakonas, a long-time listener of MoneyFM89.3 shares his insights on Singapore's urban landscape including: ●The evolution of HDB flats and how we should think about public spaces ●The enduring significance of World War II in Singapore and how the region memorializes its war dead in amazing cemetaries.See omnystudio.com/listener for privacy information.

MALAM SERAM THE HORROR TALK SHOW | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAISERAM DAN MENAKUTKAN ADA HANTU DALAM RUMAH SAYA | VIDEO & KISAH KASUT BERLAMPU ANAK MENYALA SENDIRITeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 21 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai Selamat menyambut tahun 2024 semoga tahun ini KC dapat terus menyajikan lebih banyak kisah seram serta hiburan yang boleh dinikmati untuk seisi keluarga. Terima kasih atas sokongan anda pada tahun 2023 KC amat menghargainya! Jom Malam Seram!Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

MIMPI SERAM GARA-GARA VIDEO KENA RASUK DI YOUTUBE | LIF FLAT SELALU ROSAK RUPANYA ANDA HANTUMALAM SERAM THE HORROR TALK SHOW | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAITeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 9 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda.PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan. Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555.Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai Selamat menyambut tahun 2024 semoga tahun ini KC dapat terus menyajikan lebih banyak kisah seram serta hiburan yang boleh dinikmati untuk seisi keluarga. Terima kasih atas sokongan anda pada tahun 2023 KC amat menghargainya! Jom Malam Seram! Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

DIKEJAR BABI NYEPET DI KAMPUNG INDONESIA | GANGGUAN JERANGKUNG DI HOTEL PHUKET | HANTU IKUT BALIKMALAM SERAM THE HORROR TALK SHOW | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAITeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 9 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda.PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai Selamat menyambut tahun 2024 semoga tahun ini KC dapat terus menyajikan lebih banyak kisah seram serta hiburan yang boleh dinikmati untuk seisi keluarga. Terima kasih atas sokongan anda pada tahun 2023 KC amat menghargainya! Jom Malam Seram! Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

MALAM SERAM THE HORROR TALK SHOW | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAITeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 9 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai Selamat menyambut tahun 2024 semoga tahun ini KC dapat terus menyajikan lebih banyak kisah seram serta hiburan yang boleh dinikmati untuk seisi keluarga. Terima kasih atas sokongan anda pada tahun 2023 KC amat menghargainya! Jom Malam Seram!Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

The achievement of Singapore's national public housing program is impressive by any standard. Within a year of its first election victory in 1959, the People's Action Party began to deliver on its promises in dramatic fashion. By the 1980s, 85 percent of the population had been rehoused in modern flats, and today, decades later, the provision of public housing shapes Singapore's environment. The standard accounts of this remarkable transformation leave many questions unanswered, from the historical to urgent matters of current policy: Why, of all the pressing demands of Singapore's newly enfranchised citizens, was housing such a priority back in the 1960s? How did the provision of social welfare via public housing shape Singapore's industrialisation and development over the last 50 years? Looking ahead, can the HDB continue to be a source of affordable housing for young families, while long-standing appreciation in flat prices provides for the retirement of their parents? How can this be managed as 99-year leases on flats run down? When young people from wealthy families purchase subsidised flats and then resell them for a profit as soon as they can, what does that do for the already pressing issues of inequality in Singapore? Public Subsidy, Private Accumulation: The Political Economy of Singapore's Public Housing (NUS Press, 2024) is a culmination of Dr. Chua Beng Huat's study of Singapore's public housing system, its dynamics, and the ways it functions in Singapore's politics. Does every great success hold within it the seeds of failure? The book will be of interest to citizens, and scholars of the political economy of Asian development, of social welfare provision, and of Singapore. This interview was conducted by Dr. Miranda Melcher whose new book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

The achievement of Singapore's national public housing program is impressive by any standard. Within a year of its first election victory in 1959, the People's Action Party began to deliver on its promises in dramatic fashion. By the 1980s, 85 percent of the population had been rehoused in modern flats, and today, decades later, the provision of public housing shapes Singapore's environment. The standard accounts of this remarkable transformation leave many questions unanswered, from the historical to urgent matters of current policy: Why, of all the pressing demands of Singapore's newly enfranchised citizens, was housing such a priority back in the 1960s? How did the provision of social welfare via public housing shape Singapore's industrialisation and development over the last 50 years? Looking ahead, can the HDB continue to be a source of affordable housing for young families, while long-standing appreciation in flat prices provides for the retirement of their parents? How can this be managed as 99-year leases on flats run down? When young people from wealthy families purchase subsidised flats and then resell them for a profit as soon as they can, what does that do for the already pressing issues of inequality in Singapore? Public Subsidy, Private Accumulation: The Political Economy of Singapore's Public Housing (NUS Press, 2024) is a culmination of Dr. Chua Beng Huat's study of Singapore's public housing system, its dynamics, and the ways it functions in Singapore's politics. Does every great success hold within it the seeds of failure? The book will be of interest to citizens, and scholars of the political economy of Asian development, of social welfare provision, and of Singapore. This interview was conducted by Dr. Miranda Melcher whose new book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/southeast-asian-studies

The achievement of Singapore's national public housing program is impressive by any standard. Within a year of its first election victory in 1959, the People's Action Party began to deliver on its promises in dramatic fashion. By the 1980s, 85 percent of the population had been rehoused in modern flats, and today, decades later, the provision of public housing shapes Singapore's environment. The standard accounts of this remarkable transformation leave many questions unanswered, from the historical to urgent matters of current policy: Why, of all the pressing demands of Singapore's newly enfranchised citizens, was housing such a priority back in the 1960s? How did the provision of social welfare via public housing shape Singapore's industrialisation and development over the last 50 years? Looking ahead, can the HDB continue to be a source of affordable housing for young families, while long-standing appreciation in flat prices provides for the retirement of their parents? How can this be managed as 99-year leases on flats run down? When young people from wealthy families purchase subsidised flats and then resell them for a profit as soon as they can, what does that do for the already pressing issues of inequality in Singapore? Public Subsidy, Private Accumulation: The Political Economy of Singapore's Public Housing (NUS Press, 2024) is a culmination of Dr. Chua Beng Huat's study of Singapore's public housing system, its dynamics, and the ways it functions in Singapore's politics. Does every great success hold within it the seeds of failure? The book will be of interest to citizens, and scholars of the political economy of Asian development, of social welfare provision, and of Singapore. This interview was conducted by Dr. Miranda Melcher whose new book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/sociology

The achievement of Singapore's national public housing program is impressive by any standard. Within a year of its first election victory in 1959, the People's Action Party began to deliver on its promises in dramatic fashion. By the 1980s, 85 percent of the population had been rehoused in modern flats, and today, decades later, the provision of public housing shapes Singapore's environment. The standard accounts of this remarkable transformation leave many questions unanswered, from the historical to urgent matters of current policy: Why, of all the pressing demands of Singapore's newly enfranchised citizens, was housing such a priority back in the 1960s? How did the provision of social welfare via public housing shape Singapore's industrialisation and development over the last 50 years? Looking ahead, can the HDB continue to be a source of affordable housing for young families, while long-standing appreciation in flat prices provides for the retirement of their parents? How can this be managed as 99-year leases on flats run down? When young people from wealthy families purchase subsidised flats and then resell them for a profit as soon as they can, what does that do for the already pressing issues of inequality in Singapore? Public Subsidy, Private Accumulation: The Political Economy of Singapore's Public Housing (NUS Press, 2024) is a culmination of Dr. Chua Beng Huat's study of Singapore's public housing system, its dynamics, and the ways it functions in Singapore's politics. Does every great success hold within it the seeds of failure? The book will be of interest to citizens, and scholars of the political economy of Asian development, of social welfare provision, and of Singapore. This interview was conducted by Dr. Miranda Melcher whose new book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/public-policy

The achievement of Singapore's national public housing program is impressive by any standard. Within a year of its first election victory in 1959, the People's Action Party began to deliver on its promises in dramatic fashion. By the 1980s, 85 percent of the population had been rehoused in modern flats, and today, decades later, the provision of public housing shapes Singapore's environment. The standard accounts of this remarkable transformation leave many questions unanswered, from the historical to urgent matters of current policy: Why, of all the pressing demands of Singapore's newly enfranchised citizens, was housing such a priority back in the 1960s? How did the provision of social welfare via public housing shape Singapore's industrialisation and development over the last 50 years? Looking ahead, can the HDB continue to be a source of affordable housing for young families, while long-standing appreciation in flat prices provides for the retirement of their parents? How can this be managed as 99-year leases on flats run down? When young people from wealthy families purchase subsidised flats and then resell them for a profit as soon as they can, what does that do for the already pressing issues of inequality in Singapore? Public Subsidy, Private Accumulation: The Political Economy of Singapore's Public Housing (NUS Press, 2024) is a culmination of Dr. Chua Beng Huat's study of Singapore's public housing system, its dynamics, and the ways it functions in Singapore's politics. Does every great success hold within it the seeds of failure? The book will be of interest to citizens, and scholars of the political economy of Asian development, of social welfare provision, and of Singapore. This interview was conducted by Dr. Miranda Melcher whose new book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/economics

BARU PINDAH RUMAH, HANTU JIRAN MASUK RUMAH SAYA | NAMPAK PONTI KERANA TIDUR MENGHADAP TINGKAPTeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 9 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai Selamat menyambut tahun 2024 semoga tahun ini KC dapat terus menyajikan lebih banyak kisah seram serta hiburan yang boleh dinikmati untuk seisi keluarga. Terima kasih atas sokongan anda pada tahun 2023 KC amat menghargainya! Jom Malam Seram!Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

KUCING BANTU HALAU HANTU BELAKANG RUMAH | EJEN FAI BANTU JUAL RUMAH YANG BERHANTUTeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 9 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai Selamat menyambut tahun 2024 semoga tahun ini KC dapat terus menyajikan lebih banyak kisah seram serta hiburan yang boleh dinikmati untuk seisi keluarga. Terima kasih atas sokongan anda pada tahun 2023 KC amat menghargainya! Jom Malam Seram!Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

ISTERI DITUMBUK SUAMI GARA-GARA HANTU | NAMPAK WANITA MELAMBAI BEBERAPA KALI PETANDA DISIHIRTeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 9 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan. Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai Selamat menyambut tahun 2024 semoga tahun ini KC dapat terus menyajikan lebih banyak kisah seram serta hiburan yang boleh dinikmati untuk seisi keluarga. Terima kasih atas sokongan anda pada tahun 2023 KC amat menghargainya! Jom Malam Seram!Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

NAIK LIF DENGAN JIRAN TERJUN DAN PERGI | HOUSEMATE SAYA BOLEH SERU GIRLFRIENDS DENGAN JAMPIMALAM SERAM THE HORROR TALK SHOW | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAITeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 9 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai Selamat menyambut tahun 2024 semoga tahun ini KC dapat terus menyajikan lebih banyak kisah seram serta hiburan yang boleh dinikmati untuk seisi keluarga. Terima kasih atas sokongan anda pada tahun 2023 KC amat menghargainya! Jom Malam Seram!Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.

MALAM SERAM, PODCAST CERITA SERAM | DITAJA TOP EJEN HARTANAH TEAMMIRZAFAITeamMirzaFai pemenang TOP 1 Agent Hartanah sebanyak 9 kali (The Pegasus Awards). Dengan kepakaran serta pengalaman memguruskan hartanah HDB, Condo serta Landed property Mirza Subari, Fai Muni, Leha Ramli, Elfi Muni dan Amir Amzar akan memudahkan lagi proses jual beli hartanah anda. PEMILIK RUMAH BTO anda kemungkinan mempunyai harta yang lumayan hubungi TeamMirzaFai untuk ketahui berapa keuntungan menjual rumah anda. Tiada paksaan untuk membuat keputusan dan tiada bayaran untuk sebarang pertanyaan.Hubungi sekarang melalui whatsapp atau panggilan telifon 83832145, 83338555. Urusan jual beli hartanah anda menjadi mudah dan sempurna dengan TeamMirzaFai Selamat menyambut tahun 2024 semoga tahun ini KC dapat terus menyajikan lebih banyak kisah seram serta hiburan yang boleh dinikmati untuk seisi keluarga. Terima kasih atas sokongan anda pada tahun 2023 KC amat menghargainya! Jom Malam Seram!Suka bacaan kisah-kisah seram, sila subscribe ke saluran Malam Seram! Malam Seram LIVE show Isnin hingga Khamis 11 malam dan Jumaat 11.59 malam MALAM SERAM adalah segmen LIVE perkongsian pengalaman seram dan misteri. Anggap ia hanya sekadar perkongsian sahaja. Jangan mudah percaya dan terlalu taksub dengan apa yang anda dengar! MALAM SERAM The Horror Talk Show Bukan Sekadar Cerita Seram.Become a supporter of this podcast: https://www.spreaker.com/podcast/malam-seram--3347472/support.